Features of 72 Croton Avenue, Cortlandt Manor
Net Sale Price: $193,000 Two Family Home under Renovation New Roof, Boiler, Hot Water Heater and More Two Bedroom Owner Unit on Second Level (+/- 786 sq. ft) One Bedroom Apartment on First Level (+/-576 sq. ft) Hardwood Floors Terraced Yard with Front and Side Patios .67 acre
Town of Cortlandt
The Town of Cortlandt is located in the northwest corner of Westchester County. It is bounded on the north by Putnam County, on the west by the Hudson River and the City of Peekskill, on the east by Yorktown, and south by the Towns of Ossining and New Castle. 72 Croton Avenue is located within the hamlet of Cortlandt Manor.
Served by the Lakeland Central School District, residents of 72 Croton Avenue may attend Lincoln Titus Elementary School and Walter Panas High School, both of which are approximately one mile away. The Lakeland-Copper Beech Junior-Middle High School is located approximately 5.8 miles away.
The property is private yet conveniently located off of Crompond Road (Route 202) near shops and transportation. There is easy access to the Taconic State Parkway and to the Metro North Hudson line at Peekskill. The Town maintains several parks with soccer and softball fields, playgrounds, tennis and basketball courts and a swimming pool. The Town sponsors movies and summer concerts in the park and residents can attend various activities and programs at the Cortlandt Youth and Recreation Center. Bear Mountain State Park can be readily accessed from the nearby Bear Mountain State Parkway.
The largest employer in the Town is the Cortlandt Town Center – a large retail center located on Cortlandt Boulevard, also known as NYS Route 6. Other major employers in the Town include New York Presbyterian Hudson Valley Hospital Center and the FDR Veterans Administration Hospital.
2/2016 72 Croton Avenue, Cortlandt Two Family Home Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
TWO BEDROOMS W/ONE
BEDROOM
RENTAL APARTMENT Sale Price $ 493,000 Westchester County $ (330,000) Assistance Net Sale Price $ 193,000 5% Down Payment $ (9,650) Mortgage Amount $ 183,350
Principal + Interest** $ 960 Approximate taxes $ 635 Insurance $ 200
Total Housing Payment (PITI) $ 1,795*** Approx. income needed to carry $ 65,273* payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Rental income from the one bedroom apartment of $800 can offset this payment.
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
2 $67,650 3 $76,100 4 $84,550 5 $91,350
2/2016 72 Croton Avenue, Cortlandt – Picture and Floor Plan
2/2016 Features of 176 Henry Street, Buchanan
Net Sale Price: $235,033 3 Bedroom Single Family Home Cape Cod Style 2-1/2 Baths 2 Fireplaces Kitchen Island w/Granite Countertop Hardwood Floors & Carpeting Central Air Conditioning Front Porch Rear Deck Detached Shared Garage Unfinished Walk-Out Basement .22 Acres
Village of Buchanan
The Village of Buchanan is situated in the northwestern corner of Westchester County on the eastern bank of the Hudson River in the Town of Cortlandt. It is bordered by Peekskill to the north and east.
Hendrick Hudson Central School District serves the residents of 176 Henry Street. The District offers a full day kindergarten; an enrichment program and full special education services are available. Henrick Hudson High School offers a comprehensive program of honors and A.P. courses in a full Regents program with special education services provided when needed, and technical training through BOCES. Blue Mountain Middle School is an Excellence in Education school. Children in the three elementary schools are grouped heterogeneously, with provision for various ability levels in math and reading.
Buchanan’s Recreation Department offers a summer day camp and senior citizens services. The Hendrick Hudson Free Library services Buchanan’s residents. The Town of Cortlandt services are available to Buchanan residents.
It is conveniently located to the Cortlandt station of Metro North’s Hudson Line and the house is in close proximity to bus stops for Bee Line Bus Routes 14 and 17.
2/2016 176 Henry Street, Buchanan Single Family Three Bedroom Home Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
THREE BEDROOMS Sale Price $ 377,726 Westchester County $ (142,693) Assistance Net Sale Price $ 235,033 5% Down Payment $ (11,751) Mortgage Amount $ 223,282
Principal + Interest** $ 1165 Approximate taxes $ 590 Insurance $ 125
Total Housing Payment (PITI) $ 1,880*** Approx. income needed to carry $ 68,364* payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
3 $76,100 4 $84,550 5 $91,350 6 $98,100 7 $104,842
2/2016 176 Henry Street, Buchanan – Picture and Floor Plan
2/2016 Features of 11 Westview Avenue, North Salem
Net Sale Price: $157,083 3 Bedroom Single Family Home Raised Ranch #/- 1728 sq.ft Hardwood Floors Formal Dining Room w/French Doors to Balcony Family Room w/French Doors to Deck Basement Laundry One Car Garage .5 Acre
Town of North Salem
The Town of North Salem is located in the northeastern corner of Westchester County. It encompasses 23 square miles and is noted for its open lands, lakes and reservoirs. Some 50 miles north of New York City, the town has a population of 5200.
Curriculum, instruction and assessment are well aligned in the North Salem Schools – the elementary school Pequenakonck and the North Salem Middle and High Schools. North Salem has been a “school in good standing” as designated by the New York State Department of Education Report Card. The district ranks #61 in the state and #229 in the country.
The Ruth Keeler Memorial Library is an educational and cultural center for the North Salem community, serving its residents from infants to senior citizens with print and multimedia resources as well as enriching program.
The Town of North Salem offers many recreational programs. There are two North Salem parts as well as the County’s Mountain Lakes Park. Joe Bohrdum Park is at 15 Sunset Drive and has tennis courts, soccer field, two baseball fields, a playground, basketball courts and picnic area. Volunteers Park is at 250 June Road and has a soccer field, baseball field, a children’s playground and a basketball court. There are many trails and open space for walking and hikes.
The site is conveniently located to Interstate 684, which to the North intersects with Interstate 84 towards Connecticut and South towards the Westchester County Airport, White Plains and New York City. The area is served by Metro-North Harlem Line at Croton Falls and Purdys, which are less than three miles from the property.
2/2016 11 Westview Avenue, North Salem Single Family Three Bedroom Home Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
THREE BEDROOMS Sale Price $ 317,083 Westchester County $ (160,000) Assistance Net Sale Price $ 157,083 5% Down Payment $ (7,855) Mortgage Amount $ 149,228
Principal + Interest** $ 780 Approximate taxes $ 885 Insurance $ 125
Total Housing Payment (PITI) $ 1,790*** Approx. income needed to carry $ 65,100* payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
3 $76,100 4 $84,550 5 $91,350 6 $98,100 7 $104,842
2/2016 Features of 11 Westview Ave, North Salem – Picture and Floor Plan
2/2016 Features of 25 Oak Road, Montrose
Net Sale Price: $215,000 4 Bedroom Single Family Home Ranch Style +/2250 sq. ft. (not including basement) 2 Baths Fireplace Family Room Laundry Room Patio 1 Car Garage Unfinished Basement .5 Acres
Town of Cortlandt Hamlet of Montrose
The Town of Cortlandt is located in the northwest corner of Westchester County. It is bounded on the north by Putnam County, on the west by the Hudson River and the City of Peekskill, on the east by Yorktown, and south by the Towns of Ossining and New Castle. 25 Oak Road is located within the hamlet of Cortlandt Manor. Montrose is a hamlet within the Town.
Residents of 25 Oak Rd will be served by the Hendrick Hudson Central School District.
The property conveniently located near shops and transportation. There is easy access to Route 9A which leads into the Taconic State Parkway and the Saw Mill River Parkway. It is within 2 miles of the Metro North Hudson Line Cortlandt Station. The nearest Bee Line Bus Route is #14. The Town maintains several parks with soccer and softball fields, playgrounds, tennis and basketball courts and a swimming pool. The Town sponsors movies and summer concerts in the park and residents can attend various activities and programs at the Cortlandt Youth and Recreation Center. Bear Mountain State Park can be readily accessed from the nearby Bear Mountain State Parkway. George’s Island Park is a 208-acre waterfront park in Montrose offering views of the Hudson River. It provides boat access to the Hudson River as well as areas for nature and picnicking.
The largest employer in the Town is the Cortlandt Town Center – a large retail center located on Cortlandt Boulevard, also known as NYS Route 6. Other major employers in the Town include New York Presbyterian Hudson Valley Hospital Center and the FDR Veterans Administration Hospital.
2/2016 25 Oak Road, Montrose Single Family Four Bedroom Home Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
FOUR BEDROOMS
Sale Price $ 377,726 Westchester County $ (162,726) Assistance Net Sale Price $ 215,000 5% Down Payment $ (10,750) Mortgage Amount $ 204,250
Principal + Interest** $ 1070 Approximate taxes $ 1025 Insurance $ 125
Total Housing Payment (PITI) $ 2,220*** Approx. income needed to carry $ 80,727* payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
4 $84,550 5 $91,350 6 $98,100 7 $104,842
2/2016 25 Oak Road, Montrose – Picture and Floor Plan
MONTROSE
2/2016 Features of Bedford Mews Condominium, Bedford Hills
208 Harris Road, DA-5 208 Harris Road, HA-6
Condo Unit DA-5 Condo Unit HA-6 Net Sale Price: $155,000 Net Sale Price: $137,420 2 Bedrooms /2 Baths 1 Bedroom/1 Bath +/- 1243 sq.ft +/- 953 sq.ft End Unit End Unit Ground Floor Ground Floor Patio Patio Hardwood Floors Hardwood Floors Electric Baseboard Heat Electric Baseboard Heat Central Air Conditioning Central Air Conditioning Stacked Washer/Dryer Laundry Hook-Up Assigned Parking Spot Assigned Parking Spot
Common Amenities Pool Playground Clubhouse Central Lawn Area Pets Permitted
Town of Bedford
The Town of Bedford is located in the northeastern part of Westchester County and contains the three hamlets of Bedford Hills, Bedford and Katonah. The Bedford Mews Condominium is in the Bedford Hills hamlet. The Town is bordered to the west by Mt.Kisco, to the south by Armonk, and to the east by Pound Ridge.
The Town’s Recreation & Parks Department offers swimming lessons at its three hamlet pools; summer camp, including a six-week day camp for children with special needs; dog park; seasonal sports programs; and programs for seniors.
Bedford Mews is in the Bedford Central School District that includes one high school, one middle school and seven elementary schools. The District has a K-12 Department for English for Speakers of Other Languages (ESOL). Fox Lane High School was recognized as a Silver School of Opportunity.
Bedford Mews is conveniently located to shopping, dining, the Metro-North Harlem line in Katonah and Bedford Hills and the Bee Line Bus (Route 19). It has easy access to Interstate 684 and to the Saw Mill River Parkway.
The Northern Westchester Hospital is conveniently located in nearby Mt. Kisco.
2/2016 208 Harris Road,Unit HA-6, Bedford Hills One Bedroom Condominium Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
ONE BEDROOM
Sale Price $ 247,477 Westchester County $ (110,057) Assistance Net Sale Price $ 137,420 5% Down Payment $ (6,871) Mortgage Amount $ 130,549
Principal + Interest** $ 685 Approximate taxes $ 275 Walls-In Insurance $ 50 Common Charges $ 345***
Total Housing Payment (PITI) $ 1,355 Approx. income needed to carry $ 49,272* payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Owner is responsible for electric and water charges.
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
1 $59,200 2 $67,650 3 $76,100
2/2016 208 Harris Road,Unit DA-5, Bedford Hills Two Bedroom Condominium Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
TWO BEDROOMS
Sale Price $ 277,925 Westchester County $ (122,925) Assistance Net Sale Price $ 155,000 5% Down Payment $ (7,750) Mortgage Amount $ 147,250
Principal + Interest** $ 770 Approximate taxes $ 335 Walls-In Insurance $ 50 Common Charges $ 416***
Total Housing Payment (PITI) $ 1,571 Approx. income needed to carry $ 57,127* payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Owner is responsible for electric and water charges.
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
2 $67,650 3 $76,100 4 $84,550 5 $91,350
2/2016 208 Harris Road, Unit DA-5, Bedford Hills – Picture and Floor Plan
2/2016 208 Harris Road, Unit HA-6, Bedford Hills – Picture and Floor Plan
2/2016 Features of Chester Heights Gardens Condominium II 20B Oregon Avenue, Eastchester 60A Oregon Avenue, Eastchester
Condo Unit 20B Condo Unit 60A Net Sale Price: $120,000 Net Sale Price: $154,810 1 Bedroom/1 Bath 2 Bedroom/1.5 Bath +/- 750 sq. ft +/- 1000 sq. ft Hardwood Floors Hardwood Floors Assigned Parking New Stainless Steel Appliances Washer/Dryer Assigned Parking
Common Amenities Laundry Room Heat & Hot Water included in Common Charges Park within Walking Distance No Pets Managed by Garthchester Realty
Town of Eastchester The Town of Eastchester is located in southern Westchester and includes the Villages of Bronxville and Tuckahoe. The Town is bordered to the west by Yonkers, to the south by Mount Vernon, to the east by New Rochelle and to the north by Scarsdale.
The Town’s Department of Parks and Recreation manages nine major parks. Park facilities include baseball and softball fields, soccer and open play field, playgrounds, tennis courts, and picnic areas. The Town operates three day camps during the summer for children from five years of age through ninth grade. At the 116 acre Lake Isle Park, there is an 18 hole golf course, an outdoor swimming pool complex and tennis courts. The Recreation Department is part of the South East Consortium for Special Services, a non-profit organization which provides year-round therapeutic recreational programs for persons with disabilities.
Eastchester Senior Programs and Services’ programs include medical and shopping transportation, case management, home delivered meals and senior centers at Lake Isle, Garth Road and Sundays at Concordia College. The senior centers offer an environment for socializing, recreation, education, culture and entertainment.
Chester Heights Condominium II is in the Tuckahoe Union Free School District. William E. Cottle School (elementary) was named a NYS High Performing School, Tuckahoe Middle School has been recognized a NYS Reward School and Tuckahoe High School was included on Newsweek’s list of America’s Best High Schools.
The property is within walking distance of Bee-Line Bus Routes #30 and #53. Both Metro-North Railroad stations for Bronxville and Fleetwood are within 2-1/2 miles of the site. It is located close to the Hutchinson River Parkway and the Cross County Parkway.
2/2016 20B Oregon Avenue, Eastchester One Bedroom Condominium Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
ONE BEDROOM
Sale Price $ 196,000 Westchester County $ (76,000) Assistance Net Sale Price $ 120,000 5% Down Payment $ (6,000) Mortgage Amount $ 114,000
Principal + Interest** $ 595 Approximate taxes $ 295 Walls-In Insurance $ 50 Common Charges $ 430***
Total Housing Payment (PITI) $ 1,370 Approx. income needed to carry $ 49,818* payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Common Charge includes heat and hot water.
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
1 $59,200 2 $67,650 3 $76,100
2/2016 60A Oregon Avenue, Eastchester Two Bedroom Condominium Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
TWO BEDROOMS
Sale Price $ 310,700 Westchester County Assistance $ (155,890) Net Sale Price $ 154,810 5% Down Payment $ (7,741) Mortgage Amount $ 147,069
Principal + Interest** $ 770 Approximate taxes $ 430 Walls-In Insurance $ 50 Common Charges $ 635***
Total Housing Payment (PITI) $ 1,885 Approx. income needed to carry $ 68,545* payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Common Charge includes heat and hot water.
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
2 $67,650 3 $76,100 4 $84,550 5 $91,350
2/2016 20B Oregon Avenue, Eastchester - Picture and Floor Plan
2/2016 60A Oregon Avenue, Eastchester - Picture and Floor Plan
2/2016 Features of Village Green Condominium
100 Cedar St., Unit A-44 Dobbs Ferry
Net Sale Price: $150,000 1 Bedroom with Den +/- 978 sq. ft. 1 Bath First Floor Unit w/Deck Hardwood Floors Deeded 1-Car Garage (1-6) Dedicated Parking Space (#90)
Common Amenities Pool Clubhouse Playground 3 Laundry Rooms Heat & Hot Water included in Common Charge Pets Permitted
Village of Dobbs Ferry
The Village of Dobbs Ferry is located in the southwestern part of Westchester County and is in the Town of Greenburgh. The Village is bounded on the west by the Hudson River and on the east by the Saw Mill River.
Village Green is located within the Dobbs Ferry Union Free School District which consists of Springhurst Elementary, Dobbs Ferry Middle School and Dobbs Ferry High School. Mercy College, a private, four year institution with undergraduate and graduate programs has its main campus in Dobbs Ferry. An Alcott Montessori School is also located in Dobbs Ferry.
Several lines of the Bee-Line Bus System run through Dobbs Ferry, facilitating north-south travel along Route 9 and east-west along Ashford Avenue. Commuter rail service to Grand Central Terminal is available via the Dobbs Ferry train station served by Metro-North Railroad. The train runs on the Hudson Line, and travel time from Dobbs Ferry to Grand Central Terminal is approximately 37 minutes on an express train.
The Village’s Recreation & Parks Department offers youth, adult and senior programs, including basketball clinics, archery and art programs and exercise classes. There are a variety of Village parks including Waterfront Park on the Hudson River shoreline with playground, soccer field and open space and Gould Park with two public swimming pools, playground, basketball court and multi-sport ballfields.
2/2016 100 Cedar Street, Unit A-44, Dobbs Ferry One Bedroom Condominium Affordability Analysis – February, 2016
Fair & Affordable Housing (All figures are approximate and subject to change)
ONE BEDROOM WITH DEN Sale Price $ 321,500 Westchester County $ (171,581) Assistance Net Sale Price $ 150,000 5% Down Payment $ (7,500) Mortgage Amount $ 142,500
Principal + Interest** $ 745 Approximate taxes $ 405 Walls-In Insurance $ 50 Common Charges $ 675***
Total Housing Payment (PITI) $ 1,875 Approx. income needed $ 68,182* to carry payment
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Common Charges includes heat and hot water.
Maximum Income Limits as of June 2015 (Income limits are subject to change)
No. of Persons Income Limit
1 $59,200 2 $67,650 3 $76,100
2/2016 100 Cedar Street, Unit A-44 – Dobbs Ferry – Picture and Floor Plan
LIVING/DINING ROOM
DEN
2/2016