ONLINE PAYMENT METHODS Worlwide Supported Payment Methods Overview
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ONLINE PAYMENT METHODS Worlwide supported payment methods overview Nexway’s range of payment methods is part of Nexway MONETIZE solution. MONETIZE starts with Nexway acting as merchant of record (MoR). You keep control of your pro- duct and catalog, customers, user experience, and marketing operations. Nexway, as MoR and your legal reseller, is liable to the financial institutions that process the payments to ensure security and data integrity. Nexway se cures transactions and payments worldwide, collects and remits orders and sales tax, provides fulfillment integrations, and ensures data compliance, leaving you the time to invest in your products & services! Built upon a micro-service and API based architecture, Monetize is able to couple next generation payments, AI and big data capabilities to provide a unique approach to software, game and service monetization. Nexway Nexway Payment Methods| © Nexway 2017 Nexway supports flexible payment options! CARD PAYMENTS ALTERNATIVE PAYMENTS MOBILE WALLETS We accept major credit card We support several ways to We give customers the option payments from over 140 pay including major alterna- to use Apple Pay ™, Android countries worldwide. tive payment methods, online Pay ™ and other mobile wal- and offline bank transfers, lets. direct debits and more. MAIN PAYMENT CARDS Payment cards are not the only way to pay for online transactions. In reality there are more than 300 different types of payments in the e-commerce world. Nexway Nexway Payment Methods| © Nexway 2017 ALTERNATIVE PAYMENT METHODS & WALLET ONLINE BANK TRANSFERS Online: Customers use their online or real-time Bank account to transfer money with imme- diate online authorisation. Examples: iDEAL, eNets, Sofort, Giropay Offline: Customers make an offline payment by using a payment reference. (Authorisation is de- layed). Examples: Dineromail, SafetyPay DIRECT DEBITS For instance predictable recurring transactions such as subscriptions. Examples: SEPA DD E-WALLETS An e-Wallet is a secure place that contains one or more currency purses. Shoppers can fund an e-Wallet in several different ways. Once funded, shoppers can use e-Wallets online to buy goods or services. a Examples: Alipay, PayPal, Qiwi, Yandex MOBILE Direct carrier billing: Increasingly important in developing markets such as Africa, this is quick and simple with shoppers paying by just providing their phone number. Examples: DaoPay Mobile wallets: There is a growing choice of mobile wallets that operate in their local country or ter- ritory. Few are capable of global reach yet. Examples: Apple Pay LOCAL CARD SCHEMES These schemes often operate like traditional cards but only in specific domestic markets in most cases. Some are more sophisticated e.g. offering card and bank transfer options. Examples: MisterCash, Cartasi, Postepay, Carte Bleue Nexway Nexway Payment Methods| © Nexway 2017 PRE-PAY Customers are required to buy a card or voucher before starting a transaction. These pay- ment types are usually authorised immediately. Examples: Astropaycard, Postepay, uKash, Neosurf, Paysafecard, Toditocas POST-PAY When customers buy a product or services online, they pay for it later at an affiliated outlet or store. In most cases, the delay between the initial transaction and settlement makes it non-suitable to sell perishable goods and time-sensitive purchases, such as travel tickets. Examples: Konbini, Boleto Bancário, Multibanco E-INVOICES Customer pay for their goods after delivery without sharing credit card or bank details. Examples: Klarna Nexway manages global & local payments Nexway adresses the complexities & challenges within the global market Nexway solutions suit customer needs Nexway Nexway Payment Methods| © Nexway 2017 MAIN PAYMENT METHODS BY REGION Knowing which payment methods are preferred in key markets will help you understand how to de- velop your global payment strategy. NORTH AMERICA USA Most Representative Alternative Visa ACH - Direct Debit Mastercard American Express Paypal Discover CANADA Most Representative Alternative Visa Interact Online - Online Debit Mastercard Interac Online American Express EUROPE AUSTRIA Most Representative Alternative EPS Loyalty cards - Support for various Sepa direct debit loyalty and store cards Visa Bank Transfer - Offline bank transfer EPS - Online Banking SEPA Direct Mastercard Debit - Direct debits in the SEPA area SOFORT Banking - Online banking sup- porting various local bank Nexway Nexway Payment Methods| © Nexway 2017 BELGIUM Most Representative Alternative Bancontact Bank Transfer - Offline bank transfer Mastercard BanContact/Mr. Cash - Debit card in Belgium Visa SEPA Direct Debit - Direct debits in the SEPA area Paypal SOFORT Banking - Online banking supporting various local banks CZECH REBUBLIC Most Representative Alternative Mastercard Česká Spořitelna - Online Banking. Online banking ČSOB - Online Banking Visa GE Money - Online Banking Paypal Komerční Banka - Online Banking Raiffeisen Bank - Online Banking SEPA Direct Debit - Direct debits in the SEPA area UniCredit - Online Banking Volksbank - Online Banking. DENMARK Most Representative Alternative Visa dankort Bank Transfer - Offline bank transfer Mastercard Dankort - Local debit card scheme Klarna Danske Bank - Online Banking Paypal Jyske Bank - Online Banking Nordea - Online Banking Open Invoice - Payments on credit by open invoice SEPA Direct Debit - Direct debits in the SEPA area FRANCE Most Representative Alternative Cartes Bancaires Bank Transfer - Offline bank transfer Visa Cartes Bancaires - Debit cards in France Mastercard SEPA Direct Debit - Direct debits in the SEPA area Paypal American Express Nexway Nexway Payment Methods| © Nexway 2017 GERMANY Most Representative Alternative SEPA direct debit Bank Transfer - Offline bank transfer Giropay ELV - Electronic bank debit in Germany Klarna Giropay - German online banking payment supporting various Visa local banks Paypal SEPA Direct Debit - Direct debits in the SEPA area Mastercard SOFORT Überweisung - Online banking supporting various local banks Sofort Open Invoice FINLAND Most Representative Alternative Finnish eobanking Bank Transfer - Offline bank transfer Visa Ålandsbanken - Online banking Klarna Aktia - Online Banking Paypal Danske Bank - Online Banking. Handelsbanken - Online banking Nordea - Online banking. OP-Pohjola - Online Banking Mastercard Open Invoice - Payments on credit by open invoice Osuuspankki - Online banking POP Pankki - Online Banking Säästöpankki - Online Banking S-Pankki - Online Banking SEPA Direct Debit - Direct debits in the SEPA area Tapiola - Online banking ITALY Most Representative Alternative Visa CartaSi - MasterCard and/or Visa co-branded card in Italy Mastercard Postepay - Visa co-branded card in Italy Paypal SEPA Direct Debit - Direct debits in the SEPA area American Express Nexway Nexway Payment Methods| © Nexway 2017 THE NETHERLANDS Most Representative Alternative iDEAL Bank Transfer - Offline bank transfer. SEPA direct debit Ideal - Online banking in the Netherlands. Realtime payment Mastercard method covering all major issuing banks Visa Direct debit (incasso) - Direct debit from shopper bank account Paypal initiated by merchant Klarna Entertainment Card - Prepaid card that is sold in a wide variety of retail stores Gift Cards - Prepaid cards sold in a wide variety of retail stores, including Podium Cadeaukaart and Babygiftcard Open Invoice - Payments on credit by open invoice SEPA Direct Debit - Direct debits in the SEPA area NORWAY Most Representative Alternative Visa Bank Transfer - Offline bank transfer Mastercard Bankaxess - Online banking Klarna Open Invoice - Payments on credit by open invoice Paypal SEPA Direct Debit - Direct debits in the SEPA area POLAND Most Representative Alternative Pay-by-links Bank Transfer - Bank transfer Visa Bank Zachodni WBK - Online Banking Mastercard Crédit Agricole - Online Banking Paypal ING Bank - Online Banking Inteligo - Online Banking mBank - Online Banking Millennium Bank - Online Banking MultiTransfer - Online Banking by MultiBank Nordea - Online Banking SEPA Direct Debit - Direct debits in the SEPA area PORTUGAL Most Representative Alternative Multibanco MultiBanco - Offline ATM-based payment method Visa Payshop - Offline ATM-based payment method Mastercard SEPA Direct Debit - Direct debits in the SEPA area Nexway Nexway Payment Methods| © Nexway 2017 RUSSIA Most Representative Alternative Visa Bank Transfer - Bank Transfer. Qiwi Cash Terminals - Payments with Russian Cash terminals. Yandex Money Moneta - Wallet. Online Banking - Online Banking. Paypal Qiwi - Wallet that can also be topped up via payment terminals. WebMoney - Wallet. Yandex - Wallet SPAIN Most Representative Alternative Visa Bank Transfer - Offline bank transfer Mastercard Banc Sabadell - Online Banking Paypal Banco Pastor - Online Banking Banco Popular - Online Banking American Express Bank Inter - Online Banking Bankia - Online Banking BBVA - Online Banking ING - Online Banking La Caixa - Online Banking Safetypay - Online Banking Santander - Online Banking SEPA Direct Debit - Direct debits in the SEPA area SWEDEN Most Representative Alternative Mastercard Bank Transfer - Offline bank transfer Klarna Danske Bank - Online Banking Visa Forex Bank - Online Banking Handelsbanken - Online Banking Online banking ICA-Banken - Online Banking Paypal Länsförsäkringar - Online Banking Nordea - Online Banking Open Invoice - Payments on credit by open invoice SEB - Online Banking SEPA Direct Debit - Direct debits in the SEPA area Skandiabanken