DOCSLIB.ORG

Avanade Helps Achmea Develop Faster, Cheaper and More Efficient Portals with Microsoft Sharepoint

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Avanade Helps Achmea Develop Faster, Cheaper and More Efficient Portals with Microsoft Sharepoint Case Study Avanade helps Achmea develop faster, cheaper and more efficient portals with Microsoft SharePoint Scenario The vast majority of these sites are built partner of choice. Furthermore, Avanade With 8 million customers, Achmea is the in the same way and offer the same was able to offer favorable construction Netherlands’ largest insurance group functionalities, such as news feeds, social conditions thanks to its Bratislava Delivery and the market leader in health care and media integration and process automation. Center (BDC). Key factors at play here were non-life insurances. Familiar brand names Previously, the design and build of cost benefit, work ethic and highly skilled include Centraal Beheer, Zilveren Kruis these websites’ functional elements SharePoint Specialists as well as degree of and Interpolis. were decentralized and had to be done accessibility and scalability for Achmea. afresh each time, creating unnecessary Within Achmea, a large number of products duplication of work and high project costs. Approach are put on the market under various brand On reviewing the fundamental IT process, The collaboration began in May 2012, umbrellas, creating overlap between the a key opportunity was identified to supply with a view to: Increased efficiency, products on offer. It may be the case, for the generic website components, which shorter time-to-market and cost efficiency instance, that several insurers offer online could be used or reused for multiple sites. through the reuse of generic components. travel insurance. Achmea builds individual Avanade and Achmea work side-by-side portals for each of its brands. These portals To realize this opportunity, Achmea on the three main disciplines of design, can be anything from recruitment pages partnered with Avanade. The collaboration component build and front-end/portal to mini-campaigns or self-service sites via would produce the so-called ‘factory model’ configuration. In identifying, developing which customers can arrange their own for portals using the Microsoft SharePoint and centrally treating as many generic insurance or request a quote. platform. Standardization and reuse are the components as possible, (brand-specific) Portal Factory’s primary KPIs. As Microsoft websites can be built in significantly shorter specialist, Avanade was the obvious time, at reduced cost and to higher quality. Case Study “We’re very proud to have a unique tool in the Portal Factory. Avanade helps Achmea develop faster, cheaper and more efficient The collaboration with the Avanade teams has had a positive portals with Microsoft SharePoint effect on our internal teams. It’s been an inspiration and the experience has changed our way of working.” –Eppo van der Plas, Achmea Component Factory manager Avanade provides Achmea with both as Achmea, as they enable future portal About Achmea onshore and near-shore capacities. builds to happen much more quickly With 8 million customers, Achmea is the What began as a single team in and efficiently.” Netherlands’ largest insurance group Bratislava grew to become three teams, and the market leader in health care and encompassing more than thirty members Outcome non-life insurances. Familiar brand names of staff in Bratislava and another four in The Portal Factory has been a real boost to include Centraal Beheer, Zilveren Kruis the Netherlands dedicated full-time to efficiency. It has meant that, whenever a and Interpolis. Achmea was founded in the Achmea account. Avanade Netherlands component is required for a portal, it’s just 1811 by farmers. Employer and employee advises, guides and ensures consistency a case of configuration. The time-to-market organizations as well as health insurance with the team in Bratislava. Here, devised on straightforward sites has fallen notably funds and mutual societies would later components are built and maintained as a result: What previously was a period join to form part of the company. Each of in line with the Scrum methodology, of six months from the concept stage to these organizations held a societal role in creating a real advantage for Achmea in going live is now just three weeks. Since their local area, which is why Achmea is terms of scalability. This arrangement puts the introduction of the Component Factory, a company with a cooperative nature. a large team of experts at the company’s Achmea’s efficiency levels for the building disposal as and when required, removing of portals rose by 19 percent overall in 2013. “As Microsoft specialist, Avanade the burden of Achmea having to take Consequently, Achmea is in a position to on staff. significantly cut the costs of its online was the obvious partner of choice. portals. “We’re very proud to have a unique Furthermore, Avanade was able to Using generic components affords tool in the Portal Factory. The collaboration offer favorable construction conditions Achmea the opportunity to centralize the with the Avanade teams has had a positive thanks to its Bratislava Delivery Center most labor-intensive components and effect on our internal teams. It’s been an separate build and maintenance from the inspiration and the experience has changed (BDC). Key factors at play here were implementation of individual brand portals. our way of working,” says Eppo van der Plas, cost benefit, work ethic and highly Achmea Component Factory manager. “ skilled SharePoint Specialists as well “We’ve shown how our Bratislava Delivery The high quality of the generic components Center makes it possible to develop reliable takes the professionalism, scalability and as degree of accessibility and scalability components in a very effective way,” maintainability of our portals to another for Achmea.” says Jeroen Huitink, Solutions Architect level. This is illustrated by the fact that SEO –Eppo van der Plas at Avanade. “Ultimately, these components rankings of insurance sites across the board Achmea Component Factory manager are of real worth to an organization such have risen and are easier to manage.” About Avanade Netherlands Avanade provides business technology solutions and managed services based on a Almere combination of insight, innovation and expert knowledge of Microsoft® technologies Phone +31 (0)36 547 5100 to help businesses achieve optimal results. In the same way we have helped thousands [email protected] of other businesses, we can help you too to reduce costs, increase productivity and facilitate collaboration, allowing your business to better adapt to change and Eindhoven strengthen customer loyalty. Through our collaborative approach – both internally Phone +31 (0)40 800 1950 [email protected] and with our partners and customers – we can help you get the results you want. Our expert knowledge is applied by a talented team of professionals, ready to help reap North America maximum return from your investments in technology. Avanade, majority-owned by Seattle Accenture, was established in 2000 by Accenture LLP and Microsoft Corporation and Phone +1 206 239 5600 employs over 22,000 professionals across 20 countries. Additional information can be [email protected] found at www.avanade.nl Europe ©2015 Avanade Inc. All rights reserved. The Avanade name and logo are registered London trademarks in the U.S. and other countries. Other brand and product names are Phone +44 (0)20 7025 1000 trademarks of their respective owners. [email protected].
Load more

Recommended publications
  • Press Release – 2019 Annual Results
    Press Release 12 March 2020 - Achmea Annual Results 2019 Achmea records significantly increased operational result of €547 million • Strong Non-Life result with a combined ratio of 95.0% • Sustained good Pension & Life results • Positive result current underwriting year for basic and supplementary health insurance • Strong growth in Non-Life, Retirement Services and international activities; Assets under Management grew to €200 billion at the start of 2020 • Solvency ratio robust at 214%, partly supported by financial markets • Business model expanded further with new propositions and services Willem van Duin, Chairman of the Executive Board: “As an insurer with a cooperative identity, Achmea is committed to a healthy, safe and future-proof society. We put that strategy into practice through our brands and make a difference to the lives of our customers. A sound and sustainable financial result is essential to our ability to properly fulfil our role in society. Achmea ended 2019 well with an increase of the operational result to €547 million and a solvency ratio that rose further to 214% after dividend payments. We have seen growth in both the number of customers and written premiums in property & casualty insurance, as well as a further increase in the result from our pension & life insurance activities. Our new pension services model, in which we offer a comprehensive package of asset management and banking services, is appreciated highly by our customers. The result over the 2019 underwriting year was positive for both basic and supplementary health insurance. However, the negative results on prior underwriting years caused a negative result on overall basic health insurance.
    [Show full text]
  • Aegon N.V. Aegon N.V
    Insurance Life Insurance Netherlands Ratings Aegon N.V. Aegon N.V. Long-Term IDR A- And Core Subsidiaries Short-Term IDR F2 Scottish Equitable Plc Insurer Financial Strength Rating A+ Transamerica Financial Life Insurance Company Key Rating Drivers Insurer Financial Strength Rating A+ Short-Term Insurer Financial WD Very Strong Business Profile: Fitch Ratings ranks Aegon N.V.’s business profile as ‘favourable’ Strength Rating compared to other Dutch insurance companies. Geographic diversification is broad; non- Transamerica Life Insurance Company Dutch assets account for about 80% of the group’s assets. Aegon has a substantial life Insurer Financial Strength Rating A+ insurance franchise in the Netherlands focusing on retirement services and savings, where it Short-Term Insurer Financial F1+ has top three market positions. It also has significant life and pension operations in the US and Strength Rating the UK. Transamerica Premier Life Insurance ‘Very Strong’ Capitalisation and Leverage: Aegon’s end-2019 Prism Factor-Based Capital Company Model (Prism FBM) score was unchanged at ‘Very Strong’ and the group’s Solvency II (S2) ratio Insurer Financial Strength Rating A+ was 201%. The S2 ratio improved to 208% in 1Q20 due to the increase of the S2 volatility Short-Term Insurer Financial WD adjuster (VA), although this was partly offset by adverse market movements in the US. The Strength Rating financial leverage ratio (FLR) decreased to 25% in 2019 on the successful issuance of Note: See additional ratings on page 8. restricted Tier 1 (RT1) notes during the year. Good Financial Performance: Aegon’s underlying earnings could weaken in 2020 due to the Outlooks impact of the coronavirus pandemic on US operations, while earnings in Europe are expected Negative to remain more resilient.
    [Show full text]
  • Report Profundo
    Eerlijke Verzekeringswijzer Dutch Fair Insurance Guide A Case Study on Transparency & Accountability A research paper for Amnesty International, Dierenbescherming, FNV, Milieudefensie, Oxfam Novib and PAX Eerlijke Verzekeringswijzer Dutch Fair Insurance Guide A Case Study on Transparency & Accountability A research paper for Amnesty International, Dierenbescherming, FNV, Milieudefensie, Oxfam Novib and PAX Date of publication 5 July 2016 Hester Brink, Retno Kusumaningtyas, Michel Riemersma, Joeri de Wilde Naritaweg 10 1043 BX Amsterdam The Netherlands Tel: +31-20-8208320 E-mail: [email protected] Website: www.profundo.nl Contents Samenvatting ............................................................................................................ i Summary ......................................................................................................... vii Introduction ........................................................................................................... 1 Chapter 1 Background ...................................................................................... 3 1.1 What is at stake? ....................................................................................... 3 1.2 Themes ...................................................................................................... 4 1.2.1 Organisation................................................................................................ 4 1.2.2 Policy .........................................................................................................
    [Show full text]
  • Achmea Bank N.V. Reports a Positive Result of Eur 37 Million Limited Impact Covid-19 Crisis on Achmea Bank’S Financial Position
    ACHMEA BANK N.V. PRESS RELEASE 2020 ACHMEA BANK N.V. REPORTS A POSITIVE RESULT OF EUR 37 MILLION LIMITED IMPACT COVID-19 CRISIS ON ACHMEA BANK’S FINANCIAL POSITION Tilburg, 15 March 2021 • Achmea Bank N.V. reported for 2020 an operating profit of EUR 37 million, EUR 28 million after tax (2019: EUR 50 million, after tax EUR 37 million) • The Common Equity Tier 1 Capital Ratio remains strong at 20.4% (2019: 19.2%) • Achmea Bank further executed its ambition to grow in mortgages, through the acquisition of a portfolio of Dutch residential mortgages from BinckBank of EUR 0.5 billion • Achmea Bank combined its mortgage activities with Syntrus Achmea Real Estate & Finance to focus on growth in mortgages • The Bank positions itself to become a data driven connected bank optimizing its asset base to support the Achmea strategy Achmea Bank reported a profit before tax of EUR 37 million in 2020 (2019 EUR 50 million). The 2019 result included an one-off accounting result of EUR 18 million related to the a.s.r. transaction. The operating result for 2020, excluding one-off results and fair value result, increased from EUR 34 million in 2019 to EUR 42 million in 2020. The increase in operating result is mainly due to a higher interest margin of EUR 16 million. Impairment charges amounted EUR 3 million (2019 EUR +4 million). 2020 was dominated by the Covid-19 crisis. This crisis affects the social and economic living environment and thereby also our customers. Since March 2020, Achmea Bank offered the possibility of a payment holiday to mortgage customers with payment difficulties directly related to the Covid-19 crisis.
    [Show full text]
  • AEGON Appoints Herman Bril Senior Vice-President, Group Treasury
    The Hague, December 20, 2006 AEGON appoints Herman Bril Senior Vice-President, Group Treasury AEGON N.V. announced today that it will appoint Herman Bril (39) as Senior Vice-President for Group Treasury. In this role, he will lead AEGON's treasury and capital management activities. He will report to Michiel van Katwijk, Executive Vice-President. Herman Bril has worked for Interpolis (part of Achmea) as Managing Director, Head of Asset Management for over three years. He has been closely involved in the integration of Achmea's Pension Division over the past year. Before joining Interpolis, Herman Bril worked for FGH Bank as Treasurer and he held various positions in (investment) banking with ABN AMRO, Dresdner Bank and Deutsche Bank. Herman Bril will start with AEGON in March of next year. ABOUT AEGON AEGON is one of the world’s largest life insurance and pension companies, and a strong provider of investment products. We empower our local business units to identify and provide products and services that meet the evolving needs of our customers, using distribution channels best suited to their local markets. We take pride in balancing a local approach with the power of an expanding global operation. With headquarters in The Hague, the Netherlands, AEGON companies employ approximately 27,000 people. AEGON’s three major markets are the United States, the Netherlands and the United Kingdom. In addition, the Group is present in a number of other countries including Canada, China, Czech Republic, Hungary, Poland, Slovakia, Spain and Taiwan. Respect, quality, transparency and trust constitute AEGON’s core values as the company continually strives to meet the expectations of customers, shareholders, employees and business partners.
    [Show full text]
  • Annual Report 2015
    Annual Report 2015 Rabobank Group Annual Report 2015 Rabobank Group March 2015 www.rabobank.com/annualreports ReportAnnual 2015 Rabobank Group Annual Report 2015 Management report Overview of the strategy, developments and financial results of Rabobank Group, including the annual corporate social responsibility report. 6 Management report Corporate governance Retrospective on 2015 by the Supervisory Board. Explanation of the new governance structure of Rabobank. 152 Corporate governance Financial statements 2015 Rabobank The balance sheet and the profit and loss statement of Rabobank, with notes. 170 298 Financial statements Consolidated financial Pillar 3 report statements 2015 An overview of the risk Rabobank Group management and the capital adequacy of Rabobank. The balance sheet and the profit and loss statement for Pillar 3 Rabobank Group, with notes. Consolidated financial statements Glossary of terms 403 252 Colophon 407 1 16 maart 2016 - 11:01 Contents Management report Corporate governance Consolidated financial statements Financial statements Pillar 3 Chairman’s foreword In 2015, Rabobank, as a cooperative bank, took a number of steps that are crucial for a sound future for the bank and for our members and customers. We simplified our cooperative structure, making it more effective, and we established the road map to become the most customer-focused bank in the Netherlands as well as a leading global food and agri bank. A thorough decision-making procedure had to be completed first, in which all of the parties involved in our cooperative were consulted. The result was unanimous support for the chosen course. Rabobank is proud of this support. It gives us the confidence that we will achieve our goals for our members and customers.
    [Show full text]
  • The Changing Composition of the Supervisory Boards of the Eight Largest Banks and Insurers During 2008-2014 And
    No. 502 / February 2016 The changing composition of the supervisory boards of the eight largest banks and insurers during 2008-2014 and the impact of the “4+4 suitability screenings” Mijntje Lückerath-Rovers and Margriet Stavast-Groothuis The changing composition of the supervisory boards of the eight largest banks and insurers during 2008-2014 and the impact of the “4+4 suitability screenings” Mijntje Lückerath-Rovers and Margriet Stavast-Groothuis * * Views expressed are those of the authors and do not necessarily reflect official positions of De Nederlandsche Bank. De Nederlandsche Bank NV Working Paper No. 502 P.O. Box 98 1000 AB AMSTERDAM February 2016 The Netherlands The changing composition of the supervisory boards of the eight largest banks and insurers during 2008-2014 and the impact of the “4+4 suitability screenings”* Mijntje Lückerath-Roversa and Margriet Stavast-Groothuisb a Tilburg University/TIAS, the Netherlands b De Nederlandsche Bank, the Netherlands 15 February 2016 Abstract In this article we describe the changes in the composition of management boards and supervisory boards that have taken place in the Dutch financial sector since 2008. In particular, we consider the effects of the introduction of suitability screening for executive directors and supervisory directors at the four largest banks and the four largest insurers in the Netherlands (the “4+4 screenings”). In the summer of 2012, the supervisory directors of these eight institutions were the first group to undergo suitability screening, enabling the impact of screening on the composition of the board to be examined in isolation. This article demonstrates that the composition of the management boards and supervisory boards of these Dutch financial institutions has changed substantially since 2008.
    [Show full text]
  • Achmea Interim Results 2021 12 August 2021 General Overview Bianca Tetteroo, Chair of the Executive Board Well on the Way to Realising Our Strategy ‘The Sum of Us’
    Bianca Tetteroo Chair of the Executive Board Michel Lamie Chief Financial Officer and Vice-Chair of the Executive Board Achmea Interim Results 2021 12 August 2021 General overview Bianca Tetteroo, Chair of the Executive Board Well on the way to realising our strategy ‘The Sum of Us’ Operational result increased to €363 million in the first half year of 2021 . Strong growth in result supported by: . Increased operational result and premium growth Non-Life, driven by strong brands, increased number of customers and high customer ratings; combined ratio 95.8% . Higher result Pension & Life due to higher investment income and further reduction in operational expenses . Higher result Health due to lower expenses for elective care and additional Covid-19-related contributions from the statutory catastrophe scheme . New asset management and pension administration mandates; AuM €225 billion . Further premium growth International; distribution power in Slovakia strengthened with completion of acquisition Poštová poisťovňa . Robust solvency of 211% and sound liquidity position . First estimates of water damage in Limburg are up to €50 million and are part of the result for the second half of 2021 3 Operational result increased to €363 million . Increased result at both Health and Non-Health activities Operational result Net result Gross written premiums (€ million) Health (€ million) (€ million) . Non-Health results driven by higher Non-Health result Pension & Life and contribution 17,675 17,402 Non-Life 363 306 . Higher result on Health activities 147 thanks to lower costs for elective care and additional Covid-19-related 127 108 contributions from the statutory 7 216 120 catastrophe scheme .
    [Show full text]
  • Eurekoannualreport2010 1.Pdf
    EUREKO HAS A CLEAR AMBITION: TO BE THE MOST TRUSTED CONTACT DETAILS INSURER It may be ambitious but the foundations are already in place. We started in a small village called Achlum 200 years ago, 1811, as a cooperative. The clear ambition at that time was to provide mutual insurance at a reasonable premium. After 200 years, we still have the same principles. OPERATING COMPANIES We are still a community of committed people in Eureko Achmea Eureko Sigorta Interamerican Bulgaria which the customer is and feels well insured. That Mailing address Mailing address Büyükdere Caddesi 55 Alexander is our higher goal because we form an integral part P.O.Box 866 P.O.Box 866 Nurol Plaza No:71 Stambolyiski Blvd of, and have a responsibility to, the communities in 3700 AW Zeist 3700 AW Zeist 34398 Maslak, Istanbul Sofi a 1301, Bulgaria which we operate. The Netherlands The Netherlands Turkey T +359 2 801 3700 T +90 212 304 1000 We still work to a stakeholder model – customers, Offi ce address Offi ce address www.interamerican.bg employees, shareholders and business partners, with Handelsweg 2 Handelsweg 2 www.eurekosigorta.com.tr customers first among equals. 3707 NH Zeist 3707 NH Zeist Eureko Romania The Netherlands The Netherlands Friends First Ireland 25-29 Decebal Blvd So we strive always to create innovative, transparent T +31 30 69370 00 T +31 30 69370 00 Cherrywood Business Park 030964 Bucharest 3, solutions that customers understand and that meet Loughlinstown Romania their needs. To do that, we must reduce the complexity www.eureko.com www.achmea.nl Dublin 18, Ireland T +40 21 202 6700 of our business processes and make our products T +353 1 661 06 00 accessible and simple.
    [Show full text]
  • Delta Lloyd Levensverzekering NV Dated Subordinated Notes - Investor Presentation, August 2012 Table of Contents I
    Delta Lloyd Levensverzekering NV Dated Subordinated Notes - Investor Presentation, August 2012 Table of contents I. Delta Lloyd Group II. Delta Lloyd Levensverzekering NV III. Transaction information IV. Appendix 2 Delta Lloyd Group reliable partner since 1807 FY 2011 GWP by Geography1 • A strong Group secured on 200 years Belgium of reliability and trust 15% • An insurance company and financial services provider – Life & Pension insurance, General Insurance, Asset Management and Netherlands 85% Banking Total: € 5,529m • Distribution mainly through three FY 2011 GWP by Segment1 brands: Delta Lloyd, OHRA and ABN General Insurance AMRO 28% • Approx. 6,000 FTE, focus on the Netherlands and Belgium Life & Pensions 72% Total: € 5,529m 1. GWP excluding Germany. 3 Overview of Delta Lloyd Group Simplified Group Structure 1 Free Float 19.8%79.3% Aviva Delta Lloyd NV Issuer DL Levens – DL Schade – Other Subs.2 Verzekering NV Verzekering NV Key Financials H1 (IFRS) €m, Delta Lloyd Group 2012 2011 €m, Levensverzekering3 2012 2011 Net operational profit 218 227 Net operational profit 144 127 Net profit (942) (342) Net profit (773) (218) Total assets 76.8bn 71.4bn Total assets 38.1bn 35.5n⁴ Shareholders’ funds 2,860 4,021 Shareholders’ funds 2,033 2,859⁴ FTE 5,963 6,034 FTE 756 782 GWP 2,877 2,818 GWP 1,402 1,408 Current rating (S&P) BBB+ (stable) Current rating (S&P) A (stable) IGD Group solvency 194% 203% Regulatory solvency 275% 200%⁴ 1. 0.9% of shares are owned by Delta Lloyd. See appendix for further details. 2. Includes, amongst others, Delta Lloyd Bank and Delta Lloyd Asset Management.
    [Show full text]
  • Social Performance Indicators for Banks
    SPI-Finance 2002 Social Performance Indicators for the Financial Industry Report of an international project undertaken by financial institutions available at: www.spifinance.com SPI-Finance 2002 Social Performance Indicators for the Financial Industry Report of an international project undertaken by the following financial institutions: Co-operative Insurance: Credit Suisse Group: Deutsche Bank AG: Development Bank of Southern Africa: Rabobank: Swiss Re: The Co-operative Bank: UBS AG: Westpac Banking Corporation: Zürcher Kantonalbank: Authors of the final report and project managers: Oliver Schmid-Schönbein, Arthur Braunschweig and Gaby Oetterli E2 Management Consulting Inc. www.spifinance.com 2 Foreword A view on Social Performance Indicators for the Financial Services Sector Dear reader A corporate sustainability strategy asks for improved performance in all its dimensions – environmental, social and economic. Appropriately defined performance indicators are an important element for measuring and reporting sustainability performance. Such indica- tors enable organisations to measure their progress against targets and to report such progress to stakeholders more transparently. Contributing to the measurement and reporting of sustainability performance has long been an important issue for the WBCSD and for UNEP. This also leads to our common support of the Global Reporting Initiative (GRI). We welcome the fact that the GRI has adopted the results of this project as one of the first industry specific pilot sector supple- ments to its generic reporting Guidelines. While no reporting system is or can be per- fect, the results of this initiative are an important step. UNEP and WBCSD look forward to working with GRI to ensure continual improvement in the understanding and the implementation of the sector supplements that it adopts.
    [Show full text]
  • Achmea B.V. (Incorporated with Limited Liability in the Netherlands with Its Statutory Seat in Zeist) €5,000,000,000 Programme for the Issuance of Debt Instruments
    Achmea B.V. (incorporated with limited liability in the Netherlands with its statutory seat in Zeist) €5,000,000,000 Programme for the Issuance of Debt Instruments Under the Programme described in this Base Prospectus (the “Programme”), Achmea B.V. (the “Issuer”), subject to compliance with all relevant laws, regulations and directives, may from time to time issue notes (the “Notes”) and capital securities (the “Capital Securities” and, together with the Notes, the “Instruments”). The Notes may be issued as subordinated notes (the “Subordinated Notes”) or senior notes (the “Senior Notes”). The aggregate nominal amount of Instruments outstanding will not at any time exceed €5,000,000,000 (or the equivalent in other currencies). Application has been made to the Irish Stock Exchange for the Instruments issued under the Programme to be admitted to the Official List and trading on its regulated market. References in this Base Prospectus to Instruments being “listed” (and all related references) shall mean that such Instruments have been listed and admitted to trading on the regulated market of the Irish Stock Exchange (or any other stock exchange). The regulated market of the Irish Stock Exchange is a regulated market for the purposes of the Markets in Financial Instruments Directive 2004/39/EC. However, unlisted Instruments may be issued as well pursuant to the Programme. The relevant Final Terms in respect of the issue of any Instruments will specify whether or not such Instruments will be listed and admitted to trading on the regulated market of the Irish Stock Exchange (or any other stock exchange). This Base Prospectus has been approved by the Central Bank of Ireland, as competent authority under Directive 2003/71/EC, as amended and implemented (the “Prospectus Directive”).
    [Show full text]