CURRICULUM VITAE

Eric de Putter 106 Pembury Road, Tonbridge, Kent TN9 2JG Mobile +44 7950 449188 [email protected]

In 20 words High performer, inspired, team player, achiever, university education. 20 years experience in the banking industry, gained throughout UK/Ireland/Europe. Main skills  Seeing the bigger picture & thinking outside the box  Able to communicate effectively at all levels within an organisation and without  Understand card business from all angles, strategic, business, IT and operational  Multi-lingual (English, Dutch, basic German/French) Date of birth 13 November 1968 Marital status Married, four children

Work experience: position at Payment Redesign, UK Current position: Managing partner & co-founder, Europe (January ’13 – present) Accountabilities Set-up the company as a boutique consultancy in the payment industry, associate partner selection and commercial strategy. Key achievements  Discussing partnerships for POS services  Consultancy assignment

Work experience: position held at EVRY London, UK Current position: Director Business Development, Europe (June ’10 – December’12) Accountabilities Responsible for entry into Western Europe (shared with a fellow business development director), driving various ATM and POS bids and ensuring that export-selected products have a well-defined strategy. Manage a sales pipeline (started at zero) to € 100M+). Key achievements  Doubled EVRY’s ATM footprint from 4 BAU markets to 8, gaining projects in the UK, Republic of Ireland, Netherlands and Belgium  Broker a partnership with the card centre-of-excellence of a well-known European bank  Develop and contribute to partnerships to complete the ATM value-chain, improving the sales channels and maturity of the European offering

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Work experience: positions held at London, UK Last held position: Account Director/European card director (Sept ’08 – May ‘10) Accountabilities Responsible for European card strategy and immediate sales opportunities. Country manager for accounts in the Republic of Ireland Key achievements  Identify opportunities in France, champion business and product develoment  Develop a European card strategy, encompassing sales targets, product requirements, marcomms activities etc.  Establish business relationships with the Irish banks and progress a set of business opportunities

Work experience: positions held at Visa Europe Ltd London, UK Last held position: Senior V PAY acceptance manager (August ’07 – August ‘08) Accountabilities Business development to achieve POS and ATM acceptance in the Nordics, UK and Ireland. Develop acceptance quality strategy to demonstrate retailers recognise the brand. Ensure teething problems are addressed within acceptanble timeframes. Key achievements  Successful business development in a number of Scandinavion markets and UK (incl. Barclaycard Business) to achieve V PAY acceptance agreements  Development of an acceptance quality plan (new measures to guarantee acceptance and metrics to measure quality).  Establish task-force to address acceptance issues arising for first Issuers

Previous (1): Senior product manager Benelux markets (January ‘05 – July ’07) Accountabilities Customising the SEPA compliant V PAY product (Chip + PIN debit) to national markets through product definitinos, interchange, low-value payment to have a competitive alternative to other debit products. Key achievements  Establishment of projects with processors and banks in the Benelux to implement V PAY  Development of product features as low value payments, acquisition of contactless pilots

Previous positions held within Visa Europe Snr. manager EMV acceptance quality & vendor relationships (Jan.’04 – Dec.‘04)  New team structure & organisational process to resolve acceptance issues effectively  Successful negotiations with a number of banks to resolve chip acceptance issues  Product strategy and management of development Acquirer end-to-end test tools Senior chip implementation consultant (January 2002 – December 2003)  Line management of a team of chip implementation consultants supporting banks in markets as UK, France, Italy, Germany, Turkey, Netherlands, Belgium with EMV pilots and EMV roll-out.  Visa’s programme manager during the UK Chip + PIN product. Programme manager Visa Cash (electronic purse) CEPS pilots (May 2000 – December 2002)  Responsible for business development and pilot implementation Product develoment manager Visa Cash (January 1998 – May 2000)  Responsible for new product definitions, business case development for pilots/roll-out Eric de Putter Page 3

Positions held elsewhere and security consultant at Itsec b.v., Haarlem (NL), (Oct. ’95 – Dec. ’97)  Consultancy a.o. to Interpay Nederland, Dutch Ministry of defense and Dutch Inland revenue services to deliver specialist expertise for their multi application cards.  Work with Interpay and Rabobank to develop and implement e-commerce payments and home banking applications. Business consultancy at Sdu Chipcard Division , The Hague (NL) (November ’93 – Oct ’95)  Business consultancey on payment, public transport and loyalty systems

EDUCATION April 2006 Master class in banking card product development, debit cards and segmentation March 2003 Prince II course completion – accredited Prince II practitioner August 2001 Visa bank card business school, one week course in Cambridge November 1998 Certificate in Bank Card Management, a 12-month self-study course with – October 1999 modules on Business Planning, Marketing, Risk management, Operations and Finance September 1987 Eindhoven University of Technology, the Netherlands - August 1993 Degree in Computing Science, Master Thesis in applied cryptography for smart cards Additional subjects: Mathematics and Industrial Engineering September 1981 Athenaeum at Zeldenrustcollege, Terneuzen, the Netherlands - August 1987 Subjects: Dutch, English, Economics I and II, Science, Mathematics A and B