Keith A. Noreika Partner

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Keith A. Noreika Partner 900 G Street, NW Washington, D.C. 20001 [email protected] Phone: +1-202-636-5864 Fax: +1-202-636-5502 Keith Noreika is a Partner in the Firm’s Washington, D.C. office PRACTICE FOCUS and a member of the Financial Institutions Practice. Keith’s practice focuses on banking regulation and related litigation. He Corporate advises a wide range of domestic and international financial Accessing Emergency Government institutions on regulatory issues relating to mergers and Support Programs Financial Institutions acquisitions, minority investments, capital issuances, Regulatory Advice structuring and compliance activities, and litigation matters, Mergers and Acquisitions particularly in the area of federal preemption. Capital Markets Keith’s extensive experience includes advising regional, Funds Regulatory and Investigations multinational and other banks on the structuring of their U.S. operations, including compliance with the Volcker Rule and Consumer Financial Protection Bureau regulations, Bank Secrecy Act and anti-money laundering rules, as well as transactional matters and related regulatory applications. He has worked as the lead regulatory attorney in connection with IBERIABANK’s acquisition of Sabadell United Bank. He has counseled numerous private equity funds with respect to investments in banking organizations. In addition, Keith has represented large national banks before the U.S. Supreme Court, the U.S. Court of Appeals and the U.S. District Courts in connection with federal preemption challenges to states’ assertions of regulatory and supervisory authority over the activities of operating subsidiaries. Keith returned to the Firm in 2018 after serving as Acting www.simpsonthacher.com 1 Comptroller of the Currency where he led the 4,000-person agency responsible for chartering, regulating and supervising all national banks and federal savings associations as well as federal branches and agencies of foreign banks in the United States. He joined the Office of the Comptroller of the Currency (OCC) in May 2017. The OCC supervises approximately 1,400 national banks and federal savings associations and about 50 federal branches and agencies of foreign banks in the United States. The Comptroller also is a director of the Federal Deposit Insurance Corporation and member of the Financial Stability Oversight Council. Keith has been an adjunct faculty member at the University of Pennsylvania Law School and the University of Virginia School of Law. He is a co-author of the treatise Regulation of Foreign Banks & Affiliates in the United States. Keith has been recognized as a leader in his field by Chambers USA in “Financial Services Regulation: Banking Compliance” since 2014. He received his J.D. in 1997 from Harvard Law School, where he was editor of the Harvard Law Review. He earned his B.S. from The Wharton School of the University of Pennsylvania in 1994. www.simpsonthacher.com 2.

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Georgetown University's First Annual Fintech Week
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~1~18-3/~ BLAINE LUETKEMEYER COMMITTEE ON FINANCIAL SERVICES MEMBER OF CONGRESS Sao DisTR cr, Missoun~ FINANCIAL INSTITUTIONS AND CONSUMER CREDIT CHAIRMAN http://luetkemeyer.house.gov/ HOUSING AND INSURAN('f www.facebook.comlBlaineLuetkemeyer ~Congreg~ of t~je ~r~ite~ ~tateg www.twitter.comlRepBlainePress COMMITTEE ON gouge of ~e~regentatibeg SMALL BUSINESS VICE CHAIRMAN ~a~fjingtntt, ~~ 20515 ACRI[UL7UflE, ENERGY AND TPAOE December 21, 2018 HEALTH AND TECHNOLOGY The Honorable Jerome Powell The Honorable Jay Clayton Chairman Securities and Exchange Commission Board of Governors of the Federal Reserve System 100 F Street NE 20th Street and Constitution Avenue, NW Washington, DC 20549-1090 Washington, DC 20551 The Honorable J. Christopher Giancarlo The Honorable Jelena McWilliams Commodity Futures Trading Commission Chairman 1155 21st Street, NW Federal Deposit Insurance Corporation Washington, DC 20581 550 17th Street, NW Washington, DC 20429 The Honorable Steven Mnuchin, Chair Financial Stability Oversight Council The Honorable Joseph Offing U.S. Department of the Treasury Comptroller 1500 Pennsylvania Avenue NW Office of the Comptroller of the Currency Washington, DC FDIC 400 7th Street, SW,Suite 3E-218 Washington, DC 20219 DEC ~ 1'2018 OFFICE OF LEGISLATIVE AFFAIRS Dear Chairs Powell, McWilliams, Giancarlo, Clayton, Comptroller Offing, and Secretary Mnuchin: As Chairman of the Subcommittee on Financial Institutions and Consumer Credit, I am writing to comment on the notice of proposed rulemaking ("NPR")~ issued by the Board of Governors
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