Opinion Notices Public 16-17 Leads Move the 12 on People 6 WeekThis Online list tops Courses the Golf Golf Club Dragonfly PROFILE |9 THE EXECUTIVE THE FOCUS |8 Roundup of Sports Business THE LIST 10 | Pappy’s Foods Fine CEO Edward Papulias www.thebusinessjournal.com UPDATED PERIODICAL: 25,2017 AUG TIME 26 SENSITIVE DAILY PRIORITY 19-25 HANDLING FRIDAY, AUGUST 25, 2017 Infant of Prague Office Manager Gloria Ridenour, “looking for Ridenour,“looking Gloria Manager Office of Prague Infant 1953. it upset in of Fresno Diocese Catholic Roman the since operation in been has organization The state. the throughout accept adopted children to and in 17 counties to operate in licensed is Services of families. thousands connecting of charity, institutions longest-lasting and trusted one of into Fresno’s most turned up for adoption has children community and partnerships of head driver Ogren, Jeff said concept, to out test the travels, freight nation’sthe truck Texas, percent of in where 11 fall start Quiet California. in launching was to — move freight people needing with drivers truck connecting —aservice venture latest its Fresno. in many including offices, to homes and restaurants deliver from food drivers which in UberEATS, and cities, some in available service UberRUSH, apackage-deliver cars. own their using way to drivers order from rides ears. on its industries to turn managed has ridesharing adopted through another agency. was Jaxon of Prague. Infant through Jordyn adopted family Patzkowsky The 1. Jordyn, and 4, Jaxon, with office of Prague Infant the outside stand Patzkowsky Nicole mother and Cindy grandmother | PROMNITZ From left, DONALD A. families, caring for parents for caring families, making Prague of Infant line for ‘disruption’ Uber Truckingindustry next in “Women would come to, say, a priest in their church,” said “Women said church,” would come to, say, their in apriest Adoption of Prague Ave., Infant Palm N. at 6059 Located to place their mothers ahaven for as expecting started What Uber Freight began quietly late last last late quietly began Freight Uber announced formally company the on 3, Aug. And created company the beginning, not-so-humble From that people a offering services, car and taxi disrupting with It began popularized that company online but Uber, about the youSay what want Trucking Donald A.Promnitz – | 3 Infant of Prague

David Castellon – in the Los Angeles, San Francisco or Sacramento areas. Sacramento or Francisco San Angeles, Los the in originate must loads but California, in launched recently just Freight | Uber CANSECO-DECKER BY LEAH PHOTO ILLUSTRATION

STAFF WRITER | 5 STAFF WRITER IS SUE #325304

support for Temperance Flat Dam Arambula seeks Assembly speaker’s greenhouse gas emissions. gas greenhouse Index. Innovation Green year’s this in areas for projects industrial of solar new list latest —topped the lines county crossing of cities some groups areas. metro California other any in installed was what more than was but it still 2016, to compared year last Fresno County in by half about dropped Assembly to see where the proposed dam would be built. would be dam proposed where to the see Assembly of the speaker the 1 by Prop. inviting through project funded water-storage main the Temperance as Flat selecting Commission Water California of the odds to attempted the hedge D-Fresno, 2014. in voters passed 1 water bond California Prop. the through raised billion of $2.7 portions seeking state the around water-storage proposed projects other 11 it’s up against Valley, the here in considerable support has Friant in Reservoir project. for the billion pony up $1.3 will state the if out by 2018 June find at Temperance will of likely dam aproposed Flat supporters industrial solar installation solar industrial Valley areas tops in The annual report tracks California’s progress in reducing reducing in progress California’s tracks report annual The — some counties, areas Valley metropolitan three fact, In buildings for industrial panels of solar New installations He also invited officials from Valley government agenciesfrom government Valley officials invited He also Tuesday, Arambula, On Dr. Joaquin Assemblyman state of Millerton backside on the dam new the building But while lobbying, and conceptualizing of discussion, years After ANNIVERSARAN | NI VE RS ARA R $1.2 Y 5 PERCOPY David Castellon – David Castellon – Temperance

Solar | 5 STAFF WRITER STAFF WRITER | 7 thebusinessjournal.com

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Trucking | from 1 other states. As such, Ogren said, the service for Uber Freight. can be used to book hauling jobs by It went well enough there that truck drivers from anywhere in the for about the past three months, U.S. heading to or from Uber Freight’s the concept was tested in parts of focus areas. California, Chicago and the Midwest, “We’ve helped carriers and the Carolinas and Georgia in a sort of their drivers haul everything from “stealth mode” until the expansion oranges to furniture, and we’ve was announced earlier this month, been blown away by the [trucking] he said. community’s feedback. Our carriers “These new areas represent where and their drivers love Uber Freight’s drivers like to run, which makes transparency and fast payment,” sense. These regions, including Texas, states a company press release. cover over a quarter of the country’s One of the drivers sharing that drivers and freight,” according to a opinion is Tim Thomas, a partner news release. in FW Trucking Co. in Visalia, who “While today we still have most of over the last six months has been our loads in Texas, over the coming regularly hauling loads of wooden months drivers can expect to see pallets from Pico Rivera to Fresno an ever-increasing number of loads in trips arranged through the Uber available on the app in these new Freight app. markets.” He said Uber contacted him about CONTRIBUTED | Tim Thomas, a driver and partner in FW Trucking Co. said his Visalia-based But Uber Freight isn’t available half a year ago and explained the company has been booking hauls from Southern California to Fresno through Uber Freight for completely across the regions where service, which essentially functions about the past six months, and he’s happy with the service. the program has expanded. In like existing brokerage services that California for example, the service connect truckers with loads that need loads they want to pick up and deliver decision to try booking jobs through exists only for goods hauled to or to be transported and arranges for the — Uber tracks drivers’ cell phones, Uber Freight. “New players on the from the greater Los Angeles area and drivers or their trucking services to not only so customers can keep track block, you want to check them out the San Francisco and Sacramento be paid, Thomas said. of where their loads are, but also to real good. You want to make sure areas, not to the Central Valley, Right off the bat, he recounted, keep tabs on drivers between loads, you’re paid.” Central Coast and areas in the state’s the Uber program was somewhat so the company can call or text them And as truck delivery brokers most southern and northern regions. different in that everything could to inquire if they are interested in go, Uber checked out well, he said, be arranged over cell phones, picking up loads near them, Thomas noting, “Electronically, they do a Local opportunity which included drivers submitting said. fantastic job in tracking their trucks But that doesn’t mean truckers their bills and proof of delivery by And mostly the items Uber is trying and things like that. They are state from the Valley and those other areas photographing those documents with to move are things that need to be of the art in tracking their freight.” aren’t getting new business through their smart phones and sending them moved at the last minute and quickly, Uber Freight. in via emails. “usually at a premium price,” which Getting paid quicker The service is intended for larger In addition, while brokers generally the drivers also agree upon through He also praised the company’s trucks that can make short-haul post their excess freight needing to an online or computer app, he added. billing system, in part because his deliveries or long-haul deliveries, be delivered through online “load “I was curious. I wanted to see how even those going to or coming from boards” — where drivers look for it was set up,” Thomas said of his Trucking | 4

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Trucking | from 3 And Faulkner said competition from Uber Freight could trigger administrative staff doesn’t have to changes from existing bookers to deal with mailing paper bills and make them more competitive. other documents to a broker, and FW But that’s not unusual, he said, Sell Today, Educate Tomorrow Trucking usually gets paid within as “We are constantly changing 15 days, a short time compared to in the trucking industry,” which is some brokers who don’t send him particularly true of “small guys” like his payments for as long as 90 days his business. or more. But Uber Freight isn’t open to all “I’m not having to worry on trucks — at least not yet. covering my operating expanses” - Sandler Rule #21 or to draw from a credit line to pay Uber’s specs drivers and cover other immediate Currently the company isn’t expenses while waiting for regular booking any loads that need to be brokers to send him his payments, transported in tanker, flatbed or Thomas said. refrigerated trailers. So all items have Not that FW Trucking is foregoing to be transported inside enclosed standard trucking brokers, but trailers 48-53 feet long. Thomas estimated 25-35 percent of “But later on we are thinking of When you’re selling… put “educating” your prospect his brokered loads these days are letting those [other] types of trailer aside. This means you don’t start with product literature, being arranged through the Uber participate,” Ogren said. demos or trials. Instead, start your sales meeting by asking Freight app. There is an online vetting process Several brokers contacted to discuss to being selected as a driver for really good questions. In a good sales meeting, you need Uber Freight’s potential impact Uber Freight, though Ogren ended a dialogue, not a monologue. on California’s trucking industry the interview before explaining that declined to comment or said they process. Your job early in the sales process is to qualify the had not heard of the service, as did In addition, drivers need valid prospect so that you can more effectively use your operators of some Valley trucking commercial drivers licenses, good product knowledge to make a better presentation later. companies and officials with the safety records and — if they don’t own California Trucking Association. the trucks they drive — the authority Ron Faulkner, president and CEO to book trucking jobs through Uber of Faulkner Trucking in Tulare, Freight, he said. which hauls freight and books freight As for when the company may for other trucking businesses, said expand its primary start and he hadn’t heard much about Uber destination points in California, Freight, but “we don’t seem to be particularly in the Valley, Uber having issues. I don’t think it’s going Freight’s response came in the form of to hurt trucking.” an email stating, “Currently, we aren’t For his part, Thomas said he has focused on building density in the seen some effect of Uber’s presence Central Valley but hope to continue in the industry already, as some to rapidly expand our efforts in the .412.8178 transport brokers are modernizing Davidfuture.” Castellon | Reporter can be reached at: their systems, adding new technology. 490-3464 or e-mail [email protected]

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Solar | from 1 “In a ranking of 26 regions across California on a range of clean- economy measures, the Index found that Fresno, Madera and Visalia- Porterville rank first, second and third, respectively, for total installed solar capacity in the industrial sector” — areas zoned for industrial uses — states a summary of the report put out by the nonpartisan, nonprofit group Next 10. The rankings are based on total kilowatt capacities of new solar installations last year, not on a per- capita basis. As such, the combined power that can be generated by new installs in each of the three Valley metro areas is higher even than the capacities of new industrial solar panels in more densely populated regions including the Bay Area and Los Angeles. “You beat all the regions,” Adam Fowler said of Fresno’s top ranking, even though new industrial solar installations there dropped by about half in 2016 compared to 2015. Fowler, an economist for Los Angeles-based Beacon Economics, which analyzed the data and put together the report for Next 10, attributed an overall drop in industrial solar installation in most of California’s metro areas in 2016 to the possibility that so many solar installations have occurred that the BEE SWEET CITRUS | The Bee Sweet Citrus facility in Fowler was one of the many industrial businesses that adopted solar power in 2017. market for industrial solar has been somewhat saturated over the nine percent increase. compared to the prior year, along with the Index. years the Green Innovation Index “When accounting for population, the Napa and Salinas metro areas. “Surprisingly, the rural Hanford– has been done. Madera [metro area] tops the list for The Madera area had the highest Corcoran [area], with a population of As such, a drop in new installations both industrial and commercial solar relative decline in bus ridership over 150,000 people, had a relatively high is to be expected, said F. Noel Perry, capacity, with Hanford-Corcoran that period, nearly 15 percent. public transit ridership, finishing the venture capitalist who founded coming in second place for both As for why so many people stopped fourth place overall in 2016.” Next 10, the San Francisco-based categories, and Visalia-Porterville or reduced riding busses last year, the “This information is important to nonprofit think tank focusing on taking third place statewide for total Index states it appears to be a result of understand climate policy,” Perry economic, environmental and installed commercial solar energy” in an improving economy and lower gas said. “Think of it as a report card on quality-of-life issues that puts out commercially-zoned areas, according prices resulting in a surge in people climate policies and their economic the annual Index. to a summary of the Green Innovation driving or getting rides in cars to get impacts across the state.” In fact, he said only two metro Index. where they need to go. areas had increases in new industrial It goes on to say the Hanford- The San Francisco–Oakland– solar installations in 2016 — Madera Corcoran area was one of only three Hayward metro area averaged the County, with a 36.7 percent increase, metro areas in the state to experience most passenger trips not using public David Castellon | Reporter can be reached at: and the Salinas metro area, with a 61 an increase in bus ridership in 2016 transportation last year, according to 490-3464 or e-mail [email protected]

Infant of Prague | from 1 the process of matching the child with good decision with the right family.” had wanted to put her on the floor the right family. This has been the experience for that wasn’t with kids because they help and guidance if they were facing Parents seeking to take in a Nick and Nicole Patzkowsky, who thought it would be too emotional,” an unexpected pregnancy.” child through the agency are put adopted their daughter, Jordyn, 1, Nicole said. “But she wanted to be “64 years ago, that was looked upon through an adoptive process. This through Infant of Prague. When she with us and I said: ‘Well, let’s just very differently than it is today,” said includes a background check and had started her family, Nicole had share a room.’ So the first night in the Infant of Prague Executive Director home inspection. If chosen, they put been skeptical about the concept of hospital, her and I stayed in the room Sylvia Coyle. together an album for the inspecting open adoption. together with Jordyn.” Seeking to find a way to help these mother to look over. If the waiting “I was very turned off — to be Nicole stated that the Patzkowsky women and girls in their time of family is found compatible, they will honest — because I felt like this family maintains good relations with need, Infant of Prague was founded. adopt the child. was my chance to have a family and the birth parents of both of their Named for the ornate Catholic statue The birth parents, however, do not you have all these selfish feelings, children and are open to them about of the infant Jesus in the Czech have to end their role in the baby’s rightfully so, I think,” Nicole said. their adoption. capitol of Prague, it became the life after adoption. As the agency that “But it’s crazy for us, we really feel “Our philosophy, and I think first adoption agency in Fresno. In introduced open adoption to Fresno, like God just changed our hearts, definitely the philosophy of Infant of 1997, the agency separated from the Infant of Prague caters to what they and just the love we have for our kids’ Prague and most agencies nowadays Catholic Church, but continues its call the “triad”— that being the needs birth families.” is if your child remembers the day mission of counseling and family of the child, the adoptive family and The Patzkowskys had adopted their you told them, you waited too long,” building. the birth family. first child, Jaxon, 4, through another Nicole said. For Infant of Prague, the process If the mother chooses, she can be a agency before turning to Infant of In order to raise money for the begins the moment an expecting part of her child’s life after adoption Prague to adopt their second child. agency, Infant of Prague will be mother approaches their agency. and know the new family. After being interviewed by the birth holding its 15th annual Toast to the First, the agency will speak with and “That makes it easier for them mother, it was decided that they Children fundraiser. The event will provide counseling, deciding whether because that’s not the easiest thing would raise the child. be held in the Bankers Ballroom at it is best for the mother to raise or in the world to do — to give up your The adoptive parents bonded with Fulton Mall on Nov. 3. give up the child for adoption. If it child — or to place a child,” Coyle the mother and were present for is decided that adoption is the best said. “So it’s important that they can Jordyn’s birth. course of action for the child and the have that ability to maintain that “When they moved her out of the Donald A. Promnitz | Reporter can be reached at: mother, Infant of Prague will begin peace of mind that they’ve made a delivery area into a room… they 490-3461 or e-mail [email protected] 6 This Week Online www.thebusinessjournal.com FRIDAY, AUGUST 25, 2017

AGRICULTURE REAL ESTATE July rents rise With apartment construction winding down, the Central Valley has witnessed a skyrocketing in rents. According to RENTCafe, a nationwide apartment search website and a part of property management software firm Yardi, Stockton continued to lead regional growth in July with a 10.4 increase. However, it is no longer topping the list of the fastest growing increases in the country, with Midland, Texas at an 18.1 percent growth rate. With approximately 500 new units delivered last year and 700 on track to be completed in 2017, Sacramento’s housing stock faces an uphill struggle meeting demand. In the meantime rents have surged by 9 percent over the year, peaking at $1,257. In Modesto and Fresno, rents have also increased by 7 and 5.1 percent respectively. “Development in the Central Valley isn’t as widespread as it needs to be to fully meet demand,” said Adrian Rosenberg, communications specialist for RENTCafe. “Moreover, apartment living is attracting more and more millennials and baby boomers by offering flexibility and convenience.” A full report on the ten prices can be found at: https://www.rentcafe.com/ blog/rental-market/apartment-rent-report/rentcafe-apartment-market-report- july-2017/ EMPLOYMENT

Unemployment rises in July With the exception of Kings County, unemployment rates in the Central Valley rose higher in July from the month prior, according to the latest data from the FILE PHOTO | A worker at the Fowler Packing Co. places bags of oranges into boxes to be sent state Employment Development Department. to stores. Photo by David Castellon Fresno County’s unemployment rate for July was 8.7 percent, up from 8.3 percent in June but below 9.1 percent a year ago. Farm industries added 1,800 jobs on a month-over basis, while nonfarm industries shed a net 4,900 jobs. Government had the most losses with 5,800 jobs, while construction, mining and logging industries added 800 jobs. On a year-over basis, farms lost 1,000 jobs while nonfarm industries added Pricing, water hurt 7,300 jobs, with the biggest gains in government with 4,000 positions. Kings County had an unemployment rate of 8.9 percent in July, down from 9.1 Fresno County sales percent in June and below 9.4 percent a year ago. Month over month, farm employment stayed the same while nonfarm industries added a net 300 jobs. Year over year, Kings County farms added 100 Combined sales of agricultural commodities in Fresno County declined by jobs and nonfarm employers hired 400 more people. about $482 million last year compared to 2015. Madera County’s July unemployment rate was 8.4 percent, up from 8 percent And county Agricultural Commissioner Les Wright credited a drop in value in June but below 9.2 percent a year ago. of some crops and scant surface water supplies as the main reasons the total Farms lost 900 jobs in July compared to the month prior, while nonfarm sales of crops, livestock and other farm-related goods dropped 7.23 percent to industries lost 400. On an annual basis, farms shed 200 positions while nonfarm $6.18 billion in 2016 compared to the previous year. industries added 1,500. Almonds continued to be the top-selling crop last year, with sales of the nuts Tulare County’s unemployment rate for July was 10.8 percent, up from 9.9 and hulls totaling $1.99 billion, more than 19 percent of all sales of agricultural percent in June and unchanged from a year ago. commodities produced in Fresno County in 2016. Tulare County farms lost 1,300 jobs month over month, while nonfarm Grapes held the No. 2 spot, with more than $708.7 million in sales, despite industries shed 2,700 jobs. being down from $896.295 million in sales in 2015. Month over month, Tulare County farms added 100 jobs and nonfarm industries Among the top 10 best-selling commodities last year, poultry, cattle and calves, added 2,300 jobs. tomatoes and milk retained their rankings of third through sixth, respectively. California’s unemployment rate for July was 4.8 percent, up from 4.7 percent Pistachios took a big jump, from a ranking of 12th in 2015 to seventh last year in June but below 5.4 percent a year ago. thanks to sales totaling $253.1 million. That exceeded 2015 sales by more than $85.3 million. Garlic held onto its No. 8 spot in in the 2016 rankings, while oranges were EDUCATION bumped up to ninth from a 10th-place spot in 2015, while peaches dropped to 10th place from seventh place after sales of the stone fruit declined to $190.3 FCOE to honor advocates million in 2016 after acreage shrank. The Board of Directors of The Foundation @ FCOE and Fresno County Fresno County was the second most productive agricultural county in the U.S. Superintendent of Schools Jim A. Yovino have announced the names of the 2017 in 2015, with Tulare County ranking first. honorees to be recognized at a gala event in September for their dedication to But Tulare County isn’t expected to release its annual crop report until next advancing education and helping students realize their academic potential. month, so it isn’t clear which county was on top for 2016 agricultural sales. School board member Delbert Cederquist has been announced as the winner for the “academics” category, ag education advocate Carol Chandler for agriculture, ballet instructor Yukari Thiesen for arts and former Fresno State softball coach Margie Wright for athletics. “In addition to honoring these pillars in our community, the FCOE Honors Gala RETAIL is an excellent way to support our country’s greatest asset—students,” said Michael Alexander, FCEOE Foundation board president. River Park to offer senior activities For more information, visit fcoefoundation.org. River Park Shopping Center is teaming up with some of its retailers to give senior citizens another option for staying active. Running every Wednesday from 8-10 a.m., Sole 2 Soul Sports will host a Morning Walking Club for Seniors. The walk will consist of various routes throughout the shopping center, as well as free coffee from Panera Bread and bread pudding from Me-N-Ed's Coney Island Grill. The walks will begin on River Park’s main street, near Yoshino’s. Copyright and Postal Information River Park will also be offering free valet parking for senior citizens on The entire contents of this newspaper are copyright of The Business Journal, Inc. 1315 Van Ness Avenue Suite Wednesdays for those who want to come later in the day. The pilot program The Business Journal with all right reserved. Reproduction 200, Fresno, Ca 93721. The Business Journal Newspaper, will run from 10 a.m. to 7 p.m., and will be located near the north end of the or use of editorial or graphic content in any manner without PO BOX 126, Fresno, CA 93707-0126. permission is prohibited. parking structure. The Business Journal (USPS 145-100) is published PERIODICAL POSTAGE IS PAID IN FRESNO, CA Monday's Wednesday's and Fridays for $99 (52 weeks POSTMASTER: Send address changes to Various restaurants and retailers will also be offering senior discounts on : 154 issues + The Book of Lists) or Friday only for $79 The Business Journal Wednesdays. (51 weeks : 51 issues + The Book of Lists). Multi-year PO BOX 126 Fresno, CA 93707-0126 discounts, group / organization bulk discounts, electronic Telephone: 559.490.3400 - FAX: 559.490.3521 “In the past, River Park has delivered exactly what the community wants, and editions and student subscription rates are available by Adjudicated newspaper of general circulation by decree No. this is no exception. We are always listening, and are working diligently to help fill contacting the circulation department. 14315 of Superior Court of Fresno County, March 4, 1911. this void,” said Tracy Kashian, vice president for public relations and marketing. FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com 7

PHOTO BY DAVID CASTELLON | California Assemblyman Dr. Joaquin Arambula, foreground right, and Assembly Speaker Anthony Rendon, foreground left, meet with reporters Tuesday at the foot of the before taking a tour of the dam and Millerton Reservoir.

Temperance | from 1 Arambula said it’s likely only one big storage project will be funded with and representatives of the region’s Prop. 1 money. building and commercial trades That puts Temperance Flat up to join him and Speaker Anthony against the proposed Sites Reservoir Rendon, D-Lakewood, on their tour in the Sacramento Valley. It wouldn’t of the area and to voice their support be a dam but rather an “offstream” for the proposed $3 billion dam that reservoir collecting runoff from the would be built with state and federal Sacramento River and diverting it money, along with investments by through a pipeline to an artificial lake private-sector groups with stakes in west of Colusa. water availability and storage in the By some estimates, that project Valley. would cost more than $4 billion, and Tulare County Supervisor Steve the group developing it has requested Worthley told Rendon and reporters $1.6 billion in Prop. 1 funding. gathered for a pre-tour press Temperance Flat literally would be conference at the base of Friant Dam a new dam behind Friant Dam, on the — which forms Millerton Reservoir opposite side of Millerton Reservoir, — that building Temperance Flat Dam that would capture upstream water is critical to the 4 million residents of on the San Joaquin Reservoir. the . Primarily, its purpose would be to The Valley recently has gone retain extra water in wet years that through the worst multi-year would otherwise have to be released drought in California’s recorded to control flooding. history, and the state’s Groundwater Supporters have cited the large Sustainability Act soon will phase in amounts of water that had to be mandatory programs to help preserve released earlier this year by the Friant groundwater levels that likely will dam because of heavy runoff due to include farms and communities in abnormally heavy rain and snowfall 2 017 various parts of the Valley having to this past winter in the Sierra Nevada reduce groundwater pumping. Mountains. State of the County As such, “we will be losing hundreds As currently planned, Temperance and thousands of acres [of production Flat would hold up to 1.33 million- farmland] if we do not come up with acre feet of water, nearly triple the projects, such as this one, to recharge capacity of Friant Dam. our groundwater,” Worthley said. “At this point, it’s about getting the “And this is the only project south Water Commission to be supportive of our application and hope that all of Luncheon of the [San Joaquin] Delta that has the capability of providing meaningful us have a voice to affect that change,” amounts of water.” Arambula said. Featuring “Today is to bring Mr. Speaker Before the start of his boat tour of down from the state Assembly to Millerton Reservoir, to which the Brian Pacheco show him what we are doing with press wasn’t invited, Rendon gave no Temperance Flat, and what our indication of whether he supported application [is] in front of the Water the Temperance Flat project, telling Commission,” Arambula said. reports that “I’m here today mostly Thursday, September 14, 2017 Though nine water commissioners to listen and look.” 11:30 a.m. Networking/Check-in will actually decide how to spend the He did say, “This is an incredibly entire $7.54 million in Prop. 1 bond important part of the state. This is 12:00 p.m. Lunch money — with the largest chunk the spine of the state, by virtue of the of that going to fund water-storage presence of the large infrastructural projects — the assemblyman said he projects that we are working on here, hoped getting Rendon’s backing would by virtue of the large infrastructural The Honorable New Exhibit Hall help build momentum in Sacramento projects that we want to build here.” BRIAN PACHECO supporting the Temperance Flat Rendon also noted his meetings in Fresno County 700 M Street, Fresno, CA 93721 project. the past with people in the Fresno 2017 Board of Supervisors “We are looking for the abilities and area who shared with him how Chairman levers we have to influence change. critical water is to their livelihoods We’re hoping that by coming down and their lives. For information, please call “I’m going to spend a little time here, if [Rendon] likes our project EVENT SPONSOR (559) 495-4800 and believes in our vision for our trying to walk in the boots of people community, that he can help us in from Fresno to learn their reality and or email [email protected] our vision to build Temperance Flat,” to learn how important this project www.fresnochamber.com Arambula said. is to them.” Of the water projects seeking David Castellon | Reporter can be reached at: funding from the commission, 490-3464 or e-mail [email protected] INSIDE THE LIST THEFOCUS | 8 Business of Sports Roundup Page 10 | Golf Courses

PHOTO BY WIKIPEDIA USER EMEDINA00 | Fresno State will not be featured in a slate of six Mountain West games that will be streamed live on Facebook this season. it’s going to deliver.” Industry observers say it’s hard to judge how many homes will buy a pay-per-view until the day of the fight many Facebook to stream Mountain West times, as people often buy late. But the anecdotal evidence — primarily the chatter on games; Fresno State misses cut social media — indicates a good likelihood of it smashing the 4.6 million record of pay-per-view By The Associated Press Wyoming, 4:00 p.m. 49ers quarterback who refused time.” sales set by the Mayweather- Oct. 7: Southern Miss at to stand for the national anthem Taffet said that while an Pacquiao fight. Facebook has struck a deal for Texas-San Antonio, 7:00 p.m. — kneeling as a protest against average of 5-6 people normally That’s largely because the exclusive rights to live stream Oct. 14: Wyoming at Utah police brutality. He once took watches a pay-per-view, he matchup will likely cross over 15 college football games this State, 4:30 p.m. his team to the Super Bowl, but wouldn’t be surprised if the fight from being just a sporting event season, beginning next week. Oct. 21: Rice at Texas-San he’s a free agent now, and no averages 10 people a household. to a party night. The agreement with Stadium, Antonio, 7:00 p.m. club has signed him. If it sells 5 million pay-per- “We have definitely seen a digital sports network, gives Oct. 28: Florida International The NAACP says in views as widely anticipated, massive general market interest Facebook the rights to six at Marshall, 2:30 p.m. a letter to the football the fight could be watched by in addition to the sports fan,” Mountain West games and nine Nov. 4: North Texas at commissioner, Roger Goodell, nearly one in six Americans. said Stephen Espinoza, who Conference USA games. The Louisiana Tech, 3:30 p.m. that it’s apparently “no sheer The fight will also be seen heads sports for Showtime, games will not be televised. Nov. 11: Southern Miss at coincidence” that Kaepernick by millions more worldwide, which will televise the fight. While Fresno State joined Rice, 3:30 p.m. hasn’t been picked up. with promoters claiming it will “These general market viewers the Mountain West division Nov. 18: Marshall at Texas- Derrick Johnson — the be available either online or are often not part of the in 2012, it was not included in San Antonio, 7:00 p.m. NAACP’s interim president on a TV screen to more than 1 audience for even the biggest that conference’s games to be Nov. 25: Florida Atlantic at and CEO — says “no player billion homes in 200 different combat sports event. So the streamed by Facebook. Charlotte, 2:00 p.m. should be victimized and countries. ceiling is pretty high.” The first game will match discriminated against because “If you are in Manhattan Espinoza said the very Marshall of C-USA against FRESNO GRIZZLIES TO of his exercise of free speech.” or you are on a desert island nature of the fight — a matchup Miami of Ohio on Sept. 2. Later CLOSE OUT HOME GAMES The NAACP plans to somewhere, if you have Wi- between a UFC star who has that day, San Diego State of the WITH DEALS participate in a rally Wednesday Fi, you can buy this fight,” never boxed as a pro against Mountain West will host UC The Fresno Grizzlies baseball at NFL headquarters in New promoter Dana White said. one of the greatest fighters of Davis on Facebook’s Stadium: team will be closing out its York in support of Kaepernick. Each pay-per-view sale means his time — will drive the pay- Live College Football show season at Chukchansi Park this more money in the wallets of per-view sales. page. weekend, and will be offering 50M COULD WATCH both fighters. Though estimates “We believe this is an Financial terms of the deal ticket deals to bring out the MAYWEATHER- vary widely, Mayweather is unprecedented event, quite were not disclosed. fans. MCGREGOR IN US ALONE expected to make some $200 frankly no one knows Facebook recently reached Starting this past Thursday, Conor McGregor’s million, while McGregor will what to expect,” he said. a deal to stream Champions the Grizzlies were offering improbable challenge of Floyd likely pocket at least $100 “The element of these two League soccer matches. It has $4 tickets, leading into a Mayweather Jr. could be seen million. outspoken personalities in also streamed Major League countdown of sorts. The Aug. 25 by a staggering 50 million Though ticket sales have one unprecedented event is Baseball and NBA games in the game featured $3 tickets, while people in the United States as been slow in Las Vegas — compelling.” past, but did not have exclusive Saturday’s game will have $2 fans and the curious gather in largely because of astronomical An early indication of interest rights to those. tickets culminating in $1 tickets small and large parties. prices — the fight is shaping in the fight is the massive As reported by USA Today, for the last game of the season The fight Saturday night up as must-see TV at a price of betting both in Nevada and in the full schedule of Facebook in a stand against the Tacoma threatens the pay-per- $99.95. People are expected to other places where it is legal. college football games is as Rainiers. view revenue record set by buy the fight in record numbers, Bookmakers say it will be the follows (all times Eastern): The Grizzlies will end the Mayweather and Manny with many sharing the cost of biggest bet fight ever, with an season on the road, with a four Pacquiao two years ago and the telecast with friends and overwhelming number of the Sept. 2: Miami (Ohio) at game stand in El Paso, then could dwarf it in viewership as family they invite over. early tickets on McGregor to Marshall, 6:30 p.m. another four game stand in people use the event as a reason Taffet said people will treat pull an upset. Sept. 2: UC Davis at San Salt Lake to close the season to have friends and family it much like a Super Bowl Still, there are plenty of tickets Diego State, 8:30 p.m. on Sept. 4. over for a little escapism and by getting together in larger left in the arena itself, where Sept. 7: Idaho State at Utah controlled violence. numbers than usual. prices originally ranged from State, 8:00 p.m. NAACP WANTS MEETING “It’s a cultural event that “I think this is first and $2,500 in the upper sections Sept. 9: New Mexico State at WITH NFL ABOUT crosses all demographics and foremost a television event,” to $10,000 at ringside. Ticket New Mexico, 8:00 p.m KAEPERNICK all social and economic factors,” said Taffet, who oversaw 190 prices have been dropping in Sept. 23: Florida International The NAACP wants a meeting said Mark Taffet, who formerly pay-per-views in his career the resale market — with some at Rice, 7:30 p.m. with the NFL commissioner ran pay-per-view for HBO. at HBO. “The success of this available for less than $1,300 on Sept. 23: Utah State at San to discuss the fate of Colin “People are getting together to fight in the financial record Tuesday — and are expected to Jose State, 7:30 p.m. Kaepernick. have a great time and we surely books of history will be made decline more in the days before Sept. 30: Texas State at He’s the former San Francisco need an excuse to have a great on pay-per-view. And I believe the fight. FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com The Executive Profile 9 EDWARD PAPULIAS CEO

PAPPY'S FINE FOODS

Tell us how Pappy’s got started:

After my father’s death during my senior year of high school, my brother Keith and I asked my mother, Marie, for a loan to start Pappy’s Fine Foods. The idea was to produce and market a seasoning used in my late father’s meat business to keep the Papulias name in the industry.

How many different products does your company offer?

Pappy’s offers 12 different spice blends from all-purpose rubs to specialty blends formulated for veggies and seafood. We also offer four marinades and four sauces. The four sauces can be used as marinade or as dipping sauces.

What does the process look like when you’re coming up with the idea for a new seasoning?

The process involves picking unique flavor combinations and then using our company’s vast experience in the retail meat business and the spice business to create exciting new combinations. What we do: We are a family run business with four generations working to bring quality seasoning blends and marinades to the public. How long does it take to get a new product from the drawing board to the grocery store? Education: California State University, Fresno; business administration degree with an option in marketing It can take anywhere from six months to over a year to bring a new product to fruition. A lot depends on the amount of development needed to get Age: 54 the flavor just right. Next, artwork and label work needs to be created and reviewed. Packaging considerations need to be planned out. Finally, a Family: I have been married for 30 years to Rochelle, with three kids: Fletcher, marketing campaign around a new product must be created to introduce it 25, Madison, 21, and Alexander, 14. I have one granddaughter, Solei (4). to our customers.

Pappy’s was picked up by Walmart not long ago. Are there any other potential buyers looking at your products? Now, 33 years later, we have four generations of family working together on Pappy’s is currently experiencing growth in a lot of new markets including the day-to-day operations. retail markets in Southern California. We are trying to push the boundaries of our product outside of the California market with talks to bring our products What was your very first job and what did you learn from it? to Washington, Oregon and Texas. Emerging markets and interests could also lead us into exporting to Mexico. My first job was at Pappy’s Meat Company Inc. stuffing ground beef to pay off my first car. I learned that if you want something you have to work for it. What are some of the causes/organizations close to your heart? What do you like to do in your spare time? I have a giving heart, which I feel I have inherited from my mother. A few organizations we give generously to include Poverello House, Saint Agnes, Spend time with my family and friends, play golf and fish. Battered Women Sisters of the Holy Cross and Fresno State. Where do you see your company going in the future? What are your roots in the Central Valley? Pappy’s follows the advice that was given to me by my grandfather. He My Papou, which means “grandfather” in Greek, migrated from Greece to told me when I was young that you build your business like you build a America in 1896 and settled in Fresno in 1906. He was in the sheep, lamb foundation of a house — deep foundations to support your house in case of and cattle business. My father, Al “Pappy” Papulias, followed in his father’s emergency as well as room for additions. We have spent the last 33 years footsteps and along with his wife, Marie, started Pappy Meat Company Inc. growing and expanding our foundation, and now feel comfortable growing in 1960. After the death of my father, I started Pappy’s Fine Foods in 1984. into opportunities that have come our way with hard work and determination.

Check out more Executive Profiles at www.thebusinessjournal.com 10 The List www.thebusinessjournal.com FRIDAY, AUGUST 25, 2017 Golf Courses In the Central San Joaquin Valley ranked by USGA course rating on blue tees- if tied, by slope index. USGA course Name of course rating Blue Address Telephone (based on Slope White Type of golf Days of Head professional 2017 Web site Fax blue tees) index Par Red tees (yds.) Dress code requirements Green fees course operation Owner Dragonfly Golf Club 43369 Avenue 12 432-3020 7,672 Gentlemen, collared golf shirt. WND 1 Madera, Calif. 93636 WND 76.1 140 72 6,200 Ladies, sleeves & collar $29-$89 Semi-private Open all year WND www.dragonflygolfclub.com 5,098 River Island Country Club 31989 River Island Rd. 784-9425 6,917 Closed Kristen Allard 2 Porterville, Calif. 93257 782-1735 73.6 135 72 6,354 No denim. Collared shirt $45 Semi-private Mondays Member owned www.riverislandcc.net 5,645 Sunnyside Country Club 5704 E. Butler Ave. 251-6011 6,950 No denim. Collared shirt, Bermuda Monday Steve Pellegrine 3 Fresno, Calif. 93727 251-3090 73.5 132 72 6,470 shorts allowed $50-$100 Private through Member Equity Club www.sunnyside-cc.com 5,548 Sunday Pheasant Run Golf Club 19 Clubhouse Dr. 665-3411 6,892 $29-$60 Eric Costa 4 Chowchilla, Calif. 93610 665-1970 73.4 127 72 6,349 Shoes and collared shirt includes cart Public Open all year Privately owned www.pheasantrungolfclub.com 5,864 Kings Country Club 3529 12th Ave. 582-0740 6,708 Paul Wightman 5 Hanford, Calif. 93230 639-2162 72.9 127 72 6,418 No metal spikes, collared shirt $56-$66 Private Year-round Private http://kingscountryclub.net/ 5,919 San Joaquin Country Club 3484 W. Bluff Ave. 439-3359 6,689 No denim or tank tops. Collared $67 w/ Tuesday Nathan Pistacchio 6 Fresno, Calif. 93711 436-0583 72.6 128 71 6,293 shirt, Bermuda shorts acceptable member, $92 Private through Member owned www.sjcc.cc 5,665 w/o member Sunday Open all year, Tulare Golf Course 686-5300 6,762 closed Ed Espinoza 7 5310 S. Laspina Ave. 686-0590 72.2 126 72 6,542 No tank tops. Shoes and shirt $20-$30 Public Christmas and Brett Miller - General Tulare, Calif. 93274 5,626 Thanksgiving Manager Madera Municipal Golf Course 23200 Ave. 17 675-3504 6,814 $23 weekday, Ron Goering, PGA 8 Madera, Calif. 93637 661-1936 72.2 121 72 6,355 Shoes and shirt $28 weekends Public Open all year City of Madera www.maderamuni.com 5,382 and holidays Fort Washington Country Club 10272 N. Millbrook Ave. 434-1702 6,741 No denim. Collared shirt, Bermuda Open all year, Alan Ehnes 9 Fresno, Calif. 93720 434-1350 72.1 126 72 6,474 shorts acceptable $50-$75 Private closed Member owned www.fortwashingtoncc.org 6,113 Mondays Fig Garden Golf Club 7700 N. Van Ness Blvd. 439-2928 6,900 No tank tops. Tee shirts, denim Bob Paniccia 10 Fresno, Calif. 93711 439-2129 72.1 124 71 6,297 acceptable $15-$47 Semi-private Open all year David Knott www.figgardengolf.com 5,510 Copper River Country Club 2140 E. Clubhouse Dr. 434-5200 6,620 Tuesday Ryan Lancaster 11 Fresno, Calif. 93730 434-8962 71.9 128 72 6,249 No denim. Collared shirt $60 + $15 cart Private through Privately owned www.copperrivercountryclub.com 5,374 Sunday Members only Kings River Golf & Country Club 6,695 - guests must Open all year, 12 3100 Ave. 400 897-2077 71.8 130 72 6,431 Collared shirt, Bermuda shorts and be Private closed John Creaney Kingsburg, Calif. 93631 897-3576 5,556 denim acceptable accompanied Mondays Member owned by member Riverside Golf Course 7492 N. Bryan Ave. 275-5900 6,674 No tank tops. Collared shirt Open all year Keith Berry - General 13 Fresno, Calif. 93722 275-0492 71.5 127 72 6,435 preferred $12-$45 Public with Manager www.playriverside.com 5,776 exceptions City of Fresno Belmont Country Club 8253 E Belmont Ave 251-5078 6,570 No denim permitted. Soft spikes Closed Derek Standridge 14 Fresno, Calif. 93727 251-2713 71.4 128 72 6,313 mandatory WND Private Mondays Member owned belmontcountryclub.net 5,083 Members only Madera Golf & Country Club 6,583 - guests must Open all year, 15 19297 Rd. 26 674-2682 71.4 127 72 6,399 No denim. Collared shirts be Private closed Clayton Bennett Madera, Calif. 93638 674-1421 5,889 accompanied Mondays Member Equity Club www.maderagcc.com by member Lemoore Golf Course 305 Iona Ave. 924-9658 6,591 Open all year Tom Ringer 16 Lemoore, Calif. 93245 924-4131 71.2 122 72 6,131 Shirt, shorts or pants $20-$26 Public except City of Lemoore www.lemooregolf.com 5,194 Christmas Valley Oaks Golf Course 1800 S. Plaza St. 651-1441 6,564 Brett Shuman 17 Visalia, Calif. 93277 WND 71 124 72 6,228 Shoes and shirt $45-$52 Public Open all year City of Visalia www.playvalleyoaks.com 5,692 Eagle Springs Golf & Country Club 6,433 Year-round, Mike Best - Golf 18 21722 Fairway Oaks Lane 325-8900 70.9 131 No denim. Collared shirt, Bermuda Operations Manager Friant, Calif. 93626 299-8565 72 5,968 shorts acceptable $55-$75 Semi-private closed John Burrough, www.eaglesprings.com 5,169 Tuesdays Executive Director Ridge Creek Dinuba Golf Club No cut offs, athletic shorts, tank 3018 Ridge Creek Drive 591-2254 6,493 tops, athletic t-shirts, or Monday Tim Lindeman 19 Dinuba, Calif. 93618 591-7070 70 118 72 5,917 swimwear. Shirt and shoes must $29-$76 Public through City of Dinuba www.golfridgecreek.com 5,432 be worn at all times Sunday Sherwood Forest Golf Club 6,247 Open all year 20 79 N. Frankwood Ave. 787-2611 $27-$32 + $16 Randy Hansen Sanger, Calif. 93657 787-2662 69.8 123 71 6,050 No tank tops or cutoffs cart Public except Owner/Operator www.sherwoodforestgolfclub.com 5,487 Christmas Key: WND-Would Not Disclose. NR-Not Ranked. Research: Bridget Butler-Sullivan Data has been provided by representatives of the golf courses listed and Business Journal research. Rating information obtained from usga.org.- based on blue tees. Additional information obtained from golfnow.com & worldgolf.com Not all sources surveyed responded to inquiries. Original Publication Date: August 25, 2017 E-mail: [email protected] FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com 11

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PEOPLEPEOPLE ON THE ON MOVE THE MOVE

ARTS

Howard K. Watkins, local attorney and longtime amateur photographer, announced on Facebook he will receive the 2017 Citizen Horizon Award from the Fresno Arts Council. It is given to an “individual whose dedication, service and involvement have contributed to the enhancement and prosperity of the arts in Fresno County.” The presentation will Cuevas Santillan Ramirez Gabriel Ferdinandi Watkins be made Oct. 8 at the Tower Theatre. LEGAL marketing the Fresno County region. She has MEDIA a bachelor’s degree in business management, The California Alliance of Paralegal Associations (CAPA) named Kari Martin-Higgins as the 2017 is a member of Leadership California and Christopher Gabriel, host of The Christopher Leadership Fresno. She has received awards Paralegal of the Year at their annual conference Gabriel Program last heard on Power Talk 96.7 held in June at the Wyndham Hotel Visalia. Martin- for her community involvement and leadership FM, has landed a new gig as an afternoon including “40 Under 40” and “Rising Star.” Higgins was honored by the Tulare County Board drive host on 940 ESPN AM. He may also of Supervisors for her prestigious designation She currently serves on the board of CenCal be involved in the first two hours of Fresno Financial. during a recent board meeting. Martin-Higgins has State Bulldogs GameDay covereage with worked as a paralegal for 17 years and has served former Fresno State and Chicago Bears player NONPROFITS the County of Tulare as a paralegal for four years in Martin-Higgins Woodard Cameron Worrell, according to his Facebook the Tulare County Counsel Office. She is a certified page. Fresno Barrios Unidos Executive Director paralegal with an Advanced Certified Paralegal Socorro Santillan, after 13 years with the REAL ESTATE Credential through the National Association CONSTRUCTION organization, will transition to a new role as of Legal Assistants, and a California Advanced the program officer for the San Joaquin Valley Specialist in Discovery from the Commission for Pearson Realty announced the addition of Certification for California Paralegals. Esther Cuevas has joined the Quiring General Health Fund at Sierra Health Foundation. A. J. Ferdinandi as a sales associate in the team as business development director. Socorro rose from being the daughter of farm Fresno office where he will specialize in GOVERNMENT She is responsible for client management, workers to this executive director role. Javier farm and ranch sales throughout the Central marketing, community relations, and business Guerrero (interim executive director) and Valley. Ferdinandi is a graduate of Cal Poly, Rita A. Woodard is retiring as auditor-controller/ development. For the last 10 years Cuevas Assistant Director Lupita Romo Ramirez San Luis Obispo with a degree in agricultural has worked at the Economic Development (interim assistant director) have been treasurer-tax collector of Tulare County after ten communication. Ferdinandi has worked in years (three elected terms) on the job, and nearly Corporation Serving Fresno County, most appointed to continue to lead this organization. agriculture since he was in high school and recently as its vice president. She has an Both are deeply committed to the Central 30 years working in the office. Her last day of work worked for his father assisting with marketing will be Oct. 6. extensive background in marketing, government Valley and the work of FBU around reproductive and sales while going to school in San Luis relations, real estate, and was responsible for justice, health, and youth empowerment. Obispo.

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Case No: 17-13119-7 STATE LIENS 1939 Whitson St Ste F, Selma, CA New Businesses 17 7620 Downing Ave #15 93662 1,700 square feet at 1791 N. Broadway Bakersfield CA 93306 Kout Electric Amount: $417 The Leads information found in in Santa Maria from Ruffin Tech Assets: $285,266, Liability: 451036, Doc No: 17-089627, EDD tax lien this issue of The Business Journal Center, Ltd. To Exclusive Wireless. Exemptions: $18,666 1224 Griffith Ave, Clovis, CA 93612 United Ag Force is a sampling from the Business Doug Cords & Shane Anderson were Amount: $11,658 Doc No: 17-091011, EDD tax lien Leads Download Center. The agents in cooperation with Phillip JHM & Sons Contracting 3067 E Harvard Ave, Fresno, CA 93703 Business Leads Download Center Kyle of The Shopping Center Group. Case No: 17-13126-7 Omoni’s Pizza Amount: $6,038 is available free with your paid 1431 San Lucia Ave Doc No: 17-089634, Board of subscription to The Business COLLIERS INTERNATIONAL reports Porterville CA 93257 Equalization tax lien Hardaway Private Security Journal. For questions about the the following lease and escrow Assets: $0, Liability: 0, Exemptions: 21650 W Manning Ave #103-104, San Services Inc content listed in this section or activity: $0 Joaquin, CA 93660 Doc No: 17-091013, EDD tax lien how to obtain a subscription to Amount: $2,055 4974 N Fresno St , Fresno, CA 93726 The Business Journal, contact 10,126 square feet at 40380 X-Treme AG Labor Inc Amount: $5,863 Ashley Webster at 559.490.3481 Brickyard Drive, Suite 101 in Madera Case No: 17-13131-7 Omoni’s Pizza or e-mail to Kuykendall Solar from Carriveau- 441 S Madera Ave #E Doc No: 17-089635, Board of Valdivia Roofing Co [email protected]. Spencer Family Trust. Buk Wagner Kerman CA 93630 Equalization tax lien Doc No: 17-091014, EDD tax lien and Charlie Schuh were the agents. Assets: $0, Liability: 541958, 21650 W Manning Ave #103-104, San 732 N Lafayette Ave, Fresno, CA 93728 HOW IT WORKS: The Business Exemptions: $0 Joaquin, CA 93660 Amount: $964 Journal’s Leads listings are SOLD: 4,787 square feet at 1133 E Amount: $4,233 designed to help you find Olive Avenue in Fresno. The buyer X-Treme Ag Labor Inc H2H Beauty Supplies llc the latest legal transactions was Pietro DeSantis and the seller Case No: 17-13133-7 Full O Beans Doc No: 17-091016, EDD tax lien to grow your business. Find was Central Valley Capital IV, LP. Mike 791 W Sheri Way Doc No: 17-089631, EDD tax lien 3740 N Blackstone Ave, Fresno, CA out who’s new in town, who’s Schuh, Charlie Schuh and Buk Wagner Kerman CA 93630 1013 Mono Way, Sonora, CA 95370 93726 going out of business and what were the agents. Assets: $21,709, Liability: $667,860, Amount: $1,908 Amount: $2,842 neighborhoods are becoming a Exemptions: $19,709 hotspot for new business. We’ve BOESE COMMERCIAL reports the Second Chance Residential Inc Kingsburg Apple Partners ltd following lease activity: Doc No: 17-090458, EDD tax lien Doc No: 17-091017, EDD tax lien pulled information from the FEDERAL LIENS 3079 W San Ramon Ave, Fresno, CA PO Box 456, Kingsburg, CA 93631 county clerks’ and recorders 3,000 square feet of industrial 93711 Amount: $4,787 offices in Fresno, Kings, Madera Valley Water warehouse at 4529 N Marty #104 Amount: $489 Doc No: 17-091749, IRS tax lien and Tulare counties to bring was leased to Homecare from JR Yarbs Enterprises Inc 5333 E Lamona Ave, Fresno, CA 93727 you the latest in business Papazian Management, LLC. Boese San Joaquin Catering Doc No: 17-091019, EDD tax lien Amount: $15,457 news. No matter what business Commercial was the agent. Doc No: 17-090459, EDD tax lien 11339 S Peach Ave, Fresno, CA 93725 you are in, you can gain a 2011 E Lewis Ave, Fresno, CA 93701 Amount: $525 De Luz Grove Mgt Inc competitive advantage from 165 square feet of professional Amount: $62 Doc No: 17-091751, IRS tax lien these Leads each week. executive office space at 4781 E House Psychiatric Clinic Inc 1625 Howard Rd 266, Madera, CA Gettysburg #19 was leased to Sarah TDF Technologies llc Doc No: 17-091021, EDD tax lien 93637 Rolin from Robert Dwyer. Boese Doc No: 17-090460, Board of 1322 E Shaw Ave Ste 410, Fresno, CA Amount: $356 Commercial was the agent. Equalization tax lien 93710 2595 E Perrin Ave Ste 105, Fresno, CA Amount: $307 REAL ESTATE Securenext Softwares Corp PEARSON REALTY is reporting the 93720 Doc No: 17-091759, IRS tax lien following sales activity: Amount: $3,768 The Hungry Hut Inc COMMERCIAL RETAIL ASSOCIATES, 192 Athens Ave, Clovis, CA 93611 Doc No: 17-091258, Franchise Tax INC. reports the following lease Amount: $32,343 activity: 1,191.67 acres of grazing land located Aurora’s Flowers & More Board tax lien on the north and south sides of Hwy. Doc No: 17-090461, Board of PO Box 354, Shaver Lake, CA 93664 Rental Group 180, 5 miles north of Orange Cove. Equalization tax lien Amount: $8,610 4,000 square feet at Fig Garden Doc No: 17-091760, IRS tax lien Dan Kevorkian, Jim Watson and 1808 E Front St, Selma, CA 93662 Village in Fresno from RPI Fig Garden, 1030 Gettysburg Ave Ste 107, Clovis, Hubert Donny were the agents. Amount: $4,336 The Hungry Hut Inc LP to AAA of Northern California. CA 93612 Doc No: 17-091259, Franchise Tax Shane Anderson was agent in Amount: $74,378 cooperation with Nick Rendino of 156.22 acres of almonds and a home Robertitos Taco Shop Board tax lien located on the southwest corner Doc No: 17-090462, Board of PO Box 354, Shaver Lake, CA 93664 Colliers Tingey International, Inc. Labor Pro Inc of Lerdo Hwy. and Magnolia Ave., Equalization tax lien Amount: $14,312 Doc No: 17-091761, IRS tax lien Shafter, CA. Robb Stewart was the 2623 Tuolumne St, Fresno, CA 93721 2,660 square feet at the southeast 4220 W Nebraska Ave,, CAruthers, CA agent. Amount: $33,440 Quest M D Management llc corner of First St. and Tulare Ave. 93609 Doc No: 17-091260, Franchise Tax in Fresno from Heritage Square Amount: $202,643 Shopping Center, LLC to Exclusive 47.75 acre vineyard located on the Hob Inc Board tax lien east side of Temperance Avenue, Doc No: 17-090572, Franchise Tax 4815 N Arcade Ave, Fresno, CA 93704 Wireless. Doug Cords and Shane Robert Champagne Landscape south of Jensen, Fresno Co. Craig Board tax lien Amount: $5,992 Anderson were agents in cooperation Doc No: 17-091762, IRS tax lien Larson was the agent. 4733 W Spruce Ave Ste 115, Fresno, with Michael Kennedy of Retail PO Box 9755, Fresno, CA 93794 CA 93722 J & E Concrete California. Amount: $34,499 39.39 acres of citrus located on the Amount: $8,745 Doc No: 17-091805, Franchise Tax northwest corner of Avenue 460 and Board tax lien 1,260 square feet at the northeast Sunrise Farm Labor Contracting Road 132, Tulare Co. Roy Pennebaker Villa Real Enterprises 530 E Simpson Ave, Fresno, CA 93704 corner of Dinuba Blvd. and Riggin Ave. Doc No: 17-091763, IRS tax lien and Matt McEwen were the agents. Doc No: 17-090573, Franchise Tax Amount: $89,716 in Visalia from Donahue Schriber to PO Box 183, Kerman, CA 93630 Board tax lien Eyebrow Shaping By Asia. Doug Cords Amount: $52,266 & Bryan Cifranic were agents. 38.57 acres of walnuts located on 3100 Mitchell Ave, Selma, CA 93662 Rodney A Hicks Insurance Agency Road 124 just south of Avenue 360, Amount: $2,759 Doc No: 17-091809, Franchise Tax New Age Granite Marble and Tile Visalia. Roy Pennebaker and Matt Board tax lien 2,560 square feet at the northeast Inc McEwen represented the seller. Stepping Up llc 405 E Michigan Ave, Fresno, CA quadrant of Mono Way and Tuolumne Doc No: 17-019887, IRS tax lien Doc No: 17-090574, Franchise Tax 93704 Road in Sonora from Sonora/Five 40085 Enterprise Dr, Oakhurst, CA Board tax lien Amount: $23,917 Associates to Starbucks. Sam 93644 1441 N Harrison Ave, Fresno, CA Bogdanovich, Nathan Negri and Jon BANKRUPTCY Amount: $60,074 Cox were agents. 93728 Panderia De Dios Amount: $2,577 Doc No: 17-091933, EDD tax lien Pioneer Nursery LLC Fuentes Construction Inc 17051 W Myrtle St, Huron, CA 93234 1,750 square feet at 14820 N. Case No: 17-13112-11 Doc No: 17-019888, IRS tax lien Traction Automotive llc Amount: $167 Thornton Road in Lodi from Jasbir 3740 W Caldwell Ave PO Box 1103, Madera, CA 93639 Doc No: 17-090575, Franchise Tax S. Gill Family Limited Partnership to Visalia CA 93277 Amount: $8,307 Starbucks. Sam Bogdanovich, Nathan Assets: $5,424,741, Liability: 245701, Board tax lien 2695 N Sunnyside Ave Ste 104, Negri & Jon Cox were agents. Exemptions: $0 Masters Paint & Body Leads | 17 FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com The Leads 17

Leads | from 16 Jones Property Services Sea Massage Cruz Trucking Bee’s Trendz Perfect Smog Auto Repair Eyebrow Shapes and Boutique A & A Auto Service Suarez Walnut Ranch BJS Kountry Kitchen Doc No: 17-091936, EDD tax lien Staton Office Machine Company Panda Massage llc Ralph’s Maintenance Services Barton Enterprises 240 W Shaw Ave Ste 103, Clovis, CA 93612 Nisbett Home Inspection Black Book Noah’s Transport Burn The Shop Amount: $556 Tri Star Drywall Traditions of India JB Electric Latino Tax and Loans Industrial Repair Service Doc No: 17-091942, EDD tax lien Narine Zilfugharyan DBT Therapy Torre’s Irrigation Services Sequoia Motel Visalia Vintage and Antiques 2040 E Tyler Ave, Fresno, CA 93701 H & L Transport Above and Beyond House Cleaning B & B Enterprises Amount: $2,323 MADERA Rogaciano M Steam Cleaning Tom’s Handyman & Paint Service Neat Creative Team Main Street Party Rentals Doc No: 17-091943, EDD tax lien Geary Realty Group 13584 S Chestnut Ave, Selma, CA La’Will Farms Pokiland Lupe’s Kitchen 93662 Garza Trucking Amount: $770 JM Trucking Strmiska Logistics Ibarra flc Golden Eagle Tattoo Fresno Owl Inc Valley Skin Institute Baaz Trucking Forkey Brothers Diesel Repair Doc No: 17-091944, EDD tax lien Dirtz Detailz Auto Spa 7735 N Blackstone Ave Ste 115, Golden State Hops Clovis Avenue Smog and Repair Mediterranean & Produce Fresno, CA 93720 Laura’s Janitorial Service Amount: $352 MTR Transport Quality Auto Repair South Visalia Fit Body Bootcamp Pillar To Post Home Inspectors Mono Hot Springs Resort Total Drafting Out of the Blue Thrift Store Doc No: 17-091945, EDD tax lien Ahote 1125 Tacos Compa Frank 2 Meg Made Market 72000 Highway 168, Mono Hot KINGS Springs, CA 93642 Vera Trucking Amount: $781 All American Energy Consulting EMC Engineering Inc Watersports Marine Island District Petals His Love Quilting Angkor Restaurant Fernando Auto Sales Doc No: 17-091946, EDD tax lien Sports & Orthopedic Physical Therapy Icandy Nails TULARE 601 E Olive Ave, Fresno, CA 93728 Taylor’s Nook Amount: $155 Ekizian Furniture Local Homeowner Solutions Center JTA Installs & Home Maintenance Fil-Am Medical Senior Transportation Rayco Enterprises llc Service Doc No: 17-091948, EDD tax lien Tommy Lea Auto Sales Inc Uplift Accountancy Klensolar Solutions 7625 N Palm Ave Ste 106, Fresno, CA Excel Property Inspections 93711 Sun Down Farms Peterson Residential Care Rudy Parris Music Amount: $383 Del Valle Furniture Kinnamarink 2 Brothers Handyman Service J&S Investments Valdivia Roofing Co TC Enterprises American Eagle Transport Five Seasons Market Perez & Maddelein Financial & Doc No: 17-091949, EDD tax lien Insurance Services 732 N Lafayette Ave, Fresno, CA 93728 Amount: $73 Calibeachgirl Antojitos Guanacos Panaderia Quality Party Planning and Much More Sidhu Rentals TNT Remodeling and Home Repairs J & S Farms Oliverosa NEW BUSINESSES Lashed By Faith Antojitos Guanacos #2 FRESNO Brilliant Lounge Party Rentals Tacos Plus Co Valley Vision Treasury Pyxelite RJ Landscape Looking for more information on the Golden Feather Cleaning Recycling Center of Fresno Tacos Y Mariscos Las Espuelas Bio Xtermination Fictitious Business Name Leads? The Hammer Company Leyva’s Little Kingdom Julie’s Tacos Woodside Homes of Fresno California Love Baron Finance Visit our website and get it all! Church Market Ecowater Triple S Vargas Mobile Notary Serenity Massage www.thebusinessjournal.com/http://www.thebusinessjournal.com/ G R Plumbing Us Computer and Network Services Western Bowling Investors subscriber-only-content/business-leadssubscribe/business-leads Mid East International Market Pac-Co Realty Plush Events Fresno County Medical Society Downloaded leads include D & D Tooling Lomeli Car Wash Company Name, Owner and Address Zumba With Melissa Awesome Liquor & Deli SS Transport in Microsoft Excel format Serenity Salon Elite R V of Fresno Inc 1st Class Barbers Bargain Party Rental & Sales We Be Grubbin Orange Cove Towing Valley Integrated Pest Control Sekushi USA Sink or Swim Nexvision/ Toua Herr Insurance Put The South In Your Mouth Inc Performance Outcomes and Flooring Pro’s Associates Soho Nails and Spa Ace Farm Labor Contracting Secured Data Solutions Xpress Food Mart People To People Notary & Loan Aftercrafts 1 Stop Shop For more info call Ashley Liberty Mechanical Plumbing SMS Transport Soto’s Electrical Contractor (559) 490-3481 Piedra Park Association Care Center Pharmacy 18 www.thebusinessjournal.com FRIDAY, AUGUST 25, 2017 Make sure your business is properly protected

If you are starting or operating a If your business manufactures, need to have a workers' compen- are available to protect against small business, you know the im- distributes or sells products at sation policy in place to cover these costs. portance of maintaining its finan- the retail level, this insurance injuries or deaths that could oc- • Directors’ and officers’ liability: cial stability. Everything from man- protects against claims relat- cur while doing business. This coverage protects individu- aging cash flow to keeping current ing to product defects. The level • Auto insurance: Vehicles spe- als in positions of authority in with tax of risk you incur depends on cifically owned by the company the company if they are sued liabilities the types of products you sell require full insurance. Employ- over business decisions or ac- GUEST VIEW is crucial. and their potential to do harm. ees using their own cars can be tions taken. Another Professional liability coverage covered by personal insurance • Life insurance: If you share Nicolas Allen, CFP® key con- pertains to firms that provide policies in most cases, but be ownership of the business, think tributor to services. This coverage, of- sure to check with your insurer. about what happens to the firm the firm’s finan- ten referred to as “errors and You may need additional insur- if one of you passes away unex- cial strength is omissions insurance,” protects ance to protect the company in pectedly. Is another owner in a ensuring your against mistakes that could oc- case one of your employees has financial position to purchase an business is pro- cur. insufficient coverage. additional share in the company? tected against • Commercial property insurance: • Business interruption insur- Life insurance can be a key part risks. While Just as you need insurance on ance: A natural disaster or other of your succession plan. unexpected your home, the same is true for catastrophic event could disrupt situations may your business property, even if your business operation for days, LOOK FOR SOLUTIONS THAT occur, you can you rent your business space. weeks or even months. This ARE SUITABLE explore insur- This insurance protects the form of coverage can compen- There is no “one-size-fits-all” so- ance options valuable assets in your company sate businesses for income lost lution when it comes to business in- to limit the from risks such as fire, flood during such periods. Generally, surance. The types of coverage you impact that an unplanned event damage, vandalism or theft. it is most suitable for a business need and the size of your business could have on your most important that operates from a specific can guide you in finding the best assets. Start by understanding your SPECIALIZED TYPES OF IN- location, such as a retail store. approach. Working closely with current policies, and identify areas SURANCE • Cyber or data breach coverage: financial and insurance profession- where you and your business may Depending on the focus and state If sensitive information about als can help you sort through your be exposed to risk. The following of your business, different types employees, vendors or clients is goals and determine an appropriate list includes types of insurance you of insurance may be necessary. Be stored within your computers protection strategy. may want to consider: sure you review these options and and other devices, there may be others in your industry to deter- a financial impact if your busi- THE BASICS OF BUSINESS IN- mine what’s right for you: ness is subject to a cyber-attack. Nicolas Allen, CFP® is a Financial SURANCE • Business insurance for the home: This insurance can help cover Advisor with Ameriprise Financial Among the more fundamental If you run your business out of costs associated with notifying Services, Inc. in Fresno, CA. He forms of insurance that apply to the home, it is likely that stan- affected parties, public relations specializes in fee-based financial most businesses are1: dard homeowner’s insurance and legal action. planning and asset management • General liability: This type of will not cover risks associated • Employment practices cover- strategies and has been in practice insurance provides coverage for with the business. Check your age: Employers can be subject to for 10 years. To contact him, consider legal issues ranging from inju- policy to see if separate or ad- legal actions from employees and http://www.ameripriseadvisors. ries on your property to claims ditional coverage is needed. others, including accusations of com/nicolas.j.allen, (559) 490-7030 of libel or slander. • Workers' compensation : If you discrimination, harassment or option 2, or 7433 N. First Street, Suite • Product or professional liability: have employees, you will likely wrongful termination. Policies 102 Fresno, CA 93720.

When it comes to security, is it time to bring in outside help?

No one is questioning the ability unit affiliated OC/T’s (observer, bring in some outside perspective; speak to physical security. If you of your current security manager. controller/trainers). In all indus- a set of unbiased eyes, someone would like to include active threat No one is questioning the effec- tries, it is imperative that at some not beholden to office politics and training in staff development, find tiveness of your current security point an outside entity is brought feelings. someone qualified to speak on the apparatus. But, all things being in to evaluate your performance. Enter the security consultant. A subject. Or, if you aren’t sure what equal, have you stopped to pon- So why is in-house evaluation security consultant is an unbiased you need, it doesn’t hurt to bring der whether if it’s time to bring in not always preferable? Simple. party that has experience in some someone in and just ask their some outside help? People and personalities. It be- facet of the security industry. The opinion. In comes too easy for co-workers security consultant’s interest is Whether you’re a high school GUEST VIEW school, a who BBQ with each other on the the client, finding creative and administrator, manager of a manu- teacher weekends, know each other’s cost-effective solutions to security facturing plant, or human resourc- Brian Hampel, M.S. adminis- families and joke around the issues. They maybe have a breadth es manager, it’s not an indictment ters tests water cooler to become biased in of experience across many dis- of your current security posture. on recently their evaluations of performance. ciplines of the security industry, Conversely, it’s a commendable covered mate- No one wants to be the one that or a depth of experience in only a proactive approach to providing rial. In any critiques their best work friend’s few. For these reasons, it’s highly the safest environment for your business, a performance in something as vital recommended that when shop- organization. senior manager and visible as security responses ping for a security consultant, it’s spot-checks or performance during an emer- important to reach out to refer- his/her subor- gency drill. To avoid work conflict ences, learn about the consultant’s About the Author: Brian Ham- dinate’s work. or hard feelings, personnel re- experience as well as that of his/ pel, M.S. is the co-founder and In a police sponsible for security evaluations, her employees. Do your research vice president of Hampel Security academy, emergency drills or emergency on who you’re bringing on. Ad- Consulting, Inc in Visalia. Hampel an instruc- action policies may allow certain ditionally, it’s important to know is a three-tour combat veteran, a tor evaluates mistakes to slide in favor of keep- your own vulnerabilities or short former federal police officer, and trainee per- ing the organization calm. comings. As Sun Tzu famously 14-year military police soldier. formance and provides go/no-go And if this isn’t you or your said, “Know yourself and know Brian earned his Master’s Degree in evaluations as well as constructive organization, then kudos. This ob- your enemy…” If you need con- Terrorism and Counter Terrorism criticism. In the military, units are viously doesn’t apply to everyone. sult on aspects of your physical from Henley-Putnam University. evaluated by unbiased and non- But if it does…maybe it’s time to site, find someone qualified to FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com 19

(1) property, you may call (714) 848-9272 in the note(s), advances, under the NOTICE OF TRUSTEE'S SALE or visit this Internet Web site www. terms of the Deed of Trust, interest YOU ARE IN DEFAULT UNDER A elitepostandpub.com, using the file thereon, fees, charges and expenses of DEED OF TRUST DATED 8/14/2007. number assigned to this case 17-46739. the Trustee for the total amount (at the UNLESS YOU TAKE ACTION TO Information about postponements time of the initial publication of the PROTECT YOUR PROPERTY, IT that are very short in duration or that Notice of Sale) reasonably estimated MAY BE SOLD AT A PUBLIC SALE. occur close in time to the scheduled to be set forth below. The amount may Public IF YOU NEED AN EXPLANATION sale may not immediately be reflected be greater on the day of sale. Property OF THE NATURE OF THE in the telephone information or on the is being sold "as is - where is". TAX PROCEEDING AGAINST YOU, YOU Internet Web site. The best way to PARCEL NO. 445-192-01. Property SHOULD CONTACT A LAWYER. verify postponement information is to address: 2304 E. Princeton Ave., A public auction sale to the highest attend the scheduled sale. Fresno, CA 93703. The land referred bidder for cash, cashier's check drawn Dated: 8/21/2017 to is situated in the State of California, on a state or national bank, check Zieve, Brodnax & Steele, LLP, as County of Fresno, City of Fresno, and Notices drawn by a state or federal credit union, Trustee is described as follows:LOT 10 OF page 19 August 25, 2017 or a check drawn by a state or federal 30 Corporate Park, Suite 450 FRESNO PORTALS, ACCORDING savings and loan association, or savings Irvine, CA 92606 TO THE MAP THEREOF RECORDED Public notices contain information that must, association, or savings bank specified For Non-Automated Sale Information, NOVEMBER 1, 1944, IN BOOK 12 READERS INDEX by law, be published in order to make that in Section 5102 of the Financial Code call: (714) 848-7920 PAGE 53 OF PLATS, IN THE OFFICE and authorized to do business in this For Sale Information: (714) 848-9272 OF THE COUNTY RECORDER OF Trustee Sales 19 information available to the general public. First- state will be held by the duly appointed www.elitepostandpub.com SAID COUNTY. From information time publications will be designated with a (1) Probate 24 trustee as shown below, of all right, Christine O'Brien, Trustee Sale which the Trustee deems reliable, in the top left corner of the listing. Publication title, and interest conveyed to and now Officer but for which Trustee makes no Fictitious 24 dates appear in the lower left corner of the notice held by the trustee in the hereinafter THIS FIRM IS ATTEMPTING TO representation or warranty, the street Miscellaneous 24 beginning with the first publication and ending described property under and pursuant COLLECT A DEBT AND ANY address or other common designation with the last. to a Deed of Trust described below. INFORMATION WE OBTAINED of the above described property is The sale will be made, but without WILL BE USED FOR THAT purported to be 2304 E. PRINCETON covenant or warranty, expressed or PURPOSE. EPP 23045 8/25, 9/1, AVE., FRESNO, CA 93703. Said implied, regarding title, possession, or 9/8/17 property is being sold for the purpose association, savings association or encumbrances, to pay the remaining 08/25/2017, 09/01/2017, 09/08/2017 of paying the obligations secured by TRUSTEE SALES savings bank specified in Section 5102 principal sum of the note(s) secured ------said Deed of Trust, including fees and of the Financial Code and authorized by the Deed of Trust, with interest expenses of sale. The total amount of (1) to do business in this state. and late charges thereon, as provided (1) the unpaid principal balance, interest LOAN: 2005-0072420 In the event tender other than cash is in the note(s), advances, under the NOTICE OF TRUSTEE'S SALE thereon, together with reasonably A.P. NUMBER: 340-041-47/340-041- accepted the Trustee may withhold terms of the Deed of Trust, interest Trustee's Sale No. CA-RCS-16017105 estimated costs, expenses and 48 the issuance of the Trustee's Deed thereon, fees, charges and expenses of NOTE: PURSUANT TO 2923.3(C) advances at the time of the initial NOTICE OF TRUSTEE'S SALE until funds become available to the the Trustee for the total amount (at the THERE IS A SUMMARY OF publication of the Notice of Trustee's UNDER DEED OF TRUST payee or endorsee as a matter of right. time of the initial publication of the THE INFORMATION IN THIS Sale is $358,330.90. NOTICE TO YOU ARE IN DEFAULT UNDER Said sale will be made, but without Notice of Sale) reasonably estimated to DOCUMENT ATTACHED. POTENTIAL BIDDERS: If you are A DEED OF TRUST DATED covenant or warranty, express or be set forth below. The amount may be [PURSUANT TO CIVIL CODE considering bidding on this property 03/28/2005, UNLESS YOU TAKE implied regarding title, possession greater on the day of sale. Section 2923.3(a), THE SUMMARY lien, you should understand that there ACTION TO PROTECT YOUR or encumbrances, to satisfy the Trustor: VANESSA RAMIREZ- OF INFORMATION REFERRED are risks involved in bidding at a PROPERTY, IT MAY BE SOLD AT A indebtedness secured by said Deed, BERMUDEZ AND ERICK A. DIAZ, TO ABOVE IS NOT ATTACHED trustee auction. You will be bidding PUBLIC SALE. IF YOU NEED AN advances thereunder, with interest WIFE AND HUSBAND TO THE RECORDED COPY OF on a lien, not on the property itself. EXPLANATION OF THE NATURE as provided therein, and the unpaid Duly Appointed Trustee: Zieve, THIS DOCUMENT BUT ONLY Placing the highest bid at a trustee OF THE PROCEEDING AGAINST principal balance of the Note secured Brodnax & Steele, LLP Deed of Trust TO THE COPIES PROVIDED TO auction does not automatically entitle YOU, YOU SHOULD CONTACT A by said Deed with interest thereon as recorded 8/16/2007 as Instrument No. THE TRUSTOR.] YOU ARE IN you to free and clear ownership of the LAWYER. provided in said Note, fees, charges 2007-0155201 in book , page of DEFAULT UNDER A DEED OF property. You should also be aware NOTICE is hereby given that DUAL and expenses of the trustee and the Official Records in the office of the TRUST DATED 5/12/2006. UNLESS that the lien being auctioned off may ARCH INTERNATIONAL, INC., trusts created by said Deed of Trust. Recorder of Fresno County, California, YOU TAKE ACTION TO PROTECT be a junior lien. If you are the highest A CALIFORNIA CORPORATION, NOTICE TO POTENTIAL BIDDERS: Date of Sale:9/18/2017 at 10:00 AM YOUR PROPERTY, IT MAY BE bidder at the auction, you are or may as trustee, or successor trustee, or If you are considering bidding on this Place of Sale: SOLD AT A PUBLIC SALE. IF YOU be responsible for paying off all liens substituted trustee pursuant to the property lien, you should understand At the west entrance to the County NEED AN EXPLANATION OF THE senior to the lien being auctioned off, Deed of Trust executed by GURDIP that there are risks involved in bidding Courthouse 1100 Van Ness, Fresno, CA NATURE OF THE PROCEEDING before you can receive clear title to S. SANDHU AND HARMINDER K. at a trustee auction. You will be Estimated amount of unpaid balance AGAINST YOU, YOU SHOULD the property. You are encouraged to SANDHU, HUSBAND AND WIFE, bidding on a lien, not on the property and other charges: $268,815.12 CONTACT A LAWYER. NOTICE investigate the existence, priority, AS JOINT TENANTS itself. Placing the highest bid at a Note: Because the Beneficiary reserves TO PROPERTY OWNER: The sale and size of outstanding liens that may Recorded on 04/01/2005, as Instrument trustee auction does not automatically the right to bid less than the total debt date shown on this notice of sale may exist on this property by contacting No 2005-0072420 of Official records entitle you to free and clear ownership owed, it is possible that at the time of be postponed one or more times by the county recorder's office or a in the office of the County Recorder of the property. You should also be the sale the opening bid may be less the mortgagee, beneficiary, trustee, title insurance company, either of of Fresno County, California, and aware that the lien being auctioned than the total debt owed. or a court, pursuant to Section 2924g which may charge you a fee for this pursuant to the Notice of Default and off may be a junior lien. If you are the Street Address or other common of the California Civil Code. The information. If you consult either of Election to Sell thereunder Recorded highest bidder at the auction, you are designation of real property: law requires that information about these resources, you should be aware on 05/15/2017, as Instrument # 2017- or may be responsible for paying off all 5138 WEST HARVARD AVENUE trustee sale postponements be made that the same lender may hold more 0059078-00 of said Official Records, liens senior to the lien being auctioned FRESNO, California 93722 available to you and to the public, as than one mortgage or deed of trust on WILL SELL on off, before you can receive clear title Described as follows: a courtesy to those not present at the the property. WE ARE ATTEMPTING 09/18/2017 at 10:00AM at THE WEST to the property. You are encouraged As more fully described on said Deed sale. If you wish to learn whether your TO COLLECT A DEBT, AND ANY ENTRANCE TO THE COUNTY to investigate the existence, priority, of Trust. sale date has been postponed, and, if INFORMATION WE OBTAIN WILL COURTHOUSE 1100 VAN NESS, and size of outstanding liens that may A.P.N #.: 312-830-37 applicable, the rescheduled time and BE USED FOR THAT PURPOSE. FRESNO, CA AT PUBLIC AUCTION exist on this property by contacting The undersigned Trustee disclaims date for the sale of this property, you SALE INFORMATION LINE: 714- TO THE HIGHEST BIDDER FOR the county recorder's office or a any liability for any incorrectness of may call 714-730-2727 or visit this 730-2727 or www.lpsasap.com Dated: CASH (payable at the time of sale in title insurance company, either of the street address or other common Internet Web site www.lpsasap.com, 08/17/2017 PEAK FORECLOSURE lawful money of the United States), all which may charge you a fee for this designation, if any, shown above. If using the file number assigned to this SERVICES, INC., AS TRUSTEE right, title and interest conveyed to and information. If you consult either of no street address or other common case, CA-RCS-16017105. Information By Shelley Chase, Foreclosure now held by it under said Deed of Trust these resources, you should be aware designation is shown, directions to about postponements that are very Administrator A-4630899 08/25/2017, in the property situated in said County that the same lender may hold more the location of the property may be short in duration or that occur close 09/01/2017, 09/08/2017 and State hereinafter described: than one mortgage or deed of trust on obtained by sending a written request in time to the scheduled sale may 08/25/2017, 09/01/2017, 09/08/2017 PARCEL 1 the property. to the beneficiary within 10 days of the not immediately be reflected in the ------OF PARCEL MAP 2637, ACCORDING NOTICE TO PROPERTY OWNER: date of first publication of this Notice telephone information or on the Internet TO THE MAP THEREOF RECORDED The sale date shown on this notice of of Sale. Web site. The best way to verify (1) IN BOOK 17 PAGE sale may be postponed one or more times NOTICE TO POTENTIAL BIDDERS: postponement information is to attend NOTICE OF TRUSTEE'S SALE 7 OF PARCEL MAPS, FRESNO by the mortgagee, beneficiary, trustee, If you are considering bidding on this the scheduled sale. On September 14, T.S. No. 16-30819-PM-CA Title No. COUNTY RECORDS. or a court, pursuant to Section2924g property lien, you should understand 2017, at 10:00 AM, AT THE VAN 160169778-CA-VOI A.P.N. 495- The property address and other of the California Civil Code. The law that there are risks involved in bidding NESS AVENUE EXIT FROM THE 241-06 ATTENTION RECORDER: common designation, if any, of the real requires that information about trustee at a trustee auction. You will be COUNTY COURTHOUSE, 1100 VAN THE FOLLOWING REFERENCE property described above is purported sale postponements be made available bidding on a lien, not on the property NESS, in the City of FRESNO, County TO AN ATTACHED SUMMARY IS to be: VACANT LAND: DIRECTIONS to you and to the public, as a courtesy itself. Placing the highest bid at a of FRESNO, State of CALIFORNIA, APPLICABLE TO THE NOTICE MAY BE OBTAINED BY WRITTEN to those not present at the sale. If you trustee auction does not automatically PEAK FORECLOSURE SERVICES, PROVIDED TO THE TRUSTOR ONLY REQUEST wish to learn whether your sale date has entitle you to free and clear ownership INC., a California corporation, as PURSUANT TO CIVIL CODE 2923.3. SUBMITTED TO THE been postponed, and, if applicable, the of the property. You should also be duly appointed Trustee under that NOTE: THERE IS A SUMMARY UNDERSIGNED WITHIN rescheduled time and date for the sale aware that the lien being auctioned certain Deed of Trust executed by OF THE INFORMATION IN THIS TEN DAYS FROM THE FIRST of this property, you may call (714)848- off may be a junior lien. If you are the JOSE H. MAGANA AND ROSALINA DOCUMENT ATTACHED. YOU ARE PUBLICATION OF THIS NOTICE. 9272 or visit this Internet Web site highest bidder at the auction, you are R. RODRIGUEZ, HUSBAND IN DEFAULT UNDER A DEED OF THE NAME AND ADDRESS OF www.elitepostandpub.com, using the or may be responsible for paying off all AND WIFE, as Trustors, recorded TRUST DATED 01/19/2012. UNLESS THE BENEFICIARY AT WHOSE file number assigned to this case 5156. liens senior to the lien being auctioned on 5/19/2006, as Instrument No. YOU TAKE ACTION TO PROTECT REQUEST THE SALE IS TO BE Information about postponements off, before you can receive clear title 20060105765, of Official Records in YOUR PROPERTY, IT MAY BE CONDUCTED IS: KHATRI BROS. that are very short in duration or that to the property. You are encouraged the office of the Recorder of FRESNO SOLD AT A PUBLIC SALE. IF YOU PARTNERSHIP, A CALIFORNIA occur close in time to the scheduled to investigate the existence, priority, County, State of CALIFORNIA, under NEED AN EXPLANATION OF THE GENERAL PARTNERSHIP C/0 sale may not immediately be reflected and size of outstanding liens that may the power of sale therein contained, NATURE OF THE PROCEEDING DUAL ARCH INTERNATIONAL, in the telephone information or on the exist on this property by contacting WILL SELL AT PUBLIC AUCTION AGAINST YOU, YOU SHOULD INC. 501 15TH STREET I P.O. BOX Internet Web site. The best way to the county recorder's office or a TO THE HIGHEST BIDDER, for CONTACT A LAWYER. A public 5, MODESTO, CA 95353. verify postponement information is to title insurance company, either of cash, cashier's check drawn on a state auction sale to the highest bidder for The undersigned Trustee disclaims attend the scheduled sale. which may charge you a fee for this or national bank, check drawn by a cash, (cashier's check(s) must be made any liability for any incorrectness If the Trustee is unable to convey title information. If you consult either of state or federal credit union, or a check payable to National Default Servicing of the property address and other for any reason, the successful bidder's these resources, you should be aware drawn by a state or federal savings Corporation), drawn on a state or common designation, if any, shown sole and exclusive remedy shall be the that the same lender may hold more and loan association, or savings national bank, a check drawn by a herein. return of monies paid to the Trustee than one mortgage or deed of trust on association, or savings bank specified state or federal credit union, or a check The total amount of the unpaid and the successful bidder shall have the property. in Section 5102 of the Financial Code drawn by a state or federal savings and balance of the obligation secured by no further recourse. NOTICE TO PROPERTY OWNER: and authorized to do business in this loan association, savings association, or the property to be sold and reasonable FOR SALE INFORMATION, PLEASE The sale date shown on this notice of state will be held by the duly appointed savings bank specified in Section 5102 estimated costs, expenses and CALL (714)848-9272 sale may be postponed one or more trustee as shown below, of all right, of the Financial Code and authorized advances at the time of the initial Dated: August 11, 2017 times by the mortgagee, beneficiary, title, and interest conveyed to and now to do business in this state; will be publication of the Notice of Sale is: DUAL ARCH INTERNATIONAL, trustee, or a court, pursuant to Section held by the trustee in the hereinafter held by the duly appointed trustee as $400,346.38 INC., 2924g of the California Civil Code. described property under and pursuant shown below, of all right, title, and In addition to cash, THE TRUSTEE A CALIFORNIA CORPORATION, as The law requires that information about to a Deed of Trust described below. interest conveyed to and now held by WILL ONLY ACCEPT A CASHIER'S said Trustee trustee sale postponements be made The sale will be made, but without the trustee in the hereinafter described CHECK MADE PAYABLE TO DUAL 501 15TH STREET- P.O. BOX 5 available to you and to the public, as covenant or warranty, expressed or property under and pursuant to a Deed ARCH INTERNATIONAL, INC., MODESTO, CA 95353 (209)521-9929 a courtesy to those not present at the implied, regarding title, possession, or of Trust described below. The sale drawn on a state or national bank, By: DAVID S. ABSHER PRESIDENT sale. If you wish to learn whether encumbrances, to pay the remaining a check drawn by a state or federal EPP 23022 8/25, 9/1, 9/8/2017 your sale date has been postponed, principal sum of the note(s) secured credit union or a check drawn by 08/25/2017, 09/01/2017, 09/08/2017 and, if applicable, the rescheduled by the Deed of Trust, with interest a state or federal savings and loan ------time and date for the sale of this and late charges thereon, as provided Continued | Next Page 20 Public Notices www.thebusinessjournal.com FRIDAY, AUGUST 25, 2017

TRUSTEE SALES (1) been postponed, and, if applicable, the and expenses of the Trustee and of in the note(s), advances, under the NOTICE OF TRUSTEE'S SALE rescheduled time and date for the sale the trusts created by said Deed of terms of the Deed of Trust, interest Continued | From 19 UNDER DEED OF TRUST LOAN: of this property, you may call (714) Trust. The total amount of the unpaid thereon, fees, charges and expenses of YOU / LENG OTHER: F1705003- 730-2727 for information regarding balance of the obligation secured by the Trustee for the total amount (at the LM TS NUMBER:F1705003 A.P. the trustee's sale or visit this Internet the property to be sold and reasonable time of the initial publication of the will be made in an "as is" condition, NUMBER 461-222-08 YOU ARE Web site www.ServiceLinkASAP.com estimated costs, expenses and advances Notice of Sale) reasonably estimated but without covenant or warranty, IN DEFAULT UNDER A DEED for information regarding the sale of at the time of the initial publication of to be set forth below. The amount may expressed or implied, regarding title, OF TRUST, DATED November this property, using the file number the Notice of Sale is $219,989.29. The be greater on the day of sale. Trustor: possession, or encumbrances, to pay 18, 2014, UNLESS YOU TAKE assigned to this case F1705003. beneficiary under said Deed of Trust PETER ALIOTTI Trustee: ATTORNEY the remaining principal sum of the ACTION TO PROTECT YOUR Information about postponements heretofore executed and delivered to LENDER SERVICES, INC. Recorded note(s) secured by the Deed of Trust, PROPERTY, IT MAY BE SOLD AT that are very short in duration or that the undersigned a written Declaration 01/19/2006 as Instrument No. 2006- with interest and late charges thereon, A PUBLIC SALE. IF YOU NEED AN occur close in time to the scheduled of Default and Demand for Sale, and a 0011111 of Official Records in the as provided in the note(s), advances, EXPLANATION OF THE NATURE sale may not immediately be reflected written Notice of Default and Election office of the Recorder of FRESNO under the terms of the Deed of Trust, OF THE PROCEEDING AGAINST in the telephone information or on to Sell. The undersigned caused said County, California, Date of Sale: interest thereon, fees, charges and YOU, YOU SHOULD CONTACT A the Internet Web site. The best way Notice of Default and Election to Sell 09/18/2017 at 10:00AM Place of Sale: expenses of the Trustee for the total LAWYER. NOTICE is hereby given to verify postponement information to be recorded in the county where the At the Van Ness Avenue exit from the amount (at the time of the initial that CHICAGO TITLE COMPANY, is to attend the scheduled sale. real property is located. NOTICE TO County Courthouse at 1100 Van Ness publication of the Notice of Sale) a California Corporation , as duly Said sale will be made, but without POTENTIAL BIDDERS: If you are Avenue, Fresno, CA 93724 Amount reasonably estimated to be set forth appointed trustee under and pursuant to covenant or warranty, expressed or considering bidding on this property of unpaid balance and other charges: below. The amount may be greater Deed of Trust executed by KHLOEUNG implied, regarding title, possession, or lien, you should understand that there $349,774.54 The purported property on the day of sale. Trustor: Mario L YOU AND SOKHEMALY LENG , encumbrances, to pay the remaining are risks involved in bidding at a trustee address is: 5587 W HOLLAND Vejar, a single man. Duly Appointed HUSBAND AND WIFE AS JOINT principal sum of the note(s) secured auction. You will be bidding on a lien, AVENUE FRESNO, CA 93722 A.P.N.: Trustee: National Default Servicing TENANTS recorded on 12/29/2014 as by said Deed of Trust, with interest not on the property itself. Placing the 510-195-15 The beneficiary under said Corporation. Recorded 01/24/2012 Instrument No. 2014-0145419-00 in thereon, as provided in said note(s), highest bid at a trustee auction does Deed of Trust heretofore executed and as Instrument No. 2012-0009403- Book N/A Page N/A of Official records advances, if any, under the terms of not automatically entitle you to free delivered to the undersigned a written 00 (or Book, Page) of the Official in the office of the County Recorder the Deed of Trust, estimated fees, and clear ownership of the property. Declaration of Default and Demand for Records of Fresno County, California. of FRESNO County, California, and charges and expenses of the Trustee You should also be aware that the lien Sale and a written Notice of Default Date of Sale: 09/20/2017 at 9:00 pursuant to the Notice of Default and and the trusts created by said Deed of being auctioned off may be a junior and Election to Sell. The undersigned AM. Place of Sale: Fresno Superior Election to Sell thereunder recorded Trust, to-wit:$134,077.19 (Estimated). lien. If you are the highest bidder at the caused said Notice of Default and Courthouse, West Entrance to the 05/09/2017 in Book N/A, Page N/A, Accrued interest and additional auction, you are or may be responsible Election to Sell to be recorded in the County Courthouse Breezeway, 1100 as Instrument No. 2017-0056978-00 advances, if any, will increase this for paying off all liens senior to the county wherein the real property is Van Ness Avenue, Fresno, CA 93724. of said Official Records, WILL SELL figure prior to sale. The Beneficiary lien being auctioned off, before you located and more than three (3) months Estimated amount of unpaid balance on 09/14/2017 at the Van Ness Avenue may elect to bid less than their credit can receive clear title to the property. have elapsed since such recordation. and other charges: $116,558.79. Street exit from the County Courthouse 1100 bid. The Beneficiary under said Deed You are encouraged to investigate The undersigned Trustee disclaims Address or other common designation Van Ness Fresno, CA 93721 at 10:00 of Trust heretofore executed and the existence, priority, and size of any liability for any incorrectness of of real property: 896 Robinson Avenue, A.M. AT PUBLIC AUCTION TO delivered to the undersigned a written outstanding liens that may exist on the property address or other common Clovis, CA 93612. The undersigned THE HIGHEST BIDDER FOR CASH Declaration of Default and Demand for this property by contacting the county designation, if any, shown above. If Trustee disclaims any liability for any (payable at the time of sale in lawful Sale, and a written Notice of Default recorder's office or a title insurance no street address or other common incorrectness of the street address or money of the United States, by cash, and Election to Sell. The undersigned company, either of which may charge designation is shown, directions to other common designation, if any, a cashier's check drawn by a state or caused said Notice of Default and you a fee for this information. If you the location of the property may be shown above. If no street address or national bank, a check drawn by a Election to Sell to be recorded in the consult either of these resources, you obtained by sending a written request other common designation is shown, state or federal credit union, or a check County where the real property is should be aware that the same lender to the beneficiary within 10 days of the directions to the location of the drawn by a state or federal savings and located and mote than 3 months have may hold more than one mortgage or date of first publication of this Notice of property may be obtained by sending loan association, savings association, elapsed since such recordation. SALE deed of trust on the property. NOTICE Trustee's Sale. If the Trustee is unable a written request to the beneficiary or savings bank specified in section INFORMATION CAN BE OBTAINED TO PROPERTY OWNER: The sale to convey title for any reason, the within 10 days of the date of first 5102 of the Financial Code and ON LINE AT www.servicelinkasap. date shown on this notice of sale may successful bidder's sole and exclusive publication of this Notice of Sale. If authorized to do business in this state), com AUTOMATED SALES be postponed one or more times by remedy shall be the return of monies the Trustee is unable to convey title all right, title and interest conveyed to INFORMATION PLEASE CALL the mortgagee, beneficiary, trustee, paid to the Trustee and the successful for any reason, the successful bidder's and now held by it under said Deed (714) 730-2727. Dated: 08/14/2017 or a court, pursuant to Section 2924g bidder shall have no further recourse. sole and exclusive remedy shall be the of Trust in the property situated in CHICAGO TITLE COMPANY, a of the California Civil Code. The NOTICE TO POTENTIAL BIDDERS: return of monies paid to the Trustee, said County and State hereinafter California Corporation, as said Trustee law requires that information about If you are considering bidding on this and the successful bidder shall have described:LOTS 11,12 AND 13 IN 7330 N. PALM AVE., SUITE 101 trustee sale postponements be made property lien, you should understand no further recourse.The requirements BLOCK 1 OF RECREATION PARK (93711), P.O. BOX 60016 FRESNO, available to you and to the public, as that there are risks involved in bidding of California Civil Code Section TRACT, IN THE CITY OF FRESNO, CA, 93794-0016 (559) 451-3700 By: a courtesy to those not present at the at a trustee auction. You will be bidding 2923.5(b)/2923.55(c) were fulfilled COUNTY OF FRESNO, STATE OF Arlene Fontes, Trustee Sale Officer. sale. If you wish to learn whether your on a lien, not the property itself. Placing when the Notice of Default was CALIFORNIA, ACCORDING TO A-4630633 08/25/2017, 09/01/2017, sale date has been postponed, and, if the highest bid at a trustee auction does recorded. NOTICE TO POTENTIAL THE MAP THEREOF RECORDED 09/08/2017 applicable, the rescheduled time and not automatically entitle you to free BIDDERS: If you are considering IN BOOK 9, PAGE 29 OF RECORD 08/25/2017, 09/01/2017, 09/08/2017 date for the sale of this property, you and clear ownership of the property. bidding on this property lien, you OF SURVEYS, FRESNO COUNTY ------may call 800-280-2832 for information You should also be aware that the lien should understand that there are RECORDS. APN: 461-222-08. The regarding the trustee's sale or visit this being auctioned off may be a junior risks involved in bidding at a trustee property heretofore described is (1) Internet Web site www.auction.com lien. If you are the highest bidder at the auction. You will be bidding on a lien, being sold "as is". The street address NOTICE OF TRUSTEE'S SALE for information regarding the sale of auction, you are or may be responsible not on the property itself. Placing the and other common designation, if Trustee Sale No. : 00000006778450 this property, using the file number for paying off all liens senior to the highest bid at a trustee auction does any, of the real property described Title Order No.: 170180938 FHA/VA/ assigned to this case 00000006778450. lien being auctioned off, before you not automatically entitle you to free above is purported to be: 450 SOUTH PMI No.:ATTENTION RECORDER: Information about postponements can receive clear title to the property. and clear ownership of the property. WOODROW AVENUE, FRESNO, THE FOLLOWING REFERENCE TO that are very short in duration or that You are encouraged to investigate You should also be aware that the lien CA. The undersigned Trustee disclaims AN ATTACHED SUMMARY APPLIES occur close in time to the scheduled the existence, priority, and size of being auctioned off may be a junior any liability for any incorrectness of ONLY TO COPIES PROVIDED TO sale may not immediately be reflected outstanding liens that may exist on lien. If you are the highest bidder at the the street address and other common THE TRUSTOR, NOT TO THIS in the telephone information or on this property by contacting the county auction, you are or may be responsible designation if any, shown herein. In RECORDED ORIGINAL NOTICE. the Internet Web site. The best way recorder's office or a title insurance for paying off all liens senior to the addition to cash, the Trustee will accept NOTE: THERE IS A SUMMARY to verify postponement information company, either of which may charge lien being auctioned off, before you a cashier's check drawn on a state or OF THE INFORMATION IN THIS is to attend the scheduled sale. FOR you a fee for this information. If you can receive clear title to the property. national bank, a check drawn by a DOCUMENT ATTACHED. YOU ARE TRUSTEE SALE INFORMATION consult either of these resources, you You are encouraged to investigate state or federal credit union or a check IN DEFAULT UNDER A DEED OF PLEASE CALL:AUCTION.COM, should be aware that the same lender the existence, priority, and size of drawn by a state or federal savings and TRUST, DATED 06/30/2010. UNLESS LLC 800-280-2832 www.auction. may hold more than one mortgage or outstanding liens that may exist on loan association, savings association YOU TAKE ACTION TO PROTECT com BARRETT DAFFIN FRAPPIER deed of trust on the property. NOTICE this property by contacting the county or savings bank specified in Section YOUR PROPERTY, IT MAY BE TREDER and WEISS, LLP as Trustee TO PROPERTY OWNER: The sale recorder's office or a title insurance 5102 of the Financial Code and SOLD AT A PUBLIC SALE. IF YOU 20955 Pathfinder Road, Suite 300 date shown on this notice of sale may company, either of which may charge authorized to do business in this state. NEED AN EXPLANATION OF THE Diamond Bar, CA 91765 (866) 795- be postponed one or more times by you a fee for this information. If you In the event tender other than cash is NATURE OF THE PROCEEDING 1852 Dated: 08/16/2017 BARRETT the mortgagee, beneficiary, trustee, consult either of these resources, you accepted the Trustee may withhold the AGAINST YOU, YOU SHOULD DAFFIN FRAPPIER TREDER and or a court, pursuant to Section 2924g should be aware that the same lender issuance of the Trustee's Deed until CONTACT A LAWYER. BARRETT WEISS, LLP IS ACTING AS A of the California Civil Code. The law may hold more than one mortgage or funds become available to the payee or DAFFIN FRAPPIER TREDER and DEBT COLLECTOR ATTEMPTING requires that information about trustee deed of trust on the property. NOTICE endorsee as a matter of right. NOTICE WEISS, LLP, as duly appointed Trustee TO COLLECT A DEBT. ANY sale postponements be made available TO PROPERTY OWNER: The sale TO POTENTIAL BIDDERS: If you under and pursuant to Deed of Trust INFORMATION OBTAINED WILL to you and to the public, as a courtesy date shown on this notice of sale may considering bidding on this property Recorded on 07/08/2010 as Instrument BE USED FOR THAT PURPOSE. to those not present at the sale. If you be postponed one or more times by lien, you should understand that there No. 2010-0087267 of official A-FN4630642 08/25/2017, wish to learn whether your sale date has the mortgagee, beneficiary, trustee, are risks involved in bidding at a trustee records in the office of the County 09/01/2017, 09/08/2017 been postponed, and, if applicable, the or a court, pursuant to Section 2924g auction. You will be bidding on a lien, Recorder of FRESNO County, State 08/25/2017, 09/01/2017, 09/08/2017 rescheduled time and date for the sale of the California Civil Code. The not on the property itself. Placing the of CALIFORNIA. EXECUTED BY: ------of this property, you may call (916)939- law requires that information about highest bid at a trustee auction does JOHN A. SCHENGEL AND CONNIE 0772 for information regarding the trustee sale postponements be made not automatically entitle you to free SCHENGEL, HUSBAND AND WIFE (1) trustee's sale or visit this Internet available to you and to the public, as and clear ownership of the property. AS JOINT TENANTS,WILL SELL NOTICE OF TRUSTEE'S SALE T.S. Web site www.nationwideposting.com a courtesy to those not present at the You should also be aware that the lien AT PUBLIC AUCTION TO HIGHEST No.: 17-01401 Loan No.: *******555 for information regarding the sale of sale. If you wish to learn whether your being auctioned off may be a junior BIDDER FOR CASH, CASHIER'S YOU ARE IN DEFAULT UNDER A this property, using the file number sale date has been postponed, and, lien. If you are the highest bidder at the CHECK/CASH EQUIVALENT or DEED OF TRUST DATED 01/09/2006 assigned to this case, 17-01401. if applicable, the rescheduled time auction, you are or may be responsible other form of payment authorized AND MORE FULLY DESCRIBED Information about postponements and date for the sale of this property, for paying off all liens senior to the by California Civil Code 2924h(b), BELOW. UNLESS YOU TAKE that are very short in duration or that you may call 800-280-2832 or visit lien being auctioned off, before you (payable at time of sale in lawful ACTION TO PROTECT YOUR occur close in time to the scheduled this Internet Web site www.ndscorp. can receive clear title to the property. money of the United States). DATE OF PROPERTY, IT MAY BE SOLD AT sale may not immediately be reflected com/sales, using the file number You are encouraged to investigate SALE: 10/04/2017. TIME OF SALE: A PUBLIC SALE. IF YOU NEED AN in the telephone information or on the assigned to this case 16-30819-PM- the existence, priority, and size of 9:00 AM. PLACE OF SALE: FRESNO EXPLANATION OF THE NATURE Internet Web site. The best way to verify CA. Information about postponements outstanding liens that may exist on SUPERIOR COURTHOUSE, 1100 OF THE PROCEEDING AGAINST postponement information is to attend that are very short in duration or that this property by contacting the county VAN NESS AVENUE, FRESNO, YOU, YOU SHOULD CONTACT A the scheduled sale. Date: 08/16/2017 occur close in time to the scheduled recorder's office or a title insurance CA 93724. STREET ADDRESS and LAWYER. A public auction sale to ATTORNEY LENDER SERVICES, sale may not immediately be reflected company, either of which may charge other common designation, if any, of the highest bidder for cash, cashier's INC. DIANE WEIFENBACH, in the telephone information or on you a fee for this information. If you the real property described above is check payable at the time of sale in TRUSTEE SALE OFFICER 5120 E. the Internet Web site. The best way consult either of these resources, you purported to be: 2775 HERITAGE lawful money of the United States LaPalma Avenue, #209 Anaheim, CA to verify postponement information should be aware that the same lender AVE, CLOVIS, CALIFORNIA 93619. (payable to Attorney Lender Services, 92807 Telephone: 714-695-6637 Sales is to attend the scheduled sale. Date: may hold more that one mortgage or APN#: 559-070-05. The undersigned Inc.) will be held by the duly appointed Line: (916)939-0772 Sales Website: 08/17/2017 National Default Servicing deed of trust on the property. NOTICE Trustee disclaims any liability for any Trustee as shown below, of all right, www.nationwideposting.com This Corporation c/o Tiffany and Bosco, TO PROPERTY OWNER: The sale incorrectness of the street address and title, and interest conveyed to and now office is attempting to collect a debt P.A., its agent, 1230 Columbia Street, date shown on this notice of sale may other common designation, if any, held by the trustee in the hereinafter and any information obtained will be Suite 680 San Diego, CA 92101 Toll be postponed one or more times by shown herein. Said sale will be made, described property under and pursuant used for that purpose. NPP0314845 Free Phone: 888-264-4010 Sales Line the mortgagee, beneficiary, trustee, but without covenant or warranty, to a Deed of Trust described below. To: FRESNO BUSINESS JOURNAL 800-280-2832; Sales Website:www. or a court, pursuant to Section 2924g expressed or implied, regarding title, The sale will be made, but without 08/25/2017, 09/01/2017, 09/08/2017 ndscorp.com/sales Zahara Joyner, of the California Civil Code. The law possession, or encumbrances, to pay covenant or warranty, expressed or 08/25/2017, 09/01/2017, 09/08/2017 Trustee Sales Representative. requires that information about trustee the remaining principal sum of the implied, regarding title, possession, or ------A-4630884 08/25/2017, 09/01/2017, sale postponements be made available note(s) secured by said Deed of Trust, encumbrances, to pay the remaining 09/08/2017 to you and to the public, as a courtesy with interest thereon, as provided in principal sum of the note(s) secured 08/25/2017, 09/01/2017, 09/08/2017 to those not present at the sale. If you said note(s), advances, under the terms by the Deed of Trust, with interest ------wish to learn whether your sale date has of said Deed of Trust, fees, charges and late charges thereon, as provided Continued | Next Page FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com Public Notices 21

TRUSTEE SALES bidding on a lien, not on the property the remaining principal sum of the TENANTS , WILL SELL AT PUBLIC 08/11/2017, 08/18/2017, 08/25/2017 itself. Placing the highest bid at a note(s) secured by said Deed of Trust, AUCTION TO HIGHEST BIDDER 08/11/2017, 08/18/2017, 08/25/2017 Continued | From 20 trustee auction does not automatically with interest thereon, as provided in FOR CASH, CASHIER'S CHECK/ ------entitle you to free and clear ownership said note(s), advances, if any, under CASH EQUIVALENT or other form of the property. You should also be the terms of said Deed of Trust, fees, of payment authorized by 2924h(b), TSG No.: 160405285 TS No.: L550300 T.S. No.: 2013-01851-CA aware that the lien being auctioned charges and expenses of the Trustee (Payable at time of sale in lawful money FHA/VA/PMI No.: APN: 303-052- A.P.N.:322-081-34 off may be a junior lien. If you are the and of the trusts created by said Deed of the United States) West Entrance 13 Property Address: 118 WEST Property Address: 2216 Richard highest bidder at the auction, you are of Trust. The total amount of the unpaid to the County Courthouse Breezeway, MINARETS AVENUE PINEDALE, Avenue, Sanger, CA 93657 or may be responsible for paying off all balance of the obligation secured by Fresno Superior Courthouse, 1100 Van CA 93650 NOTICE OF TRUSTEE'S NOTICE OF TRUSTEE'S SALE liens senior to the lien being auctioned the property to be sold and reasonable Ness Avenue, Fresno, CA 93724 All SALE YOU ARE IN DEFAULT PURSUANT TO CIVIL CODE § off, before you can receive clear title estimated costs, expenses and advances right, title and interest conveyed to and UNDER A DEED OF TRUST, DATED 2923.3(a) and (d), THE SUMMARY to the property. You are encouraged at the time of the initial publication of now held by it under said Deed of Trust 07/12/2006. UNLESS YOU TAKE OF INFORMATION REFERRED to investigate the existence, priority, the Notice of Sale is: $231,869.41. If in the property situated in said County ACTION TO PROTECT YOUR TO BELOW IS NOT ATTACHED and size of outstanding liens that may the Trustee is unable to convey title and State described as: AS MORE PROPERTY, IT MAY BE SOLD AT TO THE RECORDED COPY OF exist on this property by contacting for any reason, the successful bidder's FULLY DESCRIBED IN THE ABOVE A PUBLIC SALE. IF YOU NEED AN THIS DOCUMENT BUT ONLY TO the county recorder's office or a sole and exclusive remedy shall be the MENTIONED DEED OF TRUST EXPLANATION OF THE NATURE THE COPIES PROVIDED TO THE title insurance company, either of return of monies paid to the Trustee, APN# 467-135-03 The street address OF THE PROCEEDING AGAINST TRUSTOR. which may charge you a fee for this and the successful bidder shall have no and other common designation, if any, YOU, YOU SHOULD CONTACT A NOTE: THERE IS A SUMMARY information. If you consult either of further recourse. The beneficiary under of the real property described above LAWYER. On 09/14/2017 at 10:00 OF THE INFORMATION IN THIS these resources, you should be aware said Deed of Trust heretofore executed is purported to be: 345 E STREET, A.M., First American Title Insurance DOCUMENT ATTACHED that the same lender may hold more and delivered to the undersigned a FRESNO, CA 93706 The undersigned Company, as duly appointed Trustee IMPORTANT NOTICE TO than one mortgage or deed of trust on written Declaration of Default and Trustee disclaims any liability for any under and pursuant to Deed of Trust PROPERTY OWNER: this property. Demand for Sale, and written Notice incorrectness of the street address and recorded 07/19/2006, as Instrument YOU ARE IN DEFAULT UNDER NOTICE TO PROPERTY OWNER: of Default and Election to Sell. The other common designation, if any, No. 2006-0149848, in book , page , A DEED OF TRUST DATED The sale date shown on this notice of undersigned caused a Notice of shown herein. Said sale will be made, , of Official Records in the office of 10/25/2005. UNLESS YOU TAKE sale may be postponed one or more Default and Election to Sell to be but without covenant or warranty, the County Recorder of FRESNO ACTION TO PROTECT YOUR times by the mortgagee, beneficiary, recorded in the county where the real expressed or implied, regarding title, County, State of California. Executed PROPERTY, IT MAY BE SOLD AT trustee, or a court, pursuant to Section property is located.Dated: 8/1/2017 possession, or encumbrances, to pay by: GUILLERMO ESTEBAN A PUBLIC SALE. IF YOU NEED AN 2924g of the California Civil Code. THE MORTGAGE LAW FIRM, PLC the remaining principal sum of the HERNANDEZ, A SINGLE MAN, EXPLANATION OF THE NATURE The law requires that information about Adriana Durham/Authorized Signature note(s) secured by said Deed of Trust, WILL SELL AT PUBLIC AUCTION OF THE PROCEEDING AGAINST trustee sale postponements be made 41689 Enterprise Circle North, Ste. with interest thereon, as provided in TO HIGHEST BIDDER FOR YOU, YOU SHOULD CONTACT A available to you and to the public, as 228, Temecula, CA 92590 (619) said note(s), advances, under the terms CASH, CASHIER'S CHECK/CASH LAWYER. a courtesy to those not present at the 465-8200. FOR TRUSTEE'S SALE of said Deed of Trust, fees, charges EQUIVALENT or other form of Trustor: Vidal Pena, A Single Man sale. If you wish to learn whether your INFORMATION PLEASE CALL 714- and expenses of the Trustee and of payment authorized by 2924h(b), Duly Appointed Trustee: Western sale date has been postponed, and, 730-2727. The Mortgage Law Firm, the trusts created by said Deed of (Payable at time of sale in lawful Progressive, LLC if applicable, the rescheduled time PLC. may be attempting to collect a Trust. The total amount of the unpaid money of the United States) At Deed of Trust Recorded 11/01/2005 as and date for the sale of this property, debt. Any information obtained may balance of the obligation secured by the Van Ness Avenue exit from the Instrument No. 2005-0257976 in book you may call (866)-960-8299 or visit be used for that purpose. NOTICE TO the property to be sold and reasonable County Courthouse at 1100 Van Ness ---, page--- and of Official Records in this Internet Web site http://www. POTENTIAL BIDDERS: If you are estimated costs, expenses and advances Avenue, Fresno, CA 93724 All right, the office of the Recorder of Fresno altisource.com/MortgageServices/ considering bidding on this property at the time of the initial publication title and interest conveyed to and now County, California, DefaultManagement/TrusteeServices. lien, you should understand that there of the Notice of Sale is $15,056.17. held by it under said Deed of Trust in Date of Sale: 09/07/2017 at 10:00 AM aspx using the file number assigned to are risks involved in bidding at a trustee The beneficiary under said Deed of the property situated in said County Place of Sale: this case 2013-01851-CA. Information auction. You will be bidding on a lien, Trust has deposited all documents and State described as: AS MORE AT THE W. ENTRANCE TO about postponements that are very not on the property itself. Placing the evidencing the obligations secured by FULLY DESCRIBED IN THE ABOVE THE COUNTY COURTHOUSE short in duration or that occur close highest bid at a trustee auction does the Deed of Trust and has declared all MENTIONED DEED OF TRUST BREEZEWAY 1100 VAN NESS , in time to the scheduled sale may not automatically entitle you to free sums secured thereby immediately due APN# 303-052-13 The street address FRESNO, CA 93724 not immediately be reflected in the and clear ownership of the property. and payable, and has caused a written and other common designation, if Estimated amount of unpaid balance, telephone information or on the You should also be aware that the lien Notice of Default and Election to Sell to any, of the real property described reasonably estimated costs and other Internet Web site. The best way to being auctioned off may be a junior be executed. The undersigned caused above is purported to be: 118 WEST charges: $ 236,778.52 verify postponement information is to lien. If you are the highest bidder at the said Notice of Default and Election to MINARETS AVENUE, PINEDALE, NOTICE OF TRUSTEE'S SALE attend the scheduled sale auction, you are or may be responsible Sell to be recorded in the County where CA 93650 The undersigned Trustee THE TRUSTEE WILL SELL AT Date: July 28, 2017 for paying off all liens senior to the the real property is located. NOTICE disclaims any liability for any PUBLIC AUCTION TO HIGHEST Western Progressive, LLC, as Trustee lien being auctioned off, before you TO POTENTIAL BIDDERS: If you are incorrectness of the street address and BIDDER FOR CASH, CASHIER'S for beneficiary can receive clear title to the property. considering bidding on this property other common designation, if any, CHECK DRAWN ON A STATE C/o 30 Corporate Park, Suite 450 You are encouraged to investigate lien, you should understand that there shown herein. Said sale will be made, OR NATIONAL BANK, A CHECK Irvine, CA 92606 the existence, priority, and size of are risks involved in bidding at a trustee but without covenant or warranty, DRAWN BY A STATE OR Sale Information Line: (866) outstanding liens that may exist on auction. You will be bidding on a lien, expressed or implied, regarding title, FEDERAL CREDIT UNION, OR 960-8299 http://www.altisource. this property by contacting the county not on the property itself. Placing the possession, or encumbrances, to pay A CHECK DRAWN BY A STATE com/MortgageServices/ recorder's office or a title insurance highest bid at a trustee auction does the remaining principal sum of the OR FEDERAL SAVINGS AND DefaultManagement/TrusteeServices. company, either of which may charge not automatically entitle you to free note(s) secured by said Deed of Trust, LOAN ASSOCIATION, A SAVINGS aspx you a fee for this information. If you and clear ownership of the property. with interest thereon, as provided in ASSOCIATION OR SAVINGS BANK Trustee Sale Assistant consult either of these resources, you You should also be aware that the lien said note(s), advances, under the terms SPECIFIED IN SECTION 5102 WESTERN PROGRESSIVE, LLC should be aware that the same lender being auctioned off may be a junior of said Deed of Trust, fees, charges OF THE FINANCIAL CODE AND MAY BE ACTING AS A DEBT may hold more than one mortgage or lien. If you are the highest bidder at the and expenses of the Trustee and of AUTHORIZED TO DO BUSINESS IN COLLECTOR ATTEMPTING deed of trust on the property. NOTICE auction, you are or may be responsible the trusts created by said Deed of THIS STATE: TO COLLECT A DEBT. ANY TO PROPERTY OWNER: The sale for paying off all liens senior to the Trust. The total amount of the unpaid All right, title, and interest conveyed INFORMATION OBTAINED MAY date shown on this notice of sale may lien being auctioned off, before you balance of the obligation secured by to and now held by the trustee in the BE USED FOR THAT PURPOSE. be postponed one or more times by can receive clear title to the property. the property to be sold and reasonable hereinafter described property under 08/11/2017, 08/18/2017, 08/25/2017 the mortgagee, beneficiary, trustee, You are encouraged to investigate estimated costs, expenses and advances and pursuant to a Deed of Trust ------or a court, pursuant to Section 2924g the existence, priority, and size of at the time of the initial publication described as: of the California Civil Code. The law outstanding liens that may exist on of the Notice of Sale is $171,973.30. More fully described in said Deed of NOTICE OF TRUSTEE'S SALE requires that information about trustee this property by contacting the county The beneficiary under said Deed of Trust. Trustee Sale No. 130657 Title No. sale postponements be made available recorder's office or a title insurance Trust has deposited all documents Street Address or other common 95516274 NOTE: THERE IS A to you and to the public, as a courtesy company, either of which may charge evidencing the obligations secured by designation of real property: 2216 SUMMARY OF THE INFORMATION to those not present at the sale. If you you a fee for this information. If you the Deed of Trust and has declared all Richard Avenue, Sanger, CA 93657 IN THIS DOCUMENT ATTACHED. wish to learn whether your sale date has consult either of these resources, you sums secured thereby immediately due A.P.N.: 322-081-34 YOU ARE IN DEFAULT UNDER been postponed, and, if applicable, the should be aware that the same lender and payable, and has caused a written The undersigned Trustee disclaims A DEED OF TRUST, DATED rescheduled time and date for the sale may hold more than one mortgage or Notice of Default and Election to Sell to any liability for any incorrectness of 01/05/2013. UNLESS YOU TAKE of this property, you may call (714) deed of trust on the property. NOTICE be executed. The undersigned caused the street address or other common ACTION TO PROTECT YOUR 730-2727 for information regarding TO PROPERTY OWNER: The sale said Notice of Default and Election to designation, if any, shown above. PROPERTY, IT MAY BE SOLD AT the trustee's sale or visit this Internet date shown on this notice of sale may Sell to be recorded in the County where The sale will be made, but without A PUBLIC SALE. IF YOU NEED AN Web site -www.servicelinkASAP. be postponed one or more times by the real property is located. NOTICE covenant or warranty, expressed or EXPLANATION OF THE NATURE com- for information regarding the the mortgagee, beneficiary, trustee, TO POTENTIAL BIDDERS: If you are implied, regarding title, possession, or OF THE PROCEEDING AGAINST sale of this property, using the file or a court, pursuant to Section 2924g considering bidding on this property encumbrances, to pay the remaining YOU, YOU SHOULD CONTACT A number assigned to this case: 130657. of the California Civil Code. The law lien, you should understand that there principal sum of the note(s) secured LAWYER. On 08/31/2017 at 10:00 Information about postponements requires that information about trustee are risks involved in bidding at a trustee by the Deed of Trust with interest AM, The Mortgage Law Firm, PLC, that are very short in duration or that sale postponements be made available auction. You will be bidding on a lien, thereon, as provided in said note(s), as duly appointed Trustee under and occur close in time to the scheduled to you and to the public, as a courtesy not on the property itself. Placing the advances, under the terms of said Deed pursuant to Deed of Trust recorded sale may not immediately be reflected to those not present at the sale. If you highest bid at a trustee auction does of Trust, fees, charges and expenses of 01/16/2013, as Instrument No. 2013- in the telephone information or on the wish to learn whether your sale date has not automatically entitle you to free the Trustee and of the trusts created by 0006476-00, in book xx, page xx, Internet Web site. The best way to verify been postponed, and if applicable, the and clear ownership of the property. said Deed of Trust. The total amount of Official Records in the office postponement information is to attend rescheduled time and date for the sale You should also be aware that the lien of the unpaid balance of the obligation of the County Recorder of Fresno the scheduled sale. A-FN4628929 of this property, you may call 800-280- being auctioned off may be a junior secured by the property to be sold and County, State of California, executed 08/11/2017, 08/18/2017, 08/25/2017 2832 or visit this Internet Web www. lien. If you are the highest bidder at the reasonable estimated costs, expenses by Betty A. Carroll, Unmarried 08/11/2017, 08/18/2017, 08/25/2017 Auction.com , using the file number auction, you are or may be responsible and advances at the time of the initial Woman, WILL SELL AT PUBLIC ------assigned to this case CA1700279222 for paying off all liens senior to the publication of the Notice of Sale is: $ AUCTION TO HIGHEST BIDDER Information about postponements lien being auctioned off, before you 236,778.52. FOR CASH, CASHIER'S CHECK/ TSG No.: 170029803 TS No.: that are very short in duration or that can receive clear title to the property. Note: Because the Beneficiary reserves CASH EQUIVALENT or other form CA1700279222 FHA/VA/PMI No.: occur close in time to the scheduled You are encouraged to investigate the right to bid less than the total debt of payment authorized by 2924h(b), APN: 467-135-03 Property Address: sale may not immediately be reflected the existence, priority, and size of owed, it is possible that at the time of (payable at time of sale in lawful 345 E STREET FRESNO, CA 93706 in the telephone information or on outstanding liens that may exist on the sale the opening bid may be less money of the United States), At the NOTICE OF TRUSTEE'S SALE YOU the Internet Web site. The best way this property by contacting the county than the total debt. Van Ness Avenue exit from the County ARE IN DEFAULT UNDER A DEED to verify postponement information recorder's office or a title insurance If the Trustee is unable to convey title Courthouse, 1100 Van Ness, Fresno, OF TRUST, DATED 07/06/2004. is to attend the scheduled sale. If the company, either of which may charge for any reason, the successful bidder's CA 93721. All right, title and interest UNLESS YOU TAKE ACTION TO sale is set aside for any reason, the you a fee for this information. If you sole and exclusive remedy shall be the conveyed to and now held by it under PROTECT YOUR PROPERTY, IT Purchaser at the sale shall be entitled consult either of these resources, you return of monies paid to the Trustee, said Deed of Trust in the property MAY BE SOLD AT A PUBLIC SALE. only to a return of the deposit paid. The should be aware that the same lender and the successful bidder shall have no situated in said County and State, IF YOU NEED AN EXPLANATION Purchaser shall have no further recourse may hold more than one mortgage or further recourse. described as: FULLY DESCRIBED OF THE NATURE OF THE against the Mortgagor, the Mortgagee deed of trust on the property. NOTICE The beneficiary of the Deed of IN THE ABOVE DEED OF TRUST. PROCEEDING AGAINST YOU, YOU or the Mortgagee's attorney. Date: First TO PROPERTY OWNER: The sale Trust has executed and delivered to APN 568-150-27. The street address SHOULD CONTACT A LAWYER. American Title Insurance Company date shown on this notice of sale may the undersigned a written request and other common designation, if any, On 09/07/2017 at 09:00 A.M., First 4795 Regent Blvd, Mail Code 1011- be postponed one or more times by to commence foreclosure, and the of the real property described above is American Title Insurance Company, F Irving, TX 75063 First American the mortgagee, beneficiary, trustee, undersigned caused a Notice of Default purported to be: 9554 N. Winery Ave., as duly appointed Trustee under and Title Insurance Company MAY BE or a court, pursuant to Section 2924g and Election to Sell to be recorded in Fresno, CA 93720. The undersigned pursuant to Deed of Trust recorded ACTING AS A DEBT COLLECTOR of the California Civil Code. The law the county where the real property is Trustee disclaims any liability for any 07/14/2004, as Instrument No. 2004- ATTEMPTING TO COLLECT requires that information about trustee located. incorrectness of the street address and 0153149, in book , page , , of Official A DEBT. ANY INFORMATION sale postponements be made available NOTICE OF TRUSTEE'S SALE other common designation, if any, Records in the office of the County OBTAINED MAY BE USED FOR to you and to the public, as a courtesy NOTICE TO POTENTIAL BIDDERS: shown herein. Said sale will be made, Recorder of FRESNO County, State THAT PURPOSE FOR TRUSTEES If you are considering bidding on this but without covenant or warranty, of California. Executed by: ISMAEL SALE INFORMATION PLEASE property lien, you should understand expressed or implied, regarding title, ORTIZ AND NORMA H ORTIZ, CALL 800-280-2832NPP0313193 that there are risks involved in bidding possession, or encumbrances, to pay HUSBAND AND WIFE, AS JOINT To: FRESNO BUSINESS JOURNAL at a trustee auction. You will be Continued | Next Page 22 Public Notices www.thebusinessjournal.com FRIDAY, AUGUST 25, 2017

TRUSTEE SALES 558-090-12 and A Loan Modification UNMARRIED WOMAN,WILL SELL NOTICE OF TRUSTEE'S SALE for information regarding the sale of Agreement recorded 04/01/2010 as AT PUBLIC AUCTION TO HIGHEST Trustee Sale No. : 00000006764906 this property, using the file number Continued | From 21 instrument number 2010-0042370 BIDDER FOR CASH, CASHIER'S Title Order No.: 170168637 FHA/ assigned to this case 00000006764906. Date of Sale: 9/7/2017 at 10:00 AM CHECK/CASH EQUIVALENT or VA/PMI No.: 045-8341840-703 Information about postponements Place of Sale: At the Van Ness Avenue other form of payment authorized ATTENTION RECORDER: THE that are very short in duration or that to those not present at the sale. If you exit from the County Courthouse at by California Civil Code 2924h(b), FOLLOWING REFERENCE TO AN occur close in time to the scheduled wish to learn whether your sale date 1100 Van Ness Avenue, Fresno, CA (payable at time of sale in lawful ATTACHED SUMMARY APPLIES sale may not immediately be reflected has been postponed, and if applicable, 93724 Amount of unpaid balance and money of the United States). DATE OF ONLY TO COPIES PROVIDED TO in the telephone information or on the rescheduled time and date for the other charges: $457,868.79, estimated SALE: 09/12/2017. TIME OF SALE: THE TRUSTOR, NOT TO THIS the Internet Web site. The best way sale of this property, you may call The undersigned Trustee disclaims 10:00 AM. PLACE OF SALE: AT THE RECORDED ORIGINAL NOTICE. to verify postponement information (916)939-0772 or visit this Internet any liability for any incorrectness of VAN NESS AVENUE EXIT FROM NOTE: THERE IS A SUMMARY is to attend the scheduled sale. FOR Web http://search.nationwideposting. the street address or other common THE COUNTY COURTHOUSE, OF THE INFORMATION IN THIS TRUSTEE SALE INFORMATION com/propertySearchTerms.aspx, designation, if any, shown above. If 1100 VAN NESS, FRESNO, CA DOCUMENT ATTACHED. YOU ARE PLEASE CALL:AUCTION.COM, using the file number assigned to no street address or other common 93721. STREET ADDRESS and IN DEFAULT UNDER A DEED OF LLC 800-280-2832 www.auction. this case L550300 Information designation is shown, directions to other common designation, if any, of TRUST, DATED 05/22/2015. UNLESS com BARRETT DAFFIN FRAPPIER about postponements that are very the location of the property may be the real property described above is YOU TAKE ACTION TO PROTECT TREDER and WEISS, LLP as Trustee short in duration or that occur close obtained by sending a written request purported to be: 2843 N. HARRISON YOUR PROPERTY, IT MAY BE 20955 Pathfinder Road, Suite 300 in time to the scheduled sale may to the beneficiary within 10 days of the AVE, FRESNO, CALIFORNIA 93704. SOLD AT A PUBLIC SALE. IF YOU Diamond Bar, CA 91765 (866) 795- not immediately be reflected in date of first publication of this Notice APN#: 443-142-07. The undersigned NEED AN EXPLANATION OF THE 1852 Dated: 08/08/2017 BARRETT the telephone information or on the of Sale. NOTICE TO POTENTIAL Trustee disclaims any liability for any NATURE OF THE PROCEEDING DAFFIN FRAPPIER TREDER and Internet Web site. The best way to BIDDERS: If you are considering incorrectness of the street address and AGAINST YOU, YOU SHOULD WEISS, LLP IS ACTING AS A verify postponement information is bidding on this property lien, you other common designation, if any, CONTACT A LAWYER. BARRETT DEBT COLLECTOR ATTEMPTING to attend the scheduled sale. If the should understand that there are shown herein. Said sale will be made, DAFFIN FRAPPIER TREDER and TO COLLECT A DEBT. ANY sale is set aside for any reason, the risks involved in bidding at a trustee but without covenant or warranty, WEISS, LLP, as duly appointed INFORMATION OBTAINED WILL Purchaser at the sale shall be entitled auction. You will be bidding on a lien, expressed or implied,regarding title, Trustee under and pursuant to Deed BE USED FOR THAT PURPOSE. only to a return of the deposit paid. The not on the property itself. Placing the possession, or encumbrances, to pay of Trust Recorded on 06/01/2015 A-4629287 08/11/2017, 08/18/2017, Purchaser shall have no further recourse highest bid at a trustee auction does the remaining principal sum of the as Instrument No. 2015-0067264 of 08/25/2017 against the Mortgagor, the Mortgagee not automatically entitle you to free note(s) secured by said Deed of Trust, official records in the office of the 08/11/2017, 08/18/2017, 08/25/2017 or the Mortgagee's attorney. Date: First and clear ownership of the property. with interest thereon, as provided in County Recorder of FRESNO County, ------American Title Insurance Company You should also be aware that the lien said note(s), advances, under the terms State of CALIFORNIA. EXECUTED 4795 Regent Blvd, Mail Code 1011- being auctioned off may be a junior of said Deed of Trust, fees, charges BY: NEFTALI MEDRANO, A SINGLE NOTICE OF TRUSTEE'S SALE F Irving, TX 75063 First American lien. If you are the highest bidder at the and expenses of the Trustee and of MAN, WILL SELL AT PUBLIC TS No. CA-17-767813-JP Order Title Insurance Company MAY BE auction, you are or may be responsible the trusts created by said Deed of AUCTION TO HIGHEST BIDDER No.: 8698570 NOTE: THERE IS A ACTING AS A DEBT COLLECTOR for paying off all liens senior to the Trust. The total amount of the unpaid FOR CASH, CASHIER'S CHECK/ SUMMARY OF THE INFORMATION ATTEMPTING TO COLLECT lien being auctioned off, before you balance of the obligation secured by CASH EQUIVALENT or other form IN THIS DOCUMENT ATTACHED A DEBT. ANY INFORMATION can receive clear title to the property. the property to be sold and reasonable of payment authorized by California TO THE COPY PROVI DED TO OBTAINED MAY BE USED FOR You are encouraged to investigate estimated costs, expenses and advances Civil Code 2924h(b), (payable at time THE MORTGAGOR OR TRUSTOR THAT PURPOSE FOR TRUSTEES the existence, priority, and size of at the time of the initial publication of of sale in lawful money of the United (Pursuant to Cal. Civ. Code 2923.3) SALE INFORMATION PLEASE outstanding liens that may exist on the Notice of Sale is $242,280.97. The States). DATE OF SALE: 09/20/2017. YOU ARE IN DEFAULT UNDER A CALL (916)939-0772NPP0313394 this property by contacting the county beneficiary under said Deed of Trust TIME OF SALE: 9:00 AM. PLACE DEED OF TRUST DATED 8/3/2015. To: FRESNO BUSINESS JOURNAL recorder's office or a title insurance heretofore executed and delivered to OF SALE: FRESNO SUPERIOR UNLESS YOU TAKE ACTION TO 08/11/2017, 08/18/2017, 08/25/2017 company, either of which may charge the undersigned a written Declaration COURTHOUSE, 1100 VAN NESS PROTECT YOUR PROPERTY, IT 08/11/2017, 08/18/2017, 08/25/2017 you a fee for this information. If you of Default and Demand for Sale, and a AVENUE, FRESNO, CA 93724. MAY BE SOLD AT A PUBLIC SALE. ------consult either of these resources, you written Notice of Default and Election STREET ADDRESS and other common IF YOU NEED AN EXPLANATION should be aware that the same lender to Sell. The undersigned caused said designation, if any, of the real property OF THE NATURE OF THE T.S. No. 17-0139-11 NOTICE may hold more than one mortgage or Notice of Default and Election to Sell described above is purported to be: PROCEEDING AGAINST YOU, YOU OF TRUSTEE'S SALE NOTE: deed of trust on the property. NOTICE to be recorded in the county where the 2344 SOUTH CAESAR AVENUE, SHOULD CONTACT A LAWYER. A THERE IS A SUMMARY OF TO PROPERTY OWNER: The sale real property is located. NOTICE TO FRESNO, CALIFORNIA 93727. public auction sale to the highest bidder THE INFORMATION IN THIS date shown on this notice of sale may POTENTIAL BIDDERS: If you are APN#: 481-350-25. The undersigned for cash, cashier's check drawn on a DOCUMENT ATTACHED 注:本文 be postponed one or more times by considering bidding on this property Trustee disclaims any liability for any state or national bank, check drawn by 件包含一个信息摘要 참고사항: 본 the mortgagee, beneficiary, trustee, lien, you should understand that there incorrectness of the street address and state or federal credit union, or a check 첨부 문서에 정보 요약서가 있습니다 or a court, pursuant to Section 2924g are risks involved in bidding at a trustee other common designation, if any, drawn by a state or federal savings and NOTA: SE ADJUNTA UN RESUMEN of the California Civil Code. The law auction. You will be bidding on a lien, shown herein. Said sale will be made, loan association, or savings association, DE LA INFORMACIÓN DE ESTE requires that information about trustee not on the property itself. Placing the but without covenant or warranty, or savings bank specified in Section DOCUMENTO TALA: MAYROONG sale postponements be made available highest bid at a trustee auction does expressed or implied, regarding title, 5102 to the Financial C ode and BUOD NG IMPORMASYON to you and to the public, as a courtesy not automatically entitle you to free possession, or encumbrances, to pay authorized to do business in this state, SA DOKUMENTONG ITO NA to those not present at the sale. If you and clear ownership of the property. the remaining principal sum of the will be held by duly appointed trustee. NAKALAKIP L›U Ý: KÈM THEO wish to learn whether your sale date You should also be aware that the lien note(s) secured by said Deed of Trust, The sale will be made, but without ĐÂY LÀ BẢN TRÌNH BÀY TÓM has been postponed, and, if applicable, being auctioned off may be a junior with interest thereon, as provided in covenant or warranty, expressed or L›ỢC VỀ THÔNG TIN TRONG the rescheduled time and date for the lien. If you are the highest bidder at the said note(s), advances, under the terms implied, regarding title, possession, or TÀI LIỆU NÀY PLEASE NOTE sale of this property, you may call auction, you are or may be responsible of said Deed of Trust, fees, charges encumbrances, to pay the remaining THAT PURSUANT TO CIVIL 916-939-0772 or visit this Internet for paying off all liens senior to the and expenses of the Trustee and of principal sum of the note(s) secured CODE § 2923.3(d)(1) THE ABOVE Web site www.nationwideposting.com, lien being auctioned off, before you the trusts created by said Deed of by the Deed of Trust, with interest STATEMENT IS REQUIRED TO using the file number assigned to this can receive clear title to the property. Trust. The total amount of the unpaid and late charges thereon, as provided APPEAR ON THIS DOCUMENT case 17-0139-11. Information about You are encouraged to investigate balance of the obligation secured by in the note(s), advances, under the BUT PURSUANT TO CIVIL CODE postponements that are very short in the existence, priority, and size of the property to be sold and reasonable terms of the Deed of Trust, interest § 2923.3(a) THE SUMMARY OF duration or that occur close in time to outstanding liens that may exist on estimated costs, expenses and advances thereon, fees, charges and expenses of INFORMATION IS NOT REQUIRED the scheduled sale may not immediately this property by contacting the county at the time of the initial publication of the Trustee for the total amount (at the TO BE RECORDED OR PUBLISHED be reflected in the telephone recorder's office or a title insurance the Notice of Sale is $279,505.76. The time of the initial publication of the AND THE SUMMARY OF information or on the Internet Web site. company, either of which may charge beneficiary under said Deed of Trust Notice of Sale) reasonably estimated INFORMATION NEED ONLY BE The best way to verify postponement you a fee for this information. If you heretofore executed and delivered to to be set forth below. The amount MAILED TO THE MORTGAGOR OR information is to attend the scheduled consult either of these resources, you the undersigned a written Declaration may be greater on the day of sale. TRUSTOR. YOU ARE IN DEFAULT sale. Date: 8/3/2017 The Wolf Firm, should be aware that the same lender of Default and Demand for Sale, and a BENEFICIARY MAY ELECT TO BID UNDER A DEED OF TRUST DATED A Law Corporation 2955 Main Street, may hold more than one mortgage or written Notice of Default and Election LESS THAN THE TOTAL AMOUNT 3/28/2006. UNLESS YOU TAKE 2nd Floor Irvine, California 92614 deed of trust on the property. NOTICE to Sell. The undersigned caused said DUE. Trustor(s): GABRIEL CUEVAS ACTION TO PROTECT YOUR Foreclosure Department (949) 720- TO PROPERTY OWNER: The sale Notice of Default and Election to Sell DIAZ, A SINGLE MAN Recorded: PROPERTY, IT MAY BE SOLD AT 9200 Sale Information Only: 916-939- date shown on this notice of sale may to be recorded in the county where the 8/6/2015 as Instrument No. 2015- A PUBLIC SALE. IF YOU NEED AN 0772 www.nationwideposting.com be postponed one or more times by real property is located. NOTICE TO 0100719-00 of Official Records in the EXPLANATION OF THE NATURE Darlene Clark, Foreclosure Officer the mortgagee, beneficiary, trustee, POTENTIAL BIDDERS: If you are office of the Recorder of FRESNO OF THE PROCEEDING AGAINST PLEASE BE ADVISED THAT THE or a court, pursuant to Section 2924g considering bidding on this property County, California; Date of Sale: YOU, YOU SHOULD CONTACT A WOLF FIRM MAY BE ACTING AS A of the California Civil Code. The lien, you should understand that there 9/20/2017 at 9:00 AM Place of Sale: LAWYER. A public auction sale to the DEBT COLLECTOR, ATTEMPTING law requires that information about are risks involved in bidding at a trustee At the Fresno Superior Courthouse, highest bidder for cash, cashier's check TO COLLECT A DEBT. ANY trustee sale postponements be made auction. You will be bidding on a lien, 1100 Van Ness Avenue, Fresno, drawn on a state or national bank, check INFORMATION YOU PROVIDE available to you and to the public, as not on the property itself. Placing the CA 93724. At the West Entrance to drawn by a state or federal credit union, WILL BE USED FOR THAT a courtesy to those not present at the highest bid at a trustee auction does the County Courthouse Breezeway or a check drawn by a state or federal PURPOSE. NPP0313764 To: FRESNO sale. If you wish to learn whether your not automatically entitle you to free Amount of unpaid balance and other savings and loan association, or savings BUSINESS JOURNAL 08/11/2017, sale date has been postponed, and, if and clear ownership of the property. charges: $204,371.93 The purported association, or savings bank specified 08/18/2017, 08/25/2017 applicable, the rescheduled time and You should also be aware that the lien property address is: 3365 N. BLYTHE in Section 5102 of the Financial Code 08/11/2017, 08/18/2017, 08/25/2017 date for the sale of this property, you being auctioned off may be a junior AVE, FRESNO, CA 93727 Assessor's and authorized to do business in this ------may call 714-730-2727 for information lien. If you are the highest bidder at the Parcel No.: 511-220-16-S NOTICE TO state will be held by the duly appointed regarding the trustee's sale or visit this auction, you are or may be responsible POTENTIAL BIDDERS: If you are trustee as shown below, of all right, NOTICE OF TRUSTEE'S SALE Internet Web site www.lpsasap.com for paying off all liens senior to the considering bidding on this property title, and interest conveyed to and now Trustee Sale No. : 00000006676274 for information regarding the sale of lien being auctioned off, before you lien, you should understand that there held by the trustee in the hereinafter Title Order No.: 730-1702788-70 this property, using the file number can receive clear title to the property. are risks involved in bidding at a trustee described property under and pursuant FHA/VA/PM No.: 045-6495540 952 assigned to this case 00000006676274. You are encouraged to investigate auction. You will be bidding on a lien, to a Deed of Trust described below. ATTENTION RECORDER: THE Information about postponements the existence, priority, and size of not on the property itself. Placing the The sale will be made, but without FOLLOWING REFERENCE TO AN that are very short in duration or that outstanding liens that may exist on highest bid at a trustee auction does covenant or warranty, expressed or ATTACHED SUMMARY APPLIES occur close in time to the scheduled this property by contacting the county not automatically entitle you to free implied, regarding title, possession, or ONLY TO COPIES PROVIDED TO sale may not immediately be reflected recorder's office or a title insurance and clear ownership of the property. encumbrances, to pay the remaining THE TRUSTOR, NOT TO THIS in the telephone information or on company, either of which may charge You should also be aware that the lien principal sum of the note(s) secured RECORDED ORIGINAL NOTICE. the Internet Web site. The best way you a fee for this information. If you being auctioned off may be a junior by the Deed of Trust, with interest NOTE: THERE IS A SUMMARY to verify postponement information consult either of these resources, you lien. If you are the highest bidder at the and late charges thereon, as provided OF THE INFORMATION IN THIS is to attend the scheduled sale. FOR should be aware that the same lender auction, you are or may be responsible in the note(s), advances, under the DOCUMENT ATTACHED. YOU ARE TRUSTEE SALE INFORMATION may hold more than one mortgage or for paying off all liens senior to the terms of the Deed of Trust, interest IN DEFAULT UNDER A DEED OF PLEASE CALL:AGENCY SALES deed of trust on the property. NOTICE lien being auctioned off, before you thereon, fees, charges and expenses of TRUST, DATED 11/20/2007. UNLESS and POSTING 2 714-730-2727 www. TO PROPERTY OWNER: The sale can receive clear title to the property. the Trustee for the total amount (at the YOU TAKE ACTION TO PROTECT lpsasap.com BARRETT DAFFIN date shown on this notice of sale may You are encouraged to investigate time of the initial publication of the YOUR PROPERTY, IT MAY BE FRAPPIER TREDER and WEISS, LLP be postponed one or more times by the existence, priority, and size of Notice of Sale) reasonably estimated SOLD AT A PUBLIC SALE. IF YOU as Trustee 20955 Pathfinder Road, Suite the mortgagee, beneficiary, trustee, outstanding liens that may exist on to be set forth below. The amount may NEED AN EXPLANATION OF THE 300 Diamond Bar, CA 91765(866) 795- or a court, pursuant to Section 2924g this property by contacting the county be greater on the day of sale. Trustor: NATURE OF THE PROCEEDING 1852 Dated: 08/08/2017 BARRETT of the California Civil Code. The recorder's office or a title insurance JOHN C. LYSTAD, A MARRIED AGAINST YOU, YOU SHOULD DAFFIN FRAPPIER TREDER and law requires that information about company, either of which may charge MAN, AS HIS SOLE AND SEPARATE CONTACT A LAWYER. BARRETT WEISS, LLP IS ACTING AS A trustee sale postponements be made you a fee for this information. If you PROPERTY Duly Appointed Trustee: DAFFIN FRAPPIER TREDER and DEBT COLLECTOR ATTEMPTING available to you and to the public, as consult either of these resources, you The Wolf Firm, A Law Corporation WEISS, LLP, as duly appointed TO COLLECT A DEBT. ANY a courtesy to those not present at the should be aware that the same lender Recorded 4/5/2006 as Instrument No. Trustee under and pursuant to Deed INFORMATION OBTAINED WILL sale. If you wish to learn whether your may hold more than one mortgage or 2006-0070831 of Official Records in of Trust Recorded on 11/27/2007 BE USED FOR THAT PURPOSE. sale date has been postponed, and, if deed of trust on the property. NOTICE the office of the Recorder of Fresno as Instrument No. 2007-0211329 of A-4629238 08/11/2017, 08/18/2017, applicable, the rescheduled time and TO PROPERTY OWNER: The sale County, California, Street Address official records in the office of the 08/25/2017 date for the sale of this property, you date shown on this notice of sale may or other common designation of County Recorder of FRESNO County, 08/11/2017, 08/18/2017, 08/25/2017 may call 800-280-2832 for information real property: 3217 LESTER AVE State of CALIFORNIA. EXECUTED ------regarding the trustee's sale or visit this CLOVIS, CA 93619-9504 A.P.N.: BY: DOROTHY E. PHILLIPS, AN Internet Web site www.auction.com Continued | Next Page FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com Public Notices 23

TRUSTEE SALES 93721. STREET ADDRESS and on a state or national bank, check Zieve, Brodnax & Steele, LLP, as TO PROPERTY OWNER: The sale other common designation, if any, of drawn by a state or federal credit union, Trustee date shown on this notice of sale may Continued | From 22 the real property described above is or a check drawn by a state or federal 30 Corporate Park, Suite 450 be postponed one or more times by purported to be: 2704 E ASHCROFT savings and loan association, or savings Irvine, CA 92606 the mortgagee, beneficiary, trustee, AVE, FRESNO, CALIFORNIA 93726. association, or savings bank specified For Non-Automated Sale Information, or a court, pursuant to Section 2924g be postponed one or more times by APN#: 428-112-12. The undersigned in Section 5102 of the Financial Code call: (714) 848-7920 of the California Civil Code. The law the mortgagee, beneficiary, trustee, Trustee disclaims any liability for any and authorized to do business in this For Sale Information: (800) 280-2832 requires that information about trustee or a court, pursuant to Section 2924g incorrectness of the street address and state will be held by the duly appointed www.auction.com sale postponements be made available of the California Civil Code. The other common designation, if any, trustee as shown below, of all right, Christine O'Brien, Trustee Sale to you and to the public, as a courtesy law requires that information about shown herein. Said sale will be made, title, and interest conveyed to and now Officer to those not present at the sale. If you trustee sale postponements be made but without covenant or warranty, held by the trustee in the hereinafter THIS FIRM IS ATTEMPTING TO wish to learn whether your sale date available to you and to the public, as expressed or implied, regarding title, described property under and pursuant COLLECT A DEBT AND ANY has been postponed, and, if applicable, a courtesy to those not present at the possession, or encumbrances, to pay to a Deed of Trust described below. INFORMATION WE OBTAINED the rescheduled time and date for the sale. If you wish to learn whether your the remaining principal sum of the The sale will be made, but without WILL BE USED FOR THAT sale of this property, you may call sa le date has been postponed, and, note(s) secured by said Deed of Trust, covenant or warranty, expressed or PURPOSE. EPP 23000 8/18, 8/25, 714-730-2727 or visit this Internet if applicable, the rescheduled time with interest thereon, as provided in implied, regarding title, possession, or 9/1/17 Web site www.servicelinkASAP.com, and date for the sale of this property, said note(s), advances, under the terms encumbrances, to pay the remaining 08/18/2017, 08/25/2017, 09/01/2017 using the file number assigned to this you may call 800-280-2832 for of said Deed of Trust, fees, charges principal sum of the note(s) secured ------case 2017-04056. Information about information regarding the trustee's sale and expenses of the Trustee and of by the Deed of Trust, with interest postponements that are very short in or visit this Internet Web site http:// the trusts created by said Deed of and late charges thereon, as provided NOTICE OF TRUSTEE'S SALE duration or that occur close in time to www.qualityloan.com , using the file Trust. The total amount of the unpaid in the note(s), advances, under the T.S. No.: 2017-04056 Loan No.: the scheduled sale may not immediately number assigned to this foreclosure balance of the obligation secured by terms of the Deed of Trust, interest 1427080381 A.P.N.: 300-470-11 be reflected in the telephone by the Trustee: CA-17-767813-JP . the property to be sold and reasonable thereon, fees, charges and expenses of NOTE: THERE IS A SUMMARY information or on the Internet Web site. Information about postponements estimated costs, expenses and advances the Trustee for the total amount (at the OF THE INFORMATION IN The best way to verify postponement that are very short in duration or that at the time of the initial publication of time of the initial publication of the THIS DOCUMENT ATTACHED. information is to attend the scheduled occur close in time to the scheduled the Notice of Sale is $206,263.57. The Notice of Sale) reasonably estimated to [PURSUANT TO CIVIL CODE sale. Date: 8/11/2017 Entra Default sale may not immediately be reflected beneficiary under said Deed of Trust be set forth below. The amount may be 2923.3(a), THE SUMMARY OF Solutions, LLC Katie Milnes, Vice in the telephone information or on heretofore executed and delivered to greater on the day of sale. INFORMATION REFERRED TO President A-4630421 08/18/2017, the Internet Web site. The best way the undersigned a written Declaration Trustor: KIMBERLY A MILLER A ABOVE IS NOT ATTACHED TO 08/25/2017, 09/01/2017 to verify postponement information of Default and Demand for Sale, and a MARRIED WOMAN AS HER SOLE THE RECORDED COPY OF THIS 08/18/2017, 08/25/2017, 09/01/2017 is to attend the scheduled sale. The written Notice of Default and Election AND SEPARATE DOCUMENT BUT ONLY TO THE ------undersigned Trustee disclaims any to Sell. The undersigned caused said Duly Appointed Trustee: Zieve, COPIES PROVIDED TO THE liability for any incorrectness of the Notice of Default and Election to Sell Brodnax & Steele, LLP Deed of Trust TRUSTOR.] YOU ARE IN DEFAULT NOTICE OF TRUSTEE'S SALE property address or other common to be recorded in the county where the recorded 11/22/2006 as Instrument UNDER A DEED OF TRUST DATED Trustee Sale No. : 00000006737696 designation, if any, shown herein. If real property is located. NOTICE TO No. 2006-0247502 in book , page of 8/15/2005. UNLESS YOU TAKE Title Order No.: 730-1703836-70 no street address or other common POTENTIAL BIDDERS: If you are Official Records in the office of the ACTION TO PROTECT YOUR FHA/VA/PM No.: 0456433806952/255 designation is shown, directions to considering bidding on this property Recorder of Fresno County, California, PROPERTY, IT MAY BE SOLD AT ATTENTION RECORDER: THE the location of the property may be lien, you should understand that there Date of Sale:9/20/2017 at 9:00 AM A PUBLIC SALE. IF YOU NEED AN FOLLOWING REFERENCE TO AN obtained by sending a written request are risks involved in bidding at a trustee Place of Sale: EXPLANATION OF THE NATURE ATTACHED SUMMARY APPLIES to the beneficiary within 10 days of the auction. You will be bidding on a lien, Fresno Superior Courthouse, 1100 Van OF THE PROCEEDING AGAINST ONLY TO COPIES PROVIDED TO date of first publication of this Notice not on the property itself. Placing the Ness Avenue, Fresno, CA 93724 YOU, YOU SHOULD CONTACT THE TRUSTOR, NOT TO THIS of Sale. If the sale is set aside for any highest bid at a trustee auction does Estimated amount of unpaid balance A LAWYER. A PUBLIC AUCTION RECORDED ORIGINAL NOTICE. reason, including if the Trustee is not automatically entitle you to free and other charges: $257,024.24 TO THE HIGHEST BIDDER FOR NOTE: THERE IS A SUMMARY unable to convey title, the Purchaser at and clear ownership of the property. Note: Because the Beneficiary reserves CASH, CASHIER'S CHECK/CASH OF THE INFORMATION IN THIS the sale shall be entitled only to a return You should also be aware that the lien the right to bid less than the total debt EQUIVALENT or other form of DOCUMENT ATTACHED. YOU ARE o f the monies paid to the Trustee. being auctioned off may be a junior owed, it is possible that at the time of payment authorized by 2424h(b), IN DEFAULT UNDER A DEED OF This shall be the Purchaser's sole lien. If you are the highest bidder at the the sale the opening bid may be less (payable at the time of sale in lawful TRUST, DATED 10/14/2006. UNLESS and exclusive remedy. The purchaser auction, you are or may be responsible than the total debt owed. money of the United States), will be YOU TAKE ACTION TO PROTECT shall have no further recourse for paying off all liens senior to the Street Address or other common held by the duly appointed trustee YOUR PROPERTY, IT MAY BE against the Trustor, the Trustee, the lien being auctioned off, before you designation of real property: as shown below, of all right, title, SOLD AT A PUBLIC SALE. IF YOU Beneficiary, the Beneficiary's Agent, can receive clear title to the property. 790 ARROYO AVENUE and interest conveyed to and now NEED AN EXPLANATION OF THE or the Beneficiary's Attorney. If you You are encouraged to investigate CLOVIS, California 93611 held by the trustee in the hereinafter NATURE OF THE PROCEEDING have previously been discharged the existence, priority, and size of Described as follows: described property under and pursuant AGAINST YOU, YOU SHOULD through bankruptcy, you may have outstanding liens that may exist on As more fully described on said Deed to a Deed of Trust described below. CONTACT A LAWYER. BARRETT been released of personal liability for this property by contacting the county of Trust The sale will be made, but without DAFFIN FRAPPIER TREDER and this loan in which case this letter is recorder's office or a title insurance A.P.N #.: 551-083-25 covenant or warranty, expressed or WEISS, LLP, as duly appointed intended to exercise the note holders company, either of which may charge The undersigned Trustee disclaims implied, regarding title, possession, or Trustee under and pursuant to Deed right's against the real property only. you a fee for this information. If you any liability for any incorrectness of encumbrances, to pay the remaining of Trust Recorded on 10/20/2006 QUALITY MAY BE CONSIDERED A consult either of these resources, you the street address or other common principal sum of the note(s) secured as Instrument No. 2006-0224920 of DEBT COLLECTOR ATTEMPTING should be aware that the same lender designation, if any, shown above. If by the Deed of Trust, with interest official records in the office of the TO COLLECT A DEBT AND ANY may hold more than one mortgage or no street address or other common and late charges thereon, as provided County Recorder of FRESNO County, INFORMATION OBTAINED WILL deed of trust on the property. NOTICE designation is shown, directions to in the note(s), advances, under the State of CALIFORNIA. EXECUTED BE USED FOR THAT PURPOSE. Date: TO PROPERTY OWNER: The sale the location of the property may be terms of the Deed of Trust, interest BY: LEE ANNA SNEED, AN Quality Loan Service Corporation 411 date shown on this notice of sale may obtained by sending a written request thereon, fees, charges and expenses UNMARRIED WOMAN, WILL SELL Ivy Street San Diego, CA 92101 619- be postponed one or more times by to the beneficiary within 10 days of the of the Trustee for the total amount AT PUBLIC AUCTION TO HIGHEST 645-7711 For NON SALE information the mortgagee, beneficiary, trustee, date of first publication of this Notice (at the time of the initial publication BIDDER FOR CASH, CASHIER'S only Sale Line: 800-280-2832 O r or a court, pursuant to Section 2924g of Sale. of the Notice of Sale) reasonably CHECK/CASH EQUIVALENT or Login to: http://www.qualityloan.com of the California Civil Code. The NOTICE TO POTENTIAL BIDDERS: estimated to be set forth below. The other form of payment authorized Reinstatement Line: (866) 645-7711 law requires that information about If you are considering bidding on this amount may be greater on the day of by California Civil Code 2924h(b), Ext 5318 Quality Loan Service Corp. trustee sale postponements be made property lien, you should understand sale. Trustor: MARCIANO N SALAS, (payable at time of sale in lawful TS No.: CA-17-767813-JP IDSPub available to you and to the public, as that there are risks involved in bidding AND GLORIA SALAS, HUSBAND money of the United States). DATE OF #0130097 8/18/2017 8/25/2017 a courtesy to those not present at the at a trustee auction. You will be AND WIFE AS JOINT TENANTS. SALE: 09/19/2017. TIME OF SALE: 9/1/2017 sale. If you wish to learn whether your bidding on a lien, not on the property Duly Appointed Trustee: Entra Default 10:00 AM. PLACE OF SALE: AT THE 08/18/2017, 08/25/2017, 09/01/2017 sale date has been postponed, and, if itself. Placing the highest bid at a Solutions, LLC 1355 Willow Way, VAN NESS AVENUE EXIT FROM ------applicable, the rescheduled time and trustee auction does not automatically Suite 115, Concord, California 94520. THE COUNTY COURTHOUSE, date for the sale of this property, you entitle you to free and clear ownership Recorded 8/19/2005 as Instrument 1100 VAN NESS, FRESNO, CA NOTICE OF TRUSTEE'S SALE may call 714-730-2727 for information of the property. You should also be No. 2005-0191834 in book , page of 93721. STREET ADDRESS and Trustee Sale No. : 00000006737779 regarding the trustee's sale or visit this aware that the lien being auctioned Official Records in the office of the other common designation, if any, Title Order No.: 730-1703837-70 Internet Web site www.lpsasap.com off may be a junior lien. If you are the Recorder of Fresno County, California, of the real property described above FHA/VA/PM No.: 045-6447370 952 for information regarding the sale of highest bidder at the auction, you are Date of Sale: 9/7/2017 at 10:00 AM. is purported to be: 2371 S. EUNICE ATTENTION RECORDER: THE this property, using the file number or may be responsible for paying off all Place of Sale:At the Van Ness Avenue AVE, FRESNO, CALIFORNIA 93706. FOLLOWING REFERENCE TO AN assigned to this case 00000006737779. liens senior to the lien being auctioned exit from the County Courthouse, APN#: 478-252-16. The undersigned ATTACHED SUMMARY APPLIES Information about postponements off, before you can receive clear title 1100 Van Ness, Fresno, CA 93721. Trustee disclaims any liability for any ONLY TO COPIES PROVIDED TO that are very short in duration or that to the property. You are encouraged Amount of unpaid balance and other incorrectness of the street address and THE TRUSTOR, NOT TO THIS occur close in time to the scheduled to investigate the existence, priority, charges: $1,274,945.73. Street Address other common designation, if any, RECORDED ORIGINAL NOTICE. sale may not immediately be reflected and size of outstanding liens that may or other common designation of real shown herein. Said sale will be made, NOTE: THERE IS A SUMMARY in the telephone information or on exist on this property by contacting property:21830 TRESTLE GLEN but without covenant or warranty, OF THE INFORMATION IN THIS the Internet Web site. The best way the county recorder's office or a LN FRIANT, California 93626. The expressed or implied,regarding title, DOCUMENT ATTACHED. YOU ARE to verify postponement information title insurance company, either of undersigned Trustee disclaims any possession, or encumbrances, to pay IN DEFAULT UNDER A DEED OF is to attend the scheduled sale. FOR which may charge you a fee for this liability for any incorrectness of the remaining principal sum of the TRUST, DATED 03/07/2007. UNLESS TRUSTEE SALE INFORMATION information. If you consult either of the street address or other common note(s) secured by said Deed of Trust, YOU TAKE ACTION TO PROTECT PLEASE CALL:AGENCY SALES these resources, you should be aware designation, if any, shown above. We with interest thereon, as provided in YOUR PROPERTY, IT MAY BE and POSTING 2 714-730-2727 www. that the same lender may hold more are attempting to collect a debt and said note(s), advances, under the terms SOLD AT A PUBLIC SALE. IF YOU lpsasap.com BARRETT DAFFIN than one mortgage or deed of trust on any information we obtain will be of said Deed of Trust, fees, charges NEED AN EXPLANATION OF THE FRAPPIER TREDER and WEISS, the property. used for that purpose. NOTICE TO and expenses of the Trustee and of NATURE OF THE PROCEEDING LLP as Trustee 20955 Pathfinder Road, NOTICE TO PROPERTY OWNER: POTENTIAL BIDDERS: If you are the trusts created by said Deed of AGAINST YOU, YOU SHOULD Suite 300 Diamond Bar, CA 91765 The sale date shown on this notice of considering bidding on this property Trust. The total amount of the unpaid CONTACT A LAWYER. BARRETT (866) 795-1852 Dated: 08/10/2017 sale may be postponed one or more lien, you should understand that there balance of the obligation secured by DAFFIN FRAPPIER TREDER and BARRETT DAFFIN FRAPPIER times by the mortgagee, beneficiary, are risks involved in bidding at a trustee the property to be sold and reasonable WEISS, LLP, as duly appointed TREDER and WEISS, LLP IS trustee, or a court, pursuant to Section auction. You will be bidding on a lien, estimated costs, expenses and advances Trustee under and pursuant to Deed ACTING AS A DEBT COLLECTOR 2924g of the California Civil Code. not on the property itself. Placing the at the time of the initial publication of of Trust Recorded on 03/13/2007 ATTEMPTING TO COLLECT The law requires that information highest bid at a trustee auction does the Notice of Sale is $228,812.13. The as Instrument No. 2007-0051271 of A DEBT. ANY INFORMATION about trustee sale postponements not automatically entitle you to free beneficiary under said Deed of Trust official records in the office of the OBTAINED WILL BE USED FOR be made available to you and to the and clear ownership of the property. heretofore executed and delivered to County Recorder of FRESNO County, THAT PURPOSE. A-4629633 public, as a courtesy to those not You should also be aware that the lien the undersigned a written Declaration State of CALIFORNIA. EXECUTED 08/18/2017, 08/25/2017, 09/01/2017 present at the sale. If you wish to being auctioned off may be a junior of Default and Demand for Sale, and a BY: LAWRENCE J. TYBURSKI 08/18/2017, 08/25/2017, 09/01/2017 learn whether your sale date has been lien. If you are the highest bidder at the written Notice of Default and Election AND PATRICIA C. TYBURSKI, ------postponed, and, if applicable, the auction, you are or may be responsible to Sell. The undersigned caused said HUSBAND AND WIFE AS JOINT rescheduled time and date for the sale for paying off all liens senior to the Notice of Default and Election to Sell TENANTS, WILL SELL AT PUBLIC NOTICE OF TRUSTEE'S SALE of this property, you may call (800) lien being auctioned off, before you to be recorded in the county where the AUCTION TO HIGHEST BIDDER YOU ARE IN DEFAULT UNDER 280-2832 or visit this Internet Web can receive clear title to the property. real property is located. NOTICE TO FOR CASH, CASHIER'S CHECK/ A DEED OF TRUST DATED site www.auction.com, using the file You are encouraged to investigate POTENTIAL BIDDERS: If you are CASH EQUIVALENT or other form 11/17/2006. UNLESS YOU TAKE number assigned to this case 17-46330. the existence, priority, and size of considering bidding on this property of payment authorized by California ACTION TO PROTECT YOUR Information about postponements outstanding liens that may exist on lien, you should understand that there Civil Code 2924h(b), (payable at PROPERTY, IT MAY BE SOLD AT A that are very short in duration or that this property by contacting the county are risks involved in bidding at a trustee time of sale in lawful money of the PUBLIC SALE. IF YOU NEED AN occur close in time to the scheduled recorder's office or a title insurance auction. You will be bidding on a lien, United States). DATE OF SALE: EXPLANATION OF THE NATURE sale may not immediately be reflected company, either of which may charge not on the property itself. Placing the 09/19/2017. TIME OF SALE: 10:00 OF THE PROCEEDING AGAINST in the telephone information or on the you a fee for this information. If you highest bid at a trustee auction does AM. PLACE OF SALE: AT THE YOU, YOU SHOULD CONTACT A Internet Web site. The best way to consult either of these resources, you not automatically entitle you to free VAN NESS AVENUE EXIT FROM LAWYER. verify postponement information is to should be aware that the same lender and clear ownership of the property. THE COUNTY COURTHOUSE, A public auction sale to the highest attend the scheduled sale. may hold more than one mortgage or You should also be aware that the lien 1100 VAN NESS, FRESNO, CA bidder for cash, cashier's check drawn Dated: 8/10/2017 deed of trust on the property. NOTICE being auctioned off may be a junior 24 Public Notices www.thebusinessjournal.com FRIDAY, AUGUST 25, 2017

TRUSTEE SALES The filing of this statement does not of expiration. ALISANDRO LOPEZ, 2736 E. SWIFT NOTICE OF PETITION TO itself authorize the use in this state of The filing of this statement does not of AVENUE, FRESNO, CA 93726. Continued | From 23 ADMINISTER ESTATE OF a Fictitious Business Name in violation itself authorize the use in this state of Registrant commenced to transact Janet O. Slakey of the rights of another under Federal, a Fictitious Business Name in violation business under the Fictitious Business CASE NO: 17 CE PR 00819 State, or common law (See Section of the rights of another under Federal, Name listed above on: 07/18/2017. lien. If you are the highest bidder at the To all heirs, beneficiaries, creditors, 14411 et seq., Business and Professions State, or common law (See Section This business conducted by: auction, you are or may be responsible contingent creditors, and persons who Code). 14411 et seq., Business and Professions GENERAL PARTNERSHIP. for paying off all liens senior to the may otherwise be interested in the will New Filing Code). GISELA LOPEZ, OWNER. lien being auctioned off, before you or estate, or both, of Janet O. Slakey 8/25, 9/1, 9/8, 9/15/17 New Filing This statement filed with the Fresno can receive clear title to the property. A Petition for Probate has been filed by CNS-3044384# 8/4, 8/11, 8/18, 8/25/17 County Clerk on: 07/18/2017. You are encouraged to investigate Darren T. Slakey in the Superior Court FRESNO BUSINESS JOURNAL CNS-3037963# (Seal) the existence, priority, and size of of California, County of FRESNO. 08/25/2017, 09/01/2017, 09/08/2017, FRESNO BUSINESS JOURNAL BRANDI L. ORTH, outstanding liens that may exist on The Petition for Probate requests that 09/15/2017 08/04/2017, 08/11/2017, 08/18/2017, COUNTY CLERK. this property by contacting the county Darren T. Slakey be appointed as ------08/25/2017 By: ANGELA DELGADO, DEPUTY. recorder's office or a title insurance personal representative to administer ------"NOTICE - THIS FICTITIOUS NAME company, either of which may charge the estate of the decedent. FICTITIOUS BUSINESS STATEMENT EXPIRES FIVE YEARS you a fee for this information. If you The petition requests the decedent's NAME STATEMENT FICTITIOUS BUSINESS FROM THE DATE IT WAS FILED consult either of these resources, you will and codicils, if any, be admitted to File No. 2201710003980 NAME STATEMENT IN THE OFFICE OF THE COUNTY should be aware that the same lender probate. The will and any codicils are The following person(s) is (are) File No. 2201710004024 CLERK. A NEW FICTITIOUS may hold more than one mortgage or available for examination in the file conducting business as The following person(s) is (are) BUSINESS NAME STATEMENT deed of trust on the property. NOTICE kept by the court. PEARL DENTISTRY at 1265 E. conducting business as MUST BE FILED BEFORE THAT TO PROPERTY OWNER: The sale The petition requests authority SHAW AVE #100, FRESNO, CA Wilner & O'Reilly, APLC at 8050 N. TIME." date shown on this notice of sale may to administer the estate under the 93710, FRESNO COUNTY: Palm, Suite 300, Fresno, CA 93711: 08/11/2017, 08/18/2017, 08/25/2017, be postponed one or more times by Independent Administration of Mailing Address: Mailing Address: 09/01/2017 the mortgagee, beneficiary, trustee, Estates Act. (This authority will 1265 E. SHAW AVE #100, FRESNO, 333 City Blvd West, Suite 1918, ------or a court, pursuant to Section 2924g allow the personal representative to CA 93710; Orange, CA 92868; of the California Civil Code. The take many actions without obtaining Full Name of Registrant: Full Name of Registrant: FICTITIOUS BUSINESS law requires that information about court approval. Before taking certain PEARL DENTAL & MEDICAL Wilner & O'Reilly, Attorneys and NAME STATEMENT trustee sale postponements be made very important actions, however, the SERVICES, INC, 5618 W. ELOWIN Counsellors at Law, A Professional File No. 2201710004382 available to you and to the public, as personal representative will be required DR.., VISALIA, CA 93291. Corporation, 333 City Blvd West, Suite The following person(s) is (are) a courtesy to those not present at the to give notice to interested persons Registrant commenced to transact 1918, Orange, CA 92868, Phone (714) conducting business as sale. If you wish to learn whether your unless they have waived notice or business under the Fictitious Business 919-8880. TERRA BELLA RESIDENTIAL sale date has been postponed, and, if consented to the proposed action.) The Name listed above on: 07/19/2017. Registrant has not yet commenced to DESIGN AGENCY at 7658 N. applicable, the rescheduled time and independent administration authority This business conducted by: transact business under the Fictitious MANSIONETTE, FRESNO, CA. date for the sale of this property, you will be granted unless an interested CORPORATION. Business Name listed above. 93720, FRESNO COUNTY: may call 714-730-2727 for information person files an objection to the petition Articles of Incorporation Number: This business conducted by: Full Name of Registrant: regarding the trustee's sale or visit this and shows good cause why the court C3567998 Corporation. STEPHAN EDWIN KALPAKOFF, Internet Web site www.lpsasap.com should not grant the authority. MEHDI ABBASI JAFARINEJAD, Articles of Incorporation Number: 7658 N. MANSIONETTE, FRESNO, for information regarding the sale of A hearing on the petition will be held in CEO. C2519176 CA 93720, Phone (559) 241-0825. this property, using the file number this court as follows: This statement filed with the Fresno Kelly O'Reilly, CFO. Registrant commenced to transact assigned to this case 00000006737696. September 18, 2017, 9:00 A.M., Dept.: County Clerk on: 07/19/2017. This statement filed with the Fresno business under the Fictitious Business Information about postponements 303 (Seal) County Clerk on: 07/21/2017. Name listed above on: May 6, 1986. that are very short in duration or that 1130 "O" Street, 3rd Floor - Dept. 303 BRANDI L. ORTH, (Seal) This business conducted by: occur close in time to the scheduled Fresno, California 93724 COUNTY CLERK. BRANDI L. ORTH, INDIVIDUAL. sale may not immediately be reflected Probate Division By: RACHEL CABRAL, DEPUTY. COUNTY CLERK. STEVE E. KALPAKOFF, OWNER. in the telephone information or on If you object to the granting of the "NOTICE - THIS FICTITIOUS NAME By: A. SANDERS, DEPUTY. This statement filed with the Fresno the Internet Web site. The best way petition, you should appear at the STATEMENT EXPIRES FIVE YEARS "NOTICE - THIS FICTITIOUS NAME County Clerk on: 08/08/2017. to verify postponement information hearing and state your objections or FROM THE DATE IT WAS FILED STATEMENT EXPIRES FIVE YEARS (Seal) is to attend the scheduled sale. FOR file written objections with the court IN THE OFFICE OF THE COUNTY FROM THE DATE IT WAS FILED BRANDI L. ORTH, TRUSTEE SALE INFORMATION before the hearing. Your appearance CLERK. A NEW FICTITIOUS IN THE OFFICE OF THE COUNTY COUNTY CLERK. PLEASE CALL:AGENCY SALES may be in person or by your attorney. BUSINESS NAME STATEMENT CLERK. A NEW FICTITIOUS By: CHRYSTAL L. BABCOCK, and POSTING 2 714-730-2727 www. If you are a creditor or a contingent MUST BE FILED BEFORE THAT BUSINESS NAME STATEMENT DEPUTY. lpsasap.com BARRETT DAFFIN creditor of the decedent, you must file TIME." MUST BE FILED BEFORE THAT "NOTICE - THIS FICTITIOUS NAME FRAPPIER TREDER and WEISS, your claim with the court and mail a 08/04/2017, 08/11/2017, 08/18/2017, TIME." STATEMENT EXPIRES FIVE YEARS LLP as Trustee 20955 Pathfinder Road, copy to the personal representative 08/25/2017 08/04/2017, 08/11/2017, 08/18/2017, FROM THE DATE IT WAS FILED Suite 300 Diamond Bar, CA 91765 appointed by the court within the later ------08/25/2017 IN THE OFFICE OF THE COUNTY (866) 795-1852 Dated: 08/14/2017 of either (1) four months from the date ------CLERK. A NEW FICTITIOUS BARRETT DAFFIN FRAPPIER of first issuance of letters to a general FICTITIOUS BUSINESS BUSINESS NAME STATEMENT TREDER and WEISS, LLP IS personal representative, as defined NAME STATEMENT FICTITIOUS BUSINESS NAME MUST BE FILED BEFORE THAT ACTING AS A DEBT COLLECTOR in section 58(b) of the California File No. 2201710004145 STATEMENT TIME." ATTEMPTING TO COLLECT Probate Code, or (2) 60 days from the The following person(s) is (are) File No. 2201710004300 08/18/2017, 08/25/2017, 09/01/2017, A DEBT. ANY INFORMATION date of mailing or personal delivery conducting business as The following person(s) is(are) 09/08/2017 OBTAINED WILL BE USED FOR to you of a notice under section 9052 Initiative Foods at 1912 Industrial Way, conducting business as: ------THAT PURPOSE. A-4630417 of the California Probate Code. Other Sanger, CA 93657, Fresno County, Pacific Pulmonary Services, 340 08/18/2017, 08/25/2017, 09/01/2017 California statutes and legal authority Phone (559) 875-3354: W Fallbrook Avenue, Ste 109-110, FICTITIOUS BUSINESS 08/18/2017, 08/25/2017, 09/01/2017 may affect your rights as a creditor. You Full Name of Registrant: Fresno, CA 93711 County of FRESNO NAME STATEMENT ------may want to consult with an attorney IF CoPack, LLC, 1912 Industrial Way, Mailing Address: File No. 2201710004240 knowledgeable in California law. Sanger, CA 93657, Phone (559) 875- 773 San Marin Drive, Ste 2230, The following person(s) is (are) You may examine the file kept by the 3354. Novato, CA 94945 conducting business as PROBATE court. If you are a person interested in Registrant has not yet commenced to Registrant: Bulldog Janitorial Services and the estate, you may file with the court transact business under the Fictitious PPS HME LLC, 320 Park Avenue, 18th Supplies at 5537 N. Gates Ave, Fresno, NOTICE TO CREDITORS a Request for Special Notice (form Business Name listed above. Floor, New York, NY 10022 CA 93722, Fresno County: In re: THE JEWELL M. FLORES DE-154) of the filing of an inventory This business conducted by: LLC. Registrant commenced to transact Mailing Address: TRUST, DATED OCTOBER 24, 2008, and appraisal of estate assets or of John Ypma, Managing Member. business under the Fictitious Business 639 N. Broadway, Ste. 417, Los JEWELL M. FLORES, Deceased any petition or account as provided in This statement filed with the Fresno Name(s) listed above on: 04/27/2017. Angeles, CA 90012; IN THE SUPERIOR COURT OF Probate Code section 1250. A Request County Clerk on: 07/27/2017. This business is conducted by: a Full Name of Registrant: CALIFORNIA COUNTY OF FRESNO for Special Notice form is available (Seal) limited liability company Bulldog Services, LLC, 639 N. CENTRAL DIVISION from the court clerk. BRANDI L. ORTH, Articles of Incorporation: LLC/AI No Broadway, Ste. 417, Los Angeles, CA Case No. 17CEPR00781 Attorney for petitioner: COUNTY CLERK. 201719310293 90012. NOTICE TO CREDITORS OF Charles M. Palmer By: RACHEL CABRAL, DEPUTY. This Statement has been executed Registrant has not yet commenced to JEWELL M. FLORES Palmer Kucera LLP "NOTICE - THIS FICTITIOUS NAME pursuant to section 17919 of the transact business under the Fictitious NOTICE IS HEREBY GIVEN to 725 Pollasky Ave., Suite 101 STATEMENT EXPIRES FIVE YEARS Business and Professions code. Business Name listed above. the creditors and contingent creditors Clovis, California 93612 FROM THE DATE IT WAS FILED I declare that all information in This business conducted by: LLC. of the above-named Decedent, that (559) 900-2806 IN THE OFFICE OF THE COUNTY this statement is true and correct. Articles of Incorporation Number: all persons having claims against the 08/11/2017, 08/16/2017, 08/25/2017 CLERK. A NEW FICTITIOUS (A registrant who declares as true 201627010336 Decedent are required to file them ------BUSINESS NAME STATEMENT information, false declarations are a Raymond Chagolla, Man. Member. with the Superior Court of California, MUST BE FILED BEFORE THAT misdemeanor punishable by a fine up This statement filed with the Fresno County of Fresno, Central Division, TIME." to $1000.) County Clerk on: 08/01/2017. at 1130 "O" STREET, 3RD FLOOR, FICTITIOUS 08/04/2017, 08/11/2017, 08/18/2017, PPS HME LLC (Seal) FRESNO, CA 93724, and mail a copy 08/25/2017 S/ Yehoshua Parnes, Member of PPS BRANDI L. ORTH, to DOROTHY CHILDS, as TRUSTEE (1) ------HME LLC COUNTY CLERK. of THE JEWELL M. FLORES TRUST, FICTITIOUS BUSINESS Filed with the Fresno County Clerk on By: CHRYSTAL L. BABCOCK, DATED OCTOBER 24, 2008, wherein NAME STATEMENT FICTITIOUS BUSINESS 08/03/2017. DEPUTY. the decedent was the settler, in care File No. 2201710004435 NAME STATEMENT A New Fictitious Business Name "NOTICE - THIS FICTITIOUS NAME of the Trustee's attorney, GREGORY The following person(s) is(are) File No. 2201710004089 Statement must be filed before the STATEMENT EXPIRES FIVE YEARS J. ROBERTS, ESQ., BARRUS AND conducting business as: The following person(s) is(are) expiration. FROM THE DATE IT WAS FILED ROBERTS, P.C., 375 WOODWORTH Bio X, 6366 N. Fig Garden Dr., #103, conducting business as: The filing of this statement does not of IN THE OFFICE OF THE COUNTY AVE., SUITE 103, CLOVIS, CA Fresno, CA 93722, County of Fresno Summit Career Solutions, 2318 E. itself authorize the use in this state of CLERK. A NEW FICTITIOUS 93612, within the later of four (4) Registrant: Cromwell Ave., Fresno, CA 93720, a Fictitious Business Name in violation BUSINESS NAME STATEMENT months after August 11, 2017 (the Bio Xtermination, 6366 N. Fig Garden County of Fresno of the rights of another under Federal, MUST BE FILED BEFORE THAT date of the first publication of Notice Dr., #103, Fresno, CA 93722 Registrant: State, or common law (See Section TIME." to Creditors) or, if Notice is mailed Registrant commenced to transact Ryan Chambers, 2318 E. Cromwell 14411 et seq., Business and Professions 08/18/2017, 08/25/2017, 09/01/2017, or personally delivered to you, sixty business under the Fictitious Business Ave., Fresno, CA 93720 Code). 09/08/2017 (60) days after the date this Notice is Name(s) listed above on: n/a Registrant commenced to transact New Filing ------mailed or personally delivered to you. This business is conducted by: business under the Fictitious Business 8/11, 8/18, 8/25, 9/1/17 A claim form may be obtained from Corporation Name(s) listed above on: n/a CNS-3039715# the court clerk. For your protection, Articles of Incorporation: C4045038 This business is conducted by: FRESNO BUSINESS JOURNAL MISCELLAENOUS you are encouraged to file your claim This Statement has been executed Individual 08/11/2017, 08/18/2017, 08/25/2017, by certified mail, with return receipt pursuant to section 17919 of the This Statement has been executed 09/01/2017 (1) requested. Business and Professionals code. pursuant to section 17919 of the ------NOTICE OF PUBLIC COMMENT Dated: July 26, 2017 I declare that all information in Business and Professionals code. PERIOD AND /s/ GREGORY J. ROBERTS, ESQ., this statement is true and correct. I declare that all information in FICTITIOUS BUSINESS NOTICE OF PUBLIC HEARING Attorney for Trustee (A registrant who declares as true this statement is true and correct. NAME STATEMENT FOR THE BARRUS AND ROBERTS, P.C. information, false declarations are a (A registrant who declares as true File No. 2201710003961 2016-2017 CITY OF CLOVIS 375 Woodworth Avenue, Suite 103 misdemeanor punishable by a fine up information, false declarations are a The following person(s) is (are) CONSOLIDATED ACTION Clovis, California 93612 to $1,000). misdemeanor punishable by a fine up conducting business as PERFORMANCE AND Telephone:(559) 431-6800 S/ Arturo Arenas, President to $1,000). TAQUERIA LA AUTENTICA at 2736 EVALUATION REPORT Facsimile:(559) 321-8634 Fax Filed with the Fresno County Clerk on S/ Ryan Chambers, Owner E. SWIFT AVENUE, FRESNO, CA The City of Clovis will have copies Attorneys for Trustee August 10, 2017 Filed with the Fresno County Clerk on 93726, FRESNO COUNTY: DOROTHY CHILDS A new Fictitious Business Name July 25, 2017 Full Name of Registrant: 08/11/2017, 08/16/2017, 08/25/2017 Statement must be filed before the A new Fictitious Business Name GISELA LOPEZ, 2736 E. SWIFT ------expiration. Statement must be filed before the AVENUE, FRESNO, CA 93726 Continued | Next Page FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com Public Notices 25

MISCELLANEOUS si usted necesita asistencia especial (1) handtruck, lamp, couch Duran, Charles Conservatee. para participar en esta reunión, por NOTICE TO CREDITORS OF BULK headboard, stove, couch Foster, Aaron Case No. 16CEPR00601 Continued | From 24 favor contactar con Heidi Crabtree SALE totes, clothing, lamp Gonzales, Diahna NOTICE OF PROPOSED PRIVATE al (559) 324-2094. Notificación (SECS. 6104, 6105 U.C.C.) bbq, dresser, luggage Gutierrez, Paul SALE OF REAL PROPERTY de 48 horas antes de la reunión ESCROW NO. P-213394-EO tools, toolbox, ladder Her, Judy lamp, [Probate Code §§ 10300 &10304] of the 2016-17 Consolidated Annual permitirá a la ciudad para hacer los Notice is hereby given to creditors of dresser, totes Hill, Craig dresser, NOTICE IS HEREBY GIVEN that, Performance and Evaluation Report arreglos razonables para garantizar the within named seller that a bulk sale is fans, totes Howard, Tomeica totes, subject to confirmation by this Court, (CAPER) for the Federal Community la accesibilidad.California Relay about to be made of the assets described treadmill, clothing Jones, Monique bbq, the Fresno County Public Guardian, as Development Block Grant Program Service ofrece entrenados Asistentes below. The names and business addresses totes, handtruck Jones, Rasean bed conservator of the estate of the above- (CDBG) available for public review de Comunicación para personas con of the Seller are: frame, table, dishes Lozano, Yvette named conservatee, will sell at private and comment. Copies will be available problemas de audición o la pérdida de HARIHAR CORPORATION, a totes, chairs, flowers Martinez, Salvador sale to the highest and best net bidder, during the required comment period habla y personas que usan un teléfono California Corporation shelf, radios, car Munoz, Alejandra on the terms and conditions hereinafter beginning August 25, 2017 and ending estándar. Usted puede utilizar este 1385 Shaw Avenue, Clovis, CA 93612 microwave, bed frame, dresser Ortega, mentioned, all right, title and interest at the close of business on September servicio para ponerse en contacto con The location in California of the chief Lorina tv, exercise equip, totes Ramirez, in real property belonging to the 11, 2017 at the following locations: la ciudad de Clovis llamando al 711. executive office of the seller is: (If "same Sylvia totes, toolbox, keyboard Roberts, conservatee, more particularly described Clovis Planning and Development 08/25/2017 as above", so state.) Mildred chairs, table, fan Rosas, Robert below. The date, time and place at which Services: 1033 Fifth Street, Clovis, ------Same as Above table, tote, cotton candy machine Ruiz, submitted bids shall be opened are: CA 93612 As listed by the seller, all other business Gary dresser, totes, clothing Torres, DATE: September 6, 2017 City Hall: 1033 Fifth Street, Clovis, (1) names and addresses used by the seller Casandra couch, mirror, totes Walter TIME: 5:00 p.m. CA 93612 NOTICE TO CREDITORS OF BULK within three years before the date such Jr, Thomas totes, car parts, clothing PLACE: GUARANTEE REAL On the Web: www.cityofclovis.com SALE list was sent or delivered to the buyer are: Wheeler, Levetta magazine, trophies, ESTATE A public hearing will be held on (SECS. 6104, 6105 U.C.C.) (if "none", so state.) picture Zamora, Alfredo tv, table, AGENT: JEFF STARBUCK September 11, 2017, at 6 p.m. in the Notice is hereby given to the Creditors NONE stroller 675 WEST NEES AVE STE 107 City of Clovis Council Chambers of: Gerardo Ortiz Diaz, Seller(s), The names and addresses of the Buyer Signed: J Chavez Date: 8.16.17 FRESNO CA 93711-6277 located at 1033 Fifth Street, Clovis. whose business address(es) is: 2000 are: 08/25/2017, 09/01/2017 Telephone: 559-650-6200 Citizens may provide their views and High Street, Selma, CA 93662, NAVJEET CHAHAL ------The real property is located at 202 East comments on the 2016- 2017 CAPER. that a bulk transfer is about to be made 1585 N West Avenue, Fresno, CA 93728 Lincoln Street, Coalinga, California By this Notice, the City of Clovis to: Elsa Guiba, Buyer(s), The assets to be sold are described (1) 93210-1527 invites parties that have an interest whose business(es) address is: 2000 in general as: All of the stock in NOTICE OF PUBLIC SALE (APN: 071 083 16 S) or may be impacted by the activities High Street, Selma, CA 93662. trade, merchandise, supplies, fixtures, Pursuant to the California Self-Service The list price of the real property is discussed in the Plan to attend the The property to be transferred is equipment, goodwill and trade and are Storage Facility Act, (B&P Code 21700 $125,000. The sale is subject to current Public Hearing. Citizen participation located at: 2000 High Street, Selma, located at: 1385 Shaw Avenue, Clovis, et. .seq.), the undersigned will sell at taxes, assessments, bonds, covenants, is considered an important element of CA 93662. CA 93612 public auction, on September 13, 2017, conditions, restrictions, reservations, the CAPER process and is encouraged Said property is described in general as: The business name used by the seller at personal property including but not rights, rights-of-way, and easements of by the U.S. Department of HUD. All All stock in trade, fixtures, equipment, that location is: SUPER SAVE limited to furniture, clothing, tools, and/ record. Any encumbrances of record written comments received by the close goodwill and other property of that The anticipated date of the bulk sale or other household items located at: will be satisfied from the purchase price. of business on September 11, 2017, at Restaurant business known as George's is September 12, 2017 at the office of Public Storage 22340 Taxes, assessments, bonds, rents, and the address below will be considered Hye Street Grill, and located at: 2000 Placer Title Company, located at 7643 5045 N. Gates Ave. expenses for operation and maintenance and included as an attachment in the High Street, Selma, CA 93662. North Ingram Avenue, Suite 101 Fresno, Fresno, CA 93722 shall be prorated between buyer and CAPER document. The bulk sale is intended to be CA 93711. This bulk sale is subject to 559-277-4314 Time: 11:00 AM seller as of the date of close of escrow. Additional information concerning the consummated at the office of: California Uniform Commercial Code Stored by the following person (s): A policy of title insurance shall be CAPER or the CDBG Program can be CHICAGO TITLE COMPANY, 40037 Section 6106.2.The name and address of A003 Jamie Pinedo, A022 Frances furnished by seller. Ordinary escrow obtained by contacting: HWY 41, Oakhurst, the person with who claims may be filed Pruitt, A034 Susan Preucil, A077 charges shall be apportioned between Heidi Crabtree CA 93644. The bulk transfer will be is Erica Osborne. Placer Title Company, Michelle Patterson-Aguilar, B003 buyer and seller in accordance with local Housing Program Coordinator consummated on or after the 15th day @ 7643 North Ingram Avenue, Suite 101 Kindra Spencer, B007 Michelle practice. 1033 Fifth Street of Septemer, 2017. Fresno, CA 93711, Escrow # P-213394- Valdovinos, B029 John Hansen, The property is to be sold on an "as is" Clovis, CA 93612 This bulk transfer lli subject to Section EO and the last date for filing claims C025 Antonio Diaz, C033 Rosana basis, except for title. (559) 324-2094 6106.2 of the California Commercial shall be September 11, 2017, which is Hernandez, D035 Laura Bennett, D064 Bids offering to buy the real property In compliance with the Americans Code. If Section 6106.2 applies, the business day before the sale date Gabriel Youngblood, E027 Kenneth subject to sale must be sealed, in with Disabilities Act, if you need claims may specified above. Beamon, E035 Jerome Lewis writing, and either delivered personally, special assistance to participate in this be filed at CHICAGO TITLE Dated: August 23, 2017 All sales are subject to prior cancellation. mailed, or left at GUARANTEE REAL meeting, please contact Heidi Crabtree COMPANY, Escrow Division, Escrow BUYER: Terms, rules and regulations are available ESTATE, 675 West Nees Avenue, Suite at (559) 324-2094. Notification No. FWFM-5011700474GR, 40037 NAVJEET CHAHAL at sale. Dated on this 25th day of August 107, Fresno, California 93711-6277 48-hours prior to the meeting will HWY 41, 08/25/2017 2017 and 1st day of September 2017, by after first publication of this notice and enable the City to make reasonable Oakhurst, CA 93644. Phone: (559)683------PS Orangeco, Inc., 701 Western Avenue, prior to 5:00 p.m. on September 6, 2017. arrangements to ensure accessibility. 5675, Fax: (559)683-4688. Glendale, CA 91201, (818) 244-8080, The real property will be sold on the Need Assistance Contacting the City This bulk transfer includes a liquor (1) Bond No. 5857632 following terms: cash. Bids shall be of Clovis? license transfer. All claims must be NOTICE TO CREDITORS OF BULK 08/25/2017, 09/01/2017 accompanied by a certified check in California Relay Service provides received prior to the date on which the SALE ------the amount of ten percent (10%) of the specially-trained Communication Notice of (SECS. 6101-6111 U.C.C.) purchase price offered, the balance to Assistants to relay conversations Transfer of the liquor license is Notice is hereby given to the creditors of be paid on confirmation of sale by the between deaf, hard of hearing, or PHUC DINHHONG HUYNH and VAN (1) Court. received by Escrow Agent from the NOTICE IS HEREBY GIVEN that the speech-loss individuals and people Department of Alcoholic Beverage DINHQUYNH NGO ("Seller"), whose Real estate broker's commissions, who use a standard telephone. You can business address is 1187 N. Willow Ave, undersigned intends to sell the personal if any, are subject to approval by the Control. property described below to enforce a use this service to contact the City of Notice Suite 104, , Clovis , CA 93619, that a Superior Court and will be paid from the Clovis by dialing 711. bulk sale is about to be made to TUAN lien imposed on said property pursuant proceeds of the sale. 08/25/2017 to section 21700-21716 of the Business AVISO PUBLICO Y AUDIENCIA ------ANH NGUYEN and DIANE FUNGCU The Public Guardian reserves the right PÚBLICA PARA EL PERIODO DE JAU ("Buyer"), whose business address and Professions Code, section 2328 to reject any bids. 2016-2017 CIUDAD DE CLOVIS is 10602 N. Sierra Vista, Fresno , CA of the UCC, section 535 of the Penal 08/25/2017, 09/01/2017, 09/06/2017 PLAN CONSOLIDADO DE ACCION (1) 93730. Code and Provisions of the Civil Code. ------Y EVALUACION NOTICE INVITING PROPOSALS The property to be transferred is located The undersigned will sell at public sale La ciudad de Clovis tendra copias Sealed proposals will be received at at 1187 N. Willow Avenue, #104, City by competitive bidding on the 5th of NOTICE OF PUBLIC LIEN SALE disponibles del Plan 2016-2017 para el the office of the Development and of Clovis, County of Fresno, State of September 2017 on the premises where Business & Professions Code S21700 Consolidated Annual Performance and Resource Management Department, California. Said property is described said property has been stored and which Notice is hereby given that a public lien Evaluation Report (CAPER) de parte 2600 Fresno Street, Room 3065, as: ALL INVENTORY, STOCK IN are located at: Empire Storage, 5695 sale of the following described personal del Federal Community Development Fresno, California 93721, all in TRADE, FIXTURES, EQUIPMENT W. Bullard Avenue; Fresno, CA 93722. property will be held at the hour of 8:00 Block Grant Program (CDBG) para su accordance with the Specifications for: AND GOODWILL OF THE BUSINESS County of Fresno: State of California, A.M. on August 28, 2017 located at 3502 revisión y comentarios públicos. Las Energy Management Feasibility Study KNOWN AS PHO VN. sale begins at 9:00 a.m. David W. Weaver, W. San Jose Ave., Fresno, County of copias estarán disponibles durante el REQUEST FOR PROPOSALS NO. The bulk sale will be consummated on Johnathan M Holland, Gary Schellenberg, Fresno, State of California. The property periodo de días comenzando el 25 de 081717FS or after September 12, 2017, at First Linda Gutierrez, Manuel Gutierrez, is stored by Derrel's Mini Storage, Inc. August 2017 hasta el 11 de Septiembre The City of Fresno is soliciting American Title Company, 7010 North Oscar Guerrero, Yvan DeLaRosa, Billie Ayon, Margarita fridge, broom, de 2017 en los siguientes sitios: Centro proposals from qualified firms to Palm Avenue, Fresno, CA 93650 pursuant Stokes, Tiffany D Davis, Ophelia Veloz, clothing Benton, Michael sofa, bicycle, Para Personas Mayores-Clovis (Clovis provide a feasibility study to develop to Division 6 of the California Code. Pedro Sepulveda, Heidi Hofer, Frank R crate Bertz, John sofa, loveseat, tv Senior Center): 850 4th Street, Clovis, an Energy Management Plan. [This bulk sale is subject to Section Lujan, Martin Gomez Jr, Roxann Castro. Billings, Holly couch, clothing, crates CA 93612 The RFP forms and specifications may 6106.2 of the California Commercial PROPERTY to be sold are described Bustamante, Juan bicycle, desk, hutch - Ayuntamiento (Clovis City Hall): be obtained from the Development and Code. ALL CLAIMS TO BE SENT C/O as: Clothing, furniture, tools, boxes, car Ceja, Thomas totes, fan, microwave 1033 Fifth Street, Clovis, CA 93612 Resource Management Department First American Title Company, 1004- parts, lamps, toys, totes, household items, Chainey, Jimmy tables, sofa, chair - Sitio Web de la Ciudad de Clovis: (Phone 559-621-8090), via the 5519938, 7010 North Palm Avenue, music equipment. All purchases must be Cox, Anne Marie vacuum, totes, shelf www.cityofclovis.com City's website: www.fresno.gov, For Fresno, CA 93650. The last date for filing paid for in cash at the time of the auction. Grider, Adrin books, bicycle, table Una audiencia pública se llevará el 11 Business (top center of the page), Bid claims shall be September 11, 2017.] All purchased items are sold as is, where Hardamon, Restia hutch, totes, crates de Septiembre de 2017 a las 6:00 p.m. Opportunities. So far as known to Buyer, all business is, and must be removed at the time of Hayden, Jordan totes, clothing, tablesaw en el Consejo de Cámaras (Council Bids will not be accepted Online or names and addresses used by Seller for sale. Sale is subject to cancellation in the Hernandez, Daisy totes, stroller, Chambers) del Ciudad de Clovis (City via Fax. the three years last past, if different from event of settlement owner, and obligated clothing Iannuzzo, Richard table, lamp, of Clovis), localizado en 1033 5th St., Bid Proposal forms, Instructions to the above, are: party. This auction held with "Reserve" tv Keyes, Neal chair, table, cabinet Clovis. Personas interesadas pueden Bidders and copies of the plans and/ Name: dated this 5th of September 2017. Lee, Cynthia tv, totes, bed frame Lollis, presentar sus opiniones y comentarios or specifications can also be obtained NONE. Auctioneer Wylette tires, couch, loveseat Martines, sobre el Plan 2016-2017 CAPER. at the Development & Resource Address: Goyette Auctions Abigail hutch Payne, Monique totes, Mediante este aviso, la ciudad de Management Department. NONE. Bond #51BSBGM5999 microwave, clothing Renovato, Michael Clovis invita a el publico que tengan Proposals are to be submitted at Dated: August 21, 2017 (559)799-9422 chairs, totes, clothing Rivera, Eric bbq, interés o puedan ser afectados por the Office of the Development and Buyer: 8/25/2017,9/1/2017 luggage, keyboard Smith, Mark table, las actividades mencionadas en el Resource Management Department, TUAN ANH NGUYEN 08/25/2017, 09/01/2017 totes, lamp Sullivan, Carol table, 'Plan'. La participación ciudadana 2600 Fresno Street, Room 3065, DIANE FUNGCU JAU ------dresser, chair Sumler, Joyce dresser, se considera un elemento importante Fresno, CA 93721 prior to the opening 08/25/2017 totes, basket Whitehead, Todd tv, del proceso del Plan Consolidado at 3 p.m. on Friday, September 22, ------(1) toolbox, coke machine y se siente alentado por los U.S. 2017, at which time they will be DANIEL C. CEDERBORG, County August 28, 2017 to begin at 9:00 A.M. Departamento de HUD y la Ciudad de publicly opened and recorded. (1) Counsel--SBN124260 located at 3275 W Ashlan Ave., Fresno, Clovis. Todos comentarios escrito y The City of Fresno hereby notifies Notice of Public Lien Sale Heather H. Kruthers, Senior Deputy-- County of Fresno, State of California. recibido antes de el 11 de Septiembre all Proposers that no person shall Business & Professions Code S21700 SBN 192195 The property is stored by Derrel's Mini de 2017 a la siguiente dirección, serán be excluded from participation in, Notice is hereby given that a public lien County of Fresno Storage, Inc. considerados e incluidos como anexo denied any benefits of, or otherwise sale of the following described personal 2220 Tulare Street, Suite 500 Cabrera, Ann Marie clothing, shoes, en el plan de CAPER.Información discriminated against in connection property will be held at the hour of 8:00 Fresno, California 93721-2128 totes Carner, Jack toolbox, crates, tools adicional relativa a la CAPER o el with the award and performance of any A.M. on September 06, 2017 located at E-Mail: [email protected] Garcia, Rosemarie luggage, clothing, Programa CDBG se puede obtener contract on the basis of race, religious 3514 W Dakota Ave., Fresno, County of Telephone: (559) 600-3479 cooler Hunwardesen, Jerry totes, poniéndose en contacto con: creed, color, national origin, ancestry, Fresno, State of California. The property Facsimile: (559) 600-3480 chairs, tv Lopez, Tina Marie washer, Heidi Crabtree physical disability, mental disability, is stored by Derrel's Mini Storage, Inc. Attorneys or Fresno County Public dryer, clothing Lopez, Zenisa desk, Coordinador del Programa de medical condition, marital status, sex, Alvarez, Jose totes, xmas décor, Guardian microwave, fan Myers, Anthony Vivienda age, sexual orientation or on any other Ballin, Ramona Blanca totes, luggage, SUPERIOR COURT OF CALIFORNIA coolers, totes, vacuum Ramos, Michael 1033 Fifth Street basis prohibited by law. clothing Carter, Ivory exercise equip, COUNTY OF FRESNO table, car jack, tv Thompson, Antionette Clovis, CA 93612 The City of Fresno reserves the right luggage, golf clubs Chambers, Kendra CENTRAL DIVISION chairs, table, ac unit Tubbs, Jesse sofa, (559) 324-2094 to reject any and all proposals. chair, xmas décor, totes Contreras, Conservatorship of the Person and Estate table, chairs En cumplimiento de la Ley de 08/25/2017 Donald table, microwave, totes Denny, of, Signed: J Chavez Date: 8.05.17 Estadounidenses con Discapacidades, ------Timothy totes, table, tv Dick, Demetrion MARY YEWDALL 08/18/2017, 08/25/2017 26 Opinion www.thebusinessjournal.com FRIDAY, AUGUST 25, 2017 What businesses can learn from the gig economy

Yes, the gig economy is transform- fulfillment of wants and needs, is what writing is simply accepted as “the resolve of this common business ing — no, disrupting — the global makes the gig economy revolutionary. cost of doing business.” Worse yet, if practice was prescient. The payments workforce. We’ve heard it all before; But the gig economy also demon- you’re like the average business pay- problems faced by these platforms it’s old hat now. strates that technology exists for mer- ing 51 percent of your B2B payments forced a better solution and demon- While much has been written chants to receive immediate payment. by check, the cost is upwards of $5 per strated that there is a better and much about the gig economy, it’s clear that It proves that payment between both check. easier way to pay suppliers. this short-term, freelance workforce parties can move seamlessly (which Considering how business payments underpinned by a web or mobile app also encourages both parties to keep dwarf consumers in payment volume KEEP IT SIMPLE has redefined all working within the same platform). and frequency, you’d expect a solution Airbnb and the other gig economy expectations. The for business payments to already exist. platforms knew the only way to suc- gig economy is A NEW STATUS QUO? ceed was to make payments as easy, transforming the Take Lyft and Uber, for example: WE’VE MADE A PROBLEM fast, and frictionless as possible. They global workforce aside from the standard, automatic But the gig economy’s payment needed a solution that would scale and — and that in- weekly deposits, both services allow problem looks nothing like B2B’s. handle the glut of demand — and its cludes payments. its drivers to initiate an immediate By empowering the everyday popularity is proof that it’s succeeded. cash out of the day’s fares, receiving consumer to earn income outside The payments problem for other EVERYTHING funds in as little as a few hours. Or, their regular W2 employment, the gig industries isn’t as complicated. For the ON DEMAND better yet, Airbnb initiating payment economy faced the expectation for majority, it’s simply a digital alterna- GUEST VIEW Beneath the transfers to hosts before their guests immediate payment. That consumer tive to paper checks. Ralph Perdomo elegant interface have left. doesn’t expect a delay of 30-, 45-, or So the next time you’re dropping that makes it so Compare this to how companies even 90-day payment terms—they a pin in Lyft, ask why your business easy to hail a ride make payments. wouldn’t tolerate it. can’t pay suppliers as quickly — or, on a busy Friday evening or order A typical accounts payable depart- And with the gig economy market- alternately — why your business isn’t takeout from that Thai fusion restau- ment in a medium-sized company place dispersed globally, payments receiving payment as quickly. If the rant that’s always booked solid, is a can easily issue more than 500 checks had to scale. When Airbnb tackled gig economy is out disrupting mar- sophisticated set of APIs (application per month. Also, consider the amount this problem head on — they shared kets, maybe it’s time for you to start programming interface) that pow- of time it takes to write all of these the struggle of this challenge: disrupting your payments. ers the payments for both Lyft and checks. It’s not atypical for an ac- “As usage spread outside the US, Postmates. And just as easily as you counts payable department to spend the limitations of this system be- can request a fare or place an order for the greater part of a week preparing came clear. Guests in Europe look- Ralph Perdomo is a research analyst a papaya salad, the payment travels in and issuing check payments. ing to book listings in the US would at Nvoicepay, an Oregon-based pro- real-time between your account and The accountant issuing all those be charged in dollars and ended up vider of accounts payable software for the merchant’s. checks can’t help but notice the stark paying an additional conversion fee. domestic and international business- That’s the value of the gig economy: difference between how consumer In some countries such as Germany, to-business payments. He’s passionate instant delivery matched to instant and B2B payments move. The con- credit cards weren’t commonplace, about marketing technology and creat- funds. As anyone who’s taken an eco- sumer side is noticeably faster. and German guests couldn’t pay with ing engaging content that delivers value nomics class can attest, this perfect Unfortunately, the laborious and their most trusted payment method.” to the consumer. pairing in the marketplace, this rapid time-consuming process of check The gig economy’s foresight and How small businesses seized WOULD YOU FIRE AN the solar eclipse frenzy EMPLOYEE FOR ATTENDING A

On Monday, Aug. 21, Americans By lunchtime, Wilkin had over RALLY ALONGSIDE NEO-NAZIS? stepped outside and tilted their double the number of customers he heads toward the sky to view and would receive on a normal Mon- celebrate the total solar eclipse, a day, which is typically his slowest celestial optical illusion the likes of day. “You have to treat it like the After the tragic events of Charlottesville a couple which hasn’t been visible from the serious opportunity that it is,” said U.S. since 1979. Wilkin. of weeks ago, people started posting pictures Disruption from the Because the solar of protestors standing alongside self-professed eclipse was predicted to eclipse brought cost American employers an overwhelming neo-Nazis and white supremacists. One employer $694 million in lost pro- number of visitors ductivity, according to Fox to small towns, reportedly fired one attendee of the rally, held Business. But the event was small businesses to speak against the removal of Confederate also expected to bring in responded by millions in tourism, particularly hosting viewing parties, selling T- monuments. A majority (63 percent) of respondents to the 14 states within the eclipse’s shirts or safety glasses, promoting path of totality. Small businesses themed sales, and even using their to this week’s web poll would do the same — fire took full advantage of the natural land for camping sites. an employee who attended a rally with neo-Nazis. phenomenon by finding inventive Although much of the frenzy can ways to capitalize on the influx of be attributed to the eclipse occur- Another 29 percent would not take such a step, and tourists or to advertise their busi- ring during a popular travel month, ness. the next eclipse is only a few years 8 percent are unsure. Four hundred fifty-five votes Rolf Wilkin, owner of Eureka away — predicted for April 2024 Pizza in Arkansas and an NFIB — according to Small Business were cast. member for nearly 20 years, Trends. So if you missed this year’s launched a deal to commemorate eclipse, start planning for 2024 the eclipse, selling two large pizzas and take part in the small business for the price of one during the time ingenuity. of the eclipse, from 11:43 a.m. to YES: 63 % 2:41 p.m. Although it is not within the path of totality, cities in Ar- kansas are within the zone where roughly 90 percent of the sun cov- Founded in 1943, and headquartered NO: 29 % ered the moon. in Nashville, Tennessee, the Na- Wilkin promoted his buy-one- tional Federation of Independent get-one-free deal over paid Face- Business is America’s leading small- NOT SURE: 8 % book ads and through email blasts. business advocacy association. FRIDAY, AUGUST 25, 2017 www.thebusinessjournal.com Contact Us 27

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Top local executive Location of 2006 budget headquarters ––––––––––––– Year founded locally Karla Kay Fullerton

Fresno Organization publication Membership area ––––––––––––– WND ns Annual Dues ––––––––––––– tio 1917 Doug Broten, socia CEO l As Local activity Membership criteria Agriculture Today, Friday Follow-up Fresno na • members Fresno County o $2,011,058 ssi • chapters ––––––––––––– fe • staff $75 sustaining ––––––––––––– ro Telephone $125 voting 1950 Mary Van Ness P Fax In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff. County publications Fresno Name of association Those wishing to support agriculture in Fresno Newsletter, annual member roster, consumer Address WND • 5,000 San Joaquin Valley Web site or e-mail address • 1 ––––––––––––– 1315 Van Ness Avenue, Suite 200, Fresno, CA 93721 ––––––––––––– 1905 Al Smith, 2006 237-0263 • 5 $380 (2005) 237-3396 presidet/CEO Grapevine, Realtor Magazine Fresno Commitment to ethical business Fresno County Farm Bureau Fresno County 1274 W. Hedges Ave. •3,734 $990,000 Fresno, Calif. 93728 • 1 ––––––––––––– WND ––––––––––––– 1 www.fcfb.org 1895 222-8111 • 28 Bobbie Lee, (1) [email protected] 228-6518 executive director Valid real estate license Membership Directory, Guide to Fresno Fresno Better Business Bureau •3,731 WND Fresno County 2519 W. Shaw Ave., Ste. 106 • 1 • 9 ––––––––––––– ––––––––––––– 2 Fresno, Calif. 93711 490-6400 WND 1882 (3) www.bbb.org 490-6464 Mike Cully, president/CEO The Bar Bulletin Business in Fresno and surrounding counties Visalia Fresno Association of Realtors 6720 N. West • 1,900 Fresno County $1,000,000 (559) 490-3400 (559) 490-3531 3 Fresno, Calif. 93711 • N/A ––––––––––––– ––––––––––––– Phone: Fax: $115 495-4800 1899 www.fresnorealtors.com • 12 Jim Ware, (2) 495-4811 | president/CEO California Member in good standing with the state bar of Monthly newsletter, annual membership, Greater Fresno Area directory, annual Visalia map Clovis Chamber of Commerce • 1,200 Tulare County 2331 Fresno Street WND • N/A ––––––––––––– 4 Fresno, Calif. 93721 • 3 Varies (4) 264-2619 ––––––––––––– www.fresnochamber.com 264-8726 1912 Anthony Forestiere,president CPA/chapter Businesses and civic minded individuals Clovis Chamberchamber monthly directory newsletter, annual Fresno County Bar Association • 1,130 Redwood City 1221 Van Ness Ave., Ste. 300 • WND Fresno, Calif. 93721 Central California $71,000 5 734-5876 • 8 ––––––––––––– www.fresnocountybar.org ––––––––––––– (5) 734-7479 $185 and up 1970

Businesses in good standing Visalia Chamber of Commerce www.thebusinessjournal.com California CPA Magazine, CalCPA Fresno Stephanie Espinosa 220 N. Santa Fe Chapter Bulletin, CalCPA Clips (online) Visalia, Calif. 93292 • 1,100 6 www.visaliachamber.org • WND Fresno, Madera, Kings and Sacramento Tulare counties (6) [email protected] 299-7363 • 6 299-2969 ––––––––––––– WND varies ––––––––––––– WND Clovis Chamber of Commerce Licensed CPAs,non-CPA CPA candidates, associates students, and 325 Pollasky Ave. Clovis, Calif. 93612 Perspective Magazine Roxanne Greenwood, 7 www.clovischamber.com • 864 executive director (7) [email protected] • 1 Fresno, Madera, Kings and 876-3800 • 1 Tulare counties Fresno 876-3880 ––––––––––––– $113 base WND California Society of Certified Public Accountants plus $1.35 per unit ––––––––––––– (CalCPA) housing 1922 P. O. Box 729 Ownership or management of residential rental 8 Sanger, Calif. 93657 Weekly newsletter, monthly safety newsletter, • 800 annual membership directory, various (10) www.calcpa.org • 1 Donnette Silva Carter [email protected] educational books and reference material 221-2533 • 1 WND 221-2503 Porterville ––––––––––––– $250 $310,000 California Apartment Association ––––––––––––– 1907 516 W. Shaw Ave., Ste. 200 Firms involvedconstruction in, or associated industry in or with the Fresno, Calif. 93722 9 www.caanet.org • 785 Chamber CONNECT, local map, community (12) [email protected] • 1 and business resource guide Lorena Martinez 237-1831 • 9 Central Valley Fresno 264-2532 ––––––––––––– varies $250,000 Fresno Builders Exchange Open to all ––––––––––––– 1244 N. Mariposa St. 1984 Fresno, Calif. 93703 10 [email protected] • 540 Business Link, travel guide (NR) Valjean Xaiz www.fresnobuildersexchange.com • N/A Upcoming Focus Topics Upcoming Lists • 3 784-7502 Central Valley 784-0770 Sacramento ––––––––––––– $150 - $500 WND Porterville Chamber of Commerce Businesses ––––––––––––– 93 N. Main St. 1912 Porterville, Calif. 93257 Cindy Howell, 11 [email protected] • 513 The Grapevine Bulletin executive director (NR) www.chamberporterville.com • 1 Roseann Galvan, 495-4817 • 2 president Selma 495-4811 Fresno and Madera counties ––––––––––––– $150,000 $255 Central California Hispanic Chamber of Commerce WND ––––––––––––– 2331 Fresno St., Ste. 114 1929 Fresno, Calif. 93721 12 www.cchcc.net • 450 Dora C. Rivera (NR) [email protected] 18 brochures, membership directory, monthly • 1 newsletter, promotional flyer, economic profiles • 2 438-7284 Central Valley Fresno 438-7287 ––––––––––––– $350,000 $25 - $250 ––––––––––––– Fresno-Madera Dental Society WND 2001 371 E. Bullard Ave., Ste. 120 Stanley Kooyumjian, 13 Fresno, Calif. 93710 • 352 Directory, newsletter,loan information brochures, flyers, micro- executive director (NR) www.fmds.com • N/A Fresno Each week, The Business Journal takes an in-depth look • 2 Fresno Each week, The Business Journal ranks the Valley’s 891-2235 896-7075 ––––––––––––– $476,000 $250 - $500 ––––––––––––– 1955 Selma District Chamber of Commerce 1821 Tucker St. Business, individuals, students Lynda Lahondy, Selma, Calif. 93662 What’s Up Downtown CEO 14 [email protected] • 300 (13) www.cityofselma.com unrestricted Lemoore • WND ––––––––––––– 222-8705 • 3 222-8706 $25 - $2500 $200,000 ––––––––––––– 1929 Fresno Area Hispanic Chamber of Commerce Anyone with andowntown interest in Fresno the revitalization of 1456 W. Shaw Lemoore Lifestyles Fresno, Calif. 93711 • 275 15 [email protected] • 1 (15) www.fahcc.org • 2 490-9966 Lemoore Kingsburg Jess Chambers, executive director at an industry or an issue facing the Valley with its Focus hottest growth industries from tourism to health care to 490-9968 ––––––––––––– $185 - $920 $165,000 ––––––––––––– Downtown Association of Fresno 1922 2014 Tulare St., Ste. 713 Individuals, businesses, churches, students Fresno, Calif. 93711 16 • 270 Sweedish Village Voice Vicki Von Tersch, (17) www.downtownfresno.org • WND RHU, LUTCF 924-6401 • 3 924-4520 Kingsburg andareas surrounding Falls Church, Va. ––––––––––––– WND $125 - $275 Lemoore Chamber of Commerce Various categories ––––––––––––– 300 E St. 1921 17 Lemoore, Calif. 93245 • 200 Lifewire Newsletter (14) www.lemoorecofc.com • WND Ralph H. Hinds 897-1111 • 1 section. We welcome input from the business community. If 897-4621 Fresno/Madera Counties WND mortgage lenders. To be considered for one of our lists, ––––––––––––– $387 WND Kingsburg District Chamber of Commerce 1475 Draper St. ––––––––––––– Life insurance industry 1912 Kingsburg, Calif. 93631 18 [email protected] WND Ogle (18) www.kingsburgchamberofcommerce.org • 182 D. • 1 ch: Robin sear 439-4087 • WND WND Re 17, 2006 March 227-1463 Lee Onna Macielate: ––––––––––––– tion d WND blica National Association of Insurance & Financial l p u gina Advisors-Fresno WND Ori (NAIFA-Fresno) Kings 19 4747 N. First St., Ste. 140 (19) Fresno, Calif. 93726 • 150 www.naifafresno.org • WND you would like to be considered as a source for an upcoming 591-2707 • 3 Fresno-Madera Medical Society, please contact Edward Smith at 559.490.3448 or e-mail 591-2712

Dinuba Chamber of Commerce all respondants ranked on this list. 210 N. L St. Dinuba, Calif. 93618 is correct. Not 20 www.dinubacommerce.org (NR) [email protected] all information given

ey: WND: Would not disclose. K each association. The Business Journal assumes NR: Not ranked. Not all sourcesRepresentatives responded from to phone or fax inquiries. Source: focus, please call the editorial department at 559.490.3400 or [email protected]. County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years listing. e-mail: [email protected].

September 1 Health Care September 1 Senior Living September 8 Construction September 8 Meeting Facilities September 15 Banking & Finance September 15 Office Complexes September 22 Small Business September 22 Health Care Plans

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