Outgoing International Wire Standard Instructions

Treasury & Payment Solutions Quick Reference Guide Outgoing International Wire Standard Instructions This guide provides the requirements for outgoing foreign currency wires. It includes currency codes, any special formatting instructions, and any additional supporting documents or IBAN (International Bank Account Number) if needed to send a wire. Country Specific Guidelines: Currency IBAN Currency Special Formatting / supporting documentation requirement Code Required United Arab AED - IBAN: 23 characters (AEXX + 19 digits) must be stated in F53 Emirates - Purpose of payment must be stated in F77B Dirham - Ordering customer’s name and address must be supplied Afghani AFN - Purpose of payment must be stated Afghani - Ordering customer’s name and address must be supplied Albanian Lek ALL - IBAN: 28 characters (ALXX + 24 characters) - Purpose of payment must be stated - Ordering customer’s name and address must be supplied - Beneficiary account name and number - For utility payments: name of the client, month of the utility bill period covered, and contract number of the subscriber - For tax payments: FDP (payment order document generated by Tax Office system) is required - For custom fee payments: NIPT (tax identification number) Armenian AMD - Purpose of payment must be stated Dram - Ordering customer’s name and address must be supplied - Trades over 20 million AMD require supporting documentation which reflect the purpose of payment (e.g., copy of invoice) - Bank code must be added in front of beneficiary account numbers - Residency of beneficiary must be included (1 for resident and 2 for non-resident) - Legal status of beneficiary must be stated (11-commercial organization; 12-non-profit organization; 21-individual; 22-individual entrepreneur) - 10-digit TIN must be stated (legal entity or individual entrepreneur) or social card (individual) Netherlands ANG - Purpose of payment must be stated Antillean - Ordering customer’s name and address must be supplied Guilder Angolan AOA - IBAN: 25 characters (AOXX + 21 digits) Kwanza - Beneficiary may be required to provide such documentation as may be requested by the Correspondent Bank or the Beneficiary’s Bank in order to comply with the country’s Exchange Control Regulations and applicable local banking regulations Australian AUD - 6-digit BSB (Bank/State/Branch) routing code required Dollar Arubian AUG - Purpose of payment must be stated Florin - Ordering customer’s name and address must be supplied 1 Quick Reference Guide Outgoing International Wire Standard Instructions Currency IBAN Currency Special Formatting / supporting documentation requirement Code Required Azerbaijan AZN - BAN: 28 characters (AZXX + 24 characters)should be included in F59 Manat - Purpose of payment must be stated clearly in field 70 - 10 Digit beneficiary tax ID - 6 Digit bank branch code in F59 - Where the payment is for charitable purposes, this must be clearly stated, or Beneficiary may be subject to a tax charge for income received - Must be sent via MT103 Bosnia BAM - IBAN: 20 characters (BA39 + 16 digits) Herzegovina - Purpose of payment must be stated Marka - Ordering customer’s name and address must be supplied - If the final beneficiary belongs to a budget organization (Government organization), the following details need to be provided: - Budget Organization Code - Profit Type (6 number combination) - Citation Number (Municipality) – (3 number combination) Barbadian BBD - Purpose of payment must be stated Dollar - Ordering customer’s name and address must be supplied Bangladeshi BDT - Beneficiary Bank SWIFT/BIC CODE and full beneficiary bank branch Taka name and address must in F57D - On value date, the local Correspondent/Paying Bank will inform Benefi- ciary Bank of the inward remittance. The Beneficiary is required to com- plete an Inward Remittance Form (FORM C) indicating the purpose of the remittance. After the Paying Bank receives the completed form, it will release funds to the Beneficiary Bank and the payment normally clears the same day. However, delays do occur. In most cases, the formalities can be completed within 2-5 days, especially if the Beneficiary has an account with the Paying Bank. However, this process can also take weeks after the original value date. - Please note that payment delays may occur due to Central Bank regulations that require our correspondent to send a purpose declaration letter to the beneficiary bank confirming beneficiary details. This is irrespec- tive of the amount. To facilitate this process, it is recommended that you include the beneficiary bank’s name and branch address which will help expedite the documentation process. Bulgarian BGN - IBAN: 22 characters (BGXX + 18 characters) Lev - Purpose of payment must be stated - Ordering customer’s name and address must be supplied Bahrain BHD - IBAN: 22 characters (BHXX + 18 characters) Dinar - Purpose of payment must be stated - Beneficiary full address (street address, city, country) - Ordering customer’s name and address must be supplied Burundian BIF - Purpose of payment must be stated Franc - Ordering customer’s name and address must be supplied Bermudan BMD - Purpose of payment must be stated Dollar - Ordering customer’s name and address must be supplied 2 Quick Reference Guide Outgoing International Wire Standard Instructions Currency IBAN Currency Special Formatting / supporting documentation requirement Code Required Brunei Dollar BND - Purpose of payment must be stated - Ordering customer’s name and address must be supplied - Beneficiary’s address must be supplied Bolivian BOB - Beneficiary may be required to provide such documentation as may Boliviano be requested by the Correspondent Bank or Beneficiary’s Bank in order to comply with the country’s Exchange Control regulations and applicable local banking regulations Brazilian BRL - There is a one-time setup at the Correspondent Bank for every new Real Beneficiary. Subsequent transfers to the same beneficiary can be executed without documentation. For the one-time set-up, the following information is required to be provided by the Payor: Beneficiary name and Account number, ‘Agencia’ number (Branch) or IBAN (BRXX + 25 characters), telephone number, email address & contact person at the beneficiary. - Additionally, for every transfer, the Payor must provide the Telephone number, email address and contact person at the Beneficiary Bank in the Transaction Details fields of the Payment Instruction, plus beneficiary’s Taxpayer’s ID, CNPJ, purpose and amount of first payment. - Beneficiary shall be required to provide such documentation as may be requested by the Correspondent Bank or Beneficiary’s Bank in order to comply with the country’s Exchange Control regulations and applicable local banking regulations Bahamian BSD - Purpose of payment must be stated Dollar - Ordering customer’s name and address must be supplied - Supporting documents (e.g., invoice ) need to be submitted from the beneficiary to the Beneficiary Bank for payments greater than 25,000 BSD Botswana BWP - Beneficiary Bank SWIFT/BIC CODE Pula - Purpose of payment must be stated - Ordering customer’s name and address must be supplied. - Beneficiary Bank’s 6-digit bank branch code in F70 - 11 digit beneficiary account number in F59,for accounts held at First National Bank Belarusian BYN - Beneficiary Bank SWIFT/BIC CODE Ruble - Purpose of payment must be stated - Cannot make payments to beneficiaries that are individuals - IBAN: 28 characters Belize Dollar BZD - Purpose of payment must be stated - Ordering customer’s name and address must be supplied Canadian CAD - Include 9-digit Canadian transit number Dollar Congolese CDF - Purpose of payment must be stated Franc - 23-digit beneficiary account number/ IBAN - Copy of invoice may be required for payment of goods and services Switzerland CHF - IBAN: 21 characters (CHXX + 17 characters) 3 Quick Reference Guide Outgoing International Wire Standard Instructions Currency IBAN Currency Special Formatting / supporting documentation requirement Code Required Chilean Peso CLP - There is a one-time setup of every new beneficiary to be done at the Correspondent Bank to comply with Chile’s Exchange Control Regula- tions. The following information is required on payment instruction: Full bank account details including bank name and branch. - In the Transaction Details fields of the payment instruction, provide the Routing Number (the RUT number, taxpayer ID—9 digits), Tele- phone number & Beneficiary contact person - Once the completed payment order is received, the details are sent to local correspondent and they contact the Beneficiary regarding requirements. Once the Beneficiary has returned the completed documents, the payment will be processed. Subsequent transfers to the same Beneficiary can be executed without documentation but must still include the following information: - Beneficiary name, taxpayer ID (RUT number) and telephone number. - Beneficiary shall be required to provide documentation as may be requested by the Correspondent Bank in order to comply with the country’s Exchange Control Regulations and applicable local banking regulations 4 Quick Reference Guide Outgoing International Wire Standard Instructions Currency IBAN Currency Special Formatting / supporting documentation requirement Code Required Chinese Yuan CNY - Specific formatting and guidelines must be followed for CNY/CNH Renminbi payments. • Standard Requirements a) Beneficiary Bank SWIFT/BIC CODE Field 57A b) CNAPS Code: 14 characters (CN +

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