MONTHLY ISSUE - NOVEMBER - 2017 CurrVanik’s ent Affairs

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PRACTICE SET FOR IBPS-PO (Prelim) RRB-PO (Main) IB-ACIO (TIER-I) SSC-MTS

Indo-Japan BULLET TRAIN Project

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1. BEST FACULTY OF INDIA FOR CLASSES COMPARE TO ALL 18. Weekly Current Affairs handout separately. OTHER INSTITUTE. 19. Weekly newspaper reading classes. 2. Highest no of Classes from basic to advance level. 20. One month free online test (MTD – Banking Test & Discussion) 3. Highest no of hours in every subject for better understanding. and six month free practice test (TBT, SBT, MCT, FPT & PPT) Total hours for banking - 450+HRS (6 MONTHS DAILY 2 HRS 21. Two month free online test (MTD, VTD) and six month free CLASS) AND SSC - 750+ HRS (6 MONTH DAILY 4 HRS CLASS) practice test (TBT, SBT, MCT, FPT & PPT) 4. Separate vocabulary class (1000 - BANKING AND 2000 WORDS 22. Interview classes , mock interview with video recording and - SSC) (Weekly Once) analysis 5. Special class for upcoming exams. 23. Personal development and group discussion class 6. Separate traditional GK class for easy remember GK in the class itself. 24. LARGEST ONLINE TEST PLATFORM (VOTE - VANIK ONLINE TEST 7. Time to Time motivational class and classes how to crack the AND EXPLANATION ) Separately for Bank PO, Bank Clerk, SSC & exam by our experts. Railway 8. Separate Doubt clearing classes , personal doubt clear with 25. Weekly 3 online mock test of upcoming exams with discussion faculty. (MTD- MOCK TEST & DISCUSSION and VTD - VANIK TEST & 9. Daily class test of every class after the class (Offline) DISCUSSION ) 10. Weekly test of weekly covered topics of all subjects (Online) 26. Online weekly class test of all batch (YOU CAN GIVE EVERY 11. Monthly class test for monthly cover topics. BATCH CLASS TEST ONLINE (CTD- CLASS TEST & DISCUSSION 12. Class room assignment practice and discussion of every topic 27. Unlimited online practice tests as per your choice (MCT - MY in class it self CHOICE TEST). 13. Daily current affair handouts before the class 28. Separate online test subject wise and topic wise test ( SBT - 14. Weekly current affair class with weekly C/A question & test SUBJECT BASED TEST AND TBT - TOPIC BASED TEST). discussion class. 29. Hostel (both boys and ladies separately). 15. Best material with work book for practice more question at home. 30. In campus canteen facility. 16. Highest no of material. Total -25+ VOLUMES FOR BANKING 31. 24 hrs study room for self study AND 35+ VOLUMES FOR SSC. 32. Highest level of success rate. 17. Daily Quiz (Banking & SSC Separately). 33. Descriptive English Classes. BANKING STUDY MATERIAL (25nos.) SSC STUDY MATERIAL (35nos.) Reasoning APTITUDE ENGLISH VANIK V V V V V VANIK A A A A A N N N N N I I I I I K K K APTITUDE BANKING K K for Bank PO & Clerical for Bank PO, Clerical & REASONING for Bank PO, Clerical & Awareness

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EDITOR Mr. Pramod Padhi ASSOCIATE EDITORS Satabdi Sagar Mohanty Dear Students, ADVISORS In the age of competition you are being exposed to the highest G. Khatua level of elimination process. To win over the situation the prime & Team R & D requirement is systematic & intelligent hard work. Another big factor is PUBLISHING MANAGER the TIME as you are to be an achiever within a specific time period. Smrutiranjan Chhatoi

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Wishing you all the Best Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 Subrat Kumar Chhatoi ______© Copyright Reserved  No part of this magazine can be printed in whole or part without the written permission of the publisher.  The editor and publisher have tried their best to verify the factual accuracy of the informations  published, but do not take any responsibility for the absolute accuracy of the informations in the magazine.  All disputes subject to Bhubaneswar (Odisha) Jurisdiction. CONTENTS

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Events of the Month 3  Economy and Banking 8  International news 15  National news 19  Recent Govt. Development & Scheme 23  Bilateral 24  State news 27  Award and Honour 30  Person in news 32  Places in news 34  Sports 36  Science and Technology 38  Defence 40  Recent Summit in News 41  Committee and its Function 42  Book and Author 42  Miscellaneous 43  Date and Observation 44

 Vanik Question Hub 200 MCQ on Current Affairs - 45 100 MCQ on SSC/Railway - 53 40 MCQ on Computer - 57 20 Special MCQ on Banking - 59

 Practice Set  Vanik Extra Dose IBPS-PO (Prelim) - 61 Who’s Who - 115 RRB-Officer Scale-1 (Main) - 72 Abbreviation - 121 IB-ACIO - 94 Editorial word from Hindu - 122 SSC-MTS - 105 One Liner - 123

 Women Empowerment (UPSC) - 128 MAGAZINE FOR THE MONTH OF NOVEMBER 2017 EVENTS OF THE

MONTH crore to be repaid over next 50 years with a moratorium of 15 years. The Loan Period of 35 years will bear an Interest rate of 0.1 %. 2. The Maharashtra State Government will bear a Share of Rs. 5000 crore and remaining Rs. 17,000 crore will be provided by the Ministry of Railways. 3. The High Speed Rail corridor will have 12 stations. 4. The Railways will be operating 35 Bullet Trains initially and the number will be increased to 105 by 1. ABE IN 2053. 5. The Ahmedabad-Mumbai Bullet Train Project will AHMEDABAD : NEW scheduled to be completed by 2022, the year marking 75th year of India’s Independence. TURN IN INDIA-JAPAN 6. Earlier the deadline for completion of Project was December 2023. RELATION 7. The National High Speed Rail Corporation Limited (NHSRCL) will be undertaking the execution of the Japanese Prime Minister Shinzo Abe arrived in India to attend 508 km long Mumbai-Ahmedabad High Speed Rail the 12th edition of the India-Japan annual summit meeting. (MAHSR) Project. He received a warm welcome from Prime Minister Narendra Modi who defied protocol to receive him at the airport. The two leaders, along with Japan’s First Lady Akie Abe, then took a trip from the airport to the Sabarmati Ashram in a roadshow in an open jeep. Immediately after the welcome ceremony, Abe, his wife Akie Abe, and PM Modi set-off on an 8-km roadshow in an open-roof jeep for the famous Sabarmati Ashram, where Mahatma Gandhi spent a considerable time of his life. Modi gifted a marble statuette of Mahatma Gandhi’s “Three Wise Monkeys” to his Japanese counterpart Shinzo Abe . The monkeys are a symbol of the proverb ‘see no evil, hear no evil, speak no evil’, believed to have its origin in Japan. PM Narendra Modi, Japanese PM Shinzo Abe lay foundation stone for bullet train Foundation stone of India’s first high-speed rail (bullet train) project was jointly laid by Prime Minister Narendra Modi and his Japanese counterpart Shinzo Abe at Sabarmati Station ground in Ahmedabad. Mumbai to Ahmedabad High Speed Rail (MAHSR) Project is joint venture between Indian Railways and Japan’s Shinkansen Technology. 1. The overall estimated cost of the Mumbai- Ahmedabad Bullet Train Project is Rs 1.1 lakh crore, out of which Japan International Cooperation Agency (JICA) will provide a Soft Loan of Rs. 88,000

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8. For most of its route — 471 km out of 508 km, train  Agreement for International joint exchange will run at elevation of 18 metres — primarily to programme between interdisciplinary theoretical and ensure it travels over the existing railway route mathematical sciences programme, RIKEN and 9. The remaining 37 km includes 7 km undersea stretch National Centres for Biological Sciences between Thane and Vasai and 15 km underground India, Japan sign $76 mn loan deal route in Mumbai India signed a loan deal worth $76 million with Japan 10. It will be India’s longest tunnel (around 21-km-long) International Cooperation Agency (JICA) for a project to – that will be dug between Boisar and Bandra Kurla upgrade the environment management plan at Alang-Sosiya Complex (BKC) in Mumbai ship recycling yards in Gujarat. The total cost of the project 11. High Speed Rail Institute:Both leaders also laid will be $111 million, out of which $76 million will be provided foundation stone of High Speed Rail Institute to be as soft loan from JICA. Out of the remaining amount, $25 set up at Vadodara (Gujarat) million as taxes and fees will be borne by the Gujarat 12. India’s second bullet train project: The Indian government and the balance $10 million will be shared by the Railways will launch country’s second high-speed Shipping Ministry and the state government The project will train project between Delhi and Amritsar (Punjab) be executed by Gujarat Maritime Board (GMB) and is likely via Chandigarh to be completed by 2022 13. The project will be completed by 2024 Japan and North East Japan will extend a loan of Rs 2,239 crore to India for ‘North East Road Network Connectivity Improvement Project’ to TH INDO-JAPAN improve the National Highway 40 (NH-40) and construct a 2. 12 bypass on NH-54 in the Northeast. The project is expected to contribute to the improvement of the intra-regional and SUMMIT international connectivity through regional economic development. During this 12th Indo -Japan submit 15 key agreements and MoU’s were signed between India and Japan.  MoU on International Academic and Sports Exchange 3. PRADHAN MANTRI  MoC in field of Japanese Language Education in India  Exchange of RoD on Civil Aviation Cooperation SAHAJ BIJLI HAR GHAR (Open Sky)  MOC between Ministry of Home Affairs and YOJANA Cabinet Office of Japan Ministry of Power launched Pradhan Mantri Sahaj Bijli Har  India-Japan Investment Promotion Road map Ghar Yojana –”Saubhagya” with an aim at providing last between DIPP and METI mile electricity connectivity to all rural and urban households.  MoU between DBT and National Institute of Under the scheme, government will provide free electricity Advanced Science & Technology (AIST) to all households identified under Socio-Economic and Caste  Arrangement between India Post and Japan Post Census (SECC) data 2011. for the Implementation of Cool EMS service  MoU between RIS and IDE-JETRO for promotion of Cooperation in Research Related Activities Power point  MOC between METI and Gujarat on ‘Japan-India  Provide electricity conection to every household by December 2018. special programme for Make In India’ in Mandal  Rs 16,320 crore Saubhagya Scheme to provide free Bechraj-Khoraj in Gujarat electricity connection to 4cr families.  India-Japan Act East Forum: To enhance  Those not in beneficiary list can get a connection for small connectivity and promote developmental projects fee. in North East India in efficient and effective manner  ONGC to use 100cr start-up fund to devlop user friendly  Joint Research Contract India’s Department of electric cooking appliance Biotechnology (DBT) and between National  Target to cut Oil imports by at least10% by 2022 Institute of Advanced Industrial Science & Technology (AIST), Japan

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 Electricity connections will be given to APL families Five banks of Brics nations sign pact for credit lines: report for Rs 500, which will be payable in 10 equal monthly Five banks of the Brics Bank Cooperation Mechanism have instalments. agreed to establish credit lines in the national currencies and  The BPL cardholders will get free electricity cooperate on credit ratings. Brazilian Development Bank connections. (BNDES), Vnesheconombank, Export-Import Bank of India,  The total outlay of scheme is Rs. 16, 320 crore while China Development Bank and Development Bank of South Gross Budgetary Support (GBS) is Rs. 12,320 crore Africa (DBSA) have signed an agreement to establish credit  The Central Government will provide largely funds lines in the national currencies, as well as a memorandum of for the Scheme to all States/UTs.... cooperation on credit ratings.  The States and Union Territories are required to Construction of BRICS bank headquarters starts in complete works of household electrification by 31st Shanghai of December 2018. A foundation stone laying ceremony for the construction of  For covering un-electrified households located in the permanent headquarters building of the BRICS New remote and inaccessible areas, solar power packs Development Bank (NDB) was held on September2 in of 200 to 300 Wp with battery bank,comprising of 5 Shanghai, China. LED lights, 1 DC fan, 1 DC power plug. It also The building is expected to become a landmark building along includes the Repair and Maintenance (R&M) for 5 Huangpu River. years. China announced $80 million funding plan for BRICS :  The Rural Electrification Corporation Limited (REC) On 4thSeptember, 2017 Chinese President Xi JinPing will be nodal agency for operationalisation of announced that China will give 500 million yuan ($76.4 million) scheme throughout country. for BRICS economic and technology cooperation plan, and  For easy & accelerated implementation of Scheme, another $4 million for projects at the BRICS countries’ New modern technology will be used for household Development Bank. survey by using Mobile App. About BRICS :  Gram Panchayat/Public institutions in rural areas 1. BRICS is made up of China, Brazil, Russia, India will be authorised to collect application forms along and South Africa. with complete documentation, distribute bills and 2. The first BRIC Summit was held inYekaterinburg, collect revenue in consultation with Panchayat Raj Russia. Since then, the Summit has become an Institutions (PRIs) and Urban Local Bodies (ULBs). annual event. 3. In December 2010, China, as the Chair,invited South Africa to join BRIC and attend the Summit in Sanya, TH China. BRIC expanded to include 5 countries and 4. 9 BRICS SUMMIT the acronym changed into BRICS. 4. BRICS has become an important platform for The 9th edition of the BRICS summit was held in the city of cooperation among emerging markets and Xiamen in China. This is the second time that the summit developing countries. was hosted in China, the last one being in the year 2011. At New Development Bank the end of the BRICS summit, the leaders leaders adopted  The New Development Bank (NDB), formerly the Xiamen declaration which contained various diplomatic referred to as the BRICS Development Bank, is a and cooperative guidelines. The theme of this summit was multilateral development bank established by the ‘Stronger Partnership for brighter Future.’ BRICS states (Brazil, Russia, India, China and South The 4 major documents signed at the event were : Africa).  Strategic Framework of BRICS Customs  According to the Agreement on the NDB, “the Bank Cooperation shall support public or private projects through  BRICS Action Plan for Innovation Cooperation loans, guarantees, equity participation and other (2017-2020) financial instruments.” Moreover, the NDB “shall  BRICS Action Agenda on Economic and Trade cooperate with international organizations and other Cooperation financial entities, and provide technical assistance  MoU between BRICS Business Council and New for projects to be supported by the Bank.” Development Bank on Strategic Cooperation:  The initial authorized capital of the bank is $100 bln divided into 1 mln shares having a par value of $100,000 each. The initial subscribed capital of the

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NDB is $50 bln divided into paid-in shares ($10 bln) The human rights abuses by Myanmar’s authorities have and callable shares ($40 bln). forced tens of thousands of Rohingya Muslims to flee the  The initial subscribed capital of the bank was equally country in the last five years. Given the contiguity of land distributed among the founding members. The borders, the majority of them entered Bangladesh. Some also Agreement on the NDB specifies that the voting fled to Malaysia, Indonesia and Thailand in boats. Porous power of each member will be equal to the number Indian borders were exploited to enter India as well. As per of its subscribed shares in the capital stock of the government figures, some 40,000 Rohingya are in India. While bank. about 20,000 have settled down in the Jammu and Ladakh  NDB is currently headquartered in Oriental Financial regions, the others have migrated to various parts of the Centre in Shanghai in China. The first regional office country, including the National Capital Region (NCR). of the NDB will be opened in Johannesburg, South Having been bled for almost three decades by Pakistan- Africa. sponsored terror groups, the government has  K. V. Kamath is the President of the bank. understandably called the Rohingya presence a ‘security threat’. Intelligence agencies say they have credible evidence to prove that efforts are already on by the Islamic State, Al 5. ROHINGYA Qaeda, ISI and Pakistan-based terror outfits to subvert members of this displaced community. The threat may be real even now, the arrest of British national Samiun Rahman REFUGEE CRISIS by Delhi Police on September 17 and his confessions reinforce NEEDS A BALANCED the government’s claims that the Rohingya refugees have the potential to seriously vitiate our internal security canvas. APPROACH The Indian stand on deporting the Rohingya is justified in the backdrop of its national security concerns. A stable and The Rohingya issue has become a massive humanitarian peaceful internal security environment is of ‘vital interest’ to crisis with over 4 lakh people fleeing the areas along the all nations. However, as an emerging regional power, India is Myanmar-Bangladesh border. They started taking refuge in also expected to shoulder additional responsibilities and lead the neighbouring countries, mostly through illegal means. various initiatives of common interest. India’s approach, Thousands of Rohingya have been fleeing Myanmar, therefore, has to be multi-dimensional and balanced, one especially after the August 25 violence in Western Myanmar. that allows us to not just safeguard our security interests The United Nations High Commissioned Refugee (UNHCR), but also showcase us as a responsible international player. which places them among the “the most vulnerable groups It is imperative that-given the internal and external of the forcibly displaced” has said a total of 87,000 Rohingyas ramifications-there is greater coordination between the have arrived in Bangladesh as of September 4, 2017. ministry of external affairs and the home ministry to effectively Rohingya are an ethnic group, largely comprising Muslims, deal with the issue and ensure it does not acquire communal who predominantly live in the Western Myanmar province dimensions. of Rakhine. They speak a dialect of Bengali, as opposed to While national interests and security objectives are non- the commonly spoken Burmese language. negotiable, the fate of the 40,000 Rohingya in India should The crisis has unfolded at a time when India and Myanmar be decided based on the apex court verdict. The are working towards building a strong relationship, especially government’s decision to airlift relief material to help after PM Narendra Modi’s three-day visit to the country in Bangladesh (operation insarcy at) deal with the 400,000 September, where he committed to help Myanmar in its nation- refugees there augurs well for us and should continue with building process. greater visibility. Meanwhile, there is a need to build What had started off as an internal ethnic-cum-political international pressure on Myanmar to refrain from the use of problem has now started spreading its tentacles into the excessive force. The international community should also other South Asian countries, particularly Malaysia, Thailand, collectively urge Myanmar to set up ‘safe zones’ for the Bangladesh, Vietnam and India. After the Rohingya Muslims Rohingya in the Rakhine state. Since the Myanmarese army started revolting against the Myanmar military, majorly due still retains sweeping powers there, existing mechanisms for to excessive human rights violation, the government branded defence cooperation should also be optimally leveraged by them as a militant outfit. Due to this stance of the Myanmar all countries to further diplomatic initiatives on the issue. government, other countries in the region also started viewing them as a terror group that is fighting for a separate nation.

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It’s about time the ‘Free Movement Regime’ along the India- i. The Handmaid’s tale produced by Hulu (online Myanmar border, which allows free trans-border movement video streaming network) won the Outstanding of people from both sides up to a depth of 15 km, is revisited. Drama Series Award. This has been exploited by terrorists and other inimical ii. This is the first time in Emmy Awards’ history a elements to carry out illegal activities like gun-running, series from an online streaming network wins the currency racketeering, and drug and human trafficking. A Outstanding Drama Series Award among television fence, duly supplemented by effective surveillance and series. interception capabilities, must come up at the earliest to plug iii. The Handmaid’s tale is based on Margaret the porous border. As a nation, we citizens also have to Atwood’s novel. become more security conscious. Isn’t it intriguing that Television programs were awarded under the following Rohingya settlements have come up with impunity in and categories: around the sensitive township of Jammu? It could well be a Outstanding Comedy Series – Veep (HBO) part of a sinister design, and as such needs to be investigated. Outstanding Drama Series – The Handmaid’s Tale (Hulu) It is disheartening to note here that a national security interest Outstanding Variety Talk Series – Last Week Tonight with is being politicised. There are other issues on which political John Oliver (HBO) parties can lock horns with the government, if necessary. Outstanding Variety Sketch Series – Saturday Night Live Article 51 A of our Constitution, while laying down the (NBC) fundamental duties, calls upon all citizens of India to ‘uphold Outstanding Limited Series – Big Little Lies (HBO) and protect the sovereignty, unity and integrity of India and Outstanding Television Movie – Black Mirror: “San defend the country... when called upon to do so’. The greatest Junipero” (Netflix) service any citizen can render is to remain wedded to the Outstanding Reality-Competition Program – The Voice idea of national security interests. A nation that is on an Leading actors were awarded under the following upward trajectory cannot afford to ignore the nefarious categories: designs of the ISI or terrorist groups in India. Therefore, Outstanding Lead Actor in a Comedy Series – Donald Glover while showing our humanitarian concern towards the Outstanding Lead Actress in a Comedy Series – Julia Louis- displaced community, we would do well to ensure that our Dreyfus approach retains the primacy of national security interests. Outstanding Lead Actor in a Drama Series – Sterling K. Brown Outstanding Lead Actress in a Drama Series – Elisabeth Moss TH 6. 69 PRIMETIME Outstanding Lead Actor in a Limited Series or Movie – Riz Ahmed Outstanding Lead Actress in a Limited Series or Movie – EMMY AWARDS 2017 Nicole Kidman On 17th September 2017, the 69th Annual Prime Time Emmy Supporting actors were awarded under the following Awards ceremony took place at the Microsoft Theater in categories: Los Angeles, California, United States. Outstanding Supporting Actor in a Comedy Series – Alec Emmy Awards 2017: Baldwin  The Annual Prime Emmy Awards honours the best Outstanding Supporting Actress in a Comedy Series – Kate US television programmes broadcasted from June McKinnon 1, 2016 to May 31, 2017. Outstanding Supporting Actor in a Drama Series – John  The award winners were chosen by the Academy Lithgow of Television Arts & Sciences.The ceremony was Outstanding Supporting Actress in a Drama Series – Ann hosted by Stephen Colbert. Dowd  The 69th Primetime Creative Arts Emmy Awards were Outstanding Supporting Actor in a Limited Series or Movie held on 9th September 10th September 2017. – Alexander Skarsgard The Handmaid’s Tale becomes first online series to win Outstanding Supporting Actress in a Limited Series or Movie Outstanding Drama Series Award: – Laura Dern Emmy award 2017-Hand maid 

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meet the minimum required CET1 ratio of 4.50% by 2019.  According to Basel III capital and liquidity rules, all banks must have a minimum CET1 to ECONOMY risk-weighted assets (RWA) ratio of 4.50% by 2019. RBI to regulate peer-to-peer lending firms  According to a government of India notification, all the peer-to-peer lending (P2P) platforms will be treated as non-banking financial companies (NBFCs) and will be brought under the ambit of the banking regulator.  The Reserve Bank of India’s recent move to regulate peer-to-peer (P2P) lending platforms as non-banking financial companies (NBFCs) has created a grey area of sorts, spelling RBI IN NEWS trouble for thousands of direct selling agents (DSA) or direct marketing agents (DMAs). RBI adds HDFC among banks too big to fail with SBI, ICICI Singapore based DBS Group Holdings received  The Reserve Bank of India (RBI) has added private RBI’s approval to provide Banking Services lender HDFC Bank to its list of “domestic  The Banking Sector Regulator RBI has approved systemically important banks” (D-SIBs) considered the proposal of Singapore based DBS Group too big to fail. Holdings to provide Banking Services in the  With this, the bank has joined State Bank of India Country through a Wholly Owned Subsidiary (SBI) and ICICI Bank Ltd, which have been tagged (WOS). as D-SIBs or “too-big-to-fail” for the third  The RBI had in 2013 issued guidelines for Foreign consecutive year. Banks to operate in India as Wholly Owned  The RBI had issued the framework for dealing with Subsidiary structure for providing Banking Services. D-SIBs in July 2014.  The DBS (Development Bank of Singapore) Group  The D-SIB Framework requires the Reserve Bank to Holdings had applied for license to RBI in 2014 and disclose the names of banks designated as D-SIBs since then it was pending with the Finance Ministry. every year in August starting from August 2015.  It is to note that, DBS India was the first Singapore  The first list was released in 2015, in which SBI and Bank to set up a Representative Office in 1994 and ICICI Bank were named systemically important. was upgraded to a Formal Bank Branch in 1995.  The D-SIB categorisation imposes additional capital  It is currently the largest Singapore Bank in India requirements on the banks classified as such. and India’s fifth largest Foreign Bank by Assets.  The additional Common Equity Tier 1 (CET1) RBI to Introduce Rs 100 Coin requirement for D-SIBs will become fully effective The Reserve Bank of India will introduce 100 rupees coin to from April 1, 2019. D-SIB surcharge for HDFC Bank mark the 100th birth centenary of Late Dr. M G Ramachandran. will be applicable from April 1, 2018, DEFINITION of ‘Common Equity Tier 1 (CET1)’ Ujjivan Small Finance Bank Receives Scheduled  A component of Tier 1 capital that consists mostly Bank Status by RBI of common stock held by a bank or other financial  The Ujjivan Small Finance Bank has received the institution. Common Equity Tier 1 (CET1) is a capital scheduled bank status from RBI (Reserve Bank of measure that was introduced in 2014 as a India). A wholly-owned subsidiary of Ujjivan precautionary measure to protect the economy from Financial Services Ltd. a financial crisis. It is expected that all banks should

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 Ujjivan SFB started these operations like a Small Index Series at the London Stock Exchange, providing the Finance Bank with impact from 1st February 2017. global investor community and other market participants the  At the present time, Ujjivan SFB has 65 full-fledged tools they need to analyse India’s bond market. brick as well as mortar branches in 8 states and 2 SBI Card to offer pre-approved cards to SBI Union Territories. customers  It plans for converting 160 existing branches & 29 SBI Card, the second largest credit card selling company new URCs (Unbanked Rural Centres) by the end of after HDFC Bank is all set to offer pre-approved cards to FY 2017-18 along with the remaining branches will customers of its parent State Bank of India. It has entered be converted over a period of 2 years in line with Reserve Bank of India approval. into a tripartite agreement with SBI and India’s first credit bureau TransUnion Cibil to this end. The agreement will allow  Samit Ghosh, MD & CEO of Ujjivan SFB the credit bureau to check the credentials of SBI customers  Headquarter of Ujjivan SFB- Bengaluru, Karnataka. and SBI Card to leverage the data. SBI IN NEWS OTHER BANKS SBI Life Insurance gets SEBI approval for Rs Airtel Payments Bank adds UPI on its platform 8,400 crore IPO Airtel Payments Bank has become the first payments bank in  SBI Life Insurance has received approval from the India to integrate the Unified Payments Interface (UPI) on its Securities and Exchange Board of India for an IPO digital platform. This will add to customer choice and of up to Rs 8,400 crore ($1.3 billion), with launch convenience for making secure digital payments to online/ targeted for the September 20-22 period. offline merchants and making instant money transfers to any  The IPO will involve 120 million secondary shares, bank account in India. or 12% of the insurer’s equity capital. Unified Payments Interface (UPI)  State Bank of India, which currently owns 70.1% of  Unified Payments Interface (UPI) is a payment the insurer, will sell 80 million shares and BNP system launched by National Payments Corporation Paribas Cardif, holder of a 26% will sell 40 million. of India and regulated by the Reserve Bank of India What is an ‘Initial Public Offering - IPO’ which facilitates the instant fund transfer between An initial public offering (IPO) is the first time that the stock two bank accounts on the mobile platform. of a private company is offered to the public. IPOs are often  UPI is built over Immediate Payment Service (IMPS) issued by smaller, younger companies seeking capital to for transferring funds using Virtual Payment expand, but they can also be done by large privately owned Address (a unique ID provided by the bank), companies looking to become publicly traded. In an IPO, the Account Number with IFS Code, Mobile Number issuer obtains the assistance of an underwriting firm, which with MMID (Mobile Money Identifier), Aadhaar helps determine what type of security to issue, the best Number, or a one-time use Virtual ID. An MPIN offering price, the amount of shares to be issued and the (Mobile banking Personal Identification number) is time to bring it to market. required to confirm each payment. SBI launches chatbot to assist customers  UPI is also being provided as a USSD service. Users  SBI is currently beta-testing its intelligent assistant could access the service by dialing the code *99#. called SIA – SBI Intelligent Assistant. The various services provided are categorized as  SIA is a chatbot which is aimed at handling follows, customer queries & help guide them through  Financial Services-1- Fund Transfer, 2- Send Money, various retail products & services offered by SBI. 3- Request Money  Chatbot has been developed by Allincall, a startup  Non-financial services-1- Balance Enquiry,2- Change backed by IIT B. It makes use of machine learning MPIN & bot experience to be able to respond to customer  Service charges- Users are charged Rs 0.50 / session. queries. HDFC Bank’s ‘Eva’ becomes India’s smartest SBI launches FTSE SBI Bond Index series in chatbot London Artificial Intelligence (AI)-based chatbot ‘Eva’ — built for State Bank of India and FTSE Russell, a global index and HDFC Bank by Bengaluru-based Senseforth AI Research — data provider have announced the launch of FTSE SBI Bond has successfully addressed over 2.7 million customer queries

9 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017 in six months to become the country’s largest banking Ujjivan Bank to replace loans with certificate chatbot. deposits a) Ujjivan Small Finance Bank has said that it will bring NTPC signs Rs. 3,000-cr term loan agreement with down its cost of funds by up to 150 basis points ICICI Bank during the current financial year by replacing 75%  State-owned NTPC has signed a term loan of its bank loans with borrowings using money agreement for Rs 3,000 crore with ICICI Bank for market instruments including certificate of deposits. partially funding its capital expenditure. b) The decision follows the grant of a scheduled bank  The loan which has a door-to-door tenure of 15 status to Ujjivan. Ujjivan, which operated a years will be utilised to part finance the capital microfinance business received a licence to operate expenditure of NTPC. as a small finance bank earlier this year.  NTPC had commissioned 3,845 MW capacity and What is a ‘Certificate Of Deposit - CD’:A certificate of deposit added 2,190 MW to its commercial capacity during (CD) is a savings certificate with a fixed maturity date, 2016-17. The installed capacity of the group was specified fixed interest rate and can be issued in any 51,671 MW as on July 31 and has over 28,000 MW denomination aside from minimum investment requirements. of capacity under construction. A CD restricts access to the funds until the maturity date of ItzCash partners with HDFC Ergo for general the investment. CDs are generally issued by commercial insurance products banks and Financial institutions like IFCI. Mumbai based digital payments company and financial Minimum size: Certificate of deposit should have a minimum exchange Ebix’s ItzCash, has partnered with non life insurance amount of Rs 1 lakh. This is the minimum amount and that provider HDFC ERGO to offer general insurance products too by single issuer. It has to be in multiples of Rs 1 lakh through its physical retail outlets. With Ebix’s major play as thereafter. one of the world’s largest insurance exchange, this Maturity period: The maturity period depends on the type association will further strengthen ItzCash’s position in the of investor one is. For CDs issued by banks the maturity Financial Exchange market. period should not be less than 7 days and not more than one year. Aksh Optifibre bags contract with Bank of Baroda In accord with Prime Minister Narendra Modi’s mission of PNB, BSNL join hands for mobile wallet Speedpay ‘Banking for Everyone and Financial Inclusion’, Aksh rollout Optifibre plans to setup 5,000 banking kiosks through its a) Punjab National Bank and state-run firm BSNL have flagship services arm “1 STOP AKSH” as the national level teamed up to roll out open mobile wallet Speedpay bank correspondent for Bank of Baroda. Under “1 STOP across 10 states in the country. AKSH “ the company is operating 10,000 plus existing e- b) PNB’s Speedway wallet will operate like any other Mitra kiosks in Rajasthan, out of which 500 plus are already mobile wallet for paying bills, recharging phone serving as banking kiosks. besides its users will be able to deposit and withdraw money from authorised retail outlets. BOB joins hands with Finolex for easy finance to c) Sunil Mehta is the MD & CEO of Punjab National farmers Bank. PNB is headquartered in New Delhi. Bank of Baroda and Finolex Plasson Industries join hand in order to finance farmers for installation of Micro Irrigation IIM-Lucknow, Yes Bank tie up for climate system. awareness Indian Institute of Management Lucknow (IIM-L) and Yes Freyr Energy ties up with Axis Bank Bank have signed a charter to help spread ‘Climate Literacy,’  Solar energy services company Freyr Energy has aiming to achieve sustainable development through shared tied up with Axis Bank to provide loans for solar learning. The bank will support IIM-L in updating its two- rooftop installations in Telangana and Andhra year course curriculum. Rana Kapoor, managing director Pradesh. and CEO of YES Bank having Headquarter at Mumbai  Loan amount is between from Rs 5 lakh to Rs 50 lakh for a period of 5 years. Bharat Financial, IndusInd Bank sign exclusive  The loans will be given to MSMEs and self- merger talk deal employed individuals to install Freyr rooftop solar plants for industrial and commercial purposes.

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Bharat Financial Inclusion Limited (BFIL), formerly SKS Micro Loan amount will be disbursed within a short Microfinance, has signed an exclusivity agreement for a span of 3 to 5 days. potential merger with IndusInd Bank. The deal will bring a  The Amazon India had launched this Programme in degree of business stability for the microfinance company, 2016 under which it had tied with Yes Bank and which has witnessed periodic surges in risk and uncertainty Mumbai based NBFC Capital First to provide a Loan since 2010. Amount to its Sellers ranging between Rs. 5 lakhs and Rs. 2 crores. Karnataka Bank reduces one year MCLR a) Karnataka Bank has reduced its One Year MCLR by Fino Payments Bank launches mobile banking app 5 bps to 8.85% p.a. with effect from 01 Sep 2017. In a bid to help develop the fintech ecosystem in India, Fino b) To support women entrepreneurs, the Bank has also Payments Bank has launched its mobile banking app called decreased the rate of interest on its KBL-Mahila BPay. Fino, which started its banking operations in July with Udyog Scheme to 9.90% with effect from 01 410 branches and 25,000 access points, aims to make banking September 2017. easy for millions of under banked people in India c) The Bank is also offering housing loan upto Rs 75 lakh at a competitive interest rates of 8.60% p.a. HSBC tied up with Sa-Dhan to develop Digital (linked to 6 months MCLR of the Bank). Ecosystem for India’s Unbanked Segment  HSBC Bank has entered into an Agreement with the ICICI Lombard gets SEBI nod for IPO Microfinance Industry Association Sa-Dhan to ICICI Lombard General Insurance Company has got SEBI’s develop Digital Ecosystem for India’s unbanked go-ahead for its estimated Rs 6,000 cr IPO, which could be Segment the first by a general insurer in the country. ICICI Lombard,  The Bank will provide Technology expertise to Train which is India’s largest private sector non-life insurance firm, and Educate Microfinance Consumers at Grassroots had filed its draft proposal on 14 July. level and introduce Digital Banking to promote easier and time-efficient Financial Transactions. ADB and IndusInd Bank partnered to provide  HSBC will run a pilot in West Bengal, Punjab, Finance to Women Borrowers Karnataka & Maharashtra, benefiting 1200  Manila based Asian Development Bank has signed consumers by creating digital hubs with POS a Loan of $ 200 million with IndusInd bank to provide Machines and Internet Connectivity. Finance to low income women borrower in Rural India. OTHER FINANCIAL NEWS  The loan will be provided for a period of seven years and aims to reach an additional 2lakh low income Airtel launches GST Advantage for small women members by 2020. businesses   IndusInd Bank is a Private Commercial Bank Airtel Business, the B2B arm of telecom major Bharti founded by Hinduja Group established in 1994 with Airtel, has launched Airtel GST Advantage — a headquarters at Mumbai. Romesh Sobti is the solution designed to enable small businesses and incumbent CEO. start-ups to file their GST returns “accurately, securely and seamlessly.” Amazon tied up with Bank of Baroda to offer Micro  Launched in partnership with ClearTax, Airtel GST Loans to Sellers Advantage enable customers to upload their  The Indian Arm of US e-Commerce and Online returns without worrying about bandwidth charges. Marketplace Amazon India has tied up with the Bank  Airtel has also published a GST Knowledge Bank, of Baroda to provide unsecured Micro-Loans developed by tax experts, which aims to empower between Rs. 1 lakh and Rs. 25 lakhs at a low Interest all Airtel Business customers with an in-depth Rates between 10.45 % and 11 % ensuring that the information about GST. Sellers on the Amazon platforms have adequate  Sunil Mittal is the Chairman of Airtel while Gopal Working Capitals. Vittal is the CEO of Airtel.  The Micro Loan Arrangements will be extended to Sellers registered under the Amazon India as a part In a historic first for India, forex reserves cross $400 billion of “Sellers Lending Programme”, under which the

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 For the first time ever, forex exchange reserves  As per current practice, an e-Signature of the e- crossed the $400-billion mark as on September 8 to Insurance Account (eIA) holder on the Application reach $400.727 billion, data from the Reserve Bank form for Opening the Account is considered as a of India show. valid Authentication.  Most of the reserves — about $376.20 billion — are  The Insurance Regulator has also said that e-PAN held in foreign currency assets such as the US dollar, facility offered by NSDL for compliance to the Know euro, pound sterling, Japanese yen, etc, and is Your Customer (KYC) and Anti-Money Laundering valued in terms of the American greenback. (AML) has been discontinued.  The value of gold in the total reserves was about  It is to note that, One time password (OTP) is $20.7 billion, while the Special Drawing Rights (SDR) generated by Computer and sent on Mobile Phone/ of the International Monetary Fund (IMF) stood at e-Mail to authenticate a Transaction. T.S.Vijayan is $1.5 billion. the Chairman of IRADI having headquaters at  The reserve position in the IMF, which is the quota Hyderabad.IRADI is a Statutory corporation. allotted to India minus the IMF’s rupee holding, BharatQR launched by Visa, Billdesk across 50 was $2.3 billion. utility service providers UIDAI extends deadline for banks to set up  Digital payments network Visa has partnered with enrollment centres payment gateway entity BillDesk, to enable around  The Unique Identification Authority of India 59 service providers to start accepting BharatQR (UIDAI) has extended the deadline for establish payments. Aadhaar enrolment centres by Public sector and  This partnership would enable a major shift towards private banks within their premises till September pushing of bill payments into digital mode especially 30, 2017. through QR codes.  As per Aadhaar (Enrolment & Update) Regulations  Bharat QR code will use QR codes system for 2016 bank has the target of setting up of enrollment payments across all merchant outlets. It is the and update centres in 10% of its branches by world’s first interoperable payment system. September 30, 2017.  Bharat QR code has been developed jointly by  In simple terms, if a bank has 100 branches, and National Payments Corporation of India (NPCI), Aadhaar updatation centres are not established it Visa, MasterCard and American Express under at least 10 branches by September, the bank will instruction from Reserve Bank of India (RBI). have to pay a penalty of Rs 20,000 per branch.  It works as common interface for the MasterCard/  If the centre was supposed to be set up in at least Visa/RuPay platforms and also facilitate acceptance 10 branches, and has been established in only five, of Aadhaar-enabled payments and Unified then the penalty would be Rs 20,000 each for five Payments Interface (UPI). remaining branches. What is QR code?  Ajay Bhushan Pandey, CEO of UIDAI (Unique The QR code or Quick Response code is a two-dimensional Identification Authority of India) machine-readable code, which is made up of black and white squares and is used for storing URLs or other information. IRDAI allowed OTP for opening Online Insurance These can easily be read by the camera of a smartphone. Account How to use the Bharat QR code:  The Insurance Market Regulator Insurance  A consumer will simply have to open his/her banking Regulatory and Development Authority of India app or BHIM app in their phones. (IRDAI) has permitted validation by One Time  Then, they need to scan the merchant’s QR code Password (OTP) for opening e-Insurance Account and enter the amount that they have to pay the (eIA) through Online/Electronic means as an vendor. alternative to Electronic Signature.  Lastly, they will have to enter the four-digit code to  The IRDAI further directed that Insurers can perform authenticate the transaction. the Verification of the Client through e-KYC  Once the transaction is complete the said amount authentication facility provided by UIDAI as a part will directly be credited into the merchant’s account. of its ongoing effort to improve Insurance  Both the merchant as well as the customers will Penetration. receive instant notification regarding the same.

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 This method would eliminate the need of PoS The Reliance Industries Limited retained the status of the machines on a merchant outlet. Country’s most valuable firm in terms of Market Valuation of Financial Resolution and Deposit Insurance Bill, Rs. 4,66,600 crore. Tata Group’s TCS has been place at the 2017 presented for Examination Second place. TCS had replaced RIL as the Most Valued Firm before four years ago.  The Financial Resolution and Deposit Insurance Bill, 2017 referred to a Joint Parliamentary Committee HDFC Bank is still India’s most valuable brand: of the both Houses under the Chairperson of Brandz ranking Bhupender Yadav, the Member of Parliament for According to research agency Kantar Millward Brown, HDFC examination and presenting a report to the Bank retained its No 1 position in the BrandZ India top 50, Parliament. doubling its brand value since 2014 with a sustained focus  The Bill seeks to provide for the Resolution of on improving services. The bank has retained the top slot certain categories of Financial Service Providers in for the fourth year in a row. distress, the Deposit Insurance to Consumers of certain categories of Financial Services, designation Rs 7,900 crore Penalty on Vodafone For Tax Dues of Systemically Important Financial Institutions and  The Income Tax Department has imposed Rs 7,900 establishment of a Resolution Corporation for crore penalty on the tax demand of the same amount protection of Consumers of Specified Service on a unit of billionaire Li Ka-shing’s CK Hutchison Providers and of Public Funds for ensuring the Holdings Ltd. over its decade-old sale of mobile Stability and Resilience of the Financial System and phone business in India to Vodafone Group Plc. for matters connected therewith.  Vodafone had in 2007 acquired 67% stake in the  The proposed Legislation together with the mobile-phone business owned by Hutchison Insolvency and Bankruptcy Code, 2016 is expected Whampoa, now part of CK Hutchison. to provide a Comprehensive Resolution Mechanism GoM to monitor, resolve IT challenges faced in for the Economy. implementation of GST Facts about FRDI Bill, 2017  Union Finance Minister Arun Jaitley has constituted  On 17 June 2017, the Union Cabinet chaired by PM a Group of Ministers to monitor and resolve the IT Narendra Modi had approved the Financial challenges faced in the implementation of Goods Resolution and Deposit Insurance Bill, 2017 (FRDI and Services Tax (GST). The GoM will be headed Bill, 2017) to be introduced in the Parliament. by Bihar Deputy Chief Minister Sushil Kumar Modi  The FRDI will provide a Comprehensive Resolution and assisted by the Chairman and CEO of GST framework to deal with Bankruptcy situations in Network. Financial Sector entities such as Banks and  Besides, a Committee on Exports has also been Insurance Companies. constituted under the convenorship of Revenue  The FRDI Bill, 2017 is similar to the Insolvency and Secretary Hasmukh Adhia. The committee will look Bankruptcy Code, 2016. into the issues of exports and recommend the GST  It is to note that, during Union Budget 2016-17, the Council a suitable strategy for helping the sector in Union Finance Minister Arun Jaitley had announced the post-GST scenario. the introduction of a “Comprehensive Code on resolution of Financial Firms” aims to inculcate SEBI bans Orion Capital, Orion Broking from discipline among Financial Service Providers in the mkts for 10-yrs event of Financial Crises by limiting the use of Public Markets regulator SEBI barred Orion Capital as well as Orion Money to bail out distressed entities. Accordingly, Broking and their partners from the securities markets for 10 Ajay Tyagi Committee was constituted on 15 March years for failing to redress several investor grievances 2016 to draft and submit the Bill on the aspect to pertaining to non- settlement of funds due to the clients. Protect Customers of Financial Service Providers in Fincare starts operations with 25 branches times of Financial Distress.  Fincare Small Finance Bank, earlier known as Disha Reliance Industries retained as Country’s most Microfin, kickstarted its banking operations with Valuable Firm about 25 branches across Gujarat, Tamil Nadu, Karnataka and Andhra Pradesh.

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 This forms about 15 per cent of the bank’s existing and digital transformation around Informatica and other balance sheet of Rs 2,000 crore, which includes Rs similar enterprise data management stacks. 1,350 crore as loans and advances and Rs 450 crore CASHe ties up with Paisabazaar for quicker loan as investments. disbursals  CEO of FIncare-Rajeev Yadav Digital lending marketplace Paisabazaar, has tied up with  Headquarter of Fincare- Ahmadabad online lending platform CASHe to offer short term personal BRICS development banks agree on local loans on the Paisabazaar platform to salaried millennials, who currency lending otherwise do not qualify for credit from traditional banks  Five banks of the BRICS Interbank Cooperation and financial institutions. Naveen Kukreja, chief executive Mechanism (ICM) have agreed to establish local officer of Paisabazaar. currency credit lines and develop cooperation on Paytm Partners with NPCI credit ratings in the run-up to the forthcoming BRICS Paytm Payments Bank (PPB) has partnered with the National summit in China. Payments Corporation of India (NPCI) to launch a RuPay-  The agreement and memorandum were executed by powered digital debit card. the CEOs of Exim Bank of India, Brazil’s Banco Nacional de Desenvolvimento Economico e Social, PayU Ties up With IRCTC China Development Bank, Development Bank of Payment gateway provider PayU has announced its Southern Africa and Vnesheconom bank of Russia. collaborations with the IRCTC to provide users a safe and  China will give 500 million yuan ($76.4 million) for a secure option to pay for rail tickets booked via the IRCTC BRICS economic and technology cooperation plan, website and another $4 million for projects at the BRICS countries’ New Development Bank stated Chinese Exide Life, PMC Bank tie up President Xi Jinping. Exide Life Insurance has announced a partnership with Punjab & Maharashtra Co-operative Bank (PMC Bank) to offer its Reliance General Insurance Receives Nod protection and savings products to the latter’s customers. Reliance General Insurance, a wholly owned subsidiary of Reliance Capital, has received in-principle approval from IRDA Google acquires HTC’s Pixel team for $1.1bn for the process of its proposed IPO. The company offers a Google has announced to acquire part of the Taiwan-based wide range of general insurance products like fire, motor, HTC Corporation’s mobile division team for $1.1 billion. health, home, crop, travel etc. However, HTC will continue onward with its own smartphone business even after sending a good portion of its talent and Flipkart introduces ‘anti-theft’ packaging operations over to Google. E-commerce major Flipkart has developed India’s first “anti- theft” packaging to secure goods from in-transit theft and Tata Steel, Thyssenkrupp Sign MoU For A 50/50 tampering Joint Venture  Thyssenkrupp AG and Tata Steel Ltd. reached a Banks need $65 bn additional capital to meet tentative deal to merge their European steel Basel III norms: Fitch businesses in a bid to create the region’s second- According to Fitch Ratings, Indian Banks will require about largest producer and tackle overcapacity in the USD 65 billion in additional capital, to meet the new Basel-III industry. capital standards by March 2019 (financial year 2018-19) and  The German and Indian companies have signed a push loan growth. memorandum of understanding for the joint venture MERGER AND ACQUISITION to be named Thyssenkrupp Tata Steel, which will be equally owned by both parties. HCL acquires data management platform  It would be headquartered in the Amsterdam region Datawave of Netherlands. HCL Technologies has announced the acquisition of INVESTMENT & ALLOCATION automation-driven data management platform Datawave for an undisclosed sum. Datawave is a leading provider of data NDB approves $1.4 bn loan for projects in India, migration and integration solutions, focused on automation China, Russia

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Ahead of the BRICS summit, the New Development Bank provide working capital to Small and Medium (NDB) of the five-member group has approved USD 1.4 billion Enterprises (SMEs) by adding more banks as loans for sustainable development projects in China, India partners and Russia.  India has the largest base of SMEs in the world after China. However, Indian SMEs contribute only International Finance Corporation invests $10 mn 8-10 per cent to the GDP, compared to 60 per cent in in Power2SME China.  International Finance Corporation (IFC), a member of the World Bank Group, has invested $10 million $1 mn for flood relief in South Asia by Google as equity in e-commerce firm Power2SME that helps Lending a helping hand in the flood relief operations in India, small and medium companies buy raw materials at Nepal and Bangladesh, Google has committed $1 million to bulk prices and get working capital without NGOs Goonj and Save the Children. Apart from offering funds collateral. to the NGOs, Google’s crisis response team has also activated  IFC will also advise Power2SME to help it expand SOS alerts in the three countries. beyond its current 14 states, improve its ability to 

2. UN Secretary General should immediately send fact-finding mission to Myanmar. 3. All civilians, irrespective of religion and ethnicity, must be protected in Myanmar. For this, safe zones can be created inside Myanmar under UN super. 4. Sustainable return of all forcibly displaced Rohingyas in Bangladesh to their homes in Myanmar 5. Recommendations of Kofi Annan Commission Report must be implemented immediately, unconditionally and entirely. Rohingya  Rohingya is ethnic Muslim minority group, largely comprising Muslims living primarily in Myanmar’s western Rakhine state.  They practice a Sufi-inflected variation of Sunni Islam. Bangladesh PM Sheikh Hasina floats five-point  They differ from Myanmar’s dominant Buddhist groups religiously, ethnically and peace plan for Rohingya crisis linguistically. Bangladesh Prime Minister Sheikh Hasina has floated a five-  Myanmar considers Rohingya’s as illegal Bengali point peace proposal at United Nations to find a permanent immigrants, despite the fact that many of them have solution to Rohingya crisis. She called for immediate steps resided in Rakhine province of Myanmar for to end ethnic cleansing of Rohingya minority as it has centuries. deepened crisis along Bangladesh’s border with Myanmar WHO grants $175,000 for Rohingyas’ healthcare in Cox’s where over 430,000 refugees fleeing violence in Rakhine State Bazar: The WHO has released its first tranche of emergency since August 2017. funding of $175,000 to provide lifesaving healthcare to the Five-point proposal “vulnerable population” in Bangladesh’s Cox’s Bazar. 1. Myanmar must stop violence and practice of ethnic US to give $32mn in aid to Rohingya: The US will provide a cleansing in Rakhine State unconditionally, humanitarian aid package worth $32 million to the Rohingya immediately and forever. Muslim minority who have fled violence in Myanmar and crossed into neighbouring Bangladesh.

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Operation Insaniyat: Recently india has started operation  BRICS is an association of five major emerging Insaniyat by sending a fresh consignment of relief material national Economies established in 2009 with only to Bangladesh for the Rohingya refugees.Nearly 700 tonnes four members. Later, South Africa was included in of relief material were being loaded onbaord INS Gharial, a 2011 and its name was changed to BRICS. naval vessel, at the Kakinada deep water port in Andhra  The first formal BRIC summit was held in Pradesh for transportation to Chittagong in Bangladesh Yekaterinburg, Russia in 2009. China re-launches ‘the world’s fastest bullet train’ US Shuts down Pakistan’s Habib Bank over Terror  China has increased the maximum speed of bullet Financing trains on the Beijing-Shanghai line to 350 kilometres  The US Banking Regulator – Department of Financial (217 miles) per hour, six years after a fatal accident Services which regulates Foreign Banks operating led to a speed cap. in United States has ordered Pakistan’s Habib Bank  The speed limit had been reduced to 300 kilometres Limited (HBL) to shut down its New York Office for per hour after 40 people died in a high-speed train the offences for repeatedly failing to comply with crash near Wenzhou in July 2011. the norms for Terrorist Financing and Anti-Money  Now it has started operating the world’s fastest Laundering. bullet train, Fusing, between Beijing and Shanghai,  The Banking Services Regulator also slapped a fine the country’s busiest route. of $ 225 million. DRUZBA 2017: Pakistan, Russia hold joint  The Habib bank Limited has been operating in the military drill United States since 1978 and since 2006, it has permitted around 13,000 transactions with the Saudi The second edition of DRUZBA 2017 (Friendship-2017), a Arabia Private Bank Al Rajhi Bank, which reportedly joint military exercise between special forces of Pakistan and has links to Al-Qaeda. Russia was held in Minralney Vody, Russia. The joint exercise DRUZBA 2017 focused on counter-terrorism operations, Halimah Yacob appointed as first Woman and 8th hostage and rescue, cordon and search operation. President of Singapore 9th BRICS Summit, 2017 held in Xiamen, China  Singapore’s Presidential Board has elected Halimah  The ninth annual edition of BRICS Summit, 2017 Yacob as Singapore’s first Woman and 8th President of Singapore. was held in Xiamen, China between 03 September  Former President of Singapore Tony Tan Keng Yam and 05 September 2017 attended by heads of ended his six year term in August 2017. Government of the five member States such as  Michel Temer (President of Brazil), Vladimir Putin Halimah Yacob was also Singapore’s first Female Parliament Speaker appointed in Jan 2013. (President of Russia), Narendra Modi (Prime Minister of India), Xi Jinping (President of China) China banned initial coin offerings, calling them and Jacob Zuma (President of South Africa). illegal fundraising  It was the second time that the China hosted the  The People’s Bank of China is the central bank of BRICS Summit after 2011 Summit. the People’s Republic of China has banned  Theme of 2017 BRICS Summit – “BRICS : Stronger individuals and organizations from raising funds Partnership for Brighter Future”. through initial coin offerings (ICO), or launches of  To boost Commercial Ties among BRICS nations, digital currencies, saying the practice constituted four Agreements were signed during the Summit. illegal fundraising. These are BRICS Action Agenda on Economic and  Initial coin offering (ICO) is an unregulated means Trade Cooperation, BRICS Action Plan for of crowdfunding via use of cryptocurrency (digital Innovation Cooperation for 2017-2020, MoU currencies like bitcoin) and is applied by between BRICS Business Council and New cryptocurrency businesses as an alternative to the Development Bank on Strategic Cooperation and rigorous and regulated capital-raising process Strategic Framework of BRICS Customs required by venture capitalists, banks, or stock Cooperation. exchanges.  Johannesburg, South Africa to host 10th edition of BRICS Summit in 2018.

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 Crowdfunding is the practice of funding a project The International Atomic Energy Agency (IAEA) decided to or venture by raising monetary contributions from open the Low Enriched Uranium Bank in Kazakhstan. a large number of people Lebanon Adopts First Animal-Protection Law Prince Charles becomes longest-serving Prince Lebanese president Michel Aoun passed the country’s first of Wales animal welfare law. The legislature was the result of several Charles, the heir to Britain’s throne, has become the longest- years of lobbying by animal-rights nonprofit Animals serving Prince of Wales in history. The 68-year-old broke the Lebanon. The law sets forth penalties—up to four months in record of Queen’s Victoria’s oldest son Albert, who went on prison and fines up to LL100 million ($66,000)—for mistreating to become King Edward VII after holding the title of Prince of both companion and wild animals used for entertainment in Wales for more than 59 years before becoming monarch. zoos and circuses. Seychelles ratifies international solar alliance China to hold memorial for world’s oldest panda framework pact A memorial for the world’s oldest captive panda, Basi, who  Seychelles has become the ninth member to ratify died at the age of 37 in Fuzhou, was held on 16thSeptember. A the International Solar Alliance Framework 37-year-old panda equates to a 100-year-old human being. Agreement. Basi was the model for the 1990 Asian Games in Beijing’s  With this, the ISA will need the ratification of just 6 mascot Panpan. more countries to become a recognized inter- U.S. awards $25 million to the global fund to end governmental body. human trafficking  Once recognised, the ISA can embark on its task to The United States has announced $25 million award to the channelise $300 billion in 10 years to promote Global Fund to End Modern Slavery for transformational renewable energy projects under a global mega fund programmes around the world to reduce the prevalence of for clean energy.  The ISA was instituted to connect 121 solar- modern slavery – also known as human trafficking. The Global Fund to End Modern Slavery is a nonprofit § 501(c)(3) resource-rich nations for research, low-cost organization with a mission to create a public-private financing and rapid deployment of clean energy. partnership to dramatically expand resources and develop France to ban oil and gas production focused. France’s govt is unveiling a law to ban all production & Turkey signs deal to buy Russian S-400 missile exploration of oil & natural gas by 2040 on its mainland & systems overseas territories Ban is part of a larger plan to wean Turkey has signed MoU with Russian defence to buy S-400 country’s economy from fossil fuels, to encourage clean missile system. energy & fulfill France’s commitment under the Paris Climate Agreement. China eyes petrol car ban, boosting electric Sri Lanka bans plastic amid garbage disposal crisis vehicles China is gearing up to ban petrol and diesel cars, a move that Sri Lankan President Maithripala Sirisena banned plastic bags would boost electric vehicles and shake up the world´s and other disposable products after one of the country’s biggest car market in a country that is plagued by pollution. biggest dump collapsed in April leading to a disposal crisis. The collapse had destroyed several homes and killed 32 Nepal begins its first attempt to remeasure Mount people. Violators could be fined over Rs 4,000 and jailed for Everest up to 2 years. Nepal has begun its first-ever survey to remeasure Mount Kenya imposes world’s toughest law against Everest to check if the world’s tallest peak’s height was altered plastic bags by the 7.8-magnitude earthquake that struck the country in 2015. Notably, the official height of Mount Everest, which Using plastic bags in Kenya will risk imprisonment of up to lies in the Mahalangur Himal sub-range of the Himalayas, is four years or fines of $40,000, as the world’s toughest law 8,848 metres (29,029 feet), first recorded by an Indian survey aimed at reducing plastic pollution came into effect. in 1954. UN opens atomic fuel reserve in Kazakhstan to ensure supply

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First-ever ‘Gandhi March’ in The Hague on second year in a row, while Cambridge has risen to October 1 second place.  Organisations, institutions and individuals  The Bengaluru-based Indian Institute of Science advocating non-violence are joining hands with the (IISc) has held the top position in India followed by Indian community in the Netherlands and the The Indian Institute of Technology (IIT) Bombay. Embassy of India to launch a unique campaign titled Kochenov’s Quality of Nationality Index, 2017 ‘Follow the Mahatma’ on October 1 and 2. released – India ranked 101st  The campaign includes a ‘Gandhi March’ from the  The Henley & Partners released first edition of Peace Palace to the Grote Kerk in The Hague on the Global Kochenov Quality of Nationality Index, 2017 October 1. (QNI 2017) bases on various scales of the Economy  A bicycle used by Mahatma Gandhi will be displayed including Human Development, Peace and Stability. at the Grote Kerk in The Hague as part of the  Germany’s Quality of Nationality is ranked first in activities. the world followed by France and Denmark.  Also, a new book in Dutch titled “Gandhi - An  India has been ranked at 101st rank and Afghanistan illustrated biography” published by Lannoo of ranked at the bottom. Belgium and authored by Indian author Pramod Kapoor will be released on the occasion. Baghdad World’s Most Stressed City, German’s  October 2 is the birth anniversary of Mahatma Stuttgart is the least Stressful city Gandhi and has been declared by the UN General  The UK based Laundry Services Start-up Zipjet Assembly as the International Day of Non Violence. released 2017 Global Least and Most Stressful Cities Ranking taking 150 cities around the World. Norway’s sovereign wealth fund hits $1 trillion for  Stuttgart in Germany has been ranked first as least the first time Stressed Out City across the globe, followed by Norway’s sovereign wealth fund, the largest in the world, Luxembourg and Hanover in Germany as second has reached the value of $1 trillion for the first time, the and third least Stressed City. Norwegian central bank, which manages the fund, said. This  The Baghdad in Iraq has been ranked at the bottom amount equals nearly $189,000 (157,000 euros) for each of as most Stresses City in the World. the 5.3 million people living in Norway.  In Indian context, Delhi is ranked 142, while INDEX Bengaluru stands at 130, Kolkata at 131 and Mumbai at 138. India is Asia’s most corrupt country with 69 per cent bribery rate: Forbes TCS featured in Fortune-50 List of Companies that  India is the most corrupt Asian country with 69 per Change the World cent bribery rates, a report by Transparency  Tata Consultancy Services (TCS), the Leading International said. Global IT Services, Consulting and Business  The report was published in March 2017 but the Solutions Organization have been recognized in official handle of the Forbes India tweeted the article Fortune’s Annual list of the Top 50 Companies. again on Sep 1.  TCS has ranked 30th among of the world’s most  According to Forbes India, in five of the six public Admired brands that “Change the World List”. services—schools, hospitals, ID documents, police,  US Multinational Commercial Bank JP Morgan and utility services—more than half the respondents Chase ranked as 1st in the Fortune-50 list followed have had to pay a bribe. by Food Production Company DSM and Computers,  India is followed by Vietnam at 65 per cent, Thailand Office Equipment Company Apple in the second at 41 per cent, Pakistan at 40 per cent and Myanmar and third position respectively. at 40 percent bribery rate. India ranks third in nuclear power installations: World University Ranking 2018 study  Two UK institutions lead our ranking of the best According to World Nuclear Industry Status Report 2017, universities for the first time in its history, with India ranks third in world, while China is leading the list. Oxford holding on to the number one spot for the 

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unlock the potential of digital payments and engage their customers. Foundation Stone of India’s first Bullet Train laid down at Ahmedabad  PM Narendra Modi and Japanese PM Shinzo Abe jointly laid the Foundation Stone of India’s first Bullet Train Project at Sabarmati Railway Station, Ahmedabad, Gujarat.  The Ahmedabad-Mumbai Bullet Train Project will scheduled to be completed by 2022, the year marking 75th year of India’s Independence.  Earlier the deadline for completion of Project was December 2023.  The National High Speed Rail Corporation Limited (NHSRCL) will be undertaking the execution of the 508 km-long Mumbai- Ahmedabad High Speed Rail (MAHSR) Project. Google unveils UPI-integrated ‘Tez’ mobile payments, commerce app  The overall estimated cost of the Mumbai- Ahmedabad Bullet Train Project is Rs 1.1 lakh crore,  US tech giant Google unveiled ‘Tez’- a simple and out of which Japan International Cooperation secure mobile app for digital payments and Agency (JICA) will provide a Soft Loan of Rs. 88,000 commerce, built with the goal of working for crore to be repaid over next 50 years with a everyone in India, and is available now for download Moratorium of 15 years. The Loan Period of 35 years on Google Play (Android) and the App Store (iOS). will bear an Interest rate of 0.1 %.  Built on the Indian government-supported Unified  The Maharashtra State Government will bear a Share Payments Interface (UPI), the newly launched Tez of Rs. 5000 crore and remaining Rs. 17,000 crore will allows users, free of charge, to make small or big be provided by the Ministry of Railways. payments straight from their bank accounts.  The High Speed Rail corridor will have 12 stations.  The app was built for India, working on the vast  The Railways will be operating 35 Bullet Trains majority of the country’s smartphones and available initially and the number will be increased to 105 by in English and seven Indian languages (Hindi, 2053. Bengali, Gujrati, Kannada, Marathi, Tamil, and Telugu). Tez works in partnership with four Banks - PM Narendra Modi inaugurates world’s second- Axis Bank, HDFC Bank, ICICI Bank, and State Bank biggest dam ‘Sardar Sarovar’, dedicates it to of India (SBI) - to facilitate the processing of nation payments across over 50 UPI enabled banks  Prime Minister Narendra Modi inaugurated Sardar  Tez’s ‘Cash Mode’ securely sends money from Sarovar Dam on the Narmada river Kevadia, Gujarat person to person with just a few taps. By pressing on the occasion of his 67th birthday on 17th and holding the Cash Mode buttons at the same september. time, two people using Tez are able to make a secure  The foundation stone of the dam was laid on April transaction in seconds without needing to share 5, 1961 by the country’s first prime minister private details like phone numbers or account Jawaharlal Lal Nehru. However, it took 56 years to numbers. This happens through Google’s complete its construction. The height of the dam proprietary Audio QR (AQR) ultrasound technology. was recently raised to 138.68 metres Recipients get the amount deposited to their bank  Electricity from the dam will majorly benefit account instantly. Maharashtra, Madhya Pradesh, and Gujarat.  Google also announced a program called “Tez for  The inaugural event also sees the culmination of Business,” which offers businesses new ways to the fortnight-long Narmada Mahotsav – launched

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by the Gujarat government to celebrate the  The new Rule provisioned that children of persons completion of the work. having a Gross Annual Income of Rs. 8 lakh or above  The Bharatiya Janata Party is observing ‘Sewa for a period of three Consecutive Years would fall Diwas’ to mark the occasion. under the Creamy Layer Category and would not  World’s biggest dam is Grand Coulee Dam in the be entitled to the benefit of Reservation available United States. to Other Backward Classes.  The limit was raised from Rs. 4.5 lakh to Rs. 6 lakh in India collaborating with Russia to build a nuclear 2013 under OBC Reservation category. plant in Bangladesh  India is collaborating with Russia to build the PFRDA increased the Upper Age Limit for NPS Roppur nuclear power plant in Bangladesh, the first to 65 years initiative under a Indo-Russia deal to undertake  On 11 Sep 2017, the Pension Fund Regulatory and atomic energy projects in third countries. Development Authority (PFRDA) have approved About the project: to increase the upper age limit for joining the  The Rooppur Nuclear project will be Bangladesh’s National Pension Scheme (NPS) to 65 years from first atomic energy project the current 60.  Two reactors of 1200 MWs each will be built with  The PFRDA Board has also approved the option of Russia’s help near Dhaka continuing and making contribution to the age of  Bangladesh will become third South Asian country 70 years. after India and Pakistan to harness atomic energy  The NPS is currently open for people between 18 for energy purpose after the completion of the years and 60 years. project.  NPS is a defined Contribution Scheme launched in  The Indian government has approved construction 2004 initially for Government Employees and later of 10 new indigenously built nuclear power projects, was extended to the State Government Employees Basu informed the IAEA. and Private Sector Employees.  With these reactors we will now have 21 reactors  Hemant Contractor is the current Chairman of under construction and 22 reactors in operation. PFRDA. This will increase the capacity to over 22,000 MW by the end of next decade. Global Human Capital Index, 2017 released – India at 103rd and Norway topped the List  Russia has an agreement with India regarding  The World Economic Forum (WEF) released Global establishing of Nuclear Plant at Koodankulam in Human Capital Index, 2017 (GHCI 2017) taking 130 Tamil Nadu. countries in to account based on four thematic Niti Aayog unveils strategy for national nutrition dimensions such as capacity, Deployment, mission Development and Know-How with five distinct age Government think-tank Niti Aayog has come out with the groups. National Nutrition Strategy, seeking to put nutrition at the  Top three Countries excelled in the Global Human forefront of the narrative of the National Development Capital Index, 2017 are Norway, Finland and Agenda. It aims at ensuring every child, adolescent girl and Switzerland. woman attains optimal nutritional status by 2022.The  India has been ranked 103rd out of 130 countries. Integrated Child Development Services Mission would be India was at 105th rank in Global Human Capital expanded to form a National Nutrition Mission along the Index, 2016. lines of National Health Mission under the ministry of women High Speed Rail Training Centre to come up in and child development (WCD) Vadodara OBC Creamy Layer Bar raised to Rs. 8 lakh per  The High Speed Rail Training Centre for the first Annum Bullet Train Project will be set up in Vadodara by  The Social Justice and Empowerment Ministry has the National High Speed Rail Corporation (NHSRC). increased the “Creamy Layer” ceiling for OBC  The total estimated cost of the Institute is around Reservation to Rs. 8 lakh from the existing Rs. 6 Rs. 600 crore and the Centre is expected to become lakh per year. operational by December 2020.

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 The Centre will come up on the land inside National ‘green-field’ smart city. The smart city is coming up on 656 Academy of Indian Railways (NAIR). acres of HEC land which would be fully wi-fi, carbon free, garbage free locality with modernized housing, traffic Centre to organise two day event “North East management system, education hub and equipped with Calling” on 9th-10th September facilities like round the clock power and water supplies. Centre is organising a two day event North East Calling on 9th of this month under its Destination North East series at Pres Kovind lays foundation stone of SAUNI India Gate lawns. The purpose of the event is to promote the Yojana art, culture, handicrafts, business and tourism of North East  President Kovind laid the foundation stone of 2nd India. phase of link IV pipeline canal of Saurashtra Narmada Avtaran Irrigation Yojana in Rajkot Bharat Petroleum set to get Maharatna status  The project is aimed at bringing waters of Narmada  State-run Bharat Petroleum Corporation (BPCL) is River to reservoir of parched Saurashtra region all set to become a Maharatna company. The oil  SAUNI was launched with the objective of filling marketing company is at present a Navratna firm. 115 dams by diverting floodwater overflowing from  At present, there are seven Maharatna companies Sardar Sarovar Dam across Narmada river to drought — Bharat Heavy Electricals (BHEL), Coal India (CIL), areas GAIL (India), Indian Oil Corporation, NTPC, Oil and Natural Gas Corporation (ONGC) and Steel Defence Minister Nirmala Sitharaman flags-off all- Authority of India (SAIL). women crew of Navika Sagar Parikrama from  As on 9 September 2017 there are 7 Maharatnas, 17 Panaji Navratnas and 73 Miniratnas.  Defence minister Nirmala Sitharaman flagged off Navika Sagar Parikrama in Goa, a circumnavigation UJALA scheme launched in Melaka, Malaysia programme by women naval officers.  India’s zero-subsidy UJALA (Unnat Jyoti by  This is the 1st Indian circumnavigation of the globe Affordable Lighting for All) Scheme was launched by an all-women crew in Melaka State of Malaysia by Efficiency Services  The crew of the ‘Sagar Parikrama’ comprises of six- Limited (EESL), under Union Ministry of Power. member all women team on board the sailing vessel  India’s Ujala scheme will be replicated in Malaysia, INSV Tarini and will circumnavigate the globe in under which each household in Melaka state will approximately 165 days. get 10 high quality 9-watt LED bulbs, at subsidised rate almost half price offered in market. India’s first Centre for Animal Law comes up at  The initiative is implemented by India’s Energy NALSAR Efficiency Services Limited (EESL) with logistical India’s first Centre for Animal Law has been established at assistance and facilitation support from Green the NALSAR University of Law At Hyderabad, Telangana. Growth Asia, a non-profit organisation in Malaysia. The centre will create curriculum on animal welfare laws,  The EESL is planning to distribute about 1 million including developing topics for research. It will also conduct 9W LED bulbs, replacing 18W CFLs. workshops on animal laws and animal welfare issues with judicial magistrates, animal welfare advocates, law SIM cards not linked to Aadhaar likely to be enforcement agencies and other stakeholders in the deactivated after February 2018 government. The Centre has issued a notice, stating that all the SIM cards have to be linked to Aadhaar before February 2018 to avoid Vice President releases Commemorative Coin on deactivation of the phone numbers.The Centre added that Dr. M.S. Subbulakshmi this is being done to prevent criminals, fraudsters, and The Vice President of India Shri M. Venkaiah Naidu released terrorists from using SIMs in the name of ordinary citizens. a Commemorative Coin on Bharat Ratna Dr. M.S. Venkaiah Naidu lays foundation for smart city Subbulakshmi and inaugurated an exhibition entitled “Kurai project in Ranchi Onrum Illai-MS: Life in Music” on the occasion of Birth Centenary Commemoration of Dr. M.S. Subbulakshmi. Vice President M Venkaiah Naidu laid the foundation stone for Ranchi Smart City coming up on the Heavy Engineering Corporation (HEC) land. This would be the country’s first

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Cabinet approves merger of 17 govt presses into  Following the President’s assent, Shri Krishna 5 units Government Ayurvedic College at Kurukshetra will The Union cabinet approved rationalisation of 17 be converted into AYUSH University. Government of India Presses by merging them into five units at Rashtrapati Bhawan, Minto Road and Mayapuri in New PM Modi inaugurated annual conference – Delhi, Nashik in Maharashtra and Temple Street in Kolkata. Rajaswa Gyan Sangam, 2017 in New Delhi What is ‘Rationalization’? Prime Minister Narendra Modi inaugurated the annual Rationalization is a reorganization of a company in order to conference – Rajaswa Gyan Sangam, 2017 in New Delhi. He increase its efficiency. Rationalization is necessary for a addressed the tax administrators during the conference. The company to increase revenue, decrease costs and improve objective of the Conference is to enable a two-way its bottom line. communication between the policy-makers and the senior officers in the field offices with a view to increase revenue Dr Jitendra Singh inaugurated first ‘Pension collection and facilitate effective implementation of law and Adalat’ for Central govt employees policies in key result areas.  Union Minister for Personnel, Public Grievances and Pensions Dr. Jitendra Singh inaugurated the Deadline for linking Aadhaar with government first Pension Adalat and a pension app for Central schemes is now Dec 31’ Government employees in New Delhi. Adfttorney General K.K. Venugopal informed the Supreme  The Adalat aims to quick resolve long pending Court that the existing deadline of September 30 for linking pension cases. Aadhaar to various government schemes for benefits will be  He also awarded Anubhav Award 2017 to 16 extended till December 31. employees from various departments for their exemplary service.  ‘Newton’ is India’s official entry for Oscars 2018 Recently-released black comedy film ‘Newton’, starring Rajkummar Rao, is India’s official entry to the 90th Academy Awards ceremony. The movie, which also stars Pankaj VANIK’S KNOWLEDGE GARDEN Tripathi, Anjali Patil and Raghubir Yadav, is directed by Amit Important Nuclear Power Plant in India V Masurkar. Plant Location State Capacity Narora Atomic Power India third among countries that faced most Narora Uttar Pradesh 440 MW natural disasters Station Rajasthan Atomic UN Secretary-General Antonio Guterres said that India ranked Rawatbhata Rajasthan 1180 MW Power Station third among the countries that have faced the most natural Tarapur Atomic Power disasters in the last half century. The United States, followed Tarapur Maharashtra 1400 MW Station by China, India, the Philippines and Indonesia, have Kakrapar Atomic experienced the most disasters since 1995 - more than 1,600, Kakrapar Gujarat 440 MW Power Station or once every five days. Kudankulam Nuclear Kudankulam Tamilnadu - MW President approved setting up of World’s first Power Plant Madras Atomic Power AYUSH University at Kurukshetra, Haryana Kalpakkam Tamilnadu - MW  President Ram Nath Kovind has approved the Station Kaiga Nuclear Power proposal for setting up of the World’s first AYUSH Kaiga Karnataka 660 MW University at Kurukshetra, Haryana. Plant Madras Atomic Power  The University will offer both Undergraduate and Kalpakkam Tamil Nadu 440 MW Post Graduate studies in all branches of AYUSH Station (Ayurveda, Yoga, Unani, Siddha and Homeopathy).  Earlier, the Haryana State Assembly had passed the Shri Krishna AYUSH University Kurukshetra Bill, 2016 for teaching, training and research in AYUSH Systems of Medicine.

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cleanliness initiative ‘Swachh Bharat Mission’, was launched from Ishwari Ganj village Kanpur, UP. ‘OpenGovDataHack’ to promote app ideas The Ministry of Electronics and Information Technology (MeitY) launched a nationwide Hackathon ‘OpenGovDataHack’ for promoting app ideas in the India. The National Informatics Centre (NIC) and the Internet and Mobile Association of India (IAMAI) have joined hands to conduct the Hackathon at Jaipur, Chennai, Noida, Bhubaneswar, Patna, Hyderabad, and Surat. Project Insight: Taxmen to snoop social networking sites to trace black money Union Cabinet approves revamping of Khelo India ‘Project Insight’, likely to be launched in October 2017, will use big data analytics to match information Program from social media sites to deduce mismatches between  The Union Cabinet chaired by the Prime Minister spending pattern and income declaration.The tax department Shri Narendra Modi has approved the revamped had last year signed a pact with L&T Infotech for Khelo India programme. implementation of Project Insight, which is designed to  As per the revamped plan, the estimated outlay for strengthen the non-intrusive information driven approach the period of 2017-18 to 2019-20 is Rs 1756 crore. for improving tax compliance.  Each athlete selected under the scheme shall receive an annual scholarship worth Rs. 5.00 lakh for 8 BJP president Amit Shah launches ‘Shaheed Gram consecutive years. Vikas Yojana’ in Jharkhand  The Programme aims to promote 20 universities BJP president Amit Shah on Sunday launched the ‘Shaheed across the country as hubs of sporting excellence Gram Vikas Yojana’ during a programme at Ulihatu in Khunti and also The Programme would cover about 200 district of Jharkhand. Ulihatu is the birthplace of Jharkhand’s million children in the age group of 10-18 under a tribal icon Birsa Munda. Under the scheme, villages of many massive national physical fitness drive tribal freedom fighters will be developed and their habitants will be provided with basic amenities. Govt to launch ‘School Chalo Abhiyan’ to enrol 80 lakh kids Home Minister launches SAMADHAN to control The government will undertake a ‘School Chalo Abhiyan’ security situation from next year to enrol 70-80 lakh students in the country A committee under the chairmanship of Rajanath singh has who are out of schools. Many states have started it already. decided to launch a new initiative SAMADHAN (S-Smart From next year onwards it will be launched in the entire Policing and Leadership; A -Aggressive Strategy, M- country with more planning. Motivation and Training, A-Actionable Intelligence; D- Dashboard for Development and Key Performance President of India launches ‘Swachhta hi Seva’ Indicators, H-Harnessing Technology for Development and Campaign Security, A-Action Plan for each Theatre and N-No access Taking the central government’s ambitious cleanliness drive to Financing) to control the situation in the LWE affected to a higher trajectory, President Ram Nath Kovind today states. kicked off the fortnight-long ‘Swachhta Hi Seva’ (Cleanliness is Service) campaign from Uttar Pradesh. The campaign, aimed Delhi police initiative for skill development at highlighting the Narendra Modi government’s flagship Delhi Police has tied up with National Skill Development Corporation (NSDC) and Confederation of Indian Industry

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(CII) to provide the job-linked skilling for selected youths  Anyone over the age of eight can register and under the ‘Yuva’ programme. NSDC will be providing upload their bio-data or videos on the website with training to selected youths under the Pradhan Mantri Kaushal the talented ones shortlisted for further specialised Vikas Yojna (PMKVY). training.  Under this initiative, the Sports Authority of India Vice-President Venkaiah Naidu launches talent (SAI) will select prospective talents from all parts search portal of India based on a bio-data or a video uploaded on  The Sports Ministry’s National Sports Talent Search the portal by the athletes or their coaches or parents Portal ‘nationaltalenthunt.com’ was launched by and develop them into competitive athletes. Vice-President Venkaiah Naidu in New Delhi. 

Japan releases postage stamps on Indian yoga experts Acknowledging the role played by yoga legend Bishnu Charan Ghosh and his family members in spreading Indian postural yoga in Japan, the Japanese postal department has released postage stamps on four of Bengal’s famous exponents of the ancient Indian practice. The stamps on Bishnu Charan Ghosh, his son Biswanath Ghosh, daughter Karuna Ghosh and Karuna’s father in law Asutosh Ghosh, that were released recently in Japan. India, Myanmar sign three agreements, eight MoUs to strengthen multifaceted partnership India and Myanmar on Wednesday signed eight Memorandum of Understanding (MoU) “Operation Insaniyat”: India sends relief and three agreements in Nay Pyi Taw, materials for Rohingya refugees in Bangladesh Myanmar to strengthen the multifaceted partnership between  India sent 53 tonnes of relief materials to Bangladesh the two countries. Following are the agreements and MoUs for Rohingya Muslim refugees from Myanmar, who signed between Indian Prime Minister Narendra Modi and poured into this country following the ethnic Myanmar’s State Counsellor and de-facto leader Aung San violence in the neighbouring Buddhist-majority Suu Kyi: nation. 1) MoU between the Election Commission of India and  INS Garhial of Indian Navy will carry around 86 Union Election of Myanmar thousand family packs as relief material in the 2) Cultural Exchange Programme for the year 2017-2020 ongoing “operation Insaniyat” launched in support 3) MoU on Cooperation betwen the Myanmar Press of Bangladesh for the Rohingya refugees. The ship Council and the Press Council of India is expected to arrive at Chittagong around 25th of 4) Extension of MoU on the establishment of India- this month. Myanmar Centre for enhancement of IT skills  Bangladesh High Commissioner in New Delhi Syed 5) Extension of MoU on the establishment of MIIT Muazzem Ali had met Foreign Secretary S. Jaishankar 6) MoU on cooperation in medical products regulation last week and discussed the issue of Rohingya in 7) MoU on cooperation in the field of health and detail. medicine 8) MoU on Enhancing the Cooperation of the upgradation of the women’s police training center at Yamethin, Myanmar. 24 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017

9) MoU on Maritime Security Cooperation  In November 2015, the public transporter inked a 10) MoU for Sharing White Shipping Information contract with the French company to manufacture between the Indian Navy and Myanmar Navy 800 such train engines over the next 11 years in a The two leaders unveiled the agreements after delegation- joint venture at the Madhepura locomotive factory level talks, touching upon several issues, including the unrest in Bihar. in the Rakhine state.  The locomotive will run at a speed up to 120 km/h. Myanmar (Burma) The Railways is currently using 6,000HP  Capital: Naypyidaw locomotives for freight services.  Currency: kyat India and Japan signed $ 76 million deal to  President: Htin Kyaw upgrade Alang-Sosiya Ship recycling Yards India, Belarus sign 10 pacts to expand cooperation  The Government of India signed a loan deal worth $  India and Belarus inked 10 pacts to expand 76 million with Japan International Cooperation cooperation in a range of areas and decided to Agency (JICA) for a Project to upgrade the explore joint development and manufacturing in the Environment Management Plan at Alang-Sosiya defence sector. Ship Recycling Yards.  A stamp commemorating 25 years of diplomatic  The total cost of the project will be $ 111 million, relations between the two countries was also out of which $ 76 million will be provided as Soft released by the India Post and postal department of Loan from JICA. Out of the remaining amount, $ 25 Belarus. million as taxes and fees will be borne by Government  Belarus President Aleksandr Grigoryevich of Gujarat and the balance $ 10 million will be shared Lukashenko by Ministry of Shipping & Government of Gujarat.  The project will be executed by Gujarat Maritime Singapore to set up Skill Center in North East Board (GMB) and is likely to be completed by 2022. Singapore will set up a Skill Center at Guwahati which will  This project will help the Alang–Sosiya Ship cater to the entire North-Eastern region. Minister of State of Recycling yards to comply with International Safety the Ministry of Development of North Eastern Region & Environmental Regulations. This will attract more (DoNER) Dr Jitendra Singh Singh said that the Skill Center is Business at the Recycling Facilities at Alang, proposed to be set up at Guwahati by the year 2019. thereby further consolidating India’s share in the India, Sri Lanka sign MoU to upgrade Thondaman Global Ship-Recycling Industry. Vocational Training Centre India to grant GRATIS Visa to Myanmar Citizens  India and Sri Lanka has signed a Memorandum of  India has announced to grant Gratis Visa/No Cost Understanding (MoU) to upgrade Thondaman Visa to Myanmar’s Citizens wanting to visit the Vocational Training Centre at Hatton located in Country. Nuwara Eliya district of Sri Lanka. The up gradation  This announcement was made during PM Narendra of the center will be done using a grant of around 9 Modi’s visit to Nay Pyi Taw, the Capital City of crore rupees from the Government of India. Myanmar enroute after attending BRICS Summit,  Sri Lanka: Capitals: Colombo, Currency: Sri Lankan 2017 in China. rupee, President: Maithripala Sirisena India, Switzerland sign two MoUs on Railways India gets first high-power electric locomotive for  India and Swizerland has signed two MoUs for the freight trains from France development of Railways.  India’s dream for high horse power locomotive  India will collaborate with Switzerland for moved closer to reality with the arrival of the first developing trains which will tilt on approaching a bodyshell of 12000 HP loco from Alstom France at bend, just like a motorbike on a winding road. Kolkata Haladia port.  The first agreement is a follow up on bilateral  The bodyshell for the fleet of the twin-section cooperation in rail sector discussed in the meeting electric locomotives which Alstom is to supply to held between Railway Minister Suresh Prabhu and Indian Railways was unloaded at Haldia, ready for the Swiss Ambassador in July 2016. delivery to the factory at Madhepura where it will be assembled.

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 The second MoU was signed between Konkan  The planned project is aimed at connecting cities Railway Corporation Limited (KRCL) and Swiss Amaravati and Vijayawada in Andhra Pradesh, Federal Institute of Technology which will help the supposedly covering the distance of over 35 km in former in establishing the George Fernandes just five minutes. Institute of Tunnel Technology (GFITT) at Goa India, Japan to step up defence cooperation especially for assimilation and dissemination of India and Japan have agreed to collaborate closely in defence knowledge in the field of tunnelling. production, including on dual-use technologies, as the two India signs pact with Germany for renewable countries resolved to ramp up overall military engagement energy under the bilateral special strategic framework. India and Germany have signed an agreement on technical BSNL, Coriant tie up to chart 5G, Internet of things cooperation under the Indo-German Energy Programme – path Green Energy Corridors (IGEN-GEC) in order to improve the  State-owned Bharat Sanchar Nigam Limited (BSNL) conditions for grid integration of renewable energy. entered into an agreement with US-based Cabinet Approvals networking solutions provider Coriant to chart the  MoU between India and Morocco in the areas of path to 5G and Internet of Things (IoT) in India. drug regulation and pharmaceutical quality control  The Memorandum of Understanding was signed and communicable diseases among others. between BSNL and Coriant for laying foundation  MoU between Central Silk Board (CSB), India and for innovation in network architectures and services National Institute of Agrobiological Sciences leveraging 5G, IoT, Software Defined Networking/ (NIAS), Japan for collaborative research in the field Network Functions Virtualisation (SDN/NFV), and of silkworm and silk industries. mobile edge computing technologies.  MoU between India and Armenia on Cooperation  Chairman & MD of BSNL- Shri Anupam Shrivastava in the field of Disaster Management Bharti Airtel, SK Telecom team up to develop 5G  Approved a “Dairy Processing & Infrastructure technology Development Fund” (DIDF) with an outlay of Rs 10,881 crore during the period from 2017-18 to 2028- India’s market leader Bharti Airtel and and Korea’s SK Telecom entered into an strategic alliance that would allow 29. Airtel to leverage SK Telecom’s expertise to build the India, China jointly oppose trade-distorting advanced telecom network and together work in developing agricultural subsidies at WTO fish-generation (5G) technology, Network Functions  India and China, in a joint proposal to the World Virtualization (NFV), Software-defined Networking (SDN) and Trade Organization (WTO), have called for Internet of Things (IoT). elimination of trade-distorting agricultural subsidies Nalco, Hindustan Copper, MECL sign pact to to given by developed countries. form Khanij Bidesh India Ltd  In WTO parlance, these subsidies are called as  Aluminium major National Aluminium Company Ltd ‘Aggregate Measurement of Support (AMS)’ or (Nalco) has teamed up with two more central PSUs- ‘Amber Box’ support. Hindustan Copper Ltd (HCL) and Mineral  The subsidies by the developed countries amount Exploration Corporation Ltd (MECL)-to form a joint to about $160 billion. On the other hand, countries like India provide a subsistence amount of about venture — Khanij Bidesh India Ltd (Kabil).The proposed JV will identify, explore, acquire, develop $260 per farmer annually. and process strategic minerals overseas for MOU commercial use and to meet domestic supply needs.  The MoU was signed by the respective heads of Andhra Pradesh signs MoU with US to build the firms- T K Chand, chairman cum managing India’s first Hyperloop director (CMD), Nalco, Santosh Sharma, CMD at  The Andhra Pradesh government has signed an HCL and Gopal Dhawan, CMD of MECL. MoU with the US-based Hyperloop Transportation Technologies to build India’s first Hyperloop system in the state capital region, Amrawati.

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Indian company Petronet LNG to form JV with various power plants, domestic & transport sectors Japanese co to set up LNG terminal in Sri Lanka in Sri Lanka.  Sri Lankan govt has decided to go ahead with the setting up of an LNG terminal near Colombo with Adani group join hands with Swedish defence Indian & Japanese companies. major SAAB to produce fighter jets  It is part of MoU for cooperation in economic In a bid to compete for the Indian Air Force’s (IAF) search projects signed between the 2 countries this year. for a single engine fighter jet, Swedish defence major SAAB  Indian company Petro net LNG will form the joint announced a collaboration with India’s Adani Group to venture meant to provide re-gasified natural gas to manufacture their Gripen fighter jets in India. 

 Making steps towards digital revolution in the schools of Gujarat, Chief Minister Vijay Rupani launched state-wide ‘Gyankunj Project’ on Teachers’ Day on 5th september.  The ‘Gyankunj Project’ was launched by the Chief Minister from primary school of Shahpur in Gandhinagar.  ‘Gyankunj Project’ prepared at the total expenditures of Rs. 35.85-crore is going to be implemented in 3173 class rooms of standard 7th and 8th of 1609 schools.  The objective of the project is to produce world-class students. The project is launched at expenditure of Rs. 222,000/- per school. After Telangana & Punjab, Karnataka Becomes 3rd State To Provide Free Education To All Girls Till Graduation Gujarat launches subsidised food scheme for  Karnataka government has decided to construction workers make education free for all girls from Class 1 to Gujarat Chief Minister Vijay Rupani has launched subsidised graduation level in all public and aided private food scheme Shramik Annapoorna Yojana (Construction schools and colleges, barring only professional Workers’ Meal Scheme), under which each registered worker institutions, from the next academic year. is provided a plateful of food for a mere Rs 10 with the Gujarat  Similar schemes have been launched in Telangana government. The recently launched Indira Canteens in and Punjab. While Telangana has announced free Bengaluru serve breakfast for Rs 5 and lunch and dinner for education for girls from kindergarten to post Rs 10 each. graduation, Punjab recently fulfilled a key poll promise by extending the scheme till PhD. Kerala to open India’s First Clinics exclusively for Transgenders Andhra Pradesh CM Naidu announces new Kerala is going to open India’s first transgender-exclusive programme to offer prayers to water bodies clinics at government medical colleges across the state. They  Andhra Pradesh Chief Minister N. Chandrababu are planning to open Transgender Clinics in all government Naidu has announced a new programme to offer medical colleges in the state. The first clinic will be set up at prayers to water bodies and to create awareness the government medical college of Kottayam. among the public regarding water preservation.  Named ‘Jala Siriki Haarati’, the programme is aimed Gujarat CM Vijay Rupani launches state-wide at praying at all the rivers, streams, lakes, ponds, ‘Gyankunj Project’ in schools

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irrigation projects, water reservoirs, check dams and  The Bill was concepualised in the wake of rising all kinds of water bodies. instances of aged parents being left unattended and uncared for by their wards. Assam govt signs MoU with Google to increase  In case of a complaint, 15 % of the Employee’s digital literacy Monthly Salary will be deducted and deposited to Moving a step forward towards digital literacy in the state, Bank Account of Aggrieved Party. Assam government has signed Memorandum of Understanding (MoU) with Google India Pvt. Ltd.Under the ‘Seven Star Formula’ for smart village Mou, the government is going to provide internet development introduced in Andhra Pradesh connections to 26,000 villages and 1,500 tea gardens of Andhra Pradesh Minister for Information Technology, Assam. Panchayat Raj and Rural Development Nara Lokesh introduced the ‘Seven Star Formula’ for development of smart Google signs MoU for digital Gujarat villages. Gujarat government has signed an MoU with Google India The formula includes the following schemes: towards actualizing the ‘Digital Gujarat’ movement under 1. Power supply to every household in all villages, ‘Digital India’. Under the MoU Google will train small and LED bulbs everywhere. medium scale entrepreneurs the use of digital platform for 2. Gas connection for every household business development under the ‘Digital Unlocked’ 3. Drinking Water for all villages programme,and will provide ‘cloud’ facility up to $20,000 to 4. Toilet for every house, setting up vermicompost recognized startups. Larry Page is the founder of Google. units, underground drainage system Sundar Pichai is the CEO of Google. 5. CC roads, school, play ground, anganwadi center West Bengal Transport department introduces and internet facility Yatrik mobile app 6. Pond for village, planting for greenery. The state Transport department has introduced the “Yatrik” 7. At least Rs. 10,000 income for every family in the mobile phone app to help easy booking of traditional meter village taxis in the city through the online platform. The mobile phone Sikkim CM honoured at international event for app has been developed by the Bengal Chamber of work in organic farming Commerce and Industry (BCCI). Sikkim Chief Minister Pawan Chamling was honoured for his Tripura, First State To Set Up Family Welfare pioneering work in the field of organic farming during a Committees ceremony at Germany’s Lagau on the occasion of the One Tripura has become the first state in the country to set up World Festival. Sikkim is the the first organic state of the family welfare district committees to examine the complaints country declared by by the Prime Minister of India on January of women against their husbands and in-laws and find an 18, 2016. amicable solution.State Governor Tathagata Roy in the Maharashtra government to launch single helpline presence of Chief Minister Manik Sarkar and other high number for emergency services dignitaries formally launched the family welfare committees Maharashtra government has announced plans to launch in all eight districts in Tripura. 112 as a single integrated helpline number for police, fire Assam Assembly passed PRANAM Bill, 2017 brigade, and ambulance services. The government will  The Assam Employees Parents Responsibility and procure 1,000 new patrolling vans, equipped with Global Norms for Accountability and Monitoring Positioning System and vehicle tracking system, to reach (PRANAM) Bill, 2017, has been passed in the out to complainants within minutes. House unanimously. Gujarat govt bans Blue Whale game  It is a first-of-its-kind Bill in the Country passed by Gujarat Govt has put a ban on use of Blue Whale Challenge the Assam Assembly with an aim to make it game in the state. Gujarat govt has issued instructions to mandatory for State Govt. Employees to look after various departments to hold meetings b/w parents & state their parents as well as differently abled siblings administration to preempt any suicide. who had no source of income. Bihar govt launched “Bandhan Tod” app to fight child marriage

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 Bihar govt launched “Bandhan Tod” app which will as these were found to be injurious to health and a source of try to create awareness on resisting child marriage menace during monsoon in the Union Territory. Ban would and will also provide round-the-clock help to come into force in the next six months. adolescent girls saying no to the practice in the Karnataka becomes 1st Indian state to approve form of an SOS button. e-vehicle policy  The Gender Alliance is an initiative of the United Karnataka has become the first Indian state to have an electric Nations Population Fund (UNFPA) and was started vehicle policy after the state Cabinet approved the Karnataka to bring together civil societies, activists, Electric Vehicle and Energy Storage Policy. academicians, researchers, media, and others on a common platform to advocate gender equality. Lt. Governor gives nod to Mohalla Clinics in Delhi  Jharkhand is the state with highest child marriage Delhi Lieutenant Governor Anil Baijal gave his nod to the rates in India. proposal to set up Mohalla Clinics (community clinics) in Karnataka tops in manufacturing Delhi. According to a study by industry chambers Assocham, Karnataka launches unified health scheme ‘Arogya Karnataka stands at top among the states in terms of Bhagya’ manufacturing excellence. Karnataka has the best  Karnataka government will be merging the existing manufacturing process ratio of 2.63, with a maximum value of seven health schemes to launch a unified scheme- goods being converted into finished goods valuing over Rs ‘Arogya Bhagya’ which will cover all 1.4 crore 2,000 cr. households of the state. Maharashtra launched ‘Maharashtra Mission 1 Million’ initiative  Maharashtra Chief Minister Devendra Fadnavis has launched the ‘Maharashtra Mission 1 Million’ initiative under which over 10 lakh students across the state will play football. Vanik’s Knowledge Garden Maharashtra govt planning to ban plastic carry Name of the Bank /Head Office bags from next year 1. Allahabad Bank Kolkata The Maharashtra government is planning to ban plastic carry 2. Bank of Baroda Baroda bags after the Gudi Padwa (Maharashtrian New Year) next 3. Bank of Maharashtra Pune year. Gudi Padwa falls in March-April period. 4. Bank of India Mumbai 5. Central Bank of India Mumbai AP govt launches People First, a mobile app for 6. Canara Bank Bangalore citizens 7. Dena Bank Mumbai 8. Indian Bank Chennai  Andhra Pradesh Chief Minister N Chandrababu 9. Indian Overseas Bank Chennai Naidu launched People First, a mobile application 10. Punjab National Bank New that will “empower citizens with real-time Delhi governance”. 11. Syndicate Bank Manipal  Under this application, people of Andhra Pradesh 12. Union Bank of India Mumbai 13. United Commercial Bank (UCO Bank) can dial 1100 to register complaints about Kolkata government services and schemes. 14. United Bank of India Kolkata 15. Andhra Bank Hyderabad Andhra CM Naidu declares 2017 as e-pragati year 16. Corporation Bank Mangalore Andhra Pradesh Chief Minister N. Chandrababu Naidu 17. Oriental Bank of Commerce New Delhi declared that the year of 2017 as e-pragati year. All districts 18. Punjab and Sindh Bank New Delhi will come under the purview of real time governance. If any 19. Vijaya Bank Bangalore college students are trained on e-pragati, the program can be 20. IDBI Bank Ltd Mumbai 21. ECGC (The Export Credit taken to basic level. Guarantee Corporation of Puducherry to ban plastic of less than 51 microns India Ltd) Mumbai The Puducherry government has decided to ban manufacture and use of plastic packaging materials of less than 51 microns

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Deepika Padukone and Priyanka Chopra are at the 6th and 7th place in the list. Social Activist Parull Mahaajan honoured with ‘Shri Shakti Samman’ Eminent Social Activist Parull Mahaajan has been felicitated with ‘Shri Shakti Samman’ for her phenomenal contribution in the field of Women Empowerment. Reliance Foundation Young Champs named No.1 grassroots academy by AIFF Reliance Foundation Young Champs, the residential football scholarship academy based at Navi Mumbai, has been adjudged as the No.1 grassroots academy in India by the All India Football Federation (AIFF). PVR’s Chairman And MD bags Kerawalla of VIBGYOR Group of Schools ‘Exhibitor Of the Year’ Award receives Edupreneur Award Ajay Bijli, Chairman and Managing Director of PVR Limited, Mr. Rustom Kerawalla, Founder Chairman, VIBGYOR Group will receive the “Exhibitor of the Year” Award at the CineAsia of Schools was awarded the Entrepreneur Award at the Awards Ceremony on 14 December 2017 in Hong Kong. PVR prestigious World Education Summit held at New Delhi for began as a joint venture agreement with Village Roadshow, a his contribution in the field of education. global film production and exhibition company of Australia, and within a few years, the company established the multiplex Nita Ambani Receives Rashtriya Khel Protsahan format in India. Award The Reliance foundation was awarded with the Rashtriya Hyderabad airport bags energy efficiency award Khel Protsahan Award for its contribution in promotion of Hyderabad International Airport Ltd has bagged the National sports. Award for ‘Excellence’ in Energy Management at a conference hosted by the Confederation of Indian Industry Nitasha Biswas Crowned First Miss TransQueen (CII). India Nitasha Biswas, a transwoman from Kolkata was crowned GIFT City wins ASSOCHAM Awards the first Miss TransQueen India.While Manipur’s Loiloi was  India’s first operational Smart City & IFSC, Gujarat crowned the first runner-up. Biswas will now go to Thailand International Finance-Tec City, has won the for Miss International Queen, while Loiloi will compete at ASSOCHAM (Associated Chambers of Commerce Miss Transsexual Australia. and Industry of India) Services Excellence Award.  GIFT (Gujarat International Finance Tec-City) SEZ Mahabaleshwar honoured with literary award was honored for its contribution to the growth of Saraswati Samman the International Financial Services and Technology Konkani writer Mahabaleshwar Sail was awarded with the Hub in India. prestigious Saraswati Samman for 2016.She has been awarded  Gujarat International Finance Tec-City or GIFT is for her work “Hawthan” that captures the lives of the potter an under-construction central business district community in Goa. The award is instituted by KK Birla between Ahmedabad and Gandhinagar in the Indian Foundation. state of Gujarat. Bollywood’s Highest-Paid 2017:Forbes list  Sandeep jajodia is the President of ASSOCHAM According to a list released by Forbes, Saha Rukh Khan is having HQ at NewDelhi. the actor who higest paid in the bollywood. He is followed Vijaya Bank bags Rajbhasha Kirti Puraskar by Salman Khan and Akshay kumar. Among the actress Vijaya Bank has bagged the first prize under the Rajbhasha Kirti Puraskar (Region C) for the year 2016-17. It got the

30 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017 award for active implementation of Hindi in its day-to-day  Best Bank Award for Digital Banking among Small activities. Banks South – Indian Bank Ltd.  Best Bank Award for Electronic Payment Systems Indian economist Bina Agarwal wins Balzan Prize, SBI two U.S. scientists among awardees among Large Banks –  Best Bank Award for Electronic Payment Systems Two U.S. scientists, whose work has contributed to creating among Mid-Sized Banks – Andhra Bank immunological treatments for cancer, and an Indian economist  Best Bank Award for Electronic Payment Systems are among the winners of this year’s Balzan Prizes by among Small Banks – The Federal Bank Ltd. International Balzan Prize Foundation.  Best Bank Award for Analytics and Big Data among JNPCT wins Container Terminal of the Year” Large Banks – ICICI Bank Award, 2017  Best Bank Award for Use of Technology for Fraud Jawaharlal Nehru Port Container Terminal (JNPCT) was Prevention among Large Banks – HDFC awarded Container Terminal of the Year” Award for the above  Best Bank Award for High Performance IT 0.6 million TEUs category at The Gateway Awards 2017 held Ecosystem among Large Banks – Bank of India at Mumbai.  Best Bank Award for High Performance IT Ecosystem among Mid-Sized Banks – IndusInd Salman Khan receives Global Diversity Award at Bank Britain’s House of Commons  Best Bank Award for High Performance IT Bollywood star Salman Khan has received a Global Diversity Ecosystem among Small Banks – South Indian Award at Britain’s House of Commons. The Global Diversity Bank Award is given to people of immense stature in terms of what  Best Bank Award for Cyber Security and Defense they have done for diversity in the world. among Large Banks – HDFC Bank S S Rajamouli receives ANR award  Best Bank Award for Cyber Security and Defense Vice President M Venkaiah Naidu felicitated film-maker S S among Mid-Sized Banks – IndusInd Bank Rajamouli with the prestigious ANR National Award for his  Best Bank Award for Cyber Security and Defense contribution to the Telugu film industry. among Small Banks – City Union Bank  Best Bank Award for Innovative Use of Technology Nigerian lawyer Zannah Mustapha gets top UN among Large Banks – HDFC Bank peace prize:  Best Bank Award for Innovative Use of Technology Zannah Mustapha, a Nigerian lawyer who helped secure the among Mid-Sized Banks – YES Bank release of more than 100 schoolgirls kidnapped by Boko  Best Bank Award for Innovative Use of Technology Haram was awarded one of the United Nations’ top prizes — among Small Banks – The Karur Vysya Bank Ltd. UN peace prize.  Best Emerging Bank Award – Union Bank of India  13th IDRBT Banking Technology Excellence Best IT-Enabled Co-operative Bank The Cosmos – Cooperative Bank Ltd. Awards 2016-17  Best IT-Enabled Regional Rural Bank – Andhra The Thirteenth Edition of the IDRBT Banking Technology Pragathi Grameena Bank Excellence Awards was held on 1st of September, 2017. Shri S. Ganesh Kumar and Shri Sudarshan Sen, Executive Narayana Murthy and Veena Sahajwalla receive Directors, Reserve Bank of India, presided over the function. PLuS Alliance Prize  Best Bank Award for Use of Technology for Infosys co-founder N R Narayana Murthy and Mumbai- Financial Inclusion Among Large Banks – SBI born scientist Veena Sahajwalla have been conferred the PLuS  Best Bank Award for Use of Technology for Alliance Prize - a prestigious honour that recognises Research Financial Inclusion Among Mid-Size Banks – Vijaya Innovation, Education Innovation, Global Leadership and Bank Global Innovation. Murthy was presented the PLuS Alliance  Best Bank Award for Use of Technology for Prize for Global Leadership while Professor Sahajwalla was Financial Inclusion Among Small Banks – awarded the PLuS Alliance Prize for Research Innovation for Karnataka Bank her project ‘The new science of green manufacturing’.  Best Bank Award for Digital Banking among Large Banks- Axis Bank Ltd.  Best Bank Award for Digital Banking among Mid-  Sized Banks – Vijaya Bank

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Sunil Arora: Former bureaucrat Sunil Arora has been appointed as Election Commissioner. After Nasim Zaidi retired as Chief Election Commissioner (CEC) in July, there was a vacancy in the poll panel. While Achal Kumar Joti is the CEC, Om Prakash Rawat is the other Election Commissioner. Anita Karwalas: IAS officer Anita Karwal was appointed as the new Chairperson of Central Board of Secondary Education, CBSE. Rajyavardhan Rathore: Olympic silver medallist Rajyavardhan Rathore replaced Vijay Goel as the new Sports Minister in the latest cabinet reshuffle of the Narendra Modi government. He is the first sportsperson to take charge of Sports Ministry. Rathore was named as Minister of State (Independent Charge) of the Ministry of Youth Affairs and Sports; and Minister of State in the Ministry of Information and WORLD Broadcasting. Ban Ki-moon: Former United Nations (UN) Secretary- Ajay Bhushan Pandey: Aadhaar authority UIDAI Chief General Ban Ki-moon was elected as Chair of Ethics Executive Ajay Bhushan Pandey has been given additional Commission of the International Olympic Committee charge as chairman of the Goods and Services Tax Network (IOC) for a four-year term. Ban succeeds Youssoupha Ndiaye (GSTN).GSTN has created and operates the digital network of Senegal whose term has come to an end. for the Goods and Services Tax (GST) that has been Peter Thomson : UN Secretary-General Antonio Guterres implemented pan-India from July 1. has appointed the outgoing president of the General Viveck Goenka: Viveck Goenka, Chairman and Managing Assembly Peter Thomson as the first special envoy for the Director of the Express Group, and N. Ravi, former Editor-in- oceans, seeking to galvanize efforts to protect the world’s Chief of The Hindu, were unanimously elected Chairman and seas. Vice Chairman of Press Trust of India, the country’s largest Halimah Yacob: Halimah Yacob was appointed as the first news agency. female president of Singapore. P.R. Seshadri: Karur Vysya Bank has announced the Raquel Dodge: For the first time in Brazil’s history, a female appointment of P.R. Seshadri as its managing director and named Raquel Dodge took over prosecutor-general’s post, chief executive officer. Karur Vysya Bank (Tamil) is an Indian replacing Rodrigo Janot, who held the position for four years. private-sector bank, headquartered in Karur in Tamil Nadu. Sapar Isakov : Sapar Isakov is the new prime minister of Gautam Bambawale: Bambawale will be appointed as Kyrgyzstan. India’s ambassador to China. The reason behind the high- Kenneth Juster : The United States has announced level diplomatic shuffle came as Indian Ambassador to China Kenneth I Juster, as the next US ambassador to India. Vijay Gokhale was made secretary economic relations in the Indian Ministry of External Affairs. Gokhale was reported to INDIA have played a major role in the Doklam crisis pertaining to Rajiv Mehrishi: Rajiv Mehrishi, who has retired as the the border standoff between India and China. Union Home Secretary, is set to be the next Comptroller and Dr Virendra Kumar: Dr Virendra Kumar has taken charge Auditor General of India. The current CAG is Shashi Kant as the Minister of State for Women and Child Development. Sharma Kumar is the member of the Lok Sabha from Tikamgarh Rajiv Gauba : Senior IAS officer Rajiv Gauba has taken (Madhya Pradesh). He is 6-time Lok Sabha member. charge as the Union Home Secretary. He took charge from Mansour Anis: Mansour Anis, a 14-year-old Indian-origin Rajiv Mehrishi teenager based in Sharjah, UAE has become one of the youngest pilots to fly a single-engine aircraft, a media report said.

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Ajay Bisaria: India has appointed Ajay Bisaria as the new P R Seshadri: P R Seshadri has assumed charge as the High Commissioner to Pakistan to replace Ambassador Managing Director and Chief Executive Officer of Karur Vysya Gautam Bambawale. Bisaria was presently serving as the Bank. Indian Ambassador to Poland. BRAND AMBASADR Rajni Kant Mishra: Rajni Kant Mishra, a 1984 batch Uttar Pradesh cadre IPS officer has been appointed as the Parineeti Chopra: Australia has roped in Bollywood new chief of Sashastra Seema Bal (SSB). actress Parineeti Chopra to be its first Indian woman Sanjaya Baru: Sanjaya Baru on Sep 1 took over as the Ambassador to encourage Indians to visit the country. Secretary General of the apex industry body, the Federation Chopra will be the first Indian woman ambassador to be a of Indian Chambers of Commerce and Industry (Ficci). part of the FOA advocacy panel. Rajiv Kumar : Rajiv Kumar has been appointed as the Akshay Kumar: Uttarakhand Chief Minister Trivendra Vice Chairman of NITI Aayog in place of Arvind Panagariya, Singh Rawat announced the appointment of actor Akshay who opted to return to teaching in Columbia University in Kumar as the brand ambassador of the Swachh Bharat the US. Mission in the state. Akshay was also appointed as the brand Desh Deepak Verma: Desh Deepak Verma, an IAS officer ambassador for the cleanliness campaign in Uttar Pradesh in of the UP cadre, has been appointed as the Secretary General August 2017 and his film “Toilet: Ek Prem Katha” was made of Rajya Sabha. He will replace Shumsher K. Sheriff. tax-free in the state. Rajiv Kumar: Rajiv Kumar, has assumed office as the new Sanjeev Kapoor: Popular chef Sanjeev Kapoor was Secretary, Department of Financial Services, Ministry of named brand ambassador for Food Street, a curated food Finance. experience zone at the forthcoming World Food India event. BANKING AND CORPORATE PV Sindhu: Badminton ace PV Sindhu, who recently won Silver at the World Championship, has been appointed as R A Sankara Narayanan: R A Sankara Narayanan has the first brand ambassador of tyre maker Bridgestone India. taken charge as Managing Director and Chief Excecutive VISIT AND VISITOR Officer of Vijaya Bank. He has taken over the reigns of the bank from Kishore Sansi. Shinzo Abe: Japan PM Shinzo Abe will begin a two-day M. Nagaraja Sarma: M. Nagaraja Sarma has been visit on 13th September, during which he and Modi will hold appointed the chairman-cum-managing director (CMD) of the 12th India-Japan annual summit in Gandhinagar in Gujarat. the United India Insurance Co. Ltd.. Sarma is at present the AG Lukashenko: President of Belarus AG Lukashenko general manager, Oriental Insurance Co. Ltd. He has been has arrived in New Delhi on a two day visit to India. The visit appointed the CMD for five years. The Head Office of United is taking place in a year when Belarus and India are celebrating India Insurance Co. Ltd. is in Chennai. 25th anniversary of the establishment of diplomatic relations. B. Sambamurthy: The Board of National Payments Sushma Swaraj: External Affairs Minister Sushma Swaraj Corporation of India (NPCI), the umbrella organisation for all represented India at the annual UN General Assembly (UNGA) retail payment systems in the country, has announced the session in New York, USA with a packed schedule of super unanimous appointment of B Sambamurthy as interim diplomacy among an array of world leaders. Chairman of the Board. Sambamurthy replaces retiring Sushma Swaraj: External Affairs Minister Sushma Swaraj Chairman, Balachandran M. will visit Vladivostok from September 5-7 to participate in the Dara Khosrowshahi: Company Uber has finally selected third Eastern Economic Forum in Russia. a new CEO of the company- Dara Khosrowshahi. He is from Doris Leuthard: President of Swiss Confederation Doris Iran. Leuthard was on the three-day visit to India. A number of Kuldip Kaura: Vedanta Ltd appointed Kuldip Kaura as agreements are expected signed in several areas after the its interim CEO. Kaura succeeds Tom Albanese, who steps talks. down as CEO. Gopal Singh: The Coal Ministry has given interim charge RESIGN of Coal India Ltd (CIL) Chairman and Managing Director to Ashish Kashyap: Online travel firm MakeMyTrip has Gopal Singh. announced the resignation of president Ashish Kashyap with Ajay Vipin Nanavati: Ajay Vipin Nanavati has assumed effect from Sept 30, 2017. charge as Chairman of Syndicate Bank. Stephane Cottalorda: Indian women’s boxing’s first foreign coach, Stephane Cottalorda, has ended his stint

33 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017 abruptly after just one month in India, alleging delay in salary (West Bengal) air base after Arjan Singh on the occasion of and other payments. He is from Paris, France. his 97th birth anniversary. The Panagarh base would be called Roelant Oltmans: Hockey India has sacked national Air Force Station Arjan Singh. He was the only living officer coach Roelant Oltmans after a string of unimpressive outings to have a base named after him. at the international level. David John will be in charge till a Violet Mosse-Brown : The oldest person in the world, suitable replacement is found. Violet Mosse-Brown, passed away at the age of 117. Brown, who was born in Jamaica on March 10, 1900, suffered from OBUITARY an irregular heartbeat and was dehydrated days before she Gauri Lankesh: Senior Kannada journalist and social passed away. activist Gauri Lankesh was shot dead by unidentified men at “Jake” LaMotta: Giacobbe “Jake” LaMotta, an American her house in Bengaluru. professional boxer, former World Middleweight Champion, Jomde Kena: Arunachal Pradesh Health and Family and stand-up comedian has passed away. Welfare Minister Jomde Kena has passed away after Shakila: Bollywood actress Shakila, who was known for prolonged illness. her work in films like “Aar Paar” and “CID”, has passed Frank Vincent: Frank Vincent, veteran American actor away. who is known for his role in films like “The Sopranos” and Ahmed Khan: Legendary Indian footballer Ahmed Khan “Goodfellas” has passed away. passes away Arjan Singh: Arjan Singh, pride Marshal of the Indian Air L.N. Shastry: Noted Kannada Singer-musician L.N. Force (IAF) and India’s oldest, five-star ranked air force Shastry, who was battling cancer has passed away. officer has passed away.In 2016, the IAF named its Panagarh 

Himachal Pradesh has become the first hill state in the country to run electric buses. After two years of trial runs on the challenging Manali- Rohtang highway, Himachal Roads Transport Corporation (HRTC) finally launched its electric bus service on the route on a regular basis.Electricity charging points have been installed at Manali and Marhi. Chabahar Port To Be Operational By 2018-End  Chabahar Port, located in Sistan- Baluchistan province on the south-eastern coast of Iran, is expected to be operational by 2018- end.  The port would be a “win win” situation for India, Iran and Afghanistan as it would serve as a “growth engine” for the entire region. Ahmedabad gets India’s first World Heritage City  Iran is expected to send an application to the EXIM certificate Bank of India for providing first tranche of loan Ahmedabad in Gujarat has been formally accorded the status from the USD 150 million credit line. of India’s first World Heritage City. The honour makes the walled city of Ahmedabad the first city in India, and the third Lakshadweep island Parali I has vanished in Asia after Bhaktapur (Nepal) and Galle (Sri Lanka). According to a study, Parali I island in the Union Territory of Lakshadweep, part of Bangaram atoll, which had an area of Himachal Pradesh first hill state in country to run 0.032 sq.km in 1968 has been completely eroded, resulting in electric buses its inundation.

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Amazon opens country’s largest fulfilment centre A solar power plant commissioned by a French firm with an in Hyderabad outlay of 4 million euros was inaugurated by French American e-commerce company Amazon opened its largest Ambassador Alexandre Ziegler in Maheshwari village in fulfilment centre (FC) in the country at the GMR-led Rajiv Haridwar district of Uttarakhand. Gandhi International Airport in Hyderabad. The 400,000 sq feet centre with close of 2.1 million cubic feet of storage space is the 5th such centre in Telangana. Jeff Bezos is the  founder of Amazon. Water ATM in Hyderabad Safe Water Network, an international NGO has partnered with VANIK’S KNOWLEDGE GARDEN Greater Hyderabad Municipal Corporation to launch water KISAN VIKAS PATRA ATMs, providing affordable, 24×7 safe water access in KPV are regulated by KVP Rules 2014, Scheme is available through Post Offices&those banks that are Hyderabad. A total of 200 ATMs will be set up to reach a authorized to operate PPF scheme. targetted 150,000 people. Consumers can collect water that Denomination: Rs.1000, Rs.5000, Rs.10000 & is affordably priced at Rs 1 per glass, Rs 2 per litre, Rs 5 per Rs.50000 10 litres, and Rs 10 per 20 litres. Types of certificates: Category Single, Joint A- Type&Joint B-Type (E/S). Statue of Netaji Subhas Chandra Bose unveiled at Maturity period: 113 Month Rate of Interest: 7.6%. navy base in Kolkata Rate of interest: Rs.1000 becomes double during the An eight feet bronze statue of Indian freedom struggle leader maturity period. Subhas Chandra Bose was unveiled at the naval base INS 1. Nomination facility, 2. Pledge for loan facility& 3. pre-mature payment after 2 years & 6 months subject to Netaji Subhas in Kolkata, named after the iconic leader. certain conditions, is eligible. PUBLIC PROVIDENT FUND India’s first Advanced Homeopathy Virology  Deposit Amount as low as Rs.500 and maximum Laboratory inaugurated in Kolkata Rs.1,50,000 in one financial year.  The Union Minister of State for AYUSH (I/c) Shripad  Any amount deposited in excess of Rs 1.5 lacs in a Naik inaugurated India’s first State of Art Virology financial year won't earn any interest. Laboratory at Dr. Anjali Chatterjee Regional Research  The current interest rate effective from 1 April 2017 is 7.9% (compounded annually). Institute for Homoeopathy in Kolkata.  Interest will be paid on 31 March every year.  The laboratory has been established at a cost of  Good long term investments of 15 years. Rs. 8 crore and is the only one in India for  The amount can be deposited in lump sum or in a conducting Basic and Fundamental Research in maximum of 12 installments per year.  Duration Of Scheme: Original duration is 15 years. Homoeopathy for Viral Diseases like Influenza, Thereafter, on application by the subscriber, it can Japanese Encephalitis, Dengue, Chickunguniya and be extended for 1 or more blocks of 5 years each. Swine Flu. ATAL PENSION YOJANA  Subscriber should have saving account. Archaeologists Discover 1st Century Buddhist  Eligible age for entering into scheme - 18 to 40 Site In Andhra Pradesh years.  Provides subscribers a fixed minimum pension of  Archaeologists have discovered an ancient Rs 1,000, Rs 2,000, Rs. 3,000, Rs 4,000 or Rs 5,000 Buddhist site on the top of a hill in Putlagudem of per month starting at the age of 60 years. Achampet mandal in Guntur district of Andhra  Period of contribution by subscriber should be equal Pradesh. to or more than 20 years.  Central government will contribute 50% of the  The site was discovered by a study team of contribution by subscriber or Rs.1000 per annum, archaeologists comprising E Siva Nagi Reddy, whichever is lower for 5. archaeologist, and CEO of The Cultural Center of Vijayawada and Amaravati (CCVA). French Ambassador opens solar power plant in Uttarakhand village

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its new stadium. The retractable grass football pitch will sit on top of an artificial pitch which will be used by American football league NFL. India win 2nd SABA U-16 Championship India has won 2nd South Asian Basketball, SABA, Under – 16 Championship. India remained unbeaten in its all four matches and accumulated 8 points. Bangladesh finished second and host Nepal third. BAI to confer first Lifetime Achievement award on Prakash Padukone The renowned Indian Badminton legend Prakash Padukone has been selected for the first life time award by Badminton Association of India. He has been selected for the award 2017 US Open (Tennis) for his contributions to Badminton. The award carries cash The 2017 US Open was the 137th edition of tennis’ US Open prize of 10 lakh rupees with a citation which will be presented and the fourth and final Grand Slam event of the year. It was to him at New Delhi held on outdoor hard courts at the USTA Billie Jean King National Tennis Center in New York City. World Senior Badminton Championships begin in Here is the complete list of winners/runner-ups of the Kochi Tournament:- The World Senior Badminton Championship began at Kochi. A total of 665 players from forty countries in different groups Event Winner Runner-Up are participating in the Championship. It is for the first time Men’s Rafael Nadal Kevin Singles (Spain) Anderson(South that India is hosting the Championship. Africa) Women’s Sloane Stephens Madison Keys Anderson reaches 500 Test match wickets Singles (US) (US) James Anderson became the sixth bowler and first Englishman Men’s Jean-Julien Feliciano López to take 500 Test wickets. He achieved this feat when he Doubles Rojer and Marc López dismissed West Indies opener Kraigg Brathwaite on the (Netherlands) (Spanish pair) second day of the third Test at Lord’s. Anderson took 129 and Horia Tecau matches to break 500 and those wickets came at just over 27 (Romania) runs apiece. Women’s Chan Yung-jan Lucie Hradecká Doubles (Chinese and Kateřina FIFA U-17 World Cup Logo for Kochi Venue Taipei) and Siniaková from  Kerala Chief Minister launched the host city logo Martina Hingis Czech Republic for Kochi, one of the venues of FIFA U-17 World (Switzerland) Cup India 2017. Mixed Martina Hingis Chan Hao-ching  Doubles (Switzerland) (Chinese Taipei) The logo represents and reflects Kochi’s identity and Jamie and Michael and will be a valuable tool in linking the local Murray (United Venus (New community in a global World Cup. Kingdom) Zealand)  The Official Mascot of the FIFA U-17 World Cup India 2017 is a clouded leopard called Kheleo.

England to get world’s 1st dividing retractable Virat Kohli becomes highest run-getter in ODIs pitch in 2017 England’s top tier football club Tottenham Hotspur has Indian captain Virat Kohli became the fastest player to score unveiled the world’s first-ever dividing retractable pitch at 15,000 runs in international cricket during the one-off T20I

36 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017 against Sri Lanka. Kohli achieved the feat in his 333rd ISSF World Cup. The event was held in Club de international innings, overtaking Hashim Amla who took 336 Caza, Tiro y Pesca de Acapulco. innings to score 15,000 international runs. Kohli has scored  India Wrestler Sonam Malik won a gold medal by 8,587 ODI, 4,658 Test and over 1,750 T20I runs. defeating Japanese Wrestler Sena Nagamoto by 3- 1 points on the fourth-day of Cadet World Wrestling Saurav, Joshna win at 74th Squash Nationals Championship in Athens. Saurav Ghoshal and Joshna Chinappa has won the 74th  The present Chief Coach of India senior women National Squash Championships in Noida i their respective Hockey Team, Waltherus Norbertus Maria Marijne men and women categories. is appointed as the Chief Coach of Indian Senior ‘Empowered Steering Committee’ for 2020 Tokyo Men Hockey Team.Also, Shri Harendra Singh, Olympics Dronacharya Awardee, Hockey Coach as High The Olympic Task Force, set up by the Ministry of Youth Performance Specialist Coach for Indian Senior Affairs and Sports, endorsed the formation of an ‘Empowered Women Hockey Team. Steering Committee’ for the 2020 Tokyo Olympics. The task  Birmingham has been named as the British force with members such as Abhinav Bindra and P Gopichand government’s choice to host the 2022 had submitted its interim report. Commonwealth Games.  India will host the 2019 edition of the Commonwealth Asian Games gold medallist Priyanka Panwar (Youth, Junior and Senior) Weightlifting banned for eight years Championships.The current edition of the Asian Games gold medallist Priyanka Panwar has been tournament is being held at the Gold Coast, handed over a ban of eight years by National Anti-Doping Australia. Agency (NADA) after she tested positive for a banned  Indian squash player Harinder Pal Sandhu won his performance enhancing drug for the second time. 21st international game on the trot and his fifth NEWS IN BRIEF consecutive title, winning the Malaysian Squash  Sanath Jayasuriya has step down from the post of Tour X event in Kuala Lumpur. the head of selection committee of Sri Lanka Cricket  Maharashtra has won the Chief Minister’s cup with team. 45 gold medals at the National kickboxing  Lieke Martens, one of the new FC Barcelona championship being held in Raipur. signings for the 2017/18 season, has been named  Maharashtra wins Chief Minister’s cup at National UEFA Player of the Year. kickboxing championship  India’s Konsam Ormila Devi bagged a gold medal in  The Indian Olympic Association (IOA) has formally 44kg weight category on the opening day of the awarded to Goa the rights to host the 36th National Commonwealth Youth (boys & girls) weightlifting Games which is going to take place in 2018. championships, held at Gold Coast, Australia.  Hyderabad have won the Kalpathi AGS – Buchi  Star India edged out Sony Pictures to secure the Babu All-India Invitation cricket tournament. In the Indian Premier League’s media rights with a bid of final held at Chennai, they defeated TNCA Rs 16,347.50 crore from 2018 to 2022. President’s XI by eight wickets.  Mercedes Lewis Hamilton has won Italian Grand  Sumit Nagal of India blasted Colin van Beem of the Prix beating Max Verstappen of Red Bull Netherlands in the singles final to justify the top  Divya Deshmukh has won the World Cadet Chess billing in the 8th MCC – S R Subramaniam Memorial Championship in the under-12 category at Pocos ITF Futures Men’s tennis championship. de Caldas, Brazil  The captain of the Indian basketball team, Amritpal Singh scripted history by becoming the first Indian-  born player to be picked up by an Australian NBL team.  Young Indian shooter Ankur Mittal, defeated rival James Willett, and went on to bag the first World Cup gold medal of his career in double trap at the

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tall. A German travel operator organised the construction of the mammoth sandcastle, bringing in 3,500 tons of sand over the past three-and-a-half weeks to the site at a former steelworks in the inland city. Navigation satellite IRNSS-1H fails after launch: ISRO India’s first private sector built satellite IRNSS- 1H was failed after the launch. It was launched from the Sriharikota spaceport in Andhra Pradesh, Indian Space Research Organisation (ISRO). World’s most powerful X-ray laser starts operation  The latest combined project by European Suzuki to set up India’s first Lithium Ion battery nations is now online. It’s called the European unit with Toshiba & Denso X-Ray Free Electron Laser, or XFEL for short, and Suzuki Motor will invest more than Rs 1,150 crore along with it’s now the largest and most powerful x-ray laser Japanese partners Toshiba and Denso to set up India’s first imaging instrument in the world, stretching some lithium ion battery facility in Gujarat. In the battery venture, 3.4 kilometers (2.11 miles) long and 40 meters (11.15 Suzuki will hold half the stake, while Toshiba will own 40% feet) underneath the German city of Hamburg and a and Denso the remaining 10%. nearby town called Schenefeld.  The XFEL project began in 2007, with 11 nations Stratolaunch: World’s largest aircraft successfully partnering to make it a reality. passes first engine tests The world’s largest all-composite airplane Stratolaunch in Government issues alert on spread of ‘Locky terms of wingspan successfully completed its initial engine Ransomware’ tests. It is designed for launching for sending satellite- The government has issued an alert on spread of new malware carrying rockets into low-Earth orbit. ‘Locky Ransomware’ that can lock computers and demand ransom for unlocking them. Scientists make methanol from methane using oxygen in ‘outstanding’ breakthrough Researchers at Cardiff University Scientists have created methanol from methane using oxygen from the air, in an  ‘outstanding’ breakthrough. The technique uses freely available air, inexpensive chemicals and an energy efficient production process. Bengaluru airport, Accenture collaborate to create ‘airport of the future’ Bengaluru International Airport Limited and Accenture has signed MoU for the development of digital solutions to create an “airport of the future”. Faculties from New Delhi & Hyderabad Contact : 8093083555, Web : vanikias.com World’s highest sandcastle built in German city CRPF Square, Bhubaneswar The world’s highest sandcastle has been created in the German city of Duisburg, standing at 16.68 metres (54.72ft)

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 The WHO South East Asia Region includes India, Bangladesh, Bhutan, North Korea, Indonesia, Maldives, Myanmar, Nepal, Sri Lanka, Thailand and Timor-Leste.  India is committed to eliminating tuberculosis (TB) by 2025, according to the World Health Organisation (WHO) . Health Ministry launches two new contraceptives  The Ministry of Health and Family Welfare has launched two new contraceptives, an injectable contraceptive MPA (Medroxyprogesterone Acetate) under the ‘Antara’ programme and a contraceptive pill, ‘Chhaya’.  Antara(injectable) is effective for three $800 million required to eliminate measles by months and Chayya (pill) works for one 2020 from India, south east Asia: WHO week.This will help to meet the changing needs of  According to World Health Organisation couples, especially women, to plan and space their (WHO),Around $800 million is required to eliminate pregnancies. measles by 2020 from from five developing  The contraceptives, which are available for free in economies of South East Asia (SEA) — Medical Colleges and District Hospitals at present, Bangladesh, India, Indonesia, Myanmar and Timor have so far been launched in 10 states. Leste — by 2020.  The health ministry has also launched theMission  The deadline for elimination of the highly Parivar Vikas, a central family planning initiative.The contagious infection, killing annually an estimated main objective of this Mission is to bring down the 134,200 children globally, is 2020. Total Fertility Rate(TFR) to 2.1 by the year 2025.  Measles is one of the major causes of death in TheMinister of Health and Family Welfare is children, MMR (measles, mumps and rubella) jabs Mr.Jagat Prakash Nadda. are one of the major public health interventions Amazon to help implement Karnataka milk aimed at eliminating childhood deaths. scheme  Recently India’s legendary sportsperson, Mr Amazon and Akshaya Patra Foundation joins hands to Milkha Singh, has been appointed WHO Goodwill mplement the Karnataka government’s ‘Ksheera Bhagya’ Ambassador for Physical Activity in South-East Scheme in Bengaluru. Asia Region.  World Health Organization - Headquarters: Geneva, TRAPPIST-1 planets likely to have water Switzerland, Head: Tedros Adhanom According to an international team of astronomers used the NASA/ESA Hubble Space Telescope, the Earth-sized planets World Health Organisation ready to help India orbiting the ultracool TRAPPIST-1 dwarf star 40 light-years eliminate tuberculosis by 2025 away may have substantial amounts of water and could be  The World Health Organisation (WHO) has told habitable. the South East Asian countries to integrate their national plans and mobilise and utilise resources  efficiently to reach the Tuberculosis elimination target of 2030.

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allowed to join the military as officers outside the medical stream for the first time in 1992. India hands over off-shore patrol vessel India has handed over an off-shore patrol vessel, Varuna, to Sri Lanka. India has earlier handed over two OPVs of the Indian Coast Guard, Varaha in April 2006 and Vigraha in August 2008. Point to note  Chief of the Army Staff General -Bipin Rawat  Chief of the Air Staff - Air Chief Marshal Birender Singh Dhanoa  Chief of the Naval Staff - Admiral Sunil Lanba Nepal-India jointly conducted “Surya-Kiran”  Director General of Indian Coast Guard - Rajendra Military Exercise Singh  India and Nepal commenced their 12th edition of DRDO test-fires Anti-Tank Guided Missile in Joint Military Exercise “Surya-Kiran XII” at Nepal Rajasthan Army Battle School in Saljhandi, Nepal. The Defence Research and Development Organisation  The 14 days Bi-Annual Bilateral Exercise will focus (DRDO) twice successfully flight tested Indias indigenously on Skill required Counter-Terrorism and Counter- developed third generation Anti Tank Guided Missile Terror, Forest Fighting and Natural Disaster (ATGM) ‘Nag’ in Rajasthan. These two successful flight trials management Operations. marked the successful completion of development trials of  The 11th edition of the Exercise was held in Nag Missile. Pithoragarh, Uttarakhand in March 2017. India will need $150 bn worth military equipment India and Sri Lanka begin Joint Naval Exercise SLINEX 2017 at Visakhapatnam in 10 yrs: DRDO’s Dr Sudhir Mishra Distinguished scientist and Director General of BrahMos Indian Navy and Sri Lankan Navy on 7 September 2017 began missile system division of the DRDO, Dr Sudhir Mishra, said the 2017 Sri Lanka-India Exercise (SLINEX) at Visakhapatnam, the country would require various military equipment worth Andhra Pradesh. The exercise will conclude on till 14 USD 150 billion in the next 10 years. September 2017. Recently the 12th edition of India and Nepal military exercise – Surya Kiran stared in Rupandehi district  of Nepal. Army plans to induct 800 women in military police for 1st time A day after Nirmala Sitharaman took over as the country’s first full-time female defence minister the Army has finalised a plan to induct approximately 800 women in the military police. The proposal is very significant as women will be inducted in the military’s non-officer cadre for the first time, although they will be in a non-combat role.Women were

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State Startup Conference in New Delhi The Department of Industrial Policy and Promotion, Government of India organized the second State Startup Conference in New Delhi. Coastal Shipping Business summit 2017 to be held in Kochi The ‘Coastal Shipping and Inland Water Transportation Business Summit 2017’ is going to be held in Kochi, Kerala. Conference on Sustainable Landscapes & Forest Ecosystems Emphasising the need to create an enabling environment through small steps such as planting more trees, Union Minister of Environment, Forest and Climate Change, Dr. Harsh Vardhan inaugurated the Conference on “Sustainable Landscapes & Forest Ecosystems : Theory to Practice” in New Delhi. Two-day Conference on Good 13th Inter-Governmental Commission meeting at Governance and Replication of Best Astana, Kazakhstan Practices began in Goa Union Minister for Petroleum and Natural Gas and Skill The Department of Administrative Reforms & Public Development and Entrepreneurship, Shri Dharmendra Grievances (DARPG), Ministry of Personnel, Public Pradhan will be visiting Astana, Kazakhstan from 19 - 20 Grievances & Pensions, Government of India is organising a September 2017 to co-chair the 13th Meeting of Inter- two-day Regional Conference on Good Governance and Governmental Commission (IGC) with Kazakhstan. Mr Kanat Replication of Best Practices on September 14-15, 2017 in Bozumbayev, Minister of Energy of Kazakhstan will co-chair Goa. the meeting from Kazakhstan side. First National Conference on “Uniformed Women India to conduct first BIMSTEC disaster in Prison Administration” inaugurated management exercise The Minister of State for Home Affairs Shri Kiren Rijiju  India’s National Disaster Response Force (NDRF) inaugurated the 2-day National Conference on “Uniformed is going to conduct a disaster management exercise Women in Prison Administration”. The Conference is being in New Delhi with BIMSTEC countries organised for women officers of the rank of Jailors to Dy.  The exercise, to be conducted between October 10- Superintendents of Prisons. 13 and acronymed as BIMSTEC DMEx-2017, is the Smriti Irani inaugurated Vastra fair first such exercise aimed at strengthening disaster Union Textiles Minister Smriti Irani and Rajasthan Chief management in South Asia. Minister Vasundhara Raje inaugurated the 6th edition of the  The Bay of Bengal Initiative for Multi-Sectoral four-day international textile and apparel fair, ‘VASTRA’ in Technical and Economic Cooperation (BIMSTEC) Jaipur. involves Bangladesh, India, Myanmar, Sri Lanka, Thailand, Bhutan and Nepal. 56th annual aerospace conference inaugurated in  17th BIMSTEC summit held at Kathmandu Nepal, Bengaluru this year. The 56th annual aerospace conference was inaugurated by the Air Chief Marshal BS Dhanoa at the Institute of Aerospace Kochi to host Coastal Shipping and Inland Water Medicine in Bengaluru. Transportation Summit Kochi will host the fifth edition of the ‘Coastal Shipping and International Hindu Conference begins in Nepal Inland Water Transportation Business Summit 2017’ on  The three-day International Hindu Conference September 22 . The summit will be an initiative to explore the began in Kathmandu, Nepal with an aim of immense potential of coastal shipping and waterways as well reinstating Kathmandu as the global capital of as an effort to build a shared commitment and integrating the Hinduism. coastal and waterways transport infrastructure.  The theme of the conference is ‘Emerging spiritualism: Renaissance of Hinduism’.

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Shyam Saran’s ‘How India Sees the World’ NITI Aayog sets up task force on employment, launched exports The book of Former Foreign Secretary Shyam Saran named a) In a bid to provide a “major” thrust to job creation “How India Sees the World: Kautilya to the 21st Century” by enhancing India’s exports, the NITI Aayog has launched by former Prime Minister Dr. Manmohan Singh. set up a task force to be headed by its Vice-Chairman The book records the crucial meeting of the CCS (Cabinet Rajiv Kumar. Committee on Security) on the eve of India-Pakistan Defence b) The task force, which includes government and Secretary-level talks in May 2006. private sector representatives, will submit its report BCCI releases players handbook of ‘100 things by November. every professional cricketer must know’ c) The task force would propose an action plan to The Board of Control for Cricket in India (BCCI) hasissued create well-paid, formal sector jobs and alleviate players handbook that covers several issues from money underemployment in both goods and services managing to managing emotions. Committee of sectors, the planning body said in a statement. Administrators (CoA) released the book that is titled ‘100 things every professional cricketer must know’ which is also GoM to monitor, resolve IT challenges faced in in line with Lodha recommendations. implementation of GST Satya Nadella’s First Book ‘Hit Refresh’ to Reveal  Union Finance Minister Arun Jaitley has constituted His Journey to Microsoft CEO a Group of Ministers to monitor and resolve the IT India-born Microsoft CEO Satya Nadella’s first book ‘Hit challenges faced in the implementation of Goods Refresh’ will give an account of his personal journey so far, and Services Tax (GST). The GoM will be headed the company’s ongoing transformation, and the coming wave by Bihar Deputy Chief Minister Sushil Kumar Modi of technological and economic change. and assisted by the Chairman and CEO of GST Network. ‘Unstoppable: My Life So Far’ authored by Maria Sharapova  Besides, a Committee on Exports has also been The book titled ‘Unstoppable: My Life So Far’ authored by constituted under the convenorship of Revenue tennis star Maria Sharapova was unveiled. The book talks Secretary Hasmukh Adhia. The committee will look about Sharapova’s rise from nowhere to tennis stardom, and into the issues of exports and recommend the GST the unending fight to stay on top. The book tells how a Council a suitable strategy for helping the sector in seventeen-year-old Maria Sharapova became an overnight the post-GST scenario. sensation by defeating the two-time defending champion Serena Williams to win the prestigious Wimbledon.  

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Virgin Group founder Richard Branson, Donald Trump 45th President Of The United States, CNN founder Ted Turner , Facebook co- founder Mark Zuckerberg, Facebook COO Sheryl Sandberg, Tesla and SpaceX co-founder Elon Musk. Indigenous artillery gun sets new record in range An indigenous artillery gun, Advanced Towed Artillery Gun System (ATAGS), being jointly developed by the Defence Research and Development Organisation (DRDO) and the private sector, during trial firings at Pokhran ranges has set a new world record in range by hitting targets at a distance of 48 km. ATAGS is a 155mm, 52 calibre towed artillery gun being FIFA U-17 World Cup song officially launched developed in mission mode by DRDO as a part of the Army’s  The official song for the FIFA Under-17 World Cup artillery modernisation programme. football tournament was formally launched in Mumbai by the Local Organising Committee (LOC) Record-breaking NASA astronaut Peggy Whitson and Sony Pictures Networks India (SPN). returns to Earth  Astronaut Peggy Whitson returned to Earth,  Called “Kar Ke Dikhla De Goal”, the song has been written by lyricist Amitabh Bhattacharya and wrapping up a record-breaking flight that catapulted composed by Pritam. her to first place for U.S. space endurance.   The FIFA U-17 World Cup, the first FIFA tournament Whitson’s 665 days off the planet — 288 days on to be held in India, will be played across six venues this mission alone — exceeds that of any other in October 2017. American and any other woman worldwide. Sachin Tendulkar launches Mission 24 Grand celebration of ‘Solung festival’ in Former Indian cricketer Sachin Tendulkar launched -Mission Arunachal’s Boleng 24 for Mumbai’s M east ward which is known to have one of Arunachal Pradesh’s biggest festival ‘Solung’ of the Adi Tribe was celebrated with traditional fervor and in a grand highest slum population’s in the city. way at Boleng in Siang District Ratan Tata among 3 Indians in Forbes 100 greatest living business minds list Manipur celebrates ‘Heikru Hidongba’ with grandeur  Three Indian corporate czars—Lakshmi Mittal, Heikru Hidongba, the traditional boat race festival of Manipur, Ratan Tata and Vinod Khosla—have been named was celebrated at the Thangapat (moat) of Shri Bijoy in Forbes’ special list of the world’s ‘100 Greatest Govindajee, Sagolband, Imphal. Living Business Minds’. Lakshmi Mittal is the chairman and CEO of ArcelorMittal, Ratan Tata is Onam festivities begin with art, cultural shows in Tata Group’s chairman emeritus and Vinod Khosla Kerala is the co-founder of Sun Microsystems. Onam is the biggest and the most important festival of the  Some of the notable honorees alongside Blank are- state of Kerala. Berkshire Hathaway CEO Warren Buffett, Microsoft co-founder Bill Gates, Amazon founder Jeff Bezos, 

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Engineer’s Day: 15 September This day is celebrated every year in India since 1967 to commemorate the birthday of the legendary engineer Sir Mokshagundam Visvesvaraya. Theme of Engineers’ Day 2017: ”Role of Engineers in a Developing India” International Day for the Preservation of the Ozone Layer: 16 September The International Day for the Preservation of the Ozone Layer 2017 theme: ‘Caring for all life under the sun’. International Day of Peace: 21 September 2017 The International Day of Peace 2017 Theme is “Together for Peace: Respect, Safety and National Sports Day: 29 August 2017 Dignity for All.” On 29 August National Sports Day is observed which is the World Alzheimer’s Day: 21 September birthday of legendary hockey player Dhyanchand. World Alzheimer’s Day 2017 Theme: “Remember me”. National Nutrition Week to be observed from 1st to 7th September The National Nutrition Week will be observed throughout  the country from 1st to 7th September. The basic objective of this annual event is to intensify awareness generation on the importance of nutrition for health which has an impact VANIK’S KNOWLEDGE GARDEN on development, productivity, economic growth and PAYMENTS BANKS ultimately National development. The theme of the National  These banks can accept a restricted deposit which is Nutrition Week for 2017 is “Optimal Infant & Young Child currently limited to INR 1 lakh per customer and Feeding Practices: Better Child Health”. may be increased further.  These banks cannot issue loans and credit cards.  Both current account and savings accounts can be International Literacy Day: 8 September operated by such banks. The day is observed every year on 8th September to  Payments banks can issue services like ATM cards, emphasize the importance of literacy to individuals, society debit cards, online banking and mobile banking.  They can distribute non-risk sharing simple and communities. Theme of International Literacy Day 2017 financial products like mutual funds and insurance is ‘Literacy in a Digital World’. products.  Non-resident Indians (NRIs) are not be allowed to Hindi Diwas 14 September 2017 open accounts in payment banks. During Hindi Diwas celebrations, the Union Government  The minimum capital requirement is Rs 100 crore.  On 23 September 2013, Nachiket Mor committee announced the launch of ‘Lila App’ that uses Artificial recommended the formation of payments bank Intelligence to teach Hindi in various languages.  At present, Airtel, India Post and Paytm are the only three entities that have started Payments Bank International Day of Democracy: 15 September Operations. The International Day of Democracy organized by the United Nations is observed across the world on 15 September. The theme for the year 2017: ‘Democracy and Conflict prevention’.

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commerce app with UPI-integrated platform? A) Veg B) Tez C) Dhriti D) Dhwani 14. Where is the headquarters of International Union for Conservation of Nature located? A) Gland, Switzerland B) Berlin, Germany C) Brasilia, Brazil D) Ottawa, Canada 15. Who of the following has been conferred with prestigious President medal ? A) T Rani B) P Shikha C) D Roopa D) M Vijaya D) Nirmala Sitharaman 16. Who of the following beated World 7. The world’s largest radio telescope is Championship Winner Nozomi located at which of the following Okuhara to become the first Indian to province? lift the Korea Open Superseries title? 1. Hurricane _____ devastated the A) Guangdong A) Saina Nehwal Caribbean island of Dominica. B) Yunnan B) PV Sindhu A) Jeanne B) Maria C) Sichuan C) Jwala Gutta C) Gustav D) Itene D) Guizhou D) Aparna Popat 2. Who of the following in September 8. According to Nomura, India’s CAD is 17. Who has become the first cricketer to 2017 has broken the world record by expected to reach to __ in 2017 from hit 100 sixes in T20s? cycling around the world? 0.6% in 2016. A) Virat Kohli A) Jacques Anquetil A) 1.3 B) 1.4 B) Chris Gayle B) Bernard Hinault C) 1.5 D) 1.6 C) Aaron Finch C) Peter Sagan 9. Who of the following has won Singapore D) Evin Lewis D) Mark Beaumont Grand Prix? 18. Which of the following has become the 3. Who of the following has received ANR A) Lewis Hamilton first payment bank in India to integrate Award? B) Sebastian Vettle the Unified Payments Interface (UPI) A) Prem Tapasya C) Valtteri Bottas on its digital platform? B) Dasari Narayan Rao D) Michael Kors A) Paytm Payments Bank C) SS Rajamouli 10. Who of the following has become the B) FINO Pay Payment Bank D) Maro Raghavendra Rao first woman to win an individual World C) Airtel Payment Bank 4. Which of the following State Government Championship motorbike race ? D) Indian Post Payment Bank launches Shaheed Gram Vikas Yojana? A) Ana Carrasco 19. Japan released postage stamps on who A) Uttarakhand B) Eve Goldmann of the following for spreading Indian B) Chhattisgarh C) KD Land postural yoga in Japan? C) Jharkhand D) Chloe Grace A) Paramahansa Yogananda D) Gujarat 11. Who has been appointed as the Director B) Swami Sivananda 5. The Vice President of India Shri M. General of NIA? C) Bishnu Charan Ghosh Venkaiah Naidu released a A) RS Tiwari D) B K S Iyengar Commemorative Coin on who of the B) PC Chopra 20. World’s second biggest dam Sardar following? C) KC Jain Sarovar Dam is situated at which of A) Chidambaram Subramaniam D) YC Modi the following places? B) M.S. Subbulakshmi 12. Who was the father of nephrology in A) Rajasthan C) Bhimsen Joshi India, who has passed away? B) Punjab D) CNR Rao A) PV Wangdu C) Gujarat 6. Which of the following Cabinet Minister B) KS Chung D) Madhya Pradesh is going to attend UN General C) RS Tang 21. Which country has begun its first-ever Assembly Meet in New York, USA? D) PR wang survey to remeasure Mount Everest? A) Rajnath Singh 13. Tech gaint Google has launched which A) China B) India B) Sushma Swaraj of the following mobile-payment and C) Nepal D) Bhutan C) Arun Jaitley

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22. Which of the following state has 30. Who of the following is appointed as 38. Asian Development Bank has partnered introduced Yatrik mobile application to the CMD of United India Insurance with which of the following bank to help in easy booking of meter taxis? Co. Ltd? provide finance to women borrowers A) Uttarakhand A) N Sarang Prabhakar in rural areas? B) West Bengal B) P Deshmukh A) IndusInd Bank C) Bihar C) M Nagaraja Sarma B) Karur Vyasya Bank D) Odisha D) T Narayan Das C) Dena Bank 23. Regional Vocational Training institute is 31. Who of the following has been awarded D) Federal Bank going to come up at which of the Global Diversity Award at Britain’s 39. World’s oldest captive panda ___ has following places? House of Commons? died at the age of 37 in Fuzhou, China. A) Andhra Pradesh A) Amitabh Bachan A) Pasi B) Masi B) Telangana B) Aishwarya Rai C) Basi D) Rasi C) Karnataka C) Shahrukh Khan 40. Swachhta Hi Seva’ (Cleanliness is D) Kerala D) Salman Khan Service) campaign is launched from 24. India’s first transgender-exclusive Clinic 32. Which of the following movie was which of the following places? is going to be opened at which of the awarded the Golden Lion Award for A) Rajasthan following places? best movie at the 74th Venice Film B)Gujarat A) Tamil Nadu Festival? C) Uttar Pradesh B) Kerala A) Xavier Legrand D)Madhya Pradesh C) Karnataka B) The Shape of Water 41. PRANAM Bill has been passed by D) Haryana C) Charlotte Rampling which State Assemble? 25. According to a study by Zipjet, which D) Kamel El Basha A)Manipur of the following is the least stressed 33. International Day of Democracy is B)Gujarat city in the world? celebrated on which of the following C)Meghalaya A) Stuggart day? D)Assam B) California A) 15 September 42. ______Mission 1 Million’ initiative is C) Paris B) 16 September launched by whom of the following D) London C) 17 September CM? 26. According to a DBS report, India’s GDP D) 18 September A) Arunachal Pradesh, Pema Khandu growth is going to slip below __ % 34. What was the theme of Engineer’s day B) Bihar, Nitish Kumar this fiscal (2017-18)? 2017? C) Maharashtra, Devandra Fadnavis A) 5% B) 6% A) “Engineering and Nationality” D) Chhattisgrah, Raman Singh C) 7% D) 8% B) “Engineers for the nation” 43. India launched which of the following 27. According to the data from the Reserve C) “Role of Engineers in a Operation to provided assistance to Bank of India, Forex Exchange Reserves Developing India” Bangladesh to tackle Rohingya refugee crossed __ Billion USD mark for the D) “Engineers are the best” crisis? first time in history of the country? 35. Who of the following was appointed by A) Operation Samajh A) $200 bn UN Chief as the first special envoy for B) Operation Insaniyat B) $300 bn the oceans? C) Operation Suvidha C) $500 bn A) Mark Wren D) Operation Kartavya D) $400 bn B) Peter Thoomson 44. Who inaugrated First National 28. According to research agency Kantar C) David Richard Conference on “Uniformed Women in Millward Brown, which of the D) Tom Hancock Prison Administration”? following is India’s most valuable brand 36. India’s Quarter-1 current account deficit A) Narendra Tomar in 2017 and topped BrandZ India top (CAD) 2017-18 rose from $0.4 billion B) Kiren Rijiju 50? to _____? C) Dharmendra Pradhan A) Jio A) 14.1 Billion USD D) Maneka Gandhi B) L&T B) 14.3 Billion USD 45. Which of the following ministry has C) HDFC Bank C) 14.5 Billion USD recently announced ‘Swachhta’ D) ICICI Bank D) 14.7 Billion USD Ranking 2017 for Higher Education 29. Amazon tied up with which of the 37. Which of the following Spacecraft Institute? following banks to provide unsecured helped US scientist to create first map A) External Affairs Ministry micro-loans to sellers? of water trapped in the uppermost B) Ministry of Petroleum and A) State Bank of India layer of the Moon’s soil? Natural Gas B) Bank of Baroda A) Phoenix C) Human Resource and C) Punjab National Bank B) Viking Development D) Bank of India C) Chandrayaan – 1 D) Ministry of Women and Child D) Rosetta Development

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46. Which of the following became 1st 55. Which of the following country is D)Rafael Nadal Indian state to approve e-vehicle planning to ban petrol vehicles and 64. Which allows which of the following policy? boosting electric vehicles? procedure for opening of e-insurance A) Karnataka A) Japan account? B) Odisha B) South Korea A)NTP B)OTP C) Telangana C) America C)ATM D)GST D) Kerala D) China 65. All the SIM cards have to be linked to 47. Which of the following Port has won 56. Project ____ is launched by the central Aadhaar before February __ to avoid “Container Terminal of the Year” government of India to trace black deactivation of the phone numbers. Award, 2017? money by using big data analytics to A)2018 B)2019 A) Krishnapatnam Port match information from social media C)2020 D)2022 B) Jawaharlal Nehru Port sites. 66. Who was the chairman of Joint C) Kandla Port A) Inner View Committee on The Financial D) Momugao Port B) Outsight Resolution and Deposit Insurance Bill, 48. Which of the following banks has C) Insight 2017 partnered with the National Payments D) Energia A) Shailender Singh Corporation of India (NPCI) to launch 57. According to Fitch Ratings, Indian Banks B) Bhupender Yadav a RuPay-powered digital debit card? will require about USD ___in additional C) Manmohan Tiwari A) Paytm Payments Bank capital, to meet the new Basel-III D) Divender Trivedi B) Airtel Payments Bank capital standards by March 2019 67. Which of the following state has signed C) Finocare Small Finance Bank A) 65 million MoU with Google to increase Digital D) Ujjivan Small Finance Bank B) 55 million Literacy? 49. Which of the following company is the C) 55 billion A) Gujarat country’s most valuable firm in terms D) 65 billion B) Assam of market capitalization? 58. India signed MoU with which country C) Odisha A) Tata Consultancy Services in the areas of drug regulation and D) Uttrakhand B) Coal India pharmaceutical quality control and 68. Who is the CEO of Bharat Petroleum C) Reliance Industries communicable diseases? Corporation Ltd.? D) Sun Pharma A) Bhutan A) Dinesh Saraf 50. Who of the following was the co – B) Myanmar B) S varadrajan founder of whatsapp, who has recently C) Malaysia C) BC Tripathi left the company? D) Morroco D) Mukesh saran A) Jan Koum 59. Which country won 2nd SABA U-16 69. Who has been given the additional charge B) Brian Acton Championship? of the Chairman of Goods and Services C) John Mach A) India B) China Tax Network (GSTN)? D) Steve Smith C) Bhutan D) Pakistan A) LN Das 51. Cabinet approves how much % of 60. Bharat Financial signed merger talk deal B) PK Pradhan additional DA to central staff? with which of the following bank? C) RS Jain A) 4% B) 3% A) Federal Bank D) AB Pandey C) 2% D) 1% B) IndusInd Bank 70. International Literacy Day is celebrated 52. India’s first advanced Homoeopathy C) Karur Vyasya Bank on which of the following days? Virology lab inaugurated at which of D) Kotak Bank A) 5 September the following place? 61. India – japan summit 2017 is going to B) 6 September A) Hyderabad take place at which of the following C) 7 September B) Kolkata place? D) 8 September C) Bhubaneswar A) Rajasthan 71. BSNL has teamed-up with which of the D) Chennai B) Gujarat following Bank to provide mobile 53. In which of the following districts, has C) Kerela wallet? India started to produce world’s most D) New Delhi A) State Bank of India expensive Coffee, Civet coffee? 62. WHO has set a target for South Asian B) Punjab National bank A) Kasaragod Countries to eliminate TB by __; C) Indian Overseas Bank B) Mysuru A)2020 B)2030 D) Bank of India C) Chennai C)2040 D)2050 72. IIM-Lucknow has tied up with which D) Coorg 63. Who was the winner of US Open men’s of the following bank for ‘Climate 54. Cuba has been hitted by which of the single? Literacy”? following hurricane? A)Roger Federer A) ICICI bank A) Wilna B) Irene B)Abdy Murray B) YES Bank C) Irma D) Ivan C)Noval Djokovic C) DENA Bank

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D) Airtel Payment Bank B) Prabhat Kumar A) Haryana 73. Google has signed MoU with which state C) Amresh Panda B) Punjab under “Digital India” movement? D) Rajiv Kumar C) Madhya Pradesh A) Rajasthan 83. Ankul Mittal Belongs to which sports? D) Karnataka B) Telangana A) Rowing B) Boxing 94. What was the theme of 9th BRICS C) Gujarat C) Shooting D) Badminton summit? D) Punjab 84. Exide Life Insurance tied up with which A) Strengthening Policy coordination 74. Who of the following is the author of bank to sell its insurance products? and Breaking a new path for “How India Sees the World”? A) Punjab and Maharashtra growth A) VS Naipaul Cooperative bank B) Stronger Partnership for brighter B) Amrita pritam B) Odisha State Cooperative bank Future C) Shyam Saran C) Abhyudaya Cooperative bank C) Quality Growth and Human D) Sudha Murthy D) District Cooperative Central bank Development 75. Which of the following actress has 85. Which of the following bank had D) Deeper Integration for Peace, become the ambassador for Australia launched Chatbot ‘Eva’ which has Progress and Prosperity Tourism? become India’s smartest chatbot? 95. UIDAI extends deadline till ___ for A) Priyanka Chopra A) ICICI B) YES banks to set up enrollment centres. B) Madhuri Dixit C) DENA D) HDFC A) 30 September, 2017 C) Anushka Sharma 86. What amount of money is needed by B) 30 September, 2020 D) Parineeti Chopra World Health Organisation (WHO) to C) 30 September, 2019 76. Which of the following country is going eliminate Measles from South East D) 30 September, 2018 to host 2019 Commonwealth Asia? 96. Who has become first Indian-born player Weightlifting Championship? A) 500 USD B) 600 USD to be signed by Australian basketball A) China B) Britain C) 700 USD D) 800 USD team? C) Poland D) Inidia 87. Which of the following country has A) Sukhjeet Barnala 77. Which of the following banks has banned initial coin offerings? B) Amarjit Singh launched new scheme of replacing loans A) Japan B) Myanmar C) Amritpal Singh with certificate deposits? C) China D) India D) Navdeep Singh A) Ujjivan bank 88. Which of the following state has 97. Who has taken the charge(MD & CEO) B) Dena bank launched “Jala Siriki Haarati” of Vijaya Bank? C) DSB bank programme? A) Kavita Narayanan D) Fino Care bank A) Telengana B) Rajastha B) Vikash Sangakaran 78. Ministry of Power has launched UJALA C) Odisha D) Andhra Pradesh C) Sankara Narayanan scheme at which of the following place? 89. With which of the following country D) Narayan Murthi A) Canada B) Myanmar has India signed Cultural Exchange 98. Which bank has been Awarded for Use C) Malayasia D) China programme for the year 2017-2020? of Technology for Financial Inclusion 79. India will grant gratis visas to the A) Bhutan B) Bangladesh Among Large Banks under 13th citizens of which of the following C) Myanmar D) China IDRBT Banking Technology Excellence nation? 90. On the eve of Teacher’s Day, the Vice- Awards 2016-17? A) Canada B) Malayasia president launched which portal? A) PNB B) SBI C) Myanmar D) China A) BHIKSHA C) BOB D) Union Bank 80. Which of the following telecom B) SMIKSHA 99. Which bank has been Awarded for Use company has launched GST Advantage C) DIKSHA of Technology for Financial Inclusion for small business? D) RICKSHA Among Small Banks under 13th A) BSNL B) Airtel 91. The Indian Coast Gaurd has handed over IDRBT Banking Technology Excellence C) IDEA D) Vodafone patrol vessel ___ to Srilanka in Awards 2016-17? 81. Which state has signed MoU with September 2017. A) Karnataka Bank Lttd. Hyperloop Transportation A) Tarini B) Kamya B) The Federal Bank Technologies to build India’s first C) Varuna D) Indira C) ICICI bankLtd. Hyperloop system? 92. ‘Gyankunj Project “ is launched by D) Axis Bank Ltd. A) Uttarakhand which State Government? 100. Gauri Lankesh Passed away. She B) Kerala A) Karnataka belonged to which field? C) Tripura B) Maharashtra A) Writer D) Andhra Pradesh C) Sikkim B) Journalist 82. Who is going to head the Expert Task D) Gujarat C) Photographer Force on Employment & Exports 93. Which state government has decided to D) Director constituted by NITI Aayog? reimurse tuition fee till graduation for 101. Who is going to be declared as the “Co- A) Sanjiv Mishra girls? patron” of Calcutta Archdiocese?

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A) AJ John A) malayasia 121. Permanent headquarter of BRICS bank B) MG George B) Myanmar is going to start at which place? C) Mother Teresa C) HongKong A) Beijing D) Sangliana D) Singapore B) Shanghai 102. Who has been appointed as the new 112. AYUSH University is going to set-up C) Hangzhou Md, CEO of Karur Vysya bank? in which state? D) Guangzhou A) Rajiv Rishi A) Kerela 122. __ committee is set up to oversee the B) PR Seshadri B) HimanchalPradesh Olympic preparations. C) Ashok pal Singh C) Arunanchal Pradesh A) Sports Committee D) PS Jayakumar D) Haryana B) Steering committee 103. Who has been appointed as the new 113. Who has announced an inter-ministerial C) Charter Committee Chairman of Syndicate Bank? task force fpr speedy implementation D) Dhruv Committee A) Rahul Rathi of Namami Gange Mission? 123. World’s highest sandcastle has been B) TCA ranganathan A) Uma Bharti built in which country? C) Ajay Vipin Nanavati B) Sushma swaraj A) UK B) USA D) Jatinder Bir C) Narendra Modi C) Germany D) Hong Kong 104. Who has bagged gold at Commonwealth D) Nitin Gadkari 124. The International Hindu conference has Youth weightlifting Championship in 114. 1st century AD, ancient Buddhist Site started at which place? 44kg? has been discovered at which place? A) Colombo A) Karnam Malleshwari A) Kerela B) Islamabad B) Saikhom Mirabai B) Tripura C) Kathmandu C) Konsam Ormila Devi C) Andhra Pradesh D) New Delhi D) Sanjita Chau D) Tamil Nadu 125. The Reserve Bank of India has projected 105. Who won Italian Grand Prix? 115. Where is the Head quarter of Karur Gross Value Added rate at ___ for A) Valtteri Bottas Vyasya bank? FY18. B) Sebastian Vettle A) Kerela A) 6.5% B) 7.5% C) Lewis Hamilton B) Karnataka C) 7.3% D) 7.4% D) Henry Cock C) Tamil nadu 126. In SBI’s Research report, SBI estimated 106. Trinamool lawmaker ___ passed away. D) Gujarat GDP growth rate is likely to be going A) salman Rashik 116. Who is the new Union Defence below_____ for India. B) Sultan Ahmed Minister of India? A) 6.2% B) 6.3% C) Rafiq Khan A) Suresh Prabhu C) 6.4% D) 6.5% D) Sultan Kattoo B) Nirmala Sitharaman 127. Fincare Small Finance bank has started 107. China has contributed an amount of C) Mukhtar Abbas Naqvi its operations. Who is the CEO of this USD ___ for BRICS economic D) Nitin Gadkari Bank? cooperation. 117. Solung is the festival of which state? A) Rajeev yadav A) 72 B) 72 A) Assam B) Niroop Mishra C) 75 D) 76 B) Arunachal Pradesh C) Anil Kotwal 108. Nepal has signed USD ___ UN C) Meghalaya D) Saurabh Agarwal Assistance Plan for 2018-2022. D) Sikkim 128. Who has been appointed as US Envoy A) 645 million 118. Heikru Hidongba is the festival of to India? B) 675 million which place? A) Tom Cooney C) 635 million A) Dispur B) Itanagar B) Helen La Lime D) 665 million C) Imphal D) Kohima C) Kenneth Juster 109. Which of the following government has 119. The European X-ray Free Electron D) John Bass banned veils for women ? Laser (XFEL) has begun operating at a 129. Which Airport has bagged Energy A) Afghanistan facility near Hamburg. How many Efficiency Award? B) tajikistan countries are participating in this A) Indira Gandhi International Airport C) Taliban project? B) Hyderabad Airport D) Iran A) 10 B) 11 C) Biju Patnaik Airport 110. Which bank has been recently conferred C) 12 D) 13 D) Mangaluru Airport with the title “to big to fail ? 120. Five banks of BRICS nations signed 130. Richard Anderson, a ‘Six Million Dollar A) ICICI B) HDFC pact for credit lines. Which bank is Man’, has passed away recently. He C) YES D) SBI going to participate from India? belonged to which field? 111. DSB Group Holdings won India’s A) RBL Bank A) Dancing B) Singing approval to start susidiary banking B) EXIM Bank C) Acting D) Jogging operation. It belongs to which Country? C) Karur Vyasya Bank D) IndusInd Bank

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131. An exhibition on the freedom struggle 140. ‘Amber Box’ is a joint proposal 149. State-owned NTPC has signed a term and Quit India Movement’s role in it between India and ____. loan agreement for Rs. 3,000 crore with that is launched at which place? A) Bhutan B) Bangladesh which Bank for partially funding its A) Jaipur B) Gwalior C) Sri Lanka D) China capital expenditure? C) Noida D) New Delhi 141. For Madhya Pradesh’s Multi-Village A) SBI 132. Where is the headquarters of Fincare Rural Drinking Water Supply Scheme B) ICICI Bank Small Finance Bank situated? Project, New Development Bank C) Corporation Bank A) Bengaluru, Karnataka (NDB) has approved a loan of how D) Yes Bank B) Kolkata, West Bengal much amount? 150. Who has been appointed as the Election C) Ahmedabad, Gujarat A) USD 470 million Commissioner who replaced Achal D) Varanasi, Uttar Pradesh B) USD 740 million Kumar Joti for this post? 133. Which country has recently banned C) USD 407 million A) Nasim Zaidi plastic bags and other disposable D) USD 704 million B) Sunil Arora products after one of the country’s 142. Google has pledged how much amount C) Om Prakash Rawat biggest dump collapsed in April leading top the flood-hit areas of India, Nepal D) Kamal Mehta to a disposal crisis? and Bangladesh? 151. NITI Aayog, in partnership with the A) Malayasia B) Sri Lanka A) $1 billion B) $1 million ______and MyGov launched the C) Myanmar D) Bhutan C) $5 million D) $5 billion ‘Women Transforming India’ Awards 134. Louisiana, the US Gulf Coast has been 143. Which country will host the third which was given to 12 women this year. hitted by which Hurricane? Eastern Economic Forum in September A) Google A) Dolly B) Norman 2017? B) World Bank C) Harvey D) Isabel A) India B) Iran C) United Nations 135. Digital payment company ItzCash C) Russia D) Bangladesh D) UNESCO partners with which life insurance 144. Where did the Retail India Summit and 152. Who has been given the FICCI Special provider to offer general insurance Expo (RISE 2017) held? Jury Award by FICCI for his products? A) Bengaluru B) Hyderabad contributions to healthcare and medical A) ICICI Prudential C) Jaipur D) Delhi research? B) HDFC Ergo 145. In August 2017, which state announced A) Dr. SY Quraishi C) Bajaj Allianz to end the process of holding interview B) Dr. KR Balakrishnan D) United India Insurance for selection of candidates for the C) Dr. MC Mishra 136. Aksh Optifibre, one of the major optical government jobs in all the non-gazetted D) Dr. RK Mehta fibre Cable manufacture has bagged posts of Group B, C and D categories? 153. With which of the following countries, national level banking correspondent A) Maharashtra India has signed an MoU for contract from which bank to set up B) Gujarat cooperation in the fields of Zebu Cattle banking kiosks? C) Uttar Pradesh Genomics and Assisted Reproductive A) Punjab National Bank D) Haryana Technologies? B) Bank of Baroda 146. In August 2017, with which of the A) Israel C) Yes Bank following countries has India signed B) Brazil D) Federal Bank two MoUs in the field of Railways? C) South Africa 137. Who has been honoured with Shri A) Switzerland D) Indonesia Shakti Samman’? B) Bangladesh 154. Government of India with which A) JP Morgan C) France country will issue a set of two B) Parull Mahajan D) Afghanistan commemorative postage stamps on the C) Dvya Solanki 147. India’s first private sector built satellite theme of Indian festival Diwali? D) Nipun Jamwal IRNSS-1H which was launched on 31st A) Canada B) Bangladesh 138. According to a report by Transparency August 2017 after which it failed, was C) Israel D) Brazil International, which of the following launched from which place? 155. As per the amended the Goods and is the most Corrupt Asian country ? A) Thiruvananthapuram Services Tax (Compensation to States) A) Pakistan B) Chandipur Act, 2017, increased cess of _____ from B) India C) Bengaluru 15% would be levied on luxury cars C) Afghanistan D) Sriharikota and sports utility vehicles. D) China 148. In August 2017, which of the following A) 20% B) 25% 139. Govt. Notifies ____ bill for transporting small finance banks got scheduled bank C) 30% D) 35% goods consignment ofs of more than status from the Reserve Bank of India? 156. Name the head of committee appointed 50,000 invalue. A) Janalakshmi Small Finance Bank by the government to enhance the A) e-way B) b-way B) Utkarsh Small Finance Bank combat potential of the armed forces C) c-way D) t-way C) Ujjivan Small Finance Bank and re-balance defence expenditure. D) ESAF Small Finance Bank A) M.L. Malhotra

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B) K.S. Garewal C) SAMADHAN 172. Talent Search Portal was launched by C) D.B. Shekatkar D) SHAURYA which ministry? D) F.D. Shankar 164. YUVA – a skill development A) Ministry of Child Development 157. As announced by the government, the programme inaugurated by Union B) Ministry of Sports and youth affairs existing deadline for linking Aadhaar to Home Minister Rajnath Singh is an C) Ministry of Skill Development various government schemes for initiative of D) Human Resource Development benefits has been extended from A) Delhi Police Ministry September 30 to ______B) Bengaluru Police 173. India signed an agreement with which A) November 30 2017 C) Kochi Police country on technical cooperation for B) January 2018 D) Mumbai Police renewable energy? C) October 31 2017 165. Which country has imposed the world’s A) Britain B) China D) December 31 2017 toughest law against plastic bags in C) Germany D) S.Korea 158. Which state has decided to merge its August 2017? 174. The govt. Of Madhya Pradesh existing seven health schemes to launch A) Hong Kong contributed ___ for Assam Flood a unified scheme called ‘Arogya B) Rwanda Relief. Bhagya’? C) Kenya A) 3 crore B) 4 crore A) Odisha D) Italy C) 2 crore D) 5 crore B) Kerala 166. Kenya recently imposed world’s 175. Where did the Institute of Aerospace C) Andhra Pradesh toughest law against plastic bags by Medicine Inaugurate? D) Karnataka announcing imprisonment of up to four A) New Delhi 159. Which of the following will implement years or fines of ______. B) Bengaluru the Karnataka government’s ‘Ksheera A) $40,000 B) $50,000 C) Kochi Bhagya’ Scheme in Bengaluru, wherein C) $30,000 D) $60,000 D) Chennai school children would be provided a 167. Sardar Singh who has received the 176. Who won Belgian Grand Prix 2017? glass of milk each five days a week? India’s highest sporting honour, the A) Valtteri Boltas A) Amazon Rajiv Gandhi Khel Ratna 2017 plays B) Lewis Hamilton B) Bharti Airtel which sport for the country? C) Sebastian Vettel C) Flipkart A) Football B) Badminton D) Kimi Raikonnen D) BSNL C) Tennis D) Hockey 177. Who has won 74th men’s single Squash 160. Where has the International Atomic 168. Who has became the first para athlete Nationals? Energy Agency (IAEA) opened the to receive India’s highest sporting A) Rritwik Bhattacharya Low Enriched Uranium Bank? honour, the Rajiv Gandhi Khel Ratna B) Saurav Ghoshal A) Kyrgyzstan 2017? C) Cyrus Poncha B) Kuwait A) Sardar Singh D) Siddarth Suchde C) Kiribati B) Devendra Jhajaria 178. Airtel ties up with which company to D) Kazakhstan C) Amit Kumar Saroha offer cyber security solutions? 161. Solar energy services company Freyr D) Mariyappan Thangavelu A) Blue Star Energy has tied up which of the 169. One of the receivers of Rashtriya Khel B) Symantec following banks for loans for solar Protsahan Award 2017 is C) Afixi rooftop installations in Telangana and A) Reserve Bank of India D) Accel Andhra Pradesh? B) Punjabi University, Patiala 179. Who received Edupreneur Award at A) ICICI Bank C) Reliance Foundation World Education Summit? B) Axis bank D) Subroto Mukherjee Sports A) Brahmananda Reddy C) Federal Bank Education Society B) NKP Salve D) South Indian Bank 170. Who has been named UEFA Player of C) Bandaru Dattareya 162. Who has been named as the UEFA the Season for 2016–2017? D) Rustom Kerawalla Women’s Player of the Year for 2016- A) Lionel Messi 180. Legendary footballer ___ passes away. 17? B) Cristiano Ronaldo A) Bhaichung Bhutia A) Lieke Martens C) Andrés Iniesta B) Subarata pal B) Amandine Henry D) Neymar C) Ahmed Khan C) Pernille Harder 171. Finolex Plasson Industries signed a D) Francus Fernandes D) Wendie Renard MoU with which bank to finance 181. Who has been appointed as the CEO 163. To control the situation in the LWE farmers f or installation of Micro of BSE? affected states, which new initiative has Irrigation system? A) Shantanu Narayen been launched by teh central A) State bank of India B) Sunil Bharati Mittal government? B) Bank of Baroda C) Ashish chauhan A) SAMPADA C) Canara bank D) Rajeev Suri B) SHAKTI D) Punjab national Bank

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182. Who has been crowned as the first Miss 192. Which education board has launched a ANSWER KEYS transqueen of India? web portal to help competitive tests? A) Calpernia B) Manisha A) Gujarat 1. B 2. D 3. C 4. C C) Aderet D) Natasha B) Madhya Pradesh 5. B 6. B 7. D 8. C 183. Who was conferred with Bell Prize? C) Rajasthan 9. A 10. A 11. D 12. B A) John Bell McGreth D) Maharashtra 13. B 14. A 15. C 16. B B) John Stewart Bell 193. A Panel under the Chairmanshio of 17. B 18. C 19. C 20. C C) Martina Bell _____ is formed to review National 21. C 22. B 23. B 24. B D) Rusell Bell Mineral Policy, 2008. 25. A 26. C 27. D 28. C 184. Who has been named as the UEFA A) Harsh Banwala 29. B 30. C 31. D 32. B Europa League Player of the season? B) K Rajeswara Rao 33. A 34. C 35. B 36. B A) Gareth Bale C) Hemant Contractor 37. C 38. A 39. C 40. C B) Paul Pogba D) Sandeep Jajodia 41. D 42. C 43. B 44. B C) Sergio Ramos 194. EPFO organizes Tiranga Yatra in the D) Phillipp Lahm commemoration of 75th anniversy of 45. C 46. A 47. B 48. A 185. Which has become the first to score Quit India Moment at: 49. C 50. B 51. D 52. B 350 La Liga goals in its history? A) Mumbai B) Kolkata 53. D 54. C 55. D 56. C A) Cristiano Ronaldo C) Chennai D) Kerala 57. D 58. D 59. A 60. B B) Lionel Messi 195. Telangana government launches 61. B 62. B 63. D 64. B C) David Beckham ___helpline number for distressed 65. A 66. B 67. B 68. B D) Sergio Ramos women in collaboration with Ministry 69. D 70. D 71. B 72. B 186. India has defeated ___ to win SAFF of Women development and Child 73. C 74. C 75. D 76. D fotball Championship? welfare? 77. A 78. C 79. C 80. B A) China B) Malayasia A) 118 B) 181 81. D 82. D 83. C 84. A C) Nepal D) Bhutan C) 188 D) 811 85. D 86. D 87. C 88. D 187. RBI has appointed a cmmiittee on 196. An Indian student named ____ has 89. C 90. C 91. C 92. D Household Finance. Whois the developed a Nano Missile for Indian 93. D 94. B 95. A 96. C chairman of the commiittee? Army. 97. C 98. B 99. A 100. B A) DR Mehta A) Shobhana kamineni 101. C 102. B 103. C 104. C B) CE Kamath B) Ashok mathur C) Tarun Ramadorai C) Mahesh Kumar 105. C 106. B 107. D 108. C D) C Rao D) Dacharla Panduranga rohith 109. B 110. B 111. D 112. D 188. Banks would pay what percent of the 197. Typhoon ___ Smashed into Hong 113. D 114. C 115. C 116. B tax under the GST for Gold imports? Kong. 117. B 118. C 119. B 120. B A) 4% B) 2% A) Haiyan B) Hato 121. B 122. B 123. C 124. C C) 3% D) 5% C) Ketsana D) Megi 125. C 126. D 127. A 128. C 189. Which bank has launched ‘100 Digital 198. DHFL Pramerica tied up which bank 129. B 130. C 131. D 132. A Villages’ initiatives to promote digital for bancassurance? 133. B 134. C 135. B 136. B banking? A) Yes bank 137. B 138. B 139. A 140. D A) Indian overseas bank B) ICICI bank 141. A 142. B 143. C 144. D B) Canara bank C) Dhanlaxmi bank 145. C 146. A 147. D 148. C C) Vijaya bank D) Federal Bank 149. B 150. B 151. C 152. B D) Federal bank 199. Who has recieved Biju Patnaik Award 153. B 154. A 155. B 156. C 190. Which of the following has recieved for Scientific Excellence for 2017? 157. D 158. D 159. A 160. D licence from RBI to operate under A) R. Sangma 161. B 162. A 163. C 164. A BBPS? B) Basanti Sahoo A) Tottocraft Pvt. Ltd. C) Prof. Digambar Behera 165. C 166. A 167. D 168. B B) Able Tourism Pvt. Ltd. D) Aruna Mohanty 169. C 170. B 171. B 172. B C) Spice Digital Ltd 200. Who has crowned as Miss India 173. C 174. C 175. B 176. B D) Technosoft pvt. Ltd. America 2017 ? 177. B 178. B 179. D 180. C 191. Which of the following has recieved A) Sishtim 181. C 182. D 183. B 184. B licence from RBI to operate under B) Pifell 185. B 186. C 187. C 188. C BBPS? C) LaRoda 189. C 190. C 191. C 192. D A) Tottocraft Pvt. Ltd. D) Hayden Diana 193. B 194. A 195. B 196. D B) Able Tourism Pvt. Ltd. 197. B 198. C 199. C 200. C C) Spice Digital Ltd  D) Technosoft pvt. Ltd.

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13. In AC circuits. AC meters measure a) mean values b) rms values c) peak values d) mean square values 14. When a light wave is reflected from a mirror. There is a change in its a) frequency b) amplitude c) wavelength d) velocity 15. Solar energy is due to a) fusion reactions b) fission reactions c) combustion reactions d) chemical reactions 16. The width of depletion layer of a P- N 1. Which of the following does not come d) Administrative law junction under legislative control over 8. One of the important attributes of a) decreases with light doping administration? Parliamentary form of government is b) increases with heavy doping a) Zero hour a) Fixed tenure for the executive c) in independent of applied voltage b) Adjournment motion b) Executive is answerable to the d) is increased under reverse bias c) Budget session people 17. Huge deposits of uranium were recently d) Formulation of a Bill c) Executive is separate from the found in 2. Effective demand depends on legislature a) Andhra Pradesh a) capital- output ratio d) Collective responsibility of b) Karnataka b) output – capital ratio Council of Ministers to the c) Kerala c) total expenditure Parliament d) Tamil Nadu d) supply price 9. The function of sedimentation tank in 18. When water itself combines chemically 3. ‘The Right to Public Office’ is a sewage treatment is to : with some element or mineral it is called a) Civil right a) Disinfect the sewage a) Carbonation b) Economic right b) Remove water content b) Desilication c) Moral right c) Aerate the sewage c) Hydration d) Political right d) Remove suspended solids d) Oxidation 4. Who was the author of Gita Govinda? 10. Which of the following vertebrates lake 19. From the bark of which plant is quinine a) Jayadeva b) Kalhana exoskeleton? extracted? c) Kalidasa d) Raja Rao a) Amphibia b) Mammalia a) Eucalyptus 5. Which battle did open the Delhi area to c) Aves d) Chondrichthyes b) Cinchona Muhammad Ghori? 11. Which of the following branches deals c) Neem a) First Battle of Tarain with the interactions of same species d) Cedar b) Second Battle of Tarain of living organisms with their non-living 20. Hypertension is the term used for c) Battle of Khanwa environment? a) increase in heart rate d) First Battle of Panipat a) Autecology b) decrease in heart rate 6. The Chola kings were ruling over b) Synecology c) decrease in blood pressure a) Tamil Nadu c) Ecology d) increase in blood pressure b) Andhra d) Palaeontology 21. Coins made of metal first appeared in c) Kerala 12. Which of the following organelles is a) Harappan Civilisation d) Bengal called ‘Atom bombs’? b) Later Vedic Age 7. A law made by the Judiciary is known as a) Microtubules c) Age of the Buddha a) Ordinary law b) Nucleolus d) Age of the Mauryas b) Case law c) Golgi bodies 22. Imaginary lines joining places with same c) Rule of law d) Lysosome temperature are called

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a) Isobars b) Manufacturing electric vehicles b) Nargis Dutt b) Isohyets c) Sewage treatment c) Vyjayantimala c) Isohalines d) All of the above d) Pooja Bhatt d) Isotherms 34. What is a sponge? 44. The collective responsibility of the 23. Crop rotation helps to a) a fossil b) a plant cabinet had been introduced in India a) lessen use of pesticides c) an animal d) a fungus by the b) eliminate parasites which have 35. The First Election Commissioner of a) Minto – Morley reforms selective hosts India was b) Government of India Act, 1935 c) yield more crops a) S. P. Sen Verma c) Independence Act, 1947 d) produce a greater choice of plant b) Dr. Nagendra Singh d) Constitution of India products c) K. V. K. Sundram 45. Which of the following was not 24. The electronic configuration of an atom d) Sukumar Sen associated with the Mauryan war having atomic number ‘20’is 36. Name the Chera king, known as the “Red office? a) 2, 8, 10 b) 2, 6, 8, 4 Chera,” who built a temple to Kannagi? a) Senapati b) Samaharta c) 2, 8, 8, 2 d) 2, 10, 8 a) Elora c) Nayaka d) Prasasta 25. The most reactive among the halogens is b) Karikala 46. Which of the following weeds has been a) Fluorine b) Chlorine c) Senguttuvan found useful to check water pollution c) Bromine d) Iodine d) Nedenjeral Adan caused by industrial effluents? 26. The major component in the LPG is 37. Anti – venom serum is extracted from: a) Parthenium a) methane b) butane a) Cow b) Elephant b) Elephant grass c) ethane d) propane c) Horse d)Goat c) Water hyacinth

27. KMnO4 can be used as a/ an 38. The ‘Interest Rate Policy’ is a component d) Both (a) and (b) a) insecticide b) fertiliser of: 47. Nobel Prize are awarded annually at c) pesticide d) disinfectant a) Direct control a) Stockholm b) Washington 28. Acute lead poisoning is also known as b) Fiscal Policy c) Geneva d) Oslo a) Itai –itai b) Plumbism c) Trade Policy 48. The Captain of the Indian Cricket team c) Neuralgia d) Byssinosis d) Monetary Policy who won its first Test series abroad 29. The vertical movement of air is termed 39. Among the following appointments, the was: as only one not made by the President is a) Bishen Singh Bedi a) wind that of the : b) Vijay Hazare b) air current a) Chief Justice c) Sunil Gavaskar c) air turbulence b) Speaker of the Lok Sabha d) Mansur Ali Khan Pataudi d) air mobility c) Chief of the Army 49. Air is completely removed from an 30. Sivasamudra is an island formed by the d) Chief of the Air Force electronic bulb to prevent: river 40. The minimum age for appointment as a a) Its bursting a) Ganga b) Godavari Governor is b) Oxidation of the tungsten filament c)Krishna d) Cauvary a) 40 years b) 35 Years in it 31. Which one of the following newspapers c) 30 years d) 25 years c) Loss of light due to absorption had been edited by Gandhiji ? 41. The real powers of the state in a d) Short circuit from occurring a) Navjeevan b)Gujarat Times Parliamentary form of government are 50. ‘Poliomyelitis’ is a virus- caused disease c) Maratha d) Jan Satta vested in the: communicated through: 32. The chairman of the Finance a) Government a) impure air Commission must be b) President b) contaminated water a) A person of Finance and Banking c) Parliament c) injection syringe field d) Council of Ministers headed by d) None of these b) An Economist of high calibre the Prime Minister 51. Which of the following metals is not c) An expert from Judiciary level of 42. Where is the headquarters of affected High Court Judge International Monetary Fund? by air and water under ordinary d) A person having experience in a) New York b) Washington conditions? Public Affairs c) London d) Pairs (A) Iron (B) Platinum 33. Environmental pollution can be 43. The first lady film star nominated or (C) Sodium (D) None of these controlled by: elected to the Rajya Sabha was 52. The department of atomic energy in India a) Checking atomic blasts a) Hema Malini was established in —

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(A) 1948 (B) 1954 61. Which of the following is mixed to make (A) Caustic soda (C) 1963 (D) 1971 steel hard ? (B) Nitric acid 53. Which of the following river never meets (A) Quantity of carbon (C) Sulphuric acid with Yamuna ? (B) Quantity of Manganese (D) Bleaching powder (A) Ken (B) Betwa (C) Quantity of Silicon 71. “Cyanocobalamine” is — (C) Son (D) Chambal (D) Quantity of Chromium (A) Vitamin C 54. Maratha mandal or Maratha 62. “Lacrimal Gland” secrets — (B) Vitamin B2 confederacy (A) Sebum (B) Mucous (C) Vitamin B6 was established in the reign of which (C) Tears (D) Sweat (D) Vitamin B12 “Peshwa” ? 63. Teeths are mainly composed of — 72. The name, “Chandra X-ray telescope”, (A) Balaji Vishwanath (A) Enamel was given in the honour of which (B) Bajirao I (B) Dentine scientist? (C) Balaji Bajirao (C) Bone marrow (A) C. Venkatraman (D) None of these (D) Odontoblast (B) J.C. Bose 55. When was Jain religion divided in 64. Who decides the “Profit post” ? (C) P.C. Rai “Shwetambar” and “Digambar” (A) President and Governor (D) S. Chandrashekhar community ? (B) Cabinet Union 73. Dew is not formed in the night of strong (A) At the time of Chandra Gupta (C) Supreme court wind, because — Maurya (D) UPSC (A) Rate of vaporisation is fast (B) At the time of Ashoka 65. Objective of National Development (B) Humidity is less (C) At the time of Kanishka Council is — (C) The temperature is high (D) None of these (A) Determining and ensuring the Five (D) Sky is not clear 56. “Tihari hydroelectric complex” was Year Plan 74. In which Five Year Plan, “Heavy situated (B) To audit the budget Industry” on the bank of which of the following (C) To suggest the govt. about was given priority — river — development of new project and (A) Second (B) First (A) Alaknanda policies (C) Seventh (D) Fourth (B) Bhagirathi (D) None of these 75. Every decision in the constituent (C) Dhauliganga 66. Companies pay “Corporate Taxes” on assembly was taken on which of the (D) Mandakinee their — following basis ? 57. When was “Disinvestment Committee” (A) Investment (A) Unity and Integrity established is India ? (B) Production (B) Voting (A) August, 1992 (C) Sales proceeds (C) Unanimous consent (B) August, 1995 (D) Income (D) Agreement and appropriation (C) August, 1996 67. Fiscal Responsibility and Budget 76. In which of the following article of the (D) March, 1998 Management Act (FRBMA) 2003 is constitution, the procedure of 58. “Palghat Pass” connects which of the related with — “Impeachment” of “Chief Justice of following two states ? (A) Fiscal deficit only India” is mentioned — (A) Kerala-Tamil Nadu (B) Revenue deficit only (A) Article 256 (B) Karnataka-Tamil Nadu (C) Both fiscal and revenue deficit (B) Article 151 (C) Andhra Pradesh-Tamil Nadu (D) Neither fiscal nor revenue deficit (C) Article 124 (D) Karnataka-Kerala 68. Where was “Bhoodan movement” (D) Article 111 59. Which of the following enzyme found started for the first time ? 77. The salary and allowances of Governor in Human’s tear, by which Bacteria (A) In Uttar pradesh state are charged to which fund ? dies? (B) In Madhya pradesh state (A) Consolidated fund of India (A) Amylase (C) In Andhra pradesh state (B) Consolidated fund of state (B) Uriaze (D) In Himachal pradesh state (C) In the ratio of 50 : 50 from the (C) Lysozyme 69. “Soorya Shekhar Ganguly” is a player consolidated fund of state and (D) Ptylin of — centre 60. Catalyst used in the hydrogenation of (A) Chess (B) Cricket (D) From the contingency fund of oil — (C) Golf (D) Hockey state (A) Fe (B) Ni 70 “Hasen clever process” is the commercial 78. Net national product - Indirect Tax + (C) Mo (D) Pt process of which agent ? Subsidy equals to —

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(A) National income at factor cost 88. “Aluminium sulphate” is used in — 97. Hardware that adds two number is — (B) National income at wage cost (A) Sewage Treatment (A) the control unit (C) National income at marginal cost (B) Purification of water (B) an internal CPU register (D) None of these (C) Paper industry (C) Arithmetic logic unit 79. Who is known as “Socrates of (D) All of these (D) Browser Maharashtra” ? 89. Which of the following is used in 98. Who is the author of “Forbidden Verses”? (A) Bal Gangadhar Tilak “Mosquito Coil” ? (A) Salman Rushdie (B) Feroze Shah Mehta (A) Ephidrine (B) Abu Nuwas (C) Bipin Chandra Pal (B) Pyrethrine (C) Tasleema nasreen (D) Mahadeo Govind Ranade (C) Zinc sulphide (D) D.H. Lawrence 80. When was “Untouchability Offence (D) Rotinon 99. Which of the following statement is false Act” passed — 90. “Sagar Mala project” is related with — about charged expenditure ? (A) 1935 (B) 1945 (A) Ocean Exploration (A) Expenditure which requires voting (C) 1955 (D) 1965 (B) Sea route development in the parliament 81. What is “Pyroclastics” ? (C) Modernization of ports (B) Expenditure which does not (A) Heated pieces of rocks and lava (D) Mangrove development requires voting in the parliament (B) Lava level 91. A body weighs less at the equator than (C) Expenditure which is incurred on (C) Poisonless gases at the poles because — productive activities (D) Stem explosive (A) Earth rotates about its axis (D) Expenditure which is incurred on 82. Which one of the following organ (B) The ice-cap at the pole increases social welfare schemes. iconoclasm fat and produced gravitational pull 100. Which of the following was the only cholesterol ? (C) Equatorial diameter is greater than Mahajanpada located in south India ? (A) Intestine (B) Liver polar diameter (A) Surasena (B) Ashmak (C) Lung (D) Renal (D) Of some unknown fact (C) Chedi (D) Matsya 83. When was “All India Kisan Association” 92. Diffraction of light is not easy to detect constituted — because —  (A) 1936 (B) 1937 (A) It has a very high wavelength (C) 1938 (D) 1939 (B) It has a very low wavelength ANSWER KEYS 84. The plastic used in the manufacture of (C) It has no wavelength nonstick utensils — (D) None of these 1.c 2.d 3.a 4.a (A) Bakelite (B) Halite 93. X-rays produced when electrons are — 5.b 6.a 7.b 8.d (C) Veetel (D) Teflon (A) Suddenly stopped 9.d 10.d 11.c 12.d 85. If the radius of the blood vessels of a (B) Sent through a wire 13.b 14.b 15.a 16.d person decreases, then the blood (C) Neutralised 17.a 18.c 19.b 20.d 21.b 22.d 23.b 24.c pressure will — (D) None of these 25.a 26.b 27.a 28.b (A) Increases 94. Which of the following cities is nearest 29.c 30.d 31.a 32.d (B) Decreases to the IST ? 33.d 34.c 35.d 36.c (C) Remains Constant (A) Hyderabad 37.c 38.d 39.b 40.b (D) Increases in male and decreases in (B) Bengaluru 41.d 42.b 43.b 44.d females (C) Lucknow 45.b 46.d 47.d 48.d 86. “Social Security and Social Insurance” (D) Reewa 49.b 50.b 51. B 52. B is the subject of — 95. Who discovered “Hard water” ? 53. C 54. A 55. A 56. B (A) Concurrent list (A) H. Hertz 57. C 58. A 59. C 60. D (B) Residuary list (B) H.C. Ure 61. A 62. C 63. B 64. A 65. C 66. D 67. C 68. C (C) State list (C) G. Mendel 69. A 70. D 71. D 72. D (D) Union list (D) Joseph Pristtey 73. A 74. A 75. D 76. C 87. The “Indian Independence League” was 96. Who was appointed as the new Chief 77. B 78. A 79. D 80. C set up by — Election Commissioner ? 81. A 82. B 83. A 84. D (A) Jay Prakash Narayan (A) V.S. Sampath 85. A 86. A 87. D 88. D (B) Aruna Asaf Ali (B) Ajit Seth 89. B 90. C 91. A 92. B (C) S.M. Joshi (C) Harishankar Brahma 93. B 94. D 95. B 96. D (D) Ras Behari Bose (D) Nasim Zaidi 97. C 98. B 99. A 100. B

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(c) ‘AND’ gate (d) Converter COMPUTER (e) Encoder 12. Verification of login name and password is known as (a) Logging in (b) Identification MCQs (c) Accessibility (d) Authentication (e) Configuration 13. ___ tags, placed on animal’s body can be used to record and track in a database all of the animal’s movements. (a) POS (b) RFID (d) Trackball (c) PPS (d) GPS 1. A character that is raised and smaller (e) None of these (e) None of these above the baseline is known as 6. The list of coded instructions is called 14. Table of contents can be prepared by (a) Raised (a) Computer program using (b) Outlined (b) Algorithm (a) Macros (c) Cap script (c) Flow chart (b) Heading as H1, H2, H3 and more (d) Super script (d) Utility program in the documents (e) None of these (e) None of these (c) By table of contents in tools menu 7. Source code is available to view, modify 2. Protocols are? (d) Both ‘b’ and ‘c’ (a) Agreements on how and redistribute in (e) None of these communication components and (a) Open source 15. Where will we find the referential DTE’s are to communicate. (b) Closed source integrity command? (b) Logical communication channels (c) Proprietary (a) Tools (b) View for transferring data. (d) Licensed (c) Format (d) Table (c) Physical communication channels (e) None of these (e) None of these used for transferring data. 8. Delimiting and synchronization of data 16. How many types of cell references are (d) Transmission media exchange is provided by available in excel? (e) None of these (a) Application layer (a) 3 (b) 4 3. In communication satellite multiple (b) Session layer (c) 8 (d) 10 repeaters are known as? (c) Transport layer (e) None of these (a) Detectors (d) Line layer 17. Which type of computer uses the 8-bits (b) Modulators (e) None of these code called EBCDIC? (c) stations 9. Which multiple access technique is used (a) Mini computer (d) Transponders by IEEE-802.11 standard for wireless (b) Micro computer (e) None of these LAN? (c) Mainframe computer th (a) CDMA 4 . W h a t d iffe re n c e d o e s th e 5 generation (d) Super computer computer have from other generation (b) CSMA/CD (e) None of these (c) ALOHA computers? 18. Grouping and processing all of a firm’s (a) Object oriented programming (d) CSMA/CA transactions at one time is called (b) Technological advancement (e) None of these (a) A database management system (c) Scientific code 10. _____ technology enables you to carry (b) Batch processing (d) All of the above a powerful navigational aid in websites. (c) A real-time system (e) None of these (a) Convergence (d) An on-line system 5. Which device is used as the standard (b) Locator (e) None of these painting device in a Graphical user (c) Sampling rate 19. In ____ normal form, all non-key fields environment? (d) Synchronization of the data structure are dependent on (a) Keyboard (e) Global positioning system (GPS) the primary key. (b) Mouse 11. A device that converts from decimal to (a) First (b) Second (c) Joystick binary number is known as (c) Third (d) Fourth (a) Instructor (e) Fifth (b) Decoder

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20. The term “hyper text” means 28. RSA is (c) Current year (a) Non-sequential writing (a) Symmetric cryptosystem (d) Current data and time (b) Hyper media (b) Asymmetric cryptosystem (e) Current month (c) Blinking text (c) Block cipher 36. EPROM consists of (d) Text with heavy formatting (d) Digital Signature (a) Bipolar transistors (e) None of these (e) Both ‘a’ and ‘d’ (b) Diodes 21. Which process checks to ensure to 29. Which of the following codes is written (c) ETL components of the computer are into a serially accessed memory? (d) MOSFETs operating and connected properly? (a) EOD code (e) None of these (a) Booting (b) Gray code 37. To duplicate a slide using the edit menu (b) Processing (c) Bar code we have to go to (c) Saving (d) Excess-3code (a) Normal view (d) Editing (e) Unicode (b) Slide sorter view (e) Starting 30. DNS is extremely important for the (c) Slide show view 22. Small application programs that run on correct functioning of the Internet. To (d) Any of these a webpage and may ensure a form is do so, it (e) None of these completed properly or provide (a) Encrypts data 38. Which command is used to calculate the animation are known as (b) Maps symbolic names for total characters in a cell? (a) Flash (b) Spiders machines onto their IP address (a) LEN (b) Length (c) Cookies (d) Applets (c) Translate message into machine (c) Mid (d) Sid (e) Sparks language (e) None of these 23. Which part of the computer is directly (d) All the above 39. Resolution of laser printer is specified involved in executing the instructions (e) None of these in terms of of the computer program? 31. What is the full form of “XP” in window (a) DPI (b) LPM (a) The scanner XP? (c) CPM (d) PPM (b) The main storage (a) XTRA power (e) None of these (c) The secondary storage (b) XTREME programming 40. The shortcut key Ctrl + R is used in (d) The printer (c) XTRA process Excel to (e) The processor (d) XTREME power (a) Right align the content of cell 24. An http request contains parts ___. (e) EXPRIENCE (b) Remove the cell contents of (a) 2 (b) 5 32. ‘Lynx’ is a type of selected cells (c) 3 (d) 4 (a) Search engine (c) Fill the selection with active cells (e) 1 (b) Web index to the right 25. SCSI (c) Meta-search engine (d) Select multiple rows (a) Is a set of standards for (d) Web browser (e) None of these transferring data. (e) None of these (b) Defines commands and protocols. 33. Consolidate option does not offer ___ (c) Is commonly used for hard disks function.  and tape drives. (a) Average (d) Can connect scanners, CD drives (b) MAX etc. (c) PMT ANSWER KEYS (e) All the above (d) SUM 1. d 2. a 3. d 4. d 26. Any program logic could be expressed (e) StDev 5. b 6. a 7. a 8. b by using which of the following control/ 34. The amount of the data CPU can transmit 9. d 10. e 11. e 12. d logic structures? at a time to main memory and to input 13. b 14. a 15. b 16. a (a) Sequence logic and output devices is called. 17. c 18. b 19. b 20. a (b) Selection logic (a) Data width 21. a 22. d 23. e 24. c (c) Loop logic (b) Bus width 25. e 26. d 27. c 28. e (d) All the above (c) Memory width (e) None of these (d) Capacity 29. a 30. b 31. e 32. d 27. 10 Base F type of Ethernet uses ____ (e) None of these 33. c 34. b 35. d 36. d topology. 35. ‘NOW’ returns 37. b 38. a 39. a 40. c (a) Bus (b) Ring (a) Current data (c) Star (d) Tree (b) Current time (e) Mesh

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7. What is the oldest bank in India that is working still today? (a) State Bank of India (b) Union Bank of India (c) Allahabad bank (d) Punjab National Bank (e) UCO Bank 8. Which one of the following is not an objective of fiscal policy ? (a) Economic growth (b) Economic stability (c) Maximization of employment level (b) Ratio of capital to advances (d) Regulation of financial institutions 1. Stock exchange securities do not include (c) Ratio of capital to short-term (e) None of these ______deposits 9. Leverage ratio is one of the parameters (a) Debentures of companies (d) Ratio of capital to non-performing by RBI for prompt corrective action. (b) Small debentures issued by port assets What does Leverage ratio mean? trusts (e) None of these (a) Credit Level (c) Government promissory note 4. Which of the following does not form a (b) Debt Load (d) Participation certificates part of the foreign exchange reserves (c) Total Asset of the bank (e) None of these of India ? (d) Total Annual Transaction of the 2. Which of the following statements are (a) Foreign currency & securities held bank true about Working Capital ? by the banks & corporate bodies (e) None of these (A) Working Capital is a financial (b) Gold 10. RBI has permitted non banking finance metric which represents operating (c) SDR companies (NBFCs) to enter the _____ liquidity available to a business, (d) Foreign currency assets business through the joint venture organization, or other entity, (e) None of these route. including government entity. 5. Which of the following is not the feature (a) Mutual Fund (B) Net working capital is calculated of Real Time Gross Settlement (b) Insurance as current assets minus current (RTGS)? (c) Universal Banking liabilities (a) Payments are settled transaction (d) Merchant Banking (C) The management of Working by transaction (e) None of these Capital involves managing (b) Settlement of funds is revocable. 11. Recently, we have read about “CERT- inventories, accounts receivable (c) Settlement is done in real time. In” in newspapers. What is the and payable, and cash. (d) It is a fully secured system which abbreviation of “CERT-In”? (a) Only A uses digital signatures and public (a) Indian Computer Essential (b) Only B key encryption for safe and Response team (c) Only C secure message transmission. (b) Indian Computer Emergency Re- (d) All are true (e) None of these creative team (e) None of these 6. What will be the GST levied on biscuit? (c) Indian Computer Emergency 3. Which one of the following represents (a) 5% Response team capital adequacy ratio for commercial (b) 12% (d) Indian Computer Essential Re- banks ? (c) 15% creative team (a) Ratio of capital to risk-weighted (d) 18% (e) None of these assets (e) 28%

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12. As per SEBI recent guidelines, how much funding for installation of rooftop solar money can an investor invest up to per systems in India? VANIK’S KNOWLEDGE GARDEN mutual fund in a financial year through (a) State Bank of India List of latest Schemes and apps Launched by banks e-wallet? (b) UCO Bank 1) Airtel money – AXIS BANK+AIRTEL (a) Rs. 50000 (c) Andhra Bank 2) Asha Home loan – AXIS BANK (b) Rs. 100000 (d) Allahabad Bank 3) BOUTIQUE FINANCING SCHEME – SBI 4) Branch on Wheel – ICICI Bank in Odisha (c) Rs. 150000 (e) Punjab National Bank 5) Chillar – Hdfc Bank (d) Rs. 20000 18. What is the minimum paid up capital 6) China’s first online Banking “webank” – Tancet (e) None of these for small finance bank? Holdings 7) DDA Housing Scheme 2014 – HDFC Bank 13. RBI has tightened the rules around (a) Rs.5 Corer 8) Digital Banking “POCKET” – ICICI making the JLF more effective. What (b) Rs.10 Corer 9) Digital Village Project in Akodara Village of is ‘F’ denotes in JLF? (c) Rs.15 Corer Gujarat – ICICI 10) eforex – SBI (a) Function (d) Rs.20 Corer 11) E-KYC – SBI (b) Financial (e) None of these 12) EMI ON DEBIT CARD – ICICI BANK (c) Formation 19. RBI extends Bharatiya Bill Payment 13) E-Wallet – IRCTC 14) Facebook-based funds transfer platform (d) Forum System(BBPS) deadline for “KayPay” – Kotak Mahindra Bank (e) Fund undertaking billing business. 15) First home grown INDEX “COMPOSITE 14. RBI asks ARCs to have a net corpus of What is the deadline date for it? INDEX” – SBI 16) I-Mobile app for windows phone – ICICI Rs.100 cr by 2019. The setting up of (a) November 31, 2017 17) India’s first” transparent credit card “in ARCs is proposed by which of the (b) October 31, 2017 association with American Express – ICICI following committee. (c) December 31, 2017 18) ICICI Apathon App – ICICI Bank launches (a) Narasimhan Committee ‘ICICI Appathon’, a Mobile App Development (d) March 31, 2018 Challenge (b) Padmanabhan Committee (e) February 31, 2018 19) India’s first credit card exclusively for GOLF (c) Mallohtra Committee 20. Which of the following permit cheque LOVERS – RBL Bank 20) Instant money transfer – BOI (d) Rangarajan Committee-II(1998) operation? 21) Instant Money Transfer (IMT) – Bank of India (e) None of these (a) Savings bank accounts and fixed 22) Kisan card – AXIS BANK 15. Payment banks cannot issue which of deposit accounts 23) Maha Millionaire”, “Maha Lakhpati” – Bank of Maharashtra the followings? (b) Current accounts and fixed 24) M-Pesa – ICICI+Vodafone (a) ATM cards deposit accounts 25) M-Wallet – Canara Bank (b) Debit cards (c) Savings bank accounts and cash 26) State Bank Freedom App – State Bank of India 27) Student Travel Card – ICICI (c) Online banking accounts 28) TAB BANKING FACILITY – SBI (d) Mobile banking (d) Savings bank accounts and current 29) Tap and pay – ICICI (e) Credit cards accounts 30) Twitter Handle account – SBI 31) Video conferencing – Indusuld & federal bank 16. Companies like Flipkart and Snapdeal (e) None of these 32) Youth for India – SBI etc will face 1% TCS under the GST 33) First home grown INDEX “COMPOSITE act. What does ‘s’ denote in TCS?  INDEX” – SBI 34) IMobile app for windows phone ICICI (a) System – 35) India’s first” transparent credit card “in (b) Services ANSWER KEYS association with American Express – ICICI 36) (c) Source 1. d 2. d 3. a 4. a India’s first credit card exclusively for GOLF – (d) Software RBL Bank 5. b 6. d 7. a 8. d 37) Instant money transfer – BOI (e) None of these 9. b 10. b 11. c 12. a 38) Kotak Bharat’ mobile banking app - Kotak 17. Which of the following banks has Mahindra Bank (KMB) 13. d 14. a 15. e 16. c received $100 million as the first 39) ‘Saral Rural Housing Loan’ Scheme - ICICI 17. e 18. a 19. c 20. d Bank tranche of the Asian Development 40) Awareness initiative ‘Dhanchayat - HDFC Bank Bank’s (ADB) multi-million dollar

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ENGLISH LANGUAGE freed markets for products and gave rise to (a) These sectors attract Foreign vibrant competition. Direct Investment because of their Directions (1-10): Read the following At the same time, what economists call factor vast potential passage carefully and answer the given markets, thosefor basic inputs like land, (b) These sectors are lagging as questions. Certain words have been power, labour, etc., remainunreformed and projects are usually awarded to printed in bold to help you locate them largely under state control, which foreign companies while answering some of the questions. createsdifficulties. Clearances today can take (c) These sectors are stagnating and In a reversal of the norm elsewhere, in India three to four years andmany employers are badly in need of reforms policy-makersand economists have become keen to replace workers with (d) These sectors are well regulated optimists while bosses do theworrying. The machinesdespite an abundance of labour as these are governed by state country’s Central Bank has predicted that force.This can be attributed to labour laws (e) None of the above thecountry’s economy is likely to grow at a which are inimical toemployee creation and 4. What is the author’s main objective in double digit rateduring the next 20-30 years. an education system that meansfinding writing the passage? India has the capability with itsvast labour quality manpower a major problem. In fact, (a) Showcasing the potential of India’s and lauded entrepreneurial spirit.But the thePlanning Commission concluded that growth potential to entice foreign private sector which is supposed to do the even achieving 9%growth will need marked investors heavy lifting that turns India from the world’s policy action in unreformedsectors. 20 years (b) Exhorting India to implement 10th largest economy to its third largest by ago, it was said that the yardstick against measures to live up to its potential 2030 has become fed up. Business people which India should be measured was its (c) Recommending India’s model of often carp about India’s problems, but their potential and it is clear that there remains development to other developing irritation this time has a nervous edge. In much to do. countries the first quarter of 2011, GDPgrew at an (d) Berating the private sector for not annual rate 7.8%; in 2005-07 it managed 9- 1. Which of the following can be said bidding for 10%.The economy may be slowing naturally about the Indian “economy at present? infrastructuredevelopment as the low interestrates and public spending (a) It can comfortably achieve double projects that got India through the global crisis are digit growth rate at present (e) Criticising the measures taken by belatedly withdrawn. At the same time, the (b) High food prices have led to India during the global economic surge ininflation caused by exorbitant food overheating of the economy crisis prices has spread more widely, casting doubt (c) Citizens are affluent owing to 5. What impact has the GDP growth of over whether India can grow at 8-10% in laxity in regulation 7.8% had? the medium term without overheating. (d) Private sector confidence in A. Indian Industry is anxious about In India, as in many fast growing nations, India’s growth potential ishigh India’s economicgrowth. the confidence toinvest depends on the (e) Unreformed sectors are a drag on B. India has achieved status as the conviction that the long-termtrajectory is economic growth world’s third largest economy at intact and it is which is in doubt. Big 2. Why are employers reluctant to hire present. Indianfirms too sometimes seem happier to Indian labour force? C. Foreign investment in India has invest abroad than athome, in deals that are A. India’s labour force is drastically increased. often ‘hailed as symbols of thecountry’s overqualified for theemployment (a) Only A (b) A and B growing clout, but sometimes speak of opportunities available. (c) A and C (d) All of these itsweaknesses—purchases of natural B. High attrition rate among (e) None of these resources that India has in abundance, but employees stemming from their 6. What measures do experts suggest to be struggles to get out of the ground.In fact, a entrepreneurial spirit. taken to ensure ‘targeted’ economic further dip in investment could be self C. Labour laws are not conducive to growth? fulfilling if fewer roads, ports and factories generatingemployment. (a) Lowering of interest rates to help are built, this will hurt both short-term (a) Only C (b) A and B industries hit by recession growth figures and reduce the economy’s (c) A and C (d) All of these (b) Prolonged financial support for long-term capacity. There is a view that (e) None of these basic input industries because a fair amount of growth is assured, 3. What is the state of India’s basic input (c) Incentives to Indian companies to the government need not tryvery hard. The sectors at present? invest in infrastructure liberalisation reforms that began in 1991

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(d) Formulation of policies and their Direction (Q. No. 15 – 17): Which of the 19. (A) Their invention has been proved to implementation in factor markets phrases (a), (b), (c) and (d) given below be a boon to the society since many (e) Stringent implementation of each statement should replace the diseases caused by the microbes could licensing system phrase printed in bold in the sentence to be cured by these antibiotics. make it grammatically correct? If the (B) The scientists therefore face Direction(Q. 7-8): Choose the word sentence is correct as it is given and ‘No continuous challenge to keep inventing which is MOST SIMILAR in meaning correction is required’, mark (e) as the newer drugs to counter this problem. to the word printed in bold as used in the answer. (C) A major hurdle in the use of passage. antibiotics, however, is that the 15. House files that hatch in summer live microbes develop resistance to the 7. CLOUT only about three weeks, but they who (a) Strike (b) Standing antibiotics thus rendering these hatch during winter live longer than 6 ineffective. (c) Force (d) Launch months. (e) Achieve (D) Antibiotics are chemical substances (a) but those who produced by microbes which are 8. YARDSTICK (b) than those (a) Benchmark capable of inhibiting the growth of other (c) than they who microbes. (b) Aberration (d) but those that (c) abnormality (a) BACD (b) CBAD (e) No correction is required (c) DABC (d) DACB (d) Deviation 16. While the war of the generals rage on, (e) (e) ABDC somewhere in small town India, 20. (A) A popular example of this damage Direction(Q. 9-10): Choose the word wonderful things are happening, is the Taj Mahal whose marble has been which is MOST OPPOSITE in meaning quietly and minus fanfare. corroded due to acid rain. to the word printed in bold as used in the (a) rage (B) It changes the acidic content of passage. (b) raging water bodies thus affecting the lives of (c) rages on the living organisms of this habitat. 9. MARKED (d) raged on (C) Acid rain has been a major factor (a) Decreased (b) Ignored (e) No correction is required responsible for the degradation of the (c) Clear (d) Assessed 17. According to WWF, the small Island environment. (e) Imperceptible nation of Samoa was the first in (D) Along with affecting the living 10. ABUNDANCE switch off its lights for the Earth hour. beings, it is also responsible for the (a) Bundle (b) Smidgen (a) first to switch off corrosion of several heritage buildings (c) Truckload (d) Plentitude (b) the first to switch off thus causing irreparable damages to (e) Myriao (c) the first of switch off them. (d) first in switch off (a) CBAD (b) CDBA Direction (Q. No. 11 – 14): In the (e) No correction is required. following question, some parts of the (c) BADC (d) BDAC sentences have errors and some are Direction (Q. No. 18 – 20): In each of the (e) CBDA correct. Find out which part of a sentence following questions, rearrange the given Direction (Q.21-30): In the following has an error. The number of that part is four sentences (A), (B), (C) and (D) and passage, some of the words have been your answer. If a sentence is free from indicate the correct sequence in which left out, each of which is indicated by a error, then your answer is (e) i.e. No these sentences must appear so as to number. Find the suitable word from the error. make a meaningful paragraph. options given against each number and 11. Motivating employees with (a)/ 18. (A) Along with missing their education fill up the blanks with appropriate words traditional authority and financial (b)/ these children also face life threatening to make the paragraph meaningful. incentives have become (c)/ dangers by working in hazardous There are two issues that are pertinent about increasingly difficult.(d)/No error (e) chemical factories. the commendation awarded to Major Leetul 12. The foremost criterion of selection we (B) Child labour has been interfering Gogoi of the Army’s 53 Rashtriya Rifles. adopted (a)/were the number of years with the education of millions of The first relates to the timing – it was of training (b)/a dancer had received (c)/ children across India. conferred on him by the Army Chief under a particular guru.(d)/No error (e) (C) However, there is a dire need to Generla Bipin Rawat before a Court of 13. The photograph will give (a)/the reader reinforce these laws strictly Inquiry has concluded its proble into his far better (b)/notion of the structure throughout the country. role in the use of human shield during the (c)/than any verbal description.(d)/No (D) Many laws have been framed in Srinagar Lok Sabha election on April 9. error (e) order to curb this evil. Without casting any doubt whatsoever 14. He was having a bath (a)/when the phone (a) BADC (b) CBAD about Major Gogoi’s “sustained efforts in rang (b)/very unwillingly he got out of (c) DBAC (d) BDAC counter insurgency operations”, it is the both (c)/and went to answer it.(d)/ (e) BACD impossible but to conclude that the timing No error (e) of the award sends a truly unfortunate

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Many (e) outline c) A d) C of the specifics relating to this are irrelevant 26. (a) stimulant e) None of these insofar as they do not constitute a (b) deterrent 32. C is going for the shopping of which of justification for tying someone to the bonnet (c) catalyst the following item? of a jeep and driving him through the street (d) impetus a) Jewellery b) Jeans as a (26)to stone pelting. For instance, the (e) benefit c) Saree d) Gown discussion on whether Farooq Ahmad Dar 27. (a) instigating e) None of these was a(27)a group to throw stones (as Major (b) calming 33. Who among the following is going to Gogoi states) or whether he was merely a (c) disincentive DLF mall? bystander who was out to exercise his (d) subduing a) C b) D franchise (as Mr. Dar says) cannot cloud (e) counterincentive c) B d) A the larger issue – the (28)of the Indian Army 28. (a) decency e) None of these using someone as a human shield. The Indian (b) impropriety 34. To which of the following mall, the Army prides itself on a long and honour (c) decorum member is going at 12 pm? able tradition in (29)the Republic; indeed, it (d) properness a) AMBIENCE operates in places such as Kashmir in (e) propriety b) DLF extremely trying circumstances that risk life 29. (a) defending c) SAHARA and limb. But surely it must accept that the (b) exposing d) WAVE rules of conduct for men in uniform must be (c) blighting e) None of these adhered to, despite the difficulties in doing (d) guarding 35. Who among the following member is so in the conduct of what is clearly an (e) imperilling going to the shopping at last? (30)engagement : If the use of human shields 30. (a) symmetric a) C b) D has been declared a war crime by the Geneva (b) accordant c) B d) A Conventions and opposed for the same (c) appropriate e) None of these reason in both “international and no- (d) asymmetric Directions (36-40): Study the following international conflicts” by organisations such (e) bilateral information carefully and answer the as the International Committee of the Red REASONING ABILITY questions below. Cross, it is because such act put people at Eight people-A, B, C, D, W, X, Y and Z are risk and constitute a gross human rights Directions (31-35): Study the following sitting in a circle facing the centre. All eight violation. It is no accident that the use of information carefully and answer the people are from different place i.e. Cuttack, such shields has been perfected by terrorist questions. Khorda, Kendrapara, Jagatsinghpur, organisations, ranging from the Liberation Four family members A, B, C and D are Ganjam, Bhadrak, Jajpur and Puri but not tigers of Tamil Eelam to the Islamic State. going to the different Mall viz; Wave, DLF, necessarily in the same order. 21. (a) innocence Ambience and Sahara (not necessarily in the W is sitting third to the left of Y. The person (b) morality same order), for the shopping of different who is from Khorda is to the immediate (c) transgression items on the same day viz; Saree, Jewellery, right of W and W is not from Cuttack. B is (d) observance Jeans, Gown but not necessarily in the same sitting fourth to the right of Z. Z is not the (e) aggression order, at different time which are 9am, 12pm, neighbour of Y. Neither B nor Z is an 22. (a) submission 10am and 11am (not necessarily in the same immediate neighbour of W. X is from (b) obedience order). Jagatsinghpur and is sitting third to the right (c) compliance D is going to just after when another member of the person from Khorda. The person from (d) insurgency is going to WAVE, which is going just after Bhadrak is sitting second to the left of person (e) emergency the member who is going for the shopping from Jagatsinghpur. The person from Jajpur 23. (a) denunciation of Saree. The member, who is going to is sitting second to the left of W. A who is (b) indictment SAHARA, is going at least two hours later Kendrapara is sitting exactly between X and (c) rebuke than B. The member, who is going to Z. The person from Ganjam is sitting second (d) commendation AMBIENCE, is going just after the member to the right of the person from Kendrapara. (e) recommendation who is going for the shopping of Gown, C is sitting third to the left of X.

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36. Who amongst the following persons 41. Statements: H @ T, T # F, F E, E * V d) Granddaughter or Grandson belongs to Cuttack?  e) None of these Conclusions: I. V $ F II. E @ T a) Y b) D 47. Which of the following represent ‘J is III. H @ V IV. T # V c) C d) B the son of F’? a) I, II and III are true e) None of these a) J ÷ R – T F b) I, II and IV are true  37. What is A’s position with respect to B? F c) II, III and IV are true b) J + R – T a) Third to the right c) J ÷ M – N  F b) Second to the right d) I, III and IV are true e) All are true d) Cannot be determined c) Third to the left e) None of these d) Second to the left 42. Statements: J # R, R * K, K @ F, F $ H 48. Which of the following represents ‘R is e) Fourth to the right Conclusions: I. J # R II. J # K the niece of M’? 38. How many people are sitting between Z III. R # F IV. K @ D a) M ÷ K  T – R and C when counted in an anticlockwise a) I, II and III are true b) M – J + R – N direction from C? b) II, III and IV are true c) R – M T ÷ W a) One b) Two c) I, III and IV are true  d) Cannot be determined c) Three d) Four d) All are true e) None of these e) None of these e) None of these 43. Statements: N ä B, B $ W, W # H, H * 39. Four of the following five pairs alike in a Directions (49-53): Read the information M certain way based on their positions in given below and answer the questions Conclusions: I. M @ W II. H @ N the above arrangement and so from a that follow. group. Which of the following does not III. W  N IV. W # N I. Six friends Rahul, Kabeer, Anup, to the group? a) Only I is true Raghu, Amit and Alok were a) B-Jajpur b) Z-Bhadrak b) Only III is true engineering graduates. All six of c) D-Cuttack d) Y-Ganjam c) Only IV is true them were placed in six different e) X-Khorda d) Either III or IV is true companies and were posted in six 40. Which of the following statements is e) Either III or IV and I are true different locations namely IOCL- false according to the above mentioned 44. Statements: R * D, D $ J, J # M, M @ Paradeep, SAIL-Rourkela, Tata- arrangement? K Jajpur, HCL-Noida, Nalco- a) C is to the immediate right of the Conclusions: I. K # J II. D @ M Sambalpur and Usha Martin- Puri III. R # M IV. D @ K Kolkata. Each of them has their b) The person from kendrapara is a) None is true personal e-mail id’s with different third to right of the person form b) Only I is true e-mail provides i.e., gmail, Bhadrak. c) Only II is true Indiatimes, Rediffmail, Yahoo, c) The person from Khorda is sitting d) Only III is true Hotmail, Sancharnet through not exactly between the Puri and the e) Only IV is true necessarily in the same order. Ganjam. 45. Statements: M $ K, K @ N, N * R, R II. The one having e-mail account d) D is neither from Jagatsinghpur nor # W with Sancharnet works in Noida from Puri. Conclusions: I. W @ K II. M $ R and the one having an e-mail e) There are only three people III. K @ W IV. M @ N account with Indiatimes works between A and C. a) I and II are true for Paradeep. III. Amit does not stay in Jajpur and Directions (41-45): In the following b) I, II and III are true does not work for Sambalpur, the questions, the symbols @, $, *, # and ä c) III and IV are true one who works for Sambalpur has are used with the following meaning as d) II, III and IV are true an e-mail id with gmail. illustrated below. e) None of these IV. Rahul has an e-mail id with ‘P $ Q’ means ‘P is not smaller than Q’. Directions (46-48): Read the following Rediffmail and works at Rourkela. ‘P # Q’ means ‘P is neither greater than nor information carefully and answer the V. Alok does not work for Sambalpur equal to Q’. questions given below. and the one who works for Tata ‘P *Q’ means ‘P is not greater than Q. I. ‘P  Q’ means ‘P is the father of Q’. does not have an e-mail account ‘P @ Q’ means ‘P is neither smaller than nor II. ‘P – Q’ means ‘P is the sister of Q’. with Yahoo. equal to Q’. III. ‘P + Q’ means ‘P is the mother of Q’. VI. Kabeer is posted in Kolkata and ‘P  Q’ means ‘P is neither greater than nor IV. ‘P ÷ Q’ means ‘P is the brother of Q’. does not have an account with Hotmail. smaller than Q’. 46. In the expression B + D M ÷ N, how Now, in each of the following questions  VII. Neither Alok nor Raghu work in is M related to B? assuming the given statements to be true, Noida. a) Granddaughter find which of the four conclusions I, II, III VIII.The one who is posted in b) Son and IV given below them is/are definitely Sambalpur has an e-mail id which c) Grandson true and give your answer accordingly?

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is not an account of Rediffmail or hotmail. c) C d) D IX. Anup is posted in Paradeep. e) Cannot be determined 49. The man who works in Tata has an e-mail account with? 57. In a row at a bus stop, A is 7th from the left and B is 9th from the a) Sancharnet b) Yahoo right. They both interchange their positions. Now, A becomes c) Rediffmail d) Gmail 11th from the left. How many people are there in the row? e) None of these a) 10 b) 20 50. Which of the following e-mail, place of posting and person c) 19 d) 18 combination is correct? e) None of these a) Kabeer-Kolkata-Rediffmail b) Alok-Jajpur-Indiatimes Directions (58-62): Study the information given below c) Amit-Noida-Yahoo carefully and then answer the questions that follow. d) Raghu-Sambalpur-Gmail Eight people A, B, C, D, E, F, G and H work in three different e) None of these companies X, Y and Z. Out of these, two are females who work in 51. Which of the following is true? different companies and have different specialisations. Two of a) Amit is posted at Sambalpur them are specialists in Finance, two in HR, two in marketing and b) Raghu is posted at Paradeep one each is an engineer and a computer specialist. c) Kabeer has an e-mail id with Yahoo D, working in a company X has specialised in HR and her friend G, d) Rahul has an e-mail id with Indiatimes a finance specialist is working in company Z. H, an HR specialist, e) None of these is working with B, a marketing specialist and does not work in 52. Which of the following sequences of location represent Alok, company Y. C is not a computer specialist. No two people with Kabeer, Anup, Rahul, Raghu and Amit in the same order? the same specialisation work together. F is a specialist in marketing a) Jajpur, Noida, Rourkela, Paradeep, Sambalpur, Kolkata working in company Y and his friend, A has specialist in finance b) Jajpur, Kolkata, Paradeep, Rourkela, Noida, Sambalpur and is working in company X with only another specialist. Not c) Kolkata, Jajpur, Paradeep , Rourkela, Noida, Sambalpur more than three of them work in any company. No female is an d) None of the above. engineer or computer specialist. e) Can’t be determined. 58. In which two companies do the HR specialist work? 53. People who have e-mail account with Indiatimes, Sancharnet a) X and Y b) Y and Z and Yahoo work for which companies, in the same sequence c) X and Z d) Data inadequate as the e-mail accounts mentioned? e) None of these a) Usha Martin, HCL, Tata 59. Who is the computer specialist? b) IOCL, Tata, Usha Martin a) C b) E c) HCL, IOCL, Tata c) H d) Data inadequate d) IOCL, HCL, Usha Martin e) None of these e) None of these 60. Which of the following represents the two females? Directions (54-55): Study the information carefully and a) DB b) DH answer the given question. c) DG d) Either (a), (b) or (c)  Point A is 11 m North of point B. e) None of these  Point C is 11 m East of point B. 61. Which of the following is the speciality of H?  Point D is 6 m North of point C. a) Marketing b) Finance  Point E is 7 m West of point D. c) HR d) Engineer  Point F is 8 m North of point E. e) None of these  Point G is 4 m West of point F. 62. In which company does C work? a) Y b) Z 54. How far is point F from point A? c) X d) Y or Z a) 43 m b) 4 m e) None of these c) 3 m d) 7 m e) 5 m Directions (63-65): Some statements followed by some 55. How far and in which direction is point G from point A? conclusions are given below in each of the question. You are a) 3 m North b) 5 m North required to check the validity of each of the conclusion on the c) 4 m North d) 4 m South basis of the given statements and to mark your answer choice e) 3 m South accordingly. 56. There are four persons A, B, C and D. The total amount of 63. Statements: money with A and B together is equal to the total amount of All cricketers are football players. money with C and D together but the total amount of money Some hockey players are cricketers. with B and D together is more than the amount of money No football player is a basketball player. with A and C together. The amount of money with A is more No basketball player is a hockey player. than that with B. Who has the least amount of money? Conclusions: a) B b) C I. Some hockey players are football player. 65 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017

II. No basketball player is a cricketer. a) 38.85 b) 40.48 III. Some hockey players are basketball players. c) 37.21 d) 36.36 IV. Some football players are cricketers. e) None of these a) Only I follows b) I, II and IV follow 67. Number of students studying MCA in Institute E forms c) I and IV follow d) I and II follow approximately what per cent of the total number of students e) None follows studying MCA in all the institutes together? 64. Statements: a) 42 b) 26 Some pearls are gems. c) 38 d) 12 All gems are diamonds. e) 20 No diamond is stone. 68. What is the respective ratio of total number of students studying Some stones are corals. LLM in the Institutes C and E together to those studying Conclusions: MBA in the Institutes A and B together? I. Some stones are pearls. a) 2:5 b) 7:6 II. Some corals are diamonds. c) 2:1 d) 13 : 29 III. No stone is pearl. e) None of these a) Only I follows 69. What is the total number of students studying MBA in all the b) Only II follows institutes together? c) Either I or III follows a) 1800 b) 1725 d) I and II follow c) 1875 d) 1650 e) None of these e) None of these 65. Statements: 70. What is the respective ratio of total number of students studying Some rocks are bricks. MBA, MCA and LLM in all the institutes together? Some bricks are sands. a) 68 : 65 : 38 b) 68 : 38 : 65 No sand is cement. c) 68 : 61 : 38 d) 68 : 38 : 61 Conclusions: e) None of these I. Some rocks are cements. Directions: (Q.71-75) : What approximate value should come II. Some rocks are sands. in place of question mark (?) in the following questions? III. Some sands are bricks. (Note : You are not expected to calculate the exact value.) IV. No brick is cement. a) None follows b) I and II follow 71. = ? c) I and III follow d) II and III follow 26.89168.98  5317 e) None of the above a)8980 b)8880 c)10980 d)9880 QUANTITATIVE APTITUDE e)None of these 72. = ? Directions : (Q. 66-70) Study the following graph carefully to 15270.3  38% of 380  490.490 answer the questions that follow a)625 b)627 Number of Students Enrolled in Three Different c)527 d)427 Disciplines in Five Different Institutes e)637 4830 73.  22.678 = ? 2314 a)2230 b)2195 c)2400 d)2315 e)2600 2 1 1 2 74. 3  6  2 13 = ? 7 7 7 3 a)19 b)18 c)21 d)23 e)24 75. 11.25% of 135 + 8.72% of 463 = ? a)45 b)55 66. Number of students studying MCA in Institute D forms what c)35 d)65 per cent of total number of students studying all the disciplines e)44 together in that institute? (rounded off to two digits after 76. Owing to heavy traffic on the route, a man finds that his speed decimal) is reduced by 25% today with respect to normal days. As a

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result, he reaches his office 20 min later than normal. How much time did he take today to reach the office? a)80 min b)60 min c) 45 min d) 75 min e) None of these 77. A dishonest shopkeeper sells at a discounted price of 10% but still makes a profit of 12.5% by using a false weight. What is the actual weight that the shopkeeper uses instead of 1000 grams? a)800 g b)750 g c)759 g d)850 g e) None of these 78. A person invested Rs. 5000 at the rate of 6% per annum for two years at SI. At the end of two years, he took the entire 81. What is the total number of boys enrolled in Management and amount along with interest and invested in another scheme IT together? offering 10% CI for two years. What is the total amount a) 1050 b) 810 received at the end of four years? c) 1120 d) 980 a)Rs 6560 b)Rs 6686 e) None of these c)Rs 6600 d)Rs 7500 82. What is the respective ratio of number of girls enrolled in Arts e)None of these to the number of boys enrolled in Science? 79. A man has 30 cookies. He ate one-third of the cookies and a) 14:23 b) 2:3 divided the remaining between his children in the ratio 5 : 3 : c) 114:121 d) 53 : 65 2. What is the difference between the number of cookies eaten e) None of these by the man and the minimum number of cookies received by 83. What is the total number of girls enrolled in Science and any of the children? Commerce together? a)6 b)0 a) 450 b) 495 c)4 d)10 c) 345 d) 480 e) None of these e) None of these 80. A teacher gave a test in which there were three sections. The 84. If 20% of the girls enrolled in Science change their stream to average number of questions, in the three sections was 25. If Management, then what will be the new number of the number of questions in the third section was 50% more Management students altogether? than the first section and five more than the second section, a) 593 b) 733 find the number of questions in the second section. c) 453 d) 1003 a)32 b)20 e) None of these c)16 d)25 85. Number of girls enrolled in Arts, Science and Commerce forms e) None of these what per cent of total number of students in the college? a) 25 b) 40 Directions : (Q. 81-85): Study the following pie-charts carefully c) 60 d) 75 to answer the questions that follow. e) None of these Directions : (Q. 86-90) : Find out the number in place of question mark (?) in the following number series. 86. 13 11 19 53 207 ? 6167 a)1029 b)1129 c)729 d)1219 e)None of these 87. 2197 3375 4913 6859 ? 12167 a)9361 b)10648 c)9216 d)9261 e)None of these 88. 27 32 59 91 ? 241 391 a)110 b)130 c)145 d)160 e)150 89. 6 8 10 13 16 ? 24 a)19 b)18 c)21 d)20 e)None of these

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90. 15 16 19 18 ? 20 27 22 a)23 b)20 EXPLANATIONS c)21 d)22 1. e 2. a 3. c 4. b 5. e 6. d e) None of these 7. b 8. a 9. e 10. b 91. The difference between the ages of two people today is 6 (11-14) years. After 4 years, their ages will be in the ratio 8 : 11. Find the ratio of younger to older after another 4 years. 11. c; Replace ‘have’ with ‘has’ because the subject is ‘motivating’ a)10 : 13 b)7 : 5 12. b; Replace ‘were’ with ‘was’ as the subject (criterion) is singular c)13 : 10 d)4 : 7 13. b; Use ‘a’ before ‘far better’. e) None of these 14. c; Use ‘and’ after ‘rang’ because a different sentence is to be combined. 92. A jar containing a mixture of milk and water has 55% milk. A 15. a 16. c 17. b 18. a 19. d 20. e part of this mixture is replaced by another mixture of milk and 21. c 22. d 23. d 24. e 25. a 26. b water having 20% milk. If now the mixture has 35% milk, 27. a 28. b 29. d 30. d what fraction of the jar was not replaced? (31-35) a)3/4 b)4/7 c)3/7 d)4/3 Person Items Mall Time e) None of these A Jewellery WAVE 10 am 93. A boy is moving inside a train at 10 m/s in the same direction B Saree DLF 9 am as the train. The speed of the train is 72 km/h and its length is C Jeans AMBIENCE 12 pm D Gown SAHARA 11 am 200 m. In how much time will a train 1.5 times the length of the first train and travelling in the opposite direction at half 31. c 32. b 33. c 34. a 35. a its speed cross the boy? (36-40) a)7.5 s b)5 s c)15 s d)Cannot be determined e) None of these 94. If 6 men and 14 women can do a job in 12 days, in how many days can 9 men and 21 women do the same job? a)10 days b)8 days c)15 days d)9 days e) None of these 95. In how many different ways can four boys and four girls be seated in a straight line such that no two boys are together? a)4!  5! b)2  4!  4! c)4!  4! d)2  4!  5! e) None of these 36. a 37. a 38. d 39. e 40. c (41-45) Directions : (Q. 96-100): Two equations I and II are given in 41. b; According to the question, each question. On the basis of these equations you have to decide the relation between p and q and give answer. H @ T  H > T ..(i) (a) if no relation can be decided between p and q. T # F  T < F ..(ii) (b) if p > q F E F = E ...(iii) (c) if q > p   (d) if p = q E * V  E  V ...(iv) (e) p  q On combining the statements (i), (ii), (iii) and (iv), we get H > T < F = E V 2 2  96. I.p + 13p + 40 = 0 II. q + 7q + 12 = 0 Conclusions: 97. I. p = (-10)2 II. q2 + q – 9900 = 0 I. V $ F V F (true) 98. I. p2 – 5p + 6 = 0 II. q2 – 4q + 3 = 0   II. E @ T  E > T (true) 99. I. p = 10 II. q = 100 III. H @ V  H > V (false) 1/2 100. I. q = (10000) II. p =  100 IV. T # V  T < V (true) So, it is clear that conclusions I, II and IV are true. 42. e; On combining the statements (i), (ii), (iii) and (iv), we get  D < R  K > F  J Conclusions: I. J # R  J < R (false) II. J # K  J < K (true) 68 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017

III. R # F  R < F (false) 49. e 50. d 51. c 52. d 53. d (54-55) IV. K @ D  K > D (true) So, it is clear that conclusion II and IV are true. 43. e; On combining the statements (i), (ii), (iii) and (iv), we get N = B  W < H  M Conclusions: I. M @ W  M > W (true) II. H @ N  H > N (false) III. W  N  W = N (either III or IV is true) IV. W # N  W < N So, it is clear that either conclusions III or IV and I are true. 44. a; On combining the statements (i), (ii), (iii) and (iv), we get 54. e 55. a 56. b; According to the question, R  D  J < M > K A + B = C + D; B + D > A + C: A > B Conclusions: Now, B + D > A + C and A > B I. K # J  K < J (false)  B + D > A + C > B + C  B + D > B + C  D > C II. D @ M  D > M (false) Now, B + D > A + C  B + D = A + C + K III. R # M  R < M (false) Also, B + D > A + C  B – D = C – A IV. D @ K  D > K (false)  2B = 2C + K  B > C  A > B > C 45. e; On combining the statements (i), (ii), (iii) and (iv), we get D > C M  K > N  R < W Clearly, each one of A, D and B has more amount than C. Conclusions: Hence, C has the least amount. I. W @ K  W > K (false) 57. c; Total number of people in the row = 11 + 9 – 1 = 19 (58-62) II. M $ R  M  R (false) III. K @ W  K > W (false) People Company Specialist Gender IV. M @ N M > N (true) A X Finance Male  B Z Marketing Male/Female So, it is clear that only conclusion IV is true. C Y Engineering Male (46-48) D X HR Female 46. c E Y Computer Male F Y Marketing Male G Z Finance Male/Female H Z HR Male/Female

58. c 59. b 60. d 61. c 62. a (63-65) 63. b 47. e 48. b

(49-53)

Person Email-ID Company Location 64. c Rahul Rediffmail SAIL Rourkela Kabeer Yahoo Usha Martin Kolkata Anup India Times IOCL Paradeep Raghu Gmail NALCO Sambalpur Amit Sancharnet HCL Noida Alok Hotmail TATA Jajpur

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65. e If the speed changes from 4 to 3 and the distance is constant, the time taken has to change from 3 to 4 units. Increase in time taken today is 1/3 of the normal time taken. Now, 1/3 of the normal time taken =20 min Normal time taken =60 min Time taken today = 60+20 =80 min 66. c; Reqd. % = 77. a; In spite of a discount of 10%, the shopkeeper makes a profit 400 400100 of 12.5%. Therefore, 100   37.21% 425  400  250 1075 10x 90x x 10  12.5   22.5  x  25 (Approx) 100 100 67. b; Reqd. % = Therefore % profit due to use of the false weight is 25%. 425 425100 100   26% CP of 1000 grams = SP of y grams. 325  350 125  400  425 1625 1000  y (Approx) 100 y =25 75  250 325 68. d; Reqd. Ratio =  = 13 : 29 Solving, we get y = 800 grams. 275  450 725 78. e; Given that: 69. e; Reqd. Number = 275 +450 + 250 + 425 +300 = 1700 SI received for 1 year = 6% of Rs. 5000 = Rs. 300 70. a; Reqd. Ratio = 1700 : 1625 : 950 = 68 : 65 : 38 SI received for 2 years = Rs. 600 71. d; ?  27168  5317 Amount with interest after 2 years = Rs. 5600 This amount is invested at CI for 2 years at 10% per annum.  4563  5317  9880 CI for the first year = Rs. 560 Amount with principal at the end of 1 year = Rs. 5600 + 38380 Rs.560=Rs.6160 72. b; ? 15270.3  490.490 100 Interest received for the second year = Rs. 616 Amount at the end of the second year = Rs. 6160 -  458.12 144.4  24.5 Rs.616=Rs.6776  458 144  24.5  626.5  627 79. a; As per the problem 1 4830 4830 Number of cookies eaten by the man = of 30 = 10 73. d; ?   23   23 3 2314 48 2  100.625 23 Minimum number of cookies given to a child =  20 =4 10  2314  2315 Difference = 10 – 4 = 6 2 1 1 2 80. d; Let the number of questions in the first section be x. 74. c; ?  3  6  2 13 7 7 7 3 3x Number of questions in the third section =  2 1 1 2  2  (3  6 13  2)        7 7 7 3  3x Number of questions in the second section =  5 2  6  3 314  20 20     20   21 3x 3x  21  21 Also, total number of questions x    5  75 75. b; 2 2 Therefore, x =20 11.25135 8.72 463 ?   3 20 100 100 Number of question in the 2nd section =  5 = 25 2 =15.1875+40.37  55 81. b; Total percentage of students in IT and Management = (20 + 76. a; In terms of fractions 25% is the equivalent of 1/4. 16)% = 36% Let the initial speed be 4 units, so the new speed will be 3 units.

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The required per cent of girls enrolled in Arts, Science and 36 Commerce of total number of students in the college = Total No. of students in IT and Management = x 3500 = 100 1050100 1260 = 30% Total percentage of girls in IT and Management =(18 +12)% 3500 =30% 86. a; The series is  1 – 2,  2 – 3,  3 – 4, ...... 87. d; The series is (13)3, (15)3, (17)3, ...... 30 88. e; The series is 27 + 32, 32+59, 59 +91, ...... Total no. of girls in IT and Management = x 1500= 450 100 89. d; The series is +2, +2, +3, +3, +4, +4, ...... Hence, no. of boys enrolled in IT and Management together 90. a; The series is a combination of two series. =1260—450 = 810 Series I: 15 + 4, 19 +4, 23 +4, ...... Series II : 16 + 2, 18 + 2, 20 + 2, ...... 38 91. a; Let the ages of two people be x and x+6, respectively. 82. c; No. of girls enrolled in Arts = x1500 = 570 100 x  4 8  11 (x  6  4) 11 No. of girls enrolled in Science = x1500=165 100 11x + 44 = 8x + 80 3x = 36 22 = x = 12 years No. of students enrolled in Science = x 3500 = 770 Their ages are 12 and 18, respectively. 100 After 8 years, their ages will be 20 and 26, respectively. No. of boys enrolled in Science =770 — 165 = 605 Reqd. Ratio = 20 : 26 = 10 : 13. Required ratio = 92. c; Let us find out the ratio in which the two solutions should be mixed to get the desired value. No.of girls enrolled in Arts = x 20  35 No.of boys enrolled in Science  y 35  55 570 114  = 114:121 x 15 605 121  83. d; Total percentage of girls enrolled in Science and Commerce y 20 (11 + 21)% = 32% x : y = 3 : 4 Total number of girls enrolled in Science and Commerce = 3 32 So, part of mixture is not replaced. x 1500 = 480 7 100 93. a; As per the problem : 11 Speed of the boy inside the first train = 30 m/s (20 +10) 84. a; No. of girls enrolled in Science = x1500 = 165 Note : The relative speed will be the sum of the train’s speed 100 and the boy’s speed as the boy is inside the train. No. of girls enrolled in Science change their stream to Speed of the second train = 10 m/s and length = 300 m Relative speed of the second train with respect to the boy = 20 10 + 30 = 40 m/s Management = x165=33 100 Time taken = 300 / 40 = 7.5 s 94. b; As per the problem : 16 6 Men and 14 women can do the job in 12 days. No. of students enrolled in Management = x3500=560 9 Men and 21 women can do the same job in 12 x 2/3 = 8 days. 100 95. a; The four girls can be first seated in four places in 4! Ways. New Number of Management students altogether = 33 + 560 Once this is done, there are five places that get created for the = 593 boys. 85. e; No. of girls enrolled in Arts, Science and Commerce These five places can be occupied by the boys in 5 x 4 x 3 x 2 ways = 5! Ways (38 11 21) Total number of ways = 4! X 5! ways = x 1500 = 70 x 15 = 1050 100 96. c; 97. b 98. e 99. a 100. d

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REASONING ABILITY planners at Niti Aayog to present a document with a clear road map for: population stabilisation, addressing quality of life without Direction (Q. 1-10): Read the passage carefully and answer freezing growth, increasing life expectancy and keeping the the questions given below it. Certain words/phrases are given dependency ratio low, increasing incomes and removing disparities, in bold to help you locate them while answering some of the and bridging the urban-rural infrastructural divide. questions. The review at Niti Aayog gives thrust to creating jobs and wealth, Prime Minister Narendra Modi’s new direction to Niti Aayog is technology, natural resources, and food and nutrition for an timely, bold and deserves serious attention. He has laid out the increasing population and a zero-import regime in agriculture. Niti road map for India and set a high benchmark for the institution. Aayog will need to give special emphasis to renewable and solar Modi has rightly cautioned Niti Aayog members not to repeat the energy to make the requirements future-proof.It will also have to mistakes of the past, also suggesting ways to avoid them. He has factor in the transition between rural-tribal-urban and smart cities clearly conveyed that he expects a transformational change that over the next century. Niti Aayog will have to look at building a positions and prepares India for the next century. socio-economic framework that supports social harmony as we The agenda discussion points suggest that Niti Aayog will start in progress materially and culturally with high ethical standards.Niti the right direction. Over the next 30 years, the Indian economy Aayog need visionaries, people with experience in execution of could be growing at near double digits. But this will bring its own projects and programmes, a strong team to provide real-time data set of challenges.India will have to plan for resources that not only and w ork in tandem with interdisciplinary teams. Also, with the take care of its increasing population but also the changes within Goods and Services Tax Bill passed, it must work towards creating that growing population. This will need forecasting and provisioning a business-friendly ecosystem.Modi has also clearly pointed out of water, nutrition, health, human resources, education and energy, the underlying principles for transforming India. He has suggested and the generation of adequate resources to support the inviting more subject-specific experts rooted in Indian experiences roadmap.The prime minister’s vision calls for productive jobs for and case studies, crowdsourcing ideas and adequate hearing to every hand with a focus on agricultural productivity and different viewpoints. profitability. Importantly, Niti Aayog will need to factor in the This would mean redefining and reinventing fundamentals for future impact on the environment in all its plans. planning and development. This, in turn, requires a new level of According to the 2016 Global Footprint Network report, in just thinking. A lot of this will depend on Niti Aayog’s team over seven months, we have already consumed one year’s worth composition and approach. of natural resources. In any case, India would be reaching a population level where it would become very difficult to meet the 1. Which of the following statement(s) is/are true with respect to needs and aspirations of so many more people in so short a geriatric population? Answer in the context of the passage. time.This and other issues are interlinked globally. Which is why (A) Geriatric population is a burden on society and the Niti Aayog has to select its expertise with great care. The pace of government should make plans to reduce this burden. growth of India’s geriatric population is faster now, and the country (B) India’s geriatric population will double over the next 25 will double its proportion of people above 64 over the next 25 years. years. In many high-income countries, this kind of (C) In many high-income countries the government takes demographic transition has taken more than a century to care of such population and manages, their well being. happen.Also, one needs to take into account that people over 65 a) Only (A) and (B) b) Only (B) and (C) have a higher per capita consumption on healthcare: between 3.4 c) Only (A) and (C) d) All (A), (B) and (C) and 5.4 times the amount spent on healthcare by under-65 people. e) Only (B) Niti Aayog will need to pick up the lessons from ageing societies 2. In order to meet the requirements of increasing population and like Japan and factor in measures based on our requirements. create a zero-import regime in agriculture, the review at Niti The dependency ratio - the average number of economically Aayog has given thrust on all of the following except dependent people per 100 economically productive people in India a) Natural resources has increased from 7.8 in 1950 to 11.1in 2010. This will be a b) Technology challenge for a developing country like India.The interactions c) Education and Infrastructure between demographic growth and economic growth d) Food and nutrition are quite complex, particularly when both are reaching e) Creating jobs and wealth unprecedented levels. The growing number of people will, over 3. What has Modi asked the members of Niti Aayog to do? time, result in a lower standard of life and a more complex web of (A) He has asked the members of Niti Aayog not to repeat socioeconomic problems.It is, therefore, imperative for the the mistakes of the past.

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(B) He has asked the members of Niti Aayog to bring a 10. IMPERATIVE transformational change. a) Obligatory b) Doctrinaire (C) He has asked the members of NitiAayog to decide their c) Optional d) Vital own course of action so that Indian economy could grow e) Exigent in double digits. a) All (A), (B) and (C) b) Only (A) and (B) Direction (11-15): Read the following passage carefully and c) Only (B) and (C) d) Only (A) and (C) answer these questions. Certain words/phrases have been e) Only (A) printed in bold to help you locate them while answering some 4. What, according to the author, should Niti Aayog planners of the questions. necessarily incorporate in their mission document? Coffee and tea came to be popular in India essentially due to a) They should incorporate how to increase incomes and colonial history. They are both imports into our country, and we remove disparities. now grow them in large plantations. Today, Darjeeling Tea and b) They should incorporate how to increase life expectancy Coorg Coffee are world famous and coveted. Yet, an equally popular and keep the dependency ratio low drink, cocoa, has not became so popular. All we do is, pretty much c) They should incorporate how to address quality of life to eat it in the solid, processed form as chocolate bars, but not as a with freezing growth. Cuppa. Colonial history has a role in the popularisation of cocoa d) They should incorporate how to bridge the urban-rural too, but elsewhere. Cocoa had first discovered and coveted by the infrastructural divide. Mayan civilisation of Central America. The Mayans gave the plant e) All the above (and its seeds) the name cocoa (or cacao), meaning ‘The Food of 5. Which of the following is the incorrect statement on the basis the Gods’. Cocoa seeds were used in family and of the given passage? community functions, and even used as currency. The Aztec Indians a) India will have to plan for resources that not only take there made a drink with cocoa powder, chilli, musk and honey, care of its increasing population but calling it Chocolate or beaten drink; hence the name chocolatl. also the changes within that growing population. When the Spanish colonised much of the Americas, b) The PM’s vision calls for productive jobs for every hand they popularised and monopolised cocoa, making its production with a focus on agricultural a well guarded secret as they brought it to Europe. Cocoa became productivity and profitability. the drink of the super rich. A lot of romance and class was associated c) The dependency ratio is the average number of with it. Love songs, courting the beloved, have been written and economically dependent per 100 singing (and are still done) in Europe and America. But as the economically productive people. Industrial Revolution made machines popular, the grinding of cocoa d) Demographic growth is directly proportional to economic seeds in large amounts and making them available to “all and sundry” growth. made cocoa or hot chocolate lose their fancy. e) All the above statements are correct Today, while 10 million tons of coffee and 5 million tons of tea are produced yearly across the world, cocoa has a production of about Directions (Q. 6-8): Choose the word which is MOST 3 million tons. Yet, this third-in-line beverage tops the other two in SIMILAR in meaning to the word printed in bold as used in health benefits. Indeed, much to the consternation of many in the passage. South India, we need to point out that coffee is a drug, albeit a mild one, because of the caffeine it contains. Because of this, many 6. TANDEM people have taken to drinking “decaf” coffee (which is neither here a) Association b) Gang nor there!). Tea, on the other hand, is now recognised to be a health c) Contradiction d) Hallucination drink, with its content of molecules of the so called flavonoid e) Apparition family acting as antioxidants and cell-protecting molecules (True, 7. ASPIRATION it too has caffeine and the obromine, but much less than coffee). a) Delusion b) Hatred But it is cocoa that tops the list as the healthiest drink. Yet it has c) Chimera d) Apathy not become as popular as tea and coffee — a quirk of history based e) Longing on who our colonials were! 8. QUITE a) Partially b) Utterly 11. Where was cocoa first discovered? c) Partly d) Absolutely (A) Britain (B) Europe (C) America e) Fairly (a) Only A (b) Only B (c) A and B (d) B and C Directions (Q. 9-10): Choose the word which is MOST (e) Only C OPPOSITE in meaning of the word printed in bold as used in 12. Who monopolised cocoa? the passage. (A) Americans (B) Spanish (C) Aztec Indians 9. TRANSITION (a) Only A (b) Only B a) Development b) Stagnation (c) A and B (d) A, B and C c) Vicissitude d) Metastasis (e) Only C e) Transmutation 13. What is a beaten drink? (a) the healthiest drink.

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(b) a health drink, with its content of molecules of the so (c) Working capital requirements are bound to increase for called flavonoid family acting as antioxidants and cell- SME clients, say bankers. protecting molecules. (d) Prime Minister Narendra Modi had asked the institute to (c) a drink of the super rich. set up its efforts to clean up the profession and aid the (d) a drink with cocoa powder, chilli, musk and honey. government in its fight against wrong doers, especially those (e) None of these with illicit wealth. 14. Which of the following drinks is the healthiest according to the (e) All the given sentence are incorrect. given passage? 19. (a) Despite of India being one of the largest markets for gold, (A) Chocolatl (B) Flavonoid (C) Cocoa goldsmith so far depended on imported reference gold bars to (a) Only A (b) Only B check the purity of their biscuits, coins and jewellery. (c) A and B (d) B and C (b) In 2008, a group of plucky educationists moved to the (e) Only C outskirts of the temple town of Tiruvanamalai in north- 15. Why is coffee considered as a mild drug? central Tamil Nadu and started a school that believes in honest, (a) Because it has an alcoholic effect. empowering and potentially disconcerting inclusion. (b) Because it contains theobromine. (c) Mr. Kumar also said the property of people involved in (c) Because it contains flavonoid molecules. the illegal trade and vehicles used in illegal liquor transportation (d) Because it contains caffeine. too would be confiscated and impounded. (e) None of these. (d) The distressed mother had given up all hope to see her daughter again. Direction (Q. No. 16-20) : In each of the questions below four (e) None of the given sentence is incorrect. sentences are given which are denoted by a, b, c and d. Find 20. (a) Oscar-winning composer A. R. Rahman will walk the red out which sentence has error. If there is no error sentence, carpet at the 70th cannes film festival with the lead cast, director the answer is (e). and producers of trilingual magnum opus ‘sangamithra’ (b) Italy’s antitrust watch dog said recently it was imposing 16. (a) Even as the Indian and Chinese troops are in a standoff fine of £3 million on whatsapp for allegedly making users to along the Sikkim border, Indian officials have reported a agree to sharing their personal data with facebook. transgression by the Chinese border troops along the (c) A baby weaver bird gives finishing touches to its nest on Uttarakhand border. the outskirt of Hyderabad. (b) Militants looted Rs.5.20 lakh from a J & K bank branch (d) The contestants vying for the Miss USA title, have a in south Kashmir recently, as daily life remained affected in message to immigrant girls and women watching the pageant Pulwama. recently – set goals, work hard and don’t stay in the shadows. (c) ABench led by the former Chief Justice of India J. S. (e) All the above sentences are correct. Khehar primafacie noted that the court would hear pleas highlighting the health hazards involved in case the government Direction (Q. No. 21-25) : A paragraph is given below from frames a policy favour the release of genetically modified which one of the lines has been deleted. From the given (GM) mustard seeds into market. options, choose the one that completes the paragraph in the (d) The meeting got off to an unpleasant start with the CM most appropriate way. snapping at media persons for entering the conference room ‘uninvited’. 21. Put simply, bad writing reinforces popular attitudes even if it (e) None of the above sentence is incorrect. is at the cost of harming a cultural fabric. 17. (a) Of late 2011, archaeologists at the temple complex unearthed Bad writing’s goals are self-serving ______the two largest Buddhist statues found there in eight decades. (a) It aims to make money for its publisher and author and (b) The researchers, who were already planning to study three- win popularity for its writer without caring two hoots part compounds that contained barium and zinc, went ahead about the greater common good or making the reader to create Baznga, after they watched a promo of the sitcom. think beyond the text. (c) Sam Shepard, the Pulitzer prize-winning playwright and (b) Good writing- especially fiction – on the other hand – is Oscar nominated actor whose celebrated career spanned nearly as man-made and culturally-constructed method of five decades, had died at 73. enquiry used to analyse and judge one’s views. (d) The researchers attached curcumin to cerium oxide nano- (c) However, no text – and, by extension, an author – is particles and tested the nano-curcumin formulation in cell universally or eternally good or bad. lines of a high-risk form of neuroblastoma. (d) Thus, if good writing is to prevail, ‘good writers’ must (e) All the given sentences are correct. slug it out in the open with ‘bad writers’. 18. (a) Novak Djokovic dropped one place to fifth with Stanislas (e) None of these Wawrinka moving up to fourth in the ATP rankings published, 22. Policy failures come in many shapes and sizes. But they are recently. almost invariably accentuated by the choices that have to be (b) Sprint Superstar Usain Bolt will seek a final golden hurran made in periods of financial shortage. Yesterday the coalition when he took to the track at IAAF World Championships in government found itself confronted by two of them, one in London. policing policy and the other in higher education. The failures are radically different in many details. But they have this in

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common : they are both serious failures, and they were both government stimulus than evidence of a real, sustainable foreseeable. They could both have been mitigated by clearer recovery in private demand. policy making at an earlier stage ______(a) A greater worry is the bleeding in country’s labour market. (a) On the policing cuts, it is the opinion that Britain has (b) The Finance Department has revised its estimates of more police officers than it needs. just how bad 2008 really was. (b) Instead each has been allowed to fester and become more (c) Figures released by Commerce Department confirmed difficult to solve politically. what most had been expected. (c) Downing Street must be thanking Prince Andrew for (d) New GDP figures suggest some hope for country’s providing some distraction. economy. But the pain is far from over. (d) Police numbers have increased without proper regard to (e) None of these social need. (e) None of these Direction (Q. No. 26-30) : Answer the questions on the basis 23. ______and the proponents of market reforms have no of the given question of the passage. plans for those who do not have the resources and income to 26. In the context of international trade, the trade between any two buy even two meals a day. The signals are clear that those countries need not be balanced. A specific country may have who cannot pay for their food have n.o right to survive. These trade deficits with some countries and surpluses with other poorer sections of society are reduced to mere victims, countries, due to varying demands and production capabilities beneficiaries, clients and recipients. In this dichotomous amount the trading countries. relationship, the state is seen as the ‘dole giver’ and the people Which of the following conclusions best summarizes the the ‘dole receiver’. It must be recognised that irrespective of above passage? market-governed politics, people remain bound to survival, (a) For any given country, trade deficits and surpluses always livelihood and identity issues. balance out. (a) The governments have ceased to govern. (b) Global trade balance of a country is a sign of strength or (b) When the market is allowed to govern, the government weakness. becomes powerless to effect any radical social changes. (c) Relative demand and production capabilities determine (c) Elections have failed to make democracy distributive and the global trade balance of a justice oriented. country. (d) It is about market reforms and absence of plans for the (d) In case of trade deficits, countries should not be concerned poorest of the poor. because they will balance out in 24. The tax system of India encourages borrowing by granting its the long. taxpayers tax relief for interest paid on loans. The system (e) None of these. also discourages saving by taxing any interest earned on 27. During national elections, political rallies are organized by savings. Nevertheless, it is clear that India’s tax system does various political parties. At one such rally, a candidate not consistently favour borrowing over saving, for if it did, exclaimed, “With such grand support, where almost all the there would be no ______. people at this rally are behind me, I will surely get elected!” (a) tax relief in India for those portions of a tax payer’s Which of the following statements, if true, best supports income, if any, that are set aside to increase that taxpayer’s the above conclusion of the candidate? total savings. (a) The candidate had never been defeated in an election. (b) tax relief in India for the processing fees that taxpayers (b) People always vote emotionally. pay to lending institutions when obtaining certain kinds (c) The candidate’s opponents also appeared at the rally. of loans. (d) The rally was attended by almost all of the residents of (c) tax relief in India for interest that tax payers are charged the constituency. on the unpaid balance in credit card accounts. (e) None of these (d) taxes due in India on the cash value of gifts received by 28. The Minister of Trade and Commerce is lobbying to pass a taxpayers from banks trying to encourage people to open new trade bill that advocates the liberalization of trade with savings accounts. the developed world, including the USA and the European (e) None of these Union. 25. ______Unemployment typically continues to rise even Which of the following statements, if true, would not after GDP starts to increase, so pain for workers is far from justify the lobbying done by the Minister. over. Already 9.5% of the workforce is unemployed, and all (a) A petition is submitted by the labour unions to the of country’s metropolitan areas reported unemployment rates government, asking to create more local jobs. of at least 10% in June. More jobless will probably mean less (b) Elections are around the corner and the current shopping and a slower recovery. The latest consumer- government is required to show results. confidence numbers show that people are jittery. The quarterly (c) As per reports from independent economists, the GDP report also makes it clear that consumer spending, which country’s trade deficit would increase with the passage rose slightly in the first quarter, dropped again in the second, of the bill. by 1.2%. The good news, therefore, was more a result of

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(d) The pending trade negotiations will be sorted out with (a) A only (b) B only the new trade agreement. (c) C only (d) Either B or C (e) None of these. (e) No correction required 29. A leading company in the Home Appliance industry adopts an 33. By the time they reach the station, the train had been departed. inorganic growth route by way of Mergers and Acquisitions, (A) reached ………… has to expand its operations in various countries, in emerging (B) reach ………… had markets. The company acquires many domestic companies in (C) reached ………… had these countries to create the initial base. (a) A only (b) B only Which of the following statements is the most relevant (c) C only (d) Either A or B basis for the company’s strategy? (e) No correction required (a) There are no major international competitors having a Direction (Q. No. 34-40) : In the following passage, the blank base in those countries. spaces are numbered and a word is given in bold with bracket (b) The companies acquired are the leading companies in the in some cases the bold word might fit the sentence and the respective countries, having the latest technology. paragraph meaning fully and sometimes it might not. If it fits (c) The markets in these countries are not consolidates and “No change required” will be your answer. If it does not fit there are too many players in the market. you have to choose one option out of the given four options (d) In order to enter the market, support of a local brand is against that number and mark it as your answer. necessary. Maharashtra’s new law (34) (prohibiting) the social boycott of (e) None of these. individuals, families or any community by informal village councils, 30. Many energy boosters and food supplements, e.g. Complan, is a step in the right direction, given the (35) (extensive) nature of Boost and Bournvita, are supposed to make up for the the problem. The progressive legislation, which received deficiency is natural foods. But many nutritionists believe Presidential assent recently and was gazetted earlier this month, that natural foods give more holistic nourishment compared targets the pernicious practice of informal caste Panchayats or to these energy boosters. But the promoters of these food dominant sections using (36) (ostracism) as a means of enforcing boosters oppose the views of nutritionists based upon the social conformity. The Maharashtra Protection of people from results of surveys of schools children, which show that these Social Boycott (Prevention, Prohibition and Redressal) Act, 2016, children have less nutritional deficiency than in their parents may serve us a/an (37) (arrangement)for similar legislation in time (i.e., when their own parents were children). other states. The Act lists over a dozen types of actions that may Which of the following, if true, would strengthen the amount to ‘social boycott’, which has been made a criminal offence promoters view? punishable with imprisonment upto three years of a fine of Rs. (a) Fewer food supplements and energy boosters were one lakh or both. The practices it prohibits range from preventing available to parents. the performance of a social or religious custom, denial of the right (b) Food supplements can be easily digested and absorbed. to perform funerals or marriages, cutting off someone’s social or (c) School children are reported to be not eating proper food. commercial ties to prevent access to educational or medical (d) Food supplements are liked by adults as well as children. institutions or community halls and public facilities, or any form (e) None of these. of social ostracism on any ground. The law recognises the human Directions (31-33): In each question below a sentence with rights (38) (aspect)to issues of social boycott, as well as varied two words/group of words printed in bold type is given. One of forms in which it occurs in a caste-based society. Its progressive them or both may contain error. You have to find out the sweep takes into account discrimination on the basis of morality, correct word or group of words from among the three choices social acceptance, political(39)(inclination), sexuality, which it denoted by (A), (B) and (C) given below each sentence which prohibits. It even makes it an offence to create cultural can replace the wrong word/group of words and make the (40)(hurdles)by forcing people to wear a particular type of clothing sentence grammatically correct. If the sentence is correct as or use a particular language. it is, mark (e) i.e. No Correction Required as your answer. 34. (a) disallowing (b) provoking (c) facilitating (d) allowing 31. Our firm determination had due impact on them and theywill (e)No change required be changed their decision. 35. (a) pervasive (b)selective (A) having ………… have changed (c)comprehensive (d)conducive (B) emphasized ………… will be changed (e) No change required (C) had ………… changed 36. (a)rejection (b)exclusion (a) A only (b) B only (c)acceptance (d)repudiation (c) C only (d) Either A or C (e) No change required (e) No correction required 37. (a)stencil (b)template 32. Deep breathing exercises are found to be of extreme (c)figure (d)plainness helpful to patients suffering from high blood pressure. (e) No change required (A) Deeply breathing ………… extremely helpful 38. (a)acreage (b)feature (B) Deep breathing ………… of extreme help (c)element (d)dimension (C) Deep breathing ………… extremely helpful (e) No change required 76 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017

39. (a)tendency (b)propensity 45. Which of the following pairs are the immediate neighbours of (c)declivity (d)aversion the Flute player? (e) No change required a) P, V b) P, R 40. (a)complication (b)burdens c) V, R d) Q, R (c)obstacles (d)identities e) V, Q (e) No change required Directions (46 – 50): Answer the questions on the basis of the REASONING ABILITY information given below. There are 8 children – A, B, C, D, E, F, G and H who live on Direction (41-45)Study the following information carefully different floors of a 8-floor building numbered 1 to 8 not necessarily to answer the given questions. in the same order. They are in different class – 3, 5, 6 and 10 such Eight players – P, Q, R, S, T, U, V and W sit around a square table that 2 children in same class. Children who are in same class live on in such a way that four of them sit on the four sides while the rest even-odd floors. Example: If B is in class 10 with H, then if B lives at corners. They play different instruments namely Xylophone, on 6th floor then H lives on any odd floors – 1/3/5/7 and not 2/4/8. Balafon, Guitar, Piano, Violin, Trumpet, Accodion and Flute. Some B and G are in same class. One of the children in class 3 lives on 5th of them are facing the centre while some are facing outside.(i.e floor. The one who lives on 3rd floor is in even numbered class. away from the centre) The one who lives on 7th floor and C are in same class. A is in class Note: Same directions means that if one person facing the centre 6 and lives on 4th floor. 2 children live between E and A. D is in then the other person also faces the centre and vice versa. Opposite 10th class. One child lives between E and G, both of which are in direction means if one person is facing the centre then the other odd numbered classes. 2 children live between one of the children person faces outside and vice versa. in class 10 and F. F lives below this child. Both children in class 10  Q faces the centre of the table and does not sit on any live above C. corner. V sits on one of the corner between the Flute player and Trumpet player. W sits second to the right of 46. Which of the following pair is in same class? Balafon player who faces the centre. a) B, F b) D, F  The Violin player sits third to the left of Q. S sits c) E, H d) A, D opposite to W. P sits on the corner exactly opposite to e) None of these T. The Balafon player sits third to the right of Accodion 47. Who lives on 8th floor? player. The Xylophone player does not facing the centre. a)E  The Trumpet sits opposite to Q, also faces in opposite b) One of the children in class 6 direction of Q and sits between Accodion player and c) One of the children in class 10 Violin player. T who is the Violin player sits immediate d) H right to the Piano player. e) One of the children in class 3  The Piano player faces the same direction of the U. The 48. How many children live between D and F? immediate neighbours of Q are facing opposite directions. a) 2 b) 1 The Accodion player sits exactly opposite to Guitar c) None d) 4 player. e) Cannot be determined  The one who is on the immediate left of U is facing the 49. Who lives just above G? same direction as W. R sits third to the left of W. a)C b) A c) D d) H 41. Who among the following is a Trumpet player? e) B a) P b) U 50. Which of the following combination of floor number – child – c) T d) Can’t be determined class is correct? e) None of these a) 1 – C – 5 b) 6 – B – 10 42. R is related to which of the following Instruments? c) 5 – D – 3 d) 3 – F – 10 a)Guitar b) Xylophone e) 2 – C – 6 c) Accodion d) Can’t be determined e) None of these Directions (51-55): Study the following information carefully 43. Who among the following sits exactly between R and the and answer the questions that follow. Xylophone Player? A country has the following types of traffic signals. a)The person who plays Flute 3 green lights = go at 60 kmph speed b) The person who plays Accodion 2 green lights = go at 40 kmph speed c) The person who plays Balafon 1 green light = go at 20 kmph speed d) The person who plays violin 3 red lights = stop e) None of these 2 red lights = turn left 44. How many persons facing the centre? 1 red light = turn right a)None b) One A person starts driving from a point in West direction and he c) Two d) Three encounters the following traffic signals: e) Four Starting point – 1 green light;

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After 15 minutes, 1st signal – 2 red & 2 green lights; e) Cannot be determined After 24 minutes, 2nd signal – 1 red & 3 green lights; 58. What could ‘7?Y’ stand for? After 45 minutes, 3rd signal – 1 red & 2 green lights; a) Clipboard b) Copycat After 18 minutes, 4th signal – 3 red lights; c) Casual d) Cunning e) Cannot be determined 51. Find the total distance he covered up to the last signal. 59. What is the code of ‘Inherit’? a)76 km b) 78 km a) 2#L b) 1?E c) 70 km d) 75 km c) 7?E d) 1#E e) 79 km e) Cannot be determined 52. After passing the third signal if the person encounters fourth 60. Which is the code for ‘Hexagon Subject’? signal after half an hour, then what is his final position with a) 2#A 9?J b) 3@A 5?A respect to the starting point? c) 12#A 6#A d) 2$A 9?A a) 4 km to the south and 50 km to the east e) Cannot be determined b) 55 km directly to the north-west c) 4 km to the north and 50 km to the west Directions (Q. Nos. 61-65) In each question below is given a d) 4 km to the north and 45 km to the west statement followed by two assumptions numbered I and II. An e) None of these assumption is something supposed or taken for granted. You 53. If instead of starting in West direction, the man starts in South have to consider the statement and the following assumptions direction, then what is his position with respect to the starting and decide which of the assumptions is implicit in the point? statement. a)50 km to the south and 4 km to the west Giver answer b) 54 km directly to the north-west a)If only assumption I is implicit c) 50 km to the north and 4 km to the west b)If only assumption II is implicit d) 50 km to the south and 4 km to the east c)If either I or II is implicit e) None of these d)If neither I or II is implicit 54. If after the first signal, e)If both I and II are implicit 2nd signal: 2 red and 2 green lights, and 61. Statement Instead of burning the leaves, bury them in compost 3rd signal: 1 red and 3 green lights, then what is the distance pits, by which it gets converted to natural manure, making it covered up to the last signal? beneficial for the soil. – A notice issued in public interest by a) 69 km b) 60 km Department. c) 68 km d) 67 km Assumptions e) 65 km I. Whenever leaves are burnt in the open, the air gets laden 55. If the person stops at 3rd signal, then what is his final position with tiny particulate matter which raises air pollution to with respect to his starting position (approx)? alarming levels, which causes severe respiratory disorders a) 50 km to the north-west and eye infections to those exposed to it. b) 52.5 km to the south-west II. Benefits gained from ashes of leaves burnt are not as c) 52.5 km to the north-east much as the benefits gained from the natural manure d) 50.5 km to the south-west obtained from leaves by burying it. e) 50.5 km to the south-east 62. Statement “A tempting cup of garma garam Georgia now Directions (56-60): Study the following information to answer awaits you at every street corner. So no. matter who you are the given questions: or where you go, a Georgia Vending Machine will hand you In a certain code, the same clean delicious cup of tea in Regular, Adrak, Elaichi ‘Cushion Parents Various Graph’ is written as ‘12%I 6%E 7#H and Masala and if you’re looking for a changes try the Regular, 3$A’, Mocha and Cappuccino coffee. One sip will make you realize ‘Given Maximum Avenues Foolish’ is written as ‘3@I 4$L 9%N why every other alternative is a mere compromise!”-An 3#V ’, advertisement. ‘Value Foolish Point Example’ is written as ‘6?I 12!L 4$L 5!M’, Assumptions and I. Most of the people need delicious cup of tea or coffee ‘Above Quantum Hexagon Cricket’ is written as ‘2#A 7?C 7@N with a change in taste. 9!O’. II. Every person is addicted to either tea or coffee. 63. Statement “If you ask me about the daunting challenges that 56. Which is the code for ‘First Watch’? I face, I would say that my government’s first priority is to a) 4#R 10$T b) 4?O 12$T improve the existing law and order situation. Then follow the c) 5?R 13$A d) 4?R 13$T issue of price of commodities.”-Mr. Y, a newly appointed e) Cannot be Determined PM of country X. 57. What is the code for ‘Movable Cupcake ’? a) 4!A 7!C b) 3#A 8!C c) 3!A 7!C d) 4!A 7%C

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Assumptions of the spices’ crop from Indian root stocks, are farming better I. If a citizen of country X can sleep peacefully he/she can by adopting modern cultivation practices. then think of providing food to his /her family, ponder Courses of action over education and move about freely in the country. I. India should immediately stop supplying root stocks of II. Prices of the commodities affect the common man greatly black pepper to other countries. 64. Statement “If you have any unresolved consumer disputes, II. India should adopt modern technology for cultivating do not feel that you are helpless do not hesitate to assert your black pepper to compete in the international market. rights. Approach the District Consumer Forum for speedy III. India should reduce the price of its black pepper to redressal.”-Department of Consumer Affairs. remain competitive in the world market. Assumptions a)All follow I. People don’t want to approach consumer forum due to b)Only II follows the red-tapism in procedure adopted by the forum. c)Only I follows II. Speedy redressal will attract more unresolved consumer d)Only III follows disputes. e)None of the above 65. Statement It is not always true that only an intelligent person 69. Statement A blast was triggered off injuring many when the can qualify the written examination for Probationary Officers night shift workers at an ordinance factory were handling ‘fox (POs). signalling explosive.’ Assumptions Courses of action I. An intelligent person can qualify the written examination I. The factory management should train its staff as regards for POs. to the safety aspects of handling such explosive materials. II. A person who is not intelligent can also qualify the written II. The service of the supervisor incharge of the night shift examination for POs. should be terminated immediately. III. The factory should immediately stop carrying out such Directions (Q. Nos. 66-70) On the basis of information given exercises at night. in the statement. You have to assume everything in the a)None follows b)All follow statement to be true. Then decide which of the three given c)Only I follows d)I and II follow suggested course (s) of action logically follow(s) worth e)None of these pursuing. Then decide which of the alternatives (a), (b), (c), 70. Statement A major railway accident involving a small train (d) or (e) is correct. was averted due to the presence of mind of one signal man at 66. Statement Every year thousands of eligible students don’t get a wayside cabin. admission in colleges, both in urban and rural areas, after Courses of action passing their school leaving certificate examination. I. The railway track for atlest 50 km should be cleared of Courses of action any traffic ahead of all the mail trains. I. More colleges should be set up in both urban and rural II. The railway signalling systems should immediately be areas. made automatic. II. The number of schools in both urban and rural areas III. The signal man should be rewarded so as to encourage should be reduced. others. III. None school should offer vocational courses to equip a)All follow b)None follows students for taking up their vocation after completing c)I and II follow d)II and III follow their school education. e)None of these a) Only I follows b) II and III follow Directions (71-75): Study the following information carefully c) All follow d) I and III follow and answer the given questions. e) None of these A number arrangement machine arranges two digit numbers into a 67. Statement Any further increase in pollution level in the city, typical manner. Each step gives output taking input from the by way of industrial effluent and automobile exhaustion, previous step. The following is an illustration of Input and would pose a severe threat to the inhabitants. rearrangement. Using the illustration answer the question given Courses of action below.­ ­ I. All the factories in the city should be immediately closed down. II. The automobiles should not be allowed to ply on the road for more than four hours a day. III. The Government should restrict the issue of fresh licenses to factories and automobiles. a)Only III follows b)All follow c)Only II follows d)None follows e)None of these 68. Statement India’s pre-eminent position in the world black of the countries, which recently started production of the ‘king

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b) If th e in fe re n c e is ‘ probably true’, though not ‘definitely true’ in the light of the facts given c) If the ‘data are inadequate,’ i.e. from the facts given you cannot say whether the inference is likely to be true or false d) If the inference if ‘probably false’ though not ‘definitely false’ in the light of the facts given e) If the inference if ‘definitely false’, i.e. it cannot possibly be drawn from the facts given or it contradicts the given facts Ministry of environment and forest has granted environmental clearance to the Karakatla open-cast expansion project of the central coal Fields Ltd. In Bihar that envisages exploitation of non-coking coal reserves, the present production level of 0.8 million tonnes is proposed to be expanded to 1.5 million tonnes per annum at an estimated cost of Rs. 67.82 crore under the project. The total land area requirement for the proposed mining activities is about 651 hectares which includes about one-sixth of it as forest land. 76. The expansion plan would require about 100 hectares of forest land. 77. Karkatla open cast mine is the only one of non-coking coal in the country. 71. Which of the following combination represent the first digit of 78. There is no demand for non-coking coal. the third number and second digit of the first number in step 79. The production cost of one tonne of non-coking coal from II of the given input? Karakatla mine will be about Rs. 450 a) 1, 7 b) 1, 0 80. Environmental concern gets less priority over the need of the c) 6, 1 d) 6, 0 coal. e) 1, 6 72. If second number in step I is divided by 6, then what will be the QUANTITATIVE APTITUDE resultant value? a) 25 b) 30 Directions (81-85) : Study the bar charts given and answer c) 31 d) 33 the questions that follow. e) 35 73. Which of the following represent the difference between the third digit of the third number and second digit of the first number in step I? a) 0 b) 1 c) 3 d) 5 e) 6 74. Which of the following represent the value if first number is divided by the second number in step IV? a) 2 b) 5 c) 4 d) 1 e) 0 75. If the value ‘20’ is added to the final output, then what will be the resultant value? a) 10 b) 30 c) 25 d) 15 e) 35 Directions (76-80) : The given below passages are followed by several possible inferences which can be drawn from the facts states in the passage. You have to examine each inference separately in the context of the passage and decide upon its degree of truth on falsify. Give answer a) If the inference is ‘definitely true,’ i.e. it properly follows from the statement of facts given

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81. Which year in 1981 to 1985 represents the highest percentage a) Rs. 29/- b) Rs. 39/- increase in the proportion of tea exported by India out of its c) Rs. 36/- d) Rs. 31/- total production? e) None of these a) 1982 b) 1983 93. The sum of the ages of 4 members of a family 5 years ago was c) 1984 d) 1985 94 years. Today, when the daughter has been married of and e) None of these replaced by a daughter-in-law, the sum of their ages is 92. 82. The population of India in 1984 was Assuming that difference in the age of the daughter and the a) 1185 million b) 395 million daughter-in-law? c) 700 million d) 790 million a) 22 years b) 11 years e) None of these c) 25 years d) 19 years 83. If the area under tea production was less by 10% in 1985 than e) 15 years 1984, the rate of increase in productivity of tea in 1985 was 94. Akash scored 73 marks in subject A. He scored 56% marks in a) 2.3% b) 2% subject B and X marks in subject C. Maximum marks in each c) 10.2% d) 13.6% subject were 150. The overall percentage marks obtained by e) None of these Akash in all the three subjects together were 54% How many 84. The average proportion of tea exported to the tea produced in marks did he score in subject C ? the half decade was a) 84 b) 86 a) 0.52 b) 0.33 c) 79 d) 73 c) 0.36 d) 0.42 e) None of these e) None of these 95. A and B together can complete a task in 20 days. B and C 85. The average per capita availability of tea in the half decade was together can complete the same task in 30 days. A and C (in grams approximately) together can complete the same task in 40 days. What is the a) 514 b) 516 respective ratio of the number of days taken by A when c) 508 d) 521 completing the same task along to the number of days taken e) None of these by C when completing the same task alone? a) 2 : 5 b) 2 : 7 Directions (86-90) : What should come in place of the question c)3 : 7 d) 1 : 5 mark (?) in the following number series? e) 3 : 5 86. 2 26 286 ? 18018 90090 270270 Directions (96-98) : What should come in place of the question a) 3088 b) 2667 mark (?) in the following questions? c) 3862 d) 2574 e) None of these 96. 3.6 + 36.6 + 3.66 + 0.36 + 3.0 = ? 87. 358 356 352 344 328 296 ? a) 44.22 b) 77.22 a) 232 b) 247 c) 74.22 d) 47.22 c) 225 d) 255 e) None of these e) None of these 88. 8 ? 30 105 472.5 2598.75 16891.875 5 1 8 97. 4  7  5  ? a) 24 b) 10 6 2 11 c) 12 d) 16 e) None of these 10 20 89. 3 4 ? 21 85 110 326 a) 2 b) 6 23 a) 7 b) 10 33 c) 12 d) 14 20 10 e) None of these c) 2 d) 6 90. 50000 10000 2500 500 125 ? 6.25 33 33 a) 75 b) 25 e) None of these c) 50 d) 31.5 e) None of these 210 17 91. Rachita enters a shop to buy ice-creams, cookies and pastries. 98.  ?  4046 She has to buy atleast 9 units of each. She buys more cookies 14 15 than ice-creams and more pastries than cookies. She picks up a) 202 b) 218 a total of 32 items. How many cookies does she buy? c) 233 d) 227 a) Either 12 or 13 b) Either 11 or 12 e) None of these c) Either 10 or 11 d) Either 9 or 11 99. A wholesaler blends two varieties of tea, one costing Rs 60 per e) Either 9 or 10 kilo and another costing Rs. 105/- per kilo. The respective 92. The fare of a bus is Rs x for the first five kilometres and Rs 13 ratio of quantities they were mixed in was 7 : 2. If he sold the per kilometre thereafter. If a passenger pays Rs. 2,402/- for a mixed variety at Rs. 100 per kilo, how much was his profit journey of 187 kilometres, what is the value of x ? percentage?

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2 2 Total Number of Employees = 3250 a) 34 % b) 38 % 7 5 2 6 c) 32 % d) 42 % 5 7 5 e) 48 % 7 100. In a 90 litres mixture of milk and water, percentage of water is only 30%. The milkman gave 18 litres of this mixture to a customer and then added 18 litres of water to the remaining mixture. What is the percentage of milk in the final mixture? a) 64% b) 48% Respective Ratio of Men to Women in Each Department c) 52% d) 68% e) 56% Department Men Women 101. A bag contains 4 red balls, 6 green balls and 5 blue balls. If Production 4 1 three balls are picked at random, what is the probability that HR 12 13 IT 7 3 two of them are green and one of them is blue in colour? Marketing 3 2 20 10 Accounts 6 7 a) b) 91 91 105. What is the number of men working in the Marketing department? 15 5 a) 462 b) 454 c) d) c) 418 d) 424 91 91 e) None of these 25 106. What is the respective ratio of the number of women working e) in the HR department and the number of men working in the 91 IT department? a) 11 : 12 b) 17 : 29 Directions (102-104) : In these questions, two equations c) 13 : 28 d) 12 : 35 numbered I and II have been given. You have to solve both the e) None of these equations and give the answer: 107. The number of men working in the Production department of a) If x < y the Organization forms what percent of the total number of b) If x > y employees working in that department? c) If x  y a) 88% b) 90% c) 75% d) 65% d) If x y  e) None of these e) If relationship between x and y cannot be established 108. The number of women working in the IT department of the Organization forms what percent of the total number of 102. I. 3x2  29x  56  0 employees in the Organization from all departments together? a) 3.2% b) 4.8% II. 2y 2 15y  25  0 c) 6.3% d) 5.6% e) None of these 103. I. 4x2  29x  45  0 109. What is the total number of men working in the organization? a) 2198 b) 2147 II. 3y 2 19y  28  0 c) 2073 d) 2236 e) None of these 104. I. 2x2 13x  21  0 110. The perimeter of a square is twice the perimeter of a rectangle. 2 If the perimeter of the square is 56 cm and the length of the II. 5y  22y  21  0 rectangle is 9 cm, what is the difference between the breadth of the rectangle and the side of the square? Directions (105 – 109) : Study the following pie charts carefully a) 7 cm b) 9 cm to answer the questions: c) 11 cm d) 5 cm Degree-wise breakup of employees working in various e) None of these departments of an organization and the ratio of Men to Women

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111. A truck covers a distance of 256 km at the speed of 32 km/hr. Consumption of Two Metals in the given years by What is the average speed of a car which travels a distance of Company (in ‘000 tons) 160 km more than the truck in the same time? a) 46 km/hr b) 52 km/hr c) 49 km/hr d) 64 km/hr e) None of these 112. The difference between the compound interest and simple interest accrued on an amount and simple interest accrued on an amount at the end of three years at the rate of 15% is Rs. 453.60/-. What is the amount? a) Rs. 4,500/- b) Rs. 6,400/- c) Rs. 7,200/- d) Rs. 8,000/- e) None of these 113. A started a business with an investment of Rs.16,000/-. After 6 months from the start of the business, B and C joined with Rs. 12,000/- and Rs. 18,000/- respectively and A invested an 118. In how many years, the consumptions of metal A was less additional amount of Rs. 4,000/-. If the difference between than the average consumption of metal B in the given years? A’s share and B’s share in the annual profit is Rs. 6,000/-, a) One b) Two what was the annual profit received? c) Three d) Four a) Rs. 17,600/- b) Rs. 13,200/- e) None of these c) Rs. 14,300/- d) Rs. 16,500/- 119. What was the difference in the consumption of metal A and e) Rs. 11,000/- metal B in 1992? a) 500 tonnes b) 50 tonnes Directions (114-115) : In these questions, two equations c) 5000 toones d) 5 tonnes numbered I and II are given. You have to solve both the e) None of these equations and mark the appropriate option. 120. In which of the following pairs of years, the consumption of a) If relationship between x and y cannot be established metal B in 1993 was equivalent to the consumption of metal b) If x < y A? c) If x > y a) 1988 and 1989 b) 1989 and 1993 d)If x  y c) 1988 and 1993 d) 1990 and 1992 e) If x  y e) None of these GENERAL AWARENESS 114. I. 9x2  37x  30  0 121. The difference between repo rate and reverse repo rate is II. 3y 2 19y  30  0 known as? (a) Repo gap (b) Gap divergence 115. I. 2x2 17x  36  0 (c) Interest rate gap (d) Policy rate corridor (e) None of these 2 II. 5y  33y  40  0 122. Which of the following is a Basic Savings Bank Deposit Account (BSBDA) provided by the IPPB? Directions (116-117): What approximate value will come in (a) Safal (b) Safar place of question mark (?) in the given questions? (You are (c) Sugam (d) Sanand not expected to calculate the exact value). (e) All of the above 123. What is the authorized capital of NPCI? (a) Rs 100 crore (b) Rs 200 crore 116. ? % of (230.027.89  559.85)  960 (c) Rs 250 crore (d) Rs 300 crore a) 20 b) 80 (e) None of these c) 50 d) 70 124. Under the Pradhan MantriFasalBimaYojana (PMFBY), farmers e) 75 will have to pay a uniform premium of ______per cent for all rabi crops. 2 117. 518.002  44.99  8.998 8.01  ? (a) 1% (b) 1.5% a) 650 b) 350 (c) 2% (d) 2.5% c) 418 d) 550 (e) 3% e) 600 125. The portion of Net Demand and Time Liability that the bank has to maintain with RBI is called ____ Directions (118-120) : Study the following graph carefully (a) SLR (b) CRR and answer the questions given below it : (c) Repo (d) Reverse Repo (e) None of these

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126. According to a circular issued by 132. If a customer does not get a satisfactory 138. What is the tagline of Bank of India? Department of Telecom (DoT) in response to his grievance from the bank (a) Relationships beyond banking March this year, Aadhaar-based e-KYC within _____ days then he can (b) India’s International Bank was made mandatory for new mobile approach the Banking Ombudsman. (c) One Family One Bank phone connections. KYC norms were (a) 60 (b) 90 (d) Trusted Family Bank introduced in ______by the Reserve (c) 30 (d) 15 (e) None of these Bank of India (RBI) (e) None of these 139. What does PMLA stands for ? (a) 2000 (b) 2001 133. Which of the following interest rates (a) Primary Money Launching (c) 2002 (d) 2003 are not fixed by RBI and left to the Authority (e) None of these discretion of the Bank concerned? (b) Preventing Money Launching Act 127. A bank note of which a portion is (A) Saving Bank deposits (c) Promoting Money Laundering missing is called ______(B) DRI Advances Act (a) Soiled note (C) Ceilling rates on FCNR/NRE (d) Prevention of Money Laundering (b) Mutilated note deposit accounts Act (c) Imperfect note (D) Ceiling rates on export credit (e) None of these (d) Mismatched note facilities 140. What does a rise in SENSEX means? (e) None of these (a) A and D (b) A and C (a) Rise in prices of all companies 128. According to the RBI Handbook of (c) Only A (d) Only D belonging to U.K. Statistics on Indian States, Which state (e) None of these (b) Overall rise in prices of shares of has the maximum number of office of 134. Guindy National Park is situated in companies registered in BSE. Scheduled Commercial Bank? which of the following states? (c) Overall rise in prices of shares of (a) Gujarat (a) Maharashtra companies registered in NSE. (b) Uttar Pradesh (b) Chhattisgarh (d) Rise in prices of shares of (c) Telengana (c) Himachal Pradesh companies of America. (d) Maharashtra (d) West Bengal (e) None of these (e) Punjab (e) Tamil Nadu 141. All commercial banks demand deposit 129. Many a times Government raises 135. Sipat Thermal Power Plant is situated liabilities may decrease as a result of additional resources through taxation in which of the following states? _____. & allocation of expenditure as per its (a) Madhya Pradesh (a) An inflow of cash requirements. It is known as —— (b) Chhattisgarh (b) A decrease in loans (a) Credit Policy (c) Bihar (c) An increase in security holdings (b) Fiscal Policy (d) Jharkhand (d) The chasing of a cheque by an (c) Monetary policy (e) None of these individual or a firm. (d) Taxation Policy 136. What is the full form of ASBA ? (e) None of these (e) None of these (a) Amount Saved and Balance in 142. FIFA has decided to shift all the matches 130. Which of the following defines Account. of U-17 World Cup from Mumbai to Commercial Papers? (b) Account Savings & Bank ______. (a) Long term debt issued by private Ascertainment. (a) Kolkata (b) Pune corporations. (c) Applications Supported by (c) Chennai (d) New Delhi (b) Short-term and unsecured Blocked Amount. (e) Bengaluru promissory notes issued by (d) Already Savings Blocked 143. The Reserve Bank of India has put six corporations with-very high credit Amount. banks under the framework of Prompt standings. (e) None of these Corrective Action in the year of 2017. (c) Savings instrument, in which 137. What is an Indian Depository Receipt? In Which year the PCA is started by funds must remain on deposit for (a) A deposit account with a Public RBI for the first time? a specified period, and premature Sector Bank (a) 2000 (b) 2002 withdrawals incur interest (b) A depository account with any (c) 2004 (d) 2008 penalties. of Depositories in India (e) 2010 (d) (a) and (c) (c) An instrument in the form of 144. Which bank is the first to be listed (e) None of these depository receipt created by an under PCA framework by RBI? 131. Who is the appellate authority in Indian depository against (a) Bank of Maharashtra Banking Ombudsman? underlying equity shares of the (b) UCO Bank (a) Governor of RBI issuing company (c) Central Bank of India (b) Finance Minister (d) An instrument in the form of (d) Dena Bank (c) Prime minister deposit receipt issued by Indian (e) IDBI Bank (d) Deputy Governor of RBI depositories 145. Who has been appointed as new (e) President (e) None of these Chairperson of Central Board of Secondary Education (CBSE)?

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(a) C.K. Mishra (a) Punjab (d)Assam (b) Shobhana K Pattanayak (b) Gujarat (e) None of these (c) Anita Karwal (c) Haryana (d) Jai Priye Prakash (d) Uttrakhand COMPUTER KNOWLEDGE (e) None of These (e) None of these 146. Who was chosen for first Kesari Media 154. ______has launched a CSR 161. Ubuntu is an example of which kind of Award, instituted by Kesari Memorial (Corporate Social Responsibility) Source Model? Journalist Trust? initiative Gram Seva, which will work a) Open Source (a) DurgaShanker Mishra in areas of health, education, b) Vertical Market Software (b) Rashmi Verma environment and rural infrastructure. c) Horizontal Market Software (c) T J S George (a) Yes Bank d) Shareware (d) Rakesh Srivastava (b) HDFC Bank e) None of these (e) None of These (c) ICICI Bank 162...... is a computer program that fills the 147. Six-member all-woman team of Indian (d) State Bank of India screen with moving images or patterns Navy will set sail to circumnavigate (e) None of These when the globe on sailing vessel INSV ______, 155. Which of the following Cabinet Minister computer is not in use. making it first-ever Indian is going to attend UN General a) Wallpaper circumnavigation of globe by an all- Assembly Meet in New York, USA? b) Computer Screen woman crew. (a) Rajnath Singh c) Screen Saver (a) Sindhughosh (b) Sushma Swaraj d) Both a) and c) (b) Vikrant (c) ArunJaitley e) None of these (c) Tarang (d) Nirmala Sitharaman 163. Which of the following is a valid unit (d) Vikramaditya (e) None of these of measurement of Bandwidth? a) Data Per second (e) Tarini 156. The world’s largest radio telescope is 148. ______launched Budding located at which of the following b) Information Per second Star Programme to help employees to province? c) Bits Per second achieve their dreams by providing them (a) Guangdong d) All the above financial assistance and paid leaves. (b) Yunnan e) None of these (a) Flipkart (b) Snapdeal (c) Sichuan 164. Which of the following is true about (c) Paytm (d) Google (d) Guizhou Intranet? (e) None of These (e) None of these a) It is a Private Network b) It is a Public Network 149. Hurricane _____ devastated the 157. According to Nomura, India’s CAD is Caribbean island of Dominica. expected to reach to __ in 2017 from c) It is a Network which can access (a) Jeanne (b) Maria 0.6% in 2016. illegally. (c) Gustav (d) Itene (a) 1.3 (b) 1.4 d) Only a) and c) (e) None of these (c) 1.5 (d) 1.6 e) None of the above 150. Purnima Hembram belongs to which (e) None of these 165. The process of loading an Operating Sports? 158. Who of the following has become the System into main memory is called: (a) Boxing (b) Wresting first woman to win an individual World a) Formatting (c) Athletics (d) Hockey Championship motorbike race ? b) Posting (e) Football (a) Ana Carrasco c) Booting 151. Which of the following State (b) Eve Goldmann d) Partitioning Government launches Shaheed Gram (c) KD Land e) None of the above VikasYojana? (d) Chloe Grace 166. Line by line translation of a program is (a) Uttrakhand (e) None of these done by: (b) Chhattisgarh 159. India has signed an agreement with a) Interpreter (c) Jharkhand which of the following countries to b) Translator (d) Guajarat start a postal service to order food from c) Compiler (e) None of these that country? d) All the above 152. Which of the following is the capital (a)USA (b)Malaysia e) None of these city of Dominica? (c)Japan (d)China 167. SQL is a: (a) Caribbean (e) None of these a) Programming Language (b) Roseau 160. Which of the following has become first b) Communication Language (c) Yerevan state to set up district family welfare c) Low-level language (d) Canberra committees? d) Query Language (e) None of these (a)Meghalaya e) None of the above 153. Chilla Hydro Power Plant is situated (b)Tripura 168. Network of Networks is known as : at which of the following places? (c)Mizoram a) Intranet b) Internet

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c) Extranet b) High-level 184...... is a technique that is used to send d) VPN c) Compiler more than one call over a single line? e) MAN d) COBOL a) Digitizing 169. Which of the following is true about e) Executable b) Duplexing Java? 177. Which of the following is true about c) Infrared Transmission a) It is an OOP language URL? d) Streaming b) It is Platform Independent a) It is a computer program e) Multiplexing c) It provides more security b) It is a type of Programming object 185. A computer program is: d) It was Designed by Sun c) It is the address of a document or a) A set of instructions that enable Microsystems. page on the World Wide Web the computer to perform a task e) All the above d) It is an acronym for Unlimited b) Main memory 170. The process of replacing a software Resources for Listening c) Pseudocode with a newer version is called: e) It is a piece of hardware d) Algorithm a) Upgrading 178. Universal Product Code (UPC) is a ..... e) None of these b) Installing a) Scanner 186. Which of the following is a valid video c) Updating b) Hardware Equipment format? d) Downloading c) Antivirus a) avi e) Replacing d) Graphics Adapter b) mpeg 171. PNG stands for: e) Barcode system c) mp4 a) Potable Name Generator 179. Facsimile Transmission Machine is d) All the above b) Portable Network Generator popularly known as: e) None of these c) Printed Name Graphics a) ATM 187. Which component is used inside the d) Portable Network Graphics b) Scanner computer to protect the CPU from e) None of these c) Fax Machine heat? 172. Volatility is a property of: d) Format Machine a) Control Unit a) Computer Networks e) None of these b) ALU b) Software 180. What is the significance of a faded/ c) Mother board c) Disk dimmed command in a pull-down d) SMPS d) RAM menu? e) Fan e) ROM 1) Screen becomes faded/ dimmed if 188...... is a device that forwards data 173. When the computer is working on the the command is selected packets between computer networks, given instructions, it is called: 2) The command is not accessible creating an overlayInternetwork. a) Output currently a) Multiplexer b) Storage 3) A dialog box appears if the b) Duplexer c) Processing command is selected. c) Router d) Input 4) A help window appears if the d) WWW e) None of these command is selected. e) None of these 174. The set of parallel electrical conducting 5) None of these 189. An organization that provides access lines through which different 181. Which of the following allows the user to the internet is called: components on the mother to access e-mail from anywhere? a) Internet Service Provider board of a PC unit are linked together a) Forum b) Internet Access Provider are called: b) Webmail Interface c) Internet Access Providing System a) Conductors c) Message board (IAPS) b) Buses d) Weblog d) a) and c) c) Slide Master e) None of these e) None of these d) Consecutives 182. Amistake in an algorithm that causes 190. Which of the following is a product of e) None of these incorrect results is called a ...... Google? 175. Which of the following is/ are features a) Logical error a) Youtube b) Picasa of primary storage? b) Syntax error c) Google+ d) Orkut a) Volatile Memory c) Machine Error e) All the above b) Smaller storage capacity d) Compiler error 191. The method of internet access that c) Higher cost per bit storage e) None of these requires a phone line, but offers faster d) Faster access time 183. Who are the founders of Google? access speeds than e) All the above a) Larry Page dial-up is ...... connection. 176. A(n) .... program is one that is ready to b) Steve Jobs a) Fiber-optic service run and does not need to be altered in c) Sergey Brin b) Satellite Access any way. d) Eric Schmidt c) Digital Subscriber line a) Interpreter e) Only a) and c) d) Cable Access

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e) None of these 20. c; Replace ‘outskirt’ by ‘outskirts’ 192. Which of the following cannot be a part of an email address? 21. a 22. b 23. b 24. a 25. d 26. c a) Underscore b) At sign 27. b 28. c 29. c 30. a c) Period d) Space (31-33) e) None of these 31. c; The sentence is in past tense. 193. Java is an example of a(n): 32. c; Adverb + Adjective a) Machine Language 33. d; Simple past + simple perfect b) Assembly Language 33. d 34. e 35. a 36. e 37. b 38. d c) High-level Language 39. e 40. c d) Fourth-Generation Language (41-45) e) None of these 194. VOIP is the acronym for: a) Voice Oriented Internet Protocol b) Virtual Object Internet Protocol c) Voice Over Internet Protocol d) Virtual Object Intranet Protocol e) None of these 195. ‘Graymail’ usually refers to: a) Unwanted emails b) Forwarded mails c) emails in trash d) Star / Priority emails e) Junk mails 196. Which of the following is not an output device? a) Speaker b) Microphone c) Printer d) CRT e) VDU 41. b 42. a 43. c 44. e 45. a 197. OMR stands for: (46-50) a) Optical Mark Recognition b) Optical Mark Recovery Floor Children Class c) Optical Memory Reader 8 B 3 d) Original Mark Reader 7 E 5 e) None of these 6 D 10 198. Outlook Express is a(n) ..... 5 G 3 a) Word Processor b) Spread Sheet 4 A 6 c) email client d) Presentation 3 F 10 e) None of these 2 C 5 199. Large Collection of files is known as: 1 H 6 a) Attributes b) Database c) Files d) Records 46. b 47. e 48. a 49. c 50. d e) None of these (51-55) 200. The computers which are relatively rare because of their cost 51. b; Starting in West direction: 1 green light means 20 km/hr and size are: So 15 minutes at 20km/hr, means covers 15/60 * 20 = 5 km a) Mini Computers b) Micro Computers Next, 2 red & 2 green lights, means turn left and 24 minutes at c) Super Computers d) Laptops 40 km/hr e) Mainframe Computers So now distance covered = 24/60 * 40 = 16 km Now for next 45 minutes, 1 red & 3 green lights, means turned  right and drove at 60 km/hr, so covered 45/60 * 60 = 45 Km Next – 1 red & 2 green lights, turned right and 18 minutes at EXPLANATIONS 40 km/hr So covered = 18/60 * 40 = 12 km. Next 3 red lights so stopped 1. e 2. c 3. b 4. e 5. d 6. a So total distance = 5+16+45+12 = 78 km 7. e 8. e 9. b 10. c 11. e 12. b 52. c; So at last 1 red & 2 green lights, turned right and 30 minutes 13. d 14. e 15. d at 40 km/hr (16-20) So covered 30/60 * 40 = 20 km We get: 16. c; Replace ‘favour’ by ‘favouring’ 17. a; Replace ‘of’ by ‘in’ 18. b; Replace ‘took’ by ‘takes’ 19. a; Replace ‘despite of’ by ‘despite’

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M – @ E – ! T – ? So for Parents, p = 16, so 16-10 = 6, s – % and middle letter E – so 6%E 56. d 57. c 58. b 59. b 60. a (61-65) 61. b;Assumption I goes very deep. Hence, it is not implicit. But, 53. d assumption II is implicit. That is why the notice stresses on buying the leaves instead of burning it. 62. a; Assumption I is implicit. That is why the advertisement highlights “and if you’re looking for a change.” 63. d; I is not implicit because it assumes too many things education and free movement are beyond the scope of the statement. II is not implicit because the PM only assumes that law and order affects the common man more than prices do. 64. b; Clearly, assumption II is implicit. Hence, the option (b) is correct. 65. e; Clearly, both I and II are implicit. Hence, the option (e) is correct. 54. a; Starting in West direction: 1 green light means 20 km/hr So 15 (66-70) minutes at 20km/hr, means covers 15/60 * 20 = 5 km Next, 2 66. a; The statement describes the problem of admission in colleges red & 2 green lights, means turn left and 24 minutes at 40 km/ faced by students. the courses of action I is the right steps hr So now distance covered = 24/60 * 40 = 16 km Now for towards providing solution of this problem. next 45 minutes, 2 red & 2 green lights, means turned left and 67. a; Only action III is the right courses of action because other drove at 40 km/hr, so covered 45/60 * 40 = 30 Km Next – 1 courses are not feasible. red & 3 green lights, turned right and 18 minutes at 60 km/hr 68. b; Only better quality can put India back in the competitive So covered = 18/60 * 60 = 18 km. Next 3 red lights so stopped field of black pepper production. So, India should go for modern So total distance = 5+16+30+18 = 69 km technology for cultivating black pepper to compete in the 55. b; Starting in West direction: 1 green light means 20 km/hr present International market. So 15 minutes at 20km/hr, means covers 15/60 * 20 = 5 km 69. d; Action I is the right course of action because training to the Next, 2 red & 2 green lights, means turn left and 24 minutes at staff as to the safety aspects of handling explosive material 40 km/hr will reduce the chances of such accidents in future. Action II So now distance covered = 24/60 * 40 = 16 km is also a right course as it will work as deterrent to check any Now for next 45 minutes, 1 red & 3 green lights, means turned negligence, in such work. right and drove at 60 km/hr, so covered 45/60 * 60 = 45 Km 70. a; Actions I and II will directly improve the working condition Stopped here for railways. Action III though, not directly related with We get: improving railway traffic conditions but will encourage other signal men to be more watchful on their duties, which in turn, will reduce the probability of accidents. (71-75)

(56-60) Number according to first word: If first letter is numbered less than 10, then subtract from 10, else subtract 10 from number Like cushion: first letter is c , c = 3 which is less than 10 so, 10 – 3 = 7 Various: v is 22 > 10, so 22-10 = 12 Maximum, x = 13 > 10, 13-10 = 3 Alphabet for middle letter word And Symbol for last letter N – # S – % H – $

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90 = ( x)hectares 100 645 millin kg Productivity in 1984 = x hectares 660 millin kg Productivity in 1985 = 0.9x hectares Step I – First digit multiply with the second digit  rate of increase in productivity in 1985 Step II – First number – Sum of the third digit of all three numbers  660 645     Second number – Sum of the second digit of all three numbers 0.9x x Third number – Sum of the first digit of all three numbers  100% =  645  Step III – Sum of the squares of the number   First number = 1^2 + 1^2 + 1^2 = 03  x  Second number = 6^2 + 7^2 +0^2 = 85 Step IV –  6600 645  First number – Subtract the first digit of 1st number with the    second digit of 2ndnumber  9x x  Second number – Subtract the second digit of 1st number 100 = with the first digit of 2nd number 645 Step V – Add the first number with second number x 71. e 72. c 73. b 74. d 75. a 76. a 77. c 78. e 79. a 80. c 6600  5805 81. b; In 1982, the proportion of tea exported by India out of its = 100 13.6% 645 1 total production is nearly . In 1983, the proportion is 84. c; Required average 3 1 1 1 207 189  209  215  220 more than . In 1984 and 1985, the proportion is . 5 3 3 1 Hence, the highest percentage increase in the proportion of 421 561 587  645  660 tea exported by India is in 1983. = 5 82. d; Per capita availability 1040  0.36. Total production of tea  Exports of tea 2874 = Total Population 85. a; Required average Population of India in 1984  487  464  510  544  566  (645  215) million kg  gm = 544 gm  5   2571  4301000   gm  514.2gm =   million  5   544  86. d; The series is 13, 11, 9, 7, 5, 3 ….. = 790 million (approx.)       87. a; The series is  2,  4,  8,  16,  32,  64 ….. Total tea production 88. c; The series is  1.5,  2.5,  3.5,  4.5,  5.5,  6.5 …… 2 3 2 3 2 3 83. d; Productivity = Area under production 89. c; The series is +1 , +2 , +3 , +4 , +5 , +6 ….. 90. b; The series is  5,  4,  5,  4,  5,  4 …. Let the area under tea production in 1984 be x hectares. 91. c; According to the question,  Area under tea production in 1985 Pastries> Cookies> Ice-creams…..(i) Rachita has to buy at least 9 pastries, 9 cookies and 9 ice- creams.

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But she buy 32 items together. That means, there will be two 120 2 condition satisfying equation (i) above. 120  240 Condition I = Pastries > Cookies > Ice-creams For C = 1 1 days  13 > 10 > 9 = 32 2 Condition II = Pastries > Cookies > ice-creams  12 > 11 > 9 = 32 48 92. c;  Respective ratio = 1:5 240 96. d; 3.6 + 36.6 + 3.66 + 0.36 + 3.0 = ?  ? = 47.22 4 1 8 29 15 63 97. b; ?  4  7  5    Total fare of bus = x + 13  182 6 2 11 6 2 11  2402 = x + 2366 319  495  378 436 20  x = 36 ?    6 Value of x = Rs. 36/- 66 66 33 93. a; 5 years ago, sum of the ages of 4 members of a family = 94 years 210 17 98. e;  ?  4046 5 years hence (present age), sum of the ages of a family = 94 14 15 + 20 = 114 years Today, when daughter is replaced by daughter-in law, the sum 40461415 of the ages of a family = 92 year. Difference in the age of  ?   238 daughter and daughter-in-law 21017 = 11 – 92 = 22 years. 99. d; Total cost price  7 60  2105 94. b; Maximum marks for three subjects = 3  150 = 450  420  210 Akash scored marks in subject A = 73  Rs.630 / 56 Total selling price  9100  Rs.900 / Akash scored marks in subject B = 150  84 100 900  630 Akash scored marks in subject C = x Required profit percentage  100 630 54 Overall marks obtained by Akash =  450  243 6 100 = 42 % According to the question, 7 x + 73 + 84 = 243 100. e; Remaining mixture = 90 – 18 = 72 litre  x + 157 = 243 7270  x = 86 Quantity of milk =  50.4 litre 95. d; 100 A + B B + C C + A 2(A + B + C) On adding 18 litre of water, Days 20 30 40 120 Required percentage of milk Efficiency 6 4 3 50.4 Total units of work = 120  100  56% A + B = 6……(i) 90 B + C = 4……(ii) 6 5 C + A = 3…….(iii) C2  C1 Solving (i), (ii), and (iii), we get the values,  101. c; Required probability 15 C 5 7 1 3 A  ; B  ; C  2 2 2 6! 5!  120 2  2!.4! 1!.4! For A = 120  48 days 15! 5 5 3!.12!

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15 2  II. 5y  22y  21  0 91 5y 2 15y  7y  21  0 102. e; I. 2 3x  29x  56  0 5y(y  3)  7(y  3)  0 2 3x  21x  8x  56  0 (y  3)(5y  7)  0 3x(x  7)  8(x  7)  0 7 (x  7)(3x  8  8 y  3 or  x  y 5 8 105. e; Employees in Marketing dep. x  7 or - 3 325079.2   715 II. 2y 2 15y  25  0 360 2y 2 10y5y  25  0 7153  Male employees   429 5 2y(y  5)  5(y  5)  0 325036 (y  5)(2y  5)  0 106. c; Employees in H.R dept.   325 360 5 y  5 or  32513 2 Female employees in it  169 25 103. e; I. 4x2  29x  45  0 2 325057.6 4x  20x  9x  45  0 And, employees in I.T. dept.   520 360 4x(x  5)  9(x  5)  0 5207 (4x  9)(x  5)  0 Male   364 10 9 x  or 5 Required ratrio = 169 : 364 = 13 : 28 4 107.e; Employees in production dept.

2 3250136.8 II. 3y 19y  28  0  1235 360 3y 2 12y  7y  28  0 1235 4 3y(y  4)  7(y  4)  0 Male employees   988 5 (3y  7)(y  4)  0 988100  80% 7  Required percentage y  or 4 1235 3 108. b; Employees in I.T. dept. = 520 104. c; I. 2x2 13x  21  0 5203 Females 156 2x2  7x  6x  21  0 10 Total employees in all departments = 3250 x(2x  7)  3(2x  7)  0 Percentage of Females in I.T. department (2x  7)(x  3)  0 156100   4.8% 7 3250 x  or 3 2

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109. b; Total male employees 4167  3600  567  32512 5207 12354 7.153 4556 453.6  P  P          25 10 5 5 13  8000  8000 156  364  988  429  210  2147 567 P 110. b; Perimeter of square 453.6  P  567P  3628800 = Twice the perimeter of rectangle 8000 4 side  2 2 (length + breadth) P  Rs.6,400 / 56 = 4 (9 + Breadth)  9 + breadth = 14 113. d; A : B : C = (6  16000+6 20000) : 6  12000 : 6  18000 Breadth of rectangle = 5 cm =(16+20) : 12 : 18  Perimeter of square = 4  side = 36 : 12 : 18 56 = 4  side = 6 : 2 : 3 Side of square = 14 cm 6000(6  2  3) Difference between side of square and breadth of square =  Total annual profit = side – breadth 6  2 = 14 – 5 600011 Required difference = 9 cm  111. b; Distance covered by truck = 256 km 4 Speed of the truck = 32 km/hr Time taken by truck  Rs.16,500 / Dis tan ce 256 114. d; I. 9x2  37x  30  0    8 hours Speed 32  9x2  27x 10x  30  0 Time is same for the car, i.e, 8 hours  9x(x  3) 10(x  3)  0 Time taken by car = 8 hours  (x  3)(9x 10)  0 Distance covered by car = (256 160)  416km 10 416  x  3,  Required speed of car   52 km/hr 9 8 2 112. b; D = C.I. – S.I. = Rs. 453.60/- II. 3y 19y  30  0 P = ? R = 15%, T = 3 years 2 T 3  3y 10y  9y  30  0  R   15  C.I.  P1   P  P1   P  y(3y 10)  3(3y 10)  0  100   100   (3y 10)(y  3)  0 3 115   12167  10 C.I.  P  1  p 1 y  , 3 100    8000  3  y  x 12167 8000 4167 C.I.  P   P  115.a; I. 2  8000  8000  2x 17x  36  0  2x2  9x 8x  36  0 P153 45P 9P Now, S.I.     x(2x  9)(2x  9)  0 100 100 20  (2x  9)(x  4)  0 Now, D  C.I. S.I. 9 4167P 9P 4167 9  x  4, 453.6    P   2 8000 20 8000 20

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133. d 134. e 135. b 136. c 137. c 138. b 2 II. 5y  33y  40  0 139. d 140. b 141. b 142. d 143. b 144. a 145. c 146. c 147. e 148. a 149. b 150. c 2  5y  25y 8y  40  0 151. c 152. b 153. d 154. d 155. b 156. d 157. c 158. a 159. c 160. b 161. a 162. c  5y(y  5) 8(y  5)  0 163. c 164. a 165. c 166. a 167. d 168. b  (y  5)(5y 8)  0 169. e 170. a 171. d 172. d 173. c 174. b 175. e 176. e 177. c 178. e 179. c 180. b 8 181. b 182. a 183. e 184. e 185. a 186. d y  , 5 187. e 188. c 189. a 190. e 191. c 192. d 5 193. c 194. c 195. a 196. b 197. a 198. c Relationship between x and y cannot be established. 199. b 200. c 116. e; ?% of (230.027.89  559.85)  960  ? (2308  560)  960 100 ? (1840  560)  960 100 ? 1280  960 100  ?  75 117. c; 518 – 45 + 9 -64 = 418 118. d; Average consumption of metal B in the given years (25  20  20  27.5  27.5  32.5  thousand 6 tonnes 152.5  thousand tonnes 6  25.4 thousand tonnes It is obvious from the graph that the consumption of metal A was less than the average consumption of metal B in the years 1988, 1988, 1989, 1992 and 1993. 119. c; The difference in the consumption of metal A and metal B in 1992 was : (27.5-22.5) thousand tones = 5000 tonnes. 120. b; Consumption of metal A in 1988 and 1989 = 32.5 thousand tonnes Consumption of metal A in 1988 and 1989 = (20 + 15) = 35 thousand tonnes Consumption of metal A in 1989 and 1993 = (15 + 17.5) 32.5 thousand tonnes Consumption of metal A in 1988 and 1993 = (20 + 17.5) = 37.5 thousands tonnes Consumption of metal A in 1990 and 1992 = (25 + 22.5) = 47.5 thousand tones Thus, the correct choice is 1989 and 1993. 121. d 122. c 123. d 124. b 125. b 126. c 127. b 128. b 129. b 130. b 131. d 132. c

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REASONING ABILITY 10. Five persons are sitting facing the centre of a circle. Priti is sitting to the right of Ashwani. Siddhi is sitting between Directions (1-3): Select the related letter/word/number/figure Akanksha and Sachin. Siddhi is to the left of Akanksha and from the given alternatives. Ashwani is to the right of Akanksha. Who is sitting to the left of Sachin? 1. Pound : Yen : : Polo : ? a) Priti b) Siddhi a) Hockey b) Horse c) Akanksha d) Ashwani c) Ride d) Stick 2. Quack : Duck : : Neigh : ? Directions (11) In each question, a statement is followed two a) Fox b) Horse assumptions numbered I and II. Consider the statement and c) Frog d) Cat the following assumptions to decide which of the assumptions 3. 11 : 121 : 110 : : 15 : 225 : 210 : : ? is implicit in the statement. a) 9 : 81 : 70 b) 19 : 361 : 342 Mark answer as c) 17 : 288 : 272 d) 16 : 255 : 239 a) If only assumption I is implicit. 4. An application was received by a junior clerk in the afternoon b) If either I or II is implicit. of a working day. Next day he forwarded it to the table of the c) If only assumption II is implicit. senior clerk, who was on leave that day. The senior clerk put d) If both I and II is implicit. up the application to the desk officer next day in the evening. The desk officer studied the application and disposed off the 11. Statement: If it is easy to become an engineer, I don’t want to matter on the same day, i.e., Friday. Which day was the be an engineer. application received by the junior clerk? Assumptions: a) Monday b) Wednesday I. An individual aspires to be professional. c) Tuesday d) Previous week’s Saturday II. One desires to achieve a thing which is hard earned 5. In a queue of children, Kashish is fifth from the left and Mona Directions (12-13) : Find the missing number from the give is sixth from the right. When they interchange their places responses. among themselves, Kashish becomes thirteenth from the left. Then, what will be Mona’s position from the right? 12. a) 4th b) 14th c) 8th d) 15th 0 -1 -2 6. Which letter should be the ninth letter to the left of the ninth 1 0 -1 letter from the right, if the first half of the alphabet of English 2 ? 0 are reversed? a) 1 b) -1 a) D b) F c) -2 d) 4 c) E d) I 13. 7. In a family, a couple has a son and a daughter. The age of the father is three times of his daughter and the age of the son is half of his mother. The wife is nine years younger to her husband and the brother is seven years older than his sister. What is the age of the mother? a) 40 yr b) 50 yr a) 3 b) 2 c) 45 yr d) 60 yr c) 5 d) 4 8. In the following letter series, how many times do PQR occur 14. In an imaginary mathematical operation ‘+’ means in such a way that Q is the middle of P and R? multiplication, ‘  ’ means subtraction, ‘÷’ means addition QMPNPQRROPQNOPPQRPMQROPQRPPRRPQRP and ‘-’means division. All other rules in mathematical operation a) 5 b) 6 are the same as in the existing system. c) 4 d) 3 Which one of the following gives the result of 9. In a certain code, ABROAD is written as RBADAO, then 175 – 25 ÷ 5 + 20  3 + 10 ? how will SACHET be written in that code? a) 160 b) 2370 a) HETSAC b) TEHCAS c) 77 d) 240 c) STAECH d) CASTEH

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15. Among the four answer figures, which one can be formed from the cut out pieces given below in the question figure?

a) P and M b) P c) Q d) P and Q 20. Which one of the given responses would be a meaningful order of the following? (i) Destination (ii) Booking (iii) Boarding (iv) Travel (v) Planning a) (iv), (iii), (i), (ii), (v) 16. From the given answer figures, select the one in which the b) (v), (ii), (iii), (iv), (i) question figure is hidden/embedded. c) (i), (ii), (iii), (iv), (v) d) (iii), (iv), (v), (i), (ii) 21. If a mirror is placed on the line MN, then which of the answer figures is the right image of the given figure?

17. How many circles are there in the following figure? 22. Sunil is heavier than Abhinav but not as heavier as Rajiv. Abhinav is heavier than Jayesh. Keshi is heavier than Sunil but not as heavier as Rajiv. Who is the heaviest? a) Sunil b) Abhinav c) Rajiv d) Kashi 23. Which one of the following diagram that represents the relationship among Squares, Rectangles, geometric figures?

a) 13 b) 16 c) 17 d) 22 18. All UAE visa applicants who are not banned get the visa. Aditya has been banned by his employer from entering the UAE. Nevertheless he applies for UAE explaining that the 24. Which answer figure will complete the question figure? ban is unfair. Will Aditya get the UAE visa? Decide whether the date provided in the following two statements are sufficient to answer the above question. I. If immigration department is convinced that the ban is unfair they will revoke ban. II. Aditya succeeds in convincing the immigration official that the ban is unfair. a) Both I and I are required b) Both I and II together are not sufficient c) Only II alone is sufficient d) Only I alone is sufficient 19. In the given diagram, circle represents athletes, square represents tall men and triangle represents bank officers. Which region represents bank officers who are athletes?

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25. Find the digit at the face opposite to the face having digit 5 in the given regular dice? 200 a) 200 m b) m 3 200 200 c) m d) m 3 1 3 1 a) 1 b) 2 c) 1/4 d) 1/2/4 34. 1 litres of water is added to 5 litres of alcohol-water solution containing 40% alcohol strength. The strength of alcohol in QUANTITATIVE APTITUDE the new solution will be a) 30% b) 33% 26. The ratio of the number of boys and girls in a school is 3 : 2. If 20% of the boys and 30% of the girls are scholarship holders, 2 1 c) 33 % d) 33 % then the percentage of students, who do not get scholarship, 3 3 is a) 50 b) 72 3 2 c) 75 d) 76 35. A liquid ‘P’ is 1 times as heavy as water and water is 1 27. In an examination, 60% of the candidates passed in English and 7 5 70% of the candidates passed in Mathematics, but 20% failed times as heavy as another liquid ‘Q’. The amount of liquid ‘P’ in both of these subjects. If 2500 candidates passed in both that must be added to 7 litres of the liquid ‘Q’ so that the the subjects, the number of candidates that appeared at the mixture may weigh as much as an equal volume of water, will examination was be a) 3000 b) 3500 c) 4000 d) 5000 1 a) 7 litres b) 5 litres 28. There were 24 students in a class. One of them, who was 18 6 years old, left the class and his place was filled up by a newcomer. If the average of the class thereby, was lowered by 2 one month, the age of the newcomer is c) 5 litres d) 4 litres a) 14 years b) 15 years 3 c) 16 years d) 17 years 36. Two trains start at the same time from A and B and proceed 29. The angles of a quadrilateral are in the ratio 1 : 2 : 3 : 4. The toward each other at the speed of 75 km/hr and 50 km/hr measure of the largest angle of the quadrilateral is: respectively. When both meet at a point in between, one train a) 1440 b) 1080 was found to have travelled 175 km more than the other. Find c) 1540 d) 920 the distance between A and B. a) 875 km. b) 785 km. 1 1 1 c) 758 km. d) 857 km. 30. If a  1 and b  1, then c  is equal to b c a 37. A steamer goes downstream from one port to another in 4 hours. It covers the same distance upstream in 5 hours. If the 1 speed of stream is 2 km/hr, the distance between the two a) 0 b) ports is 2 a) 50 km b) 60 km c) 1 d) 2 c) 70 km d) 80 km 31. The total number of integers between 200 and 400, each of 38. A path of uniform width runs round the inside of a rectangular which either begins with 3 or ends with 3 or both, is field 38 m long and 32 m wide. If the path occupies 600 m2, a) 10 b) 100 then the width of the path is c) 110 d) 120 a) 30 m b) 5 m 32. The sum and product of two numbers are 12 and 35 respectively. c) 18.75 m d) 10 m The sum of their reciprocals will be 39. The perimeter of the floor of a room is 18 m. What is the area of the walls of the room, if the height of the room is 3 m? 12 1 a) 21 m2 b) 42 m2 a) b) 35 35 c) 54 m2 d) 108 m2 35 7 Direction (Q.40 – 43): The following pie – chart shows the c) d) percentage distribution of the expenditure incurred in 8 32 publishing a book. Read the pie – chart and answer the 33. The angles of depression of two ship from the top of a light questions. house are 450 and 300 towards east. If the ships are 200 metres apart, find the height of the light house.

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46. An article is sold at a loss of 10%. Had it been sold for Rs. 9 1 more, there would have been a gain of 12 % on it. The 2 cost price of the article is: a) Rs.40 b) Rs.45 c) Rs.50 d) Rs.35

1  6.252 0.01442 1 47. Simplify: 1 1 0.0273 814 a) 0.14 b) 1.4 40. Royalty on the book is less than the printing cost by : a) 20% b) 5% c) 1 d) 1.4 1 1 3 1 c) 25% d) 33 % 48. of of a number is 2 of 10. What is the number? 3 2 4 2 41. The central angle of the sector corresponding to the expenditure a) 50 b) 60 incurred on Royalty cost is : a) 150 b) 480 2 c) 66 d) 56 c) 540 d) 240 3 42. If 5500 copies are published and the transportation cost on 49. If one of the interior angles of a regular polygon is found to be them amount to Rs.82500 then the selling price of the book so that the publisher can earn a profit of 25% is : 9 a) Rs.191.50 b) Rs.187.50 times of one of the interior angles of a regular hexagon, c) Rs.180 d) Rs.175 8 43. If for a certain quantity of books, the publisher has to pay then the number of sides of the polygon is : Rs.30600 as printing cost, then the amount of royalty cost to a) 8 b) 14 be paid for these books is : c) 12 d) 10 a) Rs.21200 b) Rs.19450 50. A and B invest in a business in the ratio 3 : 2. If 5% of the total c) Rs.22950 d) Rs.26150 profit goes to charity and A’s share in profit is Rs.8,550, then 44. A and B can complete a piece of work in 12 and 18 days total profit is respectively. A begins to do the work and they work a) Rs.15,760 b) Rs.15,735 alternatively one at a time for one day each. The whole work c) Rs.14,250 d) Rs.15,000 will be complete in GENERAL AWARENESS 1 2 a) 14 days b) 15 days 3 3 51. Which of the following scared Buddhist place was situated on the river Niranjana 1 2 a) Bodh Gaya b) Kushiangara c) 16 days d) 18 days c) Lumbini d) Risipatlanam 3 3 52. Who was referred to as Vrishala andKulahina a) Ashoka b) Bindusara 1 c) Chandragupta d) Kanishk 45. A student walks from his house at a speed of 2 km per hour 2 53. Who was the author of mandasore inscription:- a) Banabhatta b) VatsaBhata and reaches his school 6 minutes late. The next day he increases c) Hari Sena d) Veersena his speed by 1 km per hour and reaches 6 minutes before 54. The world famous Takht-I-Taus (Peacock Throne) was kept school time. How far is the school from his house? in which of the following Mughal buildings 5 7 a) The Diwan-I-khas at fatehpursikri a) km b) km b) Agra fort 4 4 c) The Rang Mahal at the red fort at Delhi d) The Diwan-I-Am at the Red fort at Delhi 9 11 55. Which city as the main centre of Revolt of 1857 c) km d) km 4 4 a) Jhansi b) Oudh c) Champaran d) Bareilly

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56. The only planet whose period of rotation is longer than the 73. Which country on September 7, 2017 , started a probe in to period of revolution around the sun in steel Flanges from china India? a) Mercury b) Venus a) Japan b) Pakistan c) Mars d) Neptune c) USA d) India 57. Jet streams are usually found in the 74. UJALA scheme was launched in which country by the Indian a) Ozonosphere b) Mesosphere government on September 6, 2017 ? c) Troposphere d) Ionosphere a) Srilanka b) Malaysia 58. Who was the first president to die in office c) Bangladesh d) China a) F. Ali Ahmed b) V.V Giri 75. Viratkohli on September 7, 2017 became the ______c) Dr. Zakir Hussain d) N. Sanjeeva Reddy cricketer to score 15000 International runs 59. Which was known as steepest peak of the world a) 33rd b) 32rd a) K2 Godwin Austin b) Mt Rakaposhi c) 31st d) 34th c) Anaimudi d) Mahendragiri 60. In which state GovindBallabh Pant University of Agriculture ENGLISH LANGUAGE situated Direction (Q. No. 76-78): Pick out the most effective word a) Delhi b) Kanpur from the given words to fill in the blanks to make the sentence c) Uttarkhand d) Madhya Pradesh meaningfully complete. 61. Which article said that there is no limits of times a person can be a president 76. To talk sympathetically ______. a) Article 58 b) Article 56 (a) glibly (b) didactically c) Article 57 d) Article 54 (c) ominously (d) plaintively 62. Which vitamin play an important role in Blood clotting 77. They decided to ______down their original plans for the a) Vitamin –K b) Vitamin – D bigger house and make it smaller. c) Vitamin – A d) Vitamin – E (a) climb (b) turn 63. Antibiotics are mostly obtained from (c) scale (d) play a) Bacteria b) Viruses 78. The speaker did not properly use the time as he went on c) Angiosperms d) Fungi ______on one point alone. 64. Who was discovered Anode Ray (a) devoting (b) deliberating a) J. J Thomson b) Eugen Goldstein (c) diluting (d) distributing c) Chadwick d) Rutherford 65. Myopia deases person used which types of lens Direction (Q. No. 79-80) : In the following questions, some a) Convex Lens b) Presbyopia Lens parts of the sentences have errors and some are correct. Find c) Cylindrical Lens d) Concave lens out which part of a sentence has an error. The number of that 66. The unit used to measure the supersonic speed is part is your answer. If a sentence is free from error, then your a) Richter b) Hertz answer is (d) i.e. No error. c) Mach d) Knot 79. Science and religion (a)/are both necessary for man and for 67. First Rajya Sabha member became PM their (b)/outer and inner self respectively.(c)/No error (d) a) MorarjiDeasai b) Indira Gandhi 80. At certain seasons (a)/some areas on Mars (b)/ is subject to c) Rajiv Gandhi d) Lal Bahadur Shastri strong winds .(c)/No error (d) 68. Which Indian State had the first women Chief Minister a) Up b) Bihar Direction (Q. No. 81-82): In the following questions, out of c) Tamil Nadu d) Delhi four alternatives, choose the one which best expresses the 69. Which five year plans to increase the average industrial growth meaning of the given word. rate to 7.5% a) Sixth plan b) Seventh plan 81. INDICT c) Eighth plan d) Ninth plan (a) Condemn (b) Reprimand 70. Which company not going under Maharatna companies (c) Accuse (d) Allege a) ONGC b) NTPC 82. LIBERATE c) HAL d) CIL (a) Imprison (b) Enclose 71. Which of the following memories has the shortest access time (c) Emancipate (d) Conceal a) Cache Memory b) RAM Direction (Q. No. 83-84): In each sentence, a part of the c) ROM d) Magnetic Core sentence is bold. Below are given alternatives to the bold part 72. The internal memory consists of at (a), (b) and (c), which may improve the sentence. Choose a) Cache memory, registers the correct alternative. In case no improvement is needed, b) Primary memory, cache memory, CPU registers your answer is (d). c) Secondary memory, primary memory d) Virtual memory, cache memory

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83. My friend lives in a nearby street whose name I have forgotten. (6) inferior creatures. (a) the name of which (b) which name (a) RPQS (b) RQPS (c) of which name (d) No improvement (c) SQPR (d) SQRP 84. We are credibly informed that the murderer has given himself up. Direction (Q. No. 92-93): In the following questions, the (a) We are informed that the murderer has credibly given sentences have been given in Direct speech. From the given himself up alternatives, choose the one which best expresses the given (b) We are informed that the murderer has given credibly sentence in Indirect speech. himself up 92. He said, “I am going to college just now.” (c) We are informed that credibly the murderer has given up (a) He said that he was going to college just now. himself (b) He asked that he was going to college just then. (d) No improvement (c) He said that he was going to college just then. Direction (Q. No. 85-86): In the following questions, choose (d) He asked that he was going to college just now. the word opposite in meaning to the given word. 93. The teacher said to the student, “Can you explain this?” (a) The teacher asked the student whether he can explain 85. NEGLIGENCE this. (a) Diligence (b) Punctuality (b) The teacher asked the student whether he can explain (c) Integrity (d) Meticuousness that. 86. EXTRAORDINARY (c) The teacher asked the student whether he could explain (a) Exceptional (b) Unusual this. (c) Dull (d) Plain (d) The teacher asked the student whether he could explain that. Direction (Q. No. 87-89) : Out of the four alternatives, choose the alternative which best expresses the meaning of the Direction (Q. No.94-95) : In the following questions, out of Idiom/Phrase. the alternatives choose the one which can be substituted for the given sentence. 87. Just keep your wig on. Everything will be alright. (a) Hold on to your wig, so it won’t fall off 94. A tank where fish or water plants are kept (b) Get another hair cut (a) aviary (b) aquarium (c) Calm down (c) nursery (d) sanatorium (d) Take off your wig 95. Avoiding wastage 88. Parent pay through their nose for their children’s education. (a) economic (b) economical (a) by taking loans (b) an extremely high price (c) minimal (d) optimational (c) grudgingly (d) willingly 89. Monica’s habit of picking holes in every relationship is very Direction (Q. No.96-100) : Read the passage carefully and irksome. choose the most appropriate answer to each question out of (a) admiring people (b) finding fault the four alternatives. (c) criticizing people (d) arguing with people Class and caste can be dysfunctional in societies, even though they do not result in overt conflict. Class systems of whatever Direction (Q.No.90-91): In the following question, the first degree of rigidity are systems that distribute privileges and power and the last part of the sentence are numbered 1 and 6. The unequally among people. Equality of opportunity to achieve this rest of the sentence is split into four parts and named P, Q, R is a cultural ideal in some societies, but even here class and S. These four parts are not given in their proper order. differentiations often make its attainment impossible. Read the parts and find out which of the four combinations is The most serious consequence of class differentiation is that it correct. makes difficult, the fullest use of human resources. The discovery, recruitment, and training of functionally important talent, is 90. (1) A political decision or policy extensively hampered when access to the opportunities for (P) if judged by its immediate results developing capacities is limited by class restrictions. The loss of (Q) in the light of its. undiscovered talent or its inefficient use to societies is incalculable. (R) may seem to be very wise In addition, strong class crystallisation may even destroy talent (S) but may prove to be unsound completely. The competition for position often leads to difficulty (6) ultimate consequences within classes. Capable persons have been eliminated when they (a) RPQS (b) RPSQ have stood in the way of the grasp for power. Purges within the (c) RQPS (d) SQPR upper classes, as in some revolutions, have ruthlessly destroyed 91. (1) Almost every country in the world talent. There is no way of calculating what societies lose through (P) that it is of the chosen people undiscovered, undeveloped, unused, or destroyed talent resulting (Q) it has some special dispensation from providence from caste or class differences and conflict. Our imagination assures (R) and that others are somewhat us that they are tremendous. (S) believes that

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Class and caste organisations concentrate power in the controlling 4. b; The senior clerk got the application on Friday. The junior classes, Decision making is their function, and their decisions usually clerk got the applicationoon Wednesday. are made to uphold the order that supports them in their controlling 5. b; positions. Since they identify their own values as the valid ones for the whole society, social change is difficult to achieve. The land-owning political control has made it impossible to initiate reforms which would improve the lot of the peasants. The peasants are held in positions of complete and almost hopeless dependence upon the controlling classes. Counterparts of this inequitable Hence, there are 8 students between them. distribution for power may be found among industrial societies. 6. c 7. d Revolution has often been the only method of destroying such 8. c; Q M P N P Q R R O P Q N O P P Q R P M Q R O P Q R P imbalances because ruling classes usually do not willingly surrender P R R R P Q R P privileges and power, especially in rigidly stratified societies. So, in the above arrangement, PQR occur 4 times in such a 96. The main thrust of this passage is on way that Q is the middle of P and R. (a) advantages of class and caste system in a society. 9. d; Here, the coded word has been obtained by interchanging the (b) use of human resources. positions of first and third letters and fourth and sixth letters (c) power concentration. with each other. as (d) class-and-caste-based disadvantages. 97. Which of the following statements is true about a class system? (a) Human resources are fully utilised. (b) It generates social equality. (c) There is no competition. (d) It is exceedingly uncongenial to the development of Similarly, talents. 98. By human resources the author means. (a) natural resources. (b) various types of human beings. (c) human talents (d) goods and services produced by human beings. So, the code for SACHET will be CASTEH. 99. In a class system, what is the fate of talented people seeking 10. a; The given information can be represented as shown below power? (a) All out encouragement by the ruling class (b) No problem of competition. (c) Ruthless elimination (d) Allotment of positions according to their merit. 100. According to the passage, social change is not easy to achieve because of (a) class conflict (b) caste differentiation (c) ruling classes Clearly, Priti is sitting to the left of Sachin. (d) power seekers. 11. c 12. a; Proceed column wise, in each column, the Second number is  equal to first number + and the Third Number is equal to First Number +2 (or Second Number + 1) EXPLANATIONS 1st Column 0 + 1 = 1 and 1 + 1 = 2 1. a; Pound and Yen are currencies of different countries. Similarly, 2nd Column -1 + 1 = 0 and = 0 + 1 = 1 Polo and Hockey are names of different games 3rd Column -2 + 1 = -1 and -1 + 1 = 0 2. b; Quack is the voice of Duck. Similarly, neigh is the voice of 13. a; The numbers located outside the circle are perfect squares horse. and the number inside the circle is decreasing by one. 3. b; The second number is the square of the first number and the third numberis obtained by subtracting first number from the 14. c; second number. 2   ;   - ( 1 1 ) = 121 and 121 – 11 = 110 (15)2 = 225 and 225 – 15 = 210    ; -   Similarly, (19)2 = 361 and 361 – 19 = 342

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Given expression Number of girls who do not hold scholarship = 175  25  5  203 10  ? 70 14x After conversion 2x  100 10 ? 175  25  5 20  310  Number of students who do not hold scholarship =  ?  7 100 -30  77 12x 14x 24x 14x 38x 15. c 16. c    17. c; There are seventeen circles 5 10 10 10 18. a; Both Statements I and II are required to answer the question.  Required percentage = 19. d; The required region should be common to circle and triangle. Such region is marked as P and Q. 38x 20. b; Meaningful order of words is 10 38 (v) Planning,  (ii) Booking,  (iii) Boarding,  (iv) 100  100  76% 5x 105 Travel,  (i) Destination 21. a; The correct laterally inverted mirror image of the question 27. d; Let the total number of candidates = x Number of candidates passed in English = 0.6x figure is as follows  Number of candidates passed in Maths = 0.7x Number of candidates failed in both subjects = 0.2x Number of candidates passed in at least one subject = x – 0.2x = 0.8x 0.6x + 0.7x – 2500 = 0.8x  1.3x  0.8x  2500  0.5x  2500 22. c; According to the question, 2500 Rajiv > Sunil > Abhinav  x   5000 Abhinav > Jayesh 0.5 Rajiv > Kashi > Sunil 28. c; Total age decrease = 24 1 = 24 months = 2 years On arranging the above data, we get Rajiv > Kashi > Sunil >  Abhinav > Jayesh Clearly, Rajiv is the heaviest.  Age of newcomer = 18 – 2 = 16 years. 23. a; Squares and rectangles both are geometric figures but different 29. a; Let angles be x, 2x, 3x and 4x. 0 from eachother.  x  2x  3x  4x  360  10x  3600  x  360  Largest angle = 4x  4360 = 1440 1 1 b 1 30. c; a  1 a 1  b b b

24. a; As, in first row both figures are opposite to each other. 1 b Similarly, answer figure (a) is opposite to the figure in second   and row. a b 1 25. b; According to the question, 1 1 1 3 + 5 = 8  5 + 6 = 11  6 + 3 = 9 b  1 1 b  c  Clearly, it is a standard dice. c c 1 b  Digit at the face opposite to 5 = 7 – 5 = 2 1 1 b 26. d; Let the number of boys = 3x and that of girls = 2x  c    Number of boys who do not hold scholarship = 80% of 3x a 1 b b 1 80 12x 1 b 1 b = 3x  =   1 100 5 1 b 1 b 1 b

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31. c; When 3 lies at hundreds place Water in original solution = 3 litres On adding 1 litre water, water becomes 4 litres. Now, 6 litres of solution contains 2 litres of alcohol.  100 litres of solution contains = 2 100 1 100   33 litres alcohol.  Total integers = 10  9 = 90 6 3 3 When 3 lies at units place 35. d; Let x litres of liquid P be mixed to 7 litres of liquid Q. According to the question, 10 5 x  7  x  7 7 7 Total integers = 10 10x When 3 lies at unit’s and hundred’s place   5  x  7 Total integers = 10 7  Total integers = 90 + 10 + 10 = 110 32. a; Let the numbers be x and y respectively.  10x  35  7x  49  x  y 12 , and xy  35  10x  7x  49  35 14 2 1 1 x  y 12  3x 14  x   4 litres    3 3  x y xy 35 36. a; Let the trains meet after t hours. 33. d; Here applying shortcut method Here x = 200 m Distance = Speed  Time According to the question, 75t  50t 175  25t  175 175  t   7 hours 25 Distance between A and B = 75t  50t  125t = 1257  875 km. 37. d; Let the distance between two parts be x km. 0 Let the speed of steamer in still water = y kmph θ1  45 0 x θ2  30  4  y  2 ...... (i) x h  x cotθ2  cotθ1  5 And y  2 ...... (ii) 200 200 From equation (i) and (ii), = 0 0  cot 30  cot 45 3 1 4y  2  5y  2 So, height of tower,  4y  8  5y 10 200 h  m  5y  4y 10  8 3 1  y 18 kmph 40 From equation (i), 34. d; Alcohol in original solution = 5  2 litres 100 x  4 18  2

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 x  4 20  80 km 43. c; Percentage of printing cost = 20% Percentage of Royalty cost = 15% 38. b 20% = Rs.30600 30600  15%  15 20 = Rs.22950 Let the width of path be x m. 1 Area of rectangular field 44. a; A’s 1 days’ work = 12 = 3832 1216 m2 Area of rectangular field with out path = (38 – 2x) (32 – 2x) 1 2 B’s 1 day’s work = = 1216 – 64x – 76x + 4x 18 = 1216 – 140x + 4x2  Area of the path = 1216 – 1216 + 140x – x2 Part of work done by A and B in first two days = 140x – 4x2 1 1 3 2 5 2 =    140x  4x  600 12 18 36 36 2  4x 140x  600  0 35 Part of work done by A and B in 14 days =  x2  35x 150  0 36  x2  30x  5x 150  0 35 1 Remaining work = 1   xx  30 5x  30  0 36 36 Now A will for 15th day.  x  5x  30  0 1 1 1  x  5 as x  30 A will do the work in 12  day.. 39. c; Area of four walls of a room = 2(length + breath)  height 36 36 3 2 = Perimeter of floor  height = 18  3 = 54 m 1 Work will be done in 14 days.  20 15  3 40. c; Required percent =  100%  20  45. b; Let the required distance be = x km. 1  5  Difference of time = 6 + 6 = 12 minutes = hr..  100%  25% 5 = 20   According to the question, 41. c; Percentage expense on royalty = 15% 0 x x 1 2x 2x 1 100% = 360      5 7 5 5 7 5 360 0 =  15%  15  54 100 2 2 42. b; Transportation cost = 10% 14x 10x 1 10% = Rs.82500   35 5 100%  Rs.825000 4x 1 5 7 825000    x   km. Cost for publishing 1 book =  Rs.150 35 5 20 4 5500 46. a; Let the cost price of the article = Rs.x For a profit of 25%, 90 150125 S.P. at 10% loss = x  Rs 0.9x  Required S.P. = 100 100 = Rs.187.50 1 S.P. at 12 % gain 2 103 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017

1 3600 100 12 225x  n   8 = 2 Rs. 450 x  200 100 50. d; Let total profit be Rs.x According to the question Remaining profit after donations to 225x 95x 0. 9x  9  charity = Rs. 200 100  180x 1800  225x 19x = Rs.  225x 180x 1800 20  45x 1800 A : B = 3 : 2 Sum of the terms of the ratio = 3 + 2 = x  Rs.40  5 1 1 6.252 0.01442 1 19x 3 A’s share =  47. d; 1 1 20 5 0.0273 814 193x 2.50.12 1   8550 = 100 0.33 8550100 0.31 1.3  x   Rs.15000 =  193 0.9 0.9 51. a 52. c 53. d 54. d 55. b 56. b = 1.4444 1.4 57. c 58. c 59. b 60. c 61. 48. c; Let the number is x. c 62. a According to the question 63. a 64. b 65. d 66. c 67. b 68. a 1 3 1 69. c 70. c 71. a 72. b 73. of of x = 2 of 10 2 4 2 c 74. b 75. a 76. d 77. c 78. b 3x 5 (79-80)   10 79. b; In place of ‘man’ use ‘men’ 8 2 80. c; In place of ‘is’ use ‘are’ because 5108 200 2 subject ‘some areas’ plural.  x    66 81. a 82. c 83. a 84. d 85. 3 2 3 3 d 86. d 87. c 88. b 89. b 90. b 91. 0 c 92. c 360 0 49. a; Exterior angle of a regular hexagon =  60 93. d 94. b 95. b 96. d 97. 6 d 98. c 99. c 100. c Each of interior angles = 1800  600 1200

9 0  Each interior angle of the given polygon = 120 = 8  0 1 3 5  Each of exterior angle of the given polygon = 1800 1350  450

0 360 0   45 n

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REASONING ABILITY MATRIX – I

Directions (Q. 1-2): Find the odd word/letters/number from 0 1 2 3 4 the given alternatives. 0 D E F I N 1 I N D E F 1. a) JG b) RN 2 E F I N D c) NJ d) UQ 3 N D E F I 4 F I N D E 2. a) 22 b) 12 c) 15 d) 18 MATRIX – II 3. Five friends are sitting in a row facing South. Here Mohan is between Balu and Raju and Raju is to the immediate right of 5 6 7 8 9 Praveen and Amit is to the right of Balu. Who is in extreme 5 O P R S T 6 S T O P R right end? 7 P R S T O a) Amit b) Balu 8 T O P R S c) Praveen d) Mohan P R S T O P 4. If ÷ stands for ×, × stands for - , - stands for + and + stands for ÷, then 48+ 6 – 12 ÷ 2 + 10 = ? a)33, 34, 76, 22 b)21, 22, 88, 33 (Do chronologically and not according to BODMAS rule) c) 02, 03, 57, 01 d) 14, 10, 69, 14 a)9 b)16 7. Which answer figure will complete the pattern in the question c) 4 d) 14 figure? 5. A piece of paper is folded and cut as shown below in the question figure. From the given answer figures, indicate how it will appear when opened.

8. Identify the diagram that best represents the relationship among classes given below: Social Science, History and Geography

6. A word is represented by only one set of numbers as given in any one of the alternatives. The sets of numbers given in the alternatives are represented by two classes of alphabets as in two matrices given below. The columns and rows of matrix I are numbered from 0 to 4 and that of matrix II are numbered from 5 to 9. A letter from these matrices can be represented a)A b)B first by its row and next by its column, e.g., ‘D’ can be c) C d)D represented by 00, 12 etc., and ‘P’ can be represented by 56, 9. 68 etc. Similarly, you have to identify the set for the word ‘FIRE’.

a)32 b)4 c) 2 d) 16

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10. 15. A clock shows the time as 3 : 30 p.m. If the minute hand gains 2 minutes every hour, how many minutes will the clock gain by 4 a.m.? a)23 minutes b)24 Minutes c) 25 Minutes d) 26 Minutes Directions(Q.No.16) : In each of the following questions keenly study the relationship mentioned between the persons, a)7 b)10 and then from the given options select the right relationship c) 11 d) 14 as the answer. 11. If ARMS equal 1234 then MARS will equal to: 16. A lady said, “The person standing there is my grandfather’s a)3124 b)4321 only son’s daughter”. How is the lady related to the standing c)1243 d)4213 person? Directions (Q. No. 12): In the following diagram, rectangle a)Sister b) Mother represents Hindi Announcers, circle represents English c) Cousin d) Can’t be determined Announcers, square represents French Announcers, and Directions(Q.No.17): In the following questions, select the triangle represents German Announcers. right answer from the given options to depict the correct direction/distance. 17. A man travels 100 km towards South. From there he turns right and travels 100 km and again turns right to travel 50 km. Which direction is the station from the train’s starting point? a)South-West b)North-West c)South-East d)South Directions(Q.Nos.18-19):In the following questions select the right option which indicates the correct code for the word or 12. Which area represents those announcers who can present letter given in the question. programmes in Hindi, French and German only? a)1 b)2 18. In a certain LIBERATE is written as 56403170, TRIBAL will c) 3 d) 4 be written in the same code as: a)734615 b) 736415 Directions(Q.Nos.13-14) : In each question below are given c) 136475 d) 034615 two statements followed by two conclusions numbered I and 19. In a certain military code, SYSTEM is written as SYSMET, II. You have to take the two given statements to be true even and NEARER as AENRER, what will be the code for f they seem to be at variance from commonly known facts and FRACTION? then decide which of the given conclusions logically follows a)CRAFNOIT b)FRCAITNO from the two given statements, disregarding commonly known c)CARFNOIT d)FRACNOIT facts. Read both the statements and— Give answer (a) if only conclusion I follows; give answer (b) if Directions(Q.No.20): In the following questions, select the only conclusion II follows; give answer (c) if either I or II number from the given options which follows the same follows; give answer (d) if neither I nor II follows and give relationship as shared between the first two numbers. answer (e) if both I and II follows 20. 0.16:0.0016::1.02:? 13. Statements a)10.20 b)0.102 I: All tomatoes are red. c)0.0102 d)1.020 II. All grapes are tomatoes. 21. A dice is thrown four times and its four different positions are Conclusions: shown below. Find the number on face opposite the face I. All grapes are red. throwing 2. II. Some tomatoes are grapes. 14. Statements: I.All painters are smiling. II. Some authors are painters. Conclusions: a)3 b)4 I.All smiling authors are painters. c) 5 d) 6 II. Some authors are smiling. 22. The six faces of a dice have been marked with alphabets A, B, C, D, E and F respectively. The dice is rolled down 3 times. The three positions are shown as:

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Find the alphabet opposite A. a)C b)D c)E d) F Directions(Q. No.23) : In each of the following questions a figure is given at the top. Below it are given four figure alternatives. In each question, the figure given at the top is hidden in one of the four alternatives. Choose that alternatives. 26. Percentage of students who are not members of any club is : 23. a) 10% b) 6% c) 5% d) 8% 27. Ratio of members of cricket club only and football club only is : a) 1 : 2 b) 1 : 3 c) 3 : 1 d) 2 : 1 28. Number of students who are members of both the club is: a) 500 b) 650 c) 550 d) 600 29. Number of students who are members of cricket club only ? a) 35 b) 41 c) 42 d) 40

30. If P = 56, then the value of 3 2 is 24. If a mirror is placed on the line AB, then which of the answer (P(P  3P  3) 1) figure is the write image of the given figure? a) 53 b ) 15344 c) 55 d) 1525 31. The average expenditure of a man for the first five month is Rs. 1200 and for the next seven month is Rs 1300. If he saves Rs 2900 in that year, his monthly average income is : a) Rs 1600 b)Rs 1700 c)Rs 1400 d)Rs 1500 32. If sin θ = 0.7, then cos θ , 0    900 is : a) 0.3 b) 0.49 c) 0.51 d) 0.9 33. In a  PQR a line interests PQ & PR at M and N and is parallel 25. A and B are they young ones of C. If C is the mother of B but to QR. If the segment PM = NR, MQ = 4 cm and PN = 9 cm A is not the daughter of C, then what is the relationship then the length of NR is ? between C and A? a) 3 cm b) 6 cm a) Nephew and aunty c) 12 cm d) 15 cm b) Brother and Sister 34. A circle touches the four sides of a quadrilateral PQRS. The c) Mother and son d) Niece and aunty PQ  RS value of is equal to : QUANTITATIVE APTITUDE QR  PS Directions (Q. Nos. 26-29): Study the pie chart carefully and 1 1 answer the questions. a) b) 3 4 1 c) d)1 2

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3  2 35. The simplified value of (0.2) 200  2000 of (0.2) is 43. If V1, V2, V3 be the volumes of a right circular cone, a sphere and a right circular cylinder having the same radius and same 1 height, then a) b)1 10 V2 V3 V1 V2 a) V =  b)  =V 1 1 1 4 3 2 3 3 c) d) 100 50 V1 V2 V1 V3 36. The odd one out from the sequence of numbers 19, 23, 29, 37,   V  c) = V3 d) 2 43, 46, 47 is 3 2 3 2 a) 37 b) 19 44. If PA and PB are two tangents to a circle with centre 0 such that c) 23 d) 46  AOB = 1100, then  APB is a) 900 b) 700 1 3 5 7 0 0 37. The next number of the sequence , , , , ...... is c) 60 d) 55 2 4 8 16 45. If sin (A + B) = sin A cos B + cos A sin B, then the value of sin 750 is 9 9 a) b) 24 32 3 1 2 1 a) b) 2 2 2 10 11 c) d) 24 32 3 1 3 1 38. The least number by which 20184 must be multiplied, so as to c) d) make the product a perfect square is 2 2 2 a) 5 b) 6 46. ABC is a right angled triangle, right angled at B and  A = 600 c) 2 d) 3 and AB = 20 cm, then the ratio of sides BC and CA is 39. One man or two women or three boys can do a piece of work in 88 days. One man, one woman and one boy will do it in a) 3 : 1 b) 1 : 3 a) 48 days b) 20 days c) 44 days d) 24 days c) 3 : 2 d) 3 : 2 40. If tan 2 . tan 3 = 1, where 0 0 , then the value θ θ 0  θ  90 47. If 3 tan θ = 3 sin θ , then the value of (sin2 θ - cos2 θ ) is of θ is a) 1 b) 3 1 0 1 a) 22 b) 180 c) d) None 2 3 c) 240 d) 300 48. The length of two parallel sides of a trapezium are 6 cm and 8 cm. If the height of the trapezium be 4 cm, then its area is 41. If cos2 α – sin2 α = tan2 β , then the value of cos2 β - sin2 β a) 30 sq cm b) 30 cm is c) 28 cm d) 28 sq cm a) cot2 b) cot2 49. At an election there were two candidates. A candidate got 38% c) tan2 d) tan2 vote and lost by 7200 number of votes. The total number of 42. Find the sum of first five terms of the following series valid votes were a) 16200 b) 30000 1 1 1   .......... c) 13000 d) 13800 1 4 47 710 50. A car travels at a speed of 60 km/h and covers a particular distance in 1 h. How long will it take for another car to cover 9 7 the same distance at 40 km/h? a) b) 32 16 3 a) h b) 1 h 5 1 2 c) d) 16 210 5 c) h d) 2 h 2

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ENGLISH LANGUAGE Direction (Q.61-62): Pick out the most effective word(s) from the given words to fill in the blank to make the sentence Direction (Q. No.51-53): In the following questions, four meaningfully complete. alternatives are given for the Idiom/Phrase. Choose the alternative which best expresses the meaning of the bold 61. I hate sitting _____ him as he always smells of garlic. Idiom/Phrase and mark it in the Answer Sheet. a) besides b) along c) at d) beside 51. We must work with all our might and main, otherwise we 62. I haven’t seen you _____ a week. cannot succeed. a) within b) since (a) full force c) for d) from (b) complete trust (c) exceptional skill Direction (Q 63-64): Each of the following questions gives a (d) full unity word followed by four choices. Select the most suitable 52. The sailors nailed their colours to their mast. antonym from the given options and mark that as your answer. (a) put up a colourful mast (b) refused climb down 63. DECEITFUL (c) took over the ship (a) Sincere (b) Useful (d) decided to abandon the ship (c) Plain (d) Honest 53. We had (had) better batten down the hatches. The weather is 64. EXONERATE unpredictable. (a) Admit (b) Release (a) stay in door (c) Convict (d) Reject (b) prepare for a difficult situation Direction (65-68): In the following questions some of the (c) go somewhere safe sentences have errors and some have none. Find out which (d) face the obstacles part of the sentence has an error. The number of that part is Direction (Q. No.54-55): In the following questions, out of your answer. If there is no error, the answer is (d) the four alternatives choose the one which can be substituted 65. I am going (a) / to have this certificate (b) / attest by the for the given words/sentence. Director. (c) / No error. (d) 54. A large number of bullets fired at the same time 66. May I know (a) / to who (b) / I am speaking? (c) / No error. (d) (a) Fusillade (b) Rattle 67. I think (a) / he owns an expensive (b) / painting by Hussain. (c) (c) Shoot (d) Archery / No error. (d) 55. A tall, strong woman 68. If you have a way with words, (a) / a good sense of design and (a) Siren (b) Amazon administration ability (b) / you may enjoy working in the high (c) Harridan (d) Shrew pressure world of advertising. (c) / No error. (d) Direction (Q. No.56-57): In the following questions, there Direction (69-73): In the following passages, some of the words are four different words out of which one is correctly spelt. have been left out. First read the passage over and try to Find the correctly spelt word and indicate it by blackening understand what it is about. Then fill in the blanks with the the appropriate rectangle in the Answer Sheet. help of the alternatives given. Mark your answer in the Answer-Sheet. 56. (a) Irrisistable (b) Irresistible Jawaharlal Nehru was probably the first important public leader (c) Irresesteble (d) Irresistable to realise that if India were to (69) its problems, it would have to 57. (a) Baroaque (b) Baroque (70) the age of science. The Government of free India was one of (c) Baruque (d) Barokue the first in the world to set up a department of science and technology. The (71) the Government has attached to science is Direction (58-60): Each of the following questions gives a also clear (72) the fact that the portfolio of science and technology word followed by four choices. Select the most suitable has always been (73) by the Prime Minister himself. synonym from the given options and mark that as your answer. 69. (a) usher (b) work 58. NECROMANCY (c) solve (d) face a) Inter-race or inter-cast marriage 70. (a) enter (b) come b) Black magic (c) continue (d) direct c) Unconnected 71. (a) depth (b) weight d) Reflection (c) budget (d) importance 59. DESIDERATUM 72. (a) for (b) when a) Graceful b) Clumsy (c) above (d) from c) Desired d) Calamity 73. (a) offered (b) held 60. TENUOUS (c) charged (d) appointed a) Beautiful b) Thin c) Cheat d) Supple

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Direction (Q.No.74–75): In the following questions, a part of 87. BCG vaccination (Bacillus Calmette Guerine) is injected to get sentence is printed in BOLD. Below are given alternatives to immunity from the BOLD part at (a), (b) and (c) which may improve the (a) Polio (b) Cholera sentence. Choose the correct alternative. In case No (c) Small Pox (d) Tuberculosis Improvement is needed, your answer is (d). 88. Lathyrism is a crippling disease caused by (a) Meat (b) Adulterated oil 74. Water and soil pollutants find their entry into the body through (c) Tinned Fish (d) Chick Pea and Pulses ingestion of contaminated water or food. 89. The first Buddhist Council was held in the reign of a) digestion of contaminated (a) Bimbisara (b) Ajatashatru b) injection of contaminated (c) Ashoka (d) Kanishka c) passage of contaminated 90. The Arab conquest of Sindh took place in d) No improvement (a) 712 AD ( b ) 7 4 0 AD 75. Mr. Mukherjee knows ten languages, isn’t it? (c) 1001 AD (d) 1009 AD a) doesn’t Mr. Mukherjee? 91. Pulakesin II was a contemporary of b) hasn’t he? (a) Samudragupta c) doesn’t he? (b) Ashoka d) No improvement (c) Chandragupta Maurya GENERAL AWARENESS (d) Harsha 92. The Sultan who called himself Naib-i-Khudai or Deputy of the 76. In which type of rocks are metals like gold and copper mostly God, was found? (a) Iltutmish (b) Alauddin Khilji (a) Old Igneous (c) Balban (d) Ghiasuddin Tughlaq (b) Old Sedimentary 93. Who is known as the ‘Grand old man of India’? (c) Old Metamorphic (a) khan Abdul Ghaffar Khan (d) New Metamorphic (b) C. Rajagopalchari 77. The element required for solar energy conversion is (c) Lala Lajpat Rai (a) Beryllium (b) Silicon (d) Dadabhai Naroji (c) Tantalum (d) Ultra Pure Carbon 94. Legislation of widow remarriage in India was first secured by 78. The ratio of pure gold in 18 carat gold is (a) Pandit Ramabai (a) 60% (b) 75% (b) K. Natarajan (c) 80% (d) 100% (c) Maharishi Karve 79. The safety fuse should have (d) Ishwar Chandra Vidyasagar (a) High resistance and high melting point 95. In 1930 Mahatma Gandhi started civil disobedience movement (b) High resistance and low melting point from (c) Low resistance and high melting point (a) Wardha (b) Sevagram (d) Low resistance and low melting point (c) SABARMATI (d) Dandi 80. Which of the following is essential for blood clotting? 96. When did the first linguistic state of Andhra come into (a) RBC (b) WBC existence? (c) Blood Platelets (d) Lymph (a) October 2, 1953 (b) October 1, 1953 81. Insulin is secreted in (c) April 1, 1953 (d) January 5, 1953 (a) Pituitary (b) Liver 97. The total number of Fundamental duties mentioned in the (c) Pancreas (d) Parathyroid Constitution is 82. The ligaments join (a) 9 (b) 10 (a) Muscle to Muscle (b) Bone to Bone (c) 11 (d) 12 (c) Muscle to Bone (d) None of these 98. The maximum strength of Lok Sabha and Rajya Sabha 83. The number of ribs in human body is respectively is (a) 12 (b) 18 (a) 500 and 250 (b) 525 and 238 (c) 20 (d) 24 (c) 537 and 275 (d) 545 and 250 84. Which of the following is a flightless bird? 99. A money bill passed by the Lok Sabha has to be passed by (a) Emu (b) Hen Rajya Sabha within (c) Swan (d) None of these (a) 14 days (b) 21 days 85. The only snake that builds a nest is (c) 1 months (d) 3 months (a) Krait (b) King Cobra 100. The Reserve Bank of India issues (c) Chain Viper (d) Saw Scated Viper (a) all the currency notes 86. A reptile with a four chambered heart is (b) all the currency notes except the one rupee note (a) Crocodile (b) Turtle (c) all the currency notes except the hundred rupee note (c) Snake (d) Lizard (d) only notes of Rs. 10 and above 

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12.c EXPLANATIONS 13.e 1.a; Odd letter is JG because the difference between the letters is 3 but rest of the word’s, difference is 4. 2.a; All alternatives except 22 are divisible of 3. Hence, the odd number is 22. 3.a; According to the question Amit Balu Mohan Raju Praveen Then, Amit is in extreme right end. Hence, the answer is Amit. 14.b 4.c; 48 + 6 – 12 ÷ 2 + 10 From question  48 ÷ 6 + 12 × 2 ÷ 10  8 + 12 × 2 ÷ 10  20 × 2 ÷ 10  40 ÷ 10  4. 5.a 1 15.c; Hours between 3:30 p.m. and 4 a.m. are 12 hours. 6.c; F = 02, 14, 21 ... 2 I = 03, 10, 22 ... R = 57, 69, 76 ... 1 E = 01, 13, 20 ... Number of minutes gained will be 12 × 2 = 25 minutes. 7.a 8.b 2 (9-10) 16.a 9.d

Hence, 16 will come at the place of (×). Lady’s grandfather’s son is lady’s father and father’s daughter 10.b; will only be lady’s sister. 17.a

11.a;  18.b; The letters of the word TRIBAL are picked from LIBERATE. So will be the coded numbers. L I B E R A T E  given word 5 6 4 0 3 1 7 0  codes Similarly, Then T R I B A L  word to be coded 7 3 6 4 1 5  answer codes 19.c; The word is divided into two equal parts and the letters of each part are written in reverse order.

Hence, Option (A) is correct.

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20.c; The decimals are divided by 100. 18000 Avg. Monthly income = =Rs 1500 12 32-c; sin2 θ + cos2 θ = 1 cos2 = 1 – 0.49 21.c; From figures (i) , (ii), (iv) and (iv) we conclude that 6, 4, 3 and θ 1 lie adjacent to 2. Hence, 5 must he opposite 2 cos2 θ = 0.51 22.c; From figures (ii) and (iii), we conclude that the alphabets C, D, B and F appear adjacent to the alphabet E. Therefore, the cos θ = 0.51 alphabet A appears opposite E. Conversely E appears 33-b opposite A. 23.a 24.d 25.c; Following family diagram can be drawn from the given information,

Here, A is not the daughter of C. So, A is the son of C. Now, it is clear that C and A are mother and son. (26-29) 34-d 26-c; According to the question, Students of two are not members of any club is = 40 Their percentage = [100% -(75% +15% +5%)] = 5% i.e., 5% = 40 total student 100% = 800 40 their percentage = 100% = 5% 800 Cricket club 5% 27-b; According to question,  Foot ball club 15% 1 = 1 : 3 3 3 2 28-d; Total number of students = 800  2   2  Members of both the clubs = 75% 35-d;    200  2000  Their number = 800  75% 10  10  3 1600 8000 1600 100 16 1 = 800  = 600      4 1000 100 1000 8000 800 50 29-d; Total students = 800 36-d; Number in sequence, 19, 23, 29, 37, 43, 46, 47. Members of only cricket club = 5% In the given sequence, there are all the prime numbers except Their number = 800  5% = 40 46. 37-b 30-c; 3 P(P2 3P 3) 1  3 P3 3P2 3P 1

3 (P 1)3 = P - 1 = 56 – 1 = 55 31-d; Total expenditure = 1200  5 + 1300  7 = 15100 Total saving = Rs 2900 Total income = Rs 18000

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38-b 43-a

44-b 39-a; One man’s 1 day work = 1/88 One woman’s 1 day work = 1/176 One boy’s 1 day work = 1/264 (one man + one woman + one boy)’s 1 day work 1 1 1 6  3 2 11 =     88 176 264 528 528 528 So, one man, one woman and one boy can do a work = = 11 48 days. 40-b 45-c

41-c; 46-d

47-c

42-c

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1 1 48-d; Area of a trapezium = (6  8) 4  14 4 = 28 VANIK’S KNOWLEDGE GARDEN 2 2 List of latest Schemes and apps cm2 Launched by banks 49-b; Let the total number of valid votes be x. 1) Airtel money – AXIS BANK+AIRTEL Since, losser gets 38%, then 2) Asha Home loan – AXIS BANK Winner gets = 100 – 38 = 62% 3) BOUTIQUE FINANCING SCHEME – SBI 62% of x – 38% of x = 7200 4) Branch on Wheel – ICICI Bank in Odisha 5) Chillar – Hdfc Bank 62x 38x 6) China’s first online Banking “webank” – Tancet  = 7200 100 100 Holdings 7) DDA Housing Scheme 2014 – HDFC Bank 24x 8) Digital Banking “POCKET” – ICICI = 7200 9) Digital Village Project in Akodara Village of 100 Gujarat – ICICI 10) eforex – SBI 7200100 11) E-KYC – SBI x = = 30000 12) EMI ON DEBIT CARD – ICICI BANK 24 13) E-Wallet – IRCTC 14) Facebook-based funds transfer platform 60 Kotak Mahindra Bank 50-a; Distance covered by a car at 60 km/h = = 60 km “KayPay” – 1 15) First home grown INDEX “COMPOSITE INDEX” – SBI 60 3 16) I-Mobile app for windows phone – ICICI Time taken to cover 60 km at 40 km/h =  h 17) India’s first” transparent credit card “in 40 2 association with American Express – ICICI 51. a 52. b 53. b 54. a 55. b 56. b 18) ICICI Apathon App – ICICI Bank launches 57. b 58. b 59. c 60. b 61. d 62. a ‘ICICI Appathon’, a Mobile App Development 63. d 64. c 65. c 66. b 67. d 68. b Challenge 69. c 70. a 71. d 72. d 73. b 74. c 19) India’s first credit card exclusively for GOLF 75. c 76. a 77. b 78. b 79. b 80. c LOVERS – RBL Bank 81. c 82. b 83. d 84. a 85. b 86. a 20) Instant money transfer – BOI 87. d 88. d 89. b 90. a 91. d 92. c 21) Instant Money Transfer (IMT) – Bank of India 93. d 94. d 95. c 96. b 97. b 98. d 22) Kisan card – AXIS BANK 99. a 100. b 23) Maha Millionaire”, “Maha Lakhpati” – Bank of  Maharashtra 24) M-Pesa – ICICI+Vodafone 25) M-Wallet – Canara Bank VANIK’S KNOWLEDGE GARDEN 26) State Bank Freedom App – State Bank of India 27) Student Travel Card – ICICI PAYMENTS BANKS 28) TAB BANKING FACILITY – SBI  These banks can accept a restricted deposit which is 29) Tap and pay – ICICI currently limited to INR 1 lakh per customer and 30) Twitter Handle account SBI may be increased further. – 31) Video conferencing Indusuld & federal bank  These banks cannot issue loans and credit cards. –  Both current account and savings accounts can be 32) Youth for India – SBI operated by such banks. 33) First home grown INDEX “COMPOSITE  Payments banks can issue services like ATM cards, INDEX” – SBI debit cards, online banking and mobile banking. 34) IMobile app for windows phone – ICICI  They can distribute non-risk sharing simple 35) India’s first” transparent credit card “in financial products like mutual funds and insurance association with American Express – ICICI products. 36) India’s first credit card exclusively for GOLF –  Non-resident Indians (NRIs) are not be allowed to RBL Bank open accounts in payment banks. 37) Instant money transfer – BOI  The minimum capital requirement is Rs 100 crore. 38) Kotak Bharat’ mobile banking app - Kotak  On 23 September 2013, Nachiket Mor committee Mahindra Bank (KMB) recommended the formation of payments bank 39) ‘Saral Rural Housing Loan’ Scheme - ICICI  At present, Airtel, India Post and Paytm are the only Bank three entities that have started Payments Bank Operations. 40) Awareness initiative ‘Dhanchayat - HDFC Bank

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LIST OF COUNCIL OF MINISTERS

Prime Minister and also in-charge of: Personnel, Public Grievances and Pensions; Department of Atomic Energy; Department of Narendra Modi Space; and All important policy issues; and All other portfolios not allocated to any Minister. Rajnath Singh Home Sushma Swaraj External Affairs Arun Jaitley Finance and Corporate Affairs. Road Transport and Highways; Shipping; and Water Resources, Nitin Jairam Gadkari River Development and Ganga Rejuvenation. Suresh Prabhu Commerce and Industry. D.V. Sadananda Statistics and Programme Implementation. Gowda Uma Bharati Drinking Water and Sanitation. Ramvilas Paswan Consumer Affairs, Food and Public Distribution. Maneka Sanjay Women and Child Development Gandhi Ananthkumar Chemicals and Fertilizers; and Parliamentary Affairs Ravi Shankar Prasad Law and Justice; and Electronics and Information Technology Jagat Prakash Nadda Health and Family Welfare Ashok Gajapathi Raju Civil Aviation Pusapati Anant Geete Heavy Industries and Public Enterprises. Harsimrat Kaur Badal Food Processing Industries Narendra Singh Tomar Rural Development; Panchayati Raj; and Mines. Chaudhary Birender Steel. Singh Jual Oram Tribal Affairs Radha Mohan Singh Agriculture and Farmers Welfare. Thaawar Chand Social Justice and Empowerment. Gehlot Smriti Zubin Irani Textiles; and Information and Broadcasting. Science and Technology; Earth Sciences; and Environment, Forest Dr. Harsh Vardhan and Climate Change. Prakash Javadekar Human Resource Development Petroleum and Natural Gas; and Skill Development and Dharmendra Pradhan Entrepreneurship. Piyush Goyal Railways; and Coal. Nirmala Sitharaman Defence Mukhtar Abbas Naqvi Minority Affairs.

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MINISTERS OF STATE (INDEPENDENT CHARGE)

Rao Inderjit Singh Planning; and Chemicals and Fertilizers. Santosh Kumar Labour and Employment. Gangwar Ayurveda, Yoga and Naturopathy, Unani, Siddha and Shripad Yesso Naik Homoeopathy (AYUSH). Giriraj Singh Micro, Small and Medium Enterprises. Development of North Eastern Region; Prime Minister’s Office; Dr. Jitendra Singh Personnel, Public Grievances and Pensions; Department of Atomic Energy; and Department of Space. Dr. Mahesh Sharma Culture; and Environment, Forest and Climate Change. Manoj Sinha Communications; and Railways. Col. Rajyavardhan Youth Affairs and Sports; and Information and Broadcasting. Singh Rathore Raj Kumar Singh Power; and New and Renewable Energy Hardeep Singh Puri Housing and Urban Affairs. Alphons Tourism; and Electronics and Information Technology. Kannanthanam

FOUNDER OF IMPORTANT e-COMMERCE Paytm Vijay Shankar Sharma Zomato Deepinder Goyal & Pankaj Chadha Flipkart Sachin & Binny Bansal Shopclues Sanjaya Sethi In mobi Naveen Tiwari Jabong Pravin Sinha Snapdeal Kunal Bahl & Rohit Bansal Quikr Pranay Chulet OLA Cabs Bhavish Aggarwal Amazon Jeff Bezos MINISTERS OF STATE

Shiv Pratap Shukla Finance. Parliamentary Affairs; and Statistics and Programme Vijay Goel Implementation. Ashwini Kumar Health and Family Welfare. Chaubey Virender Kumar Women and Child Development; and Minority Affairs Anantkumar Hegde Skill Development and Entrepreneurship. Gajendra Singh Agriculture and Farmers Welfare. Shekhawat

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Human Resource Development; and Water Resources, River Dr. Satya Pal Singh Development and Ganga Rejuvenation. General(Retd.) V.K. External Affairs. Singh Santosh Kumar Finance Gangwar Faggan Singh Kulaste Health and Family Welfare S.S. Ahluwalia Drinking Water and Sanitation. Ramdas Athawale Social Justice and Empowerment. Ram Kripal Yadav Rural Development. Haribhai Parthbhai Mines; and Coal. Chaudhary Giriraj Singh Micro, Small and Medium Enterprises Hansraj Gangaram Ahir Home Affairs. Ramesh Chandappa Drinking Water and Sanitation Jigajinagi Rajen Gohain Railways. Parshottam Rupala Agriculture and Farmers Welfare; and Panchayati Raj. M.J. Akbar External Affairs. Upendra Kushwaha Human Resource Development. Radhakrishnan P. Finance; and Shipping. Kiren Rijiju Home Affairs Krishan Pal Social Justice and Empowerment. Jasvantsinh Sumanbhai Tribal Affairs. Bhabhor Vishnu Deo Sai Steel Sudarshan Bhagat Tribal Affairs. Y.S. Chowdary Science and Technology; and Earth Sciences Jayant Sinha Civil Aviation. Babul Supriyo Heavy Industries and Public Enterprises. Sadhvi Niranjan Jyoti Food Processing Industries. Vijay Sampla Social Justice and Empowerment. Parliamentary Affairs; and Water Resources, River Development Arjun Ram Meghwal and Ganga Rejuvenation. Ajay Tamta Textiles Krishna Raj Agriculture and Farmers Welfare. Road Transport and Highways; Shipping; and Chemicals and Mansukh L. Mandaviya Fertilizers. Anupriya Patel Health and Family Welfare

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GOVERNOR & CHIEF MINISTER OF STATE

S. STATE AND U.T. CHIEF MINISTER GOVERNOR NO 1 Andaman & Nicobar U.T. Jagdish Mukhi 2 Andhra Pradesh N.Chandrababu Naidu Shri. E. S. L. Narasimhan 3 Arunachal Pradesh Pema Khandu Padmanabha Acharya 4 Assam Sarbananda Sonowal Banwarilal Purohit 5 Bihar Nitish Kumar Keshari Nath Tripathi 6 Chandigarh U.T. V.P. Singh Bandore 7 Chhattisgarh Dr. Raman Singh Shri Balramji Dass Tandon 8 Goa Manohar Parrikar Mridula Sinha 9 Gujarat Vijay Rupani Shri Om Prakash Kohli 10 Haryana Manohar Lal Khattar Kaptan Singh Solanki 11 Himachal Pradesh Virbhadra Singh Acharya Dev Vrat 12 Jammu and Kashmir Mehbooba Mufti Sayeed Narinder Nath Vohra 13 Jharkhand Raghubar Das Draupadi Murmu 14 Karnataka Shri K. Siddaramaiah Vajubhai Rudabhai Vala 15 Kerala Pinarayi Vijayan P. Sathasivam 16 Madhya Pradesh Shri Shivraj Singh Chouhan Shri Om Prakash Kohli 17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao 18 Manipur N. Biren Singh Najma Heptullah 19 Meghalaya Mukul Sangma Banwarilal Purohit 20 Mizoram Pu Lalthanhawla Nirbhay Sharma 21 Nagaland T.R. Zeliang Shri Padmanabha Balakrishna Acharya 22 New Delhi Arvind Kejriwal Anil Bijal 23 Odisha Sh. Naveen Patnaik Shri S. C. Jamir 24 Puducherry V. Narayanasamy Kiran Bedi 25 Punjab Captain Amarinder Singh V P Singh Badnore 26 Rajasthan Vasundhara Raje Kalyan Singh 27 Sikkim Shri Pawan Kumar Chamling Shriniwas Dadasaheb Patil 28 Tamil Nadu Eddappadi k.Palaniswami C.Vidyasagar Rao 29 Telangana K Chandrasekhar Rao ESL Narasimhan 30 Tripura Shri Manik Sarkar Tathagata Roy 31 Uttar Pradesh Yogi Aditya Shri Ram Naik 32 Uttarakhand Trivendra Singh Rawat Krishan Kant Paul 33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi 34 Dadra and Nagar Haveli U.T. Prafula Khoda patel 35 Daman and Diu U.T. Prafula Khoda patel 36 Lakshadweep U.T. Farooq Khan

118 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017 BUREAUCRATS 1. National Security Adviser-Ajit Doval 2. Cabinet Secretary of India-Pradeep Kumar Sinha 3. Attorney General of India-K. K. Venugopal 4. Solicitor General of India-Ranjit Kumar 5. Home Secretary-Rajiv gauba 6. Finance Secretary-Ashok Lavasa 7. Foreign Secretary-Subrahmanyam Jaishankar 8. Defence Secretary- Sanjay Mitra 9. Secretary-General of the Lok Sabha-Anoop Mishra 10. Secretary-General of the Rajya Sabha-Desh Deepak Verma 11. Speaker, Lok Sabha- Sumitra Mahajan 12. Deputy Speaker, Lok Sabha- M. Thambidurai 13. Deputy Chairman, Rajya Sabha-PJ Kurien 14. Principal Scientific Adviser-R. Chidambaram 15. Director,National Technical Research Organisation-Alok joshi 16. Chief Economic Adviser-Arvind Subramanian 17. Permanent Representative of India to the United Nations-Syed Akbaruddin 18. Chairman, Railway Board-Ashwani Lohani 19. Chief Justice of India-Dipak Misra 20. Comptroller and Auditor-General of India-Rajiv Mehrishi 21. Chief Election Commissioner of India-Achal Kumar Jyoti 22. Election Commissioner-Sunil Arora 23. Chairperson, NITI Aayog-Prime Minister N.Modi 24. Vice President, NITI Aayog-Rajiv Kumar 25. CEO, NITI Aayog- Amitabh Kant 26. Chairman, ISRO-AS Kiran Kumar 27. Defence Research and Development(DRDO) Secretary -Dr.S.Christopher, 28. Chairperson, 14th Finance Commission-Dr. YV Ready 29. Director, Enforcement Directorate-Kamal Singh

PERMANENT COMMISSIONS OFFICE-HOLDERS 1. Chairman, National Human Rights Commission of India-H. L. Dattu 2. Chairman, Central Vigilance Commission-K. V. Chowdhary 3. Chairman, Central Information Commission-R. K. Mathur 4. Chairperson, Central Board of Direct Taxes -Sushil Chandra 5. Chairman, National Commission for Minorities-Syed Ghayorul Hasan Rizvi 6. Chairman, National Commission for Scheduled Castes -Ram Shankar Katheria 7. Chairman, National Commission for Scheduled Tribes -Nand Kumar Sai 8. Chairman, National Commission for Backward Classes- vacant 9. Chairman, National Commission for Women-Lalitha Kumaramangalam 10. Chairman, Atomic Energy Commission of India-Sekhar Basu 11. Chairman, Department of Space-A. S. Kiran Kumar 12. Chairman, National Forest Commission-B. N. Kirpal 13. Chairman, Union Public Service Commission-David R. Syiemlieh 14. Chairman, University Grants Commission-V. S. Chauhan 15. Chairman, Central Water Commission-Narendra Kumar 16. Director, Space Applications Centre-Tapan Misra 17. Chairman, Competition Commission of India-Devender Kumar Sikri 18. Chairman, CBSE (Central Board of Secondary Education)-Anita Karwal 19. Chairperson, Central Board of Excise & Customs-Ms. Vanaja N. Sarna

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20. Chairman, FSSAI(Food Safety and Standards Authority of India)-Ashish Bahuguna 21. Chairman, National Highways Authority of India-Deepak Kumar 22. Chairman, Central Board of Film-Prasoon Joshi 23. Chairman, Children’s Film Society of India-Mukesh Khana 24. Chairman, Press Council of India -CK Prasad 25. Chairman, Press Trust of India-Viveck Gonka 26. Chairman, TRAI-Ram Sevak Sharma 27. Chairperson, National Green Tribunal-Justice Swatantra Kumar 28. Director, NCERT(National Council of Educational Research and Training)-Hrushikesh Senapaty 29. Director General, Archaeological Survey of India-Rakesh Tewari 30. Chairperson, Staff Selection Commission -Ashim Khurana 31. Director General, Delhi Metro Rail Corporation-Mangoo Singh DEFENCEAND SECURITY 1. Chief of the Army Staff-General Bipin Rawat 2. Chief of the Air Staff-Air Chief Marshal Birender Singh Dhanoa (also Chairman of Joint Chiefs of Staff Committee) 3. Chief of the Naval Staff-Admiral Sunil Lanba 4. Chief of Integrated Defence Staff-air marshall p p reddy 5. Director, Research and Analysis Wing-Anil Dhasmana 6. Director, Intelligence Bureau-Rajiv Jain 7. Director General, Military Intelligence-Lieutenant General K. G. Krishna 8. Director, Central Bureau of Investigation-Alok Kumar Verma 9. Director General, Border Security Force-K. K. Sharma 10. Director General, Central Reserve Police Force-Rajiv Rai Bhatnagar 11. Director General, Central Industrial Security Force-O. P. Singh 12. Director General, Indo-Tibetan Border Police-R. K. Pachnanda 13. Director General, National Security Guard-R. C. Tayal 14. Director General, National Investigation Agency-Y.C. Modi 15. Director General, National Disaster Response Force-Sanjay Kumar 16. Director General,SSB-Rajni Kant Mishra HEADS OF FINANCIAL BODIES 1. Chairman, 14th Finance Commission of India-Y. Venugopal Reddy 2. Governor of Reserve Bank of India-Urjit Patel 3. Chairman, Securities and Exchange Board of India-Ajay Tyagi 4. Chairman, Insurance Regulatory and Development Authority of India-T. S. Vijayan 5. Chairman, 7th Pay Commission-Ashok Kumar Mathur 6. Chairman, Small Industries Development Bank of India-Muhammad Mustafa 7. Chairman, Company Law Board-Mahesh Kumar Mittal 8. Chairman and Managing Director, Export-Import Bank of India- David Rasquinha 9. CEO and Managing Director, National Housing Bank-Sriram Kalyanaraman 10. Chairman, National Bank for Agriculture and Rural Development-Harsh Kumar Bhanwala 11. CEO and Managing Director, Industrial Finance Corporation of India-Dr. Emandi Sankara Rao 12. Chairman, National Stock Exchange-Ashok Chawla 13. Chairman, Bombay Stock Exchange-Dhirendra swarup 14. Chairperson, State Bank of India-Arundhati Bhattacharya 15. Chairman, IDBI-Mahesh Kumar Jain 16. Chairman, Life Insurance Corporation of India-V. K. Sharma 17. President, Federation of Indian Chambers of Commerce and Industry-Pankaj Patel 18. Chairman, Pension Fund Regulatory and Development Authority-Hemant G. Contractor 19. President, Confederation of Indian Industry-Shobhana Kamineni 20. President, ASSOCHAM-Sandeep Jajodia 21. Chairman, National Statistical Commission-Radha Binod Barman 22. Chairman of Indian Bank Associations- Rajeev Rishi

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AFS-Annual Financial Statement KMB-Kotak Mahindra Bank. AFS-Available For Sale KVB-Karur Vysya Bank. BoP-Balance of Payments KYC-Know Your Customer. CR-Capital Receipts LAB-Local Area Bank. CRAR-Capital to Risk Weighted Asset Ratio LAF-Liquidity Adjustment Facility. DCCB-District Central Cooperative Bank LDB-Land Development Bank. ECGC-Export Credit and Guarantee Corporation LIBOR-London Inter Bank Offered Rate. GFD-Gross Fiscal Deficit MIBOR-Mumbai Inter Bank Offer Rate. GIC-General Insurance Corporation NABARD-National Bank for Agricultural and Rural Development. HUDCO-Housing & Urban Development Corporation NAS-National Account Statistics. IBRD-International Bank for Reconstruction and Development NAV-Net Asset Value. IBS-International Banking Statistics NBC-Non Banking Companies. OECD-Organisation for Economic Cooperation and Development NBFC-Non Banking and Finance companies. OLTAS-OnLine Tax Accounting System NEFT-National Electronic Funds Transfer System. RWA-Risk Weighted Asset NFA-No Frills Account. SEBI-Securities and Exchange Board of India NFC-Non Banking Finance Companies. UBB-Uniform Balance Book NHB-National Housing Bank. WPI -Wholesale Price Index NIB-Nordic Investment Bank. FDI-Foreign Direct Investment. NPA-Non Performing Assets. FERA-Foreign Exchange Regulation Act. NPS-National Pensions Scheme. FICCI-Federation of Indian Chambers of Commerce and Industry. NSE-National Stock Exchange. FII-Foreign Institutional Investor. OMO-Open Market Operations. FIPB-Foreign Investment Promotion Board. OTP-One Time Password. FPI-Foreign Portfolio Investment. PGS-Payment Gateway System. FTA-Free Trade Agreement. RBI-Reserve Bank Of India. GDP-Gross Domestic Product. RBS-Royal Bank of Scotland. GDR-Global Depository Receipt. RRB-Regional Rural Bank. GAAR-General Anti Avoidance Rule. RTGS-Real Time Gross Settlement System. HDFC-Housing Development Finance Corporation. SCB-Scheduled Commercial Bank. IBRD-International Bank For Reconstruction And Development. SCC-Selective Credit Control. ICICI-Industrial Credit and Investment Corporation of India. SEPA-Single Euro Payment Area. IDB-Islamic Development Bank. SEBI-Security Exchange Board Of India. IDBI-Industrial Development Bank of India. SHGs-Self Help Groups. IDR-Indian Depository Receipts. SIDBI-Small Industries and Development Bank of India. IIB-International Investment Bank. SLR-Statutory Liquidity Ratio. IIBF- Indian Institute of Banking and Finance. SPNS-Shared Payment Network System. IRR- Internal Rate Of Return. SWIFT-Society For World Wide Inter Bank Financial IMD-India Millennium Deposits. Telecommunication. IMF-International Monetary Fund. ULIP-Unit Linked Insurance Plan. IMPS-Immediate Mobile Payment System. UCB-Urban Cooperative Bank. IOB-Indian Overseas Bank. UEBA-Universal Electronic Bank Account. IPO-Initial Public Offering. UIDAI-Unique Identification Authority of India. IRBI-Industrial Reconstruction Bank of India. ULIP-Unit Linked Insurance Policies. KCC-Kisan Credit Card. UPIN-Unique Property Identification Numbers.

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USB-Ultra Small Branch. SPMCIL - Security Printing and Minting USD-United States Dollar. OPEC - Organisation for Petroleum Exporting Countries VDBS-Vertically Differentiated Banking System. MCA - Ministry of Corporate Affairs WBCIS-Weather Based Crop Insurance Scheme. SMEs - Small and Medium Enterprises WL ATM-White Label ATM. SMO - Special Market Operations WPFI-World Press Freedom Index. MFDEF - Micro Finance Development and Equity fund WPI-Wholesale Price Index. SEBI - Securities and Exchange Board of India ECR - Export Credit Refinance ORFS - Online Returns Filing System ECS - Electronic Clearing Services OSMOS - Off-Site Monitoring and Surveillance SDR - Special Drawing Rights OTC - Over-the-Counter BRBNMPL - Bharatiya Reserve Bank Note Mudran Private OTS - One-Time Settlement Limited BSA - Bilateral Swap Arrangements CDR - Corporate Debt Restructuring IMF - International Monetary Fund EEA - Exchange Equalisation Account MBS - Mortgage Backed Securities NFA - Net Foreign Assets BSE - Bombay Stock Exchange, Mumbai PDO - Public Debt Office CBDT - Central Board of Direct Taxes REER - Real Effective Exchange Rate CBLO - Collateralised Borrowing and Lending OPEC - Organisation for Petroleum Exporting Countries 

1. Invigorating : making one feel strong, healthy, 16. Interlocutor : a person who takes part in a and full of energy. dialogue or conversation. 2. Evade : escape or avoid (someone or something), 17. Fragile : (of an object) easily broken or damaged especially by guile or trickery. or (of a person) not strong or sturdy; delicate and 3. Elude : escape from or avoid (a danger, enemy, or vulnerable. pursuer) 18. Nebulous : indefinite, unclear, vague, hazy, 4. Gallant : (of a person or their behaviour) brave; cloudy heroic, courageous 19. Vague : of uncertain, indefinite, or unclear 5. Valiant : possessing or showing courage or character or meaning. determination, lionhearted 20. Ambiguous : dual mind, not having one 6. Conglomerate : a thing consisting of a number of obvious(clear) meaning, equivocal, different and distinct parts or items that are 21. Unequivocal : clear, unambiguous, unmistakable, grouped together, mixture, mix, combination. indisputable, incontrovertible, indubitable, 7. Amalgamation : the action, process, or result of undeniable combining or uniting. 22. Ambivalent : having mixed feelings or 8. Gracious : polite, respectful, or considerate in contradictory ideas about something or someone. manner, kind, and pleasant, courteous, well 23. Paradoxically : contradictorily, inconsistently; mannered absurdly/mysteriously. 9. Chivalrous : (of a man or his behaviour) 24. Deteriorate : worsen, get worse, decline. courteous and gallant, especially towards women. 25. Cripple : adverse effect or bad effect, cause 10. Glib : a person who talk smoothly and fluently. (someone) to become unable to walk or move 11. Eloquent : fluent or persuasive in speaking or properly. writing 26. Elusive : difficult to find, catch, or achieve, 12. Gullible : easily persuaded to believe something; difficult to remember. credulous, easily deceive someone 27. Fragmentation : breaking, separation, 13. Somersault : an acrobatic movement in which a disintegration person turns head over heels in the air or on the 28. Revitalize : re-energize, strengthen, renew. ground and lands or finishes on their feet. 14. HOODWINK : deceive, mislead, swindle 15. Forlorn : unhappy, sad, miserable, sorrowful 

122 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017 ONE LINER 1. The National Sports day is celebrated on 29th August every year to mark the birthday of legendary hockey player Major Dhyan Chand. 2. India and Germany signed an agreement on technical cooperation under the Indo-German Energy Programme – Green Energy Corridors (IGEN-GEC). 3. The Finance Ministry has imposed a five-year anti-dumping duty on Sodium Nitrite imports from China. 4. In Kenya, selling or even using plastic bags will risk imprisonment of up to four years or fines of $40,000. It is the world’s toughest law which is aimed at reducing plastic pollution came into effect. 5. HDFC Bank announced a software upgrade to create a single point-of-sale (PoS) machine which will accept payments through Unified Payments Interface (UPI), BharatQR, SMS Pay and the bank’s mobile wallet, in addition to the traditional mode of swiping cards. 6. Banks importing gold and precious metals will have to pay 3 per cent tax under the GST which can be claimed as input tax credit. 7. CISF ADG Dharmendra Kumar has been appointed as Director General of the Railway Protection Force. 8. Odisha Chief Minister Naveen Patnaik granted the Biju Patnaik Award for Scientific Excellence for the year 2016 to Prof Digambar Behera. 9. Barcelona forward Lionel Messi scored a second-half brace against Alaves, becoming the first ever player to score 350 goals in La Liga. 10. Manipur’s Nungthaang Tampak village has emerged as the ‘100 percent computer literate’ not only in the state but in the entire North East. 11. E-waste removal from Kerala schools has begun with about 12,500 kg being disposed statewide on a single day under a programme aiming to clear accumulated junk, reportedly estimated at over one crore kg. 12. The Jammu and Kashmir government has decided to build an Eco-Park on over 34 acres of land reclaimed from encroachers in the state’s Rajouri district. 13. Chief Minister Naveen Patnaik launched the grid-connected rooftop solar project through net-metering system. He also launched the web portal of the rooftop solar programme– www.rtsodisha.gov.in. 14. In a first, Nepal launched its climate-smart snow leopard landscape management plan, leading the way in safeguarding this endangered species, also found in India, and its habitat. 15. Reserve Bank of India appointed committee on Household Finance has suggested that banks link their home loan rates to the RBI’s repo rate, the rate at which it lends to banks. 16. The Indian Coast Guard Ship Varuna, which was part of the First Training Squadron of the Navy, was decommissioned with full armed forces honors at a ceremony. The ship had an illustrious service spanning about 30 years. 17. Commerce and industry minister Nirmala Sitharaman has constituted a task force on artificial intelligence (AI) to ensure “India’s economic transformation”. 18. England has been awarded the right to host the 2018 Table Tennis Team World Cup, which will be held in London. The event will take place at the Copper Box Arena in the Queen Elizabeth Olympic Park from 22- 25 February 2018. 19. Nandan Nilekani has been appointed as the New Chairman of the software giant Infosys. 20. DHFL Pramerica Life Insurance Company has signed on Kerala-based Dhanlaxmi Bank as its bancassurance partner. Under the agreement, the latter will distribute retail and group life insurance products to its customers across 260 branches in India.

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21. Karnataka Agriculture Department has signed an MoU with Microsoft India to develop a unique “farm price forecasting model” using latest IT tools in a bid to help farmers, administrators and other stakeholders to understand the market behaviour in advance. 22. Real Madrid forward Cristiano Ronaldo has won the UEFA Men’s Player of the Year award for the 2016/17 season. 23. Former RBI Governor Raghuram Rajan has penned a book titled ‘I Do What I Do: On Reform, Rhetoric & Resolve’. 24. The Commerce and Industries Minister, Mrs. Nirmala Sitharaman and Mr. Abdulaziz Kamilov, Minister of Foreign Affairs and Mr. Elyor Ganiev, Minister of Foreign Trade held detailed discussions on deepening trade and economic ties between India and Uzbekistan in a bilateral meeting in New Delhi. 25. The International Military Music Festival “Spasskaya Tower” is the parade of the best military music bands of Russia and other countries that takes place every year at Red Square in Moscow. 26. Country’s oldest cinematographer Ramanda Sengupta, who worked with legends like Jean Renoir, Ritwik Ghatak, and Mrinal Sen, died in Kolkata, West Bengal. 27. Cabinet gives in-principle approval for Public Sector Banks to amalgamate through an Alternative Mechanism (AM). 28. Alibaba Group’s Jack Ma is back on top as Asia’s richest man following gains in the company’s earnings and share price. Jack Ma is worth $37.4 billion, according to the Forbes real-time billionaires list. 29. The Cabinet Committee on Economic Affairs has approved the renaming of the new Central Sector Scheme- SAMPADA (Scheme for Agro-Marine Processing and Development of Agro-Processing Clusters) as “Pradhan Mantri Kisan Sampada Yojana (PMKSY)” for the period of 2016-20 coterminous with the 14th Finance Commission cycle. 30. External Affairs Minister Sushma Swaraj will inaugurate the country’s first Videsh Bhavan, assimilating all Regional Passport Offices under one roof, at the Bandra Kurla Complex (BKC). 31. A two-day Meeting of Heads of Governments of Shanghai Cooperation Organization (SCO) Member States begun at Choplon Ata in Kyrgyz Republic. 32. Software giant Microsoft has announced its ‘Project Brainwave’ deep learning acceleration platform for real- time artificial intelligence (AI). 33. Andhra Pradesh’s Eastern Power Distribution Company Ltd (EPDCL) and the Southern Power Distribution Corporation of AP Ltd. (SPDCL) have become the first state-owned distribution companies in India to accept payments through Bharat QR. 34. Of the 56 regional rural banks (RRBs), Karnataka Vikas Grameena Bank and Andhra Pragathi Grameena Bank recorded net profit of more than Rs 150 crore during 2016-17. 35. Rajiv Bansal, additional secretary in the petroleum ministry, has been named the interim CMD of Air India. 36. Ajay Vipin Nanavati was appointed as the chairman of Syndicate Bank. 37. Foreign direct investment (FDI) into the country grew by 37 per cent to USD 10.4 billion during the first quarter of the current fiscal. According to the figures of the Department of Industrial Policy and Promotion (DIPP), India had received USD 7.59 billion FDI during April-June 2016-17. 38. Keeping up its tradition of naming its Android upgrades with delectable desserts, Google has launched its version 8.0 o the operating system as Android Oreo. 39. The National Bank of Agriculture and Rural Development (NABARD) has sanctioned a loan assistance of Rs 1,349.55 crore to the Rajasthan government for the creation of rural infrastructure in the state under the Rural Infrastructure Development Fund (RIDF).

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40. State-owned Indian Oil Corporation (IOC) will invest about Rs 52,000 crore in expanding Paradip refinery in Odisha and setting up petrochemical complex after the Odisha State Government agreed to restore part of tax incentives. 41. Oinam Bembem Devi, the flagbearer of Indian women’s football for over the past two decades was named the winner of the prestigious Arjuna Award. 42. Union Minister for Human Resource Development (HRD) Prakash Javadekar launched the ‘Swasth Bachche, Swasth Bharat’ Programme in Kochi, Kerala. 43. Under project Navika Sagar Parikrama, a team of women officers of the Indian Navy would circumnavigate the globe on an Indian-built sail boat INSV Tarini. 44. India and US have established new two-by-two (2 by 2) ministerial dialogue to enhance strategic coordination between them and maintaining peace and stability in the Indo-Pacific region. 45. The US and South Korea began a 10-day-long annual military exercise. The Ulchi Freedom Guardian drill is a computer-simulated defensive exercise designed to enhance readiness and maintain stability on the Korean peninsula. 46. The first regional centre of the New Development Bank, set up by India and other BRICS nations, was officially opened by South African President Jacob Zuma and the bank’s Indian head K V Kamath. 47. NDB has anauthorized capital of the bank is USD 100 billion. 48. Smriti Irani has inaugurated Jharkhand’s first textiles manufacturing and export unit ‘Orient Craft Ltd’. 49. Irani will also lay foundation stones of numerous companies under special make in Jharkhand drive, called “Momentum Jharkhand” in Jamshedpur. 50. Rajasthan government and state-owned oil firm HPCL inked an agreement to form a joint venture company for Barmer petroleum refinery and petrochemical complex. In a new firm, HPCL Rajasthan Refinery Limited (HRRL), state government will have 26% and HPCL will have 74 per cent of partnership. 51. Nestle India has tied up with Amazon India for the launch of its new Nutrilicious range of Maggi Noodles. 52. British scientists have developed the worlds smallest surgical robot which could transform daily operations for tens of thousands of patients. 53. A 12-year-old Indian-origin boy named Rahul Doshi has been crowned as the UK’s ‘Child Genius’ in a popular television quiz competition, days after he became an overnight sensation after answering all questions correctly. 54. State-run power transmission utility Power Grid Corp announced that it will get a loan of USD 500 million from the Asian Development Bank (ADB) for its various projects. 55. The country’s largest lender, SBI, accounts for over 27 per cent of the total amount owed to public sector banks by wilful defaulters. As many as 1,762 wilful defaulters owed SBI Rs25,104 crore. 56. Punjab National Bank (PNB) is next on the list with 1,120 wilful defaulters having outstanding non-performing assets (NPAs) of Rs12,278 crore. 57. American Tennis Player Serena Williams has topped the Forbes’ list of highest paid female athletes of 2017 with $27 million in earnings between June 2016 and June 2017. 58. Sharapova was the highest-paid female athlete for 11 years until Williams unseated her in FORBES’ 2016 look at the top-paid women in sports. 59. The former rapper-turned-actor Mark Wahlberg is Hollywood’s highest-paid leading man 60. Emma Stone has been named Hollywood’s best-paid female actor in Forbes annual list of top earners. 61. From India, Shahrukh Khan is the highest paid actor (Rank 8) followed by Salman Khan and Akshay Kumar. 62. The seventeenth Meeting of the Financial Stability and Development Council (FSDC) was held in New Delhi under the Chairmanship of the Union Minister of Finance, Shri Arun Jaitley.

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63. NITI Aayog launched the ‘Mentor India Campaign’. It is a strategic nation building initiative to engage leaders who can guide and mentor students at more than 900 Atal Tinkering Labs, established across the country as a part of the Atal Innovation Mission. 64. Economist Rajiv Kumar to be new Vice Chairman of NITI Aayog. 65. Union Minister of State (IC) for Power, Coal, Renewable Energy and Mines, Shri Piyush Goyal, addressed the 3-day 8th World Renewable Energy Technology Congress in New Delhi. 66. The annual conference is visualized and planned in the backdrop of India’s vision of achieving “Energy Independence and Power for all by 2022”. The theme of the conference was “Renewable Energy: What Works”. 67. Ashok Mittal, Chairman of the Railway Board submitted his resignation to Railway Minister Suresh Prabhu. 68. Ashwani Lohani, the CMD of Air India has been named as the new Chairman of Railway Board, following the resignation on A.K. Mittal. 69. New Zealand’s oldest cricketer Tom Pritchard has passed away. 70. MIT World Peace University, the first of its kind in India, was inaugurated by Chief Minister of Maharashtra Devendra Fadnavis. 71. he Sadbhavana Diwas or Harmony Day is celebrated to commemorate the birth anniversary (August 20) of Rajiv Gandhi. 72. Telangana Chief Minister K Chandrashekhar Rao has been selected for the prestigious Agriculture Leadership Award-2017. 73. World Humanitarian Day (WHD) is held every year on 19 August 74. China launched its first cyber court specializing in handling Internet-related cases in the e-commerce hub of Hangzhou. 75. Union Bank of India entered into a corporate agency agreement with Bajaj Allianz General Insurance and Cholamandalam MS General Insurance for distribution of their insurance products. 76. World’s Most expensive player Neymar became the Goodwill Ambassador for Handicap International. 77. General Motors India announced the appointment of Sanjiv Gupta as the new President and Managing Director of the company. 78. Dr. Mamta Suri took charge as Executive Director of Insolvency and Bankruptcy Board of India (IBBI) in New Delhi. 79. The Human Resource Development (HRD) Ministry has announced November 13 as the date for conducting its National Assessment Survey (NAS) for the students of class 3, 5, and 8. 80. Union Minister for Environment, Forest and Climate Change, Dr. Harsh Vardhan, launched the “Harit Diwali, Swasth Diwali” campaign. 81. National Highways Authority of India launched two mobile Apps – MyFASTag and FASTag Partner in New Delhi, to facilitate the availability of FASTags for Electronic Toll Collection. 82. Bharat Sanchar Nigam Ltd (BSNL) went digital by launching a bespoke mobile wallet (mobile payment App) that would enable its existing 100 million customers to make Bill payments. 83. Tata Power has become the first power utility to introduce a QR code based bill payments system in India. 84. Sohail Mahmood has assumed the charge of Pakistan’s High Commissioner to India in New Delhi. 85. Vishal Sikka of Infosys Ltd has resigned as Managing Director and Chief Executive of the company with immediate effect. 86. The United States named Pakistan-based Hizbul Mujahideen (HM) as a Foreign Terrorist Organisation and a Specially Designated Global Terrorist group. 87. The Union Cabinet has approved raising extra budgetary resources up to 9,020 crore rupees for Long Term Irrigation Fund in 2017-18 under Pradhan Mantri Krishi Sinchayee Yojana (PMKSY).

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88. Italy will host a summit of G-7 interior ministers centered on security issues in the fall. 89. Corporation Bank has bagged the best performance awards for SHG-bank linkage program for Karnataka for 2015-16 and 2016-17 from National Bank for Agriculture and Rural Development (Nabard). 90. The government has imposed a new penalty of USD 264 million (about Rs 1,700 crore) on Reliance Industries Ltd and its partners for producing less than the targeted natural gas from eastern offshore KG-D6 fields in 2015-16. 91. Ridesharing app Uber has launched a business to business model called “Uber for Business “ to enable new use cases like daily commute, late-night rides home from work, between-office transportation. 92. Real Madrid defeated Barcelona in the second leg of the 2017 Spanish Super Cup to seal the win at the Bernabeu, Spain. 93. India (New Delhi) will host the next steering committee meeting of the proposed 1,814 kilometre-long Turkmenistan-Afghanistan-Pakistan-India (TAPI) gas pipeline 94. Odisha Government will soon launch “Durgama Anchalare Malaria Nirakaran” (DAMON), a special program to prevent the spread of malaria in remote areas of Ganjam district. 95. India’s first museum on Partition of the Indian subcontinent will open this week in Amritsar Punjab, as India and Pakistan celebrate 70 years as independent nations. 96. Congress vice-president Rahul Gandhi launched the ‘Indira Canteen’ scheme, in Bengaluru 97. ICICI Prudential Mutual Fund has launched a new website ‘PlanYourGoal.com’ to help users plan their investments according to their future financial goals. 98. State Bank of India successfully held two-day Home Loan Utsav in Bengaluru. 99. According to global leader in broadband testing Ookla, Norway has the fastest mobile Internet in the world. 100. Australian state government has approved the world’s biggest single tower solar thermal power plant, a 150- megawatt structure to be built in South Australia by 2020. 101. Melbourne (in Australia) has been named world’s most liveable city 102. Home Minister Rajnath Singh has launched the live twitter wall for promoting Bharat Ke Veer portal on the eve of 71st Independence Day.

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Women empowerment implies the ability in women to take decisions with regard to their life and work and giving equal rights to them in all spheres like: personal, social, economic, political, legal and so on. Women empowerment has become a burning issue now days. Women are increasingly getting empowered to decide the course of their life and professions and realise their fullest potential. Many agencies of United Nations in their reports have emphasized that gender issue is to be given utmost priority. It is held that women now cannot be asked to wait for any more for equality. A long struggle going back over a century has brought women the property rights, voting rights, an equality in civil rights before the law in matters of marriage and employment (in India women had not to struggle for voting rights as we find in other countries). They have demanded equality with men in matters of education, employment, inheritance, marriage, politics and recently in the field of religion also to serve as cleric (in Hinduism and Islam). Women want to have for themselves the same strategies of change which menfolk have had over the centuries such as equal pay for equal work. Their quest for equality has given birth to the formation of many women’s associations and launching of movements. The position and status of women all over the world has risen incredibly in the 20th century. The status of women was very low in 18th and 19th centuries in India and elsewhere when they were treated like ‘objects’ that can be bought and sold. For a long time women in India remained within the four walls of their household. Their dependence on men folk was total. With steady increase in the number of working women, they have gained financial independence, which has given them confidence to lead their own lives and build their own identity. They are successfully taking up diverse professions to prove that they are second to none in any respect. But while doing so, women also take care to strike a balance between their commitment to their profession as well as their home and family. They are playing multiple roles of a mother, daughter, sister, wife and a working professional with remarkable harmony and ease. With equal opportunities to work, they are functioning with a spirit of team work to render all possible co-operations to their male counterparts in meeting the deadlines and targets set in their respective professions. Women empowerment is not limited to urban, working women but women in even remote towns and villages are now increasingly making their voices heard loud and clear in society. Educated or not, they are asserting their social and political rights and making their presence felt, regardless of their socio-economic backgrounds. While it is true that women, by and large, do not face discrimination in society today, unfortunately, many of them face exploitation and harassment which can be of diverse types: emotional, physical, mental and sexual. They are often subjected to rape, abuse and other forms of physical and intellectual violence. Women empowerment, in the truest sense, will be achieved only when there is attitudinal change in society with regard to womenfolk, treating them with proper respect, dignity, fairness and equality. The rural areas of the country are, by and large, steeped in a feudal and medieval outlook, refusing to grant women equal say in the matters of their education, marriage, dress- code, profession and social interactions. BENEFITS OF WOMEN EMPOWERMENT Women empowerment adds to confidence of women in their ability to lead meaningful and purposeful lives. It removes their dependence on others and makes them individuals in their own right.  They are able to lead their lives with dignity and freedom.  It adds to their self esteem.  It gives them a distinct identity.  They are able to gain positions of respect in society.  As they are financially independent they are able to spend on all their needs and desires.  They are able to make meaningful contributions to the well-being of society.  They act as capable citizens to make the country achieve enhanced Gross Domestic Product (GDP) growth.  They get fair and equitable access to resources of the country.

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NECESSITY OF WOMEN’S EMPOWERMENT  Without women’s empowerment, we cannot remove injustice and gender bias and inequalities.  If women are not empowered, they cannot enjoy security and protection in life.  It also provides them a safe working environment.  Empowerment acts as a powerful tool against exploitation and harassment of women.  It is a great means to get adequate legal protection for women.  If not socially and economically empowered, women cannot develop their own identity.  Women are highly creative and intelligent which makes it imperative to receive their contributions in socio-economic activities.  For a just and progressive society, women need to be provided equal opportunities for work. MEANS OF WOMEN EMPOWERMENT 1. Education: Without proper and adequate education, women cannot become empowered individuals. They need to be encouraged to go for higher studies so that they can contribute significantly in the creation of a knowledge society 2. Communication Skills: Without developing skills for effective communication, women cannot make their voices heard. It is essential for them to communicate effectively to become successful. As leaders, they need to put across their points to the people so that a family, team or company can be effectively managed. 3. Disposable Income: Women need to earn well to have their say in important financial decisions governing their lives. Being financially independent gives women power over lives and also contributes to the growth of businesses. 4. Power of Internet: Access to the internet has opened the floodgates of knowledge and awareness and increased social interaction reach and influence of women. The liberalising influence of the World Wide Web has broken all taboos, myths and misconceptions regarding women. Women Empowerment helps to make the society and world a better place to live in and march forward on way to inclusive participation. WOMEN EMPOWERMENT IN INDIA Under Article 15(3), the Constitution of India allows for positive discrimination in favor of women. The article, under right to equality, states: “Nothing in this article shall prevent the State from making any special provision for women and children.” In addition, the directive principles of State Policy 39(a) state that: “The State shall, in particular, direct its policy towards securing that the citizens, men and women equally, have the right to an adequate means of livelihood.” The Committee of Governors (CoG) set up to study and recommend strategies for speedy socio-economic empowerment of women recommended the “Establishment of National Mission for socio-economic empowerment of Women”. National Mission for Empowerment of Women was operationalised during the financial year 2011-12 as a Centrally Sponsored Scheme in April 2011. The focus was to bring convergence of efforts through inter-sectoral coordination amongst different ministries and programmes with Ministry of Women and Child Development (MWCD) as the nodal for achieving holistic empowerment of women. Following the restructuring of Centrally Sponsored Schemes (CSS) during the 12th Plan period, NMEW was approved for continuation as a sub-scheme of the Umbrella Scheme for Protection and Development of Women. The revised NMEW Scheme aims to achieve holistic empowerment of women through convergence of schemes/programmes of different Ministries/Department of Government of India as well as State Governments. Under the revised Scheme, technical support to Ministry of Women and Child Development is being provided by domain experts who are involved in the implementation and monitoring of new initiatives of the Ministry like Beti Bachao Beti Padhao (BBBP Scheme), One Stop Centres, Women Helpline etc. and also facilitates convergence of schemes/programmes of different Ministries/Departments with focus on women. At the national level experts engaged in the area of: a) Poverty alleviation and economic empowerment b) Health and nutrition c) Gender budgeting & Gender mainstreaming d) Gender rights gender based violence & law enforcement e) Empowerment of vulnerable &marginalized groups f) Social empowerment & education g) Media and advocacy

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h) Information technology The scheme aims at strengthening the conceptual and programmatic basis of women centric schemes/programmes implemented by the MWCD, other Ministries and State Government with the mechanism for convergence. Training & Capacity Building to enhance and strengthen understanding of gender issues, build a Resource Pool (trainers) at the National and State level to bridge gaps between knowledge and practice will be the other focus area of NMEW. WELFARE SCHEMES FOR WOMEN IN INDIA 1. Beti Bachao Beti Padhao Scheme 2. One Stop Centre Scheme 3. Women Helpline Scheme 4. UJJAWALA 5. Working Women Hostel 6. Rajiv Gandhi National Creche Scheme For the Children of Working Mothers 7. SWADHAR Greh (A Scheme for Women in Difficult Circumstances) 8. Revision under IGMSY in Accordance with National Food Security Act, 2013 in 12th Plan 9. Support to Training and Employment Programme for Women (STEP) 10. NARI SHAKTI PURASKAR 11. Archived Maternity Benefit Programme 12. Mahila police Volunteers 13. Mahila E-Haat 1. BETI BACHAO BETI PADHAO Beti Bachao, Beti Padhao (Save girl child, educate a girl child) is a social campaign of the Government of India that aims to generate awareness and improve the efficiency of welfare services intended for girls. The scheme was launched with an initial funding of Rs. 100 crore. According to census data, the child sex ratio (0–6 years) in India was 927 girls per 1,000 boys in 2001, which dropped to 918 girls for every 1,000 boys in 2011. The Beti Bachao, Beti Padhao (BBBP) scheme was launched on 22 January 2015 by PM Modi. It aims to address the issue of the declining child sex ratio image (CSR) and is a national initiative jointly run by the Ministry of Women and Child Development, the Ministry of Health and Family Welfare and the Ministry of Human Resource Development. It initially focused multi-sector action in 100 districts throughout the country where there was a low CSR. 2. ONE STOP CENTRES One Stop Centres (OSC) are intended to support women affected by violence, in private and public spaces, within the family, community and at the workplace. Women facing physical, sexual, emotional, psychological and economic abuse, irrespective of age, class, caste, education status, marital status, race and culture will be facilitated with support and redressal. Aggrieved women facing any kind of violence due to attempted sexual harassment, sexual assault, domestic violence, trafficking, honour related crimes, acid attacks or witch-hunting who have reached out or been referred to the OSC will be provided with specialized services. Under this Scheme, in the first phase, one OSC envisaged to be established in each State/UT to facilitate access to an integrated range of services including medical, legal, and psychological support. Now, 150 One Stop Centre shall be established in second phase, inaddition to 36 Centre in first phase. 3. WOMEN HELPLINE SCHEME The Scheme of Universalisation of Women Helpline is intended to provide 24 hours immediate and emergency response to women affected by violence through referral (linking with appropriate authority such as police, One Stop Centre, hospital) and information about women related government schemes programs across the country through a single uniformnumber. Women Helpline (WHL) will be integrated with One Stop Centre Scheme (OSC)under which one OSC shall be established in every State/UT to provide integrated support and assistance to women affected by violence, both in private and public spaces under one roof. Women affected by violence and in need of redressal services will be referred to OSC through WHL. 4. UJJAWALA A Comprehensive Scheme for Prevention of Trafficking and Rescue, Rehabilitation and Re-Integration of Victims of Trafficking for Commercial Sexual Exploitation. Trafficking of women and children for commercial sexual exploitation is an organized crime that violates basic human rights. India has emerged as a source, destination and transit for both in-country and cross border trafficking.

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The problem of trafficking of women and children for commercial sexual exploitation is especially challenging due to its myriad complexities and variation. Poverty, low status of women, lack of a protective environment etc. are some of the causes for trafficking. A multi sectoral approach is needed which will undertake preventive measures to arrest trafficking especially in vulnerable areas and sections of population; and to enable rescue, rehabilitation and reintegration of the trafficked victims. To address the issue, the Ministry has formulated a Central Scheme “Comprehensive Scheme for Prevention of Trafficking for Rescue, Rehabilitation and Re-Integration of Victims of Trafficking for Commercial Sexual Exploitation-Ujjawala”. The new scheme has been conceived primarily for the purpose of preventing trafficking on the one hand and rescue and rehabilitation of victims on the other. 5. WORKING WOMEN HOSTEL With the progressive change in the socio-economic fabric of the country more and more women are leaving their homes in search of employment in big cities as well as urban and rural industrial clusters. One of the main difficulties faced by such women is lack of safe and conveniently located accommodation. The Government of India being concerned about the difficulties faced by such working women, introduced a scheme in 1972-73 of grant-in- aid for construction of new/ expansion of existing buildings for providing hostel facilities to working women in cities, smaller towns and also in rural areas where employment opportunities for women exist. Based on an evaluation, the existing scheme has been revised to promote availability of safe and conveniently located accommodation for working women who need to live away from their families due to professional commitments. The objective of the scheme is to promote availability of safe and conveniently located accommodation for working women, with day care facility for their children, wherever possible, in urban, semi urban, or even rural areas where employment opportunity for women exist. To achieve this objective, the scheme will assist projects for construction of new hostel buildings, expansion of existing hostel buildings and hostel buildings in rented premises. 6. RAJIV GANDHI NATIONAL CRECHE SCHEME FOR THE CHILDREN OF WORKING MOTHERS The Government’s sustained initiative on education and employment of women has resulted in increased opportunities for their employment, and more and more women are now in gainful employment, working within or outside their homes. The growing industrialization and urban development has led to increased migration into the cities. The past few decades have shown a rapid increase in nuclear families and breaking up of the joint family system. Thus the children of these women, who were earlier getting support from relatives and friends while their mothers were at work, are now in need of day care services which provide quality care and protection for the children. Therefore women need a safe place for their children in their absence. It has become necessary to provide support to the young children in terms of quality, substitute care and other services while the mothers are at work. Effective day care for young children is essential and a cost effective investment as it provides support to both mothers and young children. Lack of proper day-care services is, often, a deterrent for women to go out and work. Hence, there is an urgent need for improved quality and reach of day care services/creches for working women amongst all socio-economic groups both in the organized and unorganized sectors. Women working in the organized sector can avail day care facilities for their children which their employers are obliged to provide under various legislations, (Factories Act 1948, Mines Act 1952, Plantation Act, 1951, Inter-State Migrant Workers Act, 1980 and NREGA 2005 make provision of day care mandatory). On the other hand, the need of the children of the women working in the un-organised sector still remains largely unaddressed. 7. SWADHAR GREH (A Scheme for Women in Difficult Circumstances) Recognizing the need to prevent women from exploitation and to support their survival and rehabilitation, the scheme of Short Stay Home for women and girls was introduced as a social defense mechanism, by the then Department of Social Welfare in 1969. The scheme is meant to provide temporary accommodation, maintenance and rehabilitative services to women and girls rendered homeless due to family discord, crime, violence, mental stress, social ostracism or are being forced into prostitution and are in mortal danger. Another scheme with the similar objectives namely Swadhar –A Scheme for Women in Difficult Circumstances was launched by the Department of Women and Child Development in 2001-02. The scheme through the provisions of shelter, food, clothing, counseling, training, clinical and legal aid aims to rehabilitate such women in difficult circumstance. Under the Scheme, Swadhar Greh will be set up in every district with capacity of 30 women with the following objectives: a) To cater to the primary need of shelter, food, clothing, medical treatment and care of the women in distress and who are without any social and economic support. b) To enable them to regain their emotional strength that gets hampered due to their encounter with unfortunate circumstances. c) To provide them with legal aid and guidance to enable them to take steps for their readjustment in family/society.

131 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF NOVEMBER 2017

d) To rehabilitate them economically and emotionally. e) To act as a support system that understands and meets various requirements of women in distress. f) To enable them to start their life afresh with dignity and conviction. 8. SUPPORT TO TRAINING AND EMPLOYMENT PROGRAMME FOR WOMEN (STEP) The Support to Training & Employment Programme for Women (STEP) was launched as a Central Sector Scheme in 1986-87. The programme of STEP aims to make a significant impact on women by upgrading skills for self and wage employment. The sequence of activities is envisaged as mobilizing women in viable groups, improving their skills, arranging for productive assets/ access towage employment, creating backward and forward linkage, improving/arranging for support services, providing access to credit, awareness generation, gender sensitization, nutrition education, sensitization of project functionaries etc. Thus, STEP advocates an integrated package of inputs aiming at the self-reliance and empowerment of women by enhancing their productivity and enabling them to take up income generation activities. The ultimate endeavour of each project should be to develop the group to thrive on a self - sustaining basis in the market place with the minimal Government support and intervention after the project period is over. Following are the objectives of the Programme :  Mobilising women in small viable groups and making facilities available through training, access to credit and other inputs.  Provide training for skill upgradation.  Enabling groups of women to take up employment – cum - income generation programmes of their own, or to access wage employment.  Provide support services for further improving and employment conditions of women and for access to health care, literacy, legal literacy, and other information. 9.ARCHIVED MATERNITY BENEFIT PROGRAMME Hon’ble Prime Minister of India, in his address to the nation on 31.12.2016 has announced pan-India expansion of MBP in all the districts with effect from 01.01.2017. It is expected that annually about 51.70 lakh beneficiaries would avail of the benefit. Government of India is committed to ensure that every woman attains optimal nutritional status – especially from the most vulnerable communities. A woman’s nutritional status has important implications for her health as well as the health and development of her children. An under-nourished mother almost inevitably gives birth to a low birth weight baby. Owing to economic and social distress many women continue to work to earn a living right up to the last days of their pregnancy. Furthermore, they resume working soon after childbirth, even though their bodies might not permit it – thus impending their ability to exclusively breastfeed their young infant in the first six months. To address the above issues, the MWCD, in accordance with the provisions of Section 4(b) of National Food Security Act, formulated a scheme for pregnant and lactating mothers called Maternity Benefit Programme – a conditional cash transfer scheme. The Scheme provides cash incentives to pregnant and lactating women.  for the wage loss so that the woman can take adequate rest before and after delivery;  to improve her health and nutrition during the period of pregnancy and lactation;  to breastfeed the child during the first six months of the birth, which is very vital for the development of the child. Under the scheme, all Pregnant Women and Lactating Mothers (PW&LM), excluding the PW&LM, who are in regular employment with the Government or PSUs or those who are in receipt of similar benefits under any law for the time being are eligible. The cash incentive of Rs.6,000/- is payable in three instalments for the first two live births in three stages. The cash transfer would be Aadhaar linked through the individual bank/post office account etc. in DBT mode. It is a Centrally Sponsored Scheme and the cost sharing between Centre and States is 60:40 for all the States and UTs (with legislature), 90:10 for NER and Himalayan States and 100% GoI share for UTs without legislatures.

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132 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] VANIK FINAL SELECTIONS-2016 SBI-PO/CLERK-2016 FINAL SELECTIONS RRB-PO/CLERK-2016 FINAL SELECTIONS

BIPRAJIT SAHOO RESMARANI SAHOO SUMAN S. PARIDA AMIYA PRADHAN ARJUNA MAHALI FALGUNI MISHRA SUBHASHREE SWAIN NISHITH MAHAPATRA TRILOKESH PATNAIK SANJAYA KU. SAHOO TUSAR MOHANTY AMARNATH BARNWAL DIBYA RANJAN DASH KSHIRANEBAS PRADHAN MUKUNDA MURARI SAHU NIROJ RANJAN SAHOO ROHIT KUMAR BHOL SBI-PO SBI-PO SBI-PO SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATES SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATES RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO

ASHUTOSH MOHAPATRA CHITTA RANJAN PANDA PRAJNA SAGAR SWAIN AMLAN NANDA SWAGAT RANJAN NAYAK HARAPRIYA SWAIN JANMEJAYA ROUT ANANDA KU. MISHRA LOPAMUDRA SAHOO ABHAY BEHERA AISHWARYA PRADHAN AMIT KUMAR PARIDA ANUBHAV KUMBHAR BISHWANATH DEHURY BISWAJIT PRADHAN CHHAYAKANTA NAIK SUSANT KUMAR SAHOO SBI-PO SBI-PO SBI-PO SBI-PO SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-PO/CLERK

KSHITISH MAHARANA KUMAR NAIK LIPAN KUMAR SAHOO MADHUSMITA BEHERA MONIKA M. JENA PINAKY DEY POURNAMASI BINDHANI SUMAN S. MISHRA RAJU BHOI FALGUNI DAS ADHIKARI NANDINI PRADHAN NAYAN KUMAR NAIK PRAKASH KU. SAHOO PRITISH KUMAR PATI SAPAN KUMAR SETH SONALI JENA SUNIL KUMAR SETHY SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATE SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATES SBI-JUNIOR ASSOCIATES SBI-CLERK SBI-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

SOUMYA P. PARIDA SOUMYA R. DANI SOUMYA R. PARIDA SUSANTA KISHAN SWATI MISHRA SNEHALATA DAS AISWARYA P. BEHERA MADHUSMITA ROUT SURAJ KUMAR PATEL JANMEJAYA ROUT ANANTA CH. SAHOO BARDAN P. BAG SMRUTI R. MISHRA RAKESH J. MISHRA SUNIL KUMAR SETHY SUNITA SETHI UMESH GUPTA SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATE SBI-CLERK SBI-CLERK SBI-CLERK RRB-CLERK RRB-Clerk RRB-CLERK RRB- RRB-CLERK RRB-CLERK RRB-CLERK RRB-PO

And Many And Many More Selections More Selections SUNAYANA SAHOO RANJAN KUMAR BEHERA JITENDRA PATRA GYANADEEP DASH MADHUSUDHAN BISWAL ATMARAM PANDEY ANU LATA SANJAYA AGRAWAL PREMANANDA DAS BISWARANJAN PANDA SIBA NARAYAN SETHY SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-SCALE-2 RRB-PO RRB-CLERK IBPS-PO-2016 FINAL SELECTIONS IBPS-CLERK-2016 FINAL SELECTIONS

ARABINDA MISHRA ANANTA CH. SAHOO AMIT KUMAR PARIDA AMIR KU. KEMBRAM AJIT PRADHAN AISHWARYA PRADHAN ABINASH SETHI ABHIJEET MISHRA ABHIJEET MISHRA BOB-CLERK BOI-CLERK ALLAHABAD BANK-CLK CANARA BANK-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK ALLAHABAD BANK-CLERK ALLAHABAD BANK-CLERK PRATYUSA SAMANTARAY PRAGNYAPARAMITA PABITRA KU. SAHOO NAYAN KU. NAIK MONALISA SAHOO MOHAN DAS MARANDI MANAS R. PARIDA LIPAN KU. SAHOO KRUTI SUNDAR BEHERA BOI-PO CANARA BANK-PO BOI-PO IBPS-PO CANARA BANK-PO CANARA BANK-PO PNB-PO IBPS-PO IBPS-PO

TUSHAR R. THAKUR TULESHWAR BANJARA SUSANT KISHAN SURJIT SAHOO SUNIL KUMAR SETHY SUMIT MOHAPATRA SUKHBINDER SINGH SUDHIR KU. DEHURY SOURAV PRADHAN BOI-CLERK IBPS-CLERK IDBI-CLERK BOB-CLERK IBPS-CLERK IBPS-CLERK CANARA BANK-CLERK IBPS-CLERK UBI-CLERK

JYOTIRMAYEE MAHALIK JOGALAXMI BISWAL JAYASMITA PANIGRAHI JANGYASENEE SAHOO IPSITA PRIYADARSHINI HIMANSU KU. SAHOO FALGUNI MISHRA GAURAV SUMAN DHAIRYADHAR SAHOO CANARA BANK-PO IBPS-PO BIJAYA BANK-PO SYNDICATE BANK-PO ALLAHABAD BANK-PO CANARA BANK-PO CANARA BANK-PO UNITED BANK-PO PNB-PO

SOUMYA R. MISHRA SISIR R. PANIGRAHI SIBA NARAYAN SETHY SHUBHRANSU BEHERA SHASHIKANTA BEHERA SEKHAR MOHANTY SATYABRATA BEHURY SAPAN SETH SANTOSH KUMAR SAHU UNITED BANK-CLERK IBPS-CLERK CANARA BANK-CLERK IBPS-CLERK IBPS-CLERK BOB-CLERK BOI-CLERK BOB-CLERK IDBI-CLERK

BALARAM BISOYI ASIT KUMAR SAHOO ASHOK CHOUDHURY ARUN KUMAR SAHANI ARCHANA NATH ARANYA P. PANDA AMIYA R. PRADHAN AMAN KUMAR JHA ABHISHEK BEHERA IDBI BANK-PO IBPS-PO IBPS-AFO CANARA BANK-PO BOI-PO CANARA BANK-PO UCO BANK-PO PNB-PO UNITED BANK-PO

RUTU P. DAS RASMIPRAVA MALLIK PRIYA RANJAN JENA PRANGYA P. SAHU POOJA BISI MIHIR KUMAR BARIK MANAS R. PRADHAN MAHESWAR BISWAL LALAN KU. PATEL UCO-CLERK IBPS-CLERK UNITED BANK-CLERK BOI-CLERK ANDHRA BANK-CLERK UCO BANK-CLERK BOI-CLERK CENTRAL BANK-CLERK CANARA BANK-CLERK

SUSANTA KU. SAHOO SURYA K. MOHANTY SRIKANT KU. BEHERA SOUMYA S. DASH SOUMYA RANJAN GIRI SONU KESHARI SMITANIBEDITA NAYAK SAUMYA CHHOTARAY SAROJ KU. ROUT PNB-PO CANARA BANK-MKT. IBPS-PO IBPS-AFO VIJAYA BANK-PO INDIAN BANK-PO BOB-MARKETING UCO BANK-PO CANARA BANK-PO

GYANA R. PRADHAN SWAGATIKA SAHOO ATMARAM PANDEY GYANADEEP DASH ARCHANA NATH BISHWANATH DEHURY CHHAYAKANTA NAIK POONAM MAHAPATRA TUSHAR RANJAN DAS CANARA BANK-CLERK IDBI-CLERK ORIENTAL BANK-CLERK IDBI-CLERK IBPS-CLERK PNB-CLERK IBPS-CLERK CANARA BANK-CLERK BOI-CLERK

KIRAN KU. BEHURA RUTUPARNA MUDULI AMLAN MOHANTY BAILOCHAN PRADHAN BASANTA KU. SAHOO RAMESH CH. PRADHAN SANIDH KU. PANDA SANTOSH KUMAR SAHU SURAJ KUMAR PATEL IBPS-AFO IBPS-SO PNB-IT OFFICER CENTRAL BANK-PO IBPS-AFO CANARA BANK-PO CENTRAL BANK-AFO CANARA BANK-PO CANARA BANK-PO JITENDRA KU. SAHOO LAXMIDHAR DAS BIBHUNANDAN TUSHAR RANJAN DAS ASHIRBAD PRADHAN UMESH GUPTA NANDINI PRADHAN ABHIJEET DAS KINKI KARMAKAR UNITED BANK-CLERK ANDHRA BANK-CLERK CANARA BANK-CLERK BOI-CLERK PNG-CLERK BOI-CLERK CANARA BANK-CLERK CANARA BANK-CLERK IBPS-CLERK

And And Many Many More Selections More ABHIJEET MISHRA RAMANI PRADHAN PRIYARANJAN PARIDA SANDEEP BEHERA IPSMITA BHOI DILLIP SAMAL SURYAKANTA GIRI SABITA HORO ARCHANA SAHOO SOUMYA R. SWAIN BISWABHUSHAN PATRA KRISHNA PRIYA RANA AMAN KUMAR JHA DILLIP SAMAL PRATICHI PRACHITARA Selections SYNDICATE BANK-PO UNION BANK-PO VIJAYA BANK-PO CANARA BANK-PO IBPS-PO BOI-PO IBPS-SO SYNDICATE BANK-CLERK CANARA BANK-CLERK IBPS-CLERK CENTRAL BANK-CLERK BOB-Clerk IBPS-CLERK BOI-CLERK KARNATAKA BANK-CLERK OTHER SELECTIONS-2016 OAS-2015 SELECTED CANDIDATES

ARANYA KU. PANDA DEBABRAT ROUTRAY PIPAS KUMAR BEHERA SMRUTI SWAIN SURJIT SAHOO ATISH KUMAR SAHU BISHWANATH DEHURY ASHOK KUMAR SAHOO SANTOSH KUMAR SAHU MADHUSMITA BEHERA DEBASHISA BEHERA SURUCHI PRIYADEVI BOM-PO NABARD BANK-PO BOB-PO BOB-PO INDIAN BANK-PO INDIAN BANK-PO RBI-CLERK OGB-CLERK UGB-CLERK LIC-AAO CO-OPERATIVE-PO OSSSC TRUPTI BARAI SANKALP SAHOO GOUTAM MAHALIK MANOBRATA SATPATHY SOUBHAGYA BEHERA SATYAVIKASH BHUYAN SUNITA PATI SWEEKRUTI BARPANDA KHIRABDI T. SAHOO PRATAP CH. SAHOO SOURYA RANJAN MISHRA RANK-17 RANK-45 RANK-55 RANK-67 RANK-70 RANK-72 RANK-75 RANK-84 RANK-91 RANK-104 RANK-131

AMIT KUMAR PARIDA RUTU PALLAVI DAS SWASTIKA PANDA DEBASISH SAHOO MONIKA M. JENA RAKESH ACHARYA BHAGIRATHI SETHY SUPARNA SUBHADARSINI ABHIMANYU PAL GYANADEEP DASH NARENDRA DAS BAILOCHAN PRADHAN TRIDEV RATH PRATIK PATTNAIK SANGRAM PARIDA SHEETAL AGARWAL GYANI MOHANTY SWETAPADMA DHAL SANJIT SUMAN RAJIV DAS PREETAM KUMAR RATH SAGARIKA SAHU TAPAS DEHURY RANK-174 RANK-194 RANK-199 RANK-267 RANK-326 RANK-352 RANK-364 RANK-406 INDIAN BANK-PO RURAL BANK-PO BOB-PO BOB-PO BOB-PO ICICI BANK-PO OSSSC OPTCL-OFFICE ASST. BSNL-TTA BOB-PO ICICI BANK-PO CO-OPERATIVE BANK-PO RANK-159 RANK-214 RANK-403

And Many And Many More SOURAV DAS More Selections SUNARAM HEMBRAM RAJESH SETHI BIJAYA TOPPO MITALI M. PATRA SURENDRA GHADAI BHANUPRIYA SABAR APARNA BHOI ASHOK MAJHI BAIDYANATH MURMU SUDIPA JENA AKHILANAND PURUSOTTAM DEEPAK KUMAR JENA ASHUTOSH BARIK SANTANU KU. SETH PRIYANKA S. ROUT TULU KUMAR SAHU SUMITA BEHERA PRIYANKA NAYAK SUMAN KUJUR PRITAM SWAIN Selections RANK-451 RANK-470 RANK-474 RANK-481 RANK-494 RANK-577 RANK-645 RANK-665 RANK-668 OSSSC OSSSC UBI-CLERK AXIS BANK OPTCL OPTCL OPTCL OPTCL OPTCL OPTCL OPTCL Rank - 1

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Saheed Nagar CRP Acharya Vihar Cuttack B-61, A & B, Saheed Nagar Plot-1441, Opp. IOCL Petrol Pump, Near Pani Tanki, Acharya Vihar, Near Yamaha Showroom, Bhubaneswar CRP Square, Bhubaneswar Bhubaneswar Link Road, Cuttack (0674) 6511102, 8093-556677 (0674) 6556677, 7205-556677 8093083565 (0671) 6556677, 8984-556677 Price : `50