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Monographie Regionale Beni Mellal-Khenifra 2017
Royaume du Maroc المملكة المغربية Haut-Commissariat au المندوبية السامية للتخطيط Plan MONOGRAPHIE REGIONALE BENI MELLAL-KHENIFRA 2017 Direction régionale Béni Mellal-Khénifra Table des matières INTRODUCTION ............................................................................................................ 8 PRINCIPAUX TRAITS DE LA REGION BENI MELLAL- KHENIFRA ................. 10 CHAPITRE I : MILIEU NATUREL ET DECOUPAGE ADMINISTRATIF ............ 15 1. MILIEU NATUREL ................................................................................................... 16 1.1. Reliefs ....................................................................................................................... 16 1.2. Climat ....................................................................................................................... 18 2. Découpage administratif ............................................................................................ 19 CHAPITRE II : CARACTERISTIQUES DEMOGRAPHIQUES DE LA POPULATION ........................................................................................................................ 22 1. Population ................................................................................................................... 23 1.1. Evolution et répartition spatiale de la population .................................................. 23 1.2. Densité de la population .......................................................................................... 26 1.3. Urbanisation ........................................................................................................... -
Indices Par Commune
Indices par commune Province Commune Centre Taux_pauvreté indice_volumétrique indice_séverité Vulnérabilité Azilal Azilal (M) 10,26 1,96 0,55 19,23 Azilal Demnate (M) 6,99 1,27 0,34 16,09 Azilal Agoudi N'Lkhair 26,36 5,84 1,88 30,84 Azilal Ait Abbas 50,01 16,62 7,33 23,59 Azilal Ait Bou Oulli 37,95 9,65 3,45 31,35 Azilal Ait M'Hamed 35,58 8,76 3,04 30,80 Azilal Tabant 19,21 3,24 0,81 33,95 Azilal Tamda Noumercid 15,41 2,90 0,82 27,83 Azilal Zaouiat Ahansal 35,27 9,33 3,45 28,53 Azilal Ait Taguella 17,08 3,28 0,95 28,09 Azilal Bni Hassane 16,10 2,87 0,77 29,55 Azilal Bzou 8,56 1,32 0,32 24,68 Azilal Bzou (AC) Bzou 5,80 1,02 0,27 16,54 Azilal Foum Jemaa 15,22 2,51 0,62 31,18 Azilal Foum Jemaa (AC) Foum Jemaa 13,26 2,56 0,72 22,54 Azilal Moulay Aissa Ben Driss 13,38 2,42 0,66 26,59 Azilal Rfala 21,69 4,46 1,35 30,64 Azilal Tabia 8,88 1,42 0,35 23,59 Azilal Tanant 11,63 2,12 0,59 23,41 Azilal Taounza 13,76 2,60 0,74 25,52 Azilal Tisqi 10,35 1,66 0,40 25,26 Azilal Ait Mazigh 24,23 4,91 1,47 33,72 Azilal Ait Ouqabli 18,31 3,25 0,88 33,12 Azilal Anergui 35,18 9,25 3,41 28,49 Azilal Bin El Ouidane 7,96 1,14 0,25 25,44 Azilal Isseksi 16,21 2,97 0,81 29,19 Azilal Ouaouizeght 9,00 1,19 0,25 29,46 Azilal Ouaouizeght (AC) Ouaouizeght 9,61 1,85 0,52 18,05 Azilal Tabaroucht 51,04 15,52 6,36 27,11 Province Commune Centre Taux_pauvreté indice_volumétrique indice_séverité Vulnérabilité Azilal Tagleft 27,66 6,89 2,44 26,89 Azilal Tiffert N'Ait Hamza 16,84 3,99 1,37 21,90 Azilal Tilougguite 24,10 5,32 1,70 30,13 Azilal Afourar 5,73 0,80 0,17 20,51 Azilal -
Moroccan Cronyism: Facts, Mechanisms and Impact
MOROCCAN CRONYISM: FACTS, MECHANISMS AND IMPACT Mohammed Said Saadi Working Paper 1063 November 2016 Send correspondence to: Mohammed Said Saadi L’Institut Supérieur de Commerce et d’Administration des Entreprises [email protected] First published in 2016 by The Economic Research Forum (ERF) 21 Al-Sad Al-Aaly Street Dokki, Giza Egypt www.erf.org.eg Copyright © The Economic Research Forum, 2016 All rights reserved. No part of this publication may be reproduced in any form or by any electronic or mechanical means, including information storage and retrieval systems, without permission in writing from the publisher. The findings, interpretations and conclusions expressed in this publication are entirely those of the author(s) and should not be attributed to the Economic Research Forum, members of its Board of Trustees, or its donors. Abstract The purpose of this paper is to shed some light on Moroccan cronyism by studying its manifestation and impact in the manufacturing sector. More specifically, it attempts to find out whether the lopsided and cronyistic business-government relations have a positive or negative influence on competition and economic growth. The paper shows that political connectedness has always been part and parcel of a large patronage network that has helped the political power, the makhzen, to strengthen its control on Moroccan society and to prevent any countervailing power from taking root, especially in the economic sphere. JEL Classification: L5, L1, D7 Keywords: Cronyism; Manufacturing Sector; Business-Government Relations; Morocco ﻣﻠﺨﺺ اﻟﻐﺮض ﻣﻦ ھﺬه اﻟﻮرﻗﺔ ھﻮ إﻟﻘﺎء ﺑﻌﺾ اﻟﻀﻮء ﻋﻠﻰ اﻟﻤﺤﺴﻮﺑﯿﺔ اﻟﻤﻐﺮﺑﯿﺔ ﻣﻦ ﺧﻼل دراﺳﺔ ﻣﻈﮭﺮ وﺗﺄﺛﯿﺮھﺎ ﻓﻲ ﻗﻄﺎع اﻟﺼﻨﺎﻋﺎت اﻟﺘﺤﻮﯾﻠﯿﺔ. -
Pauvrete, Developpement Humain
ROYAUME DU MAROC HAUT COMMISSARIAT AU PLAN PAUVRETE, DEVELOPPEMENT HUMAIN ET DEVELOPPEMENT SOCIAL AU MAROC Données cartographiques et statistiques Septembre 2004 Remerciements La présente cartographie de la pauvreté, du développement humain et du développement social est le résultat d’un travail d’équipe. Elle a été élaborée par un groupe de spécialistes du Haut Commissariat au Plan (Observatoire des conditions de vie de la population), formé de Mme Ikira D . (Statisticienne) et MM. Douidich M. (Statisticien-économiste), Ezzrari J. (Economiste), Nekrache H. (Statisticien- démographe) et Soudi K. (Statisticien-démographe). Qu’ils en soient vivement remerciés. Mes remerciements vont aussi à MM. Benkasmi M. et Teto A. d’avoir participé aux travaux préparatoires de cette étude, et à Mr Peter Lanjouw, fondateur de la cartographie de la pauvreté, d’avoir été en contact permanent avec l’ensemble de ces spécialistes. SOMMAIRE Ahmed LAHLIMI ALAMI Haut Commissaire au Plan 2 SOMMAIRE Page Partie I : PRESENTATION GENERALE I. Approche de la pauvreté, de la vulnérabilité et de l’inégalité 1.1. Concepts et mesures 1.2. Indicateurs de la pauvreté et de la vulnérabilité au Maroc II. Objectifs et consistance des indices communaux de développement humain et de développement social 2.1. Objectifs 2.2. Consistance et mesure de l’indice communal de développement humain 2.3. Consistance et mesure de l’indice communal de développement social III. Cartographie de la pauvreté, du développement humain et du développement social IV. Niveaux et évolution de la pauvreté, du développement humain et du développement social 4.1. Niveaux et évolution de la pauvreté 4.2. -
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CARTOGRAPHIE DU DÉVELOPPEMENT LOCAL MULTIDIMENSIONNEL NIVEAU ET DÉFICITS www.ondh.ma SOMMAIRE Résumé 6 Présentation 7 1. Approche méthodologique 8 1.1. Portée et lecture de l’IDLM 8 1.2. Fiabilité de l’IDLM 9 2. Développement, niveaux et sources de déficit 10 2.1. Cartographie du développement régional 11 2.2. Cartographie du développement provincial 13 2.3. Développement communal, état de lieux et disparité 16 3. L’IDLM, un outil de ciblage des programmes sociaux 19 3.1 Causes du déficit en développement, l’éducation et le niveau de vie en tête 20 3.2. Profil des communes à développement local faible 24 Conclusion 26 Annexes 27 Annexe 1 : Fiabilité de l’indice de développement local multidimensionnel (IDLM) 29 Annexe 2 : Consistance et méthode de calcul de l’indice de développement local 30 multidimensionnel Annexe 3 : Cartographie des niveaux de développement local 35 Annexes Communal 38 Cartographie du développement communal-2014 41 5 RÉSUMÉ La résorption ciblée des déficits socio-économiques à l’échelle locale (province et commune) requiert, à l’instar de l’intégration et la cohésion des territoires, le recours à une cartographie du développement au sens multidimensionnel du terme, conjuguée à celle des causes structurelles de son éventuel retard. Cette étude livre à cet effet une cartographie communale du développement et de ses sources assimilées à l’éducation, la santé, le niveau de vie, l’activité économique, l’habitat et les services sociaux, à partir de la base de données «Indicateurs du RGPH 2014» (HCP, 2017). Cette cartographie du développement et de ses dimensions montre clairement que : - La pauvreté matérielle voire monétaire est certes associée au développement humain, mais elle ne permet pas, à elle seule, d’identifier les communes sous l’emprise d’autres facettes de pauvreté. -
Annual Report 2007
Annual Report 2007 WorldReginfo - 0dda50ba-2467-45d5-8e4b-97da50376e3d WorldReginfo - 0dda50ba-2467-45d5-8e4b-97da50376e3d In just a few years, Attijariwafa bank has performed the remarkable feat of meeting one challenge after another. Attijariwafa bank, which is market leader in all its business lines, is today considered as one of the key players in Morocco’s banking and financial services industry and in providing finance for the country’s keystone projects. Attijariwafa bank, with a healthy financial position and a risk management system meeting the highest international standards, has embarked on an ambitious yet well-planned international growth strategy. Given its ability to innovate and identify new niche growth opportunities, Attijariwafa bank is in the process of repeating overseas what it has achieved domestically and is fast becoming one of the most successful banks in the North and West African regions. Annual Report WorldReginfo - 0dda50ba-2467-45d5-8e4b-97da50376e3d 3 Contents WorldReginfo - 0dda50ba-2467-45d5-8e4b-97da50376e3d Chairman’s message 6 Governing bodies 8 Remarkable financial and commercial performance 2007 highlights 12 Attijariwafa bank in figures 14 An environment abounding in opportunities 16 Established leader in the domestic market Strong performance across the board Business activity indicators all positive 20 An effective commercial strategy 20 Keystone, value-creating projects 20 Contents Aggressive international strategy A watershed for Attijari bank Tunisie in North Africa 24 Encouraging acquisitions -
Printmgr File
IMPORTANT NOTICE THIS OFFERING IS AVAILABLE ONLY TO INVESTORS WHO ARE EITHER (1) QUALIFIED INSTITUTIONAL BUYERS WITHIN THE MEANING OF RULE 144A UNDER THE U.S. SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) OR (2) PERSONS WHO ARE OUTSIDE OF THE UNITED STATES IN ACCORDANCE WITH REGULATION S UNDER THE SECURITIES ACT. IMPORTANT: You must read the following before continuing. The following applies to the prospectus following this notice, whether received by email or otherwise received as a result of electronic communication. You are advised to read this disclaimer carefully before reading, accessing or making any other use of the prospectus. In accessing the prospectus, you agree to be bound by the following terms and conditions, including any modifications to them, each time you receive any information from us as a result of such access. NOTHING IN THIS ELECTRONIC TRANSMISSION CONSTITUTES AN OFFER OF SECURITIES FOR SALE IN ANY JURISDICTION WHERE IT IS UNLAWFUL TO DO SO. THE SECURITIES HAVE NOT BEEN, AND WILL NOT BE, REGISTERED UNDER THE SECURITIES ACT OR THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES OR OTHER JURISDICTION AND THE SECURITIES MAY NOT BE OFFERED OR SOLD WITHIN THE UNITED STATES EXCEPT PURSUANT TO AN EXEMPTION FROM, OR IN A TRANSACTION NOT SUBJECT TO, THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND APPLICABLE STATE OR LOCAL SECURITIES LAWS. THE FOLLOWING PROSPECTUS MAY NOT BE FORWARDED OR DISTRIBUTED TO ANY OTHER PERSON AND MAY NOT BE REPRODUCED IN ANY MANNER WHATSOEVER. ANY FORWARDING, DISTRIBUTION OR REPRODUCTION OF THIS DOCUMENT IN WHOLE OR IN PART IS UNAUTHORIZED. -
Couv. V.Ang.Indd
Annual Report 2004 Annual www.attijariwafabank.com R e p o r t 2004 Annual R e p o r t 2004 Contents 2004 Annual Report of Attijariwafa bank Public Limited Company with a capital of 1,929,959,600 dirhams. Registered office 2, boulevard Moulay Youssef - B.P. 11141 Casablanca, 20 000 - Morocco. Phone +212 (0)22 29 88 88 Fax +212 (0)22 29 41 25 Web site www.attijariwafabank.com A new bank An ambitious development 10 project Prestigious partners 13 Building a platform for 01 14 the Group’s development 2004 business review: Under the sign of the merger Retail Banking for Private 21 Individuals and Professionals Corporate Banking 24 Investment Banking 28 02 Specialised Financial Services 31 Private Banking, Asset 34 Management and Insurance Social responsibility of the bank A determination to satisfy the aspirations of all 39 parties A strong commitment Contents 03 founded upon an organisation 49 and resources scaled to the task Financial report Management Report 59 Economic environment 60 Banking and financial environment 63 Analysis of the bank’s 65 activity and results Allocation of net income 68 Activity and results of the subsidiaries 69 Resolutions put to the Ordinary 04 75 General Meeting General Report of the Statutory 77 Auditors Financial Statements 78 Contacts 92 Board of Directors Senior Manage- ment Committee Members Function Mr Abdelaziz ALAMI Honorary Chairman Mr Khalid OUDGHIRI Chairman and Chief Executive Officer Mr Saâd BENDIDI Vice-Chairman Mr Antonio ESCAMEZ TORRES Vice-Chairman Mr Mounir EL MAJIDI Siger, representative Mr -
Code Géographique Du Maroc
Région: OUED ED-DAHAB-LAGOUIRA |_0_|_1_| Province ou Cercle Commune ou Arrondissement Préfecture Libellé Code Libellé Code Libellé Code Lagouira (M) 066.01.03 Aghouinite 066.03.03 Aousserd 066.03.05 Aousserd 066 Aousserd 066.03 Tichla 066.03.07 Zoug 066.03.09 Bir Gandouz 066.05 Bir Gandouz 066.05.03 Dakhla (M) 391.01.01 Bir Anzarane 391.05.01 Gleibat El Foula 391.05.03 Oued-Ed- Bir Anzarane 391.05 391 Mijik 391.05.05 Dahab Oum Dreyga 391.05.07 El Argoub 391.09.01 El Argoub 391.09 Imlili 391.09.03 Région:LAAYOUNE-BOUJDOUR-SAKIA EL HAMRA |_0_|_2_| Province ou Cercle Commune ou Arrondissement Préfecture Libellé Code Libellé Code Libellé Code Boujdour (M) 121.01.01 Gueltat Zemmour 121.03.01 Boujdour 121 Jraifia 121.03 Jraifia 121.03.03 Lamssid 121.03.05 El Marsa (M) 321.01.01 Laayoune (M) 321.01.03 Tarfaya (M) 321.01.05 Boukraa 321.03.01 Laayoune 321.03 Dcheira 321.03.03 Laayoune 321 Foum El Oued 321.03.05 Akhfennir 321.05.01 Daoura 321.05.03 Tarfaya 321.05 El Hagounia 321.05.05 Tah 321.05.07 Région: GUELMIM-ES-SEMARA |_0_|_3_| Province ou Cercle Commune ou Arrondissement Préfecture Libellé Code Libellé Code Libellé Code Assa (M) 071.01.01 Zag (M) 071.01.03 Aouint Lahna 071.03.01 Assa-Zag 071 Assa 071.03 Aouint Yghomane 071.03.03 Touizgui 071.03.05 Al Mahbass 071.05.01 Zag 071.05 Labouirat 071.05.03 Es-semara (M) 221.01.01 Amgala 221.03.01 Haouza 221.03.03 Es-Semara 221 Es-Semara 221.03 Jdiriya 221.03.05 Sidi Ahmed Laarouss 221.03.07 Tifariti 221.03.09 Bouizakarne (M) 261.01.01 Guelmim (M) 261.01.03 Aday 261.03.01 Ait Boufoulen 261.03.03 Amtdi -
Fes Meknes Beni Mellal
P4544 Meraka Ttazza P5433 P4256 P4244 P4258 Dr Taharine Od Zine 400 Jiahna P4542 R506 Katafa Meknasa Algharbia Mzouk P4260 P4559 P5332 P5416 P4563 P6 P4258 P4244 Dr Arib Od Moussa Tissa Outabouabane Oulad Zbair N6 N6 0 Dr El Rhawanam Mikkes Od B Ziane Od.Ammar Od.Al Haj Qt.At−Troch 46 Dr Rhami R506 P5000 OULJA Od aziz Od.Dawd Od.Drawi Mssoun Od.Hammoussa R Dr Najaja P5329 R508 N4 4 N13 Ez−Zwitina Al Qsar P5409 Oulad Chrif Douma 13 P4544 Chnadla Od Khalifa Mzab R505 Od.Qalah ROYAUME DU MAROC Tissane P4559 Dr Biada Qasbat Od.Ah. Sidi Slimane P4548 N4 Sebt Bou Kouk Al Atatra400 Ach−Chorta Al Meloukine P4241 Dr Daouna Dr El Harcha 0 P4546 P5002 P5309 Od Mohammed Guercif P4249 5 Loudaya Dr Temra P5005 Bab Tiouka Dr Si MedP Od Ali Bab Marzouka An−Nkila Al Awinat Taddart N6 P4260 4565 45 Tselfati P5003 40 400 0 At−Trafi P4235 P P4559 P706 Ait Taharma Meddechat Bled Al Mahrak P4264 Oulad Hammadi SIDI KACEM 1 Od Delim P5002 Oulad Ain Lagdah Od.Messoud P4260 Zirara Dr Fedala Dr El Momissi P5335 Od Abdelkrim N6 TAZA Amar Ben Talha P4270 P4270 4555 En−Nkharat Ziadra P5321 Fkarna P5001 Mimoun P Dr Ben P5329 Bab Stout Od.Dawd P4270 Dr Hadeb Bni P5429 Dr.Md.Bel Bachir P45 Chawia Laajajra Od Ankad Al Herchil 53 Maadane P Abdejlil P5321 Ghezazza Oued Amlil 417 P7003 Dr Tadla Dr El Amenda 4005003 Louadaine Ben Said Cafçaf DIRECTION DSE ROUTES P7002 ’Ain Guenndoul P5 Dar Bel Amri Kirmia R501 P5002 Ouled Ajal Ras el ma Safsafat Kissaria P5427 Maghrane Zaggota Tekna P7000 01 Dr Od B Az−Zawya P4552 P4557 N6 Refda Al Hamra Bel Farah Ain Fritissa 50 Yetto Azib -
Province Khénifra FR A3
TIDDAS R4 R40 04 R404 AIN SBIT4 R 327 P N MARCHOUCHR 4 P4 4325 1 4 0 74 3 0 7 0 2 4 7 7 ROYAUME DU MAROC P 1 1 5 7 MINISTRE DE L'EQUIPEMENT AIT ICHOU 0 02 R404 7 7 R 1 P P 4 P P 07 72 DU TRANSPORT,0 DE LA LOGISTIQUE ET DE L'EAU 7 0 ROMMANI 4 P 1 3 1 3 0 7 2 4 7 3 1 721 5 1 P 430 R 1 P P 3 0 7 3 7 R 0 P Bouqachmir 2 N13 7 P RESEAU ROUTIER P 4 3 R407 P 0 02 1 2 4 P7 3 1 P7027 1 30 AMROS 9 7 Province: Khénifra P R4 N 0 1 7 3 1 1 R P R P 2 4 7 4 4 7 0 0 3 P 7 1 2 AZROU8 2 1 0 7 0 N 0 R 2 N8 0 OULMES 1 432 1 P R 7 4 07 R 8 204 AIT OMAR OU ALI 31 7204 P7 P4 P 09 P 06 72 4 P72 P 30 R 8 SIDI ADDI 1 4 P N 0 7206 1 AIT BEN HATTOU5 P 1 7 2 2 7 8 P 0 P AMGHASS 6 N 7 3 1 1 ASSAKA N'TATSA1 7 0 7 1 3 0 P7302 2 4 AIT BOUKHYYOU 4 HAD LAGHOUALEM 7 P R P 1 0 8 SOUK EL HAD 4 22 N R 3 P4 2 1 7 AIN LEUH EZZHILIGA R 22/05/2018 P BOUCHBEL 7 30 73.5 0 7 0 4326 P7300 7208 KM P P P P4324 R701 R 4324 1 4 P72 P 0 3 4 08 4 0 Réalisation : R 1 7 1 P P 721 Centre National d'Etudes et de Recherches Routières 73 7 P 0 7 4 0 1 3 2 0 2 © CNER / Copie et Reproduction1 interdite 1 7 7 0 R 1 P MOULAY BOUAZZA 4 R 72 www.cner.ma 3 0 P 7 P SEBT AIT RAHOU 311 3 BOUKHELKHAL 7 R 5 Ü 8 2 0 3 N ZAOUIA7 D'IFRANE 1 P 0 2 P 4 11 71 7 R3 R 3 R 0 10 P3500 2 P72 LAAOUINATE 2 SEBT OULAD FTATA 1 21 1 7 TIGHZA EL HAMMAM 3 P 9 7 0 P Ait Said 3 M'RIRT 7 R 12 AGUELMOUS P 712 R7 8 HAD BOUHSSOUSSEN N R712 P 1 7 0 3 OUIOUANE 4 0 R ARBAT M'ADNA 4 33 35 SIDI MHAMED MBAREK 7 21 P 2 P3502 P35 2 P7304 7 7 TANEFNITEP P 2 730 35 4 BEKRIT OULAD BOUGHADI P TYAKA ICHIANE AIT AMMAR TAMCHACHATE 11 16 R3 72 -
Risk Analysis: Also Inside
WEEKLY ANALYSIS Issue 194 February 22, 2007 ISSN: 1097-884 P.O. Box 1001 Concord, MA 01742 United States Risk Analysis: 1-508-981-6937 North-Africa.com Should North Africa Brace for More Terror Attacks? Also inside: European and Japanese contractors win tran-Med pipeline contracts Sotheby’s enters Moroccan luxury real estate market Societe Generale offers mortgage lending in Algeria, on expansion path Libya’s tough balancing acts Maroc Telecom strong results Casa Bourse: 2006 review and 2007 outlook The North Africa Journal Issue 194 - February 22, 2007 CONTENTS RISK ANALYSIS FROM THE EDITOR • Should North Africa Brace for More Terror Attacks? ENERGY AND MINING • Conference in Algiers to Address Renewable Energy Issues • European and Japanese Contractors Win Trans- Mediterranean Gas Pipeline Contract • ExxonMobil to Explore for Oil in Libya • Sonatrach Increases Gas Volume Supply to Italy’s Enel, May Sell Medgaz Stake to Gas Natural of Spain • Verenex Strikes Oil in Libya AGRICULTURE: FISHERIES • Fish Catches in Morocco Down Substantially INDUSTRIES AND MARKETS • Tunisian Court Issues First Ever Anti-Competition Ruling and Fines Defendant • Passenger Traffic Up 14% in Moroccan Airports • With Growing Arab Investments in Moroccan Property Development, Sotheby’s Enters Luxury Real Estate Market in Morocco BANKING AND FINANCE • Société Générale Enters Mortgage Lending Business in Algeria, Plans Sustained Expansion There • New Arab and American Investment Funds Make their Debut in the North Africa’s Maghreb Region US+1-508-981-6937