C

TEAR HERE K ACKNOWLEDGEMENT SLIP FOR APPLICANT HOUSING AND URBAN DEVELOPMENT CORPORATIONPUBLIC ISSUE LIMITED OF -TAX FREE BONDSI ISSUE - TRANCHE TRANCHE I ISSUE Received From on orbeforethedayofsuchearlydateclosurethroughadvertisement/sinatleastoneleadingnational dailynewspaper.Th days fromthedateofopeningIssue,asmaybedecidedbyBoard,oracommitteeconstituted bytheBoard,subjectto ^ anything containedinthisformandtheattachmentshereto,I/weconfirmthathavecarefullyreadunderstoodconte Issue oftheCompanyasdisclosedinProspectus.Notwithstandinganythingcontainedthisformandattachmentshereto under theForeignExchangeManagementAct,1999,asamendedandrules,regulations,notificationscircularsissuedthereund our decisiontomakethisapplicationissolelybasedonthedisclosurescontainedinProspectus,(iii)my/our documents asarenecessarytocarryouttheirdutiesinsuchcapacity.I/WeacknowledgethattheApplicationsmadebyme/usdo is remittedherewith.I/WeherebyagreetoaccepttheBondsappliedfororsuchlessernumberasmaybeallottedme/usinac Having read,understoodandagreedtothecontentstermsconditionsofHOUSINGANDURBANDEVELOPMENTCORPORATIONLIMITE Dear Sirs, Acknowledgement is subjecttorealizationofCheque/Demand Draft. To, TheBoardofDirectors,HOUSINGANDURBANDEVELOPMENTCORPORATIONLIMITED,HUDCOBhawan,Core-7A,IndiaHabitatCentre,Lo PAYMENT DETAILS APPLICANTS’ DETAILS (for Applicants ***FOR FURTHERDETAILS,SEETHESECTIONTITLED"TERMSOFISSUE-INTEREST"ONPAGE31PROSPECTUSTRANCHEI ** Forvariousmodesofinterestpayment,seethesectiontitled"TermsIssue-ModesPayment"onpage Bond series. * OurCompanyshallallocateandAllotBondsofTranche-ISeries1maturitytoallvalidapplications,whereintheappli  Grand Total(I+II)( Total NumberofBonds(I+II) Amount Payable( 10 No. ofBondsappliedfor(B) Annualised Yield Options Coupon Rate(%)p.a. Modes ofinterestpayment Issue Price( Face Value( In multiplesof Minimum Applicationsize Frequency ofinterestpayment Redemption Amount( Redemption Date Tenor Options - III Category - II Category - I Category Status ofBonds: holders shallbesuperiortotheclaimsofanyunsecuredcreditors,subjectapplicablestatutoryand/orregulatoryrequireme extent ofamountmobilizedundertheIssue.TheCompanyreservesrighttocreatefirstpari-passuchargeonpresentandfut debentures, havingtaxbenefitsunderSection10(15)(iv)(h)oftheIncomeTaxAct,1961,andareproposedtobesecuredbyafl are deemedtohavenoticeofalltheprovisionsDebentureTrustDeed.TheBondsissuedinformtaxfreebonds DETAILS (For Applications InDematMode) DOCUMENTS TO BESUBMITTED ALONG WITHTHE APPLICATION FORM. OTHER DETAILS OFSOLE/FIRST APPLICANT CATEGORY (Please OPTION TO HOLD THE BONDS IN PHYSICAL FORM* (If thisoptionisselected,theKYCDocumentsasmentionedunderGeneralInstructio OPTION TOHOLDTHEBONDSINPHYSICALFORM* THIRD APPLICANTMr./Ms. THE SPECIFICTERMSOFEACHINSTRUMENTARESETOUTBELOW: SECOND APPLICANTMr./Ms. ACKNOWLEDGEMENT SLIP City (of Sole/FirstApplicant) ADDRESS (In caseofminoronly) NAME OFGUARDIANMr./Ms. NAME OFSOLE/FIRSTAPPLICANTMr./Ms./M/s. THE BSE,NSEANDSEBI(THE“SHELFPROSPECTUS”).SHELFPROSPECTUS,TOGETHERWITHPROSPECTUSTRANCHE-ISHALLCONSTIT WAY OFTHEPROSPECTUSTRANCHE-IWHICHCONTAINS,INTERALIA,ALLTERMSANDCONDITIONS(THE“PROSPECTUSTRANCH UNDER SECTION10(15)(iv)(h)OFTHEINCOMETAXACT,1961,ASAMENDED(“BONDS”)AGGREGATING PUBLIC ISSUEBYHOUSINGANDURBANDEVELOPMENTCORPORATIONLIMITED(“COMPANY”ORTHE“ISSUER”)OFTAXFREEBONDSFACEVALUEO DD.  For additionaldetails,referGeneralInstructionsno.29) PAN(Furnishing ofSubscriber’s ismandatory. PERMANENT ACCOUNTNUMBER SIGNA Lead Manager’s/Affiliate’sConsortiumMember’sName&Code The subscriptionlistfortheIssueshallremainopenatcommencementofbankinghours andcloseatthecl (15 years) Series 2 (10 years) Series 1 Series Depository Name(Please Beneficiary AccountNumber DP -ID Depository ParticipantName ( PleaseNote: `

i iue)( infigures) that theinformationprovidedin“APPLICANTS’DETAILS”is true andcorrect.I/Weencloseherewith In termsofSection(8)(1)theDepositoriesAct,1996 as pertaining to payment of refunds, interest and redemptions as applicable shouldbecredited. pertaining topaymentofrefunds,interestandredemptions as attested copiesofPAN Card,ProofofResidenceAddress While submitting theApplication Form,theApplicant shouldensure thatthedate stampbeingput ontheApplication Formbythe  MoA andAoA/CharterDocuments Demographic detailsforpurposeofrefunds,ifany,shallbetakenfrom(i)Bankasmentionedaboveapplicantswho TURE(S) Sole/FirstApplicant Grand Total(1+2) ` ENAM SEC.PVT.LTD. ` /Bond) /Bond) (A) The BondsshallbesecuredpursuanttoaDebentureTrustDeedandunderlyingsecuritydocuments.Bondholdersareentitledt    ` ResidentIndianindividuals#; Resident Indianindividuals*; Companies /BodiesCorporateRegisteredSocieties; Cheque/DDshouldbedrawninfavourof ` ) (AxB) ) ` ` ` Face Value 1,000/- 1,000/- E-mail Facsimile Registered andCorporateOffice and Haryana.Forfurtherdetails,seethesectiontitled“HistoryCertainCorporateMatters”onpage64ofShelfProspe name ofourCompanywaschangedtoitspresentandafreshcertificateincorporationdatedJuly9,1974issuedbyt Companies Act,1956,asamended(the“ Our CompanywasincorporatedasHousingandUrbanDevelopmentFinanceCorporationPrivateLimitedonApril25,1970aprivat HOUSING ANDURBANDEVELOPMENTCORPORATIONLIMITED / Bond) 01/0509-1 A B (AxB) (B) (A) : [email protected]; (See ‘PaymentintoEscrow Account’ underGeneralInstructionsno.36) : +911124648179; ✓ ) IN No. of Bonds applied for Amount Payable ( Payable Amount No. ofBondsappliedfor  National SecuritiesDepositoryLimited(NSDL)  HinduUndividedFamiliesthroughtheKarta*.(*applyingforanamountaggregatingtoabove HinduUndividedFamiliesthroughtheKarta#.(#applyingforanamountaggregatingtouptoandincluding htmyhv cre nteRdmto aethatmayhaveaccruedontheRedemptionDate that mayhaveaccruedontheRedemptionDate TotalPayable Amount eamn fteFc au n n neetRepaymentoftheFaceValueandanyinterest Repayment oftheFaceValueandanyinterest 0yasfo h emdDt fAltet15yearsfromtheDeemedDateofAllotment 10 yearsfromtheDeemedDateofAllotment (Compulsory) Pin Code Company SecretaryandComplianceOfficer Website o aeoyIIIvsos .2 ..forCategoryIIIInvestors:0.15%p.a. for CategoryIIIInvestors:0.12%p.a. hog aiu vial oe.* Throughvariousavailablemodes.** Through variousavailablemodes.** : HUDCOBhawan,Core-7A,IndiaHabitatCentre,LodhiRoad,NewDelhi110003,India., aeoyIIIvsos .2 ..CategoryIIIInvestors: 8.35%p.a. Category IIIInvestors:8.22%p.a. o aeoyIIIvsos .2 ForCategoryIIIInvestors:8.35% For CategoryIIIInvestors:8.22% o aeoyI netr:81%ForCategoryIIInvestors:8.20% For CategoryIIInvestors:8.10% o aeoyIIvsos .0 ForCategoryIInvestors:8.20% For CategoryIInvestors:8.10% Second Applicant rnh-I eis1Bns()Tranche-ISeries2Bonds(II) Tranche- ISeries1Bonds(I) grgt opnRt o AggregateCouponRatefor Aggregate CouponRatefor amended, amended,  diinlCuo ae* AdditionalCouponRate*** Additional CouponRate*** "HUDCO TaxFreeBonds-EscrowAccount". Companies Act applying inDematModename(s)shouldbethesameorderasitappearsdemataccou : www.hudco.org ` ` 10,000(10Bonds). 1,000(OneBond). Sub-Consortium Member’s/Broker’sName&Code Registration Certificate Habitat Centre,LodhiRoad,NewDelhi110003,India., details, seethesectiontitled“HistoryandCertainCorporateMatters”onpage64ofShelfProspectus. was changedtoitspresentnameandafreshcertificateofincorporationdatedJuly9,1974issuedbythethenRegistrar Act, 1956,asamended(the“ Our CompanywasincorporatedasHousingandUrbanDevelopmentFinanceCorporationPrivateLimitedonApril25,1970a privat HOUSING ANDURBANDEVELOPMENTCORPORATION LIMITED Telephone and acancelledcheque .0 ..8.20%p.a. 8.10% p.a. ` ` I/we wishtoholdtheBondsinphysicalform.I/Weherebyconfirm nulAnnual Annual ` 1,000 1,000  inwords) er 15years years Public/PrivateCharitable/ReligiousTrusts; : +911124649610; SOLE/FIRST APPLICANT SECOND APPLICANT THIRD APPLICANT THIRD SECOND APPLICANT SOLE/FIRST APPLICANT ”) andwasgrantedacertificateofincorporationbythethenRegistrarCompanies,Delhi.Subsequently forBondsundertheIssueissubjecttoapplicablestatutoryand/orregulatoryrequirementsinconnectionwithsubscri nts, termsandconditionsoftheProspectus,intheirentiretyfurtherconfirmthatmakingmy/ourinvestmentdecision,( cordance withthecontentsofProspectussubjecttoapplicablestatutoryand/orregulatoryrequirements.I/Weirrevocablyg Companies Act , bymakingthisapplication:I/WeconfirmthatIam/WeareIndianNational(s)/registeredinIndia,residentIndiaandam/ not exceedtheinvestmentlimitonmaximumnumberofBondswhichmaybeheldbyme/usunderapplicablestatutoryand/orre er; (v)I/Wehaveobtainedthenecessarystatutoryand/orregulatorypermissions/consents/approvalsinconnectionwithapplying Facsimile nts. of thebankaccounttowhichamount ure receivablesforitspresentandfuturefinancialrequirements.TheclaimsoftheBond CREDIT RATING:'CAREAA+','FitchAA+(ind)' Please fillintheFormEnglishusingBLOCKletters oating firstpari-passuchargeonpresentandfuturereceivablesoftheCompanyto offacevalue Series ofBonds* : +911124648179; D ShelfProspectusandTranche-IdatedJanuary23,2012,(“Prospectus”)I/Weherebyapplyforallotmenttome/us;o ”) andwasgrantedacertificateofincorporationbythethenRegistrarCompanies,Delhi.SubsequentlynameourCompa  : Mr.H.Verma; ` ) 2,000CRORES(“ISSUE”)WITHANOPTIONTORETAINOVERSUBSCRIPTIONUPTOTHESHELFLIMIT(i.e. (with STD Telephone Telephone as Third Applicant `  Cheques shouldbecrossed“A/cPayeeonly”. ) the ` o thebenefitofDebentureTrustDeedandareboundby 1,000 eachinthenatureofsecured,redeemable,non-convertible KYCDocuments, cants havenotindicatedtheirchoiceoftherelevant E-mail e issueshallremainopenforsubscriptionaminimumperiodof3days. : Resolution andSpecimenSignature ose ofbankinghours,withanoptionforearlyclosure(subjecttotheIssuebeingopenaminimum 3days)orextensionb

code) +91 1124649610; necessaryapprovals.IntheeventofsuchearlyclosuresubscriptionlistIssue,ourCompany shallensurethatp : [email protected];  TEAR HERE Cheque/Demand DraftNo. Branch wheretheapplication wassubmittedandCheque/DemandDraft NumberandIssuingbank. Application No.,Typeof optionsappliedfor,NumberofBonds forundereachoption,Date,Bankand Mr. M.MuraliKrishna,SEBI RegistrationNumber:INR000000221.Quoting fullnameofSole/FirstApplicant, Website: http:\\karisma.karvy.com,Investor Grievance ID:[email protected],ContactPerson: 500 081,India,Telephone:+914044655000,Facsimile +914023431551,EmailID:[email protected], KARVY COMPUTERSHAREPRIVATELIMITED, All futurecommunicationinconnectionwiththis applicationshouldbeaddressedtotheRegistrarIssue 34 oftheProspectusTranche-I Drawn on(NameoftheBankandBranch) Telephone Scientificand/orIndustrialResearchOrganisations; ` ` 10,000(10Bonds). 1,000(OneBond). Sub-Broker’s /Agent’sCode Facsimile ` ` 1,000 1,000 self : +911124649610; Branch Cheque /DemandDraftNo. Drawn onBank : +911124648179; In caseofMinor,Guardian: Name oftheNominee: NOMINATION (FORALLOTMENTINPHYSICALFORM) Account No.:______IFSCCode:______MICR______Bank Name: Bank DetailsforpaymentofRefund/InterestMaturityAmount Website : www.hudco.org ` Registered andCorporateOffice 5lakhs) select theoptiontoholdBondsinPhysicalForm;or(ii)recordsofDepositoriesotherwise. ctus. he thenRegistrarofCompanies,Delhi Company SecretaryandComplianceOfficer Mobile UTE “THEPROSPECTUS”. E- I”),WHICHSHOULDBEREADTOGETHERWITHTHESHELFPROSPECTUSDATEDJANUARY23,2012FILED F Telephone dhi Road,NewDelhi110003,India. Facsimile ` 1,000EACHINTHENATUREOFSECURED,REDEEMABLE,NON-CONVERTIBLEDEBENTURES,HAVINGBENEFITS ` e limitedcompanyunderthe 5lakhs)  (16 digitbeneficiaryA/c.No.tobementionedabove) Central DepositoryServices(India)Limited Please writethesole/firstApplicant’sname,phoneno.andApplicationonreverseofCheque/ Companies,DelhiandHaryana.Forfurther form willfulfilsuchrequest. form. However,intermsofSection8(1)theDepositoriesAct,1996,asamendedourCompany,atrequestInvestors * IntermsofRegulation4(2)(d)theSEBI(IssueandListingDebtSecurities)Regulations,2008,ourCompanywillmakepu Lead Manager Deemed dateofAllotment Trading Issuance Modes ofpayment Registrar Depositories Debenture Trustee Security cover Security Listing Pay-in date Market Lot/TradingLot Objects oftheIssue COMMON TERMSFORALLSERIESOFTHEBONDS by theBankerstoIssue).ForfurtherdetailspleaseseeGeneralInstructionsno.44. allocated Bondsupto30%ofOverallIssueSizeonfirstcomeservebasis(determinedthedatereceipt basis ofdatereceipteachapplicationdulyacknowledgedbytheBankerstoIssue);iii.ApplicantsbelongingC Applicants belongingtotheCategoryII,infirstinstance,willbeallocatedBondsupto25%ofOverallIssueSizeon Overall IssueSizeonfirstcomeservebasis(determinedtheofdatereceipteachapplicationdulyacknowl Basis ofAllotmentforBonds: please seeGeneralInstructionsno.29. Multiple Applications by usonlywhensubmittedtoBankerstheIssueattheirdesignatedbranchesasdetailedaboveandnototherwise. This acknowledgementslipwillserveastheduplicateofApplicationFormforrecordsApplicant.Applicationssh Form. However,thecollectionbankswillacknowledgereceiptofApplicationFormsbystampingandreturningtoAppl shall besubmittedtothedesignatedcollectionbanksduringIssuePeriod.Noseparatereceiptsissuedformon Submission ofApplicationForms:  e limitedcompanyundertheCompanies : : +911124648179;

+91 1124649610; : HUDCOBhawan,Core-7A,India Power ofAttorney Plot No.17to24,VithalRaoNagar,Madhapur, Hyderabad Bank BranchStamp ption toIndiansecuritiesbyme/us,(iv)Iam/WearenotpersonsresidentoutsideIndiaand/orforeignnationalswithintheme i) I/Wehavereliedonmy/ourownexaminationoftheCompanyandtermsIssue,includingmeritsrisksinvolve Bankmatches withthedate stampontheAcknowledgement Slip. ive my/ourauthorityandconsenttoSBICAPTrusteeCompanyLimited,actastrusteesfordoingsuchactssigni  wearenotapplyingforthesaidBondsasnominee(s)ofanypersonresidentoutsideIndiaand/orForeignNational(s).Notwiths PartnershipFirmsinthenameofpartner;and : AnApplicantmaymakemultipleapplicationsforthetotalnumberofBondsrequiredandsameshallbeconsideredvalid.Fo for,subscribingto,orseekingallotmentofBondspursuanttotheIssue. gulatory requirements.Bymakingthisapplication,I/Weacknowledgethathaveunderstoodthetermsandconditionsof : Mr.H.Verma; a).

Allotments in the first instance: i. Allotments inthefirstinstance: All ApplicationFormsdulycompletedandaccompaniedbyaccountpayeechequesordraftsrelevantdocuments,asapplicable, Enam SecuritiesPrivateLimitedandSBICapitalMarketsLimited. from theDeemedDateofAllotment.TheactualallotmentBondsmaytakeplaceon on Bonds(asspecifiedintheProspectusTranche-I)shallbeavailabletoinvestors Allotment oftheBondsforthisIssue.Allbenefitsrelatingtoincludinginterest The dateonwhichtheBoardoradulyconstitutedcommitteethereofapproves In dematerialisedformonly. Dematerialised formorphysicalform*asspecifiedbyanApplicantintheApplication (i) At-parcheques;(ii)Demanddrafts. Karvy ComputersharePrivateLimited. NSDL andCDSL. SBICAP TrusteeCompanyLimited. At least100%oftheoutstandingBondsatanypointtime. the Issue.OurCompanyreservesrighttocreatefirstpari-passuchargeonpresent present andfuturereceivablesofourCompanytotheextentamountmobilizedunder The Bondsproposedtobeissuedaresecuredbyafloatingfirstpari-passuchargeon BSE andNSE. Application Date(fullamountispayableonApplication). One Bond. See thesectiontitled"ObjectsofIssue"onpage17Prospectus a dateotherthantheDeemedDateofAllotment. Form. and futurereceivablesforitspresentfinancialrequirements. Tranche -I f theundermentionedBondsoutofIssue.Theamountpayableonapplicationforbelow (Compulsory forminor) DATE OFBIRTH ae 2012 Dated ny E-mail ISSUE CLOSESON : ISSUE OPENSON  Application No. Application No. Others (PleaseSpecify...... ) ApplicantsbelongingtotheCategoryI,infirstinstance,willbeallocatedBondsupto45%of Bank BranchSerialNo. Dated Dated (CDSL) ` 4,684.72CRORES).THISISSUEISBEINGOFFEREDBY Branch: APPLICATION FORM nt) ns no.31aremandatory) myyyy mm d d 66706866 FEBRUARY06, 2012^ :  66706866 ublic noticeofsuchearlyclosureispublished y suchperiod,uptoamaximumperiodof30 JANUARY 27,2012 Limitedliabilitypartnership Date Date Bank's Stamp&Date AGE blic issueoftheBondsindematerialised ey payableonthesubmissionofApplication comefirstservebasis(determinedonthe d /m whowishtoholdtheBondsinphysical edged bytheBankerstoIssue);ii. ategory III,inthefirstinstance,willbe all bedeemedtohavebeenreceived Date ofReceipt each applicationdulyacknowledged d d / m m / d /m icants theacknowledgementslip. /2012 2012 r furtherdetails years aning thereof 2012 d, (ii)my/ ng such tanding C

K HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED : APPLICATION FORMS AVAILABLE AT FOLLOWING LOCATIONS

LEAD MANAGER TO THE ISSUE ENAM SECURITIES PVT. LTD. AGRA :Bajaj Cap,Shop No. 110, Gr Flr, Block No. 27/2/4, Sanjay Palace, Nr Hotel Panchrattan, HDFC Sec,2nd Flr, Deepak Wasan Plaza, 17/2/4,Sanjay Place, Karvy,F4, 1St Flr, Deepak Wasan Plaza,Sanjay Place, (B/h Holiday Inn), Karvy,Shop No 11, Nanak Twrs,Opp.Telegraph Office, Belagunj, Kotak Sec,2/220, Glory Plaza, Suer Sadan Crossing, M.G Rd, Sec,F- 8 & 9, Ist Flr, Block No.- E16/8, Kailash Twr, Sanjay Place, RR Equity,9, Sbi Colony, 1st Flr, Opp. Subhash Park, M.G.Rd, SMC Global,F- 4, Block No 35, Surya Kiran Bldg Nr Metro Bar Sanjay Place, AHMEDABAD :Bajaj Cap,2-L, ‘Akik’ Opp Lions Hall, Mithakhali Six Raod, Nr Nalanda Hotel, Ellisbridge, Centrum Broking,A/1, Narnarayn Cmplx,Swastik Char Rasta, Off. C.G. Rd,Navrangpura, IDBI Capital,314, 3rd Flr Crystal Arcade, B/s BSNL Cmplx, Nr Girish Cold Drink Cross Rd, C G Rd, JM Fin,G-10 Chinubhai Cntr, Gr. Flr,Nehru Bridge Corner,Ashram Rd, Karvy,201, Millenium Plaza, 2nd Flr,Opp Swaminarayan Temple,Nr. Mansi Twr, Vastrapur, Karvy,208 H J House, Nr Rambaug Police Stn,Opp. Ioc Petrol Pump, Rambaug, Mani Nagar, Karvy,27, Suman Twr, 1St Flr, Nr Hotel Havelly,Sector No.11, Gandhinagar, Karvy,7 - 8, 2Nd Flr, 3Rd Eye Bldg,Panchvati Circle, C.G.Rd, Kotak Sec,207, 2nd Flr, Sakar-II, Ellisbridge Corner, Ashram Rd, Kotak Sec,201/A, Amruta Arcade, Nr Maningr Char Rasta, Maninagar, Kotak Sec,B-46, Kamdhenu Cmplx, Opp.Sahajanand College, Panjara Pole, Ambawadi, Motilal Oswal Sec,Bearing no. G-6/7/8/9 & 10,Citypride Cmplx, Nr Nalanda Hotel, Mithakali Circle, Navrangpura, Reliance Sec,Office No 101/B Shivalik - 2, 1st Flr, Abv ICICI Bk, 132' Ring Rd, Satellite, Religare Sec,201,202,203,2nd Flr,Dev Cmplx, Opp Parimal Garden, C.G. Rd, Religare Sec,Dev Cmplx, 2nd Flr, Opp Parimal Garden, C.G. Rd, RR Equity,401, Abhijit-1, Opp. Bhuj Mercantile Bk, Mithakhali, 6 Rd, Navrangpura, ,201/202/301,Dynamic House,Nr Vijay Cross Rd, Navrangpura, SMC Global,3rd Flr, Sun City House, B/ss Pantaloon, Opp Kotak Bk, MithaKhali Six Rd, Standard Char Sec,101, Popular House, Ashram Rd, HDFC Sec,212, ISCON Cntr, Shiv Ranjani Char Rasta, Satellite Rd, Integrated Ent,21, Nirman, Gr.Flr, Behind Navrangpura Bus Stop, Navrangpura, Integrated Ent,LG 12/13/14, H.J. House, Opp. IBP Petrol Pump, Rambaugh, Maninagar, Integrated Ent,B/14 Capital Commercial Cntr,1st Flr,Nr Sanyas Ashram, Ashram Rd, SMC Global,10-A, Kalapurnam,C G Rd,Nr Municipal Market, AHMEDNAGAR :HDFC Sec,B - 22, Lower Gr Flr, Amber Plaza, A Bldg, Stn Rd, Religare Sec,Shop-5, 6, 7 & 8 Himalaya Twrs, Savedi Rd, AJMER :Karvy,12, II Flr,Ajmer Twrs, Kutcheri Rd, ALIGARH :Karvy,1st Flr, Kumar Plaza,Ramgath Rd, Vishnupuri, Religare Sec,1st Flr, Center Point Market, Samad Rd, ALLAHABAD :Karvy,138/13, Nai Bazar (Abv Yash Automobiles Hero Honda Agencies),Opp. Nsic (Udyog Nagar), Naini, Karvy,2nd Flr, Rsa Twr, B/s Hdfc Bk,57, Sardar Patel Rd, Civil Lines, Kotak Sec,M-4, Mezzanine Flr, LDA Center, 2, Sardar Patel Rd, Civil Line, Religare Sec,C/o Brij Ford, 2, S.P. Rd, Civil Lines, AMBALA :Karvy,5509, Nichoson Rd,Adjacent Kos Hospital Ambala Cantonement, Karvy,SCF 15 Vikas Vihar, AMRITSAR :HDFC Sec,SCO - 5, D. S. C.Ranjit Avenue, Karvy,72-A Taylor’s Rd,Opp.Aga Heritage Gandhi Gr, Kotak Sec,Unit No.FUF-7, Central Mall, 32, Mall Rd, Religare Sec,Ist Flr, Nagpal Twrs -II, SCO-44, Distt. Shopping Center, Ranjeet Avenue, ANAND :HDFC Sec,Office No. 206, 2nd Flr, Madhav Cmplx, Grid Cross Rd, Karvy,F-6, Chitrangana Cmplx,Opp. Motikaka Chawl ; V V Nagar, Kotak Sec,3rd Flr, ‘Sanket’, Nr GRID, RR Equity,G- 1, Silver Oaks,Opp. Swayambar Party Plot V.V.Rd, Sharekhan,F-5 Prathna Vihar,Anand Vidya Nagar Rd, ASANSOL :Karvy,18 G T Rd,3rd Flr, AURANGABAD :HDFC Sec,Office A - 8, 1st Flr, A wing, Gurunath Sankul,Shriram Chowk, Shreya Nagar, kalda Corner, Karvy,Shop No.214/215,Tapadiya City Cntr, Nirala Bazar, Religare Sec,1st Flr, Bhaskar Meridian, Opp. Swatantra Sainik Colony, Nageshwarwadi, BANGALORE :ENAM SECURITIES PVT LTD,10/3, GROUND FLOOR,NO.29, EMPIRE INFANTRY,INFANTRY ROAD,Ph:40333222, Bajaj Cap,197, Sampige Rd, Nr 11th Cross, (Abv Karnataka Bk) Malleshwaram, Bajaj Cap,4, Lakshmi Mansion, 81/B,8th Main Rd, Opp. Food World, 3rd Block, Jaya Nagar, Bajaj Cap,759, Shri Jayalakshmi Nivasa, 100-ft Rd, Indira Nagar, (Opp. SBI Personal Bk), Bajaj Cap,Raheja Arcade, 1st Flr, 122, Koramangala, Bajaj Cap,Rajaji Nagar 293/1, 17th Main Rd ‘D’, IIIrd Block, Rajaji Nagar, Bajaj Cap,Unit 104-107, First Flr, ‘A’ Wing, Mittal Twrs, M.G. Rd, Centrum Broking,194,Akruti Chambers, Binnamangala II, Double Rd, Indaranagar, HDFC Sec,Mount Kailash, 33/5, B-Wing, Gr. Flr.,Meanee Avenue Rd, Ulsoor, Nr. Lake Side hospital, IDBI Capital,No. 63, Right Wing, 1st Flr, K. H. Rd, (Double Rd), Opp. BMRTC Big Bazaar, Abv Vodaphone Store, Integrated Ent,No 12, Ramanuja Plaza, Gr Flr, 5th Cross, Malleswaram, Integrated Ent,No A 16 and A 17, Gr Flr 10th Main Rd, 3rd Block,Jayanagar, Integrated Ent,No. 671, 17th D Cross, Indiranagar 2nd Stage, Integrated Ent,971, G.K. Twrs, 1st Flr, 1st A Main, St.Bed Layout, 4th Block, Koramangala, Integrated Ent,1296 1st Flr, 30th Main Rd Banashankari 2nd Stage, JM Fin,97/4 Residency Rd, Karvy,165 & 166, Manjunatha Chambers,Shankarnagar Main Rd, Karvy,1714/14-1, 1St Flr, Ksh Chambers,21St Main Rd,Behind Maruti Mandi, Vijayanagar, Karvy,201,Suraj Plaza, 8 F Main Rd,3rd Block, Jayanagar, Karvy,2019/A,1st Flr, 3rd B Corss,B Sector, Yelahnaka New Town, Karvy,24, Ganesh Krupa, Rear Block, Kalidasa Rd,1St Main Rd,Gandhi Nagar, Karvy,337, GF-3, Karuna Cmplx,Sampige Rd, Opp. New Vegetable Market, Malleshwar, Karvy,746, 1St Flr, Krishna Temple Rd,Indira Nagar 1st Stage, Indira Nagar, Karvy,A/8, 1St Flr, Khb Colony,Opp. Mciroland, 80 Feet Rd, Koramangala, Karvy,No.279, 3Rd Flr, 67Th Cross,5Th Block, Rajajinagar (Nr Bhashyam Cirlce), Karvy,No.51/2, Tkn Cmplx, Vanivilas Rd,Opp. National College, Basavanagudi, Karvy,No.628, 8Th Main,3Rd Stage, 3Rd Blcok, Basaveshwar Nagar, Karvy,Skanda, No 59,Putana Rd, Basavanagudi, Kotak Sec,‘Umiya Landmark’–II Flr., No:10/7 -Lavelle Rd, Kotak Sec,No 201, soundrya sampige Cmplx, Sampige Rd, No 412, 8th Cross, Malleswaram, Reliance Sec,2nd Flr,No 43, PM Cmplx,Cambridge Layout, 2nd Cross, Saibaba Temple Rd, Ulsoor, Religare Sec,4th Flr, Almas Cntr No. 87, Mahatma Gandhi Rd, RR Equity,S-111,Manipal Cntr,47,Deckenson Rd, Sharekhan,2307, Swanlines Bldg, 12th Main Rd, Jayanagar 3rd Block East, SMC Global,Premises-7,8,9,10,Gr Flr,Gold Twr,50,Residency Rd, Standard Char Sec,J.R. Cmplx, No.21/1, Hosur Main Rd, Nanjappa Layout, Adugodi, Standard Char Sec,Gr Flr, Sri Bhavana Thilaka, 4/2 Millers Rd, BAREILLY :Karvy,1st Flr, 165, Civil Lines, Opp. Hotel Bareilly Palace,Nr Rly Stn, Sharekhan,148 Civil Lines, BELGAUM :HDFC Sec,CTS No. 5854, Congress Rd, Tilakwadi, Kotak Sec,Shri Laxmi Sankul Cmplx, T-01, 3rd Flr, Abv Cosmos Bk, Maruti Galli, BHAGALPUR :Karvy,2nd Floor, Chandralok Complex,Nr Ghantaghar, Radha Rani Sinha Rd, BHARUCH :HDFC Sec,3rd Flr, Akshat Plaza, Abv HDFC Bk, Nr Link Rd, Karvy,Ff 47/48, Aditya Cmplx,Opp. Kasak Fuwara, Bharuch, Kotak Sec,235-236, Harihar Cmplx, Zadeshwar Rd, BHATINDA :Karvy,2048, 1st Flr, Opp. Canara Bk,The Mall Rd, Bhatinda, BHAVNAGAR :HDFC Sec,Office no. 7, 1st Flr, Gopi Arcade, Waghawadi Rd, IDBI Capital,108 1st Flr, Shopper’s Point, Parimal Chowk, Waghawadi Rd, Karvy,301, Surabhi Mall,Nr Icici Bk,Waghawadi Rd, RR Equity,251 Madhav Darshan,Waghawadi Rd, Sharekhan,Gangotri Plaza, 8A 3rd Flr, Opp Dakshinamurti School, Waghawadi Rd, BHILAI :HDFC Sec,3rd Floor, Chauhan Estate, Nr Chandra Mourya Talkies, GE Rd, Karvy,New Civic Cente Shop No 138, BHOPAL :Bajaj Cap,Shop No. 6, First Flr, Jyoti Cinema Cmplx, M.P. Nagar, Zone1, IDBI Capital,Harisons House, Upper Gr Flr, 6 Malviya Nagar, Integrated Ent,Manasarovar Cmplx, FM 14, ‘C’ Block, 1st Flr, Nr Habibganj Rly Stn, Habibgang Stn Rd, Karvy,Kay Kay Business Cntr,133, Zone 1, MP Nagar, Kotak Sec,Third Flr, Alankar Palace, 10-11, MP Nagar, Zone 2, Religare Sec,Ranjit Twr, Ist Flr, Plot No. - 8, M.P. Nagar, Zone - 2, Standard Char Sec,K.K. Plaza, Plot No. 1, Zone 2, Maharana Pratap Nagar, BHUBANESHWAR :Bajaj Cap,Plot No. 1/A, Gr Flr, Stn Square, Kharvel Nagar, HDFC Sec,Plot No. 10, District Cntr, Chandrashekharpur, IDBI Capital,IDBI House, Janpath, Unit IX, Integrated Ent,39 F, I Flr,Kalika Jewellery and Sons,Ashok Nagar, Karvy,624, Saheed Nagar, 1st Flr,Janpath, Karvy,Plot No. 104/105 P,B/ss Pal Heights Hotel, Jayadev Vihar, Kotak Sec,Plot No – 24, 2nd Flr., SCR, Nr Bazaar Kolkata, Bapuji Nagar, Janpath, Reliance Sec,3rd Flr, Gitanjali Cmplx,Lewis Rd,Bhubaneshwar, Religare Sec,Plot no-24 SCR, Bapuji Nagar, RR Equity,3-4 Anand Plaza, Laxmi Sagar,Square Cuttack Rd, SMC Global,House No.5, Janpath Unit-3, Standard Char Sec,5, Janpath, Unit - 3, Kharavel Nagar, BOKARO :Karvy,B-1,First Floor,City Cntr,Nr Sona Chandi, Sector-4, Bokaro City, RR Equity,GA-18,City Center Sector-4 Bakaro Steel City, BURDWAN :Karvy,Birhata (Halder Cmplx),63, G T Rd, CALICUT :HDFC Sec,Techno Chemical Ind. Techno Top Bldg., V.M. Basheer Rd, Karvy,1st Flr, Savithri Bldg,Opp.Fatima Hospital, Bk Rd, Karvy,1st Flr, Soubhagya Shopping Cmplx,Mavoor Rd, Arayedathypalam, CHANDIGARH :Bajaj Cap,SCO 341 - 342, First Flr, Sector 35B, IDBI Capital,SCO 86, 1st Flr, Sector 44 C, Karvy,Sco 32, 1St Flr, Phase 7,S A S Nagar, Mohali, Karvy,Sco 32, 1St Flr, Phase 7,S A S Nagar, Mohali, Kotak Sec,SCO-14-15, 2nd Flr, Madhya Rd, Sector-8C, Religare Sec,SCO - 56-58, Sector - 9 - D, Madhya Rd, RR Equity,SCO-222-223,Gr. Flr,Sector-34A, Sharekhan,SCO :185,1st Flr, Sector 38-C, Standard Char Sec,Sco-35-F.F,Sec-21-C, CHENNAI :ENAM SECURITIES DIRECT PVT LTD,11, VIJAY DELUX APTS, 7/4 FIRST MAIN ROAD, CIT COLONY, MYLAPORE,Ph:39184335 / 4226, Bajaj Cap,Bridge Port, New No. 29, Old No. 12, Burkit Rd, T. Nagar, Bajaj Cap,No. 7, R.K. Mutt Rd, (Nr Indian Bk) Mylapore, Bajaj Cap,Shop No. 4, Plot No. 3, 29th Street, Nanganallur, Bajaj Cap,Shop No. 4, Trinity Cmplx, No.110, 4th Avenue, Ashok Nagar, Bajaj Cap,Shop No. 5, Gr Flr, Vikas Plaza, 37/C, Velachery, Tambaram Rd, Bajaj Cap,W-111, First Flr, 3rd Avenue, Anna Nagar, Bajaj Cap,Wellington Plaza, 3rd Flr, 90, Anna Salai, Bajaj Cap,K.R. BldgS, No. 12, L.B. Rd, Adyar, Centrum Broking,Ganesh Enclave, 39 Gopalapuram, 1st Street, HDFC Sec,Aysha Cmplx, 2 nd Flr, 208, Anna Salai, IDBI Capital,Flat No. D, 1st Flr, Deve Regency, No. 6/11, 1st Main Rd, Gandhi Nagar, Adyar, Integrated Ent,Gr Flr, 15, Balaram Rd, Integrated Ent,Plot No.46, No.3A, Pallam Street,(Opp.to Bharat Petrol Bunk) Secretariat Colony, Ambattur, Integrated Ent,NO.W-65 A1, TLV Manor, Gr Flr, ( Opp Twr Club), Annanagar, Integrated Ent, New No.8, II Flr, 10th Avenue, (Abv Krishna Sweets), Ashok Nagar, Integrated Ent,No.53 and 55, First Flr, Shop-C, Stn Rd, Radha Nagar, Chrompet, Integrated Ent,New No 227, Thambu Chetty Street,First Flr (Nr Kalikambal Kovil),George Town, Integrated Ent,New No. 18/1, Gr Flr, Balaiah Avenue, Mylapore, Integrated Ent,15, 14th Street, 3rd Main Rd, Nanganallur, Integrated Ent,56, Madhavaram High Rd, First Flr, Opp.SBI, Perambur, Integrated Ent,NO.9, Vinayagar Koil Street, New Colony, ( Nr St. John’s School) Porur, Integrated Ent,No.15/137, Sakthi Vinayagar Koil Street, Sakthivel Nagar, Peravallur, Integrated Ent,135, (Old No.33), 1st Flr, Ayyaswamy Street, (Opp to ICICI Bk & Nilgiris ),West Tambaram, Integrated Ent,42/1, Motilal Street, T.Nagar, Integrated Ent,1st Flr, Kences Twrs, 1, Ramakrishna Street, North Usman Rd, T.Nagar, Integrated Ent,189/2, 100 Feet By-pass Rd, Next to Appasamy Hospital,Vijayanagar,Velachery, Integrated Ent,Block-E, B-1 Giri Apartments,26-A Arcot Rd, Virugambakkam, Integrated Ent,36, Thambaiah Reddy Rd North Extn, West Mambalam, JM Fin,Gee Gee Crystal - 5th Flr,91-92. Dr.Radhakrishnan Salai,Mylapore, Karvy,48, First Main Rd,First Flr, Nanganallur, Karvy,7, Sriperambadur Rd,Manavalan Nagar, Thiruvallur, Karvy,77 A, Naidu Shop Rd, First Flr, Radha Nagar Main Rd, Chrompet, Karvy,A- 8, 3Rd Flr, Mahbubani Twrs,No. 48, Dr. D N Rd, T. Nagar, Karvy,Doshi Gardens, Shop No.10, 2Nd Flr, D-Block,174, N S K Salai, Vadapalani, Karvy,F-22, Prince Twr,94-113, Purasaiwakkam High Rd, Karvy,F-3, Adayar Business Court, Old No.25,New No 51,Gandhinagar 1St Main Rd, Karvy,G-1, Swati Court, 22, Vijaya Raghava Rd,T Nagar, Karvy,Sundar Krishna Cmplx, 3Rd Flr,No.8, Luckmodoss Street, Karvy,T-92, Gr Flr,3Rd Avenue Main Rd,Nr Hotel Nalas Appa Kadai, Annagar, Kotak Sec,GRR Business Cneter, No.21, Vaidyaraman Street, T Nagar, Reliance Sec,Reliance House, Gr Flr, No. 6, Haddows Rd, Opp.Shashtri Bhanan, Nungambakkam, Religare Sec,4th Flr, City Twr, No. 117, Theagaraya Rd, T. Nagar, RR Equity,3rd Flr.,Percision Plaza,New -397, Teynampet, Anna Salai, Sharekhan,G-2,Salzburg Square,107-Harrington Rd,Chetpet, SMC Global,2nd Flr, ‘A’ Mookambika Cmplx,No.4, Lady Desikachari Rd,Mylapore, Standard Char Sec,Jamals Santhini, 1/1, II nd Main Rd, Seethammal Colony, Alwarpet, Standard Char Sec,W-123, 1st Flr, 3rd Avenue, Anna Nagar, Systematix Shares,4th Flr, Block C & D; Ega Trade Cntr,809, Poonamallee High Rd, Kilpauk, COIMBATORE :Bajaj Cap,No. 575, D.B. Rd, First Flr, (Nr Head Post Office) R.S. Puram, HDFC Sec,Ashirwad, 36, D. B. Rd, R.S. Puram, IDBI Capital,2nd Flr, 16, Sathya Moorthy Rd, Opp. Ayyapaseva Sangam, Ramnagar, Integrated Ent,Janaki Apts., Gr Flr, 29/176, Ramalingam Rd (West), R.S. Puram, Integrated Ent,Shop No.19 / 20 Gr Flr, Aarpee Cntr,320 N NSR Rd, Saibaba Colony, Karvy,29/1, Chintamani Nagar, Opp. Indian Overseas Bk,Nsr Rd, Saibaba Colony, Karvy,Jaya Enclave, 1057/1508,Avanashi Rd, Kotak Sec,1st Flr, Red rose chamber, 1437,Trichy Rd, Religare Sec,Gowtham Cntr, No. 14, 2nd Flr, 1055 / 22, Avinashi Rd, Sharekhan,Vignesvar Cresta,2nd Block 3rd Flr,1095-Avinashi Rd,P N Palayam, CUTTACK :Karvy,Dargha Bazar,1st Flr, Karvy,Opp. Jagannath Petrol Pump, Arunodaya Market,Link Rd, DEHRADUN :Bajaj Cap,15, Rohini Plaza, 11-E Rajpur Rd, Karvy,48/49, Patel Market, Opp. Punjab Jewellers,Nr Gandhi Park, Rajpur Rd, Karvy,Kaulagarh Rd,Nr Sirmour Rd, Kotak Sec,1st Flr, Swaraj Cmplx, 72, Rajpur Rd, Opp Hotel Madhuban, Religare Sec,303, IInd Flr, Laxmi Chambers, 69, Rajpur Rd, Opp. Meddo Plaza, RR Equity,56, 1st Flr, Rajpur Rd,Opp. Madhuban, DHANBAD :Bajaj Cap,Ozone Plaza, 1st Flr, Bk More, HDFC Sec,2nd Flr, Commerce House 2, Shastri Nagar, Integrated Ent,Shri Ram Plaza, 3rd Flr, Shop No.308, Bk More, Kotak Sec,1st Flr, Commerce House - 2, Abv Ashoka Bajaj Showroom, Shastri Nagar, RR Equity,218,Sri Ram Plaza 2nd,Flr Bk More, DURGAPUR :HDFC Sec,Kwality Hotel Cmplx,1st Flr,Bhiringi more,Nachan Rd, Karvy,Old Dutta Automobile Bldg,1St Flr, Benachity, Malancha Rd, RR Equity,Banerjee House- Dakshinayan Durgapur, ERODE :Karvy,4, Veerapan Traders Cmplx, Opp. Erode Bus Stand,Kmy Salai, Sathy Rd, Sharekhan,Akhil Plaza, Block No.1, T.S.No.121, Perundurai Rd, Opp to Padmam Restaurant, FARIDABAD :Karvy,A-2B, 1St Flr,Neelam Bata Rd, NIIT, RR Equity,Shop No. 55, 1st Flr, Nr Flyover,Neelam Chowk,NIIT, GANDHIDHAM :Karvy,Office No.12, Komal Cmplx,2Nd Flr, Plot No 305,Nr Shivaji Park, Sector 12-B, Religare Sec,1st Flr, Khalsa Avenue, Sector - 1/A Plot No 210, Kutcha Kala Rd, GHAZIABAD :HDFC Sec,1st Floor, C-53, Raj Nagar Dist Center, Next to HDFC Bank, Rajnagar, Karvy,1st Floor,C-7, Lohia Nagar, RR Equity,114, Satyam Complex, Raj Nagar DC, Raj Nagar, GORAKHPUR :Bajaj Cap,Gr Flr, A D Twrs, Bk Rd, Karvy,Abv V.I.P. House,Adjacent A.D. Girls College, Bk Rd, RR Equity,Gupta Metal Stores, Harbans Gali, Hindi Bazar, GUNTUR :Integrated Ent,6-9-15,9/1 Aurndelpet, Karvy,10/1,Sai House,Arundelpet, GURGAON :Bajaj Cap,Sec 14 102, AKD Twr, Upper Gr Flr, Nr HUDA Office, Sector-14, Bajaj Cap,Super Mart B-201, Super Mart - 1, DLF City Phase - IV, HDFC Sec,O- 139, 1st Flr, DLF Shopping Mall, DLF Phase -1, Karvy,Shop No.18, Nr Huda Office, Gr Flr,Opp. Akd Twr, Sector 14, Kotak Sec,O - 107 Arjun Shopping Mall, Arjun Nagar, DLF Phase1, RR Equity,101,Apna Bazaar, Sharekhan,GF 10 JMD Regent Square,DLF Phase II,Nr Chakarpur Opp Sahara Mall,Main Mehrauli Gurgaon Rd, GUWAHATI :Bajaj Cap,Room No.102, 1st Flr, Dunfur Apartment, R G Baruah Rd, HDFC Sec,1st Flr, Pushpanjali Cmplx, 126, G.S. Rd, Bhangagarh, Village Japorigog, Mouza Beltola, District Kamrup, IDBI Capital,C/o IDBI Ltd., IDBI House, 4th Flr, North Eastern Zonal Office, G. S. Rd, Karvy,2Nd Flr, Ram Kumar Plaza, Chatribari Rd,Nr Himatshinga Petrol Pump, Kotak Sec,Akshay Twr, 4th Flr, Opp. Rupayan Arcade, Fancy Bazar, S.S. Rd, Religare Sec,4th Flr, Ram Kumar Plaza, Chatribari Rd, Nr Himatsingka Petrol Pump, GWALIOR :Karvy,52, Mayur Market, First Flr,Nr Petrol Pump, Thatipur, Gandhi Rd, Karvy,Nr Nadigate Pul, Mlb Rd,Shinde Ki Chawani, HISSAR :Karvy,SCO 71, Red Square Market,1st Flr, Religare Sec,SCF - 8, Red Square Market, HUDA Commercial Estate No-1, HUBLI :Kotak Sec,V A Kalburgi Cmplx, Gr Flr, B/ss Vivekanand corner, Desai Cross, Deshpandenagar, Religare Sec,Shop- 4, Pacific Plaza, Vivekanand Hospital Rd, Deshpande Nagar, HYDERABAD :ENAM SECURITIES DIRECT PVT LTD,6- 3-650/217B & C, MAHESHWARI CHAMBERS, 2ND FLOOR,SOMAJIGUDA,Ph:39893626/30658502, Bajaj Cap,3-6-522, 2nd & 3rd Flr, Archies Showroom, Opp. KFC, Himayath Nagar, Bajaj Cap,No.3/MIG-I, Nr ICICI Bk, K.P.H.B. Colony, Kukatpally, Bajaj Cap,Shop No. 4, Gr Flr, Swarnajayanthi Cmplx (HUDA) Ameerpet, Bajaj Cap,Shop No.10, First Flr, Minerva Cmplx, 94, S.D. Rd, Secunderabad, Centrum Broking,6-3-1111/311, Babukhan Mall,Somajiguda, HDFC Sec,Gr Flr, 7-1-210, Ameerpet, IDBI Capital,C/o IDBI Ltd., 3rd Flr, IDBI House, D. No. 5-9-89 / 1 & 2, Chapel Rd, P. B. No. 370, Integrated Ent,No.5-10-197/A, G4, I Flr, Reliance Krishna Apts, B/s Kalanjali Bhavan, Navad Pahad, Hill Fort Rd, Basheernbagh, Integrated Ent,202,Second Flr, Karan Cntr Sarojin Devi Rd, Secunderabad, JM Fin,9-10 Uma Chambers,3rd Flr, Banjara Hills, JM Fin,3rd Flr, 305 Jade Arcade, Opp Paradise Hotel, M G Rd, Secundrabad, Karvy,15-6-464/470, 1St Flr,Salasar Cmplx, (Nr Fish Market), Begum Bazar, Karvy,1st Flr, Plot No.2, 1-1-128/B, Chanda Nagar,Serilingampally, Nr BHEL, Karvy,3-6-196/197, First Flr,Himayat Nagar, Karvy,Bldg-160 (Part),Opp. Mayfair Cmplx, Rasoolpura, S P Rd, Secunderabad, Karvy,Block-176, Opp. Chola Residency,Old Vasavi Nagar, Kharkana, Secunderabad, Karvy,Karvy Cntr, Gr Flr,Avenue 4,Street No.1, Banjara Hills, Karvy,Sai Vikram Twrs, 1St Flr Flat No 11, Kukatpally Main Rd,Nr Kukatpally Bus Stop, Kukatpally, Karvy,Vijetha Golden Empire, Flat No. 103, First Flr,H No.16-11-762/762B & C, B/s Anadal Nilayam, Moosarambagh, Kotak Sec,9-1-777, 4th Flr, B/s ITC Bldg, S D Rd, (LANE Opp to DBR Diagnosis), Motilal Oswal Sec,201, Lumbini Amrutha Chambers,Nr Nagarjuna Circle, Rd No.3, Banjara Hills, Reliance Sec,101/A, Sagacity’s Sivarama Twrs,3-6-288/3, Hyderguda, Religare Sec,2nd Flr,7-1-59/2&59/6, Mandhana Twrs,Ameerpet, Religare Sec,Cauvery City Plaza, IInd Flr|| Sunder Nagar, Sharekhan,7-1-22/3/1-5/C,Afzia Twrs,1st Flr,Begumpet, Standard Char Sec,UG - 13, Mekins Maheshwari Mayank Plaza, 6-3-866 / 1 / A, Greenlands, Ameerpet, Systematix Shares,3-6-142/A/3,2nd Flr,Opp.HDFC Bk Ltd,Abv Galaxy Café,Himayat Nagar Main Rd, INDORE :Bajaj Cap,Shop No. 3, City Plaza, M.G. Rd Nr Regal Cinema, HDFC Sec,Portion 102/103, 1st Flr, Sterling Arcade, Plot no. 15/3, Race Course Rd, IDBI Capital,Plot No. 11A / A, 1st Scheme No. 54, Opp. Satya Sai School, Vijay Nagar, A. B. Rd, JM Fin,UG-7 & 8, Gr Flr, D M Twr,21/1, Race Course Rd, Karvy,Balaji Coporate, 19/1, New Palasia,Nr Jangeerwala Chowraha, Kotak Sec,314, Citi Cntr, 570, M.G. Rd, Religare Sec,Mazznine Flr, Sterling Twr, 2, M.G. Rd, RR Equity,206 Gold Arcade, 1/3 New Palasia, Sharekhan,102-104 Darshan Mall,15/ 2 Race Course Rd, Standard Char Sec,UG - 4,5 & 6, Royal Diamond, Y.N. Rd, Opp.St Bk Of Indore, Systematix Shares,206/207, II Flr, Banshi Trade Cntr,565 / 581M G Rd, JABALPUR :Kotak Sec,Jain Twr, 3rd Flr, Ruseel Chowk, Religare Sec,Gr Flr, 1627, Shastri Bridge Chowk, Napier Town, RR Equity,Shop No. 5, Unique Twr, Shashtri Bridge Chowk,Opp. ICICI Bk, Sharekhan,2nd Flr, Mangalam Bldg, 103, Napier Town, Shastri Bridge Rd, JAIPUR :Bajaj Cap,G-3, Anukampa Twr, Opp. SangamTwr, Church Rd (M. I. Rd), HDFC Sec,B-5, Lalkothi, District Shopping Cntr, Tonk Rd, IDBI Capital,314 3rd Flr, Ganpati Plaza, M. I. Rd, JM Fin,JM Financial,G-7 & G-8,Brij Anukamba,Plot No.K-13, Ashoka Rd,C-Scheme, Karvy,S-16/A, Land Mark, Opp. Jai Club,Mahaveer Rd, C - Scheme, Kjmc Capital,41, Jai Jawan Colony, II Tonk Rd, Nr Sanghi Motors, Durgapura, Kotak Sec,305-308, 3rd Flr, Green House, O-15,Ashok Rd, C-Scheme;, Reliance Sec,Fourth Flr Green House,Ashok Rd,C-Scheme, Religare Sec,502, Luhadia Twrs, K - 11, Ashok Rd, C - Scheme, Religare Sec,No.501& 605, 5th & 6th Flr Luhadia Twr, K-11, Ashok Rd Nr Ahinsa Circle, C Scheme, RR Equity,7,Katewa Bhawan,Opp. Ganapati Plaza, MI Rd, Sharekhan,7 Katewa Bhawan,Opp Ganpati Plaza,M. I. Rd, Sharekhan,Flat No 401/402, 4th Flr, Green House,Ashok Rd, C-scheme, SMC Global,401,Fourth Flr Shyam Anukampa Opp HDFC Bk, Ashok Rd, C-scheme, Standard Char Sec,8, Katewa Bhawan, 1st Flr, Opp. Ganpati Plaza, M.I. Rd, Systematix Shares,201, GauravTwr,Malviya Nagar, JALANDHAR :HDFC Sec,Landmark, 2nd Flr ( front side), 188-A, Model Town, Karvy,Lower Gr Flr, Office No.3, Prime Twr,Plot No.28, G T Rd, Kotak Sec,2nd Flr, 465, Lajpat Nagar Market;, Religare Sec,Gobind Niwas, 2nd Flr, 36 GT Rd, JALGAON :Karvy,Laxminarayan Plaza, 148, Navipeth,Opp. Vijaya Bk, JAMMU :Karvy,1st Flr, 29 D/C, Nr Service Selection Board,Gandhi Nagar, JAMNAGAR :HDFC Sec,Office No. 401, 4th Flr, ‘MADHAV SQUARE, Limda Line Rd, Opp. Avantika Cmplx, Karvy,G-12,Madhav Plaza,Opp-Sbi Bk,Nr Lal Bunglow, Kotak Sec,701, 5th Flr, City Point, Stn Rd, Nr Town Hall, Sharekhan,4/5, Avantika Commercial Cmplx, 2nd Flr, Limda Lane Corner, JAMSHEDPUR :HDFC Sec,2nd Flr,Shaurya Arcade,New SNP area,sakchi, Integrated Ent,Shop No.8, Meghdeep Apts, H No.5, Line No.2, Q Rd, Bistupur, Karvy,3rd Flr, Kanchan Twrs,3 Sb Shop Area, Bistupur Main Rd, Kotak Sec,Bharat Business Cntr, Ho No.2, 2nd Flr, Rm No. 8, Ram Mandir Area Bistupur, Sharekhan,B1/2, 2nd Flr Bhadani Trade Cntr,Bistupur, JODHPUR :HDFC Sec,3rd Flr, 178, Narayanam, Upper Chopasni Rd, Karvy,203, Modi Arcade,Chopskini Rd, Kotak Sec,1st Flr, Gulab Bhawan, Chopasani Rd, Religare Sec,644, 3rd Flr, Nr Manidhari Hospital, Residency Rd, RR Equity,77, Prem Vihar, Opp-Chopasni School,Chopasni Rd, Sharekhan,A-3 1st Flr,Olympic Twr,Stn Rd, SMC Global,201, Poonam Cmplx, III-C Rd, Sardapura, :Bajaj Cap,106, Ratan Esquire, 14/144, Chunni Ganj, HDFC Sec,515 & 516 Kan Chamber1 14/113 Civil Lines, Karvy,15/46, Civil Lines, Nr Muir Mills,Stock Exchange Rd, Karvy,81/4, Block No. 9,Govindnagar, Kotak Sec,312- 315, 3rd Flr, 14/113, Kan Chambers, Civil Lines, Nr UP Stock Exchange, Religare Sec,1,Gr Flr, Kan Chabmers, 14/13, Civil Lines, RR Equity,26 L.G.F. Roland Twr 17/5 The Mall, Standard Char Sec,15 / 59, ‘O’ Civil Lines, KARAIKUDI :Integrated Ent,Mahendra Cmplx, 7/1, Poisollameyyar Street, New Town, KOCHI :Bajaj Cap,Rubicon Bldg, S.A. Rd, South Over Bridge, Valanjambalam, HDFC Sec,Sudhas Bldg,2nd Flr, Madhav Pharmacy Junction, Bannerjee Rd, Ernakulam, IDBI Capital,2nd Flr, Pavana House, K. P. Vallon , K. P. Vallon Rd, Kadavanthra, Integrated Ent,RAJ SOUDH’, I Flr, 39/3477, M.G.Rd, Ernakulam, Karvy,1st Flr, Pindys Cmplx,Market Junction, Tripunithura, Karvy,7/462, B5, Trans Avenue, Ne Ekm Dist Coop Bk,Headquarters, Kakkanad, Karvy,D. No. 6/0290, Opp. Hazi Essa School,Gujarathi Rd, Mattancherry, Karvy,G 39, Panampally Nagar,Opp. Kerala State Housing Board, Kotak Sec,40/1400, 11th Flr, Ensign Enclave, Jos Junction, M.G. Rd., Religare Sec,35/65-D,3rd Flr, Thadikaran Cntr, Palarivattom, Sharekhan,Chicago Plaza, 1st Flr, Rajaji Rd, Ernakulam, Standard Char Sec,1st Flr, Sana Twr, 39/2579C, M.G. Rd, Ernakulam, KOLHAPUR :Bajaj Cap,Gr Flr, Damodar Enclave Apartment, 10th Lane, Rajaram-puri, HDFC Sec,Office No. 7A, 1st Flr, Gemstone, 517/2, New Shahupuri, Nr Central Bus Stand, Karvy,Omkar Plaza 1 St Flr,Unit F - 2 & F - 4,Rajaram Rd, Bagal Chowk, Religare Sec,C-3, 1st Flr, Royal Prestige, E-Ward, Sykes Extension, Sharekhan,Office No 5, 3rd Flr, Ayodhya Twr, C S Number 511/KH, 1/2 E Ward, Dhabolkar Corner, KOLKATA :ENAM SECURITIES DIRECT PVT LTD,S-205, IDEAL PLAZA, 11/1,SARAT BOSE ROAD,Ph:32426310/30588154, Bajaj Cap,182, Jessore Rd (Satgachi Crossing), Dum Dum, Bajaj Cap,25/A, Raja Ram Mohan Roy Rd, Bajaj Cap,5th Flr, Room No. 507, 7/1, Lord Sinha Rd, Bajaj Cap,9, Ezra Street, Bajaj Cap,B-9/20 (C. A), P O. Kalyani, Dist. Nadia, Kalyani, Bajaj Cap,C-36, Lakshmi Narayan Colony, Po. Naktala, PS. Jadavpur, Bajaj Cap,First Flr, 4 Jatin Bagchi Rd, Bajaj Cap,Gagananchal Cmplx, Shop No. 38A, 37, Dr. Abani Dutta Rd, Howrah, Bajaj Cap,Gr Flr, Shop No. 9, ShreeramNagar, Teghoria, V I P Rd, Bajaj Cap,Martin Burn House, Gr Flr, Room No. 15, 1, R N Mukherjee Rd, Bajaj Cap,Mezanine Flr, Flat No. 3, P - 24A, C I T Rd Scheme VI M, Bajaj Cap,Sec-I BF-192, Sec-I, Salt Lake, Bajaj Cap,Sec-V Plot No. IX-16, Block EP & GP, Sec-V, Salt Lake, Centrum Broking,Suite No. 307, 3rd Flr., Central Plaza, 2/6, Sarat Bose Rd, HDFC Sec,4, Clive Row, Jardines, 3rd Flr, Dalhousie, HDFC Sec,8, Chittranjan Avenue, Barick Bhawan, 3rd Flr, IDBI Capital,Suit No 2 B, 228 A, Landmark Bldg - Seconf Flr, Mintopark,AJC Bose Rd, Integrated Ent,Trikut,Flat No.1-B, 4C Lansdowne Place, Opp. Rd of Ramakrishna Mission Hospital, Integrated Ent,No. 210, A-Wing,2nd Flr, 24.Hemanta Basu Sarani,Mangalam, Integrated Ent,BA-37, Sector -1, PNB Island, Integrated Ent,D/122, Ramgarh, P.O.Naktala, Garia Ganguli Bagan, JM Fin,Kankaria Estate, 8th Flr,6th Little Russell Street, Karvy,19, R N Mukherjee Rd, 2nd Flr, Dalhousie, Karvy,22N/1, Block A,New Alipore, Karvy,49, Jatin Das Rd,Nr Deshpriya Park, Karvy,493/C/A, G. T. Rd (S),Block-G, 1St Flr,Vivek Vihar, Howrah, Karvy,Ad-60, Sector - 1,Salt Lake City, Karvy,P-335, Cit Scheme,6M,Phoolbagan, Kotak Sec,7th Flr, Apeejay House, Block ‘C’, 15, Park Street, Kotak Sec,Govind Bhavan, Gr Flr, 2, Biplabi Trilokya Maharaj Sarani(Brabourne Rd), Motilal Oswal Sec,3rd Flr, Constantia Bldg,Dr. U. N. Bramachari Street, Reliance Sec,107 A, Rashbehari Avenue, 2nd Flr, South Kolkata, Religare Sec,Unit- 410, North Block, 4th Flr, Ideal Plaza, 11/1,Sarat Bose Rd, RR Equity,704,Krishna Bldg.,224,AJC Bose Rd, Sharekhan,Kankaria Estate,1st Flr, 6-Little Russell Street, SMC Global,18,Rabindra Sarani Podder Court Gate No.4, 5th Flr, Standard Char Sec,Mangalam Bldg., 24 & 26, Gr Flr, Hemanta Basu Sarani, Dalhousie, Standard Char Sec,Premises No 152 First Flr, S.P Mukherjee Rd, Standard Char Sec,Shree Manjiri, 1st Flr, 8/1, Sir William Jones Sarani, Camac, Systematix Shares,1 Old Court House corner,Tobacco house,2nd Flr, KOTA :Karvy,29, Shopiing Cntr,1st Flr, Kotak Sec,D-8 First Flr, Shri Ram Cmplx, Opp Multipurpose School, Gumanpura;, Religare Sec,D-8, Unit No.- 104-105, Shriram Cmplx, Opp. Multipurpose School, Gumanpura, SMC Global,4-A-6 Talwandi Kota, Systematix Shares,1st Flr, 18 Sindhi Colony,Rawath Bhata Bus Stand Rd, Gumanpura, LUCKNOW :Bajaj Cap,5, Commerce House, Habibullah Compound, 11, M.G. Rd, Hazratganj, HDFC Sec,56-57, Chander Nagar, 2nd Flr, Alambagh, IDBI Capital,1st Flr, Halwasiya House, 11 M. G. Rd,Hazratganj, Integrated Ent,207 - A, 2nd Flr, Saran Chambers II, 5, Park Rd, Karvy,24, ‘Usha Sadan’,Prem Nagar, Ashok Rd, Karvy,94, Mahatma Gandhi Rd,Opp. Governor House, Hazratganj, Karvy,B-1/2, Vijay Khand,Nr Union Bkof India Gomti Nagar, Karvy,Hig-67, Sector E,Aliganj, Karvy,Ksm Twr, Cp-1 Sinder Dump,Alambagh, Karvy,Tej Krishan Plaza,313/9, Khun Kunji Rd, Chowk, Kotak Sec,1-2 Gr Flr, Commerce House, Habibullah Estate,11 M.G. Rd, Kotak Sec,A-1 ; Ashish Palace,Sector E,Aliganj, Reliance Sec,1st Flr, Metro Chambers, Abv ICICI Bk, adjacent to Shalimar Twr, Opp. Mandi Parishad, Vibhuti Khand, Gomti Nagar, Religare Sec,Gr Flr, RIZ Bldg, 5 Park Rd, RR Equity,G-32,Shriram Twr,13- A,Ashok Rd, Sharekhan,2/159, Vivek Khand, Gomti Nagar, Sharekhan,1st Flr Marie Gold, 4 Shahnajaf Rd,Hazratganj, SMC Global,Radha Krishna Bhawan, Plot No. 3/A, 5 Park Rd, Systematix Shares,12-B N Ghai Lane 120/1Lal Bagh 2nd flr Indra Karan Plaza, LUDHIANA :Bajaj Cap,M-3, ABC Services, SCO-137, Feroze Gandhi Market, HDFC Sec,Unit no. IV, 1st Flr, First Mall, Mall Rd, Karvy,SCO 136, 1St Flr,Feroze Gandhi Market, Kotak Sec,SCO-122, 2nd Flr, Firoz Gandhi Market, Religare Sec,SCO.16- 17,4th Flr, Fortune Chambers, F Gandhi Market, MADURAI :Bajaj Cap,Suriya Twrs, No.5, First Flr, 272/273, Good Shed Street, HDFC Sec,1st Flr, 232, Naicker New Street, Integrated Ent,82, 1st Flr, Vakkil New Street, Karvy,274, Goods Shed Street, Karvy,Plot-654 - 80 Feet Rd,Next To Lakshmi Arasu Kalyana Mandapam, K K Nagar, Karvy,Rakesh Twrs, Opp Nagappa Motor,No.30, By Pass Rd, Kotak Sec,Shop A First Flr, KRV Arcade, AR PLAZA 16 & 17, North Velli Street, Religare Sec,16/17, North Veli Street, C - 2, A R Plaza, III Flr, MANGALORE :Bajaj Cap,Essel Twrs, BS 4, Bunts Hostel Circle, HDFC Sec,Kayar Manj, 2nd Flr, M. G. Rd, IDBI Capital,1st Flr, Bridge Square, Balmatta Rd, Integrated Ent,F-1, 1st Flr, Ram Bhavan Cmplx, Kodialbail, Karvy,Mahendra Arcade, No.4-6-577/21/22,Kodiabail, Kotak Sec,No.4, 3rd Flr, The Trade Cntr, Jyoti Cntr, Bunts Hostel Rd, Nr Jyoti Circle, RR Equity,F-2 1st Flr Adithi Arcade Karangalpay, Sharekhan,T-1 3rd Flr,Utility Royal Twr,K S Rao Rd, MEERUT :Bajaj Cap,G-43, Ganga Plaza, Nr Begam Bridge, HDFC Sec,177/1 P P Plaza, 2nd Flr, Opp. CCS University, Mangal Pandey Nagar, Karvy,1st Flr, Medi Cntr,Opp Eves Cntr Hapur Rd Nr Bachha Park, MEHSANA :HDFC Sec,Shop no. 12 & 13, 2nd Flr, Prabhu Cmplx, Nr Patel Automobiles, MORADABAD :Karvy,First Flr, Singh Bhawan,Chowk Taari Khana Gmd Rd, Religare Sec,Chadha shopping Cmplx, IInd Flr, GMD Rd, MUMBAI :ENAM SECURITIES PVT LTD,KHATAU BUILDING, 2ND FLOOR, 44 BANK STREET, OFF SHAHID BHAGATSING ROAD, FORT,Ph:22677901, ENAM SECURITIES PVT LTD,HARI CHAMBER, GROUND FLOOR, 58/64, SHAHID BHAGAT SINGH ROAD, FORT,Ph:22677901, ENAM SECURITIES DIRECT PVT LTD,201-A, LAXMI TOWERS, BANDRA KURLA COMPEX, BANDRA (E),Ph:66803600, Bajaj Cap,16, Shopper’s Point, Behind Motimahal Restaurent, S V Rd, Andheri - (W), Bajaj Cap,Agra Bldg, Gr. Flr, 7/9 Oak Lane, Fort, Bajaj Cap,Office No. 8, Nandashish Bldg, R. B. Mehta Rd, Ghatkopar (E), Bajaj Cap,R.No 5, Abv Khandelwal Sweets, Opp Thane Rly Stn, Gokhale Rd, Thane (W), Bajaj Cap,Rashesh Bldg, Shop no. 11, 1st Flr, Nr Maxus Mall, 150 ft Rd, Bhayandar (w), Thane, Bajaj Cap,Room No.1, Gr Flr, Sunil Sadan Opp Grand Central Restaurant, M.D.S Rd, Chembur (E), Bajaj Cap,Shop no - 3, Chaman House Co-op Hsg Society,plot no - 34,B/s IDBI Bk Atm, Sion (E), Bajaj Cap,Shop No 1, Dhara Cmplx, Plot No. 3&4, Sec-No 44, Seawoods, Nerul, Navi Mumbai, Bajaj Cap,Shop No 11, Gr. Flr, Dheeraj Heritage Bldg, SV Rd, Santacruz:(W), Bajaj Cap,Shop No 3, 5th Flr, Tardeo Airconditioned Market, Bajaj Cap,Shop No 61, Vasant Sagar, Krishna Bldg, Opp Thakur Cinema, Thakur Village, Kandivali (E), Bajaj Cap,Shop No. 5, Abdul Kadar Jilani Bldg, Gokhale Rd, Opp. Portugese Church, Dadar (w), Bajaj Cap,Shop no.1, Shantinath Apt, Opp star Apt, S V Rd, Borivali (w), Centrum Broking,Centrum House, 4th level, CST Rd, Vidya Nagari Rd, Kalina, Santacruz (E), HDFC Sec,Shop No.10, Gr Flr, Bhomi Saraswati Bldg., Ganjawala Lane, Nr Chamunda Circle, Borivali-w, HDFC Sec,PG-2, Rotunda Bldg. , Mumbai Samachar Rd, Fort, HDFC Sec,I Think Techno Campus, Bldg - B, Alpha, 8th Flr, Nr KanjurRd Stn,KanjurRd (E), HDFC Sec,Shop No. 5, Persian Co-op Housing Society, V. P. Rd, Nr BMC Bk, Andheri (W), HDFC Sec,Shop no.3, Gr Flr,Ankur Housing Society Ltd., K.S.Gadgil Rd, Behind Siddhivinayak Mandir, Prabhadevi, HDFC Sec,Ashok Apartments, Shop No. 3 & 4, Gr. Flr, Opp. Naupada Police Stn, Thane (W), IDBI Capital,Mafatlal Cntr, 3rd Flr, N Pt, IDBI Capital,Shop No. B 4, E Wing, Crystal Plaza, Opp. Infinity Mall, Off New Link Rd, Adarsh Nagar,Andheri (w), IDBI Capital,Shop No. 8, Thacker Twr Premises, Co-Op Society Ltd., Plot No. 86, Sector 17, Vashi, Navi Mumbai, IDBI Capital,Shop No.3, Vikas Palm,Village Pachpakhadi, Integrated Ent,Room No. 210, 2nd Flr, Cntr Square, S.V. Rd, Andheri (W), Integrated Ent,Shop no 7, Veena Beena Cmplx, Opp Bandra Rly Stn, Integrated Ent,No. 4, Gora Gandhi Apts, I Flr, Abv Hotel Samrat, Chandavarkar Lane,Borivali, Integrated Ent,11 and 12, Gr Flr, Neelkanth Commercial Cmplx, Next to Hotel Orchids, Govandi Rd, Chembur, Integrated Ent,F - 4, Gr Flr, F. Kasturchand Bldg, Gokhale Rd South, Opp Portugese Church, Dadar (w), Integrated Ent,107, Triveni Bldg, 1st Flr, Opp. Nityanand Hotel, Jawaharlal Nehru Rd, Dombivli (E), Integrated Ent,59, Sonawala Bldg, Gr.Flr, Bombay Samachar Rd, Fort, Integrated Ent,Shop No. 24, Gr Flr, Odeon Shopping Cntr, Vallabhbaug Lane, Ghatkopar (E), Integrated Ent,No.7 1st Flr,Abhishek commercial Cmplx,Abv Dena Bk,Plotno.104,S V Rd Malad (W), Integrated Ent,Shop No 15, Old Mahavir Bldg,Mahavir Market,Bhandarkar Rd,Matunga (E), Integrated Ent,S-13-14, Gala Kunj Apartments, Dr.Ambedkar Rd, Mulund (W), Integrated Ent,102,Shree Krishna Cmplx CHS Ltd.Dada Patil Wadi, (Next to Ganesh Twrs) Thane-W, Integrated Ent,No.22, 1st Flr, 41,Amrapali Arcade, Vasant Vihar, Pokhran Rd 2, Thane-W, Integrated Ent,Shop No 32, Gr Flr, J.K.Chamber Co Op Hsg Society, Sector 17, Vashi, New Mumbai., Integrated Ent,Shop No.105, 1st Flr, Super Market, Monghibai Raod, Next to Bk of Maharashtra, Vile Parle (E), Integrated Ent,7 and 8 Arthshilp, Gr.Flr, 1349, 1350, Shukrawar Peth, Bajirao Rd, JM Fin,1st Flr, Patel House, Next to Bk of Baroda,M G Rd, Vileparle (E), JM Fin,Palm Court, M- Wing, 4th Flr, Goregaon Link Rd,Malad (W), JM Fin,Gr Flr, Anushka, New Link Rd,Andheri (W), JM Fin,2,3,4 Kamanwala Chambers,P M Rd, Fort, JM Fin,Shop No 6, Dattani Trade Center,Chandra Varkar Rd, Borivali (W), JM Fin,424/425 Kalidas Plaza, V B Lane,Ghatkopar (E), Karvy,101 Sapna Bldg, Abv IDBI Bk,S K Bhole Rd, Dadar (W), Karvy,103, Jivan Chaya Bldg.,Ram Maruti Rd, Naupada, Thane (W), Karvy,16/26, 16/22, Transworld, Maharashtra Chambers Of,Commerce Lane, Opp Mcs Bk, Fort, Karvy,207,Jeevan Udyog Bldg, 2Nd Flr,Abv Khadi Bhandhar,D N Rd, Fort, Karvy,29,First Flr, Patel Shopping Cntr,Opp. Foodland Restaurant,Sainath Rd, Malad (W), Karvy,7, Andheri Industrial Estate,Off:Veera Desai Rd, Andheri (W), Karvy,B-153, Vashi Plaza,Sector 17, Vashi, Navi Mumbai, Karvy,Room No.115, Arun Chambers, 1St Flr,Next To A/C Market, Tardeo, Karvy,Shop-10,Plot No.71-B,Shram Safalya,Nr Chembur Stn,Opp Vhaishali Hotel,Chembur (E), Kjmc Capital,168, Atlanta 16Th Flr, N Pt, Kotak Sec,32, Gr Flr., Raja Bahadur Compound, Opp Bk of Maharashtra, Fort, Kotak Sec,6th Flr, Kotak Twrs, Bldg No. 21, Infinity Park, Off Western Express Highway, Goregaon Mulund Link, Rd, Malad (E), Kotak Sec,Nirlon House, 3rd Flr, Dr Anie Besant Rd, Nr Passport Office, Worli, LKP Sec,Bk Of Maharashtra Bldg., 45/47, Bombay Samachar Rd, Fort, Motilal Oswal Sec,Queens Mansion,2nd Flr, 44, A. K. Naik Rd, Behaind Khadi Gramodyog, Reliance Sec,11th Flr, R-Teck Park, Nirlon Cmplx, W E Highway, Goregaon (E), Religare Sec,301/302, Viraj Twr, Gundavali, Western Express Hightway,Nr landmark Bldg, Andheri (E), RR Equity,18 First Flr,105 bombay Samachar Rd.,Fort, RR Equity,133A, Mittal Twr, A Wing, 13th Flr, N Pt, Sharekhan,Gogate Mansion,Gr Flr 89-Jagannath Shankar Seth Rd,Girgaum,Opera House, Sharekhan,20;Rajabahadhur,Mansion, 1st 5g,2nd Flr, Hamam street, Fort, Sharekhan,Shankar Ashish Bldg, 1st Flr, R.S.Rd, Chandavarkar Cross Rd lane, Abv HDFC Home Loans, Nr ICICI Bk,Borivali (W), Sharekhan,301 & 302, 3rd Flr, Manibhuvan Co-op Hsg Soc.Ltd., Plot No.343, Abv ICICI Bk, S.V.Rd, Pahadi Village, Goregaon(W), Sharekhan,Plot No - 1012, Godawn, Devi Dayal Compound,Next to Crampton & Greaves,Kanjur Village Rd,Nr KanjurRd Stn, KanjurRd- ( E ), SMC Global,258,Perin Nariman Street First Flr Fort, Standard Char Sec,Shop No. 1&2, Shroff Twrs, Sodawala Cross Lane, Borivali (W), Standard Char Sec,Sai Plaza, Gr Flr, Jawahar Rd, Opp. Rly Stn, Ghatkopar (E), Standard Char Sec,Work Stn - 1016, Twr, 201-B/1,1st Flr, W E Highway,Goregaon (E), Standard Char Sec,6, Sanghrajka House, 1st Flr, 431, Dr. D.B. Rd, Opera House, Standard Char Sec,Gr Flr, Anand Commercial Cntr, Nr Asha Parekh Hospital, S.V. Rd, Santacruz (W), Systematix Shares,Mr Mahesh Ojha,JK Somani Bldg,3rd Flr,British Hotel Lane,Fort, British Hotel Lane, Fort, MUZAFFARNAGAR :Karvy,203/99, C Sadar Bazar, Town Hall Rd, Opp. Peace Library,Abv BOI, MYSORE :HDFC Sec,Gr Flr, No. 2951 - A, Kalidasa Rd, V. V. Mohalla, Integrated Ent,133, Shika Twrs, Second Flr, Rama Vilas Rd, Karvy,No.9/2, New Nol.L-350, Silver Twr, 1st Flr,Ashoka Rd, Opp. Clock Twr, Kotak Sec,No:646 - Kiran Mansion - 2 nd Flr, Abv Reliance Fresh, Chamaraja Double Rd, Religare Sec,5 & 12, Vishwamanva Double Rd, Saraswathipuram, NADIAD :Karvy,104-105, City Point,Nr Paras Cinema, Nadiad, NAGPUR :Bajaj Cap,Shop No. 5, Pushpakunja Commercial Cmplx, Central Bazar Rd, Ramdas Peth, HDFC Sec,125, 2nd Flr, Shreeram Shyam Twrs, S.V. Patel Rd, Kingsway, Civil Lines, IDBI Capital,Unit No. 104, Ashish Annexe, Plot J-13 A, WHC Rd, Laxmi Nagar, Integrated Ent,Block -108, Sathyam Twrs, (1st Flr) Plot No.8, Wardha Rd, Dhantoli, Karvy,230-231, 3Rd Flr, Shreeram Twr,Nr Nit Bldg,Sadar, Kotak Sec,Plot no. 5, 3rd Flr, Lotus Gorepeth Layout WHC Rd, Dharampeth, Religare Sec,Jain House Opp Patwardhan High School,Nr Mahabir Motors,Sitabuldi, Sharekhan,Plot No. 79, 1st Flr, Universal Annex, Dharampeth Extension, Opp New Wockhardt Hospital, Shivaji Nagar, Sharekhan,409/412, Heera Plaza, Nr Telephone Exchange Square, Central Avenue, Standard Char Sec,101/102, Shriram Shyam Twrs, 1st Flr, Kingsway, Sadar, NASIK :Bajaj Cap,G 18 & 19, Suyojit Sankul, Tilak Wadi, Sharanpur Rd, HDFC Sec,Vaastu Shree, 2nd Flr, Off Gangapur Rd, Integrated Ent,B Wing, Parshuram Apts, Opp. Times of India Office, College Rd, Karvy,F1, Suyojit Sankul,Sharanpur Rd, Nasik, Kotak Sec,G-5, Suyojit Avdhoot Twr, Old Gangapur Naka, Gangapur Rd, Sharekhan,5 SK Open Mall, Yeolekar Mala, Nr BYK Collage, Collage Rd, NAVSARI :Karvy,1/1,Chinmay Arcade,Opp. Sattapir, Twr Rd, NELLORE :HDFC Sec,HDFC Bk Bldg, 17/126, GVR Enclave, Trunk Rd, Integrated Ent,Shop No.27, Co-operative Bk Shopping Cmplx, Trunk Rd, NEW DELHI :ENAM SECURITIES PVT LTD,M-39, IIND FLOOR, OUTER CIRCLE,OPP.SUPER BAZAR, CONNAUGHT PLACE,Ph:49811200/201, Bajaj Cap,112, 1st Flr, Ansal Chamber- 1, Bhikaji Cama Place, Bajaj Cap,15, L.G.F. Central Market, Masoodpur, Vasant Kunj, Bajaj Cap,19, DDA Market, Commercial Cmplx, Yusuf Sarai, Bajaj Cap,5/201, Sikka Cmplx, IInd Flr, Community Cntr, Preet Vihar, Bajaj Cap,9, Gr Flr, Rajendra Bhawan, Rajendra Place (Opp. Rachna Cinema), Bajaj Cap,Bajaj House, 97, Nehru Place, Bajaj Cap,C-50, Shivalik, Main Rd, Malviya Nagar, Bajaj Cap,DDA Shop No. 24, Gr Flr, Rama Krishna Market, No.1, I. P. Extension, Patparganj, Bajaj Cap,DDA Shop No. 4, FD Market, Nr Madhuban Chowk, Pitampura, Bajaj Cap,F-1, Ist Flr, B-87, Defence colony, Bajaj Cap,F-4, HL Square, Plot No. 6, Sector-5, Dwarka, Bajaj Cap,G-8&9, Gr Flr, Bhanot Twr, A-Block Opp. Jawala Heri Market, Paschim Vihar, Bajaj Cap,N-10, Kalkaji, Bajaj Cap,Shop No. 11 & 12, 7-A, Janakpuri Dist.Cntr (Opp. Janak Puri Transport Authority), Bajaj Cap,Shop no. 15, Gr Flr, Deep Cinema Cmplx, Phase - 1, Ashok Vihar, Bajaj Cap,Shop No. 3, Gr Flr, B-5, Tagore Market (Next to Post Office), Kirti Nagar, Bajaj Cap,United India Life Bldg, F-Block, Connaught Place, Centrum Broking,B-33, 1st Flr, Connaught Place, Inner Circle, HDFC Sec,Kanchenjungha Bldg, Upper Gr. Flr.,18, Barakhamba Rd, HDFC Sec,Flat No 905, 9th Flr, Madam Bhikaji Cama Bhawan, Bhikaji Cama Place, IDBI Capital,Office No. 216-217-218, Second Flr, Vardhman Twr, Preet Vihar, IDBI Capital,C-1/103-104, Lajpat Nagar -1, IDBI Capital,C/o IDBI Bk, 51/3 2nd Flr. Deshbandhu Gupta Rd, Opp Khalsa College, Karol Baug, Integrated Ent,1691 / 36, (II Flr), Arya Samaj Rd,(Opp. to Satbhrawan School), Naiwala, Karolbagh, Integrated Ent,UG -30, Suneja Twrs II, District Cntr, Janakpuri, Integrated Ent,No. 316, 3rd Flr, Hemkunt Chambers, Nehru Place, Integrated Ent,204, Sagar Plaza, Next to Coffee Home, Laxmi Nagar District Cntr, JM Fin,114 Himalya House,23,K G Rd, Karvy,103, 1st Flr, C.S.C. Sector-B, Pocket 8&9,Opp G D Goenka Public School, Vasant Kunj, Karvy,103, Savithri Sadan - I,11, Community Cntr, Preet Vihar, Karvy,104, 1st Flr, Nanda Devi Twrs,Prashanth Vihar, Central Market, Karvy,105- 108, Arunachal Bldg,19, Barakhamba Rd, Connaught Place, Karvy,110-112, 1st Flr, Suneja Twr,I Distt. Cntr, Janak Puri, Karvy,23, Shivaji Rd Main,Main Najafgarh Rd Moti Nagar, Karvy,301, Vishal Bhavan,95, Nehru Place, Karvy,402, 4th Flr, Vikrant Twr,Rajendra Place, Karvy,B 2, Dda Market Shop No.50,Paschim Vihar New Delh, Paschim Vihar, Karvy,Ug-29,Ansal Chamber-1, Bhikaji Cama Place, Kjmc Capital,221, Hans Bhawan, 2nd Flr, Nr Ito Office, Bahadur Shah Zafar Rd, Kotak Sec,202-217, 2nd Flr, Ambadeep Bldg, 14, Kasturba Gandhi Rd, Motilal Oswal Sec,801-806,8th Flr, Prakash Deep Bldg, 7 Tolstoy Rd, Connaught Place, Reliance Sec,1001, Faiz Rd, Abv Federal Bk, Nr Jhandel Wala Metro Stn, Karol Bagh, Reliance Sec,C-107,First Flr, Lajpat Nagar - I, Religare Sec,G - 16, Marina Arcade, Opp. Shivaji Stedium, Connaught Place, Religare Sec,G 36 Marina Arcade Inner Circle Connaught Place, Religare Sec,4th Flr, D3, P3B, District Center, Saket, New Delhi, RR Equity,47, M.M. Rd, Rani Jhansi Rd, Jhandewalan, RR Equity,105, Anchal Plaza,Nelson Mandela Rd Vasant Kunj, RR Equity,105, Pratap Bhawan, Bahadur Shah Zafar Rd, RR Equity,118, Gagandeep Bldg, Rajendra Place, RR Equity,106, Pankaj Chambers, Preet Vihar Community Cntr, RR Equity,Shop No. 24, FD Market, Nr Madhuban Chowk, Pitampura, RR Equity,N-24 - 25, Connaught Place, RR Equity,111, Jyotishikhar, 8 Distt. Cntr, Janakpuri, Sharekhan,39, First Flr, Samyak Twr, Nr Metro Pillor No. 120, Pusa Rd, SMC Global,17, Netaji Subhash Rd, Daryaganj, SMC Global,6B, First Flr Himalaya House 23, K G Rd Connaught place, SMC Global,503, Ansal Bhawan 16 K G Rd, Standard Char Sec,E-2/27,Gr Flr, Main Link Rd, Jhandewalan, Nr Jhandewalan Metro Stn, Gate No.2, Standard Char Sec,52-53, Malviya Smriti Bhawan, Deen Dayal Upadhyay Rd, Standard Char Sec,159, Aggarwal Citi Plaza, Plot No. 17, Manngalam Place, Sector 3, Rohini, Systematix Shares,1303, Nirmal Twr Bldg, 26, Barakhamba Rd.,Connaught Place, NOIDA :HDFC Sec,Office-111, Ocean Plaza Bldg, Commercial Plot -P-5, Sector – 18, Kotak Sec,2nd Flr, Abv Kotak Mahindra Bk, G-31-32, Atta Market, Sector-18, Religare Sec,Plot No. 11, A3,A4,A5,GYS Global,Sector - 125, Noida, RR Equity,P-5,Sector - 18,Noida, PANIPAT :Karvy,1st Flr, Krishna Twr,Abv Amertex, Gt Rd, PANJIM :Bajaj Cap,F2, 1st Flr, Alfran Plaza, Nr Don Bosco School, HDFC Sec,4rh Flr, Minum Residency, Abv HDFC Bk, 18th June, Integrated Ent,106, 1st Flr, Durga Chambers, Opp. Kenis Hotel, 18th June Rd, Karvy,18-20, City Bussiness Cntr, Coel Ho Pereiera Bldg,Dada Viadya Rd, Opp Jama Maszid Rd, Kotak Sec,2ND Flr,Gurusai Plaza,Isidoria Baptista Rd,Rdao, Sharekhan,F49/F50, 1st Flr, ‘B’ Block, Alfran Plaza, M.G. Rd, Standard Char Sec,15, 16 & 17, Haroons Arcade, Magnum Center, 1st Flr, M. G. Rd, PATIALA :HDFC Sec,1st Flr, Seetal Cmplx, 5-C, Baradari, Nr C. M. O. Residence, Rajbaha Rd, Karvy,Sco 27B,Chhoti Barandari, PATNA :Bajaj Cap,Flat No. 108, 1st Flr, Ashiana, Plaza, Budha Rd, HDFC Sec,405, 4th Flr, Grand Plaza, Frazer Rd, IDBI Capital,Patna Branch Office, 205, 2nd Flr, Grand Plaza, Fraser Rd, Integrated Ent,No.313, Jagat Trade Cntr, Fraser Rd, Karvy,Anand Twr, 2Nd Flr, Exhibition Rd,Nr Republic Hotel, Opp ICICI Bk, Kotak Sec,Office No.7, Twin Twr Hathwa, South Gandhi Maidan, Reliance Sec,Gr. Flr, Ashoka Place, Exhibition Rd, Religare Sec,101,Lok Nayak Jay Prakash Bhawan,1st Flr,Dak Bunglow Crossing, RR Equity,422-23, 4th Flr,Ashiyana Harniwas Cmplx,New Dak Bunglow Rd, Sharekhan,406-407 B,Ashiana Plaza,Budh Rd, PONDICHERRY :Bajaj Cap,No. 127/A, 100 Ft. Rd,Natesan Twr, 1st Flr, Natesan Nagar, Integrated Ent,No.40-A, Aurobindo Street, (Between M.G.Rd & Mission Street), Karvy,No.7,Thiayagaraja Street, PUNE :ENAM SECURITIES PVT LTD,1248A, ASMANI PLAZA, GOODLUCK CHOWK, DECCAN GYMKHANA, SHIVAJI NAGAR,Ph:25521606/406, ENAM SECURITIES DIRECT PVT LTD,101 & 102, SILVER PRESTIGE, 1ST FLOOR, OPP. MCCIA, TILAK ROAD, SWARGATE,Ph:30205492/93, Bajaj Cap,Office no. 13, A Wing, Kamala Cross Rd, Opp. PMPC office, old Mumbai highway, Pimpri, Bajaj Cap,Shop No 6, Sanas Plaza, 1302, Subhash Nagar, Bazirao Rd, Bajaj Cap,Suyash Plaza, Office No.08, 3rd Flr, Opp-Selene Bldg, Bhandarkar Rd, Nr Kamla nehru Park, Centrum Broking,401 B & C, City Point,17 Boat Club Rd, IDBI Capital,Office No. 32 / 33, 2nd Flr, Bldg B, Wing C, Shrinath Plaza, Modern College, Shivagi Nagar, Integrated Ent,Shop No.23, East Street Gallery, East Street, Camp, Integrated Ent,Shop No 2, Sai Sayaji Villa 163, Azadwadi, Shastrinagar, Nr Vivekanand Chowk, Kothrud Rd, JM Fin,205 Business Guild,Opp. Krishna Dining Hall,Law College Rd, Erandawane, Karvy,Office No.6, Third Flr, Rachana Trade Estate,Law College Rd, Nr Sndt Circle, Cts No.105, Erandwane, Karvy,Rameera Twrs, 130 / 24,Pcmtda,Tilak Rd, Nigidi,Pradhikaran, Karvy,Shop No.3 & 4, Ashwini Palace,Nr Kedari Petrol Pump, Wanowarie, Kotak Sec,2nd Flr, Kumar Business Center,Bund Garden Rd,Opp. Bund Graden, Reliance Sec,Unit-3, Gr Flr,Commerspace, Gigaspace,Lohegaon,Viman Nagar, Religare Sec,Amar Calibre, Gr Flr, C.T.S No. 911,BMC Collage Rd, Opp. Hotel Hill View, Deccan Gymkhana, Religare Sec,Kusum Smruti Bldg, Kusum Kunj C.T.S NO-917/17 Behing British Council Library, Ganeshwadi, Shivajinagar, Sharekhan,301, Millenium Plaza, 3rd Flr, Opp Fergusson College main Gate, Fergusson College Rd,Shivaji Nagar, SMC Global,1st, Flr, Dealing chambers, Nr Sai Petrolpump, opp. Hotel Subdhra, J.M. Rd, Standard Char Sec,A/2, 1st Flr, Deccan Chambers, C.T. Survey No. 33/40, Erandwane, Karve Rd, Systematix Shares,1271 Mansingh Manor,Nr-Hotel Purab,Opp Central Bk,Shambhaji Bridge,Deccan Gymkhana, RAIPUR :Karvy,Lower Level-02& 03, Millennium Plaza,Nr Indian Coffee House, G E Rd, Raipur, Kotak Sec,Menzanine Fllor, Chawla Cmplx, Nr Vanijya Bhawan,Devendra Nagar Rd, Reliance Sec,Second Flr,Laxmi Plaza,C S E B Square,Budhapara, Religare Sec,1st Flr, Nagvev Plaza,Opp.Hotel Satluj, Jail Rd, RAJAMUNDRY :Integrated Ent,6-14-7/1, Opp. Pala Varthakula Sangam, Achantavari St, T.Nagar, RAJKOT :ENAM SECURITIES DIRECT PVT LTD,308, 3RD FLOOR, TOWAR COMMERCIAL COMPLEX,JAWAHAR COMPLEX,NEAR GALAXY HOTEL,Ph:2226383/384, Bajaj Cap,Prathibha Cmplx, Nr Jayesh Publicity, Moti Tanki Chowk, HDFC Sec,6th Flr, Pancharatna Bldg, Alfred School, Jawahar Rd, IDBI Capital,1st Flr, Ankur Bldg., Dr. Radhakrishan Rd, Nr Moti Tanki, Integrated Ent,130, Star Chambers, 1st Flr, Harihar Chowk, Dr. Rajendra Prasad Rd, JM Fin,202 Solitaire, 2nd Flr, Swami Vivekanand Rd, Nr Municipal Commissioner Bunglow, Ramkrishna Nagar, Karvy,104, Siddhivinayak Cmplx,Dr. Yagnik Rd, Opp. Ramkrishna Ashram, Rajkot, Kotak Sec,Nath Cmplx, 2nd Flr, Opp. Jilla Panchayat, Abv Kotak Mahindra Bk, Yagnik Rd, Sharekhan,102/103,Hem Arcade,Opp Vivekanand Statue,Dr Yagnik Rd, RANCHI :HDFC Sec,Rohini Apartment, Gr.Flr, 56, Circular Rd, Lalpur, P.S. & P. O. Lalpur, Karvy,203,Commerce Twrs, B/s Mahabir Twrs Main Rd, Kotak Sec,Shop no. 24 & 25, 2nd Flr, A.C. Market, G.E.L. Church Cmplx, Main Rd, Religare Sec,2nd Flr,Shop No-39,40.41,Gel Church Cmplx,Main Rd, Sharekhan,Shree Gopal Cmplx,4th Flr,Room No I,Court Rd, ROHTAK :Karvy,1st Flr, Ashok Plaza,Delhi Rd, Rohtak, RR Equity,103 Balaji Financial House Scf-28 Huda Cmplx Rohtak, ROURKELA :Karvy,Plot No.554, 1St Flr, Sandhu Cmplx,Kachery Rd, Udit Nagar, Rourkela, SALEM :Bajaj Cap,22, GF, Omalur Main Rd, HDFC Sec,No. 3, 1st Flr, VSA Commercial Cmplx, Omalur Main Rd, Opp. New Bus Stand, Integrated Ent,No.19/2 AB Gandhi Nagar,(1 Flr),Annapuram,Opp.to Raja Thirumana Mahal, Karvy,40, Brindavan Rd,5Th Cross, Nr Perumal Koil,Fair Lands, Salem, Kotak Sec,5/241, F Rathna Arcade Five Rd,Meyyanur, Sharekhan,Sri Ganesh Twr,561,2nd Flr,Saradha College Main Rd, SHILONG :HDFC Sec,R.P.G. Cmplx,1st Flr,Keating Rd,Nr Goenka Engg, Karvy,Mani Bhawan Annex, Thane Rd,Opp. Rkm Elp School, Lower Police Bazar, Shillong, SHIMLA :Karvy,Triveni Bldg, By Pas Chowk,Khallini, Shimla, SILIGURI :Bajaj Cap,3rd Flr, Jatin Das Sarani, (Nr Jwel Club), Ashram Para, HDFC Sec,Gr. Flr, kelsons Cmplx, 157 Sevoke Rd, Karvy,Nanak Cmplx,2nd Flr, Sevoke Rd, Kotak Sec,Nanak Cmplx, 2nd Flr, Sevok Rd, Standard Char Sec,Pratap Market, 1st Flr, Sevoke Rd, Nr Payal Cinema, SURAT :Bajaj Cap,L-4, Gr Flr, Vishwakarma Chambers, Majura Gate Crossing Rd, Ring Rd, HDFC Sec,708,709, Kashi Plaza, Nr Children Hospital,Manjura Gate, Integrated Ent,C-18 Belgium Chambers, I Flr, Next to City Union Bk Ltd., Main Ring Rd, JM Fin,407, 4th Flr, 21 Century Business Cntr, Nr Udhna Char Rasta, Ring Rd, Karvy,G-16, Empire State Bldg, Nr Udhana Darwaja,Ring Rd, Kotak Sec,Kotak House, K G Point, 1st Flr, Nr.Ganga Palace, Opp.IDBI Bk, Ghoddod Rd, Religare Sec,307, 3rd Flr 21ST Century Bldg, Nr, World Trade Cntr, Nr, Udhna Darwaja. Ring Rd, RR Equity,9-Ravi Raj Society, Behind Gayatri Mandir,New City Light Rd, Sharekhan,M-1 to 6,Jolly Plaza, Mezzanine Flr, Athwa Gate, Standard Char Sec,U-18,Upper Gr Flr, Jolly Plaza, Athwagate, THIRUVANANTHAPURAM :Bajaj Cap,Edamala Plaza, TC 14/999 Opp Police Headquarters, Vellayambalam Rd, Vazahuthacadu Sasthamangalam Post, HDFC Sec,Karimpanal Arcade, East Fort, IDBI Capital,NH Rd, Killipalam, Integrated Ent,Aashiana, TC 28/2829-2, 1st Flr, Kuthiravattom Rd, Karvy,2nd Flr, Akshaya Twrs,Sasthamangalam, Kotak Sec,Mahesh Estates, 2nd Flr, T L -15/1805, Vazhuthacadu, THRISSUR :Bajaj Cap,VIII/78/9, Bharatha Kshemam Bldg, Next to SBI ATM, College Rd, East Fort, Integrated Ent,3rd Flr Ambika Arcade,M.G. Rd, Karvy,2Nd Flr, Brohers Cmplx, Nr Dhanalaxmi Bk Head Office,Naikkanal Junction, Sharekhan,Pooma Cmplx,1st Flr,M G Rd, TRICHY :Bajaj Cap,Swati Arcade, 73/1 - f 1st Floor Salaia Rd, Thillai nagar, HDFC Sec,11th Cross Main Rd, Thillai Nagar, Integrated Ent,Plot No. 23, Erumbeeswarar Nagar, Malaikoil, Thiruverumbur, Trichy, Integrated Ent,25-A, Gr Flr, Githanjali Apartment, Sastri Rd, (Adjacent to Sippy Theatre),Thillai Nagar, Integrated Ent,Chitra Cmplx - No.11, Gr. Flr, Nr Chatram Bus Stand, Integrated Ent,1st Flr,Dr. Prabaker Rao Cmplx, 17-C,Gandhi Rd,Srirangam, Karvy,Sri Krishna Arcade,60, Thennur High Rd, Thennur, Kotak Sec,C-56,1-24-4th cross, Thillai Nagar, UDAIPUR :HDFC Sec,Plot No. 8 & 9, Vivek Chambers, 2nd Flr, Durga Nursury Rd, Opp. Sukhadia Samadhi Park, Karvy,201-202, Madhav Chambers,Opp. Gpo Madhuban, Kotak Sec,222/12, Ist Flr, Mumal Twrs, Saheli Rd, Religare Sec,405-409, HG - 1, D Hajareshwar Colony, Opp. Hanumaan Temple, Court Rd, Sharekhan,4 Bhatt ji ki Bari, Standard Char Sec,Abhay Niwas, 5, 1st Flr, Residency Rd, VADODARA :ENAM SECURITIES DIRECT PVT LTD,GF 9, SILVERLINE TOWERS, OPP BBC TOWERS, SAYAJIGANJ, Ph:3026945/46, ENAM SECURITIES PVT LTD,642 FORTUNE TOWERS, SAYAJIGANJ,Ph:2225412, Bajaj Cap,129 Siddharth Cmplx, R C Dutt Rd, Centrum Broking,122 Dwarkesh Cmplx, R C Dutt R, HDFC Sec,D-11, Kamalanjali, Off Padra Rd, Akota, Abv HDFC Bk, Opp. Tube Company, IDBI Capital,G/24 Concorde Bldg,R P Dutta Rd, Nr IDBI Bk, B/h IDBI Bk, Alkapuri, Integrated Ent,F- 40/41, National Plaza, 1st Flr, R.C.Dutt Rd, Alkapuri, Integrated Ent,GF-4 Mahavir Cmplx, Nr G.E.B. Sub Stn, Navrang Talkies Rd, Raopura, Integrated Ent,SB-12 Silver Coin, Basement, Opp. Bhavan’s School, Teen Rasta, Makarpura Rd, JM Fin,G1Gr Flr, Shohan, 49 Alkapuri Society, Opp. HDFC Bk, Alkapuri, Karvy,1/2/3, Jalanand Township,Nr Undera Jakat Naka, Gorwa, Karvy,38, Payal Cmplx,Nr Fortune Twrs,Nr Ltd, Sayajigunj, Karvy,FF - 4, Shital Plaza, Udaynagar Society,Nr Mahavir Hall, Ajwa Rd, Karvy,FF11-12, Rutukalash,Tulasidham Char Rasta, Manjalpur, Karvy,FF4, Chanakya Cmplx,High Tension Char Rasta, Subhanpura, Karvy,GF-11, Alian Cmplx,Nr Devdeep Cmplx, Nizampura, Karvy,SB-3 & 4, Amarapali Cmplx, Nr Mukthanand Bus Stand,Water Tank Rd, Karelibaug, Karvy,T-2, 3Rd Flr ‘Savoy’ Cmplx, Haribhakti Extn,Opp. Abs Twr, Old Padra Rd, Kotak Sec,216, Meghdhanush Cmplx, Race Course Rd (South), Religare Sec,3rd Flr, Corner Square, B/S west Side Nr Natu Bhai Circle, Race Course Circle, Religare Sec,3rd Flr,Corner Square,B/S West Side,Nr Natubhai Circle,Race Course Circle, RR Equity,222 Siddharth Cmplx,RC Dutta Rd, Sharekhan,6-8/12,Sakar Cmplx,1st Flr,Opp ABS Twr,Haribhakti Extension,Old Padra Rd, Standard Char Sec,F-101, Savoy Cmplx, Old Padra Rd, VALSAD :Karvy,Shop-2, Phiroza Corner,Tithal Cross Rd, Valsad, VAPI :HDFC Sec,Upper Gr Flr, Emperor Twr, Opp SBPP Bk,Vapi Daman Rd Chala, Karvy,Shop-5, Bhikhaji Regency, Opp. Dcb Bk,Vapi-Silvassa Rd, VARANASI :Bajaj Cap,D-58/53-54, 1st Flr, Shiva Cmplx, Rath Yatra Crossing, Karvy,D 64 / 132, Ka, 1St Flr,’Anant Cmplx’, Sigra, Karvy,Shop-2-3, Gyan Mandal,Plaza Maidgin, Religare Sec,D-64 / 127, Lower Gr Flr, C-H, Arihant Cmplx, Sigra, RR Equity,Shop no. 38, Gr Flr Kuber Cmplx, Rath Yatra, VIJAYAWADA :Bajaj Cap,Kalyan Cmplx 39-1-89, 1st Flr, B/s OBC Bk, Temple Street, M.G. Rd, Labbipet, HDFC Sec,Valluri Cmplx, 40-1-48/2 M.G.Rd, Integrated Ent,D No. 29-13-29, Ist Flr, Kaleswara Rao Rd, Nr Dornakal X Rds, B/ss Indian Bk, Suryaraopeta, Karvy,11-1-25, Gmr Plaza,First Flr,BRP Rd, Karvy,39-10-7, Opp. Municipal Water Tank,Labbipet, Kotak Sec,40-1-48/1, Labbipet, M.G.Rd, Sharekhan,Centurian Plaza, D. No:40-1-129, 2nd Flr, Old coolex Bldg, M.G. Rd, VISAKHAPATNAM :Bajaj Cap,Door No. 10-1-125, 1ST Flr, Asilmetta Junction, B/s Prasad Labs, HDFC Sec,104, 1st Flr, Ram’s Plaza, 2nd Lane Dwaraka Nagar, IDBI Capital,10/1/44 3rd Flr, T. L. N. Cmplx, Opp. IDBI Bk, Integrated Ent,TC- 1, 3rd Flr, Dwaraka Plaza, Main Rd, Dwaraka Nagar, JM Fin,Door No 9-1-224/4/3, 1st Flr, Nandan Nirman, CBM Compound, Nr Rama Talkies Junction, Karvy,47-14-5/1, Eswar Paradise,Dwaraka Nagar Main Rd, Karvy,Door -181/21, Jhaala Cmplx,N H 5 Rd, Gajuwaka, Kotak Sec,Door No.47-10-15, VRC Cmplx, 2nd Flr, Rly Stn Rd, Dwarka Nagar, Sharekhan,28-2-46, Second Flr, Daspalla Cmplx, Suryabagh, Standard Char Sec,Vijayalakshami Nilayam, 1st Flr, 10-50-81, Rock Dale Layout, Waltair Main Rd. CONSORTIUM MEMBERS TO THE ISSUE SBICAP SECURITIES LTD Agra: Bajaj Capital Investor Services Ltd Shop No. 110, Ground Floor, Block No. 27/2/4, Sanjay Palace, Near Hotel Panchrattan,282002,6457307. Kotak Securities Ltd 2/220, Glory Plaza, Suer Sadan Crossing, M.G Road,,5538760. RR Equity Brokers Private Ltd 9, Sbi Colony, 1St Floor, Opp. Subhash Park, M.G.Road,282002,9319087289. SBICAP Securities Ltd C/O Sbi Main Branch, Chipitola,282001,2252079.Ahmedabad: Bajaj Capital Investor Services Ltd 2-L, ‘Akik’ Opp Lions Hall, Mithakhali Six Raod, Near Nalanda Hotel, Ellisbridge,380006,64500171. Eureka Stock & Share Broking Services Ltd. Shiwalik Corporate Park,B-Block,R.No.405-A,Near 10-C,Petrol Pump,Shivrangani Cross Road, Satellite,380015,9428792938. IDBI Capital Market Services Ltd 314, 3Rd Floor Crystal Arcade, Beside Bsnl Complex, Near Girish Cold Drink Cross Road, C G Road,,380006,40075054. Integrated Entreprises ( India ) Ltd 21, Nariman , Gr Flr, Behind Navrangpura Bus Stop, Navrangpura,380009,26443289. JM Financial Services Pvt Ltd G-10 Chinubhai Centre, Gr. Flr,Nehru Bridge Corner,Ashram Road,380009,26576666. Kalyanbhai Mayabhai Stock Brokers Pvt. Ltd 705, Sakar 1, Opp. Gandhigram Railway Station,Navrangpura,380009,. Kotak Securities Ltd 207, 2Nd Floor, Sakar-Ii, Ellisbridge Corner, Ashram Road,,26587276. Kotak Securities Ltd 201/ A, Amruta Arcade, Nr Maningr Char Rasta, Maningr,,. Kotak Securities Ltd B/104, 1St Floor, Premium House, Opp Gandhigram Rly Stn,,26579567. Kotak Securities Ltd B-46, Kamdhenu Complex, Opp.Sahajanand College, Panjara Pole, Ambawadi,,26308035. Nirmal Bang Securities Pvt. Ltd 1St Flr,Shoppers Plaza-2 , Opp Telephone Exchange, C G Road,Navarangpura,380009,33000033. RR Equity Brokers Private Ltd 401, Abhijit-1, Opp. Bhuj Mercantile Bank, Mithakhali, 6 Road, Navrangpura,390009,40211888. SBICAP Securities Ltd 4, Nishka Avenue, Opp Pizza Hut, Navrangpura,380009,26561450. SBICAP Securities Ltd 2Nd Floor, “Nirman”, Besides Jyoti Plaza, Nr. Shyamal Cross Road, Satellite,380015,26764456. SBICAP Securities Ltd C/O State , 1St Floor, Modi Arcade, Near Rly Station, Maninagar (West),380008,25469205. Standard Chartered Securities (India) Ltd 101, Popular House, Ashram Road,380009,26582817.Ajmer: Bajaj Capital Investor Services Ltd 26, Ground Floor, Ajmer Tower, Kutchery Road,305001,6451231.Allahabad: Bajaj Capital Investor Services Ltd Shop No. F-5 , Indira Bhawan, Civil Lines,211001,6452481. Kotak Securities Ltd M-4, Mezzanine Floor, Lda Center, 2, Sardar Patel Marg, Civil Line,,2651451.Amritsar: Kotak Securities Ltd Unit No.Fuf-7, Central Mall, 32, Mall Road,,. SBICAP Securities Ltd C/O, , Main Branch, Town Hall,143001,5030146.Anand: Kotak Securities Ltd 3Rd Floor, “Sanket”, Near Grid,,2573311. RR Equity Brokers Private Ltd G-1, Silver Oaks,Opp. Swayambar Party Plot V.V.Road,388001,9377306968.Asansol: SBICAP Securities Ltd C/O State Bank Of India,Asansol Main Branch,Bijoy Pal Sarani,713301,9641611679.Bangalore: Bajaj Capital Investor Services Ltd Unit 104-107, First Floor, ‘A’ Wing, Mittal Towers, M.G. Road,560001,65471121. Bajaj Capital Investor Services Ltd 343/6, Ground Floor, Sampige Plaza, 11Th Cross, Sampige Road, Maleswaram,560003,9731011331. IDBI Capital Market Services Ltd No. 63, Right Wing, 1St Floor, K. H. Road, (Double Road), Opp. Bmrtc Big Bazaar, Above Vodaphone Store,,560027,22117869. Integrated Entreprises ( India ) Ltd No-12, Ramanuja Plaza, Ground Flr, 5Th Cross, Malleswaram,560003,23446386. JM Financial Services Pvt Ltd 97/4 Residency Rd,560025,30912400. Kotak Securities Ltd ‘Umiya Landmark’–Ii Flr., No:10/7 -Lavelle Rd,,66203601. Kotak Securities Ltd No 201, Soundrya Sampige Complex, Sampige Road, No 412, 8Th Cross, Malleswaram,,9900133758. RR Equity Brokers Private Ltd S-111,Manipal Centre,47,Deckenson Road,,42477177. SBICAP Securities Ltd Sbi Lho Campus Behind Spb Branch St. Marks Road,560001,32905247. SBICAP Securities Ltd Pb No-483, No-73 K R Road. Sbm Building 1St Flr, Basavangudi,560004,42103575. SBICAP Securities Ltd 1St Floor, C/O Sbi Koramangala Pbb Branch, No.472, Avs Complex, 4Th Block, Koramangala,560034,49074203. Standard Chartered Securities (India) Ltd J.R. Complex, No.21/1, Hosur Main Road, Nanjappa Layout, Adugodi,560030,22108140. Standard Chartered Securities (India) Ltd Ground Floor, Sri Bhavana Thilaka, 4/2 Millers Road,560052,22354391.Belgaum: Kotak Securities Ltd Shri Laxmi Sankul Complex, T-01, 3Rd Flr, Above Cosmos Bank, Maruti Galli,,4203033.Bhagalpur: Bajaj Capital Investor Services Ltd 2Nd Floor, Chandralok Complex, Near Ghantaghar,812001,9234300737. RR Equity Brokers Private Ltd 1St Floor,Uma Bhawan.Opp-Head Post Office,M.G Road,Bhagalpur,812001,9334922651.Bharuch: Kotak Securities Ltd 235-236, Harihar Complex, Zadeshwar Road,,570569.Bhavnagar: IDBI Capital Market Services Ltd 108 1St Floor, Shopper’S Point, Parimal Chowk, Waghawadi Road,,364002,9374840644. RR Equity Brokers Private Ltd 251 Madhav Darshan,Waghawadi Road,364001,9426235681. SBICAP Securities Ltd C/O - Kalanala Branch, Kalanala,364001,2520009.Bhilai: SBICAP Securities Ltd Sbi Main Branch,Sector 1,490001,0.Bhopal: Bajaj Capital Investor Services Ltd Shop No. 6, First Floor, Jyoti Cinema Complex, M.P. Nagar, Zone1,462011,6459550. IDBI Capital Market Services Ltd Harisons House, Upper Ground Floor, 6 Malviya Nagar,,462003,2760010. Kotak Securities Ltd Third Floor, Alankar Palace, 10-11, Mp Nagar, Zone 2,,5248133. SBICAP Securities Ltd Paanchanan T T Nagar,462003,6549108. Standard Chartered Securities (India) Ltd K.K. Plaza, Plot No. 1, Zone 2, Maharana Pratap Nagar,462011,4056521.Bhubaneshwar: Bajaj Capital Investor Services Ltd Plot No. 1/A, Ground Floor, Station Square, Kharvel Nagar,751001,6451257. IDBI Capital Market Services Ltd Idbi House, Janpath, Unit Ix,,751022,3208801. Kotak Securities Ltd Plot No – 24, 2Nd Flr., Scr, Nr Bazaar Kolkata, Bapuji Nagar, Janpath,,2597871. Standard Chartered Securities (India) Ltd 5, Janpath, Unit - 3, Kharavel Nagar,751001,3209981.Bokaro: RR Equity Brokers Private Ltd Ga-18,City Center Sector-4 Bakaro Steel City,827004,9835139765.Chandigarh: Bajaj Capital Investor Services Ltd Sco 341 - 342, First Floor, Sector 35B,160036,6451612. IDBI Capital Market Services Ltd Sco 86, 1St Floor, Sector 44 C,,160044,3242449. Kotak Securities Ltd Sco-14-15, 2Nd Floor, Madhya Marg, Sector-8C,,5065301. RR Equity Brokers Private Ltd Sco-222-223,Gr. Floor,Sector-34A,,2624896. SBICAP Securities Ltd C/O State Bank Of India, Main Branch, Sco 43-48, 1St Flr, Sector 17 B,160017,5079240. Standard Chartered Securities (India) Ltd Sco-35-F.F,Sec-21-C,160021,5025501.Chennai: Bajaj Capital Investor Services Ltd Wellington Plaza, 3Rd Floor, 90, Anna Salai,600002,23451207. Eureka Stock & Share Broking Services Ltd. Karnani Archieves,154,Pycroft Road,Near Roypettah Clock Tower,600014,9884710122. IDBI Capital Market Services Ltd Flat No. D, 1St Floor, Deve Regency, No. 6/11, 1St Main Road, Gandhi Nagar, Adyar,600020,32935830. Integrated Entreprises ( India ) Ltd 1St Flr, Kences Tower, 1, Ramakrisha Street, North Usman Road, T Nagar,600017,28140484. JM Financial Services Pvt Ltd Gee Gee Crystal - 5Th Floor,91-92. Dr.Radhakrishnan Salai,Mylapore,600004,42255666. Kotak Securities Ltd Grr Business Cneter, No.21, Vaidyaraman Street, T Nagar,,66462000. Nirmal Bang Securities Pvt. Ltd New No.51, C P Ramasamy Road,C P Manor Building Alwarpet,600018,42912650. RR Equity Brokers Private Ltd 3Rd Flr.,Percision Plaza,New -397, Teynampet, Anna Salai,600018,42077370. SBICAP Securities Ltd Sbi Main Branch New No.84, 22 Rajaji Salai,600001,42065997. SBICAP Securities Ltd Sbi Building No 2 A Prakasam Road Panagal Park T Nagar,600017,42606204. SBICAP Securities Ltd Sbi Spb Branch,Plot No.4, Teachers Colony,Indiranagar, Adyar,600020,42607565. Standard Chartered Securities (India) Ltd Jamals Santhini, 1/1, Ii Nd Main Road, Seethammal Colony, Alwarpet,600018,24328944. Standard Chartered Securities (India) Ltd W-123, 1St Floor, 3Rd Avenue, Anna Nagar,600040,26264500.Coimbatore: Bajaj Capital Investor Services Ltd No. 575, D.B. Road, First Floor, (Near Head Post Office) R.S. Puram,641002,6470136. IDBI Capital Market Services Ltd 2Nd Floor, 16, Sathya Moorthy Road, Opp. Ayyapaseva Sangam, Ramnagar,,641009,3208226. Kotak Securities Ltd 1St Floor, Red Rose Chamber, 1437,Trichy Road,,6699666. SBICAP Securities Ltd Sbi Main Branch,State Bank Road.,641018,2395711. SBICAP Securities Ltd Sbi Premises - First Floor, 451, D.B. Road, R.S.Puram,641018,4355527.Dehradun: Bajaj Capital Investor Services Ltd 15, Rohini Plaza, 11-E Rajpur Road,248001,6452648. Kotak Securities Ltd 1St Floor, Swaraj Complex, 72, Rajpur Road, Opp Hotel Madhuban,,2745870. RR Equity Brokers Private Ltd 56, 1St Floor, Rajpur Road,Opp. Madhuban,248001,3258181. SBICAP Securities Ltd Sbi Main Branch, 4Th Convent Road,248001,2651156.Dhanbad: Bajaj Capital Investor Services Ltd Ozone Plaza, 1St Floor, Bank More,826001,2300576.Dhanbad: Kotak Securities Ltd 1St Floor, Commerce House - 2, Above Ashoka Bajaj Showroom, Shastri Nagar,,2308482. RR Equity Brokers Private Ltd 218,Sri Ram Plaza 2Nd,Floor Bank More,826000,9431721838.Durgapur: Eureka Stock & Share Broking Services Ltd. Acharjee Market,Ground Floor,Benachitty,713213,3290491. SBICAP Securities Ltd C/O. State Bank India, Durgapur Branch, Dsp Maingate, Po Durgapur-3,,713203,2588289.Erode: SBICAP Securities Ltd C/O. Sbi Main Branch, D-48,State Bank Road,638003,4270818.Faridabad: Bajaj Capital Investor Services Ltd 5R/1 Ground Floor, B.K. Chowk, Near Hdfc Bank,121001,6466566. RR Equity Brokers Private Ltd Shop No. 55, 1St Floor, Near Flyover,Neelam Chowk,Niit,121001,2427361. SBICAP Securities Ltd State Bank Of India, 1St Flr, Neelam Chowk, N.I.T,121001,2420209.Ghaziabad: Bajaj Capital Investor Services Ltd G-5, Ansals Satyam Building, Raj Nagar, District Centre,201002,6493211. RR Equity Brokers Private Ltd 114, Satyam Complex, Raj Nagar Dc, Raj Nagar,201002,2828090. SBICAP Securities Ltd C/O, State Bank Of India,Navyug Marget,201001,2798891.Gorakhpur: Bajaj Capital Investor Services Ltd Ground Floor, A D Towers, Bank Road, Gorakhpur,273001,6453025. RR Equity Brokers Private Ltd 1St Floor, Ram Govind Complex, Opp. Raj Cinema, Sumer Sagar Road,,273005,9936590296.Guntur: SBICAP Securities Ltd Shop No-13, Second Floor, Raghu Mansion, 4/1, Brodipet,522002,3244001.Gurgaon: Bajaj Capital Investor Services Ltd Super Mart B-201, Super Mart - 1, Dlf City Phase - Iv,122002,6469991. Bajaj Capital Investor Services Ltd Sec 14 102, Akd Tower, Upper Ground Floor, Near Huda Office, Sector-14,122001,6468101. Kotak Securities Ltd O - 107 Arjun Shopping Mall ; Arjun Nagar ; Dlf Phase1,,. RR Equity Brokers Private Ltd 101,Apna Bazaar,122001,9899947108. SBICAP Securities Ltd Sbicap Securites, Sbi Sushant Lok 1, B/05, Unitech Trade Centre,12209,2385365.Guwahati: Bajaj Capital Investor Services Ltd Room No.102, 1St Floor, Dunfur Apartment, R G Baruah Road,781024,9207045530. IDBI Capital Market Services Ltd C/O Idbi Ltd Idbi House, 4Th Floor, North Eastern Zonal Office, G. S. Road,,781005,9864259980. Kotak Securities Ltd Akshay Tower , 4Th Floor, Opp. Rupayan Arcade, Fancy Bazar, S.S. Road,,2732243. SBICAP Securities Ltd C/O State Bank Of India , Dispur Branch, Opposite Assam Sachibalaya, Dispur,,781006,2237594.Gwalior: SBICAP Securities Ltd C/O State Bank Of India,Basement, Main Branch ,Jiwaji Chowk, Lashkar,474001,2620727.Hubli: Kotak Securities Ltd V A Kalburgi Complex, Ground Floor, Besides Vivekanand Corner, Desai Cross, Deshpandenagar,,2357512.Hyderabad: Bajaj Capital Investor Services Ltd 3-6-522, 2Nd & 3Rd Floor, Archies Showroom, Opp. Kfc, Himayath Nagar,500029,44555555. Bajaj Capital Investor Services Ltd Shop No.10, First Floor, Minerva Complex, 94, S.D. Road,500003,64631428. Edelweiss Broking Ltd 2Nd Floor, Mb Tower, Plot No. 5, Road No. 2, Banjara Hills,500034,40316911. IDBI Capital Market Services Ltd C/O Idbi Ltd 3Rd Floor, Idbi House, D. No. 5-9-89 / 1 & 2, Chapel Road, P. B. No. 370,,500001,66747540. Integrated Entreprises ( India ) Ltd No-5-10-197/A,G4, I Flr, Reliance Krishna Apts, Beside Kalanjali Bhavan, Navad Pahad, Hill Fort Road,500004,23242375. JM Financial Services Pvt Ltd 9-10 Uma Chambers,3Rd Floor, Banjara Hills,500034,39875900. JM Financial Services Pvt Ltd 3R Flr, 305 Jade Arcade, Opp Paradise Hotel, M G Road, Secundrabad,500003,39825200. Kotak Securities Ltd 9-1-777, 4Th Flr, Beside Itc Bldg, S D Rd, (Lane Opp To Dbr Diagnosis),,65326394. Nirmal Bang Securities Pvt. Ltd H No.7-1-22/8-C, 1St Floor,Near Green Lands Flyover,Begumpet,500016,42407049. SBICAP Securities Ltd Ground Floor, Gunfoundry,500001,23321875. SBICAP Securities Ltd Room 4, 1St Flr H.No 10-2-199, Nehrunagar, Entrenchment Rd, Marred Pally, Secunderabad,500026,27700135. SBICAP Securities Ltd 1St Floor, Dmc Center, Above State Bank Of India, St. John’S Road, East Marredpally, Secunderabad,500026,40137725. Standard Chartered Securities (India) Ltd Ug - 13, Mekins Maheshwari Mayank Plaza, 6-3-866 / 1 / A, Greenlands, Ameerpet,500016,23417032. Standard Chartered Securities (India) Ltd 103/402, Mahavir House, Basheer Bagh Square,500029,23223222.Indore: Bajaj Capital Investor Services Ltd Shop No. 3, City Plaza, M.G. Road Near Regal Cinema,452001,6452014. Edelweiss Broking Ltd 312, D. M. Tower, Race Course Road,452001,4061164. IDBI Capital Market Services Ltd Plot No. 11A / A, 1St Scheme No. 54, Opp. Satya Sai School, Vijay Nagar, A. B. Road,,452010,2554229. JM Financial Services Pvt Ltd Ug-7 & 8, Ground Floor, D M Tower, ,21/1, Race Course Road,452004,3072111. Kotak Securities Ltd 314, Citi Centre, 570, M.G. Road,,2537336. RR Equity Brokers Private Ltd 206 Gold Arcade, 1/3 New Palasia,452001,9826062666. SBICAP Securities Ltd State Bank Of Indore 5,Yashwant Niwas Road,452003,2547517. SBICAP Securities Ltd State Bank Of India Gpo Main Branch,452001,4036625. Standard Chartered Securities (India) 2 HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED : APPLICATION FORMS AVAILABLE AT FOLLOWING LOCATIONS

CONSORTIUM MEMBERS TO THE ISSUE SBICAP SECURITIES LTD (CONTD .....) Ltd Ug - 4,5 & 6, Royal Diamond, Y.N. Road, Opp. State Bank Of Indore (Ho),452001,4200521.Jabalpur: Kotak Securities Ltd Jain Tower, 3Rd Floor, Ruseel Chowk,,4085850. RR Equity Brokers Private Ltd Shop No. 5, Unique Tower, Shashtri Bridge Chowk,Opp. Icici Bank,482002,9827066823. SBICAP Securities Ltd C/O. Sbi Main Branch, Civil Lines,482001,4218261.Jaipur: Bajaj Capital Investor Services Ltd G-3, Anukampa Tower, Opp. Sangamtower, Church Road (M. I. Road),302001,6503342. Edelweiss Broking Ltd Green House 601 & 602; 6Th Floor, Ashok Marg,320001,4045167. Eureka Stock & Share Broking Services Ltd. 213/214,Jaipur Towers,M I Road,Opposite A I R,302001,3918040. IDBI Capital Market Services Ltd 314 3Rd Floor, Ganpati Plaza, M. I. Road,,302001,3208276. JM Financial Services Pvt Ltd G-7 & G-8,Brij Anukamba,Plot No.K-13, Ashoka Marg,C-Scheme,302001,3984400. Kotak Securities Ltd 305-308, 3Rd Floor, Green House, O-15,Ashok Marg, C-Scheme,,. Nirmal Bang Securities Pvt. Ltd 201,2Nd Floor,Sangam Tower Church Road,302001,3093700. RR Equity Brokers Private Ltd 7,Katewa Bhawan,Opp. Ganapati Plaza, Mi Road,302001,3235456. SBICAP Securities Ltd C/O Sbi Special Branch, Ground Floor, Sangeneri Gate,302003,4006483. SBICAP Securities Ltd 128 , A - Block , First Floor , Opp. Sbbj Bank,Ganpati Plaza, M I Road,302001,3221945. Standard Chartered Securities (India) Ltd 8, Katewa Bhawan, 1St Floor, Opp. Ganpati Plaza, M.I. Road,302001,4026575.Jalgaon: Bajaj Capital Investor Services Ltd Beside Icici Bank, Dhake Corporate Centre, Dhake Colony,425101,6451511.Jallandhar: Kotak Securities Ltd 2Nd Floor, 465, Lajpat Nagar Market,,. SBICAP Securities Ltd C/O. State Bank Ofindia, Civil Lines,144001,4636317.Jammu: SBICAP Securities Ltd C/O State Bank Of India, Railway Road Branch,,180001,2471118.Jamnagar: Kotak Securities Ltd 701, 5Th Floor, City Point, Station Road, Near Town Hall,,5540355. SBICAP Securities Ltd G-3, Ground Flr, Madhav Darshan Complex, Opposite Cricket Bungalow Near Limda Line,361001,2555170.Jamshedpur: Bajaj Capital Investor Services Ltd Shop No. 53, 2Nd Floor, Kamani Business Centre Bishtupur,831001,6457603. Eureka Stock & Share Broking Services Ltd. 1St Floor,Rjs Building,Diagonal Road,Bistupur,Jamshedpur,,2428777. Kotak Securities Ltd Bharat Business Centre, Ho No.2, 2Nd Flr, Rm No. 8, Ram Mandir Area Bistupur,,3090856. SBICAP Securities Ltd Sbi, Jamshedpur Bistupur,831001,3206515.Jodhpur: Kotak Securities Ltd 1St Floor, Gulab Bhawan, Chopasani Road,,5101956. RR Equity Brokers Private Ltd Inside Keshav Bhawan Near Hdfc Bank 9Th Chopasni Road Jodhpur 342003,342003,9928388322. SBICAP Securities Ltd C/O Sbi, Special Branch, High Court Campus, Kachauri,,342001,2546546.Kanpur: Bajaj Capital Investor Services Ltd 106, Ratan Esquire, 14/144, Chunni Ganj,208001,6451763. Kotak Securities Ltd 312-315, 3Rd Floor, 14/113, Kan Chambers, Civil Lines, Near Up Stock Exchange,,3018114. RR Equity Brokers Private Ltd 26 L.G.F. Roland Tower 17/5 The Mall,208001,9336219040. SBICAP Securities Ltd Sbi, Main Branch Campus, Zonal Office,16/101 Civil Line Mall Road,,208001,2333571. Standard Chartered Securities (India) Ltd 15 / 59, “O” Civil Lines,208001,3268394.Kochi: Bajaj Capital Investor Services Ltd Rubicon Building, S.A. Road, South Over Bridge, Valanjambalam,682016,6452566. IDBI Capital Market Services Ltd 2Nd Floor, Pavana House, K. P. Vallon K. P. Vallon Road, Kadavanthra,682020,3210712. Integrated Entreprises ( India ) Ltd Raj Soudh, 1 Flr, 39/3477, M.G.Road, Ernakulam,682016,2358922. Kotak Securities Ltd 40/1400, 11Th Floor, Ensign Enclave, Jos Junction, M.G. Road,,2377386. Nirmal Bang Securities Pvt. Ltd Shop No.39/2122 B-First Floor,Jomer Aracade, Chittoor Road,South Junction - Cochin Kerala,682016,4117971. SBICAP Securities Ltd Sbi Shanmugham Rd. Branch 2Nd Floor, Ktdc Bldg, Ernakulam,682031,3248745. Standard Chartered Securities (India) Ltd 1St Floor, Sana Tower, 39/2579C, M.G. Road, Ernakulam,682016,2372669.Kolhapur: Bajaj Capital Investor Services Ltd Ground Floor, Damodar Enclave Apartment, 10Th Lane, Rajaram-Puri,416001,6450529.Kolkata: Bajaj Capital Investor Services Ltd Martin Burn House, Ground Floor, 1, Room. No. 15, R.N. Mukherjee Road,700001,40053282. Bajaj Capital Investor Services Ltd Ground Floor, 10-C, Hungerford Street,700017,30295200. Bajaj Capital Investor Services Ltd 9, Ezra Street,700001,64578545. Edelweiss Broking Ltd 2Nd Floor, Savitri Tower, 3A, Upper Wood,700017,40104635. Eureka Stock & Share Broking Services Ltd. B3/5,Gillander House,8,N.S.Road,700001,39180300. Eureka Stock & Share Broking Services Ltd. 9B,Wood Street,1St Floor,700016,39180380. Eureka Stock & Share Broking Services Ltd. 7, Lyons Range, 2Nd Floor,700001,. IDBI Capital Market Services Ltd Suit No 2 B, 228 A, Landmark Bldg - Seconf Floor , Mintopark ,Ajc Bose Road,700020,32502896. Integrated Entreprises ( India ) Ltd Trikut, Flat No 1-B,4C Lansdowne Place, Opp. Road Of Ramakrishna Mission Hospital,,. JM Financial Services Pvt Ltd Kankaria Estate, 8Th Flr,6Th Little Russell Street,700071,39870330. Kotak Securities Ltd 7Th Floor, Apeejay House, Block ‘C’, 15, Park Street,,22273999. Kotak Securities Ltd Govind Bhavan, Ground Floor, 2, Biplabi Trilokya Maharaj Sarani(Brabourne Road),,22358105. Nirmal Bang Securities Pvt. Ltd Ac Market Complex,8Th Floor, 1 Shakespeare Sarani,,700071,30584292. RR Equity Brokers Private Ltd 704,Krishna Bldg.,224,Ajc Bose Road,700017,22802963. SBICAP Securities Ltd Sbi Main Branch Sammriddi Bhavan 3Rd Floor, 1- Strand Road,700001,22481729. SBICAP Securities Ltd State Bank Of India Jeevandeep Bldg,Ground Floor Middleton Street,700071,22886604. SBICAP Securities Ltd C/O—State Bank Of India,Bikash Bhavan Goc.Ground Floor.Sector-Ii,Saltlake,700091,. SBICAP Securities Ltd C/O Sbi, 50 A, Gariahat Road, Ballygunge,,700019,24619561. Standard Chartered Securities (India) Ltd Shree Manjiri, 1St Floor, 8/1, Sir William Jones Sarani,700071,22276521. Standard Chartered Securities (India) Ltd Premises No 152 First Floor, S.P Mukherjee Road,700026,24634044. Standard Chartered Securities (India) Ltd Mangalam Bldg., 24 & 26, Gr Floor, Hemanta Basu Sarani, Dalhousie,700001,22137028.Kota: Kotak Securities Ltd D-8 First Floor, Shri Ram Complex, Opposite Multipurpose School, Gumanpura,,. SBICAP Securities Ltd Kota Main Branch, Chhawani Chouraha,324007,2390147.Lucknow: Bajaj Capital Investor Services Ltd 5, Commerce House, Habibullah Compound, 11, M.G. Marg, Hazratganj,226001,6565568. Bajaj Capital Investor Services Ltd C-204, Ugf, Sahara Plaza, Patrakar Puram, Gomti Nagar,226010,4060909. IDBI Capital Market Services Ltd 1St Floor, Halwasiya House, 11 M. G. Marg,Hazratganj,226001,3250987. Kotak Securities Ltd 1-2 Ground Floor, Commerce House, Habibullah Estate,11 M.G. Marg,,3232285. Kotak Securities Ltd A-1 ; Ashish Palace,Sector E,Aliganj,,3232285. RR Equity Brokers Private Ltd G-32,Shriram Tower,13- A,Ashok Marg,226001,4057612. SBICAP Securities Ltd C/O State Bank Of India, 2/103 Vijay Khand First Flr, Gomti Nagar,226010,2303261. SBICAP Securities Ltd C/O Sbi Govt.Business Branch Moti Mahal Marg Behind K.D.Singh Babu Stadium Hajrath Ganj,226001,3202184.Ludhiana: Bajaj Capital Investor Services Ltd M-3, Abc Services, Sco- 137, Feroze Gandhi Market,1,2412287. Kotak Securities Ltd Sco-122, 2Nd Floor, Firoz Gandhi Market,,5047214. Nirmal Bang Securities Pvt. Ltd Office No.301 & 302,Sco No.15, Scan Plaza,Feroze Gandhi Marg,141001,4020000. SBICAP Securities Ltd Sbi, 1St Floor Fountain Chowk Civil Lines,141001,5025634.Madurai: Bajaj Capital Investor Services Ltd Suriya Towers, No.5, First Floor, 272/273, Good Shed Street,625001,6461023. Kotak Securities Ltd Shop A First Floor, Krv Arcade, Ar Plaza 16 & 17, North Velli Street,,2341225. SBICAP Securities Ltd C/O State Bank Of India, Number - 7A, West Veli Street, Opposite Railway Station,,625001,4506404.Mangalore: Bajaj Capital Investor Services Ltd Essel Towers, Bs 4, Bunts Hostel Circle,575003,6451218. IDBI Capital Market Services Ltd 1St Floor, Bridge Square, Balmatta Road,,575001,4278032. Kotak Securities Ltd No.4, 3Rd Floor, The Trade Centre, Jyoti Centre, Bunts Hostel Road, Near Jyoti Circle,,424180. Kotak Securities Ltd No.4, 3Rd Floor, The Trade Centre, Jyoti Centre, Bunts Hostel Road, Near Jyoti Circle,,424180. RR Equity Brokers Private Ltd F 2 1St Floor Adithi Arcade Karangalpay,575003,9845288557. SBICAP Securities Ltd C/O Sbi, Mangalore Main Branch, Port Road, P.B.No-90,575011,4265361.Meerut: Bajaj Capital Investor Services Ltd G-43, Ganga Plaza, Near Begam Bridge,250001,6451510.Mumbai: Bajaj Capital Investor Services Ltd Agra Bldg, Gr. Floor, 7/9 Oak Lane, Fort,400023,66376999. Edelweiss Broking Ltd 104, 1St Floor, P J Tower, Bse Bldg., Dalal Street, Fort,400001,67471345. Eureka Stock & Share Broking Services Ltd. Raheja Chambers,R.No.909,9Th Floor,213,Nariman Point,400021,32583020. IDBI Capital Market Services Ltd Mafatlal Centre , 3Rd Flr , Nariman Point,400021,43221212. IDBI Capital Market Services Ltd Shop No. B 4, E Wing, Crystal Plaza, Opp. Infinity Mall, Off New Link Road, Adarsh Nagar,Andheri (W),400053,32468346. IDBI Capital Market Services Ltd Shop No.3, Vikas Palm Village Pachpakhadi,400601,25444441. IDBI Capital Market Services Ltd Shop No. 8, Thacker Tower Premises Co-Op Society Ltd Plot No. 86, Sector 17, Vashi,,400705,27893262. Integrated Entreprises ( India ) Ltd 15, 1St Flr, Modern House, Dr. V.B.Gandhi Marg, Fort,400023,40661800. JM Financial Services Pvt Ltd 1St Floor, Patel House, Next To ,M G Road, Vileparle (E),400057,26135202. JM Financial Services Pvt Ltd Palm Court, M- Wing, 4Th Floor, Goregaon Link Road,Malad West,400064,30877000. JM Financial Services Pvt Ltd Ground Floor, Anushka, New Link Rd,Andheri West,400053,66191600. JM Financial Services Pvt Ltd Shop No 6, Dattani Trade Center,Chandra Varkar Road, Borivali (W),400092,30215400. JM Financial Services Pvt Ltd 424/425 Kalidas Plaza, V B Lane,Ghatkopar East,400075,30978700. JM Financial Services Pvt Ltd 2,3,4 Kamanwala Chambers, P M Road, Fort,400001,3021500. Keynote Capitals Ltd 4Th Floor, Balmer Lawrie Building,5, J. N. Heredia Marg,Ballard Estate,400001,22694322. Kotak Securities Ltd 32, Gr Flr., Raja Bahadur Compound, Opp , Fort,,22655074. Kotak Securities Ltd 6Th Floor, Kotak Towers, Building No. 21, Infinity Park, Off Western Express Highway, Goregaon Mulund Link, Road, Malad (E),,66056825. Kotak Securities Ltd Nirlon House, 3Rd Floor, Dr Anie Besant Road, Near Passport Office, Worli,,66529191. LKP Securities Ltd Bank Of Maharashtra Bldg,45 / 47, B S Marg, Fort,400001,22663963. Nirmal Bang Securities Pvt. Ltd B - 201,Khandelwal House, Poddar Road, Near Poddar Park, Malad (East),,400097,39269139. RR Equity Brokers Private Ltd 18 First Floor,105 Bombay Samachar Marg.,Fort,400023,40544201. RR Equity Brokers Private Ltd 133A, Mittal Tower, A Wing, 13Th Floor, Nariman Point,400021,9324804084. SBICAP Securities Ltd State Bank Of India M.G.Road Ghatkopar East,400077,25020964. SBICAP Securities Ltd 1St Floor, Tulsiani Chembers, Nariman Point,400021,32660218. SBICAP Securities Ltd Sbi Admin Building Compound, Madam Cama Rd., Nariman Point,400021,22023214. SBICAP Securities Ltd C/O Sbi Spb Branch, Mumbai Samachar Marg, Gate No 7, Horniman Circle, Fort,,400001,32660216. SBICAP Securities Ltd 2Nd Flr, C Wing, Mafatlal Chambers, N.M Joshi Marg, Lower Parel,400013,42273451. SBICAP Securities Ltd C/O Sbi Jvlr Branch, Ground Floor,Juhu Versova Link Road, Andheri (W),400053,26707887. Standard Chartered Securities (India) Ltd Shop No. 1&2, Shroff Towers, Sodawala Cross Lane, Borivali (West),400092,66982772. Standard Chartered Securities (India) Ltd Work Station - 1016, Standard Chartered Tower, 201-B/1,1St Floor, Western Express Highway,Goregaon (East),400063,67559626. Standard Chartered Securities (India) Ltd Sai Plaza, Ground Floor, Jawahar Road, Opp. Railway Station, Ghatkopar (East),400077,25028540. Standard Chartered Securities (India) Ltd 6, Sanghrajka House, 1St Floor, 431, Dr. D.B. Marg, Opera House,400004,65177950. Standard Chartered Securities (India) Ltd Ground Floor, Anand Commercial Centre, Near Asha Parekh Hospital, S.V. Road, Santacruz (West),400054,26004633.Mysore: Kotak Securities Ltd No: 646 - Kiran Mansion - 2 Nd Floor, Above Reliance Fresh, Chamaraja Double Road,,4000861. SBICAP Securities Ltd C/O State Bank Of India, Mysore Main Branch,P.B.No-204, Motikhana Building, New Sayaji Rao Road,570024,2435866.Nagpur: Bajaj Capital Investor Services Ltd Shop No. 5, Pushpakunja Commercial Complex, Central Bazar Road, Ramdas Peth,440010,6618577. IDBI Capital Market Services Ltd Unit No. 104, Ashish Annexe, Plot J-13 A, Whc Road, Laxmi Nagar,,440022,2230005. Kotak Securities Ltd Plot No. 5, 3Rd Floor, Lotus Gorepeth Layout Whc Road , Dharampeth,,6620278. SBICAP Securities Ltd C/O Sbi Seva Sadan Branch, 75 Moti Mohan Complex Seva Sadan Chowk, C.A.Road,440018,3257729. Standard Chartered Securities (India) Ltd 101/102, Shriram Shyam Towers, 1St Floor, Kingsway, Sadar,440001,3243681.Nashik: Bajaj Capital Investor Services Ltd G 18 & 19 , Suyojit Sankul, Tilak Wadi, Sharanpur Road,422002,6629011. Kotak Securities Ltd G-5, Suyojit Avdhoot Tower, Old Gangapur Naka, Gangapur Rd,,6609804. SBICAP Securities Ltd C/O Sbi Spbb Br., Plot No. 56 ,Opp. Wadnagare Bhavan, Thatte Wadi, College Road,422005,2232152.New Delhi: Bajaj Capital Investor Services Ltd Bajaj House, 97, Nehru Place,110019,41693000. Bajaj Capital Investor Services Ltd United India Life Building, F-Block, Middle Circle, Connaught Place,110001,41790444. IDBI Capital Market Services Ltd Office No. 216-217-218, Second Floor, Vardhman Tower, Preet Vihar,,110092,32472133. IDBI Capital Market Services Ltd C-1/103-104,Lajpat Nagar -1, New Delhi,110024,9810316643. IDBI Capital Market Services Ltd 114, 1St Floor, Aggarwal City Plaza,Plot No. 17, Manglam Palace, Sector 3, Rohini,,9810533146. Integrated Entreprises ( India ) Ltd 1691 / 36, ( Ii Flr ), Arya Samaj Road, (Opp To Satbhrawan School), Naiwala,Karolbagh,700029,2474600. JM Financial Services Pvt Ltd 114 Himalya House,23,K G Marg,110001,41305000. Kotak Securities Ltd 202-217, 2Nd Floor, Ambadeep Building, 14, Kasturba Gandhi Marg,,66313131. Nirmal Bang Securities Pvt. Ltd Flat No.120, New Delhi House, 27 Barakhamba Road,,110001,43603961. RR Equity Brokers Private Ltd 47, M.M. Road, Rani Jhansi Marg, Jhandewalan,110055,9312940483. RR Equity Brokers Private Ltd 105, Anchal Plaza,Nelson Mandela Road Vasant Kunj,110070,26891262. RR Equity Brokers Private Ltd 105, Pratap Bhawan , Bahadur Shah Zafar Marg,110001,49505500. RR Equity Brokers Private Ltd 118, Gagandeep Building, Rajendra Place,110008,25764872. RR Equity Brokers Private Ltd 106, Pankaj Chambers, Preet Vihar Community Centre,110092,42421238. RR Equity Brokers Private Ltd Shop No. 24, Fd Market, Near Madhuban Chowk, Pitampura,110034,27311419. RR Equity Brokers Private Ltd N-24 - 25, Connaught Place,110001,41523306. RR Equity Brokers Private Ltd 111, Jyotishikhar, 8 Distt. Centre , Janakpuri,110018,25617654. SBICAP Securities Ltd Sbi Spb Branch11, Parliament Street,110001,23744235. SBICAP Securities Ltd State Bank Of India Personal Banking Branch, A-15 Hauz Khas,110016,26511104. SBICAP Securities Ltd 9, New Rajdhani Enclave, Swasthya Vihar,Nr Preet Vihar Metro Station,110092,45108482. SBICAP Securities Ltd C/O, State Bank Of India, E-2/28, Sector-7, Rohini,110085,27055815. Standard Chartered Securities (India) Ltd 159, Aggarwal Citi Plaza, Plot No. 17, Manngalam Place, Sector 3, Rohini,110085,47090181. Standard Chartered Securities (India) Ltd 52-53, Malviya Smriti Bhawan, Deen Dayal Upadhyay Marg,110002,41514821. Standard Chartered Securities (India) Ltd E-2/27,Ground Floor, Main Link Road, Jhandewalan, Near Jhandewalan Metro Station, Gate No.2,110055,43293200.Noida: Bajaj Capital Investor Services Ltd Sector -29 A-2, Brahmputra Commercial Complex, Near Rail Reservation Centre, Sec. 29,201301,6494074. Bajaj Capital Investor Services Ltd Sec-41 C-20, C Block Market, Sector-41,201301,2570410. Kotak Securities Ltd 2Nd Floor, Above , G-31-32, Atta Market, Sector-18,,4606911. RR Equity Brokers Private Ltd P-5,Sector - 18,201301,4336902. SBICAP Securities Ltd C/O State Bank Of India, Sector-26,201301,2532133.Panchkula: SBICAP Securities Ltd C/O State Bank Of India,Sco - 14, Sector 10,,140109,4010507.Panjim: Bajaj Capital Investor Services Ltd F2, 1St Floor, Alfran Plaza, Near Don Bosco School, Panaji, Goa,403001,2356869. Kotak Securities Ltd 2Nd Floor,Gurusai Plaza,Isidoria Baptista Road,Margao,,6624833. SBICAP Securities Ltd Sbi, Panaji Main Branch Dayanand Bandodkar Marg Near Hotel Mandovi,403001,3253886. Standard Chartered Securities (India) Ltd 15, 16 & 17, Haroons Arcade, Magnum Center, 1St Floor, M. G. Road, Panaji,403001,2232173.Patiala: SBICAP Securities Ltd Mall Road, The Mall Near Sherawala Gate, Demat Section,147001,5013356.Patna: Bajaj Capital Investor Services Ltd Flat No. 108, 1St Floor, Ashiana, Plaza, Budha Marg,800001,6451056. IDBI Capital Market Services Ltd Patna Branch Office, 205, 2Nd Floor, Grand Plaza, Fraser Road,,800001,3200687. Kotak Securities Ltd Office No.7, Twin Tower Hathwa, South Gandhi Maidan,,2224620. RR Equity Brokers Private Ltd 422-23, 4Th Floor,Ashiyana Harniwas Complex,New Dak Bunglow Road,800001,9334114868. SBICAP Securities Ltd C/O State Bank Of India ,Spb Gandhi Maidan,Biscoman Bhavan,800001,3260943.Pondicherry: Bajaj Capital Investor Services Ltd No. 127/A, 100 Ft. Road,Natesan Tower, 1St Floor, Natesan Nagar,605001,6452334. SBICAP Securities Ltd 164, Kamraj Salai, 1St Flr, Above Sbi Adb Branch,605013,4304236.Pune: Bajaj Capital Investor Services Ltd Shop No 6, Sanas Plaza, 1302, Subhash Nagar, Bazirao Road,411002,65009460. Bajaj Capital Investor Services Ltd Suyash Plaza, Office No.08, 3Rd Floor, Opp-Selene Building, Bhandarkar Road, Near Kamla Nehru Park,411004,65009463. IDBI Capital Market Services Ltd Office No. 32 / 33, 2Nd Floor, Building B, Wing C, Shrinath Plaza, Modern College, Shivagi Nagar,,411004,32913133. JM Financial Services Pvt Ltd 205 Business Guild ,Opp. Krishna Dining Hall,Law College Road, Erandawane,411001,39871600. Kotak Securities Ltd 2 Nd Floor, Kumar Business Center,Bund Garden Road,Opp. Bund Graden,,66066129. SBICAP Securities Ltd State Bank Of India Deccan Gymkhana Branch J.M.Road, Deccan Gymkhana,411004,25539399. SBICAP Securities Ltd C/O Sbi Bund Garden Branch, Grale 171/B, 1St Floor, Dp Road,411001,30221091. Standard Chartered Securities (India) Ltd A/2, 1St Floor, Deccan Chambers, C.T. Survey No. 33/40, Erandwane, Karve Road,411004,25453436.Raipur: Kotak Securities Ltd Menzanine Fllor, Chawla Complex, Near Vanijya Bhawan,Devendra Nagar Road,,251555. SBICAP Securities Ltd C/O State Bank Of India,Kutchery Branch,Kutchey Chowk,492001,4075329.Rajkot: Bajaj Capital Investor Services Ltd Prathibha Complex, Near Jayesh Publicity, Moti Tanki Chowk,360001,6450135. IDBI Capital Market Services Ltd 1St Floor, Ankur Bldg Dr. Radhakrishan Road, Near Moti Tanki,,360001,3056091. JM Financial Services Pvt Ltd 202 Solitaire, 2Nd Floor, Swami Vivekanand Marg, Near Municipal Commissioner Bunglow, Ramkrishna Nagar,360007,3984000. Kotak Securities Ltd Nath Complex, 2Nd Floor, Opp. Jilla Panchayat, Above Kotak Mahindra Bank, Yagnik Road,,2459436. SBICAP Securities Ltd 608, Dhanrajni Complex, 6Th Flr, Near Imperial Palace Hotel, Dr Yagnik Road,360001,3043328.Ranchi: Eureka Stock & Share Broking Services Ltd. G-2,Qtr,Shree Gopal Complex,Court Road,834001,2200230. Kotak Securities Ltd Shop No. 24 & 25, 2Nd Floor, A.C. Market, G.E.L. Church Complex, Main Road,,2200860.Rohtak: RR Equity Brokers Private Ltd 103 Balaji Financial House Scf-28 Huda Complex,124001,9896001705.Salem: Bajaj Capital Investor Services Ltd 22, Gf, Omalur Main Road,636009,6452565. Kotak Securities Ltd 5/241, F Rathna Arcade Five Road,Meyyanur,,2335476. SBICAP Securities Ltd Sbi Siruthozhil Branch Bank House,No. 68 Cherry Road,636007,4031780.Shimla: SBICAP Securities Ltd C/O State Bank Of India, New Building, 2Nd Floor, The Mall,171003,2652726.Siliguri: Bajaj Capital Investor Services Ltd 3Rd Floor, Jatin Das Sarani, (Near Jwel Club),Ashram Para,734001,9641831375. Eureka Stock & Share Broking Services Ltd. 2Nd Floor,Metro Plaza,S.F.Road,Khalpara,734405,9832379189. Kotak Securities Ltd Nanak Complex, 2Nd Floor, Sevok Road,,. Standard Chartered Securities (India) Ltd Pratap Market, 1St Floor, Sevoke Road, Near Payal Cinema,734401,2544894.Surat: Bajaj Capital Investor Services Ltd L-4, Ground Floor, Vishwakarma Chambers, Majura Gate Crossing Road, Ring Road,395002,6450421. JM Financial Services Pvt Ltd 407, 4Th Floor, 21 Century Business Centre, Near Udhna Char Rasta, Ring Road,395002,3984000. Kotak Securities Ltd Kotak House, K G Point, 1St Floor, Nr.Ganga Palace, Opp.Idbi Bank, Ghoddod Road,,2254553. RR Equity Brokers Private Ltd M 32-Center Point,Civel Char Rasta Ring Road,395002,9925233692. SBICAP Securities Ltd 1/580, Pore Street, Nanpura, Opp Sbi,395001,2464888. Standard Chartered Securities (India) Ltd U-18,Upper Ground Floor, Jolly Plaza, Athwagate,395001,2463101.Thiruvananthapuram: Bajaj Capital Investor Services Ltd Edamala Plaza, Tc 14/999 Opposite Police Headquarters, Vellayambalam Road, Vazahuthacadu Sasthamangalam Post,,695010,6450176. IDBI Capital Market Services Ltd Nh Road, Killipalam,Trivandrum.,695002,4018482. Kotak Securities Ltd Mahesh Estates, 2Nd Floor, T L -15/1805, Vazhuthacadu,,2337423. SBICAP Securities Ltd First Floor, Building, Sasthamangalam,695010,6454296.Trichy: Bajaj Capital Investor Services Ltd Swati Arcade, 73/1 - F 1St Floor Salaia Road, Thillai Nagar,620018,6452094. Kotak Securities Ltd C-56,1-24-4Th Cross, Thillai Nagar,,. SBICAP Securities Ltd C/O, State Bank Of India, Micr Center, Ground Flr, Asha Arcade, 73 Promenade Road, Cantonment,620001,4002818.Udaipur: Kotak Securities Ltd 222/12, Ist Floor, Mumal Towers, Saheli Marg,,513901. SBICAP Securities Ltd C/O Sbi, Main Branch, 23/C Madhuban,313001,2420150. Standard Chartered Securities (India) Ltd Abhay Niwas, 5, 1St Floor, Residency Road,313001,3204889.Ujjain: SBICAP Securities Ltd C/O Sbi Main Branch, State Bank Building, Budhwariya,,465001,4061476.Vadodara: Bajaj Capital Investor Services Ltd 129 Siddharth Complex, R C Dutt Road,390007,3088162. IDBI Capital Market Services Ltd G/24 Concorde Bldg R P Dutta Road, Near Idbi Bank, B/H Idbi Bank, Alkapuri,,390005,3201426. JM Financial Services Pvt Ltd G1Ground Floor, Shohan, 49 Alkapuri Society, Opp. Hdfc Babk, Alkapuri,390007,3984311. Kotak Securities Ltd 216, Meghdhanush Complex, Race Course Road (South),,2314455. RR Equity Brokers Private Ltd 222 Siddharth Complex,Rc Dutta Road,390007,3256190. SBICAP Securities Ltd Sbi, Alkapuri, R.C.Dutt Road,390007,6535747. SBICAP Securities Ltd C/O. Sbi Mandvi Main Branch, Opp Jamnabhai Hospital, Mandvi,,390001,2516422. SBICAP Securities Ltd C/O. Sbi Makarpura I.E. Branch, Vcci Building, Makarpura,390010,2632533. Standard Chartered Securities (India) Ltd F-101, Savoy Complex, Old Padra Road,390020,2357160.Varanasi: Bajaj Capital Investor Services Ltd D-58/53-54, 1St Floor, Shiva Complex, Rath Yatra Crossing,221010,6450181. IDBI Capital Market Services Ltd D-58/12, A-7, Iiird Floor, Gandhi Nagar, Sigra,,221010,9935397975. RR Equity Brokers Private Ltd D -64/127 C-H, Arihant Complex, Nagar Nigam Road, Sigra,221010,9415201997. SBICAP Securities Ltd C/O State Bank Of India , Bhelupur Branch,221010,22277558.Vijayawada: Bajaj Capital Investor Services Ltd Kalyan Complex 39-1-89, 1St Floor, Beside Obc Bank, Temple Street, M.G. Road, Labbipet,520010,6450181. Kotak Securities Ltd 40-1-48/1, Labbipet, M.G.Road,,6649061. SBICAP Securities Ltd Sbi ,Governorpet Branch Ali Begh Street Governorpet,520002,2577887.Visakhapatnam: Bajaj Capital Investor Services Ltd Door No.10-1-125, 1St Floor, Asilmetta Junction, Beside Prasad Labs,530003,6461773. IDBI Capital Market Services Ltd 10 / 1 / 44 3Rd Floor, T. L. N. Complex Opp. Idbi Bank, Siripuram,530003,3201715. JM Financial Services Pvt Ltd Door No 9-1-224/4/3, 1St Floor, Nandan Nirman,500003,3983800. Kotak Securities Ltd Door No.47-10-15, Vrc,,. SBICAP Securities Ltd C/O Sbi Main Branch, Demat Section, Opposite Jail Road Junction, Near Redham Gardens,530002,9949324544. Standard Chartered Securities (India) Ltd Vijayalakshami Nilayam, 1St Floor, 10-50-81, Rock Dale Layout, Waltair Main Road,530002,2739420. LIMITED Ahmedabad:Trishul,OppositeSamartheshwar Temple, Law Garden,,Ellis Bridge, Ahmedabad 380 006, Gujarat; Bangalore: No. 9, M. G. Road,Block A,Bangalore 560001; Hubli: 1st floor, No. 122/146, Ward No. III, New Cotton Market, Deshpande Nagar, Hubli, Karnataka, Pin 580 029; Bhopal: Bhopal, Star Arcade, Plot No.165 A & 166, Zone - I, M.P.Nagar, Bhopal -462 011, Madhya Pradesh; Bhubaneshwar: C.O. Archbishop’SHouse,Satyanagar, ,Bhubaneshwar 751 007; Chandigarh: Chandigarh,Sco 343-344,,Sector 35-B,Chandigarh 160 022; Panchkula: Panchkula,Sco 10, Sector 10,Panchkula 134 109,Haryana; Chennai: 82, Dr. RadhakrishnanSalai, Mylapore, Chennai 600 004; Coimbatore: VigneswarCresta, No.1095, Avinashi Road, Pappanaickenpalayyam, Coimbatore - 641 037, Tamil Nadu; Dehradun: Shri Ram Arcade, 74(New No.250/466), Rajpur Road, Dehradun 248001, Uttarakhand; Delhi:”Statesman House”,148, Barakhamba Road, New Delhi 110 001; Guwahati: Ground Floor, Chibber House, G.S. Road, Dispur, Guwahati 781 005, Assam; Hyderabad: 6-3-879/B, G. Pulla Reddy Bldg., First Floor, Begumpet Road, Hyderabad 500 016; Jaipur: O-15, Green House,AshokMarg, C-Scheme,Jaipur 302 001, Rajasthan; Kochi:41/419, Ground Floor, Chicago Plaza, Rajaji Road, Ernakulam, Kochi - 682 035, Kerala; Kolkata: Ground & First Floors, 7, Shakespeare Sarani, Kolkata 700 071, West Bengal; Lucknow: Lucknow,25-B, Ashok Marg,SikanderBaghChauraha,Lucknow 226 001, Uttar Pradesh; Ludhiana: Lower Ground Floor, Shop No.AG-01, 02, 03, 3 A, 04, 05,05-A, 06, 07, 08, 09, 10, 11.Unit No. 1 & 2, The Boulevard, Plot No.105, Mall Road,Ludhiana, Punjab, 141001; Mumbai: Universal Insurance Bldg.,Ground Floor, Sir P. M. Road, Fort, Mumbai 400 001; Nagpur: Nagpur,M. G. House, Rabindranath Tagore Road,,Besides Board Office,Civil Lines, Nagpur 440 001, Maharashtra; Patna: LokNayak Jay PrakashBhawan, Dak Bungalow Crossing, Patna 800001, Bihar; Pune: Pune ,Sterling Plaza, Plot No.1262/B,JangliMaharajRoad,Near Deccan Gymkhana, Pune 411004; Raipur: Opp. New Bus Stand, JeevanBimaMarg, Pandri,Raipur 492 004, Chattisgarh; Surat: Surat,DigvijayTowers,Opp. St. Xavier’SSchool,GhodDod Road, Surat - 395 001; Vijayawada: Ground Floor, D No. 59A 1-7, Matha Towers, Ring Road, Near Benz Circle, Vijayawada 520 008. HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED : COLLECTION CENTRES FOR APPLICATION FORMS

AXIS BANK LIMITED Ahmedabad Main Branch Trishul,Opposite Samartheshwar Temple, Law Garden,,Ellis Bridge, Ahmedabad 380 006, Gujarat Ajmer Rajasthan,Amc No/481-485/10,Kutchery Road, India Motor Circle,Ajmer 305 001, Rajasthan Ambala Cantonment Ambala Cantonment,Lic Office, Jeevan Jyoti Building, Lic Office,Jln Marg, Jagadri Road,,Ambala Cantt/133001, Haryana Amritsar 29, Kennedy Avenue, Court Road, Amritsar 143001, Punjab Anand Anand,Satyam Chambers,Amul Dairy Road, Anand 388001,Gujarat Bangalore Main Branch No. 9, M. G. Road,Block A,Bangalore 560001 Bardoli Manchhaba Sankskruti Bhavan,Sardar Baug, Bardoli 394 601,District Surat, Gujarat Bharuch Shri S’Ad Vidya Mandal Institute Of Technology (Svmit) College Campus,Old National Highway No/ 8,Bharuch 392 001, Gujarat Bhavnagar Plot No.4/B, Vasundhara Complex, Opp. Dakshinamurthy School, Waghawadi Road, Bhavnagar 364 002, Gujarat Bhilai Block A, Plot No.5, Uttar Gangotri, Off. G E Road, Supela Chowk, Bhilai 490 020, Chhatisgarh Bhopal Star Arcade, Plot No.165 A & 166,Zone - I, M.P.Nagar, Bhopal -462 011,Madhya Pradesh Bhubaneswar C.O. Archbishop’S House,Satyanagar, ,Bhubaneshwar 751 007 Bikaner Bikaner, Rajasthan,Shree Gaurav Complex, Daga Maidan,Near Dak Bunglow And Railway Station, ,Rani Bazar Road, Bikaner 334 001, Rajasthan Burdwan 2nd Floor, City Tower,23, G.T. Road, Burdwan 713101, West Bengal Chandigarh Chandigarh,Sco 343-344,,Sector 35-B,Chandigarh 160 022 Chennai Main Branch 82, Dr. Radhakrishnan Salai, Mylapore, Chennai 600 004 Cochin (Kochi) 41/419, Ground Floor, Chicago Plaza, Rajaji Road, Ernakulam, Kochi - 682 035, Kerala Dehradun Shri Ram Arcade, 74(New No.250/466), Rajpur Road, Dehradun 248001, Uttarakhand Faridabad Faridabad, Haryana,Shop No/6, Crown Complex ,Neighbourhood No/2,1-2 Chowk, N/I/T/, Faridabad 121 001, Haryana, Guwahati Ground Floor, Chibber House, G.S. Road, Dispur, Guwahati 781 005, Assam Hissar Hissar, Haryana,Sco No/ 177, ,Commercial Urban Estate,No/ 1, Hissar 125 001, Haryana Hyderabad Main Branch 6-3-879/B, G. Pulla Reddy Bldg., First Floor, Begumpet Road, Hyderabad 500 016 Indore Indore,”Kamal Palace”, 1, Yeshwant Colony,Yeshwant Niwas Road,Indore - 452 003 Jaipur O-15, Green House,Ashok Marg, C-Scheme,Jaipur 302 001, Rajasthan Jalandhar SCO 30-31, Guru Ram Dass Divine Tower , Opp Mini Secretariate, Ladowali Road , Jalandhar, Punjab 144 001 Jammu Ground Floor, Highland Tower, Rail Head Complex, Jammu 180 004, J & K Jamnagar Jaidev Arcade, Ground Floor, Park Colony Main Road, Near Joggers’ Park, Jamnagar 361008, Gujarat Jodhpur Ground Floor and First Floor, Prince Tower, Plot No. 654, Residency Road, Jodhpur, Rajasthan 342003 Kanpur Ground & First Floor, 16/104-A, Civil Lines, Kanpur, Uttar Pradesh 208 001 Karaikudi Karaikudi, Tamil Nadu,15.1 Shanmugaraja Road,Behind New Court, Karaikudi,Dist. Sivaganga, Tamil Nadu, Pin 630001 Kolkata Ground & First Floors, 7, Shakespeare Sarani, Kolkata 700 071, West Bengal Kota 414, Shopping Centre, Kota 324 007, Rajasthan Lucknow Lucknow,25-B, Ashok Marg,Sikander Bagh Chauraha,Lucknow 226 001, Uttar Pradesh Ludhiana Lower Ground Floor, Shop No.AG-01, 02, 03, 3 A, 04, 05,05-A, 06, 07, 08, 09, 10, 11.Unit No. 1 & 2, The Boulevard, Plot No.105, Mall Road,Ludhiana, Punjab, 141001, Meerut Hotel Crystal Plaza, G-2/47, Civil Lines, Boundary Road, Meerut 250 001, Uttar Pradesh, Mumbai Universal Insurance Bldg.,Ground Floor, Sir P. M. Road, Fort, Mumbai 400 001, Muzaffarnagar Muzaffarnagar, Uttar Pradesh, Dr S Prakash Business Complex,171 Civil Lines (South), Court Road,Muzaffarnagar 251 001, Uttar Pradesh New Delhi “Statesman House”,148, Barakhamba Road, New Delhi 110 001 Nagercoil: Thayammal Harris Tower, No. 42, Court Road, Nagercoil – 629001, Distt: Kanyakumari, Phone – 04652-220937-38/940, Panchkula Panchkula,Sco 10, Sector 10,Panchkula 134 109,Haryana Panipat Panipat, Haryana,515-515B, Ward No/ 8, ,Gaylord Hotel Building,G/T/ Road, Panipat 132 103, Haryana Raipur Opp. New Bus Stand, Jeevan Bima Marg, Pandri,Raipur 492 004, Chattisgarh Rajkot “Titan”, Near K K V Circle, Kalawad Road, Rajkot 360005 Shimla Shimla,Gf/Ff, Durga Cottage,Commercial Complex,Kasumpti, Shimla - 171 009 Surat Surat,Digvijay Towers,Opp. St. Xavier’S School,Ghod Dod Road, Surat - 395 001 Udaipur 222/21, Saheli Marg, Near UIT Circle, Udaipur 313 004, Rajasthan Ujjain Ujjain, Madhya Pradesh,Ground Floor, Hotel Ashray,77, Dewas Road,Ujjain 456 010, Madhya Pradesh Vadodara Vardhaman Complex, Opp. G.E.B., ,Near Pizza Hut, Race Course Circle (North),Vadodara 390 007, Gujarat Varanasi Varanasi, Uttar Pradesh,C-19/134, M-B, Ground & 1St Floor,Shastri Nagar, Sigra,Varanasi 221 002, Uttar Pradesh Vijayawada Ground Floor, D No. 59A 1-7, Matha Towers, Ring Road, Near Benz Circle, Vijayawada 520 008. HDFC BANK LIMITED Agra:-First Floor,Pariney Garden,Bhagfarjana, Civil Lines, Agra - 282002.,0562 – 4010382; Ahmedabad:-HDFC BANK LTD,Astral Tower, Near Mithakhali Six Raod,Navrnagpura, Ahmedabad - 380 009,079-32423470; Asansol:-P.C Chatterjee Market , rambandhu talaw ,Asansol-713303,0341-2315179; Bangalore:-HDFC BANK LTD.,Cash Management Services “SALCO CENTRE” # 8/24, Richmond Road, BANGALORE- 560025,080-66633131; Belgaum:-HDFC Bank Ltd,. No 4830/2A Opp District Hospital Dr Ambedkar Road. Belgaum 590 002,Belgaum-590002,0831 2404415; Bhilwara:-HDFC Bank Ltd., WBO, Shop no. 1-2-3-4, “A” Block, First Floor, SK Plaza, Pur Road Bhilwara (Raj.) 311001,01482-512686; Bokaro:-B-9 , City Centre , Sector-4 , Bokaro Steel City,Bokaro,Bokaro-827001,(06542) 232787; Calicut:-HDFC BANK LTD, III FLOOR, SIMAX TOWERS, KANNUR ROAD, NADAKKAVE, CALICUT -673011,0495- 4433154,155; Chennai:-No. 115, Dr. Radhakrishnan Salai, 2nd Floor, Opp. to CSI Kalyani Hospital, Mylapore, Chennai - 600004. 044-28477102; Dhanbad:-SRI RAM PLAZA , 1ST FLOOR, BANK MORE DHANBAD,JHARKHAND-826001,(0326) 2308831; Erode:-NO.680,Lotus Enclave,Brough Road,Erode,Erode-638001,0424-2261287; Gandhidham:- Plot no.1, Sector-8, Rabindranath Tagore Road,Gandhidham -370201,02836-653251/ 02836-233514; Gorakhpur:-Wholesale Banking Operations,Shreenath Complex, 10, Park Road, Civil Lines, GORAKHPUR -273001,0551-2205685 / 0551-3208666; Hyderabad:-WBO 1-10-60/3, III Floor, Suryodaya,Begumpet,HYDERABAD-500016,040-30472772 / 2770 / 2771; Jaipur:-HDFC Bank House, 2nd Floor, O-10,Ashok Marg,C- Scheme,Jaipur-302001,0141-5103486 , 5115476; Jalandhar:-HDFC Bank Ltd., 1st Floor, 911, GT Road, Nr. Narinder Cinema, Jalandhar-144001,0181-5017790-92; Jamshedpur:-HDFC Bank Ltd., 1st floor, 105 ,SNP Area , Sakchi , Jamshedpur - 831 00,0,0-831001,0657-2442756; Kochi:-FIRST FLOOR, PALARIVATTOM 25,COCHIN-682025,0484-4456607; Kolkatta:-Abhilasha - II, 6 Royd Street (2nd Floor),Kolkata- 700016,033-22273761; Madurai:-Sri Nithyakalyani Towers, No 34 Krishnarayan Tank Street, North Veli Street,Madurai-625001,0452 4246609; Mangalore:-Ideal Towers 1st floor , Opp Sharavu Ganapathi Temple , G T road Mangalore-575001,0824-6451392/93; Mehsana:-Prabhu Complex “ Nr Rajkamal Petrol Pump, Highway Road,Mehsana 384002.02762 243173; Moradabad:- HDFC Bank Ltd, First Floor, Chaddha Complex, GMD Road,Moradabad-244001,0591-2310508; Mumbai:-Ground Floor, Maneckji Wadia Building,Nanik Motwani Marg,Near Kala Ghoda,opp Mumbai University,Fort,Mumbai-400001,022-40801570 / 1528 / 1570 / 1560; Nellore:-17/126, G.V.R. Enclave, G.T. Road,Nellore-524001,0861-6450852/0861-2327171; New Delhi:-Fig-Ops 1st Floor, Kailash Bldg,New Delhi-110001,011-43174071/011-43174072/011- 43174073; Panjim:-301, Milroc Lar Menezes, Swami Vivekanand Road,Panjim-403001,0832-6659746; Patiala:-Building NO 11520, 1st Floor Leela bhawan, Near Gopal Sweets,Patiala-147001,0175-5022000; Pondicherry:-T.S.No.6, 100Ft Road, Ellaipillaichavady,Pondicherry-605005,0413 -2206575; Raipur:-HDFC BANK LTD, Chawla Towers, Near Bottle House, Shankar Nagar, Raipur, Chhattisgarh 492007, RAIPUR- 492007, 0771-4003110/3112; Rajahmundry:-46-17-20, 1stFloor, Danavaipet,Rajahmundry-533103,0883-2428691 / 0883-2428826; Ranchi:-56 ROHINI COMPLEX CIRCULAR ROAD LALPUR RANCHI 834001,RANCHI-834001,0651-2560522-3058005; Rohtak:-Jawahar market, Opp D-Park, Model town,Rohtak-124001,01262-326841, 210098; Rourkela:-Dewadi Bhavan,Rourkela-769001,0661-2500666; Shillong:- ANDERS MANSION, POLICE BAZAR,SHILLONG-793001,03642506043; Shimoga:-HDFC BANK LTD, W B O, No 447 ,Sharavathi Complex, Savarlane Road,Shimoga-577201,Land Line 08182-261359; Siliguri:-136/115 Hill Cart road,Siliguri-734401,0353-2520409; Solapur:-HDFC Bank Ltd, 8516/11 Murarji Peth,Sun Plaza Bldg,Lucky Chowk,Solapur-413007,0217-2320877; Surendranagar:-Middle Point, A Wing, Nr : Milan Cenama, Main Road, Surendranagar.-363002,02752-650105; Trivandrum:-BOB Plaza , Second Floor, T. C. 12 / 149 ( 3), Pattom ,Trivandrum-695004,0471-3083430; Tirupati:-HDFC BANK LTD, 19-8-180,Krishna Arcade, Beside IBP Petrol pump, Near Annamaiah Circle,TIRUPATI-517501,0877-2220374; Tirupur:-HDFC Bank Ltd,No-169,Chidambaram Complex,Kumaran Road,Tirupur-641601,0421-4342422; Trichur:- Third Floor, Suharsha Towers,Shornur Road,TRICHUR-680001,0487-6452085/ 6452098; Udaipur:-Uday 2floor 3 Durga nursery,Udaipur-313001,0294-5103355/5132355; Unjha:-1st Floor, Suvidhi Complex, Station Road,UNJHA -384170,02762-240624; Valsad:-1st Floor, Ekta Apt, Tithal Road,Valsad-396001,02632 652201; Vapi:-1 st Floor , Kanta Trade Center, GIDC Char Rasta,Vapi -396195,0260-6548104; Vishakapatnam:-HDFC BANK, FIRST FLOOR, POTLURI CASTLE, # 48-14-9, DWARAKANAGAR VISAKHAPATNAM-530016,0891-6671123. ICICI BANK LIMITED Agra: No. 6,8- 13,Ground Floor , Shanta Tower, Sanjay Place, Agra. 282002, U.P., 0562 – 2855401 /2520703 /2525650 /2526772 /2526790; Ahmedabad: JMC House, Opp. Parimal Gardens,Opp Parimal Garden, Ambawadi, Ahmedabad - 380 006, Gujarat,(079) 66523717-719; Amritsar ICICI Bank Ltd, 361, M.C International The Mall, Amritsar - 143001, Punjab , 0183 - 2211651 / 52;2213278/79;2226213/14/ 15 ; Bangalore: ICICI Bank Towers, 1, Commissariat Road, Ground Floor, Bangalore 560025, Karnataka, 080 - 41296007 ; Belgaum: Shree Krishna Towers, #14, Khanapur Road, RPD Cross, Tilakwadi, Belgaum-590006, Karnataka, 0831 -2404 203, 2404 204,2404 205; Bharuch: Blue Chip Complex, Sevashram Road, Panchbatti,Bharuch 392001, Gujarat 02642 - 252451/ 52 / 53 ; Bhavnagar: Ground Floor, Plot No. 2569,Ratnadeep, Opp. Central Salt Research Institute,Waghawadi Road, Bhavnagar-364002, Gujarat, 0278 – 2573626/27; Bhopal: Plot No. 11, Zone II, Alankar Palace Near Pragati Petrol Pump, M. P. Nagar, Bhopal. 462011, M.P., 0755 - 4226979 - 80 / 4283120; Bhubaneshwar: OCCF Building, Opp Sriya Talkies, Unit - III, Bhubaneswar 751001, Orissa, 0674-2380585/2380594; Ghaziabad: ICICI Bank Ltd, R- 1/88, Raj Nagar, Ghaziabad-201001, Uttar Pradesh, 0120 - 2833868 / 2833071/2854371/2854372; Guntur: ICICI Bank Ltd., 5-82-2, PMG Complex, Lakshmipuram Main Road, Guntur - 522002 (Andra Pradesh) 522002 0863 - 2233653 / 2252500 / 2234391; Gurgaon: ICICI Bank Ltd, SCO 18 & 19, HUDA Shopping Centre, Sector-14, Market Complex, Gurgaon-122001, Haryana 0124 – 4267151-7; Guwahati: Ground Floor, Shanti Complex, G S Road, Bhangagarh, Guwahati. 781005, Assam 0361 - 2452748,2452743,2450943, 2457782; Hissar: Plot No 57-60, Kamla Palace Road, Red Square Market, Hissar – 125001, Haryana 01662 - 229704 / 239877 / 239879 / 229705; Hubli: Eureka Junction, Travellers Bungalow Road, Hubli. 580029, Karnataka 0836 – 4265212, 4265216, 4265223, 4265240, 4265229; Hyderabad: 6-2-1012, TGV Mansions, Opp. Institution of Engineers, Khairatabad, Hyderabad. 500004, Andhra Pradesh 040 – 23301534; Indore: ICICI Bank Ltd.,4, Chhoti Khajrani, Malav Parisar, A-B road, Indore, Pin 452 008, MP 0731 - 4241136,7,8, 9; Jamshedpur: Natraj Mansion, Main Road, Bistupur, Jamshedpur 831001, Jharkhand, 0657 - 2422509 / 10 / 2425907 / 12; Jodhpur: 637-B, Gr. Floor, Bhansali Complex, Residency Road, Jodhpur. 342003, Rajasthan 0291 - 5107001 – 002; Kanpur: J.S Towers 208001 0512 - 2331041, 42, 43, 44, 45; Kolhapur: Ground Floor, Vasant Plaza, Rajaram Road, Rajarampuri, Kolhapur. 416001, Maharashtra 0231 – 2534292/3/4; Kolkata: 22, R N Mukherjee Road, Kolkata. 700001, West Bengal 033 - 22428537 / 22100995; Lucknow: ICICI Bank Ltd, Shalimar Tower, 31/54 M.G. Marg, Hazratganj, Lucknow -226001 U.P., 226001 0522 - 2214246 /2214247 / 2214254; Mumbai: (Capital Market Div.) 30,Mumbai Samachar Marg 400001Maharashtra 022-22627600; Mysore: 2950, Aishwarya Arcade, 9th Cross, Kalidasa Road, V.V. Mohalla, Mysore. 570002 Karnataka 0821-2414006/2412222/2416888; Nagpur: Vishnu Vaibhav, 222, Palm Road, Civil Lines, Nagpur. 440001Maharashtra 0712 - 2540302 / 5614040 /2561983 /2540294; Nasik: U-1, Crown Commercial Complex, Opp. Rajiv Gandhi Bhavan (NMC), Utility Centre, Sharanpur Road, Nashik. 422002 Maharashtra 0253 - 5605600/ 5606032/ 5606033; New Delhi: 9A, Phelps Building, Inner Circle, Connaught Place, New Delhi. 110001, Delhi 011 -41517954-58; Noida: K-1, Senior Mall, Sector 18, NOIDA-201301, Uttar Pradesh, (0120) – 4059801-75; Pune: A-Wing, Shangrila Gardens, Bund Garden Road, Pune. 411001 Maharashtra 020 - 66270640 / 66270641; Rajkot: Jai Hind Press annexe, Opp. Shardabaug, Babubhai Shah Marg, Rajkot. 360001 Gujarat 0281 - 2443973 / 74 / 75 / 76; Ranchi: Main Road (near Ratanlal Petrol Pump), Ranchi - 834001, Jharkhand 0651 – 2330286, 2330654,2330789 ; Salem: Swarnambigai Plaza, S. F. No. 6/5, Block no. 7, Ward- C, Omalur Main Road, Near Bus Stand, Salem. 636009 Tamil Nadu 0427 - 2336635 / 36 / 39; Surat: Anjan Shalaka, Lal Bungalow, Athwa Lines, Surat- 395007 Gujarat 0261 - 6452556, 2258234/35; Vadodara: Landmark Building, Race Course Circle, Alkapuri, Vadodara. 390007 Gujarat 0265 - 2339923 / 2339924 / 2339925 / 2339927 / 2339928; Vijaywada: D-40-1-52/5, Sainag Complex, M G Road, Vijayawada. 520010 Andhra Pradesh 0866 – 6610001,6610002,6610003,6610004; Visakhapatnam: 47-14-18, Isnar Satyasri Complex, Main Road, Dwarkanagar, Vishakapatnam. 530016, Andhra Pradesh 0891 - 2500641 - 43,45,46. IDBI BANK LIMITED Ahmedabad, IDBI Bank Ltd, IDBI Complex, Lal Bungalows Off. C.G. Road, Ahmedabad – 380006, 079-65415006 / 66072834;Aligarh:IDBI Bank Limited, CMS Desk, Liberty Plaza, Kishanpur Tirala, Ramghat Road, Aligarh - 202001, Uttar Prdesh, 0571-2740521 / 0571-2740521,6453906; Amritsar: IDBI Bank Ltd,Ajacent to to Hotel Raj Continental, Opp. Court Road, Amritsar –143001, Ph: 183-2224574/75 ; Bareilly: IDBI Bank Ltd, 146, Civil Lines, Circuit House, Chouraha, Bareilly – 243001, Phone-0581-2510399; Bangalore:IDBI Bank Ltd,102,Shakti Comfort Towers,K H Road,Bangalore – PIN : 560027 PH: 080-67121000/6712089; Bhagalpur: IDBI Bank Ltd., CMS Desk, Adjacent To UBI, 1st Floor, Khalifabad Chowk, Bhagalpur - 812001 – Bihar, 0641-2301206-2301208; Bhubaneshwar: IDBI Bank Ltd, IDBI House, Janpath, Unit IX, Bhubaneshwar – 751022, 0674-2541655/2542576; Chennai: IDBI Bank Ltd, 37, P M Tower. GREAMS RD CHENNAI – 600006, 044-24301730/31; Coimbatore: IDBI Bank Ltd, 72, Mayflower E-Castle, Dr Balasundaram Road, Att Coloney, Off Avinashi Road, Coimbatore – 641018, 0422-2246666; Cuttack:IDBI Bank Ltd, CMS Desk, Ground Floor, Kavita Bhawan, College Road, College Square, Cuttack, Orissa - 753 003, 0671-2630909/10; Dehradun: IDBI Bank Ltd, 59/4, Rajpur Road, Dehradun - 248 001, 0135-2744477 / 2741226 / 27; Durgapur: IDBI Bank Ltd, , CMS Desk, Ruma Sweets Building, Nachan, Road, Benachity,Durgapur West Bengal – 713213, 0343- 2588296/98/99; Indore: IDBI Bank Ltd, Alankar Chambers, Ratlam Kothi, A. B. Road, Indore – 452001, 0731-4066051/6679133; Jabalpur: IDBI Bank Ltd, Shukla Bhawan 1415,Wright Town Jabalpur – 482002, 0761-4050928; Jaipur: IDBI Bank Ltd,Ground Floor, Jeevan Nidhi Bldg., Lic Complex,Bhavani Singh Road,Jaipur, Pin :302005, 141-5109356-9; Jodhpur: IDBI Bank Ltd, Dhanalaxmi Towers, 1st Chopsani Road, Jodhpur – 342003, 0291-5104455; Kochi/Ernakulum/ Cochin: IDBI Bank Ltd,Panampily Nagar, Post Bag No.4253,Kochi-682036,Kerala,PH: 0484-2322060/ 62/63/64; Kolkata : IDBI Bank Ltd,44,Shakeshpeare sarani, PB No.16102,Kolkata -700017,West Bengal, Ph: 033-66338888/66338899; Lucknow : IDBI Bank Ltd, Kisan Sahakari Bhavan, 2, M G Road, Hazratganj, Lucknow – 226001, 0522-6574777; Mumbai:IDBI Bank Ltd, Mittal Court, ‘A’ Wing, IInd Floor,Nariman Point, Mumbai – 400021, 022- 66588187; Navsari:IDBI Bank Ltd, HareKrishna Complex, Chimnabai Road,Near Vasant Talkies, Navsari – 396445, 02637-248951; New Delhi: Indian Red cross society bldg,1,red cross road, Post Box num 231,New Delhi, Pin:110001, 91 (11) 23461900, 91(11) 23711733, 23725479; Patna: IDBI Bank Ltd, Kashi Palace Complex, Dak Bungalow Road,Opp. Heera Palace, Patna – 800001, 0612-2204144; Porbandar: IDBI Bank Ltd., CMS Desk, Bhavya Building, Ground Floor, Opp. Maha Prabhuji Bethak, M G Road, Porbandar - 360575 – Gujarat, 0286-6454111-222; Rajkot: IDBI Bank Ltd, “Shivdarshan” Nr.Kathiawad Gymkhana,Dr.Radhakrishnan Road, Rajkot – 360001, 0281-2467000; Thiruvananthapuram: IDBI Bank Ltd, Ground Floor, Samdrudhi Magnet Building, Oppo. Women’s College, Near Kalabhavan Theatre, Vazhuthacaud, Trivendrum. (Thiruvananthapuram) – 695014, 0471-2571166 / 68 / 69; Vadodara / Baroda: IDBI Bank Ltd, CMS Desk, 3rd Floor, Garg Complex, 46 A, Gautam Nagar, Oppo. Pizza Hut, Race Course, Baroda – 390007, 0265-6533221. INDUSIND BANK LIMITED Ahmedabad: World Business House, M. G. Road ‘Nr. Parimal Garden, Ellis Bridge, Ahmedabad - 380 015. 079-26426105 to 08, 26564292 / 0401; Bangalore: Ground Floor, Centenary Building, No. 28, M. G. Road, Bangalore – 560 001. 080-6546 2881 2559 2309; Bhavnagar: Shop Nos 1 to 7 and 13, Madhav Hills ‘Waghawadi Road, Bhavnagar – 364 002. 0278-2512055 / 2011,2512088; Coimbatore:652- 662, Tristar Towers Avanashi Road,Coimbatore-641 037.0422-2223572 / 0738 / 0551 / 0273 / 0550 / 2790, 2221770; Chennai:No.3 Village Road Nungambakkam, Chennai - 600 034. 044- 4596 2500 / 01 / 02 / 03; Hyderabad: 1-8-448, Sardar Patel Rd. Begumpet, Secunderabad – 500 003. 040-2790 7660 / 64 / 65 / 4663 27907673; Indore: Industry House 15 Agra Mumbai Road, Old Palasia, Indore - 452 001. 0731-2542696 / 7 / 8, 2539092; Jaipur :Sangam Complex,Gr.Flr.Church Road, Jaipur 302 001. 0141-2387301-05 2387084; Jamnagar: Shivam Complex, Teen Batti, Opp. Badri Complex, Jamnagar -361 001. 0288-2664322 / 5760,2664321; Jodhpur: 3,4,5, Olympic Tower, Station Road, Jodhpur-342001. 291-2627491, 2647738 / 39, 5103326/0291-2647735; Kolkatta: Savitri Towers, 3A, Upper Wood Street, Kolkata – 700 017. 033-30212400 / 01 (30 lines); Lucknow: K’s Trident, 10 Rana Pratap Marg, Lucknow – 226 001, Uttar Pradesh. 0522-220 4681 / 82 / 83,220 4680; Mumbai: Premises No. 1, Sonawala Building 57, Mumbai Samachar Marg, Fort, Mumbai- 400 001.022-66366580 – 83, 66366590 / 87; New Delhi:Dr. Gopal Das Bhawan 28, Barakhamba Road, New Delhi - 110 001. 011-23738040 / 8408 / 8407, 23738041; Pune: 2401,Gen.Thimmayya Rd.(Cantonment),’Pune - 411 001. 020-26343201 / 227 / 228 / 229 / 236 / 238, 26343241; Surat: G-2, Empire State Bldg., Near Udhana Darwaja,’Ring Road, Surat 395 002. 0261-2366823 / 24 / 27 / 30, 2346469; Mumbai- Thane: Jinja Society, Opp.Dhamani Estate, LBS Marg, Thane West – 400 602. 022-25390387/25306951; Udaipur:- C, Chowgaan Yojana, Near Lok Kala Mandal,’Panchavati Choraha, Udaipur - 313 001. 0294-2417294/295,2415240; Vadodara / Baroda:Ground Floor & 1st Floor, Gold Croft, Vishwas Colony, Jetalpur Road, Baroda – 390 005 . 0265-2332409 / 16 / 18 / 232 6113, 2332413. KOTAK MAHINDRA BANK LIMITED Ahmedabad - Ground Floor,Chandan Houseopp. Abhijeet Iii,Near Mithakali Six Roads,Navrangpura, Ahmedabad - 380006 079-66614800; Anand - P.M.Chambers, Mota Bazar, Vallab Vidya Nagar, Anand - 388120 02692-229993 /94; Bangalore - 10/7 , Umiya Land Mark, Next to Chancery Hotel Lavelle Road , Bangalore-560001 080-66123250; Bhavnagar - Bhavna Construction Company, Plot No 2108 /A, G.R.Sterling Centre, Waghwadi Road, Bhavnagar - 364001 09327518890; Chandigarh - Sco 153-154-155, Madhya Marg, Sector 9 -C, Chandigarh - 160009 0172- 5008619 ; Chennai - Capitale’,Ground Floor,555, Anna Salai,Chennai - 600018 044- 42040211; Jaipur - 57, KRISHNA TOWER , SARDAR PATEL MARG,C-SCHEMEJAIPUR302001 0141-5157110; Jamshedpur - Gayatri-Enclave,-K.-Road,-S.-Town-Bistupur,-Jamshedpur- 831001 0657-6621809; Kochi/Ernakulum/ Cochin - Ground Floor,Kumarapillai EstateM G Road, Cochin - 682031 0484-4470111; Kolkata - Apeejay House 15, Parkstreet ,Kolkatta - 700016 033- 44011974; Lucknow - 3Gf, Speed Building, Shahanazaf Road, Lucknow - 226001 0522-4038214; Mumbai - 5 C/ Ii, Mittal Court 224, Nariman Point,Mumbai - 400001 91-22-66563408; Nagpur - Ground Floor, 345, Shree Mohini Complex, Kingsway, Nagpur - 440001 0712-6620801/6620807; New Delhi - Ground Floor, Ambadeep,14, K.G. Marg, New Delhi-110001 08860635691; Pune - Bakre Avenue, FP NO 226/3, Bhandarkar Road, Pune-411004 020-66094044; Rajkot - Nath Complex, Ground Floor, Near Race Course, Dr. Yagnik Road, Rajkot - 360007 0281-6622607 ; Surat - Ground Floor, Kotak House, Kg Point, Ghod Dod Road, Surat - 395007 0261-6679027; Trichy - B-17,Aishwaryam BuildingSasthiri Road, Thillai Nagar, Trichy - 620017 0431-4023823; Vadodara / Baroda - Panorama Building, R.C. Dutt Road, Alkapuri, Vadodara - 390015 0265-6620351/352/353/357. Ambala Cantt: Sadar Bazar, Ambala Cantt., Haryana Ph 0171-2642849, 2630249; Bhopal: New Market, Bhopal, Madhya Pradesh 462003 Ph 0755-2554665, 2559100; Calicut: Main, PB No 11, KP Keshav Menon Road 673003, Kerala Ph 0495-2703128, 2704665; Chandigarh PNB House Sector 17-B UT, 160017 Ph 0172-2703167, 2707860; Chennai: Purasawalkam, 21 Raja Annamalai road, 600084: Tamil Nadu Ph 044-26412497, 791; Gwalior:Lashkar, Naya Bazar 474004, MP: 0751-2321017, 2320645; Hyderabad: 4-1-427, Troop Bazar Bank Street, 500001, AP: Ph 040-24743748/4665; Jalandhar: Company Bagh Chowk, Civil Lines, Jalandhar, Panjab Ph 0181-2224443, 2224162; Karnal: GT Road, Karnal, Haryana Ph 184-2250261, 2262177; Ludhiana: Industrial Area A, Near Manju Cinema, Ludhiana 141003, Panjab Ph 0161-2531874, 2531142; Mumbai: Capital Market Services Branch, 2nd Floor, PNB House, PM Road, Fort Mumbai 400001 Maharashtra 022-22621123, 22621122; New Delhi: Capital Market Services Branch, 5 – Sansad Marg, New Delhi 110001, Ph 011-23757531, 23737533; Patiala: Inside Sheran Wala Gate, Mall Patiala 2213052 Panjab Ph 0175-2201394, 2226644. STATE BANK OF INDIA KOLKATA:Samriddhi Bhavan 1 . Strand Road Kolkata WEST BENGAL 700001; 033-22486690; ALLAHABAD State Bank Of India Allahabad Branch Allahabad District: Allahabad UTTAR PRADESH 211001, 9415347714, BHUBANESWAR: Unit-1 Bhubaneswar Khurda District: Khurda; ORISSA: 751009 9437015491; LUCKNOW: State Bank Of India Tara Wali Kothi, Moti Mah Al Marg Lucknow District: Lucknow UTTAR PRADESH 226001, 9415013423; AHMEDABAD: Ahmedabad Main Branch Post Bag No. 182, Bhadra, Ahmedabad District: Ahmadabad GUJARAT 380001,9925002330; JAIPUR: State Bank Of India Main Branch, Sanganeri Gate, Jaipur District: Jaipur RAJASTHAN 302001,9950999102; DELHI; C Block 11 Parliament Street New Delhi District: Delhi DELHI 110001, 9650197940; BANGALORE: P.B.No. 5310 State Bank Road Bangalore 560 001 District: Bangalore Urban KARNATAKA 560001, 9448993307; HYDERABAD: Sbi Buildings Bank Street, Koti Hyderabad District: Hyderabad ANDHRA PRADESH 500095, 9849551001; CHENNAI: 2, Prakasam Road T. Nagar Chennai District: Chennai TAMIL NADU 600017,9445861027; BHOPAL: New Market T.T. Nagar, Bhopal Distt : Bhopal District: Bhopal MADHYA PRADESH 462003, 9425245766; JAMNAGAR:- District: Jamnagar GUJARAT 361001, 9979893890; GREATER MUMBAI: Videocon Heritage, Charanjit Rai Marg, Fort Mumbai District: Mumbai MAHARASHTRA 400001, 9821078386; GANDHINAGAR: ZONAL OFFICE BUILDINGS OPP NEW SACHIVALAY SECTOR 1-B GANDHINAGAR; 7600042071; NASHIK: Old Agra Road Nashik District: Nasik MAHARASHTRA 422002, 9766606097. LIMITED Ahmedabad: 102/103, CG Centre, CG Road, Ahmedabad – 380009, Gujarat, Ph: 079 - 66099216; Aurangabad: A7, Ground Floor, Aurangabad Business Centre, Aurangabad – 431001, Maharashtra, Ph: 0240-6619010; Bangalore: Ground Floor, Prestige Obelisk, Municipal No 3, Kasturba Road, Bangalore - 560001, Karnataka, Ph: 080 - 40179035; Chandigarh: Shop Cum Office (Sco) No 151-152, Sector 9c, Madhya Marg, Chandigarh - 160017, Chandigarh, Ph: 0172-6659102; Hyderabad: Mayank Towers, Survey No.31 (Old),31/2 (New), Raj Bhavan Road, Somajiguda, Hyderabad - 500082, Andhra Pradesh, Ph: 040-66739000/228; Jodhpur: Ground Floor 117/4, PWD Colony, Jodhpur - 342001, Rajasthan, Ph: 0291-3981210; Kanpur: Ground Floor, Padam Towers 14/113, Civil Lines, Kanpur – 208001, Uttar Pradesh, Ph: 0512-6710138; Kolkata: No.19, Camac Street, Kolkata - 700017, West Bengal, Ph: 033 - 3987 9162; Ludhiana: B-XX/2427/928, GF- FF, Gobind Nagar, Ferozepur Road, Ludhiana - 141001, Punjab, Ph: 0161-4689002; Mumbai: 1 A Mittal Chambers, Nariman Point Opp Inox Theatre, Mumbai - 400021, Maharashtra, Ph: 022-66229164; Nagpur: Gr Floor Swami Sadan, Plot No 206/1 A Gpo Square, VIP Road Civil Lines, Nagpur - 440001, Maharashtra, Ph: 712-6628820; Nashik: Shop No 9 To 13, Agora, Canada Corner, Junction Of Sharanpur And College Road, Nashik - 422002, Maharashtra, Ph: 253-6619000/6; New Delhi: 11/48 Diplomatic Enclave Malcha Market, Nyaya Marg, Chanakyapuri, New Delhi – 110021, Ph: 124 - 4619205/119; Panjim: Ground And First Floor, Plot-Santo Agostinho,18th June Road, Panaji - 403001, Goa, Ph: 0832-3044004; Pune: Karan Selen, Bhandarkar Road, Shivaji Nagar, Pune - 411004, Maharashtra, Ph: 020-66200861/9; Rajkot: First Floor, Nath Edifice, Plot No 21/2s, No.450/C, Jct Dr Yagnik Rd And Race Course Rd, Rajkot - 360001, Gujarat, Ph: 0281-6691404; Surat: Gr Floor,Mangaldeep, Ring Road, Near Mahavir Hospital, Near Rto, Surat - 395001, Gujarat, Ph: 261 6600111; Baroda/Vadodara: Ground Floor, Corner Square, Race Course Circle, Next To West Side/ Inox, Vadodara - 390007, Gujarat, Ph: 0265-6619302.

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED 3 IN THE NATURE OF FORM 2A - ABRIDGED PROSPECTUS CONTAINING SALIENT FEATURES OF THE PROSPECTUS GENERAL INSTRUCTIONS Applicants are advised to read the Shelf and Prospectus Tranche - I dated January 23, 2012 (“Prospectus”) Directors of our Company or any Committee thereof approves the Allotment of the Bonds for this Issue. details including the Magnetic Ink Character Recognition (“MICR”) code as appearing on a cheque leaf, filed with Registrar of Companies, National Capital Territory of Delhi and Haryana and the general All benefits under the Bonds including payment of interest will accrue to the Bondholders from the from the Depositories. Our Company shall not be responsible for any delay to the Bondholder receiving instructions contained in this application form carefully and to satisfy themselves of the disclosures Deemed Date of Allotment. Actual Allotment may occur on a date other than the Deemed Date of credit of interest or refund or Maturity Amount so long as our Company has initiated the process in time. before making an application for subscription. Unless otherwise specified, all the terms used in this Allotment. 11.2.3. Real Time Gross Settlement (“RTGS”) : Applicants having a bank account with a bank branch which 7. Subscription : 7.1. Period of Subscription : The Issue shall remain open for the period mentioned below: is RTGS enabled as per the information available on the website of RBI and whose payment amount Application Form have the same meaning as in the Prospectus. For a copy of the Prospectus, the exceeds ` 2.00 lakhs (or as may be specified by the RBI from time to time) shall be eligible to receive applicant may request us and/or the Lead Managers. Further investors are advised to retain the copy Issue Opens on : January 27, 2012 Issue Closes on : February 6, 2012 refund through RTGS, provided the demographic details downloaded from the Depositories contain the of the Prospectus/Abridged Prospectus for their future reference. Please fill in the Form in English using The subscription list for the Issue shall remain open for subscription at the commencement of banking nine digit MICR code of the Applicant’s bank which can be mapped with the RBI data to obtain the BLOCK letters. Investors should carefully choose the Series of Bonds they wish to apply for. Please hours and close at the close of banking hours, with an option for early closure (subject to the Issue being corresponding Indian Financial System Code (“IFSC”). Charges, if any, levied by the Refund Bank for the refer to Terms of the Issue on page 28 of the Prospectus Tranche - I. open for a minimum of 3 days) or extension by such period, upto a period of 30 days from the date of same would be borne by our Company. Charges, if any, levied by the Applicant’s bank receiving the credit TERMS OF THE ISSUE : The Bonds being offered as part of the Issue are subject to the provisions of the opening of the Issue, as may be decided by the Board of Directors/ or a duly constituted committee thereof would be borne by the Applicant. Our Company shall not be responsible for any delay to the Bondholder SEBI Debt Regulations, the Companies Act, the CBDT Notification No. 52/2011.F.No.178/56/2011-(ITA.1) of our Company. In the event of such early closure of the subscription list of the Issue, our Company shall receiving credit of interest or refund or Maturity Amount so long as our Company has initiated the process dated September 23, 2011, the Shelf Prospectus, the Prospectus Tranche- I, the Application Form, the ensure that public notice of such early closure is published on or before the day of such early date of in time. 11.2.4. National Electronic Fund Transfer (“NEFT”) : Payment of refund shall be undertaken through terms and conditions of the debenture trustee agreement and the Debenture Trust Deed, other applicable closure through advertisement/s in at least one leading national daily newspaper. 7.2. Underwriting : The NEFT wherever the Applicants’ bank branch is NEFT enabled and has been assigned the IFSC, which statutory and/or regulatory requirements including those issued from time to time by SEBI, the GoI, and Issue is not underwritten; 7.3. Minimum Subscription : Under the SEBI Debt Regulations, our Company can be linked to an MICR code of that particular bank branch. IFSC code will be obtained from the other statutory/regulatory authorities relating to the offer, issue and listing of securities and any other is required to stipulate a minimum subscription amount which it seeks to raise. The consequence of website of RBI as on a date prior to the date of payment of refund, duly mapped with an MICR code. documents that may be executed in connection with the Bonds. minimum subscription amount not being raised is that the Issue shall not proceed and the application Wherever the Applicants have registered their MICR number and their bank account number while opening 1. Authority for the Issue : The Central Board of Direct Taxes, by virtue of power conferred upon it under moneys received are refunded to the Applicants. Our Company has decided to set no minimum subscription and operating the beneficiary account, the same will be duly mapped with the IFSC code of that particular Section 10(15)(iv)(h) of the Income Tax Act, 1961, has issued Notification No. 52/2011.F.No.178/56/2011- for the issue. bank branch and the payment will be made to the Applicants through this method. The process flow in (ITA.1) dated September 23, 2011 authorising our Company to issue the said Bonds up to an aggregate 8. Interest : 8.1. Interest : For all the categories Tranche-I Series 1 Bonds and Tranche- I Series 2 Bonds respect of refunds by way of NEFT is at an evolving stage and hence use of NEFT is subject to operational amount of ` 5,000 crores during Fiscal 2012. Our Company shall issue the Bonds up to an aggregate shall carry interest at the coupon rate of 8.10% p.a. and 8.20% p.a., respectively, payable annually on the feasibility, cost and process efficiency and the past experience of the Registrar to the Issue. In the event amount of ` 4,684.72 crores through this issue during Fiscal 2012 out of the amount of ` 5,000 crores, Interest Payment Date. Interest is payable to Bondholders appearing in the register of Bondholders (in NEFT is not operationally feasible, the payment would be made through any one of the other modes as as approved by its Board pursuant to resolutions dated March 24, 2011, January 10, 2012 and January case of physical holding) and as per the beneficiary holding downloaded as on the relevant Record Date. discussed in this section. Our Company shall not be responsible for any delay to the Bondholder receiving 20, 2012. Our Company has already raised tax free bonds through private placement for a sum of However, an additional interest at the rate of 0.12% p.a. and 0.15% p.a. shall be payable to the Allottees credit of interest or refund or Maturity Amount so long as our Company has initiated the process in time. ` 315.28 crores till date. The Issue is for the balance amount of ` 4,684.72 crores. under Category III for the Tranche-I Series 1 Bonds and Tranche- I Series 2 Bonds respectively. Accordingly, 11.2.5. Cheques or demand drafts : By cheques or demand drafts made in the name of the Bondholders 2. Issue and status of Bonds : 2.1. Public issue by our Company of tax free bonds of face value of ` 1,000 Tranche-I Series 1 Bonds and Tranche- I Series 2 Bonds Allotted to Category III Investors, shall carry an whose names appear in the Register of Bondholders as maintained by our Company and/or as provided each, in the nature of secured, redeemable, non-convertible debentures having benefits under section aggregate coupon rate of 8.22% p.a. and 8.35% p.a., respectively, payable annually on the Interest by the Depositories. All cheques or demand drafts as the case may be, shall be sent by registered/speed 10(15)(iv)(h) of the Income Tax Act, 1961, aggregating ` 2,000 crores with an option to retain an Payment Date. Interest is payable to Bondholders appearing in the register of Bondholders (in case of post/courier at the Bondholder’s sole risk. 11.3. Printing of bank particulars : As a matter of precaution oversubscription upto the Shelf Limit (i.e. ` 4,684.72 crores). 2.2. The Bonds shall be secured pursuant physical holding) and as per the beneficiary holding downloaded as on the relevant Record Date. The against possible fraudulent encashment of refund orders and interest/redemption warrants due to loss or to a Debenture Trust Deed and underlying security documents. The Bondholders are entitled to the benefit effective yield to Category III Investors would be 8.22% p.a. and 8.35% p.a. for the Tranche-I Series 1 misplacement, the particulars of the Applicant’s bank account are mandatorily required to be provided for of the Debenture Trust Deed and are bound by and are deemed to have notice of all the provisions of Bonds and Tranche- I Series 2 Bonds, respectively. Please note that the aforesaid additional interest of printing on the orders/warrants. Applications without these details are liable to be rejected. However, in the Debenture Trust Deed. 2.3. The Bonds are issued in the form of tax free bonds of face value of ` 1,000 0.12% p.a. and 0.15% p.a. shall only be available to the original Allottees and shall not be available relation to Applications for dematerialised Bonds, these particulars will be taken directly from the each in the nature of secured, redeemable, non-convertible debentures, having tax benefits under Section in the following instances: (i) In case the Bonds are sold and/or transferred by the original allottee, the Depositories. In case of Bonds held in physical form either on account of rematerialisation or transfer, the 10(15)(iv)(h) of the Income Tax Act, 1961, and are proposed to be secured by a floating first pari-passu transferee will not be entitled to receive the interest at the coupon rate of 8.22% p.a. and 8.35% p.a., Bondholders are advised to submit their bank account details with the Registrar to the Issue before the Record charge on present and future receivables of our Company to the extent of amount mobilized under the for the Tranche- I Series 1 Bonds and Tranche- I Series 2 Bonds respectively and shall only be entitled Date, failing which the amounts will be dispatched to the postal address of the Bondholders. Bank account Issue. Our Company reserves the right to create first pari-passu charge on present and future receivables to receive the interest at the coupon rate of 8.10% p.a. and 8.22% p.a., for the Tranche- I Series 1 Bonds particulars will be printed on the orders/warrants which can then be deposited only in the account specified. for its present and future financial requirements. 2.4. The claims of the Bond holders shall be superior to and the Tranche- I Series 2 Bonds respectively. However, in case of any transfer by a permanently disabled 12. Special Tax Benefit : For the details of tax benefits, see the section titled “Statement of Tax Benefits” the claims of any unsecured creditors, subject to applicable statutory and/or regulatory requirements. Allottee to their legal heir(s), the transferee shall continue to be entitled to receive interest at the coupon on page 42 of the Shelf Prospectus. 3. Form, face value, title and listing etc.: 3.1.1. Form of Allotment : The Allotment of the Bonds shall be in rate of 8.22% p.a. and 8.35% p.a., for the Tranche- I Series 1 Bonds and the Tranche- I Series 2 Bonds 13. Taxation : The Bonds are tax free in nature and the interest on the Bonds will not form part of the total a dematerialized form as well as physical form. Our Company has made depository arrangements with respectively; and (ii) Where the Bonds are held in joint names and subsequently there is a change in the income. For further details, see the section titled “Statement of Tax Benefits” on page 42 of the Shelf CDSL and NSDL for the issuance of the Bonds in dematerialized form, pursuant to the tripartite agreement sequence of the names of the joint Bondholders, the joint Bondholders subsequent to such change in Prospectus. dated September 20, 2011 among our Company, the Registrar and CDSL and the tripartite agreement sequence of names, will no longer be entitled to receive the interest at the coupon rate of 8.22% p.a. 14. Security : The Bonds proposed to be issued are secured by a floating first pari-passu charge on present dated September 20, 2011 among our Company, the Registrar and NSDL (collectively “Tripartite and 8.35% p.a., for the Tranche- I Series 1 Bonds and the Tranche- I Series 2 Bonds respectively and and future receivables of our Company to the extent of amount mobilized under the Issue. Our Company Agreements”). Our Company shall take necessary steps to credit the Depository Participant account of the shall only be entitled to receive the interest at the coupon rate of 8.10% p.a. and 8.20% p.a., for the reserves the right to create first pari-passu charge on present and future receivables for its present and Applicants with the number of Bonds allotted in dematerialized form. The Bondholders holding the Bonds Tranche- I Series 2 Bonds and the Tranche- I Series 2 Bonds respectively. However, in case of change future financial requirements. in dematerialised form shall deal with the Bonds in accordance with the provisions of the Depositories in name of any of the joint Bondholders, such joint Bondholders shall continue to be entitled to receive 15. Events of default : 15.1. The Debenture Trustee at its discretion may, or if so requested in writing by the Act, 1996 (“Depositories Act”) and/or rules as notified by the Depositories from time to time. 3.1.2. The interest at the coupon rate of 8.22% p.a. and 8.35% p.a., for the Tranche- I Series 1 Bonds and the holders of not less than 75% in principal amount of the Bonds then outstanding or if so directed by a Bondholders may rematerialize the Bonds issued in dematerialised form, at any time after Allotment, in Tranche- I Series 2 Bonds respectively. However in case of transmission of the Bond(s) in accordance with Special Resolution shall (subject to being indemnified and/or secured by the Bondholders to its satisfaction), accordance with the provisions of the Depositories Act and/or rules as notified by the Depositories from the Articles of Association of the Company, to the nominee in the event of demise of the Bondholder give notice to our Company specifying that the Bonds and/or any particular Series of Bonds, in whole but time to time. 3.1.3. In case of Bonds issued in physical form, whether on Allotment or on rematerialization (single or joint holders) who was originally allotted Bonds under Category III, the new Bondholder (single not in part are and have become due and repayable at the early redemption amount on such date as may of Bonds allotted in dematerialised form, our Company will issue one certificate for each Series of the or joint holders) shall continue to be entitled to receive interest at the coupon rate of 8.22% p.a. and be specified in such notice, among other things, if any of the events listed in 15.2 below occur. 15.2. The Bonds to the Bondholder for the aggregate amount of the Bonds that are held by such Bondholder (each 8.35% p.a., for the Tranche- I Series 1 Bonds and the Tranche-I Series 2 Bonds respectively. Please note complete list of events of default shall be as specified in the Debenture Trust Deed. 15.3. The early redemption such certificate, a “Consolidated Bond Certificate”). In respect of the Consolidated Bond Certificate(s), our that for the purpose of classifying Investors into various categories, the Applications will be consolidated amount payable on the occurrence of an event of default shall be as detailed in the Debenture Trust Deed. Company will, on receipt of a request from the Bondholder within 30 days of such request, split such on the basis of PAN. Consequent to such consolidation of Applications, if an Applicant falls in any 15.4. If an event of default occurs which is continuing, the Debenture Trustee may with the consent of the Consolidated Bond Certificate(s) into smaller denominations in accordance with the applicable regulations/ category other than Category III, such Applicant will not be entitled to the additional interest at the rate Bondholders, obtained in accordance with the provisions of the Debenture Trust Deed, and with a prior written rules/act, subject to a minimum denomination of one Bond. No fees will be charged for splitting any of 0.12% p.a. and 0.15% p.a. for the Tranche- I Series 1 Bonds and the Tranche- I Series 2 Bonds, notice to our Company, take action in terms of the Debenture Trust Deed. 15.5. In case of default in the Consolidated Bond Certificate(s) and any stamp duty, if payable, will be paid by the Bondholder. The respectively. 8.2. Day count convention : Interest on the Bonds shall be computed on an actual basis for redemption of Bonds, in addition to the payment of interest and all other monies payable hereunder on the request to split a Consolidated Bond Certificate shall be accompanied by the original Consolidated Bond the broken period. 8.3. Interest on Application Money : 8.3.1. Interest on application monies received which respective due dates, our Company shall also pay interest on the defaulted amounts. Certificate(s) which will, on issuance of the split Consolidated Bond Certificate(s), be cancelled by our are used towards allotment of Bonds : We shall pay interest on application money on the amount allotted, 16. Bondholders’ rights, nomination, etc. : For 16.1 Rights of the Bondholders and 16.2 Succession, please refer Company. 3.2. Face Value : The face value of each Bond is ` 1,000. 3.3. Title; 3.3.1 In case of: i) the Bond subject to deduction of income tax under the provisions of the Income Tax Act, 1961, as applicable, to to page 36 of Prospectus Tranche I ; 16.3. Nomination Facility to Bondholder : 16.3.1. The sole Bondholder or held in the dematerialised form, the person for the time being appearing in the register of beneficial any applicants to whom Bonds are allotted pursuant to the Issue from the date of realization of the first Bondholder, along with other joint Bondholders (being individual(s)) may nominate any one person owners maintained by the Depositories; and ii) the Bond held in physical form, the person for the time cheque(s)/demand draft(s) or three days from the date of banking of the application (being the date of (being an individual) who, in the event of death of the sole holder or all the joint-holders, as the case may be, being appearing in the Register of Bondholders (as defined below) as Bondholder, shall be treated for submission of each application as duly acknowledged by the Bankers to the Issue) whichever is later upto shall become entitled to the Bonds. For further details, please refer page 36 of the Prospectus Tranche - I. all purposes by our Company, the Debenture Trustee, the Depositories and all other persons dealing with one day prior to the Deemed Date of Allotment, at the rate of 8% per annum. We may enter into an 17. Debenture Trustee : 17.1. Our Company has appointed SBICAP Trustee Company Limited to act as the such persons the holder thereof and its absolute owner for all purposes whether or not it is overdue and arrangement with one or more banks in one or more cities for direct credit of interest to the account of Trustee for the Bondholders. Our Company intends to enter into a Debenture Trust Deed with the Debenture regardless of any notice of ownership, trust or any interest in it or any writing on, theft or loss of the the applicants. Alternatively, the interest warrant will be dispatched along with the Letter(s) of Allotment Trustee, the terms of which will govern the appointment and functioning of the Debenture Trustee and Consolidated Bond Certificate issued in respect of the Bonds and no person will be liable for so treating at the sole risk of the applicant, to the sole/first applicant. 8.3.2. Interest on application monies received which shall specify the powers, authorities and obligations of the Debenture Trustee. Under the terms of the the Bondholder. 3.3.2 No transfer of title of a Bond will be valid unless and until entered on the Register are liable to be refunded : We shall pay interest on application money which is liable to be refunded to Debenture Trust Deed, our Company will covenant with the Debenture Trustee that it will pay the Bondholders of Bondholders or the register of beneficial owners, maintained by the Depositories and/or our Company the applicants in accordance with the provisions of the SEBI Debt Regulations, or other applicable the principal amount on the Bonds on the relevant Maturity Date and also that it will pay the interest due or the Registrar to the Issue prior to the Record Date. In the absence of transfer being registered, interest statutory and/or regulatory requirements, subject to deduction of income tax under the provisions of the on Bonds on the rate specified under the Prospectus Tranche- I under which allotment has been made. and/or Maturity Amount, as the case may be, will be paid to the person, whose name appears first in the Income Tax Act, 1961, as applicable, from the date of realization of the cheque(s)/demand draft(s) or 3 17.2. The Bondholders shall, without further act or deed, be deemed to have irrevocably given their consent Register of Bondholders maintained by the Depositories and /or our Company and/or the Registrar to the (three) days from the date of receipt of the application (being the date of presentation of each application to the Debenture Trustee or any of their agents or authorised officials to do all such acts, deeds, matters Issue, as the case may be. In such cases, claims, if any, by the purchasers of the Bonds will need to be as acknowledged by the Bankers to the Issue) whichever is later upto one day prior to the Deemed Date and things in respect of or relating to the Bonds as the Trustee may in their absolute discretion deem settled with the seller of the Bonds and not with our Company or the Registrar to the Issue. 3.4. Listing of Allotment, at the rate of 4% per annum. Such interest shall be paid along with the monies liable to necessary or require to be done in the interest of the Bondholders. Any payment made by our Company : The Bonds will be listed on the BSE and the NSE. BSE has given its in-principle listing approval vide be refunded. Interest warrant will be dispatched/credited (in case of electronic payment) along with the to the Debenture Trustee on behalf of the Bondholders shall discharge our Company pro tanto to the its letter no. DCS/SP/PI-BOND/08/11-12 dated January 20, 2012 and the NSE has given its in-principle letter(s) of refund at the sole risk of the applicant, to the sole/first applicant. Provided that, notwithstanding Bondholders. All the rights and remedies of the Bondholders shall vest in and shall be exercised by the listing approval vide its letter no. NSE/LIST/157311-K dated January 20, 2012 for listing of the Bonds. anything contained hereinabove, our Company shall not be liable to pay any interest on monies liable Debenture Trustee without reference to the Bondholders. No Bondholder shall be entitled to proceed The NSE is the Designated Stock Exchange for this Issue. 3.5. Market Lot : 3.5.1. The Bonds shall be to be refunded in case of (a) invalid applications or applications liable to be rejected, and/or (b) applications directly against our Company unless the Debenture Trustee, having become so bound to proceed, failed allotted in physical as well as dematerialised form. As per the SEBI Debt Regulations, the trading of the which are withdrawn by the applicant. See the section titled “Issue Procedure- Rejection of Applications” to do so. 17.3. The Debenture Trustee will protect the interest of the Bondholders in the event of default Bonds shall be in dematerialised form only. Since, the trading of Bonds is in dematerialized form, at page 51 Prospectus Tranche - I. by our Company in regard to timely payment of interest and repayment of principal and they will take tradable lot is one Bond (“Market Lot”). 3.5.2. For details of Allotment, see the section titled “Issue Structure” 9. Redemption : 9.1. The face value of the Bonds will be redeemed at par, on the respective Maturity Dates necessary action at our Company’s cost. Further, the Debenture Trustee shall ensure that the assets of our on page 25 Prospectus Tranche - I. 3.6. Procedure for rematerialisation of Bonds : Bondholders who wish of each of the Bond Series. 9.2. Procedure for Redemption by Bondholders : The procedure for redemption Company are sufficient to discharge the principal amount at all time under this Issue. to hold the Bonds in physical form, after having opted for allotment in dematerialised form may do so is set out below: 9.2.1. Bonds held in electronic form: No action is required on the part of Bondholders at 18. Miscellaneous : For details, please refer page 39 of the Prospectus Tranche - I. by submitting a request to their Depository Participant, in accordance with the applicable procedure the time of maturity of the Bonds. 9.2.2. Bonds held in physical form : No action will ordinarily be required ISSUE PROCEDURE: Our Company and the Lead Managers would not be liable for any amendment, stipulated by the Depository Participant. 3.7 Procedure for dematerialisation of Bonds : Bondholders who on the part of the Bondholder at the time of redemption, and the Maturity Amount will be paid to those modification or change in applicable law, which may occur after the date of the Prospectus Tranche- I. have been allotted Bonds in physical form and wish to hold the Bonds in dematerialized form may do Bondholders whose names appear in the Register of Bondholders maintained by our Company on the Investors are advised to make their independent investigations and ensure that their Application does not so by submitting his or her request to his or her Depository Participant in accordance with the applicable Record Date fixed for the purpose of redemption without there being a requirement for the surrender of exceed the investment limits or maximum number of Bonds that can be held by them under applicable procedure stipulated by the Depository Participant. the physical Consolidated Bond Certificate(s). law or as specified in the Prospectus Tranche- I. 4. Transfer of the Bonds, issue of Consolidated Bond Certificates, etc. : 4.1. Register of Bondholders : Our 10. Payments : 10.1. Payment of Interest on Bonds : Payment of interest on the Bonds will be made to those 19. Availability of Abridged Prospectus and Application Forms : The abridged prospectus containing the Company shall maintain at its registered office or such other place, as permitted by section 152A of the Bondholders whose name appears first in the Register of Bondholders maintained by the Depositories salient features of the Prospectus together with Application Forms and copies of the Prospectus may be Companies Act, a register of Bondholders containing such particulars of the legal owners of the Bonds. and/or our Company and/or the Registrar to the Issue, as the case may be as, on the Record Date. 10.2. obtained from our Registered Office, Lead Managers to the Issue, the Consortium Members and the Further, the register of beneficial owners maintained by Depositories for any Bond in dematerialised form Record Date : The record date for the payment of interest or the Maturity Amount shall be 15 days prior Registrar to the Issue, as mentioned on the Application Form. In addition, Application Forms would also under Section 11 of the Depositories Act shall also be deemed to be a register of Bondholders for this to the date on which such amount is due and payable (“Record Date”). In case of redemption of Bonds, be made available to the BSE and NSE where the listing of the Bonds is sought. Our Company may, purpose. 4.2. Transfers : 4.2.1 Transfer of Bonds held in dematerialised form: In respect of Bonds held in the the trading in the Bonds shall remain suspended between the record date and the date of redemption. in consultation with the Lead Managers, also provide Application Forms for being filled and downloaded dematerialised form, transfers of the Bonds may be effected, only through the Depositories where such 10.3. Effect of holidays on payments : If the Interest Payment Date or Redemption Date falls on a Saturday, at such websites as our Company may deem fit. Bonds are held, in accordance with the provisions of the Depositories Act and/or rules as notified by the Sunday or a public holiday in Delhi or any other payment centre notified in terms of the Negotiable 20. Who can apply: The following categories of persons are eligible to apply in the Issue: Category I: Depositories from time to time. The Bondholder shall give delivery instructions containing details of the Instruments Act, 1881, the succeeding Working Day will be considered as the effective date. In case the Public Financial Institutions, Statutory Corporations, Scheduled Commercial Banks, Co-operative Banks prospective purchaser’s Depository Participant’s account to his Depository Participant. If a prospective date of payment of interest or principal or any date specified falls on a holiday, the payment will be made and Regional Rural Banks, which are authorised to invest in the Bonds; Provident Funds, Pension purchaser does not have a Depository Participant account, the Bondholder may rematerialize his or her on the next Working Day, without any interest for the period overdue. 10.4. Whilst our Company will use Funds, Superannuation Funds and Gratuity Fund, which are authorised to invest in the Bonds; Bonds and transfer them in a manner as specified in 4.2.2 below. 4.2.2 Transfer of Bonds in physical form: the electronic mode for making payments, where facilities for electronic mode of payments are not Insurance companies registered with the IRDA; National Investment Fund; Mutual Funds; Companies; The Bonds may be transferred in a manner as may be prescribed by our Company for the registration of available to the Bondholder or where the information provided by the Applicant is insufficient or incomplete, Bodies corporate and societies registered under the applicable laws in India and authorised to invest transfer of Bonds. Purchasers of Bonds are advised to send the Consolidated Bond Certificate to our our Company proposes to use other modes of payment to make payments to the Bondholders, including in the Bonds; Public/private charitable/religious trusts which are authorised to invest in the Bonds; Company or to such persons as may be notified by our Company from time to time. If a purchaser of the through the dispatch of cheques through courier, or registered post to the address provided by the Bondholder Scientific and/or industrial research organisations, which are authorised to invest in the Bonds; Partnership Bonds in physical form intends to hold the Bonds in dematerialised form, the Bonds may be dematerialised and appearing in the Register of Bondholders maintained by the Depositories and/or our Company and/ firms in the name of the partners; and Limited liability partnerships formed and registered under the by the purchaser through his or her Depository Participant in accordance with the provisions of the or the Registrar to the Issue, as the case may be as, on the Record Date. Our Company shall pay interest provisions of the Limited Liability Partnership Act, 2008. Category II: The following investors applying for Depositories Act and/or rules as notified by the Depositories from time to time. 4.3. Formalities free of charge at 2% p.a., over and above the coupon rate of the relevant Bonds, in the event that such payments are an amount aggregating to above ` 5 lakhs across all Series in this tranche Resident Indian individuals; : Registration of a transfer of Bonds and issuance of new Consolidated Bond Certificates will be effected delayed beyond a period of eight days after our Company becomes liable to pay such amounts. 10.5. Our and Hindu Undivided Families through the Karta. Category III: The following investors applying for an without charge by or on behalf of our Company, but on payment (or the giving of such indemnity as our Company’s liability to the Bondholders including for payment or otherwise shall stand extinguished from amount aggregating to upto and including ` 5 lakhs across all Series in this tranche Resident Indian Company may require) in respect of any tax or other governmental charges which may be imposed in the Maturity Date or on dispatch of the amounts paid by way of principal and/or interest to the Bondholders. individuals; and Hindu Undivided Families through the Karta. Note: Participation of any of the relation to such transfer, and our Company being satisfied that the requirements concerning transfers of Further, our Company will not be liable to pay any interest, income or compensation of any kind accruing aforementioned persons or entities is subject to the applicable statutory and/or regulatory requirements in Bonds, have been complied with. 4.4 Debenture Redemption Reserve (“DRR”) : Pursuant to Regulation 16 subsequent to the Maturity Date. connection with the subscription to Indian securities by such categories of persons or entities. Applicants of the SEBI Debt Regulations and section 117C of the Companies Act, any company that intends to issue 11. Manner and Mode of Payment : 11.1. Manner of Payment: All payments to be made by our Company to are advised to ensure that applications made by them do not exceed the investment limits or maximum debentures needs to create a DRR to which adequate amounts shall be credited out of the profits of our the Bondholders shall be made in any of the following manners: 11.1.1. For Bonds applied or held in number of Bonds that can be held by them under applicable statutory and or regulatory provisions. company until the redemption of the debentures. Further, the Ministry of Corporate Affairs (“MCA”) has, electronic form: The bank details will be obtained from the Depositories for payments. Investors who have Applicants are advised to ensure that they have obtained the necessary statutory and/or regulatory through its circular dated April 18, 2002, specified that public financial institutions shall create a DRR to applied or who are holding the Bond in electronic form, are advised to immediately update their bank permissions/consents/approvals in connection with applying for, subscribing to, or seeking allotment the extent of 50% of the value of the debentures issued through public issue. Accordingly, our Company account details as appearing on the records of their Depository Participant. Failure to do so could result of Bonds pursuant to the Issue. The Lead Managers, their respective associates and affiliates and the shall create DRR of 50% of the value of Bonds issued and allotted in terms of the Prospectus Tranche- in delays in credit of the payments to investors at their sole risk and neither the Lead Managers nor our Consortium Members are permitted to subscribe in the Issue. The information below is given for the I, for the redemption of the Bonds. Our Company shall credit adequate amounts to the DRR from its profits Company shall have any responsibility and undertake any liability for such delays on part of the investors. benefit of the investors. Our Company and the Lead Managers are not liable for any amendment or every year until the Bonds are redeemed. The amounts credited to the DRR shall not be utilized by our 11.1.2. For Bonds held in physical form : The bank details will be obtained from the Registrar to the Issue modification or changes in applicable laws or regulations, which may occur after the date of the Prospectus Company for any purpose other than for the redemption of the Bonds. for effecting payments. 11.2. Modes of Payment : The mode of interest/refund/redemption payments shall Tranche- I. Applications cannot be made by: a) Minors without a guardian name; b) Foreign nationals; c) 5. Application Amount : The Bonds are being issued at par and full amount of face value per Bond is be undertaken in the following order of preference: 11.2.1. Direct Credit : Applicants having bank accounts Persons resident outside India; d) Overseas Corporate Bodies; e) Non Resident Indians; and f) Foreign payable on application. Eligible Applicants can apply for any amount of the Bonds subject to a minimum with the Refund Bank, as per the demographic details received from the Depositories shall be eligible Institutional Investors. However, where the applications by a minor for Allotment in electronic form, based application size of 10 Bonds, across any of the Series(s) or a combination thereof. The Applicants will be to receive refunds through direct credit. Charges, if any, levied by the Refund Bank for the same would on the information provided by the depository, our Company shall have the right to accept Bids belonging allotted the Bonds in accordance with the Basis of Allotment. be borne by our Company. 11.2.2. NECS : Through NECS for Applicants having an account at any of the to an account for the benefit of a minor (under guardianship). 6. Deemed Date of Allotment : The Deemed Date of Allotment shall be the date on which the Board of centres notified by the RBI. This mode of payment will be subject to availability of complete bank account 21. Applications by Mutual Funds : In terms of SEBI (Mutual Fund) Regulation, 1996, no mutual fund

4 HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED IN THE NATURE OF FORM 2A - ABRIDGED PROSPECTUS CONTAINING SALIENT FEATURES OF THE PROSPECTUS scheme shall invest more than 15% of its Net Asset Value (“NAV”) in debt instruments issued by a single rejected on this ground; Joint Applications: Applications may be made in single or joint names (not Funds, Pension Funds, Superannuation Funds and Gratuity Fund, Insurance companies registered with the company which are rated not below investment grade by a credit rating agency authorised to carry out such exceeding three). In the case of joint Applications, all refunds/interests/redemption amounts will be made IRDA, National Investment Fund, Mutual Funds should be made in the form prescribed for these applicants activity. Such investment limit may be extended to 20% of the NAV of the scheme with the prior approval out in favour of the first Applicant. All communications will be addressed to the first named Applicant and shall be received only by the Lead Managers and the Consortium Members. of the Board of Trustees and the Board of Asset Management Company (“AMC”). A separate application whose name appears in the Application Form at the address mentioned therein; Multiple Applications: 38. Online Applications : Our Company, in consultation with the Lead Managers, may decide to offer an can be made in respect of each scheme of an Indian mutual fund registered with SEBI and such An Applicant may make multiple applications for the total number of Bonds required and the same shall online Application facility for the Bonds, as and when permitted by applicable laws, subject to the terms applications shall not be treated as multiple applications. Applications made by the AMCs or custodians be considered valid. For the purposes of allotment of Bonds under the Issue, applications shall be grouped and conditions prescribed. Accordingly the investors may download forms for this use and submit the same of a Mutual Fund shall clearly indicate the name of the concerned scheme for which application is being based on the PAN, i.e. applications under the same PAN shall be grouped together. Two or more applications together with cheques/demand drafts and the documents, as applicable, to the Bankers to the Issue and made. In case of Applications made by Mutual Fund registered with SEBI, a certified true copy of their will be deemed to be multiple applications if the sole or first applicant is one and the same. For the sake their collecting centres. However, Public Financial Institutions, Statutory Corporations, Commercial Banks, SEBI registration certificate must be submitted with the Application Form. The applications must be also of clarity, two or more applications shall be deemed to be a multiple application for the aforesaid purpose Co-operative Banks and Regional Rural Banks, Provident Funds, Pension Funds, Superannuation Funds accompanied by certified true copies of (i) Trust Deed (ii) resolution authorising investment and containing if the PAN number of the sole or the first applicant is one and the same; Applicants are requested to and Gratuity Fund, Insurance companies registered with the IRDA, National Investment Fund, Mutual operating instructions and (iii) specimen signatures of authorised signatories. Failing this, Our Company write their names and Application serial number on the reverse of the instruments by which the payments are Funds can apply only through pink coloured physical application forms provided by the Lead Managers reserves the right to accept or reject any Application in whole or in part, in either case, without assigning made; All Applicants are requested to tick the relevant column “Category of Investor” in the Application and Consortium Members. any reason thereof. Form; and Tick the Series of Bonds in the Application Form that you wish to apply for. 39. Other Instructions : A. Joint Applications : Applications may be made in single or joint names (not 22. Application by Commerical Banks, Co-operative Banks and Regional Rural Banks : Commerical Banks, Co- 30. Don’ts: Do not apply for lower than the minimum application size; Do not pay the application exceeding three). In the case of joint applications, all payments will be made out in favour of the first operative banks and Regional Rural Banks can apply in this public issue based upon their own investment amount in cash, by money order, postal order, stock invest; Do not fill up the Application Form such applicant. All communications will be addressed to the first named applicant whose name appears in the limits and approvals. The application must be accompanied by certified true copies of (i) Board Resolutions that the Bonds applied for exceeds the issue size and/or investment limit or maximum number of Bonds Application Form and at the address mentioned therein. B. Additional/Multiple Applications : An applicant authorising investments; (ii) Letters of Authorisation. Failing this, our Company reserves the right to accept that can be held under the applicable laws or regulations or maximum amount permissible under the is allowed to make one or more applications for the Bonds for the same or other Series of Bonds, subject or reject any Application in whole or in part, in either case, without assigning any reason thereof. applicable regulations; and Do not submit the Application Forms without the full Application Amount. For to a minimum application size of 10 Bonds and in multiples of one Bond, for each application. Any 23. Application by Insurance Companies : In case of Applications made by insurance companies registered further instructions, investors are advised to read the Prospectus Tranche- I and Application Form carefully. application for an amount below the aforesaid minimum application size will be deemed as an invalid with the Insurance Regulatory and Development Authority (“IRDA”), a certified true copy of certificate of 31. Applications for Allotment of Bonds in the physical form : Applicant(s) who wish to subscribe to, or hold, application and shall be rejected. However, any application made by any person in his individual capacity registration issued by the IRDA must be lodged along with Application Form. The applications must also the Bonds in physical form can do so in terms of Section 8(1) of the Depositories Act and our Company and an application made by such person in his capacity as a karta of a Hindu Undivided family and/or be accompanied by certified true copies of (i) Memorandum and Articles of Association (ii) Power of is obligated to fulfill such request of the Applicant(s). Accordingly, any Applicant who wishes to subscribe as joint applicant, shall not be deemed to be a multiple application. For the purposes of allotment of Attorney (iii) Resolution authorising investment and containing operating instructions; and (iv) Specimen to the Bonds in physical form shall undertake the following steps: (i) Please complete the Application Form Bonds under the Issue, applications shall be grouped based on the PAN, i.e. applications under the same signatures of authorised signatories. Failing this, Our Company reserves the right to accept or reject any in all respects, by providing all the information including PAN and demographic details. However, do not PAN shall be grouped together and treated as one application. Two or more applications will be deemed Application in whole or in part, in either case, without assigning any reason thereof. provide the Depository Participant details in the Application Form. The requirement for providing Depository to be multiple applications if the sole or first applicant is one and the same. For the sake of clarity, two 24. Applications by Trusts : In case of Applications made by trusts, settled under the Indian Trusts Act, Participant details shall be mandatory only for the Applicants who wish to subscribe to the Bonds in or more applications shall be deemed to be a multiple application for the aforesaid purpose if the PAN 1882, or any other statutory and/or regulatory provision governing the settlement of trusts in India, must dematerialised form. (ii) Please provide the following documents along with the Application Form: (a) number of the sole or the first applicant is one and the same. C. Depository Arrangements : We have submit a (i) certified true copy of the registered instrument for creation of such trust, (ii) power of attorney, Self-attested copy of the PAN card; (b) Self-attested copy of the proof of residence. Any of the following entered into Tripartite Agreements dated September 20, 2011 among us, the Registrar to the Issue and if any, in favour of one or more trustees thereof, (iii) such other documents evidencing registration thereof documents shall be considered as a verifiable proof of residence: ration card issued by the GoI; or NSDL and dated September 20, 2011, among us, the Registrar to the Issue and CDSL, respectively for under applicable statutory/regulatory requirements. Failing this, our Company reserves the right to accept valid driving license issued by any transport authority of the Republic of India; or electricity bill (not offering depository option to the investors and for issue and holding of the Bonds in dematerialized form. or reject any Applications in whole or in part, in either case, without assigning any reason therefor. Further, older than three months); or landline telephone bill (not older than three months); or valid passport As per the provisions of the Depositories Act, 1996, the Bonds issued by us can be held in a dematerialized any trusts applying for Bonds pursuant to the Issue must ensure that (a) they are authorised under issued by the GoI; or voter’s identity card issued by the GoI; or passbook or latest bank statement form as described in the sub-section titled “- Applications for Allotment of Bonds in dematerialized form” applicable statutory/regulatory requirements and their constitution instrument to hold and invest in bonds, issued by a bank operating in India; or registered leave and license agreement or agreement for sale on page 46 Prospectus Tranche - I. D. Communications : All future communications in connection with (b) they have obtained all necessary approvals, consents or other authorisations, which may be required or rent agreement or flat maintenance bill; Self-attested copy of registered office address in case of Applications made in the Issue should be addressed to the Registrar to the Issue quoting all relevant under applicable statutory and/or regulatory requirements to invest in bonds, and (c) applications made applicants under Category I; or Life insurance policy. (c) Self-attested copy of a cancelled cheque of details as regards the Applicant and its application. Applicants can contact the Compliance Officer of our by them do not exceed the investment limits or maximum number of Bonds that can be held by them the bank account to which the amounts pertaining to payment of refunds, interest and redemption, as Company, Lead Managers or the Registrar to the Issue in case of any Pre-Issue related problems. In case under applicable statutory and or regulatory provisions. applicable, should be credited. The Applicant shall be responsible for providing the above information of Post-Issue related problems such as non-receipt of Allotment Advice/credit of Bonds in depository’s 25. Applications under Power of Attorney : In case of Investments made pursuant to a power of attorney accurately. Delays or failure in credit of the payments due to inaccurate details shall be at the sole risk beneficiary account/refund orders, etc., applicants may contact the Compliance Officer of our Company, by Category I investors, a certified true copy of the power of attorney or the relevant resolution or authority, of the Applicants and neither the Lead Managers nor our Company shall have any responsibility and Lead Managers or Registrar to the Issue. as the case may be, along with a certified true copy of the memorandum of association and articles of undertake any liability for the same. Applications for Allotment of the Bonds in physical form, which are 40. Rejection of Applications : Our Company reserves its full, unqualified and absolute right to accept or association and/or bye laws and/or charter documents, as applicable, must be lodged along with the not accompanied with the aforestated documents, may be rejected at the sole discretion of our Company. reject any Application in whole or in part and in either case without assigning any reason thereof. Application Form. In case of investments made pursuant to a power of attorney by Category II and In relation to the issuance of the Bonds in physical form, note the following: (i) An Applicant has the Application would be liable to be rejected on one or more technical grounds, including but not restricted Category III investors, a certified true copy of the power of attorney must be lodged along with the option to seek Allotment of Bonds in either electronic or physical mode. No partial Application for the to: Number of Bonds applied for is less than the minimum Application size; Applications not duly Application Form. Bonds shall be permitted and is liable to be rejected. In case of Bonds that are being issued in physical signed by the sole/joint Applicants; Application amount paid not tallying with the number of Bonds 26. Application Size : Applications are required to be for a minimum of 10 Bonds and multiples of one form, our Company will issue one certificate to the Bondholder for the aggregate amount of the Bonds applied for; Applications for a number of Bonds which is not in a multiple of one; Investor Bond thereafter. for each Series that are applied for (each such certificate a “Consolidated Bond Certificate”). (ii) Any category not ticked; Bank account details not given; Applications by persons not competent to contract 27. Application Form : The prescribed colour of the Application Form for the various categories is as follows: Applicant who provides the Depository Participant details in the Application Form shall be Allotted the Bonds under the Indian Contract Act, 1872 including a minor without a guardian name; In case of Applications Application Form in dematerialised form only. Such Applicant shall not be Allotted the Bonds in physical form. (iii) No separate under Power of Attorney where relevant documents not submitted; Application by stock invest or CATEGORY COLOUR OF Applications for issuance of the Bonds in physical and electronic form should be made. If such Applications accompanied by cash/money order/postal order; Applications without PAN; GIR number furnished APPLICATION FORM* are made, the Application for the Bonds in physical mode shall be rejected. This shall be considered as instead of PAN; Applications for amounts greater than the maximum permissible amounts prescribed a ground for technical rejection. (iv) Our Company shall dispatch the Consolidated Bond Certificate to by applicable regulations; Applications by persons/entities who have been debarred from accessing the Following investors under Category I which are eligible to invest Pink the address of the Applicant provided in the Application Form. All terms and conditions disclosed in capital markets by SEBI; Applications by any persons outside India,; For option to hold Bonds in in the Bonds: Public Financial Institutions, Statutory Corporations, relation to the Bonds held in physical form pursuant to rematerialisation shall be applicable mutatis electronic/dematerialised form, Depository Participant identification number, Client ID and PAN mentioned Scheduled Commercial Banks, Co-operative Banks and Regional mutandis to the Bonds issued in physical form. in the Application Form do not match with the Depository Participant identification number, Client ID and Rural Banks, which are authorised to invest in the Bonds; Provident 32. Applications for Allotment of Bonds in the dematerialised form : As per the provisions of the Depositories PAN available in the records with the depositories; Application under power of attorney or by limited Funds, Pension Funds, Superannuation Funds and Gratuity Fund, which Act, the Bonds can be held in dematerialised form, i.e., they shall be fungible and be represented by a companies, corporate, trust etc., where relevant documents are not submitted; Address not provided in are authorised to invest in the Bonds; Insurance companies registered statement issued through electronic mode. In this context, the Tripartite Agreements have been executed case of exercise of option to hold Bonds in physical form; Copy of KYC documents not provided in case with the IRDA; National Investment Fund and Mutual Funds. between our Company, the Registrar to the Issue and the respective Depositories (CDSL/NSDL) for of option to hold Bonds in physical form; and Public Financial Institutions, Statutory Corporations, All other category of Investors, eligible to invest in the Issue White offering depository option to the Bondholders, for issue and holding the Bonds in dematerialized form. Commercial Banks, Co-operative Banks Regional Rural Banks, Provident Funds, Pension Funds, as not covered above. a) All Applicants can seek Allotment in dematerialised mode or in physical form. Applications Superannuation Funds and Gratuity Fund, Insurance companies registered with the IRDA, National 28. Instructions for Completing the Application Form : Applications to be made in prescribed form only. made for receiving Allotment in the dematerialised form without relevant details of his or her depository Investment Fund, Mutual Funds applications not procured by the Lead Managers or the Consortium The forms to be completed in block letters in English as per the instructions contained in the Prospectus account are liable to be rejected. b) An Applicant applying for the Bonds must have at least one Members; Applications made by investors belonging to a particular Category on an application form Tranche- I and in the Application Form, and are liable to be rejected if not so completed. Applicants beneficiary account with either of the Depository Participants of either of the Depositories, prior to making meant for other applicants and vice-versa; Applications providing an inoperative demat account number. should note that the Bankers to the Issue will not be liable for errors in data entry due to incomplete or the Application. c) The Applicant must necessarily fill in the details (including the Beneficiary Account Our Company, the Lead Managers, their affiliates and the Consortium Members and the collecting bank illegible Application Forms. Applications are required to be for a minimum of such Bonds and in Number and Depository Participant’s identification number) in the Application Form. d) Allotment to an shall not be responsible for rejection of the Application on any of the technical grounds mentioned above. multiples of such Bonds thereafter as specified in the Prospectus Tranche- I. Applications should be Applicant will be credited in electronic form directly to the beneficiary account (with the Depository Application Forms received after the closure of the Issue shall be rejected. In the event, if any Bond(s) in single or joint names not more than three, and in the same order as their Depository Participant details Participant) of the Applicant. e) Names in the Application Form should be identical to those appearing applied for is/are not Allotted, the Application monies in respect of such Bonds will be refunded, as may (in case of applicants opting for allotment in dematerialized form) and should be applied by Karta in case in the account details in the Depositories. In case of joint holders, the names should necessarily be in be permitted under the provisions of applicable laws. of HUF. Thumb impressions and signatures other than in English/Hindi/Gujarati/Marathi or any other the same sequence as they appear in the account details in the Depositories. f) If incomplete or incorrect 41. Basis of Allotment : The subscription list for the Issue shall remain open for subscription at the languages specified in the 8th Schedule of the Constitution needs to be attested by a Magistrate or Notary details are given under the heading ‘Applicant’s Depository Account Details’, in the Application Form, it commencement of banking hours and close at the close of banking hours, with an option for early closure Public or a Special Executive Magistrate under his/her seal. All Application Forms duly completed is liable to be rejected. g) The Applicant is responsible for the correctness of his or her demographic (subject to the Issue being open for a minimum of 3 days) or extension by such period, upto a maximum together with cheque/bank draft for the amount payable on application must be delivered before the details given in the Application Form vis-à-vis those with his or her Depository Participant. h) Bonds in period of 30 days from the date of opening of the Issue, as may be decided by the Board, or a committee closing of the subscription list to any of the Bankers to the Public Issue or collection centre(s) as may be electronic form can be traded only on the stock exchange having electronic connectivity with the Depositories. constituted by the Board, subject to necessary approvals. In the event of such early closure of the subscription specified before the closure of the Issue. No receipt will be issued for the application money. However, The BSE and NSE, where the Bonds are proposed to be listed, have electronic connectivity with list of the Issue, our Company shall ensure that public notice of such early closure is published on or Bankers to the Issue and/or their branches receiving the applications will acknowledge the same by the Depositories. i) The trading of the Bonds shall be in dematerialised form only. before the day of such early date of closure through advertisement/s in a leading national daily newspaper. stamping (mandatorily having a date stamp) and returning the acknowledgement slip to the applicant. 33. Allottees will have the option to re-materialise the Bonds so Allotted as per the provisions of the Depositories The issue shall remain open for subscription for a minimum period of 3 days. Our Company shall finalise Every applicant should hold valid Permanent Account Number (PAN) and mention the same in the Act. In addition to the above, certain additional documents are required to be submitted by the following the Basis of Allotment in consultation with the Lead Managers and the Designated Stock Exchange and Application Form. All applicants are required to tick the relevant column of “Category of Investor” in the entities: (a) With respect to investments by Mutual Funds, a certified true copy of their SEBI registration in compliance with the aforementioned provisions of the Prospectus Tranche- I. The Designated Stock Application Form. All Applications by Public Financial Institutions, Statutory Corporations, Commercial Banks, certificate must be lodged along with the Application Form. (b) With respect to investments by insurance Exchange along with our Company, Lead Managers and the Registrar shall be responsible for ensuring Co-operative Banks and Regional Rural Banks, Provident Funds, Pension Funds, Superannuation Funds and companies registered with the IRDA, in addition to the above, a certified true copy of the certificate of that the Basis of Allotment is finalised in a fair and proper manner. Gratuity Fund, Insurance companies registered with the IRDA, National Investment Fund, Mutual Funds registration issued by the IRDA must be lodged along with the Application Form. (c) With respect to 42. Grouping of Applications and Allocation Ratio: Applications received from various applicants shall be applicants shall be received only by the Lead Managers and the Consortium Members. APPLICANTS MAY investments made by limited liability partnerships registered under the Limited Liability Partnership Act, grouped together on the following basis: i) Applications received from Category I applicants: Applications NOTE THAT THE ALLOTMENT SHALL BE ON THE BASIS AS DESCRIBED UNDER THE HEADING- 2008, a certified true copy of certificate of registration issued. received from Category I, shall be grouped together, (“Category I Portion”); ii) Applications received from ”BASIS OF ALLOTMENT”. Applications for all the Series of Bonds may be made in a single Application 34. Consolidated list of documents required for various categories : For details, please refer page 47 of the Category II applicants: Applications received from Category II shall be grouped together, (“Category II Form only. Our Company shall allocate and Allot Bonds of Tranche- I Series 1 Bonds maturity to all valid Prospectus Tranche - I. Portion”); iii) Applications received from Category III applicants: Applications received from Category III applications, wherein the applicants have not indicated their choice of the relevant Bond Series. PAYMENT INSTRUCTIONS applicants shall be grouped together, (“Category III Portion”). For removal of doubt, “Category I Portion”, General Instructions 35. Escrow Mechanism : Our Company shall open Escrow Account(s) with one or more Escrow Collection Category II Portion” and the “Category III Portion” are individually referred to as “Portion” and collectively 29. Dos: Check if you are eligible to apply; Read all the instructions carefully and complete the Application Bank(s) in whose favour the Applicants shall make out the cheque or demand draft in respect of his or referred to as “Portions”. For the purposes of determining the number of Bonds available for allocation Form; If the allotment is sought in dematerialized form, ensure that the details about Depository her Application. Cheques or demand drafts received for the Application Amount from Applicants would to each of the abovementioned Categories, our Company shall have the discretion of determining the Participant and Beneficiary Account are correct and the beneficiary account is active; Applications be deposited in the Escrow Account. The Escrow Collection Banks will act in terms of the Prospectus number of Bonds to be allotted over and above the Base Issue Size, in case our Company opts to retain are required to be in single or joint names (not more than three); In case of an HUF applying through Tranche- I and the Escrow Agreement. The Escrow Collection Banks, for and on behalf of the Applicants, any oversubscription in the Issue upto the Shelf Limit of ` 4,684.72 crores. The aggregate value of Bonds its Karta, the Applicant is required to specify the name of an Applicant in the Application Form as ‘XYZ shall maintain the monies in the Escrow Account until the creation of security for the Bonds. The Escrow decided to be allotted over and above the Base Issue Size, (in case our Company opts to retain any Hindu Undivided Family applying through PQR’, where PQR is the name of the Karta; Ensure that the Collection Banks shall not exercise any lien whatsoever over the monies deposited therein and shall hold oversubscription in the Issue), and/or the aggregate value of Bonds upto the Base Issue Size shall be Applications are submitted to the Bankers to the Issue before the closure of banking hours on the Issue the monies therein in trust for the Applicants. On the Designated Date, the Escrow Collection Banks shall collectively termed as the “Overall Issue Size”. Closing Date; Ensure that the Applicant’s name(s) given in the Application Form is exactly the same transfer the funds represented by Allotment of the Bonds from the Escrow Account, as per the terms of 43. Allocation Ratio : Reservations shall be made for each of the Portions in the below mentioned format): as the name(s) in which the beneficiary account is held with the Depository Participant. In case the the Escrow Agreement, into the Public Issue Account maintained with the Bankers to the Issue, provided Particulars; Category I; Category II; Category III : Size in %; 45% of the Overall Issue Size; 25% of the Application Form is submitted in joint names, ensure that the beneficiary account is also held in same that the sums received in respect of the Issue will be kept in the Escrow Account and our Company will Overall Issue Size; 30% of the Overall Issue Size. joint names and such names are in the same sequence in which they appear in the Application Form; have access to such funds only after creation of security for the Bonds. The amount representing the 44. Basis of Allotment for Bonds : (a) Allotments in the first instance: i. Applicants belonging to the Ensure that you mention your PAN allotted under the Income Tax Act. Please note that it is mandatory Applications that have been rejected shall be transferred to the Refund Account. Payments of refund to Category I, in the first instance, will be allocated Bonds upto 45 % of the Overall Issue Size on first come for all applicants to furnish their PAN number as per the CBDT circular; Ensure that the Demographic the Applicants shall be made from the Refund Account are per the terms of the Escrow Agreement and first serve basis (determined on the basis of date of receipt of each application duly acknowledged by the Details as provided in the Application Form are updated, true and correct in all respects; Ensure the Prospectus Tranche- I. Bankers to the Issue); ii. Applicants belonging to the Category II, in the first instance, will be allocated that you have obtained all necessary approvals from the relevant statutory and/or regulatory authorities to 36. Payment into Escrow Account : Each Applicant shall draw a cheque or demand draft for the Application Bonds upto 25% of Overall Issue Size on first come first serve basis (determined on the basis of date of apply for, subscribe to and/or seek allotment of Bonds pursuant to the Issue; Applicant’s Bank Account Amount as per the following terms: a) All Applicants would be required to pay the full Application Amount receipt of each application duly acknowledged by the Bankers to the Issue); iii. Applicants belonging to Details: The Bonds shall be allotted in dematerialised and physical form. For instructions on how to for the number of Bonds applied for, at the time of the submission of the Application Form. b) The the Category III, in the first instance, will be allocated Bonds upto 30% of Overall Issue Size on first come apply for Allotment in the physical form, see the sub-section titled “ – Applications for Allotment Applicants shall, with the submission of the Application Form, draw a payment instrument for the full first serve basis (determined on the basis of date of receipt of each application duly acknowledged by the of Bonds in the physical form” on page 45 Prospectus Tranche - I. The Applicant should note that Application Amount in favour of the Escrow Account and submit the same to Bankers to the Issue. If the Bankers to the Issue); (b) Under subscription: If there is any under subscription in any Portion, priority in on the basis of the name of the Applicant, Depository Participant’s name, Depository Participant’s payment is not made favouring the Escrow Account along with the Application Form, the Application shall allotments will be given in the following order: i. Category III Portion, ii. Category II Portion, iii. Category identification number and beneficiary account number provided by them in the Application Form, the be rejected. c) The payment instruments from the Applicants shall be payable into the Escrow Account I Portion; (c) For all Portions, all applications received on the same day by the Bankers to the Issue would Registrar to the Issue will obtain from the Applicant’s beneficiary account, the Applicant’s bank account drawn in favour of “HUDCO Tax Free Bonds- Escrow Account”. d) The monies deposited in the Escrow be treated at par with each other. (d) Minimum allotments of 10 Bonds and in multiples of 1 Bond details. The Applicants are advised to ensure that bank account details are updated in their respective Account will be held for the benefit of the Applicants until the Designated Date. e) On the Designated thereafter would be made in case of each valid Application. (e) Allotments in case of oversubscription: In beneficiary accounts as these bank account details would be printed on the refund order(s), if any. Failure Date, the Escrow Collection Banks shall transfer the funds from the Escrow Account as per the terms of case of an oversubscription in any of the Categories, allotments to the maximum extent, as possible, will to do so could result in delays in credit of refunds to Applicants at the Applicants sole risk and neither the Escrow Agreement into the Public Issue Account with the Bankers to the Issue. The Escrow Collection be made on a first-come first-serve basis and thereafter on proportionate basis, i.e. full allotment of Bonds the Lead Managers nor our Company nor the Refund Bank nor the Registrar to the Issue shall have any Bank shall also refund all amounts payable to Applicants, whose Applications have not been allotted to the applicants on a first come first basis up to the date falling 1 (one) day prior to the date of responsibility and undertake any liability for such delay; Applications under Power of Attorney: Unless Bonds. f) Payments should be made by cheque, or a demand draft drawn on any bank (including a co- oversubscription and proportionate allotment of Bonds to the applicants on the date of oversubscription our Company specifically agrees in writing, and subject to such terms and conditions as our Company may operative bank), which is situated at, and is a member of or sub-member of the bankers’ clearing house (based on the date of submission of each application to the Bankers to the Issue, in each Portion). The deem fit, in the case of Applications made under power of attorney, a certified true copy of the power of located at the centre where the Application Form is submitted. Outstation cheques/bank drafts drawn on banks method of proportionate allotment is as described below: i. Allotments to the applicants shall be made attorney is required to be lodged separately and relevant documents as specified on page 47 Prospectus not participating in the clearing process will not be accepted and applications accompanied by such cheques in proportion to their respective application size, rounded off to the nearest integer, ii. If the process of Tranche - I, along with the submission of the Application Form, indicating the name of the Applicant or bank drafts are liable to be rejected. g) Cash/stock invest/money orders/postal orders will not be accepted. rounding off to the nearest integer results in the actual allocation of Bonds being higher than the Issue along with the address, Application number, date of submission of the Application Form, name of the 37. Submission of Application Forms : All Application Forms duly completed and accompanied by account size, not all applicants will be allotted the number of Bonds arrived at after such rounding off. Rather, bank and branch where it was deposited, cheque/demand draft number and the bank and branch on which payee cheques or drafts and relevant documents, as applicable, shall be submitted to the designated each applicant whose allotment size, prior to rounding off, had the highest decimal point would be given the cheque/demand draft was drawn; Permanent Account Number: All Applicants should mention their collection banks during the Issue Period. No separate receipts shall be issued for the money payable on preference, iii. In the event, there are more than one applicant whose entitlement remain equal after the PAN allotted under the Income Tax Act in the Application Form. In case of joint applicants, the PAN of the submission of Application Form. However, the collection banks will acknowledge the receipt of the manner of distribution referred to above, our Company will ensure that the basis of allotment is finalised the all the Applicants should be provided and for HUFs, PAN of the HUF should be provided. The PAN Application Forms by stamping and returning to the Applicants the acknowledgement slip. This by draw of lots in a fair and equitable manner. (f) Applicant applying for more than one Series of Bonds: would be the sole identification number for participants transacting in the securities markets, irrespective acknowledgement slip will serve as the duplicate of the Application Form for the records of the Applicant. If an applicant has applied for more than one Series of Bonds, and in case such applicant is entitled to of the amount of the transaction. Any Application Form without the PAN is liable to be rejected. Further Applications shall be deemed to have been received by us only when submitted to Bankers to the Issue allocation of only a part of the aggregate number of Bonds applied for, the Series-wise allocation of as per CBDT notification it is mandatory for all subscribers to provide their PAN numbers to our Company. at their designated branches as detailed above and not otherwise. All applications by Public Financial Bonds to such applicants shall be in proportion to the number of Bonds with respect to each Series, Applicants should not submit the GIR Number instead of the PAN as the Application is liable to be Institutions, Statutory Corporations, Commercial Banks, Co-operative Banks and Regional Rural Banks, Provident applied for by such applicant, subject to rounding off to the nearest integer, as appropriate, in consultation HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED 5 IN THE NATURE OF FORM 2A - ABRIDGED PROSPECTUS CONTAINING SALIENT FEATURES OF THE PROSPECTUS with the Lead Managers and the Designated Stock Exchange. All decisions pertaining to the basis of of the Issue, for the delay beyond 30 days; d) Our Company will provide adequate funds to the Registrars Account and our Company will have access to such funds only after creation of security for the Bonds and allotment of Bonds pursuant to the Issue shall be taken by our Company in consultation with the Lead to the Issue, for this purpose. as per applicable provisions of law(s), regulations and approvals. Managers and the Designated Stock Exchange and in compliance with the aforementioned provisions of 46. Filing of the Prospectus Tranche- I with the stock exchanges : A copy of the Prospectus Tranche- I shall 51. Undertaking by the Issuer : We undertake that: a) the complaints received in respect of the Issue shall the Shelf Prospectus/the Prospectus Tranche- I. Our Company has the discretion to close the Issue, be filed with the NSE and the BSE. be attended to by us expeditiously and satisfactorily; b) we shall take necessary steps for the purpose of irrespective of whether any of the Portion(s) are fully subscribed. Our Company would allot Tranche-I 47. Pre-Issue Advertisement : Our Company shall, on or before the Issue Opening Date, publish a pre- Issue getting the Bonds listed within the specified time; c) the funds required for dispatch of refund orders/ Series 1 Bonds to all valid applications, wherein the applicants have not indicated their choice of the advertisement, in the form prescribed by the SEBI Debt Regulations, in at least one national daily allotment advice/certificates by registered post shall be made available to the Registrar to the Issue by relevant Series of Bonds. newspaper, with wide circulation. our Company; d) necessary cooperation to the credit rating agency(ies) shall be extended in 45. Allotment Advice/Refund Orders : The unutilised portion of the application money will be refunded to 48. IMPERSONATION : Attention of the Applicants is specifically drawn to the provisions of sub-section (1) providing true and adequate information until the debt obligations in respect of the Bonds are the applicant by an a/c Payee cheque/demand draft. In case the at par facility is not available, our of Section 68A of the Companies Act, which is reproduced below: “Any person who: a) makes in a outstanding; e) we shall forward the details of utilisation of the funds raised through the Bonds duly Company reserves the right to adopt any other suitable mode of payment. We may enter into an arrangement fictitious name, an application to a company for acquiring or subscribing for, any shares therein, or b) certified by our statutory auditors, to the Trustee at the end of each half year; f) we shall disclose the with one or more banks in one or more cities for refund to the account of the applicants through Direct otherwise induces a company to allot, or register any transfer of shares, therein to him, or any other person complete name and address of the Debenture Trustee in our annual report; and g) we shall provide Credit/RTGS/NEFT. Our Company shall credit the allotted Bonds to the respective beneficiary accounts/ in a fictitious name, shall be punishable with imprisonment for a term which may extend to five years.” a compliance certificate to the Debenture Trustee (on an annual basis) in respect of compliance dispatch the Letter(s) of Allotment or Letter(s) of Regret/Refund Orders to all applicants by Registered 49. Listing : The Bonds will be listed on the BSE and the NSE. If the permission to deal in and for an with the terms and conditions of issue of Bonds as contained in the Prospectus Tranche- I. h) we shall Post/Speed Post at the Applicant’s sole risk, within 30 days from the date of closure of the Issue. Further, official quotation of the Bonds is not granted by the BSE and the NSE, we shall forthwith repay, without make necessary disclosures/ reporting under any other legal or regulatory requirement as may be required a) Allotment of Bonds offered to the public shall be made within a time period of 30 days from the date interest, all such moneys received from the Applicants in pursuance of the Prospectus Tranche- I. Our by our Company from time to time. of closure of the Issue; b) Credit to demat account will be given within 2 Working Days from the date of Company shall use best efforts to ensure that all steps for the completion of the necessary formalities for allotment; c) Interest at a rate of 15% per annum will be paid if the allotment has not been made and listing at the NSE and the BSE are taken within fifteen Working Days from the date of Allotment. FOR FURTHER DETAILS, PLEASE REFER TO THE PROSPECTUS the Refund Orders have not been dispatched to the applicants within 30 days from the date of the closure 50. Utilisation of Application Money : The sums received in respect of the Issue will be kept in the Escrow LEAD MANAGERS TO THE ISSUE DEBENTURE TRUSTEE REGISTRAR TO THE ISSUE Company Secretary and Compliance Officer SBICAP Trustee Company Ltd. Mr. H. Verma HUDCO Bhawan, Core- 7A Enam Securities Private Limited SBI Capital Markets Limited SBICAP Trustee Company Limited Karvy Computershare Private Limited India Habitat Centre, Lodhi Road 801/802, Dalamal Towers 202, Maker Tower E, Cuffe Parade 8, Khetan Bhavan, 5th Floor, 198, Plot No. 17 to 24, New Delhi - 110003 Nariman Point Mumbai 400 005, India J. Tata Road, Churchgate Vithal Rao Nagar Madhapur, Telephone: +91 11 2464 9610 Mumbai 400 021, India Telephone: +91 22 2217 8300 Mumbai 400 020, India Hyderabad 500 081, India Facsimile: +91 11 2464 8179 Telephone: +91 22 6638 1800 Facsimile +91 22 2218 8332 Telephone: +91 22 4302 5555 Telephone: +91 40 4465 5000 E-mail: [email protected] Facsimile: +91 22 2284 6824 Email ID: [email protected] Facsimile: +91 22 4302 5500 Facsimile +91 40 2343 1551 Email ID: [email protected] Investors may contact the Compliance Officer or Website: www.sbicaps.com Email: [email protected] Email ID: [email protected] the Registrar to the Issue in case of any pre- Website: www.enam.com Investor Grievance ID: Investor Grievance ID: Website: http:\\karisma.karvy.com Investor Grievance ID: [email protected] Issue or post-Issue related problems such as non- [email protected] Investor Grievance ID: receipt of letters of allotment, credit of allotted [email protected] Contact Person : Mr. Gitesh Vargantwar/ Website: www.sbicaptrustee.com [email protected] Contact Person: Mr. Akash Aggarwal Mr. Puneet Deshpande Bonds in the respective beneficiary account or Compliance Officer: Mr. M. Natarajan Compliance Officer: Mr. Bhaskar Chakraborty Contact person: Mr. Vishwas Pathak Contact Person : M. Murali Krishna refund orders, Bond certificates (for those who SEBI Registration Number: INM000006856* SEBI Registration Number: INM 000003531* SEBI Registration No: IND000000536 SEBI Registration Number: INR000000221 opt for allotment in physical form) etc. * The SEBI registration certificate of Enam Securities Private Limited and SBI Capital Markets Limited expired on October 15, 2011 and July 31, 2011 respectively. As required under Regulation 9(1) of the Securities and Exchange Board of India (Merchant Bankers) Regulations, 1992 and in compliance with SEBI Circular No. SEBI/MIRSD/DR-2/SRP/Cir-2/2005 dated January 4, 2005, an application dated June 21, 2011 and April 29, 2011 for renewal of the said certificate of registration, in the prescribed manner, was made on June 24, 2011and April 29, 2011, 2011 to SEBI by Enam Securities Private Limited and SBI Capital Markets Limited respectively, three months before the expiry of the said certificate of registration. The approval of SEBI in this regard is awaited. STATUTORY AUDITORS: Agiwal & Associates Lal Kothi, 2nd Floor, 3830, Pataudi House Road, Darya Ganj, New Delhi - 110 002 Telephone: + 91 11 2328 3612, Facsimile: + 91 11 2326 7461, Email ID: [email protected], Firm Registration Number: 000181N Legal Counsel to the Company : Luthra & Luthra Law Offices, 103, Ashoka Estate, 24, Barakhamba Road, New Delhi 110 001, Telephone: + 91 11 4121 5100, Facsimile: + 91 11 2372 3909 Credit Rating Agencies: Credit Analysis & Research Limited: 4th Floor, Godrej Coliseum, Somaiya Hospital Road, Off Eastern Express Highway, Sion (East), Mumbai - 400022, India. Telephone: +91 22 67543456; Facsimile: +91 22 67543457; Email: [email protected], Website: http://www.careratings.com; SEBI Registration No.: IN/CRA/004/1999; Fitch Ratings India Private Limited: Apeejay House, 6th Floor, 3 - Dinshaw Vaccha Road, Churchgate, Mumbai 400020, India. Telephone: +91 22 40001700; Facsimile: +91 22 4001701, Email: [email protected], Website: http://www.fitchindia.com SEBI Registration No.: IN/CRA/002/1999* * The SEBI registration certificate of Fitch Ratings India Private Limited expired on November 4, 2011. As required under Regulation 10(2) of the Securities and Exchange Board of India (Credit Rating Agencies) Regulations, 1999, an application dated July 27, 2011 for renewal of the said certificate of registration, in the prescribed manner, was made on July 28, 2011 to SEBI by Fitch Ratings India Private Limited, three months before the expiry of the said certificate of registration. The approval of SEBI in this regard is awaited. Escrow Collection Banks / Bankers to the Issue : Axis Bank Limited: 148, Statesman House Barakhamba Road New Delhi 110 001, Telephone: +91 11 4742 5120, Facsimile: +91 11 2331 1054, Email: [email protected], Contact person: Mr. Sandeep Kumar/ Mr. Ashish Dhall/ Mr. Rajeev Taneja, Website: www.axisbank.com, SEBI Registration Number: INBI00000017; HDFC Bank Limited: FIG-OPS Department- Lodha I Think Techno Campus, O-3 Level, Next to Kanjurmarg Railway Station, Kanjurmarg (East), Mumbai 400 042. Telephone: +91 22 3075 2928, Facsimile: +91 22 2579 9801 Email: [email protected], Contact person: Mr. Uday Dixit, Website: www.hdfcbank.com, SEBI Registration Number: INBI00000063; ICICI Bank Limited: Capital Market DivisionRajabahadur Mansion, 30 Mumbai Samachar Marg, Fort, Mumbai 400 001, Telephone: +91 22 6631 0322, Facsimile: +91 22 6631 0350, Email: [email protected], Contact person: Mr. Anil Gadoo, Website: www.icicibank.com, SEBI Registration Number: INBI00000004; IDBI Bank Limited: Unit No. 2, Corporate Park, Sion Trombay Road, Chembur, Mumbai 400 071. Telephone: +91 22 6690 8402, Facsimile: +91 22 2528 6173, Email: [email protected], Website: www.idbi.com, Contact person: Mr. V. Jayananthan, SEBI Registration Number: INBI00000076; IndusInd Bank Limited CMS, Solitaire Corporate Park No. 1001, Building no. 10 Ground floor, GH Marg, Andheri East, Mumbai 400 093. Telephone: +91 22 6772 3901, Facsimile: +91 22 6772 3998, Email: [email protected], Contact person: Mr. Sanjay Vasarkar, Website: www.indusind.com, SEBI Registration Number: INBI00000002; Kotak Mahindra Bank Limited: 5th Floor, Dani Corporate Park 158, CST Road, Santacruz (E), Mumbai 400 098. Telephone: +91 22 6759 5336, Facsimile: +91 22 6759 5374, Email: [email protected], Website: www.kotak.com, Contact person: Mr. Amit Kumar, SEBI Registration Number: INBI00000927; Punjab National Bank: Capital Market Services Branch 5, Sansad Marg, New Delhi 110 001, Telephone: +91 11 2373 7531, Facsimile: +91 11 2373 7528, Email: [email protected], Contact person: Mr. A.K. Jain, Website: www.pnbindia.com, SEBI Registration Number: INBI00000084; State Bank of India: Videocon Heritage (Killic House) Ground Floor, Charanjit Rai Marg, Mumbai 400 001. Telephone: +91 22 2209 4932, Facsimile: +91 22 2209 4921, Email: [email protected], Website: www.statebankofindia.com, Contact person: Mr. R.K. Prasad, SEBI Registration Number: INBI00000038; Yes Bank Limited: 3rd Floor, Ion House, Dr. E. Moses Road, Mahalaxmi, Mumbai 400 011, Telephone: +91 22 6622 9031, Facsimile: +91 22 2497 4875, Email: [email protected], Contact person: Mr. Mahesh Shirali, Website: www.yesbank.in, SEBI Registration Number: INBI00000935. Consortium Members : Axis Bank Limited, Axis House, E Wing, Level 5, Bombay Dyeing Mills Compound, P.B. Marg, Mumbai 400 025, Maharashtra, India. Telephone: +91 22 2425 3122, Facsimile: +91 22 4325 7100, Email: [email protected], Website: www.axisbank.com, Investor grievance ID: [email protected], Contact person: Mr. Kartik Shah/ Mr. Neelabh Dubey, SEBI registration number: INM000006104; SBICAP Securities Limited (in their capacity of being an affiliate of SBI Capital Markets Limited), Registered office address: 191, Maker Tower ‘F’, Cuffe Parade, Mumbai 400 005, India. Correspondence address: Mafatlal Chambers, C- Wing, 2nd floor, N M Joshi Marg, Lower Parel, Mumbai 400 013. Telephone: +91 22 4227 3300, Facsimile: +91 22 4227 3390, Email: [email protected], Website: www.sbicapsec.com, Investor grievance ID: [email protected], Contact person: Ms. Archana Dedhia, SEBI registration number: INB 231052938. Refund Banks : Axis Bank Limited, IDBI Bank Limited RISK FACTORS You should carefully consider all the information in the Shelf Prospectus, including the risks and a timely basis, or at all, when borrowers default on their obligations to us and this may have a materially adverse infrastructure loans in India, competition and regulatory changes. We cannot assure that we will be able uncertainties described below, and in the sections titled “Our Business” on page 49 of the Shelf effect on our business, results of operations and financial condition. Most of our loans to various government to continue to sustain our growth at historical rates in the future. As we continue to grow, we must continue Prospectus as well as the financial statements contained in the Shelf Prospectus, before making an entities are secured by guarantees from the relevant state governments with or without their respective to improve our managerial, technical and operational knowledge, the allocation of resources and our investment in the Bonds. The risks and uncertainties described in this section are not the only risks that budgetary allocations to repay outstanding debt facilities as of each financial year, or mortgage of properties management information systems. In addition, we may be required to manage relationships with a greater we currently face. Additional risks and uncertainties not known to us or that we currently believe to be with a minimum security cover of 125% of the total loan amount. Further, our loans to entities in the number of customers, third party agents, lenders and other parties. We cannot assure you that we will not immaterial may also have an adverse effect on our business, results of operations and financial condition. private sector are secured by mortgages of the respective project properties providing us with a minimum experience issues such as capital constraints, operational difficulties, difficulties in expanding our existing If any of the following or any other risks actually occur, our business, prospects, results of operations and security cover of 150% of the total loan amount, personal guarantees and contributions by promoters, as business and operations and training an increasing number of personnel to manage and operate the financial condition could be adversely affected and the price of, and the value of your investment in, deemed fit by us. An economic downturn could result in a fall in relevant collateral values, which, should expanded business. Any of these issues may adversely affect the implementation of our expansion plans the Bonds could decline and you may lose all or part of your investment. The financial and other related we need to foreclose on the collateral, may result in us not being able to recover all of the outstanding in a timely manner and there can be no assurance that any expansion plans, if implemented, will be implications of risks concerned, wherever quantifiable, have been disclosed in the risk factors mentioned amounts due under defaulted loans. There is no assurance that we will be able to realise the full value successful. 7. Any inability to meet our debt finance obligations may have an adverse effect on our business below. However, there are certain risk factors where the effect is not quantifiable and hence has not of our security, due to, among other things, delays on our part to take immediate action, delays in and results of operations. As of December 31, 2011, we had outstanding indebtedness of ` 15,930.57 been disclosed in such risk factors. The numbering of risk factors has been done to facilitate the ease bankruptcy foreclosure proceedings, economic downturns, defects in security, adverse court orders and crores. Our indebtedness could have several important consequences, including but not limited to, the of reading and reference, and does not in any manner indicate the importance of one risk factor over fraudulent transfers by borrowers. In the event that a specialised regulatory agency asserts jurisdiction over following:  we may be required to dedicate a portion of our cash flow toward repayment of our existing another. You should consult your tax, financial and legal advisors about the particular consequences the enforcement proceedings, creditor actions can be further delayed. There can therefore be no assurance debt, which will reduce the availability of our cash flow to fund asset liability mismatch, capital expenditures to you of an investment in the Bonds. Unless otherwise stated, our financial information used in this that we will be able to foreclose on collateral on a timely basis, or at all, and if we are able to foreclose and other general corporate requirements;  our ability to obtain additional financing in the future may section is derived from our Reformatted Financial Information as of and for the years ended March 31, on the collateral, that the value will be sufficient to cover the outstanding amounts owed to us. In addition, be impaired;  fluctuations in market interest rates may adversely affect the cost of our borrowings;  2007, 2008 2009, 2010 and 2011 and from our Limited Review Financial Information for the six months the RBI has developed a corporate debt restructuring process to enable timely and transparent debt there could be a material adverse effect on our business, prospects, results of operations and financial ended September 30, 2011 under Indian GAAP. restructuring of corporate entities that are beyond the jurisdiction of the Board of Industrial and Financial condition if we are unable to service our indebtedness or otherwise comply with financial covenants of Reconstruction, the Debt Recovery Tribunal and other legal proceedings. The applicable RBI guidelines such indebtedness; and  we may be more vulnerable to economic downturns which may limit our ability RISKS IN RELATION TO OUR BUSINESS contemplate that in the case of indebtedness aggregating ` 10 crores or more, lenders for more than 75% to withstand competitive pressures and result in reduced flexibility in responding to changing business, 1. We are currently involved in certain criminal proceedings, and any adverse decision in any of these proceedings of such indebtedness by value and 60% by number may determine the restructuring of such indebtedness regulatory and economic conditions. Our ability to meet our debt service obligations and to repay our may have an adverse effect on our business, results of operations and financial condition. We, and some of and such determination is binding on the remaining lenders. In circumstances where other lenders account future outstanding borrowings will depend primarily upon the cash flow generated by our business, as well our employees, are presently involved in four criminal proceedings which have been filed against us in for more than 75% of such indebtedness by value and 60% by number and they are entitled to determine as funding from capital markets. In the event that we fail to meet our debt service obligations, the relevant various forums, which are in relation to, among other things, allegations of conspiracy in the sanctioning the restructuring of the indebtedness of any of our borrowers, we may be required by such other lenders lenders could declare us defaulting on our obligations, accelerate the payment of our obligations or of loans, non-compliance with provisions of the Contract Labour Act, conspiracy in relation to non-disbursal to agree to such debt restructuring, irrespective of our preferred mode of settlement of our loan to such foreclose on security provided by us. We cannot assure investors that in the event of any such steps by our of loans sanctioned by our Company in a timely manner and allegations of fabrications of evidence. For borrower. In addition, with respect to any loans granted by us through a consortium, a majority of the lenders, we will have sufficient resources to repay these borrowings. Failure to meet obligations under details of these cases, see the section titled “Outstanding Litigation and Material Developments” on page relevant lenders may elect to pursue a course of action that may not be favorable to us. Any such debt debt financing agreements may have an adverse effect on our cash flows, business and results of operations. 89. We cannot provide any assurance that these matters will be decided in our favour. In the event that restructuring could lead to an unexpected loss that could adversely affect our business, results of operations Additionally, as of December 31, 2011, ` 7,233.59 crores or 45.40% of our total indebtedness was at these proceedings are decided in favour of the complainants, our business, results of operations and and financial condition. 5. Our business is vulnerable to interest rate volatility and we will be impacted by any floating rates of interest. If the interest rates for our existing or future borrowings increase significantly, our financial condition could be adversely affected. Further, there is no assurance that similar proceedings will volatility in such interest rates in our operations, which could cause our net interest margins to decline and cost of funds will increase. This may adversely impact our results of operations, planned capital expenditures not be initiated against us in the future. 2. If the level of NPAs in our loan portfolio were to increase, our adversely affect our profitability. Our results of operations are substantially dependent upon the level of our and cash flows. Furthermore, there can also be no assurance that any future hedging arrangements we financial condition would be adversely affected. The NHB Directions, which are applicable to us, have laid net interest income. Interest rates are highly sensitive to many factors beyond our control, including the enter into will successfully protect us from losses due to fluctuations in interest rates because we do not down prudential norms with regard to NPAs, including in relation to identification of NPAs and income RBI’s monetary policies and domestic and international economic and political conditions. Our average hedge all of our floating rate debt. 8. We face asset-liability mismatches which could affect our liquidity and recognition against NPAs. As at March 31, 2011 our gross NPAs were ` 1,227.60 crores or 5.46% of our cost of funds has increased from 8.12% for the year ended March 31, 2010 to 8.13% for the year ended consequently may adversely affect our operations and profitability. We may face potential liquidity risks due outstanding portfolio which includes loans extended by us and investments in bonds, compared to ` March 31, 2011. Changes in interest rates could affect the interest rates charged on interest-earning assets to mismatch in the maturity of our assets and liabilities. As is typical for a company in the business of 1,282.45 crores or 5.88% as at March 31, 2010. There is no assurance that the NPA level will continue differently than the interest rates paid on interest-bearing liabilities. Although only 31.12% of our loan lending, a portion of our funding requirements is met through short/medium term funding sources such to stay at its current level or continue to decline. If the quality of our loan portfolio deteriorates or we are assets (excluding investments in bonds) had a fixed rate of interest as of March 31, 2011, our business as bank loans, cash credit or overdraft facilities. Our inability to obtain additional credit facilities or renew unable to implement effective monitoring and collection methods, our results of operations and financial is still affected by changes in interest rates and the timing of any re-pricing of our liabilities compared with our existing credit facilities for matching tenure of our liabilities in a timely and cost-effective manner or condition may get adversely affected. We have diversified our loan portfolio in the three years ended the repricing of our assets. Whilst we hedge our interest rate exposure to some of our floating rate at all, may lead to mismatches between our assets and liabilities, which in turn may adversely affect our March 31, 2011 and intend to continue our efforts to originate new loans. We cannot therefore assure you liabilities, we are also exposed to interest rate fluctuations on our un-hedged floating rate loans as our operations and financial performance. 9. Financing of Indian housing and urban infrastructure sector is very that there will not be significant additional NPAs in our loan portfolio in the future on account of existing interest expense may increase before we can raise interest rates on our floating rate loans which are competitive and increasing competition may result in declining margins and market shares. Interest rate loans and new loans made. Further, the NHB Directions on NPAs may become more stringent than they reviewed periodically. Further, there can be no assurance that we will be able to manage our interest rate deregulation, entry of commercial banks in the business of financing housing and urban infrastructure currently are, which may adversely affect our profitability and results of operations. The NHB Directions risk adequately in the future. If we are unable to do so, this would have an adverse effect on our net sector and other liberalisation measures affecting the business of financing of housing and urban also prescribe the provisioning required in respect to our outstanding loan portfolio. Should the overall interest margin and hence our profitability. Further, since around 31.12% of our Housing Finance and infrastructure sector, together with increased demand for home finance, have increased competition credit quality of our loan portfolio deteriorate, the current level of our provisions may not be adequate to Infrastructure Finance portfolio are in the nature of fixed interest rate loans (which are also subject to reset significantly. Historically, financing of housing and urban infrastructure sector was dominated by HFCs and cover further increases in the amount of our NPAs. Our provisions were ` 1,174.97 crores in the year after every three years), any increase in interest rates may adversely affect the demand for the products DFIs. While liberalisation has resulted in significant growth in the market, it has also provided increased ended March 31, 2010 and ` 1,187.68 crores in the year ended March 31, 2011, which represented in our loan portfolio, which in turn may affect our interest income and have a material adverse effect on access for borrowers to alternative sources of housing and urban infrastructure finance funding, in particular, 91.62% and 96.75% respectively of our gross NPAs in those periods. If we are required to increase our our business, results of operations and financial condition. In addition, in a rising interest rate environment, from commercial banks. Most of the commercial banks have wider range of products and services, greater provisioning in the future due to increased NPAs or the introduction of more stringent requirements in if the yield on our interest-earning assets does not increase simultaneously with or to the same extent as financial resources and a lower average cost of funds than HFCs or DFIs by having access to retail deposits respect of loan loss provisioning, this may reduce our profit and adversely impact our results of operations. our cost of funds, or, in a declining interest rate environment, if our cost of funds does not decline and greater marketing capabilities due to their more extensive branch networks. By comparison, HFCs or Further, there is no assurance that we will be able to recover the outstanding amounts due under any simultaneously or to the same extent as the yield on our interest-earning assets, our net interest income DFIs are more reliant on sources of funding with higher costs, such as syndicated loans and debentures defaulted loans. 3. Our financial results for the six months ended September 30, 2011 have been subjected to and net interest margin would be adversely impacted. Any such declines in our net interest margins in for their funding requirements, which affects their competitiveness in the market when compared to banks. limited review by our statutory auditors, and the audited results for the same period may be materially different the future can have a material adverse effect on our business, results of operations and financial condition. As a result, HFCs or DFIs have lost market share to commercial banks in the Indian housing and urban from the present results. In terms of the SEBI Debt Regulations and the Debt Listing Agreement entered 6. We may not be able to successfully manage and maintain our growth, which could have a material adverse infrastructure finance sector. As a result of increased competition, housing and urban infrastructure loans into between us and the NSE where our debt securities are currently listed, we prepare half-yearly effect on our results of operations and financial condition. Our business has rapidly grown since our inception are becoming increasingly standard and terms such as floating rate interest options, monthly rest periods financial results subject to limited review by our statutory auditors in the format specified in the Debt in 1970 and we have expanded our operations over the years. We have experienced growth in terms of and no pre-payment penalties are becoming increasingly common. In addition, commercial banks and Listing Agreement. Accordingly, we have, pursuant to a letter from SEBI dated November 4, 2011, our operating income, our loan portfolio and the number of our offices and employees. Our net profits HFCs, including ourselves, have begun to include the cost of registration, stamp duty and other associated disclosed in the Shelf Prospectus the Limited Review Financial Information. However, we cannot assure increased at a CAGR of 12.27% from the year ended March 31, 2007 to the year ended March 31, 2011. costs as part of the loan disbursement, which has benefited the borrower by increasing affordability. We you that our actual audited results for the same period will not be materially different from the Limited Our future growth depends on a number of factors, including the increasing demand for housing and urban cannot assure you that we will be able to retain our market share in the increasingly competitive housing Review Financial Information. 4. We may not be able to foreclose on or realise the value of our collateral on

6 HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED IN THE NATURE OF FORM 2A - ABRIDGED PROSPECTUS CONTAINING SALIENT FEATURES OF THE PROSPECTUS RISK FACTORS and urban infrastructure finance sector. Increasing competition may have an adverse effect on our net Company has paid ` 229.67 crore (previous year ` 223.88 crore ) under protest; 276.29: D; Disputed be adequate to cover all losses or liabilities that may arise including when the loss is not easily quantified. interest margins and other operating income, and if we are unable to compete successfully, our market Service tax demands against which Company has gone in appeal. The Company has paid ` 0.25 crore Even if we make a claim under an insurance policy, we may not be able to successfully assert our claim share will decline as the origination of new loans declines. 10. We may be unable to secure funding at (previous year ` 0.04 crore ) under protest; 4.95: E; Counter claims of various parties for damages against for any liability or loss under such insurance policy. Further, with respect to insurance of the project competitive rates, which could adversely affect our growth, expansion and results of operations. Our business Company’s claim in Civil Courts; 0.39: F; Estimated amount of commitments remaining to be executed properties, some of the borrowers may not have renewed the insurance on a regular basis. 32. The funding consists of funds raised through the domestic debt markets through issue of debt securities and on capital account; 18.13 For further details on contingent liabilities, see the section titled “Annexure A- proposed adoption of IFRS may result in our financial condition and results of operations appearing materially loans from various banks and financial institutions, including, among other things, Bank of India, General Financial Statements- Significant Notes to Accounts” on page 184 of the Shelf Prospectus. In the event different than under Indian GAAP. Public companies in India, including us, may be required to prepare Insurance Corporation, Life Insurance Corporation of India, Bank of Baroda and . For further that any of the said contingent liabilities fructify, the same could adversely affect the financial condition annual and interim financial statements under IFRS in accordance with the roadmap for the adoption of, details, please see the section titled “Financial Indebtedness” on page 77 of the Shelf Prospectus. While of our Company. 20. We may be required to bear additional tax liability for previous assessment years, which and convergence with, IFRS announced by the Ministry of Corporate Affairs, GoI (“MCA”), through a press most of our debt securities are on a fixed rate basis, most of the banking sector loans are linked to floating could adversely affect our financial condition. According to extant guidelines from the NHB, an HFC is not note dated January 22, 2010. Through a press release dated February 25, 2011, the MCA announced that rate benchmarks. Our cost of funds from banks and the domestic debt market is influenced by our current permitted to recognise income if the amount due in respect of a loan has not been paid by the borrower it will implement the converged accounting standards in a phased manner after various issues, including domestic credit rating from Fitch and/ or CARE. For details, see the section titled “Our Business- Our credit for 90 days or more and such amount is considered an NPA. However, under section 43D read with rule tax-related issues, are resolved. The MCA is expected to announce the date of implementation of the ratings” on page 57 of the Shelf Prospectus. The credit rating of our unsecured bonds programme was 6EB of the Income Tax Rules, the definition of an NPA under the Income Tax Act is different from that converged accounting standards at a later date. Our cash flows, results of operations, financial condition downgraded in 2002-03 to AA- by CRISIL. While this downgrading was only for our unsecured bonds provided by extant guidelines of the NHB in force at present. We have been following the guidelines of or changes in shareholders’ equity may appear materially different under IFRS than under Indian GAAP. programme, there can be no assurance that our credit rating in general will not be downgraded in future. the NHB on income recognition. However, if the interpretation of the income tax department is different In addition, in our transition to IFRS reporting, we may encounter difficulties in the ongoing process of Further, a significant factor taken into account for our current domestic credit ratings is the substantial to ours, we may be required to bear additional tax liabilities for previous assessment years, as well as an implementing and enhancing our management information systems consequent to the listing of the exposure of our loan portfolio to state government entities running and administering various urban increased tax liability in the future as a result of our income being recognized by the income tax department Bonds and the reporting requirements applicable to listed companies in India under the Debt Listing infrastructure projects and social housing schemes If our relationship with such state governments change at a higher level than the income offered for taxation under the guidelines set out by the NHB. 21. We Agreements already entered into with the NSE and to be entered into with the NSE and the BSE for for any reason and our exposures to them are reduced, there can be no assurance that our domestic credit are subject to risks arising from exchange rate fluctuations and devaluation of the Indian rupee against any listing of the Bonds. Moreover, our transition may be hampered by increasing competition and increased rating would not be revised by Fitch and/or CARE and any such revision may result in an increase in the foreign currencies which could increase our cost of finance, thereby adversely affecting our results of operation costs for the relatively small number of IFRS-experienced accounting personnel available as more Indian cost of our funding. 11. Our business may be adversely affected by future regulatory changes. Our housing and and financial condition. We are exposed to risks related to exchange rate fluctuations, particularly with companies begin to prepare IFRS financial statements. 33. The adoption of the new Schedule VI to the urban infrastructure business is regulated by the NHB. For further details, see the section titled “Regulations respect to the U.S. dollar and the Japanese Yen, because we report our results in Indian rupees but have Companies Act may result in our financial information appearing materially different from that of the previous and Policies” on page 61 of the Shelf Prospectus. We are also subject to the corporate, taxation and other debt which is denominated in U.S. dollars and Japanese Yen. As a result, changes in currency exchange Fiscals Pursuant to a notification dated February 28, 2011, the MCA has notified a new Schedule VI to laws in effect in India which require continued monitoring and compliance. The introduction of additional rates may affect our results of operations. As at December 31, 2011, ` 452.97 crores, or approximately the Companies Act on general instructions for preparation of balance sheet and statement of profit and government control or newly implemented laws and regulations including, among other things, in relation 2.84% of our total indebtedness of ` 15,930.57 crores was denominated in U.S. dollars and ` 319.33 loss of a company (“New Schedule VI”). The New Schedule VI has come into effect from April 1, 2011 and to provisioning for NPAs, recoveries, capital adequacy requirements, exposure norms, etc., depending on crores, or approximately 2.00% of our total indebtedness of ` 15,930.57 crores was denominated in introduces many new concepts and disclosure requirements. Adoption of the New Schedule VI may impact the nature and extent thereof and our ability to make corresponding adjustments, may result in a material Japanese Yen. In order to reduce our currency exchange risks, we currently have hedging arrangements the presentation of our financial statements for all subsequent Fiscals. adverse effect on our business, results of operations and financial condition and our future expansion in relation to a significant portion of these external commercial borrowings. However, an indebtedness of RISKS IN RELATION TO THE BONDS: 34. There has been no prior public market for the Bonds and it may plans in India. In particular, decisions taken by regulators concerning economic policies or goals that are ` 26.63 crores denominated in U.S. dollars and ` 302.04 crores denominated in Japanese Yen is not develop in the future, and the price of the Bonds may be volatile. The Bonds have no established trading inconsistent with our interests, could adversely affect our results of operations. While we will take adequate currently not subject to any hedging arrangements. For further details, please see the section titled market and there can be no assurance that a public market for the Bonds would develop or be sustained. measures, we cannot assure you that we will be able to timely adapt to new laws, regulations or policies “Financial Indebtedness” on page 77 of the Shelf Prospectus. There can be no assurance that our existing Further, the proposed changes to the Indian income tax regime by introduction of the draft Direct Tax Code that may come into effect from time to time with respect to the financing of housing and urban infrastructure hedging measures will enable us to avoid the effect of any adverse fluctuations in the value of the Indian (“DTC”) may result in extinguishment of benefits available under section 10(15)(iv)(h) of the Income Tax sector in general. These laws and regulations and the way in which they are implemented and enforced rupee against the U.S. dollar and the Japanese Yen or other relevant foreign currencies. Any depreciation Act. This may result in no further issuance of the Bonds after DTC is approved by the GoI. Although an may change from time to time and there can be no assurance that future legislative or regulatory changes of the Indian rupee against the U.S. dollar, the Japanese Yen or other foreign currencies may adversely application has been made to list the Bonds on the NSE and the BSE, there can be no assurance that will not have an adverse effect on our business, results of operations and financial condition. 12. We have affect our results of operations if we are unable to pass on the costs of foreign exchange variations to our an active public market for the Bonds will develop, and if such a market were to develop, there is no a limited history with respect to operating through joint ventures and are subject to all of the business risks customers. 22. Borrowing for the purchase or construction of property may not continue to offer borrowers the obligation on us to maintain such a market. The liquidity and market prices of the Bonds can be expected and uncertainties associated with commencing new business lines in general. In order to diversify our business- same fiscal benefits it currently offers, which would result in lower demand for our housing finance portfolio, to vary with changes in market and economic conditions, our financial condition and prospects and other lines in the urban infrastructure sector, we have entered into four joint ventures in 2005 and 2006 for and thereby, adversely affect our business. The growth in the financing of housing sector in India in the last factors that generally influence market price of Bonds. Such fluctuations may significantly affect the construction activities and to provide consultancy and technical services. For further details, see the section decade is in part due to the introduction of tax benefits for homeowners. Tax benefits on borrowed capital liquidity and market price of the Bonds, which may trade at a discount to the price at which you purchase titled “History and Certain Corporate Matters- Joint Ventures” on page 64 of the Shelf Prospectus. Compared for the repairs, renewals, construction, re-construction or acquisition of house property have been allowed the Bonds. 35. The Bonds are classified as ‘tax free bonds’ eligible for tax exemption under Section 10(15)(iv)(h) to our experience in the business of financing housing and urban infrastructure projects, we have limited up to certain limits. There can be no assurance that the GoI will continue to offer such tax benefits to of the Income Tax Act, up to an amount of interest on such bonds. The Bonds are classified as ‘tax free operational experience in operating through joint ventures. These businesses involve various risks, including, borrowers at the current levels or at all. In addition, there can be no assurance that the GoI will not bonds’ issued in terms of Section 10(15)(iv)(h) of the Income Tax Act and the notification dated September but not limited to, execution and financing risks. Our successes in operating through joint ventures will introduce tax efficient investment options which are more attractive to borrowers than investment in 23, 2011 issued by the CBDT. In accordance with the said section, the amount of interest on such bonds depend, among other things, on our ability to attract suitable joint venture partners and to build relationships property. The demand for housing and/or housing finance may be reduced if any of these changes occur, shall be entitled to exemption under the provisions of Income Tax Act. Therefore only the amount of with industry partners. Additionally, we are subject to business risks and uncertainties associated with any thereby adversely affecting our business. 23. The upgrade of our Information Technology systems is due, and interest on bonds is exempt and the amount of investment will not be considered for any deduction/ new business enterprise, including the risk that we will not achieve our objectives within the estimated in the event such upgrade is unsuccessful or delayed, our business could be significantly affected. The upgrade exemption under the Income Tax Act. For further details, see the section titled “Statement of Tax Benefits” time period, or at all. 13. We have high loan concentrations with our top ten borrowers contributing to 30.12% of our information technology systems is due. We are yet to appoint a vendor for the upgrade of our on page 42 of the Shelf Prospectus. 36. There is no guarantee that the Bonds issued pursuant to this Issue of our total loans outstanding as on March 31, 2011 and default by any one of them could significantly affect information technology such that the timeliness and quality of information available for the purposes of will be listed on the NSE and the BSE in a timely manner, or at all. In accordance with Indian law and our business. We have significant exposures to state governments as well as their agencies in relation more effective decision making can be improved. We cannot assure you that a vendor for the upgrade will practice, permissions for listing and trading of the Bonds issued pursuant to this Issue will not be granted to our loans portfolio. As of March 31, 2011, aggregate loans to our ten largest borrowers amounted to be hired any time soon. Further, there can be no assurance that the new systems will be successfully until after the Bonds have been issued and allotted. Approval for listing and trading will require all ` 6,384.66 crores, representing approximately 30.12% of our total loans outstanding as of such date. Our integrated into our existing systems, that our employees can be successfully trained to utilise the upgraded relevant documents authorising the issuing of Bonds to be submitted. There could be a failure or delay single largest borrower on such date had an outstanding balance of ` 1,781.48 crores, representing 8.40% systems, that the upgraded systems, if installed and operational, will not become quickly outdated or that in listing the Bonds on the NSE and the BSE. 37. You may not be able to recover, on a timely basis or at of our total loans outstanding as of such date. Further, our increasing dependence on state governments the upgraded systems will bring about the anticipated benefits. 24. Our Registered Office is not owned by all, the full value of the outstanding amounts and/or the interest accrued thereon in connection with the Bonds. and their agencies which have weak financials has also been highlighted by CARE and Fitch as a or leased to us, and in the event we are unable to continue to operate from such premises, our business, Our ability to pay interest accrued on the Bonds and/or the principal amount outstanding from time to time significant risk for our loans portfolio. Whilst we are currently allowed by the NHB to extend an exposure financial condition and results of operation may be adversely affected. The land on which our Registered Office in connection therewith would be subject to various factors, including, inter-alia our financial condition, of upto 50% of our net owned funds to Government agencies (under individual borrower exposure, only is located was allotted to the India Habitat Centre, a registered society, (“IHC”) by the Land & Development profitability and the general economic conditions in India and in the global financial markets. We cannot for housing and housing related infrastructure) and 15% for other projects/borrowers and upto 100% of our Office (“L&DO”), Ministry of Urban Development, GoI in 1988 for the construction of buildings. IHC was assure you that we would be able to repay the principal amount outstanding from time to time on the net owned funds to the individual state governments (under group exposure) and 25% for other borrowers thereafter required to enter into a lease deed with L&DO, and furthermore, enter into a tripartite sub-lease Bonds and/or the interest accrued thereon in a timely manner, or at all. Although our Company will create (under group exposure), any deterioration in the credit quality of these assets could have a significant agreement with us and the L&DO, GoI. IHC is yet to enter into a lease deed with the L&DO and appropriate security in favour of the Debenture Trustee for the holders of the Bonds on the assets adverse effect on our business, prospects, results of operations, and financial condition. 14. We are subject consequently, we have been unable to enter into this tripartite sub-lease deed with the IHC and the adequate to ensure 100% asset cover for the Bonds, the realizable value of the secured assets, when to certain restrictive covenants in our loan documents, which may restrict our operations and ability to grow and L&DO. Failure by IHC to enter into a lease deed with the L&DO will render it difficult for us to enter into liquidated, may be lower than the outstanding principal and/or interest accrued thereon in connection with may adversely affect our business. There are certain restrictive covenants in the agreements we have entered a tripartite sub-lease with the IHC and the L&DO in relation to our Registered Office. Further, in the event, the Bonds. A failure or delay to recover the expected value from a sale or disposition of the secured assets into with our lenders. These restrictive covenants require us to maintain certain financial ratios and seek IHC offers to enter into a tripartite sub-lease deed with us, it may not be on terms and conditions that could expose you to a potential loss. 38. Any downgrading in credit rating of our Bonds may affect the trading the prior permission of these banks/financial institutions for various activities, including, among other are acceptable to us. 25. With regard to the composition of our Board, we have not been able to comply, on price of the Bonds. The Bonds proposed to be issued under this Issue have been rated by CARE and Fitch. things, selling, transferring or otherwise disposing of any part of our business or revenues, effecting any certain occasions in the past, with the provisions of the guidelines by the Department of Public Enterprises. With CARE has assigned a rating of ‘CARE AA+’ to the Bonds vide letter dated December 30, 2011. Instruments scheme of amalgamation or reconstitution, implementing a new scheme of expansion or taking up an regard to the composition of our Board, we have not been able to comply, on certain occasions in the with this rating are considered to have high degree of safety regarding timely servicing of financial allied line of business. Such restrictive covenants in our loan agreements may restrict our operations or past, with the provisions of the Office Memorandum dated May 14, 2010 issued by the Department of obligations. Such instruments carry very low credit risk. Fitch has assigned a rating of ‘Fitch AA+ (ind)’ to ability to expand and may adversely affect our business. For details of these restrictive covenants, see the Public Enterprises, Ministry of Heavy Industries and Public Enterprises, GoI (“DPE Corporate Governance the Bonds vide letter dated December 29, 2011. We cannot guarantee that this rating will not be section titled “Financial Indebtedness” on page 77 of the Shelf Prospectus. 15. Our Directors may have Guidelines”). During the past three Fiscals, our statutory auditors have qualified their annual corporate downgraded. The ratings provided by CARE and Fitch may be suspended, withdrawn or revised at any interests in companies/entities similar to ours, which may result in a conflict of interest that may adversely affect governance report of our Company stating that our Board was not in compliance with the DPE Corporate time. Any revision or downgrading in the above credit rating may lower the value of the Bonds and may future financing opportunity from referrals. Some of our Directors have interests in other companies which Governance Guidelines. Our Company has responded to this qualification by stating that the power to also affect our Company’s ability to raise further debt. 39. Changes in interest rates may affect the prices of are in businesses similar to ours. For instance, Ms. Sudha Krishnan, our government-nominee Director, appoint Directors on its Board vests with the GoI and that this non-compliance had been duly brought to the Bonds. All securities where a fixed rate of interest is offered, such as the Bonds, are subject to price is also on the board of directors of National Buildings Construction Corporation Limited and Hindustan the attention of the GoI on numerous occasions. While our Board is currently compliant with the DPE risk. The price of such securities will vary inversely with changes in prevailing interest rates, i.e. when Prefab Limited; Ms. Aruna Sundararajan, our government-nominee Director, is also on the board of Corporate Governance Guidelines, there can be no assurance, given the fact that our Company does not interest rates rise, prices of fixed income securities fall and when interest rates drop, the prices increase. directors on Hindustan Prefab Limited; Dr. Radha Binod Barman, one of our independent Directors, is have the power to appoint Directors on its Board, that such compliance will continue, or that, upon the The extent of fall or rise in the prices is a function of the existing coupon, days to maturity and the increase also on the board of directors of North-East Development Financial Corporation Limited; and Mr. Nassereddin expiration of the terms of any of our current independent Directors or the appointment of functional or decrease in the level of prevailing interest rates. Increased rates of interest, which frequently accompany Munjee, one of our independent Directors, is the chairman on the board of directors of Development directors, suitable and timely replacements will be appointed by the GoI. 26. Our statutory auditors have inflation and/or a growing economy, are likely to have a negative effect on the price of the Bonds. 40. A Credit Bank Limited and on the board of directors of HDFC Limited. For further information with respect qualified their audit report on our financial statements in the past and any qualifications in the auditor’s report debenture redemption reserve will be created, only up to an extent of 50% for the Bonds and in the event of to directorships of certain of our Directors, please see the section titled “Our Management” on page 68 in the future may impact our results of operations. Our statutory auditors have included qualifications in their default in excess of such reserve, Bondholders may find it difficult to enforce their interests. The Department of the Shelf Prospectus. Such directorships of our Directors may result in potential conflict of interest audit report with respect to certain matters in the financial statements for the Fiscals 2007, 2008, 2009, of Company Affairs has specified, through circular No.9/2002 No.6/3/2001-CL.V dated April 18, 2002 that situations. While, our Board continues to adhere to the requirements of the Companies Act, there can be 2010, 2011 in relation to our Company. For details, please see the section titled “Annexure A- Financial in furtherance of section 117C of the Companies Act, a Public Financial Institution shall create a debenture no assurance that these or other conflicts of interest will be resolved in a timely and efficient manner. 16. Statements” on page 135 of the Shelf Prospectus. We cannot assure you that our auditors will not qualify redemption reserve to the extent of 50% of the value of the debentures issued through public issue. We are involved in certain legal proceedings, which, if determined against us, could adversely impact our their audit reports on the audited financial statements in the future. Any qualifications in the auditor’s Therefore, we will maintain a debenture redemption reserve only to the extent of 50% of the Bonds issued business and financial condition. We are a party to various legal proceedings which are pending at different report in the future may impact our results of operations. 27. We have negative cash flows in recent periods and the Bondholders may find it difficult to enforce their interests in the event of or to the extent of a levels of adjudication before various courts, tribunals, statutory and regulatory authorities/ other judicial and an inability to generate and sustain positive cash flows in the future may adversely affect our business, default in excess of such reserve. 41. Payments made on the Bonds will be subordinated to certain tax and authorities, and if determined against our Company, could have an adverse impact on the business, results of operation and financial condition. We have had negative cash flows in recent periods, the details other liabilities preferred by law. The Bonds will be subordinated to certain liabilities preferred by law such financial condition and results of operations of our Company. Materially, we are currently involved in four of which are as under: (In ` crore): Particulars; Fiscal 2011; Fiscal 2010; Fiscal 2009; Fiscal 2008; Fiscal 2007: as to claims of the GoI on account of taxes, and certain liabilities incurred in the ordinary course of our criminal proceedings as well as numerous civil proceedings pending in various civil courts and debt Net cash used in operating activities; 414.25; NA; NA; NA; NA: Net cash used in investing activities; NA; transactions. In particular, in the event of bankruptcy, liquidation or winding-up, our assets will be available recovery tribunals for recoveries of our outstanding loans, arbitration matters, contempt petitions, income NA; NA; NA; NA: Net cash used in financing activities; NA; 3706.61; NA; 1,465.23, 1,071.09. For further to pay obligations on the Bonds only after all of those liabilities that rank senior to these Bonds have been tax proceedings, public interest litigations and various other writ petitions pending in various high courts details, see the section titled “Annexure A- Financial Statements” on page 135 of the Shelf Prospectus. paid. In the event of bankruptcy, liquidation or winding-up, there may not be sufficient assets remaining, in the country. For further details, see the section titled “Outstanding Litigation and Material Developments” Negative cash flow over a long period and inability to generate and sustain positive cash flows in the after paying amounts relating to these proceedings, to pay amounts due on the Bonds. Further, there is on page 89 of the Shelf Prospectus. We can give no assurance that these legal proceedings will be future may adversely affect our business, results of operation and financial condition. 28. Office copies of no restriction on the amount of debt securities that we may issue that may rank above the Bonds. The decided in our favor. Any adverse decision may have a significant effect on our business, prospects, some of the forms required to be filed with the RoC in the past with regard to certain corporate actions are not issue of any such debt securities may reduce the amount recoverable by investors in the Bonds on our financial condition and results of operations. 17. We have experienced incidents of fraud in the past and may traceable in our office as also with the RoC, which may affect our compliance with the Companies (Central bankruptcy, winding-up or liquidation. experience such frauds in the future as well, which may have an adverse effect on our business, results of Government) General Rules and Forms, 1956. Some of our forms with the RoC with regard to certain EXTERNAL RISKS: 42. A slowdown in economic growth in India could cause our business to be adversely operation and financial condition. Our housing finance business is susceptible to fraud committed by our corporate actions in the past are not traceable and we may not have filed some or all of such forms with affected. We are incorporated in India, and substantially all of our assets and employees are located in borrowers. Although we have taken measures to safeguard against system-related and other fraud, there the RoC. For instance, we are unable to trace forms in respect of increase in our authorised share capital India. As a result, we are highly dependent on prevailing economic conditions in India and our results can be no assurance that we would be able to prevent fraud. Since our inception, till March 31, 2011, and the allotment of equity shares. We have not been able to obtain copies of such relevant documents, of operations are significantly affected by factors influencing the Indian economy. Any slowdown in we have experienced a few instances of fraud. Whilst we have regularly taken various steps to strengthen including from the RoC. Consequently, we may not be in compliance with Companies (Central Government) economic growth in India could adversely affect us, including our ability to grow our asset portfolio, the internal control, credit appraisal, risk management and fraud detection procedures, there can be no General Rules and Forms, 1956 in respect of such periods in the past. 29. We benefit from certain tax benefits quality of our assets, and our ability to implement our strategy. In recent years, India has been one of the assurance that they will be sufficient to prevent further cases of fraud. This may have an adverse effect available to us as a public financial institution and if these benefits are no longer available to us, our business, fastest growing major economies in the world, recording a GDP growth rate at factor cost of 8% in Fiscal on our business, results of our operations and financial condition. 18. In the event of our failing to meet the financial condition, results of operations may be adversely affected. We currently receive tax benefits by virtue 2010 and 8.6% during the Fiscal 2011. The current challenges for the economy are high oil and other capital adequacy and statutory liquidity requirements on account of any changes in the existing regulatory policy, of our status as a public financial institution which have enabled us to reduce our effective tax rate. In commodity prices and inflation, which followed by RBI’s anti-inflationary monetary stance, have the our results of operation and financial condition could be severely affected. As at September 30, 2011, we have the Fiscals 2007, 2008, 2009, 2010 and 2011 our effective tax liability, calculated on the basis of our tax potential to moderate growth. A slowdown in the rate of growth in the Indian economy could result in a CRAR of 39.86%, which exceeded the extant NHB requirement of 12%. This ratio is used to measure liability as a percentage of profit before tax, was lesser as compared to statutory corporate tax rates lower demand for credit and other financial products and services and higher defaults. Any slowdown in a finance company’s capital strength and to promote the stability and efficiency of the finance system. We (including surcharge and cess) for such periods. The availability of such tax benefits is subject to the the growth or negative growth of sectors where we have a relatively higher exposure could adversely currently have low levels of subordinated debt and rely predominately on our Equity Share capital, NCDs policies of the GoI, among other things, and there can be no assurance as to any tax benefits that we impact our performance. Any such slowdown could adversely affect our business, prospects, results of and internal accruals to support our growth and maintain a prudent capital base. Should we be required will receive in the future. If the laws or regulations regarding these tax benefits are amended, our taxable operations and financial condition. 43. Increased volatility or inflation of commodity prices in India could to raise additional capital in the future in order to maintain our CRAR above the existing and future income and tax liability may increase, which would adversely impact our financial condition and results adversely affect our Company’s business. In recent months, consumer and wholesale prices in India have minimum required levels, we cannot guarantee that we will be able to obtain this capital on favourable of operations. In addition, it is likely that the Direct Tax Code, once introduced, could significantly alter exhibited marked inflationary trends, with particular increases in the prices of food and crude oil. Inflation terms, in a timely manner or at all. Furthermore, a significant reason as to our existing high CRAR is our the taxation regime, including incentives and benefits, applicable to us. If the laws or regulations regarding measured by the Wholesale Price Index decreased from 10.4% at March 31, 2010 to 9.7% at March 31, substantial exposure to loans granted and guaranteed by the Central/state governments, since extant the tax benefits applicable to us were to change, our taxable income and tax liability may increase, which 2011. Any increased volatility or rate of inflation of global commodity prices, in particular oil metals and prudential norms by the NHB on capital adequacy accord a “zero” risk-weight to such loans guaranteed would adversely affect our financial results. 30. The positions of functional directors remaining vacant and/ metal products prices, could adversely affect our Company’s borrowers and contractual counterparties. This by state governments. In the event of any change in the legal regime governing capital adequacy by virtue or the loss of key management personnel may have an adverse affect on our business, results of operations, may lead to slowdown in the growth of the infrastructure and related sectors could adversely impact our of which a higher risk-weightage is accorded to loans granted by companies guaranteed by state financial condition and ability to grow. Our future performance depends on the continued service of our Company’s business, results of operations and financial condition. 44. Political instability or changes in the governments, our CRAR may be adversely affected. If we fail to meet the capital adequacy and statutory Board and key management personnel. Currently, two out of the three positions of functional directors on GoI could adversely affect economic conditions in India and consequently, our business. The GoI has traditionally liquidity requirements, NHB may take certain actions, including but not limited to restricting our asset the Board are vacant. We also face a continuous challenge to recruit and retain a sufficient number of exercised and continues to exercise a significant influence over many aspects of the economy. Since 1991, growth which could materially and adversely affect our reputation, results of operations and financial suitably skilled management personnel, particularly as we continue to grow. There is significant competition successive governments have pursued policies of economic and financial sector liberalisation and condition. Further, the NHB makes periodic inquiries and conducts inspections or investigations concerning for skilled management personnel in our industry, and it may be difficult to attract and retain the key deregulation and encouraged infrastructure projects. A significant change in the GoI’s policies in the our compliance with applicable regulations. While we cannot predict the outcome of any future inspection management personnel we need in the future. While we have employee friendly policies including an future, particularly in respect of financing of housing and urban infrastructure sector, could affect business or enquiry, we do not believe that any currently ongoing inspection or enquiry will have a material adverse incentive scheme to encourage employee retention, the loss of key management personnel may have an and economic conditions in India. This could also adversely affect our business, prospects, results of effect on our business, results of operations or financial condition. 19. In the event that our contingent adverse affect on our business, results of operations, financial condition and ability to grow. 31. In the event operations and financial condition. 45. Natural calamities could have a negative impact on the Indian economy liabilities were to materialise, our financial condition could be adversely affected. Our total contingent liabilities that our insurance is not adequate to protect us against all potential losses to which we are exposed; our and could cause our business to be adversely affected. India has experienced natural calamities such as that have not been provided for as of March 31, 2011, were ` 340.53 crores. The details are as follows: business, profitability and financial condition may be adversely affected. We insure the property in relation to earthquakes, floods and drought in the recent past. The extent and severity of these natural disasters (In ` crores); 2010-2011: A; Claims of Contractors not acknowledged as debts; 9.16: B; Demand (including our Registered Office and our corporate office, and other office properties which are renewed on an annual determine their impact on the Indian economy. These along with prolonged spells of below normal penalty) on account of payment of guarantee fee on SLR debentures guaranteed by Government of India; basis. Further, in case of mortgage and hypothecation based loans, the relevant loan agreements stipulate rainfall in the country or other natural calamities could have a negative impact on the Indian economy, 31.61: C; Disputed Income tax and Interest tax demands against which Company has gone in appeal. The that the borrowers obtain insurance for the relevant project properties. However, such insurance may not thereby affecting our business. 46. Difficulties faced by other banks, financial institutions or the Indian financial

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED 7 IN THE NATURE OF FORM 2A - ABRIDGED PROSPECTUS CONTAINING SALIENT FEATURES OF THE PROSPECTUS sector generally could cause our business to be adversely affected. We are exposed to the risks of the Indian would replace the indirect taxes on goods and services such as central excise duty, service tax, customs financing, and the interest rates and other commercial terms at which such additional financing may be financial sector which in turn may be affected by financial difficulties and other problems faced by Indian duty, central sales tax, surcharge and cess currently being collected by the GoI and state governments. The available. This could have an adverse effect on our business and future financial performance, our ability financial institutions. Certain Indian financial institutions have experienced difficulties during recent years direct taxes code was introduced in Parliament in August 2010. It aims to reduce distortions in tax to obtain financing for capital expenditures and the trading price of the Bonds. 49. The market value of your particularly in managing risks associated with their portfolios and matching the duration of their assets and structure, introduce moderate levels of taxation and expand the tax base. The code also aims to provide investment may fluctuate due to the volatility of the Indian securities market. Indian stock exchanges (including liabilities, and some co-operative banks have also faced serious financial and liquidity crises. Any major greater tax clarity and stability to investors who invest in Indian projects and companies. It seems to the NSE and the BSE) have experienced temporary exchange closures, broker defaults, settlement delays difficulty or instability experienced by the Indian financial sector could create adverse market perception, consolidate and amend laws relating to all direct taxes like income tax, dividend distribution tax, fringe and strikes by brokers. If such or similar problems were to re-occur, this may have effect on the market price which in turn could adversely affect our business, prospects, results of operations and financial condition. benefit tax and wealth tax and facilitate voluntary compliance. As the taxation system is going to undergo and liquidity of the securities of Indian companies, including the Bonds. In addition, the governing bodies 47. The proposed new Indian taxation system could adversely affect our Company’s business and the price of significant overhaul, its long-term effects on our Company are unclear as of the date of the Shelf Prospectus of Indian stock exchanges have from time to time imposed restrictions on trading in certain securities, the Bonds. In its Union Budget for Fiscal 2010, the GoI proposed two major reforms in Indian tax laws, and there can be no assurance that such effects would not adversely affect our Company’s business and limitations on price movements and margin requirements. In the past, disputes have occurred between namely the goods and services tax and the direct taxes code, which were proposed to be effective starting future financial performance. 48. Any downgrading of India’s debt rating by an international rating agency listed companies, stock exchanges and other regulatory bodies, which in some cases have had a negative April 1, 2011 and April 1, 2012, respectively. Subsequently, in the Union Budget for Fiscal 2011, the could have a negative impact on our business. Any adverse revisions to India’s credit ratings for domestic effect on market sentiment. effective date for the goods and services tax has been deferred by one year. The goods and services tax and international debt by international rating agencies may adversely impact our ability to raise additional GENERAL INFORMATION securities and no such order or direction is in force. Less: Depreciation 84.57 73.62 69.89 66.12 62.18 Our Company was incorporated as Housing and Urban Development Finance Corporation Private Limited Consents : Consents in writing of the Directors, the Compliance Officer, the Statutory Auditors, Bankers Net Block 74.21 68.89 71.97 67.66 70.04 on April 25, 1970 as a private limited company under the Companies Act and was granted a certificate to the Company, Escrow Collection Banks/ Bankers to the Issue, Lead Managers, Consortium Members, Capital Work in Progress 11.81 9.58 9.07 8.72 6.95 of incorporation by the then Registrar of Companies, Delhi. Subsequently the name of our Company was the Registrar to the Issue, Legal Counsel to the Company, Credit Rating Agencies and the Debenture E 86.02 78.47 81.04 76.38 76.99 changed to its present name and a fresh certificate of incorporation dated July 9, 1974 was issued by the Trustee for the Bondholders, to act in their respective capacities, have been obtained and shall be filed (2) Investments F 1,298.98 1,523.99 2,043.19 2,062.56 2,450.50 then Registrar of Companies, Delhi and Haryana. For further details, see the section titled “History and along with a copy of the Prospectus Tranche- I with the RoC. Our Company has appointed SBICAP (3) Loans G 19,988.77 19,026.73 21,426.97 21,072.94 21,065.30 Certain Corporate Matters” on page 64 of the Shelf Prospectus. Our Company was notified as a public Trustee Company Limited as Debenture Trustee under regulation 4(4) of the SEBI Debt Regulations. The (4) Net Current Assets financial institution under Section 4A of the Companies Act, on December 9, 1996. The President of India Debenture Trustee has given its consent to our Company for its appointment. Current Assets, Other holds 100% of the paid up equity share capital of our Company, either directly or through nominee shareholders. Expert Opinion : Except the letters dated December 30, 2011 and December 29, 2011 issued by CARE Registered and Corporate Office: HUDCO Bhawan, Core- 7A, India Habitat Centre, Lodhi Road, New Delhi and Fitch, respectively, in respect of the credit rating for the Bonds, and the report on Limited Review Loans & Advances - (A) - 110003, Telephone: +91 11 2464 9610, Facsimile: +91 11 2464 8179, Website: www.hudco.org Financial Statements dated November 4, 2011, Reformatted Audited Financial Statements dated January (a) Sundry Debtors H 16.57 12.15 21.82 8.76 1.01 Registration Details; Registration/Identification number; Company registration number 005276, CIN 10, 2012 and statement of tax benefits dated January 10, 2012 issued by the Auditor, our Company has (b) Cash and Bank Balances I 716.20 755.87 1,052.39 746.70 1,607.25 U74899DL1970GOI005276, NHB registration number classifying Company as housing finance company not obtained any expert opinions. (c) Other Current Assets J 230.28 190.80 269.13 287.24 333.81 01.0016.01; Address of the Registrar of Companies: The Registrar of Companies, National Capital Territory Common Form of Transfer : There shall be a common form of transfer for the Bonds held in physical form (d) Other Loans and Advances K 332.00 342.39 340.14 274.38 271.09 of Delhi and Haryana, 4th Floor, IFCI Tower, 61, Nehru Place, New Delhi 110 019, India, Telephone: +91 and relevant provisions of the Companies Act and all other applicable laws shall be duly complied with 1,295.05 1,301.21 1,683.48 1,317.08 2,213.16 11 2623 5704, Facsimile: +91 11 2623 5702 in respect of all transfer of the Bonds and registration thereof. Less: Current Liabilities Credit Rating and Rationale: CARE has assigned a rating of ‘CARE AA+’ to the Bonds vide letter dated Minimum Subscription : Under the SEBI Debt Regulations, our Company is required to stipulate a & Provisions - (B) December 30, 2011. Instruments with this rating are considered to have high degree of safety regarding minimum subscription amount which it seeks to raise. The consequence of minimum subscription amount Current Liabilities timely servicing of financial obligations. Such instruments carry very low credit risk. Fitch has assigned a not being raised is that the Issue shall not proceed and the application moneys received are refunded to and Provisions rating of ‘Fitch AA+ (ind)’ to the Bonds vide letter dated December 29, 2011. For details in relation to the Applicants. (a) Current Liabilities L 844.30 916.34 940.03 1,128.19 1,277.53 the rationale for the credit rating, please refer to the Annexure B to the Shelf Prospectus. Our Company has decided to set no minimum subscription for the issue. (b) Provisions M 243.04 159.13 163.46 171.78 61.67 Expert Opinion: Except the letters dated December 30, 2011 and December 29, 2011 issued by CARE and No Reservation or Discount : There is no reservation in this Issue nor will any discount be offered in this 1,087.34 1,075.47 1,103.49 1,299.97 1,339.20 Fitch, respectively, in respect of the credit rating for the Bonds, and the report on Limited Review Financial Issue, to any category of investors. Net Current Assets (A)-(B) 207.71 225.74 579.99 17.11 873.96 Statements dated November 4, 2011, Reformatted Audited Financial Statements dated January 10, 2012 Previous Public Issues by our Company during last five years : Our Company has not made any public 21,581.48 20,854.93 24,131.19 23,228.99 24,466.75 and statement of tax benefits dated January 10, 2012 issued by the Auditor, our Company has not issue during the last five years. (5) Miscellaneous Expenditure obtained any expert opinions. Commission or Brokerage on Previous Public Issues : Our Company has not made any public issue during (to the extent not written Minimum Subscription: Under the SEBI Debt Regulations, our Company is required to stipulate a minimum the last five years. off or adjusted) subscription amount which it seeks to raise. The consequence of minimum subscription amount not being Change in auditors of our Company during the last three years : For the Fiscal 2009, S.N. Dhawan & Co. raised is that the Issue shall not proceed and the application moneys received are refunded to the were the statutory auditors of our Company. In Fiscal 2010 and 2011, our Board, as approved by the Office Ancillary cost on raising - - 20.39 28.01 35.26 Applicants. Our Company has decided to set no minimum subscription for the Issue. of Comptroller and Auditor General of India, appointed Agiwal & Associates as our statutory Auditors. of Bonds, Public Deposits ISSUE PROGRAMME* Revaluation of assets : Our Company has not revalued its assets in the last five years. and Term Loans - - 20.39 28.01 35.26 ISSUE OPENS ON : January 27, 2012 ISSUE CLOSES ON: February 6, 2012 Utilisation of Proceeds : The funds proposed to be raised through the Issue shall be utilized towards lending purposes, augmenting the resource base of our Company and other operational requirements. For 21,581.48 20,854.93 24,151.58 23,257.00 24,502.01 * The subscription list for the Issue shall remain open for subscription at the commencement of banking more information pertaining to utilisation of proceeds, see the section titled “Objects of the Issue” on page Significant Accounting Policies S hours and close at the close of banking hours, with an option for early closure (subject to the Issue being 17 of the Shelf Prospectus. Notes to Accounts T open for a minimum of 3 days) or extension by such period, upto a period of 30 days from the date of Statement by the Board of Directors: (i) All monies received out of this Issue of the Bonds to the public shall Statement of Profits opening of the Issue, as may be decided by the Board of Directors or a duly constituted committee thereof. be transferred to a separate bank account other than the bank account referred to in sub-section (3) of In the event of such early closure of the subscription list of the Issue, our company shall ensure that public section 73 of the Companies Act; (ii) Details of all monies utilised out of this Issue referred to in sub-item Year ended Year ended Year ended Year ended Year ended notice of such early closure is published on or before the day of such early date of closure through (i) shall be disclosed under an appropriate separate head in our Balance Sheet indicating the purpose SCHE- 31st March, 31st March, 31st March, 31st March, 31st March, advertisement/s in at least one leading national daily newspaper. Further, Allotment shall be on a first for which such monies were utilised; and (iii) Details of all unutilised monies out of this Issue referred to DULE 2011 2010 2009 2008 2007 come first serve basis with our Company having the discretion to close the Issue early irrespective of in sub-item (i), if any, shall be disclosed under an appropriate separate head in our Balance Sheet INCOME whether any of the portions are fully subscribed. indicating the form in which such unutilised monies have been invested. The funds raised by us from Operating Income N 2,276.20 2,509.94 2,708.40 2,606.30 2,445.40 CAPITAL STRUCTURE previous bonds issues have been utilised for our business as stated in the respective offer documents. Other Income 2.39 18.41 4.78 3.60 2.05 Details of equity share capital Aggregate value (` in crores) Disclaimer clause of NSE : As required, a copy of this Offer Document has been submitted to National Total 2,278.59 2,528.35 2,713.18 2,609.90 2,447.45 Authorised share capital Stock Exchange of India Limited (hereinafter referred to as NSE). NSE has given vide its letter ref.: NSE/LIST/ EXPENDITURE 25,000,000 equity shares of ` 1000 each (“Equity Shares”) 2,500.00 157311-K dated January 20, 2012 permission to the Issuer to use NSE’s name in this offer document as one Interest and other charges O 1,273.06 1,412.47 1,902.45 1,725.61 1,793.78 Issued, subscribed and paid up Equity Share capital of the stock exchanges on which the Issuer’s securities are proposed to be listed. The NSE has scrutinised Personnel expenses P 114.45 92.48 75.75 85.67 51.68 20,019,000 Equity Shares 2,001.90 the Draft Shelf Propsectus for its limited internal purpose of deciding on the matter of granting the aforesaid Administrative and Q 29.25 23.12 24.13 21.03 22.74 Securities premium account NIL permission to the Issuer. It is to be distinctly understood that the aforesaid permission given by NSE other expenses should not in any way be deemed or construed that the offer document has been cleared or approved by Depreciation 11.41 4.52 4.67 5.29 4.74 For further details, please refer page 36 of the Shelf Prospectus. NSE; nor does it in any manner warrant, certify or endorse the correctness or completeness of any of the OBJECTS OF THE ISSUE contents of this offer document; nor does it warrant that the Issuer’s securities will be listed or will continue Provision on loans 27.80 210.67 (65.35) 213.58 104.67 Issue Proceeds : The Central Board of Direct Taxes has, by a notification (bearing No. 52/2011. F. No. 178/ to be listed on the NSE; nor does it take any responsibility for the financial or other soundness of the Issuer, ( Refer Note No. 4(b) ) 56/2011 - (ITA.1)) dated September 23, 2011, authorised our Company to raise the Bonds aggregating its promoters, its management or any scheme or project of the Issuer. Every person who desires to apply Provision on debtors 1.43 0.14 0.15 0.11 0.39 to ` 5,000 crores, out of which our Company has already raised an amount of ` 315.28 crores on a private for or otherwise acquire any securities of the Issuer may do so pursuant to independent inquiry, investigation /recoverables and other placement basis through information memorandums dated September 28, 2011, October 12, 2011 and and analysis and shall not have any claim against the NSE whatsoever by reason of any loss which may loans & advances November 3, 2011. The funds proposed to be raised through the Issue shall be utilized towards lending be suffered by such person consequent to or in connection with such subscription/ acquisition whether by Provision on Investment - - 0.16 0.22 2.51 purposes, augmenting the resource base of our Company and other operational requirements. The main reason of anything stated or omitted to be stated herein or any other reason whatsoever. Total 1,457.40 1,743.40 1,941.96 2,051.51 1,980.51 objects clause of the Memorandum of Association permits our Company to undertake its existing activities Disclaimer clause of BSE : BSE Limited (“The Exchange”) has given vide its letter dated January 20, 2012, Profit before tax 821.19 784.95 771.22 558.39 466.94 as well as the activities for which the funds are being raised through the Issue. Further, in accordance with permission to the Company to use the Exchange’s name in this offer document as one of the stock Prior period adjustments (net) R 0.29 0.87 6.25 (0.29) (1.67) the SEBI Debt Regulations, our Company is required to not utilize the proceeds of the Issue for providing exchanges on which the Company’s securities are proposed to be listed. The Exchange has scrutinised the Deferred Tax Liability for - - (120.96) - - loans to or acquisition of shares of any person who is a part of the same group as our Company or who Draft Shelf Prospectus for its limited internal purpose of deciding on the matter of granting the aforesaid prior years transferred to is under the same management as our Company or any subsidiary of our Company. Our Company does permission to the Company. The Exchange does not in any manner: a) warrant, certify or endorse the General Reserve not have any subsidiary. Further, our Company is a public sector enterprise and as such, there are no correctness or completeness of any of the contents of this offer document; or b) warrant that the Company’s Provision for taxation identifiable group companies or companies under the same management. The Issue proceeds shall not securities will be listed or will continue to be listed on the Exchange; or c) take any responsibility for the - Current Tax I Wealth Tax (224.15) (269.15) (186.25) (217.30) (120.00) be utilized towards full or part consideration for the purchase or any other acquisition, among other things, financial or other soundness of the Company, its promoters, its management or any scheme or project of - Deferred Tax - Current year (44.49) (2.97) (71.07) 33.54 (34.28) by way of a lease, of any property. the Company; and it should not for any reason be deemed or construed that this offer document has been - Fringe Benefit Tax - - (0.85) (0.85) (0.90) Issue expenses : A portion of the Issue proceeds will be used to meet Issue expenses. The following are cleared or approved by the Exchange. Every person who desires to apply for or otherwise acquires any * Adjustment of tax for (2.81) (18.39) 2.65 0.24 (1.71 ) the estimated Issue expenses: Particulars; Amount (` in Crore); As Percentage of Issue proceeds (in %); securities of the Company may do so pursuant to independent inquiry, investigation and analysis and shall earlier years (Net) As Percentage of total expenses of the Issue (in %) : Fees payable to Intermediaries, Registrar to the Issue not have any claim against the Exchange whatsoever by reason of any loss which may be suffered by such 0.30, 0.01, 1.11; Debenture Trustee 0.03, 0.00, 0.09; Advertising and marketing 0.70, 0.01, 2.60; Lead person consequent to or in connection with such subscription/ acquisition whether by reason of anything Profit after tax 550.03 495.31 400.99 373.73 308.38 Managers’ fees, Selling and Brokerage commission 23.51, 0.50, 87.35; Printing and distribution 0.70, stated or omitted to be stated herein or for any other reason whatsoever. Add: Transferred from - - - - 21.87 0.01, 2.60; Other Miscellaneous Expenses 1.68, 0.04, 6.24; Total 26.92, 0.57, 100.00. *Estimated Issue Expenses Listing : The Bonds will be listed on the NSE and the BSE. NSE and BSE have given their in-principle Special Reserve have been calculated considering the Shelf Limit. listing approvals through letters dated January 20, 2012. If the permission to list and trade the Bonds has Add: Transferred from - - - 122.12 0.38 Interim use of Proceeds : The Board of Directors, in accordance with the policies formulated by them from not been granted by the BSE or the NSE, our Company shall forthwith repay, without interest, all such Bonds Redemption Reserve time to time, will have flexibility in deploying the proceeds received from the Issue. Pending utilization moneys received from the Applicant in pursuance of the Prospectus Tranche- I. If any such money is not Add: Transferred from - 2.36 - 2.35 4.24 of the proceeds out of the Issue for the purposes described above, our Company intends to temporarily repaid within eight days after our Company becomes liable to repay it, our Company and every Director Welfare Reserve invest funds in deposits with banks or as may be approved by the Board. Such investment would be in who is an officer in default shall, on and from the expiry of the eighth day, be jointly and severally liable Less: Transferred to Welfare Reserve 3.59 - 0.28 - - accordance with the Board approved guidelines prepared on the basis of directions received from DPE. to repay that money with interest at 15% per annum, as prescribed under section 73 of the Companies 546.44 497.67 400.71 498.20 334.87 Monitoring of Utilization of Funds : There is no requirement for appointment of a monitoring agency in Act. Our Company shall use best efforts to ensure that all steps for the completion of the necessary Add: Balance brought 130.00 125.47 125.47 125.47 92.12 terms of the SEBI Debt Regulations. The Board of Directors of our Company shall monitor the utilisation formalities for listing at the NSE and the BSE will be taken within fifteen Working Days from the date forward from previous year of the proceeds of the Issue. Our Company will disclose in our Company’s financial statements for the of Allotment. Profit available for appropriation 676.44 623.14 526.18 623.67 426.99 relevant financial year commencing from Fiscal 2012, the utilization of the proceeds of the Issue under Dividend : For details of dividends paid by our Company for the financial years ended March 31, 2007, Significant Accounting Policies S a separate head along with details, if any, in relation to all such proceeds of the Issue that have not been 2008, 2009 and 2011 and the six months ended September 30, 2011, see the section titled “Annexure Notes to Accounts T utilized thereby also indicating investments, if any, of such unutilized proceeds of the Issue. Further, in A- Financial Statements” on page 135 of the Shelf Prospectus. accordance with the Debt Listing Agreement, our Company will furnish to the stock exchange on a half Mechanism for redressal of investor grievances : Karvy Computershare Private Limited has been appointed For further details & complete set of Financials Statements, please refer to Annexure A of the Shelf Prospectus. yearly basis, a statement indicating material deviations, if any, in the use of Issue proceeds and shall also as the Registrar to the Issue to ensure that investor grievances are handled expeditiously and satisfactorily MATERIAL CONTRACTS AND DOCUMENTS FOR INSPECTION: The following contracts (not being contracts publish the same in newspapers simultaneously with the half-yearly financial results. We shall utilize the and to effectively deal with investor complaints. All grievances relating to the Issue should be addressed entered into in the ordinary course of business carried on by our Company or entered into more than two proceeds of the Issue only upon execution of the documents for creation of security as stated in the Prospectus to the Registrar to the Issue and the Compliance Officer giving full details of the Applicant, number of years before the date of the Shelf Prospectus) which are or may be deemed material have been entered Tranche- I in the section titled “Terms of the Issue” on page 28 of the Shelf Prospectus and upon the listing Bonds applied for, amount paid on application and Bankers to the Issue/ designated collection centre/ or are to be entered into by our Company. These contracts and also the documents for inspection referred of the Bonds. agent to which the application was submitted. to hereunder, may be inspected on Working Days at the Registered and Corporate Office of our Company STATEMENT OF TAX BENEFITS : For details, please refer page 42 of the Shelf Prospectus. FINANCIAL STATEMENTS situated at HUDCO Bhawan, Core- 7A, India Habitat Centre, Lodhi Road, New Delhi 110003, India, from INDUSTRY OVERVIEW : For details, please refer page 45 of the Shelf Prospectus. 10.00 a.m. and 12.00 noon on any working day (Monday to Friday) during which issue is open for public Statement of Assets & Liabilities subscription under the respective tranche prospectus(es). OUR BUSINESS : For details, please refer page 49 of the Shelf Prospectus. (` in crore) REGULATIONS AND POLICIES : For details, please refer page 61 of the Shelf Prospectus. DECLARATION : We, the undersigned, hereby declare that all the relevant provisions of the Companies HISTORY AND CERTAIN CORPORATE MATTERS : Our Company Was Incorporated As Housing And As at 31st As at 31st As at 31st As at 31st As at 31st Act, 1956, the guidelines issued by the Government of India and the regulations and guidelines issued Urban Development Finance Corporation Private Limited On April 25, 1970 As A Private Limited Company SCHE- March, March, March, March, March, by the Securities and Exchange Board of India established under Section 3 of the Securities and Exchange Under The Companies Act And Was Granted A Certificate Of Incorporation By The Then Registrar Of DULE 2011 2010 2009 2008 2007 Board of India Act, 1992, as the case may be, including the Securities and Exchange Board of India (Issue Companies, Delhi. Subsequently The Name Of Our Company Was Changed To Its Present Name And I. SOURCES OF FUNDS and Listing of Debt Securities) Regulations, 2008, have been complied with and no statement made in A Fresh Certificate Of Incorporation Dated July 9, 1974 Was Issued By The Then Registrar Of Companies, (1) Shareholders’ Funds this Prospectus Tranche- I is contrary to the provisions of the Companies Act, 1956, the Securities and Delhi And Haryana. The Corporate Identification Number Of Our Company is U74899DL1970GOI005276. (a) Share Capital A 2,001.90 2,001.90 2,001.90 2,001.90 2,001.90 Exchange Board of India Act, 1992 or rules and regulations made thereunder, as the case may be. We Our Company Was Notified As A Public Financial Institution Under Section 4a Of The Companies Act, (b) Reserves and Surplus B 3,519.07 3,095.19 2,665.96 2,188.79 1,911.60 further certify that all the statements in this Prospectus Tranche- I are true and correct and do not omit On December 9, 1996. For details in relation to our business activities and investments, see the section 5,520.97 5,097.09 4,667.86 4,190.69 3,913.50 disclosure of any material fact which may make the statements made therein, in light of circumstances titled “Our Business” on page 49 of the Shelf Prospectus. For further details, please refer page 64 of the (2) Loan Funds under which they were made, misleading and that this Prospectus Tranche- I does not contain any mis- Shelf Prospectus. statements. Secured Loans C 179.09 189.53 199.19 208.35 217.04 Signed by the Board of Directors of the Company OUR MANAGEMENT : Board of Directors: For details, regarding Board of Directors of the Company, please Unsecured Loans D 15,599.57 15,330.95 19,050.13 18,694.63 20,165.56 refer to page no. 68 of the Shelf Prospectus. 15,778.66 15,520.48 19,249.32 18,902.98 20,382.60 Veerappa Parameshwarappa Baligar Chairman and Managing Director STOCK MARKET DATA FOR OUR SECURITIES : For details, please refer page 76 of the Shelf Prospectus. (3) Deferred Tax Aruna Sundararajan Director Sudha Krishnan Director FINANCIAL INDEBTEDNESS : For details, please refer page 77 of the Shelf Prospectus. Dr. Radha Binod Barman Director Nassereddin Munjee Director Liabilities (Net) 281.85 237.36 234.40 163.33 205.91 Nirmala Samant Prabhavalkar Director Dinesh Bhikhubhai Mehta Director OUTSTANDING LITIGATION AND MATERIAL DEVELOPMENTS : For details, please refer page 89 of the 21,581.48 20,854.93 24,151.58 23,257.00 24,502.01 Shelf Prospectus. II.APPLICATIONS OF FUNDS Place : New Delhi OTHER REGULATORY AND STATUTORY DISCLOSURES Date : January 23, 2012 Eligibility to make the Issue : Our Company, the persons in control of our Company or the promoter have (1) Fixed Assets not been restrained, prohibited or debarred by SEBI from accessing the securities market or dealing in Gross Block 158.78 142.51 141.86 133.78 132.22 FOR FURTHER DETAILS, PLEASE REFER TO THE PROSPECTUS

8 HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED