2007 Ao List Rep Dealers.Pdf
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
Financial Institutions in Thailand
Financial Institutions in Thailand Ravi Amatayakul and Shrikrislma A. Pandit* rpHAILAND'S ECONOMY is predominantly agricultural. Rice JL is the leading food crop, and rubber is an important exchange earner among nonfood crops. Mineral production, which accounts for a small share of the national product, contributes sizable amounts to the country's exchange earnings, mainly through tin exports. The manufacturing sector—although still narrow—has been expanding in recent years. The authorities have actively encouraged this expansion through tax relief and other measures. Government investment has concentrated in the field of basic services. With a view to accelerating economic development, the Government launched a Six Year Develop- ment Plan on January 1, 1961 aimed at achieving an adequate rate of growth in the face of a rapidly rising population.1 By far the greater part of government budget revenues consists of indirect taxes, principally customs duties and taxes on rice exports. Budget expenditures have increased at a faster rate than revenue, and recourse—though on a limited scale—has had to be had to central bank credit to finance budget deficits. The Government has taken measures to expand revenue through tax revisions and improvement of tax collection methods. The money supply has been steadily expand- ing, but at an average rate apparently not much higher than the rate of growth of real output. Over the last two years, the cost of living index has been stable. International reserves have been satisfactory throughout the postwar period. No par value for the baht has been established, but the exchange rate on the free market has remained stable in recent years at about B 21 per U.S. -
Bay to Bay: China's Greater Bay Area Plan and Its Synergies for US And
June 2021 Bay to Bay China’s Greater Bay Area Plan and Its Synergies for US and San Francisco Bay Area Business Acknowledgments Contents This report was prepared by the Bay Area Council Economic Institute for the Hong Kong Trade Executive Summary ...................................................1 Development Council (HKTDC). Sean Randolph, Senior Director at the Institute, led the analysis with support from Overview ...................................................................5 Niels Erich, a consultant to the Institute who co-authored Historic Significance ................................................... 6 the paper. The Economic Institute is grateful for the valuable information and insights provided by a number Cooperative Goals ..................................................... 7 of subject matter experts who shared their views: Louis CHAPTER 1 Chan (Assistant Principal Economist, Global Research, China’s Trade Portal and Laboratory for Innovation ...9 Hong Kong Trade Development Council); Gary Reischel GBA Core Cities ....................................................... 10 (Founding Managing Partner, Qiming Venture Partners); Peter Fuhrman (CEO, China First Capital); Robbie Tian GBA Key Node Cities............................................... 12 (Director, International Cooperation Group, Shanghai Regional Development Strategy .............................. 13 Institute of Science and Technology Policy); Peijun Duan (Visiting Scholar, Fairbank Center for Chinese Studies Connecting the Dots .............................................. -
Intesa Sanpaolo Spa
EMEA Issuer Profile 11 February 2021 Intesa Sanpaolo SpA Senior Outlook Unsecured William Hahn Moody’s Baa1 Negative Credit Research +44 20 7597 8355 S&P BBB Negative [email protected] Fitch BBB- Stable Source: Moody’s, S&P and Fitch Background and ownership Intesa Sanpaolo SpA (‘ISP’) was formed through the merger of Banca Intesa and Intesa – Key Data Sanpaolo IMI in January 2007. In 2018, Intesa announced its intention to merge with its investment-banking subsidiary Banca IMI by incorporation, which was completed in July FY20 2020. In keeping with the bank’s articulated growth strategy, Intesa made a bid for Total Assets (€bn) 1,002 domestic rival and Italy’s fifth largest bank, UBI Banca, in early 2020 and acquired full control in late-July 2020. The merger into the parent company is expected to be finalised Loan Book (€bn) 461.5 by 2Q21. With total assets of €1tr at end-2020, Intesa has become the largest banking group in Italy, ahead of the more internationally active UniCredit group. Loans to Deposits (%) 87.9 Cost to Income (%) 52.2 ISP’s activities are predominantly domestically focused where it is the market leader in retail banking, corporate banking and wealth management, with domestic market shares Net Profit (€m) 3,277 (incl. UBI) of 21% in customer loans, 22% in deposits, 25% in asset management and 24% in pension funds. ISP has also developed a sound retail banking presence in Central LCR (%) >100 and Eastern Europe (CEE) and the Middle East and North Africa (MENA) with total assets FL CET1 (%) 15.4 and lending activities making up 6% and 8.4% of the group’s total respectively. -
INTESA SANPAOLO S.P.A. Società Iscritta All'albo Delle Banche Al N
INTESA SANPAOLO S.P.A. Società iscritta all’Albo delle Banche al n. 5361 Capogruppo del Gruppo Bancario Intesa Sanpaolo iscritto all’Albo dei Gruppi Bancari Sede legale in Torino, Piazza San Carlo 156 Sede secondaria in Milano, Via Monte di Pietà 8 Capitale sociale Euro 6.646.547.922,56 Numero di iscrizione al Registro delle Imprese di Torino e codice fiscale: 00799960158 Partita I.V.A: 10810700152 Aderente al Fondo Interbancario di Tutela dei Depositi ed al Fondo Nazionale di Garanzia DOCUMENTO DI REGISTRAZIONE Intesa Sanpaolo S.p.A. (l'Emittente o la Banca) ha predisposto il presente documento di registrazione (il Documento di Registrazione, in cui si devono ritenere comprese le informazioni indicate come ivi incluse mediante riferimento) in conformità ed ai sensi della Direttiva sul Prospetto (Direttiva 2003/71/CE) (la Direttiva). Il Documento di Registrazione (che comprende le informazioni su Intesa Sanpaolo S.p.A. nella sua veste di emittente), assieme alla documentazione predisposta per l'offerta e/o quotazione degli strumenti finanziari di volta in volta emessi, redatta in conformità alla Direttiva, i.e. la nota informativa sugli strumenti finanziari (anche facente parte di programmi di emissione e che contiene i rischi e le informazioni specifiche connesse agli strumenti finanziari) (la Nota Informativa), la nota di sintesi (contenente in breve i rischi e le caratteristiche essenziali connessi a Intesa Sanpaolo S.p.A. e agli strumenti finanziari) (la Nota di Sintesi), i vari eventuali avvisi nonché la documentazione indicata come inclusa mediante riferimento nei medesimi, costituisce un prospetto ai sensi e per gli effetti della Direttiva. -
Numero 10 - Marzo 2015
Periodico on - line Fiba Cisl Gruppo Cariparma Crédit Agricole Gruppo CINQUE DOMANDE AL SEGRETARIO RESPONSABILE Cariparma TUTTE LE NOVITA’ DELLA POLIZZA SANITARIA 2015 Carispezia I PERCHE’ DELLO SCIOPERO - LO STUDIO SULLE PARI OPPORTUNITA’ Friuladria AL LAVORO IN BICI: ANCHE DA NOI SI PUO’ FARE ? NUMERO 10 - MARZO 2015 IN REDAZIONE SINDACANDO Numero 10 Marzo 2015 Periodico on-line a cura della FIBA CISL GRUPPO CARIPARMA CREDIT AGRICOLE Segretario Responsabile ANDREA ZECCA Responsabile Comunicazione Gruppo NICOLA TANZI Hanno collaborato a questo numero ANDREA ZECCA GIACOMO MENCHELLI NICOLA TANZI ANDREA TASSI FABIO BOMMEZZADRI PIERANGELO MAZZARELLA MARCELLO NANNI ILARIA AZZARINI CARLO BOMPASSO Sede PARMA, VIA C. GHIRETTI 2 Tel.0521 291074 Fax 0521 1622145 Sito Internet WWW.FIBAGRUPPOCARIPARMA.IT E-mail [email protected] Nelle foto dall’alto: Grafica, impaginazione e coordinamento Parma, Pordenone e La Spezia. NICOLA TANZI Si ringrazia SARA BARBEROTTI Numero chiuso in redazione il 26 Febbraio 2015 2 IN QUESTO NUMERO n.10 - marzo 2015 Pagina 6 EDITORIALE Dal 2 al 13 marzo si terranno le elezioni per Pagina 4 FACCIAMO IL PUNTO il rinnovo delle cariche Cinque domande al Segretario Responsabile del Fondo Pensione di Gruppo IN COPERTINA Pagina 6 RINNOVO ORGANISMI FONDO PENSIONE Pagina 8 Il momento che conta di Andrea Tassi, Pierangelo Mazzarella e Carlo Bompasso Le novità della polizza sanitaria Cariparma: la compagnia, ATTUALITA’ le prestazioni, le novità. Pagina 8 ASSISTENZA SANITARIA CARIPARMA La nuova era - di Nicola Tanzi L’ANALISI -
World Bank Document
PW -ZM/fl.\-. ' ' ttl'lF. U Y Q I A tt?blsD1^ ffR E ST R IC TE D Report No. DB-55a Public Disclosure Authorized This report was prepared for use within the Bank and its affiliated organizations. They do not accept responsibHftv fnr its ntrorvn r rnmnpltenes The report may not be published nor may it be quoted as representing their views. TMTVPMATT(hNAT&L BANK PC)R RECONSTRUCITION AND DTlVP.T.CPMVNT INTPRNATTCONAT DEVELOPMENT ASSOCTATION Public Disclosure Authorized APPRAISAL OF DEVELOPMENT BANKC OF SINGAPORE LTD. Public Disclosure Authorized December 29, 1969 Public Disclosure Authorized Development Finance Companies Department Currency Equivalents 3$ 1 US$ C).327 US$ 1 ,S$ 3.06 S$ 1 million = US$327,000 APPRAISAL OF DEVELOPMENT BANK OF SINGAPORE LTD. CONTENTS Page Paragrc+h SUTPINARY i - ii i - vi.i I. 2ITRODUCTION 1 - 2 1 - 2 II. ENVEIRONMENT 1 - 5 3 - 21 Recent Economic Growth 2 4 Industrial Expansion 2 - 5 - 8 Industrial Finance 2 - 9 9 - 21 III. ESTABLISHIDENT OF DBS 5 - 9 22 - 38 Formation 5 22 - 24 Scope of Operations 5 - 6 25 - 26 Ownership 6 - 7 27 - 30 Board of. Directors 7 31 Executive Committee 7 - 8 32 - 33 MlaInagement and Staff .8 - , 3) = 3 vT. RESOURCES ldrID PFOOR`TFOLIO -l 1 1 39l GP Resources 9 - 39 - 4 Loan Portfolio taken over from 7B 10 - 11 42 - 46 Undisbursed EDB Commitments 11 47 EDBis Equity Portfolio 11 48 V. POLICIES AhD PROCEDuRES 12 - i4 49 - 58 Policies 12 - 13 49 53 Procedures 13 - 1 5 - 58 VI. DBS'S OPERATIONS l - 18 59 - 67 Summary of Operations 14 59 - 60 Long-term Lending Operations 15 - 16 61 Light lndustries Loans 16 62 Equity Investments 17 63 Conmercial Banlcing Operations 17 6L Guarantees 17 65 Underwriting Activities 17 66 Real Estate Operations 17 - 18 67 Page Paragraph VII. -
A Virtual Train Journey Along the Mare Ligure from Ventimiglia to Rome
Italian Culture Newsletter Number 22 A Virtual Train Journey along the Mare Ligure from Ventimiglia to Rome. Marie and I have made this journey on a number of occasions. In doing so we have either made the journey in a single day albeit with a change of train, usually at Genova. On other occasions, we have spent an evening or even a few days at Genova and/or at Livorno or Pisa. The journey described will involve more stops on the way but could be more interesting on that account. The trip begins in Ventimiglia where we stayed overnight on our last day of our last holiday in Italy. This had been occasioned by the French railway strike which prevented any trains from running from Ventimiglia to Nice on the day of our arrival from Rome into the city at the Italian- French border in Liguria. Our first visit to Ventimiglia was in 2006 when some Italian friends from Cuneo, due north of Ventimiglia, in Piemonte, met us at the rail station in Ventimiglia to take us for a short stay at their apartment in Nice. On that occasion we didn’t see much of the city except for part of the old medieval town, which now mostly is the home of many of the southerners from Naples, Calabria and Sicily who moved north seeking employment after WWII. The old town is perched high above the new city with its long sea-front promenade and railway station. Ventimiglia is the ancient Albium Intemelium, the capital of the Intemelii, a Ligurian tribe which long resisted the Romans, until in 115 BC it was forced to submit to Marcus Aemilius Scaurus. -
Assessment of Banking Behaviour Among Rural Households in Southwest Nigeria
ASSESSMENT OF BANKING BEHAVIOUR AMONG RURAL HOUSEHOLDS IN SOUTHWEST NIGERIA A Thesis SUBMITTED TO THE DEPARTMENT OF AGRICULTURAL ECONOMICS AND EXTENSION SERVICES, FACULTY OF AGRICULTURAL SCIENCES, UNIVERSITY OF ADO-EKITI NIGERIA. BY SHITU ADENIPEKUN GABRIEL MATRIC NO: 0400015 IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF BACHELOR OF AGRICULTURE B. AGRIC (HONS) IN AGRICULTURAL ECONOMICS AND EXTENSION SERVICES Supervisor Dr. Mrs O. M. Apata B. Sc. (Hon), M. Sc. & Ph.D (Ibadan) (Agricultural Extension and Rural Development) April, 2010 © Shitu Adenipekun Gabriel, 2010 DEDICATION I dedicate this research work to the God Almighty, the one that rules the affairs of the whole world for his saving, sustaining, supplicating and sufficient grace in my life. Also to my articulate, indefatigable, dedicated, caring and ever-loving parents Presiding Elder & Deaconess M.A Shitu. ACKNOWLEDGEMENT In this age of information, knowledge is plentiful, but wisdom is scarce. Wisdom means far more than simply knowing a lot. It is a basic attitude that affects every aspect of life. We may accrue knowledge, but without Jesus Christ the wisdom of God, our knowledge is futile. On this ground, I solemnly express my utmost gratitude to Abba father, the giver of wisdom for the successful completion of my undergraduate study in this prestigious citadel of learning. My unreserved and sincere appreciation goes to my supervisor Dr Mrs Apata O.M for her motherly love and masterpiece of advise, tolerance, encouragement and support in the course of this research work. I am also indebted to all academic staffs in the department of Agricultural Economics & Extension services Dr. -
Prospectus Supplement Intesa
PROSPECTUS SUPPLEMENT INTESA SANPAOLO S.p.A. (incorporated as a società per azioni in the Republic of Italy) as Issuer and, in respect of Notes issued by Intesa Bank Ireland p.l.c. and Sanpaolo IMI Bank Ireland p.l.c., as Guarantor INTESA BANK IRELAND p.l.c. and (incorporated with limited liability in Ireland under registered number 217741) SANPAOLO IMI BANK IRELAND p.l.c. (incorporated with limited liability in Ireland under registered number 125216) as Issuers 35,000,000,000 Global Medium Term Note Programme This Prospectus Supplement (the “Supplement”) is supplemental to and must be read in conjunction with the Prospectus dated 15th February, 2007 (the “Prospectus”), prepared by Intesa Sanpaolo S.p.A. (“Intesa Sanpaolo”), Intesa Bank Ireland p.l.c. (“IBI”) and Sanpaolo IMI Bank Ireland p.l.c. ("SIBI" and, together with Intesa Sanpaolo and IBI, the “Issuers”) in connection with their 35,000,000,000 Global Medium Term Note Programme (the “Programme”). Terms defined in the Prospectus have the same meaning when used in this Supplement. This Supplement has been approved by the Commission de Surveillance du Secteur Financier (the “CSSF”) in its capacity as competent authority pursuant to the Luxembourg Law on Prospectuses for Securities dated 10th July, 2005, which implements Directive 2003/71/EC (the “Prospectus Directive”). In addition, the Issuers have requested that the CSSF send a certificate of approval pursuant to Article 18 of the Prospectus Directive, together with a copy of this Supplement, to the Irish Financial Services Regulatory Authority in its capacity as competent authority in Ireland. -
Aftermarket Research Source Book
Aftermarket Research Source Book November 2020 Refinitiv Aftermarket research collections provide the most comprehensive offering in the marketplace, with over 30 million research reports from over 1,900 sources. This document provides an index of the available research sources across the following collections: Subscription / Investext® Collection Pay-Per-View (PPV) / Research Select and Market Research Collections Aftermarket Research Source Book - November 2020 2 New Contributors Added Year to Date 81 contributors from 34 countries have been added to the collection since the beginning of 2020 Australia 3 Ireland 1 South Africa 1 Brazil 1 Japan 4 South Korea 1 Canada 5 Kenya 2 Spain 2 Chile 1 Lebanon 1 Switzerland 1 China 4 Liechtenstein 1 Turkey 2 Colombia 1 Nigeria 4 United Arab Emirates 6 France 2 Peru 1 United Kingdom 5 Germany 1 Philippines 1 United States 11 Ghana 1 Russia 1 Uzbekistan 2 Hong Kong 6 Saudi Arabia 1 Vietnam 1 India 3 Singapore 2 Indonesia 1 Slovenia 1 Contributor Highlights Refinitiv is pleased to announce that BofA Global Research has joined the list of exclusive BofA Global Research contributors only accessible, by qualifying users, through our Aftermarket Research collection. • A team of 285 analysts covering approximately 3,100 companies in 24 global industries – one of the largest research providers worldwide and with more sector coverage than anyone else. • More coverage (2,832) in large- and mid-caps than bulge-bracket peers. • One of the largest producers of equity research with approximately 47,000 documents published in 2019. GraniteShares is an entrepreneurial ETF provider focused on providing innovative, cutting-edge alternative investment solutions. -
C 100 Official Journal
ISSN 1725-2423 Official Journal C 100 of the European Union Volume 52 English edition Information and Notices 30 April 2009 Notice No Contents Page I Resolutions, recommendations and opinions OPINIONS European Economic and Social Committee 448th plenary session held on 21, 22 and 23 October 2008 2009/C 100/01 Opinion of the European Economic and Social Committee on the Communication from the Commission to the Council, the European Parliament, the European Economic and Social Committee and the Committee of the Regions Small and medium — sized enterprises — Key for delivering more growth and jobs. A mid-term review of Modern SME policy COM(2007) 592 final 1 2009/C 100/02 Opinion of the European Economic and Social Committee on the Communication from the Commission to the European Parliament, the Council, the European Economic and Social Committee and the Committee of the Regions — Pre-commercial Procurement: Driving innovation to ensure sustainable high quality public services in Europe COM(2007) 799 final . 6 2009/C 100/03 Opinion of the European Economic and Social Committee on the Communication from the Commission to the Council, the European Parliament, the European Economic and Social Committee and the Committee of the Regions Removing obstacles to cross-border investments by venture capital funds COM(2007) 853 final . 15 2009/C 100/04 Opinion of the European Economic and Social Committee on Combating fraud and counterfeiting of non-cash means of payment . 22 2009/C 100/05 Opinion of the European Economic and Social Committee on the Consultation on the draft Commission impact assessment guidelines . -
Parent Bank Financial Statements and Reports
253 Parent Bank financial statements and reports PARENT BANK RECLASSIFIED FINANCIAL STATEMENTS PARENT BANK REPORT ON OPERATIONS PROPOSAL FOR THE APPROVAL OF THE FINANCIAL STATEMENTS AND ALLOCATION OF NET INCOME FOR THE YEAR REPORT OF THE BOARD OF STATUTORY AUDITORS INDEPENDENT AUDITORS’ REPORT PARENT BANK FINANCIAL STATEMENTS ATTACHMENTS 255 Parent Bank reclassified financial statements PARENT BANK RECLASSIFIED STATEMENT OF INCOME PARENT BANK RECLASSIFIED BALANCE SHEET Parent Bank financial statements 257 Parent Bank reclassified statement of income 2003 2002 Change 2002 pro forma (1) 2003 / 2002 (€/mil) (€/mil) pro forma (%) (€/mil) NET INTEREST INCOME 1,849 1,829 +1.1 2,103 Net commissions and other net dealing revenues 1,467 1,322 +11.0 1,512 Profits and losses from financial transactions and dividends on shares 89 55 +61.8 62 Dividends from shareholdings 832 628 +32.5 700 NET INTEREST AND OTHER BANKING INCOME 4,237 3,834 +10.5 4,377 Administrative costs -2,723 -2,713 +0.4 -2,866 - personnel -1,665 -1,655 +0.6 -1,823 - other administrative costs -918 -914 +0.4 -885 - indirect duties and taxes -140 -144 -2.8 -158 Other operating income, net 375 390 -3.8 252 Adjustments to tangible and intangible fixed assets -339 -352 -3.7 -330 OPERATING INCOME 1,550 1,159 +33.7 1,433 Adjustments to goodwill and merger differences -115 -148 -22.3 -185 Provisions and net adjustments to loans and financial fixed assets -579 -710 -18.5 -748 - provisions for risks and charges -117 -143 -18.2 -151 - net adjustments to loans and provisions for guarantees and commitments -401 -229 +75.1 -260 - net adjustments to financial fixed assets -61 -338 -82.0 -337 INCOME BEFORE EXTRAORDINARY ITEMS 856 301 +184.4 500 Net extraordinary income/expense 233 425 -45.2 316 INCOME BEFORE TAXES 1,089 726 +50.0 816 Income taxes for the period -265 -203 +30.5 -410 Change in reserve for general banking risks - - n.s.