Trade Finance Program Confirming Banks List As of 31 December 2015
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Canadian Credit Card Fees Class Action National Settlement Agreement
CANADIAN CREDIT CARD FEES CLASS ACTION NATIONAL SETTLEMENT AGREEMENT Made on October 28, 2020 (the “Execution Date”) Amended on January 22, 2021 Between COBURN AND WATSON’S METROPOLITAN HOME DBA METROPOLITAN HOME (“Metropolitan Home”) AND MAYNARD’S SOUTHLANDS STABLES LTD., HELLO BABY EQUIPMENT INC., JONATHON BANCROFT-SNELL, 1739793 ONTARIO INC., 9085-4886 QUEBEC INC., PETER BAKOPANOS, MACARONIES HAIR CLUB AND LASER CENTER INC. OPERATING AS FUZE SALON and BANK OF MONTREAL (“BMO”), THE BANK OF NOVA SCOTIA (“BNS”), CANADIAN IMPERIAL BANK OF COMMERCE (“CIBC”) ROYAL BANK OF CANADA (“RBC”), AND THE TORONTO-DOMINION BANK (“TD”) {11005-001/00789904.2} - i - TABLE OF CONTENTS RECITALS ......................................................................................................................................1 SECTION 1 - DEFINITIONS .........................................................................................................4 SECTION 2 - SETTLEMENT APPROVAL ................................................................................21 2.1 Best Efforts ...............................................................................................................21 2.2 Motions Certifying or Authorizing the Canadian Proceedings and for Approvals ..21 2.3 Agreement on Form of Orders .................................................................................23 2.4 Pre-Motion Confidentiality ......................................................................................23 2.5 Sequence of Motions ................................................................................................24 -
Financial Aid
FINANCIAL AID Financial Aid Resources for International Students This list is a collection of financial aid scholarship resources that may help with financing options. If you have any questions or concerns, please contact the Wharton MBA Financial Aid Office at 215-898-8728 or by email at [email protected]. All International Students: • Aga Khan Foundation: The Aga Khan Foundation provides a limited number of scholarships each year for postgraduate studies to outstanding students from developing countries who have no other means of financing their studies. Scholarships are awarded on a 50% grant/50% loan basis. http://www.akdn.org/akf_scholarships.asp • American Scandinavian Foundation: The ASF's award program for study and research abroad has been the Foundation's most long-standing commitment. During the past 90 years, over 3,500 fellowships and grants have been given to Americans and Scandinavians engaged in educational exchange projects. http://www.amscan.org/fellowships_grants.html • Institute of International Education (liE): liE, which seeks to foster educational exchange, has great resources for international students. http://www.iie.org/Students • International Education Financial Aid (IEFA): IEFA is the premier resource for financial aid, college scholarship, and grant information for US and international students wishing to study abroad. At this site, you will find the most comprehensive college scholarship search and grant listings, plus international student loan programs and other information to promote study abroad. http://www.iefa.org/ • International Research and Exchanges Board: I REX administers various fellowships for non-degree studies as well as one- and two-year graduate degree studies in the US for foreign nationals within areas of study. -
Evolución De Los Principales Grupos Bancarios Españoles (2009-2021)
Evolución de los principales grupos bancarios españoles (2009-2021) Intervenida por BE (sustitución de administadores) Capital controlado por el FROB Integración SIP Constitución del banco 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Integration processes I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D Santander Santander Banco Popular Banco Popular Banco Pastor BBVA Caixa Sabadell BBVA Caixa Terrasa Unnim Unnim Banc Caixa Manlleu BBVA Caixa Catalunya Caixa Tarragona Catalunya Caixa Catalunya Banc CX Caixa Manresa La Caixa Caixa Girona La Caixa Caixabank Caja Sol Caja Guadalajara Caja Sol Caixabank Caja Navarra Banca Cívica Caja Burgos Banca Cívica Caixabank Caja Canarias Banco de Valencia Banco de Valencia Caja Madrid Bancaja Caixabank Caja de Ávila Caja Segovia BFA-Bankia Caja La Rioja Caixa Laietana Caja Insular de Canarias Bankia Caja Murcia Caixa Penedés Caja Granada Mare Nostrum Banco Mare Nostrum BMN Sa Nostra Banco Sabadell Banco Guipuzcoano Banco Sabadell Banco Sabadell Caja de Ahorros del Mediterráneo CAM Banco CAM Banco Sabadell Banco Gallego (Grupo NCG) Banco Gallego Bankinter Bankinter Unicaja Caja Jaén Unicaja Unicaja Banco Caja Duero Unicaja Banco Caja España Caja España de Inversiones Banco CEISS Cajastur Unicaja CCM CCM Cajastur Banco Caja Cantabria Liberbank Liberbank Caja Extremadura Caja de Ahorros Inmaculada CAI Caja Círculo Católico de Burgos Caja 3 Banco Grupo Caja 3 Caja Badajoz Ibercaja Banco Ibercaja Ibercaja Banco Kutxa Caja Vital BBK BBK Kutxabank Kutxabank CajaSur CajaSur Banco Etcheverría Caixa Galicia Abanca Caixa Nova Novacaixagalicia NCGBanco Evo Banco C.R. -
List of Sub-Custodians Used for Safekeeping of Financial Instruments
CREDIT SUISSE (LUXEMBOURG) S.A. 5, Rue Jean Monnet Phone + 352 46 00 11 - 1 P.O. Box 40 Fax + 352 46 32 70 L-2010 Luxembourg www.credit-suisse.com List of sub-custodians used for safekeeping of financial instruments, which can be held in custody, by fund clients, such as UCITS, AIFs, RAIFs having appointed CREDIT SUISSE (LUXEMBOURG) S.A. as their depositary (or banker/custodian, as applicable) Last update: June 30, 2020 Country Sub-Custodian Custody Delegate of Sub- Custodian Australia HSBC Securities Services Level 13, 580 George Street Sydney NSW 2000 Australia Austria UniCredit Bank Austria AG Julius Tandler-Platz 3 A-1090 Vienna Belgium SIX SIS AG (Bonds Only) Brandschenkestrasse 47 P.O. Box 1758 CH-8021 Zurich Switzerland Belgium BNP Paribas Securities Services (Equities only) 9 rue du Débarcadère 93500 Pantin France Brazil Citibank N.A. Avenida Paulista 1111 3rd floor BR-01311-290 Sao Paulo Canada Royal Bank of Canada GSS Client Service 200 Bay Street West 15th floor, RBC North Tower CDN-Toronto, Ontario M5J 2J5 Chile Banco de Chile Avda. Andrés Bello 2687 CL – Santiago, Chile China For Shanghai-B-shares only (Shanghai) Hongkong & Shanghai Banking Corp. Ltd. 34/F HSBC Tower Yin Cheng East Road Pudong 101 CN-Shanghai 200120 CHINA China For Shenzhen-B-shares (Shenzhen) Hongkong & Shanghai Banking Corp. Ltd. For HSBC Shenzhen Branch 34/F HSBC Tower Yin Cheng East Road Pudong 101 CN-Shanghai 200120 CHINA Colombia Cititrust Colombia S.A. Sociedad Fiduciaria Carrera 9A No. 99-02 First Floor Santa Fé de Bogotá D.C. -
SOUTH KOREA Executive Summary
Underwritten by CASH AND TREASURY MANAGEMENT COUNTRY REPORT SOUTH KOREA Executive Summary Banking The South Korean central bank is the Bank of Korea (BOK). Within the BOK, the main objective is to maintain price stability. Bank supervision is performed by the (FSC) and its executive arm, the Financial Supervisory Service (FSS). South Korea applies central bank reporting requirements. These are managed by the BOK, according to the rules set out in the Bank of Korea Act and the Statistics Law of 1962 and relevant regulations. Resident entities are permitted to hold foreign currency bank accounts domestically and outside South Korea. Domestic currency accounts are not convertible into foreign currency. Non-resident entities are permitted to hold domestic and foreign currency bank accounts within South Korea. Non-residents are also allowed to hold “non-resident free won accounts,” which are convertible. Since implementing a number of banking and regulatory reforms following the Asian financial crisis in 1997, the number of credit institutions operating within South Korea has reduced from 33 commercial banks in 1997 to 12. The banking sector consists of seven nationwide commercial banks, six local banks, and five specialized banks. There is a significant foreign banking presence in South Korea – 42 foreign banks have established branches in the country. Payments South Korea’s two main interbank payment clearing system operators are the BOK and the Korea Financial Telecommunications and Clearing Institute (KFTC). The BOK operates the country’s RTGS system, while the KFTC operates the country’s main retail payment systems. The most important cashless payment instruments in South Korea are credit cards in terms of volume, and, in terms of value, credit transfers. -
Gauging the Potential in Thai Banking* Introduction Overview
Financial Services Back on the investment radar: Gauging the potential in Thai banking* Introduction Overview The Thai banking sector is attracting increasing international • Economy set to rebound as confidence returns following interest as the market opens up to foreign investment and the return to democracy. the return to democracy helps to reinvigorate consumer • Banking sector recording steady growth. Strong confidence and demand. opportunities for the development of retail lending. Bad debt ratios have gradually declined and the balance • Foreign banks account for 12% of the market by assets and sheets of Thailand’s leading banks have strengthened 10% of lending by value.7 Strong presence in high-value considerably since the Asian financial crisis of 1997.1 niche segments including auto finance, mortgages and The moves to Basel II and IAS 39 are set to enhance credit cards. transparency and risk management within the sector, while accelerating the demand for foreign capital and expertise. • Organic entry strategies curtailed by licensing and branch opening restrictions. Reforms already in place include the ‘single presence’ rule, which by seeking to limit cross-ownership of the country’s • Acquisition of minority stakes in existing banks proving banks is leading to increased consolidation and the opening increasingly popular. Ceiling on foreign holdings set to be up of sizeable holdings for new investment. The Financial raised to 49%, though there are no firm plans to allow Sector Master Plan and forthcoming Financial Institution outright control. Business Act (2008), which will come into force in August • Demand for capital and foreign expertise is encouraging 2008, could ease restrictions on branch openings and the more domestic banks to seek foreign investment, especially size of foreign investment holdings. -
Annual Report 2020
ANNUAL REPORT 2020 Content Profile 3 Statement from the board 5 Developments in the payment system 8 Activities Activities: Point-of-sale payment system 11 Activities: Online payments 14 Activities: Giro-based payments 18 Activities: Stability of Payment Chains 23 Activities: Security in the payment system 25 Appendices Appendix: Board and management 30 Appendix: Governance 31 Appendix: List of members 33 2 Annual Report 2016 Profile The payment system is the bloodstream of our economy, has many stakeholders and is of great social importance. Therefore it has the characteristics of a utility. The many parties involved, the many relevant laws and regulations, the requirements for high quality, new technological possibilities and the high number of transactions make the payment system complex and dynamic. Transparency, openness, accessibility and dialogue with all stakeholders are important prerequisites in the payment system. The Dutch Payments Association organizes the collective tasks in the Dutch payment system for its members. Our members provide payment services on the Dutch market: banks, payment institutions and electronic money institutions. The shared tasks for infrastructure, standards and common product features are assigned to the Payments Association. We aim for a socially efficient, secure, reliable and accessible payment system. To this end, we deploy activities that are of common interest to our members. We are committed, meaningful and interconnecting in everything we do, to unburden our members where and when possible. We engage representatives of end users in the payment system, including businesses and consumers. On behalf of our members, we are visibly involved and accessible and we are socially responsible. -
Citibank Europe Plc Customer Information for the Purpose of Providing the Investment Services
CITIBANK EUROPE PLC CUSTOMER INFORMATION FOR THE PURPOSE OF PROVIDING THE INVESTMENT SERVICES Valid and effective from 1 April 2021 Citibank Europe plc, organizační složka Prague Czech Republic Citibank Europe plc, a company established and existing under the laws of Ireland, with its registered office at North Wall Quay 1, Dublin, Ireland, registered in the Company Register in the Irish Republic under No. 132781, conducting business in the Czech Republic through Citibank Europe plc, organizační složka, with its registered office at Bucharova 2641/14, Prague 5, Stodůlky, postal code 158 02, ID No. 28198131, incorporated in the Commercial Register administered by the Municipal Court in Prague, File Number A 59288. Member of Citigroup. The supervisory authority of Citibank Europe plc is the Central Bank of Ireland and to limited extent European Central Bank and Czech National Bank. Citibank Europe plc, a company established and existing under the laws of Ireland, with its registered office at North Wall Quay 1, Dublin, Ireland, registered in the Commercial Register in the Irish Republic under No. 132781, conducting its business in the Czech Republic through Citibank Europe plc, organizační složka, with its registered office at Praha 5, Stodůlky, Bucharova 2641/14, postal code: 158 02, Company ID No. 28198131, incorporated in the Commercial Register administered by the Municipal Court in Prague, File A 59288 (hereinafter “the Bank”). hereby announces to its customers, to whom it provides the investment services pursuant to the applicable legal regulations governing the capital market business, in particular Act No. 256/2004 Coll., on Undertaking on the Capital Market, as amended and Commission Delegated Regulation (EU) 2017/565 of 25 April 2016 (hereinafter the "Legal Regulations"), certain information that the Bank is obliged to communicate to its customers under the aforementioned Legal Regulations. -
Settlement Instructions
SETTLEMENT INSTRUCTIONS BUYER/SELL Custodian DEAG / REAG SetClear ID / A/C Number at Market A/C Name Name Local Agent Executing Custodian Broker BIC Australia Citigroup Pty CITIAU3X CRLSUS3SCLR 2077070000 SETCLEAR PTE. Limited CHESS Code: LTD. - 20018 TRADEBOOK Austria Citibank N.A., CITIITMX CRLSUS3SCLR 7902299 SETCLEAR PTE Milan Branch Broker Code : LTD CIM TRADEBOOK Belgium Citibank Intl Plc. CITTGB2L CRLSUS3SCLR 0006005289 TRADEBOOK Brazil Concordia 95P REAG - for CNCVBRR1 CNPJ: Broker # 23 Corretora S.A sales 52.904.346/001- CVMCC 95P DEAG - for 08 purchases Canada Citibank Canada CITICATTXXX CRLSUS3SCLR 6015890002 SETCLEAR PTE. CUID: CITC LTD. - TRADEBOOK Cyprus Citibank CITIGRAA CRLSUS3SCLR 801819 TRADEBOOK International Plc, Greece Branch Czech Rep. Citibank Europe CITICZPX CRLSUS3SCLR 1090076957 TRADEBOOK plc, organizační složka Denmark Nordea Bank NDEADKKK CRLSUS3SCLR 0200010060180 Tradebook Denmark A/S 21 Estonia Nordea Bank HABAEE2X NDEAFIHH 99000546397 Nordea Bank Finland Plc. Danmark A/S - SetClear/ Tradebook Finland Nordea Bank NDEAFIHH CRLSUS3SCLR 0220001011256 Nordea Bank Finland Plc. 35 Danmark A/S - SetClear/ Tradebook France Citibank CITTGB2L CRLSUS3SCLR 0655945016 TRADEBOOK International Plc, SICV : 186 London Germany Citigroup Global CITIDEFF CRLSUS3SCLR 21488201 SETCLEAR PTE Markets Broker Code: LTD - Deutschland 7372 TRADEBOOK AG & Co. KGaA Page 1 of 3 BUYER/SELL Custodian DEAG / REAG SetClear ID / A/C Number at Market A/C Name Name Local Agent Executing Custodian Broker BIC Greece Citibank CITIGRAA CRLSUS3SCLR 801819 TRADEBOOK International Plc, Greece Branch Hong Kong Citibank, N.A. CITIHKHX CRLSUS3SCLR 1321760001 SetClear Pte Ltd Hong Kong CCASS ID: - Tradebook Branch C00010 Hungary Citibank Zrt. CITIHUHX CRLSUS3SCLR 7202274002 SETCLEAR PTE. LTD. TRADEBOOK Ireland Citibank N.A., CITIGB2L CRLSUS3SCLR 6011366408 SETCLEAR PTE London Branch Crest: ODOAD LTD Italy Citibank N.A., CRLSUS3SCLR CRLSUS3SCLR 1228569 Setclear PTE Milan Branch LTD TRADEBOOK Japan Citibank Japan CITIJPJT CRLSUS3SCLR 331192 SETCLEAR PTE Ltd. -
A Valued Partner for Real Estate Investment and Financing a Global Investment Manager / 1
A VALUED PARTNER FOR REAL ESTATE INVESTMENT AND FINANCING A GLOBAL INVESTMENT MANAGER / 1 Cadim is a global investment manager that focuses on a wide range of real estate equity and financing products in association with prominent partners. Cadim distinguishes itself by its flexibility, creativity, ability to adapt to specific market needs and practices designed to promote effective partnerships. The constant monitoring of target markets throughout the world and the unparalleled expertise of our teams allow Cadim to act quickly on promising business opportunities and optimize returns on investments to achieve maximum added value. A TALENTED TEAM, A UNIQUE SET OF STRENGTHS / A multidisciplinary group of professionals whose expertise and innovative spirit enable them to bring complex transactions to fruition / In-depth knowledge of new markets and products / Efficient decision-making processes and quick turnaround / Willingness to explore all possible alternatives before settling on the terms of a deal / Solid commitment to its partners TOtaL assets UNDER MANAGEMENT: C$36.3 BILLION * As at December 31, 2006 PARTNERSHIP THE KEY TO SUCCESS / 3 AN APPROACH FOCUSED ON VALUE CREATION The driving force behind Cadim is our dedication to creating value. We concentrate primarily on investing in high-growth markets, sectors and products, usually over a three- to five-year horizon. Our vast network of strategic partners, offices and affiliates is instrumental in seeking out and tapping into business opportunities that meet these objectives, mostly by way of an investment program established in advanced. / 4 A STRATEGY ROOTED IN PARTNERSHIP Partnership is one of the most important keys to success at Cadim. -
STOXX Asia 100 Last Updated: 03.07.2017
STOXX Asia 100 Last Updated: 03.07.2017 Rank Rank (PREVIOU ISIN Sedol RIC Int.Key Company Name Country Currency Component FF Mcap (BEUR) (FINAL) S) KR7005930003 6771720 005930.KS KR002D Samsung Electronics Co Ltd KR KRW Y 256.2 1 1 JP3633400001 6900643 7203.T 690064 Toyota Motor Corp. JP JPY Y 128.5 2 2 TW0002330008 6889106 2330.TW TW001Q TSMC TW TWD Y 113.6 3 3 JP3902900004 6335171 8306.T 659668 Mitsubishi UFJ Financial Group JP JPY Y 83.5 4 4 HK0000069689 B4TX8S1 1299.HK HK1013 AIA GROUP HK HKD Y 77.2 5 5 JP3436100006 6770620 9984.T 677062 Softbank Group Corp. JP JPY Y 61.7 6 7 JP3735400008 6641373 9432.T 664137 Nippon Telegraph & Telephone C JP JPY Y 58.7 7 8 CNE1000002H1 B0LMTQ3 0939.HK CN0010 CHINA CONSTRUCTION BANK CORP H CN HKD Y 58.2 8 6 TW0002317005 6438564 2317.TW TW002R Hon Hai Precision Industry Co TW TWD Y 52.6 9 12 HK0941009539 6073556 0941.HK 607355 China Mobile Ltd. CN HKD Y 52.0 10 10 JP3890350006 6563024 8316.T 656302 Sumitomo Mitsui Financial Grou JP JPY Y 48.3 11 15 INE040A01026 B5Q3JZ5 HDBK.BO IN00CH HDFC Bank Ltd IN INR Y 45.4 12 13 JP3854600008 6435145 7267.T 643514 Honda Motor Co. Ltd. JP JPY Y 43.3 13 14 JP3435000009 6821506 6758.T 682150 Sony Corp. JP JPY Y 42.3 14 17 JP3496400007 6248990 9433.T 624899 KDDI Corp. JP JPY Y 42.2 15 16 CNE1000003G1 B1G1QD8 1398.HK CN0021 ICBC H CN HKD Y 41.1 16 19 JP3885780001 6591014 8411.T 625024 Mizuho Financial Group Inc. -
Stephan Hutter Additional Experience Partner, Frankfurt Capital Markets
Dr. Stephan Hutter Additional Experience Partner, Frankfurt Capital Markets Transactions handled by Dr. Hutter prior to joining Skadden include advising: - the initial purchasers, led by BNP Paribas, Deutsche Bank, HSBC and J.P. Morgan, in a €2 billion high-yield bond offering ofSchaeffler Finance B.V.; - the underwriters, led by BofA Merrill Lynch, Mediobanca and UniCredit, in a €7.5 billion rights offering and a €4 billion rights offering ofUniCredit S.p.A.; - the underwriters, led by Berenberg Bank and UniCredit, in the IPO of Prime Office REIT AG; - Aareal Holding in a capital increase of Aareal Bank AG; - the initial purchasers, led by Credit Suisse, Deutsche Bank and J.P. Morgan, in a €2 billion high- yield bond offering byKabel Baden-Württemberg (IFLR Europe’s High Yield Deal of the Year 2012); T: 49.69.74.22.0170 F: 49.69.742204.70 - the initial purchasers, led by Citigroup, RBS and Deutsche Bank, in several high-yield bond offer- [email protected] ings in an aggregate issue volume of €3 billion of Conti-Gummi Finance B.V. (IFLR Europe’s Debt and Equity-Linked Deal of the Year 2011); - A-TEC Industries AG in its IPO and several subsequent capital increases (including a convertible bond offering); - the underwriters, led by Morgan Stanley and Commerzbank, in the IPO of Air Berlin Plc; and Deutsche Bank, Morgan Stanley and Commerzbank in a capital increase by Air Berlin Plc and a convertible bond offering byAir Berlin Finance BV; - the underwriters, led by Credit Suisse, Morgan Stanley and HVB, in the IPO of Premiere; J.P.