MONTHLY ISSUE - MAY - 2016 CurrVanik’s ent Affairs

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU 47th

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VANIK’S MAGAZINE FOR THE MONTH OF MAY - 2016

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Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 ______© Copyright Reserved  No part of this magazine can be printed in  whole or part without the written permission of the publisher.  The editor and publisher have tried their best to verify the factual accuracy of the informations published, but do not take any responsibility for the absolute accuracy of the informations in the magazine. All disputes subject to Bhubaneswar () Jurisdiction. CONTENTS

Topics Page No Events of the Month 4  International news 7  National news 9  Bilateral 12  Economy and Banking 14  Award and Honour 17  Book and Author 19  Person in news 19  Places in news 20  Sports 21  Science and Technology 22  Environment and Ecology 23  Defence 23  Recent Summit in News 24  Committee and its Function 25  Date and Observation 25  International and National institution 26  State news 27  Recent government devlopement and scheme 29

 200 MCQ current affairs 31  40 MCQ of Computer 39

 Abbreviation 41  Descriptive English 42  Word of the Month 43  Banking Terminology 44

 Miscellaneous G.K. for SSC and Railway 46  Practice Set : RRB (Non-Tech) Set-1 51 RRB (Non-Tech) Set-2 56 IBPS-PO (MAIN) 61 SSC-CGL(Tier-I) 76

 Who’s Who? 87  One Liner 91 MAGAZINE FOR THE MONTH OF MAY - 2016 EVENTS OF THE MONTH

 Banks have now been allowed to include some items, UNLOCKS RS. 40,000 such as property value and foreign exchange, for RBI calculation of Tier 1 capital (CET1), instead of Tier CRORE ADDITIONAL CAPITAL FOR 2 capital.  As per RBI norms, CET1 capital, comprising paid- BANKS up equity capital, statutory reserves, capital reserves, other disclosed free reserves (if any), and The Reserve Bank of India (RBI) has revised norms on capital balance in P&L Account at the end of the previous recognition, making available an additional Rs.40,000 crore fiscal year, must be at least 5.5% of risk-weighted to Indian banks. assets.  However, it has kept other rates unchanged. This is the second time in a row that interest rates have been left unchanged amid demands for moderation IFC LAUNCHES MASALA to spur growth.  The repo rate, at which the Reserve Bank of India BONDS TO MOBILISE RS. 30 lends to banks, has been retained at 8%, while the statutory liquidity ratio (SLR) for banks has been cut by 0.5% to 22.5% with effect from June 14. CRORE  The cash reserve ratio for banks has been kept unchanged at 4%. International Finance Corporation (IFC) — a member of the Significance of this move: World Bank group—has launched its firstUridashi Masala bonds, mobilising R30 crore directly from Japanese household  The move comes at a time when public sector banks investors to promote private sector development in India. are facing pressure on their profitability due to a  sharp rise in non-performing assets, which is The three-year bond builds on IFC’s Masala bond programme, which has raised the equivalent of $1.7 eroding their capital base. billion from international investors for investment  The announcement is a big relief for, mainly, public in India. sector banks. Finance minister Arun Jaitley also  announced in his budget speech a capital infusion Proceeds from IFC’s Uridashi Masala bonds will be used to support private sector investment in India. of Rs. 25,000 crore for the fiscal year starting in Uridashi bonds are sold to Japanese household April. investors.  However, the minister did not make any increases What are Masala Bonds? to the capital infusion amount that was decided in The term is used to refer to rupee-denominated borrowings August 2015. by Indian entities in overseas markets. The International  Many public sector banks reported huge losses for Finance Corporation (IFC), the investment arm of the World the quarter ended December 2015 after the RBI asked Bank, last November, issued a Rs. 1,000 crore bond to fund lenders to identify several accounts as non- infrastructure projects in India. These bonds were listed on performing. Banks are expected to post weak the London Stock Exchange (LSE). IFC then named them earnings in the current quarter too. Masala bonds to give a local flavour by calling to mind Indian Other details: culture and cuisine.  The revised norms will give PSBs access to  While it may seem odd to name a staid debt additional capital of 35,000 crore, while it could be instrument after food stuffs, it has been done in the about 5,000 crore for private sector banks. past. Chinese bonds, named Dim-sum bonds after a  The unlocking of capital follows a review carried by popular dish in Hong Kong, have been around for the RBI with the aim of further aligning the definition while. So have Japanese bonds named Samurai after of regulatory capital with the globally adopted Basel III norms. the country’s warrior class. Why is it important?  These standards aim to improve the banking sector’s Masala bonds, if they take off, can be quite a significant plus ability to absorb shocks arising from financial stress for the Indian economy. They are issued to foreign investors and improve risk management and governance. and settled in US dollars. Hence the currency risk lies with the investor and not the issuer, unlike external commercial

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 4 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 borrowings (ECBs), where Indian companies raise money in provides for the remaining 25 per cent of the debt to be paid foreign currency loans. back through discom-issued bonds.Total discom debt in the  While ECBs help companies take advantage of the country amounts to Rs.4.3 lakh crore. lower interest rates in international markets, the cost ABOUT UDAY SCHEME: of hedging the currency risk can be significant. If UDAY is an effort to make these DISCOMs financially and unhedged, adverse exchange rate movements can operationally healthy, to be able to supply adequate power come back to bite the borrower. But in the case of at affordable rates, and enable the Governments to make Masala bonds, the cost of borrowing can work out efforts towards 100% Village electrification and 24X7 Power much lower. For All. About the International Finance Corporation (IFC):  It envisages to reduce interest burden, cost of power The International Finance Corporation (IFC) is an and AT&C losses. Consequently, DISCOM would international financial institution that offers investment, become sustainable to supply adequate and reliable advisory, and asset management services to encourage power enabling 24×7 power supply. private sector development in developing countries.  The scheme provides that States would take over  It is a member of the World Bank Group and is 75% debt of Discoms, as on 30th September, 2015 in headquartered in Washington, D.C., United States. two years.  It was established in 1956 as the private sector arm  UDAY has inbuilt incentives encouraging State of the World Bank Group to advance economic Governments to voluntarily restructure their debts. development by investing in strictly for-profit and These incentives include taking over of DISCOM commercial projects that purport to reduce poverty debt by the States outside the fiscal deficit limits; and promote development. reduction in the cost of power through various  The IFC is owned and governed by its member measures such as coal linkage rationalization, liberal countries, but has its own executive leadership and coal swaps and priority/additional funding through staff that conduct its normal business operations. schemes of MoP & MNRE.  It is a corporation whose shareholders are member  UDAY is different from earlier restructuring schemes governments that provide paid-in capital and which in several ways including flexibility of keeping debt have the right to vote on its matters. taken over outside fiscal deficit limit, reduction in Functions: cost of power and a series of time bound  It offers an array of debt and equity financing interventions for improving operational efficiency. services and helps companies face their risk  UDAY also provides for measures that will reduce exposures, while refraining from participating in a the cost of power generation, which would management capacity. ultimately benefit consumers.  The corporation also offers advice to companies on making decisions, evaluating their impact on the environment and society, and being responsible. BILL INTRODUCED IN  It advises governments on building infrastructure and partnerships to further support private sector development. LOK SABHA A Bill to provide Aadhaar statutory backing for use for OVERNMENT NOD FOR UDAY transferring government subsidies and benefits has been G introduced in Lok Sabha.  The Bill incorporates clauses to keep personal BONDS information discreet and it not being a proof of The Finance Ministry has approved the issuance of Ujjwal citizenship. Discom Assurance Yojana (UDAY) bondsby four states.  The Bill was introduced by Finance Minister Arun They are , , and Jaitley. It is named ‘The Aadhaar (Target Delivery Chattisgarh. of Financial and Other Subsidies, Benefits and  and recently agreed to join UDAY. Services) Bill, 2016’. This takes the total number of states that have agreed  It has been introduced as a ‘Money Bill’. to join UDAY to 16. So far, six states have signed Important provisions in the Bill: the UDAY contract.  The Bill seeks to make the use of Aadhaar mandatory How these bonds will help? for availing of government subsidies but at the same State governments can take over 75% cent of discom debt time tries to address concerns regarding privacy and pay back lenders by issuing bonds. The scheme and protection of personal information.

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 The bill has sought to address many provisions Money Bill- Key facts: related to privacy and security of the biometric  Money bills can be introduced only in the Lok information provided by citizens. The bill provides Sabha. that the information will be an electronic record and  The cannot make amendments to a will be classified as “sensitive personal data or money bill passed by the Lok Sabha and can only information” as per the provisions of the Information make recommendations. Technology Act.  It also has to return money bills to the Lok Sabha  The bill prohibits the sharing of the core biometric within 14 days from the date of their receipt, thus information in any form. However, information about ensuring a time-bound process. the identity of an individual, other than core  Such bills also cannot be referred to a joint committee biometric information, can be shared subject to of Parliament. certain conditions.  If any question arises whether a Bill is a Money Bill  The bill also mandates the enrolling agency to or not, the decision of Speaker thereon is final. The inform the individual undergoing enrolment on how Speaker is under no obligation to consult any one the data will be used and with whom it will be shared in coming to a decision or in giving his certificate and the fact that the individual can also access such that a Bill is a Money Bill. information.  The President may either give or withhold his assent  The bill also provides provisions wherein to a Money Bill. Under the Constitution, a Money institutions, after paying a fee, can authenticate the Bill cannot be returned to the House by the identity of a person. But for this, the institution President for reconsideration. should have the consent of the Aadhaar number holder.  It directs UIDAI to have sufficient security of JAL MARGA VIKASH PROJECT identity information and authentication record of individuals. It also directs UIDAI to ensure that The Government is developing National Waterway-1 (NW- agencies, consultants and its employees are bound 1) under the Jal Marg Vikas Project, with assistance from the by confidentiality and do not leak any information. World Bank. The project includes development of fairway,  To ensure that the number of people excluded from multi-modal terminals, strengthening of open river navigation Aadhaar’s fold is minimum, the bill also talks about technique, conservancy works, modern River Information special measures that will be undertaken by the System (RIS), Digital Global Positioning System (DGPS), night Authority to issue numbers to women, nomadic navigation facilities, modern methods of channel marking, tribes, street dwellers, senior citizens, persons with construction of a new navigational lock at Farakka etc. disability and unskilled and unorganized workers.  NW-1 reers to 1620 km Haldia-Allahabad stretch of It also says the Aadhaar number by itself will not be River Ganga. considered proof of citizenship or domicile.  The project would be completed over a period of six  It also provides for penalties for impersonation, years at an estimated cost of Rs. 4,200 crore. unauthorized access and tampering of data in the  Phase-I of the project covers the Haldia-Varanashi Central Identities data repository that stores all such stretch. information. However, to be sure, the government Multimodal Terminals with rail and road connectivity are to has retained the right to use and access such be constructed at Varanasi, Haldia and Sahibganj. information sought “in the interest of national Varanasi : Phase-I (A) of the project is being implemented security.” on 5.586 hectares of land at Ram Nagar, Varanasi, mainly for Significance of this Bill: offshore works of the terminal. The tender process for Phase  The bill will provide for good governance, efficient, 1(A) has been completed and work has been awarded at a transparent, and targeted delivery of subsidies, cost of Rs. 169 crore. benefits and services, the expenditure for which is Haldia : The estimated cost of construction of Phase-I of the incurred from the Consolidated Fund of India, to terminal is Rs. 465 crore. 61 crores of land has been taken on individuals residing in India through assigning of 30 years lease from the Haldia Dock Complex for construction unique identity numbers to such individuals. of the terminal. The process for preparation of detailed project  The proposed legislation will also address the report and tender documents is underway. uncertainty surrounding the project after the Sahibganj : The requirement of land for the main terminal, Supreme Court restricted the use of the Aadhaar rail and road connectivity, resettlement and rehabilitation of number until a constitution bench delivers its verdict 235 households has been assessed at 241.63 acres for which on a number of cases challenging the mandatory land acquisition proceedings are in progress. The process use of Aadhaar in government schemes and rules for award of work for the construction of Phase-I at a cost of on the issue of privacy violation. Rs. 292.10 crore is in progress. 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 6 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 INTERNATIONAL NEWS

Obama Historic Visit to Cuba and for protesting the market abuses and social injustices US President Barack Obama embarked on a historic trip to which undermine them. Theme for the World Consumer Rights Cuba more than a year after Washington reset its foreign Day 2016 – Antibiotics off the menu. policy towards the island following decades of Cold War Myanmar Parliament elected Htin Kyaw as first animosity that almost led to a nuclear war. The three-day trip civilian President - the first by a US president in 88 years - was unthinkable Myanmar’s Parliament on 15 March 2016 elected Htin Kyaw until Obama and Cuban President Raul Castro agreed in as the first civilian president to lead the country after 53 December 2014 to reestablish diplomatic ties. The US broke years of military rule. Army took power in a 1962 coup. He is off ties with the communist nation of 11 million when Cuban a close aide and adviser of Aung San SuuKyi, the leader of revolutionaries led by Fidel Castro ousted a pro American National League for Democracy (NLD) party. He was elected government in 1959. with 360 of the total 652 votes casted while, military-nominated First Electrical Double decker bus operated in Myint Swe received 213 votes and stood second followed London by the other NLD candidate, Henry Van Thio, who got 79 The world’s first fully electric-powered double-decker bus votes.They will serve as first vice-president and second vice has been unveiled in London a month ahead of its road president respectively. Kyaw will replace Thein Sein who release. Being built by Chinese manufactures BYD, it will be will step down at the end of March 2016 after five years of able to travel 18 miles on a single charge and expected to army-backed rule. cost more than £350,000. Venezuela president extended economic World’s Costliest Train Station Opened In New emergency to protect citizens from economic York At 9/11 Site warfare The World’s most expensive train station in the world opens Venezuela President Nicolas Maduro on 14 March 2016 at the World Trade Center site in New York, United States Of declared a two month extension on emergency powers meant America. The site World Trade Center destroyed 14 years to help shore up the country’s crippled economy. The ago in the 9/11 attacks. Santiago Calatrava, the Spanish Swiss declaration will bestow more time on the government of architect taken 12 years to make it. The site has been made at President Nicolas Maduro to intervene in the market, boost the World Trade Center Transportation Hub next to the Twin productivity and redress a flagging financial sector. It will Towers, which were destroyed in the Al- Qaeda hijackings. also allow the government to take more anti-crisis measures to reduce fiscal moratorium and to tap up funds from the and Russia launched Exo-Mars to explore 2015 budget to address short-term social needs. the Red Planet Europe and Russia launched an unmanned spacecraft, named Arab League declares Lebanese movement ExoMars2016, to explore if life once existed on the Red Planet Hezbollah a terrorist group or still possibilities are there for existence. It aims to explore The Arab League has declared Lebanese movement whether life has ever existed on Mars Hezbollah a terrorist group. The decision came during an Arab League foreign ministers’ meeting at the organisation’s China to set up an International Maritime Judicial headquarters in Egypt’s capital Cairo. Nearly all 22 Arab Centre League members supported the decision, apart from Lebanon China’s Supreme Court is setting up its own international and Iraq which expressed reservations in the foreign ministers maritime “judicial centre” to handle territorial disputes. China meeting. The Revolutionary Guards created Hezbollah in the has been consistently fighting with its neighbours in Maritime 1980s. borders in South China Sea. China claims a large swathe of the South and East China Sea, creating multiple overlaps Mauritania ratified 2014 Protocol to the Forced with areas claimed by the Philippines, Vietnam, Brunei, Labour Convention Malaysia, Taiwan. Mauritania on 14 March 2016 became the second African country to ratify the 2014 Protocol to the Forced Labour World Consumer Rights Day – March 15 Convention 1930. Prior to Mauritania, Niger (), Norway World Consumer Day is celebrated across the World on 15th (Europe) and the United Kingdom (Europe) ratified the March 2016. The Day is an occasion of solidarity among protocol. The protocol requires States to take effective consumers and to promote the basic rights of all consumers, measures for prevention of forced labour, protection of for demanding that those rights are respected and protected,

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 7 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 victims and ensuring their access to justice and Pak launches probe into MQM’s alleged ties with compensation. The ILO estimates that about 21 million men, RAW women, and children are in forced labour – trafficking, held Pakistan Government has initiated probe into Karachi-based in debt bondage, or working under slave-like conditions. Muttahida Qaumi Movement (MQM) party‘s alleged ties with New based Research Analysis Wing (RAW) to Bangladesh’s bank governor resigns on $81 destabilise the country. The allegations levelled against million cyber theft India’s RAW gave money to the MQM party to destabilise Atiur Rahman, the governor of Bangladesh’s central bank, Pakistan, India has dismissed the allegations levelled against resigned after $81 million cyber theft from the country’s it. The Karachi based MQM party quoted that these official account at the Federal Reserve Bank of New York. allegations are baseless and false. The resignation came days after the Bangladesh finance minister said the central bank did not inform him about the Women’s wages remain unchanged in 20 years: theft. The Governor’s resignation was accepted by the Prime ILO Report Minister Sheikh Hasina. Cyber hackers cracked the computer Women have actively involved themselves in various works systems of Bangladesh Bank and transferred the money from across the world yet the gender inequality in terms of income its account at the Federal Reserve Bank of New York to and work quality still remains unchanged in the past 20 years. casinos in the Philippines. This was revealed in the International Labour Organization’s report. On International Women’s Day, a new ILO report, Nepal to have Its First Woman Chief Justice Women at Work: Trends 2016 was released Nepal is on a gender equality drive as it chooses its first woman Chief Justice, in a row of selecting women to top INDEX posts. Recently, the country got its first woman President and Speaker. Sushila Karki, the senior most of the judges in World Happiness Index : India Ranks 118 out of the Nepal’s Supreme Court has been nominated for the top 156 Countries post by the judicial council chaired by the Prime Minister, K India ranked 118th out of 156 countries on the United Nations World Happiness Index (WHI) 2016. It was revealed by the P Oli. She will take charge as Nepal’s first woman President Bindya Bhandari, endorses her nomination and the current fourth World Happiness Report 2016 and published by the chief justice, Kalyan Shreshtha retires. Sustainable Development Solutions Network(SDSN), a global initiative for the UN. In 2015 India was at 117th in the Peru declared emergency after oil spill hits Rivers happiness list. According to the report 2016, Denmark takes Peru government has declared state emergency after a major the top spot as the happiest country in the world.It has oil pipeline burst affecting two rivers in the country’s replaced Switzerland. northeast region. At least 3, 000 barrels of crude oil have spilled into the Chiriaco and Morona rivers which are prime India became second biggest investor in London source of water for the use of people of this region. The According to the London & Partners, the official promotional emergency will provide humanitarian help for the communities company for London, India has emerged as the second around the affected region, the spills have stopped biggest investor in London after the US. The company transportation of 6, 000 barrels of oil a day. revealed that there has been a 117 per cent increase in Indian companies across all business sectors investing in London World Sparrow Day observed on 20th March since 2005. The world sparrow day is being observed every year on March 20 to raise awareness of the house sparrow and other WEF: India stood at 90th rank in terms of Energy common birds to urban environments and threats to their Security populations. The day was celebrated globally by carrying In accordance with the Global Energy Architecture out different activities and events like awareness campaigns, Performance Index Report compiled by WEF, India has been art competitions and the sparrow processions. ranked at the 90th place in a list of 126 countries. The report prepared in collaboration with Accenture. The countries have Hashim Thaci elected as President of Kosovo been ranked on the premises on their ability to provide energy Foreign Minister Hashim Thaci has been elected as president access across three dimensions of the “energy triangle” i.e. of Kosovo by the Members of Parliament amid the protests. affordability, environmental sustainability & security and He succeeded Atifete Jahjaga as head of state after winning access. the required simple majority in voting held in Pristina. He had also served as prime minister fell out with many Mukesh Ambani Again Tops 84 Indian Billionaires opposition groups after helping to negotiate with Serbia a in Forbes List deal that gave more autonomy to minority Serbs of Kosovo. Mukesh Ambani, Reliance Industries chairman again topped 84 Indian billionaires in Forbes 2016 list of the world’s richest

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 8 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 people in headed by Bill Gates with a net worth of $75 billion. was sixth and New Yorkis seventh. Though Singapore was Mukesh Ambani with a net worth of $19.3 billion was ranked the most expensive, the cost of living there was 10 per cent 36th among world’s 1,810 billionaires with an aggregate net cheaper when compared to New York than was the case in worth of $6.48 trillion, down from $7.05 trillion last year. the EIU survey a year ago Technology guru Gates, who has topped the list for 17 of the last 22 years was followed by Spanish clothing retailer Top State Regarding Investment Potential Amancio Ortega, best known for the Zara fashion chain, with Gujarat has topped the list among the 21 cities in a race to be Warren Buffett remaining in the third spot. the best state in India having an investment potential, according to the report submit by economic think tank UNESCO Released Eatlas of Gender Inequality NCAER. Gujarat is followed by Delhi, , Andhra In Education Pradesh, and . The lowest in the rankings are The e-Atlas of Gender Inequality in Education has been the UP, , and Jharkhand. realised by the UNESCO’s Institute for Statistics (UIS).AIM: To show gender gaps in education and educational trails of Prime Minister is among the most girls and boys. One out of eight children between the ages influential people on the Internet of 6 and 15 remain entirely excluded from receiving basic The TIMEs magazine cited Modi’s unconventional education, with girls facing the biggest barriers announcement on Twitter of his visit to Pakistan last year while naming him among ‘The 30 Most Influential People on Hinduja brothers top Britain’s ‘Asian Rich List’ the Internet’ for the second year in a row in this year’s India-born brothers G P Hinduja and S P Hinduja topped the unranked list. Prime Minister Narendra Modi is among the ‘Asian Rich List 2016’ released here last night and the annual most influential people on the Internet, According to TIME rankings showed that they had added one billion pounds to magazine describing the Indian leader as an “Internet star” their personal fortune in a year to be worth an estimated 16.5 who often uses social media to “conduct diplomacy”. billion pounds. Steel tycoon Lakshmi Niwas Mittal was ranked second in the list, released by the Indian high Modi To Join World Leaders In Wax At Madame commissioner to the UK Navtej Sarna. The fortune of Mittal, Tussauds however, has plummeted by 3.3 billion pounds to finish with The Indian Prime Minister Shri Narendra Modi will be added 6.4 billion pounds. Leading NRI industrialist Lord Swraj Paul among the world leaders Wax Museum at is listed as 15th richest with fortune worth 500 million pounds. Tussauds in London. Statues of Amitabh Bachchan, , Shahrukh Khan, Salman Khan, Madhuri Dixit, EIU Ranked Mumbai and among Aishwarya Roy, Hrithik Roshan, Katrina Kaif, Kareena Cheapest cities to live Kapoor from India along with global leaders have been Mumbai and Bangalore are among the cheapest cities in the already installed in the museum so far. world, according to a top London forecast group (EIU).Lusaka is the cheapest city to live in the world. London  NATIONAL NEWS

Govt. Allows 49% FDI in Insurance Under 52 insurance companies operating in India, of which 24 are in Automatic Route the life insurance business and 28 in the general insurance. The government has relaxed FDI norms for the insurance sector by permitting overseas companies to buy 49 percent International Women’s Day observed on 8th March stake in domestic insurers without prior approval, which is Every year International Women’s Day is being observed on another effort to bring more foreign players into India’s vast 8th March across the globe to highlight the achievements of insurance market. Earlier, an overseas company was allowed women while calling for greater equality. 2016 theme declared to buy up to 26% stake in an India-based insurance company. by United Nations: “Planet 50-50 by 2030: Step It Up for But, for up to 49 percent the investor had to take prior approval Gender Equality”. from the Foreign Investment Promotion Board (FIPB). Special emphasis on Women’s day However in its latest notification the government said, the  ICICI’S Women’s day gift foreign investment proposals up to 49% of the total paid up  Air India Runs the first Longest all Women Flight equity of the Indian insurance company shall be allowed on  TATA Housing- SBI Launch Special Home Loan for the automatic route subject to verification by the Insurance Women Regulatory and Development Authority of India. There are

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 SBI Life Insurance Launched Smart Women rupees, Tripura 15 crore rupees and 10 Advantage crore rupees.  Mahila e-Haat portal launched by Union Government India Inc first to formally adopt UN’s Sustainable Development Goals SC allows photos of CMs, Governors, and India Inc. became first in the world to formally adopt the Ministers in Public ads. United Nations’ (UN) agenda for the world’s sustainable The SC has allowed photographs of CMs, Governors, and development and 17 goals identified for its implementation. Ministers in Public advertisements. A bench led by Justice It was formally adopted by the India Inc. at the 11th National Ranjan Gogoi allowed review petitions filed by various state Convention on Sustainable Development Goal (NCSDG) governments, which had sought a modification of the organized by the Global Compact Network in Mumbai. previous order. Earlier SC had issued Guidelines on Cisco to invest $100 millions in India; to train over Regulating Government Advertisements based on 250,000 students recommendations of Prof NR Madhava MenonAccording to American multinational technology company Cisco Systems the recommendations of Prof NR Madhava Menon Inc will invest over $100 million over the next 18 to 24 months Committee, SC had barred publishing photographs of politicians even State Chief Ministers and bureaucrats. It to support the country’s ambitious plan to connect thousands of its villages to the internet and create jobs. The series of had only permitted publishing photographs of President, investments will include $40 million that will be used to fund Prime Minister and Chief Justice of India. early-stage and growth-stage companies in the country, and India provides 265 million grant for constituting train around 250,000 students by 2020. Tagore’s memorial Railway minister Suresh Prabhu launches “clean As a part of the agreement signed during Narendra Modi’s visit to Srilanka, 265 million is given as grant to constitute my coach” service Minister for Railways Suresh Prabhu launched the ‘clean my Rabindranath Tagore’s memorial Auditorium in Srilanka. Rabindranath Tagore memorial Auditorium is constructed in coach’ service where a passenger can request for a dirty coach to be swept and cleaned by sending an SMS on mobile University of Ruhuna, Matara. The competitive bidding was number 58888. Prabhu had announced the scheme in the Rail signed with M/S.Link engineering ltd Budget last month. It will be started in 24 divisions in 2016 GOI to digitise all rural post offices by 2017 including 18 trains of . will digitalise all the 1.29 lakh rural post NITI Aayog launches Women Transforming India offices by 2017.Department of Post IT Modernisation project Campaign will get Rs. 4909 crore outlay for digitalisation and Networking of 155, 000 post offices including 129, 323 Gramin Dak Sewak The NITI Aayog as a part of International Women’s Day launched the Women Transforming India initiative in Post Offices in the country. The Project envisages partnership with the UN in India and MyGov. NITI Aayog Computerisation and networking of all postal mail, accounts seeks for entries in the form of written essays/stories. These and administrative offices through WAN (Wide Area stories should reflect new ground broken by women in Network) also to set up centralised data centre and Disaster empowering themselves/others, or of challenging recovery centre.Digitalisation will be through handled stereotypes. Computing device that connects all the Post offices with a Sim card based Network and Power back up from Solar Based Lok Sabha passes Aadhaar bill 2016 systems. The CBS services is being implemented in all the The bill enabling Aadhaar card to be mandatory to avail the 25, 297 departmental post offices. subsidies and schemes of the Government has been passed Centre releases Rs 609 crore for upgrading in the Lok Sabha. The Aadhaar(Targeted Delivery of Financial prisons in eight States and Other Subsidies, Benefits and Services) Bill, 2016 aims to ensure targeted services to intended beneficiaries through The Centre has released 609 crore rupees for upgrading Aadhaar card prisons in eight States as recommended by the Thirteenth Finance Commission. In the eight States has got 154 Amazon is India’s most trusted online shopping crore, 150 crore rupees and Odisha 100 crore brand: Survey rupees. Andhra Pradesh has been sanctioned 90 crore rupees World largest E-commerce player Amazon has emerged as a and Maharashtra 60 crore rupees. The other States to receive most trusted online Brand in Indian market followed by India Central funds for modernization of jails are , 30 crore based Sanpdeal and Flipkart. The survey reported had other firms to figure in the top 10 trusted online brands are Ebay,

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Myntra, Jabong, Naaptol, Yepme, Shopclus and Askmebazaar. Entry 24 of the of the Seventh Schedule of the The Brand Trust Report India Study 2016 have listed various Constitution. brands on the report which covers various market segments. Rajya Sabha Passed the Real Estate Bill Webportal Launched for allocation and monitoring The Real Estate Regulation and Development Bill was passed of Coal resources in the Rajya Sabha. This bill is in the favour of protection of Another move in making transparent governance, Union Home buyers and to bring in more transparency into the real Minister of State (IC) for Power, Coal New and Renewable estate business and avoid the flow of Black money. Energy launched the web portal for distribution of coal by Union Cabinet Nods to the new Hydrocarbon State Distribution agencies. Motivates states for paperless Exploration and Licensing Policy communication digitizing all the information. It will save time The Union Cabinet, presided by Prime Minister Narendra and energy of government organizations Modi approved the Hydrocarbon Exploration and Licensing FCI’S Depot Online System has been launched Policy (HELP). It will enhance domestic oil and gas by the Union Government production, bring substantial investment in the sector and Depot Online System of state run Food Corporation of India generate sizable employment. The policy also targets the (FCI) has been launched by the Union Government to carry enhancement of transparency and reduction of administrative transparency and minimize storage losses of food grains. discretion The Union Food and public Distribution Minister Ram Vilas Union Cabinet Nods for BIMSTEC Convention Paswan have launched this system in as part of in Criminal Matters initiative of Union Government. With this system The Union Cabinet headed by PM Narendra Modi gave its the real time monitoring of FCI operations and enhance approval for the BIMSTEC Convention on mutual legal transparency and efficiency will be done easily. The project assistance in Criminal Matters. It is the Bay of Bengal Initiative is implemented in the FCI owned 553 depots and on Multi Sectoral Technical and Economic Cooperation. subsequently FCI hired godowns will be also brought under the range of the project later. forms SPV to execute Mumbai-  Ahmedabad bullet train project Railways shifting the gears to introduce trains that run at speeds around 320 kmph, the railways have formed a new Special Purpose Vehicle (SPV) to implement the Mumbai- Ahmedabad High Speed Bullet Train project named the National High Speed Rail Corporation Limited. 81 per cent of the funding for the project would come from the loan from Japan. It is a soft loan for 50 years at 0.1 per cent annual interest with 15 years’ moratorium period. Parliament passes Bureau of Indian Standards bill The Bureau of Indian Standards bills was passed in the parliament, following its approval from Rajya Sabha. The bill was earlier passed in Lok sabha during the winter session last year. The bill proposes to make BIS, a national standards body, introduce mandatory hallmar king of precious metal, prevent misuse of Standard marks and provide for recall of ISI marked products not conforming to relevant standards. Bureau of Indian Standards:Head: Alka Panda Rajya Sabha passes National Waterways Bill The Upper House of the Parliament passed The National Waterways Bill, 2015, which was tabled in Lok Sabha on May 5, 2015 by the Minister of Road Transport and Highways and Shipping, Mr. Nitin Gadkari. It would be kept before The President for his assent in the bill. The bill comes under

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India and Bahrain on Cooperation for Prevention and other areas to further increase and strengthen of Human Trafficking cooperation. Memorandum of Understanding (MoU) between India and Bahrain on cooperation for prevention of human trafficking India denied Visa to Members Of US Religious especially trafficking in women and children, rescue, recovery, Commission repatriation and re-integration of victims of trafficking has The members of the US religious commission seeking to been approved by the Union Government. Decision in this investigate the declining religious independence in the regard taken by the Union Cabinet headed by the Prime country have been denied the Indian Visa. The members of Minister Narendra Modi. The approved MoU is expected to the commission prepare reports on Religious Freedom in be signed during the Home Minister visit to Bangkok in the various countries across the globe. April. BRICS Bank to provide its first loan to India on Significance of the MoU: Solar project  To prevent to all forms of human trafficking, The New Development Bank (NDB) by BRICS which is likely particularly that of women and children and to begin its operations in 2 months has decided to fund for ensurespeedy investigation and prosecution of green projects initially, with India and China in the priority traffickers and organizedcrime syndicates in either list. likely to receive loan for its solar project in April country. from the NDB. The New Development Bank (NDB) set up by  Sending home of victims would be done as the BRICS nations was formed in July 2015 with V.Kamath as expeditiously aspossible and home country will its president undertake the safe and effective re-integration of the victims. India, US launched Fulbright-Kalam Climate Fellowship 7th Governing Board meeting of Indo-German The United States-India Educational Foundation formally Science and Technology Centre held in New Delhi launched U.S.-India Fulbright-Kalam Climate Fellowship on 7th meeting of the Governing Board of the Indo-German behalf of both the governments. The initiative will advance Science and Technology Centre (IGSTC) was held on 15 bilateral cooperation on climate change, which will enable March 2016 in New Delhi. The meeting was chaired by the Indian research scholars to work with American institutions Union Science & Technology and Earth Sciences Minister in the field. Dr. Harsh Vardhan. During the meeting, Dr. Vardhan highlighted the achievements and progress of IGSTC in IMF and India to establish SAARTAC accelerating the bilateral Science & Technology In a move to further strengthen the economic operations of collaboration. India is also an equity share holder with the Nation, the Union government led by PM Modi has joined investment of 36 million euro in the construction of the hands with IMF to establish a Regional cooperation centre international Facility for Antiproton-Ion Research (FAIR) at in the Country’s capital. Christine Lagarde, Managing Darmstadt. Director of the International Monetary Fund (IMF), and Finance Minister Arun Jaitley agreed to establish Foreign Minister of Mexico on two day visit to a capacity development center in New Delhi India The Foreign Minister of the Government of Mexico, H.E. Ms India to supply Locomotives to Myanmar Claudia Ruiz Massieu Salinas, visited India on two day visit RITES (Public Sector Enterprise under Ministry of Railways) to India (11-12 March) and held bilateral meeting with, External signed a contract to supply 18 Meter Gauge 1350 HP Diesel Affairs Minister of India Smt. Sushma Swaraj. During her Electric Locomotives to Myanmar Railways. India will supply visit the Mexican Foreign Minister also interacted with the 18 meter Gauge 1350 HP Diesel Electric Locomotives to private sector in a business event organized with the Myanmar Railways according to the new MoU signed Confederation of Indian Industry (CII) and delivered a lecture between India and Myanmar in the Indian Council of World Affairs (ICWA) on the subject ‘Mexico in the international context and its relations with India, Bangladesh signed $2 billion deal to India’. In the course of the official visit the yembark on a implement socio-economic projects complete review of the entire range of bilateral relations India and Bangladesh has signed a new 2 billion dollar credit comprising political, commercial & trade, financial, technical agreement to implement socio-economic projects and to deepen the existing strong bilateral relations between the

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 12 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 two neighbouring countries. It is the biggest and softest line of credit India has extended to any country. It carries a low 1 percent interest rate with a 20-year repayment period. VANIK’S KNOWLEDGE GARDEN Denmark firm to set up pumps manufacturing unit Important Nuclear Power Plant in India near Hyderabad Plant Location State Capacity Desmi Technology a leading international manufacturer of Narora Atomic Power Narora Uttar Pradesh 440 MW pumps and pump solutions plans to set up a plant on the Station outskirts of Hyderabad shortly. A high-level delegation from Rajasthan Atomic Rawatbhata Rajasthan 1180 MW Denmark representing Desmi Technology headed by its Chief Power Station Executive Officer Henrik Knudsen and Lars Boldt Rasmussen Tarapur Atomic Power called on the Industries Minister Jupally Krishna Tarapur Maharashtra 1400 MW Station Rao in the Secretariat on Thursday and conveyed its interest Kakrapar Atomic to start a plant. Kakrapar Gujarat 440 MW Power Station Germany has decided to partner with India’s smart Kudankulam Nuclear Kudankulam Tamilnadu - MW city programme Power Plant Germany has decided to partner with India’s smart city Madras Atomic Power Kalpakkam Tamilnadu - MW programme and will help developing Kochi (Kerala), Station Bhubaneswar (Odisha) and Coimbatore (Tamil Nadu) as smart Kaiga Nuclear Power Kaiga 660 MW cities. It should be noted that Germany is India’s second Plant largest bilateral donor after Japan with a record commitment Madras Atomic Power of 1.5 billion Euros agreed in the year 2015. Kalpakkam Tamil Nadu 440 MW Station MOU MoU between and Induslnd Bank A Memorandum of Understanding was signed between Indian Army and Hinduja Grouped Induslnd Bank on the Defence Salary package. The signing ceremony of MoU was headed by Lt Gen Rakesh Sharma and the Dignitaries from Induslnd bank headed by Anil M Rao Head-General Banking Operations. The specially designed salary will hold additional features free/ concessional services including free drafts, Cheques books, and free fund transfer to any bank in India through NEFT/ RTGS and free ATM cards. India signed USD 35 Million loan deal with World Bank World Bank has approved USD 35 million credit agreement to for the Citizen Access to Responsive Services Project. Total cost of the project is US $50 MN out of which World bank will provide 35mn dollar while rest will be funded by state budget. TCS named official tech partner for London Marathon India’s leading IT services provider Tata Consultancy Services (TCS) announced a partnership with the Virgin Money London Marathon for three year .Now TCS will become the race’s Official Technology Partner for the 2016, 2017 and 2018 events.

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RBI Likely To Pay Rs 57,000 Crore in Dividends The government announced that Interest rate on Public to Government in 2016-17 Provident Fund (PPF) scheme will be cut to 8.1 per cent for The Reserve Bank of India is likely to pay the government the period April 1 to June 30, from 8.7 per cent. The rates of Rs 57,000 crore in dividends in 2016-17, slightly less than the Public Provident Fund was slashed by 60 basis points, and amount it paid in the current fiscal but much higher than that Kisan Vikas Patra, by 90 basis points in earlier years. The amount paid is slightly lesser than the previous fiscal year but much higher than the previous years. IOB became first bank to sell Indian gold coins Last year, the government received Rs.73,905 crores as Indian Overseas Bank (IOB) has become the first bank to dividends from various state owned banks and the RBI. This commence the sale of Indian Gold Coin (IGC) in the domestic fiscal year it has estimated to receive Rs.69,897 crores. market. It has tied up with Metals and Minerals Trading Corporation of India (MMTC) for the sale of IGC of 24 carat India Post selects Deloitte as consultant for purity. The IGC has the national emblem, the Ashok Chakra, payments bank engraved on one side and the face of Mahatma Gandhi on India Post has selected Deloitte to advise it on setting up a the other. payments bank and an agreement between the two will be signed on March 14.The Public Investment Board has already SBI granted operating licence by Myanmar approved the Rs 800-crore proposal of India Post and in 15 India’s largest lender State Bank of India (SBI) has been days, it will go to the Cabinet for final approval. India Post granted preliminary approval to operate Myanmar.SBI was payments bank will primarily target unbanked and under- granted operating licence by Myanmar Government along banked customers in rural, semi-rural and remote areas, with with three other Asian banks. They are Bank for Investment a focus on providing simple deposit products and money and Development of Vietnam, Sun Commercial Bank of Taiwan remittance services. and Shinhan Bank of South Korea. With this, total 13 foreign banks have now been given permission to operate inside the RBI unlocked 40000 crores to capitalize banks Myanmar so far in an attempt to attract overseas investment RBI announced relaxation of certain norms in the balance to the emergent nation. Under the earlier junta rule, sheet which will unlock 40,000 crores to support the capital Myanmar’s banking system was closed for decades to outside requirement of Indian banks. The revised RBI norms will competition. give public sector banks (PSB) access to additional capital of INR 35,000 crore Capital Area Bank first to get small finance bank licence India’s GDP growth to hike by 7.8% in 2016-17: Jalandhar based Capital Local Area Bank Limited has given Nomura small financial bank licence by the Reserve Bank of India, Nomura has told in a recent report that India’s GDP growth The Operation of the Bank will kick start from April 13, will rise from 7.6% to 7.8% in the year 2016-17.GDP growth 2016.Every Bank which got the in principal approval to set would be based on high discretionary demand driven by 7th up Small Finance Bank will have Small Finance bank in its pay commission. It will also be decided by factors like wage name. Maximum amount that these banks can lend is 10% of hike, low inflation, high corporate profitability, ongoing total capital funds, in case of group it is 15%. implementation of public capital expenditure (Capex) and an accommodative monetary policy stance SBI disbursed Rs 1,465 crore OROP arrears India’s largest lender State Bank of India has released arrears TCS Recognized As Top Global Employer worth Rs.1, 465 crore to about 7.75 lakh defence beneficiaries Tata Consultancy Services (TCS), a leading IT services under OROP scheme ,the scheme is expected to cost the company has been recognized as a Global Top Employer by government Rs 7,500 crore per. Under One Rank One Pension the Top Employers Institute. The assessment was done the pensioners will get their first instalment (1/4th of the among 1,072 companies worldwide and the TCS become 1st total arrear amount up to February, 2016) to service pensioner. with an exceptional performer across 9 core HR areas Family pensioners’ and ‘gallantry award’ pensioners will be including talent strategy, workforce planning, on-boarding, eligible to get full amount of arrears paid on 14th March. learning and development, performance management and leadership development, among others. Pay interest on savings accounts every quarter: RBI to banks Government slashed the interest rates of PPF Reserve bank of India asked banks to credit interest on from 8.7% to 8.1% savings accounts every quarter or shorter than that of the

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 14 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 fiscal. Interest rate on savings bank account is calculated on IMF to set up data sharing centre in India daily basis since April 1, 2010 and it is credited in savings In a first for , the International Monetary Fund (IMF) bank account on half-yearly basis. The revised interest rate will set up a knowledge sharing centre in India, to provide credit payment may put a burden of 500 crore on banks but technical support and assistance here and to five other South the move by the central bank which will benefit crores of Asian nations. An agreement is likely to be signed by IMF savings account holders. Public sector lenders offer 4 per managing director Christine Lagarde with Prime Minister cent interest on savings deposit, private banks offer as much Narendra Modi. as 6 per cent. ICICI Bank rolled out iWork@home for women Yes Bank inked pact with Indo-Brazil chamber for employees strategic co-operation India’s largest private sector lender ICICI Bank has rolled In the run-up to the next BRICS Summit to be held here this out iWork@Homeprogramme for its women employees for year, Yes Bank today inked a pact with the India Brazil up to a year. It is based on face recognition technology that Chamber of Commerce for cooperation in knowledge sharing, will facilitate women employee to work from home and provide consultancy, skill and technology. Yes Bank said the MoU access to the bank’s core banking servers under. This signing comes in the run up to the 8th Annual BRICS Summit, platform creates seamless virtual office-like environment that to be held in New Delhi this year. The core sectors covered allows women employees to access to their required operating in the MoU will be sports, media and entertainment with systems in a safe and secure manner. special focus on IT, infrastructure, broadcast driven business opportunities. Further, Yes Bank and IBCC will jointly model- Baleno introduced in Japan endeavour to explore exchange of best practices in sports Maruti Suzuki’s hatchback model Baleno which is a Make in goods manufacturing, CSR in sports, SM&E talent India model is now launched in Japan. The MSI manufactures management. Baleno solely at the automaker’s Manesar facility in Baleno has sold over 38,000 units in India since its launch on ICICI Bank tied up with Ferrari for co-branded October 26, 2015. The company also plans to export the credit card premium hatchback to more than 100 countries Country’s largest private sector lender ICICI today said it has tied up with marquee sports car maker Ferrari to launch 5600 wilful defaulters owe banks Rs 60K Crore According to the data from credit information bureau CIBIL, co-branded credit card. “The ‘Ferrari Credit Card’ comes in two variants on the Visa platform and offers customers a more than 5,600 borrowers, who owe banks close to Rs 60,000 host of offers including an all-expenses-paid trip for top crore, have been declared wilful defaulters by lenders as on spenders to Italy and also includes a Scuderia Ferrari watch December 31. The country’s largest lender State Bank of India (SBI) is owed Rs 12,091 crore, followed by another as a joining gift”. state-run lender Punjab National Bank (PNB) which has Moody maintains SBI & IDBI ratings unchanged receivables of Rs 9,445 crore lent to 698 borrowers. Kotak Moody’s Investors Service have told that the local and foreign Mahindra Bank has the highest amount of loans stuck with currency deposit ratings of State Bank of India and IDBI wilful defaulters among private sector banks at Rs 5,442 crore. Bank at ‘Baa3/P-3’ Wilful defaults for private sector banks stood at Rs 10,250 crore and at Rs 463 crore for foreign banks. RBI to share FDI details with IB & RAW The Reserve Bank of India will now share its FDI details with Hitachi to setup ATM making firm in India the Intelligence Bureau and Research and Analysis Wing to Hitachi-Omron Terminal Solutions Corp (Hitachi-Omron prevent the entry of Black money into the country. The Terminal Solutions) has established Hitachi Terminal committee headed by Revenue Secretary decided to provide Solutions India Pvt Ltd (Hitachi Terminal Solutions India) to the details of FDI resting with RBI to IB & RAW. This is be based in Bengaluru as an ATM manufacturing company. done as a measure to prevent the economic crimes in the The new company has been set up with a capital of Rs 100 country crore and is set a target to produce 1,500 units of ATMs per month at the end of calendar year 2016. Hitachi has deployed RBI inked information exchange pact with Bank over 5,000 units of ATM in India by 2015 and at present, of Israel there are about two lakh ATMs and CDs (Cash Dispensing Mumbai based Reserve Bank of India has signed a pact with ATMs) operating in the country. Bank of Israel for Information Exchange and Banking supervision. With this, the RBI has signed 32 such MoUs, Mahindra Aerospace to set up operations in UAE one Letter for Supervisory Cooperation and one Statement Mahindra Aerospace mulling to set up operations in Abu of Co-operation. Dhabi in the near future, Mumbai based company that produces aircraft and sell them in 30 countries, including in

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 15 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 the US and in parts of Africa and Asia.The company currently India’s largest Public Sector lender, SBI ties up with Taxi the world’s largest importer of defence equipment, will Aggregator, Uber to provide instant vehicle finance to “driver become the third Largest aerospace market by 2020 once the partners’ on the latter’s platform. The scheme would operations commenced formally. encourage skilled drivers to overcome liquidity crunch and excess documentation requirements to become an The second edition of ‘Gyan Sangam’ (bankers’ entrepreneur. The loans could be sanctioned in one day using retreat) started at Gurgaon. an inbuilt digital offering. The loans would be collateral free The second edition of ‘Gyan Sangam’ (bankers’ retreat) as well as carry a very competitive interest rate. All loans will started on 4 March 2016 at Gurgaon. ‘Gyan Sangam’ is the be covered under the government’s Pradhan Mantri Mudra name given to the annual conclave of the top officials from Yojna Scheme. banks, Finance Ministry and the Reserve Bank of India (RBI) to take stock of the developments in the banking sector and Pepsi Co named new associate sponsor of BCCI brainstorm on the issues that bog down stakeholders at Beverage giant PepsiCo entered into a four year partnership various fronts. with the country’s apex cricket body BCCI as an associate sponsor for all its International Matches played at home. ICICI launched a credit-linked subsidy scheme for The deal would make PepsiCo as BCCI’s official partner for home loans refreshment, Snacks and drinks besides grounds right where India’s largest private Sector bank ICICI launched a credit- the PepsiCo would have visibility on the playing field. linked subsidy scheme for home loans under the ‘Pradhan Mantri Awas Yojana. This Scheme will benefit the individuals Zee Media to acquire 80% stake in India Today including women borrowers from the economically weaker companies section low income grouped people. ICICI Bank: Zee Media Corporation will acquire up to 80 per cent stake in Headquarters: Mumbai, CEO: Chanda Koachhar. India Today group’s loss-making e-commerce and TV shopping entities — Today Merchandise and Today Retail ICICI Bank has launched new contactless mobile Network Pvt. Ltd. — for Rs 166 crore in staggered payments payment solution over the next four years. Explaining its rationale for investing India’s largest private sector lender ICICI Bank has launched in the ventures, Zee Media said TV shopping holds great new contactless mobile payment solution Touch & Pay based investment value and with this acquisition, the company on Near Field Communication (NFC) technology. The would shorten the launch timing of TV shopping channel. payment solution will enable the bank’s credit and debit customers to make in-store contactless payments by waving Jaypee Sells Cement Biz to UltraTech for Rs their smartphones near an NFC-enabled merchant terminal. 16,500 crore With this, ICICI Bank becomes first financial institution in Debt- laden Jayaprakash Associates Cement group signed a the country to leverage the Host Card Emulation technique binding agreement to sell its Cement Business to India’s which creates virtual cards for physical debit or credit cards Largest Cement maker Ultra Tech Cement. The cement of the bank. factories in six states for an enterprise value of Rs. 16, 500 crore , once the deal is completed Ultra Tech’s cement MERGER AND AQUISTION capacity will increase up to 90.7 mtpa from the current 68.3 Bharti Airtel buys Videocon Telecom for Rs 4,428 mtpa (Million Tons Per Annum). cr. Tata Motors partners US Firm for Rs 50 K Crore India’s largest telecom operator by subcriber base, Bharti project Airtel, said that it has acquired Videocon Telecom for Rs Tata Motors has signed Tri Partite Partnership with Bharat 4,428 crore. With this, Bharti Airtel will get the rights to use Forge and US based General Dynamics Land Systems for 2X5 MHz of spectrum in the 1800 band allocated to Videocon Rs. 50 K crore future infantry combat Vehicle project. The by the government on April 5,2013.On March 16, Idea Cellular country’s largest commercial Vehicle maker has inked with had terminated its spectrum deal with Videocon under which Pune based auto parts maker Bharat Forge will be partnered it was supposed to buy two circles - Gujarat and Uttar Pradesh by the US firm. The FICV is a high-mobility reinforced battle (West) - for Rs 3,310 crore. After this deal, Bharti’s 4G coverage vehicle for ferrying infantry men. is likely to go up to 19 circles from the current 15. SBI Partners With Uber for Instant Vehicle Financing 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 16 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 AWARD & HONOUR

Oscar 2016 the front page of in the year 2015. More Leonardo DiCaprio has finally won his first Oscar for survival than 50 of her reports were published in a year by the paper. epic The Revenant. It took Leonardo a good 22 years to The award will be presented by former Environment Minister finally earn the Academy Award. Jairam Ramesh on 17 March 2016 at the India International  Best Picture – ‘Spotlight’ Centre, Delhi.  Best Actor in a Leading Role – Leonardo DiCaprio Mother Teresa to Be Canonised On September for ‘The Revenant’ 4  Best Actress in a Leading Role – Brie Larson for The “Blessed Teresa of Calcutta”, the founder of the ‘Room’ Missionaries of Charity and a wonderful human being as  Best Directing – Alejandro G. Inarritu for ‘The known to the world, Mother Teresa is set to attain sainthood Revenant’ on September 4, as confirmed by Pope Francis. Her  Best Documentary (Feature) – Asif Kapadia and canonization was just a second miracle away, which was James Gay-Rees for ‘Amy’ confirmed in December 2015.  Best Short Film (Live Action) – Benjamin Cleary and Serena Armitage for ‘Stutterer’ Manoj Kumar to be Conferred Dada Saheb Phalke  Best Foreign Language Film – Hungary; ‘Son of Award For The Year 2015 Saul’ directed by Laszlo Nemes Veteran Film Actor and Director Shri Manoj Kumar is to be th Resul Pookutty became first Asian to win Golden conferred the 47 Dada Saheb Phalke Award for the year Reel Award 2015.Award is conferred by the Government of India for outstanding contribution to the growth and development of Famous sound designer Resul Pookutty became the first Indian Cinema. The Award consists of a Swarn Kamal (Golden Asian to win the award for Best Sound for documentary Lotus), a cash prize of Rs. 10 lakhs and a shawl. Last year, the India’s Daughter at the Motion Picture Sound Editors’ Dadasaheb Phalke award was given to Shashi Kapoor. (MPSE) 63rd annual Golden Reel Awards.The competing films/ television documentaries in the list included Beware Ratan Thiyam Selected For 11th META Lifetime Skoch Lifetime Achievement Award conferred on Achievement Award Venkaiah Naidu Veteran playwright and director Ratan Thiyam has been selected for prestigious Lifetime Achievement Award for 2016 Union urban Development minister M Venkaiah Naidu on 18 at the 11th edition of Mahindra Excellence in Theatre Awards March 2016 conferred with the Skoch Lifetime Achievement (META). The award will be given to the theatre guru Ratan Award at 43rd SKOCH summit held in New Delhi. He was Thiyam for creating a new language in theatre and enriching selected for the award for his contributions to inclusive the art form in various roles as writer, director, designer, growth and towards poverty alleviation in India. composer and choreographer. Currently he is the chairman British mathematician Sir Andrew J. Wiles has of the National School of Drama. won the Abel Prize in math Stevie Wonder Honoured With Global Green Hero Sir Andrew wiles has been awarded the 2016 Abel Prize, Award regarded as mathematics’ equivalent of the Nobel Prize, for Veteran singer Stevie Wonder was honoured with Global his stunning proof of Fermat’s Last Theorem which baffled Green Hero award. The award has been given at the 13th the Mathematicians for more than 300years. Abel Prize is a Annual Global Green USA Pre Oscar party. Norwegian prize awarded annually to one or more outstanding mathematicians. It is described as the Jagran Group CEO and DainikJagran editor, mathematician’s Nobel Prize. chosen IAA Editor of the Year Priyanka Kakodkar and Raksha Kumar won The Jagron Group CEO and the Editor of the well known Chameli Devi Jain Award daily, Dainik Jagran, Sanjay Gupta has been chosen as the Editor of the Year at the fourth Indian Advertising Priyanka Kakodkar and Raksha Kumar on 15 March 2016 Association Awards in Mumbai. The IAA Hall of Fame has were named as joint winners of the 2015-16 Chameli Devi included another name, Mr. Bharat Patel of Procter and Jain Award. They were awarded for their work that clubs Gamble for building Vicks Brand in India. social concern and compassion with pioneering reportage and analytical skills. Kakodkar’s reports, which targeted on the acute farming crisis in Maharashtra, were published on

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Tezpur and JNU won Visitors Award for 2016 graduate student of the South Asia Institute at the School of Tezpur University won the annual Visitor’s Award for the Oriental and African Studies (SOAS), University of London, Best University. Rakesh Bhatnagar and the Molecular won the prize — which consists of £1,000 and a certificate — Parasitology Group of Jawahar lal Nehru University (JNU) for her dissertation on “Goddess Myths in Graphic Novels: have also won the Visitor’s Awards for Research and Reimagining Indian Feminity”. Innovation respectively. Professor Rakesh Bhatnagar of Jawahar lal Nehru University for development of a genetically President presented 2015 Nari engineered vaccine and a therapeutic antibody against Shakti awards anthrax The President, Shri Pranab Mukherjee presented Stree Shakti Puraskars for the year 2015 at a function organized on the Kerala Tourism campaign won Golden City Gate International Women’s Day in Rashtrapati Bhawan, New Award Delhi. The International Women’s Day is observed this year God’s own Country official logoed Kerala Tourism’s campaign with the theme “Planet 50-50 by 2030: Step It Up for Gender on tourism has bagged the ‘Golden City Gate Award’ at the Equality”. travel trade show ITB in Berlin. The award bagged campaign Titled ‘New Worlds’, the multimedia campaign containing Anand Mahindra conferred with France’s highest three short films directed by reputed Malayalam filmmaker civilian award French Ambassador to India Francois Richier conferred the Anwar Rashee dwon the silver prize of this year’s Golden City Gate (Das Golden Stadttor), at the International Knight of the Legion of Honour on Anand Mahindra, at his Tourismus-Borse Berlin France residence to Mahindra & Mahindra Group, in recognition of his outstanding national and international Randeep Hooda Honoured With Achievement achievements and initiatives. The honour is bestowed at the Award In Australia Residence of France ,France’s highest civilian distinction Randeep Hooda, the Bollywood actor was felicitated by comes in recognition of Mr Mahindra’s outstanding national Melbourne based South Asian community members at a and international achievements and initiatives at the helm of function in Australia. On the occasion, the 39-year-old actor, the Mahindra Group. also shared his memories of the time he spent as an international student in the country. The members of a non 10th Asian Film Awards profit organization South Asian Public Affairs Council Best Film: The Assassin. (SAPAC) honoured the visiting actor with an achievement Best Director: Hou Hsiao-Hsien (The Assassin) from award for making his mark in the film industry. Taiwan. Best Actor: Lee Byung-hun (The Inside Men). Palestinian Hanan Al Hroub Won 2016 Global Best Actress: Shu Qi (The Assassin). Teacher Prize The 2016 Global Teacher Prize worth $1 million has been NEWS IN BRIEF announced by Pope Francis and the reverent awardee is a  Renowned Dogri poetess and writer Padma Sachdev Palestinian Teacher, Hanan Al Hroub, who teaches Refugee has been awarded prestigious Krutitava Smagra Children and was a refugee herself. Teachers are one of the Samman for the year 2015. She was bestowed with most important pillars among the building blocks of the this award for her outstanding contribution in society. And they truly deserve to be recognized and literature and great service to Dogri Language. rewarded for their remarkable contribution to the world.  Dr Amrita Patel was conferred prestigious 2016 Sataparna Mukherjee, a Class 12 student bags top Mahindra Samriddhi India Agri Lifetime Nasa scholarship Achievement Award also known as the Krishi Eighteen-year-old Sataparna Mukherjee, a Class 12 student Shiromani Samman. from a village around 30km from , has been selected  Tezpur University won the annual Visitor’s Award by the National Aeronautics and Space Administration (Nasa) for the Best University. Rakesh Bhatnagar and the for its prestigious Goddard Internship Programme under the Molecular Parasitology Group of Jawaharlal Nehru Goddard Institute for Space Studies (GISS). Nasa’s GIP selects University (JNU) have also won the Visitor’s Awards five exceptional individuals from across the world every year for Research and Innovation respectively. and funds their entire education after school.  Palestinian teacher Hanan Al Hroub from a refugee camp has been awarded prestigious one million Indian student won Noor Inayat Khan Prize dollar 2016 Global Teacher Prize at a ceremony held An Indian student Geetakshi Arora is the winner of the first in Dubai. Noor Inayat Khan Prize for 2016, the London-based Noor Inayat Khan Memorial Trust. Geetakshi Arora, a post- 

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 The Minister for State (I/C) for Culture and Tourism and Minister of State for Civil Aviation Dr. Mahesh Sharma released a book entitled “The Culture Heritage of Trans Himalayas-Kinnaur” authored by Shri P.S. Nagi Loktus, IAS (retd.).  An Illustrated Biography: Gandhi was authored by Pramod Kapooris a one platform for all those who want to know about the life of the Father of the Nation. It is a biography of Mahatma Gandhi who played a key role in Indian independence movement.  Book titled “Who was Shivaji?” authored by Govind Pansare came in news in first week of March 2016. It came in news because of Shiv Jayanti, the birth anniversary of Chhatrapati Shivaji Maharaj, which was celebrated across Maharashtra on 19 February 2016.  Fixed! Cash and Corruption in Cricket authored by journalist Shantanu Guha Ray was in news in the first week of March 2016. It examines the allegations of corruption against players, cricket administrators and bookies alike.

 PERSON IN NEWS

Ahmed Abul Gheit: Veteran Egyptian diplomat Ahmed Abul Commission (KVIC) for promotion of khadi in India and across Gheit (73) has been selected as Secretary General of the Arab the world. League. The Arab League is a regional organization of Arab H Deep Saini: Noted Indian scholar and plant physiologist countries in and around North Africa, the Horn of Africa and H Deep Saini (60) has been appointed as the fifth Vice Arabia. Currently, the League has 22 members. Chancellor of the prestigious University of Canberra, Balbir Singh Chauhan: The Union Government has Australia. appointed former Supreme Court (SC) judge Justice Balbir Atul Kumar Jain: Vice Admiral Atul Kumar Jain took over as Singh Chauhan (66) as Chairman of the 21st Law Commission the Chief of Staff of the Visakhapatnam headquartered of India (LCI). Eastern Naval Command. Fazle Kabir: Bangladesh Government has appointed Former Secretary of Finance Division Fazle Kabir as the new OBITUTARY Governor of Bangladesh Bank, country’s central bank. Atiur Ray Tomlinson: Ray Tomlinson the father of e-mail a USA Rahman, the governor of Bangladesh’s central bank, resigned programmer who invented e-mail in 1970 and chosen the after $81 million cyber theft from the country’s official account symbol @ died. at the Federal Reserve Bank of New York. Ustad Ali Ahmad Hussain: Eminent Shehnai exponent H Deep Saini: Noted Indian scholar and plant physiologist Ustad Ali Ahmad Hussain Khan passed away following H Deep Saini (60) has been appointed as the fifth Vice prolonged illness in Kolkatta, . Chancellor of the prestigious University of Canberra, Anita Brookner Renowned British author and art Australia. historian Anita Brookner passed away. Michelle Yeohhas: Malaysian-born action heroine Michelle Lloyd Stowell Shapley Renowned American Yeohhas been appointed as United Nations Development mathematician and Nobel Prize-winning economist Lloyd Programme (UNDP) Goodwill ambassador. Stowell Shapley passed away on 12 March 2016. Ashley Judd: American actress Ashley Judd has been Naná Vasconcelos Acclaimed Brazil musician Naná appointed as their latest Goodwill Ambassador by United Vasconcelos passed away due to lung cancer in the Nations. northeastern Brazilian city of Recife. Lori Robinson: The USA has named its first female army Kalabhavan Mani Renowned Malayalam actor combatant commander to be Lori Robinson. The position is Kalabhavan Mani passed away at Kochi, Kerala due to liver one of the most senior in the US military and she was and kidney failure. nominated by the President Barack Obama. Paramesh Krishnan Nair India’s pioneering film HL Dattu: The Chairman of the National Human Rights archivist and film scholar Paramesh Krishnan Nair passed Commission (NHRC) Justice HL Dattu has been appointed away in Pune, Maharashtra. as member of the International Coordinating Committee Martin Crowe Former New Zealand cricket captain Martin Bureau (ICCB) of National Human Rights Institutions (NHRI- Crowe passed away in Auckland, New Zealand after a long ICC) Bureau in Geneva. battle with cancer. Ritu Beri: Noted fashion designer Ritu Beri has been  appointed advisor to the Khadi and Village Industries

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 19 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 PLACE IN NEWS

Free Wi-Fi Service launched At Srinagar Allahabad High Court established in 1866 celebrates its 150th International Airport Foundation Day on 14th March 2016.President Pranab State-run telecommunication company, Bharat Sanchar Mukherjee was the Chief Guest of the celebrations. Chief Nigam Limited (BSNL) has launched free Wifi services at the Justice of India (CJI) TS Thakur and Union Law Minister DV Srinagar international airport. Tourists visiting the Kashmir Sadananda Gowda attended the function as well. valley can now access hi-speed Internet services at the international airport here free of charge for the first 15 minutes 108-feet Jain Teerthankar idol enters “Guinness as BSNL today launched its state-of-art WiFi Hot Spot book of records” services. The 4G-based WiFi Hot Spot services of the Bharat 108—feet tall idol of Lord Rishabhdeva, the first Teerthankar of Jains, carved out of a single rock, has entered the Sanchar Nigam Limited (BSNL) at the Srinagar International Airport was inaugurated by Kashmir Divisional “Guinness World Records” as the world’s tallest Jain statue. Till now, the 57 feet idol of Lord Bahubali in Shravanabelagola Commissioner Asgar H Samoon. in Karnataka was considered the world’s tallest Jain statue. 4th World Congress of Biosphere Reserves inaugurated at Lima Surat Cleanest Railway Station; Varanasi Among 4th World Congress of Biosphere Reserves was inaugurated The Dirtiest: Survey Surat is the cleanest railway station in the country, followed on 14 March 2016 at Lima in Peru. The event held from 14 by Rajkot and Bilaspur (Chhattisgarh), according to an Indian March to 17 March 2016 addressed different issues related Railway Catering and Tourism Corporation (IRCTC) survey to the Sustainable Development Goals (SDGs) and the Post 2015 Development Agenda. It is a world meeting of the released. However, Prime Minister Narendra Modi’s constituency Varanasi’s railway station ranked poorly in Committees of UNESCO’s Man and the Biosphere Program terms of cleanliness as it stood at 65. The survey, conducted (MAB) and experts directly involved in the practical based on feedback from around 1.34 lakh passengers, is a implementation ofm biosphere reserves including representatives of governments, biosphere reserves, local part of Mr. Modi’s pet project ‘Swacch Bharat Abhiyaan’. communities, UN agencies, NGOs, academic institutions, and Prime Minister Narendra Modi adopted Nagepur organizations and institutions from all over the world working village under the SAGY with the MAB Programme. Prime Minister Narendra Modi has selected Nagepur village in his Varanasi Constituency of Lok Sabha in Uttar Pradesh International Children’s Film Festival for the North East Region began in Gangtok under the Saansad Adarsh Gram Yojana (SAGY). Earlier in the first phase of SAGY, PM had adopted Jayapur village in The International Children’s Film Festival for the North East Sevapuri Assembly segment of Varanasi in 2014. Region began in Gangtok. The Festival named, “The Golden Elephant” has been organised by the Children’s Film Society of India, in association with the Government’s Culture  and Heritage and Human Resources Development Departments. Earthquake warning system installed at Haryana govt’s building An earthquake warning system was installed at the mini Secretariat building of Haryana government here. The device has been installed in joint venture with German company Secty Electronics GmbH, on pilot basis at the Mini Secretariat building for the first time across India. It had been formally launched in New Delhi earlier this year. Allahabad High Court celebrates 150th foundation year

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 20 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 SPORTS CRICKET TENNIS India won Asia Cup title for sixth time UN suspended Maria Sharapova as goodwill India demonstrates its dominance in Twenty 20 cricket and ambassador after doping allegations regains continental supremacy, downing host Bangladesh The United Nations formally suspended relationship with by eight wickets in the final of the Asia Cup at the Sher-e- Russian Tennis great Maria Sharapova as a goodwill Bangla National Cricket Stadium. With this victory, India lifted ambassador after she failed a drug test at the Australian their sixth Asia Cup title. This is the first time the Asia Cup Open. Sharapova tested positive for meldonium at the was held in T20 format and India proved why they are No.1 Australian Open and has been provisionally suspended from side in T20 Internationals. tennis pending an independent panel ruling on the case. She  Man of the Match: Shikhar Dhawan. had started the role with the UN Development Programme in  Man of the series: Sabbir Rahman (Bangladesh). 2007, with a special focus on helping with the recovery efforts  Most runs in the series: Sabbir Rahman (176) of after the 1986 Chernobyl nuclear disaster. Bangladesh. Football  Most wickets in the series: Al-Amin Hossain (11) of Bangladesh. Services won 70th Santosh Trophy football title 2016 Mumbai U-23 Team Clinched CK Nayudu Trophy In the 70th Santosh Trophy Football Championship 2015-16 Tournament Services beat Maharashtra 2-1 to clinch title for The Mumbai under-23 team clinched the Col CK Nayudu fifth time. Riding on Arjun Tudu’s double strike helped the Trophy by defeating Madhya Pradesh at the Holkar Stadium side to lift the trophy. Services retained the Santosh Trophy in Indore. Mumbai bowled out Madhya Pradesh for 442 and National Football Championships title after beating hosts took a first innings lead of 135 runs to be declared the winner. Maharashtra 2-1 in the title clash in the Final at the SEC This was Mumbai’s second big title of the season, After Railway Stadium . clinching their 41st Ranji Trophy title in Pune around a week Other sports back. The Mumbai team, winners of the 2015, 2016, U23 Col C K Nayudu Trophy, will be awarded with a cash prize of 20 Paralympics Games held in Arunachal Pradesh lakh rupees on clinching the title. The first Paralympic Games in Arunachal Pradesh began at the Sangay Lhaden Sports Academy Complex, Chimpu, Hyundai Is Now the Official Partner of BCCI Itanagar began on March 15 with Sport and Youth affairs South Korean Auto major Hyundai Motors has entered into Secretary Dani Salu officially inaugurated the Open Event. a four-year partnership with the Board of Control for Cricket The three-day event was organised by the Arunachal in India (BCCI) as an associate sponsor for all international Pradesh Paralympics Association (APPA) held from March matches played in India. Under this agreement Hyundai cars 15 to 17. would be used for transporting various stakeholders of the game throughout the event. clinched fourth successive professional win Bangladesh Bowlers Taskin and Sunny Suspended Vijender Singh retained his unbeaten run in Professional By ICC Boxing alive with yet another knockout win over Hungary’s Bangladesh left-arm spinner Arafat Sunny and pacer Taskin Alexander Horvath at the Echo Arena in Liverpool. Indian Ahmed have been suspended from bowling in international boxing star Vijender Singh has achieved up his fourth cricket council with immediate effect after an independent consecutive knockout professional win by thrashing assessment found their bowling actions to be illegal, dealing Hungary’s Alexander Horvath in under three rounds. a massive blow to the team’s campaign in the ongoing World Twenty- 20. Badminton: HS Prannoy wins the 2016 Swiss Open men’s singles NEWS IN BRIEF India’s fourth highest ranked men’s badminton player HS Prannoy won the men’s singles title at the 2016 Swiss Open  Rest of India has won the Irani Cup Cricket Title in Basel, defeating his opponent Germany’s Marc Zwiebler 2015-16 by defeating Mumabi in the final match of in straight sets 21-18 21-15 in the final. This is Prannoy’s the cup by four wickets. second title at a Grand Prix Gold tournament, after he won the 2014 Indonesian Masters.

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Patna Pirates beat U Mumba to win 3rd season of  Ace Indian shuttler HS Prannoy (World no 13) has Pro Kabaddi League won the prestigious 2016 Swiss Open Grand Prix Season 3 of Star Sports Pro Kabaddi, ended on a high note Gold badminton tournament in the men’s single with power packed action between U Mumba and category. Pirates. Stamping their authority and continuing their dream  Star Indian grappler has won a Gold winning streak, Patna Pirates beat the dominant U Mumba to medal in the Asian Olympic Qualification tournament emerge as Champions of Pro Kabaddi Season 3.The score in the 65 kg freestyle category. closed at 31-28 in favour of Patna Pirates.  The International Cricket Council (ICC) has suspended Bangladesh bowlers Taskin Ahmed and NEWS IN BRIEF Arafat Sunny for bowling with an illegal action with  Indian Shooter bagged gold at ISSF an immediate effect. World cup held in Bangkok Thailand.  The world famous soccer, Lionel Messi has been  Lin Dan from China has won the prestigious 2016 appointed by Huawei as its Global ambassador for All England Badminton title in the men’s singles its mobile products. category.  SCIENCE & TECHNOLOGY India aviation show 2016 begins in Hyderabad NASA Invites India to Jointly Explore Mars The India Aviation 2016, an international exhibition and India and the US could jointly explore Mars and, who knows, conference on civil aviation kicked off in Hyderabad, an Indian astronaut could also head to the Red planet on a Telangana. It is the fifth edition in the biennial series of this joint mission. India Maiden mission to red planets Manglyaan international exhibition and was inaugurated by President has opened the eyes of the world on ISRO’s capabilities at Pranab Mukherjee at the Begumpet Airport (also known as undertaking low cost, high value inter-planetary mission. Hyderabad Old Airport).India Aviation 2016 has been jointly Director of the Jet Propulsion Laboratory or JPL Charles Elachi organised by Ministry of Civil Aviation and Federation of a part of NASA and an institution better known for piloting Indian Chambers of Commerce and Industry (FICCI) on the most of the American planetary exploration efforts with rovers lines of Make in India. More than 200 major participants like Curiosity, says India and the US could jointly explore across the globe are going to part and will be displaying Mars and even invited India to send astronauts to the Red latest aircrafts. Planet. Govt to computerise all ration shops by 2019 BSNL Jumps into Video-On-Demand Service Government aims to computerise the PDS sector to help State Owned BSNL mulling to offer video-on-demand remove corruption in PDS,by installing electronic Point of services to their 2 crore customers across India. We will Sale (ePoS) devices at all the 5.35 lakh fair price shops across implement this MoU to cover the entire nation within next six the country by March 2017. The government has installed months. Under this MoU Tata Sky will offer its VoD service 91,000 electronic Point of Sale (ePoS) devices till March 2016 free for the first month to download content worth up to Rs a total of 3.75 lakh bogus ration cards have been detected. 500. Telecom operators asked to not exceed 2% limit ISRO geared up for launch of its Sixth Satellite on call drops by Supreme Court The Indian Space Research Organization is geared up A Supreme Court Bench headed by Justice Kurian Joseph towards launching its Sixth Navigation Satellite. The sixth asked the Telecos to not to exceed the call drops limit over navigation satellite IRNSS-1Fwas launched by the PSLV C- 2% and no penalty will be levied on them until they don’t 32. The Polar Satellite Launch Vehicle-C32, on its 34th mission, cross this threshold. It has been mandated the Telecos to would launch the IRNSS-1Ffrom the Satish Dhawan Space pay subscribers Re 1 for every call drop they experience on Centre at Sriharikota ISRO:ESTD: 1969, their network, subject to a cap of three call drops a day, Headquarter:Bangaluru, Head:A S Kiran Kumar. starting from January 1, 2016. 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 22 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 HEALTH

UNHCR, UNICEF launched Blue Dot hubs to J P Nadda, launched Bedaquiline new anti-TB protect children & families on move across drug Europe With a view to combat tuberculosis in the country, the govt. UN Refugee Agency and UNICEF are setting up special of India is making every effort. Recently, Union Health Minister J P Nadda, launched Bedaquiline new anti-TB support centres to ensure protection for the growing numbers drug for Drug Resistant TB as part of the Revised National of children and others with specific needs arriving in Europe. Tuberculosis Control Program (RNTCP) on the eve of World Twenty Child and Family Support Centres known as Blue TB Day. The event was organsied by Health Ministry and Dots will provide a safe space for children and their families. WHO ahead of the World Tuberculosis Day on March 24.

 ENVIRONMENT & ECOLOGY

India signs MoU to conserve Birds of Prey  The latest computer modeling study reveals that The Union Government signed an important Raptor MoU climate change would badly affect China and India for the Conservation of Migratory Birds of Prey in Africa  The study released by The Lancet predicts 1.36 lakh and Eurasia. This Memorandum of Understanding was death in India and 2.48 lakh death in China owing to signed with the Convention of Migratory the Climate change and its effects bird species Secretariat at Abu Dhabi The Raptor MoU covers 76 species of birds of prey, of which over 50 occur in India, NEWS IN BRIEF  Researchers have discovered new species of including the critically endangered vulture burrowing snake named Melanophidium khairei or Climate change could kill 500,000 adults by 2050 Khaire’s Black Shieldtail in Northwestern Ghats. With the rise in global emissions the Global Warming could  British astronomers have discovered largest sample be aggravated. In turn the climate changes can affect the cluster of nine monster stars named as R136 using people worldwide. A recent study shows that it is likely to NASA/ESA Hubble Space Telescope. cause 500,000 deaths by 2050.  DEFENCE

India –Indonesia joint Military exercise- Garuda of more than one tonne. Its strike range can be extended by Shakti IV reducing the payload. India and Indonesia held their Joint Military Exercise Garuda Shakti IV from March 10-23 in Indonesia. The Joint Military Military Exercise FORCE 18 kicked off in Pune Exercise between India and Indonesia Garuda Shakti was Indian Army kicked off a week long Multinational Field started in 2012 in India. It is conducted on a reciprocal basis Training Exercise (FTX)”Force 18"in Pune at headquarters with first edition in India, second edition in Indonesia and so of the Indian Army’s Southern Command. It will conclude on on. March 8, 2016. This is the maiden multinational exercise ever conducted by ground forces on Indian soil. Participants – It India successfully test-fired Agni-I ballistic missile involves army units from 18 countries.10 members of the India on 14 March 2016 successfully test-fired indigenously Association of South East Asian Nations (ASEAN) – Brunei, built nuclear-capable intermediate range Agni-I ballistic Cambodia, Laos, Indonesia, Malaysia, Myanmar, Philippines, missile. It was launched from launch pad-4 of the Integrated Singapore, Thailand and Vietnam. Test Range (ITR) at Abdul Kalam Island (Wheeler Island) on the Odisha coast. The missile is 15-metre-long and weighed Interactive Web portal Kendriya Sainik Board 12 tonnes and equipped with sophisticated navigation launched system which ensures it reaches the target with a high degree In an effort of modernizing various government sectors, the of accuracy and precision. It is designed to carry a payload announcement came today from the Defence ministry in introducing an interactive web portal Kendriya Sainik Board.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 23 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016

This web portal will be under the Department of Ex- demonstration. The event comprised six packages depicting Serviceman Welfare. The interactive portal Kendriya Sainik six themes in which more than 180 aircraft, including fighters, Board enables the exserviceman to avail various schemes by transport and helicopters participated. Defence Minister Shri submitting online applications thereby reducing the Manohar Parikar, Hon’ble Rajasthan Governor Shri Kalyan paperwork and saves time. Singh, Chief Minister Smt Vasundhara Raje and Chiefs of Indian Airforce to conducted day-night exercise Indian Army and were among others present during the Exercise ‘Iron-fist’ displayed its combat and fire power at Rajasthan’s Pokhran firing range in aday & night  RECENT SUMMIT IN NEWS

1st Raisina Dialogue Inaugurated By Sushma and it will help protect the rights of millions of the world’s Swaraj In New Delhi most vulnerable girls by involving families, communities, External Affairs Minister Sushma Swaraj has inaugurated the governments and young people 1st Raisina Dialogue in New Delhi.Envisioned as India’s flagship conference of geopolitics and geoeconomics,the 34 countries don’t have enough food for their Raisina Dialogue 2016 is designed to explore prospects and people due to conflicts: UN opportunities for Asian integration. The conclave has UN report says 34 countries, nearly 80 percent of them in focused on Asia’s physical, economic, human and digital Africa, don’t have enough food for their people because of connectivity. Over 450 delegates from around 40 countries conflicts, drought and flooding. The Food and Agriculture are participating in the three day conference. Organization’s Crop Prospects and Food Situation report said conflicts in Iraq, Syria, Yemen, Somalia, and the Central 57 Countries to participate in first Maritime African Republic. Summit The first Maritime summit to be held at India is going to Arun Jaitley inaugurated National Community witness the participation of 57 countries from the world. The Radio Sammelan in New Delhi Information and Broadcasting Minister Arun Jaitley maiden Maritime summit is going to be organized in Mumbai, th Maharashtra inaugurated the 6 National Community Radio Sammelan in New Delhi. The conference will bring together Community UNICEF & UNFPA launch Acceleration Radio Operators, policy makers, Ministries, Departments, Programme to end Child Marriage International bodies like UNICEF and UNESCO and other The United Nations Population Fund (UNFPA) and the stakeholders for exchange of ideas and cross learning. United Nations Children’s Emergency Fund(UNICEF) jointly launched the Global Programme to Accelerate Action to End Child Marriage. The programme is a multi country cooperative  COMMITTEE & ITS FUNCTION

Government Proposes 10 Member Kashmiri Mahesh Kumar Singla committee constituted to Pandit Panel consider ST status to 6 communities of The government of India has proposed to constitute a The Centre to set up Committee to recommend the modalities committee of Kashmiri Pandits (KPs) to monitor for Granting of SC status to six OBC communities in Assam. implementation of packages for rehabilitation of the displaced The committee will be headed by Special Secretary in the community. The committee panel will consist 10 member. Home Ministry Mahesh Kumar Singla, and the committee According to the last month proposal of the Union Home will submit its report by May 31 this year. The Six communities Ministry the panel will includes the representatives of that have been demanding ST status are Moran, Koch migrant camps from Muthi and Pukhroo.This year’s budget Rajbongshi, Muttuck, Sootea,Tai Ahom and saw that more than half of the Rs. 580 crore fund allocated for the rehabilitation of Kashmiri migrants remained un- utilised during 2015-16 but as per revised estimates, only Rs.  280 crore was provided, leaving Rs. 300 crore un-utilised.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 24 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 DATE & OBSERVATION

 March 4 - World Day of the Fight Against Sexual Exploitation  March 8 - International Womens’ Day Vanik Knowledge Garden Theme: “Planet 50-50 by 2030: Step It Up for Gender ’s Equality”. Punch Lines of Banks  March 13 - World Kidney Day Theme:Kidney Disease & Children: Act Early to Hum Hai Na : ICICI Prevent It. Good People to Grow with : Indian Overseas Bank  March 15 - World Consumer Rights Day Theme: “Antibiotics off the menu”. With you All the Way : State Bank of India  March 20 - International Day of the Francophonie A Trusted Relationship : SBH  March 20 - World Day of Theatre for Children and Tradition of Trust : Allahabad Bank Young People Trusted Family Bank : Dena Bank  March 21 - World Sleep Day Good People to Bank with : Union Bank of India  March 21 - World Forestry Day Theme: “Forests and water”. Banking for All : IDBI Bank  March 21 - International Day for the Elimination of World’s Local Bank : HSBC Racial Discrimination. We Understand your World : HDFC  March 22 - World Water Day Friendly, Intelligent, Responsive : Andhra Bank Theme:Water and Jobs A Friend you can Bank upon : Vijaya Bank  March 23 - World Meteorological Day Together we Prosper : Bank of Rajasthan  March 24 - World TB Day Theme: “Find TB. Treat TB. Working together to Your Perfect Banking Partner : Federal Bank eliminate TB”. Taking Banking Technology to Common Man : Indian  March 24 - International Day for Achievers Bank  March 25 - International Day of Remembrance - Prosperity to All : Corporation Bank Victims of Slavery and Transatlantic Slave Trade We are changing for you : Canara Bank Experience our Expertise : Yes Bank  Central to you Since 1911 : Central Bank of India VANIK’S KNOWLEDGE GARDEN Serving to Empower : J & K Bank Important Nuclear Power Plant in India The Changing Face of Prosperity : Lakshmi Vilas Bank Plant Location State Capacity Where service is a way of life : Punjab & Sindh Bank Narora Atomic Power Where Every individual is Committed :Oriental Bank of Narora Uttar Pradesh 440 MW Station Commerce Rajasthan Atomic Rawatbhata Rajasthan 1180 MW The Bank that begins with U : United Bank of India Power Station Your Faithful & Friendly Financial Partner :Syndicate Tarapur Atomic Power Tarapur Maharashtra 1400 MW Station Bank Kakrapar Atomic Relationship Beyond Banking : Bank of India Kakrapar Gujarat 440 MW Power Station Honours your Trust : UCO Bank Kudankulam Nuclear Smart Way to Bank : Karur Vysya Bank Kudankulam Tamilnadu - MW Power Plant A Passion to Perform : Deutche Bank Madras Atomic Power Kalpakkam Tamilnadu - MW Experience Next Generation Banking :South Indian Station Bank Kaiga Nuclear Power Kaiga Karnataka 660 MW The Name you can Bank upon : PunjabNational Bank Plant Madras Atomic Power India’s International Bank : Bank ofBarod Kalpakkam Tamil Nadu 440 MW Station One Family, One Bank : Bank of Maharashtra

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 25 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 INTERNATIONAL & NATIONAL INSTITUTION

1. World Trade Organization (WTO) – 13. United Nations Populations Fund (UNFPA) – Headquarters – Geneva, Switzerland Headquarters – New York, US Head – Roberto Azevedo Head – Dr. Babatunde Osotimehin Founded on – 1 January, 1995 Founded on – 1969 2. World Health Organization (WHO) – 14. Asian Development Bank – Headquarters – Geneva, Switzerland Headquarters – Manila, Philippines Head – Dr Margaret Chan Head – Takehiko Nakao Founded on – 7 April, 1948 Founded on – 22 August, 1966 3. World Economic Forum (WEF) – 15. Asian Infrastructure Investment Bank (AIIB) – Headquarters – Geneva, Switzerland Headquarters – Beijing, China Head – Klaus Schwab Head – Jin Liqun Founded on – 1971 Founded on – 4 October, 2014 4. World Intellectual Property Organisation(WIPO Also 16. New Development Bank (BRICS Development Bank) – called OMPI) – Headquarters – Shanghai, China Headquarters – Geneva, Switzerland Head – K. V. Kamath Head – Francis Gurry Founded on – July, 2015 Founded on – July 14, 1967 17. United Nations Education Scientific & Cultural 5. International Labour Organisation (ILO/OIT) – Organisation (UNESCO) – Headquarters – Geneva, Switzerland Headquarters – Paris, France Head – Guy Ryder Head – Irina Bokova Founded on – 1919 Founded on – 16 November, 1945 6. United Nations Conference on Trade & Development 18. Organisation for Economic Cooperation & Development (UNCTAD) – (OECD) – Headquarters – Geneva, Switzerland Headquarters – Paris, France Head – Mukhisa Kituyi Head – Jose Angel Gurria Founded on – 1964 Founded on – 30 September, 1961 7. World Meteorological Organisation (WMO) – Headquarters – Geneva, Switzerland 19. North Atlantic Treaty Organisation (NATO) – Head – Michel Jarraud Headquarters – Brussels, Belgium Founded on – 1950 Head – Philip M. Breedlove Founded on – 4 April, 1949 8. International Committee of the Red Cross (ICRC) – Headquarters – Geneva, Switzerland 20. Asia Pacific Economic Cooperation (APEC) – Head – Jakob Kellenberger Headquarters – Singapore Founded on – 1863 Head – Dr. Alan Bollard Founded on – 1989 9. International Monetary Fund (IMF) – Headquarters – Washington DC, US 21. Association of South East Nations (ASEAN) – Head – Christine Lagarde Headquarters – Jakarta, Indonesia Founded on – 27 December, 1945 Secretary-General – Le Luong Minh, Vietnam Founded on – 8 August, 1967 10. The World Bank – Headquarters – Washington DC, US 22. South Asian Association for Regional Cooperation Founded on – July, 1944 (SAARC) – Headquarters – Kathmandu, Nepal 11. United Nations Organization (UN) – Head-Ahmed Saleem Headquarters – New York, US Founded on – 8 December, 1985 Head – Ban Ki-moon Founded on – 1945 23. International Maritime Organisation (IMO) – Headquarters – London, UK 12. United Nations Children’s Fund (UNICEF) – Head – Koji Sekimizu Headquarters – New York, US Founded on – 1959 Head – Anthony Lake Founded on – December, 1946 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 26 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016

24. Amnesty International – Founded on – 23 June, 1894 Headquarters – London, UK Head – Salil Shetty 30. International Cricket Council (ICC) – Founded on – July, 1961 Headquarters – Dubai, UAE Head – N. Srinivasan (Chairman) 25. Commonwealth of Nations – Founded on – 15 June, 1909 Headquarters – London, UK 31. The Fédération Internationale de Football Association Head – Queen Elizabeth II Founded on – 28 April, 1949 (FIFA) – Headquarters – Zurich, Switzerland 26. International Atomic Energy Agency (IAEA) – Head – Joseph S. Blatter Headquarters – Vienna, Austria Founded on – 21 May, 1904 Head – Yukiya Amano Founded on – July 29, 1957 32. World Wide Fund for Nature (WWF) – Headquarters – Avenue du Mont-Blanc, Gland, Vaud, 27. United Nations Industrial Development Switzerland Organisation (UNIDO) – Founded on – 29 April, 1961 Headquarters – Vienna, Austria Head – Li Yong 33. Food & Agricultural Organisation (FAO) – Founded on – 1966 Headquarters – Rome, Italy Head – Jose Graziano da Silva 28. Organisation of Petroleum Exporting Countries Founded on -16 October, 1945 (OPEC) – Headquarters – Vienna, Austria 34. International Court of Justice (ICJ) – Head – Diezani Alison-Madueke Headquarters – The Hague, The Netherland Founded on – 1961-62 Head – Abdulqawi Yusuf Founded on -1945 29. International Olympic Committee (IOC) – Headquarters – Lausanne, Switzerland Head – Thomas Bach  STATE NEWS Kerala Government has taken first of its kind social welfare department has been made the nodal agency initiative by launching the Air Ambulance for this new policy. Government of Kerala has taken first of its kind initiative by PM inaugurated three Railway projects at Bihar launching the Air Ambulance in Kerala launched by the Chief Bihar gained special importance with the political rivals-PM Minister Oommen Chandy. The Air Ambulance in Kerala is a Narendra Modi and Bihar CM Nitish Kumar being present brand new six-seater aircraft that is a state-owned Rajiv on the same stage for inauguration of three important Railway Gandhi Academy for Aviation Technology. It imparts training projects at Bihar. Estimated cost of 3 projects is 7200 crores. to the aspirants seeking to become commercial pilots. A memorandum of understanding (MoU) signed regarding the Feni now classified as “Heritage spirit of .” Air Ambulance in Kerala took place between the Aviation Government of Goa has declared Feni, a form of spirit as the Academy and the Kerala Network for Organ Sharing that heritage spirit of the state. Feni, was the first liquor product was headed by the principal of the state-run in the country which got Geographical Indication (GI) tag in Thiruvananthapuram Medical College. The two organizations 2000. It is a brew made from coconut or cashew, is will work together or speedy organ transportation between synonymous with the Goan ethos and identity. It finds its hospitals from brain-dead persons with the help of Air uses in various cultural traditions, cuisines as well as it is Ambulance in Kerala. famed for its medicinal use. So it should not have been UP Govt. Shows Green Signal to categorized as country liquor and it is presently defined Project, Senior Citizen Policy under the Goa Excise Duty Act, 1964. UP Govt. approved a policy for senior citizens recently under Union Government and Jammu & Kashmir which it will establish old age homes for them. The Govt. has Government signed MoU on UDAY Scheme also declared to raise monthly pension from Rs.300 to Rs. Jammu and Kashmir Government has signed Memorandum 400. The policy will come into effect from 1 April 2016 and the of Understanding (MoU) with Union Ministry of Power, An

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 27 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 overall net benefit of approximately Rs.9800 crore would their land to non-Dalits in the state without approval of the accrue to the State by opting to participate in UDAY. administration even if their remaining holding is less than 3.5 acres. Punjab Government ban the sale of Army uniform in the state Krishi Karman Awards Punjab government imposed a ban on the sale of Army Prime Minister Narendra Modi had conferred 2014-15 Krishi uniform in the state without proper identification. This Karman Awards to various states in a ceremony held at New announcement came following the Pathankot and Delhi. Gurdaspurattacks in the state. It becomes mandatory to Winner of Krishi Karman Awards 2014-15 submit the Phone number and Self attested copy of identity Total foodgrain production: card to the seller to buy Army uniform .The ban also includes a) Madhya Pradesh: For production greater than 10 the sale of red and blue stickers used by police vehicles. The million tonnes in Category I States. government also prohibited the use of plates of political parties b) Himachal Pradesh and Odisha: For production on vehicles. These orders would remain in force till 21st between 1 and 10 million tonnes in Category II April,2016 States. c) Arunachal Pradesh and : For production Punjab Became Seventh State to Sign Up For less than 1 million tonnes in Category III States. UDAY Individual Crops: Ujwal DISCOM Assurance Yojana (UDAY) is the financial a) Haryana, Assam: Rice. package and the turnaround and revival package for electricity b) Rajasthan: Wheat. distribution companies of India (DISCOMs) initiated by the c) Chhattisgarh: Pulses. Government of India to support them overcome the financial d) West Bengal: Oil Seeds. turmoil they are in. Punjab has become the seventh state to join the scheme. Therefore, it will be able to handle a debt of NEWS IN BRIEF 20,838 crores and revive the power sector of the state.  The traditional festival of Chapchar Kut of the Karnataka launched Mukhyamantri Santwana Mizos was celebrated across the north-eastern state Harish Yojana for free treatment to accident of Mizoram and also in the Mizo-inhabited areas in victims the neighbouring states. Karnataka Government led by Chief Minister Siddaramaiah  The Election Commission of India have announced launched Mukhyamantri Santwana Harish Yojana for free Assembly Elections dates for Kerala, West Bengal, treatment to accident victims for the first 48 hours in the Tamilnadu, Assam, and Puduchchery. nearest hospital be it Government or Private Hospital.The  Information Commission has been accident victims treatment scheme Mukhyamantri Scheme regarded as one of the best of its kind in the entire Harish Yojana has been named after Nanjappa who donated country. This was revealed by the Nagaland his eyes minutes before he passes away seeking help after Information Commissioner during the decade severely injured in a mishap in the city. celebration of RTI Act.  Kerala & Tamil Nadu secured the 1st & 2nd position National Anthem compulsory in all schools in WB in the recently published Public Affairs Index (PAI) West Bengal Board of Secondary Education has notified that in governance in states which Bihar, Kharkhand & in order to pursue Government direction it directed to sing Odisha lagged behind, Karnataka topped in the National Anthem during Assembly before the providing adequate and effective social protection commencement of the School Hour. This Decision comes from to its citizens. West Bengal government days after Madras High Court  The Chhattisgarh government has disbursed Rs.1, mandated all the Private Schools to Sing National Anthem 821-crore loans to several beneficiaries under during morning Assembly. the Pradhan Mantri MUDRA (Micro Units Development and Refinance Agency) Uttar Pradesh Assembly passed the UP Revenue Yojana (PMMY). Code (Amendment) Bill 2016 Uttar Pradesh Assembly passed the UP Revenue Code (Amendment) Bill 2016 replacing an ordinance issued by the  Governor Ram Naik. The Bill allows Dalits of the state to sell

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 28 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016

RECENT GOVERNMENT DEVELOPMENT & SCHEME PM Narendra Modi Launches ‘’ Pradhan Mantri Ujjwala Yojana (PMUY) Project, To Boost Infrastructure For the first time Union Ministry of Petroleum and Natural The Prime Minister Narendra Modi has launched Rs 50,000- Gas is going to implement Pradhan Mantri Ujjwala Yojana crore “Setu Bharatam” programme to build bridges for safe (PMUY) for providing free of cost LPG (cooking gas) and seamless travel on National Highways. The Prime connections to women from BPL Households. Under the Minister spoke of the Government’s initiatives in other scheme financial support of 1600 rupees for each LPG infrastructure sectors as well, including railways, irrigation connection will be provided to the BPL households. It will and digital connectivity. He said that developing rural roads be implemented over three years’ time frame namely in the is a priority for the government and it has got huge budgetary FY 2016-17, 2017-18 and 2018-19. Government has earmarked support this year. With this the government aims to make all 8000 crore rupees for providing five crore LPG connections national highways free from railway crossings by 2019. to BPL households. LED based lighting programme named UJALA Kisan Suvidha mobile application for farmers In an effort to promote measures that can save energy the Prime Minister Narendra Modi has launched Kisan Union government launches various programmes. One such Suvidha mobile application for farmers to provide important initiative is to provide LED lamps to households agricultural relevant basic information quickly. Kisan and promote its usage to save energy. The new scheme of Suvidha will provide information on five critical LED based lighting has been named UJALA. ‘UJALA‘ is the parameters weather, market price, input dealers, plant name given for the LED based Domestic Efficient Lighting protection and expert advisories. To begin with, a farmer Programme (DELP). DELP is successfully implemented across has to register the mobile number, choose a language 120 cities in India and also must enter details of the state, district and block Cabinet Approves Rs 8,000 Crore For Rural LPG or sub-district. Under PMUY Scheme NEWS IN BRIEF The Cabinet headed by Prime Minister Narendra Modi has approved Pradhan Mantri Ujwala Yojana with an outlay of  Swachh Bharat Khosh is mobilized with 370 Rs 8,000 crore for three years, Oil Minister Dharmendra crores by the government. It is a fund created to Pradhan told. The scheme aims to provide on a war footing support the various cleanliness programmes across LPG connections to women members of BPL families. Mr. the nation. Dharmendra Pradhan said that the move is aimed at MISCELLANEOUS empowering women and protecting their health. 14 Indian Investors Among World’s Top 100 AAHAR 2016 Inaugurated In New Delhi Venture Capitalists The largest fair on Food & Hospitality Sector in India, A total of fourteen Indian investors have been featured in a AAHAR 2016 was inaugurated by Hon. Union Minister for list of top 100 venture capitalists in the world.The list has Food Processing Industries Ms. Harsimrat Kaur Badal on been compiled by CB Insights, a research firm that tracks March 15, 2016. It is the 31st edition in this series. Largest angel and venture capital investments across the globe. show of its kind in South Asia Organized by India Trade Promotion Organization (ITPO), supported by the respective Mumbai home to most number of billionaires in ministries. India India’s Financial Capital, Mumbai, with 1094 billionaires (Ultra Union Government has launched an online High Net Worth Individuals) has become home to the marketing platform Mahila E-HAAT wealthiest people in the country, followed by Delhi at 545, The Union Government has launched an online marketing according to the Knight Frank Wealth Report 2016. platform Mahila E-HAAT to facilitate women entrepreneurs  Rankings of Mumbai and Delhi:21 & 33 respectively. to sell their products to buyers. It was launched by Union  The cities are expected to improve their rankings to Women and Child Development Minister Maneka Gandhi in 14 and 29 by 2025, globally. New Delhi. The Mahila e-Haat portal can be accessed at http://mahilaehaat-rmk.gov.in. It is an initiative mainly for Vijay Mallya quits as RCB Director women across the country and is part of Union Government’s Royal Challengers Bangalore (RCB) has confirmed to the flagship ‘Digital India’ and ‘Stand Up India’ initiatives. BCCI that Russell Adams has been designated as points man for all further correspondence. The decision has been taken when Mr. Vijay Mallya has resigned as the director of

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 29 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 the Royal Challengers Sports Private Limited (RCSPL). But he will hold the post of chief mentor. Vanik Knowledge Garden NEWS IN BRIEF ’s State Bank of India (SBI)  The famous bollywood actress Sonakshi Sinha has entered into the Guiness world book of records  Imperial Bank of India acted as central bank of our for most people painting their nails simultaneously. country from 1921 to 1935. The event was organized by Inglot and Major  Imperial Bank of India was nationalized and Brands as a celebration to mark the International renamed as “State Bank of India” in 1955. First Women’s Day. Chairman, A. D. Gorwala.  SBI has 7 Subsidiaries (SBI Ground). They are : State Bank of Hyderabad, Mysore, Indore, Patiala,  Saurashtra, Travancore, Bikaner & Jaipur. All these were formed in 1959.  The total number of associate banks of SBI currently working in the country is – Five  SBI is the largest commercial bank of India Now more than  SBI launched a New Scheme “Parvartan” to attract more customers by rendering better services.  SBI has introduced the Tiny-Card with biometric identification to achieve Financial Inclusion. Tiny- Card provides easy banking services for under Thanks to all the students for their appreciation privileged communities.  SBI Head Quarters :Mumbai  State Bank of India launched “Mobi Cash Eash” a mobile wallet service that allows users to transfer funds and make bill payment easily using Mobile Vanik’s Knowledge Garden Phone.  On 7th October 2013, Arundhati Bhattacharya is Name of the Bank /Head Office appointed as the first lady chairperson for SBI.

1. Allahabad Bank Kolkata SBI & Associated Banks 2. Bank of Baroda Baroda 3. Bank of Maharashtra Pune 1 State Bank of India Mumbai 1806 4. Bank of India Mumbai 2 State Bank of Hyderabad Hyderabad 1941 5. Central Bank of India Mumbai 3 State Bank of Mysore Bangalore 1913 6. Canara Bank Bangalore 4 State Bank of Travancore Trivendram 1945 7. Dena Bank Mumbai 5 State Bank of Patiala Patiyala 1917 8. Indian Bank Chennai 6 State Bank of Jaipur & Bikaner Jaipur 1963 9. Indian Overseas Bank Chennai Note : 10. Punjab National Bank New  In 2008 the State Bank of Sourashtra merged with Delhi SBI. 11. Syndicate Bank Manipal  In 2010 the above State Bank of Indore also merged 12. Union Bank of India Mumbai with SBI. 13. United Commercial Bank (UCO Bank) Slogans of SBI : Kolkata  With you all the way 14. United Bank of India Kolkata  Pure Banking nothing else 15. Andhra Bank Hyderabad 16. Corporation Bank Mangalore  The banker to every Indian 17. Oriental Bank of Commerce New Delhi  The Nation Banks on us 18. Punjab and Sindh Bank New Delhi 19. Vijaya Bank Bangalore 20. IDBI Bank Ltd Mumbai 21. ECGC (The Export Credit Guarantee Corporation of India Ltd) Mumbai

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 30 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016

200 MCQ ON CURRENT AFFAIRS

1. RUSA scheme implemented for the B.Axis bank D.India & US improvement of quality, equity in C.HDFC 19. Lloyd Shapeley who passed away is an higher education was first introduced D.Kotak Mahindra Bank economist who won the Nobel Prize in? 10. Who is chosen as Nepal’s first women for Game theory in the year? A.2012 B.2013 chief justice? A.1997 B.2005 C.2015 D.2011 A.Bindhya Bandhari C.2012 D.2015 2. Constitution Amendment Order bill B.K.P.Oli 20. March 15 is celebrated across the world (Scheduled castes) which allows C.Sushila Karki as? inclusion, exclusion of certain castes in D.Sheikh haseena A.World Human rights day Northern states was passed. Which is 11. Which tennis player has been B.World Consumer rights day the only state that excludes certain suspended from UN goodwill C.World Health day castes from Scheduled Caste category? ambassador post after failing the dope D.World Kidneys day A.Odisha test in Australian open? 21. Which High court has celebrated its B.West Bengal A.Maria Sharapova 150th year? C.Chhattisgarh B.Ana Ivanovic A. B.Patiala D.Haryana C.Serena Williams C.Hyderabad D.Allahabad 3. The 31st edition of food & fair festival D.Martina Hingis 22. ‘Advancing Asia: Investing for the future’ AAHAR was inaugurated in New Delhi 12. Who is the author of the book ‘Gandhi: a joint conference by Union by? An illustrated Biography’? government and IMF is conducted at? A.Najma Heptullah A.Pramod Kapoor A.New Delhi B.Maneka Gandhi B.Vikram Seth B.Mumbai C.Smriti Irani C.Amrita Pritam C.Noida D.Harsimrat Kaur Badal D.Amish Tripathi D.Bengaluru 4. How many crores have been disbursed 13. India’s first Education Acceleration 23. Moody’s Investors services have so far under MUDRA Yojana for small programme Edugild was launched in? maintained the ratings of which of the & medium enterprises? A.IIT, Mumbai B.JNU two banks unchanged at Baa-3/P-3? A.2 lakh crores C.MIT,Pune D.NIT, Warangal A.SBI & HDFC B.1 lakh crore 14. Which state has adopted its new B.ICICI & Yes bank C.50,000 crores Industrial Policy which will be valid C.SBI & IDBI D.25000 crores till 2026? D.NABARD & IDBI 5. The centre has given approval to Mega A.Jammu & Kashmir 24. India post selects Deloitte as its food park to be set up at Khammam B.Jharkhand consultant of Payment bank for a district situated in? C.Maharashtra proposal worth of? A.Andhra B.Telengana D.Madhya Pradesh A.1000 crores B.800 crores C.Kerala D.Karnataka 15. Which state has introduced the C.500 crores D.765 crores 6. Which state becomes ninth state to join Prohibition of Social Boycott bill, 25. The 13th Broadband Commission is held UDAY scheme? 2016? at Dubai. The Next meet will be held A.Jammu & Kashmir A.Maharashtra at? B.Punjab B.Madhya Pradesh A.New York B.San Francisco C.Rajasthan C.Bihar C.Mexico D.Seoul D.Haryana D.Uttar Pradesh 26. French Tyre Manufacturing company 7. Which country first implemented the 16. Which country is likely to set up an Michelin has roped in with which of 2014 protocol of Labour Convention ? International Maritime Judicial Centre? the e-commerce website to sell tyres A.United Kingdom A.Japan B.USA online? B.Mauritania C.China D.India A.Flip kart B.Snap deal C.Niger 17. Co-branded Credit card is a tie-up C.Amazon D.E-bay D.Norway between Ferrari and which of the 27. Who has won the Global teacher prize 8. RBI is likely to pay how many crores following banks? award worth $ 1 millon? as dividend for the fiscal 2016-17? A.ICICI B.HDFC A.Hanan Al Hroub A.57000 Crores C.Axis D.Federal Bank B.Aqeela Asifi B.65000 Crores 18. Exo-Mars is a project launched to explore C.Colin Hegarty C.75000 Crores living conditions in Mars. It is a D.Robin Chaurasia D.90000 Crores combined effort of? 28. Development bank of Singapore has 9. Which bank has launched the contactless A.Europe & Russia acquired RBS for a deal of? mobile pay solution itap? B.Japan & Europe A.1500 Crores A.ICICI C.India & Russia B.1000 Crores

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C.2000 crores C.Paradip A.Federal Bank D.1200 crores D.Chennai B.Yes Bank 29. 4G Free Wi-Fi service has been offered 39. Indian Professional Boxer Vijendher C.HSBC Bank by BSNL at which International Singh got his fourth consecutive win. D.HDFC Bank Airport? He defeated Alexander Horvath of? 49. BSNL will offer Video-on-Demand A.Chennai B.Mumbai A.Hungary B.Belgium services to its 2 crore customers C.Delhi D.Srinagar C.Norway D.Serbia through which of the following DTH 30. Fossil of 250 million year old species 40. Claudia Ruiz Massieu Salinas who services? discovered at Brazil has been named recently visited India is the Foreign A.Tata Sky as? Minister of? B.Airtel A.Teyujagua Paradoxa A.Mexico B.Canada C.Reliance Digital B.Tuataras C.France D.Germany D.Videocon C.Schelto pusik 41. The Union government has proposed 50. Which tourism board has bagged the D.Ocellate Mountain viper 370 crores for which of the following Golden city Gate award at the travel 31. PM Narendra Modi inaugurated three schemes? show in Berlin? important railway projects in which of A. Swachh Bharat Khosh A.Gujarat the following Indian states? B. B.Maharashtra A.Jharkhand C. Rashtriya Madhyamik Shiksha C.Jammu & Kashmir B.Bihar Abhiyan D.Kerala C.Uttar Pradesh D. Deen Dayala Upadhyaya Gram 51. Union Cabinet has given nod for D.Maharashtra Jyoti Yojana BIMSTEC convention which is for? 32. The Union Government has planned to 42. India has joined hands with which of the A. Financial support for disaster computerize all the Ration shops by? organizations to establish SAARTAC management A.2017 B.2018 center in New Delhi? B. Assistance in criminal matters C.2019 D.2021 A.World Bank B.IMF C. Legal aid in border disputes 33. The LED based lighting scheme has been C.AIIB D.NDB D. Maritime issues named as? 43. India will supply 18 meter gauge diesel 52. Union Cabinet has approved MoU A.UDAY B.UJJWAL locomotives to which of the following between India and which of the C.UJALA D.RUSA nations? following countries in the issue of 34. A two day festival on Apiculture and A.Nepal B.Myanmar Human Trafficking? organic farming called the ‘Honey’ C.Bangladesh D.Bhutan A.Bahrain B.Israel festival was celebrated in which city 44. Which state will become the eighth state C.Iran D.Nepal of Karnataka? to join UDAY scheme after Punjab? 53. IMF has proposed to set up its data A.Bengaluru B.Mangalore A.Rajasthan B.Bihar sharing centre in which of the following C.Shimoga D.Hubli C.Haryana D.Jharkhand Indian cities? 35. Which will become the first company in 45. Which Nuclear power plant was shut A.New Delhi the world to formally adopt UN’ s down following a leak in the PHT B.Mumbai SDG? system? C.Hyderabad A.India Inc A.Koodankulam D.Kolkatta B.Tata B.Kakrapar 54. Which private bank has proposed to tie C.General Motors C.Kalpakkam up with 5 start ups? D.Nestle D.Tarapur A.ICICI 36. What is the limit suggested by Supreme 46. Which two Indian cities have been ranked B.HDFC Court for Call drop limit without as the cheapest cities to live according C.Axis BANK penalty to the telecom operators? to a survey by EIU? D.Kotak Mahindra Bank A.1% B.3% A.Mumbai & Bangalore 55. Who has been appointed as the 21st C.2% D.5% B.Bangalore & Chennai Law commissioner? 37. The interactive webportal Kendriya C.Hyderabad & Mumbai A.Balbir singh Chauhan Sainik Board was launched by which D.Kolkata & Mumbai B.Ramesh Negi of the following Ministry? 47. EPFO has proposed to give incentive C.Vivek Kumar A.Airforce for their employees at 5-10% as a part D.Srivastava B.Defence of seeding their UAN with KYC for 56. Who has been made the brand C.Human Resources how many year/years? ambassador of Reebok India? D.Skill development A.5 years B.1 year A.Kangana Ranaut 38. Where did the launch of Sixth ship of C.2 years D.4 years B. LCU MK IV project take place? 48. Which bank has signed pact with Indian- C. A.Kolkatta Brazil Commerce for strategic co- D.Priyanka Chopra B.Vishakapatnam operation?

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57. NASA’s new MARS mission ‘InSight’ 66. Which two organizations have entered 75. RBI will share its FDI details with which is set to be launched in? into a partnership to launch a of the following to prevent the entry A.2018 B.2021 programme to Accelerate Action to End of black money? C.2022 D.2025 Child Marriage? A.SEBI B.CCI 58. Which Indian won the gold medal in A.UNESCO & UNFPA C.IB & RAW D.CBI shooting championship at the ISSF B.UNICEF & UNFPA 76. RBI has recently signed a MoU with world cup held at Bangkok? C.UNESCO & UNICEF which of the following countries to A.Jitu Rai D.UNICEF & UNHCR exchange information and Banking B. 67. Which bank recently launched credit supervision? C.Sanjeev Rajput linked subsidy scheme under PMAY? A.Iran B.Israel D.Anjali Bhagwat A.ICICI B.Axis bank C.UAE D.Japan 59. Which automobile company has entered C.HDFC D.Yes bank 77. The Indian Railways have entered into into sponsorship with BCCI for four 68. Which Car company has launched the alliance with Bajaj power for Udaipur- years? Made in India model Baleno in Japan? Lalitpura rail section electrification A.Ford motors A.Maruti Suzuki project at a cost of? B.Hyundai B.Hyundai A.60 crores B.20 crores C.Volkswagen C.Ford C.47 crores D.33 crores D.Mahindra D.Mahindra 78. Who is appointed as the new Public 60. March 10 is celebrated across the globe 69. Bollywood actress Sonakshi Sinha has interest Director and Chairman of BSE? as? entered into Guiness Book of records A.Sudhakar Rao A.World Kidney Day for most number of Nail paintings B.U.K.Sinha B.World Cancer day simultaneously organized by? C.Devendra kumar C.World Tuberculosis Day A.Dazzler B.Maybelline D.Ashok Chawla D.World Disabled Day C.Lakme D.Inglot 79. Five health care ATM’S are opened in 61. The first Maritime summit that is going 70. ISRO has launched its sixth navigation four states which of the following states to take place in Mumbai will witness satellite from Sriharikotta which is is one of them? the participation of how many named as? A.Andhra Pradesh countries? A.IRNSS-1D B.IRNSS-1E B.Karnataka A.60 B.57 C.IRNSS-1F D.IRNSS-1G C.Kerala C.45 D.39 71. Which state tops the list released by D.Tamil Nadu 62. CCEA approved Pradhan Mantri Ujjwal NACER with highest investment 80. A recent study by the Lancet has Yojana is a scheme for? potential? revealed that climate change is likely A. Creating bank account for all A.Madhya Pradesh to kill 5,00,000 adults by? B. Depositing subsidies in bank B.Andhra A.2030 B.2045 accounts C.Gujarat C.2050 D.2025 C. Providing LED lamps to homes D.Rajasthan 81. Which country has joined hands with D. Providing LPG gas to women of 72. Mukhyamantri Santwana Harish Yojana India to develop Bhubaneswar, Kochi BPL households is a scheme launched by Karnataka and Coimbatore as Smart cities? 63. Which state education board has made government for? A.France B.Japan National Anthem compulsory in all A.Free education at graduate level C.Germany D.Russia Schools? B.Free life saving medicines 82. Which two states have signed MoU for A.Maharashtra C.Free medical insurance 5 irrigation projects on river Godavari? B.Madhya Pradesh D.Free treatment to accident victims A.Andhra & Telengana C.West Bengal 73. The Armed forces of India has proposed B.Telengana & Maharashtra D.Himachal Pradesh to induct how many women fighter C.Andhra & Maharashtra 64. India has signed $ 2 billion agreement pilots by June? D.Maharashtra & MP with which of the Asian countries for A.5 B.7 83. MoeFCC has classified industries based Socio-economic projects? C.2 D.3 on four colour index. Which colour A.Srilanka 74. Indian Railways have created SPV for indicates highest pollution index? B.Afghanisthan implementation of Ahmadabad- A.Red B.Orange C.Bangladesh Mumbai bullet train project.81% of the C.Green D.White D.Nepal loan amount for the project is given 84. PM Narendra Modi has selected 65. India-Indonesia joint military exercise by? Nagepur village in Varanasi for Shakti-IV is set to begin in? A.Indian Government implementation of which of the A.Jakarta B.Russia following schemes? B.Bandung C.Germany A.UDAY B.UJALA C.Yogyakarta D.Japan C.SAGY D.PMJDY D.Meaglang

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85. Which Airlines flew the first longest all A.HDFC that enables Dalits to sell their land to women flight on March 8? B.IndusInd Non Dalits? A.Air India C.Axis bank A.Bihar B.Kingfisher D.YES bank B.Jharkhand C.Spice Jet 96. The government is likely to look into C.Haryana D.Singapore Airlines merging of how many PSB’s into just 6 D.Uttar Pradesh 86. Which bank has recently offered its due to the piling up of bad loans? 105. The committee formed by Maharashtra women employees a Work-from-home A.22 B.25 government to trace the MoU’s signed scheme? C.26 D.27 during Make in India week is headed A.SBI B.ICICI 97. Who has been awarded with the by? C.HDFC D.Axis Bank Mahindra lifetime achievement award A.Swadhin Kshatriya 87. Which life insurance company has for the year 2016? B.Rajesh Aggarwal launched Smart Women advantage plan? A. C.Sujata Sounik A.LIC B.Salman Rushdie D.Apurva Chandra B.SBI life Insurance C.Amrita Patel 106. The Government of India has planned C.Birla Sun life Insurance D.Keshub Mahindra to digitalize all the rural post offices in D.Max life Insurance 98. Indian scientists along with Ranbaxy the country by? 88. India’s rank in terms of representation Pharma group have found a herbal drug A.2016 B.2019 of women in parliament slipped from to cure which of these diseases? C.2017 D.2022 117 in 2015 to ? A.Zika virus 107. India have denied visa to members of A.138 B.144 B.Swine flu Religious Commission from which of C.147 D.152 C.Dengue the following Nations? 89. Reliance-Jio has offered to provide free D.Malaria A.Pakistan B.UAE Wifi for how many stadiums for T-20 99. Which cricket team won the Asian cup C.US D.Russia Worldcup matches? for the sixth time? 108. Bluedots which provide support to A.5 B.6 A.India B.Pakistan children and families who move across C.3 D.7 C.Srilanka D.Bangladesh Europe as refugees is started by? 90. Which ountry has decided to launch its 100. Indian golfer Anirban Lahiri finished at A.UNESCO & UNHCR probe on Mars in 2021? what position in the world golf B.UNICEF & UNHCR A.Russia B.Japan championship? C.UNESCO & WHO C.China D.India A.10 B.25 D.UNHCR & WHO 91. Who has been conferred with France’s C.28 D.12 109. Which Indian Bank has got license from Highest civilian Award during his 101. Tomlinson Ray who recently passed Myanmar Government to start its recent visit to Paris? away was the inventor of? operation in Myanmar? A.Saudi Arabian Prince A.E-mail A.Indian overseas Bank B.UAE prince B.Chat B.Canara Bank C.German Chancellor C.Social Networks C.State Bank of India D.Indian PM D.Blogging D.Punjab National Bank 92. The third phase of Gyan Sangam is likely 102. Nagaland information Commission has 110. Which bank was the first to get Small to focus on what issue of the banks? been ranked as the best. Who is the finance bank license from RBI among A.NPA assets Chief Information commissioner of the ten applicants? B.Capital infusion Nagaland? A.Bandhan Bank C.Asset quality review A.Buckchem Phom B.Au financiers D.Consolidation of banks B.K.Ramanujam C.Disha Micro finance 93. River Information System a solution for C.Dipak Datta D.Capital local area bank Inland water Traffic is going to be D.Vijay Sharma 111. Which team has won the Star Sports implemented first in which river? 103. What is the new in house wing Pro Kabaddi title of 2016? A.Ganga B.Yamuna established by Indian Railways along A.Patna Pirates C.Godavari D.Brahmaputra with the support of DRDO for B.U Mumba 94. Which Indian city is going to host the implementing technological C.Jaipur pink panthers BRICS friendship Nations enclave in innovations in Railway? D.Telugu Titans April? A.SRESHTA 112. Which state has become the seventh A.New Delhi B.Mumbai B.RDSO state in the country to join the UDAY C.Chennai D.Hyderabad C.AURA scheme? 95. In a report released by Nomura which D.LAKSHYA A.Rajasthan bank is better placed than ICICI & other 104. Which State government passed the B.Bihar PSU’s in terms of corporate book Revenue code bill in the state legislature C.Punjab profitability? D.Jharkhand

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113. BHEL has proposed to set up its 122. The Ministry of Railways has signed C. Increase in compensation for air Supercritical thermal plant in which of MoU’s with which of the two countries travelers in case of death, injury, the following states? focusing mainly on railway safety? lost baggage A.Karnataka A.Japan & Canada D. Extension of existing Air routes B.Chhattisgarh B.Russia & china 131. The organizing committee of 12th South C.Madhya Pradesh C.US & Japan Asian Games has proposed to set up D.Maharashtra D.Japan & Russia the Tikhor park in which of the North 114. The traditional spring festival Chapchar 123. Palestine has nominated which of the eastern states? Kut is celebrated in which of the North- following persons for the Post of UN A.Meghalaya & Mizoram eastern states? Secretary General? B.Assam & Tripura A.Meghalaya A.Antonio Gutteres C.Meghalaya & Assam B.Mizoram B.Helle Thorning Schmidt D.Mizoram & Sikkim C.Sikkim C.Danilo Turk 132. Which Asian country has recently D.Nagaland D.Natalia Gherman launched its first self propelling dock 115. Which is the most trusted online 124. Martin Crowe -the veteran cricket to modernize its Navy? shopping brand according to the survey player who recently passed away A.India B.Pakistan of Brand Trust Report India Study belongs to which Nation? C.China D.Srilanka 2016? A.Australia 133. Who has been named as Vistara’s new A.Flipkart B.New-Zealand Chief Strategy officer? B.Snapdeal C.England A.Gurcharan das C.Shoppers clue D.South Africa B.Sanjiv Kapoor D.Amazon 125. What is the aid granted by European C.Rana Kapoor 116. Who launched the first edition of e- Union for Palestine? D.Pierre Worezeck newsletter of Textiles? A.$ 250 Million 134. Which city in India is going to get its A.Narendra Modi B.$274 Million first solar ferry? B.Pranab Mukherjee C.$ 252 Million A.Kochi C.Arun Jaitley D.$ 352 Million B.Allepey D.Santhosh Kumar Gangwar 126. Which Business group recently acquired C.Vishakhapatnam 117. Who is appointed as the Interim General the Old War historic building of D.Chennai Secretary of UEFA? London? 135. Setu Bharatam project recently A.Gianno Infantino A.Hinduja group launched by PM is associated with B.Theodore theodoridis B.Reliance group which of the following fields? C.Sepp Blatter C.Tata Consultancy Services A.Railways D.Ali bin Hussein D.Adani Group B.Road transport 118. Which Spanish football team recently 127. March 3rd is globally celebrated as? C.Marine projects created the Unbeaten 35 games record? A.World Environment Day D.Aviation sector A.Barcelona B.World wildlife day 136. State Administrative Council which B.Atletico Madrid C.World water day focuses on issues of Casual labourers C.La Liga D.World meteorological day and seasonal labourers is formed in D.Real Madrid 128. When was the National Manufacturing which of the following states? 119. Which State recently proposed to Competitiveness Council which is A.New Delhi illuminate its 25 municipalities with going to be wound up setup? B.Rajasthan LED? A.2003 B.2002 C.Punjab A.Telengana B.Andhra Pradesh C.2004 D.2013 D.Jammu & Kashmir C.Rajasthan D.Jharkhand 129. Which poet was chosen for the Bihari 137. Japan has pledged a loan of 5700 crores 120. Who was recently conferred with the Puraskar Award of 2015? for development of Highway projects 11th META theatre Lifetime A.Shobana Bhartia in which part of India? achievement Award? B.Bhagawathi Lal Vyas A.Northern A.Sanjiv Kapoor C.Badal Sarkar B.Eastern B.Ratan Thiyam D.Zohra Seghal C.North-eastern C.George Kennedy 130. The Carriage by Air amendment bill D.Southern D.Sasidharan recently passed in Rajya Sabha 138. The United Nation Security Council 121. Which city has been ranked as the most proposes to amend which of the has recently imposed sanctions on expensive city in the world in the recent following feature of the Aviation sector? which of the following Nations for survey released by Real estate firm A. Salary of the Pilots testing of Nuclear Ballistic Missile? Savills? B. Reduction in subsidies to Aviation A.Iran B.Syria A.Newyork B.Beijing sector C.South Korea D.North Korea C.London D.Berlin

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139. Japan has signed a Defence pact to C.National security day 157. Vice Admiral Atul Kumar Jain took over supply defence equipments with which D.National flag day as the Chief of Staff of which Naval of the following South Asian Nations 149. Forbes Magazine released its 30th Command ? recently? annual list of the world’s richest A.Western Naval Command A.India B.Bangladesh people, which of the following Indian B.Andaman & Nicobar Command C.Maldives D.Phillipines topped the list ? C.Eastern Naval Command 140. Which of the following banks have A.Shiv Nadar D.Southern Naval Command signed a MoU recently with the Indian B.Azim Premji 158. The Windham Campbell Prizes Army on the Defence salary Package? C.Dilip Shanghvi announced this year’s nine prize A.Bank of India D.Mukesh Ambani recipients, who are honored for their B.Axis bank 150. Recently, Indian Army kicked off a week literary achievements. Which of the C.ICICI bank long Multinational Field Training following Indian conferred with this D.IndusInd bank Exercise (FTX) “Force 18” in Pune. award ? 141. World’s costliest Railway station has The Indian Army contingent is led by A.C.E. Morgan been opened in which of the following which of the following ? B.Mridula Koshy cities? A.Anjana Bhaduria C.Cyrus Mistry A.London B.Beijing B.Pooja Thakur D.Jerry Pinto C.Dubai D.New York C.Sophia Qureshi 159. Which of the following has been 142. Who has been awarded with DadaSaheb D.Vandana Shukla conferred with an award for his efforts Phalke Award for the year 2015? 151. In accordance with the Global Energy in science and technology A.Dilip kumar Architecture Performance Index communication on television ? B.Manoj kumar Report, which country stood at top ? A.Shubhadra Menon C.Ratan thiyam A.Uruguay B.New Zealand B.Pallava Bagla D.Shashi kapoor C.Denmark D.Switzerland C.Nanjundiaha Shashidhara 143. Which Indo-American investor has been 152. World Bank, GOI and Government of D.G. Krishnan inducted into IMF as the Alternate Madhya Pradesh has inked a credit 160. Microsoft Corp will collaborate with executive director recently? concord of how much worth for which IT giant to deploy advanced A.Sunil Sabharwal MPHEQIP ? analytics solutions to support B.Praveen Kumar Singhal A.US $310 million healthcare organisations ? C.Anil .M.Rao B.US $300 million A.HCL B.Wipro D.Dominique Strauss Khan C.US $380 million C.Infosys D.TCS 144. Who has been recently appointed as D.US $350 million 161. Recently, Reserve Bank of India (RBI) the MD & CEO of Multi Commodity 153. George Kennedy, who has been recently has revised its norms on capital Exchange (MCX?) passed away was related to which of recognition. In this regard, now the A.Mrugank Paranjape the following field ? central has made available how much B.Praveen Kumar Singhal A.Actor B.Director additional worth to Indian banks ? C.Rana Kapoor C.Musician D.Author A.Rs.20,000 crore D.U.K.Sinha 154. Which of the following won the old B.Rs.50,000 crore 145. Which spirit company has recently medal in men’s 50km race walk event C.Rs.30,000 crore acquired Singapore based orbitol during National Championships? D.Rs.40,000 crore solutions? A.Gian Saini 162. In which of the following Indian city A.Pincon spirits B.Jitender Singh self-cleaning public eToilets have been B.Uday spirits C.Bahadur Rana installed ? C.Kingfisher D.Chandan Singh A.Bengaluru B.Chennai D.Diaego spirits 155. Which of the following astronaut C.Pune D.Mumbai 146. Which U-23 team have won the returned to earth after spending 340 163. Internet services to every household C.K.Nayudu trophy 2015-16? days in space for NASA ? has been launched by which of the A.Hyderabad B.Punjab A.Dominic Antonelli following state govt ? C.Mumbai D.Saurashtra B.Joseph Acaba A. 147. Who is the author of the book titled C.Alvin Drew B.Rajasthan “Who was Shivaji” ? D.Scott Kelly C.Karnataka A.Govind Pansare 156. In a significant attempt towards D.Tamil Nadu B.Jain Acharya prevention of cervical cancer, which 164. During Airport Service Quality Awards C.Anup Ashok sardesai state govt has launched the Human (ASQ) 2015, which of the following D.Hindol Sengupta Papillomavirus (HPV) vaccination as a has conferred with Best Airport by 148. March 4 is celebrated in India as? public health programme ? Size (5 – 15 million passengers per A.National Defence day A.Kerala B.Delhi year) ? B.National Youth day C.Haryana D.Gujarat A. Jaipur International Airport

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B. Chhatrapati Shivaji International C.Tuscany Gardens D.1.58 lakh crores Airport D.Villa Maya 181. BRICS Bank (NDB), which is likely C. Indira Gandhi International 172. International Finance Corporation to begin its operations in 2 months will Airport (IFC) launched which of the following provide its first loan to which country D. Rajiv Gandhi International Masala Bonds to mobilise Rs 30 crore on Solar project ? Airport from Japanese retail investors ? A.Russia 165. The Inland Waterways Authority of A.Urisashi Masala Bonds B.Brazil India (IWAI) has introduced two prime B.Urihashi Masala Bonds C.South Africa projects for which of the following C.Urivashi Masala Bonds D.India National Waterway ? D.Uridashi Masala Bonds 182. Which of the following state government A.National waterway-1 173. Melbourne based South Asian imposed a ban on the sale of Army B.National waterway-2 community has conferred which of the uniform in the state ? C.National waterway-3 following with achievement award ? A.Bihar B.Punjab D.National waterway-4 A.Priyanka Chopra C.Haryana D.Jharkhand 166. All India Open Invitational Snooker B.Varun Dhawan 183. India has set up bilateral mechanism Championship title has been clinched C.Shah Rukh Khan for sharing information for tracking by which of the following ? D.Randeep Hooda movements of satellites with which of A.Kamal Chawla 174. The Union Government has constituted the following country ? B.Laxman Rawat a committee to consider Scheduled A.Australia C.Rahul Sachdev Tribe status to six Communities of B.Canada D.Pushpender Singh which state ? C.United States 167. The Government-constituted expert A.Sikkim B.Assam D.Afghanistan committee to examine the Possibility C.Manipur D.Mizoram 184. During the 88th Academy Awards, of Replacing Multiple Prior 175. Top Employers Institute has listed which of the following movie clinched Permissions with Pre-Existing which of the following as “Global Top the maximum awards ? Regulatory Mechanism submitted its Employer” ? A.A Girl In the River recommendations. It was headed by A.HSBC B.Wipro B.The Revenant which of the following ? C.TCS D.Infosys C.The Hateful Eight A.Shyam Benegal 176. National Aeronautics and Space D.Mad Max: Fury Road B.Amit Mitra Administration (Nasa) has selected 185. In accordance with the report released C.Kamlesh Chandra which of the following Indian for its by the Swiss customs officials, from D.Ajay Shankar prestigious Goddard Internship which country Swiss is getting 168. Motorsports “Man of the Year” Programme ? maximum number of illicit medicines ? Trophy has been conferred upon which A.Sumil Sethi A.UK B.Germany of the following ? B.Sataparna Mukherjee C.India D.Portugal A.Yash Aradhya C.Pulak Chakraborty 186. Which of the following pharamceutical B. D.Ramakrishna Gullapalli company gets US FDA nod for C.Gaurav Gill 177. Which of the following country has ritonavir tablets used for treatment of D.Armaan Ebrahim declared an emergency after a major oil HIV infection ? 169. Kosovo Parliament has elected Hashim pipeline burst affecting two rivers ? A.Biocon Thaci as its President. What is the A.Guyana B.Chile B.Aurobindo capital of Kosovo ? C.Peru D.Brazil C.Glenmark A.Praia B.Paramaribo 178. Recently, Pakistan hold a ministerial D.Lupin C.Palikir D.Pristina level strategic dialogue on key areas 187. Which of the following became the first 170. MS Swaminathan Research Foundation with which country ? Asian to win the US’s Global reel has signed a MOU with which of the A.India B.UAE award ? following to establish a Research Chair? C.US D.UK A.D. Yuvaraj A. Tata Institute of Social Sciences 179. President Pranab Mukherjee has B.Anirban Sengupta B. Amity Institute Of Social Sciences inaugurated the India’s first IT Park in C.Resul pookutty C. Kalinga Institute of Social Sciences which of the following state ? D.Shajith Koyeri D. M.P. Institute of Social Science A.Rajasthan B.Gujarat 188. Nihal Ahmed Maulavi Mohammed Research C.Kerala D.Haryana Usman, who has been recently passed 171. During Asia’s 50 Best Restaurants 2016 180. Recently, Madhya Pradesh presented away was the former minister of which event, which of the following has been the State budget for 2016-17. What is indian state ? voted as the “Best Restaurant in the budget estimate of state? A.Uttarakhand India”? A.2.56 lakh crores B.Rajasthan A.Khyber B.2.58 lakh crores C.Karnataka B.Indian Accent C.1.56 lakh crores D.Maharashtra

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189. Which of the following has been elected D.Digicable 93.a 94.b 95.c 96.d as the president of Biju Janata Dhal 197. Which of the following bank has 97.c 98.c 99.a 100.c (BJD) ? received market regulator SEBI’s 101.a 102.a 103.a 104.d A.Tarun Gogoi approval to raise ¹ 3,771 crore by 105.a 106.c 107.c 108.b B.Naveen Patnaik issuing shares to qualified institutional 109.c 110.d 111.a 112.c C.Raghubar Das players ? D.Raman Singh A.Canara B.ICICI 113.a 114.b 115.d 116.d 190. International Association of Athletics C.Axis D.IDBI 117.b 118.b 119.a 120.b Federations Athletes Commission has 198. Centre has concurrently accredited 121.c 122.d 123.a 124.b designated which of the following as which of the following as the next 125.b 126.a 127.b 128.c its Chairman ? Ambassador of lndia to the lslamic 129.b 130.c 131.b 132.c A.Sebastien Loeb Republic of Mauritania ? 133.b 134.b 135.a 136.d B.Nambian Fredericks A.Vijay Gokhale 137.c 138.d 139.d 140.d C.Rozle Prezelj B.Tsewang Namgyal 141.d 142.b 143.a 144.a D.Paula Radcliffe C.Manpreet Vohra 145.a 146.c 147.a 148.c 191. Indian express ranked which of the D.Ajay Kumar Sharma following at the top in the 100 most 199. President Pranab Mukherjee has 149.d 150.c 151.d 152.b powerful Indians 2016 list ? declared which of the following Indian 153.a 154.c 155.d 156.b A.Pranab Mukherjee state as the first digital state of the 157.c 158.d 159.b 160.c B.Arvind Kejriwal country ? 161.d 162.b 163.d 164.d C.Mohan Bhagwat A.Goa B.Karnataka 165.b 166.c 167.d 168.d D.Narendra Modi C.Kerala D.Gujarat 139.d 170.c 171.b 172.d 192. National Science Day observes on 200. Recently, Rajasthan govt has inked how 173.d 174.b 175.c 176.b which on the following date ? many pacts worth Rs 11,531.21 crore 177.c 178.c 179.c 180.d A.February 25 with various companies ? 181.d 182.b 183.c 184.b B.February 26 A.38 B.51 C.February 28 C.64 D.19 185.c 186.b 187.c 188.d D.February 27 189.b 190.c 191.d 192.c 193. CSIR-National Chemical Laboratory,  193.b 194.d 195.c 196.b Pune has designated which of the 197.d 198.d 199.c 200.b following as its Director ? ANSWER KEYS A.Thokozani Majozi B.Ashwini Nangia 1.b 2.a 3.d 4.b  C.Naledi Pandor 5.b 6.a 7.b 8.a D.Roger Jardine 9.a 10.c 11.a 12.a 194. Centre has concurrently accredited 13.c 14.a 15.a 16.c which of the following as the next Ambassador of lndia to the Republic 17.a 18.a 19.c 20.b of Haiti ? 21.d 22.a 23.c 24.b A.S Jaishankar 25.a 26.b 27.a 28.b B.Vijay Gokhale 29.d 30.a 31.b 32.c C.Arun Singh 33.c 34.b 35.a 36.c D.Tsewang Namgyal 37.b 38.a 39.a 40.a 195. US health regulator has tentative 41.a 42.b 43.b 44.c approved which of the following drug 45.b 46.a 47.b 48.b firm’s Ritonavir tablets used for 49.a 50.d 51.b 52.a treatment of human immunodeficiency virus (HIV) infection ? 53.a 54.b 55.a 56.a A.Dr Reddys Labs 57.a 58.a 59.b 60.a B.GlaxoSmithKline 61.b 62.d 63.c 64.c C.Aurobindo Pharma 65.d 66.b 67.a 68.a D.Cadila Health 39.d 70.c 71.c 72.d 196. Which of the following Indian Digital 73.d 74.d 75.c 76.b Network announced a strategic 77.c 78.a 79.a 80.c partnership with Investopedia.com ? 81.c 82.b 83.a 84.c A.Sun Direct 85.a 86.b 87.b 88.b B.Times C.Zing 89.b 90.c 91.a 92.d

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40 MCQ ON COMPUTER

1. Which protocol is used by the operating d) Processors c) secondary memory system to generate error messages like e) None of these d) motherboard ‘Host Unreachable’ over a TCP /IP 8. Which of the following is the advantage e) None of these network of using a spreadsheet? 15. ______virus spreads in a) HTTP/1 .1 a) Calculations can be done application software. b) ICMP automatically. a) Boot sector c) PPP b) Changing data automatically b) File infector d) ICGM updates calculations. c) E-mail e) TCP/ IP c) More flexibility d) Parasitic 2. The memory which forgets everything d) All the above e) Macro when you switch off the power is e) None of these 16. Twisted Pair Ethernet (10 Base T) uses known as 9. ______Is the act of copying ______topology. a) corrupt or downloading a program from a a) bus b) star b) volatile network and making multiple copies c) ring d) mesh c) non-volatile of it. e) tree d) non- corrupt a) Network piracy 17. Which of the following is the name given e) None of these b) Plagiarism to devices that make up a computer 3. Which of the following allows you to c) Software piracy that you can see or touch? print? d) Site-license piracy a) Print b) Mouse a) Ribbon e)None of these c) Hardware d) Software b) Monitor 10. Name the software which sends e) None of these c) Go now instructions to computer regarding 18. A (n)______contains commands d) Control- P what to do. that can be selected. e) None of these a) programs a) icon 4. Which of the following means ‘easy to b) CPU b) button use’? c) options c) pointer a) User- friendly d) folder d) menu b) Select e) None of these e) None of these c) Helpful 11. The stack pointer in 8085 19. Which page orientation will you select d) Ever- ready microprocessor is a if you want to print in wide format? e) None of these a) 16 - bit accumulator a) Landscape 5. ______is the measurement of things b) memory location in the stock b) Horizontal such as fingerprints and retinal scans c) flag register used for the stock c) Portrait used for security access. d) 16 – bit register that points to d) Vertical a) Biometrics stock memory location e) None of these b) Biomeasurement e) None of these 20. Which type of server is responsible for c) Computer security 12. ______is used in academic storing files for users on the network? d) Smart weapon machinery testing. a) Web server e) None of these a) MICR b) POS b) File server 6. The role of a ______generally is c) OCR d) OMR c) Print server to determine a buyer’s needs and match e) Bar code reader d) Both (a) and (c) it with the correct hardware and 13. Ctrl, Shift and Alt are called e) Both (a) and (b) software. ______keys. 21. What is the maximum number of lines a) computer scientist a) modifier that you can set for a drop cap? b) computer sales representative b) function a) 3 b) 5 c) computer consultant c) alphanumeric c)10 d) 15 d) corporate trainer d) adjustment e) None of these e) None of these e) Specifier 22. Which of the following do multimedia 7. AMD manufactures 14. Files deleted from the hard disk are sent PCs contain? a) PCs to ______a) Scanner b) Hard Disks a) memory b) Power supply c) Monitors b) Recycle bin c) LAN card

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d) Sound card a) One program e) None of these e) None of these b) two programs 37. Letters, numbers and symbols found 23. The word FTP stands for c) three programs on a keyboard are a) File Translate Protocol d) four program a) icons b) File Transit Protocol e) Five programs b) screen c) File Typing Protocol 30. The library function exit causes an exit c) keys d) File Transfer Protocol from d) menu e) None of these a) the loop in which it occurs e)None of these 24. Voice mail b) the block in which it occurs 38. Which is not an item of hardware? a) is the exchange of text messages c) the function in which it occurs a) An MP3 file and computer files transmitted via d) the program in which it occurs b) A keyboard communications network such as e) None of these c) A disk drive a local area network such as a local 31. A ______contains specific rules d) A monitor area network or the Internet and words that express the logical e) None of these b) permits users to converse in real steps of an 39. The vast network of computers that time with each other via the algorithm connects millions of people all over the computer while connected to the a) programming language world is called Internet b) syntax a) LAN c) functions much like an answering c) programming structure b) Web machine, allowing callers to leave d) logic chart c) Hypertext a voice message for the called e) None of these d) Internet party 32. The design of a network is called the e) None of these d) involves using video and computer network 40. Collecting personal information by technology to conduct a meeting a) Architecture effectively posing as another individual between participants at b) server is known as the crime of geographically separate locations c) transmission a) Spooling e) none of these d) type b) identity theft 25. Which of the following command is used e) None of these c) spoofing to go to home directory? 33. Which keys enable the input of numbers d) hacking a) cd .. b) cd quickly? e) None of these c) cd/ d) cd* a) Function keys e) cd HOME b) The numeric keypad 26. ______Symbol in a flowchart c) Ctrl, shift and alt  indicates the beginning and end in a d) Arrow keys program’s logic flow. e) None of these a) Connection 34. ______Is a primary key of one b) Flow line file that also appears in another file. ANSWER KEYS c) Processing a) Physical key 1.b 2.b 3.d 4.a d) Input/ Output b) Primary key e) Terminal c) Foreign key 5.a 6.b 7.d 8.d 27. Connection to the internet using a router d) Logical key 9.c 10.a 11.d 12.d is called ______connection. e) None of these 13.a 14.b 15.e 16.b a) dial-up b) digital 35. Firewalls are used to protect against 17.c 18.d 19.a 20.b c) direct d) dish a) Unauthorised attacks e) None of these b) virus attacks 21.c 22.d 23.d 24.c 28. Restating of a computer from power off c) data- driven attacks 25.b 26.e 27.c 28.b is referred to as d) fire attacks 29.b 30.d 31.a 32.a a) Shutdown e) None of these b) cold booting 36. To access a mainframe or 33.b 34.c 35.a 36.a c) booting supercomputer, users often use a 37.c 38.a 39.d 40.b d) warm booting a) Terminal e) logging off b) node 29. Warm was made of c) desktop d) handheld

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ABBREVIATION

AFS Annual Financial Statement YTM Field to Maturity KCC Kisan Credit Card. AFS Available For Sale FDI Foreign Direct Investment. KMB Kotak Mahindra Bank. BoP Balance of Payments FERA Foreign Exchange Regulation KVB Karur Vysya Bank. BPSD Balance of Payments Division Act. KYC Know Your Customer. BSCS Basel Committee on Banking FICCI Federation of Indian Chambers LAB Local Area Bank. Supervision of Commerce and Industry. LAF Liquidity Adjustment Facility. FII Foreign Institutional Investor. LDB Land Development Bank. CR Capital Receipts FIMMDA Fixed Income Money LIBOR London Inter Bank Offered CRAR Capital to Risk Weighted Asset Markets and Derivatives Rate. Ratio Association. MIBOR Mumbai Inter Bank Offer Rate. DCCB District Central Cooperative FIPB Foreign Investment Promotion NABARD National Bank for Bank Board. Agricultural and Rural ECB External Commercial FPI Foreign Portfolio Investment. Development. FTA Free Trade Agreement. NAS National Account Statistics. Borrowing GDP Gross Domestic Product. NAV Net Asset Value. ECB European Central Bank GDR Global Depository Receipt. NBC Non Banking Companies. ECGC Export Credit and Guarantee GFD Gross Fiscal Deficit. NBFC Non Banking and Finance Corporation GIRO Government Internal Revenue companies. GFD Gross Fiscal Deficit Order. NEFT National Electronic Funds GFS Government Finance Statistics GAAR General Anti Avoidance Rule. Transfer System. GIC General Insurance Corporation HDFC Housing Development NFA No Frills Account. HUDCO Housing & Urban Finance Corporation. NFC Non Banking Finance IADB Inter American Development Companies. Development Corporation Bank. NHB National Housing Bank. IBRD International Bank for IBPS Institute of Banking Personnel NIB Nordic Investment Bank. Reconstruction and Selection. NPA Non Performing Assets. Development IBRD International Bank For NPS National Pensions Scheme. IBS International Banking Reconstruction And NSE National Stock Exchange. Statistics Development. OMO Open Market Operations. MSS Market Stabilisation Scheme ICA Indian Council of Agricultural OTP One Time Password. Research. PGS Payment Gateway System. OD Over Draft ICICI Industrial Credit and RBI Reserve Bank Of India. OECD Organisation for Economic Investment Corporation of RBS Royal Bank of Scotland. Cooperation and Development India. RRB Regional Rural Bank. OLTAS OnLine Tax Accounting IDB Islamic Development Bank. RTGS Real Time Gross Settlement System IDBI Industrial Development Bank System. OFI Other Financial Institutions of India. SCB Scheduled Commercial Bank. IDR Indian Depository Receipts. SCC Selective Credit Control. OLTAS OnLine Tax Accounting IIB International Investment Bank. SEPA Single Euro Payment Area. System IIBF Indian Institute of Banking SEBI Security Exchange Board Of RWA Risk Weighted Asset and Finance. India. SAM Social Accounting Matrix IRR Internal Rate Of Return. SHGs Self Help Groups. SEBI Securities and Exchange Board IMD India Millennium Deposits. SIDBI Small Industries and of India IMF International Monetary Fund. Development Bank of India. TC Temporary Change IMPS Immediate Mobile Payment SLR Statutory Liquidity Ratio. System. SPNS Shared Payment Network TT Telegraphic Transfer IOB Indian Overseas Bank. System. UBB Uniform Balance Book IPO Initial Public Offering. SWIFT Society For World Wide Inter WPI Wholesale Price Index IRBI Industrial Reconstruction Bank Bank Financial WSS Weekly Statistical Supplement of India. Telecommunication.

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ULIP Unit Linked Insurance Plan. DESCRIPTIVE ENGLISH UCB Urban Cooperative Bank. UEBA Universal Electronic Bank Account. ENGLISH COMPHERNSHION UIDAI Unique Identification Authority of India. FOR SSC CGL ULIP Unit Linked Insurance Policies. UPIN Unique Property Identification Numbers. Q.1-5. An eco warrior is a person who engages in some sort USB Ultra Small Branch. of activity to save the ecology or environment. The word USD United States Dollar. was coined in the 1990s by the British media. All over-the world there have been groups or people who sound the alarm VDBS Vertically Differentiated Banking System. bells when environment is struck indiscriminately. Eco WBCIS Weather Based Crop Insurance Scheme. warriors have a flag that is used internationally. It has a green WL ATM White Label ATM. background with red oval shape in the centre. In the middle WPFI World Press Freedom Index. of this are three yellow coloured sticks tied to form a tripod. WPI Wholesale Price Index. You too can be an eco warrior by adopting simple activities ECR - Export Credit Refinance like bird watching or tree hugging. Gather your friends and ECS - Electronic Clearing Services form an Eco Warriors club. Get the exact reference of the flag SDR - Special Drawing Rights from the internet and make flags or badges for everyone in BRBNMPL - Bharatiya Reserve Bank Note Mudran the club. Make sure everyone wears them to all meetings. Have a Private Limited meeting once every two weeks. Keep a notebook and pen CDR - Corporate Debt Restructuring for taking notes and setting goals. Elect a leader for the Club. EEA - Exchange Equalisation Account To help you get started with your club activities, here’s a bit NFA - Net Foreign Assets of history for inspiration. Our very own eco warriors came to PDO - Public Debt Office light with the Chipko movement of the 1970s. It was a historic event that took place in present day Uttarakhand, to exercise REER - Real Effective Exchange Rate the right over forests. The women farmers of village Reni, in OPEC - Organisation for Petroleum Exporting Countries Chamoli district hugged trees to protest against the SPMCIL - Security Printing and Minting deforestation of the Garhwali forests. OPEC - Organisation for Petroleum Exporting These days tree cutting is such a common sight - for road Countries widening and building of flyovers and urban rail transport systems. If you are witnessing this in your area, meet your MCA - Ministry of Corporate Affairs area’s welfare association and insist that the authorities plant SMEs - Small and Medium Enterprises an equal number of trees in the locality wherever possible to SMO - Special Market Operations make up for the trees that have been cut. Take it upon yourself MFDEF - Micro Finance Development and Equity fund to see that these trees are watered regularly and nurtured SEBI - Securities and Exchange Board of India well till they grow. ORFS - Online Returns Filing System Q.1. They hugged trees to OSMOS - Off-Site Monitoring and Surveillance (A) show their love for trees and animals OTC - Over-the-Counter (B) show their protest (C) protest against deforestation OTS - One-Time Settlement (D) protest against afforestation BSA - Bilateral Swap Arrangements Q.2. Chipko movement and eco warriors have one and the IMF - International Monetary Fund same motto. Which is nearest in meaning? MBS - Mortgage Backed Securities (A) The eco warriors came to light because of Chipko BSE - , Mumbai movement. (B) Both strive for saving the environment. CBDT - Central Board of Direct Taxes (C) They focus on saving trees in the cities only. CBLO - Collateralised Borrowing and Lending (D) The forest is saved by the eco warriors only. Q.3. Who is an ‘eco warrior’?  (A) Fighter (B) Enemy of environment (C) Saver of ecology (D) Hater of pollution

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Q.4. The word was coined in the 21st century by the British compounding interest at school. The best way is to include media. his academic (8) into day-to-day money management (A) True (B) False activity. Then you can slowly introduce her to other (C) Partially true (D) Ambiguous instruments such as stocks and the like. Q.5. The simple activities adopted normally by an eco warrior Inflation eats into savings. You speak to any financial planner are and they will tell you that people are uneducated about real (A) internet browsing returns. While (9), many don’t bother to think about the (B) bird watching, tree hugging importance of inflation-adjusted returns. So, it is important (C) forming a club to tell him how (10) works and what it can do to his savings. (D) forming a club and internet browsing Q.1. (1) financial (2) social (3) personal (4) organizational (5) ANSWER KEYS academic Q.2. (1) infrastructure (2) revenues (3) essentially (4) basics Q.1.(C) Q.2.(B) Q.3.(C) Q.4.(B) Q.5.(B) (5) propaganda Q.3. (1) buy (2) qualify (3) affords (4) retain (5) sell CLOZE TEST FOR IBPS CLERICAL –VI Q.4. (1) prevent (2) execute (3) introduce (4) leave (5) transact Q.1-10. In the following passage there are blanks each of Q.5. (1) answered (2) guilty (3) responsible (4) immune (5) which has been numbered. These numbers are printed below perplexed the passage and against each five words that have been Q.6. (1) simplicity (2) ignorance (3) limelight (4) volatile (5) suggested, one of the options fit the blanks appropriately. literacy Find out the appropriate word in each case. Q.7. (1) global (2) terminal (3) biological (4) monetary (5) legal Schools teach children many things but seldom the basics Q.8. (1) active (2) aware (3) attain (4) inanity (5) knowledge of (1) planning. How many times have we rued not knowing Q.9. (1) printing (2) selling (3) investing (4) adjusting (5) how credit cards work. How much interest we will earn, how claiming much tax to pay and what not? Unfortunately many of us Q.10. (1) expansion (2) finance (3) bargain (4) inflation (5) have had to learn about money and its management the hard charity way. However, we cannot easily save our children the ANSWER KEYS heartburn by teaching them the (2) of money management. It is never too early. You can start talking about this the Q.1.(1) Q.2.(4) Q.3.(1) Q.4.(5) Q.5.(3) moment your child starts to understand that it takes money Q.6.(2) Q.7.(4) Q.8.(5) Q.9.(3) Q.10.(4) to (3) things. Of course, the method of teaching would depend on your child’s age. It is not as if children don’t  understand about money. The moment you hand over cash and let the child (4), he knows how it works. And don’t forget that even being allowed to hand over money to a shopkeeper WORD OF THE MONTH gives the child a thrill and makes him (5). The mantra to building wealth is first save and then spend. It 1. MONEYMAKER (NOUN): dependable source of income is very important to make your child understand this as this Synonyms: money-spinner, patron Antonyms: peril, concept can go a long way in financial learning and will hazard hopefully stay with her during adult life. Many financial Example Sentence:We need some moneymakers for our problems in later life are due to (6) towards financial planning. future projects. Many don’t talk about money for ages and end up being 2. FLOP (NOUN): miserable failure handicapped in finances. Synonyms: fiasco, debacle Antonyms: triumph, To understand the value of what one gets, the child needs to know its worth in (7) terms too. The easiest way to induce accomplishment the habit of saving is to ask the child to pitch in when he Example Sentence:We have to restart our programmes wants to buy something. Instead of buying everything for if they get flopped at first. your child, give him the pocket money and allow to spend on 3. FRET (VERB): worry things he wants to buy. The amount can be small depending Synonyms: agonize, grieve Antonyms: delight, pacify on how much you are comfortable with. This way you can Example Sentence:His activities make us fret because also keep a check on where the money is being used. he is extremely unpredictable. Banking products are the easiest to explain as we transact with our bank almost every month. You can start by opening 4. SWAP (VERB): exchange a bank account. You can introduce bank fixed deposits to an Synonyms: switch, bargain Antonyms: keep, maintain older child as he would have learnt the concept of

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Example Sentence:We have to get our items swapped Synonyms: prompt, suggestion Antonyms: ignorance, at the gate. carelessness 5. SENTIMENT (NOUN): emotion Example Sentence:We have come across a tip-off from Synonyms: conception, belief the Pakistanis regarding terror activities. Antonyms: concrete, disbelief 15. DIVERT (VERB): turn in a different directions Example Sentence:We should respect the sentiments Synonyms: deflect, alter Antonyms: maintain, of every person. straighten 6. PREVAIL (VERB): dominate Example Sentence:We need to divert their attention Synonyms: domineer, command Antonyms: forfeit, towards the actual issues surrender 16. DAWN (NOUN): beginning of the day Example Sentence:They have prevailed despite the Synonyms: daybreak, aurora Antonyms: darkness, problems faced by them. sundown 7. TALE (NOUN): story Example Sentence:We need to wake up before dawn Synonyms: fiction, myth Antonyms: non-fiction, truth and get started with our day. Example Sentence: They are telling imaginary tales 17. DRIVE (NOUN): campaign for cause without solid proof. Synonyms: crusade, initiative Antonyms: idleness, 8. MINDSET (NOUN): psychology inactivity Synonyms: psyche, ethos Antonyms: physicality, acting Example Sentence: They are sponsoring the drive for Example Sentence:We need to improve their mindset as driving safely and following the traffic rules. much as we can. 18. MINGLE (VERB): join 9. ETHICS (NOUN): morality Synonyms: blend, intermix Antonyms:disjoin, unmix Synonyms: conscience, integrity Antonyms: dishonor, Example Sentence:We need to mingle in order to work disgrace properly. Example Sentence:The ethics imbibed by us, must be 19. PAINSTAKING (ADJECTIVE): thorough passed to our next generation so that the honor of our Synonyms: strenuous, diligent Antonyms: lethargic, country never gets maligned. unscrupulous 10. CONVENE (VERB): bring together Example Sentence:Our institute makes painstaking Synonyms: assemble, congregate Antonyms: disperse, efforts for our success. dissemble 20. FORGE (VERB): counterfeit Example Sentence:They have convened the best team Synonyms: fabricate, falsifyAntonyms: invent, produce possible. Example Sentence:They forged the signatures of all the 11. SUBSIDY (NOUN): money given to help another directors and are now in jail. Synonyms: bonus, financial aid Antonyms: forfeit, theft Example Sentence:The subsidy for the poor is being stolen by greedy and wealthy politicians.  12. APPEAL (NOUN): request for help Synonyms: petition, proposal Antonyms: disclaimer, revocation BANKING TERMINOLOGY Example Sentence:They have appealed against the Account Agreement:The contract governing your open-end judgment given by the Honorable High Court. credit account, it provides information on changes that may 13. OFFSET (VERB): balance occur to the account. Synonyms: equalize, neutralize Antonyms: disturb, Account Holder:Any and all persons designated and disproportion authorized to transact business on behalf of an account. Example Sentence:His speech offset the disturbances Each account holder’s signature needs to be on file with the caused earlier. bank. The signature authorizes that person to conduct 14. TIP-OFF (NOUN): hint business on behalf of the account.

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Adjustable-Rate Mortgages (ARMS):Also known as penalties for withdrawal before the annuity’s maturity date. variable-rate mortgages. The initial interest rate is usually (Annuities are not FDIC insured.) below that of conventional fixed-rate loans. The interest rate Automated Clearing House (ACH):A computerized facility may change over the life of the loan as market conditions used by member depository institutions to electronically change. There is typically a maximum (or ceiling) and a combine, sort, and distribute inter-bank credits and debits. minimum (or floor) defined in the loan agreement. If interest ACHs process electronic transfers of government securities rates rise, so does the loan payment. If interest rates fall, the and provided customer services, such as direct deposit of loan payment may as well. customers’ salaries and government benefit payments (i.e., Adverse Action:Under the Equal Credit Opportunity Act, a social security, welfare, and veterans’ entitlements), and creditor’s refusal to grant credit on the terms requested, preauthorized transfers. termination of an existing account, or an unfavorable change Automated Teller Machine (ATM):A machine, activated by in an existing account. a magnetically encoded card or other medium, that can Amortization:The process of reducing debt through regular process a variety of banking transactions. These include installment payments of principal and interest that will result accepting deposits and loan payments, providing in the payoff of a loan at its maturity. withdrawals, and transferring funds between accounts. Annual Percentage Yield (APY):A percentage rate reflecting Automatic Bill Payment:A checkless system for paying the total amount of interest paid on a deposit account based recurring bills with one authorization statement to a financial on the interest rateand the frequency of compounding for a institution. For example, the customer would only have to 365-day year. provide one authorization form/letter/document to pay the Annuity:A life insurance contract sold by insurance cable bill each month. The necessary debits and credits are companies, brokers, and other financial institutions. It is made through an Automated Clearing House (ACH). usually sold as a retirement investment. An annuity is a long- term investment and can have steep surrender charges and  VANIK’S KNOWLEDGE GARDEN What will be the new name for Department of Disinvestment as announced in the Union Budget for 2016-17? – Department of Investment and Public Asset Management What is the name given to a new Cess of 0.05% imposed on all taxable services introduced in the Union Budget 2016-17 for helping country’s agriculture sector? –Krishi Kalyan Cess – How much fund for recapitalization of Public sector banks was announced in the Union Budget for 2016-17? – Rs. 25,000 crore – The Govt. has proposed to provide digital literacy for how many countrymen as announced in the Budget? – 6 crore – Union Finance Minister Arun Jaitley announced a unified market for agri produce in his Union Budget for 2016-17. Under it a pan-India e-Platform for agri products will be launched after states amend APMC Act. This platform has been proposed to be launched on which occasion? – Babasaheb Ambedkar’s birth anniversary – How much infrastructure cess (Infra Cess) on small cars was proposed in the Union Budget 2016-17? – 1% – The deduction limit under which section of the Income Tax Act was raised from Rs 2,000 to Rs 5,000 per annum in the Union Budget 2016-17? – Section 87A (Under Section 87A, taxpayers first reduce Rs 2,000 from their total tax payable. This section applies to those with total income of less than Rs 5 lakh) – How much tax relief was announced in the Union Budget 2016-17 for taxpayers who do not own a house and don’t get house rent allowance from employers? – From Rs. 24,000 to Rs. 60,000 – What important announcement pertaining to Aadhaar was done in the Union Budget 2016-17? – Aadhaar will be given a statutory status (However, Aadhaar will not confer proof of domicile or citizenship) – What important announcement pertaining to PSU general insurance companies was announced in the Union Budget 2016-17– These companies will be listed now – Which important announcement pertaining to fertilizer subsidy was announced in the Union Budget 2016-17– A pilot (DBT) scheme for fertilizer will be launched during 2016-17 – What is the deadline for 100% village electrification as announced in the Union Budget 2016-17– 1 May 2018 – What is level of fiscal deficit for 2016-17 as proposed in the budget? – 3.5% of GDP – What the proposed Current Account Deficit (CAD) is for 2016-17 as announced in the Union Budget for 2016-17? – 1.4% of GDP

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100 G.K. QUESTION FOR SSC/RAILWAY 1. The Constitution (Fifty-second from a party whose members constitute a) Istanbul b) Astana Amendment ) Act, 1985 is popularly at least ______of the total c) Shanghai d) Ankara known as the strength of the House. 14. Mohammad Ali Jinnah gave a call to the a) Mini Constitution a) 5 per cent b) 7 percent Muslims to observe Aug 16, 1946 as b) Anti – Defection Law c) 10 per cent d) 12 per cent a) Wakeup Day c) Panchayat Raj Law 7. The full Election Commission comprises b) Pakistan Day d) Introduction of Union Territories Chief Election Commissioner (CEC) c) Freedom Day 2. In which of the following market and two Commissioners. At present, d) Direct Action Day structures, new firms are barred from VS Sampath is the CEC while the two 15. US- made vehicle Bluefin- 21 is entering the market? Commissioners are deployed in which of the following a) Perfect competition a) HS Brahma and SY Quraishi missions at present? b) Monopolistic competition b) Nasim Zaidi and SY Quraishi a) Locating debris of the missing c) Monopoly c) Nasim Zaidi and HS Brahma Malaysian aircraft MH370 d) Oligopoly d) HS Brahma and K G Balakrishnan b) Verifying the existence 3. Which of the following parliamentary 8. The highest honour of the American c) Tracing existence of liquid water committees, the oldest committee of journalism, Pulitzer Prizes, was on moon our central legislature, is traditionally announced recently . Donna Tartt won d) Tracing existence of life at Mars chaired by a leader from the Opposition Pulitzer for her book named 16. As per the international standard, one in the Lok Sabha? a) The Goldfinch b) Dark Places nautical mile is exactly a) Committee of Privileges c) Gone Girl d) The Little Friend a) 1,782 meters b) 1, 798 meters b) Business Advisory Committee 9. The Bharatiya Janata Party (BJP) became c) 1,835 meters d) 1, 852 meters c) Committee on Public Accounts the first political party in India to get a 17. Match the following revolts their leaders d) Committee on Public Undertakings majority in the General Election on its and answer the question on the basis 4. Jayaprakash Narayan had proposed own since the Indian National of codes provided below: a) partyless democracy Congress had done so in List-I b) multiparty democracy a) 1952 b) 1962 1. Kol uprising c) presidential form of democracy c) 1971 d) 1984 2. Ahom revolt d) direct democracy 10. For the first time in the country’s history 3. Khasi uprising 5. The World Meteorological Organisation Shompens, considered one of the last 4. Santhal uprising (WMO), the UN weather agency, has surviving stone-age tribes, cast their List-II warned that there is a good chance of votes in recently held parliamentary a. Tirata Singh an “El Nino” climate phenomenon in elections. This tribe is inhabited in b. Buddho Bhagat the Pacific Ocean this year. Which of which of the following islands ? c. Sidhu and Kanhu the following is NOT correct with a) b) Wheeler Island d. Gomadhar Konwar regard to EI Nino? c) Great Nicobar d) Butcher Island 1 2 3 4 a) This phenomenon occurs every 11. The term Gandhian Economics was a) d a b c two to seven years and is often coined by b) d c b a followed by a return swing of the a) Mahadev Desai c) b d a c pendulum with La Nina. b) J C Kumarappa d) a d c b b) This phenomenon occurs when c) Hermann Kallenbach 18. With which of the following events, the the prevailing trade winds that d) Acharya Vinoba Bhave last opportunity to avoid division of circulate surface water in the 12. The theory contributed by Keynes to India was lost? tropical Pacific start to weaken . economics is : a) Rejection of Cripps Mission c) Scientists are of the view that the a) The propensity to consume is b) Rejection of Cabinet Mission phenomenon is caused by climate stable in short term. c) Rejection of Wavell Plan change. b) The propensity to consume is d) Rejection Rajagopalachari Formula d) The last EI Nino occurred unstable in short term 19. Expand the term SEDF. between Jun 2009 and May 2010. c) The theory of wages a) Small Enterprise Development 6. The sixteenth Lok Sabha election has d) The impossibility theorem Fund created a situation where no single 13. The fourth summit of Conference on b) Small Enterprise Development party qualifies for a Leader of the Interaction and Confidence Building Forum Opposition post as the rules mandate Measures in Asia (CICA) was held c) Small Enterprise Departmental that the leader of opposition should be recently in Fund

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d) Small Enterprise Dedicated Fund 26. Chapchar Kut, Mim Kut and Pawl Kut b) d c b a 20. The Mughal emperor who died during a are three festivals connected with c) b d c a campaign against the ravaging agricultural activities celebrated in d) a d c b Marathas in the Deccan was a) Tripura b) Arunachal Pradesh 33. The polymer used to produce a) Jahangir c) Mizoram d) Odisha bulletproof objects is b) Aurangzeb 27. Which of the following financial a) Polyster c) Bahadur Shah I institutions is the last to be established b) Polycarbonate d) Ahmad Shah Bahadur in India? c) Polyamide 21. The 61st National Film awards were a) IFCI b) NABARD d) Polyvinyl chloride announced recently. Which of the c) ICICI d) IDBI 34. Which of the following is/are used by following films has won the award of 28. Black hole does not allow any radiation the body in the process of blood ‘Best Hindi Film’? to escape out because of coagulation? a) Jolly LLB a) its huge size a) Vitamin K b) Calcium b) Shahid b) its small size c) Prothrombin d) All the above c) Liar’s Dice c) its low density 35. The two-week –long joint military d) Bhaag Milkha Bhaag d) its high density exercise ‘ Peace Angel 2014’ was held 22. Which of the following pairs of animals 29. Chose the correct statement with recently between and the their breathing organs is NOT respect to a test tube baby. a) Pakistan and Iran matched correctly ? a) Fertilised egg is grown in the test b) Pakistan and Afghanistan a) Lizard – Skin b) Birds- Lung tube. c) US and Afghanistan c) Fish – Gill d) Frog – Skin b) Fertilisation take place in the d) China and Pakistan 23. The Prime Meridian does not pass mother’s body. 36. Which of the following is used as an through c) Fertilisation takes place in the test explosive? a) France b) Australia tube. a) Graphite c) Spain d) Ghana d) Baby grows in the test tube. b) Nitroglycerine 24. Consider the following with respect to 30. Who among the following won the c) Mercuric oxide the constituents of proteins Formula One Chinese Grand Prix d) Phosphorous tetrachloride 1. Carbon 2. Nitrogen recently? 37. Phycology is a branch of life science 3. Oxygen 4. Hydrogen a) Nico Rosberg that studies Which of the above is/are present in b) Daniel Ricciardo a) tear gas b) algae proteins? c) Fernando Alonso c) viruses d) fungus a) Only 1 d) Lewis Hamilton 38. Xenon gas is also known as b) Only 1 and 3 31. When we put a compact disk (CD) in a) tear gas b) laughing gas c) Only 1, 3 and 4 the sunlight, we see colours like a c) stranger gas d) water gas d) All 1, 2 , 3 and 4 rainbow. It happens due to 39. The functions of kidney in the human 25. Match following secretions and the a) reflection and diffraction body do not include associated organs in human body and b) total internal reflection a) water level balancing answer the question on the basis of c) refraction b) Red blood cell regulation codes provided below : d) reflection and transmission c) Transporting oxygen from one List-I 32. Match the following diseases and the part to other 1. White blood cells organisms responsible for them and d) Waste excretion 2. Insulin answer the question on the basis of 40. Which of the following actually does 3. Testosterone codes provided below : not contain silver? 4. Estrogen List-I a) German silver b) Lunar caustic List-II 1. SARS c) Horn silver d) Ruby silver a. Pancreas 2. Anthrax 41. Who among the following won the 2014 b. Pituitary gland 3. Tuberculosis Asian award for outstanding c. Ovary 4.Plague achievement in sports presented in d. Bone marrow List-II London recently? 1 2 3 4 a. Corona virus a) Shikhar Dhawan b) Rohit Sharma a) d a b c b. Yersinia pestis c) d) MS Dhoni b) c d b a c. Mycobacterium 42. NASA’s robotic explorer LADEE’s c) b d c a d. Bacillus anthracis annihilation occurred as planned d) a d c b 1 2 3 4 recently. This explorer was sent to a) c a b d

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a) Mars b) Moon 50. Leading fertiliser cooperative IFFCO 3. Passage of the Charter Act c) Titan d) Venus announced that its subsidiary had 4. Appointment of Hunter Commission 43. In a recent global study, fifteen Indian received permission from a provincial List –II Bird species are identified as govt. of which of the following 1. 1782 evolutionarily distinct and globally countries to set up a $ 1.6-bn urea plant 2. 1882 endangered (EDGE). Which of the recently? 3. 1770 following is/are included in these a) Canada b) Spain 4. 1813 fifteen species? c) Hungary d) Poland Code: a) Bengal Florican 51. A panel set up by Sebi has proposed to A B C D b) Great Indian Bustard merge various classes of Foreign a) 1 4 2 3 c) Spoon- billed Sandpiper Institutional Investors (FIIs) b) 3 2 1 4 d) All the above into a single foreign entity called FPI. c) 2 4 1 3 44. Nobel laureate Gabriel Garcia Marquez Expand the term FPI. d) 3 1 4 2 died recently at 87. He was a noted a) Foreign Preferential Investors 58. The Swadeshi movement in India was a) author b) economist b) Foreign Portfolio Investors started during c) phusicist d) chemist c) Foreign Public Investors a) The first non-co-operation 45. As per the estimates of the Global Dubai d) Foreign Periodic Investors movement 1919-22 tea forum, which of the following 52. The Govt has extended its support to b) Anti- Bengal partition agitation countries occupies the first position in All India Football Federation (AIFF) c) The Champaran Satyagraha of terms of contribution to world tea in a bid to host which of the following Gandhiji production? football tournaments in 2017 ? d) The protest against Rowlatt Act a) India b)China a) FIFA World Cup 59. The was prepared c) Sri Lanka d) Kenya b) Asian Nations Cup by a constituent Assembly. This 46. Which of the following countries has c) Under-17 World Cup assembly was established by/ under launched a new observation satellite “ d) Under – 20 World Cup a) Ofek 10” into orbit recently ? It is 53. Which of the following books provides b) India Independence Act 1947 expected to be used to observe Iran and detailed and important information c) Cabinet Mission Plan 1946 hostile militant groups in the Middle about intelligence system in ancient d) An all –party national coalition East. India? 60. The provision of a powerful Centre in a) US b) UK a) Arthashastra by Kautilya the Indian constitution has been c) Israel d) Saudi Arabia b) Dharmasutra by Gautama adopted from the constitution of which 47. The book Lowland has been shortlisted c) Indica by Megasthenes of the following countries? for this year’s Baileys Prize, the UK’s d) Nitisaar by Kamandkiya a) US b) UK only annual book award for fiction 54. The discovery of inert gas is associated c) Canada d) New Zealand written by a woman. Who is the author with who among the following ? 61. The unit in which diamonds are measured of the book? a) Henry Cavendish is carat. One carat is equal to a) Bharati Mukherjee b) William Ramsay a) 500 mg b) 200 mg b) Kiran Desai c) JB Priestley c) 100 mg d) 50 mg c) Jhumpa Lahiri d) Antoine Lavoisier 62. Which of the following rivers does not d) Arundhati Roy 55. If a person’s blood group is AB, he/she form any delta in its course? 48. World Health Day is celebrated on 7 can donate blood to a person with a) Narmada b) Indus Apr every year to mark the anniversary blood group c) Cauvery d) Krishna of the founding of the World Health a) A b) B 63. Which of the following pairs is not Organisation (WHO). WHO was c) AB d) All the above matched correctly? founded in 56. Which of the following processes is a) Dudhwa National Park- Rajasthan a) 1946 b) 1947 involved in the industrial production b) Kanha Natiobnal Park- Madhya c) 1948 d) 1950 of vegetable ghee? Pradesh 49. Which of the following countries has a) Reduction b) Dissociation c) Sunderban National park – West decided to shut infamous Abu Ghraib c) Oxidation d) Ionisation Bengal prison over security fears recently? A 57. Match List- I with List –II and select d) Simlipal National Park – Odisha mass breakout in the prison took place the correct answer from the codes given 64. Which of the following instruments is in 2013. below the lists: used to count Red Blood Corpuscles a) Saudi Arabia b) Iraq List – I (RBCs) present in blood? c) Iran d) Kuwait 1. The Famine in Bengal a) Electrocardiograph 2. Death of Haider Ali b) Haemocytometer

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c) Haemoglobinometer a) William Jones 79. The codes consisting of lines of varying d) Sphygmomanometer b) Max Mueller widths or lengths that are computer- 65. What happens when water is heated c) Alexander Cunningham readable are termed as from 0p C to 10p C ? d) Sir John Marshal a) ASCII Codes a) Its volume increases 73. The reserves kept by the banks in India b) Bar Code b) Its volume decreases over and above the statutory minimum c) OCR Code c) Its volume first decreases then reserves with the RBI are called d) MICR Code increases a) Statutory reserves 80. In case the post of Indian president is d) Its volume first decreases then b) Excess reserves vacated, it must be filled within increases c) Instant reserves a) three months 66. ‘Parallactic second’ is a unit to measure d) Deposit reserves b) six months which of the following ? 74. Match List – I with List – II and select c) one year a) Speed b) Volume the correct answer from the codes given d) before his/her tenure ceases c) Distance d) Time below the lists : 81. The appointment of who among the 67. Due to which of the following reasons, List – I following is made by the Presidnet of bones glow in the dark? 1. Black Hair India? a) They are highly reflective. 2. Red Flower i) Governors b) They contain red phosphorus. 3. Green Leaves ii) Chief Justice and other justices of c) White phosphorus present in the 4. Ripe Tomato High Courts bones undergoes slow combustion List - II iii) Chief Justice and other justices of when it comes into contact with a) Melanin the Supreme Court air. b) Anthocyanin iv) Vice- President d) White phosphorus changes into c) Lycopene a) i and II red phosphorus in the presence d) Chrorophy II b) i , ii and iii of air. Code : c) i, ii , and iv 68. Iron pipes carrying drinking water are A B C D d) i, iii and iv covered with zinc to avoid corrosion. a) 1 3 4 2 82. Where are you likely to find an embedded This is called b) 2 3 1 4 operating system? a) Electroplating c) 1 2 4 3 a) on a desktop operating system b) Galvanisation d) 3 2 4 1 b) on a Personal Digital Assistant c) Alloy formation 75. The second Buddhist Council was (PDA) d) Coating organised at which of the following c) on a network serer 69. Who among the following is empowered places? d) on a mainframe computer to withdraw funds from the a) Kundgram b) Vaishali 83. The Bharat Sanchar Nigam Limited Contingency Fund of India for c) Rajgir d) Pataliputra (BSNL) has announced to withdraw emergency expenses? 76. Which of the following is not a place which of the following services from a) The president situated on the eastern coast of India Jul 15? b) The Prime Minister a) Cochin a) Telegram c) The Finance Minister b) Visakhapatnam b) Fixed line telephone d) Comptroller and auditor General c) Puducherry c) Fax of India d) Mahabalipuram d) 2G Mobile Services 70. In which of the following states does a 77. In the context of finance, the ‘break- 84. Match List – I with List – II and select person press the earth the least? even’ point is where the correct answer from the codes given a) Sitting a) Average revenue equals average below the lists : b) Standing cost List – I c) Lying on the ground b) Marginal revenue equals marginal A. Ringworm d) Running cost B. Diarrhoea 71. The acid that is used as a dehydrating c) Total revenue equals total cost C. Malaria and drying agent, is d) None of the above D. Poliomyelitis a) Nitric acid 78. Turmeric is a commonly used colourant List – II b) Hydrochloric acid and antiseptic ingredient. It is obtained 1. Bacteria c) Sulphuric acid from which of the following parts of 2. Virus d) All the above the turmeric plant? 3. Protozoa 72. Who among the following founded the a) Root b) Stem Asiatic Society? c) Fruit d) Flower

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4. Fungi d) Committee on Estimates c) volume of trade Codes : 93. The salaries and allowances of the d) bilateral trade A B C D cabinet members in India are 100. A want becomes a demand only when a) 1 4 2 3 a) fixed in the Constitution it is backed by the b) 4 1 3 2 b) fixed by the on a)ability to purchase c) 2 1 4 3 the advice of the Prime Minister b) necessity to buy d) 4 2 3 1 c) fixed by the Parliament from time c) desire to buy 85. India’s first Arctic research station, to time d) utility of the product Himadri, is situated in which of the d) fixed by the President on the following countries? advice of the Speaker of the Lok a) Finland b) Norway Sabha  c) Denmark d) Canada 94. Name the indigenously developed Light 86. European space consortium Arianespace Combat Aircraft of India. is all set to launch India’s INSAT -3D. a) Rudra b) Tejas ANSWER KEYS This is an exclusive c) Trishul d) Arihant a) educational satellite 95. Which of the following pairs of Capital- 1.b 2.c 3.c 4.a b) meteorological satellite Country is not correctly matched? 5.c 6.c 7.c 8.a c) exploration satellite a) Port Louis – Mauritius 9.d 10.c 11.b 12.a d) broadcasting satellite b) Abuja – Nigeria 13.c 14.d 15.a 16.d 87. Which of the following pairs is not c) Windhoek- Namibia correctly matched? d) Buenos Aires- Algeria 17.c 18.b 19.a 20.b a) Group -8 : Developed and 96. Match List- I with List –II and select 21.a 22.a 23.b 24.d industrialised countries the correct answer from the codes given 25.a 26.c 27.b 28.d b) Group – 15 : Security Council below the lists : members List- I 29.c 30.d 31.a 32.d c) Group -77 : Developing Nations A. Lothal 33.b 34.d 35.d 36.b d) ASEAN : Group of South East B. Harappa 37.b 38.c 39.c 40.a Asian Nations C. Mohen-jo- daro 88. Which of the following mountain ranges D. Kalibangan 41.d 42.b 43.d 44.a forms the western boundary of the List – II 45.b 46.c 47.c 48.c Indian sub- continent? 1. Ravi 49.b 50.a 51.b 52.c a) Pirpanjal b) Satpura 2.Bhogva c) Aravali d) Hindukush 3. Ghaggar 53.a 54.b 55.c 56.a 89. Which of the following is an example of 4. Sindhu 57.d 58.b 59.c 60.c Vitamin? Codes : 61.b 62.a 63.a 64.b a) Keratin b) Adrenalin A B C D 65.d 66.c 67.c 68.b c) Insulin d) Riboflavin a) 3 1 4 3 90. India librated Goa form the shackles of b) 1 3 2 4 39.a 70.c 71.c 72.a Portuguese in c) 2 1 4 3 73.b 74.c 75.b 76.a a) 1948 b) 1961 d) 4 3 2 1 77.c 78.b 79.b 80.b c) 1962 d) 1965 97. Which of the following pairs of Indian 91. Which of the following is an award cities is known as twin cities? 81.b 82.b 83.a 84.b instituted by the UNESCO? a) Delhi-Ghaziabad 85.b 86.b 87.b 88.d a) Kalinga Prize b) Mumbai- Pune 89.d 90.b 91.a 92.b b) Arjuna Award c) Bangalore- Kanakpura c) Nehru Award for International d) Hyderabad- Secunderabad 93.c 94.b 95.d 96.c Understanding 98. The country/ countries which has/have 97.d 98.d 99.d 100.a d) Dronacharya Award succeeded in sending manned space 92. Which of the following standing mission so far is/are committees examines the report of the a) US b) China  Comptroller and Auditor General c) India d) Only a and b (CAG) of India? 99. The exchange of commodities between a) Business Advisory Committee two countries is referred to as b) Committee on Public Accounts a) balance of trade c) Committee on Public Undertakings b) multilateral trade

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PRACTICE SET - 1 FOR UPCOMING EXAM [RRB (NON-TECH-1)]

1. Which of the following is not the source 12. Grassland is called “ pampas” in- a) respiration of the revenue of central Government? a) Africa b) excretion a) Income Tax b) South America c) reproduction b) Corporate Tax c) the United Kingdom d) digestion c) Agricultural Income Tax d) the USA 22. Which one of the following has the d) Excise Duty 13. The coastal part of water bodies of the highest value of specific heat? 2. ‘’ is associated with- oceans which is structurally part of the a) Glass a) milk production mainland of the continents is called b) Copper b) wheat production a) isthumus c) Lead c) flood control b)oceanic ridge d)Water d) water harvesting c) continental shelf 23. The divice used for locating submerged 3. Who has the sole right to issue paper d) continental slope objects under sea is currency in India ? 14. Anemometer is used to measure a) sonar a) The Government of India a) wind direction b) radar b)The Finance Commission b) wind velocity c) laser c) The Reserve Bank of India c) pressure gradient d) maser d) The Central Bank of India d) wind speed and time 24. The metal whose electrical conductivity 4. A fall in demand or rise in supply of a 15. Mariana Trench is found in is more, is commodity- a) Atlantic Ocean a) copper a) increases the price of that b) Pacific Ocean b) aluminium commodity c) Indian Ocean c) silver b) decreases the price of that d) Arctic Ocean d) lead commudity 16. Which cells in our body have the least 25. What happens to a liquid, when the c) neutralises the changes in the price regenerative power? vapour pressure equals the d) determines the price elasticity a) Brain cells atmospheric pressure? 5. Planning Commission of India was b) Muscle cells a) The liquid cools established in c) Bone cells b) The liquid boils a) 1947 b) 1950 d) Liver cells c) No change c) 1951 d) 1949 17. A potato tuber has been cut into two d) The liquid evaporates 6. How many ‘types of emergencies are halves. A few drops of iodine solution 26. Seaweeds are important source of envisaged by the Constitution? are placed on the cut surface of one of a) fluorine a) 1 b) 2 the halves. What colour change will be b) Chlorine c) 3 d) 4 noticed? c) bromine 7. In which year, Gandhiji established a) Form brown to blue- black d) iodine Sabarmati Ashram in Gujarat? b) from brown to orange-red 27. In nuclear reactor, heavy water is used a) 1916 b) 1917 c) From blue to pink as c) 1918 d) 1929 d) From pink to blue- green a) coolant 8. Most of the Chola temples were 18. How many valves does a human heart b) fuel dedicated to have? c) moderator a) Vishnu b) Shiva a) Four d) atomic smasher c) Brahma d) Durga b) Three 28. Which one of the following pairs is 9. Where was the First Session of Indian c) Two correctly matched? National Congress held? d) One a) Tetanus – BCG a) Bombay b) Madras 19. The cells which are responsible for the b) Tuberculosis- ATS c) Calcutta d) Delhi production of antibodies are c) Malaria- Chloroquin 10. In the Gupta period, the largest number a) red blood cells d) Scurvy- Thiamin of coins were issued in b) neutrophils 29. Tear gas used by the police to disperse a) gold b) silver c) lymphocytes the mob contains c) copper d) Iron d) platelets a) carbon dioxide 11. Which one of the following is not the 20. The source of the enzyme, diastase is b) chlorine result of underground water action? a) salivary gland c) ammonia a) Stalactites b) stomach d) hydrogen sulphide b) Stalagmites c) liver 30. ‘World AIDS Day’ is observed on c) Sinkholes d) pancreas a) 1st January d) Flords 21. Mycoplasma is associated with a disease b) 1st April that affects the organs of

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c) 1st September 40. The brain of human adult weighs about 50. The noble gas used in radiotherapy is d) 1st December a) 1200-1300gm a) Neon 31. The headquarters of International Court b) 1600- 2000gm b) argon of Justice is located in c) 500 – 800 gm c) radon a) Paris (France) d) 100- 200gm d) xenon b) Geneva (Switzerland) 41. Which of the following snakes killed for 51. Of the three numbers the ratio of the c) New York (USA) its beautiful skin skin has been declared first and the second is 8 : 9 and that of d) The Hague (Netherlands) an endangered species? the second and third is 3 : 4. If the 32. ‘Subroto Cup’ is associated with which a) Python produce of the first and third numbers games/ sports? b) King Cobra is 2400, then second number is a) Hockey c) Russel’s Viper (a) 45 (b) 40 b) Football d) Krait (c) 30 (d) 55 c) Basketball 42. If a boy sitting in a train, which is moving 52. Annual incomes of A and B are in the d) Badminton at a constant velocity, throws a ball ratio 4 : 3 and their annual expenses 33. Which is the field in which Ustad straight up into the air, the ball will are in the ratio 3 : 2. If each of them Bismillah Khan has distinguished a) fall in front of him saves Rs 600 at the end of the year, himself? b) fall behind him what is the annual income of A? a) Sitar c) fall into his hand (a) Rs 1200 b) Guitar d) None of the above (b) Rs 2400 c) Shehnai 43. Intensity of gravitational field of earth (c) Rs 4800 d) Hindustani Music (Classical- Vocal) is maximum at (d)Rs 1800 34. What does the open market operation a) Poles 53. If the difference between the simple of the RBI mean? b) Equator and compound interests on a sum of a) Buying and selling shares c) Centre of earth money for 2 yr at 4% per annum is Rs b) Auctioning of foreign exchange d) Surface 80, the sum is c) Trading in securities 44. The spokes used in the wheel of a (a) Rs 5000 d) Transactions in gold bicycle increase its (b)Rs 50000 35. ‘Consumer Day’ is celebrated every year a) Moment of inertia (c) Rs 10000 on b) Velocity (d)Rs 1000 a) 1st April c) Acceleration 54. A trader marks his goods at 40% above b) 23rd April d) Momentum the cost price but allows a discount of c) 15the March 45. A transformer works on the principle of 20% on the marked price. His profit d) 5th December a) Self induction per cent is 36. German silver, an alloy, does not contain b) Mutual induction (a) 20 (b) 10 the metal c) Generator (c) 8 (d) 12 a) Nickel d) Inverter 55. If sin + cosec = 2, then the value b) Zinc 46. The bank cheques are processed by using θ θ c) Copper a) OCR of sin5 θ + cosec5 θ , when d) Silver b) MICR 0° 90°, is 37. The ‘Pacific Ring of Fire’ is associated c) OMR  θ  with d) PMR (a) 0 (b) 1 a) oil well fires 47. In a 14" TV or computer monitor, the (c) 10 (d) 2 b) thermal power station dimension of 14"stands for 56. sin2 5°+sin2 10°+sin2 15°+...+ sin2 c) volcanoes and earthquakes a) the length of the screen 85°+ sin2 90° is equal to d) forest fires b) the breadth of the screen 1 1 38. Oxygen which is vital for life is a c) the diagonal of the screen a)7 b)8 product of photosynthesis and comes d) the maximum length of the screen 2 2 from 48. Which substance is added to make a) carbonates from soil natural rubber more strong and bouncy? 1 c)9 d)9 b) carbon dioxide a) Sponge 2 c) water b) Sulphur d) oxides of mineral elements c) Chlorine 57. A and B can complete a work in 15 days 39. From which part of the plant is clove, d) Polythene and 10 days, respectively. They started the commonly used spice, obtained? 49. Detergents are doing the work together but after 2 a) Fruit a) Sodium salts of fatty acids days, B had to leave and A alone b) Flower bud b) Sodium salts of sulphonic acids completed the remaining work. The c) Stem c) Sodium salt of benzoic acid whole work was completed in d) Root d) None of the above (a) 10 days

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(b) 8 days (a) 6 unit (b)5 unit payment, he may still make a profit of (c) 12 days (c) 4 unit (d)3 unit 8%? (d) 15 days (a) 20% (b) 18% 2 2 x 1 2 1 (c) 28% (d) 25% 58. The angle of elevation of a tower at a 65. If 1    1   , then 3 7 7 4 3 6 point is 45°. After going 40 m towards Directions: (Q.Nos. 73-75) Study the bar the foot of the tower, the angle of find the value of x. graph carefully and answer the questions elevation of the tower becomes 60°. 1 given below. Find the height of the tower. a)0.006 b) Spending of a Family Income on Various 6 Items and Savings During Year 2010 40 3 c)0.6 d)6 a) m 3 1 66. A sum of money placed at compound interest triples itself in 5 yr. In how many years will it amount to nine times b) m 40 3 itself? (a) 12 (b) 10 40 3 (c) 15 (d) 18 c) m 3 1 67. The price of rice is reduced by 2%. How many kilograms of rice can now be d)None of these bought for the money which was sufficient to buy 49 kg of rice earlier? x2 y2 z 2 (a) 48 (b) 49 59. If x + y + z = 0, then   (c) 50 (d) 51 yz zx xy 68. If both the radius and height of a right 73. The per cent of income spent on food is is equal to circular cone are increased by 20%, its a)5 b)10 a)(xyz)2 b)x2 +y2 + z2 volume will be increased by c)12.5 d)20 c)9 d)3 a)20% b)40% 74. The percent of income spent on clothing 60. If x2 + 2 =2x, then the value of x4 – x3 +x2 c)60% d)72.8% exceeds that on savings by +2 is 69. ABCD is a parallelogram. If P is a point a)12.5 b)2.5 a)0 b)1 1 c)10 d)22.5 on AD such that AP = AD and Q is 75. If the total income of the family during c)-1 d) 2 3 year 2010 was Rs 100000, the savings 61. The average of a marks in Mathematics of the family in year 2009 was for 5 students was found to be 50. 1 (a) Rs 1750 a point on BC such that CQ = BC. Later, it was discovered that in the case 3 (b) Rs 20000 of 1 student, the marks 48 were misread (c) Rs 12500 Then, AQCP is a as 84. The correct average is (d) Rs 50000 a) rectangle (a) 40.2 (b) 40.8 76. In which answer figure is the question (c) 42.8 (d) 48.2 (b) square figure embedded 62. D and E are the points on the sides AB c) parallelogram and AC respectively in  ABC, AD = (d) rhombus 70. A walks at a uniform rate of 4 km an 8 cm, DB=12 cm, AE = 6 cm and EC=9 hour and 4 h after his start, B bicycles cm, then BC is equal to after him at the uniform rate of 10 km 2 5 an hour. How far from the starting (a) DE (b) DE point will B catch A? 5 2 a)16.7 km b)18.6 km 3 2 c)21.5 km d)26.7 km (c) DE (d) DE 71. Find the missing term in following series. 2 3 2, 9, 28, 65, 126, ? 63. The least number, which must be added (a) 195 (b) 199 to 6709 to make it exactly divisible by 77. A piece of paper of folded and cut as (c) 208 (d)None of these 9, is shown below in the question figures. 72. How much above the cost price should (a) 5 (b)4 From the given answer figures, indicate a man mark his goods, so that after how it will appear when opened. (c)7 (d)2 allowing a discount of 10% for cash 64. The distance between the points A (7,4) and B(3, 1) is

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II. An average women’s primary 87. ajs, gpy, ?, sbk, yhq interest lies in home and specially in (a) dmv (b) mve the kitchen. (c) oua (d) qzi (a) Only I 88. D __ 6 E G P ____ H J___ 12 K M (b) Only II B 15 _ (c) Either I or II (a) E, 7, J, L (d) Neither I nor II (b) F, 8, M, K 81. At what time between 5 and 6 O’clock (c) G, 9,1, M will the hands of clock be at right angle? (d) J, 9, V, N 10 89. If MOBILITY is coded as 46293927, a)10 min past5 then EXAMINATION is coded as 11 (a) 45038401854 7 (b) 56149512965 b)43 min past 5 11 (c) 57159413955 78. Complete given figure by choosing the (d) 67250623076 correct alternative. c)Both (a) and (b) d)None of the above 90. Find out the number that does not belong to the group of numbers for lack of Directions (Q.Nos. 82 and 83) Which one common property. set of letters when sequentially placed (a) 144 (b) 169 at the gaps in the given letter series shall (c) 196 d) 210 complete it? Directions (Q.Nos. 91-93) Select the 82. a_ba_b_b_a_b related letter/ word/ number /from the (a) abaab (b) abbab given alternatives. (c) aabba (d) bbabb 83. _stt_tt_tts 91. House : Room :: World : ? (a) tsts (b) ttst (a) Land (b) Sun (c) Air (d) Nation (c) sstt (d) tsst 84. From the given alternative words select 92. RDKU : UMFT :: VHBP:? the one which can not be formed using (a) PDJX (b) PCIX 79. Which of the following diagram the letters of the given word (c) PEJY (d) PDKX correctly represents school, classroom REPRIMAND and blackboard? 93. 8 : 28 :: 27 : ? (a) MAIDEN (a) 55 (b) 63 (b) REPAIR (c) 64 (d) 65 (c) MUNDANE Directions (Q.Nos. 94-95) Find the odd (d) REMAND number/ letter/pair from the given 85. Arrange the following words as per in a dictionary and choose the one that alternatives. 80. A statement with two conclusions comes in the middle. 94. (a)AYBZ (b) BXCY followed by four alternatives are given 1. Wrist 2. War (c) DVEW (d) MPON below. Select the one alternative which 3. Wrinkle 4.Wasp is the most suitable regarding the 5. Waste 95. (a) Paper-Pencil statement. (a) Wasp (b) Waste (b) Head-Cap Statement: The TV programmes, (c) War (d) Wrinkle (c) Ink-Inkpot telecast specially for women are packed (d) Present-Wrapper with a variety of recipes and household Directions (Q.Nos. 86-88) A series is given 96. In the following question, numbers of hints. A major portion of magazines for with one term missing. Choose the correct letters are skipped in between by a women also contains the items alternative from the given ones that will particular rule. Which of the following mentioned above. complete the series series observes the rule? Number of Conclusions letters skipped in between adjacent I. Women are not interested in other 86. 625, 5, 125, 25, 25, ?, 5 letters in the series decreases by two. thing. (a) 5 (b) 25 (a) EPVAF (b)GPWBE (c) 125 (d) 625 (c)UCJOP (d)XFMQU

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97. Ram is eighth from left and is fourth to the left of Shyam who is eighth from right. Then, how may boys are there in the row? (a) 19 (b)21 (c) 24 (d) 20 98. Ankit walked South-West 30 m. Then, after he turned left and cover 60 m. Now he is in which direction from his initial position? (a) South-East (b) North-East (c) North-West (d) South

Directions (Q.Nos. 99 and 100) Select the missing number from the given responses.

99.

a)19 b)22 c)32 d)35 100.

a)1 b)731 c)1625 d)2031

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ANSWER KEYS

1.c 2.a 3.c 4.b 5.b 6.c 7.b 8.b 9.a 10.a 11.d 12.b 13.c 14.b 15.b 16.a 17.a 18.c 19.c 20.a 21.a 22.d 23.a 24.c 25.b 26.d 27.c 28.c 29.b 30.d 31.d 32.b 33.c 34.c 35.c 36.d 37.c 38.c 39.b 40.a 41.c 42.c 43.a 44.a 45.b 46.b 47.c 48.b 49.b 50.c 51.a 52.b 53.b 54.d 55.d 56.d 57.c 58.c 59.d 60.a 61.c 62.b 63.a 64.b 65.d 66.b 67.c 68.d 69.c 70.d 71.d 72.a 73.d 74.b 75.c 76.c 77.c 78.d 79.a 80.b 81.c 82.d 83.d 84.d 85.b 86.c 87.b 88.d 89.b 90.d 91.d 92.a 93.d 94.d 95.a 96.b 97.a 98.a 99.a 100.d 

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PRACTICE SET - 1 FOR UPCOMING EXAM [RRB (NON-TECH-2)]

1. The freedom fighter who died in jail due 9. The ‘interest Rate Policy’ is a component 17. Which one of the following is the highest to hunger strike was____ of gravity dam in the world ? (a) Bhagat Singh (1) Fiscal Policy A.Beas Dam (b) Bipin Chandra Pal (2) Monetary Policy B.Bhakra Dam (c) Jatin Das (3) Trade Policy C.Hirakud (d) Subhash Chandra Bose (4) Direct Control D.Nangal Dam 2. Find out the correct sequence of the 10. ‘Gresham’s Law’ in Economics related 18. The type of unemployment more following from the code given below: to prominent in India is: (a) C. Rajagopalachari Plan (1) Supply and demand (A) Seasonal (b) Wavell Plan (2) Circulation of currency (B) Cyclical (c) Mountbatten Plan (3) consumption of supply (C) Structural (d) Cabinet Mission Plan (4) distribution of goods and services (D) Open Code: 11. What was the main objective of Green 19. India’s unemployment is estimated by (a) 1-2-3-4 (b) 2-3-4-1 Revolution in India ? the agency: (c) 1-2-4-3 (d) 2-1-3-4 a) To increase the extent of cash crop (A) NSSO 3. Which of the following languages was cultivation (B) RBI used in Ashoka’s Edicts? b) To increase the area of green (C) Finance Ministry (a) Vasudeva forests under social forestry (D) Both (A) &(B) (b) Pali scheme 20. The long term unemployment is (c) Brahmi c) Modernisation of agriculture measured by: (d) Sanskrit through science and technology (A) Usual Status 4. The first ruler of Pala dynasty was d) To introduce the Japanese method (B) Current Weekly Status A. Gopala of paddy cultivation (C) Current daily Status B. Dharmapala 12. During which Plan period did agricultural (D) None C. Bhaskaravarman production register a negative growth? 21. The main model that formed the basis of D. None of these a) First the strategy of the Second Five Year 5. The Attorney-General of India holds b) Second Plan was formulated by: office during the pleasure of the c) Third (A) V.K. R.V. Rao (a) President d) Fourth (B) PC. Mahalonobis (b) Prime Minister 13. At neap tide— (C) Dr.Gadgil (c) Parliament 1. The sun and moon exert their (D) P.R.Brahamandas (d) Chief Justice force at right angles 22. MISA means- 6. The Comptroller and Auditor General 2. The tidal amplitude is high (A) Maintenance of Internal Security of India has been described as the friend, 3. The low tides are very low Act philosopher and guide of: (a) 1 (B) Maintenance of International (a) the Estimates Committee (b) 2 and 3 Security Act (b) the Committee on Public (c) 1 and 2 (C) Making of Internal Security Act Undertakings (d) 1, 2 and 3 (D) Maintenance of Internal Surety (c) the Public Accounts Committee 14. The Sun reaches its maximum angular Act (d) all the Parliamentary Committees distance from the equator at the— 23. Trade as an engine of growth was 7. What was (were) the most important (a) Zenith propounded by: provision(s) of the Govt. of India Act, (b) Solstice (A) Hirschman 1935? (c) Equinox (B) Nurkse (a) Changes in the Viceroy’s Executive (d) Noontime (C) Marshall Council 15. Which of the following is known as (D) Robinson (b) Dyarchy in the Provinces “island of precipitation? 24. A decrease in the domestic currency price (c) Grant of autonomy to the (a) Fault mountains of foreign currency is: provinces (b) Fold mountains (A) Depreciation (d) All of the above (c) Dome mountains (B) Appreciation 8. The quorum for the Indian Parliament (d) Block mountains (C) Euro Currency is 16. In which State is the Koyali oil refinery (D) Hedging (a) 40 members located ? 25. Fiscal policy is related to: (b) 50 members A.Assam (A) Public revenue and expenditure (c) one-tenth of total membership B.Gujarat (B) Exports and Imports (d) one-twelfth of total membership C.Maharastra (C) Issues and circulation of currencies D.Tripura (D) Money supply

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26. Budget is presented in the Parliament as 36. Which is/are correct statement? (d) the average potential energy of the per: 1. Chief Minister shall be appointed molecules of the object (A) Article 280 by the Governor 44. In case of hypermetropia – (B) Article 112 2. The Governor is free to appoint (a) The image of near objects is (C) Article 202 any one as Chief Minister. formed in front of retina (D) None of the above (A) Only 1 (b) The image of near objects is 27. The largest contributing sector to GDP (B) Only 2 formed behind the retina at the time of independence in India (C) Only 1 and 2 (c) A concave lens should be used for was: (D) both are false correction (A) Agriculture 37. Which type of glass is used in optical (d) A convex lens cannot be used for (B) Industry instrument like lenses and prisms? correction (C) Service (A) Soft glass 45. In the visible spectrum the colour having (D) None of these (B) Crook’s glass the shortest wavelength is – 28. What is the position of the Indian (C) Jena glass (a) Green (b) Red Railways in the World according to the (D) Flint glass (c) Violet (d) Blue length of rail lines? 38. Which is the smallest gland and also 46. Thomas Alva Edison invented (a) 1st (b) 2nd known as master gland? A. Cinema (c) 3rd (d) 4th (A) Thyroid gland B. Cine Camera 29. When was the nationalization of Indian (B) Adrenal gland C. Computer Railways done ? (C) Pituitary gland D. Cinematograph (a) 1952 (b) 1950 (D) Pineal gland 47. The basic chemical building block of (c) 1951 (d) 1954 39. What does the 17th Parallel separate? natural rubber obtained from trees is : 30. The hardest substance available on the (A) South and North America (1) Isoprene earth is ? (B) North and South Korea (2) Vinyl chloride (a) Platinum (b) Diamond (C) South and North Vietnam (3) Acetylene (c) Quartz (d) Gold (D) South and North Yemen (4) Neoprene 31. Which of the following inert gases is not 40. Which statement is/are correct about 48. ‘Vinegar’ is commercial name of : found in atmosphere ? project tiger? (1) Oxalic acid (a) Xenon (b) Argon 1. Project tiger has been implemented (2) hydrochloric acid (c) Helium (d) Radon since 1976 (3) Acetic acid 32. Who is the writer of Adhe Adhure? 2. Kaziranga, Manas and Nameri are (4) Citric Acid (a) Mohan Rakesh situated in Assam 49. The Bhopal gas tragedy was caused by (b) Nirala 3. The largest tiger reserves is the the gas (c) Prem chand 3568 km2 Nagarjuna sagar Sailam (1) Methyl chloride (d) Ashok Vajpayee tiger reserves of Andhra Pradesh. (2) Methyl Iso cyanide 33. The headquarters of central food and (A) Only 1 and 2 (3) Methyl Iso Cyanate technology research institute is located (B) Only 2 and 3 (4) Methyl Cyanide in? (C) Only 1 and 3 50. Silver nitrate solution is kept in brown (a) Ahmedabad (D) All of the above bottles in laboratory because (b) Mysore 41. Which one of the following chemicals is (1) it reacts with ordinary white (c) Delhi used for fruit ripening ? bottles (d) Anand (a) Ethaphon (2) brown bottles stops the passage 34. Which statement is/are correct? (b) Melathian of light through it 1. South America is the second (c) Isoproton (3) brown bottles do not react with it largest continent of the world (d) Atrazine (4) brown bottles react with it 2. Seven continents are located in the 42. Damodar is a tributary of river - 51. A container has 80 L of milk. From this world (a) Ganga container 8 L of milk was taken out 3. Lowest point of Asia is dead sea (b) Hugli and replaced by water. The process (A) Only 1 and 2 (c) Padma (B) Only 2 and 3 (d) Suvarn Rekha was further repeated twice. The (C) Only 1 and 3 43. Heat energy of an object is volume of milk in the container after (D) All of the above (a) the average energy of the that is 35. What is digested by an enzyme called molecules of the object a) 58.23 L b) 85.23 L lipase in the small intestine? (b) the total energy of the molecules c) 58.32 L d) 85.32 L (A)Protein of the object ? 52. The average of the runs made by Raju, (B) Vitamin (c) the average velocity of the Shyam and Hari is 7 less than that (C) Fat molecules of the object made by Shyam , Hari and Kishore . If (D) Carbohydrates

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the number of Kishore’s run is 35, what three sides. Taking the side along x- axis is Raju’s run? 2 6 as its base, the corresponding altitude a) 21 b) 35 61. If x= , then the value of of the triangle is c) 7 d) 14 3  2 53. A gain dealer cheats to the extent of 10% a) 3 unit b) 5 unit while buying as well as selling by using x  2 x  3 c) 1 unit d) 2 unit false weights. His total profit  is 69. A starts business with Rs. 7000 and percentage is x  2 x  3 after 5 months, B joined as a partner. a) 21% b) 23% After a year the profit is divided in the c) 25 % d) 20 % a) 3 b) 6 ratios 2 : 3. The capital of B is 54. The average of 12,22 ,32, 42, 52, 62,72,82, a) Rs.10000 b) Rs.6500 92, 102 is c) 2 d) 2 c) Rs.18000 d) Rs.9000 a) 46.5 b) 50.5 62. If G is the centred and AD, BE, CF are 70. The odd element in the sequence 3, 7, c) 38.5 d) 42.5 three medians of ABC with area 70 13, 21, 33,43,57______is 55. The least positive integer which is  a) 33 b) 43 cm2 then the area of BDG is a perfect square and also divisible by c) 7 d) 21 a) 16 cm2 b) 24 cm2 each of 21,36 and 66 is c) 8 cm2 d) 12 cm2 71. The value of x when 5% of is a) 213444 b) 254016 2x 63. The diameter of garden roller is 1.4 m c) 156816 d) 186624 0.01 will be and it is 2 m long. The area covered by 56. A person travels 285 km in 6 h. In the a) 0.02 b) 0.01 the roller in 5 revolution is first part of the journey, he travels at c) 0.05 d) 0.03 a) 4.4m2 b) 44m2 40 km/h by bus. In the second part, he 72. The rate of simple interest at which a c) 16.8m2 d)8.8m2 travels at 55 km/h by train. The distance sum of money becomes three times in travelled by train is 64. Consider  ABD such that  ADB= 25yr is a) 165 km b) 615 km 20p and C is a point on BD such that a) 8% b) 5% c) 561 km d) 156 km AB = AC and CD = CA then, the c) 4% d) 6% 57. The value of measure of  ABC is 73. From the top of a cliff 90 m high, the a) 45p b) 60p angles of depression of the top and bottom of a tower are observed to be  3  3  8 7  4 3 is c) 30p d) 40p 65. ABCD is a trapezium . such that AB = 30p and 60p , respectively. The height a) 3 b) 4 CD and AD\\ BC , AD = 5 cm, BC = 9 of the tower is c) 1 d) 2 cm. If area of ABCD is 35 sq cm, then a) 60 m b) 75m 58. A and B can separately do a piece of CD is c) 30 m d) 45m work in 20 and 15 days respectively. a) 5 cm b) 6 cm Directions (Q. Nos. 74-75) The following They worked together for 6 days after c) cm d) 29 cm Bar diagram shows the percentage of 7 which B was replaced by C. The work 21 coloured balls sold in 5 shops A,B, C, D as finished in next 4 days. The number 66. If sec  – cosec  = 0, then the value of and E . Study the graph and answer all of days in which C alone could do the the questions. work is ( sec  + cosec  ) a) 30 days b) 45 days c) 40 days d) 35 days 2 59. If a + b = 6, a – b= 2, then the value of 2 a) b) 0 ( a2 + b2) is 3 a) 30 b) 40 c) 10 d) 20 3 c) 2 2 d) 1 1 2 60. If x= ,y = is then 67. The marked price of a shop keeper for 2  3 2  3 an article is 30 % higher than the cost price. If he sells the article allowing 10 1 1  % discount to customers, then the gain the value of x 1 y 1 is per cent will be 2 1 74. The ratio of total percentage of red balls a) b) 1 3 a) 16 % b) 12 % and total percentage of orange balls is 3 2 a) 4 : 5 b) 9 : 11 1 1 c) 15 % d) 17 % c) 7 : 9 d) 1 : 1 c) d) 3 2 68. A triangle is formed by the x-axis and the lines 2x + y= 4 and x – y + 1 = 0 as

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75. What fraction of the total percentage of (c) SOLE (d) MPRUX colour balls is to the percentage of total (d)HEROINE 91. Which letter of the following alphabet is yellow balls ? 85. In the following question, numbers of the 5th to the right of the letter, which 3 4 letters are skipped in between by a is 18th from the right? a) b) particular rule. Which of the following ACEGIKMOQSUWYBDFHJLNP 20 25 series observes the rule? Number of R TVX Z letters skipped in between adjacent (a) Q (b) S 13 7 letters in the series decreases by two. c) d) (c) B (d) U 100 50 (a) EPVAF (b) GPWBE 92. Which one out of the four given (c) UCJOP (d) XFMQU alternatives specify the interchange of Directions (Q.Nos. 76-78) Select the 86. Arrange the following in a logical order signs in the equation which when made related letter/ word/ number /from the 1. Butterfly 2. Cocoon will make the equation correct. given alternatives. 3. Egg 4.Worm 5 + 38-124 = 3 (a) 1,4, 3,2 b)3, 4, 2, 1 (a) + and - (b) - and 76. Atom : Molecule :: Cell : ? (c) 1,3, 4,2 d)2, 4, 1, 3 (c) + and (d) + and (a) Body (b) Organ 87. In the following diagram, a total number 93. How many squares are there in the given (c) Tissue (d) Bone of 100 players play different games. figure? 77. ADHM : ZWSN :: : CFJO : ? How many players play Football and (a) YVRM (b) YRVM Hockey but not cricket? (c) YMVR (d) YMRV 78. 3 : 243 :: 5 : ? (a) 425 (b) 465 (c) 546 (d) 3125 a)6 b)7 Directions (Q.Nos. 79-81) Find the odd c)9 d)10 number/ letter/pair from the given 94. Two positions of a dice are shown below. alternatives. When 2 is at the bottom, what number will be at the top? 79. (a) Pond-Lake (a) 20 (b) 25 (b) Pistol-Gun (c) 15 (d) 5 (c) Car-Bus 88. If in a certain code, LUTE is written as (d) Church-Monument MUTE and FATE is written as GATE, 80. (a)BFJQ (b) RUZG then how will BLUE be written in that (c) GJOV (d) ILQX code? (a) CLUE (b) GLUE 81. (a) 117-39 (b) 164-41 (a) 1 (b) 3 (c) FLUE (d) SLUE (c) 4 (d) 5 (c) 198-66 (d) 213-71 89. Find out the set of number amongst the 95. Which of the following figure is the four sets of numbers given in the Directions (Q.Nos. 82-83) A series is correct mirror image of the given figure? alternatives which is the most like the given with one term missing. Choose the set given in the question. correct alternative from the given ones Given set (23, 29, 37) that will complete the series a) (17,21,29) 82. 3, 4, 7, 7, 13, 13, 21, 22, 31, 34,? b) (31,37, 49) (a) 42 (b) 43 c) (13,15, 23) (c) 51 (d) 52 d) (41,47,53) 83. PMT, OOS, NQR, MSQ, ? 90. In the following question, numbers of (a) LUP (b) LVP letters are skipped in between by a particular rule. Which of the following (c) LVR (d) LWP series observes the rule? Number of 84. From the given alternative words, select letters skipped in between adjacent the one which can be formed using the letters in the series is odd. letters of the given word CHROMOSOME (a) BDHLR (a) HERONE (b) EIMQV (b)ROME (c) FIMRX

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96. Two squads of soldiers A and B facing ANSWER KEYS North and South respectively received the following commands- right turn , 1.c 2.c 3.c 4.a Vanik’s Knowledge Garden left turn, left turn, left turn. Which directions would the squads A and B 5.a 6.c 7.c 8.c State Bank of India (SBI) face at the end? 9.b 10.b 11.c 12.c a) West, East 13.a 14.b 15.c 16.b b) North, South 17.b 18.c 19.a 20.a  Imperial Bank of India acted as central bank of our c) East, West 21.b 22.a 23.b 24.b country from 1921 to 1935. d) South, North 25.a 26.b 27.a 28.d  Imperial Bank of India was nationalized and 97. Select the missing number from the given 29.b 30.b 31.d 32.a renamed as “State Bank of India” in 1955. First responses. 33.b 34.b 35.c 36.a Chairman, A. D. Gorwala. 9 6 7 37.d 38.c 39.c 40.b  SBI has 7 Subsidiaries (SBI Ground). They are : 8 ? 3 State Bank of Hyderabad, Mysore, Indore, Patiala, 3 5 8 41.a 42.b 43.b 44.b 45.c 46.d 47.a 48.c Saurashtra, Travancore, Bikaner & Jaipur. All these 216 900 168 49.c 50.b 51.c 52.d were formed in 1959. a)55 b) 60 53.a 54.c 55.a 56.a  The total number of associate banks of SBI currently c) 70 d) 30 57.d 58.c 59.b 60.b working in the country is – Five 98. Based on the given details, find out the 61.c 62.d 63.b 64.d  SBI is the largest commercial bank of India number of postgraduates enrolled in a 65.d 66.c 67.d 68.d  SBI launched a New Scheme “Parvartan” to attract college for the year 1970. 39.c 70.a 71.a 72.a more customers by rendering better services. 1968 1969 1970 1970 1972 73.a 74.c 75.d 76.c 113 88 ? 63 59  SBI has introduced the Tiny-Card with biometric 77.a 78.d 79.d 80.a a)79 b) 72 identification to achieve Financial Inclusion. Tiny- 81.b 82.b 83.a 84.d c) 84 d) 63 Card provides easy banking services for under 85.b 86.b 87.c 88.a privileged communities. Directions (Q. Nos.99 and 100) Two 89.d 90.a 91.c 92.b  SBI Head Quarters :Mumbai statements are given, followed by two 93.c 94.b 95.d 96.b conclusions I and II . You have to consider  State Bank of India launched “Mobi Cash Eash” a 97.d 98.d 99.c 100.d the statements to be true even if they mobile wallet service that allows users to transfer seem to be at variance from commonly funds and make bill payment easily using Mobile known facts. You have to decide which of  Phone. the given conclusions if any , follow from  On 7th October 2013, Arundhati Bhattacharya is the given statements. appointed as the first lady chairperson for SBI. 99. Statements All scholars are eccentric. Vanik’s Knowledge Garden No woman is eccentric. SBI & Associated Banks Conclusions I. No woman is scholar. Talking ATM II. All eccentric are men. 1 State Bank of India Mumbai 1806 a)Neither conclusion I nor II follows Which Bank established First Talking ATM in India? - 2 State Bank of Hyderabad Hyderabad 1941 b) Both conclusions I and II follows 3 State Bank of Mysore Bangalore 1913 c) Only conclusion I follows Union Bank of India (Union Bank) d) Only conclusion II follows Which city gets the country’s first Talking ATM?- 4 State Bank of Travancore Trivendram 1945 100. Statements All students are girls. Ahmedabad 5 State Bank of Patiala Patiyala 1917 No girl is dull. Which State gets the country’s first Talking ATM? - 6 State Bank of Jaipur & Bikaner Jaipur 1963 Conclusions I .There are no boys in Gujarat Note : the class. II. No student is dull Talking ATM Specially designed for ______people? -  In 2008 the State Bank of Sourashtra merged with a)Both conclusions I and II follow Blind SBI. b) Neither conclusion I and II follow  In 2010 the above State Bank of Indore also merged c) Only conclusion I follows Who inaugurated the country’s first Talking ATM? - d) Only conclusion II follows CMD of UBI, D. Sarkar with SBI. Talking ATM has what kind of Special Interface? - Voice Slogans of SBI : Interface  With you all the way  Which was the second bank to launch the Talking ATM  Pure Banking nothing else in India? - State Bank of India  The banker to every Indian Which company installed White Lable ATM first in the  The Nation Banks on us country? - Tata

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PRACTICE SET FOR UPCOMING EXAM [IBPS-PO] Making India, a developed country in 2020is ENGLISH LANGUAGE % of active population is in informal not an easy task. India has to keep in check Directions (Q. 1 – 10) Read the following economy. The children are forced to work variety of factors in order to progress passage carefully and answer the due to their poverty and differential caste rapidly. To quote China as an example is questions given below it. Certain words/ system. They work in match industry for that they demolished an old building to phrases have been printed in bold to help daily wages, as servants, mechanics, stone construct a very big port to meet future you locate them while answering some breakers, agricultural workers, etc. To demands, but India is still waiting for things of the questions. prevent child labour, existing laws which to happen. The profits gained by India There are various sectors in India that are to favour the Anti Child Labour Act should be through various sectors are to be spent for be assessed for their strengths, weaknesses, implemented by the Government the development and welfare of the country. opportunities and threats. The total vigorously. population is over 1 billion which will More population results in cheap cost by India’s vision for a brighter path will come true not only by mere words or speech, but increase to 1.46 billion by 2035 to cross virtue of the demand supply concept. Most extra effort needed at all levels to overcome China. The huge population will result in of the foreign countries try to utilize this the pitfalls. higher unemployment and deterioration of factor by outsourcing their business in India quality. Literacy, in India is yet another with a very low capital. According to US, 1. Which of the following , according to factor to be discussed. According to India is a “Knowledge Pool” with cheap the author, is/are a result(s) of increased 1991census, 64.8% of the population was labour. The major advantage is our population in India ? illiterate. The major downtrend of education communication and technical skill which is A) Pollution is due to child labour which has spread all adaptable to any environment. The cutting B) Poverty over India and this should be totally edge skill in IT of our professionals helps C) Unemployment eradicated by way of surveillance and a the outsourcing companies to commensurate a) Only A good educational system implemented with the needs of the consumers in a short b) Only A and B properly by the Government. span. The major competitors for India are c) Only B Pollution is one more threat to the China and Philippines and by the way of an d) Only A and C environment and for the country’s effective communication and expert e) All A, B and C prospects. This has been experienced more technical ability, Indians are ahead of the 2. Why, according to the author, has the in urban areas mainly in metropolitan cities. race. The Major Metropolitan states are Indian Government allotted more funds The water and improper maintenance will targeting the outsourcing field vigorously by to strengthen the military forces? lead to various diseases which in turn will giving various amenities to the outsourcing a) To improve security in order to affect the next generation. In most of the companies like tax concession, allotting land counter increasing terrorism cities there is no proper sewage disposal. etc. to start their business in its cities without b) As the security in India over the The Government has to take effective steps any hurdles. Thereby most of the MNCs past ten years was grossly to control population which in turn will prefer India as their destinations and inadequate affect the next generation. In most of the capitalize the resources to maximize their c) As the US too has strengthened cities there is no proper sewage disposal. assets. Infrastructure is another key factor its military forces after the 9/11 The Government has to take effective steps for an outsourcing company to start a attack to control population which, in turn, will business in a particular city. It includes road, d) As the industry is developed minimize the pollution. Poverty questions rail, ports, power and water. The increased enough and is not in need of any the entire strength of India’s political view input in infrastructure in India is very more funds and minimizes the energetic way of limited where China’s record is excellent. e) None of the above approach. The shortfall of rains, enormous India in earlier days gave more importance 3. What is the author’s main objective in floods, unexpected famine, drought, to the development of industry and less writing this passage? earthquake and the recent tsunami hit the importance to other departments. But the a) To exhort the Government to country in a negative way. The proactive scenario has quite changed now-a –days by garner support from its approach through effective research and allocating a special budget of funds for neighbouring countries analytical study helps us to determine the security. This is because of the frightening b) To suggest to the Government to effects in advance .Proper allocation of funds increase in terrorism all around the world follow China’s example blindly is a prerequisite. In developed countries especially emerging after the 9/11 terror thereby bringing about rapid like US, Japan precautionary methods are attack in US. In the last ten years, budget development adopted to overcome this, but it has to be towards the development of military forces c) To bring highlight the plight of the improved a lot in our systems. in higher when compared to others. It shows poor Increased population is one of the major that the threat from our neighbouring d) To discuss the problems of child reasons for poverty and the Government is countries is escalating. India has to labour and suggest suitable unable to allocate funds for basic needs to concentrate more on this security factor to remedies the society. India has nearly 400 million wipe out the problem in the way of cross- e) To bring forth the problems people living below the poverty line and 90 border terrorism. associated with the India’s

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development and to suggest meaning to the word/group of words buying by importing countries and

measures to counter them printed in bold as used in the passage. re stric tio n s slapped on grain exports by 4. Why, according to the author, is India some big producers helped drive prices up one of the favourite destinations for 9. DIFFERENTIAL to heights not seen for three decades. Making investment by outsourcing companies? a) solitude matters worse, land and resources got A) Shorter response time for clients b) homogeneous reallocated to produce cash crops such as B) Better technical skills. c) synonymous bio fuels and the result was that voluminous C) Availability of cheap labour d) unique reserves of grain evaporated. Protests broke a) Only C e) different out across the emerging world and fierce b) All A, B and C 10. VIGOROUSLY food riots toppled governments. c) Only B and C a) simply b) regularly This spurred global leaders into action. This d) Only A and B c) roughly d) softly made them aware that food security is one e) Only A e) leniently of the fundamental issues in the world that 5. Which of the following is/are true in the Directions (11- 16) Read the following has to be dealt with in order to maintain context of the passage? passage carefully and answer the administrative and political stability. This A) India leads the way in the amount questions given below it . Certain words/ also spurred the US which traditionally invested in the development of phrases have been printed in bold to help provisioned food aid from American grain infrastructure. you locate them while answering some surpluses to help needy nations, to move B) Political system in India is not of the questions. towards investing in farm sectors around influenced by poverty Governments have traditionally equated the globe to boost productivity. This move C) Population would increase by economic progress with steel mills and helped countries become more productive approximately 50 per cent in the cement factories. While urban centres thrive for themselves and be in a better position to next twenty five years and city dwellers get rich, hundreds of feed their own people. a) Only A and B millions of farmers remain mired in poverty. Africa, which missed out on the first Green b) All A, B and C However, fears of food shortages, a Revolution due to poor policy and limited c) Only A and B rethinking of antipoverty priorities and the resources, also witnessed a ‘change’. Swayed d) Only A and C crushing recession in 2008 are causing a by the success of East Asia, the primary e) None of the above dramatic shift in word economic policy in poverty-fighting method favoured by many 6. Which of the following is/are the facility favour of greater support for agriculture. policy makers in Africa was to get farmers (ies) available to MNCs investing in The last time when the world’s farmers felt off their farms and into modern jobs in India ? such love was in the 1970s. At that time, as factories and urban centres. But that strategy A) Easy availability of land food prices spiked, there was real concern proved to be highly insufficient. Income B) Better infrastructure than China that the world was facing a crisis in which levels in the countryside badly trailed those C) Tax Concessions. the planet was simply unable to produce in cities while the FAO estimated that the a) Only C enough grain and meat for an expanding number of poor going hungry in 2009 b) All A, B and C population. Governments across the reached an all time high at more than one c) Only A and B developing world and international aid billion. d) Only A and C organizations plowed investment into In India on the other hand, with only 40% e) None of the above agriculture in the early 1970s. While of its farmland irrigated, entire economic technological breakthroughs, like high-yield boom currently underway is held hostage Direction s (Q. 7 and 8) Choose the word/ by the unpredictable monsoon. With much group of words which is most similar in strains of important food crops, boosted production. The result was the Green of India’s farming areas suffering from meaning to the word/group of words drought this year, the government will have printed in bold as used in the passage. Revolution and food production exploded. But the Green Revolution became a victim a tough time meeting its economic growth 7. PREREQUISITE of its own success. Food prices plunged by targets. In a report, Goldman Sachs a) result b) association some 60% by the late 1980 from their peak predicted that if this year too receives weak c) necessity d) factor in the mid- 1970s. Policy makers and aid rains, it could cause agriculture to contract e) mystery workers turned their attention to the poor’s by 2% this fiscal year, making the 8. COMMENSURATE other pressing needs, such as health care government’s 7% GDP growth target look a) match and education. Farming get starved of “ a bit rich”. Another Green Revolution is b) extracting resources and investment. By 2004, aid the need of the hour and to make it a reality, c) contemplating directed at agriculture sank to 3.5% and the global community still has much d) request “Agriculture lost its glitter”. Also, as backbreaking farm work to do. e) employing consumers in high-growth giants such as 11. What motivated the US to focus on China and India became wealthier, they Directions (Q. 9 and 10)Choose the word/ investing in agriculture across the began eating more meat, so grain once used globe? group of words which is most opposite in for human consumption got diverted to beef up livestock. By early 2008, panicked

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a) To make developing countries boosting their agriculture sectors 19. EVAPORATED become more reliant on US aid to capture the international a) Absorbed b) To ensure grain surpluses so that markets b) Accelerated the US had no need to import food e) Their desire to influence c) Grew c) To make those countries more developing nations to slow down d) Plunged self- sufficient to whom it their industrial development e) Mismanaged previously provided food 15. What impact did the economic recession 20. PRESSING d) To establish itself in the market of 2008 have on agriculture? a) Unpopular before the high- growth giants a) Governments equated economic b) Undemanding such as India and China could stability with industrial c) Unobtrusive establish themselves development and shifted away d) Unsuitable e) None of the above from agriculture e) Unimportant 12. What is the author trying to convey b) Lack of implementation of several through the phrase making the innovative agriculture programmes Directions (Q.21-25) Rearrange the government’s 7% GDP growth target owing to shortage of funds following sentences (A), (B), (C), (D), (E) look “a bit rich”? c) It prompted increased investment and (F) to make a meaningful paragraph a) India is unlikely to achieve the and interest in agriculture and then answer the questions which targeted growth rate d) The GDP as targeted by India was follow. b) Allocation of funds to agriculture never achieved because of losses A. While these disadvantages of bio has raised India’s chances of in agriculture fuels are serious, they are the only having a high GDP e) None of the above alternate energy source of the c) Agricultural growth has 16. Which of the following factors was/ future and the sooner we find artificially inflated Indian’s GDP ware responsible for the neglect of the solutions to these problems the and such growth is not real farming sector after the Green faster we will be able to solve the d) India is likely to have one of the Revolution? problems we are now facing with highest GDP growth rates A) Steel and cement sectors generated gasoline. e) A large portion of India’s GDP is more revenue for the government B. This fuel can also help to contributed by agriculture as compared to agriculture. stimulate jobs locally since they 13. What is the author’s main objective in B) Large scale protests against are also much safer to handle than writing the passage? favouring agriculture at the cost gasoline and can thus have the a) Criticising developed countries for of other important sectors such potential to turnaround a global not bolstering economic growth in as education and healthcare. economy. poor nations C) Attention of policy makers and C. These include dependence on b) Analysing the disadvantages of aid organizations was diverted fossil fuels for the machinery the Green Revolution from agriculture to other sectors. required to produce bio fuel c) Persuading experts that a strong a) None which ends up polluting as much economy depends on b) Only C as the burning of fossil fuels on industrialization and not c) Only B and C roads and exorbitant cost of bio agriculture d) Only A and B fuels which makes it very difficult d) Making case for the international e) All A , B and C for the common man to switch to society to engineer a second Green this option. Revolution Directions (Q.17 and 18) Choose the D. This turnaround can potentially e) Rationalising the faulty word/ group of words which is most help to bring world peace and end agriculture policies of emerging similar in meaning to the word printed the need to depend on foreign countries in bold as used in the passage. countries for energy requirements. 14. Which prompted leaders throughout E. Bio fuels are made from plant 17. PLOWED sources and since these sources the world to take action to boost the a) Cultivated b) Bulldozed agriculture sector in 2008? are available in abundance and can c) Recovered d) Expend be reproduced on a massive scale a) Coercive tactics by the US which e) Withdrew restricted food aid to poor nations they form and energy source that 18. SLAPPED is potentially unlimited. b) The realization of the link a) Beaten b) Imposed between food security and F. However, everything is not as c) Withdrawn d) Avoided green with the biofuels as it seems political stability e) Persuaded c) Awareness that performance in as there are numerous agriculture is necessary in order Directions (Q. 19 and 20 ) Choose the disadvantages involved which at to achieve the targeted GDP word/ phrase which is most opposite in times overshadow their positive d) Reports that high-growth meaning to the word printed in bold as impact. countries like China and India were used in the passage.

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21. Which of the following sentence should recession, Indian consumers are off more than those that (c)/ they be the THIRD after rearrangement? splurging on consumer goods and to receive free of cost. (d)/No error.(e) a) A b) B ______this growth, companies c) C d) D are investing heavily in various sectors. Directions (Q.36-40. In the following e) E a) economies, meet passage there are blanks each of which 22. Which of the following sentence should b) countries, inhibit has been numbered. These numbers are be the FIFTH after rearrangement? c) governments, measure printed below the passage and against a) A b) B d) nations inflict each five words that have been suggested, c) C d) E e) companies, counter one of the options fit the blanks e) F 29. Drawing attention to the pitfalls of appropriately. Find out the appropriate 23. Which of the following sentence should ______solely on Uranium as a word in each case. be the SIXTH (LAST) after fuel for nuclear reactors, Indian Schools teach children many things but rearrangement? scientists warned that Uranium will not seldom the basics of financial planning. How a) A b) C last for long and thus research on many times have we rued not knowing how c) D d) E Thorium as its ______must be credit cards work. How much interest we e) F revived. will earn, how much tax to pay and what 24. Which of the following sentence should a) using, substitute not? Unfortunately many of us have had to be the SECOND after rearrangement? b) believing, replacement learn about money and its management the a) A b) B c) depending, reserve hard way. However, we cannot easily save c)D d) E d) reckoning, option our children the heartburn by teaching them e) F e) relying, alternative the—- (36)——- of money management. It 25. Which of the following sentence should 30. ______has been taken against is never too early. You can start talking about be the FIRST after rearrangement? some wholesale drug dealers for dealing this the moment your child starts to a) A b) B in surgical items without a valid license understand that it takes money to buy things. c) C d) D and maintaining a stock of Of course, the method of teaching would e) E ______drugs. depend on your child’s age. It is not as if a) Note, overwhelming children don’t understand about money. The Directions (Q. 26-30) Each question b) Step, impressive moment you hand over cash and let the below has two blanks, each blank c) Execution, outdated child ——(37)———, he knows how it indicating that something has been d) Action, expire works. And don’t forget that even being omitted. Choose the set of words for each e) Lawsuit, invalid allowed to hand over money to a shopkeeper blank that best fits the meaning of the gives the child a thrill and makes sentence as a whole. Directions (Q. 31- 35) Read each him responsible. sentence to find out whether there is any The mantra to building wealth is first save 26. In an effort to provide______grammatical error or idiomamatic error and then spend. It is very important to make for higher education to all. Most of the in it. The number of that part is the your child understand this as this concept universities have been providing answer. If there is no error, the answer can go a long way in financial learning and education without adequate is (e). (Ignore errors of punctuations, if will hopefully stay with her during adult infrastructure, thus churning out any) life. Many financial problems in later life ______graduates every year. are due to ——(38)—— towards financial a) Chances, fresh 31. Some genuine issues exist (a)/with the planning. Many don’t talk about money for b) Platform, capable newly adopted (b)/ system and needs ages and end up being handicapped in c) opportunities, unemployable to (c)/ be examined seriously.(d)/No finances. d) prospects, eligible error.(e) To understand the value of what one gets, e) policy, incompetent 32. Whether or not to confront (a)/ them the child needs to know its worth 27. The move to allow dumping of mercury about their role (b)/ in the matter is a in monetary terms too. The easiest way to ______an outcry from residents decision(c)/ Which is yet to take.(d)/ induce the habit of saving is to ask the child of the area who ______that high No error.(e) to pitch in when he wants to buy something. levels of mercury will affect their health 33. The government is still in the (a)/ process Instead of buying everything for your child, and destroy ecologically sensitive of finalised new policy( b)/ guidelines give him the pocket money and allow to forest area for the allocation of land (c)/ to private spend on things he wants to buy. The a) resulted, insist sector organizations. (d)/No error. (e) amount can be small depending on how b) provoked, fear 34. According to government estimates (a)/ much you are comfortable with. This way c) incited, determined at least four millions tones of sugar (b)/ you can also keep a check on where the d) activated, accept will have to be imported (c)/ this year money is being used. e) angered, believe because of a poor monsoon. (d)/ No Banking products are the easiest to explain 28. Even as the ______elsewhere in error.(e) as we transact with our bank almost every the world are struggling to come out of 35. In our experience people usually (a)/ month. You can start by opening a bank value things that they have to (b)/ pay

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 64 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 account. You can introduce bank fixed II. Picknickers may read and be careful Step II : show 85 17 put on 39 27 gold deposits to an older child as he would have while venturing into the sea. Step III : show 85 put 17 on 39 27 learnt the concept of compounding interest 42. Statement The govt. has recently gold at school. The best way is to include his advised all the public sector banks to Step IV : show 85 put 39 17 on 27 academic ——(39)——- into day-to-day reduce rate of interest on home loans gold money management activity. Then you can up Rs. 25 lakhs. Step V : show 85 put 39 on 17 27 gold slowly introduce her to other instruments Assumptions I.The public sector Step VI : show 85 put 39 on 27 17 such as stocks and the like. banks may reduce rate of interest on gold Inflation eats into savings. You speak to any all home loans upto Rs. 25 lakhs Step VII : show 85 put 39 on 27 gold17 financial planner and they will tell you that II. People may take under advantage of And Step VII is the last step of the people are uneducated about real returns. the govt’s decision. rearrangement of the above input. While investing, many don’t bother to think 43. Statement The local hospital put As per the rules followed in the above about the importance of inflation-adjusted up a notice board at the main entrance steps, find out in each of the following returns. So, it is important to tell him how — stating that the out free check up for questions the appropriate step for the —(40)——- works and what it can do to hospital will carry free check up for given input. his savings. detecting cancer for the people stying in the locality. 46. Input : glass full 15 37 water now 85 36. (a) infrastructure (b) revenues (c) Assumptions I. Large number of 67 essentially (d) basics (e) propaganda people living in the locality may avail Which of the following will be Step Vi 37. (a) prevent (b) execute (c) introduce (d) the free check up facility offered by of the above input? leave (e) transact the hospital. a) water 85 now 67 full glass 15 37 38. (a) simplicity (b) ignorance (c) limelight II. Hospital staff deployed for the b) water 85 now 67 glass full 15 37 (d) volatile (e) literacy purpose may able to cope up with the c) water 85 now 67 glass 37 full 15 39. (a) active (b) aware (c) attain (d) inanity rush of people for check up. d) There will be no such step (e) knowledge 44. Statement The government has e) None of the above 40. (a) expansion (b) finance (c) bargain (d) decided to distribute 3 kgs. Of food- 47. Step II of an input is : ultra 73 12 16 inflation (e) charity grains to every family Living below mail sort 39 kite which of the following steps will be REASONINGABILITY poverty line for the next three months at a nominal price or Rs. 5 Per kg. the last but one? a) VIII b) IX Directions. (Q. 41 - 45 ) In each question Assumptions I. The govt. has enough c) VII d) VI below is given a statement followed by stock to distribute foodgrains for the e) None of these two assumptions numbered I and II. An entire period. 48. Step III of an input is : win 75 voice 15 assumption is something supposed or II. Families living below poverty line 39 store gap 26 token for granted. You have to consider may be able to afford to buy foodgrains Which of the following is definitely the the statement and the following at Rs.5 per kg. input? assumptions and decide which of the 45. Statement The cricketing body a) Voice 15 win 75 39 store gap 26 assumptions is implicit in the statement. decided to hold the final match of the b) Voice win 75 15 39 store gap 26 Give answer (1) if only Assumption I country which can accommodate above c) 15 75 win voice store gap 26 is implicit. one lakh spectators. d) Cannot be determined Give answer (2) if only Assumption II Assumptions I. Most of the tickets e) None of the above is implicit. may be sold resulting into huge income 49. Step II of an input is : tube 83 49 34 Give answer (3) if either Assumption I for the cricketing Body. garden flower rat 56 or Assumption II is implicit II. Most of the spectators may prefer How many steps will be required to Give answer (4) if neither Assumption to watch the match on TV at their complete the rearrangement? I nor Assumption II is implicit homes rather than going to the stadium. a) Four b) Five Give answer (5) if both Assumption I Directions (46-50) A word and number c) Six d) Three and II are implicit. arrangement machine, when given on e) None of these 41. Statement The civic body put up a input line of words and numbers 50. Input : hunt for 94 37 good 29 48 book huge notice board on the beach located rearranges them following a particular How many steps will be required to at an isolated part of the city as rule in each step. The following a complete the rearrangement? “Many picknickers died while particular rule in each step. The a) Four b) Five swimming in the sea during the past following is an illustration of an input c)Six d) Seven few months.” and rearrangement. e) None of these Assumptions I. Picknickers may Directions (Q.51-55) In each of the ignore the notice and continue venturing Input : 17 put show on 39 27 85 gold questions below are given four into the sea. Step I : show 17 put on 39 27 85 gold statements followed by four conclusions numbered I, II, III and IV. You have to

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 65 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016 take the given statements to be true even 55. Statements Some chairs are tents. 58. Statement A large part of the locality if they seem to be at variance from Some tents are jugs. All jugs are glasses. was flooded as the main pipe commonly known facts. Read all the All glasses are pots. supplying drinking water burst while conclusions and then decide which of the Conclusions I. Some pots are tents. the workers of a utility company were given conclusions logically follows from II. Some pots are chairs. laying cables in the area. the given statements disregarding III. Some glasses are chairs. Courses of action commonly known facts. IV. Some glasses are tents. I. The civic authority should a) Only I and II follow immediately arrange to repair the 51. Statements Some pencils are b) Only II and III follow damage and stop loss of water windows. All windows are roads. Some c) Only I and III follow II. The civic authority should seek an roads are cups. All cups are chains. d) Only I and IV follow explanation and compensation from the Conclusions I. Some chains are e) None of the above utility company for the damage caused pencils. by them. II. Some cups are pencils. Directions (Q.56-60) In each question 59. Statement Millions of pilgrims are III. Some chains are windows. below is given a statement followed by two expected to take a dip in the Ganges at IV. Some roads are pencils. courses of action numbered I and II. A course the holy place during the next fortnight. a) None follows of action is a step or admisistrative decision Course of action b) Only I follows to be taken for improvement, follow-up pr I. The government should restrict the c) Only II follows further action in regard to the problem, number of pilgrims who can take dip d) Only III follows policy, etc. On the basis of the information each day during the fortnight. e)Only IV follows given in the statement, you have to assume II. The Government should deploy an 52. Statements Some beds are mirrors. everything in the statement to be true, then adequate number of security personnel Some mirrors are dolls. Some dolls are decide which of the suggested courses of to maintain law and order during the cheques. Some cheques are pins action logically follow(s) for pursuing. next fortnight at the holy place. Conclusions I. Some pins are dolls. Give answer (1) if only course of action 60. Statement The rate of inflation has II. Some cheques are beds. I follows. reached its highest in last twenty years III. Some cheques are mirrors. Give answer (2) if only course of action and there is no sign of it softening in IV. Some dolls are beds. II follows. the coming months. a) None follows Give answer (3) if either course of Course of action b) Only I follows action I or II follows. I. Government should initiate steps like c) Only II follows Give answer (4) if neither course of reducing Government taxes on essential d) Only III follows action I nor II follows. commodities with immediate effect. e)Only IV follows Give answer (5) if both courses of II. Farmers should be asked by the 53. Statements All chocolates are action I and II follows. Government to sell their produce at holders. No holder is lamp. Some lamps lower prices. are desks. All desks are Pens. 56. Statement Many pilgrims died in Conclusions I. Some pens are a stampede while boarding a private Directions (61-65) Below in each holders. ferry to the holy place on the first day question are given two statements (A) II. Some desks are lamps. of the ten day long festival. and (B). These statements may be either III. No pen is holder. Courses of Action independent causes or may be effects of IV. Some pens are chocolates. I. The Govt. should immediately cancel independent causes or a common cause. a) Only I follows the licences of all the private ferry One of these statements may be the b) Only II follows operators with immediate effect. effect of the other statement. Read both c) Only III follows II. The Govt. should deploy an the statements and decide which of the d)Only either I nor III follows adequate number of its personnel to following answer choice correctly e) Only either I or III and II follows guide pilgrims on their journey to the depicts the relationship between these 54. Statements All glasses are rooms. holy place. two statements. Some rooms are planes. All planes are 57. Statement Some students of the Mark answer (1) if statement (A) is ducks. Some ducks are Lanterns local college were caught travelling in the cause and statement (B) is its Conclusions I. Some lanterns are the train without purchasing valid effect. planes. tickets. Mark answer (2) if statement (B) is II. Some ducks are rooms. Courses of action the cause and statement (A) is its III. Some rooms are glasses. I. The parents of these students should effect. IV. Some ducks are glasses. be informed about the incident and Mark answer (3) if both the statements a) Only I and II follow requested to counsel their words. (A) and (B) are independent causes. b) Only II and III follow II. These students should be put behind Mark answer (4) if both the statements c) Only I, II and III follows bars for travelling without bonafide (A) and (B) are effects of independent d) All, I, II, III and IV follow credentials causes. e) None of the above

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Mark answer (5) if both the statements Give answer (5) if the data in both relatively large coal resource compared with (A) and (B) are effects of some statements I and II together are other fossil fuels, the country has been facing common cause. necessary to answer the question shortages from time to time. Projections for coal by various study groups show an 61. A) Three top players of the Indian 66. How many employees are enrolled with increasing gap between the demand and cricket missed all the matches of the the company? supply of domestic coal, which may result five match tournament due to injury. I. The employees engagement survey in increased imports. Moreover, the B) India lost the cricket tournament to was administered to all employees in country’s resources are often overstated as the visitors with a 2 : 3 margin the company. assessment process does not consider the 62. A) The prices of foodgrains have II. A total of 346 employee engagement quality, technical feasibility and economic increased by about 20 per cent over surveys were returned to the HR viability of coal mining and exploration. the same period last year department. Mark answer (1) if the inference is B) The prices of vegetables have 67. What was the grand total of Team A? ‘definitely true’ ie, it properly follows substantially decreased during the past I. Joseph correctly remembers that from the statements of facts given. few weeks. Team A scored a grand total of above Mark answer (2) if the inference is 63. A) A huge explosion rocked the housing 85 but below 94 points. ‘probably true’ though not ‘definitely complex as a cooking gas cylinder II. Surekha correctly remembers that true’ in the light of the facts given. exploded in one of the flats in the Team A scored a grand total of above Mark answer (3) if the ‘data are complex. 80 and below 87 points inadequate’ ie, from the facts given B) Residents of the housing complex 68. How will ‘COMEDY’ be coded in a you cannot say whether the inference came running out of their houses and certain code language? is likely to be true or false. assembled in the open courtyard. I. In the code language, each vowel in Mark answer (4) if the inference is 64. A) Majority of the students of the school the word is changed to the next letter ‘probably false’ though not ‘definitely passed in mathematics in the annual in the English alphabetical series. false’ in the light of the facts given. examination. II. In the code language each consonant Mark answer (5) if the inference is B) Majority of the students of the in the word is changed to the previous ‘definitely false’ ie, it contradicts the school failed in English in the annual letter in the English alphabetical series. given facts. examination 69. P, Q, R, S and T are seated around a 65. A) The municipal authority advised all circular table facing the centre, such that 71. The coal mines of the developed the schools in the city to close down there is equal space between each of countries generate more profits than for the next two days. the adjacent members. Who sits to the those in India. B) A huge storm is likely to hit the city immediate right of T? 72. India’s coal mines and mining activities during the next two days. I. Q sits second to the right of T and S are commercially viable. sits second to the left of T 73. India’s dependence on coal for generating Directions (Q. 66-70) Each of the II. R is not an immediate neighbour of energy will continue in the time to questions below consists of a question either P or Q come. and two statements numbered I and II 70. Which direction is Kartik facing at the 74. India’s coal reserves are much more than given below it. you have to decide moment? its requirement. whether the data provided in the I. After walking 4 metres early morning 75. Assessment process of coal reserves is statements are sufficient to answer the from point A, Kartik is facing the not capable of identifying coal reserves question. Read both the statements and opposite direction of the sun. accurately. Give answer (1) if the data in statement II. Kartik took two consecutive left I alone are sufficient to answer the turns after covering assistance of 3 Directions (Q. Nos. 76 to 80) Study the question, while the data in statement metres to reach point A. following information carefully answer II alone are not sufficient to answer the given questions. the question Directions (Q.71- 75) Below is given a Seven conferences on Marketing, Finance, Give answer (2) if the data in statement passage followed by several possible HR Real Estate, Hospitality, Management, II alone are sufficient to answer the inferences which can be drawn from the and Banking were scheduled to be held in question, while the data in statement I facts stated in the passage. You have to Mumbai, Pune, Delhi, Hyderabad, Indore, alone are not sufficient to answer the examine each inference separately in Bhopal and Chennai, on one day in a week question the context of the passage and decide starting from Monday and ending on Sunday. Give answer (3) if the data either in upon its degree of truth or falsity. Conference on Hospitality was held in statement I alone or in statement II Coal and power are the mainstays of India’s Hyderabad on Friday. Only one Conference alone are sufficient to answer the energy sector. Coal is the country’s was held between conference on hospitality question backbone of energy supply and is likely to and Finance. Conference on Management Give answer (4) if the data even in both continue playing a significant role in meeting was held immediately after HR but statements I and II together are not energy demands. It accounts for over 50 per immediately before Banking. Conference on sufficient to answer the question cent of the commercial energy requirements Management was not held in Indore. The in the country. Despite reported figures of a conference held in Delhi. Only one

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Conference was held between conference on b) E and F 88. Which of the following is not true Banking ans the conference held in Mumbai. c) A and E regarding the couples? The Conference on HR was not held in d) Cannot be determined a) P is the wife of S Mumbai. Conference in Pune was held e) None of these b) T is the wife of Q immediately before conference in Indore. 82. Who is sitting second to the left of A c) R is the husband of J Conference on Real Estate was not held on a) C b) G d) J and S are seated adjacent to each Monday. Conference in Chennai was not c) E d) B other held after conference in Mumbai. e)None of these e) All are true 83. Who is sitting to the immediate left of 89. The wives of which two husbands are 76. If Delhi is related to Pune and Banking E? immediate neighbours? is related to Real Estate in a certain a) C b) G a) UT b) SR way, then to which to the following c) B d)A c) TJ d) RV would Indore be related to, following e) None of these e) None of these the same pattern? 84. What is the position of F with respect 90. Four of the following are alike in a certain a) Bhopal b) Chennai to B? way based on their seating position in c) Mumbai d) Delhi a) Fourth to the left the above arrangement and so form a e) None of these b) Second to the right group. Which is the one that does not 77. In Which to the following cities was c) Third to the right belong to the group? conference on Baking held? d) Second to the left a) RJ b) PS a) Chennai b) Mumbai e) None of these c) TJ d) UQ c) Delhi d) Bhopal 85. If all the persons are asked to sit in a e) VT e) Indore clockwise direction in an alphabetical 78. How many conference were held order starting from A, the position of QUANTITATIVEAPTITUDE between conferences on Marketing and how many will remain unchanged. Real Estate? 91. A shopkeeper bought 30 kg of wheat at Excluding A? the rate of Rs. 45 per kg. He sold forty a) None b) One a) Three b) One c) Two d) Three per cent of the total quantity at the c) Two d) None rate of Rs. 50 per kg. Approximately, e) Four e) Four 79. On which of the following days was the at what price per kg should he sell the conference on HR held? Directions (Q. Nos. 86-90) Study the remaining quantity to make 25 per cent a) Monday following information to answer the overall profit? b) Tuesday given questions. a) Rs. 54 b) Rs.52 c) Wednesday J, P, Q, R, S, T, U and V are 4 married c) Rs.50 d) Rs.60 d) Thursday couples sitting in a circle facing the centre. e) Rs.56 e) Friday The profession of the males within the group 92. Arun invested a sum of money at a 80. Which of the following conferences was are Lecture, Lawyer, Doctor and Scientist. certain rate of simple interest for a held on Monday? Among the males , only R (the Lawyer ) period of four years. Had he invested a) Banking and V (the Scientist) are sitting together. the same sum for a period of six years b) Management Each man is seated besides his wife. U, the the total interest earned by him would c) HR wife of the Lecturer is seated second to the have been fifty per cent more than the d) Marketing right of V. T is seated between U and V. P is earlier interest amount. What was the e) Cannot be determined the wife of the Doctor. Q is a male & not the rate of interest per cent per annum? Directions (Q. Nos.81-85) Study the Doctor. S is a male. a) 4 following information and answer the b) 8 questions given below it. 86. Which of the following is P’s Position c) 5 Seven people – A, B, C, D, E, F and G are with respect to S? d) Cannot be determined sitting in a circle. Five of them are facing the a) Second to the right e) None of these centre while two of them are facing opposite b) Second to the left 93. An amount of money is to be divided to the centre. C sits third to the left of D c) Immediate right among P, Q and R in the ratio of 3 : 5: and both are facing the centre. E is neither d) Immediate left 7 respectively . If the amount received an immediate neighbour of D nor of C. The e) Third to the left by R is Rs. 400 more than the amount one sitting exactly between D and F is facing 87. Which of the following is J’s position received by P and Q together ? opposite to centre. G sits third to the right with respect to T? a) Rs.8000 of A and G is facing the centre. One of B’s a) Third to the left b) Rs.12000 neighbour is facing opposite to the centre. b) Fourth to the right c) Rs. 16000 c) Third to the right d) cannot be determined 81. Which of the following pairs represents d) Opposite T e)None of the above persons facing opposite to the centre? e) Second to the right 94. Two- third of three-fourth of one-fifth a) A and F of a number is 15. What is 30 per cent

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of that number? a) 60 b) 120 c) 40 d) Cannot be determined e) None of the above a) 45 b) 60 100. How many different ways can the letters in the word ATTEND be arranged? c) 75 d) 30 a) 60 b) 120 e) None of these c) 240 d) 80 95. A 180-meter long train crosses another e) None of these 270- meter long train running in the opposite direction in 10.8 seconds. If Directions (Q. 101-105) Study the following graph carefully and answer the questions the speed of the first train is 60 km./h, given below. what is the speed of the second train in km/h? a) 80 b) 90 c) 150 d) cannot be determined e) None of these 96. When 30 % of one number is subtracted from another number, the second number reduces to its four-fifth. What is the ratio between the first and the second number respectively a) 4 : 7 b) 3 : 2 101. What was the average profit earned by all three companies in the year 2008? c) 2 : 5 a) Rs.300 crore b) Rs. 400 crore d) cannot be determined c) Rs.350 crore d) Rs.520 crore e) None of the above e) None of these 97. The value of which of the following 102. In which of the following years was the difference between the profits earned by fractions is less than twenty per cent? company B and company A the minimum? 5 2 a) 2003 b) 2004 c) 2005 d) 2008 e) None of these a) b) 103. In which of the following years was the total profit earned by all three companies 6 3 together the highest? a) 2004 b) 2007 c) 2008 d) 2009 e) None of these 2 1 104. What was the approximate percentage increase in the profit earned by company A c) d) 5 4 from 2006 to 2007 ? a) 36 b) 24 c) 40 d) 20 e) 54 2 105. What was the difference between the profit earned by company A in 2004 and the e) profit earned by company C in 2009? 11 a) Rs. 150 cr. b) Rs. 250 cr. 98. The ratio between the ages of a father c) Rs. 100 cr. d) Rs. 200 cr. e) Rs. 300 cr. and a son at present is 5 : 2 respectively. Four years, hence the Directions (Q. 106-110) Study the following graph carefully and answer the questions ratio between the ages of the son and given below. his mother will be 1:2 respectively. What is the ratio between the present ages of the father and the mother respectively? a) 3 :4 b) 5 :4 c) 4: 3 d) Cannot be determined e) None of the above 99. The total marks obtained by a student in Physics, Chemistry and Mathematics together is120 more than the marks obtained by him in Chemistry. What are the average marks obtained by him in Physics and Mathematics?

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106. Approximately, What was the average number of B type cars 113. Number of girls enrolled in only Dancing classes is what per sold by the company in 2002, 2005 and 2007 together ? cent of the boys enrolled in the same? (rounded off to two a) 347000 b) 256000 digits after decimal) c) 30600 d) 31700 a) 38 : 67 b) 35 : 71 e) 32300 c) 41 : 83 d) 28 : 62 107. The number of A type cars sold in 2006 was exactly what e) None of these percentage of number of B type cars sold in 2003? 114. What is the total number of boys who are enrolled in Dancing? a) 20 b) 100 a) 318 b) 364 c) 150 d) 300 c) 292 d) 434 e) None of these e) None of these 108. What was the percentage increase in the sale of B type car 115. What is the total number of students enrolled in all the three from 2004 to 2005? classes together? a) 40 b) 80 a) 135 b) 164 c) 20 d) 160 c) 187 d) 142 e) None of these e) None of these 109. In which of the following years was the percentage increase/ decrease of sale of A type cars the maximum from the previous Directions (Q. 116-120) : Study the given table carefully to year? answer the questions that follow. a) 2004 b) 2005 c) 2007 d) 2003 e) None of these 110. In which of the following years was the difference between the sales of A type and B type cars the maximum? a) 2003 b) 2007 c) 2004 d) 2006 e) None of these Directions(Q. 111-115) Study the information carefully to answer the questions that follow: A school consisting of a total of 1560 students has boys and girls in the ration of 7 : 5 respectively. All the students are enrolled in different types of hobby classes, viz. Singing, Dancing and Painting. One-fifth of the boys are enrolled in only Dancing classes. Twenty per cent of the girls are enrolled in only Dancing classes. Twenty percent of the girls are enrolled in only Painting classes. Ten per 116. What is the total number of men and children staying in cent of the boys are enrolled in only Singing classes. Twenty four locality I together? per cent of the girls are enrolled in both Singing and Dancing classes a) 4115 b) 4551 together. The number of girls enrolled in only Singing classes is c) 4515 d) 4155 two hundred per cent of the boys enrolled in all the three classes e) None of these together. The respective ratio of boys enrolled in Dancing and 117. The number of women staying in which locality is the highest? Painting classes together to the girls enrolled in the same is 2 : 1 a) H b) J respectively. Ten per cent of the girls are enrolled in only Dancing c) F d) G classes whereas eight per cent of the girls are enrolled in both e) None of these Dancing and Painting classes together. The remaining girls are 118. What is the total number of children staying in localities H enrolled in all the three classes together. The number of boys enrolled and I together? in Singing and Dancing classes together is fifty per cent of the a) 1287 b) 1278 number of girls enrolled in the same. The remaining boys are enrolled c) 1827 d) 1728 in only Painting classes. e) None of these 119. What is the respective ratio of number of men staying in 111. Total number of girls enrolled in Singing approximately what locality F to the number of men staying in locality H ? per cent of the total number of students in the school ? a) 517 : 416 b) 403 : 522 a)37 b) 19 c) 32 d) 14 e) 26 c) 416 : 517 d) 522: 403 112. What is the respective ratio of the number of girls enrolled in e) None of these only Painting classes to the number of boys enrolled in the 120. Total number of people staying in locality J forms same? approximately what per cent of the total number of people a) 77 : 26 b) 21 : 73 staying in locality F? c) 26 : 77 d) 73 : 21 a) 81 b) 72 e) None of these c) 78 d) 93 e) 87

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Directions (121-126) In each question II. w is four less than p. 135. A 320 m long train takes 80 s more to below, a number series is given in which 128. What was the per cent profit/loss made/ cross a platform twice its length than it one number is wrong. Find out the incurred by selling an article for Rs. takes to cross a pole at the same speed. wrong number. 24,000? What is the speed of the train in m/s? I. The ratio between the selling price a) 16 121. 484 240 120 57 26.5 11.25 3.625 and the cost price of the article is 5: 3 b) 10 a) 240 b) 120 respectively. c) 6 c) 57 d) 26.5 II. The difference between the cost d) Cannot be determined e) 11.25 price and the selling price is Rs. 9,600. e) None of the above 122. 3 5 13 43 176 891 5353 129. What will be the difference between 136. A man buys a single apple for Rs. 25. If a) 5 b) 13 two two-digit numbers? he were to buy a dozen apples, he c) 43 d) 176 I. The square of the first number is 9 would have to pay a total amount of e) 891 times the second number. Rs. 250. What would be the 123. 6 7 16 41 90 154 292 The ratio between the first number and approximate per cent discount he a) 7 b) 16 the second number is 3: 4 respectively. would get on buying a dozen apples? c) 41 d) 90 130. What is the ratio between two numbers a) 32 b) 20 e) 154 x and y? c) 12 d) 8 124. 5 7 16 57 244 1245 7506 I. 40% of x is 20% of 50. e) 17 a) 7 b) 16 II. 30% of y is 25 % of 72. 137. A basket contains three blue and four c) 57 d) 244 131. On republic Day sweets were to be red balls. If three balls are drawn at e) 1245 equally distributed among 450 random from the basket, what is the 125. 4 2.5 3.5 6.5 15.5 41.25 126.75 children. But on that particular probability that all the three are either a) 2.5 b) 3.5 day,150 children remained absent. blue or red? c) 6.5 d) 15.5 Thus, each child got 3 sweets extra. e) 41.25 How many sweets did each child get? 1 a) 1 b) Directions (Q. 126- 130) Each of the a) 6 7 questions below consists of a question b)12 c) 9 and two statements numbered I and II d) Cannot be determined 3 3 e) None of the above c) d) given below it. You have to decide 14 28 whether the data provided in the 132. 6 men can complete a piece of work in statements are sufficient to answer the 12 days. 8 women can complete the e) None of these question. Read both the statements and same piece of work in 18 days whereas 138. The present ages of Vishal and Shekhar Give answer (1) if the data in Statement I 18 children can complete the piece of are in the ratio of 14 : 17 respectively. alone are sufficient to answer the question, work in 10 days. 4 men, 12 women Six –years from now, their ages will e while the data in Statement II alone are not and 20 children work together for 2 in the ratio of 17 : 20 respectively . sufficient to answer the question. days If only men were to complete the What is Shekhar’s present age? Give answer (2) if the data in Statement II remaining work in 1 day how, many a) 17 years alone are sufficient to answer the question, men would be required totally? b) 51 years while the data in Statement I alone are not a) 36 c) 34 years sufficient to answer the question. b) 24 d) 28 years Give answer (3) if the data in Statement I c) 18 e) None of these alone or in Statement II alone are sufficient d) cannot be determined 139. What would be the cost of building a to answer the question. e) None of these fence around a circular field with area Give answer (4) if the data in both the 133. In how, many different ways can the equal to 32378.5 sq. m, if the price per Statement I and II are not sufficient to letters of the word “TRUST” be metre for building the fence was Rs. answer the question. arranged? 154? Give answer (5) if the data in both the a) 60 b) 240 a) Rs. 84683 Statement I and II together are necessary c) 120 d) 25 b) Rs.86495 to answer the question. e) None of these c) Rs.79326 134. What would be the compound interest d) Rs. 98252 126. What is the perimeter of a semicircle? accrued on an amount of Rs. 45400 at e) None of the above I. The radius of the semicircle is equal the end of two years at the rate of 15% 140. Amit, Sucheta and Neeti start running to half the side of a square. per annum? around a circular track and complete II. The area of the square is 196 sq. a) Rs.16411.5 one round in 18,24 and 32 seconds cm. b) Rs.14461.5 respectively. In how many seconds will 127. What is the exact average of n, 35, 39, c) Rs.16461.5 the three meet again at the starting 42, p and w? d) Rs.14641.5 point if they all have started running at I. N is six more than w. e) None of these the same time?

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a) 196 e) Janta Dal public – expenditure under the b) 288 148. On 26 Jan 2016, Defence Minister chairmanship of………… c) 324 Manohar Parrikar hoisted the largest (a) Prof. Ravindra Dholakia d) Cannot be determined flag in which state? (b) C. Rangarajan e) None of these a) Bihar (c) K. Kasturirangan GENERALAWARENESS b) Jharkhand (d) Nitin Desai c) Chattisgarh (e) None of these 141. National Voter’s day is observed on- d) New Delhi 155. Bhandari Committee is related to: a) 25 May e) Haryana (a) Entry of private players in b) 25 April 149. Which of the following sworn in as the telecommunication sector c) 25 March P.M of Jamaica recently? (b) Organisation of Railway Zones d) 25 February a) Andrew Holness (c) Reconstruction of RRBs e) 25 January b) James Moriarity (d) Reforms in oil sector 142. What is India’s rank in Corruption c) Portia Simpson (e) None of these perception index (CPI) 2015? d) Norman Manlay 156. National Savings Certificate matures a) 76th b) 77th e) Bruce Golding at the end of: c) 78th d) 79th 150. ”Sleeping on Jupiter” has won the DSC (a) 6 years (b) 3 years e) 80th 2016 prize, it is written by______. (c) 5 years (d) 10 years 143. The 19th National E-Governance a) Akhil Sharma (e) None of these Conference concluded at which place? b) Mirza waheed 157. Many a Times, we read in Financial a) Jabalpur b) Chitrakut c) Neel Mukherjee Newspapers about a term called “Loan c) Nagpur d) Kanpur d) Anuradha Roy Syndication”. What exactly is Loan e) Pune e) Raj Kamal Jha Syndication? 144. Recently, who was appointed as the 151. Certificates of Deposits have a (a) In Loan Syndication, more than DGP of U.P? minimum value of: one debtors applying for a loan to a) Dinesh Sharma (a) Rs. 1 lakh one creditor b) Javed Ahmed (b) Rs. 10 lakh (b) In Loan Syndication, more than c) Devendra Kumar Sikri (c) Rs. 25 lakh one creditors coming together to d) (d) Rs. 1 crore provide single loan e) P. Harish (e) None of these (c) Loan Syndication, more than one 145. Who was the 1st lady deputy speaker 152. Commercial paper can be issued: creditors coming together to of Gujarat legislative Assembly? (a) By all corporate provide multiple loans a) Pratibha (b) By all corporate with net worth (d) All of the above b) Soma Ghosh of t least Rs. 10 crore (e) None of these c) Sunita Ben Patel (c) By all corporate with net worth 158. This committee is associated with d) Nirmala Gajwani of at least Rs. 5 crore finance to small scale industries: e) Uma Rai (d) Can be issued only by banks (a) C.E. Kamath 146. Recently, which Indian Mountaineer (e) None of these (b) Malegan conquered mount in 153. Which of the following is not true? (c) G.S. Patel Argentina? (a) Call money deals with overnight (d) Chatelier a) Arunima Sinha loans (e) Khanna b) Arunima Gupta (b) As special cases, few FIs like LIC, 159. If the government chooses to spend c) Arunima Singh UTI can borrow in the call money money freshly printed by the RBI d) Arunima Pandey market against government securities, it should e) Arunima Dey (c) Call loans are made on a ‘clean be kept in which among the following? 147. Recently, CM of J&K Mufti basis’ (a) Fiscal Adjustment Muhammad Sayeed passed away, he (d) Is a part of organized money (b) Deficit Financing belonged to which party? market (c) Mandatory spending a) Peoples Democratic Party (e) None of these (d) Retrenchment b) Janta Party 154. Planning Commission has set up a high (e) None of these c) Bhartiya Janta Party level expert committee to suggest 160. The newly inaugurated helpline d) Indian National Congress measures for efficient management of ‘Udyami’ is to assist:

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(a) Micro, Small and Medium (c) Water mark window of bank notes 171. Which private sector lender Bank tied Enterprises shall not contain any writings up with marquee sports car maker (b) Large Capital industries (d) Currency notes are to be sorted Ferrari to launch co-branded credit card? (c) Only Female Entrepreneurs into Issuable and non-issuable a) Yes Bank (d) Farmers introducing technology in notes b) Kotak Mahindra framing (e) None of these c) HDFC (e) None of these 166. When bank accept a fixed sum of d) AXIS 161. To use smart cards/ debit cards/credit money from an individual for a definite e) ICICI cards for the purchase of an item or for term and pay on maturity with interest, 172. The Cabinet approved scheme worth payment of a service at a merchant’s the deposit is known as: Rs._____ to provide cooking gas (LPG) store, the card has to be swiped in a (a) Term Deposit connections free of cost to women terminal known as (b) Demand Deposit members of poor households. a) point of sale terminal (c) Bond a) 5,000 crore b) Real time terminal (d) Mortgage b) 6,000 crore c) Shopping terminal (e) Advance c) 7,000 crore d) All of the above 167. As per the Union Budget 2016-17, how d) 8,000 crore e) None of the above much amount has been allocated to e) 9,000 crore 162. An unsecured loan extended by one celebrate the Birth Centenary of Pandit 173. Largest Private sector ICICI Bank has corporate to another is called Deen Dayal Upadhyay and the 350th signed an MoU with which bank to a) Commercial papers Birth Anniversary of Guru Gobind facilitate the credit-linked subsidy to b) Treasury bill Singh? the eligible home loan borrowers under c) inter –corporate deposits a) 100 crore rupees the ‘Pradhan Mantri Awas Yojana’? d) certificates of deposits b) 50 crore rupees a) NHB b) SBI e) All of the above c) 25 crore rupees c) HDFC d) SIDBI 163. Regional Rural Banks have been set up d) 20 crore rupees e) HSBC with the basic objectives of: e) None of these 174. What is the name of joint training (a) Providing credit to semi urban & 168. Name the proposed programme that exercise which is conducted as part of urban population aims at connecting people through military diplomacy between Indian and (b) Providing deposits facilities to exchanges in areas of language, trade, Indonesian Army alternatively in India farmers culture, travel and tourism. and Indonesia respectively? (c) Providing credit and deposit a) Unity in Diversity a) SURYA KIRAN facilities to rural areas b) Ek Bharat Shreshtha Bharat b) Sahyog (d) Providing credit, deposit and c) Unity in Diversity: One India c) LAMITYE other banking facilities to people d) Shreshtha Bharat Ek Bharat d) Kaijin in rural areas e) None of these e) GARUDA SHAKTI (e) None of these 169. In railway budget 2016-17 Union 175. Which Public sector lender Bank 164. Which of the following is not a financial Goverment Launched World’s first announced its tie-up with mobile intermediary in the financial markets? Biotoilet Train. Named as: payment app Chillr, to allow its (a) Pension funds a) Deen Dayalu Express customers transfer money to any (b) Credit unions b) Himsagar janshatabadi Express contact on their phonebook instantly? (c) Life Insurance companies c) Dirubharg a)Allahabad Bank (d) Small scale service institute d) Kokan Express b)PNB (e) None of these e) Sawachhta Express c)SBI 165. Which of the following is not one of 170. As per railway budget 2016-17 What d)Dena Bank the RBI directives on clean note is Sahayak? e)Andhra Bank policy? a) New Superfast Train 176. The Minister of Women and Child (a) Currency note packets are not to b) Upcoming Event made for Development, Smt Maneka Sanjay be stapled and secured with paper Disabeled Persons Gandhi launched which online bonds c) Coolies new name marketing platform for women? (b) Soiled notes are to be stapled d) Railway Magazine (including a) “Mahila e-Haat” before they are remitted to Railways’ upcoming ventures) b) “Mahila e-Bazar” Currency Chest e) None of the above c) “Mahila e-Market”

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d) “Mahila e-Shop” c) upgrading c) spoofing e) “Mahila e-Dukaan” d) processing d) hacking 177. Which bank recently announced to share e) None of these e) None of these FDI-related information with 183. An e-mail address typically consists 189. The first step in the transaction country’s intelligence agencies IB and of a user ID followed by the processing cycle is______RAW to check black money from ______sign and the name of a) data base operations entering the country? the e-mail server that manages the user’s b) audit a) SBI b) PNB electronic post office box. c) data entry c) ICICI d) RBI a) @ b) # d) user inquiry e) CITI Bank c) & d) * e) None of these 178. Prime Minister Narendra Modi has e) None of these 190. In the information systems concept, adopted which village in his Lok Sabha 184. Software applies ______also the output function involves______constituency of Varanasi under the called algorithms. To process data. a) capturing and assembling elements second phase of Saansad Adarsh Gram a) arithmetic that enter the system to be Yojana (SAGY)? b) procedures processed a) Nagepur c) objects b) transformation process that b) Phulwaria d) rules convert input into output c) Ramnagar e) None of these c) transferring elements that have d) Gangapur 185. A file extension is separated from the been produced by transformation e) Jayapur main file name with a (n)______process to their ultimate 179. The Reserve Bank of India (RBI) has but no spaces. destination signed a Memorandum of a) question mark d) monitoring and evaluating Understanding (MoU) on Supervisory b) exclamation mark feedback to determine whether Cooperation and Exchange of c) underscore system is moving towards the Supervisory Information with which d) period achievement of its goal. bank? e) None of these e) None of the above a) Bank of China 186. Companies use which of the following 191. A ______computer is a large b) Bank of Thailand vendors to provide access to software and expensive computer capable of c) Bank of Israel and services rather than purchasing the simultaneously processing data for d) Bank of Ghana applications and maintaining the hundreds or thousands of users. e) Bank of Malaysia applications themselves? a) Server 180.______inventor of E-Mail died a) Open source vendors b) mainframe recently. b) Alliances c) desktop a) Einstein c) Application service providers d) tablet b) Rutherford d) All of the above e) None of these c) Graham Bell e) None of the above 192. The trend in computer systems is d) Rober Hook 187. Which one of the following would be toward the use of Graphical User e) Ray Tomlinson considered as a way that a computer Interfaces (GUIs). In these operating virus can enter a computer system? systems, a trackball is described as COMPUTER KNOWLEDGE a) Opening an application ______181. A______typically connects previously installed on the a) a roller ball which moves the personal computers within a very computer cursor limited geographical area, usually b) Borrowed copies of software b) a pen-shaped device which allows within a single building c) Viewing a website without causing data to be entered through the CRT a) LAN b) BAN any additional transactions screen c) TAN d) NAN d) Running antivirus programs c) a figure which resembles a familiar e) None of these e) None of the above office device 182. Computers manipulate data in many 188. Collecting personal information and d) an outdated input device ways, and this manipulation is called effectively posing as another individual e) None of the above ______is known as the crime of______193. Various applications and documents a)utilizing a) spooling are represented on the Windows b) batching b) identity theft desktop by______

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a) symbols b) labels 200. C, BASIC, COBOL and Java are 121.b 122.d 123.e 124.a c) graphs d) icons examples of ______languages. 125.c 126.e 127.d 128.a e) None of these a) low-level 194. What is usually used for displaying b) computer 129.e 130.e 131.c 132.a information at public places? c) system programming 133.a 134.d 135.e 136.e a) Monitors d) high-level 137.e 138.c 139.d 140.b b) Overhead Projections e) None of these 141.e 142.a 143.c 144.b c) Monitors and Overhead Projections d) Touch Screen Kiosks 145.d 146.a 147.a 148.b e) None of the above  149.a 150.d 151.a 152.c 195. The real business and competitive value 153.b 154.b 155.c 156.c of information technology lies in ___ 157.b 158.b 159.b 160.a a) the software applications that are EXPLANATIONS used by many companies 161.a 162.c 163.d 164.d b) the capabilities of the software 1.e 2.a 3.e 4.b 165.b 166.a 167.a 168.b and value of the information a 5.c 6.d 7.c 8.a 169.c 170.c 171.e 172.d business acquires and uses 173.a 174.e 175.e 176.a c) the infrastructure of hardware, 9.b 10.e 11.e 12.a networks, and other IT facilities 13.d 14.b 15.c 16.b 177.d 178.a 179.c 180.e that are commonly used by many 17.d 18.b 19.c 20.e 181.a 182.d 183.a 184.b companies 21.c 22.b 23.c 24.e 185.e 186.d 187.d 188.d d) the capabilities of the hardware 189.d 190.b 191.b 192.a and the speed at which it 25.e 26.c 27.b 28.a processes information 29.e 30.d 31.c 32.d 193.d 194.c 195.b 196.c e) None of the above 33.b 34.a 35.c 36.d 197.b 198.b 199.c 200.b 196. An ad hoc query is a ______37.e 38.b 39.e 40.d a) pre-planned question 41.b 42.a 43.e 44.e b) pre-scheduled question  c) spur- of- the-moment question 45.a 46.d 47.d 48.d d) question that will not return any 49.a 50.b 51.c 52.a results 53.e 54.b 55.d 56.b e) None of the above Vanik’s Knowledge Garden 57.a 58.e 59.b 50.a 197. A web ______consists of NABARD (National Bank for Agricultural and Rural one or more Web pages located on a 61.a 62.d 63.a 64.d Development) Web server. 65.b 66.e 67.e 68.e a) hub b) site 69.e 70.a 71.c 72.a  NABARD was established on the recommendations c) story d) template of Shivaraman Committee. 73.b 74.d 75.a 76.c e) None of these  NABARD was established by an act of Parliament 198. A computer ______is a set of 77.e 78.e 79.b 80.d on 12th July 1982 to implement the National Bank program instructions that can attach 81.c 82.d 83.b 84.e for Agriculture and Rural Development Act 1981. itself to a file, reproduce itself and  NABARD replaced the (ACD) and Rural Planning 85.c 86.d 87.a 88.b spread to other files. and Credit Cell (RPCC) of Reserve Bank of India, a) worm 89.c 90.c 91.d 92.d and Agricultural Refinance and Development b) virus 93.c 94.a 95.b 96.e Corporation (ARDC).  Head Quarters of NABARD is situated in Mumbai. c) Trojan horse 97.e 98.d 99.a 100.e d) phishing scam  The present Chairman of NABARD is Dr. Harish 101.b 102.e 103.d 104.a Kumar Bhanwala. e) None of these  NABARD is the “Micro-Finance Regulatory 199. The desktop contains small graphics 105.c 106.d 107.e 108.b Authority”. called______109.a 110.c 111.e 112.c  Water Shed Development Fund was instituted with a) windows b) logos 113.b 114.d 115.a 116.c NABARD. c) icons d) pictures 117.d 118.b 119.a 120.e e) None of these

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PRACTICE SET QUESTION PAPER FOR (SSC-CGL)

SSC CGL 2016 – Pre (Tier I) 4. Which of the following Answer figure will show mirror image Mock Test of the Question figure? This Mock Test consists of 200 questions which are spread across 4 sections – General Intelligence, Mathematics, General Awareness and English Language. The mock test carries 200 marks and of 2 hour duration. There is negative marking of 1/4 marks for each wrong answer. PART-A GENERAL INTELLIGENCE

1. From the given answer figure, select the one in which the question figure is hidden/embedded.

5. Here the information HR, Finance and Marketing executives of a company is given. Find out the number of executives are who are in both HR and Finance but not in Marketing?

2. Which answer figure will complete the Question figure? a) 20 b) 11 c) 9 d) 50 6. Which of the following figures shows water image of the given figure?

3. Which answer figure will complete the Question figure? 7. From the given Answer figures, select the one in which the Question figure is hidden/embedded.

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8. Which alphabet is opposite C? walks 5 km. Which direction is she with respect to the starting point and how far? a) East, 14 km b) Norht, 24 km c) South, 19 km d) East, 11km 15. Find the missing word from the given responses.

a)F b) Q c) S d) L B E H 9. The figure given below is the unfounded position of a cubical C H M dice. In the following question this unfolded figure is followed by four different figures of dice. You have to select the figure I P ? which will be obtained on folding the figure. a) U b) V c) W d) x 16. If 14 January is Monday, what day will be 14 February? a) Friday b) Thursday c) Tuesday d) Sunday 17. The price of a commodity is increasing year after year in a set pattern. Find the price in the year 2013 from the following table:

Year 2008 2009 2010 2012 2013 Price 25 75 150 450 ?

a) 750 b) 800 c) 1350 d) 900 18. Which of the following figures represents the relationship 10. How many minimum number of straight lines are required to among Tea, Coffee and Cold drinks? make the given figure.

a) b)

c) d)

Directions: In Questions nos. 19 and 20 each of these questions has one Assertion (A) and one Reason (R). Give answer A) if both A and R are correct but R does not explain A. B) if both A and R are correct and R explains A. C) if A is correct but R is wrong. D) if A is wrong but R is correct. a) 13 b) 15 c) 17 d) 19 11. If ‘+’ stands for ‘-‘ , ‘-‘stands for  and ‘  ’ stands for ‘+’, 19. Assertion (A): Fiscal deficit is measure of government which of the following is false? borrowing, which is conducted by RBI. a) 42+5 – 8=2 b) 6-3  4=22 Reason (R): RBI committee has suggested fiscal and non- c) 1  9+7= 3 d) 3- 7+6=4 fiscal steps to check import of the yellow metal. 12. Rinki is the only daughter of her grandfather’s only son Rajesh, 20. Assertion (A): India Gate has retained its shine on its surface. who took Suhana as his second wife after the birth of Rinki. Reason (R): Moisture- laden winds do not blow in the area How is Suhana releted to Rinki? where it is located. a) Mother b) Step- mother Directions: In question nos. 21 to 27, select the related word/ c) Sister d) Friend letters/number from the given alternatives. 13. Among L, Q, R and S, if R is more intelligent than S but less intelligent than Q, who is not the most intelligent then who is 21. Keypad : Mobile phone : : Television the most intelligent candidate? a) Device b) Television a) Q b) R c) L d) S c) Area d) Technology 14. Sonia walks 6km towards east and turn right and walks 5 km. 22. See : Eyes : : Feet: ? Then she turns left and walks 8 km and again turns left and a) Tongue b) Ears c) Emotions d) Skin

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23. Lock : Safety : : Perfume: ? 35. Five shops—Mobile, Confectionery, 40. a) Fragrance b) Cosmetic Clinic, Cosmetics and Gifts - are in c) Smell d) Party the same lane, facing north but not 24. 1000: 103 : : 0.0001 : ? necessarily in the same order. Mobile a) 103 b) 10 and Gifts shop are not on the extreme c) 10-4 d) 10-3 ends. Cosmetics shop is in between 25. 1728: 12: : 512 : ? Confectionery and Mobile shop. There a) 7 b) 8 is only one shop on the right of the c) 6 d) 14 Gift shop. Which of the following 26. IMAGE: MGIEA: : QUOTE : ? shops is second to the left of the Clinic? a) UTQEO b) TQEOU a) Cosmetic b) Gifts c) QEOUT d) UPWET c) Confectionery d) Mobile 27. KAE: VBJ: : DIG : ? 36. If A > B, C > E, G  B and C = G then a) WJN b) GDI which of the following conclusions can c) CHF d) HRN be drawn? Directions: In questions nos. 28 to 31, a) B > E b) G  C a) 3 b) 58 find the odd number/ letters/ words/ pair c)A < G d) C < A c) 138 d) 78 of words out from the given alternatives. Directions : In questions nos. 37 and 38, 41. Find at what time between 8 and 9 o’ 28. a) Smile b) Weep two statements followed by two clock will the hands of a clock be in the c) Frown d) Face conclusions I and II are given. You have same straight line but not together? 29. a) Song b) Maid to consider the statements to be true, even if they seem to be at variance with 10 c) Ring d) Mock a) 10 min past 8 30. a) 53 b) 89 commonly known facts. You have to 11 c) 27 d) 7 decide which of the given conclusions, 31. Square if any follows from the given statements. 10 b) 50 min past 8 b) Cube Give answer 11 c) Rectangle A) if only conclusion I follows. d)Equilateral triangle B) if only conclusion II follows. 9 32. If SHOULD is coded as QQFNSF, how C) if neither conclusion I nor II follows. c) 10 min past 8 will the word FORMER be coded? D) if both conclusions I and II follows. 11 a) DTMGKT 37. Statements : No bread is butter. d) 10 min past 8 b) TDNGKT All butter are oils. c) DDNGKT Directions: In question nos. 42 and 43 Conclusions I. No oil is bread. d) DPQNGO arrange the following words as per order II. Some oils are butter. 33. The given equations has been solved on in English dictionary. 38. Statements : Some exhibitions are the basis of a certain rule. Find the fairs. correct answer for the unsolved 42. 1. Cheerless 2. Categorical Some festivals are fairs. equation on that basis. 3. Clumsy 4. Circle Conclusions : I. Some exhibitions are If p *q = p + q + p then (9* 3 – 5* 3) a) 2, 3, 1, 4 b) 3, 4, 1, 2,  festivals. =? c) 2, 1, 4, 3 d) 4, 1, 3, 2 II. No fair is festival. a) 50 b) 15 43. 1. Publish 2. Pull 3. Prospect 4. Prosody c) 17 d) 16 Direction : In questions nos. 39 and 40, a) 4, 3, 2, 1 b) 2, 3, 4, 1 34. In a certain code, the following alphabets find the missing number in the c) 3, 4, 1, 2 d) 4, 3, 1, 2 are coded in a certain way by assigning following responses. numbers as follows: Direction: In question nos. 44 and 45, A – 7 C – 4 39. which one set of letters when E – 0 F – 2 sequentially placed at the gaps in the I – 5 L – 8 given letter series shall complete it? N – 1 R – 3 S – 9 U – 6 44. z – za —— zayb – aybxzaybx – Which word can be decoded from the a) aczy b) zacy following? c) ayzc d) cayz 8520 519637140 45. kk – lkkl – mkkl – mm – a) FILE INSURANCE a) lkln b) klln b) LIFE IN RACE a) 3 b) 2 c ) kkln d) klmn c) LIFE INSURANCE c) 24 d) 18 d) FIELD RACE

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Directions : In question nos. 46 and 47, 56. The study of fruits is called ? (c) San Francisco from the given alternatives select the (a) Spermology (d) Karachi word which cannot be formed using the (b) Anthology 66. What is the maximum age for election to letters of the given word. (c) Pedology the office of the president? (d) Pomology (a) 65 (b) 70 46. IGNORANCE 57. River Mandakini which flows by (c) 75 (d) no limit a) RACE b) ORANGE Kedarnath is tributary ? 67. Purushasukta is found in the ? c) GAME d) NONE (a) Bhagirathi (a) Bhagavad Gita 47. VOLUMINOUS (b) Bhilangana (b) Rigveda a) VOLUME b) LUMINOUS (c) Alakhnanda (c) Manusmriti c) SON d) SIN (d) Devganga (d) Atharva Veda 48. Arrange the following in order: 58. Who was the inventor of bacteria ? 68. The first newspaper in India was ? 1. Amount (a) Leeuwenhock (a) Sambad Kaumudi 2. Transaction (b) Robert Hooke (b) Bengal Gazette 3. Collection (c) Robert Koach (c) Maratul Akhbar 4. Swipe the ATM card (d) Louis Pasteur (d) Pioneer 5. PIN 59. Which of the following has the oldest 69. Who was the Viceroy of India when the a) 4, 1, 5, 2, 3 rocks in the country ? Quit India Movement Started in 1942? b)4, 5, 1, 2, 3 (a) The Himalayas (a) Linlithgow c) 5, 4, 2, 3, 1 (b) The Aravallis (b) Willingdon d) 5, 3, 2, 1, 4 (c) The Indo-Gangetic (c) Wavell 49. 1. Probation (d) The Siwaliks (d)None of these 2. Interview 60. Members of the UPSC are appointed 70. Hunter Commission was appointed by 3. Selection by? the British to Probe in to the - 4. Appointment (a) The Chairman of the UPSC (a) Bardoli Satyagraha 5. Application (b) The President (b) Khilafat agitation a) 5, 1, 3, 2, 4 (c) The Union Home Minister (c) Jallianwala Bagh tragedy b) 5, 2, 3, 4, 1 (d) None of these (d) Chauri Chaura Incident c) 5, 4, 2, 3, 1 61. Who wrote the play “Andher Nagari 71. The objective resolution was moved in d) 5, 3, 2, 1, 4 Chaupata Raja” ? the Constituent Assembly on 50. Find the wrong number in the following (a) Govardhanram M Tripathi (A) November 26, 1946 series. (b) Munshi Premchand (B) January 26, 1950 87 54 28 13 5 2 (c) Fakirmohan Senapati (C) December 13, 1946 a) 28 b) 54 (d) Bhartendu Harishchandra (D) November 26, 1950 c) 13 d) 2 62. Who was made the Home Minister When 72. Which one of the following nationalist Jawaharlal Nehru formed the interim leaders has been described as being PART-B Government in 1946 ? radical in politics but conservative on GENERAL AWARENESS (a) Mohammad Ali Jinnah social issues? (b) Baldev Singh (A)Bal Gangadhar Tilak 51. Who appointed the members of the All (c) Liaqat Ali Khan (B) Madan Mohan Malaviya India Services? (d) Sardar Patel (C) Gopala Krishna Gokhale (a) The President 63. Who was the following attended all the (D)Lala Lajpat Rai (b) The Union Home Minister three Round Table Conference ? 73. Who among the following was the (c) The Parliament (a) B.R. Ambedkar Chairman of the State Committee of (d) The Union Home Ministry (b) M.M. Malaviya the Constituent Assembly? 52. The PH of Human blood is ? (c) Vallabhbhai Patel (A) B R.Ambedkar (a) 7 (b) 7.4 (d) None of these (B) B N. Rao (c) 12 (d) 6 64. The Federation Of Indian Chambers of (C) Dr. Rajendra Prasad 53. The scabies is caused by : Commerce and Industry (FICCI) was (D) Jawaharlal Nehru (a) Bacteria (b)Fungi founded in 1927 by ? 74. Superconductivity is a material property (c) Protozoa (d) Nematode (a) Birla and Tata associated with: 54. Anemia occurs due to the lack of ? (b) Birla and Thakurdas (A) cooling a substance without a (a) Iodine (b) Calcium (c) Tata and Thakurdas phase change (c) Potassium (d) Iron (d) None of the above (B) frictionless liquid flow 55. Kyat is the currency of ? 65. The headquarters of the Ghadar party (C) a loss of thermal resistance (a) Israel (b) Myanmar was at ? (D) a loss of electrical resistance (c) Malaysia (d) Thailand (a) Moscow (b)Berlin

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75. If a metal can be drawn into wires 86. Tax information network started in (c) C Language relatively easily, it is called: January 2004 is associated with ? (d) Ada (A)malleable (a) Sales Tax 95. In which year was the Keshavananda (B) ductile (b) Excise Tax Bharti Case implemented in the basic (C)extractive (c) Income Tax Structure of constitution ? (D) tactile (d) Corporation Tax (a) 1973 (b) 1976 76. Diesel Locomotive Works is situated at? 87. Which state of India has borders with (c) 1978 (d) 1980 (a) Perambur three countries namely Nepal, Bhutan, 96. Who among the following released (b) Varanasi and China ? citizens guide to fight corruption ? (c) Kapurthala (a) Arunachal Pradesh (a) Minister of family welfare (d) Bangalore (b) Meghalaya (b) Consumer co operative Societies 77. Which is a mismatch in the options given (c) West Bengal (c) Central Vigilance Commission below ? (d) Sikkim (d) Transparency International (a) Brazil——————Brasilia 88. Which of the following is different from 97. Which of the following is not a World (b) Belize—————Belmopan the remaining three? heritage Site ? (c) Austria————Vienna (a) Haematite (a) Khajuraho (d) Albania————Luanda (b) Magnetite (b) Bhimbetka 78. Yakshagana is folk dance drama of ? (c) Limonite (c) Sanchi Stupa (a) Maharashtra (d) Bauxite (d) Mandu Palace (b) Karnataka 89. Which is the final authority in India to 98. Which of the following is a Viral disease? (c) Gujarat approve Five year plan ? (a) Small Pox (d) W. Bengal (a) Union council of ministers (b) Tuberculosis 79. In which of the following organs of the (b) Planning Commission (c) Malaria human body Bone Tibia is to be found? (c) Prime Minister (d) cholera (a) Skull (d) None of these 99. Which among the following is not a (b) Leg 90. Who is called the pioneer of sexually transmitted disease? (c) Ankle-bine liberalization of Indian Economy ? (a) Syphilis (d) Mouth (a) D.R. Manmohan Singh (b) Gonorrhea 80. Where is the Forest Research Institute (b) P.V. Narsimha Rao (c) Scurvy located ? (c) P. Chidambaram (d) Hepatitis B (a) Delhi (b) Bhopal (d) M.K. Singh 100. Cystitis is the infection of which of (c) Dehradun (d) Lucknow 91. Which of the following is observed as” the following? 81. Who was the author of Gita Rahasya ? International Disabled Day”? (A)liver (a) Ram Krishna (a) 1 December (B) urinary bladder (b) C Arun (b) 3 December (C)pancreas (c) B.G. Tilak (c) 25 December (D) lung (d) Vivekananda (d) 31 December 82. Death Valley is the lowest point in the 92. Which of the following revolution led to PART-C continent of ? the increase in the production of oil QUANTITATIVE APTITUDE (a) Asia seeds ? (b) Africa (a) Green Revolution 101. A man on the top of a vertical (c) North America (b) White Revolution observation tower observes that a cars (d) South America (c) Golden Revolution moving at a uniform speed is coming 83. Diet is the Parliament of ? (d) Yellow Revolution directly towards it. takes 16 minutes (a) Israel (b) Sweden 93. Which one of the following types of for the angle of depression to change (c) Germany (d) Japan computer is mainly associated with the from 30p to 60p , in what time will 84. The biggest planet is the Solar system conversion of analog output in to digital the car reach the observation tower? is- output ? a) 7 minutes 30 seconds (a) Jupiter (b) Saturn (a) Digital Computer b) 8 minutes 20 seconds (c) Uranus (d) Venus (b) Analog Computer c) 8 minutes 85. What is Hawala ? (c) Hybrid Computer c) 12 minutes (a) Full details of a subject (d) Mainframe Computer 102. If a number is added to five-ninths of (b) Illegal transaction of foreign 94. Which language is the system thirty six per cent of fourty five per exchange programming language derived from cent of 1700, the value so obtained is (c) Illegal trading of shares Pascal and intended for defence 222. What is the number? (d) Tax evasion application? a) 153 b) 60 (a) Fortran c) 69 d) None of these (b) C++ Language 103. A spent 20% of his money on food, then he purchased some electronics

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items and spent 25% of the remaining then the area of the triangle SLM is 117. The maximum value of 1 + sin money, and again spent 20% of the equal to money on footwear. Now he is left with       Rs. 900. How much money does he 1   x + 2 cos   x for spend on food? a) of the parallelogram LMNO  4   4  a) Rs. 375 b) Rs. 180 6 real value x is c) Rs. 300 d) Rs. 225 1 a) 6 b) 4 104. The circumference of circle is 132 b) of the parallelogram LMNO c) 3 d) 5 metres and the perimeter of square is 4 118. Find the value of 1050 in radians. 164 metres. What is the difference between the area of the square and the 1 c) of the parallelogram LMNO 2 circle? 2 a) radian a) 290sq m b) 295 sq m 3 c) 280 sq m d) 300 s q m 1 105. Five year ago, A person’s age was three- d) of the parallelogram LMNO b) 5 radian eighths of the age of the age of his 3 7 mother. Five years hence, he will be 112. If PT is a median of PMN, then one-half of the age of his mother. What a) PM2 + PN2 = 2PT2 + 2MT2 10 is the ratio of their present age? b) PM2 + PN2 = 2PT2 + MT2 c)  radian a) 3 : 8 b) 1 : 2 c) PM2 + PN2 = PT2 + MT2 12 c) 4 : 9 d) 2 : 5 d) PM2 + PN2 = PT2 + 2MT2 7 106. The value of 1 + 2sec2   tan2  - 113. Find the area of a triangle ABC, whose d)  radian vertices are A (6, 4), B (4,0 )and C (- 3, 12 sec4  -tan4  is 5). 119. Find the value of cos200 . Cos400 . a) 1 b) 0 a) 18 sq units Cos600 .cos800 . c) sec2  d) 2tan sec b) 21 sq units c) 19 sq units 107. If the difference between the simple 1 1 a)  b) interest and the compound interest d) Can’t be determined  4 16 half-yearly in the first year on a sum 114. If 1 = cosec  - sin  , and m = sec  - of money lent at 6% is Rs. 27, what is 2 2 1 the compound interest for 2 years on cos  , find the value of 1 m c)  d)  4 2 2 16 the same rate of interest? (1 +m +3). a) Rs. 3708 b) Rs. 3765.25 a) 3 b) 2 120. In a circle of radius 5 cm, PQ and PN are two chords such that PQ = PN = 6 c) Rs. 3500 d) Rs. 33708 c) 1 d) 4 108. A sum of money becomes thrice at cm. Find the length of the chord NQ. compound interest in 10 years. In how  115. If 0 < and 2 sin + 15 many years will it become nine times?   2  P a) 20 years b) 15 years c) 30 years d) 27 years cos2  = 7, find the value of 6cm 6cm 109. If cos - sin = 2 sin,then cos 1 tan . . N O Q + sin is sec a) tan b) cosec a) 8.6 cm b) 9.4 cm c) cos d) 2sec a) 1 b) c) 10.6 cm d) 9.6 cm 110. If 6x2 +11 x- 35 = 0, find the value of x. c) 4 d) 121. Find the least number divisible by each 116. If P = m sec  and q = n tan  then the 3  4  5  3 of the numbers 12, 15 and 20. How a) , b) , 2 3 3 2  p2 q2  many numbers less than 5000 are there 3   is value of   2 2  which are divisible by 12, 15 and 20?  7 5 5  m n  c) 2, -1 d) , a) 60,35 b) 40, 32 2 3 c) 60 ,83 d)69,84 111. LMNO is a parallelogram. If P and Q a) 1 b) 3 are the mid points of MN and LO 5 122. 102 6 2 102 15 is c) 3 d) 2 respectively and S is any point on PQ, equal to

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3 2 a)  2  3  5 137 138 x a) b) 135. If 2435 729 3  3 , then the 165 165 b)  2  3  5 value of x is 128 118 a)  2 b) 2 c)  5  3  2 c) d) 165 165 c) 1 d) 1 d) 2  3  5 136. In an exam, 30% of total students failed   3  2 3  2 123. Mohan’s expenditure and savings are 129. If x and y  , find in science, 42% failed in English and in the ratio of 5 : 4. If his income 3  2 3  2 25% failed in both. Find the percentage increases by 20% and expenditure by 2 2 the value of x  xy  y . of those students who passed in both 25%, then by how much per cent does the subjects. his savings increase? a) 97 b) 98 a) 30% b) 47% a) 12.35% b) 14. 75% c) 96 d) 99 c)53% d) 75% c) 13.75% d) 12.75% 130. A is a working and B a sleeping partner 124. What will be the remainder when 137. If A : B = in a business. A puts in Rs. 50000 and 1213 is divided by 9? B puts in Rs. 60000. A receives 12 1 5 3 1 2 3 11 : , A : C  : andC : D  : , a) 2 b) 8 3 9 8 2 7 14 c) 7 d) 1 1 of the profits for managing the the ratio of A : B:C:D is 125. There are three taps A, B and C in a % 2 a) 5: 3: 4 : 2 b) 9: 5: 4 : 3 tank. They can fill the tank in 10hrs, business, and the rest is divided in 20hrs and 25 hrs respectively. At first, proportion of their capitals. Find the c) 4: 3: 5: 2 d) 3: 5: 4: 3 all of them are opened simultaneously. share of B if the total profit earned is 138. Fifty three percent of a number is 413 Then after 2 hrs, tap C is closed and A Rs. 8800. less than the square of 28. What is the and B are kept running. After the 4th a) Rs.4300 b) Rs.4200 value of four –sevenths of 29 per cent hr, tap B is closed . The remaining work c) Rs.5500 d) Rs.4600 is done by tap A alone. Find the of that number? percentage of the work done by tap A 131.If 3 cot  =4, then a) 116 b) 113 itself. c) 119.2 d) 107.29 a) 40% b) 30% 5sin  3cos  ? 3 3 3 c) 32% d) 45% 5sin  3cos 139. If 25 x  24 x  7 x, then 126. There were 36 students in a hostel. If the value of x is the number of students increases by 4, a) 5 b) 6 c) 9 a) 9 b) 8 the expenses of the mess increases Rs. d) 7 c) 27 d) 64 32 per day while the average 132. If x = 0.5 and y = 0.3 then the value of expenditure per head diminishes by Rs. 140. In the given figure if LM|| OP, 1. Find the original expenditure of the 2 2 1 MLQ = 30p , POS =85p and mess.  xy  x  y  is a) Rs. 648 b) Rs.738 xy LO = OQ , then NQO is equal to c) Rs. 640 d) Rs. 655 a) 6.66 b) 3.3 127. The list price of a watch is Rs. 160. c) 7.36 d)5.96 After two successive discounts, it is sold for Rs. 122.40. If the 1st discount 133. x 2  5x 1  0 , then the value of is 10%, what is the rate of 2nd discount? a) 10% b) 20% 2 1 x is c) 33% d) 15% x2 128. Find the value: a) 23 b) 27  1 1 1 1 1 1  c)  27 d)  25       30 42 56 72 90 100 134. The value of a) 110p b) 115p  1.2.4  2.4.8  3.6.12  ...  4 11 18 40 69 144 is c)125p d) 90p   1.3.9  2.6.18 3.9.27  ... 141. The simple interest accrued on a certain a) 4 b) 3 principal in eight years at the rate of c) 2 d) None of these 13 pcpa is Rs. 6500. What would be

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the compound interest accrued on that principal at the rate of 9 pcpa in 2 years? 146. The population of State B in 2002 is a) Rs. 1200.625 b) Rs. 7425.625 c) Rs. 6250 d) Rs. 1175.625 what per cent of the total population 142. A and B can do a piece of work in 72 days, B and C can do it in 120 days, and A and C of State B in all the years together? can do it in 90 days. Find the share of B when A, B and C work together and are paid Rs. (a) 8.26 (b) 7.26 6000 in all. (c) 8.32 (d) None of these a) Rs. 1000 b) Rs. 2000 c) Rs. 3000 d) Rs. 2500 147. What is the ratio of the total population of State A for the years 2001, 2002 and Directions (Q.143-145): Study the following table carefully to answer these questions: 2003 together to the total population TABLE SHOWING NUMBER (IN LAKHS) OF COMPANIES OVER THE YEARS of State B for the years 2005, 2006 and 2007 together? Company→ A B C D E F (a) 27:53 (b) 54:29 Year↓ (c) 29:54 (d) 53:27 2002 45 35 48 42 50 49 148. For which State and in which year was 2003 40 32 52 46 48 45 the per cent rise in population from 2004 48 36 50 43 56 48 the previous year was the highest? 2005 49 37 45 48 52 44 (a) State B-2003 2006 46 30 55 50 54 50 (b) State B-2002 2007 52 38 47 40 51 52 (c) State A-2004 (d) State A-2005 149. What is the per cent rise in the 143. What is the average number of instruments manufactured by Company C for all the population of State B from 2003 to given years? 2004? (a)49,00,000 (b) 49,50,000 (c) 48,50,000 (d) 48,00,000 144. The no. of instruments manufactured by Company E in 2004 is approximately what per 1 2 (a)16 (b) 16 cent of the total no. of instruments manufactured by all the companies together in 2004? 3 3 (a) 23 (b) 25 (c) 20 (d) 16 2 1 145. The total number of instruments manufactured by Company A is approximately what (c) 18 (d) 18 per cent of the total no. of instruments manufactured by Company F for all the given 3 3 years together? 150. Approximately what is the average (a) 97 (b) 87 (c) 92 (d) 90 population of State A for all the given years? Directions (Q.146-150): study the following graph carefully to answer these questions. (a) 65 lakhs (b) 50 lakhs Population of two states (in lakhs) over the years. (c) 48 lakhs (d) 58 lakhs PART-D ENGLISH LANGUAGE

PASSAGE I (Question Nos. 151 to 155) Controlling is one of the important functions of a manager. In order to seek planned results from the subordinates, a manager needs to exercise effective control over the activities of the subordinates. In other words, controlling means ensuring that activities in an organisation are performed as per the plans. Controlling also ensures that an organisation’s resources are being used effectively and efficiently for the achievement of predetermined goals. Controlling is, thus, a goal- oriented function.

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Controlling function of a manager is a a) To comply with the order of the and the local police fighting Maoists have pervasive function. It is a primary function superiors. often committed atrocities against tribal of every manager. Managers at all levels of b) To ensure that the subordinates people. Rather than justifying retaliatory management – top, middle and lower – need are well behaved and available at brutality, it explains a cycle of violent to perform controlling functions to keep a his every beck and call degradation in large parts of rural India. By control over activities in their areas. c) To maintain a good relation with having created backwardness and relative Moreover, controlling is as much required superiors, subordinates and equals oppression of tribal people in most parts of in an educational institution, military, d) None of these. the country, the state prepared the ground hospital and a club as in any business 154. Which of the following is not true in for such brutalisation of society. Hence, the organisation. the context of the passage? burden is on the state to demonstrate Controlling should not be misunderstood as a) Managers at top level are behaviour that is civilising and redemptive. the last function of management. It is a responsible for decision making at For that, the political urge that informs the function that brings back the management all levels. conduct of policing has to be of enforcing cycle back to the planning function. The b) Controlling is a goal- oriented the law and guarding citizens, not of putting controlling function finds out how far actual function. down subject who don’t know their place, performance deviates from standards, c) To seek planned results, it is a policing logic that the colonial analyses the causes of such deviations and necessary for a manager to control administration left behind when it attempts to take corrective actions based the activities of the subordinates. transferred power to Indians in 1947. Politics on the same. This process helps in d) Controlling brings the must change. 196. Which of the following is formulation of future plans in the light of management cycle back to the responsible for the brutalisation of Society? the problems that were identified and , thus, planning function. helps in better planning in the future periods. 155. Which of the following is most similar 156. Which of the following is responsible Thus, controlling only completes one cycle in meaning to the word ‘pervasive’ as for the brutalisation of society? of management process and improves used in the passage? a) The Maoists themselves who planning in the next cycle. a) Perquisite have opted for the path of Control is an indispensable function of b) Prerequisite bloodshed management. Without control the best of c) Prerogative b) Backwardness of the state and plans can go away. d) Widespread atrocities against tribal people c) The state itself which did not take 151. Which of the following can be inferred PASSAGE II (Question Nos. 156 to 160) proper steps for the uplift of the from the given passage? By stitching a bomb into the abdomen of a tribal people a) Top management enjoys at the slain CRPF man, the Maoists have d) The theory of Mao where in cost of middle - or lower – level demonstrated utter contempt for human bloodshed is the right path for manager. dignity. Their claim to be fighting for the getting one’s due b) Controlling is necessary not only rights of exploited tribal people and against 157. What can be inferred from the act of in business organisation but also a brutally repressive regime rings totally stitching a bomb into the abdomen of a in scientific research centres. hollow in the face of this voluntary display slain CRPF man, by the Maoists? c) Planning is the first function of of bankruptcy of values. In a war between a) The Maoists are totally against management. two hostile nations, rules of combat and the govt machinery, especially d) Controlling functions cannot help unwritten codes of decency prohibit police forces in finding the ways for achieving mutilation of the dead. The ‘enemy’ is an b) They are full of contempt for the set target. impersonal object of one’s own destructive human dignity and devoid of 152. What do you mean by Controlling? intent, occupying that slot only because of values. Give your answer in the context of the the conjuncture that places him there. By c) They are true followers of Mao passage. fait, language, ethnicity or class, the two and can go up to any extent. a) Controlling means achieving combatants might be similar, but the fact of d) They are fighting for the genuine predetermined goals by hook or being pitted against each other with arms rights of exploited tribal people by crook. and intent to kill the other makes each a 158. Which of the following is correct in the b) Controlling means ensuring proper legitimate target. context of the given passage? utilisation of resources to achieve But once he has been either captured or a) Even two nations who are at the set target. killed, the enemy becomes another hapless fighting terms with each other c) Controlling means not allowing human being, forced into his dismal state by maintain a certain code of conduct anybody to misuse the assets of circumstance. He has to be accorded the and do not personalise the enemy. the organisation. civility and respect one human being shows b) The combatants, however similar d) Controlling means ensuring another. Can anyone battle for a nobler by faith, language and ethnicity, maintenance of discipline in the society, for the brotherhood man, after fight by making each other a organisation. having shed the rudiments of respect for legitimate target. 153. Which of the following is the function life? Can there be any respect for life where c) When the enemy is either killed of a manager? there is no respect for the dead? The CRPF or captured, he has to be accorded

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the civility and respect that a 164. The politically dent and paint Abhijit 172. a) acquescis human being deserves. Mukherjee was on a Delhi- Kolkata b) acquiesce d) All the above flight recently when he got first-hand c) acquiesce 159. Which of the following true about the feedback for his uncharitable d) acquiesce Maoists? Give your answer in the comments. 173. a) guinea context of the given passage. a) dented or painted b) guineei a) They have shed the rudiments of b) dented but unpainted c) guinea respect for life c) dented yet painted d) guinnie b) They have lost respect for moral d) No improvement. 174. a)quintescence value. 165. UP is a unique state on earth which has b) quintessense c) Both (a) and (b) been described as a chosen land where c) quientessence d) Their act of stitching a bomb in gods, Saints and Sufis were born in d) quintessence the dead body of a CRPF man ending darkness. 175. a) swashbuckling establishes that they wanted to a) to end darkness b) swashbackling send a message to police forces of b) to ending darkness c) swaeshbucking meeting the same fate if they c) to end dark d) sweashbackling fought against them. d) No improvement 160. The word ‘subjects’ used in the given Directions. In question nos. 176 to 180, passage means Directions: In question nos.166 to 170, out of the four alternatives choose the a) areas of knowledge or study out of the four alternatives, choose the one which best expresses the meaning b) people of a country or a state one which can be substituted for the of the given word and mark it in your c) the prevalent condition given words/ sentence. answer Sheet. d) group that does an action 166. A collection of people listening to a 176. Peruse Directions: In question nos. 161to 165, a broadcast programme a) misrepresent part of the sentence is underlined. Below a) viewers b) irritate are given alternatives to the underlined b) audience c) diminish part at (a),(b) and (c) which may improve c) spectators d) read the sentence. Choose the correct d) listeners 177. Nestle alternative. In case no improvement is 167. A lover of others a) to sit or lie in a warm or soft place needed your answer is (d). Mark your a) altruist b) to make somebody slightly angry answer in the Answer- Sheet. b) egoist c) to stop something from having c) philanthropist any effect 161. We are the largest democracy in the d) bellicose d) a person who is new and has little world where the voice of people should 168. One who breaks images or idols experience in doing something rain supreme and since the past year, a) somniloquent 178. Decapitate this voice has expressed itself on many b) teetotaller a) destroy b) make out occasions. c) iconoclast c) behead d) decorate a) rain supreme and for the past year d) fanatic 179. Fortitude b) reign supreme throughout the past 169. A disease that can be spread by touch a) contribute b) courage year a) contagious c) interlude d) dilute c) reign supreme and over the past b) infectious 180. Yeah year c) contentious a) deviate b) hitherto d) No improvement d) fatal c) of course d) may 162. Our cover story is a succinct preface 170. Release of a prisoner from jail on certain to what the year of change holds in terms and conditions. Directions. In question nos. 181 to 185, store for India. a) amnesty choose the word opposite in meaning to a) Will holds at stall of b) pardon the given word and mark it in the Answer b) hold in stock for c) parole – Sheet c) should hold in store of d) acquittal 181. Skeptic d) No improvement a) agnostic b) confident 163. The brazenness of the 23- year- old Directions: In question nos. 171 to 175, four words are given in each question, c) languish d) deceptive rape has exposed the depth or cruelty 182. Visionary we could fall in. out of which only one word is correctly spelt. Find the correctly spelt word and a) realist b) idealist a) cruelty we can fall to c) imaginary d) unpractical b) cruelty we should fall to indicate it in the Answer-Sheet by blackening the appropriate rectangle. 183. Woo c) cruelty we must fall into a) pursue b) foe d) No improvement 171. a) excuisite b) exquisite c) repel d) trouble c) exquisite d) exquite

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184. Yell 194. Delhi communiqué, adopted in the EXPLANATIONS a) scream b) shriek BRICS meeting (a)/of Health c) hoot d) mum Ministers, stressed on fighting 185. Callous communicable, (b)/non-communicable 1.a 2.c 3.a 4.d a) crafty b) affable diseases and mental disorders together. 5.b 6.c 7.a 8.c c) horny d) fearless (c)/ No error(d) 9.b 10.a 11.d 12.b 195. Our soldiers are better(a)/ trained than 13.c 14.a 15.c 16.b Directions: In question nos. 186 to 190, (b)/that of our enemies.(c)/ No error 17.d 18.c 19.a 20.a four alternatives are given for the idiom/ (d) 21.b 22.d 23.a 24.c phrase and bold-italicised in the 25.b 26.a 27.d 28.d sentence. Choose the alternative which Directions: In question nos. 196 to 200, 29.b 30.c 31.b 32.a best expresses the meaning of the idiom/ sentences are given with blanks to be 33.d 34.c 35.d 36.c phrase and mark it in the Answer-Sheet. filled in with an appropriate word (s). 37b 38.d 39.a 40.d Four alternatives are suggested for each 41.a 42.c 43.d 44.c 186. Every Tom, Dick and Harry known question. Choose the correct alternative 45.b 46.c 47.a 48.b that Kartina is beauty par excellence. out the four and indicate it by 49.b 50.b 51.a 52.b a) film goer blackening the appropriate rectangle in 53.b 54.d 55.b 56.d b) spot boy the answer Sheet. 57.c 58.a 59.b 60.b c) film critic 61.d 62.d 63.a 64.b d) everyone 196. I have already repeated twenty times 65.c 66.d 67.b 68.b 187. He is the whizkid of our school. that naturalism is not a personal 69.a 70.c 71.c 72.a a) idiot fantasy,______the intellectual 73.d 74.d 75.b 76.b b) very intelligent movement of the century. 77.d 78.b 79.b 80.c c) peon a) to hold to 81.c 82.c 83.d 84.a d) dwarf b) but that it is 85.b 86.c 87d 88.d 188. All three of us entered the gate pell- c) it is very certain that 89.d 90.a 91.b 92.d mell. d) nonetheless 93.c 94.d 95.a 96.d a) hurriedly 197. If a playwright looks at the episode 97.d 98.a 99.c 100.b b) silently from the spectator’s point of view he 101.c 102.c 103.a 104.b c) clandestinely will be able to remove many things 105.c 106.b 107.b 108.a d) one by one which ______spoil the effect of 109.c 110.d 111.b 112.a 189. She was mown down on a pedestrian the play. 113.c 114.c 115.b 116.b crossing. a) moreover 117.b 118.d 119.b 120.d a) sleeping b) teased b) however 1 21.c 122.d 123.c 124.d c) killed d) waiting c) nevertheless 125.c 126.a 127.d 128.c 190. I’ll leave you alone here so you can d) otherwise 129.d 130.b 1 31.c 132.c mull it over. 198. Everyone says that I ______133.b 134.c 135.d 136.c a)repent your deeds my mother. 137.d 138.a 139.b 140.d b) think about it a) have similarity from 1 41.d 142.b 143.c 144.a c) practice a lot b) resemble 145.a 146.d 147.c 148.a d) know it better c) am like to 149.b 150.d 151.c 152.b d) am homogenous to Direction: In question nos. (191-195), 153.d 154.a 155.d 156.c 199. The police were ______people aside some parts of the sentences have errors 157.b 158.d 159.c 160.b to make way for the president’s car and some have none. Find out which part 161.c 162.d 163.a 164.b a) shoving of a sentence has an error and blacken 165.a 166.b 167.c 168.c b) poking the rectangle corresponding to the 169.a 170.c 171.b 172.c c) nudging appropriate letter (A, B, C). If there is 173.a 174.d 175.a 176.d d) shifting no error, blacken the rectangle 177.a 178.c 179.b 180.c 200. The ______attitude of police corresponding to (D) in the Answer 181.b 182.a 183.c 184.d can be gauged from this fact. Sheet. 185.b 186.d 187.b 188.a a) labyrinthine 189.c 190.b 191.d 192.b b)lachrymose 191. My sister and I (a)/ were invited (b)/ to 193.d 194.a 195.c 196.b c)lacklustre the reception.(c)/No error (d) 197.d 198.b 199.d 200.d 192. She replaced Rahul, (a)/who took over d) lackadaisical as senior(a)/ adviser to the corporation (b)/ on India Enterprise. (c)/ No error(d)  193. I, who am a good man, (a)/ should not  (b)/do such work.(c)/ No error (d)

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WHO’S WHO  Mr. Narendra Modi : Chairman, National Institution for Transforming India (Niti Aayog)  Mrs. Sumitra Mahajan : Speaker, Lok Sabha  Mohammad Hamid Ansari : Chairman, Rajya Sabha  Mr. P. J. Kurien : Deputy Chairman, Rajya Sabha  Mr. Arun Jaitley : Leader of House (Rajya Sabha)  Mr. Ghulam Nabi Azad : Leader of Opposition (Rajya Sabha)  Mr. Arvind Panagariya : Vice-Chairman, National Institution for Transforming India (Niti Aayog)  Mr. Harishankar Brahma : Chief Election Commissioner  Syed Nasim Zaidi : Election Commissioner  Mr. Shashi Kant Sharma : Comptroller and Auditor-General of India  Mr. Justice K. G. Balakrishnan : Chairperson, National Human Right Commission (NHRC)  Mr. Ajit Kumar Seth : Cabinet Secretary  Mr. Nripendra Misra : Principal Secretary to Prime Minister  Justice V. Eshwaraiah : Chairman, National Commission for Backward Classes  Ms. Shanta Sinha : Chairperson, National Commission for Protection of Child Rights (NCPCR)  Dr. P. L. Punia : Chairman, National Commission for Scheduled Castes  Dr.Rameshwar Oraon : Chairman, National Commission for Scheduled Tribes (NCST)  Mr. Deepak Gupta : Chairman, Union Public Service Commission (UPSC)  Dr. M. S. Swaminathan : Chairman, National Commission on Farmers (NCF)  Mr. Ajit Kumar Doval : National Security Adviser and Special Adviser to PM (Internal Security)  Mr. Sharad Kumar : Director-General, National Investigation Agency (NIA)  Mr. A. K. Mital : Chairman, Railway Board  Mr. Shumsher K. Sheriff : Secretary-General, Rajya Sabha  Mr. T. K. Viswanathan : Secretary-General, Lok Sabha  Mr. Syed Asif Ibrahim : Director, Intelligence Bureau (IB)  Mr. Anil Kumar Sinha : Director, Central Bureau of Investigation (CBI)  Mr. Alok Joshi : Director, Research and Analysis Wing (RAW)  Mr. Jayanto Narayan Choudhury : Director-General, (NSG)  Mr. Prakash Mishra : Director-General, CRPF  Mr. Devendra Kumar Pathak : Director-General, (BSF)  Mr. Arvind Ranjan : Director-General, Central Industrial Security Force (CISF)  Mr. P. K. Mehta : Director-General, . (RPF)  Mr. Parkash Mishra : Director-General, Indo-Tibetan Border Police (ITBP)  Mr. B. D. Sharma : Director-General,  Vice-Admiral Anurag G. Thapliyal : Director-General,  Lt. Gen. Avtar Singh : Director-General, Defence Intelligence Agency  Prof. Ved Prakash : Chairman, UGC  Dr. Avinash Chander : Scientific Adviser to Defence Minister and Secretary, Defence Research and DevelopmentOrganisation. (DRDO)  Dr. R. Chidabaram : Principal Scientific Adviser to the Government  Mr. A. S. Kiran Kumar : Chairman, Space Commission and ISRO  Mr. Ratan Kumar Sinha : Chairman, Atomic Energy Commission and Secretary, Dept. of Atomic Energy  Mr. Naseem Ahmad : Chairperson, National Commission for Minorities  Mr. Amitava Bhattacharya : Chairman, Staff Selection Commission (SSC)  Dr. Vishwa Mohan Katoch : Director-General, Indian Council of Medical Research  Mr. C. Chandramouli : Registrar-General of India and Census Commissioner  Justice D. K. Jain : Chairman, Law Commission  Dr. B. N. Suresh : President, Indian National Academy of Engineering (INAE)  Mr. Justice (Retd.) B. N. Kirpal : Chairman, National Forest Commission  Mr. T. Nanda Kumar : Chairperson, National Dairy Development Board (NDDB)  Lt. General AT Parnaik : Director-General, Border Roads Organisation  Dr. Raghuram Rajan : Governor, RBI  Justice Mr. Chandramauli Kumar Prasad : Chairman, Press Council of India  Mr. Ravindra Pisharody : Chairman, Audit Bureau of Circulations (ABC)  Mr. R. K. Tewari : Chairman, Central Board of Direct Taxes (CBDT)  Mrs. J.M. Shanti Sundharam : Chairman, Central Board of Excise and Customs

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 Mr. Ashok Chawla : Competition Commission of India  Justice Syed Rafat Alam : Chairman, Central Administrative Tribunal  Mr. R.S.T. Sai : CMD, National Hydroelectric Power Corporation (NHPC)  Mr. R. S. Sharma : CMD, Oil and Natural Gas Corporation (ONGC)  Mr. B. C. Tripathi : CMD, GAIL  Mr. S. Behuria : Chairman, IOC  Mr. Sunil Kumar Srivastava : CMD, Oil India Ltd  Dr. Satbir Bedi : Chairperson, Central Board of Secondary Education (CBSE)  Mr. U. K. Sinha : Chairman, Securities and Exchange Board of India (SEBI)  Dr. Harsh Kumar Bhanwala : Chairman, National Bank for Agriculture and Rural Development (NABARD)  Smt. Arundhati Bhattacharya : Chairman, SBI  Mr. M. S. Raghavan : Chairman, IDBI  Justice Dilip Raosaheb Deshmukh : Chairman, Company Law Board  Mr. Hardeep Singh Puri : India’s Permanent Representative to UN  Mr. S. K. Roy : Chairman, Life Insurance Corporation of India (LIC)  Mr. Ashwin Pandya : Chairman, Central Water Commission  Ms. Lalitha Kumarmangalam : Chairperson, National Commission for Women  Dr. Y. V. Reddy: Chairman, 14th Finance Commission  Dr. Pronob Sen : Chairman, National Statistical Commission  Mr. Pahlaj Nihalani : Chairperson, Central Board of Film Certification (CBFC)  Dr. Rakesh Tewari : Director-General, Archaeological Survey of India (ASI)  Dr. Jyotsna Suri : President, Federation of Indian Chambers of Commerce and Industry (FICCI)  Dr. Rahul Khullar : Chairman, Telecom Regulatory Authority of India (TRAI)  Dr. Rajan Katoch : Director,  Mr. R. V. Verma : Chairman, Pension Fund Regulatory and Development Authority (PFRDA)  Dr. Sekhar Basu : Director, Bhabha Atomic Research Centre  Mr. N. Ramachandran : President, Indian Olympic Association  Prof. B.K.Tripathi : Acting Director, National Council of Educational Research and Training (NCERT)  Mr. Ajay S. Shriram : President, Confederation of Indian Industry (CII)  Dr. A. Surya Prakash : Chairman, Prasar Bharti Board  Mr. Ratan Tata : Chairman, Investment Commission  Mr. Shivlal Yadav : Interim President, Board of Control for Cricket in India (BCCI)  Mr. R. Chandrasekaran : Chairman, NASSCOM  Mr. Ramesh Sippy : Chairman, National Film Development Corporation (NFDC)  Mr. Ravindra Kumar: Chairman, United News of India  Mr. Mahendra Mohan Gupta : Chairman, PTI  Mr. Kiran B. Vadodaria : President, Indian Newspaper Society (INS)  Mr. Rana Kapoor : President, The Associated Chambers of Commerce and Industry of India (ASSOCHAM) NAME OF THE POSTS NAME OF THE HOLDERS Dy Speaker LS M Thambidurai Chairman, Niti Aayog Narendra Modi Vice Chairman of Niti Aayog Arvind Pangaria Attorney General Mukul Rohtagi Solicitor General Ranjit Kumar Cabinet Secretary PK Sinha Foreign Secretary S Jayashankar AERB (Atomic Energy Regulatory Board) Abhilash Bhardwaj AICTE Anil Sahasrabudhe AIFF Praful Patel Air India Ltd Ashwani Lohani Archaeological Survey of India ASI Dr Gautam Sengupta BSNL Anupam Srivastava CAG Shashikant Sharma

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CBI Anil Kumar Sinha CBDT Anita Kapur CBSE YSK Sheshu Kumar (A. Charge) Central Board of Film Certification Pahlaj Nihlani Chief Election Commissioner SN Zaidi Chief Justice of India T.S Thakur Coal India Ltd S Bhattacharya CSIR Girish Sahani Central Social Welfare Board Prema Cariappa DMRC Mangu Singh DRDO S Christopher Intelligence Bureau (IB) Dineshwar Sharma Indian Banks’ Association Ashwani Kumar ICAI Manoj Fadnis Indian Council for Cultural Research S Ayyappan Indian Olympic Association N Ramachandran IOC B.Ashok ISRO A.S. Kiran Kumar LIC SK Roy NABARD Harsh Kumar Bhanwala NALCO Anshuman Das NCERT Hrushikesh Senapaty NHPC KM Singh National Human Rights Commission Justice C Joseph National Investigation Agency Sharad Kumar NTPC A K Jha Oil India Ltd U.P Singh ONGC D.K Sarraf Press Council of India Chandramauli Kumar Prasad Prasar Bharti Board A. Surya Prakash Research and Analysis Wing (RAW) Rajinder Khanna Railway Board AK Mittal SAIL AK Pujari SEBI UK Sinha SSC Amitava Bhattacharyya Telecom Regulatory Authority of India TRAI RS Sharma UGC Vedprakash Tomar UPSC Deepak Gupta

DEFENCE POSTS AND HOLDERS Chief of the Army Staff General Dalbir Singh Suhag Chief of the Air Staff Air Chief Marshal Arup Raha Chief of Naval Staff Admiral RK Dhowan Border Security Force (BSF) DK Pathak CISF (Central Industrial security Force) Surendra Singh CRPF Prajash Mishra Sashastra Seema Bal (SSB) Vanshidhar Sharma Indo Tibetan Border Police (ITBP ) Krishna Chaudhary National Security Guard (NSG) RC Tayal Indian Coast Guard (ICG) Vice Admiral Anurag G Thaplial National Cadet Corps (NCC) Lt General A Chakravarty

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CABINET MINISTERS

1. Rajnath Singh: Home Affairs 2. Sushma Swaraj: External Affairs, Overseas Indian Affairs 3. Arun Jaitley: Finance, Corporate Affairs, Information and Broadcasting 4. M Venkaiah Naidu; Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs 5. Nitin Jairam Gadkari: Road Transport and Highways, Shipping 6. Manohar Parrikar: Defence 7. Suresh Prabhu: Railways 8. DV Sadananda Gowda: Law and Justice 9. Sushri Uma Bharati: Water Resources, River Development and Ganga Rejuvenation 10. Dr Najma A Heptulla: Minority Affairs 11. Ramvilas Paswan: Consumer Affairs, Food and Public Distribution 12. Kalraj Mishra: Micro, Small and Medium Enterprises 13. Maneka Sanjay Gandhi: Women and Child Development 14. Ananthkumar: Chemicals and Fertilizers 15. Ravi Shankar Prasad: Communications and Information Technology 16. Jagat Prakash Nadda: Health and Family Welfare 17. Ashok Gajapathi Raju Pusapati: Civil Aviation 18. Anant Geete: Heavy Industries and Public Enterprises 19. Harsimrat Kaur Badal: Food Processing Industries 20. Narendra Singh Tomar: Mines, Steel 21. Chaudhary Birender Singh: Rural Development, Panchayati Raj, Drinking Water and Sanitation 22. Jual Oram: Tribal Affairs 23. Radha Mohan Singh: Agriculture 24. Thaawar Chand Gehlot: Social Justice and Empowerment 25. Smriti Zubin Irani: Human Resource Development 26. Harsh Vardhan: Science and Technology Earth Sciences

MINISTERS OF STATE

27. General VK Singh: Statistics and Programme Implementation (Independent Charge), External Affairs, Overseas Indian Affairs 28. Rao Inderjit Singh: Planning (Independent Charge), Defence 29. Santosh Kumar Gangwar: Textiles (Independent Charge) 30. Bandaru Dattatreya: Labour and Employment (Independent Charge) 31. Rajiv Pratap Rudy: Skill Development and Entrepreneurship (Independent Charge), Parliamentary Affairs 32. Shripad Yesso Naik: AAYUSH (Independent Charge) Health and Family Welfare 33. Dharmendra Pradhan: Petroleum and Natural Gas (Independent Charge) 34. Sarbananda Sonowal: Youth Affairs and Sports (Independent Charge) 35. Prakash Javadekar: Environment, Forest and Climate Change (Independent Charge) 36. Piyush Goyal: Power (Independent Charge), Coal (Independent Charge), New and Renewable Energy (Independent Charge) 37. Dr. Jitendra Singh: Development of North Eastern Region (Independent Charge), Prime Minister’s Office Personnel, Public Grievances and Pensions Department of Atomic Energy Department of Space 38. Nirmala Sitharaman: Commerce and Industry (Independent Charge) 39. Dr. Mahesh Sharma: Culture (Independent Charge), Tourism (Independent Charge), Civil Aviation 40. Mukhtar Abbas Naqvi: Minority Affairs, Parliamentary Affairs 41. Ram Kripal Yadav: Drinking Water and Sanitation 42. Haribhai Parthibhai Chaudhary: Home Affairs 43.Sanwar Lal Jat: Water Resources, River Development and Ganga Rejuvenation 44. Mohanbhai Kalyanjibhai Kundariya: Agriculture 45. Giriraj Singh: Micro, Small and Medium Enterprises 46. Hansraj Gangaram Ahir: Chemicals and Fertilizers 47. GM Siddeshwara: Heavy Industries and Public Enterprises 48. Manoj Sinha: Railways 

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ONE LINER 1. Name the mobile app launched to help farmers to take the technology to farm fields - Pusa Krishi 2. Who has been chosen for CV Kunhiraman Literary Prize - M Sukumaran 3. Who has won BNP Paribas Open titles - Novak Djokovic & Victoria Azarenka 4. Who has been declared winner of Presidential Elections of semi-autonomous region Zanzibar - Ali Mohamed Shein 5. Name the Former Intel Chairman and CEO who has passed away - Andrew Grove 6. Who has won silver medal in Asian Olympic Qualification Tournament - Wrestler Hardeep Singh 7. Who has been nominated as first US female Combatant Chief - Lori Robinson 8. Who has topped Britain’s Asian Rich List 2016 - Hinduja Brothers 9. Which day is observed on 20th March - World Sparrow Day 10. Which day is observed on 21st March - International Day for the Elimination of Racial Discrimination 11. Who has became the first Indian to win Gold Medal in Asian 20 Kilometer Race Walk - Gurmeet Singh 12. Who has been appointed as advisor to Khadi and Village Industries Commission - Ritu Beri 13. National Krishi Karman Awards 2014-15 conferred 14. Who has won Hero Indian Open title of Golf - SSP Chawrasia 15. Who has won 2016 Swiss Open men’s singles title - HS Prannoy 16. Who has won gold medal in Asian Olympic Qualification Tournament - Yogeshwar Dutt 17. Who has been suspended from bowling in international cricket by ICC - Bangladesh’s Arafat Sunny and Taskin 18. Which day is observed on 21st March - International Day of Forests 19. Name the exercise Indian Air Force conducted in Pokhran - Exercise Iron Fist 20. International Day of Happiness was observed on - 20th March 2016 21. Who was confered with France’s Knight of the Legion of Honour - Tikka Shatrujit Singh 22. Indian inked pact with which country to avoid double social security contribution - Australia 23. Which bank became first to the sell off Indian Gold Coin (IGC) in the domestic market - Indian Overseas Bank 24. Best Film award in Asian film awards went to - The Assassin 25. Ministry of Railways and ISRO signed MoU for - Remote Sensing and GIS Technologies 26. TCS named official technology partner for - Virgin Money London Marathon 27. Which famous magician has passed away - Paul Daniels 28. Who has been appointed as CEO of AirAsia India - Amar Abrol 29. Who has resigned as Director of Royal Challengers Sports Private Limited - Vijay Mallya 30. Feni as Heritage Spirit of Goa 31. 10th Asian Film Awards announced 32. Who has launched FCI’s Depot Online System - Union Minister Ram Vilas Paswan 33. Who has been conferred with Skoch Lifetime Achievement Award - Venkaiah Naidu 34. Who has been nominated for Chief Justice of US Supreme Court by Obama - Merrick Garland 35. Sikh Gurdwaras (Amendment) Bill, 2016 passed by - Rajya Sabha 36. 30 Most Influential People on the Internet list released by - TIME magazine 37. Who has won 2016 Abel Prize - British mathematician Sir Andrew Wiles 38. Which country has became second biggest investor in London - India 39. Who has been appointed as Goodwill Ambassador by UNDP - Michelle Yeoh 40. Who has been appointed as Goodwill Ambassador by UN Population Fund - Ashley Judd 41. UNSDN released 2016 World Happiness Report 42. Who has been appointed Governor of Bangladesh Bank - Fazle Kabir 43. Who has been suspended by UN as goodwill ambassador after doping allegations - Maria Sharapova 44. Who has won First Prize in UN #LinksSDGs Data Visualization Challenge - India-based software engineer Abdulqadir Rashik 45. Which day is observed on 10th March - World Kidney Day 46. Which day is observed on 16th March - World Consumer Rights Day 47. Who is the author of Gandhi: An Illustrated Biography - Pramod Kapoor 48. Who has won Chameli Devi Jain Award - Priyanka Kakodkar and Raksha Kumar 49. Name of Indian scholar who was appointed as Vice Chancellor of Canberra University - H Deep Saini 50. World Consumer Rights Day - 15th March 51. YES Bank inked MoU with - India Brazil Chamber 52. Who was elected as first civilian President of Myanmar - Htin Kyaw

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 91 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016

53. Which programme will enable Students to act as Tourist Facilitators - Parytak Mitra 54. Which firm was selected by India Post as consultant for payments bank - Deloitte 55. Pope Francis announced whose name to be granted Sainthood - Mother Teresa 56. Name the Indian and Indonesia joint training exercise began at Magelang - Garuda Shakti IV 57. Who has won Santosh Trophy of Football - Services 58. Who has won All England Badminton title - Lin Dan 59. Who has won 2016 Global Teacher Prize - Palestinian Hanan Al Hroub 60. Where did the 4th World Congress of Biosphere Reserves inaugurated - Lima 61. Maritime India Summit 2016 will be held in - Mumbai 62. Which unmanned spacecraft to Mars, launched jointly by Russia and Europe - ExoMars 2016 63. Who has been chosen for IAA Editor of the Year - Sanjay Gupta 64. Which ballistic missile has been successfully test-fired by India - Agni-I 65. Which programme has been launched by the Union Power Minister announced for LED based Domestic Efficient Lighting - UJALA 66. India, IMF signed an agreement to set up SARTTAC 67. Who has won Golden City Gate Award - Kerala Tourism campaign 68. Who has sworn-in as Chief Justice of Gauhati High Court - Justice Ajit Singh 69. India will be supplying 18 Meter Gauge Diesel Electric Locomotives to which country - Myanmar 70. Fulbright - Kalam Climate Fellowship was launched by which two countries - India and US 71. Clean My Coach service was launched by - Railway Minister Suresh Prabhu 72. Who is new oldest man of World - Yisrael Kristal (Age 112) 73. Who has won Irani Cup Cricket Title - Rest of India 74. Who has been appointed 21st Law Commission Chairperson - Former SC Judge BS Chauhan 75. Who has been named Secretary General of the Arab League - Egyptian diplomat Ahmed Abul Gheit 76. Who has won the annual Visitor’s Awards for Central Universities - Tezpur University and JNU 77. Which bill has been passed by Rajya Sabha - National Waterways Bill, 2015 78. Who has been appointed as head of UN Political Mission in Columbia - Jean Arnault 79. First-ever NCC Girls Everest Expedition flagged off 80. Which bill has been passed by the Lok Sabha - Enemy Property Amendment Bill 2016 81. Tata Power arm inked agreement with - IRRL 82. Who has been elected President of Aluminium Association of India - Tapan Kumar Chand 83. Which satellite has been launched by ISRO - Indian Regional Navigation Satellite System-1F 84. Which two states have singed 5 MoUs to facilitate construction of irrigation barrages across Godavari - Maharashtra & Telangana 85. 2015 Nari Shakti awards presented by - President Pranab Mukherjee 86. Who has won Gold at World Team Table Tennis Championship - Indian men and women 87. Name the scheme launched by Karnataka for accident victims’ free treatment - Mukhyamantri Santwana Harish Yojana 88. Bureau of Indian Standards Bill, 2015 passed by - Rajya Sabha 89. Who has been appointed by Indian Railways as consultant to discover advertising potential of trains & stations - Ernst & Young (EY) 90. What was the theme of the Cycling event of Indian Army - Cycle to Recycle 91. Who has been appointed as CEO of digital business by CA Media - Vivek Jain 92. Widow Marriage included under - Mukhyamantri Kanya Vivah Yojana 93. Which bank has became first to get Small Finance Bank license from RBI - Capital Local Area Bank 94. Who has been conferred France’s Knight of the Legion of Honour - Mahindra Group CMD Anand Mahindra 95. Name the program launched by the ICICI Bank for its women employees - iWork@Home programme 96. Who has won 2016 WGC-Cadillac Championship - Golfer Adam Scott 97. Which tennis player has been provisionally suspended after failing drug test at Australian Open - Maria Sharapova 98. Who has been awarded with Mahindra Samriddhi Krishi Shiromani Samman - Amrita Patel 99. The largest ever military exercises began between - South Korea and US 100. Name the online marketing platform launched by Union Government - Mahila e-Haat 101. Which day is observed on 8th March - International Women’s Day 102. Which renowned Malayalam actor has passed away - Kalabhavan Mani 103. Name the panel constituted by Sri Lanka Cricket Board - Arvinda de Silva-led National Cricket Selection Panel 104. Which team has won the 2016 Pro Kabaddi League title - Patna Pirates

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 92 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MAY - 2016

105. Re-classification of industries on four-colour scheme based on pollution potential 106. Where did the new species of burrowing snake discovered - Western Ghats 107. Who has been awarded with Krutitava Smagra Samman - Padma Sachdev 108. Name the inventor of E-mail who has passed away - Ray Tomlinson 109. Which team has won Asia Cricket Cup - India 110. EC announced schedule for Assembly polls for which four states and one Union territory - West Bengal, Assam, Tamil Nadu, Kerala and Puducherry. 111. Standard to 119 HU & Colours to 28 ED of IAF was presented to IAF by - President Mukherjee 112. Two-day National Conference of Women Legislators was held in - New Delhi 113. Name of author of Prince of Tides who passed away - Pat Conroy 114. Innovation Award 2016 for developing laterite based arsenic water filter was presented to - Sirshendu De 115. Who has launched 300 million rupee Uridashi Masala Bonds in Japan - IFC 116. Who has been promoted as international Umpire by FIH - Napoleon Singh 117. Who has won gold in 50m pistol event at ISSF World Cup - Jitu Rai 118. Name the Film Archivist who has passed away - PK Nair 119. Who has won ACM 2015 A M Turing Award - Martin Hellman and Whitfield Diffie 120. Which team has clinched CK Nayudu Trophy 2015-16 - Mumbai U-23 121. CCS cleared proposal to acquire two more - AWACS 122. Which project has been launched to make National Highways free of Railway crossings - Setu Bharatam project 123. Where did the World’s costliest train station opened - New York 124. Which day is observed on 4th March - National Safety Day and National Safety Week 125. Name the digital wallet launched by Flipkart - Flipkart Money 126. Fixed! Cash and Corruption in Cricket authored by - Journalist Shantanu Guha Ray 127. Name the CEO of Micromax Informatics Limited who has resigned - Vineet Taneja 128. Who is to be conferred Dadasaheb Phalke Award for the year 2015 - Manoj Kumar 129. Who has been selected for 2015 Bihari Puraskar - Poet Dr Bhagwati Lal Vyas 130. Forbes list of World Billionaires 2016 released 131. World Wildlife Day observed on - 3rd March 132. Which state has became the first to launch HPV vaccine as public health programme in schools - Delhi 133. Name the author of “Who was Shivaji?” - Govind Pansare 134. Who has been appointed as MD and CEO of MCX - Mrugank Paranjape 135. Who has won gold in 50km race walk at National Championships - Basanta Bahadur Rana 136. Who has been named for 11th META theatre award - Ratan Thiyam 137. Windham-Campbell prizes 2016 announced 138. Who has won Grete Lundbeck European Brain Research Prize - Three British scientists 139. Which cricketer has been suspended for illegal bowling action - Aaron Phangiso 140. Which day is observed on 1st March - Zero Discrimination Day 141. India signed MoU with World Bank for - Madhya Pradesh Higher Education Quality Improvement Project 142. Who has been nominated for UN Secretary-General by Portugal - Ex-refugee chief Antonio Guterres 143. Who has became the first Asian to win Golden Reel Award - Resul Pookutty 144. Who has took charge as Commissioner - Alok Kumar Verma 145. Who has acquired cement units of Jaiprakash Associates - UltraTech 146. Name the committee constituted to consider ST status to six communities of Assam - Mahesh Kumar Singla committee 147. Who has won 1st All India Open Invitational Snooker Championship 2016 - Rahul Sachdev 148. Which airport has bagged three international awards - IGI airport 149. Which campaign has been launched by Twitter for women empowerment - #PositionOfStrength campaign 150. Who has won FMSCI Motorsports Man of the Year Trophy - Armaan Ebrahim 151. Which state has been declared as the first digital state of India - Kerala 152. Who has took charge as Commanding-in-Chief of Eastern Naval Command - Vice Admiral HCS Bisht 153. Who has won first ever auction of an Indian gold mine - Vedanta Limited 154. Who has took charge as Chairperson of National Human Rights Commission - Justice HL Dattu

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B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 93 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] VANIK PROVIDES

Well Equipped Classroom Vanik’s Recent Selections Centralized A/C Counseling with Central A/C Fully Wi-Fi Enabled Lab

Library With Well Developed & Experienced & Dedicated Faculties Exam Oriented Study Material Interview Grooming Session Food Court Let’s Join & Maximize Your Knowledge...

WHY YOU SHOULD JOIN VANIK INSTITUTE FOR “BANKING, RAILWAY AND SSC”

1. BEST FACULTY OF INDIA FOR CLASSES COMPARE TO ALL OTHER EXAMPLE : APTITUDE-6 VOL, REASONING-4 VOL , ENGLISH-3VOL, INSTITUTE. COMPUTER-2 VOL, BANKING AWARENESS-2 VOL, MARKETING-2 2. Highest no of hours in every subject for better understanding. Total VOL, CURRENT AFFAIR : DAILY SHEET, 6 NOS MONTHLY MAGAZINE hours for banking - 400+HRS (6 MONTHS DAILY 2 ½ HRS CLASS ) ,2 NOS HALF YEARLY MAGAZINE , PREVIOUS YEAR PAPERS OF - IBPS AND SSC - 550+ HRS (6 MONTH DAILY 5 HRS CLASS ) PO, IBPS CLERK, SBI PO, SBI CLERK, PRACTICE PAPERS FOR EXAMPLE : APTITUDE-80HRS, REASONING-70HRS, ENGLISH-70HRS, UPCOMING EXAMS COMPUTER-40HRS, BANKING AWARENESS-30HRS, MARKETING-30HRS, FOR SSC students extra volume of materials and General study material CURRENT AFFAIRS-50HRS, GENERAL STUDIES-120HRS (HISTORY, (HISTORY, GEOGRAPHY, POLITY, LIFE SCIENCE, ECONOMICS, PHYSICS & GEOGRAPHY, POLITY, LIFE SCIENCE, ECONOMICS, PHYSICS & CHEMISTRY ) CHEMISTRY) 3. Separate vocabulary class (1000 - BANKING AND 1500 WORDS - SSC ) 15. Interview classes , mock interview with video recording and analysis 4. Separate traditional GK class for easily remember GK in the class 16. Personal development and group discussion class itself. (50 hrs) 17. Weekly 3 online mock test of upcoming exams with discussion. 5. Time to Time motivational class and classes how to crack the exam by (MTD- MOCK TEST & DISCUSSION our experts. 18. Unlimited online practice tests as per your choice (MCT - MY CHOICE 6. Daily Doubt clearing classes . TEST ) 7. Different technique of teaching style for easy understanding 19. Separate online test subject wise and topic wise test ( SBT - SUBJECT 8. Daily class test of every class after the class BASED TEST AND TBT - TOPIC BASED TEST ) 9. Weekly test of weekly covered topics of all subjects 20. Hostel (both boys and ladies separately) 10. Class room assignment practice and discussion of every topic in class 21. In campus canteen facility it self 22. Largest Campos with modern infrastructure compare to all other 11. Daily current affair handouts before the class institute at bhubaneswar 12. Weekly current affair class with weekly C/A question discussion class. 23. 24 hrs study room for self study 13. Best material with work book for practice more question at home 24. Modern computer lab with wi- fi campus 14. Highest no of material. Total -25+ VOLUMES FOR BANKING AND 30+ 25. HIGHEST LEVEL OF SUCCESS RATE VOLUMES FOR SSC STUDY MATERIAL KIT (Total 25 Volumes) MARKETING

Reasoning MONTHLY ISSUE - MAY - 2016 APTITUDE Vanik’s V V ENGLISH V V A A A A N N N N I I I K K I K K Current Affairs APTITUDE BANKING COMPUTER COMPUTER Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU for Bank PO for Bank PO & Clerical for Bank PO R E A S O N I N G for Bank PO Awareness Bank PO & Clerical MARKETING

Bank PO y & SSC Railway & SSC Bank PO & Clerical | SSC & Railway Railwa th ENGLISH Bank PO & Clerical 47 Bank PO & Clerical Bank PO & Clerical for , Clerical & Bank PO , Clerical & , Clerical & , Clerical & General Awareness Banking Awareness Current Affairs , Clerical & All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations

Leading Institute for Banking, Railway & SSC Now at Two Practice Set for RRB (Non-Tech) Practice Set for IBPS-PO (Main) ACK Practice Set for CGL-2016 Assignment - I Assignment - II CUTT (Class Room Practice) (Home Work Practice) Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Regular BANKING (PO, CLERK) Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples New Batch Starts From 8am-10am Vanik’s Page Assignment - I Assignment - II Assignment - I Assignment - II 7th April 2016 | Time : 200 Updated MCQs @ (Class Room Practice) (Home Work Practice) Topicwise Theory with Solved Examples Assignment - I Assignment - II Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Assignment - I Assignment - II 150+ One Liners C (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) U Regular SSC/Railway 40 MCQs on Computers T T New Batch Starts From 100 GK for SSC & Railway A C Time : 8am-12.30pm Vanik’s Knowledge Garden K 7th April 2016 | Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s P u b l i c a t i o n s Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s Monthly Updated Current Affairs unctions New Committees & its F Awards & Honours Events of the month Games & Sports Date and Observations onomy & Banking Important Index Ec s Recent MOU echnology Famous Personality Science & T Books & Authors Famous Places Bank PO Clerical Railway SSC

VA N I K C R P F C E N T R E VA N I K S A H E E D N A G A R C E N T R E VANIK STUDENTS SELECTION ONLINE TEST @ HOME Rs. 150/- Rs. 250/- Rs. 350/- Rs. 500/- 1 Month 3 Months 6 Months 12 Months 1. 12 Ongoing Test in Alternative Days DILLIP SAMAL RAJENDRA SAHOO RASHMI BISWAL SUSANGITA DASH BISWANATH SINGH ABINASH JENA SREELEKHA SWAIN DEEPAK KU. NAYAK DEBI PRASAD PADHY ALINA SHARMA CO.OP.BANK PNB & SBI-PO SBI-PO LIC SSC POSTAL SBI MYSORE SBI-HYDERABAD SBI MYSORE SBI-HYDERABAD 2. 100 Practice Test & All Previous Year Test 3. Current Affairs Classes free at Institute Online Test & Discussion RAHUL KAPOOR SANTOSH K. DAS ADITYA P. MOHAPATRA SWARNALATA BEHERA SUSHREE PRIYADARSHINI INDRAJIT UPADHAYA MANOJ K. BISWAL SUMEET SHARMA ASIS PANDA SANKAR MISHRA SYNDICATE BANK-PO UCO BANK BANK OF INDIA SYNDICATE BANK UCO BANK SYNDICATE BANK KAR. BANK-PO & CLERK BOI-PO VIJAYA BANK-PO SYNDICATE BANK KARNATAKA BANK Features Facility Hard Copy of Test & Explanation CENTRES Weekly 3 Test & 3 Discussion Library - 7am to 9pm CRP & Saheed Nagar Test Discussion by 5 Faculties Current Affairs Handout Weekly C/A Test & Discussion Current Affairs Class Attend 1 Free TAPAN SAHOO SUVASHIS BEHERA SUMIT MISHRA SUBHASIS MOHANTY SRIKANTA BEHERA SONALI SAHOO SOMANATH GAHAN SHIBAJEE TRIPATHY SATYAKAMA BEHERA Monthly Magazine UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK ODISHA GRAMYA BANK ODISHA GRAMYA BANK UTKAL GRAMYA BANK ODISHA GRAMYA BANK ODISHA GRAMYA BANK UTKAL GRAMYA BANK Centralized A/C Lab with Wi-Fi Demo Test Scholarship for Toppers Individual Doubt Clear Regular Classroom Course Features & Facilities Doubt clear after the class SANDHYARANI SAMBIT SAHOO SAKHYA SINGH SETHI RAM PRASAD SAHOO RAKESH ROSAN ROUT RAKESH GADATYA PRANAB NATH NISHIKANTA JENA MANORANJAN BEHERA India’s best faculty MADHY BIHAR GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTAR BIHAR GRAMYA BANK LIC-ADO UTKAL GRAMYA BANK ODISHA GRAMYA BANK Best study material (25nos.) A/C Classroom Online test and discussion Highest no. of class (550hr.) Daily current affair hardcopy Class room workbook Subject-wise Class Available Daily test and discussion LOPAMUDRA KUMAR GOURI SHANKAR KANHA CHARAN DAS JYOTI BIKASH PANDA HIMANSHU SEKHAR PALEI DIPTIMAYEE SUBUDHI DIGBIJAY ROUL DEEPESH BISHI ASISH KUMAR ROUT Current Affairs Class MADHYA BIHAR GRAMYA BANK ODISHA GRAMYA BANK LIC-ADO ODISHA GRAMYA BANK ODISHA GRAMYA BANK MADHY BIHAR GRAMYA BANK HIMACHAL PRADESH BANK UTTAR BIHAR GRAMYA BANK ODISHA GRAMYA BANK Weekly test and discussion Hostel Facility (Boys & Girls) Unique concept of schedule Library Facility

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Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s Corporate Office : Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph : 0674-6556677, 8093-556677 Web : www.vanik.org, E-mail : [email protected] Price : `40