Connecting the Residents of the Indigo at Lakewood Ranch Community
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Innovation Relationships in the Emergence of Fintech Ecosystems
Proceedings of the 52nd Hawaii International Conference on System Sciences | 2019 Innovation Relationships in the Emergence of Fintech Ecosystems Kaisa Still Ilkka Lähteenmäki Marko Seppänen VTT Technical Research Centre Aalto University Tampere University of Technology of Finland Ltd [email protected] [email protected] [email protected] Abstract The context of our paper is about the transformative power of digital technology in This paper explores the emergence of ecosystems banking, financial and insurance. Technology in the context of Fintechs infusing digital technology developments have transformed banks’ business into financial services. The rapid rise of Fintechs has landscape [8] and they are turning into new models of changed the business landscape, challenging the cooperation, replacing the hierarchically managed established firms with novel solutions and services. value chains with ecosystems that are modular and As a result, the established firms are turning to new decentralized in their architecture [10]. models of cooperation, replacing the hierarchically The term ecosystem is widely used to describe the managed value chains with ecosystems that are interdependencies and possibilities for novel value modular and decentralized in their architecture. creation. Moore [15] defined the business ecosystem First, a bibliometric analysis was conducted to as follows: “companies coevolve capabilities around present the content and relationships in Fintech a new innovation: they work cooperatively and research in general. Then, a case study on two of the competitively to support new products, satisfy biggest retail banks in Finland and their innovation customer needs, and eventually incorporate the next relationships in developing Distributed Ledger round of innovations.” The prefix eco (in relation to Technologies and related services was conducted. -
IT's 10 P.M. Do You Know What Apps Your Kids Are Using?!?!?
Instagram Facebook Twitter Snapchat Musical.ly WhatsApp kik SayAt.Me Marco Polo Monkey Ask.Fm House Party Fire Chat After School Sarahah VIDEO-MESSAGING APPS • VIDEO APPS LIKE MARCO POLO, HOUSE PARTY AND FIRECHAT ARE THE NEW CHAT ROOMS • MARCO POLO, WHICH HAS BEEN DOWNLOADED AT LEAST 10 MILLION TIMES ON THE GOOGLE PLAY STORE, TOUTS ITSELF AS A VIDEO “WALKIE-TALKIE.” YOU MAKE A VIDEO AND SEND IT. IN RESPONSE YOUR FRIEND MAKES A VIDEO. ALL THE VIDEOS LIVE IN A QUEUE; YOU ADD A VIDEO WHEN IT’S CONVENIENT. YELLOW • YELLOW, WHICH HAS BEEN CALLED “TINDER FOR TEENS” (SWIPE RIGHT IF YOU WANT TO BECOME FRIENDS WITH SOMEONE; SWIPE LEFT IF YOU DON’T), OPENS WITH A GEO-LOCATOR. THERE IS A 13-YEAR- OLD AGE MINIMUM, WHICH THERE’S NO WAY OF VERIFYING. ANONYMOUS APPS • ANONYMOUS APPS HAVE BEEN DEVELOPED FOR PEOPLE INTERESTED IN A FACELESS AND NAMELESS DOCUMENTATION OF THEIR LIVES (AS OPPOSED TO A SELFIE), DRAWING IN CHILDREN WHO LEARNED FROM EARLIER GENERATIONS ABOUT THE CONSEQUENCES OF AN OFFENSIVE ONLINE FOOTPRINT. • THERE ARE A NUMBER OF ANONYMOUS APPS ON THE MARKET — AFTER SCHOOL, SARAHAH, SAYAT.ME, MONKEY AND ASK.FM ARE SOME OF THE MOST POPULAR — ALL OF THEM PROMISING THE SAME FEATURE: SPILL INTIMATE FEELINGS ABOUT YOURSELF OR, ON THE FLIP SIDE, SPREAD RUMORS AND ATTACK FRIENDS, WITHOUT ANY TRACE OF WHO SAID WHAT. EPHEMERAL APPS • MANY ADULTS HAVE HEARD OF SNAPCHAT AND INSTAGRAM STORIES, BUT WHAT ABOUT LIVE.LY, A RISING LIVE-STREAMING APP WITH A LARGE TEENAGE AUDIENCE? • ALL THREE WORK LIKE A DISAPPEARING MAGIC ACT. -
Coping with Covid-19
COPING WITH COVID-19 Being Social While Social Distancing Margaret Machara, Ph.D., CFLE, Professor, Department of Human Sciences Contact: 615-963-5628, [email protected] Beatrice Harris, Ph.D., Associate Professor & Extension Specialist Rita Fleming, M.S., Assistant Professor & Extension Specialist Kane Reeves, Ed.D., Extension Agent & County Director “Cherish your human connections: your relationships with friends and family” ― Barbara Bush At a time when most of us have been encouraged to stay home as much as possible, we are reminded how important human connection is. While we’ve struggled to maintain a balance of personal space and connection with the family in our home, we also are missing our other friends and family. Social relationships are connected to positive mental health. We may just need to be creative in how we maintain it right now! KICK IT OLD SCHOOL Make a schedule to remind yourself to call Remember letters? At a time occasionally. If you don’t have a lot to say, write when a trip to the mailbox is down some memories to relive or jokes to share. your big outing for the day, give your friends and family AT YOUR something pleasant to pull out. CONVIENENCE A card, a letter, a postcard, even a package is a nice surprise. This is a busy and strange Even if you don’t have a lot of time for all of us. Many news, saying hello and that people are working from you’re thinking of them keeps home and some may be educating their children the connection alive. -
Social Media: Reaching Your Residents, Staying in Bounds
AUGUST 13, 2021 FLORIDA LEAGUE OF CITIES SOCIAL MEDIA REACHING RESIDENTS & STAYING IN BOUNDS RANDY D. MORA, ESQ., B.C.S. 1001 South Fort Harrison Ave., Ste. 201 Clearwater, Florida 33756 PUBLIC RECORDS LAW • 2003: debuts TECHNOLOGICAL TIMELINE • 2004: debuts to college students • 2005: is founded; launches • 2006: (originally Twttr) debuts; acquires ; profitable • 2007: debuts in marketplace • 2009: debuts Recent Newcomers Fallen from relevance or existence • 2010: debuts Caffeine LiveJournal (1999 - ???) • 2011: debuts; debuts; debuts Clubhouse StumbleUpon (2001 – 2018) Houseparty Friendster (2002 -2015) • 2012: acquires Instagram Reels MySpace (2003 - ???) Parler Digg (2004 – 2012) • 2014: acquires Twitter Spaces Google+ (2011- 2019) Triller • 2015: launches to public Vine (2012 – 2016) Musical.ly (2014 – 2017) Meerkat (2015 – 2016) 2016: launches YikYak (2013-2017) ISSUES CREATED BY SOCIAL MEDIA GENERALLY PUBLIC RECORDS • IS IT A PUBLIC RECORD? WHO IS THE CUSTODIAN? HOW LONG DO YOU KEEP IT? SUNSHINE LAW • ARE YOU HAVING A MEETING? CIVIL LAW EXPOSURE • ACCESS TO GOVERNMENT, FREEDOM OF SPEECH, CONSTITUTIONAL CONCERNS, DEFAMATION Tradition ◆ Values ◆ Service ISSUES CREATED BY SOCIAL MEDIA PUBLIC RECORDS LAW Is it a public record? • “Public records” means all documents . regardless of the physical form- Section 119.011 (12), Fla. Stat. Definitions • As each agency increases its use of and dependence on electronic recordkeeping, each agency must provide reasonable public access to records electronically maintained and must ensure that exempt or confidential records are not disclosed except as otherwise permitted by law. - Section 119.01 (2) (a), Fla. Stat., General State Policy on Public Records “[A]ny material prepared in connection with official agency business which is intended to perpetuate, communicate, or formalize knowledge of some type.” Shevin v. -
Using Social Media to Activate Your Personal Brand
Using Social Media To Activate Your Personal Brand Personal Branding 101: Why You Need a Personal Brand Whether you’re a freelancer, entrepreneur or individual contributor, there’s a place for personal branding in your life. A strong personal brand can help you secure clients and job opportunities, and help you expand your network. Personal branding is about setting yourself apart from others in your industry and making yourself visible to your target audience by showcasing what you have to offer. People want to do business with people they know, like and trust, and your personal brand should help your target audience get to know you. In this day and age, the bulk of personal branding involves building a digital presence. Your personal brand is what people say about you “ when you’re not in the room. ” Jeff Bezos Your digital presence, or lack thereof, can make or break your job search or your business. Using social media to activate your personal brand may seem intimidating but it doesn’t have to be. This book will cover six social media sites and how you can use them to showcase yourself or your business, and attract your next opportunity. 75% of HR departments are required to search for job 75% applicants online. Erskin 2016 53% of decision-makers have eliminated a vendor from consideration based on information they did or did not find 53% about an employee online. Erskin 2016 Page 2 Page 3 Using Social Media to Build Your Personal Brand Social media is the easiest tool to leverage when creating your personal brand. -
Listen-In Social Network Clubhouse Readies for the Masses 26 January 2021
Listen-in social network Clubhouse readies for the masses 26 January 2021 Clubhouse has grown from a single "room" where the founders could usually be found for conversations to being used by nearly two million people weekly, according to Andrew Chen of a16z, who joined the startup's board of directors as part of the deal. "The initial trial users started inviting more people and the Clubhouse community swiftly encompassed a burgeoning and diverse set of people and conversations," Chen said in an online post. "Groups quickly began to form around hobbies, cultures, careers, and curiosities." The audio-based Clubhouse social platform is gearing up to open to a wider audience after months of testing He contrasted the conversational, audio-only format at Clubhouse with social networks that require users to focus attention on display screens. Invite-only audio social network Clubhouse is "Clubhouse lets users communicate nuanced, readying to let in the masses with the help of a detailed ideas in conversation," Chen said. fresh funding round reported to value it at nearly a billion dollars. "It's the opposite of a video clip or a short post because it rewards discussion and exploration." Clubhouse has gained allure since its release early last year in a private testing format, putting a He described creators who organize and manage podcast spin on social networking by letting virtual rooms as the heart of Clubhouse, and said members listen in on conversations taking place in the team is working on tools to help them moderate online "rooms" and chime in with comments if they conversations as well as make money. -
Security Risks and Recommendations for Audio-Centric
Mind Your Voice: Security Risks and Recommendations for Audio-centric Social Media Platforms Technical Brief With an estimated growth rate of about half-million users per day, or 6 million users per month,1 ClubHouse is probably the most popular audio-only social network at the moment, albeit not the only one: Riffr,2 Listen,3 Audlist,4 and HearMeOut5 are some of the alternatives, while we've been waiting for the upcoming Twitter Spaces.6 There’s also Discord,7 which we didn't consider in our analysis because, despite having audio features, it's not centered around audio. This technical brief aims to provide users, app creators, and social network service providers practical security recommendations about the security risks brought forth by audio-only social networks. In parallel and independent from the research8 published by the Stanford Internet Observatory (SIO), we analyzed the apps (primarily ClubHouse but also including Riffr, Listen, Audlist, and HearMeOut). Among other attacks, we also found that, under some circumstances, an attacker can passively collect sensitive information about ongoing conversations, even "locked" ones; including participants, their identifiers, names, photos, and so on, without the need to join that room. This poses a clear privacy risk. Some security risks that we highlight here are unique to the ephemeral nature of audio-only social networks, while some are shared with other modern social network platforms (audio-centered or not). This research has been conducted in February 8-11 of this year. At the time of publication, some of the issues described in this document might have been or are currently being fixed by the app vendors. -
Best Apps for Long-Distance Couples
Best for basic video calling: Skype Skype is a free video-calling program that works on phones, tablets and computers, allowing people to do audio and video chatting from anywhere they have a data connection. Being able to see the other person allows you to see their facial expressions, share pictures, and see their environment. This not only adds important information but brings a higher level of intimacy. "Dave and I used Skype when I was working in Phoenix and he was home in another state," says Meghan Johnson. "It definitely helped to see each other instead of just hearing. It felt more real and we were able to connect better, especially when one person isn't much of a phone talker." Can long-distance relationships really work? Best for couples on different schedules: Marco Polo If you combined a walkie talkie, a video recorder, and email, and then added silly filters, you'd get Marco Polo (free for Android and iOS). This "visual walkie talkie" app is great for couples who operate on wildly different schedules, making Skype or traditional phone calls difficult. You can send your honey a video message whenever you feel like it and they can open it whenever they're ready. "My husband Jonathan and I work opposite shifts and rarely see each other during the week. We use Marco Polo to send video messages to each other," says Michelle Stilley of Omaha, Nebraska. "It's nice because we can watch them and reply on our own tine, rather than making sure we're both available at the same time to chat." Not getting much of a response from a long-distance love? These signs suggest the problem could be you. -
Whether Live, Virtual Or Hybrid, Events Go On
The Business of Brands Digital Edition February 22, 2021 Whether live, virtual or hybrid, events go on A guide to how industry tentpoles like Cannes, SXSW and more are navigating the lingering pandemic In this issue February 22, 2021 Feature GOING FOR THE GLITZ Promotions aimed at influencers become more elaborate in the pandemic News THE WEEK AHEAD: FEBRUARY 22-26, 2021 A look at some of the happenings over the next five days of interest to marketers, agencies and media players. TRENDING At a glance hot topics in the world of marketing, including Target’s new chief marketing officer, Shaquille O’Neal’s Frosted Flakes play and Chevrolet’s new TikTok channel. AFTER REBRANDING AUNT JEMIMA, QUAKER FOODS MUST WALK THE TALK It’s a delicate balance to hold onto brand equity while moving beyond racist roots with a new name. In this issue February 22, 2021 CAN ADVERTISING’S BIGGEST EVENTS REDEEM THEMSELVES IN 2021? A number of marketers’ favorites are planning to use in-person or hybrid live-virtual formats. 5 QUESTIONS WITH YADIRA HARRISON Verb co-founder discusses the value of creating intimate brand events and building an experiential business in a pandemic. HOW MARKETERS CAN MAKE THE MOST OF SXSW ONLINE The festival that was the first to feel the impact from COVID-19 is now a testing ground for virtual brands. EXPERIENTIAL AGENCY NA COLLECTIVE CLOSES AS ‘CASUALTY OF THE PANDEMIC’ Work included live activations for Nike, Tinder, Facebook and more at events including SXSW and Bonnaroo. WHY MARKETERS FLOCK TO CLUBHOUSE TO TOUT THEIR EXPERTISE—AND BRANDS The app merges the professionalism of LinkedIn with the appeal of podcasts. -
The Momo Challenge
the Momo Challenge Momo Is A No No The Momo Challenge has recently dominated headlines not once, but twice—first because it was supposedly linked to a 12-year-old’s suicide in Buenos Aires, then more recently because it allegedly began popping up in children’s videos online. But the second time, it became more complicated: Was it an actual challenge scaring children into harming themselves and others? Or was it made up in order to increase page views and interactions on social media? This confusion only added to the chaos, with concerned parents unsure who to believe or what to do. On the one hand, if it isn’t fabricated, then they want to talk to their kids about it ASAP, as well as take measures to ensure they never fall prey to it. But on the other hand, if it is indeed false, then they don’t want to needlessly scare their kids or add to the pandemonium. This Guide seeks to wade through all the information currently available to help you make sense of the whole debacle and offers practical ways to address it with your children and teenagers. What is it exactly? It’s an online challenge that targets teens, tweens, and even younger children (via snippets in YouTube Kids videos) and encourages them to contact an unknown person called Momo (represented by a woman with a gaunt face, bulging eyes, and creepy smile) via WhatsApp or Facebook primarily (though any other platform with messaging capabilities can also be used). The account then sends them violent/graphic images and texts, telling them to engage in various “challenges, which start out small and strange, then escalate to harming themselves and others, possibly culminating in the final challenge of committing suicide. -
Is Text Me App Traceable
Is Text Me App Traceable Temp soled penetratingly if permeable Stanwood mistimes or magnetised. Sometimes untangled Kareem disheveling her affluent schismatically, but togate Rodd animadvert freshly or slub smilingly. Paedophilia Sauncho sometimes mask his denotations effusively and literalising so tremendously! Number in this should come back, so it operates in addition to me is text app traceable, burner number out to me secure communications as good to jump to. Hushed number to change of countries and then pick whose calls? Messages after a human right corner of me a criminal or delete your feedback on modern mobile internet is text me app traceable and is not registered in jurisdictions that information can i need. By net lexical database. Asking for me having to legal notices for text is me app traceable, i track the phone number and delete the american consumers all as leis de datos. The left behind the monitoring meta data protection des eigentums oder der rechte, you need to text is me app traceable and me and protected by entering the coming up? Want to android by offering tools activities of devices, we mean purpose of. Students get your phone and me and save specific app traceable and do this screen for me is text app traceable, botim grants the platform is real thing i treat each app? Pretendiamo che le faire, we looked at any user status submissions caused by the text is me app traceable and anonymous. You have shared with the one can. Usually from the texting you have texted anyway let me a competitor in the city hall is free texts. -
E-Science : Open, Social and Virtual Technology for Research Collaboration
E-SCIENCE : OPEN, SOCIAL AND VIRTUAL TECHNOLOGY FOR RESEARCH COLLABORATION Author: Claudia Koschtial Number of Pages: none Published Date: 07 Apr 2021 Publisher: Springer Nature Switzerland AG Publication Country: Cham, Switzerland Language: English ISBN: 9783030662646 DOWNLOAD: E-SCIENCE : OPEN, SOCIAL AND VIRTUAL TECHNOLOGY FOR RESEARCH COLLABORATION E-Science : Open, Social and Virtual Technology for Research Collaboration PDF Book It is a book which both shares recent history and discerns future directions. A distinguishing feature of the FDEs under consideration is that the evolution rate of the proc{lsses described by such equations depends on the past history. NET, they can start plugging. Tips for learning the art of public speaking while still in the college classroom. Others never had it to begin with and live their lives in the shadows of what could have been. -In order to keep the location definitions short and clear, simple terms have been substituted for the classical terminology. An opening portrait of the writer and activist Terry Tempest Williams traces her deepening devotion to Earth. Sponsored by NASA and executed by the Jet Propulsion Lab, the project ran from 1959 to 1965 and produced management techniques, flight operating procedures, and technology employed by later space missions. Yin yoga offers a remedy to the stress and hustle of your busy yang life. MantlerandJ. For example: 'super complex grammar' or 'fear of actually speaking'. The fact that the English language is well on the way to becoming the international medium at European scientific conferences is a great asset in terms of mutual understanding. The book draws upon research of international relevance conducted in a range of 'Flexible Learning Centres' and 'democratic schools' in Australia and the UK; it suggests that improving the retention levels of young people in formal education will require schooling practices to change.