in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

THIS ABRIDGED PROSPECTUS CONSISTS OF 48 PAGES, PLEASE ENSURE THAT YOU GET ALL PAGES Please ensure that you read the Prospectus and the general instructions contained in this Memorandum before applying in the Issue. Unless otherwise specified, all capitalised terms used in this form shall have the meaning ascribed to such terms in the Prospectus. The investors are advised to retain a copy of Prospectus/Abridged Prospectus for their future reference.

SHRIRAM TRANSPORT FINANCE COMPANY LIMITED A Public Limited Company Incorporated under the Companies Act, 1956 (Registered as a Non-Banking Financial Company within the meaning of the Reserve Act, 1934 (2 of 1934)) Registered Office: Mookambika Complex, 3rd Floor, No. 4, Lady Desika Road, Mylapore, Chennai, Tamil Nadu- 600004 Tel No: +91 44 2499 0356 Fax: +91 44 2499 3272 Corporate Office: Wockhardt Towers, Level – 3, West Wing, C-2, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400 051 Tel No: +91 22 4095 9595 Fax: +91 22 4095 9596/97 Website: www.stfc.in Compliance Officer and Contact Person: Mr. Vivek Madhukar Achwal; E-mail: [email protected] Public Issue by Shriram Transport Finance Company Limited, (“Company” or “Issuer”) of Secured Redeemable Non- Convertible Debentures of face value of ` 1,000 each, (“NCDs”), aggregating upto ` 37,500 lacs with an option to retain over- subscription upto ` 37,500 lacs for issuance of additional NCDs aggregating to a total of upto ` 75,000 lacs, hereinafter referred to as the “Issue”. The Issue is being made pursuant to the provisions of Securities and Exchange Board of India (Issue and Listing of Debt Securities) Regulations, 2008, as amended (the “Debt Regulations”). GENERAL RISK Investors are advised to read the Risk Factors, starting on page 17 of the Prospectus carefully before taking an investment decision in the Issue. For the purpose of taking an investment decision, the investors must rely on their own examination of the Issuer and the Issue including the risks involved. Specific attention of the investors is invited to the Risk Factors from pages 17 and 39 of the Prospectus. ISSUER’S ABSOLUTE RESPONSIBILITY The Issuer, having made all reasonable inquiries, accepts responsibility for, and confirms that the Prospectus contains all information with regard to the Issuer and the Issue, which is material in the context of the Issue, that the information contained in the Prospectus is true and correct in all material respects and is not misleading in any material respect, that the opinions and intentions expressed herein are honestly held and that there are no other facts, the omission of which makes the Prospectus as a whole or any of such information or the expression of any such opinions or intentions misleading in any material respect. CREDIT RATING The NCDs proposed to be issued under this Issue have been rated ‘CRISIL AA/Stable’ by CRISIL for an amount of upto ` 75,000 lacs vide its letter dated June 11, 2013 and ‘CARE AA+’ by CARE for an amount of upto ` 75,000 lacs vide its letter dated June 12, 2013. The rating of the NCDs by CRISIL indicates high degree of safety regarding timely servicing of financial obligations and carrying very low credit risk. The rating of NCDs by CARE indicates high degree of safety as regards timely servicing of financial obligations and carrying very low credit risk. The ratings provided by CRISIL and/or CARE may be suspended, withdrawn or revised at any time by the assigning rating agency and should be evaluated independently of any other rating. These ratings are not a recommendation to buy, sell or hold securities and investors should take their own decisions. Please refer to Annexure 1 of the Prospectus for the rationale for the above ratings. LISTING The NCDs offered through the Prospectus are proposed to be listed on the National Stock Exchange of India Limited (“NSE”) and the BSE Limited (“BSE”). Our Company has obtained an ‘in-principle’ approval for the Issue from the NSE vide their letter dated July 2, 2013 and from the BSE vide their letter dated July 2, 2013. For the purposes of the Issue, NSE shall be the Designated Stock Exchange. ISSUE PROGRAMME* ISSUE OPENS ON : JULY 16, 2013 ISSUE CLOSES ON : JULY 29, 2013 * The subscription list for the Issue shall remain open for subscription on Working Days during banking hours for the period indicated above, except that the Issue may close on such earlier date or ex- tended date as may be decided at the discretion of the duly authorised committee of Directors of our Company subject to necessary approvals. In the event of such early closure or extension of the Issue, our Company shall ensure that notice of the same is provided to the prospective investors, on or before such early date of closure or the initial Closing Date, as the case may be, through advertisement/s in a leading national daily newspaper. IDBI Trusteeship Services Limited has by its letter dated June 7, 2013 given its consent for its appointment as Debenture Trustee to the Issue and for its name to be included in the Prospectus and in all the subsequent periodical communications sent to the holders of the Debentures issued pursuant to this Issue. A copy of the final Prospectus has been filed with the Registrar of Companies, Chennai, Tamil Nadu, in terms of section 56 and section 60 of the Act, along with the endorsed/certified copies of all requisite documents. For further details please refer to the section titled “Material Contracts and Documents for Inspection” beginning on page 364 of the Prospectus.

Shriram Transport Finance Company Limited 3 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

DETAILS RELATING TO ENTITIES ASSOCIATED WITH THE ISSUE LEAD MANAGERS TO THE ISSUE ICICI Securities Limited * ICICI Centre, H.T. Parekh Marg, Churchgate, Mumbai 400 020, Maharashtra, India JM Financial Institutional Securities Private Limited Tel: +91 22 2288 2460 141 Maker Chambers III, Fax: +91 22 2282 6580 Nariman Point E-mail: [email protected] Mumbai - 400 021 Investor Grievance Email: [email protected] Tel: +91 22 6630 3030 Contact Person: Manvendra Tiwari Fax: +91 22 2204 7185 Compliance Officer: Mr. Subir Saha Email: [email protected] (Email: [email protected]) Investor Grievance Email: [email protected] SEBI Registration No: INM000011179 Website: www.jmfl.com *SEBI registration of ICICI Securities Limited expires on July 8, 2013 and Contact Person: Ms. Lakshmi Lakshmanan the application for renewal of certificate of registration was made by ICICI Compliance Officer: Mr. Chintal Sakaria Securities Limited to SEBI on March 20, 2013 as required under Regulation 8A (Email: [email protected]) (1) of SEBI (Merchant Bankers) Regulations,1992. The approval of SEBI in this SEBI Registration No.: INM000010361 regard is awaited. CO-LEAD MANAGERS TO THE ISSUE Karvy Investor Services Limited 702, Hallmark Business Plaza, A. K. Capital Services Limited 7th Floor, Sant Dynaneshwar Marg, 30-39, Free Press House, Opp Gurunanak Hospital, Bandra (East), Free Press Journal Marg, Mumbai- 400051. 215 Nariman Point, Tel: +91 22 6149 1500 Mumbai - 400 021. Fax: +91 22 6149 1515 Tel: +91 22 6754 6500 E-mail: [email protected] Fax: +91 22 6610 0594 Investor Grievance Email: [email protected] Email: [email protected] Website: www.karvy.com Investor Grievance Email: [email protected] Contact Person: Mr. Sumit Singh Website: www.akcapindia.com Compliance Officer: Mr. V. Madhusudhan Rao Contact Person: Ms. Akshata Tambe/ (Email: [email protected]) Mr. Siddharth Shah SEBI Registration No: INM000008365 Compliance Officer: Mr. Vikas Agarwal ** (Email: [email protected]) RR Investors Capital Services Private Limited SEBI Registration No: INM000010411 47, M.M Road, Rani Jhansi Marg, Jhandewalan, New Delhi- 110055. Tel: +91 11 23636362/63 HDFC Bank Limited Fax: +91 11 2363 6746 Investment Banking Division, Email: [email protected] Trade World ‘A’ Wing, st Investor Grievance Email: [email protected] 1 Floor, Kamala Mills, Website: www.rrfinance.com/ www.rrfcl.com Senapati Bapat Marg, Contact Person: Mr. Sandeep Mahajan Lower Parel (W), Compliance Officer: Mr. Sandeep Mahajan Mumbai 400 013, India Tel: +91 22 3383 9197 (Email: [email protected]) Fax: +91 22 4080 4114 SEBI Registration No: INM00000758 ** E-mail: [email protected] SEBI registration of RR Investors Capital Services Private Limited has expired on May 31, 2013 and the application for renewal of certificate of Investor Grievance e-mail: registration was made by RR Investors Capital Services Private Limited to SEBI [email protected] on February 13, 2013 as required under Regulation 8A (1) of SEBI (Merchant Bankers) Regulations,1992. SEBI, in its reply to the aforementioned application Website: www.hdfcbank.com has directed RR Investors Capital Services Private Limited to furnish certain Contact Person: Amit Kr. Singh documents/information and RR Investors Capital Services Private Limited has furnished the same vide its letter dated March 26, 2013. The approval of SEBI Compliance Officer: Mr. Manoj Nadkarni in this regard is awaited. (Email: [email protected]) SEBI Registration Number: INM000011252

4 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

SMC Capitals Limited IDBI Trusteeship Services Limited has by its letter dated June 7, 302-303, Enterprise Centre, 2013 given its consent for its appointment as Debenture Trustee to Near Orchid Hotel, the Issue and for its name to be included in the Prospectus and in Nehru Road, Vile Parle (E), all the subsequent periodical communications sent to the holders Mumbai- 400 099. of the Debentures issued pursuant to this Issue. Tel: +91 22 6648 1818 Fax: +91 22 6648 1850 REGISTRAR TO THE ISSUE Email: [email protected] Investor Grievance Email: [email protected] Website: www.smccapitals.com Integrated Enterprises (India) Limited Contact Person: Abhishek Gaur 2nd Floor, Kences Towers, Compliance Officer: Mr. Sanjeev Barnwal No. 1, Ramakrishna Street, (Email: [email protected]) North Usman Road, SEBI Registration No: INM000011427 T. Nagar, Trust Investment Advisors Private Limited Chennai - 600 017 109/110, First Floor, Balrama, Tel: + 91 44 28140801 to 803 Bandra Kurla Complex, Fax: +91 44 28142479 Bandra (East), Mumbai- 400051. Email: [email protected] Tel: +91 22 4084 5060 Investor Grievance Email: [email protected] Fax: +91 22 4084 5066 Website: www.integratedindia.in Email: [email protected] Contact Person: Ms Anusha N / Mr Sriram S Investor Grievance Email: [email protected] SEBI Registration No: INR000000544 Website: www.trustgroup.co.in Contact Person: Mr.Anindya Sen JOINT STATUTORY AUDITORS Compliance Officer: Mr. Balkrishna Shah M/s. S. R. Batliboi & Co. LLP (Email: [email protected]) Chartered Accountants SEBI Registration No: INM000011120 12th Floor, The Ruby, Ruby Mills, Senapati Bapat Marg, Dadar (W), Compliance Officer (and Company Secretary) Mumbai – 400 021. The details of the person appointed to act as Compliance Officer Tel: +91 22 6192 000 for the purposes of this Issue are set out below: Fax: +91 22 6192 3000 Email: [email protected] Mr. Vivek Madhukar Achwal ICAI Firm registration number: 301003E Company Secretary Shriram Transport Finance Company Limited M/s. G. D. Apte & Co. Wockhardt Towers, Chartered Accountants Level-3, West Wing, 9, Kamer Building, Plot No. 407, C –2, G Block, Bandra-Kurla Complex, Cawasji Patel Street, Bandra (East), Mumbai –400 051. Mumbai 400 001 Tel: +91 22 2285 0254 Tel.: +91 22 4095 9595 Fax: +91 20 2528 0275 Fax: +91 22 4095 9596/97 ICAI Firm registration number:100515W Email: [email protected] Investors may contact the Registrar to the Issue or the CREDIT RATING AGENCIES Compliance Officer in case of any pre-issue or post Issue related Credit Analysis and Research Limited issues such as non-receipt of Allotment Advice, demat credit, th refund orders, non-receipt of physical certificates, transfers, or 4 Floor, interest on application money etc. Godrej Coliseum, DEBENTURE TRUSTEE Somaiya Hospital Road, Off Eastern Express Highway, IDBI Trusteeship Services Limited Sion (E), Asian Building, Ground Floor, 17, Mumbai – 22 R. Kamani Marg, Ballard Estate, Mumbai- 400 001. Tel: +91 22 6754 3456 Tel: +91 22 40807000 Fax: +91 22 6754 3457 Fax: + 91 22 66311776 Email: [email protected] Website: http://www.idbitrustee.com Website: www.careratings.com Contact Person: Vitthal Nawandhar Contact Person: Ashivini Patil Email: [email protected] SEBI Registration No.: IN/CRA/004/1999 SEBI Registration No.: IND000000460

Shriram Transport Finance Company Limited 5 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

CRISIL Limited BANKERS TO OUR COMPANY CRISILHouse, Central Avenue, Abu Dhabi Commercial Bank, , , Hiranandani Business Park, Powai, Limited, Australia And New Zealand Banking Group Mumbai- 400076 Limited, Bank of Bahrain & Kuwait, N.A., Tel: +91 22 3342 3000 (B) , , , Bank of Fax: +91 22 3342 3050 India, The Bank of Tokyo – Mitsubishi UFJ Limited, Email: crisilratingdesk@.com Bank PLC, Citi Bank N. A., , , , Limited , Dhanalaxmi Website: www.crisil.com Bank Limited, DBS Bank Limited, A. G., Dena Contact Person: Mr. Rupali Shanker Bank, Development Credit Bank Limited, The SEBI Registration No.: IN/CRA/001/1999 Limited, HDFC Bank Limited, The Hongkong And Shanghai LEGAL ADVISOR TO THE ISSUE Banking Corporation Limited, ICICI Bank Limited, IDBI J Sagar Associates Bank Limited, (Vile Parle (E)), Indian Overseas Vakils House, Bank Ltd, Indusind Bank Limited, Infrastructure Development 18, Sprott Road Finance Limited, ING Vysya Bank Limited, J&K Bank Limited, Ballard Estate Limited , Limited, Mizuho Mumbai- 400 001 Corporate Bank Ltd, Limited, Punjab & Sind Bank, Oriental Bank of Commerce, The Ratnakar Bank Tel: +91 22 4341 8500 Limited, , Shinhan Bank, , Fax: +91 22 6656 1515 Bank, The Limited, State ADVISORS TO THE ISSUER Bank of Bikaner And Jaipur, Small Industries Development VNS Legal Bank of India, , Societe Generale, Advocates State Bank of Mauritius Limited, , State 5th Floor, Mookambika Complex Bank of Patiala, , Uco Bank, State Bank of 4, Lady Desika Road Travancore, , , Mylapore Limited, , UBS AG, Tamilnad Mercantile Bank Limited Chennai - 600 004, India Email: [email protected] TABLE OF CONTENTS PAGE NO. Tel: + 91 94440 76813, +91 44 2499 7133 OBJECTS OF THE ISSUE 7 Fax: + 91 44 2499 0549 ISSUE PROCEDURE 7 BANKERS TO THE ISSUE PAYMENT INSTRUCTIONS 17 Axis Bank Limited, HDFC Bank Ltd, ICICI Bank Limited, OTHER INFORMATION 23 IndusInd Bank Limited, Yes Bank Limited DETAILS PERTAINING TO THE COMPANY 36 LEGAL AND OTHER INFORMATION 38 Lead Brokers RISK FACTORS 40 A. K. Stockmart Private Limited, Axis Capital Limited, Bajaj DECLARATION 43 Capital Investor Services Limited, Edelweiss Broking Limited, HDFC Securities Limited, Limited, ICICI Securities CENTERS FOR AVAILABILITY AND 44 Limited, Integrated Enterprises (India) Limited, JM Financial ACCEPTANCE OF APPLICATION FORMS Services Limited, Karvy Stock Broking Limited, RR Equity LIST OF SELF CERTIFICED SYNDICATE 48 Brokers Private Limited, SMC Global Securities Limited, SPA BANKS(SCSBS) UNDER THE ASBA Securities Limited, SHCIL Services Limited, Tata Securities PROCESS Limited, Trust Financial Consultancy Services Private Limited

Declaration Participation of any of the aforementioned categories of persons or entities is subject to the applicable statutory and/or regulatory requirements in connection with the subscription to Indian securities by such categories of persons or entities. Applicants are advised to ensure that Applications made by them do not exceed the investment limits or maximum number of NCDs that can be held by them under applicable statutory and or regulatory provisions. Applicants are advised to ensure that they have obtained the necessary statutory and/or regulatory permissions/consents/approvals in connection with applying for, subscribing to, or seeking Allotment of NCDs pursuant to the Issue. The Lead Managers, Co-Lead Managers and their respective associates and affiliates are permitted to subscribe in the Issue. Applicants are advised to read the Prospectus filed with Registrar of Companies and the general instructions contained in this application form carefully and to satisfy themselves of the disclosures before making an application for subscription. Unless otherwise specified, all the terms used in this Application Form have the same meaning as in the Prospectus. For a copy of the Prospectus, the applicant may request us and/or the Lead Managers and Co-Lead Managers. Further investors are advised to retain the copy of the Prospectus/Abridged Prospectus for their future reference. Please fill in the Form in English using BLOCK letters. Investors should carefully choose the Series of NCDs they wish to apply for. For details, please refer to section ‘Terms of the Issue’ on page 259 of the Prospectus.

6 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

such websites as it may deem fit. In addition, brokers having DETAILS PERTAINING TO THE ISSUE online demat account portals may also provide a facility of Our Company and the Lead Managers are not liable for any submitting the Application Forms virtually online to their amendment or modification or changes in applicable laws or account holders. regulations, which may occur after the date of the Prospectus. Trading Members of the Stock Exchanges can download Application Forms from the websites of the Stock Exchanges. A. Objects Of The Issue Further, Application Forms will be provided to Trading Members 1. Issue Proceeds: The funds raised through this Issue, after of the Stock Exchanges at their request. meeting the expenditures of and related to the Issue, will be On a request being made by any Applicant before the Issue used for our various financing activities including lending Closing Date, physical copies of the Prospectus and Application and investments, subject to the restrictions contained in the Form can be obtained from the Company’s Registered and Foreign Exchange Management (Borrowing and Lending in Corporate Office, as well as offices of the Lead Managers and Rupee) Regulations, 2000, and other applicable statutory and/ the Co-Lead Managers. Electronic copies of the Prospectus will or regulatory requirements, to repay our existing loans and our be available on the websites of the Lead Managers, the Co- business operations including for our capital expenditure and Lead Managers, the Designated Stock Exchange, SEBI and the working capital requirements. SCSBs. The Main Objects clause of the Memorandum of Association of 5. Who are eligible to apply for NCDs? The following our Company permits our Company to undertake the activities for categories of persons are eligible to apply in the Issue: which the funds are being raised through the present Issue and also Category I : Institutional Investors: the activities which our Company has been carrying on till date. • Resident public financial institutions as specified in Section 4 Further, in accordance with the Debt Regulations, our Company A of the Companies Act, 1956, authorized to invest in the NCDs; will not utilize the proceeds of the Issue for providing loans to • Statutory corporations including State Industrial Development or acquisitions of shares of any person who is a part of the same Corporations, commercial banks, co-operative banks and group as our Company or who is under the same management regional rural banks incorporated in India and authorized to as our Company. invest in the NCDs; The Issue proceeds shall not be utilized towards full or part • Indian Provident funds, pension funds, superannuation funds consideration for the purchase or any other acquisition, inter alia and gratuity funds, authorized to invest in the NCDs; by way of a lease, of any immovable property. • Indian alternative investment funds registered with SEBI; Further, the Company undertakes that Issue proceeds from NCDs • Indian insurance companies registered with the IRDA; allotted to banks shall not be used for any purpose which may be in • Indian Mutual Funds registered with SEBI; contravention of the RBI guidelines on bank financing to NBFCs including those relating to classification as capital market exposure • National Investment Fund set up pursuant to the resolution or any other sectors that are prohibited under the RBI regulations. F. No. 2/3/2005-DD-II dated November 23, 2005 by the ; and 2. Interim Use of Proceeds: For further details, please refer to the page on 119 of the Prospectus. Insurance funds set up and managed by the Indian army, navy or the air force of the Union of India or by the Department of 3. Monitoring of Utilization of Funds: For further details, Posts, India please refer to the page on 119 of the Prospectus. Category II: Non Institutional Investors: b. issue procedure • Companies, bodies corporate and societies, registered under the applicable laws in India, and authorized to invest in the PROCeDURE FOR APPLICATION NCDs; 4. Availability of Prospectus and Application Forms: Please • Trusts settled under the Indian Trusts Act, 1882, public/private note that there is a single Application Form for ASBA charitable/religious trusts settled and/or registered in India under Applicants as well as Non-ASBA Applicants who are Persons applicable laws, which are authorized to invest in the NCDs; Resident in India. • Resident Indian scientific and/or industrial research Physical copies of the abridged Prospectus containing the salient organizations, authorized to invest in the NCDs; features of the Prospectus together with Application Forms may • Partnership firms formed under applicable laws in India in the be obtained from: name of the partners, authorized to invest in the NCDs; and (a) Our Company’s Registered Office and Corporate Office; Limited Liability Partnerships formed and registered under the (b) Offices of the Lead Managers, Co-Lead Managers, Lead provisions of the Limited Liability Partnership Act, 2008 (No. 6 of Brokers and sub-brokers; 2009), authorized to invest in the NCDs. (c) Trading Members; and Category III: High Net-worth Individual, (“HNIs”), Investors (d) Designated Branches of the SCSBs. • Resident Indian individuals who apply for NCDs aggregating to Electronic Application Forms may be available for download a value more than ` 5 lacs, across all Series of NCDs; and on the websites of the Stock Exchanges and on the websites • Hindu Undivided Families through the Karta who apply for of the SCSBs that permit submission of ASBA Applications NCDs aggregating to a value more than ` 5 lacs, across all Series electronically. A unique application number (“UAN”) will be of NCDs. generated for every Application Form downloaded from the Category IV: Retail Individual Investors websites of the Stock Exchanges. Our Company may also • Resident Indian individuals who apply for NCDs aggregating to provide Application Forms for being downloaded and filled at a value not more than ` 5 lacs, across all Series of NCDs; and

Shriram Transport Finance Company Limited 7 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

• Hindu Undivided Families through the Karta who apply for available under the Prospectus Directive, provided that no such NCDs aggregating to a value not more than ` 5 lacs, across all offer shall result in a requirement to publish or supplement a Series of NCDs prospectus pursuant to the Prospectus Directive, in respect of Please note that it is clarified that Persons Resident Outside the Issue or otherwise in respect of the NCDs. India shall not be entitled to participate in the Issue and any Please refer to “Rejection of Applications” on page 300 of the applications from such persons are liable to be rejected. Prospectus for information on rejection of Applications. Participation of any of the aforementioned categories of 7. Modes of Making Applications: Applicants may use any of persons or entities is subject to the applicable statutory the following facilities for making Applications: and/or regulatory requirements in connection with the (a) ASBA Applications through the Lead Managers, the Co-Lead subscription to Indian securities by such categories of Managers, Lead Brokers, sub-brokers or the Trading Members persons or entities. Applicants are advised to ensure that of the Stock Exchanges only in the Specified Cities (namely, Applications made by them do not exceed the investment Mumbai, Chennai, Kolkata, Delhi, Ahmedabad, Rajkot, Jaipur, limits or maximum number of NCDs that can be held by them Bengaluru, Hyderabad, Pune, Vadodara and Surat) (“Syndicate under applicable statutory and or regulatory provisions. ASBA”). For further details please refer to “Submission of ASBA Applicants are advised to ensure that they have obtained the Applications” on page 285 of the Prospectus; necessary statutory and/or regulatory permissions/ consents/ (b) ASBA Applications through the Designated Branches of the approvals in connection with applying for, subscribing to, or SCSBs. For further details please refer to “Submission of ASBA seeking Allotment of NCDs pursuant to the Issue. Applications” on page 285 of the Prospectus; and The Lead Managers, the Co-Lead Managers and their respective (c) Non-ASBA Applications through the Lead Managers, the associates and affiliates are permitted to subscribe in the Issue. Co-Lead Managers, Lead Brokers, sub-brokers or the Trading 6. Who are not eligible to apply for NCDs? The following Members of the Stock Exchanges at the centres mentioned in categories of persons, and entities, shall not be eligible to Application Form. For further details please refer to “Submission participate in the Issue and any Applications from such persons of Non-ASBA Applications (other than Direct Online and entities are liable to be rejected: Applications)” on page 286 of the Prospectus. a) Minors without a guardian name*; (d) Non-ASBA Applications for Allotment in physical form b) Foreign nationals inter-alia including any NRIs who are (i) through the Lead Managers, the Co-Lead Managers, Lead based in the USA, and/or, (ii) domiciled in the USA, and/or, Brokers, sub-brokers or the Trading Members of the Stock (iii) residents/citizens of the USA, and/or, (iv) subject to any Exchanges at the centres mentioned in Application Form. taxation laws of the USA; For further details please refer to “Submission of Non-ASBA c) Persons resident outside India; Applications for Allotment of NCDs in the Physical Form” on d) Foreign Institutional Investors; page 284 of the Prospectus. e) Qualified Foreign Investors; (e) Please note that clarifications and/or confirmations regarding the implementation of the requisite infrastructure and facilities in f) Overseas Corporate Bodies; and relation to direct online applications and online payment facility g) Persons ineligible to contract under applicable statutory/ have been sought from the Stock Exchanges and the Stock regulatory requirements. Exchanges have confirmed that the necessary infrastructure and * Applicant shall ensure that guardian is competent to contract under facilities for the same have not been implemented by both Stock Indian Contract Act, 1872 Exchanges. Hence, the Direct Online Application facility will Based on the information provided by the Depositories, the not be available for this Issue. Company shall have the right to accept Applications belonging to an account for the benefit of a minor (under guardianship). In APPLICATIONS FOR ALLOTMENT OF NCDs case of Applications for Allotment of NCDs, the Registrar to the Details for Applications by certain categories of Applicants Issue shall verify the above on the basis of the records provided including documents to be submitted are summarized below. by the Depositories based on the DP ID and Client ID provided by the Applicants in the Application Form and uploaded onto 8. Applications by Mutual Funds: No mutual fund scheme shall the electronic system of the Stock Exchanges. invest more than 15% of its NAV in debt instruments issued by a single Company which are rated not below investment grade The concept of Overseas Corporate Bodies (meaning any by a credit rating agency authorized to carry out such activity. company, partnership firm, society and other corporate body or Such investment limit may be extended to 20% of the NAV of overseas trust irrevocably owned/held directly or indirectly to the scheme with the prior approval of the Board of Trustees and the extent of at least 60% by NRIs), which was in existence until the Board of the relevant asset management company. 2003, was withdrawn by the Foreign Exchange Management (Withdrawal of General Permission to Overseas Corporate A separate Application can be made in respect of each scheme Bodies) Regulations, 2003. Accordingly, OCBs are not permitted of an Indian mutual fund registered with SEBI and such to invest in the Issue. Applications shall not be treated as multiple Applications. Applications made by the AMCs or custodians of a Mutual No offer to the public (as defined under Directive 2003/71/EC, Fund shall clearly indicate the name of the concerned scheme together with any amendments and implementing measures for which Application is being made. In case of Applications thereto, the “Prospectus Directive”) has been or will be made made by Mutual Fund registered with SEBI, a certified copy of in respect of the Issue or otherwise in respect of the NCDs, in their SEBI registration certificate must be submitted with the any Member State of the European Economic Area which has Application Form. The Applications must be also accompanied implemented the Prospectus Directive (a “Relevant Member by certified true copies of (i) SEBI Registration Certificate and State”) except for any such offer made under exemptions trust deed (ii) resolution authorising investment and containing

8 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS operating instructions and (iii) specimen signatures of authorized under applicable statutory/regulatory requirements and their signatories. Failing this, our Company reserves the right to constitution instrument to hold and invest in debentures, accept or reject any Application in whole or in part, in (b) they have obtained all necessary approvals, consents or either case, without assigning any reason therefor. other authorisations, which may be required under applicable 9. Application by Commercial Banks, Co-operative Banks statutory and/or regulatory requirements to invest in and Regional Rural Banks: Commercial Banks, Co-operative debentures, and (c) Applications made by them do not exceed banks and Regional Rural Banks can apply in the Issue based the investment limits or maximum number of NCDs that can on their own investment limits and approvals. The Application be held by them under applicable statutory and or regulatory Form must be accompanied by certified true copies of their (i) provisions. Failing this, our Company reserves the right memorandum and articles of association/charter of constitution; to accept or reject any Applications in whole or in part, in (ii) power of attorney; (iii) resolution authorising investments/ either case, without assigning any reason therefor. containing operating instructions; and (iv) specimen signatures 12. Applications by Public Financial Institutions, Statutory of authorised signatories. Failing this, the Company reserves Corporations, which are authorized to invest in the NCDs: the right to accept or reject any Application in whole or in The Application must be accompanied by certified true copies part, in either case, without assigning any reason therefor. of: (i) Any Act/ Rules under which they are incorporated; (ii) Pursuant to SEBI Circular no. CIR/CFD/DIL/1/2013 dated Board Resolution authorising investments; and (iii) Specimen January 2, 2013, SCSBS making applications on their own signature of authorized person. Failing this, our Company account using ASBA facility, should have a separate account reserves the right to accept or reject any Applications in their own name with any other SEBI registered SCSB. in whole or in part, in either case, without assigning any Further, such account shall be used solely for the purpose reason therefor. of making application in public issues and clear demarcated 13. Applications by Provident Funds, Pension Funds, funds should be available in such account for ASBA Superannuation Funds and Gratuity Fund, which are applications. authorized to invest in the NCDs: The Application must be 10. Application by Insurance Companies: In case of accompanied by certified true copies of: (i) Any Act/Rules under Applications made by insurance companies registered with which they are incorporated; (ii) Power of Attorney, if any, in the Insurance Regulatory and Development Authority, favour of one or more trustees thereof, (iii) Board Resolution a certified copy of certificate of registration issued by authorising investments; (iii) such other documents evidencing Insurance Regulatory and Development Authority must be registration thereof under applicable statutory/regulatory lodged along with Application Form. The Applications must requirements; (iv) Specimen signature of authorized person; (v) be accompanied by certified copies of (i) Memorandum and certified copy of the registered instrument for creation of such Articles of Association (ii) Power of Attorney (iii) Resolution fund/trust; and (vi) Tax Exemption certificate issued by Income authorising investment and containing operating instructions Tax Authorities, if exempt from Tax. Failing this, our Company (iv) Specimen signatures of authorized signatories. Failing reserves the right to accept or reject any Application in this, our Company reserves the right to accept or reject whole or in part, in either case, without assigning any reason any Application in whole or in part, in either case, without therefor. assigning any reason therefor. 14. Applications by National Investment Fund: The 11. Application by Indian Alternative Investment Funds: application must be accompanied by certified true copies of: Applications made by Alternative Investments Funds eligible (i) resolution authorising investment and containing operating to invest in accordance with the Securities and Exchange instructions; and (ii) Specimen signature of authorized person. Board of India (Alternative Investment Fund) Regulations, Failing this, our Company reserves the right to accept or 2012, as amended (the “SEBI AIF Regulations”) for reject any Application in whole or in part, in either case, Allotment of the NCDs must be accompanied by certified without assigning any reason therefor. true copies of (i) SEBI registration certificate; (ii) a resolution 15. Companies, bodies corporate and societies registered authorising investment and containing operating instructions; under the applicable laws in India: The Application must be and (iii) specimen signatures of authorised persons. Failing accompanied by certified true copies of: (i) Any Act/ Rules under this, our Company reserves the right to accept or reject which they are incorporated; (ii) Board Resolution authorising any Application in whole or in part, in either case, without investments; and (iii) Specimen signature of authorized person. assigning any reason therefor. The Alternative Investment Failing this, our Company reserves the right to accept or Funds shall at all times comply with the requirements reject any Applications in whole or in part, in either case, applicable to it under the SEBI AIF Regulations and the without assigning any reason therefor. relevant notifications issued by SEBI. 16. Indian Scientific and/or Industrial Research 11. Applications by Trusts: In case of Applications made Organizations, which are authorized to invest in the NCDs: by trusts, settled under the Indian Trusts Act, 1882, as The Application must be accompanied by certified true copies amended, or any other statutory and/or regulatory provision of: (i) Any Act/ Rules under which they are incorporated; (ii) governing the settlement of trusts in India, must submit a Board Resolution authorising investments; and (iii) Specimen (i) certified copy of the registered instrument for creation of signature of authorized person. Failing this, our Company such trust, (ii) Power of Attorney, if any, in favour of one or reserves the right to accept or reject any Applications more trustees thereof, (iii) such other documents evidencing in whole or in part, in either case, without assigning any registration thereof under applicable statutory/regulatory reason therefore. requirements. Further, any trusts applying for NCDs Partnership firms formed under applicable Indian laws in pursuant to the Issue must ensure that (a) they are authorized the name of the partners and Limited Liability Partnerships

Shriram Transport Finance Company Limited 9 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS formed and registered under the provisions of the Limited Trading Members of the Stock Exchanges will submit the Liability Partnership Act, 2008 (No. 6 of 2009) Application Forms, with the cheque/demand draft to the The Application must be accompanied by certified true copies of: Escrow Collection Bank(s) along with the KYC documents, (i) Partnership Deed; (ii) Any documents evidencing registration which will realise the cheque/demand draft, and send the thereof under applicable statutory/regulatory requirements; (iii) Application Form and the KYC documents to the Registrar Resolution authorizing investment and containing operating to the Issue, who shall check the KYC documents submitted instructions (Resolution); (iv) Specimen signature of authorized and match Application details as received from the online person. Failing this, our Company reserves the right to platforms of Stock Exchanges with the Application Amount accept or reject any Applications in whole or in part, in details received from the Escrow Collection Bank(s) for either case, without assigning any reason therefor. reconciliation of funds received from the Escrow Collection 17. Applications under Power of Attorney: In case of Bank(s). In case of discrepancies between the two databases, Applications made pursuant to a power of attorney by Applicants the details received from the online platforms of Stock who are Institutional Investors or Non Institutional Investors, a Exchanges will prevail, except in relation to discrepancies certified copy of the power of attorney or the relevant resolution between Application Amounts. Lead Managers, the Co-Lead or authority, as the case may be, with a certified copy of the Managers, the Lead Brokers, sub-brokers and the Trading memorandum of association and articles of association and/ Members of the Stock Exchanges are requested to note that all or bye laws must be submitted with the Application Form. In Applicants are required to be banked with only the designated case of Applications made pursuant to a power of attorney by branches of Escrow Collection Bank(s). On Allotment, Applicants who are HNI Investors or Retail Individual Investors, the Registrar to the Issue will dispatch NCD certificates/ a certified copy of the power of attorney must be submitted with Allotment Advice to the successful Applicants to their the Application Form. Failing this, the Company reserves the addresses as provided in the Application Form. If the KYC right to accept or reject any Application in whole or in part, documents of an Applicant are not in order, the Registrar in either case, without assigning any reason therefor. The to the Issue will withhold the dispatch of NCD certificates Company, in its absolute discretion, reserves the right to pending receipt of complete KYC documents from such relax the above condition of attaching the power of attorney Applicant. In such circumstances, successful Applicants with the Application Forms subject to such terms and should provide complete KYC documents to the Registrar conditions that the Company, the Lead Managers and the to the Issue at the earliest. In such an event, any delay Co-Lead Managers may deem fit. by the Applicant to provide complete KYC documents to Brokers having online demat account portals may also provide the Registrar to the Issue will be at the Applicant’s sole a facility of submitting the Application Forms (ASBA as well as risk and neither the Company, the Registrar to the Issue, non-ASBA Applications) online to their account holders. Under the Escrow Collection Bank(s), nor the Lead Managers, this facility, a broker receives an online instruction through its the Co-Lead Managers and/or the Lead Brokers will be portal from the Applicant for making an Application on his/ liable to compensate the Applicants for any losses caused her behalf. Based on such instruction, and a power of attorney to them due to any such delay, or liable to pay any interest granted by the Applicant to authorise the broker, the broker on the Application Amounts for such period during makes an Application on behalf of the Applicant. which the NCD certificates are withheld by the Registrar to the Issue. Further, the Company will not be liable for APPLICATIONS FOR ALLOTMENT OF NCDs IN THE any delays in payment of interest on the NCDs Allotted PHYSICAL AND DEMATERIALIZED FORM: to such Applicants, and will not be liable to compensate 18. Application for allotment in the physical form: such Applicants for any losses caused to them due to any Submission of Non- ASBA Applications for Allotment of such delay, or liable to pay any interest for such delay in the NCDs in physical form : Applicants can also apply for payment of interest on the NCDs. Allotment of the NCDs in physical form by submitting duly For instructions pertaining to completing Application Form please filled in Application Forms to the Lead Managers, the Co- see “Issue Procedure - General Instructions” and “Issue Procedure Lead Managers, the Lead Brokers, sub-brokers or the Trading - Additional Instructions for Applicants seeking allotment of Members of the Stock Exchanges, with the accompanying NCDs in physical form” on pages 288 and 293 of the Prospectus account payee cheques or demand drafts representing the full respectively. Application Amount and KYC documents as specified under “Applications for Allotment of NCDs” and “Issue Procedure 19. Applications for allotment in the dematerialized form: - Additional instructions for Applicants seeking Allotment Submission of ASBA Applications: Applicants can also apply of the NCDs in physical form” at pages 282 and 293 of the for NCDs using the ASBA facility. ASBA Applications can be Prospectus respectively. The Lead Managers, the Co-Lead submitted through either of the following modes: Managers, the Lead Brokers, sub-brokers and the Trading a) Physically or electronically to the Designated Branches Members of the Stock Exchanges shall, on submission of of the SCSB with whom an Applicant’s ASBA Account the Application Forms to them, verify and check the KYC is maintained. In case of ASBA Application in physical documents submitted by such Applicants and upload details of mode, the ASBA Applicant shall submit the Application the Application on the online platforms of Stock Exchanges, Form at the relevant Designated Branch of the SCSB. The following which they shall acknowledge the uploading of the Designated Branch shall verify if sufficient funds equal to Application Form by stamping the acknowledgment slip with the Application Amount are available in the ASBA Account the date and time and returning it to the Applicant. and shall also verify that the signature on the Application On uploading of the Application details, the Lead Managers, Form matches with the Investor’s bank records, as the Co-Lead Managers, the Lead Brokers, sub-brokers and mentioned in the ASBA Application, prior to uploading

10 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS such ASBA Application into the electronic system of the Issue Account(s), or until withdrawal/ failure of the Issue Stock Exchanges. If sufficient funds are not available in or until withdrawal/ rejection of the Application Form, as the ASBA Account, the respective Designated Branch the case may be. shall reject such ASBA Application and shall not 20 ASBA Applicants must note that: upload such ASBA Application in the electronic system (a) Physical Application Forms will be available with the of the Stock Exchanges. If sufficient funds are available Designated Branches of the SCSBs and with the Lead in the ASBA Account, the Designated Branch shall block Managers, the Co-Lead Managers, Lead Brokers, sub- an amount equivalent to the Application Amount and brokers and Trading Members of the Stock Exchanges at upload details of the ASBA Application in the electronic the Specified Cities; and electronic Application Forms will system of the Stock Exchanges. The Designated Branch be available on the websites of the SCSBs and the Stock of the SCSBs shall stamp the Application Form and issue Exchanges at least one day prior to the Issue Opening Date. an acknowledgement as proof of having accepted the Application Forms will also be provided to the Trading Application. In case of Application in the electronic mode, Members of the Stock Exchanges at their request. The the ASBA Applicant shall submit the ASBA Application Application Forms would be serially numbered. Further, either through the internet banking facility available with the SCSBs will ensure that the abridged Prospectus is the SCSB, or such other electronically enabled mechanism for made available on their websites. application and blocking funds in the ASBA Account held with (b) The Designated Branches of the SCSBs shall accept SCSB, and accordingly registering such ASBA Applications. ASBA Applications directly from ASBA Applicants only b) Physically through the Lead Managers, Co-Lead during the Issue Period. The SCSB shall not accept any Managers, Lead Brokers, sub-brokers or Trading Members ASBA Applications directly from ASBA Applicants after of the Stock Exchanges only at the Specified Cities Mumbai,( the closing time of acceptance of Applications on the Issue Chennai, Kolkata, Delhi, Ahmedabad, Rajkot, Jaipur, Bangalore, Closing Date. However, in case of Syndicate ASBA, the Hyderabad, Pune, Vadodara and Surat), i.e. Syndicate ASBA. relevant branches of the SCSBs at Specified Cities can accept Kindly note that ASBA Applications submitted to the Lead ASBA Applications from the Lead Managers, the Co-Lead Managers, the Co-Lead Managers, Lead Brokers, sub-brokers Managers, Lead Brokers, sub-brokers or Trading Members or Trading Members of the Stock Exchanges at the Specified of the Stock Exchanges, as the case may be, after the closing Cities will not be accepted if the SCSB where the ASBA time of acceptance of Applications on the Issue Closing Account, as specified in the ASBA Application, is maintained Date. For further information on the Issue programme, has not named at least one branch at that Specified City for please refer to “General Information – Issue Programme” the Lead Managers, the Co-Lead Managers, Lead Brokers, on page 52 of the Prospectus. sub-brokers or Trading Members of the Stock Exchanges, as (c) In case of Applications through Syndicate ASBA, the the case may be, to deposit ASBA Applications (A list of physical Application Form shall bear the stamp of the such branches is available at http://www.sebi.gov.in/sebiweb/ Lead Managers, the Co-Lead Managers, Lead Brokers, sub- home/list/5/33/0/0/Recognised-Intermediaries). brokers or Trading Members of the Stock Exchanges, as the Upon receipt of the Application Form by the Lead case maybe, if not, the same shall be rejected. Application Managers, the Co-Lead Managers, Lead Brokers, sub- Forms directly submitted to SCSBs should bear the brokers or Trading Members of the Stock Exchanges, as stamp of SCSBs, if not, the same are liable to be rejected. the case may be, an acknowledgement shall be issued by Please note that ASBA Applicants can make an Application for giving the counter foil of the Application Form to the ASBA Allotment of NCDs in the dematerialized form only. Applicant as proof of having accepted the Application. 21. Submission of Non-ASBA Applications (Other Thereafter, the details of the Application shall be uploaded than Direct Online Applications): Applicants must use in the electronic system of the Stock Exchanges and the the specified Application Form, which will be serially Application Form shall be forwarded to the relevant branch numbered, bearing the stamp of the relevant Lead Manager, of the SCSB, in the relevant Specified City, named by such SCSB the Co-Lead Managers, Lead Broker, sub-broker or Trading to accept such ASBA Applications from the Lead Managers, Member of the Stock Exchanges, as the case maybe, from the Co-Lead Managers, Lead Brokers, sub-brokers or Trading whom such Application Form is obtained. Such Application Members of the Stock Exchanges, as the case may be (A list Form must be submitted to the relevant Lead Manager, the of such branches is available at http://www.sebi.gov.in/sebiweb/ Co-Lead Managers, Lead Broker, sub-broker or Trading home/list/5/33/0/0/Recognised-Intermediaries). Upon receipt Member of the Stock Exchanges, as the case maybe, at the of the ASBA Application, the relevant branch of the SCSB centers mentioned in the Application Form along with the shall perform verification procedures including verification of cheque or bank draft for the Application Amount, before the the Applicant’s signature with his bank records and check if closure of the Issue Period. The Stock Exchanges may also sufficient funds equal to the Application Amount are available provide Application Forms for being downloaded and filled. in the ASBA Account, as mentioned in the ASBA Form. If Accordingly the investors may download Application Forms sufficient funds are not available in the ASBA Account, the and submit the completed Application Forms together with relevant ASBA Application is liable to be rejected. If sufficient cheques/ demand drafts to the Lead Manager, the Co-Lead funds are available in the ASBA Account, the relevant branch of Managers, Lead Broker, sub-broker or Trading Member of the the SCSB shall block an amount equivalent to the Application Stock Exchanges at the centers mentioned in the Application Amount mentioned in the ASBA Application. The Application Form. On submission of the complete Application Form, the Amount shall remain blocked in the ASBA Account until relevant Lead Manager, the Co-Lead Managers, Lead Broker, approval of the Basis of Allotment and consequent transfer sub-broker or Trading Member of the Stock Exchange, of the amount against the Allotted NCDs to the Public

Shriram Transport Finance Company Limited 11 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS as the case maybe, will upload the Application Form on and accordingly the aforementioned disclosures are subject the electronic system provided by the Stock Exchange, to any further clarifications, notification, modification and once an Application Form has been uploaded, issue deletion, direction, instructions and/or correspondence that an acknowledgement of such upload by stamping the may be issued by the Stock Exchanges and/or SEBI. acknowledgement slip attached to the Application Form with the relevant date and time and return the same to the INSTRUCTIONS FOR FILLING-UP THE APPLICATION Applicant. Thereafter, the Application Form together with FORM the cheque or bank draft shall be forwarded to the Escrow 23. General Instructions: Collection Banks for realization and further processing. A. General instructions for completing the Application Form The duly stamped acknowledgment slip will serve as a duplicate Application Form for the records of the Applicant. • Applications must be made in prescribed Application Form The Applicant must preserve the acknowledgment slip and only; provide the same in connection with: • Application Forms must be completed in block letters in (a) any cancellation/ withdrawal of their Application; English, as per the instructions contained in the Prospectus, the abridged Prospectus and the Application Form. (b) queries in connection with allotment and/ or refund(s) of NCDs; and/or • If the Application is submitted in joint names, the Application Form should contain only the name of the first Applicant whose (c) all investor grievances/ complaints in connection with the Issue. name should also appear as the first holder of the depository 22. Submission of Direct Online Applications: account held in joint names. Please note that clarifications and/or confirmations regarding • Applications must be for a minimum of ten NCDs and in the implementation of the requisite infrastructure and multiples of one NCD thereafter. For the purpose of fulfilling facilities in relation to direct online applications and online the requirement of minimum application size of ten NCDs, payment facility have been sought from the Stock Exchanges an Applicant may choose to apply for ten NCDs of the same and the Stock Exchanges have confirmed that the necessary Series or across different Series. Applicants may apply for one infrastructure and facilities for the same have not been or more Series of NCDs Applied for in a single Application implemented by both Stock Exchanges. Hence, the Direct Form. Online Application facility will not be available for this Issue • If the depository account is held in joint names, the Applicants having operational beneficiary accounts can opt to Application Form should contain the name and PAN of the submit Direct Online Applications through the online platform person whose name appears first in the depository account and online payment facility offered by Stock Exchanges. Such and signature of only this person would be required in the Applicants must: Application Form. This Applicant would be deemed to have • log on to the online platform of the Stock Exchange; signed on behalf of joint holders and would be required to • use and duly fill the Application Form available on the online give confirmation to this effect in the Application Form. platform of the Stock Exchange; • Applications should be made by Karta in case of HUFs. • use the optional facility (if provided by the Stock Exchange Applicants are required to ensure that the PAN details of the to supply the details of the broker who referred the Issue to the HUF are mentioned and not those of the Karta.; Applicant), if any; • Thumb impressions and signatures other than in English/ • submit the above information online following the instructions Hindi/Gujarati/Marathi or any other languages specified in stated therein; and the 8th Schedule of the Constitution needs to be attested by a • make the requisite payment for the NCDs applied for using the Magistrate or Notary Public or a Special Executive Magistrate online payment facility. under his/her seal; Relevant “know your customer” details of such Applicants will • No separate receipts will be issued for the money payable be validated online from the Depositories, on the basis of the on the submission of the Application Form. However, the DP ID and Client ID provided by them in the Application Form. Lead Managers, the Co-Lead Managers, Lead Brokers, sub- On successful submission of a Direct Online Application, the brokers, Trading Members of the Stock Exchanges or the Applicant will receive a system-generated UAN and an SMS Designated Branches of the SCSBs, as the case may be, will or an e-mail confirmation on credit of the requisite Application acknowledge the receipt of the Application Forms by stamping Amount paid through the online payment facility with the Direct and returning to the Applicants the acknowledgement slip. Online Application. On Allotment, the Registrar to the Issue This acknowledgement slip will serve as the duplicate of the shall credit NCDs to the beneficiary account of the Applicant and Application Form for the records of the Applicant. Applicants in case of refund, the refund amount shall be credited directly must ensure that the requisite documents are attached to to the Applicant’s bank account. Applicants applying through the Application Form prior to submission and receipt of the Direct Online Application facility must preserve their UAN acknowledgement from the relevant Lead Manager, the Co- and quote their UAN in: (a) any cancellation/withdrawal of Lead Managers, Lead Broker, sub-broker, Trading Member of their Application; (b) in queries in connection with Allotment the Stock Exchanges or the Designated Branch of the SCSBs, of NCDs and/or refund(s); and/or (c) in all investor grievances/ as the case may be. complaints in connection with the Issue. • Every Applicant should hold valid Permanent Account As per Circular No. CIR./IMD/DF-1/20/2012 dated July 27, Number (PAN) and mention the same in the Application Form. 2012 issued by SEBI, the availability of the Direct Online • All Applicants are required to tick the relevant column of Applications facility is subject to the Stock Exchanges “Category of Investor” in the Application Form. putting in place the necessary systems and infrastructure, • All Applicants are required to tick the relevant box of the

12 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

“Mode of Application” in the Application Form choosing The Demographic Details would be used for correspondence with either ASBA or Non-ASBA mechanism. the Applicants including mailing of the Allotment Advice and • ASBA Applicants should correctly mention the ASBA printing of bank particulars on the refund orders, or for refunds Account number and ensure that funds equal to the Application through electronic transfer of funds, as applicable. Allotment Amount are available in the ASBA Account before submitting Advice and physical refund orders (as applicable) would be the Application Form to the Designated Branch and also mailed at the address of the Applicant as per the Demographic ensure that the signature in the Application Form matches Details received from the Depositories. Applicants may note with the signature in Applicant’s bank records, otherwise the that delivery of refund orders/ Allotment Advice may get Application is liable to be rejected. delayed if the same once sent to the address obtained from the Applicants should note that neither the Lead Managers, the Depositories are returned undelivered. In such an event, the Co-Lead Managers, Lead Brokers, sub-brokers, Trading address and other details given by the Applicant (other than Member of the Stock Exchanges, Escrow Collection ASBA Applicants) in the Application Form would be used Banks nor Designated Branches, as the case may be, will only to ensure dispatch of refund orders. Please note that be liable for error in data entry due to incomplete or any such delay shall be at such Applicants sole risk and illegible Application Forms. neither our Company, the Lead Managers, the Co-Lead Our Company would allot Series V NCDs to all valid Managers, Lead Brokers, sub-brokers, Trading Members Applications, wherein the Applicants have not indicated of the Stock Exchanges, Escrow Collection Banks, SCSBs, their choice of the relevant Series of NCDs. Registrar to the Issue nor the Stock Exchanges shall be liable to compensate the Applicant for any losses caused B. Applicant’s Beneficiary Account and Bank Account to the Applicant due to any such delay or liable to pay any Details interest for such delay. In case of refunds through electronic Applicants applying for Allotment in dematerialised form modes as detailed in the Prospectus, refunds may be delayed must mention their DP ID and Client ID in the Application if bank particulars obtained from the Form, and ensure that the name provided in the Application are incorrect. Form is exactly the same as the name in which the Beneficiary In case of Applications made under power of attorney, Account is held. In case the Application Form for Allotment our Company in its absolute discretion, reserves the right in dematerialised form is submitted in the first Applicant’s, to permit the holder of Power of Attorney to request the it should be ensured that the Beneficiary Account is held in Registrar that for the purpose of printing particulars on the the same joint names and in the same sequence in which they refund order and mailing of refund orders/ Allotment Advice, appear in the Application Form. In case the DP ID, Client ID the demographic details obtained from the Depository of the and PAN mentioned in the Application Form for Allotment in Applicant shall be used. By signing the Application Form, dematerialised form and entered into the electronic system of the Applicant would have deemed to have authorized the the Stock Exchanges do not match with the DP ID, Client ID Depositories to provide, upon request, to the Registrar to the and PAN available in the Depository database or in case PAN Issue, the required Demographic Details as available on its is not available in the Depository database, the Application records. The Demographic Details given by Applicant in the Form for Allotment in dematerialised form is liable to be Application Form would not be used for any other purpose by rejected. Further, Application Forms submitted by Applicants the Registrar to the Issue except in relation to the Issue. applying for Allotment in dematerialised form, whose beneficiary accounts are inactive, will be rejected. With effect from August 16, 2010, the beneficiary accounts of Applicants for whom PAN details have not been verified On the basis of the DP ID and Client ID provided by shall be suspended for credit and no credit of NCDs pursuant the Applicant in the Application Form for Allotment in to the Issue will be made into the accounts of such Applicants. dematerialised form and entered into the electronic system Application Forms submitted by Applicants whose beneficiary of the Stock Exchanges, the Registrar to the Issue will accounts are inactive shall be rejected. Furthermore, in case obtain from the Depositories the Demographic Details of the no corresponding record is available with the Depositories, which Applicant including PAN, address, bank account details for matches the three parameters, namely, DP ID, Client ID and PAN, printing on refund orders/sending refunds through electronic then such Application are liable to be rejected. mode, Magnetic Ink Character Recognition (“MICR”) Code and occupation. These Demographic Details would be used C. Permanent Account Number (PAN) for giving Allotment Advice and refunds (including through The Applicant should mention his or her Permanent physical refund warrants, direct credit, NECS, NEFT and Account Number (PAN) allotted under the IT Act. For RTGS), if any, to the Applicants. Hence, Applicants are minor Applicants, applying through the guardian, it is mandatory advised to immediately update their Demographic Details as to mention the PAN of the minor Applicant. However, appearing on the records of the DP and ensure that they are Applications on behalf of the Central or State Government true and correct, and carefully fill in their Beneficiary Account officials and the officials appointed by the courts in terms of a details in the Application Form. Failure to do so could result in SEBI circular dated June 30, 2008 and Applicants residing in the delays in dispatch/credit of refunds to Applicants and delivery state of Sikkim who in terms of a SEBI circular dated July 20, of Allotment Advice at the Applicants’ sole risk, and neither 2006 may be exempt from specifying their PAN for transacting the Company, the Lead Managers, the Co-Lead Managers, in the securities market. In accordance with Circular No. Lead Brokers, sub-brokers, Trading Members of the Stock MRD/DOP/Cir-05/2007 dated April 27, 2007 issued Exchanges, Escrow Collection Bank(s), SCSBs, Registrar to by SEBI, the PAN would be the sole identification the Issue nor the Stock Exchanges will bear any responsibility number for the participants transacting in the securities or liability for the same. market, irrespective of the amount of transaction. Any Application Form, without the PAN is liable to be

Shriram Transport Finance Company Limited 13 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS rejected, irrespective of the amount of transaction. 5. Ensure that the Application Forms are submitted at the It is to be specifically noted that the Applicants should collection centres provided in the Application Forms, bearing not submit the GIR number instead of the PAN as the the stamp of a Lead Manager, the Co-Lead Managers, Lead Application is liable to be rejected on this ground. Broker, sub-brokers or Trading Members of the Stock However, the exemption for the Central or State Government Exchange, as the case may be, for Applications other than and the officials appointed by the courts and for investors ASBA Applications. residing in the State of Sikkim is subject to the Depository 6. Ensure that you have been given an acknowledgement as Participants‘ verifying the veracity of such claims by collecting proof of having accepted the Application Form; sufficient documentary evidence in support of their claims. At 7. In case of any revision of Application in connection with the time of ascertaining the validity of these Applications, the any of the fields which are not allowed to be modified on the Registrar to the Issue will check under the Depository records electronic application platform of the Stock Exchanges as per the for the appropriate description under the PAN field i.e. either procedures and requirements prescribed by each relevant Stock Sikkim category or exempt category. Exchange, ensure that you have first withdrawn your original D. Joint Applications Application and submit a fresh Application. For instance, as per If the depository account is held in joint names, the Application the notice No: 20120831-22 dated August 31, 2012 issued by Form should contain the name and PAN of the person whose the BSE, fields namely, quantity, series, application no., sub- name appears first in the depository account and signature of category codes will not be allowed for modification during the only this person would be required in the Application Form. Issue. In such a case the date of the fresh Application will be This Applicant would be deemed to have signed on behalf of considered for date priority for allotment purposes. joint holders and would be required to give confirmation to this 8. Ensure that signatures other than in the languages specified effect in the Application Form in the Eighth Schedule to the Constitution of India is attested E. Additional/ Multiple Applications by a Magistrate or a Notary Public or a Special Executive An Applicant is allowed to make one or more Applications Magistrate under official seal. for the NCDs for the same or other Series of NCDs, subject 9. Ensure that the DP ID, the Client ID and the PAN mentioned to a minimum application size of ` 10,000/- and in multiples in the Application Form, which shall be entered into the of ` 1,000/- thereafter. Any Application for an amount electronic system of the Stock Exchanges, match with the DP below the aforesaid minimum application size will be ID, Client ID and PAN available in the Depository database; deemed as an invalid application and shall be rejected. 10. In case of an HUF applying through its Karta, the Applicant However, multiple Applications by the same individual is required to specify the name of an Applicant in the Application Applicant aggregating to a value exceeding ` 5 lacs shall be Form as ‘XYZ Hindu Undivided Family applying through deem such individual Applicant to be a HNI Applicant and all PQR’, where PQR is the name of the Karta; such Applications shall be grouped in the HNI Portion, for the 11. Ensure that the Applications are submitted to the Lead purpose of determining the basis of allotment to such Applicant. Managers, the Co-Lead Managers, Lead Brokers, sub-brokers, However, any Application made by any person in his individual Trading Members of the Stock Exchange or Designated capacity and an Application made by such person in his capacity Branches of the SCSBs, as the case may be, before the closure as a karta of a Hindu Undivided family and/or as Applicant of application hours on the Issue Closing Date. For further (second or third Applicant), shall not be deemed to be a multiple information on the Issue programme, please refer to “General Application. For the purposes of allotment of NCDs under the Information – Issue Programme” on page 52 of the Prospectus. Issue, Applications shall be grouped based on the PAN, i.e. 12. Ensure that the Demographic Details including PAN are Applications under the same PAN shall be grouped together updated, true and correct in all respects; and treated as one Application. Two or more Applications 13. Ensure that you have obtained all necessary approvals will be deemed to be multiple Applications if the sole or first from the relevant statutory and/or regulatory authorities to Applicant is one and the same. For the sake of clarity, two or apply for, subscribe to and/or seek allotment of NCDs pursuant more applications shall be deemed to be a multiple Application to the Issue; for the aforesaid purpose if the PAN number of the sole or the first Applicant is one and the same. 14. Permanent Account Number: Except for Application (i) on behalf of the Central or State Government and officials 24. Do’s and Don’ts: Applicants are advised to take note of appointed by the courts, and (ii) (subject to SEBI circular the following while filling and submitting the Application Form: dated April 3, 2008) from the residents of the state of Sikkim, Do’s each of the Applicants should provide their PAN. Application 1. Check if you are eligible to apply as per the terms of the Forms in which the PAN is not provided will be rejected. The Prospectus and applicable law; exemption for the Central or State Government and officials 2. Read all the instructions carefully and complete the appointed by the courts and for investors residing in the State of Application Form in the prescribed form; Sikkim is subject to (a) the demographic details received from 3. Ensure that you have obtained all necessary approvals from the respective depositories confirming the exemption granted to the relevant statutory and/or regulatory authorities to apply the beneficiary owner by a suitable description in the PAN field for, subscribe to and/or seek Allotment of NCDs pursuant to and the beneficiary account remaining in “active status”; and the Issue. (b) in the case of residents of Sikkim, the address as per the 4. Ensure that the DP ID and Client ID are correct and beneficiary demographic details evidencing the same; account is activated for Allotment of NCDs in dematerialized 15. Ensure that if the depository account is held in joint form. The requirement for providing Depository Participant names, the Application Form should contain the name and details shall be mandatory for all Applicants. PAN of the person whose name appears first in the depository

14 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS account and signature of only this person would be required 3. Ensure that you tick the ASBA option in the Application in the Application Form. This Applicant would be deemed to Form and give the correct details of your ASBA Account have signed on behalf of joint holders and would be required including bank account number/ bank name and branch; to give confirmation to this effect in the Application Form; 4. Ensure that your Application Form is submitted either 16. Applicants are requested to write their names and at a Designated Branch of a SCSB where the ASBA Application serial number on the reverse of the instruments by Account is maintained or with the Lead Managers, the which the payments are made; Co-Lead Managers, Lead Brokers, sub-brokers or Trading 17. All Applicants are requested to tick the relevant column Members of the Stock Exchange at the Specified Cities, “Category of Investor” in the Application Form; and and not directly to the Escrow Collecting Banks (assuming 18. Tick the Series of NCDs in the Application Form that you that such bank is not a SCSB) or to our Company or the wish to apply for. Registrar to the Issue; Don’ts: 5. In case of ASBA Applications through Syndicate ASBA, 1. Do not apply for lower than the minimum application size; before submitting the physical Application Form to the Lead Managers, the Co-Lead Managers, Lead Brokers, sub- 2. Do not pay the Application Amount in cash, by money order brokers or Trading Members of the Stock Exchange, ensure or by postal order or by stockinvest; that the SCSB where the ASBA Account, as specified in the 3. Do not send Application Forms by post; instead submit ASBA Form, is maintained has named at-least one branch the same to the Lead Managers, the Co-Lead Managers, in that Specified City for the Lead Managers, the Co-Lead Lead Brokers, sub-brokers, Trading Members of the Stock Managers, Lead Brokers, sub-brokers or Trading Members Exchange or Designated Branches of the SCSBs, as the of the Stock Exchange, as the case may be, to deposit ASBA case may be; Forms (A list of such branches is available at http://www.sebi. 4. Do not fill up the Application Form such that the NCDs gov.in/sebiweb/home/list/5/33/0/0/Recognised-Intermediaries; applied for exceeds the Issue size and/or investment limit 6. In terms of the SEBI circular CIR/CFD/DIL/1/2013 or maximum number of NCDs that can be held under dated January 2, 2013, in case of an SCSB making an ASBA the applicable laws or regulations or maximum amount Application, such ASBA Application should be made through permissible under the applicable regulations; an ASBA Account utilised solely for the purpose of applying 5. Do not submit the GIR number instead of the PAN as the in public issues and maintained in the name of such SCSB Application is liable to be rejected on this ground; Applicant with a different SCSB, wherein clear demarcated 6. Do not submit incorrect details of the DP ID, Client ID funds are available. and PAN or provide details for a beneficiary account which 7. Ensure that the Application Form is signed by the ASBA is suspended or for which details cannot be verified by the Account holder in case the ASBA Applicant is not the account Registrar to the Issue; holder; 7. Do not submit the Application Forms without the full 8. Ensure that you have funds equal to the Application Amount Application Amount; in the ASBA Account before submitting the Application Form 8. Do not submit Applications on plain paper or on incomplete and that your signature in the Application Form matches with or illegible Application Forms; your available bank records; 9. Do not apply if you are not competent to contract under the 9. Ensure that you have correctly ticked, provided or checked Indian Contract Act, 1872; the authorisation box in the Application Form, or have 10. Do not submit an Application in case you are not eligible otherwise provided an authorisation to the SCSB via the to acquire NCDs under applicable law or your relevant electronic mode, for blocking funds in the ASBA Account constitutional documents or otherwise; equivalent to the Application Amount mentioned in the 11. Do not submit an Application that does not comply with Application Form; and the securities law of your respective jurisdiction; 10. Ensure that you receive an acknowledgement from the 12. Do not apply if you are a person ineligible to apply for Designated Branch or the concerned Lead Manager, the NCDs under the Issue including Applications by Persons Co-Lead Managers, Lead Broker, sub-broker or Trading Resident Outside India, (inter-alia including NRIs who are (i) Member of the Stock Exchange, as the case may be, for the based in the USA, and/or, (ii) domiciled in the USA, and/or, submission of the Application Form. (iii) residents/citizens of the USA, and/or, (iv) subject to any Don’ts: taxation laws of the USA); 1. Payment of Application Amount in any mode other than 13. Applicants other than ASBA Applicants should not submit through blocking of Application Amount in the ASBA the Application Form directly to the Escrow Collection Banks/ Accounts shall not be accepted under the ASBA process; Bankers to the Issue, and the same will be rejected in such 2. Do not submit the Application Form to the Lead Managers, cases; and the Co-Lead Managers, Lead Brokers, sub-brokers or Trading 14. Do not make an application of the NCD on multiple copies Members of the Stock Exchange, as the case may be, at a taken of a single form. location other than the Specified Cities. 25. Additional Instructions Specific to ASBA Applicants 3. Do not send your physical Application Form by post. Do’s: Instead submit the same to a Designated Branch or the Lead 1. Check if you are eligible to Apply under ASBA; Managers, the Co-Lead Managers, Lead Brokers, sub- 2. Read all the instructions carefully and complete the brokers or Trading Members of the Stock Exchange, as the Application Form; case may be, at the Specified Cities; and 4. Do not submit more than five Application Forms per ASBA

Shriram Transport Finance Company Limited 15 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Account. (d) Self-attested copy of a cancelled cheque of the bank account Kindly note that ASBA Applications submitted to the to which the amounts pertaining to payment of refunds, interest Lead Managers, the Co-Lead Managers, Lead Brokers, and redemption, as applicable, should be credited. In the sub-brokers or Trading Members of the Stock Exchange absence of such cancelled cheque, the Company reserves the at the Specified Cities will not be accepted if the SCSB right to reject the Application or to consider the bank details where the ASBA Account, as specified in the Application given on the Application Form at its sole discretion. In such case Form, is maintained has not named at least one branch the Company, the Lead Managers, the Co-Lead Managers and at that Specified City for the Lead Managers, the Co- the Registrar to the Issue shall not be liable for any delays/errors Lead Managers, Lead Brokers, sub-brokers or Trading in payment of refund and/or interest. Members of the Stock Exchange, as the case may be, to The Applicant shall be responsible for providing the above deposit such Application Forms (A list of such branches information accurately. Delays or failure in credit of the is available at http://www.sebi.gov.in/sebiweb/home/ payments due to inaccurate details shall be at the sole risk of list/5/33/0/0/Recognised-Intermediaries). the Applicants and neither the Lead Managers, the Co-Lead Please refer to “Rejection of Applications” on page 300 of Managers nor the Company shall have any responsibility and the Prospectus for information on rejection of Applications. undertake any liability for the same. Applications for Allotment 26. ADDITIONAL INSTRUCTIONS FOR APPLICANTS of the NCDs in physical form, which are not accompanied SEEKING ALLOTMENT OF NCDS IN PHYSICAL with the abovestated documents, may be rejected at the sole FORM: discretion of the Company. Any Applicant who subscribes to the NCDs in physical form In relation to the issuance of the NCDs in physical form, note shall undertake the following steps: the following: • Complete the Application Form in all respects, by providing 1. An Applicant has the option to seek Allotment of NCDs in all the information including PAN and Demographic Details. either dematerialised or physical mode. However, an Applicant However, do not provide DP details in the Application Form. can seek Allotment of NCDs in physical mode only if the The requirement for providing DP details shall be mandatory Applicant does not have a beneficiary account. No partial only for Applicants who wish to subscribe to the NCDs in Application for the NCDs shall be permitted; any such dematerialised form. partial Application is liable to be rejected. • Provide the following documents with the Application Form: 2. Any Applicant who provides Depository Participant (a) Self-attested copy of the PAN card details in the Application Form shall be Allotted the NCDs (b) Proof of identification in case of Applications by or on behalf in dematerialised form only, irrespective of whether such of the Central or State Government and the officials appointed Applicant has provided the details required for Allotment in by the courts and by Applicants residing in the State of Sikkim. physical form. Such Applicant shall not be Allotted NCDs in Any one of the following documents shall be considered as a physical form. verifiable proof of identification: 3. In case of NCDs issued in physical form, the Company • valid passport issued by the GoI; or will issue one certificate to the holders of the NCDs for the • voter’s identity card issued by the GoI; or aggregate amount of the NCDs for each of the Series of NCDs that are applied for (each such certificate, a “Consolidated NCD • valid driving license issued by any transport authority of the Certificate”). A successful Applicant can also request for the Republic of India; or issue of NCD certificates in the denomination of 1 (one) • Government ID card; or NCD at any time post allotment of the NCDs. • Defence ID card; or 4. The Company shall dispatch the Consolidated NCD • ration card issued by the GoI Certificate to the (Indian) address of the Applicant provided (c) Self-attested copy of proof of residence. Any one of the in the Application Form, within the time and in the manner following documents shall be considered as a verifiable proof stipulated under Section 113 of the Companies Act, 1956, read of residence: with the Company’s Articles of Association. • ration card issued by the GoI; or All terms and conditions disclosed in relation to the NCDs held • valid driving license issued by any transport authority of the in physical form pursuant to rematerialisation shall be applicable Republic of India; or mutatis mutandis to the NCDs issued in physical form. • electricity bill (not older than three months); or The Applicant shall be responsible for providing the above • landline telephone bill (not older than three months); or information and KYC documents accurately. Delay or failure • valid passport issued by the GoI; or in credit of payments or receipt of Allotment Advice or NCD • voter’s identity card issued by the GoI; or certificates due to inaccurate or incomplete details shall be at the sole risk of the Applicants and the Lead Managers, • passbook or latest bank statement issued by a bank operating the Co-Lead Managers, the Company and the Registrar in India; or to the Issue shall have no responsibility and undertake no • registered leave and license agreement or agreement for sale or liability in this relation. In case of Applications for Allotment rent agreement or flat of NCDs in physical form, which are not accompanied with • maintenance bill. the aforestated documents, Allotment of NCDs in physical • letter, issued by Unique Identification Authority form may be held in abeyance by the Registrar to the Issue, of India, GoI. pending receipt of KYC documents.

16 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

TERMS OF PAYMENT cheques/ bank drafts accompanying the Application should be crossed “A/c Payee only” for eligible Applicants must be The entire issue price for the NCDs is payable on Application made payable to “Escrow Account STFC NCD V Public Issue”. only. In case of Allotment of lesser number of NCDs than The Escrow Collection Bank(s) shall transfer the funds from the number applied, our Company shall refund the excess the Escrow Account into the Public Issue Account(s), as per amount paid on Application to the Applicant. the terms of the Escrow Agreement, the Prospectus and the 27. Payment mechanism for ASBA Applicant: The ASBA Prospectus. Applicants shall specify the ASBA Account number in the The Escrow Collection Banks will act in terms of the Prospectus Application Form. and the Escrow Agreement. The Escrow Collection Banks, for For ASBA Applications submitted to the Lead Managers, the and on behalf of the Applicants, shall maintain the monies in Co-Lead Managers, Lead Brokers, sub-brokers or Trading the Escrow Account until the Designated Date. The Escrow Members of the Stock Exchange at the Specified Cities, the Collection Banks shall not exercise any lien whatsoever ASBA Application will be uploaded onto the electronic system over the monies deposited therein and shall hold the monies of the Stock Exchange and deposited with the relevant branch therein in trust for the Applicants. On the Designated Date, the of the SCSB at the Specified City named by such SCSB to Escrow Collection Banks shall transfer the funds represented accept such ASBA Applications from the Lead Managers, the by Allotment of NCDs (other than in respect of Allotment to Co-Lead Managers, Lead Brokers, sub-brokers or Trading successful ASBA Applicants) from the Escrow Account, as Members of the Stock Exchange, as the case may be (A list per the terms of the Escrow Agreement, into the Public Issue of such branches is available at http://www.sebi.gov.in/sebiweb/ Account(s). home/list/5/33/0/0/Recognised-Intermediaries). The relevant The balance amount after transfer to the Public Issue Account(s) branch of the SCSB shall perform verification procedures and shall be transferred to the Refund Account. Payments of refund block an amount in the ASBA Account equal to the Application to the relevant Applicants shall also be made from the Refund Amount specified in the ASBA Application. Account as per the terms of the Escrow Agreement and the For ASBA Applications submitted directly to the SCSBs, the Prospectus. relevant SCSB shall block an amount in the ASBA Account The Applicants should note that the escrow mechanism is not equal to the Application Amount specified in the ASBA prescribed by SEBI and has been established as an arrangement Application, before entering the ASBA Application into the between our Company, the Lead Managers, the Co-Lead electronic system of the Stock Exchanges. SCSBs may provide Managers, the Escrow Collection Banks and the Registrar to the the electronic mode of application either through an internet Issue to facilitate collections from the Applicants. enabled application and banking facility or such other secured, Each Applicant shall draw a cheque or demand draft mechanism electronically enabled mechanism for application and blocking for the entire Application Amount as per the following terms: of funds in the ASBA Account. 1. All Applicants would be required to pay the full Application ASBA Applicants should ensure that they have funds equal Amount at the time of the submission of the Application Form. to the Application Amount in the ASBA Account before 2. The Applicants shall, with the submission of the Application submitting the ASBA Application to the Lead Managers, Form, draw a payment instrument for the Application Amount the Co-Lead Managers, Lead Brokers, sub-brokers or in favour of the Escrow Accounts and submit the same along Trading Members of the Stock Exchange, as the case with their Application. If the payment is not made favouring may be, at the Specified Cities or to the Designated the Escrow Accounts along with the Application Form, the Branches of the SCSBs. An ASBA Application where the Application is liable to be rejected by the Escrow Collection corresponding ASBA Account does not have sufficient funds Banks. Application Forms accompanied by cash, stockinvest, equal to the Application Amount at the time of blocking the money order or postal order will not be accepted. ASBA Account is liable to be rejected. • The payment instruments for payment into the Escrow Account The Application Amount shall remain blocked in the ASBA should be drawn in favour of “Escrow Account STFC NCD V Account until approval of the Basis of Allotment and consequent Public Issue” transfer of the amount against the Allotted NCDs to the Public Issue Account(s), or until withdrawal/ failure of the Issue or 3. The monies deposited in the Escrow Accounts will be held for until withdrawal/ rejection of the Application Form, as the case the benefit of the Applicants (other than ASBA Applicants) till may be. Once the Basis of Allotment is approved, the Registrar the Designated Date. to the Issue shall send an appropriate request to the controlling 4. On the Designated Date, the Escrow Collection Banks shall branch of the SCSB for unblocking the relevant ASBA Accounts transfer the funds from the Escrow Accounts as per the terms of and for transferring the amount pertaining to NCDs allocable to the Escrow Agreement into the Public Issue Account(s) with the the successful ASBA Applicants to the Public Issue Account(s). Bankers to the Issue and the refund amount shall be transferred In case of withdrawal/ failure of the Issue, the blocked amount to the Refund Account. shall be unblocked on receipt of such information from the 5. Payments should be made by cheque or demand draft drawn Registrar to the Issue. on any bank (including a co-operative bank), which is situated 28. Escrow Mechanism for Applicants other than ASBA at, and is a member of or sub-member of the bankers’ clearing Applicants: Our Company shall open an Escrow Account with house located at the centre where the Application Form is each of the Escrow Collection Bank(s) in whose favour the submitted. Outstation cheques, post dated cheques and cheques/ Applicants (other than ASBA Applicants) shall draw the cheque bank drafts drawn on banks not participating in the clearing or demand draft in respect of his or her Application. Cheques or process will not be accepted and Applications accompanied demand drafts received for the full Application Amount from by such cheques or bank drafts are liable to be rejected. Cash/ Applicants would be deposited in the Escrow Account(s). All stockinvest/ money orders/ postal orders will not be accepted. Shriram Transport Finance Company Limited 17 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Please note that cheques without the nine digit Magnetic Ink Forms by stamping the date and returning to the Applicants Character Recognition (“MICR”) code are liable to be rejected. an acknowledgement slip which will serve as a duplicate 6. Applicants are advised to provide the Application Form Application Form for the records of the Applicant. number on the reverse of the cheque or bank draft to avoid Syndicate ASBA Applicants must ensure that their ASBA misuse of instruments submitted with the Application Form. Applications are submitted to the Lead Managers, the 29. Payment by cash/ stockinvest/ money order: Payment Co-Lead Managers, Lead Brokers, sub-brokers or Trading through cash/ stockinvest/ money order shall not be accepted Members of the Stock Exchanges only at the Specified in this Issue. Cities (Mumbai, Chennai, Kolkata, Delhi, Ahmedabad, 30. Payment mechanism for Direct Online Applicants: Please Rajkot, Jaipur, Bengaluru, Hyderabad, Pune, Vadodara and note that clarifications and/or confirmations regarding the Surat). Kindly note that ASBA Applications submitted to implementation of the requisite infrastructure and facilities the Lead Managers, the Co-Lead Managers, Lead Brokers, in relation to direct online applications and online payment sub-brokers or Trading Members of the Stock Exchanges facility have been sought from the Stock Exchanges and at the Specified Cities will not be accepted if the SCSB the Stock Exchanges have confirmed that the necessary where the ASBA Account, as specified in the ASBA infrastructure and facilities for the same have not been Application, is maintained has not named at least one implemented by both Stock Exchanges. Hence, the Direct branch at that Specified City for the Lead Managers, the Online Application facility will not be available for this Issue. Co-Lead Managers, Lead Brokers, sub-brokers or Trading SUBMISSION OF COMPLETED APPLICATION Members of the Stock Exchanges, as the case may be, to FORMS deposit ASBA Applications (A list of such branches is available at http://www.sebi.gov.in/sebiweb/home/list/5/33/0/0/ Mode of To whom the Application Form has Recognised-Intermediaries). Submission of to be submitted For information on the Issue programme and timings Application for submission of Application Forms, please refer to Forms “General Information – Issue Programme” on page 52 of ASBA (i) If using physical Application Form, the Prospectus. Applications (a) to the Lead Managers, the Co- Applicants other than ASBA Applicants are advised not Lead Managers, Lead Brokers, sub- to submit the Application Form directly to the Escrow brokers or Trading Members of the Collection Banks/ Bankers to the Issue, and the same Stock Exchanges only at the Specified will be rejected in such cases and the Applicants will Cities (“Syndicate ASBA”), or (b) not be entitled to any compensation whatsoever. to the Designated Branches of the SCSBs where the ASBA Account is 31. Electronic Registration of Applications: maintained; or (a) The Lead Managers, the Co-Lead Managers, Lead Brokers, (ii) If using electronic Application sub-brokers, Trading Members of the Stock Exchange and Form, to the SCSBs, electronically Designated Branches of the SCSBs, as the case may be, through internet banking facility, if will register the Applications using the on-line facilities of the available. Stock Exchange. Direct Online Applications will be registered Non-ASBA The Lead Managers, the Co-Lead by Applicants using the online platform offered by the Stock Applications Managers, Lead Brokers, sub-brokers Exchanges. The Lead Managers, the Co-Lead Managers, or Trading Members of the Stock the Lead Brokers, our Company and the Registrar to the Exchanges at the centres mentioned in Issue are not responsible for any acts, mistakes or errors or the Application Form. omission and commissions in relation to, (i) the Applications Note: Applications for Allotment in accepted by the SCSBs, (ii) the Applications uploaded by the physical form can be made only by SCSBs, (iii) the Applications accepted but not uploaded by using non-ASBA Applications and the SCSBs, (iv) with respect to ASBA Applications accepted Applicants are not permitted to make and uploaded by the SCSBs without blocking funds in the Applications for Allotment in physical ASBA Accounts, or (v) any Applications accepted both form using ASBA Applications and uploaded and/or not uploaded by the Trading Members of Direct Online Applications. the Stock Exchange. Please note that clarifications and/or confirmations regarding (b) In case of apparent data entry error by the Lead Managers, the implementation of the requisite infrastructure and facilities the Co-Lead Managers, Lead Brokers, sub-brokers, Trading in relation to direct online applications and online payment Members of the Stock Exchange, Escrow Collection Banks facility have been sought from the Stock Exchanges and the Stock or Designated Branches of the SCSBs, as the case may be, Exchanges have confirmed that the necessary infrastructure and in entering the Application Form number in their respective facilities for the same have not been implemented by both Stock schedules other things remaining unchanged, the Application Exchanges. Hence, the Direct Online Application facility will Form may be considered as valid and such exceptions may be not be available for this Issue. recorded in minutes of the meeting submitted to the Designated Stock Exchange. No separate receipts will be issued for the Application Amount payable on submission of Application Form. (c) The Stock Exchange will offer an electronic facility for However, the Lead Managers/Co-Lead Managers/ registering Applications for the Issue. This facility will be Lead Brokers/sub-brokers/Trading Members of Stock available on the terminals of Lead Managers, the Co-Lead Exchanges will acknowledge the receipt of the Application Managers, Lead Brokers, sub-brokers, Trading Members of the

18 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Stock Exchange and the SCSBs during the Issue Period. The the Specified Cities, at the time of registering each Application, Lead Managers, the Co-Lead Managers, Lead Brokers, sub- the requisite details of the Applicants shall be entered in the on- brokers and Trading Members of the Stock Exchange can also line system including: set up facilities for off-line electronic registration of Applications • Application Form number subject to the condition that they will subsequently upload the • PAN (of the first Applicant, in case of more than one Applicant) off-line data file into the on-line facilities for Applications on • Investor category and sub-category a regular basis, and before the expiry of the allocated time on • DP ID the Issue Closing Date. On the Issue Closing Date, the Lead Managers, the Co-Lead Managers, Lead Brokers, sub-brokers, • Client ID Trading Members of the Stock Exchange and the Designated • Series of NCDs applied for Branches of the SCSBs shall upload the Applications till • Number of NCDs Applied for in each Series of NCD such time as may be permitted by the Stock Exchange. This • Price per NCD information will be available with the Lead Managers, the Co- • Bank code for the SCSB where the ASBA Account is Lead Managers, Lead Brokers, sub-brokers, Trading Members maintained of the Stock Exchange and the Designated Branches of the • Location of Specified City SCSBs on a regular basis. Applicants are cautioned that a high • Application amount inflow of high volumes on the last day of the Issue Period may lead to some Applications received on the last day not being (g) A system generated acknowledgement will be given to the uploaded and such Applications will not be considered for Applicant as a proof of the registration of each Application. It is allocation. For further information on the Issue programme, the Applicant‘s responsibility to obtain the acknowledgement please refer to “General Information – Issue Programme” on from the Lead Managers, the Co-Lead Managers, Lead page 52 of the Prospectus. Brokers, sub-brokers, Trading Members of the Stock Exchange and the Designated Braches of the SCSBs, as (d) At the time of registering each Application, other than the case may be. The registration of the Application by the ASBA Applications and Direct Online Applications, the Lead Lead Managers, the Co-Lead Managers, Lead Brokers, sub- Managers, the Co-Lead Managers, Lead Brokers, sub- brokers, Trading Members of the Stock Exchange and the brokers or Trading Members of the Stock Exchange shall Designated Braches of the SCSBs, as the case may be, does enter the requisite details of the Applicants in the on-line system not guarantee that the NCDs shall be allocated/ Allotted by including: our Company. The acknowledgement will be non-negotiable • Application Form number and by itself will not create any obligation of any kind. • PAN (of the first Applicant, in case of more than one Applicant) (h) Applications can be rejected on the technical grounds listed • Investor category and sub-category on page 300 of the Prospectus or if all required information is not • DP ID (not applicable to Applications for Allotment of NCDs provided or the Application Form is incomplete in any respect. in physical form) (i) The permission given by the Stock Exchange to use their • Client ID (not applicable to Applications for Allotment of network and software of the online system should not in any NCDs in physical form) way be deemed or construed to mean that the compliance with • Series of NCDs applied for various statutory and other requirements by our Company, the • Number of NCDs Applied for in each Series of NCD Lead Managers and/or the Co-Lead Managers are cleared or • Price per NCD approved by the Stock Exchange; nor does it in any manner warrant, certify or endorse the correctness or completeness of • Application amount any of the compliance with the statutory and other requirements • Cheque number nor does it take any responsibility for the financial or other (e) With respect to ASBA Applications submitted directly soundness of our Company, the management or any scheme to the SCSBs at the time of registering each Application, the or project of our Company; nor does it in any manner warrant, Designated Branches shall enter the requisite details of the certify or endorse the correctness or completeness of any of Applicants in the on-line system including: the contents of this Prospectus; nor does it warrant that the • Application Form number NCDs will be listed or will continue to be listed on the Stock • PAN (of the first Applicant, in case of more than one Applicant) Exchanges. • Investor category and sub-category (j) Only Applications that are uploaded on the online system • DP ID of the Stock Exchange shall be considered for allocation/ • Client ID Allotment. The Lead Managers, the Co-Lead Managers, Lead • Series of NCDs applied for Brokers, sub-brokers, Trading Members of the Stock Exchange and the Designated Braches of the SCSBs shall capture all data • Number of NCDs Applied for in each Series of NCD relevant for the purposes of finalizing the Basis of Allotment • Price per NCD while uploading Application data in the electronic systems • Bank code for the SCSB where the ASBA Account is of the Stock Exchange. In order that the data so captured is maintained accurate the Lead Managers, the Co-Lead Managers, Lead • Bank account number Brokers, sub-brokers, Trading Members of the Stock Exchange • Application amount and the Designated Braches of the SCSBs will be given up to (f) With respect to ASBA Applications submitted to the Lead one Working Day after the Issue Closing Date to modify/ verify Managers, the Co-Lead Managers, Lead Brokers, sub- certain selected fields uploaded in the online system during the brokers or Trading Members of the Stock Exchange only at Issue Period after which the data will be sent to the Registrar for

Shriram Transport Finance Company Limited 19 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS reconciliation with the data available with the NSDL and CDSL. the stamp of the SCSB and/or the Designated Branch and/or the 32. REJECTION OF APPLICATIONS: Applications would Lead Managers, the Co-Lead Managers, Lead Brokers, sub- be liable to be rejected on the technical grounds listed on page brokers or Trading Members of the Stock Exchange, as the 300 of the Prospectus below or if all required information is not case may be; provided or the Application Form is incomplete in any respect. • ASBA Applications not having details of the ASBA Account The Board of Directors and/or any committee of our Company to be blocked; reserves its full, unqualified and absolute right to accept or reject • In case no corresponding record is available with the any Application in whole or in part and in either case without Depositories that matches three parameters namely, DP ID, assigning any reason thereof. Client ID and PAN or if PAN is not available in the Depository Application may be rejected on one or more technical grounds, database; including but not restricted to: • With respect to ASBA Applications, inadequate funds in the • Applications submitted without payment of the entire ASBA Account to enable the SCSB to block the Application Application Amount. However, our Company may allot NCDs Amount specified in the ASBA Application Form at the time of up to the value of application monies paid, if such application blocking such Application Amount in the ASBA Account or no monies exceed the minimum application size as prescribed confirmation is received from the SCSB for blocking of funds; hereunder; • SCSB making an ASBA application (a) through an ASBA • In case of partnership firms, NCDs may be applied for in the account maintained with its own self or (b)through an ASBA names of the individual partner(s) and no firm as such shall Account maintained through a different SCSB not in its own be entitled to apply for in its own name. However a Limited name or (c) through an ASBA Account maintained through a Liability Partnership firm can apply in its own name; different SCSB in its own name, where clear demarcated funds • Application by persons not competent to contract under the are not present or (d) through an ASBA Account maintained Indian Contract Act, 1872, as amended, except bids by Minors through a different SCSB in its own name which ASBA Account having valid demat account as per demographic details provided is not utilised solely for the purpose of applying in public issues; by the Depository Participants; • Applications for amounts greater than the maximum permissible • PAN not mentioned in the Application Form, except for amounts prescribed by the regulations and applicable law; Applications by or on behalf of the Central or State Government • Applications where clear funds are not available in Escrow and the officials appointed by the courts and by investors residing Accounts as per final certificates from Escrow Collection Banks; in the State of Sikkim, provided such claims have been verified • Authorization to the SCSB for blocking funds in the ASBA by the Depository Participants. In case of minor Applicants Account not provided; applying through guardian, when PAN of the Applicant is not • Applications by persons prohibited from buying, selling or mentioned; dealing in shares, directly or indirectly, by SEBI or any other • DP ID and Client ID not mentioned in the Application Form regulatory authority; (except in case Applicant has applied for Allotment of NCDs in • Applications by any person outside India; the physical form); • Applications by other persons who are not eligible to apply • GIR number furnished instead of PAN; for NCDs under the Issue under applicable Indian or foreign • Applications by OCBs; statutory/regulatory requirements; • Applications for an amount below the minimum application • Applications not uploaded on the online platform of the Stock size; Exchanges; • Submission of more than five ASBA Forms per ASBA Account; • Applications uploaded after the expiry of the allocated time on • Applications by persons who are not eligible to acquire NCDs the Issue Closing Date, unless extended by the Stock Exchange, of our Company in terms of applicable laws, rules, regulations, as applicable; guidelines and approvals; • Application Forms not delivered by the Applicant within the • In case of Applications under power of attorney or by limited time prescribed as per the Application Form and the Prospectus companies, corporate, trust etc., relevant documents are not and as per the instructions in the Application Form and the submitted; Prospectus; • Applications accompanied by Stockinvest/ money order/ • Applications by Applicants whose demat accounts have been postal order/ cash; ‘suspended for credit’ pursuant to the circular issued by SEBI on • Signature of Applicant missing; July 29, 2010 bearing number CIR/MRD/DP/22/2010; • ASBA Application Forms not being signed by the ASBA • Where PAN details in the Application Form and as entered into Account holder, if the account holder is different from the the electronic system of the Stock Exchange, are not as per the Applicant or the signature of the ASBA Account holder on the records of the Depositories; Application Form does not match with the signature available • ASBA Applications submitted to the Lead Managers, the on the Applicant’s bank records; Co-Lead Managers, Lead Brokers, sub-brokers or Trading • Application Forms submitted to the Lead Managers, the Members of the Stock Exchange at locations other than the Co-Lead Managers, Lead Brokers, sub-brokers or Trading Specified Cities or at a Designated Branch of a SCSB where Members of the Stock Exchange does not bear the stamp the ASBA Account is not maintained, and ASBA Applications of the relevant Lead Manager, the Co-Lead Managers, Lead submitted directly to an Escrow Collecting Bank (assuming that Broker, sub-broker or Trading Member of the Stock such bank is not a SCSB), to our Company or the Registrar to Exchange, as the case may be. ASBA Applications submitted the Issue; directly to the Designated Branches of the SCSBs does not bear • Applications tendered to the Trading Members of the Stock

20 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Exchange at centers other than the centers mentioned in the the Depository database. In case of any discrepancy between Application Form; the electronic data and the Depository records, the Company, • Category not ticked; and/or in consultation with the Designated Stock Exchange, the Lead • Application Form accompanied with more than one cheque. Managers, the Co-Lead Managers, the Registrar to the Issue, • In case of cancellation of one or more orders (series) within reserves the right to proceed as per the Depository records or an Application, leading to total order quantity falling under the treat such Applications as rejected. minimum quantity required for a single Application. Based on the information provided by the Depositories, the • SCSBs investing in the Issue through its own ASBA account. Company shall have the right to accept Applications belonging to an account for the benefit of a minor (under guardianship). Kindly note that ASBA Applications submitted to the Lead Managers, the Co-Lead Managers, Lead Brokers, sub- In case of Applications for a higher number of NCDs than brokers or Trading Members of the Stock Exchange at specified for that category of Applicant, only the maximum the Specified Cities will not be accepted if the SCSB where the amount permissible for such category of Applicant will be ASBA Account, as specified in the ASBA Form, is maintained considered for Allotment. has not named at least one branch at that Specified City 34. BASIS OF ALLOTMENT: for the Lead Managers, the Co-Lead Managers, Lead The Registrar will aggregate the Applications, based on the Brokers, sub-brokers or Trading Members of the Applications received through an electronic book, from the Stock Exchange, as the case may be, to deposit ASBA Stock Exchanges and determine the valid Applications for the Applications (A list of such branches is available at http:// purpose of drawing the basis of allocation. www.sebi.gov.in/sebiweb/home/list/5/33/0/0/Recognised- Grouping of Applications and Allocation Ratio: For the Intermediaries). purposes of the basis of allotment: For information on certain procedures to be carried out by the (a) Applications received from Applicants who are Institutional Registrar to the Offer for finalization of the basis of allotment, Investors: Applications received from Institutional Investors, please refer to “Information for Applicants” on page 301 of the shall be grouped together, (“Institutional Portion”); Prospectus. (b) Applications received from Applicants who are Non 33. Information for Applicants: In case of ASBA Applications Institutional Investors: Applications received from Non submitted to the SCSBs, in terms of the SEBI circular CIR/CFD/ Institutional Investors, shall be grouped together, (“Non DIL/3/2010 dated April 22, 2010, the Registrar to the Issue will Institutional Portion”); reconcile the compiled data received from the Stock Exchange (c) Applications received from HNI Investors: Applications and all SCSBs, and match the same with the Depository received from HNI Investors, shall be grouped together, database for correctness of DP ID, Client ID and PAN. The (“HNI Portion”); and Registrar to the Issue will undertake technical rejections based (d) Applications received from Retail Individual Investors: on the electronic details and the Depository database. In case of Applications received from Retail Individual Investors, shall any discrepancy between the electronic data and the Depository be grouped together, (“Retail Individual Portion”); records, the Company, in consultation with the Designated Stock For removal of doubt, “Institutional Portion”, Non- Exchange, the Lead Managers, the Co-Lead Managers and the Institutional Portion” “HNI Portion” and “Retail Individual Registrar to the Issue, reserves the right to proceed as per the Portion” are individually referred to as “Portion” and Depository records for such ASBA Applications or treat such collectively referred to as “Portions”. ASBA Applications as rejected. For the purposes of determining the number of NCDs In case of ASBA Applicants submitted to the Lead Managers, available for allocation to each of the abovementioned the Co-Lead Managers, Lead Brokers, sub-brokers and Portions, our Company shall have the discretion of Trading Members of the Stock Exchange at the Specified determining the number of NCDs to be allotted over and Cities, the basis of allotment will be based on the Registrar‘s above the Base Issue Size, in case our Company opts to validation of the electronic details with the Depository records, retain any oversubscription in the Issue upto ` 37,500 lacs. and the complete reconciliation of the final certificates received The aggregate value of NCDs decided to be allotted over from the SCSBs with the electronic details in terms of the and above the Base Issue Size, (in case our Company opts SEBI circular CIR/CFD/DIL/1/2011 dated April 29, 2011. The to retain any oversubscription in the Issue), and/or the Registrar to the Issue will undertake technical rejections based aggregate value of NCDs upto the Base Issue Size shall be on the electronic details and the Depository database. In case of collectively termed as the “Overall Issue Size”. any discrepancy between the electronic data and the Depository 35. Allocation Ratio: records, the Company, in consultation with the Designated Stock Exchange, the Lead Managers, the Co-Lead Managers and the Reservations shall be made for each of the Portions in the below Registrar to the Issue, reserves the right to proceed as per the mentioned format: Depository records or treat such ASBA Application as rejected. Partic- Institutional Non HNI Retail In case of non-ASBA Applications and Direct Online ulars Category Institutional Category Individual Applications, the basis of allotment will be based on the Category Category Registrar‘s validation of the electronic details with the Size in 10% of the 10% of the 30% of the 50% of the Depository records, and the complete reconciliation of the % Issue Size Issue Size Issue Size Issue Size final certificates received from the Escrow Collection Banks 36. Basis of Allotment for NCDs: with the electronic details in terms of the SEBI circular CIR/ (a) Allotments in the first instance: CFD/DIL/3/2010 dated April 22, 2010 and the SEBI circular (i) Applicants belonging to the Institutional Portion, in the CIR/CFD/DIL/1/2011 dated April 29, 2011. The Registrar will first instance, will be allocated NCDs upto 10% of Issue Size undertake technical rejections based on the electronic details and Shriram Transport Finance Company Limited 21 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS on first come first serve basis (determined on the basis of the allotment is finalised by draw of lots in a fair and equitable upload of each Application into the electronic book of the manner. Stock Exchange); (g) Applicant applying for more than one series of NCDs: (ii) Applicants belonging to the Non Institutional Portion, in If an Applicant has applied for more than one series of the first instance, will be allocated NCDs upto 10% of Issue NCDs, (Series I, Series II, Series III, Series IV and/or Size on first come first serve basis (determined on the basis Series V, individually referred to as “Series”), and in case of the upload of each Application into the electronic book of such Applicant is entitled to allocation of only a part of the the Stock Exchange); aggregate number of NCDs applied for, the Series-wise (iii) Applicants belonging to the HNI Portion, in the first allocation of NCDs to such Applicants shall be in proportion instance, will be allocated NCDs upto 30% of Issue Size on to the number of NCDs with respect to each Series, applied first come first serve basis (determined on the basis of the for by such Applicant, subject to rounding off to the nearest upload of each Application into the electronic book of the integer, as appropriate in consultation with Lead Managers, Stock Exchange); the Co-Lead Managers and Designated Stock Exchange. (iv) Applicants belonging to the Retail Individual Portion, in All decisions pertaining to the basis of allotment of NCDs the first instance, will be allocated NCDs upto 50% of Issue pursuant to the Issue shall be taken by our Company in Size on first come first serve basis (determined on the basis consultation with the Lead Managers, the Co-Lead Managers of the upload of each Application into the electronic book of and the Designated Stock Exchange and in compliance with the Stock Exchange); the aforementioned provisions of the Prospectus. Any other Allotments, in consultation with the Designated Stock queries/ issues in connection with the Applications will be Exchange, shall be made on a first-come first-serve basis, based appropriately dealt with and decided upon by the Company on the upload of each Application into the electronic book of the in consultation with the Lead Managers and the Co-Lead Stock Exchange, in each Portion subject to the Allocation Ratio. Managers. (b) Under Subscription: If there is any under subscription Our Company would allot Series V NCDs to all valid in any Portion, priority in allotments will be given in the Applications, wherein the Applicants have not indicated their following order (in decreasing order of priority): choice of the relevant Series of NCDs. (i) Retail Individual Portion Our Company has the discretion to close the Issue irrespective (ii) HNI Portion of whether any of the Portion(s) are fully subscribed or not. (iii) Non Institutional Portion 37. Retention of oversubscription: (iv) Institutional Portion Our Company is making a public Issue of NCDs aggregating upto ` 37,500 lacs with an option to retain oversubscription (c) For each Portion, all Applications uploaded into the of NCDs up to ` 37,500 lacs. electronic book of the Stock Exchange on the same day would be treated at par with each other. Allotment within a PAYMENT OF REFUNDS day would be on proportionate basis, where NCDs applied for exceeds NCDs to be allotted for each Portion respectively. 38. Refunds for Applicants other than ASBA Applicants: Within (d) Minimum allotments of 1 NCD and in multiples of 1 NCD 12 Working Days of the Issue Closing Date, the Registrar to the thereafter would be made in case of each valid Application. Issue will dispatch refund orders/ give instructions for electronic (e) Allotments in case of oversubscription: In case of an refund, as applicable, of all amounts payable to unsuccessful oversubscription, allotments to the maximum extent, as Applicants (other than ASBA Applicants) and also any excess possible, will be made on a first-come first-serve basis and amount paid on Application, after adjusting for allocation/ thereafter on proportionate basis in each Portion, i.e. full Allotment of NCDs. allotment of NCDs to the Applicants on a first come first The Registrar to the Issue will obtain from the Depositories the basis up to the date falling 1 (one) day prior to the date of Applicant’s bank account details, including the MICR code, on oversubscription and proportionate allotment of NCDs to the basis of the DP ID and Client ID provided by the Applicant the Applicants on the date of oversubscription (determined in their Application Forms, for making refunds. on the basis of the upload of each Application into the For Applicants who receive refunds through ECS, direct electronic book of the Stock Exchange, in each Portion). credit, RTGS or NEFT, the refund instructions will be given (f) Proportionate Allotments: For each Portion, on the date to the clearing system within 12 Working Days from the Issue of oversubscription: Closing Date. A suitable communication shall be dispatched to i) Allotments to the Applicants shall be made in proportion the Applicants receiving refunds through these modes, giving to their respective application size, rounded off to the nearest details of the bank where refunds shall be credited along with integer. amount and expected date of electronic credit of refund. Such communication will be mailed to the addresses of Applicants, ii) If the process of rounding off to the nearest integer results as per the Demographic Details received from the Depositories. in the actual allocation of NCDs being higher than the Issue size, not all Applicants will be allotted the number of NCDs The Demographic Details would be used for mailing of the arrived at after such rounding off. Rather, each Applicant physical refund orders, as applicable. whose allotment size, prior to rounding off, had the highest 39. Mode of making refunds for Applicants other than ASBA decimal point would be given preference. Applicants; iii) In the event, there are more than one Applicant whose The payment of refund, if any, for Applicants other than ASBA entitlement remain equal after the manner of distribution Applicants would be done through any of the following modes: referred to above, our Company will ensure that the basis of 1. Direct Credit – Applicants having bank accounts with the

22 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Refund Bank(s), as per Demographic Details received from the the Demographic Details received from the Depositories. Depositories, shall be eligible to receive refunds through direct With respect to the ASBA Applicants, our Company shall credit. Charges, if any, levied by the Refund Bank(s) for the ensure dispatch of Allotment Advice and/ or give instructions same would be borne by the Company. for credit of NCDs to the beneficiary account with Depository 2. NECS – Payment of refund would be done through NECS Participants within 12 Working Days of the Issue Closing Date. for Applicants having an account at any of the centres where The Allotment Advice for successful ASBA Applicants will such facility has been made available. This mode of payment be mailed to their addresses as per the Demographic Details of refunds would be subject to availability of complete bank received from the Depositories. account details including the MICR code from the Depositories. Our Company shall use best efforts to ensure that all steps for 3. RTGS – Applicants having a bank account at any of the centres completion of the necessary formalities for commencement of where such facility has been made available and whose refund trading at the Stock Exchange where the NCDs are proposed amount exceeds ` 2 lacs, have the option to receive refund to be listed are taken within 12 Working Days from the Issue through RTGS provided the Demographic Details downloaded Closing Date. from the Depositories contain the nine digit MICR code of the The Company will provide adequate funds required for dispatch Applicant’s bank which can be mapped with the RBI data to of refund orders and Allotment Advice, as applicable, to the obtain the corresponding Indian Financial System Code (IFSC). Registrar to the Issue. Charges, if any, levied by the Applicant’s bank receiving the credit would be borne by the Applicant. OTHER INFORMATION 4. NEFT – Payment of refund shall be undertaken through 42. Withdrawal of Applications during the Issue Period: NEFT wherever the Applicant’s bank has been assigned the Indian Financial System Code (IFSC), which can be linked to a Withdrawal of ASBA Applications; ASBA Applicants can Magnetic Ink Character Recognition (MICR), if any, available withdraw their ASBA Applications during the Issue Period by to that particular bank branch. IFSC Code will be obtained submitting a request for the same to Lead Manager, the Co- from the website of RBI as on a date immediately prior to the Lead Managers, Lead Broker, sub-broker, Trading Member date of payment of refund, duly mapped with MICR numbers. of the Stock Exchange or the Designated Branch, as the Wherever the Applicants have registered their nine digit MICR case may be, through whom the ASBA Application had been number and their bank account number while opening and placed. In case of ASBA Applications submitted to the Lead operating the demat account, the same will be duly mapped with Managers, the Co-Lead Managers, Lead Brokers, sub- the IFSC Code of that particular bank branch and the payment brokers or Trading Members of the Stock Exchange at the of refund will be made to the Applicants through this method. Specified Cities, upon receipt of the request for withdrawal from The process flow in respect of refunds by way of NEFT is at the ASBA Applicant, the relevant Lead Manager, the Co-Lead an evolving stage, hence use of NEFT is subject to operational Managers, Lead Broker, sub-broker or Trading Member feasibility, cost and process efficiency. In the event that NEFT of the Stock Exchange, as the case may be, shall do the is not operationally feasible, the payment of refunds would be requisite, including deletion of details of the withdrawn ASBA made through any one of the other modes as discussed in the Application Form from the electronic system of the Stock sections. Exchange. In case of ASBA Applications submitted directly to the Designated Branch of the SCSB, upon receipt of the request 5. For all other Applicants, including those who have not for withdraw from the ASBA Applicant, the relevant Designated updated their bank particulars with the MICR code, the refund Branch shall do the requisite, including deletion of details of orders will be dispatched through Speed Post or Registered Post. the withdrawn ASBA Application Form from the electronic Such refunds will be made by cheques, pay orders or demand system of the Stock Exchanges and unblocking of the funds in drafts drawn on the relevant Refund Bank and payable at par at the ASBA Account directly. places where Applications are received. Bank charges, if any, for cashing such cheques, pay orders or demand drafts at other 43. Withdrawal of Non-ASBA Applications (other than centres will be payable by the Applicants. Direct Online Applications): 40. Mode of making refunds for ASBA Applicants: Non-ASBA Applicants can withdraw their Applications during the Issue Period by submitting a request for the same to Lead In case of ASBA Applicants, the Registrar shall instruct the Manager, the Co-Lead Managers, Lead Broker, sub-broker relevant SCSB to unblock the funds in the relevant ASBA or Trading Member of the Stock Exchange, as the case may Account for withdrawn, rejected or unsuccessful or partially be, through whom the Application had been placed. Upon successful ASBA Applications within 12 Working Days of the receipt of the request for withdrawal from the Applicant, the Issue Closing Date. relevant Lead Manager, the Co-Lead Managers, Lead Broker, 41. TRANSFER OF NCDs AND ISSUANCE OF ALLOTMENT sub-broker or Trading Member of the Stock Exchange, as ADVICE: the case may be, shall do the requisite, including deletion of With respect to Applicants other than ASBA Applicants, details of the withdrawn Non-ASBA Application Form from the our Company shall (i) ensure dispatch of Allotment Advice/ electronic system of the Stock Exchange. intimation within 12 Working Days of the Issue Closing Date, 44. Withdrawal of Applications after the Issue Period: and (ii) give instructions for credit of NCDs to the beneficiary In case an Applicant wishes to withdraw the Application after account with Depository Participants, for successful Applicants the Issue Closing Date, the same can be done by submitting who have been allotted NCDs in dematerialized form, within a withdrawal request to the Registrar to the Issue prior to the 12 Working Days of the Issue Closing Date. The Allotment finalization of the Basis of Allotment. Advice for successful Applicants who have been allotted NCDs in dematerialized form will be mailed to their addresses as per 45. Revision of Applications: As per the notice No: 20120831-22 dated August 31, 2012

Shriram Transport Finance Company Limited 23 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS issued by the BSE, cancellation of one or more orders (series) Holders whose names appear on the list of beneficial owners within an Application is permitted during the Issue Period given by the Depositories to us as on Record Date. In case of as long as the total order quantity does not fall under the those NCDs for which the beneficial owner is not identified minimum quantity required for a single Application. Please by the Depository as on the Record Date/ book closure date, note that in case of cancellation of one or more orders (series) we would keep in abeyance the payment of interest or other within an Application, leading to total order quantity falling benefits, till such time that the beneficialowner is identified under the minimum quantity required for a single Application by the Depository and conveyed to us, whereupon the will be liable for rejection by the Registrar. interest or benefits will be paid to the beneficiaries, as In case of any revision of Application in connection with identified, within a period of 30 days. any of the fields which are not allowed to be modified on the xi. The trading of the NCDs on the floor of the Stock Exchanges electronic application platform of the Stock Exchanges as per shall be in dematerialized form only. the procedures and requirements prescribed by each relevant Please also refer to “Instructions for filling up the Application Stock Exchange, ensure that you have first withdrawn your Form - Applicant’s Beneficiary Account and Bank Account original Application and submit a fresh Application. For Details” on page 289 of the Prospectus. instance, as per the notice No: 20120831-22 dated August Please note that the NCDs shall cease to trade from the Record 31, 2012 issued by the BSE, fields namely, quantity, series, Date (for payment of the principal amount and the applicable application no., sub-category codes will not be allowed for premium for such NCDs) prior to redemption of the NCDs. modification during the Issue. In such a case the date of the PLEASE NOTE THAT TRADING OF NCDs ON THE fresh Application will be considered for date priority for FLOOR OF THE STOCK EXCHANGES SHALL BE IN allotment purposes. DEMATERIALISED FORM ONLY IN MULTIPLE OF Revision of Applications is not permitted after the expiry of ONE NCD. the time for acceptance of Application Forms on Issue Closing Allottees will have the option to re-materialise the NCDs Date. However, in order that the data so captured is accurate, Allotted under the Issue as per the provisions of the Act and the the Lead Managers, the Co-Lead Managers, Lead Brokers, Depositories Act. sub-brokers, Trading Members of the Stock Exchange and the 47. Communications: Designated Branches of the SCSBs will be given up to one Working Day after the Issue Closing Date to modify/ verify • All future communications in connection with Applications certain selected fields uploaded in the online system during the made in this Issue should be addressed to the Registrar to Issue Period, after which the data will be sent to the Registrar the Issue quoting the full name of the sole or first Applicant, for reconciliation with the data available with the NSDL and Application Form number, Applicant’s DP ID and Client ID, CDSL. Applicant’s PAN, number of NCDs applied for, date of the Application Form, name and address of the Lead Manager, 46. Depository Arrangements: the Co-Lead Managers, Lead Broker, sub-broker, Trading We have made depository arrangements with NSDL and Member of the Stock Exchange or Designated Branch, CDSL for issue and holding of the NCDs in dematerialized as the case may be, where the Application was submitted, form. Please note that Tripartite Agreements have been and cheque/ draft number and issuing bank thereof or with executed between our Company, the Registrar and both the respect to ASBA Applications, ASBA Account number in depositories. which the amount equivalent to the Application Amount was As per the provisions of the Depositories Act, 1996, the blocked. All grievances relating to the ASBA process may NCDs issued by us can be held in a dematerialized form. In be addressed to the Registrar to the Issue, with a copy to the this context: relevant SCSB. i. Agreement dated April 30, 1999 between us, the Registrar • Applicants may contact our Compliance Officer (and to the Issue and NSDL, and dated March 29, 2000, between Company Secretary) or the Registrar to the Issue in case of us, the Registrar to the Issue and CDSL, respectively for any pre-Issue or post-Issue related problems such as non- offering depository option to the investors. receipt of Allotment Advice, refunds, interest on application ii. An Applicant must have at least one beneficiary account money or credit of NCDs in the respective beneficiary with any of the Depository Participants (DPs) of NSDL or accounts, as the case may be. CDSL prior to making the Application. • Grievances relating to the ASBA process may be addressed iii. The Applicant must necessarily provide the DP ID and to the Registrar to the Issue, with a copy to the relevant Client ID details in the Application Form. SCSB. Grievances relating to Direct Online Applications iv. NCDs Allotted to an Applicant in the electronic form will may be addressed to the Registrar to the Issue, with a copy be credited directly to the Applicant’s respective beneficiary to the relevant Stock Exchange. account(s) with the DP. 48. Interest in case of Delay: Our Company undertakes to vi. Non-transferable Allotment Advice/ refund orders will pay interest, in connection with any delay in allotment, demat be directly sent to the Applicant by the Registrar to this credit and refunds, beyond the time limit as may be prescribed Issue. under applicable statutory and/or regulatory requirements, at ix. It may be noted that NCDs in electronic form can be such rates as stipulated under such applicable statutory and/or traded only on the Stock Exchange having electronic regulatory requirements. connectivity with NSDL or CDSL. The Stock Exchanges 49. Undertaking by the Issuer: have connectivity with NSDL and CDSL. Statement by the Board: x. Interest or other benefits with respect to the NCDs (a) All monies received pursuant to the Issue of NCDs to held in dematerialized form would be paid to those NCD public shall be transferred to a separate bank account other 24 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS than the bank account referred to in sub-section (3) of section 53. Ranking of NCDs 73 of the Act. The NCDs would constitute direct and secured obligations (b) Details of all monies utilised out of Issue referred to in of ours and shall rank pari passu inter se, and subject to any sub-item (a) shall be disclosed under an appropriate separate obligations under applicable statutory and/or regulatory head in our Balance Sheet indicating the purpose for which requirements, shall also, with regard to the amount such monies had been utilised; and invested, be secured by way of first and exclusive charge on (c) Details of all unutilised monies out of issue of NCDs, if the identified immovable property and the specified future any, referred to in sub-item (a) shall be disclosed under an loan receivables of our Company. The claims of the NCD appropriate separate head in our Balance Sheet indicating the Holders shall be superior to the claims of any unsecured form in which such unutilised monies have been invested. creditors, subject to applicable statutory and/or regulatory (d) We shall utilize the Issue proceeds only upon execution requirements. of the documents for creation of security as stated in the 54. Debenture Redemption Reserve; Regulation 16 of the Prospectus and the Prospectus and on receipt of the minimum Debt Regulations and Section 117C of the Act states that any subscription of 75% of the Base Issue. company that intends to issue debentures must create a DRR (e) The Issue proceeds shall not be utilized towards full or to which adequate amounts shall be credited out of the profits part consideration for the purchase or any other acquisition, of the company until the redemption of the debentures. The inter alia by way of a lease, of any immovable property. Ministry of Corporate Affairs has through its general circular 50. Other Undertakings by the Company: dated February 11, 2013 (“Circular”) clarified that ‘the adequacy’ of DRR for NBFCs registered with the RBI under The Company undertakes that: Section 45-lA of the RBI (Amendment) Act, 1997 shall be 25% (a) Complaints received in respect of the Issue will be attended of the value of debentures issued through a public issue as per to by the Company expeditiously and satisfactorily; the Debt Regulations. The Circular further mandates (a) every (b) Necessary cooperation to the relevant credit rating company to create/maintain the required DRR before the 30th agency(ies) will be extended in providing true and adequate day of April of each year and (b) deposit or invest, as the case information until the obligations in respect of the NCDs are may be, a sum which shall not be less than 15% of the amount of outstanding; its debentures maturing during the year ending on the following (c) Our Company will take necessary steps for the purpose of 31st day of March. The abovementioned amount deposited or getting the NCDs listed within the specified time, i.e., within 12 invested, must not be utilized for any purpose other than for the Working Days of the Issue Closing Date; repayment of debentures maturing during the year provided that (d) Funds required for dispatch of refund orders/Allotment the amount remaining deposited or invested must not at any time Advice/NCD Certificates will be made available by our fall below 15% of the amount of debentures maturing during the Company to the Registrar to the Issue; period as mentioned above. (e) Our Company will forward details of utilisation of the 55. Face Value: The face value of each NCD shall be proceeds of the Issue, duly certified by the Statutory Auditor, to ` 1,000. the Debenture Trustee at the end of each half year; 56. Security: The principal amount of the NCDs to be issued (f) Our Company will provide a compliance certificate to the in terms of the Prospectus together with all interest due on the Debenture Trustee on an annual basis in respect of compliance NCDs, as well as all costs, charges, all fees, remuneration of with the terms and conditions of the Issue as contained in the Debenture Trustee and expenses payable in respect thereof shall Prospectus. be secured by way of first and exclusive charge in favour of (g) Our Company will disclose the complete name and address the Debenture Trustee on an identified immovable property of the Debenture Trustee in its annual report. and specified future receivables of our Company as may be decided mutually by our Company and the Debenture Trustee. C. TERMS OF THE ISSUE Our Company will create appropriate security in favour of the Debenture Trustee for the NCD Holders on the assets adequate 51. Authority for the Issue: to ensure 100% asset cover for the NCDs, which shall be free This Issue has been authorized by the Board of Directors of our from any encumbrances. Company pursuant to a resolution passed at their meeting held Our Company intends to enter into an indenture/deed on May 7, 2013. with the Debenture Trustee, (‘Debenture Trust Deed’), 52. Principal Terms & Conditions of this Issue: the terms of which will govern the appointment of the The NCDs being offered as part of the Issue are subject Debenture Trustee. Our Company proposes to complete to the provisions of the Debt Regulations, the Act, the execution of the Debenture Trust Deed during the the Memorandum and Articles of Association of our subscription period after the minimum subscription for Company, the terms of the Prospectus, the Prospectus, the Issue has been achieved and utilize the funds after the the Application Forms, the terms and conditions of stipulated security has been created. the Debenture Trustee Agreement and the Debenture Under the terms of the Debenture Trust Deed, our Company Trust Deed, other applicable statutory and/or regulatory will covenant with the Debenture Trustee that it will pay requirements including those issued from time to time by the NCD Holders the principal amount on the NCDs on SEBI/the Government of India/BSE/NSE, RBI, and/or the relevant redemption date and also that it will pay the other statutory/regulatory authorities relating to the offer, interest due on NCDs on the rate specified inthe Prospectus issue and listing of securities and any other documents that and in the Debenture Trust Deed. The Debenture Trust Deed may be executed in connection with the NCDs. will also provide that our Company may withdraw any portion

Shriram Transport Finance Company Limited 25 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS of the security and replace with another asset of the same or a 2. Subject to applicable statutory/regulatory requirements and higher value. terms of the Debenture Trust Deed, including requirements of 57. Trustees for the NCD Holders: We have appointed the RBI, the rights, privileges and conditions attached to the IDBI Trusteeship Services Limited to act as the Debenture NCDs may be varied, modified and/or abrogated with the Trustee for the NCD Holders. We and the Debenture Trustee consent in writing of the holders of at least three-fourths of will execute a Debenture Trust Deed, inter alia, specifying the the outstanding amount of the NCDs or with the sanction powers, authorities and obligations of the Debenture Trustee of a special resolution passed at a meeting of the concerned and us. The NCD Holder(s) shall, without further act or deed, NCD Holders, provided that nothing in such consent or be deemed to have irrevocably given their consent to the resolution shall be operative against us, where such consent Debenture Trustee or any of its agents or authorized officials or resolution modifies or varies the terms and conditions to do all such acts, deeds, matters and things in respect of governing the NCDs, if the same are not acceptable to us. or relating to the NCDs as the Debenture Trustee may in its 3. Subject to applicable statutory/regulatory requirements and absolute discretion deem necessary or require to be done in terms of the Debenture Trust Deed, the registered NCD Holder the interest of the NCD Holder(s). Any payment made by us or in case of joint-holders, the one whose name stands first to the Debenture Trustee on behalf of the NCD Holder(s) in the register of debenture holders shall be entitled to vote shall discharge us pro tanto to the NCD Holder(s). in respect of such NCDs, either in person or by proxy, at The Debenture Trustee will protect the interest of the NCD any meeting of the concerned NCD Holders and every such Holders in the event of default by us in regard to timely holder shall be entitled to one vote on a show of hands and on payment of interest and repayment of principal and they a poll, his/her voting rights on every resolution placed before will take necessary action at our cost. such meeting of the NCD Holders shall be in proportion to the 58. Events of Default: Subject to the terms of the Debenture outstanding nominal value of NCDs held by him/her. Trust Deed, the Debenture Trustee at its discretion may, or 4. The NCDs are subject to the provisions of the Debt if so requested in writing by the holders of at least three- Regulations, the Act, the Memorandum and Articles of fourths of the outstanding amount of the NCDs or with Association of our Company, the terms of the Prospectus, the the sanction of a special resolution, passed at a meeting Application Forms, the terms and conditions of the Debenture of the NCD Holders, (subject to being indemnified and/ Trust Deed, requirements of the RBI, other applicable statutory or secured by the NCD Holders to its satisfaction), give and/or regulatory requirements relating to the issue and listing, notice to our Company specifying that the NCDs and/or of securities and any other documents that may be executed in any particular Series of NCDs, in whole but not in part are connection with the NCDs. and have become due and repayable on such date as may be 5. A register of NCD Holders (“Register of Debenture specified in such notice inter alia if any of the events listed Holders”) will be maintained in accordance with Section below occurs. The description below is indicative and a 152 of the Act and all interest and principal sums becoming complete list of events of default and its consequences will due and payable in respect of the NCDs will be paid to the be specified in the Debenture Trust Deed: registered holder thereof for the time being or in the case (i) Default is committed in payment of the principal of joint-holders, to the person whose name stands first in amount of the NCDs on the due date(s); and the Register of NCD Holders as on the record date. Further (ii) Default is committed in payment of any interest on the as the NCDs issued are also being issued in Demat form, NCDs on the due date(s). the Depositories shall also maintain the updated register of 59. NCD Holder not a Shareholder: holders of the NCDs in Demat Form. In terms of Section 152A of the Companies Act, the register of beneficial The NCD Holders will not be entitled to any of the rights owners maintained by a Depository for any NCD in and privileges available to the equity and/or preference dematerialized form under Section 11 of the Depositories shareholders of our Company, except to the extent of the Act shall be deemed to be a Register of Debenture holders right to receive the annual reports of our Company and such for this purpose. other rights as may be prescribed under the Companies Act, 1956 and the Debt Listing Agreement. 6. Subject to compliance with RBI requirements, NCDs can be rolled over only with the consent of the holders of 60. Rights of NCD Holders: Some of the significant rights at least 75% of the outstanding amount of the NCDs after available to the NCD Holders are as follows: providing at least 21 days prior notice for such roll over and 1. The NCDs shall not, except as provided in the Act, in accordance with the Debt Regulations. Our Company shall our Memorandum and Articles of Association and/or the redeem the debt securities of all the debt securities holders, Debenture Trust Deed, confer upon the holders thereof who have not given their positive consent to the roll-over. any rights or privileges available to our Company’s The aforementioned rights of the NCD Holders are merely members/shareholders including, without limitation, the indicative. The final rights of theNCD Holders will be as per right to attend and/or vote at any general meeting of our the terms of the Prospectus and the Debenture Trust Deed Company’s members/shareholders. However, if any to be executed between our Company and the Debenture resolution affecting the rights attached to the NCDs Trustee. is to be placed before the members/shareholders of our Company, the said resolution will first be placed before the 61. Nomination facility to NCD Holder: In accordance with concerned registered NCD Holders for their consideration. In Section 109A of the Act, the sole NCD Holder, or first NCD terms of Section 219(2) of the Act, holders of NCDs shall be Holder , along with other joint NCD Holders’ (being individual(s)), entitled to a copy of the balance sheet and copy of trust deed may nominate any one person (being an Individual) who, in on a specific request made to our Company. the event of death of Applicant the NCDs Allotted, if any, will vest. A person, being a nominee, becoming entitled to the 26 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

NCD by reason of the death of the NCD Holder(s), shall be along with attachment, as applicable. Applicants can only entitled to the same rights to which he would be entitled if apply for Series III NCDs in the dematerialized form through he were the registered holder of the NCD, subject to other a valid Application Form filled in by the Applicant along with terms and conditions as detailed in the Prospectus. Where attachment, as applicable. the nominee is a minor, the NCD Holder(s) may make a In terms of Regulation 4(2)(d) of the Debt Regulations, nomination to appoint, in the prescribed manner, any person our Company will make public issue of the NCDs in the to become entitled to the NCD(s), in the event of his death, dematerialised form. However, in terms of Section 8 (1) of the during the minority. A nomination shall stand rescinded Depositories Act, our Company, at the request of the Investors upon sale of a NCD by the person nominating. A buyer who wish to hold the NCDs in physical form will fulfil such will be entitled to make a fresh nomination in the manner request. However, trading in NCDs shall be compulsorily in prescribed. When the NCD is held by two or more persons, dematerialized form. the nominee shall become entitled to receive the amount only 64. Form and Denomination: In case of NCDs held in physical on the demise of all the holders. Fresh nominations can be form, a single certificate will be issued to the NCD Holder made only in the prescribed form available on request at our for the aggregate amount (“Consolidated Certificate”) for Registered/ Corporate Office or at such other addresses as each type of NCDs. A successful Applicant can also request may be notified by us. for the issue of NCD certificates in the denomination of 1 NCD Holder(s) are advised to provide the specimen (one) NCD at any time post allotment of the NCDs (“Market signature of the nominee to us to expedite the transmission Lot”). of the NCD(s) to the nominee in the event of demise of It is however distinctly to be understood that the Series the NCD Holder(s). The signature can be provided in the III NCDs pursuant to this Issue shall be issued only in Application Form or subsequently at the time of making dematerialized form to all categories of investors. fresh nominations. This facility of providing the specimen In respect of Consolidated Certificates, we will, only signature of the nominee is purely optional. upon receipt of a request from the NCD Holder, split such In accordance with Section 109B of the Act, any person Consolidated Certificates into smaller denominations who becomes a nominee by virtue of the provisions of subject to the minimum of Market Lot. No fees would be Section 109A of the Act, shall upon the production of such charged for splitting of NCD certificates in Market Lots, evidence as may be required by our Board, elect either: but stamp duty payable, if any, would be borne by the NCD (a) to register himself or herself as the holder of the NCDs; or Holder. The request for splitting should be accompanied by (b) to make such transfer of the NCDs, as the deceased holder the original NCD certificate which would then be treated could have made. as cancelled by us. Further, our Board may at any time give notice requiring any 65. Transfer/Transmission of NCD(s): nominee to choose either to be registered himself or herself or to The NCDs shall be transferred or transmitted freely in transfer the NCDs, and if the notice is not complied with, within accordance with the applicable provisions of the Act. The a period of 90 days, our Board may thereafter withhold payment provisions relating to transfer and transmission and other of all interests or other monies payable in respect of the NCDs, related matters in respect of our shares contained in the until the requirements of the notice have been complied with. Articles and the Act shall apply, mutatis mutandis (to the For all NCDs held in the dematerialized form, nominations extent applicable to debentures) to the NCD(s) as well. registered with the respective Depository Participant of the In respect of the NCDs held in physical form, a suitable Applicant would prevail. If the investors require changing instrument of transfer as may be prescribed by the Issuer their nomination, they are requested to inform their respective may be used for the same. The NCDs held in dematerialized Depository Participant in connection with NCDs held in the form shall be transferred subject to and in accordance with dematerialized form. the rules/procedures as prescribed by NSDL/CDSL and Applicants (other than Applicants for Series III NCDs) who the relevant DPs of the transfer or transferee and any other have opted for allotment of NCDs in the physical form and/ applicable laws and rules notified in respect thereof. The or persons holding NCDs in the physical form should provide transferee(s) should ensure that the transfer formalities are required details in connection with their nominee to our completed prior to the Record Date. In the absence of the Company. same, interest will be paid/redemption will be made to the For all NCDs held in the dematerialized form, nominations person, whose name appears in the register of debenture registered with the respective Depository Participant of the holders maintained by the Depositories. In such cases, Applicant would prevail. If the investors require changing claims, if any, by the transferees would need to be settled their nomination, they are requested to inform their respective with the transferor(s) and not with the Issuer or Registrar. Depository Participant in connection with NCDs held in the Please see “Issue Structure –Interest/Premium” on page 265 of dematerialized form and inform our Company in connection the Prospectus for the implications on the interest applicable with NCDs held in the physical form. to NCDs held by Individual Investors on the Record Date 62. Jurisdiction: Exclusive jurisdiction for the purpose of the and NCDs held by Non Individual Investors on the Record Issue is with the competent courts of jurisdiction in Mumbai, Date. India. For NCDs held in electronic form: The normal procedure 63. Application in the Issue: Applicants (other than for Series followed for transfer of securities held in dematerialized III NCDs) shall have the option to apply for all other Series form shall be followed for transfer of the NCDs held in NCDs in the physical form or in the dematerialized form electronic form. The seller should give delivery instructions through a valid Application Form filled in by the Applicant containing details of the buyer’s DP account to his depository

Shriram Transport Finance Company Limited 27 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS participant. the RBI to the effect that the NCDs were acquired by the non- In case the transferee does not have a DP account, the resident Indian as part of the legacy left by the deceased NCD seller can re-materialise the NCDs and thereby convert his Holder. dematerialized holding into physical holding. Thereafter the (b) Proof that the non-resident Indian is an Indian national or is NCDs can be transferred in the manner as stated above. of Indian origin. In case the buyer of the NCDs in physical form wants to Such holding by a non-resident Indian will be on a non- hold the NCDs in dematerialized form, he can choose to repatriation basis. dematerialize the securities through his DP. 68. Joint-holders: Where two or more persons are holders 66. Title: of any NCD(s), they shall be deemed to hold the same as In case of: joint holders with benefits of survivorship subject to other (i) the NCDs held in the dematerialized form, the person for provisions contained in the Articles. the time being appearing in the register of beneficial owners 69. Procedure for Rematerialisation of NCDs: NCD Holders maintained by the Depository; and who wish to hold the NCDs in physical form may do so by (ii) the NCD held in physical form, the person for the time being submitting a request to their DP at any time after Allotment in appearing in the Register of NCD Holders as NCD Holder, shall accordance with the applicable procedure stipulated by the DP, in be treated for all purposes by our Company, the Debenture accordance with the Depositories Act and/or rules as notified by Trustee, the Depositories and all other persons dealing with the Depositories from time to time. Holders of Series III NCDs such person as the holder thereof and its absolute owner for who propose to rematerialize their Series III NCDs, would all purposes whether or not it is overdue and regardless of any have to mandatorily submit details of their bank mandate notice of ownership, trust or any interest in it or any writing along with a copy of any document evidencing that the bank on, theft or loss of the Consolidated NCD Certificate issued in account is in the name of the holder of such Series III NCDs respect of the NCDs and no person will be liable for so treating and their Permanent Account Number to the Company and the NCD Holder. the DP. No proposal for rematerialization of Series III NCDs No transfer of title of a NCD will be valid unless and until would be considered if the aforementioned documents and entered on the Register of NCD Holders or the register of details are not submitted along with the request for such beneficial owners maintained by the Depository prior to the rematerialization. Record Date. In the absence of transfer being registered, interest 70. Restriction on transfer of NCDs: There are no restrictions and/or Maturity Amount, as the case may be, will be paid to on transfers and transmission of NCDs and on their consolidation/ the person, whose name appears first in the Register of NCD splitting except as may be required under applicable statutory Holders maintained by the Depositories and/or our Company and/or regulatory requirements including any requirements and/or the Registrar, as the case may be. In such cases, claims, of the RBI and/or as provided in our Articles of Association. if any, by the purchasers of the NCDs will need to be settled Please refer to the section titled “Summary of the Key Provisions with the seller of the NCDs and not with our Company or the of the Articles of Association” beginning on page 362 of the Registrar. The provisions relating to transfer and transmission Prospectus. and other related matters in respect of our Company’s shares 71. Period of Subscription: contained in the Articles of Association of our Company and ISSUE PROGRAMME the Companies Act shall apply, mutatis mutandis (to the extent applicable) to the NCD (s) as well. ISSUE OPENS ON July 16, 2013 67. Succession: Where NCDs are held in joint names and one ISSUE CLOSES ON July 29, 2013 of the joint holders dies, the survivor(s) will be recognized as Applications Forms for the Issue will be accepted only between the NCD Holder(s). It will be sufficient for our Company to 10.00 a.m. and 5.00 p.m. (Indian Standard Time) or such delete the name of the deceased NCD Holder after obtaining extended time as may be permitted by the Stock Exchanges, satisfactory evidence of his death. Provided, a third person may during the Issue Period as mentioned above on all days between call on our Company to register his name as successor of the Monday and Friday (both inclusive barring public holiday), deceased NCD Holder after obtaining evidence such as probate (i) by the Lead Managers, Co-Lead Managers, Lead Brokers, of a will for the purpose of proving his title to the debentures. In sub-brokers or the Trading Members of the Stock Exchange, the event of demise of the sole or first holder of the Debentures, as the case maybe, at the centers mentioned in Application will recognise the executors or administrator of the deceased Form through the non-ASBA mode or, (ii) in case of ASBA NCD Holders, or the holder of the succession certificate or other Applications, (a) directly by the Designated Branches of the legal representative as having title to the Debentures only if such SCSBs or (b) by the centers of the Lead Managers, Co-Lead executor or administrator obtains and produces probate or letter Managers, Lead Brokers, sub-brokers or the Trading Members of administration or is the holder of the succession certificate of the Stock Exchange, as the case maybe, only at the Selected or other legal representation, as the case may be, from an Cities. On the Issue Closing Date Application Forms will appropriate court in India. The directors of the Company in their be accepted only between 10.00 a.m. and 3.00 p.m. (Indian absolute discretion may, in any case, dispense with production Standard Time) and uploaded until 5.00 p.m. or such extended of probate or letter of administration or succession certificate or time as may be permitted by the Stock Exchanges. other legal representation. Due to limitation of time available for uploading the Applications Where a non-resident Indian becomes entitled to the NCDs by on the Issue Closing Date, Applicants are advised to submit way of succession, the following steps have to be complied with: their Application Forms one day prior to the Issue Closing Date (a) Documentary evidence to be submitted to the Legacy Cell of and, no later than 3.00 p.m (Indian Standard Time) on the Issue

28 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Closing Date. Applicants are cautioned that in the event a large number of Applications are received on the Issue Closing Date, there may be some Applications which are not uploaded due to lack of sufficient time to upload. Such Applications that cannot be uploaded will not be considered for allocation under the Issue. Application Forms will only be accepted on Working Days during the Issue Period. Neither our Company, nor the Lead Managers, Co-Lead Managers, Lead Brokers, sub-brokers or Trading Members of the Stock Exchanges are liable for any failure in uploading the Applications due to failure in any software/ hardware systems or otherwise. Please note that the Basis of Allotment under the Issue will be on a date priority basis. The Issue may close on such earlier date or extended date as may be decided at the discretion of the duly authorised committee of Directors of our Company subject to necessary approvals. For further information on the Issue programme, please refer to “General Information – Issue Programme” page 52 of the Prospectus. In the event of such early closure or extension of the Issue, our Company shall ensure that notice of the same is provided to the prospective investors, on or before such early date of closure or the initial Closing Date, as the case may be, through advertisement/s in a leading national daily newspaper. 72. Interest/Premium: 1. Applicable Interest/Premium: (a) For Series I NCDs: Interest would be paid annually at the following rates of interest in connection with the relevant categories of NCD Holders as on the Record Date, on the amount outstanding from time to time, commencing from the Deemed Date of Allotment:: Category of NCD Holder as on Rate of Interest/Coupon (% Additional Incentive Aggregate of Coupon the Record Date per annum) – (A) on any Record Date (% and Additional per annum) – (B) Incentive on any Record Date (% per annum) =(A)+(B) NCD Holder who is an Individual 9.65% 1.25% 10.90% NCD Holder who is a Non 9.65% Nil 9.65% Individual* * NCD Holders who are Non Individuals SHALL NOT be eligible for the additional incentive of 1.25% per annum for Series I NCDs held on any Record Date (b) For Series II NCDs: Interest would be paid annually at the following rates of interest in connection with the relevant categories of NCD Holders as on the Record Date, on the amount outstanding from time to time, commencing from the Deemed Date of Allotment: Category of NCD Holder as on Rate of Interest/Coupon (% Additional Incentive Aggregate of Coupon the Record Date per annum) – (A) on any Record Date (% and Additional per annum) – (B) Incentive on any Record Date (% per annum) =(A)+(B) NCD Holder who is an Individual 9.80% 1.35% 11.15% NCD Holder who is a Non 9.80% Nil 9.80% Individual* * NCD Holders who are Non Individuals SHALL NOT be eligible for the additional incentive of 1.35% per annum for Series II NCDs held on any Record Date. (c) For Series III NCDs: Interest would be paid monthly at the following rates of interest in connection with the relevant categories of NCD Holders as on the Record Date, on the amount outstanding from time to time, commencing from the Deemed Date of Allotment: Category of NCD Holder as on Rate of Interest/Coupon (% Additional Incentive Aggregate of Coupon the Record Date per annum) – (A) on any Record Date (% and Additional Incentive per annum) – (B) on any Record Date (% per annum) =(A)+(B) NCD Holder who is an Individual 9.40% 1.23% 10.63% NCD Holder who is a Non 9.40% Nil 9.40% Individual* * NCD Holders who are Non Individuals SHALL NOT be eligible for the additional incentive of 1.23% per annum for Series III NCDs held on any Record Date. (d) For Series IV NCDs: Series IV NCDs shall be redeemed at the end of thirty six months from the Deemed Date of Allotment at the following amounts based on the relevant categories of NCD Holders as on the Record Date for redemption of the Series IV NCDs:

Shriram Transport Finance Company Limited 29 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Category of NCD Holder as Face Value (` per NCD) Premium Amount (` per Aggregate Amount on the Record Date – (A) NCD) – (B) Payable at the Time of Redemption (` per NCD) =(A)+(B)* NCD Holder who is an 1,000 364.33 1,364.33 Individual NCD Holder who is a Non 1,000 318.67 1,318.67 Individual * subject to applicable tax deducted at source, if any. (e) For Series V NCDs: In case of Series V NCDs, 50% of the Face Value of the NCDs shall be redeemable at a premium of ` 263.37 per Series V NCD held by an Individual and at a premium of ` 226.93 per Series V NCD held by a Non Individual at the end of forty eight months from the Deemed Date of Allotment and the remaining 50% of the Face Value of the NCDs shall be redeemable at a premium of ` 348.48 per Series V NCD held by an Individual and at a premium of ` 298.17 per Series V NCD held by a Non Individual at the end of sixty months from the Deemed Date of Allotment, as better detailed below: Category of NCD Holder as on the Face Premium Amount Aggregate Premium Aggregate Record Date Value (` for 50% of the Amount Amount for Amount per NCD) NCDs to be Payable at remaining Payable at – (A) redeemed at the the at the end 50% of the the at the end end of 48 months (` of 48 months NCDs to be of 60 months per NCD) – (B) (` per NCD) redeemed at (` per NCD) =(A/2) +(B) the end of 60 =(A/2) +(C)* months (` per NCD) – (C) NCD Holder who is an Individual 1,000 263.37 763.37* 348.48 848.48 NCD Holder who is a Non Individual 1,000 226.93 726.93 298.17 798.17 * subject to applicable tax deducted at source, if any. On any relevant Record Date the Registrar and/or our Company shall determine the list and identity of NCD Holders, (based on their DP identification, PAN and/or entries in the register ofNCD Holders), and make applicable interest payments based on whether such NCD Holder as on such Record Date is an Individual or a Non Individual. The categories of the NCD Holders, (i.e. Individuals and Non Individuals), will be identified based on the details obtained from the depository database (with respect to NCDs held in dematerialized form) and register of NCD Holders (with respect to the NCDs held in physical form). 2. Payment of Interest/Premium: Annual Payment of Interest for Series I and Series II NCDs: For NCDs subscribed under Series I and Series II, the relevant interest will be paid on the first day ofApril every year for the amount outstanding. The first interestpayment will be made on April 1, 2014 for the period commencing from the Deemed Date of Allotment till March 31, 2014. The last interest payment will be made at the time of redemption of the NCD on a pro rata basis. Monthly Payment of Interest for Series III NCDs: For NCDs subscribed under Series III, the first interest payment shall be made on the first day of September, 2013. The first interest payment shall be made from the Deemed Date of Allotment up to the August 31, 2013. The relevant interest accruing after August 31, 2013 will be paid on the first day of every following month for the amount outstanding. Interest payment will be made till the expiry of sixty months from the Deemed Date of Allotment. The last interest payment will be made at the time of redemption of the NCD on a pro rata basis. Basis of payment of Interest / Premium : Payment of (a) interest and/or redemption amount in case of Series I, Series II and Series III NCDs and (b) the face value of the NCDs the applicable premium on redemption in case of Series IV and Series V NCDs, will be made to those NCD Holders (or to first holder in case of joint-holders), whose names appear in the register of NCD Holders (in case of NCDs held in physical form) and/or the details obtained from the depository database (in case of NCDs held in dematerialized form), as on the applicable Record Date. On every relevant Record Date, the Registrar and/or our Company shall determine the list and identity of NCD Holders, (based on their DP identification, PAN and/or entries in the register of NCD Holders), and make applicable interest payments based on whether such NCD Holder as on the applicable Record Date is an Individual or a Non Individual. We may enter into an arrangement with one or more banks in one or more cities for direct credit of interest to the account of the investors. In such cases, interest, would be directly credited to the account of those investors who have given their bank mandate on the interest payment date. We may offer the facility of NECS, NEFT, RTGS, Direct Credit and any other method permitted by RBI and SEBI from time to time to help NCD Holders. The terms of this facility (including towns where this facility would be available) would be as prescribed by RBI. Refer to the paragraph on “Manner of Payment of Interest/Refund/Redemption Amounts” at page 271 in the Prospectus.

30 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

3. Taxation: Any tax exemption certificate/document must 4. Day Count Convention: be lodged at the office of the Registrar at least 7(seven) days Interest shall be computed on a 365 days-a-year basis on the prior to the Record Date or as specifically required, failing principal outstanding on the NCDs. However, where the interest which tax applicable on interest will be deducted at source on period (start date to end date) includes February 29, interest accrual thereof in our Company’s books and/or on payment shall be computed on 366 days-a-year basis, on the principal thereof, in accordance with the provisions of the IT Act and/ outstanding on the NCDs or any other statutory modification, enactment or notification 5. Effect of holidays on payments: as the case may be. A tax deduction certificate will be issued If the date of payment of interest or principal or any date specified for the amount of tax so deducted. does not fall on a Working Day, then the succeeding Working As per clause (ix) of Section 193 of the I.T. Act, no tax is Day will be considered as the effective date for such payment of required to be withheld on any interest payable on any security interest or principal, as the case may be (the “Effective Date”). issued by a company, where such security is in dematerialized Interest and principal or other amounts, if any, will be paid on form and is listed on a recognized stock exchange in India in the Effective Date. For avoidance of doubt, in case of interest accordance with the Securities Contracts (Regulation) Act, 1956 payment on Effective Date, interest for period between actual (42 of 1956) and the rules made thereunder. Accordingly, no tax interest payment date and the Effective Date will be paid in will be deducted at source from the interest on listed NCDs held normal course in next interest payment date cycle. Payment of in the dematerialized form. interest will be subject to the deduction of tax as per Income Tax However in case of NCDs held in physical form, as per the Act or any statutory modification or re-enactment thereof for the current provisions of the IT Act, tax will not be deducted time being in force. In case the Maturity Date falls on a holiday, at source from interest payable on such NCDs held by the the payment will be made on the next Working Day, without any investor (in case of resident Individuals and HUFs), if such interest for the period overdue. interest does not exceed ` 5,000 in any financial year. If 73. Interest on Application Money: ` interest exceeds the prescribed limit of 5,000 on account 1. Interest on application monies received which are used of interest on the NCDs, then the tax will be deducted at towards allotment of NCDs: Our Company shall pay interest applicable rate. However in case of NCD Holders claiming on application money on the amount allotted to the Applicants, non-deduction or lower deduction of tax at source, as the other than to ASBA Applicants, subject to deduction of income case may be, the NCD Holder should furnish either (a) a tax under the provisions of the Income Tax Act, 1961, as declaration (in duplicate) in the prescribed form i.e. (i) amended, as applicable, to any Applicants to whom NCDs Form 15H which can be given by Individuals who are of are allotted pursuant to the Issue from the date of realization the age of 60 years or more (ii) Form 15G which can be of the cheque(s)/demand draft(s) or 3 (three) days from the given by all Applicants (other than companies, and firms ), date of receipt of the application (being the date of upload of or (b) a certificate, from the Assessing Officer which can be each Application on the electronic Application platform of the obtained by all Applicants (including companies and firms) Stock Exchanges) whichever is later upto one day prior to the by making an application in the prescribed form i.e. Form Deemed Date of Allotment, at the rate of 9.00% per annum. No.13. The aforesaid documents, as may be applicable, Our Company has a right to withdraw the Issue at anytime 2 should be submitted to our Company quoting the name of the (two) days prior to Issue closing date for receiving subscription sole/ firstNCD Holder, NCD folio number and the distinctive in the Issue. Our Company shall in the event of such withdrawal, number(s) of the NCD held, prior to the Record Date to subject to receipt of a minimum subscription of 75 % of the ensure non-deduction/lower deduction of tax at source from Base Issue, i.e. ` 28,125 lacs, allot NCDs to all Applicants who interest on the NCD. The investors need to submit Form have applied for NCDs upto one day prior to the date by which 15H/ 15G/certificate in original from Assessing Officer Company gives notice for withdrawal of Issue. However, it is for each financial year during the currency of the NCD to clarified that in the event that our Company does not receive a ensure non-deduction or lower deduction of tax at source minimum subscription of 75 % of the Base Issue, i.e. ` 28,125 from interest on the NCD. lacs our Company will not allot any NCDs to Applicants. If the date of interest payment falls on a Saturday, Sunday or Further our Company shall pay interest on application money a public holiday in Mumbai or Chennai or any other payment on the amount allotted, other than to ASBA Applicants, subject centre notified in terms of the Negotiable Instruments Act, 1881, to deduction of income tax under the provisions of the Income then interest would be paid on the next working day. Payment Tax Act, 1961, as amended, as applicable, to any Applicants to of interest would be subject to the deduction as prescribed in the whom NCDs are allotted pursuant to the Issue from the date I.T. Act or any statutory modification or re-enactment thereof of realization of the cheque(s)/demand draft(s) or 3 (three) for the time being in force. days from the date of receipt of the application (being the Subject to the terms and conditions in connection with date of upload of each Application on the electronic Application computation of applicable interest on the Record Date as stated platform of the Stock Exchanges) whichever is later upto one on page 267 of the Prospectus, please note that in case the day prior to the Deemed Date of Allotment, at the rate of NCDs are transferred and/or transmitted in accordance with 9.00% per annum. the provisions of the Prospectus read with the provisions of Our Company may enter into an arrangement with one or more the Articles of Association of our Company, the transferee of banks in one or more cities for direct credit of interest to the such NCDs or the deceased holder of NCDs, as the case may account of the Applicants. Alternatively, the interest warrant be, shall be entitled to any interest which may have accrued will be dispatched along with the Letter(s) of Allotment at the on the NCDs. sole risk of the Applicant, to the sole/firstApplicant .

Shriram Transport Finance Company Limited 31 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

2. Interest on application monies received which are liable to a Non Individual, at the end of thirty six months from the be refunded: Our Company shall pay interest on application Deemed Date of Allotment. money which is liable to be refunded to the Applicants, other • Series V: The date of maturity for Series V NCDs is than to ASBA Applicants, in accordance with the provisions sixty months from the Deemed Date of Allotment. For of the Debt Regulations and/or the Companies Act, or other Series V NCDs, 50% of the Face Value of the NCDs shall applicable statutory and/or regulatory requirements, subject be redeemable at a premium of ` 263.37 per Series V NCD to deduction of income tax under the provisions of the Income held by an Individual and at a premium of ` 226.93 per Series Tax Act, 1961, as amended, as applicable, from the date of V NCD held by a Non Individual at the end of forty eight realization of the cheque(s)/demand draft(s) or 3 (three) months from the Deemed Date of Allotment and the remaining days from the date of receipt of the application (being the 50% of the Face Value of the NCDs shall be redeemable at a date of upload of each Application on the electronic Application premium of ` 348.48 per Series V NCD held by an Individual platform of the Stock Exchanges) whichever is later upto one and at a premium of ` 298.17 per Series V NCD held by a Non day prior to the Deemed Date of Allotment, at the rate of Individual at the end of sixty months from the Deemed Date 2.50% per annum. Such interest shall be paid along with the of Allotment. monies liable to be refunded. Interest warrant will be dispatched Upon the part redemption (i.e. repayment of 50% of the Face / credited (in case of electronic payment) along with the Value) of the each of the Series II and Series V NCDs at the Letter(s) of Refund at the sole risk of the Applicant, to the sole/ end of forty eight months from the Deemed Date of Allotment, first Applicant. in accordance with the aforementioned provisions of the In the event our Company does not receive a minimum Prospectus, trading in such Series II and Series V NCDs, will be subscription of 75 % of the Base Issue, i.e. ` 28,125 lacs on the suspended till the required approval(s) and/or permission(s) for date of closure of the Issue, our Company shall pay interest trading in the Series II and Series V NCDs (with respect to the on application money which is liable to be refunded to the outstanding value of Series II and Series V NCDs) is obtained Applicants, other than to ASBA Applicants, in accordance from the Stock Exchanges and/or other regulatory authorities, with the provisions of the Debt Regulations and/or the in accordance with the applicable statutory and/or regulatory Companies Act, or other applicable statutory and/or requirements. regulatory requirements, subject to deduction of income tax Please further note that with respect to Series II and Series V under the provisions of the Income Tax Act, 1961, as amended. NCDs, our liability to NCD Holder(s) to the extent of the value Provided that, notwithstanding anything contained hereinabove, of the NCDs partly redeemed and repaid at the end of forty our Company shall not be liable to pay any interest on monies eight months, towards his/their rights including for payment or liable to be refunded in case of (a) invalid applications or otherwise shall stand extinguished from the date of payment of applications liable to be rejected, and/or (b) applications which the redemption amount at the end of forty eight months. The are withdrawn by the Applicant. Please refer to “Rejection of NCD certificate(s) for all Series II and Series V NCDs shall Application” at page 300 of the Prospectus. stand extinguished to the extent of the amount partly redeemed 74. Maturity and Redemption: upon redemption of the corresponding value of the NCD(s), at The NCDs issued pursuant to the Prospectus have a fixed the end of forty eight months. maturity date. 75. Application Size: • Series I: The date of maturity for Series I NCDs is thirty six Each application should be for a minimum of 10 NCDs and in months from the Deemed Date of Allotment. Each Series I multiples of 1 NCD thereafter. The minimum application size NCD shall be redeemed at the Face Value thereof along with the for each application would be ` 10,000/- ( for all Series of NCDs interest accrued thereon, if any, at the end of thirty six months namely, Series I, Series II, Series III, Series IV and Series V from the Deemed Date of Allotment. NCDs either taken individually or collectively) and in multiples • Series II: The date of maturity for Series II NCDs is sixty of ` 1,000/- thereafter. months from the Deemed Date of Allotment. 50% of the Applicants can apply for any or all types of NCDs offered Face Value of the NCDs will be payable at the end of the hereunder (any/all options) using the same Application Form. forty eight months and remaining 50% at the end of the Applicants are advised to ensure that applications made sixty months from the Deemed Date of Allotment. The Face by them do not exceed the investment limits or maximum Value at each stage of redemption as detailed above, shall be number of NCDs that can be held by them under applicable payable together with any interest at the applicable Coupon statutory and or regulatory provisions. which may have accrued on the date of such redemption 76. Terms of Payment: plus the Additional Incentive as may be applicable for NCD The entire issue price of ` 1,000 per NCD is payable on Holders who are Individuals. application itself. In case of allotment of lesser number of • Series III: The date of maturity for Series III NCDs is sixty NCDs than the number of NCDs applied for, our Company months from the Deemed Date of Allotment. Each Series III shall refund the excess amount paid on application to the NCD shall be redeemed at the Face Value thereof along with Applicant in accordance with the terms of the Prospectus. For the interest accrued thereon, if any, at the end of sixty months further details please refer to the paragraph on “Interest on from the Deemed Date of Allotment. Application Money” on page 269 of the Prospectus. • Series IV: The date of maturity for Series IV NCDs is thirty 77. Manner of Payment of Interest / Refund / Redemption six months. Each Series IV NCDs, shall be redeemable at a Amounts: ` premium of 364.33 per Series IV NCD held by an Individual The manner of payment of interest / refund / redemption in and at a premium of ` 318.67 per Series IV NCD held by

32 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS connection with the NCDs is set out below: 4. Registered Post/Speed Post: For all other Applicants, For NCDs applied / held in electronic form: The bank details including those who have not updated their bank particulars will be obtained from the Depositories for payment of Interest with the MICR code, the interest payment / refund / redemption / refund / redemption as the case may be. Applicants who have orders shall be dispatched through Speed Post/ Registered Post applied for or are holding the NCDs in electronic form, are only to Applicants that have provided details of a registered advised to immediately update their bank account details as address in India. Refunds may be made by cheques, pay orders, appearing on the records of the depository participant. Please or demand drafts drawn on the relevant Refund Bank and note that failure to do so could result in delays in credit of payable at par at places where Applications are received. All refunds to the Applicant at the Applicant’s sole risk, and the cheques, pay orders, or demand drafts as the case may be, shall Lead Managers, the Co-Lead Managers, our Company nor the be sent by registered/speed post at the Investor’s sole risk. Bank Registrar to the Issue shall have any responsibility and undertake charges, if any, for cashing such cheques, pay orders, or demand any liability for the same. drafts at other centres will be payable by the Applicant. For NCDs held in physical form: The bank details will be 78. Refunds for Applicants other than ASBA Applicants: obtained from the Application Form or from the copy of Within 12 Working Days of the Issue Closing Date, the Registrar the cancelled cheque annexed to the Application Form for to the Issue will dispatch refund orders/issue instructions for payment of interest / refund / redemption as the case may be. electronic refund, as applicable, of all amounts payable to The mode of interest / refund / redemption payments shall be unsuccessful Applicants (other than ASBA Applicants) and undertaken in the following order of preference: also any excess amount paid on Application, after adjusting 1. Direct Credit: Investors having their bank account with for allocation/Allotment of NCDs. In case of Applicants who the Refund Banks, shall be eligible to receive refunds, if any, have applied for Allotment of NCDs in dematerialized form, through direct credit. The refund amount, if any, would be the Registrar to the Issue will obtain from the Depositories the credited directly to their bank account with the Refund Banker. Applicant’s bank account details, including the MICR code, on 2. NECS: Payment of interest / refund / redemption shall be the basis of the DP ID and Client ID provided by the Applicant in undertaken through NECS for Applicants having an account their Application Forms, for making refunds. In case of Applicants at the centers mentioned in NECS MICR list. who have applied for Allotment of NCDs in physical form, the bank details will be extracted from the Application Form or the This mode of payment of refunds would be subject to copy of the cheque. For Applicants who receive refunds through availability of complete bank account details including the ECS, direct credit, RTGS or NEFT, the refund instructions will MICR code, IFSC code, bank account number, bank name be issued to the clearing system within 12 Working Days of the and branch name as appearing on a cheque leaf, from the Issue Closing Date. A suitable communication will be dispatched Depositories. One of the methods for payment of interest / to the Applicants receiving refunds through these modes, giving refund / redemption is through NECS for Applicants having a details of the amount and expected date of electronic credit of bank account at any of the abovementioned centers. refund. Such communication will be mailed to the addresses 3. RTGS: Applicants having a bank account with a (in India) of Applicants, as per Demographic Details received participating bank and whose interest payment / refund from the Depositories or the address details provided in the / redemption amount exceeds ` 2 lacs, or such amount as Application Form, in case of Applicants who have applied for may be fixed by RBI from time to time, have the option Allotment of NCDs in physical form. The Demographic Details to receive refund through RTGS. Such eligible Applicants or the address details provided in the Application Form would who indicate their preference to receive interest payment / be used for mailing of the physical refund orders, as applicable. refund / redemption through RTGS are required to provide Investors who have applied for NCDs in electronic form, are the IFSC code in the Application Form or intimate our advised to immediately update their bank account details as Company and the Registrars to the Issue at least 7 (seven) appearing on the records of their Depository Participant. Failure days before the Record Date. Charges, if any, levied by the to do so could result in delays in credit of refund to the investors Applicant’s bank receiving the credit would be borne by the at their sole risk and neither the Lead Managers, the Co-Lead Applicant. In the event the same is not provided, interest Managers nor the Company shall have any responsibility and payment / refund / redemption shall be made through NECS undertake any liability for such delays on part of the investors. subject to availability of complete bank account details for the 79. Printing of Bank Particulars on Interest Warrants: same as stated above. As a matter of precaution against possible fraudulent encashment 3. NEFT: Payment of interest / refund / redemption shall of refund orders and interest/redemption warrants due to loss or be undertaken through NEFT wherever the Applicants’ misplacement, the particulars of the Applicant’s bank account bank has been assigned the Indian Financial System Code are mandatorily required to be given for printing on the orders/ (“IFSC”), which can be linked to a Magnetic Ink Character warrants. In relation to NCDs applied and held in dematerialized Recognition (“MICR”), if any, available to that particular form, these particulars would be taken directly from the bank branch. IFSC Code will be obtained from the website of depositories. In case of NCDs held in physical form either RBI as on a date immediately prior to the date of payment on account of rematerialisation or transfer, the investors are of refund, duly mapped with MICR numbers. Wherever advised to submit their bank account details with our Company the Applicants have registered their nine digit MICR number / Registrar at least 7 (seven) days prior to the record date failing and their bank account number while opening and operating which the orders / warrants will be dispatched to the postal the de-mat account, the same will be duly mapped with the address of the holder of the NCD as available in the records of IFSC Code of that particular bank branch and the payment our Company. Bank account particulars will be printed on the of interest/refund/redemption will be made to the Applicants orders/ warrants which can then be deposited only in the account through this method. specified.

Shriram Transport Finance Company Limited 33 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

80. Loan against NCDs: Pursuant to RBI Circular dated June NCDs held in electronic form: No action is required on the 27, 2013, our Company, being an NBFC, is not permitted to part of NCD Holder(s) at the time of redemption of NCDs. extend any loans against the security of its NCDs. Upon the part redemption (i.e. repayment of 50% of the Face 81. Buy Back of NCDs: Our Company may, at its sole discretion, Value) of the each of the Series II and Series V NCDs at the from time to time, consider, subject to applicable statutory and/ end of forty eight months from the Deemed Date of Allotment, or regulatory requirements, buyback of NCDs, upon such terms in accordance with the aforementioned provisions of the and conditions as may be decided by our Company. Prospectus, trading in such Series II and Series V NCDs, will be Our Company may from time to time invite the NCD Holders suspended till the required approval(s) and/or permission(s) for to offer the NCDs held by them through one or more buy-back trading in the Series II and Series V NCDs (with respect to the schemes and/or letters of offer upon such terms and conditions outstanding value of Series II and Series V NCDs) is obtained as our Company may from time to time determine, subject from the Stock Exchanges and/or other regulatory authorities, to applicable statutory and/or regulatory requirements. Such in accordance with the applicable statutory and/or regulatory NCDs which are bought back may be extinguished, re-issued requirements. and/or resold in the open market with a view of strengthening Please further note that with respect to Series II and Series V the liquidity of the NCDs in the market, subject to applicable NCDs, our liability to NCD Holder(s) to the extent of the value statutory and/or regulatory requirements. of the NCDs partly redeemed and repaid at the end of forty 82. Procedure for Redemption by NCD Holders: eight months, towards his/their rights including for payment or The procedure for redemption is set out below: otherwise shall stand extinguished from the date of payment of NCDs held in physical form: No action would ordinarily the redemption amount at the end of forty eight months. be required on the part of the NCD Holder at the time of 83. Payment on Redemption: redemption and the redemption proceeds would be paid to The manner of payment of redemption is set out below: those NCD Holders whose names stand in the register of NCDs held in physical form: The payment on redemption NCD Holders maintained by us on the record date fixed for of the NCDs will be made by way of cheque/pay order/ the purpose of Redemption. However, our Company may electronic modes. However, if our Company so requires, require that the NCD certificate(s), duly discharged by the the aforementioned payment would only be made on the sole holder/all the joint-holders (signed on the reverse of the surrender of NCD certificate(s), duly discharged by the sole NCD certificate(s)) be surrendered for redemption on maturity holder / all the joint-holders (signed on the reverse of the and should be sent by the NCD Holder(s) by Registered Post NCD certificate(s). Dispatch of cheques/pay order, etc. in with acknowledgment due or by hand delivery to our office respect of such payment will be made on the Redemption or to such persons at such addresses as may be notified by Date or (if so requested by our Company in this regard) us from time to time. NCD Holder(s) may be requested within a period of 30 days from the date of receipt of the to surrender the NCD certificate(s) in the manner as stated duly discharged NCD certificate. above, not more than three months and not less than one month In case we decide to do so, the redemption proceeds in the prior to the redemption date so as to facilitate timely payment. manner stated above would be paid on the Redemption Date We may at our discretion redeem the NCDs without the to those NCD Holders whose names stand in the register of requirement of surrendering of the NCD certificates by the NCD Holders maintained by us/Registrar to the Issue on the holder(s) thereof. In case we decide to do so, the holders of record date fixed for the purpose of Redemption. Hence the NCDs need not submit the NCD certificates to us and the transferees, if any, should ensure lodgment of the transfer redemption proceeds would be paid to those NCD Holders documents with us at least 7 (seven) days prior to the record whose names stand in the register of NCD Holders maintained date. In case the transfer documents are not lodged with us at by us on the record date fixed for the purpose of redemption least 7 (seven) days prior to the record date and we dispatch of NCDs. In such case, the NCD certificates would be deemed the redemption proceeds to the transferor, claims in respect to have been cancelled. Also see the para “Payment on of the redemption proceeds should be settled amongst the Redemption” given below. parties inter se and no claim or action shall lie against us or Please note that with respect to Series II and Series V NCDs, our the Registrars. liability to NCD Holder(s) to the extent of the value of the NCDs Our liability to holder(s) towards his/their rights including partly redeemed and repaid at the end of forty eight months, for payment or otherwise shall stand extinguished from the towards his/their rights including for payment or otherwise shall date of redemption in all events and when we dispatch the stand extinguished from the date of payment of the redemption redemption amounts to the NCD Holder(s). amount at the end of forty eight months. The NCD certificate(s) Further, we will not be liable to pay any interest, income or for all Series II and Series V NCDs shall stand extinguished compensation of any kind from the date of redemption of the to the extent of the amount partly redeemed upon redemption NCD(s). of the corresponding value of the NCD(s), at the end of forty NCDs held in electronic form: On the redemption date, eight months. It is clarified that for debenture holders holding redemption proceeds would be paid by cheque /pay order / Series II ans Series V of NCDs in the physical form, upon electronic mode to those NCD Holders whose names appear the part redemption thereof, at the end of 48 months from the on the list of beneficial owners given by the Depositories to Deemed Date of Allotment, our Company shall issue fresh NCD us. These names would be as per the Depositories’ records on certificates for the remaining outstanding Face Value of the the record date fixed for the purpose of redemption. These NCDs and shall cancel the existing NCD Certificates (in light NCDs will be simultaneously extinguished to the extent of of the extent of the Face Value of the NCDs which are redeemed the amount redeemed through appropriate debit corporate at the end of 48 months from the Deemed Date of Allotment) action upon redemption of the corresponding value of the

34 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

NCDs. It may be noted that in the entire process mentioned change the capital structure including the issue of shares above, no action is required on the part of NCD Holders. of any class, on such terms and conditions as we may think Our liability to NCD Holder(s) towards his/their rights appropriate, without the consent of, or intimation to, the including for payment or otherwise shall stand extinguished NCD Holders or the Debenture Trustee in this connection. from the date of redemption in all events and when we 90. Impersonation: dispatch the redemption amounts to the NCD Holder(s). As a matter of abundant caution, attention of the Investors is Further, we will not be liable to pay any interest, income or specifically drawn to the provisions of sub-section (1) of Section compensation of any kind from the date of redemption of 68A of the Companies Act which is reproduced below: the NCD(s). “Any person who makes in a fictitious name an application to a 84. Right to Reissue NCD(s): company for acquiring, or subscribing for, any shares therein, or Subject to the provisions of the Act, where we have fully otherwise induces a company to allot, or register any transfer of redeemed or repurchased any NCD(s), we shall have and shares therein to him, or any other person in a fictitious name, shall be deemed always to have had the right to keep such shall be punishable with imprisonment for a term which may NCDs in effect without extinguishment thereof, for the extend to five years”. purpose of resale or reissue and in exercising such right, we 91. Pre-closure: shall have and be deemed always to have had the power to Our Company, in consultation with the Lead Managers and the resell or reissue such NCDs either by reselling or reissuing Co-Lead Managers reserves the right to close the Issue at any time the same NCDs or by issuing other NCDs in their place. The prior to the Issue Closing Date, subject to receipt of minimum aforementioned right includes the right to reissue original subscription for NCDs aggregating to 75% of the Base Issue. NCDs. Our Company shall allot NCDs with respect to the Applications 85. Sharing of Information: received at the time of such pre-closure in accordance with the We may, at our option, use on our own, as well as exchange, Basis of Allotment as described hereinabove and subject to share or part with any financial or other information about applicable statutory and/or regulatory requirements. the NCD Holders available with us, with our subsidiaries, 92. Utilisation of Application Money: if any and affiliates and other banks, financial institutions, The sum received in respect of the Issue will be kept in separate credit bureaus, agencies, statutory bodies, as may be required bank accounts and we will have access to such funds as per and neither we or our affiliates nor their agents shall be liable applicable provisions of law(s), regulations and approvals. for use of the aforesaid information. 93. Utilisation of Issue Proceeds: 86. Notices: a) All monies received pursuant to the Issue of NCDs to All notices to the NCD Holder(s) required to be given by us public shall be transferred to a separate bank account other or the Debenture Trustee shall be published in one English than the bank account referred to in sub-section (3) of section language newspaper having wide circulation and one regional 73 of the Act. language daily newspaper in Chennai and/or will be sent by b) Details of all monies utilised out of Issue referred to post/ courier or through email or other electronic media to in sub-item (a) shall be disclosed under an appropriate the Registered Holders of the NCD(s) from time to time. separate head in our Balance Sheet indicating the purpose for 87. Issue of Duplicate NCD Certificate(s): which such monies had been utilised; and If any NCD certificate(s) is/are mutilated or defaced or the c) Details of all unutilised monies out of issue of NCDs, cages for recording transfers of NCDs are fully utilised, the if any, referred to in sub-item (a) shall be disclosed under same may be replaced by us against the surrender of such an appropriate separate head in our Balance Sheet indicating certificate(s). Provided, where the NCD certificate(s) are the form in which such unutilised monies have been invested. mutilated or defaced, the same will be replaced as aforesaid d) We shall utilize the Issue proceeds only upon execution of the only if the certificate numbers and the distinctive numbers documents for creation of security as stated in the Prospectus are legible. and the Prospectus and on receipt of the minimum subscription If any NCD certificate is destroyed, stolen or lost then upon of 75% of the Base Issue. production of proof thereof to our satisfaction and upon e) The Issue proceeds shall not be utilized towards full or part furnishing such indemnity/security and/or documents as we consideration for the purchase or any other acquisition, inter alia may deem adequate, duplicate NCD certificate(s) shall be by way of a lease, of any immovable property. issued. Upon issuance of a duplicate NCD certificate, the 94. Filing of the Prospectus with ROC: original NCD certificate shall stand cancelled. A copy of the Prospectus shall be filed with the Registrar of 88. Market Making: Companies, Chennai, Tamil Nadu, in terms of section 56 and The Company is exploring a possibility of appointment of section 60 of the Act. market maker(s) in connection with the NCDs offered in the 95. Pre-Issue Advertisement: Issue. Market maker(s) may be appointed also subject to receipt Subject to Section 66 of the Companies Act, 1956, our Company of statutory approvals as may be required. will issue a statutory advertisement on or before the Issue 89. Future Borrowings: Opening Date. This advertisement will contain the information We will be entitled to borrow/raise loans or avail of financial as prescribed in Schedule IV of Debt Regulations in compliance assistance in whatever form as also to issue debentures/ with the Regulation 8(1) of Debt Regulations. Material updates, NCDs/other securities in any manner having such ranking if any, between the date of filing of the Prospectus with ROC in priority, pari passu or otherwise, subject to applicable and the date of release of this statutory advertisement will be consents, approvals or permissions that may be required included in the statutory advertisement. under any statutory/regulatory/contractual requirement, and Shriram Transport Finance Company Limited 35 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

96. Listing: Share Capital Rupees in The NCDs offered through the Draft Prospectus and the lacs Prospectus are proposed to be listed on the BSE and the NSE. Subscribed Our Company has obtained an ‘in-principle’ approval for the Issue from the BSE vide their letter dated July 2, 2013 and from 22,69,18,077Equity Shares of ` 10 /- each 22,691.81 NSE vide their letter dated July 2, 2013. For the purposes of the Paid-up Share Capital Issue, NSE shall be the Designated Stock Exchange. 22,68,63,936 Equity Shares of ` 10/- each 22,686.39 If permissions to deal in and for an official quotation of the NCDs are not granted by the Designated Stock Exchange, the Company 48,000 Equity Shares of ` 10/- each, paid up ` 2.40 will forthwith repay, without interest, all such moneys received 5/- each from the Applicants pursuant to the Prospectus. If such money is Total 22,688.79 not repaid within eight days after the Company becomes liable to repay it, our Company and every officer in default will on For further details, please refer page 73 of the Prospectus. and from such expiry of eight days be liable to repay the money, c. Our Management with interest at the rate of 15% p.a. as prescribed under Section 73 of the Companies Act. Our Company will use best efforts Board of Directors: The general superintendence, direction and to ensure that all steps for the completion of the necessary management of our affairs and business are vested in our Board formalities for listing at the Stock Exchanges are taken within of Directors. We have not appointed any ‘manager’ within the 12 Working Days of the Issue Closing Date. Our Company shall use best efforts to ensure that all steps for completion of the meaning thereof under the provisions of the Act. As on the date necessary formalities for commencement of trading at the Stock of the Prospectus, we have 10 (Ten) Directors on our Board. Exchange where the NCDs are proposed to be listed are taken Name Designation within 12 Working Days from the Issue Closing Date. For the Mr. Arun Duggal Non Executive Chairman avoidance of doubt, it is hereby clarified that in the event of non subscription to any one or more of the Series, such Series(s) of Mr. Umesh Govind Revankar Managing Director NCDs shall not be listed. Mr. Ramachandran Sridhar Non-Executive and Non- Independent Director DETAILS PERTAINING TO THE COMPANY Mr. Sumati Prasad Mishrilal Non-Executive and Independent Bafna Director a. General Information Mr. Mayashanker Verma Non-Executive and Independent Shriram Transport Finance Company Limited Director Date of Incorporation: June 30, 1979. Our Company was Mr. Puneet Bhatia Non-Executive and Non- incorporated as a public limited company under the provisions Independent Director of the Act. Mr. Lakshminarayanan Non-Executive and Independent Registered Office: Subramanian Director rd Mookambika Complex, 3 Floor, No. 4, Lady Desika Road, Mr. Ranvir Dewan Non-Executive and Non- Mylapore, Chennai, Tamil Nadu – 600004. Independent Director Registration: Mrs. Kishori Udeshi Non- Executive and Independent Corporate Identification Number: L65191TN1979PLC007874 Director issued by the Registrar of Companies, Tamil Nadu. Mr. Amitabh Chaudhry Non- Executive and Independent Our Company holds a certificate of registration dated September Director 4, 2000 bearing registration no. A-07-00459 issued by the RBI to carry on the activities of a NBFC under section 45 IA of the D. Our Subsidiaries RBI Act, 1934, which has been renewed on April 17, 2007, (bearing registration no. 07-00459). As on the date of the Prospectus our Company has the following three subsidiaries: b. Details of share capital 1. Shriram Equipment Finance Company Limited, The share capital of our Company as at date of the Prospectus is (“SEFCL”): SEFCL was incorporated pursuant to a certificate of incorporation dated December 15, 2009 issued by the set forth below: Registrar of Companies, Chennai, Tamil Nadu, and having its Share Capital Rupees in registered office situated at Mookambika Complex,rd 3 Floor, lacs No. 4, Lady Desika Road, Mylapore, Chennai, Tamil Nadu, Authorised Share Capital India - 600004. 39, 70, 00, 000 Equity Shares of ` 10/- each 39,700 2. Shriram Automall India Limited, (“SAIL”): SAIL was incorporated pursuant to a certificate of incorporation dated 2,00,00,000 Preference Shares of ` 100/- each 20,000 February 11, 2010 issued by the Registrar of Companies, Total 59,700 Chennai, Tamil Nadu and having its registered office situated rd Issued at Mookambika Complex, 3 Floor, No. 4, Lady Desika Road, Mylapore, Chennai, Tamil Nadu, India - 600004. 22,69,18,077 Equity Shares of ` 10 /- each 22,691.81

36 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

3. Shriram Insurance Broking Company Limited Information” beginning on page 185 of the Prospectus. (“SIBCL”): SIBCL was incorporated pursuant to a certificate A. SUMMARY INFORMATION OF OUR of incorporation dated January 1, 2013 issued by the Registrar UNCONSOLIDATED ASSETS AND LIABILITIES of Companies, Chennai, Tamil Nadu and having its registered (` in lacs) rd office situated at Mookambika Complex, 3 Floor, No. 4, Lady As at March 31, Desika Road, Mylapore, Chennai, Tamil Nadu, India - 600004. Particulars 2013 2012 2011 2010 2009 e. Debt - equity ratio: Equity and The debt equity ratio prior to this Issue is based on a total Liabilities outstanding consolidated debt of ` 33,38,625.14 lacs and A Total Shareholders' 719,473.96 599,231.25 490,439.30 384,233.30 231,649.80 consolidated shareholder funds amounting to ` 7,30,250.60 fund B Share application - - - - 13.45 lacs as on March 31, 2013. The debt equity ratio post the Issue money pending (assuming subscription of ` 75,000 lacs) is 4.67 times, based on allotment a total outstanding debt of ` 34,13,625.14 lacs and shareholders C Total Non-current 2,186,078.70 1,789,275.33 1,582,461.59 1,277,884.31 907,762.19 fund of ` 7,30,250.60 lacs as on March 31, 2013. liabilities D Total Current 1,577,770.12 1,189,241.18 1,089,962.93 1,037,592.27 1,360,382.93 (` in lacs) liabilities E Total Equity 4,483,322.78 3,577,747.76 3,162,863.82 2,699,709.88 2,499,808.37 Particulars # Prior to the Post the and Liabilities Issue Issue* (A+B+C+D) Secured loans as on March 26,11,526.17 26,86,526.17 Assets 31, 2013 F Total Non-current 2,098,796.42 1,667,435.90 1,491,975.65 1,284,955.92 1,200,020.13 assets Unsecured loans as on March 7,27,098.97 727,098.97 G Total Current assets 2,384,526.36 1,910,311.86 1,670,888.17 1,414,753.96 1,299,788.24 31, 2013 H Total Assets (F+G) 4,483,322.78 3,577,747.76 3,162,863.82 2,699,709.88 2,499,808.37 Total Debt 33,38,625.14 34,13,625.14 Share capital as on March 31, 22,688.79 22,688.79 B. SUMMARY INFORMATION OF OUR UNCONSOLIDATED 2013 PROFIT AND LOSS ACCOUNT Reserves as on March 31, 7,11,098.38 7,11,098.38 (` in lacs) 2013 For the year ended March 31, Particulars Less: Miscellaneous 3,536.57 3,536.57 2013 2012 2011 2010 2009 expenditure (to the extent not written off or adjusted) as on A. Total Income 656,358.99 589,387.66 540,105.45 450,138.30 373,763.10 March 31, 2013 B Total 454,739.88 401,296.64 355,212.69 317,679.18 281,699.99 Total Shareholders Fund 7,30,250.60 7,30,250.60 Expenditure C. Net Profit 201,619.11 188,091.02 184,892.76 132,459.12 92,063.11 Debt Equity Ratio (Number 4.57 4.67 Before Taxation (A-B) of times) D Total tax 65,557.10 62,346.06 61,904.76 45,147.38 30,822.90 # On a consolidated basis. expense / (income) * The debt-equity ratio post the Issue is indicative and is on E. Profit after tax 136,062.01 125,744.96 122,988.00 87,311.74 61,240.21 account of assumed inflow of ` 75,000 lacs from the Issue, as from continuing operations on March 31, 2013 and does not include contingent and off- (C-D) balance sheet liabilities. The actual debt-equity ratio post the D. SUMMARY INFORMATION OF OUR CONSOLIDATED Issue would depend upon the actual position of debt and equity ASSETS AND LIABILITIES (` in lacs) on the date of allotment. As at March 31, For details on the total outstanding debt of our Company, please Particulars refer to the section titled “Disclosures on Existing Financial 2013 2012 2011 2010 Indebtedness” beginning on page 186 of the Prospectus. Equity and Liabilities F. OTHER FINANCIAL INFORMATION A Total 733,787.16 603,264.11 489,335.80 384,406.83 Shareholders' SUMMARY FINANCIAL INFORMATION fund B Total Non-current 2,288,170.45 1,837,477.68 1,608,831.53 1,277,884.31 The following tables are derived from Reformatted liabilities Consolidated Summary Financial Statements and the C Total Current 1,743,003.56 1,263,042.78 1,114,000.33 1,037,595.24 Reformatted Unconsolidated Summary Financial Statements. liabilities The Reformatted Consolidated Summary Financial Statements D Total Equity 4,764,961.17 3,703,784.57 3,212,167.66 2,699,886.38 and Liabilities and the Reformatted Unconsolidated Summary Financial (A+B+C) Statements should be read in conjunction with the examination Assets report thereon issued by our Joint Statutory Auditors and E Total Non-current 2,247,986.36 1,720,273.41 1,520,316.66 1,285,161.52 statement of significant accounting policies and notes to assets accounts on the Reformatted Consolidated Summary Financial F Total Current 2,516,974.81 1,983,511.16 1,691,851.00 1,414,724.86 Statements and the Reformatted Unconsolidated Summary assets Financial Statements contained in the section titled “Financial G Total Assets 4,764,961.17 3,703,784.57 3,212,167.66 2,699,886.38 (E+F)

Shriram Transport Finance Company Limited 37 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

E. SUMMARY INFORMATION OF OUR CONSOLIDATED any securities of this Issuer may do so pursuant to independent PROFIT AND LOSS ACCOUNT (` in lacs) inquiry, investigation and analysis and shall not have any claim

For the year ended March 31, against the Exchange whatsoever by reason of any loss which Particulars may be suffered by such person consequent to or in connection 2013 2012 2011 2010 with such subscription/acquisition whether by reason of A. Total Income 701,595.80 617,945.97 548,338.22 450,143.12 anything stated or omitted to be stated herein or for any other B Total Expenditure 485,329.77 422,194.65 364,584.12 317,686.38 reason whatsoever.

C. Net Profit Before 216,266.03 195,751.32 183,754.10 132,456.74 Disclaimer Clause of the BSE: BSE Limited (“the Exchange”) Taxation (A-B) has given vide its letter dated July 02, 2013, permission to this D Total tax expense / 69,877.26 64,876.00 62,041.93 45,146.74 Company to use the Exchange’s name in this offer document as (income) E. Profit after tax 146,388.77 130,875.32 121,712.17 87,310.00 one of the stock exchanges on which this Company’s securities from continuing are proposed to be listed. The Exchange has scrutinized this operations (C-D) offer document for its limited internal purpose of deciding on the For further details please refer to the Prospectus. matter of granting the aforesaid permission to this Company. The Exchange does not in any manner: LlLEGAL AND OTHER INFORMATION a. Warrant, certify or endorse the correctness or completeness of any of the contents of this offer document; or Regulations And Policies b. Warrant that this Company’s securities will be listed or will For further details, please refer page 354 of the Prospectus. continue to be listed on the Exchange; or c. Take any responsibility for the financial or other soundness of B. PENDING PROCEEDINGS And STATUTORY DEFAULTS this Company, its promoters, its management or any scheme or As on the date of the Prospectus, there are no defaults in project of this Company; meeting statutory dues, institutional dues, and towards holders and it should not for any reason be deemed or construed that this of instrument like debentures, fixed deposits and arrears on offer document has been cleared or approved by the Exchange. cumulative preference shares, etc, by our Company or by public Every person who desires to apply for or otherwise acquires any companies promoted by the same promoter and listed on stock securities of this Company may do so pursuant to independent exchange. For futher details please refer to the Prospectus. inquiry, investigation and analysis and shall not have any claim against the Exchange whatsoever by reason of any loss which C. Other Regulatory And Statutory Disclosures may be suffered by such person consequent to or in connection Authority for the Issue: At the meeting of the Board of Directors with such subscription/acquisition whether by reason of of our Company, held on May 7, 2013, the Directors approved anything stated or omitted to be stated herein or for any other the issue of NCDs to the public in one or more tranches, upto an reason whatsoever. amount not exceeding ` 2,00,000 lacs. Disclaimer Clause of the RBI: THE COMPANY IS Prohibition by SEBI: Our Company, persons in control of HAVING A VALID CERTIFICATE OF REGISTRATION our Company and/or our Promoter have not been restrained, DATED APRIL 17, 2007 ISSUED BY THE RESERVE prohibited or debarred by SEBI from accessing the securities BANK OF INDIA UNDER SECTION 45 IA OF THE market or dealing in securities and no such order or direction ACT, 1934. HOWEVER, is in force. Further, no member of our promoter group has been THE RBI DOES NOT ACCEPT ANY RESPONSIBILITY prohibited or debarred by SEBI from accessing the securities OR GUARANTEE ABOUT THE PRESENT POSITION market or dealing in securities due to fraud. AS TO THE FINANCIAL SOUNDNESS OF THE Disclaimer Clause of the NSE: As required, a copy of this Offer COMPANY OR FOR THE CORRECTNESS OF ANY OF Document has been submitted to NSE. NSE has given vide its THE STATEMENTS OR REPRESENTATIONS MADE letter ref.: NSE/LIST/209048-8 dated July 02, 2013 permission OR OPINIONS EXPRESSED BY THE COMPANY AND to the Issuer to use the Exchange’s name in this Offer Document FOR REPAYMENT OF DEPOSITS/ DISCHARGE OF as one of the stock exchanges on which this Issuer’s securities LIABILITY BY THE COMPANY. are proposed to be listed. The Exchange has scrutinized this draft Track record of past public issues handled by the Lead offer document for its limited internal purpose of deciding on Managers and Co-Lead Managers: the matter of granting the aforesaid permission to this Issuer. It The track record of past issues handled by the Lead Managers s to be distinctly understood that the aforesaid permission given and the Co-Lead Managers, as required by SEBI circular number by NSE should not in any way be deemed or construed that the CIR/MIRSD/1/2012 dated January 10, 2012, are available at the Offer Document has been cleared or approved by NSE; nor does following websites: it in any manner warrant, certify or endorse the correctness or Name of Lead Manager/ Co- Website completeness of any of the contents of this Offer Document; Lead Manager nor does it warrant that this Issuer’s securities will be listed JM Financial Institutional www.jmfl.com or will continue to be listed on the Exchange; nor does it take Securities Private Limited any responsibility for the financial or other soundness of this A. K. Capital Services Limited www.akcapindia.com Company, its promoters, its management or any scheme or HDFC Bank Limited www.hdfcbank.com project of this Issuer. ICICI Securities Limited www.icicisecurities.com Every person who desires to apply for or otherwise acquires 38 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Karvy Investor Services Limited www.karvy.com delay in the refund of subscription by more than 8 days after RR Investors Capital Services www.rrfinance.com / www. our Company becomes liable to refund the subscription amount, Private Limited rrfcl.com our Company will pay interest for the delayed period, at rates SMC Capitals Limited www.smccapitals.com prescribed under sub-sections (2) and (2A) of Section 73 of the Trust Investment Advisors www.trustgroup.co.in Companies Act, 1956. Private Limited Filing of the Prospectus with ROC: A copy of the Prospectus Listing: An application has been made to the NSE and the has been filed with the Registrar of Companies, Chennai, Tamil BSE for permission to deal in and for an official quotation of Nadu, in terms of section 56 and section 60 of the Act. our NCDs. NSE has been appointed as the Designated Stock Debenture Redemption Reserve: Section 117C of the Act Exchange. states that any company that intends to issue debentures must If permissions to deal in and for an official quotation of our create a DRR to which adequate amounts shall be credited NCDs are not granted by NSE and/or BSE, our Company will out of the profits of the company until the redemption of the forthwith repay, without interest, all moneys received from the debentures. The Ministry of Corporate Affairs has through its Applicants in pursuance of the Prospectus. general circular dated February 11, 2013 (“Circular”) clarified Our Company shall ensure that all steps for the completion that ‘the adequacy’ of DRR for NBFCs registered with the RBI of the necessary formalities for listing and commencement of under Section 45-lA of the RBI (Amendment) Act, 1997 shall trading at all the Stock Exchanges mentioned above are taken be 25% of the value of debentures issued through a public issue within 12 Working Days from the date of allotment. as per the Debt Regulations. The Circular further mandates (a) every company to create/maintain the required DRR before the For the avoidance of doubt, it is hereby clarified that in the event th of non subscription to any one or more of the Options, such 30 day of April of each year and (b) deposit or invest, as the NCDs with Option(s) shall not be listed. case may be, a sum which shall not be less than 15% of the amount of its debentures maturing during the year ending on Consents: Consents in writing of: (a) the Directors, (b) our the following 31st day of March. The abovementioned amount Company Secretary and Compliance Officer (c) Bankers to our deposited or invested, must not be utilized for any purpose other Company and Bankers to the Issue; (d) Lead Managers, (e) Co- than for the repayment of debentures maturing during the year Lead Managers; (f) the Registrar to the Issue, (g) Lead Brokers provided that the amount remaining deposited or invested must to the Issue, (h) Legal Advisors to the Issue, (i) Credit Rating not at any time fall below 15% of the amount of debentures Agencies and (j) the Debenture Trustee to act in their respective maturing during the period as mentioned above. capacities, have been obtained and the same will be filed along with a copy of the Prospectus with the ROC. Issue Related Expenses: The expenses of this Issue include, inter alia, lead management and co-lead management fees and The joint consents of the Joint Statutory Auditors of our selling commission to lead managers, co-lead managers, lead- Company, namely S. R. Batliboi & Co. LLP and G. D. Apte & Co. brokers, fees payable to debenture trustees and the Registrar to for inclusion of their names as (a) the joint Statutory Auditors, the Issue, SCSBs’ commission/ fees, printing and distribution (b) examination reports on Reformatted Consolidated Summary expenses, legal fees, statutory advertisement expenses and Financial Statements and the Reformatted Unconsolidated listing fees. The Issue expenses and listing fees will be paid by Summary Financial Statements in the Prospectus have been our Company. obtained and the same will be filed with the Designated Stock Exchange along with a copy of the Prospectus. The estimated breakdown of the total expenses for the Issue is as follows: Expert Opinion: Except the following, our Company has not obtained any expert opinions in connection with the Prospectus: Activity Issue As a % of As a % of Our Company has received consent from its Joint Statutory Expenses total Issue Issue (` in lacs) Expenses Auditors namely, S.R. Batliboi & Co. LLP, Chartered Accountants and G.D.Apte & Co., Chartered Accountants to include their Lead management, 1,180.90 40.77 1.575 name as an expert under Section 58 of the Companies Act, 1956 selling commissions in the Prospectus in relation to the examination report of the and brokerage Auditor dated June 18, 2013 and statement of tax benefits dated Commission/processing 0.55 0.02 0.001 June 18, 2013 included in the Prospectus and such consent has fee for SCSBs and not been withdrawn as on the date of the Prospectus. However, Syndicate for ASBA* the term “expert” shall not be construed to mean an “expert”” as Advertising and 1,011.24 34.92 1.348 defined under the U.S Securities Act, 1933. Marketing Expenses Common form of Transfer:The Issuer undertakes that there Printing and Stationery 365.00 12.60 0.487 shall be a common form of transfer for the NCDs and the Advisors’ fees 30.06 1.04 0.040 provisions of the Companies Act, 1956 and all applicable Registrar’s fees 16.85 0.58 0.022 laws shall be duly complied with in respect of all transfer of Other Miscellaneous 291.56 10.07 0.389 debentures and registration thereof. (legal fees, credit rating Minimum Subscription: If our Company does not receive the expenses, listing fees minimum subscription of 75% of the Base Issue, i.e. ` 28,125 etc.) lacs, the entire subscription shall be refunded to the Applicants Total 2,896.16 100.00 3.862 * within 30 days from the date of closure of the Issue. If there is SCSBs would be entitled to a processing fee of ` 15 per Bid

Shriram Transport Finance Company Limited 39 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS cum Application Form for processing the Bid cum Application North Usman Road, T. Nagar, Forms procured by the Syndicate or Registered Brokers and Chennai - 600 017 submitted to SCSB. Tel: + 91 44 2814 0801, +91 44 2814 0802, +91 44 2814 0803 Underwriting Fax: +91 44 2814 2479 The Issue has not been underwritten. Email: [email protected] Details regarding the public issue during the last three years Investor Grievance Email: [email protected] by our Company and other listed companies under the same Website: www.integratedindia.in management within the meaning of section 370(1B): Contact Person: Ms. Anusha N and Mr. Sriram S Our Company has not made any public or rights or composite Compliance Officer: Mr. Suresh Babu. K issue of capital during the last three years. There are no listed companies under the same management within the meaning of SEBI Registration No.: INR000000544 Section 370(1) (B) of the Companies Act, 1956. We estimate that the average time required by us or the Registrar Public / Rights Issues to the Issue for the redressal of routine investor grievances will be 7 (seven) business days from the date of receipt of the Our Company has not made any public or rights issuances in the complaint. In case of non-routine complaints and complaints last five years except as follows: where external agencies are involved, we will seek to redress Previous Issue: Please refer page 315 to the Prospectus. these complaints as expeditiously as possible. Commissions and Brokerage on previous issue Mr. Vivek M. Achwal has been appointed as the Compliance 1. ` 1,237.49 lacs was incurred in the financial year ended March Officer of our Company for this issue. 31, 2010 towards commission and brokerage in connection with The contact details of Compliance Officer of our Company are the public issue of 9,999,996 secured non convertible debentures as follows: of face value ` 1,000.00 each pursuant to the prospectus dated Mr. Vivek M. Achwal, July 16, 2009; Wockhardt Towers, Level-3 2. ` 532.77 lacs was incurred in the financial year ended March 31, 2011 towards commission and brokerage in connection West Wing, C–2, G Block, Bandra – Kurla Complex with the public issue of 4,168,968 secured non convertible Bandra (East) debentures and 8,31,031 unsecured non convertible debentures Mumbai – 400 051 of face value ` 1,000.00 each pursuant to the prospectus dated Tel. No. +91 22 4095 9595 May 6, 2010; and Fax No.: +91 22 4095 9596/97 3. ` 1,335.24 lacs were incurred in the financial year ended March Email: [email protected] 31, 2012 towards commission and brokerage in connection with Change in Auditors of our Company during the last three the public issue of 9,999,993 secured non convertible debentures years: There has been no change(s) in the Joint Statutory of face value ` 1,000.00 each pursuant to the prospectus dated Auditors of our Company in the last 3 (three) financial years June 16, 2011. preceding the date of the Prospectus. 4. ` 739. 65 lacs was incurred in the financial year ended March 31, 2013 towards commission and brokerage in connection with RISK FACTORS the public issue of 6,000,000 secured non convertible debentures An investment in NCDs involves a certain degree of risk. of face value ` 1,000.00 each pursuant to the prospectus dated Prospective investors should carefully consider the risks June 16, 2012. and uncertainties described below, in addition to the other Stock Market Data: Please refer to page 316 of the Prosepctus information contained in the Prospectus before making any Revaluation of assets: The Company has not revalued its assets investment decision relating to the NCDs. The risk factors set in the last five years. forth below do not purport to be complete or comprehensive in Mechanism for redressal of investor grievances: The Registrar terms of all the risk factors that may arise in connection with Agreement dated June 24, 2013 between the Registrar to the our business or any decision to purchase, own or dispose of the NCDs. If any of the following risks or other risks that are not Issue and our Company will provide for retention of records currently known or are now deemed immaterial, actually occur, with the Registrar to the Issue for a period of at least three years our business, financial condition and result of operation could from the last date of despatch of the Allotment Advice, demat suffer, the trading price of the NCDs could decline and you credit and refund orders to enable the investors to approach the may lose your all or part of your interest and / or redemption Registrar to the Issue for redressal of their grievances. amounts. Unless otherwise stated in the relevant risk factors All grievances relating to the Issue may be addressed to the set forth below, we are not in a position to specify or quantify Registrar to the Issue, giving full details such as name, address the financial or other implications of any of the risks mentioned of the Applicant, number of NCDs applied for, amount paid on herein. The ordering of the risk factors is intended to facilitate application and the bank branch or collection centre where the ease of reading and reference and does not in any manner application was submitted. The contact details of Registrar to indicate the importance of one risk factor over another. the Issue are as follows: The Prospectus contains forward looking statements that Integrated Enterprises (India) Limited involve risk and uncertainties. Our Company’s actual results 2nd Floor, Kences Towers, could differ materially from those anticipated in these forward No1, Ramakrishna Street, looking statements as a result of several factors, including the

40 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS considerations described below and elsewhere in the Prospectus. 14. Our loan portfolio may no longer continue to be classified Unless the context otherwise requires, the financial information as priority sector advances by the RBI. used in this section is derived from and should be read in 15. We may experience difficulties in expanding our business conjunction with the Reformatted Unconsolidated Summary into new regions and markets in India. Financial Statements and the Reformatted Consolidated Summary Financial Statements of our Company. 16. Any downgrade of our credit ratings would increase borrowing costs and constrain our access to capital and Investors are advised to read the following risk factors carefully lending markets and, as a result, would negatively affect our before making an investment in the NCDs offered in this Issue. net interest margin and our business. You must rely on your own examination of our Company and this Issue, including the risks and uncertainties involved. 17. If we are unable to successfully expand, maintain or leverage our partnership arrangements with private financiers INTERNAL RISK FACTORS involved in commercial vehicle financing, our business Risks relating to our Company and its Business prospects, results of operations, financial conditions and/or 1. Our financial performance is highly sensitive to interest rate cash flows may be adversely affected. volatility. 18. A decline in our capital adequacy ratio could restrict our 2. Our business requires raising substantial capital by the way future business growth. of borrowing, and any disruption in funding sources would 19. As part of our business strategy we assign or securitize have a material adverse effect on our liquidity, financial a substantial portion of our loan assets to banks and condition and/or cash flows. other institutions. Any deterioration in the performance of any 3. If we are unable to manage the level of NPAs in our loan pool of receivables assigned or securitized to banks and other assets, our financial position, results of operations and cash institutions may adversely impact our financial performance flows may suffer. and/or cash flows. 4. Our business is focused on commercial vehicle finance 20. System failures or inadequacy and security breaches in for new and pre-owned commercial vehicles and any adverse computer systems may adversely affect our business. developments in this sector would adversely affect our results 21. We may not be able to maintain our current levels of of operations. profitability due to increased costs or reduced spreads. 5. High levels of customer defaults could adversely affect our 22. We face asset-liability mismatches which could affect our business, financial condition, results of operations and/or liquidity and consequently may adversely affect our operations, cash flows. profitability and/or cash flows. 6. We may not be able to recover, on a timely basis or at all, 23. The trade mark/service mark and logo in connection the full value of collateral or amounts which are sufficient to with the “Shriram” brand which we use is licensed to us cover the outstanding amounts due under defaulted loans. and consequently, any termination or non-renewal of such 7. The Company is involved in certain legal proceedings for license may adversely affect our goodwill, operations and alleged contravention of certain State legislations in India profitability. Further, our current logo which we are using relating to “money lending” activities. Any unfavourable for our corporate publicity campaigns and as included in the outcome in such proceedings and the imposition of any Prospectus is not registered. Our inability to register such logo additional restrictive statutory and/or regulatory requirements and/or to adequately protect the same may adversely affect our may adversely affect our goodwill, business prospects and goodwill, operations and profitability. results of operations. 24. We have certain contingent liabilities which may adversely 8. A large part of our collections are in cash and consequently affect our financial condition. we face the risk of misappropriation or fraud by our employees. 25. We are involved in various legal and other proceedings 9. Our significant indebtedness and the conditions and that if determined against us could have a material adverse restrictions imposed by our financing arrangements could effect on our financial condition and results of operations. restrict our ability to conduct our business and operations in 26. Inaccurate appraisal of credit may adversely impact our the manner we desire. business. 10. We have in the past acquired, and may continue to acquire 27. We may have to comply with strict regulations and in the future, portfolios relating to various credit and financing guidelines issued by regulatory authorities in India. facilities from banks and other institutions on a non-recourse 28. Our ability to assess, monitor and manage risks inherent basis. If the performance of such portfolios deteriorates, our in our business differs from the standards of some of our business, financial condition, results of operations and/or counterparts in India and in some developed countries. cash flows may be adversely affected 29. Our Promoter beneficially owns more than 25% of our 11. We face increasing competition in our business which equity share capital and accordingly has the ability to exercise may result in declining margins if we are unable to compete significant influence over the outcome of matters submitted to effectively. shareholders for approval, and their interests may differ from 12. We may not be able to successfully sustain our growth those of other holders of Equity Shares. strategy. 30. We have entered into certain related party transactions. 13. We may not be able to successfully diversify our product 31. Any failure by us to identify, manage, complete and portfolio. integrate acquisitions, divestitures and other significant

Shriram Transport Finance Company Limited 41 in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS transactions successfully could adversely affect our results of and allotted pursuant to the Issue mature or are redeemed operations, business prospects and/or cash flows. otherwise. 32. The BSE has, in the past, suspended the trading of our 50. Any downgrading in credit rating of our NCDs may affect Equity Shares on grounds of alleged non compliance with the value of NCDs and thus our ability to raise further debts. listing agreement requirements. Our failure to comply with 51. There is no active market for the NCDs on the capital the provisions of the listing agreements executed between our markets segment of the Stock Exchanges. As a result the Company and the stock exchanges where our securities are liquidity and market prices of the NCDs may fail to develop listed, in a timely manner or at all, may expose us to regulatory and may accordingly be adversely affected. proceedings and/or penal action. 52. There may be a delay in making refunds to Applicants. 33. Our success depends in large part upon our management team and key personnel and our ability to attract, train and B. EXTERNAL RISK FACTORS retain such persons. 1. Our business is primarily dependent on the automobile and 34. We are exposed to fluctuations in the market values of our transportation industry in India. investment and other asset portfolio. 2. Increase in competition from our peer group in the CV 35. Our results of operations could be adversely affected by finance sector may result in reduction of our market share, any disputes with our employees. which in turn may adversely affect our profitability. 36. Our inability to obtain, renew or maintain our statutory 3. Our growth depends on the sustained growth of the Indian and regulatory permits and approvals required to operate our economy. An economic slowdown in India and abroad could business may have a material adverse effect on our business. have a direct impact on our operations and profitability. 37. We are subject to supervision and regulation by the RBI 4. Political instability or changes in the government could as a deposit-taking NBFC, and changes in RBI’s regulations delay further liberalization of the Indian economy and governing us could adversely affect our business. adversely affect economic conditions in India generally, which could impact our business. 38. Any changes in the statutory and/or regulatory requirements in connection with taxation could adversely 5. Civil unrest, terrorist attacks and war would affect our affect our operations, profitability and cash flows. business. 39. Our insurance coverage may not adequately protect us 6. Our business may be adversely impacted by natural against losses. calamities or unfavourable climatic changes. 40. We may not be able to successfully implement our new 7. Any downgrading of India’s sovereign rating by an business strategies, or such new strategies may not achieve international rating agency (ies) may affect our business and desired results. our liquidity to a great extent. 41. We have regional concentration in southern India and 8. Global economic instability or slowdown is likely to adversely western India, and therefore are dependent on the general affect our business and our results of operations. economic conditions and activities in these areas. 9. Companies operating in India are subject to a variety of 42. New product/services offered by us may not be successful. central and state government taxes and surcharges. 43. We may not be able to detect money-laundering and other 10. Trade deficits could adversely affect our business. illegal or improper activities fully or on a timely basis, which 11. Financial difficulty and other problems in certain financial could expose us to additional liability and harm our business institutions in India could adversely affect our business. or reputation. 12. A decline in India’s foreign exchange reserves may affect 44. Our risk management policies and procedures may not liquidity and interest rates in the Indian economy, which could adequately address unidentified or unanticipated risks. adversely impact us. Risks Relating to the Utilization of Issue Proceeds PROMINENT NOTES 45. The fund requirement and deployment mentioned in the 1. This is a public issue of NCDs by our Company aggregating Objects of the Issue have not been appraised by any bank or upto ` 37,500 lacs with an option to retain over-subscription upto financial institution. ` 37,500 lacs for issuance of additional NCDs aggregating to a Risks Relating to the NCDs total of upto ` 75,000 lacs. 46. Changes in interest rates may affect the price of our NCDs. 2. For details on the interest of our Company’s Directors, please refer to the sections titled “Our Management” and “Capital 47. You may not be able to recover, on a timely basis or at all, Structure” beginning on pages 163 and 173 of the Prospectus, the full value of the outstanding amounts and/or the interest respectively. accrued thereon in connection with the NCDs. 3. Our Company has entered into certain related party 48. Payments to be made on the NCDs will be subordinated to transactions, within the meaning of AS 18 as notified by the certain tax and other liabilities preferred by law. Companies (Accounting Standards) Rules, 2006, as disclosed 49. Failure to comply with the requirements in connection in the section titled “Financial Information” beginning on page with creation of adequate Debenture Redemption Reserve, 185 of the Prospectus. (“DRR”), for the NCDs issued pursuant to the Prospectus and/ 4. Any clarification or information relating to the Issue shall be or be able to deposit or invest the required proportion of the made available by the Lead Managers, the Co-Lead Managers value of the NCDs maturing every year until all NCDs issued

42 Shriram Transport Finance Company Limited in the nature of FORM2A - MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS and our Company to the investors at large and no selective for ` 500.00 lacs and guarantees and counter guarantees given or additional information would be available for a section of of ` 226,750.85 lacs on an unconsolidated basis. investors in any manner whatsoever. 13. For further information relating to certain significant legal 5. Investors may contact the Registrar to the Issue, Compliance proceedings that we are involved in, see “Pending Proceedings Officer, the Lead Managers and the Co-Lead Managers for any and Statutory Defaults” beginning on page 309 of the Prospectus. complaints pertaining to the Issue. In case of any specific queries FOR DETAILS ON RISK FACTORS: PLEASE REFER on allotment/refund, Investor may contact Registrar to the Issue. PAGE NUMBER 17 OF THE PROSPECTUS. 6. In the event of oversubscription to the Issue, allocation of NCDs will be as per the “Basis of Allotment” set out on page MATERIAL CONTRACTS AND DOCUMENTS FOR 302 of the Prospectus. INSPECTION 7. Our Equity Shares are listed on the NSE and BSE. The following contracts which are or may be deemed material 8. Our Company has received a Letter dated December 22, have been entered or are to be entered into by the Company. 2011 from the Limited, approving the These contracts and also the documents for inspection referred delisting of the equity shares of our Company. to hereunder, may be inspected at the Registered Office of the 9. Pursuant to the SHMPL Scheme of Merger sanctioned under Company situated at Mookambika Complex, 3rd Floor, No. 4, Section 391 to 394 read with Section 100 to 104 of the Act, Lady Desika Road, Mylapore, Chennai, Tamil Nadu – 600004 between our Company and SHMPL, as approved by the Hon’ble High Court of Madras vide the Merger Order, the business from 10.00 A.M. to 5.00 P.M. on any business days from the and undertaking of SHMPL, our erstwhile promoter, was date of the Prospectus until the date of closure of the Issue. merged into our Company with a view of, inter alia, reducing Declaration shareholding tiers, optimizing administrative costs and enabling the shareholders of SHMPL to hold equity shares directly in our We, the Directors of the Shriram Transport Finance Company Company. The appointed date under the SHMPL Scheme of Limited, certify that all the relevant provisions of the Companies Merger was April 1, 2012, and the SHMPL Scheme of Merger Act, 1956 and the guidelines issued by the Government of became effective from November 5, 2012 when a certified true India or the guidelines issued by the Securities and Exchange copy of the order of the High Court of Madras approving the Board of India established under Section 3 of the Securities and SHMPL Scheme of Merger was filed with the ROC by SHMPL Exchange Board of India Act, 1992, as the case may be, have and our Company, (“SHMPL Effective Date”). On the SHMPL Effective Date, SHMPL was merged into our Company without been complied with and no statement made in the Prospectus winding up of SHMPL under Section 394 of the Act. Pursuant is contrary to the provisions of the Companies Act, 1956, the to the SHMPL Scheme of Merger, 9,38,72,380 equity shares Securities and Exchange Board of India Act, 1992 or the rules of the face value of ` 10 each fully paid up of our Company, made or guidelines issued thereunder, as the case may be. were issued and allotted, to the members of SHMPL whose Yours faithfully names were recorded in the register of members of SHMPL on On behalf of the Board of Directors of November 5, 2012 in connection with the SHMPL Scheme of Merger, in the ratio of 313:124 i.e. 313 equity shares of the face SHRIRAM TRANSPORT FINANCE COMPANY LIMITED value of ` 10 each fully paid up of our Company were issued MR. ARUN DUGGAL for every 124 equity shares of the face value of ` 10 each fully paid up of SHMPL, held by the respective members thereof. MR. UMESH GOVIND REVANKAR Accordingly, 9,33,71,512 (Nine crores thirty three lacs seventy one thousand five hundred and twelve only) equity shares of MR. RAMACHANDRAN SRIDHAR the face value of ` 10 each of our Company, earlier held by SHMPL stood cancelled pursuant to the SHMPL Scheme of MR. MAYASHANKER VERMA Merger coming into effect. For further details, please refer to “Our Promoter - Scheme of Arrangement between our Company MR. SUMATI PRASAD MISHRILAL BAFNA and SHMPL” on page 176 of the Prospectus. MR. PUNEET BHATIA 10. The non convertible debentures issued pursuant to the four previous public issues in the years 2009, 2010 2011 and 2012 MR. RANVIR DEWAN vide the prospectus dated July 16, 2009, the prospectus dated May 06, 2010, the prospectus dated June 16, 2011, and the MR. LAKSHMINARAYANAN SUBRAMANIAN prospectus dated July 16, 2012 respectively, are listed on NSE and BSE. MRS. KISHORI UDESHI 11. Some of our privately placed non convertible debentures and other debt instruments are listed on BSE and some in NSE. MR. AMITABH CHAUDHRY 12. As of March 31, 2013, we had certain contingent liabilities Place: MUMBAI not provided for, which includes contingent liability in respect Date: July 5, 2013 of disputed income tax/interest tax demand contested in appeals not provided for ` 46,689.12 lacs on an unconsolidated basis, MVAT demand where the Company has filed appeal before FOR FURTHER DETAILS PLEASE REFER TO THE Tribunal for ` 1,843.09 lacs, Guarantees given for subsidiaries PROSPECTUS

Shriram Transport Finance Company Limited 43 IN THE NATURE OF FORM 2A-MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

LEAD MANAGERS TO THE ISSUE / LEAD BROKERS TO THE ISSUE CENTERS FOR AVAILABILITY AND ACCEPTANCE OF APPLICATION FORMS In case of Applicant applying through ASBA Process in any Specified Cities i.e. 12 cities, namely, Mumbai, Chennai, Kolkata, Delhi, Ahmedabad, Rajkot, Jaipur, Bangalore, Hyderabad, Pune, Baroda and Surat, the ASBA Applicant can also submit their Application Form with the Members of Syndicate, at the addresses provided below, for uploading of the Application. The respective Member of Syndicate after uploading of the Application shall forward the Application Form to the Specified Branches of SCSBs for blocking of funds. At all other places (except Specified Cities, as above),the ASBA Application Forms should be submitted with the Designated Branch of SCSBs only and non ASBA Applications should be submitted to the Members of Syndicate/ Trading Members as specified below: JM FINANCIAL SERVICES LIMITED AHMEDABAD : Mr Bhavesh Shah/Mr.Girish Shah, JM Financial Services Ltd, G-10 Chinubhai Centre, Gr. Flr,Nehru Bridge Corner,Ashram Road, Ahmedabad-380 009.Ph:079-2657 6666–70. BANGALORE : Mr Yeriswamy Reddy/Mr Prashant Upadhyay, JM Financial Services Ltd, 97/4 Residency Rd, Bangalore-560 025.Ph:-080- 30912400/2299 8264/65/66/67. CHENNAI : Mr B Kalaiselvan/Ms. T V Sumithra, JM Financial Services Ltd, Gee Gee Crystal-5th Floor,91-92. Dr.Radhakrishnan Salai,Mylapore, Chennai-600 004. Ph:044-4225 5666. HYDERABAD : Mr Ganpathy Murthy/Chandrasekhar, JM Financial Services Ltd, 9-10 Uma Chambers,3rd Floor, Banjara Hills, Hyderabad-500 034. Ph:040- 6636 0009/10/12/46. Mr Mallesh/Mr Pravin Chary, JM Financial Services Ltd, 3rd Floor, 305 Jade Arcade, Opp Paradise Hotel, M G Road, Secundrabad- 500 003. Ph:(040) 3982 5200. INDORE : Mr. Manish Upadhyay/ Aarti, JM Financial Services Ltd, UG-7 & 8, Ground Floor, D M Tower, ,21/1, Race Course Road,Indore-452 004. Ph:0731-3072111/4262111. JAIPUR : Mr Navneet Sharma, JM Financial Services Ltd, G-7 & G-8,Brij Anukamba,Plot No.K-13, Ashoka Marg,C-Scheme,Jaipur -302 001. Ph:0141-3984400. KOLKATA : Mr. Bhaskar Chaterjee, JM Financial Services Ltd, Kankaria Estate, 8th Flr,6th Little Russell Street,Kolkata-700 071. Ph: 033-3987 0330. MUMBAI : Mr Kaushik Datta/R Mukundan/Kedar Pimputkar/Ms Armin Irani, JM Financial Services Ltd, 2,3,4 Kamanwala Chambers,P M Road, Fort,Mumbai- 400 001. Ph:022-2266 5577-80, 6633 3030/3021 3500.Mr Ashit Vora/Atul Shukla, JM Financial Services Ltd, 1st Floor, Patel House, Next to Bank of Baroda,M G Road, Vileparle (E), Mumbai-400 057. Ph:022-2613 5202-41-67077440-43. Ms Jyotsna Solanki/Mr C V George, JM Financial Services Ltd, 1st Floor, New Pushpanjali II, Jambli Galli, (Factory Lane), Opp Chintamani Jewellers, Borivali (West), Mumbai-400 092.Ph:022- 6695 9120-23/3021 5400. Mr Amol Jadhav, JM Financial Services Ltd, Palm Court, M- Wing, 4th Floor, Goregaon Link Road,Malad West, Mumbai-400 064. Ph:022-30877000/67617000. Mr. Tilak Sanil,, JM Financial Services Ltd, 424/425 Kalidas Plaza, V B Lane,Ghatkopar East, Mumbai-400 075.Ph:022-6710 4738/3097 8700. Mr. Nilesh Gavle, JM Financial Services Ltd, Ground Floor, Anushka, New Link Rd,Andheri (West), Mumbai, 400 053 Ph:022- 66191600/612 NEW DELHI : Mr Prasad Nair/Mr C S Tiwari, JM Financial Services Ltd, 5 G&H, 5th Floor, Hansalaya Building, 15, Barakhamba Road, New Delhi -110 001. Ph: (011) 4263 5699. PUNE: Mr Anand Shirke/Mr Sanjay Yelwande, JM Financial Services Ltd, 205 Business Guild ,Opp. Krishna Dining Hall,Law College Road, Erandawane, Pune-411 004. Ph:020-3987 1601/00/66033720. RAJKOT : Mr Sona Verghese, JM Financial Services Ltd, 202 Solitaire, 2nd Floor, Swami Vivekanand Marg, Near Municipal Commissioner Bunglow, Ramkrishna Nagar, Rajkot -360 007. Ph:0281-3984101/3984000. SURAT : Mr. Dipen Shah / Mr Nishant Trivedi, JM Financial Services Ltd, 407, 4th Floor, 21 Century Business Centre, Near Udhna Char Rasta, Ring Road, Surat-395 002. Ph:0261-3984000. VADODARA : Mr. Ghanshyam Vyas/Mr Rashmin Jadhav, JM Financial Services Ltd, G1Ground Floor, Shohan, 49 Alkapuri Society, Opp. HDFC Bank, Alkapuri, Vadodara-390 007. Ph:0265-3984 300. VISHAKHAPATNAM: Mr Satish, JM Financial Services Ltd, Door No 9-1-224/4/3, 1st Floor, Nandan Nirman, CBM Compound, Near Rama Talkies Junction, Visakhapatnam -530 003. Ph: (0891) 3983 800. WARANGAL : Ravinder Jamboju, Soma Financial Services,Drno16-10-1349, Near Pallavi Hospital, Shiva Nagar, Warangal, Andhra Pradesh 506002.mobile No : 9885644211. AK STOCKMART PRIVATE LIMITED AGRA: A K Stockmart Pvt Ltd, C/o Ikita Gupta 9, Sbi Colony,1st Floor,Opp Subhash Park,Mg Road,Agra,Uttar Pradesh-282002. Tel: 7351925461. AHMADNAGAR: Sec Ltd, Shop No. 5 , 6 , 7 & 8 Himalaya Towers,Ahmadnagar Savedi Road-414001, Tel: +919371977618. AHMEDABAD: A K Stockmart Pvt Ltd, 101/102, Kalvanna New Centre Point, Panchvati Circle,Ahmedabad 380 009, Tel: 079 32910590 .Asset Alliance Sec Pvt Ltd, Latin Manharlala Sec Pvt Ltd Neel Kamal Complex 2nd Floor, Opp Sales India Ashram Road Near Income Tax Cirle-380052, Tel: 9227630300; Bonanza Portfolio Ltd, 401, Shital Varsha Arcade; Nr. Girish Cold Drink, Cross Road; C G Road-380009, Tel: 9374986373; Motilal Oswal Sec Ltd, Bearing No. G-6/7/8/9 & 10 Citypride Complex Near Nalanda Hotel Mithakali Circle Navrangpura 380009, Tel: 30078120, 8121; Reliance Sec Ltd, Office No 101/B Shivalik- 2 1st Floor, Above Icici Bank 132 Ring Road, Satellite-380015,Tel: 30483453; Religare Sec Ltd, 201,202,203,2nd Floor,Dev Complex, Opp Parimal Garden, C.G. Road-380006, Tel: +919998344466; AHMEDNAGAR: Prabhudas Lilladher Pvt Ltd, C/o Amit Investment 2155 , Tapkir Galli, Ahmednagar-414001, Tel: 095241-2345049. AJMER: Religare Sec Ltd, 415/11, Opp Gujrati School, Kutchery Road-305001, Tel: +919352142892. ALIGARH: Religare Sec Ltd, Block A, 1st Floor, Centre Point Market, Samad Road-202001, Tel: +919927090905. ALLAHABAD: A K Stockmart Pvt Ltd, C/o Padmavati Financial Services Bldg -28, Hastings Road, Allahabad Uttar Pradesh 211001. Tel: 9335143387. ALWAR: Ltd, 2/539, Aravali Vihar, Kala Kua Housing Board-301001, Tel: 0144-2360880/3290307). AMRAVATI: Religare Sec Ltd, Amar Plaza, Street No.56/A, Infront Of Venkatesh Balaji Temple Jaistambh Square-444601, Tel: +919561096216. AMRITSAR: Religare Sec Ltd, Sco-44, 1st Floor, Nagpal Towers-II, Distrcit Shopping Centre,Near Hotel M.K., Ranjit Avenue-143001, Tel: +919779586664; : ANANTPUR: Religare Sec Ltd, 01st Floor, Lakshmi Arcade, Subhash Road-515001, Tel:+919393760320. ASANSOL: Religare Sec Ltd, 1st Floor, Sumitra Complex, Opp.Syndicate Bank, G.C.Mitra Road, Hutton Road-713301, AURANGABAD: A K Stockmart Pvt Ltd, C/O Abhijit C. Bhaiwal Shop No B-2, Udyog Drushti Apartment, Golwalkar Guruji Marg,Ulka Nagari, Aurangabad: 431005. Tel:.09689915013. BARODA: A K Stockmart Pvt Ltd, 216,402-Glaxy Complex, Near Pizza Inn, Jetalpur Road, Baroda 39007. Belgaum: Religare Sec Ltd, 1st Floor, Khimji Building, B.R.Ambedkar Road, Above Hdfc Bank-590001, BENGALURU: A K Stockmart Pvt Ltd, 709/710 5th Floor, Bridge Tower, No-135, Bridge Road, Bagalore-560025,080 41117119/22223404. Bettiah: Sharekhan Ltd, Near Hotel Bharat Jalpan, Lal Bazar-560011, Tel:06254-241512/522. BETUL: Sharekhan Ltd, “ Housing Board Colony “, Gurudwara Road, Ganj-845438, Tel: 07141-233233/234533/329415. Bhagalpur: Religare Sec Ltd, 2nd Floor, Angar Complex, Patal Babu Road -812001, BHARUCH: Prabhudas Lilladher Pvt Ltd, 1st Floor, Blue Chip Complex, Sevashram Road, Panch Batti-392001, Tel: 02642-242115; Bhavnagar: A K Stockmart Pvt Ltd, C/o Siddharth Udaybhai Sarvaiya B/11-12, Radheshyam Complex, Below Idbi Bank, Waghawadi Road, Bhavnagar: 364002. Tel: 094262 37374. BHILAI: Prabhudas Lilladher Pvt Ltd, C/O Srg Investment, 190 Zonal Market, Sector-10-490006, Tel: 0788-2356711; BHILWARA: A K Stockmart Pvt Ltd, C/o Anil Kumar Ladha 1-N-58,R.C.Vyas Colony,Near Water Tanki, Bhilwara 311001 Rajasthan. Tel: 9829244797. BHOPAL: Kalpataru Multiplier Ltd, E-3/103 Arera Colony, Near Cindrella School,10 No. Stop-462042, Tel: 4276724-725-728,09826430536; Bhubaneswar: A K Stockmart Pvt Ltd, C/O Pr Financial Consultants Pvt Ltd 18, Bapuji Nagar, Bhubanswar-751009, Odisha. BIKANER: Religare Sec Ltd, First Floor, Ganpati Plaza, Kem Road-334001, BILASPUR: Religare Sec Ltd, Room No:502, V.R.Plaza Near Srikant Verma Marg Link Road-495001, Tel: +919993094986. BURDWAN: Religare Sec Ltd, 401, 1st Floor, G.T.Road, Birhata, Kalitala-713101, Tel: +919903800061. CALICUT: IFCI Financial Services Ltd, Faremont Building First Floor,Wayanadu Rd, Eranhipalam Po,Calicut-673006.. Tel: 0495-4022005 /0495-3211770; CHANDIGARH: Master Capital Services Ltd, S.C.O.22-23 2nd Floor Sector 9 D-160009, Tel: 9814610637; Religare Sec Ltd, Sco-56-58, 2nd Floor, Sector 9 D-160017, Tel: +919878824115. CHENNAI: A K Stockmart Pvt Ltd, 17a, 1st Floor, Wellington Estate, Ethiraj Salai, Egmore, Chennai-600006tel: 04442147213. Bonanza Portfolio Ltd, S K L S Complex, 1st Floor No.164/21,G N T Road, Red Hills-600052, Tel: 044-26320877; Centrum Wealth Management Ltd, Ganesh Enclave 39 Gopalapuram 1st Street-600086, Tel: 9884480228, 044-42229681,83; IFCI Financial Services Ltd, Continental Chambers, 3rd Floor, 142, Mahatma Gandhi Oad,Nungambakkam, Chennai 600 034.. Tel: 044-28306600; Nirmal Bang Sec Private Ltd, New No.51, C P Ramasamy Road,C P Manor Building Alwarpet-600018, Tel: 044-42912650 /09940109035; Prabhudas Lilladher Pvt Ltd, No. 158, 1st Floor, Willington Estate 24, Ethiraj Salai-600105, Tel: 044 –42660486/88; Reliance Sec Ltd, Reliance House, Ground Floor, No. 6 Haddows Road, Opp. Shashtri Bhanan Nungam Bakkam- 600006, Tel: 30254749; Religare Sec Ltd, W-101, 1st Floor, Second Avenue, Anna Nagar -600040, Tel: 8939802543; Sharekhan Ltd, G-2, Salzburg Square, 107-Harrington Road, Chetpet-600031, Tel: 044-28362800/2900/28363160; Way 2 Wealth Brokers Pvt Ltd, Wing E, 2nd Floor, Rnj Enclave, No.11, Mahalingapuram Main Road, Nungam Bakkam-600034, Tel: 044-42201512; COIMBATORE: A K Stockmart Pvt Ltd, C/O Vssl Stock Broking Private Limited S.Lakshmanasamy 85-C, L.G.Arcade, Sengupta Street, Ramnagar,Coimbatore-641 009. Tel: 9843144212. CUTTACK: A K Stockmart Pvt Ltd, C/ O Biswa Prasad Das 2nd Floor,Kb Complex,Station Road,Near Hp Petrol Pump,College Square,Cuttack,Odisha-753003. Tel: 0671-2549715/2548715 ,9338089590,6991247; A K Stockmart Pvt Ltd, Kaibalya ,1st Floor, Link Road, Above Ing Vyasa Bank, Cuttck, Orissa, 753012. DEHRADUN: A K Stockmart Pvt Ltd, C/O Sterling Portfolio & Leasing Rajendra Singh Bisht 202, Neelkanth Complex, 43, Rajpur Road, Dehradun-248001 Uttaranchal. Tel: 09837003530. DELHI: IDBI Capital Market Services Ltd, Office No. 216-217-218, Second Floor, Vardhman Tower, Preet Vihar, -110092, Tel: 011-3247 2133/ 3247 3307/2245 7808/9711402125; Prabhudas Lilladher Pvt Ltd, C/O. Meenakshi Fin. Ser. 104, 1st Floor, Aggarwal Chambers, Near Sainik Vihar, Opp. Venus Apartment, Pitampura-110034, Tel: 011 47002151 /52 /54. Dhanbad: A K Stockmart Pvt Ltd, C/O Poonam Agarwal Poonam Agarwal Poonam Agarwal Narayani Sec,307,Sai Ram 09864014385 Laza, Bank More, Dhanbad 826001. DURGAPUR: Prabhudas Lilladher Pvt Ltd, 2nd Floor, Hdfc Building, Kwality Hotel Complex, Bhiringi, Durgapur, Dist-Bhurdwan -713213, Tel: 0343-2588242/09332337194; ERODE: A K Stockmart Pvt Ltd, C/O Had Best Financial Service K Ezhilarasu 139,Nsa Nagar, 1st Floor Sankar Nilayam, Near Club Melange, Perundurai Road,Erode-638011. Tel: 9865267766. FARIDABAD: Religare Sec Ltd, Sco-6, Iind Floor Sector-16, Main Market, Faridabad-121007, GANDHIDHAM : A K Stockmart Pvt Ltd, C/O M/S. Global Investment Chintan Chheda D B Z.-South-170, Gandhidham-Kachchh,Pin. : 370201. GANGANAGAR: Religare Sec Ltd, Shop No. 15 & 16, New Dhan Mandi Road, Near Gate No. 2, Sri Ganga Nagar-335001, Tel: +918875006837. GHAZIABAD: A K Stockmart Pvt Ltd, C/O Khullar Payal Khullar R13/ 111,Raj Nagar,Ghaziabad,Up. Tel: 09810236377. Gorakhpur: A K Stockmart Pvt Ltd, C/O Dhiraj Kumar Gupta 1st Floor,Ram Govind Complex,Opp Raj Cinema,Sumer Sagar Road, Gorakhpur, Up-273001. Tel: 09305903555,07897820804,0551-2205986. Guntur: Religare Sec Ltd, Ratna Deepika Plaza” 9/ 1 Door No.6-9-17, 2nd Floor Arundelpet -522002, Tel: +919391278169; GURGAON: Sharekhan Ltd, Gf 10 Jmd Regent Square,Dlf Phase Ii,,Near Chakarpur Opp Sahara Mall,,Main Mehrauli Gurgaon Road-122001, Tel: 0124-4104555/6/7. GUWAHATI: A K Stockmart Pvt Ltd, C/O Amit Investment Ratanlal Jain 1st Floor, Room No.1,Kamakhya Umananda Bhawan,A.T. Road, Guwahati, Assam-781001. A K Stockmart Pvt Ltd, C/O Shree Salasar Capital Market Nitin Jain Brand New Day,Bhagaban Bharali Complex,Near Kotak Mahindra Bank,G S Road, Guwahati -781007. Tel: 09678008140; A K Stockmart Pvt Ltd, C/O Shree Salasar Capital Market Nitin Jain Saraf Bldg Annex R No 5, 3rd Floor, At Road Guwahati 781001 Assam. Tel: 9864014385; GWALIOR: Prabhudas Lilladher Pvt Ltd, C/O Sharecon. Jhawar Bldg, Sarafa Rd, Lashkar-474001, Tel: 0751-5070075;HARIDWAR: Prabhudas Lilladher Pvt Ltd, C/O Siddharth Fin.Consl. Shop No-14, 1st Flr, Avdhoot Mandal, Ashram Rd, Jwalapur -243407, Tel: 0751-265779/326018; HISSAR: A K Stockmart Pvt Ltd, Bld-22-24,Pushpa Complex Hissar 125005 Haryana. Tel: 9812090450. HUBLI: A K Stockmart Pvt Ltd, C/O Uttamchand Oswal Oswal Fund Houseu, Near Karnataka Bank, New Cotton Market, Hubli-580029. Tel: 9243281200. Hyderabad: A K Stockmart Pvt Ltd, Office No 1, 2nd Floor, M.C.H. Premises No 6-3-249/6, Alcazar Plaza & Towers,Road No 1, Banjara Hills, Hyderabad-500034 04066759862. Asset Alliance Sec Pvt Ltd, G-1, Hig-56, Sindhu Enclave, KPHB Colony, Water Tank Road-500072, Tel: 040–64571496,09247883503; Centrum Wealth Management Ltd, 6-3-1111/311, Babukhan Mall, Somajiguda-500016, Tel: 7702600014; Religare Sec Ltd, #12-13-188, 3rd Floor, Above Ap State Cooperative Bank, Street No 2-500017, Tel: +919849135625; Sharekhan Ltd, 7-1-22/3/1-5/C, Afzia Towers, 1st Floor, Begumpet-500016, Tel: 040-66827469 70/40203544 (D); Way 2 Wealth Brokers Pvt Ltd, 6-3-571/1/5 Rock Vista 2nd Floor Rock Dale Compound Somaji Guda-500082, Tel: 040-4561239; Nirmal Bang Sec Private Ltd, H No.7- 1-22/8-C, 1st Floor,Near Green Lands Flyover, Begumpet-500016, Tel: 040-42407049/30900913 /09849029992. INDORE: A K Stockmart Pvt Ltd, C/O Harish Agrawal 260,Gold Arcade,3/1 New Alasia, Indore, Madhya Pradesh-452001. Tel: 09826062666,09406683322,0731-4002266; IDBI Capital Market Services Ltd, Plot No. 11a/A, 1st Scheme No. 54, Opp. Satya Sai School, Vijay Nagar, A. B. Road,-452010, Tel: 0731-2554229/4248070/7828835587; JABALPUR: Religare Sec Ltd, 1627, Gr. Floor Shastri Bridge Chowk Napier Town -482001, Tel: +919893030857; Sharekhan Ltd, 2nd Floor, Mangalam Building, 103, Napier Town, Shastri Bridge Road,-482001, Tel: 0761-4007775/4017877. JAIPUR: A K Stockmart Pvt Ltd, C/o Hem Secu. Ltd 203 Jaipur Tower, M.I Rd Jaipur 302001 ,Rajasthan. Tel: 9352658239; Hem Sec Ltd, 203 Jaipur Tower M.I.Road-302001,. JALANDHAR: Religare Sec Ltd, Gobind Niwas, Ii Nd Floor, 36, G.T Road, Jalandhar City-144001, Tel: +919356091361. JAMMU: Religare Sec Ltd, 92 B/A, Upper Basement, Gole Market, Gandhi Nagar-180004, JAMNAGAR: A K Stockmart Pvt Ltd, C/O Alpesh N Dattani 2-A, Second Floor, Avantika Complex, Limda Lane, Jamnagar: 361001. Tel: 9825228010. JAMSHEDPUR: A K Stockmart Pvt Ltd, C/O Alok Kumar Agarwal Binapani Trade Centre, Sf-1, 2nd Floor, Sakchi, Jamshedpur, 831001. Tel: 09334053272; A K Stockmart Pvt Ltd C/o Vyana Advisory Pvt Ltd Abhinav Khettry 76 Chitrakoot 7th Floor 230a Ajc Bose Road 831001 9836333525 [email protected] C/O Garg Securities Pvt Ltd Garg Securities Pvt Ltd Shree Ram Agarwal 1 Gulati Complex In Front Of Milkhiram Market 831003 9431302001 KOLKATA : A K Stockmart Pvt Ltd, 1408, Om Towers, 14th Floor,32, J L Nehru Road , Kolkata-700071 033 22882644. A K Stockmart Pvt Ltd, 76 Chitrakoot, 7th Floor, 230a AJC Bose Road, Kolkata 700020. Tel: 0657-6540 555/7739 555500; A K Stockmart Pvt Ltd, 1, Gulati Complex, In Front Of Milkhiram Market. JODHPUR: A K Stockmart Pvt Ltd, C/O Virendra Mehta 204, Poonamcomplex, Sardarpura, 3 Rd Road Jodhpur 342003 Rajasthan. Tel: 9414145124. KAKINADA: Religare Sec Ltd, Door No: 13-1-62, Opp: Apollo Hospital, Main Road, East Godavari District-533002, Tel: +919396647073; Sharekhan Ltd, Dno.26-1-15,16. Temple Street ,Sai Complex-533001, Tel: 0884-6564662/6455988/6564266. KANNUR: Prabhudas Lilladher Pvt Ltd, 1st Floor, Grand Plaza, Fort Road-670001, Tel: 0497-2464880/881; A K Stockmart Pvt Ltd, C/O Spfl Securities Limited Neeraj Jain Ground Floor, 2g Kan Chamber, 14/113, Civil Lines Kanpur Up. Tel:9335017410. KARNAL: Religare Sec Ltd, Sco-236 1st Floor,Sector -12, Part-I Urban Estate, Karnal-132001,Tel 9996932005. KOCHI: A K Stockmart Pvt Ltd, C/Oaccess Finserve Mr. Ramesh Civil Line Road, Opp. Padivattom Bust Stop, Edapally P.O. Kochi, -682024. Tel:04844041113,09287280473; A K Stockmart Pvt Ltd, C/O Mr. Sangeeth Kumar K S Cc27/3005,Girinagar Club Road,Girinagar, Kadavanthara ,Kochi-682 020. Tel: 04846406407,08943333601. KOLHAPUR: Religare Sec Ltd, C-3, First Floor, Royal Prestige, 1127, E Ward, Sykes Extension-416008, Tel: +919561081880; KOLKATA: Bonanza Portfolio Ltd, 6th Floor, 16a , Brabourne Road-700001, Tel: 9007760004; Eastern Financiers Ltd, 14, India Exchange Place, Allahabad Bank Building, 2nd Floor-700001, Motilal Oswal Sec Ltd, 3rd Floor Constantia Bldg 11 Dr U N Brahmachari Street 700017. Tel: 9830665717; Nirmal Bang Sec Private Ltd, Ac Market Complex,8th Floor, 1 Shakespeare Sarani,-700071, Tel: 033-30584292/93/30584288 /9830160707; Prabhudas Lilladher Pvt Ltd, Shop No.304,306 & 308, 3rd Floor, Lords. 7/1, Lords Sinha Road-700071, Tel: 033-40200204; Religare Sec Ltd, 1, India Exchange Place Beside Kolkata Stock Exchange Ist Floor-700001, Religare Sec Ltd, Aa-50, Ground Floor, Sector- I, Salt Lake City-700064, Religare Sec Ltd, 400/1a, Prince Anwar Shah Road 4th Floor, Opp South City Mall-700045, Sharekhan Ltd, Kankaria Estate,1st Floor, 6-Little Russell Street,-700071, Tel: 033-22830055/22805555; Shree Bahubali International Ltd, 12 India Exchange Place Jute House 3rd Floor- 700001, Skp Sec Ltd, Level 21, Chatterjee International Centre, 33a,J.L.Nehru Road-700070, Eureka Stock & Share Broking Services Ltd., B 5/E,Gillander House, 8,N.S.Road, -700001, KOTA: Religare Sec Ltd, D-8, 2nd Floor, Unit No 104-105 & 114-115, Sriram Complex , Opp Multipurpose School, Gumanpura- 324007, Tel: +919799919309; KURNOOL: Religare Sec Ltd, D.N.18-56/57, 1st Floor, Pavan Complex, Nehru Road-518001, LCUKNOW: Master Capital Services Ltd, 602, 6th Floor, Ratan Square 20-A Vidhan Sabha Marg-226001, Tel: 9839994447; LUDHIANA: Nirmal Bang Sec Private Ltd, Office No.301 & 302,Sco No.15, Scan Plaza,Feroze Gandhi Marg-141001, Tel: 0161-4020000 /9814026174; Religare Sec Ltd, S.C.O. 16-17, 4th Floor, Feroze Gandhi Market-141001, Tel: 9872499727. MADURAI: A K Stockmart Pvt Ltd, C/O Easy Investments 46/1, 1st Floor, Main Road, Kk Nagar,Madurai-625020. Tel: 09944193339,9366696000. MANDYA: A K Stockmart Pvt Ltd, Shri Sainik Financial Solution ,Ist Floor, M Lingaiah Building,Mandya-571401, (Karnataka). Tel: -9448464388. MANGALORE: A K Stockmart Pvt Ltd, C/O Arunanjali Securities Norbert Shenoy Urwa Church School Complex, 1st Floor, Ladyhill, Kuloor Ferry Road Urwa, Mangalore-575006. Tel: 9686929141/9880100798; Ifci Financial Services Ltd, Janavi Plaza, No.103 First Floor, Kudmul Ranga Rao Road, Nr. Bunts Hostel Circle Karangalpady, Mangalore-575 003. Tel: 7760812009. MAZAFFARPUR: A K Stockmart Pvt Ltd C/O Mani Kanta Jain Mani Kanta Jain 15-D Vakil Road New Mandi Muzaffarnagar 251001 9837464013 [email protected] ; Religare Sec Ltd, 01st Floor, Ankit Complex, Nr. Garib Asthan Mandir-842001, Tel: +919570095400. MEERUT: Religare Sec Ltd, 213, 214, 214-A, 2nd Floor Ganga Plaza, Begum Bridge Road- 250002, Tel: +919927089281; MEHSANA: Religare Sec Ltd, Office No F-33, 1st Floor, Wide Angle, Nr. Khari Bridge, Ahmedabad-Mehsana Highway-384002, Tel: +919898289850. MUMBAI: A K Stockmart Pvt Ltd, 30-39, Free Press House, 4th Floor, Free Press Journal Marge, Nariman Point Mumbai 400021, Asit C Mehta Investment Interrmediates Ltd, Nucleus House Saki Vihar Road Andheri (E) -400072, Tel: 022-28583333; Asset Alliance Sec Pvt Ltd, Latin Manharlal Sec 903 9th Floor P J Tower Bse Building Dalal Street Fort-400001, Tel: 022-66101182, 9820529866; Bonanza Portfolio Ltd, Delta House, J1, Cama Industrial Estate, Goregoan(E)-400063, Tel: 9820593730; Centrum Wealth Management Ltd, Centrum House 6th Level Cst Road Vidya Nagari Marg, Kalina Santacruz (E)-400098, Tel: 9821501179, 22-42159000,42159465; Dalal & Broacha Stock Broking Pvt Ltd, 21 Olympus Bldg 2nd Floor 179/81 Perin Nariman Street Bazargate Fort-400001, Tel: 43325727; Hem Sec Ltd, 14/15 Khatau Building 1st Floor 44 Bank Street Fort-400023, IFCI Financial Services Ltd, Earnest House, 7th & 9th Floor Nariman Point-400021, Tel: 022-43335111; Mehta Equities Ltd, 612, Arun Chambers, Tardeo Road-400034, Motilal Oswal Sec Ltd, Motilal Oswal Tower”, 6th Floor, Junction Of Gokhale & Sayani Road Behind Parel St Depot, Prabhadevi-400025, Tel: 9167364912; Prabhudas Lilladher Pvt Ltd, Sadhana House, 3 Rd Floor, 570, P. B. Marg, Behind Mahindra Tower, Worli-400018, Tel: 022- 66322222/91; Reliance Sec Ltd, 11th Floor R Tech It Park Western Express Highway Goregaon East-400063, Tel: 9323672199; Religare Sec Ltd, 301/302, Viraj Tower, Gundavali, Western Express Highway, Near Landmark Building, Andheri (East)-400093, Sharekhan Ltd, 10th Floor, Betabuilding,Lodha Ithink Techno Campus,Opp. Kanjurmarg Railwaystation,Kanjurmarg (East) -400042, Tel: 6116 9179; Way 2 Wealth Brokers Pvt Ltd, Hincon House, 24/7 Park Tower B 3rd Floor Lbs Marg Vikroli (W)-400083, Tel: 022-61462900; MUZAFFAR NAGAR: A K Stockmart Pvt Ltd, 15-D,Vakil Road,New Mandi,Muzaffarnagar,Uttar Pradesh-251001. Tel: 9837464013. MYSORE: A K Stockmart Pvt Ltd, C/O Moneyline Sanjag J , Office No 2, 1st Flopr, Kannada Sahithya Bhavan Road, Vijayanagar 1st Stage, Mysore 570017. Tel: 0821-4260364/9986201007/09886383744. NAGPUR: A K Stockmart Pvt Ltd, C/O Om Apex Investments Services Pvt. Ltd C-1,Yugdharam Complex, Central Bazar Road, Ramdas Peth, Nagpur-440010. Tel: 9822203500/09225000000. NASHIK: Prabhudas Lilladher Pvt Ltd, C/O. Investment Solutions, 3 Meghsheet, Near.Datta Mandir Nashik Road-422101, Tel: 0253-2451570; Religare Sec Ltd, No-5, Suyojit Sankul Complex, Sharanpur Road-422005, Sharekhan Ltd, 5 Sk Open Mall, Yeolekar Mala, Near Byk College, College Road-422005, Tel: 0253-6610975 To 989. NAVSARI: Prabhudas Lilladher Pvt Ltd, C/O Kajal Hemal Shah. Besides Jalaram Dana Chana, Above Hira Dressess, Library Rd, Opp Sayaji Library-396445, Tel: 02637-240129/320054. NELLORE: Religare Sec Ltd, D-No. 17-1-138, 3rd Floor, Trunk Road-524001, Tel: +919581887700. NEW DELHI: A K Stockmart Pvt Ltd 609, 6th Floor, Antriksh Bhawan, 22 Kasturba Narge, Connaught Place, New Delhi 110001 Tel : 01123739628. Alankit Assignments Ltd, Alankit House, 2e/21, Jhandewalaln-110055, Tel: 9811206698; Bay Sec Private Ltd, 4 Floor, Jeevan Vihar, Parliment Street-110001, Tel: 9873300726; Bonanza Portfolio Ltd, 4353/4c, Madan Mohan Street, Ansari Road, Daryaganj-110002, Tel: 9871282129; Centrum Wealth Management Ltd, 309, Ashoka Estate, 24, Barakhamba Road-110001, Tel: 09650698463; D B International Stock Brokers Ltd, 402, New Delhi House, 27 Barakhanba Road-110001, Tel: 9312212421; Dalal & Broacha Stock Broking Pvt Ltd, 18/17 Wea Dakha House Karol Bagh-110005, Tel: 28756444; Idbi Capital Market Services Ltd, C/O Idbi Bank Ltd, 51/3 2nd Floor Deshbandhu Gupta Road, Opposite Khalsa College, New Delhi -110005 . Tel: 9810355166; Master Capital Services Ltd, 801, 8th Floor Arunachal Building 19, Barakhamba Road-110001, Tel: 9312887435; Motilal Oswal Sec Ltd, 801- 806 8th Floor Prakash Deep Building 7 Tolstoy Building Cannought Place 110001. Tel: 9810254874; Pace Stock Broking Services Pvt Ltd, A-1/291 Safdarjung Enclave -110029, Tel: 9818774181; Prabhudas Lilladher Pvt Ltd, 3rd Floor, 54/D-1, Rama Road, Kirti Nagar Industrial Area-110015, Tel: 011- 42900500/503; Reliance Sec Ltd, 1001, Faiz Road, Above Federal Bank, Near Jhandel Wala Metro Station, Karol Bagh -110005, Tel: 30926331; Religare Sec Ltd, G-36, Marina Arcade, Cannaught Place -110001, S S Corporate Sec Ltd, Ndm-2 D Block 3rd Floor Netaji Subhash Place Pritampura -110034, Tel: 9811409143; Sharekhan Ltd, 39, First Floor, Samyak Tower, Near Metro Pillor No. 120, Pusa Road-110005, Tel: 011-45117000 ; Shri Parasram Holdings Pvt Ltd, Sph House C-8 Nimri Shopping Centre Bharat Nagar -110052, Tel: 9899453453; Vogue Associates Pvt Ltd, 302,Vardhman Plaza Tower H3, Netaji Subhas Place ,Pitampura-110003, Tel: 9971159090; Vserve Management Private Ltd, 701, Rohit House 3, Tolstoy Marg Connaught Place-110001, Tel: 9810186081; Way 2 Wealth Brokers Pvt Ltd, Dcm Building 1st Floor 16 Barakhamba Road-110001, Tel: 011-64644914; Noida: A K Stockmart Pvt Ltd, C/O Shipra Rai Wealth Direct,Sf-20 2nd Floor, Ansal Fortune Arcade,Sector-18, Noida,Up-201301.PANAJI: Religare Sec Ltd, Office No. 4-5, 1st Floor,Magnum Centre, Opp. Delhi Durbar Restaurant, M.G. Road-403001, Tel: +919326626888; Sharekhan Ltd, F49/F50, 1st Floor, ‘B’ Block, Alfran Plaza, M.G. Road,-403001, Tel: 0832-2421460. Patiala: Religare Sec Ltd, S.C.F. No. 110, Chhoti Baradri -147001, Tel: +919356237973. Patna: IDBI Capital Market Services Ltd, Patna Branch Office, 205, 2nd Floor, Grand Plaza, Fraser Road,-800001, Tel: 0612-320 0687/320 0727/9304810333; Rajiv

44 SHRIRAM TRANSPORT FINANCE COMPANY LIMITED IN THE NATURE OF FORM 2A-MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

Lochan Pandey, 601 B, Ashiana Plaza,Budh Marg-800001, Tel: 0612-2213117/3251185/9334117776; Religare Sec Ltd, 101, 1st Floor, Jaiprakash Loknayak Bhawan, Dak Bungalow Crossing-800001, Tel: +919334027610; Sharekhan Ltd, Ashiana Plaza, 406b-407, Buddha Marg,-800001, Tel: 0612-2213112- 16/2207870; PONDICHERRY: Centrum Wealth Management Ltd, Hindocha Invest & Fin. Services 335,1st Flr. Mission Street-605001, Tel: 09092078595; Religare Sec Ltd, 496, M G Road-605001, Tel: +919500005784. Pune: A K Stockmart Pvt Ltd, Office No 705, 7th Floor, Soharb Hall, 21, Sasoon Road, Pune 4111001 Tel : 02064002241. A K Stockmart Pvt Ltd, C/O Janak Merchant 7, M.G. Road, Wonder Landbasement , Pune-411001, Tel: 020-40068695; A K Stockmart Pvt Ltd, C/O Vilekha Pradeep B-6, Swojas Complex Parihar Chowk,Aundh, Pune:411007. Tel: 9322310470 , 020-25890824; RAIPUR: Prabhudas Lilladher Pvt Ltd, C/O.Khemka Investment, Gudhiyari-492009, Tel: 0771-2524281, 2523889; Religare Sec Ltd, 2nd Floor Nagdev Plaza, Opp. Hotel Satluj, Jail Road-492001, Tel: +919993094983; Sharekhan Ltd, “Ridhi House”, 27/218, New Shanti Nagar-492007, Tel: 0771-4217777, 4281172, 4001004. RAJAHMUNDRY: Religare Sec Ltd, D.No 46-7-31, Iind Floor, Yosodhan Towers, Opp:Reliance Web World, Danavaipet-533102, Tel: +919346970333. Rajkot: Asset Alliance Sec Pvt Ltd, Krish Corner Amin Marg-360005, Tel: 9825677399,0281-2458120,21; Religare Sec Ltd, Office No 313,314,315 & 316, 3rd Floor “Siddhi Vinayak Complex” Opp. Ramkrishna Ashram, Dr.Yagnik Road-360001, Tel: +919898039906; Sharekhan Ltd, 102/103, Hem Arcade,,Opp Vivekanand Statue,,Dr Yagnik Road,-360001, Tel: 0281-2482483-85. RANCHI: Prabhudas Lilladher Pvt Ltd, C/O Anant Investments, Unit 202, 2nd Floor, Girdhar Plaza, Harmu Road-834001, Tel: 0651-6453395; Religare Sec Ltd, Unit No. 104 & 105, First Floor, Mahabir Tower, Main Road-834001, Tel: +919334043336; Sharekhan Ltd, Shree Gopal Complex, 4th Floor, Room No I, Court Road,-834001, Tel: 0651-2208205/2312715 . RAVIPURam: A K Stockmart Pvt Ltd, 39/9917, 3rd Pullath Business Centre, Urishupally Road, Ravipuram, Cochin 682015. Tel: 08089072350,09605612898. Salem: Prabhudas Lilladher Pvt Ltd, C/O. Vijaya & Co. 105 & 106 1st Flr, Light House Complex, Four Road-636009, Tel: 0427-2353588/3599; Religare Sec Ltd, First Floor, 116, Omalur Main Road, Opp Tvs Workshop-636007, Tel: 9940174717; Sharekhan Ltd, Sri Ganesh Tower,561,2nd Floor,,Saradha College Main Road-636007, Tel: 0427-2315790. SECUNDERABAD:Prabhudas Lilladher Pvt Ltd, A-66/67, Minerva Complex, 1st Floor-500003, Tel: 040- 66908796; Religare Sec Ltd, 315, 3rd Floor, Bhuvana Towers, S D Road-500003, SHIMOGA: Religare Sec Ltd, No.575/562/937, & 576/563/938, Opposite Canara Bank Divisional Office, Kuvempu Road-577201, Tel: +919901996941. SILIGURI: Prabhudas Lilladher Pvt Ltd, C/O.Sri Gogaji Investments, 1st Flr, Anand Mangal Square, S.F Rd Dist : Darjeeling -734005, Tel: 0353-2500192. SOLAPUR: Religare Sec Ltd, Shop No.:-05 , Ground Floor, City Pride Commercial Complex, ‘A’ Wing, Pankha Bawdi, Near Old Employment Chowk-413001, Tel: +919325393251. SURAT: A K Stockmart Pvt Ltd, C/ O Bastawala Securities 301, City Square Building, Opp. Bsnl Office, Ajramar Chowk,New Rander Road,Surat-395009. Tel: 9825409920; A K Stockmart Pvt Ltd, C/O Concept Securities Pvt. Ltd Hemant Ishverlal Desai 401, Empire State Building, Nr. Udhna Darwaja,Ring Road,Surat -395002. SURENDRANAGAR: A K Stockmart Pvt Ltd, C/O Damyantiben Harivallabhbhai Jani Bhramha Samaj Bhavan, Samay Karyalay Road. Surendranagar-363001 Gujarat (India), Telephone: 02752-222468, 221205, 223305, 234305 THANE: Religare Sec Ltd, Ist Floor, Office No-101 A And 101 B, Chandrama Co-Op. Housing Society Ltd, Ram Ganesh Gadkari Parth, Ram Maruti Cross Road, Naupada-400602, Tel: +919967660597. THANJAUUR: Religare Sec Ltd, Anandha Traders, 1st Floor, 2a1b/2a1a, No. 2886, Srinivasam Pillai Road-613001, Tel: +919940087254. TIRUCHY: A K Stockmart Pvt Ltd, No- 69, North Andar Street, Trichirapall-620002 . Tel: 09842451975,09842492829. Tirupur: Religare Sec Ltd, No.1, 2nd Floor Binny Main Road Park Road -641601, Tel: +919176999351; Sharekhan Ltd, Pooma Complex,1st Floor,,M G Road,-680001, Tel: 0487-2446971/72/73/74. TRICHY: A K Stockmart Pvt Ltd C/O Stock Focus Financial Services P Ltd Subramanian Gurumurthy No-69 North Andar Street 620002 09842451975/09842492829 Religare Sec Ltd, A 11, 2nd Floor, Pl.A. Kanagu Complex 11th Cross, Thillai Nagar-620018, Sharekhan Ltd, F-1, Achyuta, 111-Bharatidasan Salai, Cantonment-620001, Tel: 0431-4000705 /2412810. TRIVANDRUM: Sharekhan Ltd, Laxmi Bldg.,1st Floor, T.C.No.26/430, Vanrose Road-695039, Tel: 0471-6450657. TUMKUR: Religare Sec Ltd, No.12& 13, Santrupthi Complex, Vivekananda Road-572101, Tel: 9448235139. Udaipur: Religare Sec Ltd, 405-409, Hg 1-20, Hajareshwar Colony, Opp. Hanuman Temple Court Road-313001, Tel: +919928014086; Sharekhan Ltd, 405, Daulat Chambers, Sardarpura-313004, Tel: 0294-2426945/6/329251. VADODARA: A K Stockmart Pvt Ltd C/O Nishil Marfatia 216 402-Glaxy Complex Near Pizza Inn Jetalpur Road 390007 9925002600 [email protected] Prabhudas Lilladher Pvt Ltd, F-1, Vaikunth Complex, 1st Floor, 27 Anand Nagar Society, Productivtiy Road, Alkapuri-390005, Tel: 0265-2320568/5584774. VALSAD: Religare Sec Ltd, Shop No 209/210, 2nd Floor, K.B. Mall, Halar Road-396001, Tel: +919974097405. VARANASI: A K Stockmart Pvt Ltd, D-64/127,C-H,Arihant Complex, Nagar Nigam Road,Sigra,Varanasi ,Up-542001. Tel: 9336835110/9415000000; Gigantic Sec Ltd, Shot No (8 & 9); Laxmi Cinama Campus; Mahmoorganj -221010, Tel: 9305174568 . Vijayawada: Sharekhan Ltd, Centurian Plaza, D. No: 40-1-129, 2nd Floor, Old Coolex Building, M.G. Road-520010, Tel: 0866-6629993/2493753/6641919. VISAKHAPATNAM: Asset Alliance Sec Pvt Ltd, Door No: 47-10-1/6, 1st Floor Bhuvaneswari Plaza Dwarkanagar-530016, Tel: 0891-6620301, 09848181109; WARANGAL: Religare Sec Ltd, H.No.: -8-5-45/1, Seetharama Complex, Station Road-506002. HDFC SECURITIES LIMITED MUMBAI: HDFC Securities Limited, I Think Techno Campus Building-B,”Alpha”,Office Floor 8, Opp. Crompton Greaves,Near Kanjurmarg Station Kanjurmarg(East),Mumbai 400 042 India. ICICI SECURITIES LIMITED MUMBAI: ICICI Securities Limited, Gr. Floor, H.T Parekh Marg, Back Bay Reclamation, Churchgate, MUMBAI-400020. ICICI Securities, Shree Sawan Knowledge Park, Gr. Floor, Plot No. D-507, T.T.C Industrial Area, M.I.D.C, Turbhe, Navi Mumbai-400705. KARVY STOCK BROKING LIMITED AGRA:17/2/4, 2Nd Floor, Deepak Wasan Plaza,Sanjay Place, (Behind Holiday Inn),Agra282 002,0562,2526660/61/62/63; AHMEDBAD:201-203 Shail; Opp: Madhusudhan House, Near Navrangpura Telephone Exchange Office, Off C.G. Road, Ahmedbad 380 006,079,26445235; 27, ALLAHABAD:2Nd Floor, Rsa Towers, Above Sony Showroom,,57, Sardar Patel Marg, Civil Lines,Allahabad211 001,0532, 2260291/92; AMBALA: 5509, Nichoson Road, Adjacent KOS Hospital Ambala Cantonement 133001 171 3200223/2640668/2640669 AMRITSAR:72-A Taylor’s Road,Opp.Aga Heritage Gandhi Ground,Amritsar143 001,0183,5053802/3/4/5; ANAND:FF-6, Chitrangana, Opp: Motikaka Chawl,Vidyanagar Road, Anand,Anand388 120,02692,248980, 248873, 320394; AURANGABAD: Shop No.214/215 Tapadiya City Centre, Nirala Bazar Aurangabad 431001 240 2363530, BANGALORE:no 54 “Yadalamma Heritage” ,Ground Floor Vanivilas Road, Next To Butter Sponge, Basavangudi,Bangalore560004,080, 26621192/93; BAREILLY:1St Floor, 165, Civil Lines,Opp.Hotel Bareilly Palace, Near Rly Station,Bareilly243 001,0581,2310470; BEGUSARAI: Hotel Diamond Surabhi Complex, Capasia Chowk (In Front Of Refinery Township), Begusarai 851117, 6243 243696/243551,320912 BELGAUM: FK-1, Khimajibhai Complex, Ambedkar Road, Opp: Civil Hospital, Belgaum 590001, 831 2402544/722/880/3095262 BHARUCH:ff 47/48 Aditya Complex,,Opp. Kasak Fuwara,Bharuch392 001,02642,225207/08; BHAVNAGAR:g-1, Gitanjli Complex, Opp-B-Division, Police Station,Opp -B-Division, Police Station, Kala Nala,Bhavnagar364 001,0278,6454004; BHOPAL:kay Kay Business Centre,133, Zone 1, Mp Nagar,Bhopal462 011,0755,4092712, 4092714, 4092704; BHUBANESHWAR:624, Saheednagar,First Floor,Bhubaneshwar751 007,0674,2511011- 14, 2547531/32/33; BILASPUR: Shop No 201/202, V.R.Plaza, Link Road, Bilaspur, 495001,, 7752, 519598/236466/236420 Bsnl-236466/6420/221931 BURDWAN:Birhata (Halder Complex), 63, G T Road, Burdwan 713101,, 342 2550801, BIJAPUR: Belambagi Complex, 1st Floor, Siddeshwara Road, Bijapur, 586101. CHANDIGARH:sco 371-372, Above Hdfc Bank,Sector 35-B,Chandigarh160 036,0172,5071726, 5071727, 5071728/5079702; CHENNAI: 33/1, Venkataraman Street ,T Nagar,Chennai 600 017,044,28155967/28153658; COCHIN:cheruparambathu Road,,1St Cross Road, Kadavanthra,Cochin682 020,0484,4017925; COIMBATORE:”Jaya Enclave” 1057/1508,Avanashi Road,Coimbatore 641 018,0422,4291000–30; CUTTACK:opp.Jaganath Petrol Pump,Arunodya Market, Link Road,Cuttack753 012,0671,2332680/81/3110827/3109972/2613906; DAVANGERE:, No.15/9, 1st Floor, Sobagu Complex 2nd Main Road (AVK College Road), P J Extension,, Davangere 577002, 8192, 258712/13/14 DEHRADUN:48/49, Patel Market, Opp: Punjab Jewellers,Near Gandhi Park, Rajpur Road,Dehradun248 001,0135,2713351/2714046 ; Kaulagarh Road, Near Sirmour Marg,Dehradun248 001,0135,2754334, 2754336; DURGAPUR, :Old Dutta Automobile Building, 1st Floor, Benachity, Malancha Road, Durgapur 700013 343 2586375 To 77; ERODE: No 4, Veerappan Traders Complex, Opp. Erode Bus Stand, Erode, 638003. FARIDABAD:, A-2B, 1st Floor, Neelam Bata Road, Nit, Faridabad 121001, 129 418000/105 GANGTOK: T S Towers,Opp: Hotel Tashi Delek, M G Road,Gangtok, 737101, 3592 201457, 201458. GHAZIABAD:1St Floor, C-7, Lohia Nagar ,Ghaziabad201 001,0120,2701886/2701891/2700594; GORAKPUR:above V.I.P. House,Adjacent, A.D. Girls College, Bank Road, Gorakpur 273 001,0551,2346519/2333825/2333814 /5513297816 /17/19; GUNTUR:, 10/1,Sai House, Arundelpet, Guntur, 522002, 863, 2326686,85,84 2326687 GURGAON:shop No 18, Near Huda Office, Ground Floor, Opp. Akd Office,Sec.14, Old Delhi Road, Near Madras Restaurant,Gurgaon122 001,0124,4086419/ 3243535; GUWAHATI:2Nd Floor, Ram Kumar Plaza, Chatribari Road,Near Himatshinga Petrol Pump,Guwahati781 001,0361,2608016/8102/8122; GWALIOR:near Nadigate Pul, Mlb Road,Shinde Ki Chawani,Gwalior474 001,0751,4069001, 4069002; GADAG: 1stfloor, J T Math Road, Gadag, 582101. HALDIA: 2nd Floor, New Market Building,, Durgachak, Haldia, 721602, 3224, 276755, 276756, 276757 HASSAN:, St. Anthony’s Complex, Ground Floor,H N Pura Road, Opp. Canara Bank Hassan 573201 8172 262032,51,52,53,65 HISSAR:sco 17 Red Square Market,1St Floor,Hissar125 001,01662,225868 (D)/225845/836; HUBLI:giriraja House, No.451 /B,,Ward No.1, Club Road,Hubli580 029,0836,2353962, 2353974, 2353975; HYDERABAD:21, Avenue 4,Street No.1, Banjara Hills,Hyderabad500 034,040,23312454/23320251 INDORE:105, 106 & 107,D M Towers, 21/1, Race Cource Road,,Near Janjeerwala Chowrah,,Indore452 001,0731,3014200-19; JAIPUR:s-16/A, Land Mark, 3Rd Floor,Opp Jai Club, Mahaveer Marg, C Scheme,Jaipur302 001,0141,2378703/604/605/2363321; JALANDHAR:prime Tower, Lower Ground Floor Off.No.3,Plot No 28, G T Road,Jalandhar144 001,0181,4634401-14; JAMMU:1St Floor, 29 D/C,Near Services Selection Board, Gandhinagar,Jammu180 004,0191,9906297556,9906296948 & 9906296475 ; JAMNAGAR:g-12 & 108 Madhav Plaza, Opp: Sbs Bank,Near Lal Bungalow,Jamnagar361 001,0288,2556520 /2556260/2556420; JAMSHEDPUR:2Nd Floor, Kanchan Towers, ,3 Sb Shop Area, Main Road, Bistupur,Jamshedpur831 001,0657,2487020, 2487045, 2487048; JODHPUR:203, Modi Arcade,Chopasni Road,Jodhpur342 001,0291,5103026/5103046; KAKINADA:13-1-46, I Floor,Sri Deepthi Towers, Icici Bank Complex, Main Road,Kakinada533 001,0884,2387382/2387383/2387381/3293518; KANPUR:15/46, Civil Lines, Near Muir Mills,Stock Exchange Road,Kanpur208 001,0512,2330127, 2331445, 2333395,96; KARIMNAGAR:, H No.4-2-130/131, Above Union Bank Rajeev Chowk, Karimnagar, 505001, 878, 2244773, 2244779 KOLHAPUR : Omkar Plaza 1 St Floor,, Unit F-2 & F-4,Rajaram Road, Bagal Chowk,, Kolhapur, 416008, 231, 2520650/2520655 KOLKATA:49, Jatin Das Road,Near Deshpriya Park,Kolkata700 029,033,24634787-89/24647231/32/4891/24650308; 22N/1 KOTA:29, Shopping Centre, 1 Floor,Near Lala Lapatrai Circle,Kota324 007,0744,2365145/146/144; KURNOOL: Shop No.43, 1st Floor, S V Complex, Railway Station Road, Kurnool 518004 8518 228850, 228950 KOZIKODE: Ist Floor Savithri Building Bank Road Fatima Kozikode; LUCKNOW:94, Mahatma Gandhi Marg,Opp: Governor House, Hazratganj,Lucknow226 001,0522,2236819-28, 3817001 (Rim) LUDHIANA:ground Floor, Sco -3,Feroze Gandhi Market,Ludhiana141 001,0161,4680050 To 4680062 And 4680080; MADURAI:274, Goods Shed Street,~,Madurai625 001,0452,2350855 (D)/2350852-854 ; MANGALORE:mahendra Arcade, Ground Floor,No.4-6-577/21/22, Kodial Bail,Mangalore575 003,0824,2492302, 2496332, 2492901; MEERUT:1St Floor, Medi Centre, Opp Eves Centre,Hapur Road Near Bachha Park,Meerut250 002,0121,2520068; MUMBAI-FORT (D N ROAD):, 207,Jeevan Udyog Building, 2ND Floor, Above Khadi Gram Udyog, Opp : Citibank, D N Road, Fort, Mumbai, 400001, 22 22031601/02/03/04. MUMBAI–THANE:Office No 1 Yashwant Tower,, Ram Ganesh, Gadkari Path, Ghantali Road, Naupada,, Thane (West) 400602, 22, 25446121 MYSORE:l-350, Silver Tower, 1St Floor,Ashoka Road, Opp: Clock Tower,Mysore570 001,0821,2524292, 2524294; NAGPUR:230-231, 3Rd Floor, Shriram Shyam Towers,Next To Niit Building, Sardar, Kingsway,Nagpur440 001,0712,6614146/6614145; NASIK:f1, Suyojit Sankul Sharanpur Road,Near Rajiv Gandhi Bhavan,Nasik422 002,0253,6602542/6602543 /6602544; NAVSARI:1St Floor, Chinmay Arcade,Opp: Sattapir, Sayaji Road,Navsari396 445,02637,280362, 280363, 280364; NEW DELHI:105-108, Arunachal Building,19, Barakhamba Road, Connaught Place,New Delhi110 001,011,23324401/23324409/43509200; NOIDA:307, Jaipuria Plaza, D-68A,2Nd Floor, (Opp Delhi Public School) Sector 26,Noida201 301,0120,2539271, 2539272; PANJIM:no.7 & 8, El. Dorado Plaza,Heliodoro Salgado Road, Panjim,403 001,0832,2426870, 2426871, 2426872; PATIALA:sco 27 D, Chhoti Baradari,~,Patiala147 001,0175,5051726/27/28; PATNA:anand Tower, 2Nd Floor, Exhibition Road,Near Republic Hotel, Opp: Mithila Motors,Patna800 001,0612,2321354/55/56/57; PUNE:office No.88, 4Th Floor, B Wing, Shrinath Plaza,Sant Dayaneshwar Paduka Chowk, Fc Road,Pune411 033,020,30203100; Rameera Towers, 130/24,Pimprichinchwad,, New Township Road, Tilak Road, Nigidi,Pune411 044,020,27659116/115; PONDICHERRY: No7,First Floor, Thiayagaraja Street, Pondicherry, 605001. RAICHUR: Dno.11-2-61/62/1 1st Floor, Lingsugur Road, Raichur; 584101; RAIPUR:02& 03, Lower Level, Millennium Plaza, ,Ground Floor, Behind Indian Coffee House, G E Road,Raipur 492 001,0771,2236694-96, 6450194; RAJAHMUNDRY, : D No 6-1-4, 1st Floor, Rangachary, T Nagar, Rajahmundry, 533101, 883, 2434468,69,70 RAJKOT:312 Star Chambers, ,Harihar Chowk,Rajkot360 001,0281,6453888; RANCHI:”Commerce Towers”, 3Rd Floor,Beside Mahabir Towers Main Road,Ranchi834 001,0651,2330386, 2330394, 2330320; SALEM:40, Brindavan Road, Near Perumal Koil,Fair Lands,Salem636 016,0427,2335700/2335705/ 2335701-704 ; SHILLONG:mani Bhawan Annexe, Ground Floor, ,Opp. R K M Elp School, Lower Police Bazar,Shillong739 001,0364,2224175/4186/8172; SHIMLA:triveni Building,By Pass Chowk, Khallini,Shimla171 002,0177,2624453; SHIMOGA: No.8-50/A, Llr Road; Opp: Telecom GMS Office, Durgigudi 577201,8182, 228795,96,97,226747 SILIGURI:nanak Complex,2Nd Floor, Sevoke Road,Siliguri734 001,0353,2526393, 2526394, 2526395, 2526396, 2526397, 2526399; SURAT:gf-16, Empire State Building,Nr.Udhana Darwaja, Ring Road,Surat395 002,0261,3243497 & 3017151-55; TIRUPUR: 244a First Floor, Kamaraj Road, Tirupur, 641604; TIRUPATI, :No16 first Floor, RC Road Tirupati, 517502,, 877 2252756 THRISSUR:2Nd Floor, Brothers Complex,Near Dhanalakshmi Bank Ho, Naikkanal Junction,Thrissur680 001,0487,2322483/484/493/494; TRICHY:sri Krishna Arcade, 1St Floor,No.60, Thennur High Road, Thennur,Trichy621 017,0431,2791322/2798200/2793799/2793800 2791000 ; TRIVANDRUM:2Nd Floor, Akshaya Towers,Sasthamangalam,Trivandrum695 010,0471,2725987, 2725989-991; TUMKUR:, No.203-42-284, 1st Floor, Vivekananda Road, Shantala Clinic,Tumkur, 572101,, 816, 2261891, 2261892, 2261893 UDUIPI: Groundfloor, Sriram Arcade, Opp Head Postoffice, Uduipi, 576101; UDAIPUR:201-202, Madhav Chambers, Opp.GPO,Madhuban Chetak Circle,Udaipur313 001,0294,5101601/602/603; VADODARA: B-3, Mangaldeep Complex, Opp To Masonic Hall,,Productivity Road, ,Vadodara390 007,0265,2322864 & 3243348; VALSAD, : Shop No.2, Phiroza Corne Tithal Cross Road Valsad, 396001, 2632, 326901, 326902, VARANASI:d 64/132, Ka, 1St Floor,”Anant Complex”, Sigra,Varanasi221 001,0542,2225365/2223814; VIJAYAWADA:39-10-7, Opp: Municipal Water Tank,Labbipetvijayawada520 0100866Vijayawada2495200/400/500/600/700/800,; VISHAKAPATNAM:47-14-4, Eswar Paradise,Dwaraka Nagar Main Roadvishakapatnam530 0160891Vishakapatnam2752915 To 18, WARANGAL-HANUMKONDA, :Shop No.5 & 6, 1st Floor, Chandra Complex, 5-6-94, Lashkar Bazar, Opp: B.Ed College, Hanamkonda, 506001, 870, 2551484, 2551494. RR EQUITY BROKERS PRIVATE LIMITED NEW DELHI: RR Equity Brokers, 47, M.M. Road, Rani Jhansi Marg, Jhandewalan, New Delhi–110055 011-23636363/62; RR Equity Brokers, 105, Anchal Plaza,Nelson Mandela Road Vasant Kunj,New Delhi-110070, 011-26891262,26134764 ; RR Equity Brokers, 105, Pratap Bhawan, Bahadur Shah Zafar Marg, New Delhi-110001 011- 49505500,41509018 ; RR Equity Brokers, 118, Gagandeep Building, Rajendra Place, New Delhi- 110008 011- 25764872,41538956; RR Equity Brokers, 106, Pankaj Chambers, Preet Vihar Community Centre, Delhi-110092, 011-42421238-39, 49504400; RR Equity Brokers, Shop No. 24, FD Market, Near Madhuban Chowk, Pitampura, Delhi-110034 011–27311419; RR Equity Brokers, N-24-25, Connaught Place, New Delhi-110001 011- 41523306, 46308803, 41523229; RR Equity Brokers, 111, Jyotishikhar, 8 Distt. Centre, Janakpuri, New Delhi-110018 011- 25617654; KOLKATA: RR Equity Brokers, 704,Krishna Bldg.,224,AJC Bose Road, Kolkata- 700017 033-22802963/22806878; MUMBAI: RR Equity Brokers, 18 First Floor,105 bombay Samachar Marg.,Fort, Mumbai- 400023 022-40544201/224; RR Equity Brokers, 133A, Mittal Tower, A Wing, 13th Floor, Nariman Point, Mumbai- 400021 9324804084; AHMEDABAD: RR Equity Brokers, 401, Abhijit-1, Opp. Bhuj Mercantile Bank, Mithakhali, 6 Road, Navrangpura, Ahmedabad-390009 079- 40211888; JAIPUR: RR Equity Brokers, 7,Katewa Bhawan,Opp. Ganapati Plaza, MI Road,Jaipur- 302001 0141-3235456; LUCKNOW: RR Equity Brokers, G-32,Shriram Tower,13- A,Ashok Marg, Lucknow- 226001 0522- 4057612; CHANDIGARH: RR Equity Brokers, SCO-222-223,Gr. Floor,Sector-34A, Chandigarh 0172-2624896 Bangalore: RR Equity Brokers, S-111,Manipal Centre,47,Deckenson Road,Banglore-42 080-42477177 CHENNAI: RR Equity Brokers, 3rd Flr.,Percision Plaza,New -397, Teynampet, anna Salai, Chennai- 600018 044-42077370/71; DEHRADUN: RR Equity Brokers, 56, 1st Floor, Rajpur Road,Opp. Madhuban, Dehradun, Uttaranchal- 248001 0135-3258181; VADODARA: RR Equity Brokers, 222 Siddharth Complex,RC Dutta Road.,Vadodra- 390007 0265-3256190/2353195 ;GHAZIABAD: RR Equity Brokers, 114, Satyam Complex, Raj Nagar DC, Raj Nagar, Ghaziabad-201002, Uttar Pradesh 0120-2828090; NOIDA: RR Equity Brokers, P-5,Sector-18,Noida- 201301, Uttar Pradesh 0120-4336992; FARIDABAD: RR Equity Brokers, Shop No. 55, 1st Floor, Near Flyover,Neelam Chowk,NIIT, Faridabad-121001, Haryana 0129-02427361. SMC GLOBAL SECURITIES LIMITED AGRA: F- 4, Block No 35, Surya Kiran Building Near Metro Bar Sanjay Place Agra Tel:7520787708, AHMEDABAD: 10-A, Kalapurnam,C G Road ,Near Municipal Market, Ahmedabad 380003 Tel:9825612323, 09727799200, BANGALORE:- 2003/2, 2nd Floor, (above tata docomo showroom), 100 ft road, HAL 2nd Stage, Bangalore-560008 Tel:09739161699, CHENNAI: Salzburg square,flat no.1, 3rd Floor,Door no .107,Harrington Road Chetpet,Chennai-600 031. CHANDIGARH: SCO -122-123, 2nd Floor, Cabin No -61, Sector -8C,Madhya Marg,Chandigarh–160009 DEHRADUN: 7,8,9&10 shiva palace, second floor, rajpur road Dehradun 248001 Tel:9368572105 HISSAR :- Mago Securities Ltd 104, SCF Gram, 1st Floor Green Square Market Hissar Tel:09416023332 HYDERABAD/SECUND’BAD: 206, 3rd floor Bhuvana Towers, Above CMR Exclusive, S D Road Secunderabad, 500003 Tel:9347453777 INDORE: 206,Gold Arcade 3/1 New Palasia Opp Curewell hospital, Indore, M P Tel:9826062666 JAIPUR: 401, fourth Floor Shyam Anukampa Opp HDFC BANK Ashok Marg C scheme Jaipur Tel:9928882771 JAMSHEDPUR: K2-L1 Tiwary Becher Complex ,P.O. Bistupur ,Jamshedpur 831001 Tel:9934399678 KANPUR: shop no : G-21, Ground Floor City Centre The Mall Kanpur -228001 Tel:9305358433 KOLKATA: 18, Rabindra Sarani Podder Court Gate NO 4, 5th Floor Kolkatta -700001 Tel:09933664479 KOTA: 4-a-6 Talwandi Kota Rajasthan Tel:09829116982 LUCKNOW: Radha Krishna Bhawan, Plot No. 3/A, 5 Park Road, Lucknow Tel:9839826932 MUMBAI: 258,Perin Nariman Street First Floor Fort mumbai -400001 Tel:09821111219, 9930055430 NEW DELHI/DELHI: 17, Netaji Subhash Marg, Opp. Golcha Cinema Daryaganj, New Delhi-110 002 Tel:9818620470, 9810059041, 6B, First Floor Himalaya House 23, K G Marg Connaught place New Delhi -110 001 Tel:9958696929 9180469955, 503, Ansal Bhawan Barakhamba Road New Delhi -110001 Tel:9871626464 NOIDA :- 106-Ocean Plaza .P-5 SEC-18, NOIDA-201301 Tel:9717000378 PUNE: 3RD Floor, 1206/4B, Durgashankar Building, Beside Khetan Medical Behind Shubham hotel, JM Road Pune 411004 RAJKOT: 401-Star Chambers, Harihar Chowk, Nr. Panchnth Mandir, Rajkot-360001 Mob-# +91 8000903984, Tel: 0281-3017965 SURAT:- 316,Empire State Building, Ring Road, Surat.395002. Mo: 9033002341 VARANASI: D-64/127-C-H, Nagar Nigam Road, Sigra, Varanasi, 221010 Tel:9415201997. TRUST FINANCIAL CONSULTANCY SERVICES PRIVATE LIMITED AHMEDABAD: Trust Financial Consultancy Services Pvt Ltd., 006, Ground Floor, Sakar –IV, Opp Town Hall, Ellis Bridge, Ashram Road, Ahmedabad-380009, Tel: 079 30006151, BANGALORE: Trust Financial Consultancy Services Pvt Ltd., No.910, 9th Floor, Prestige, Meridian1, M.G Road, Bangalore- 560001, Tel: 080 42622111, BHARUCH: Trust Financial Consultancy Services Pvt Ltd., Bunglow No.3 Utkarsh Society, Behind Polytechnic College, Bharuch -392002, Tel: 02642-247383, CHENNAI: Trust Financial Consultancy Services Pvt Ltd., 7 A, 7th Floor, Gee Gee Emerald No. 312, (Old No. 151), Village Road, (Valluvar Kottam High Road), Nungambakkam, Chennai-600034., Tel: 044 43535856, HYDERABAD: Trust Financial Consultancy Services Pvt Ltd., 511, Aditya Trade Centre, Ameerpeth, Hyderbad-500038, Tel: 040 66846061, KOLKATTA: Trust Financial Consultancy Services Pvt Ltd., Room No.64 Chitrakoot, 230/A, Acharya Jagdish Chandra, Bose Road, Kolkatta-700020, Tel: 033 40845000, MUMBAI: Trust Financial Consultancy Services Pvt Ltd., 1101, Naman Centre, Bandra Kurla Complex, Bandra (East), Mumbai–400051, Tel: 022-40845000, NEW DELHI: Trust Financial Consultancy Services Pvt Ltd., 1001 Surya Kiran Building, 19-Kasturba Gandh I Marg, New Delhi -110001, Tel: 011-43554045, PUNE: Trust Financial Consultancy Services Pvt Ltd., 521, Sterling Centre, Opp Hotel Arora, Tower, M.G.Road Camp, Pune-411001, Tel: 020 66027375/76.

SHRIRAM TRANSPORT FINANCE COMPANY LIMITED 45 IN THE NATURE OF FORM 2A-MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

AXIS CAPITAL LIMITED BANGALORE: Axis Capital Ltd, 2A, 2nd Floor, REDIFICE Signature, Hospital Road, Pin: 560001, Tel: 080-40333222. CHENNAI: Axis Securities Ltd, 11, Vijay Delux Apartments, 7/4 First Main Road, CIT Colony, Mylapore, Pin: 600004, Tel: 044-39184335/4226. HYDERABAD: Axis Securities Ltd, 6-3-650/217B & C, Maheshwari Chambers, 2nd Floor, Somajiguda, Pin: 500082, Tel: 040-39893626/30658502. MUMBAI: Axis Capital Ltd, 4A/5C, Khatau Building, Ground floor, Alkesh Dinesh Mody Marg, Fort, Pin: 400001, Tel: 022-22677901. NEW DELHI: Axis Capital Ltd, 815-816,8th Floor, Ambadeep Building, K.G.Marg, Pin: 110001, Tel: 011-46769649. PUNE: Axis Capital Ltd, 1248 A, Asmani Plaza, 1st Floor, Opp Cafe Goodluck, Deccan Gymkhana, Pin: 411004, Tel: 020-30547125. RAJKOT: Axis Securities Ltd, 308, 3rd Floor, Towar Commercial Complex, Jawahar Complex, Near Galaxy Hotel, Pin: 360001, Tel: 0281-2226383/384. VADODARA: Axis Securities Ltd, 515, Race Course Tower, Pashabhai Park, Race Course, Pin: 390007, Tel: 9377225295. BAJAJ CAPITAL INVESTOR SERVICES LIMITED AGRA: Bajaj Capital, Shop No. 110, Ground Floor, Block No. 27/2/4, Sanjay Palace, Near Hotel Panchrattan, Agra–282002, Ph: 0562-6457307. AHMEDABAD: Bajaj Capital, 2-L, ‘Akik’ Opp Lions Hall, Mithakhali Six Raod, Near Nalanda Hotel, Ellisbridge, Ahmedabad–380006, Ph: 079-64500171, 72. AJMER: Bajaj Capital, 26, Ground Floor, Ajmer Tower, Kutchery Road, Ajmer-305001. Ph: 0145-6451231,0145-6451232. ALLAHABAD: Bajaj Capital, Shop No. F-5, Indira Bhawan, Civil Lines, ALLAHABAD–211001, Ph: 0532-6452481,0532-6452482. BANGALORE: Bajaj Capital, Unit 104-107, First Floor, ‘A’ Wing, Mittal Towers, M.G. Road, Bangalore–560001, Ph: 080-65471121, 65471123. Bajaj Capital, 759, Shri Jayalakshmi Nivasa, 100-ft Road, Indira Nagar, (Opp. SBI Personal Bank) Bangalore-38, Ph: 080-65471127/26. Bajaj Capital, 4, Lakshmi Mansion, 81/B,8th Main Road, Opp. Food World, 3rd Block, Jaya Nagar, Bangalore -11, Ph: 080-65471128/29. Bajaj Capital, Raheja Arcade, 1st Floor, #122, Koramangala, Bangalore-34, Ph:080-65471130/31. Bajaj Capital, 197, Sampige Rd, Near 11th Cross, (Above Karnataka Bank) Malleshwaram, Bangalore- 3, Ph: 080-65471132/33. Bajaj Capital, Rajaji Nagar 293/1, 17th Main Road “D”, IIIrd Block, Rajaji Nagar, Bangalore-10, Ph: 080-65471139/38. BHAGALPUR: Bajaj Capital, 2nd Floor, Chandralok Complex, Near Ghantaghar, Bhagalpur–812001, Ph: 0641-9234300737. BHOPAL: Bajaj Capital, Shop No. 6, First Floor, Jyoti Cinema Complex, M.P. Nagar, Zone1, Bhopal–462011, Ph: 0755-6459550. BHUBANESHWAR: Bajaj Capital, Plot No. 1/A, Ground Floor, Station Square, Kharvel Nagar, Bhubneswar–751001, Ph: 0674-6451257, 6451269. CHA0NDIGARDH: Bajaj Capital, SCO 341-342, First Floor, Sector 35B, Chandigarh 160036, Ph: (0172), 6451612– 13. CHENNAI: Bajaj Capital, Wellington Plaza, 3rd Floor, 90, Anna Salai, Chennai–600002, Ph: 044-23451207, 08. Bajaj Capital, K.R. BUILDINGS, No. 12, L.B. Road, Adyar, Chennai-600 020, Ph: 64588304/305/306. Bajaj Capital, W.111, First Floor, 3rd Avenue, Anna Nagar, Chennai–40, Ph: 64588309/ 310, 64581539. Bajaj Capital, Shop No. 4, Trinity Complex, No.110, 4th Avenue, Ashok Nagar, Chennai–83, Ph: 64588311/312. Bajaj Capital, No. 7, R.K. Mutt Road, (Near Indian Bank) Mylapore, Chennai–4, Ph: 64581540/64588318/317. Bajaj Capital, Shop No. 4, Plot No. 3, 29th Street, Nanganallur, Chennai- 61, Ph: 64588320/319. Bajaj Capital, Bridge Port, New No. 29, Old No. 12, Burkit Road, T. Nagar, Chennai-17, Ph: 64588321/22. Bajaj Capital, Shop No. 5, Ground Floor, Vikas Plaza, 37/C, Velachery, Tambaram Road, Chennai–42, Ph: 64588326/24. COIMBATORE: Bajaj Capital, No. 575, D.B. Road, First Floor, (Near Head Post Office) R.S. Puram, Coimbatore–641002, Ph: 6470136, 38. DEHRADUN: Bajaj Capital, 15, Rohini Plaza, 11-E Rajpur Road, Dehradun–248001, Ph: 0135-6452648,0135-6452649. DHANBAD: Bajaj Capital, Ozone Plaza, 1st Floor, Bank More, Dhanbad–826001, Ph: 0326-2300576. FARIDABAD: Bajaj Capital, 5R/1 Ground Floor, B.K. Chowk, Near HDFC Bank, Faridabad–121001, Ph: 0129–6466566. GHAZIABAD: Bajaj Capital, G-5, Ansals Satyam Building, Raj Nagar, District Centre, Ghaziabad–201002, Ph: 0120–6493211,0120-6494070. GORAKHPUR: Bajaj Capital, Ground Floor, A D Towers, Bank Road, Gorakhpur, Gorakhpur–273001, Ph: 0551-6453025,0551-6453026. GURGAON: Bajaj Capital, Super Mart B-201, Super Mart-1, DLF City Phase-IV, Gurgaon–122002, Ph: 0124-6469991,0124-6468105. Bajaj Capital, Sec 14 102, AKD Tower, Upper Ground Floor, Near HUDA Office, Sector-14, Gurgaon- 122001, Ph: 124- 6468101, 6468102. GUWAHATI: Bajaj Capital, Room No.102, 1st Floor, Dunfur Apartment, R G Baruah Road, Guwahati–781024, Ph: 9207045530, 312. HYDERABAD: Bajaj Capital, 3-6-522, 2nd & 3rd Floor, Archies Showroom, Opp. KFC, Himayath Nagar, Hyderabad– 500029, Ph: 040-44555555, 64631421, 22. Bajaj Capital, Shop No. 4, Ground Floor, Swarnajayanthi Complex (HUDA) Ameerpet, Hyderabad–500016, Ph: 040-64631425/24. Bajaj Capital, No.3/MIG-I, Near ICICI Bank, K.P.H.B. Colony, Kukatpally, Hyderabad–500072, Ph: 64631427/26. Bajaj Capital, Shop No.10, First Floor, Minerva Complex, 94, S.D. Road, Secunderabad–500003, Ph: 040-64631428, 29. JAIPUR: Bajaj Capital, G-3, Anukampa Tower, Opp. SangamTower, Church Road (M. I. Road), Jaipur–302001, Ph: 0141-6503342, 43. JAMSHEDPUR: Bajaj Capital, Shop No. 53, 2nd Floor, Kamani Business Centre Bishtupur, Jamshedpur–831001, Ph: 6457603, 6457627. KANPUR: Bajaj Capital, 106, Ratan Esquire, 14/144, Chunni Ganj, Kanpur–208001, Ph: (0512) 6451763–64. KOCHI: Bajaj Capital, Rubicon Building, S.A. Road, South Over Bridge, Valanjambalam, Kochi–682016, Ph: 0484-6452566, 65. KOLKATA: Bajaj Capital, 5th Floor, Room No. 507, 7/1, Lord Sinha Road, Kolkata–700071, Ph: 033–22820383. Bajaj Capital, 9, Ezra Street, Kolkata-700001, Ph: 64578545–47. Bajaj Capital, Gagananchal Complex, Shop No. 38A, 37, Dr. Abani Dutta Road, Howrah–711106, Ph: 64602157-58, 64604011. Bajaj Capital, B-9/20 (C. A), P O. Kalyani, Dist. Nadia, Kalyani-741235, Ph: 64605211, 64605214. Bajaj Capital, 182, Jessore Road (Satgachi Crossing), Dum Dum, Kolkata–700074, Ph: 64578543. Bajaj Capital, Mezanine Floor, Flat No. 3, P-24A, C I T Road Scheme VI M, Kolkata-700054. Ph: 64578551– 52. Bajaj Capital, Martin Burn House, Ground Floor, Room No. 15, 1, R N Mukherjee Road Kolkata–700001, Ph: 64578553–54. Bajaj Capital, Sec-I BF-192, Sec-I, Salt Lake, Kolkata-700064, Ph: 64578627–29. Bajaj Capital, Sec-V Plot No. IX-16, Block EP & GP, Sec-V, Salt Lake, Kolkata–700091, Ph: 64578555–56. Bajaj Capital, First Floor, 4 Jatin Bagchi Road, Kolkata-700029. Ph: 64578548–50. Bajaj Capital, Ground Floor, Shop No. 9, ShreeramNagar, Teghoria, V I P Road, Kolkata-700052, Ph: 64578625. Bajaj Capital, 25/A, Raja Ram Mohan Roy Road, Kolkata–700008, Ph: 64578542. Bajaj Capital, C-36, Lakshmi Narayan Colony, Po. Naktala, PS. Jadavpur, Kolkata-700047, Ph: 64578626. LUCKNOW: Bajaj Capital, 5, Commerce House, Habibullah Compound, 11, M.G. Marg, Hazratganj, Lucknow–226001, Ph: 0522–6565568. LUDHIANA: Bajaj Capital, M-3, ABC Services, SCO-137, Feroze Gandhi Market, Ludhiana-1, Ph: (0161) 2412287. MADURAI: Bajaj Capital, Suriya Towers, No.5, First Floor, 272/273, Good Shed Street, Madurai–625001, Ph: 0452-6461023, 6461024, 6461025. MANGALORE: Bajaj Capital, Essel Towers, BS 4, Bunts Hostel Circle, Mangalore–575003, Ph: 0824-6451218, 17. MEERUT: Bajaj Capital, G-43, Ganga Plaza, Near Begam Bridge, Meerut cantt.-250001, Ph: 0121-6451510, 6451511. MUMBAI: Bajaj Capital, Agra Bldg, Gr. Floor, 7/9 Oak Lane, Fort, Mumbai–400023, Ph: 022–66376999. Bajaj Capital, A-24, Laram Shopping Center, Opposite Platform no. 6, Andheri (W), Mumbai–400058, Ph: 022-65210112, 65210116. Bajaj Capital, Rashesh Building, Shop no. 11, 1st Floor, Near Maxus Mall, 150 ft Road, Bhayandar (w), 401104, Ph: 022-65991662–63. Bajaj Capital, Shop no.2, Nandkumar Apt, Factory Lane, Near Ambaji Mandir, Borivali (w), Mumbai-400092, Ph: 65991664– 65. Bajaj Capital, Room No.1, Gr Floor, Sunil Sadan Opp Grand Central Restaurant, M.D.S Marg, Chembur (E) Mumbai-400071, Ph: 022- 65991667–68. Bajaj Capital, Shop No. 5, Abdul Kadar Jilani Building, Gokhale Road, Opp. Portugese Church, Dadar (w), Mumbai-400 028, Ph: 65991669–70. Bajaj Capital, Office No. 4, Vishwas CHS, Ground Floor, Behaning Neel-Yog Square Mall, R. B. Mehta Marg, Ghatkopar (E), Mumbai–400 077, Ph: 022–65991671/65210115. Bajaj Capital, Shop No 1, Dhara Complex, Plot No. 3&4, Sec-No 44, Seawoods, Nerul, Navi Mumbai–400706, Ph: 022- 65991674–75. Bajaj Capital, Shop no-3, Chaman House Co-op Hsg Society ,plot no-34 ,Beside IDBI Bank Atm, Sion (E) Mumbai–400022, Ph: 022-64518004, 65991677. Bajaj Capital, Shop No 3, 5th Floor, Tardeo Airconditioned Market, Mumbai-400034, Ph: 64534950, 64534954. Bajaj Capital, R.No 5, Above Khandelwal Sweets, Opp Thane Railway Station, Gokhale Road, Thane (W) Mumbai–400601, Ph: 022-25376898, 65991678–79. NAGPUR: Bajaj Capital, Shop No. 5, Pushpakunja Commercial Complex, Central Bazar Road, Ramdas Peth, NAGPUR–440010, Ph: 0712-6618577. NASHIK: Bajaj Capital, G 18 & 19, Suyojit Sankul, Tilak Wadi, Sharanpur Road, Nashik–422002, Ph: 0253-6629011, 6629012. NEW DELHI: Bajaj Capital, Bajaj House, 97, Nehru Place, New Delhi–110019, Ph: 011–41693000, 26410315. Bajaj Capital, N-10, Kalkaji, New Delhi, Ph: 64736914, 64640919. Bajaj Capital, 15, L.G.F. Central Market, Masoodpur, Vasant Kunj, New Delhi -110070, Ph: 64736918, 64640940. Bajaj Capital, Shop no. 15, Ground Floor, Deep Cinema Complex, Phase-1, Ashok Vihar, Delhi–110052, Ph: 64736944, 64640908. Bajaj Capital, United India Life Building, F-Block, Connaught Place, New Delhi–1, Ph: 41790444 (30 Lines) 64640900-07. Bajaj Capital, DDA Shop No. 24, Ground Floor, Rama Krishna Market, No.1, I. P. Extension, Patparganj, Delhi–110092, Ph: 64736942, 64640931. Bajaj Capital, DDA Shop No. 4, FD Market, Near Madhuban Chowk, Pitampura, Delhi-110088, Ph: 64736902, 64640933. Bajaj Capital, 9, Ground Floor, Rajendra Bhawan, Rajendra Place (Opp. Rachna Cinema) New Delhi-110008, Ph:, 64736940, 64640938. Bajaj Capital, 112, 1st Floor, Ansal Chamber- 1, Bhikaji Cama Place, New Delhi-110066, Ph: 64736916, 64640910. Bajaj Capital, F-1, Ist floor, B-87, Defence colony, New Delhi- 110024, Ph: 64736930, 64640912. Bajaj Capital, F-4, HL Square, Plot No. 6, Sector-5, Dwarka, New Delhi–110075, Ph: 64736925, 64640915. Bajaj Capital, Shop No. 11 & 12, 7-A, Janakpuri Dist.Centre (Opp. Janak Puri Transport Authority), New Delhi–110058, Ph: 64736912, 64640917. Bajaj Capital, Shop No. 3, Ground Floor, B-5, Tagore Market (Next to Post Office), Kirti Nagar-110015, Ph: 64736922. Bajaj Capital, C-50, Shivalik, Main Road, Malviya Nagar, New Delhi-110017, Ph: 64736907, 64640923. Bajaj Capital, G-8&9, Ground Floor, Bhanot Tower, A-Block Opp. Jawala Heri Market, Paschim Vihar, New Delhi–110063, Ph: 64640929, 64736947. Bajaj Capital, 19, DDA Market, Commercial Complex, Yusuf Sarai, New Delhi–110016, Ph: 64640943-44, 64736937. NOIDA: Bajaj Capital, Sector -29 A-2, Brahmputra Commercial Complex, Near Rail Reservation Centre, Sec. 29,Noida-201301 Ph: 6494074-75, 6493213. Bajaj Capital, Sec-41 C-20, C Block Market, Sector-41, Noida-201301. Ph: 2570410, 6494077–78. PANAJI: Bajaj Capital, F2, 1st Floor, Alfran Plaza, Near Don Bosco School, Panaji, Goa, Panaji–403001, Ph: 0484–2356869, 70. PATNA: Bajaj Capital, Flat No. 108, 1st Floor, Ashiana, Plaza, Budha Marg, Patna–800001, Ph: 0612- 6451056-59, 61–63. PONDICHERRY: Bajaj Capital, No. 127/A, 100 Ft. Road,Natesan Tower, 1st Floor, Natesan Nagar, Pondicherry–605001, Ph: 0413-6452334, 6452335. PUNE: Bajaj Capital, Shop No 6, Sanas Plaza, 1302, Subhash Nagar, Bazirao Road, Pune–411002, Ph: 020- 65009460, 61. Bajaj Capital, Suyash Plaza, Office No.08, 3rd floor, Opp-Selene Building, Bhandarkar road, Near Kamla nehru Park. Pune–411004, Ph: 020–65009463. Bajaj Capital, Office no. 13, A Wing, Kamala Cross Road, Opp. PMPC office, old Mumbai highway, Pimpri, Pune–411018, Ph: 020–46500150- 51. RAJKOT: Bajaj Capital, Prathibha Complex, Near Jayesh Publicity, Moti Tanki Chowk, Rajkot–360001, Ph: 0281-6450135, 37. SALEM: Bajaj Capital, 22, GF, Omalur Main Road, SALEM–636009, Ph: 0427-6452565, 6452566. SILLIGURI: Bajaj Capital, 3rd Floor, Jatin Das Sarani, (Near Jwel Club), Ashram Para, Siliguri, Siliguri–734001, Ph: 9641831375. SURAT: Bajaj Capital, L-4, Ground Floor, Vishwakarma Chambers, Majura Gate Crossing Road, Ring Road, Surat–395002, Ph: 0261-6450421, 6450422. THIRUVANANTHAPURAM: Bajaj Capital, Edamala Plaza, TC 14/999 Opposite Police Headquarters, Vellayambalam Road, Vazahuthacadu Sasthamangalam Post, Thiruvananthapuram–695010, Ph: 0491-6450176. TIRUCHIRAPALLI: Bajaj Capital, Swati Arcade, 73/1-f 1st Floor Salaia Road, Thillai nagar, Thiruchirapalli–620018, Ph: 0431-6452094, 6452095. TRICHUR: Bajaj Capital, VIII/78/9, Bharatha Kshemam Building, Next to SBI ATM, College Road, East Fort, Thrissur–680005. Ph: 0487-6451533, 70. VADODARA: Bajaj Capital, 129 Siddharth Complex, R C Dutt Road, Vadodara–390007, Ph: 0265–3088162. VARANASI: Bajaj Capital, D-58/53-54, 1st Floor, Shiva Complex, Rath Yatra Crossing, Varanasi– 221010, Ph: 0265-6450181. VIJAYWADA: Bajaj Capital, Kalyan Complex 39-1-89, 1st Floor, Beside OBC Bank, Temple Street, M.G. Road, Labbipet, Vijayawada–520010, Ph: 0265–6450181. VISHAKHAPATNAM: Bajaj Capital, Door No. 10-1-125, 1ST Floor, Asilmetta Junction, Beside Prasad Labs, Visakhapatnam–530003, Ph: 0891-6461773, 74. EDELWEISS BROKING LIMITED AHMEDABAD: Edelweiss Broking Limited; Edelweiss House,2nd Floor, Nr. Samved Hospital, H. L. Commerce Six Road, Navrangpura, Ahmedabad-380009, Tel: 079-40019888 BANGALORE: Edelweiss Broking Limited; ASWAN, 15/6 Ground Floor Prime Rose Road Bangalore–560001, Tel: 080 42471113 HYDERABAD: Edelweiss Broking Limited; 2nd flr, MB Towers, Plot no.5, Road no.2, Banjara Hills, Hyderabad-500016, Tel: 040–40316911 JAIPUR: Edelweiss Broking Limited; 601/602, 6th floor, Green House, Ashok Marg, C Scheme, Jaipur 302001, Tel: 0141-4045167 KOLKATA: Edelweiss Broking Limited; 2nd Floor, Savitri Towers 3A Upper wood street Kolkata-700017, Tel: 033- 40104635,MUMBAI: Edelweiss Broking Limited; 101,1st Floor, 12 New Bake House, Opp Maharashtra State Co-op Bank,Nr Old Karvy office. Fort Mumbai 400001, Tel: 022-67494580 /81, Edelweiss Broking Limited; 104, 1st flr,P J towers Stock Exchange Bldg, Fort, Mumbai- 400001, Tel: 022-67471345, Edelweiss Broking Limited; Atlantic Commercial Tower, RB Mehta Road, Nr. Patel Chouk, Ghatkopar East, Mumbai-400077, Tel: 022-25012611/12, Edelweiss Broking Limited; Bindu Shopping Centre, Grd Flr, Besant Street, Tilak Road, Nr. St Santacruz West, Mumbai-400054, Tel: 022-26485953/84, Edelweiss Broking Limited; Shop No 10, Sucheta Enclaves, Mahrastra Lane, Off L. T Road Borivali (W) Mumbai-92, Tel: 022-28914367 NEW DELHI: Edelweiss Broking Limited; 8-B, 8th Floor, Atma Ram House, Tolstoy Marg, New Delhi- 110001, Tel: 011- 46501100 PUNE: Edelweiss Broking Limited; 1184, Unit No 3, 1st Floor, Gokul Building, F C Road, PUNE -411005, Tel: 020-66056672 SURAT: Edelweiss Broking Limited; 108, Vishwakarma Chambers, B/S ITC, Majuragate, Ring Road, Surat–395002, Tel: 0261-2460537. INTEGRATED ENTERPRISES (INDIA) LIMITED AHMEDABAD: 21, Nirman, Gr.Floor, Behind Navrangpura Bus Stop, Navrangpura, Ahmedabad-380 009. Tel: 26443289/26447825. BANGALORE: No 12, Ramanuja Plaza, Ground Floor, 5th Cross, Malleswaram, Bangalore-560 003. Phone : 23446386/23461470. BHOPAL: Manasarovar Complex,FM 14,C Block, First Floor,(Near Habibganj Railway Station),Habibganj Station Road, Bhopal-462011. Tel: 4266005/4266006. BARODA: F- 40/41, National Plaza, 1st Floor, R.C.Dutt Road, Alkapuri, Baroda-390 007. Tel: 2343677/2341608. BHUBHANESHWAR: 39 F, I Floor,Kalika Jewellery and Sons,Ashok Nagar, Bhubaneswar-751009 Phone : 2530613/2530614. CHENNAI: 1st Floor, Kences Towers, 1, Ramakrishna Street, North Usman Road, T.Nagar, Chennai-600 017. Tel: 28140645. COIMBATORE: Janaki Apts., Ground Floor, 29/176, Ramalingam Road (West), R.S. Puram, Coimbatore-641 002. Tel: 2471944/2471505. COCHIN: 'RAJ SOUDH', I Floor, 39/3477, M.G.Road, Ernakulam-682 016. Tel: 2358922/2358923. DHANBAD: Shri Ram Plaza, 3rd Floor, Shop No.308, Bank More, Dhanbad -Jharkhand-826001. Tel: 2300737/2304331/2307635. GUNTUR: 6-9-15,9/1 Aurndelpet,Guntur-522002 Tel: 2326624/2337809. GOA: 106, 1st Floor, Durga Chambers, Opp. Kenis Hotel, 18th June Road, Panjim,Goa-403 001. Phone : 2426904/2426905. HYDERABAD: No.5-10-197/A, G4, I Floor, Reliance Krishna Apts, Beside Kalanjali Bhavan, Navad Pahad, Hill Fort Road, Hyderabad-500 004. Tel: 23242375/23242472. JAMSHEDPUR: Shop No.8, Meghdeep Apts, H No.5, Line No.2, Q Road, Bistupur, Jamshedpur, Pincode-831001, Jharkhand. Tel: 2756319/2756321. KAKINADA: LIG 7, 2-6-38, AP Housing Board, 100 Building Center, Srinagar,Kakinada-533 003. Tel: 2377258. KOLKATA-SOUTH: Flat No.1-B, 4C Lansdowne Place, Opp. Road of Ramakrishna Mission Hospital, Kolkata-700 029. Tel: 24746400/24742705. LUCKNOW: 207-A, 2nd Floor, Saran Chambers II, 5, Park Road, Lucknow-226 001. Tel: 2235736/2236766. MUMBAI: Fort: 15, 1st Floor, Modern House, Dr.V.B.Gandhi Marg, Fort, Mumbai-400 023. Tel: 4066 1800. MADURAI: 82, 1st Floor, Vakkil New Street, Madurai-625 001. Tel: 2630305/2620560. MANGALORE: F-1, 1st Floor, Ram Bhavan Complex, Kodialbail-575 003. Tel: 2440163/2447051. MYSORE: 133, Shika Towers, Second Floor, Rama Vilas Road, Mysore-570 024. Phone : 2424188/4266682. NELLORE: Shop No.27, Co-operative Bank Shopping Complex, Trunk Road, Nellore-524 001. Phone : 2326297/2332040. NAGPUR: Block No.108, Sathyam Towers, (First Floor), (Diagonally opposite to BIG BAZAAR), Plot No.8, Wardha Road, Dhantoli, Nagpur-440012. Tel: 2420105/2443106. NASIK: B Wing, Parshuram Apts, Opp. Times of India Office, College Road,Nasik-422 005. Tel: 2575524/2316300. NEW DELHI: 1691/36, (I Floor), Arya Samaj Road,(Opp. to Satbhrawan School), Naiwala,Karol Bagh,New Delhi-110 005. Tel: 45170331 to 45170335. PUDUCHERY: No.40-A,Aurobindo Street, (Between M.G.Road & Mission Street), Pondicherry-605 001. Tel: 2222155/4207233. PATNA: No.313, Jagat Trade Centre, Fraser Road, Patna 800 001. Tel: 2205943. PUNE: 7 and 8 Arthshilp, Gr.Floor, 1349, 1350, Shukrawar Peth, Bajirao Road,Pune-411 002. Tel: 24473944/24481891. RAJAMUNDHRY: 6-14-7/1, Opp. Pala Varthakula Sangam, Achantavari St, T.Nagar,Rajamundhry-533101. Tel: 2422120/2437533. RAJKOT: 130/131, Star Chambers, 1st Floor, Harihar Chowk, Dr. Rajendra Prasad Road,Rajkot-360 001. Tel: 3041451/2240373. SALEM: Shop No.8/9/10, M.R.Complex, 1st Floor, No.114, Kanakupillai Street, Alagapuram, Salem-636016. Tel: 2446727/2336746. SECUNDERABAD: 202,Second Floor, Karan Centre Sarojin Devi Road, Secunderabad-500003. Tel: 27845605/27816080. SURAT: C-18 1st Floor,Belgium Chambers, Next to City Co-op Bank, Main Ring Road, Delhi Gate, Surat-395 003. Tel: 2454535/2450086, 2410815. TRICHY: Chitra Complex-No.11, Gr. Floor, Near Chatram Bus Stand, Trichy-620 002. Tel: 2703670/2716387. THANJAVUR: 1999,Kamal Towers, West Main Street,Thanjavur-613 009. Tel: 230928/230929. THRISSUR: 1st Floor, B Inland Arcade, Mannath lane, Thrissur-680 001. Tel: 3204561/3204562. TRIVANDRUM: Aashiana, 1 Floor, TC 28/2829 (2), Kuthiravattom Road, Trivandrum-695 001. Tel: 0471-2461593. TIRUPATHI: D.No.10-13-490A, 2nd Floor,Beside Krisha Reddy Hospital, Tirupathi-517501. Tel: 2224001 /2224003. THANE STATION: No 102, I Floor,Shree Krishna Complex CHS Ltd, Dada Patil Wadi, Next to Ganesh Towers ,Thane West-400 602. Tel: 25301256/25301257. VIJAYAWADA: D No. 29-13-29, Ist Floor, Kaleswara Rao Road, Near Dornakal X Roads,Suryaraopeta,Vijayawada-520 002. Tel: 2472414/2470517. VISHAKAPATNAM : TC-1, 3rd Floor, Dwaraka Plaza, Main Road, Dwaraka Nagar, Vizag-530 016. Tel: 2513606/2747020. WARANGAL: C-15/16, Green Square Plaza, Vadderaju Complex, Near Petrol Pump, Opp: Public Garden, Hanmakonda, Warrangal Dist-506 001. Tel: 2546421/2546471. INDIA INFOLINE LIMITED AHMEDABAD: 4th Floor, High Street I, Above Promart mall, Law Garden Cross Road, Ahmedabad-380006. India Infoline Ltd-2nd Floor, High Street 1, Near G L S College, Above Pro Mart Mall, Low Garden Cross Road, Ahmedabad–380006. BANGALORE: 31/9, Krimson Square, 2Nd Floor, Above Vishal Megamart, Rupena Agrahara, Hosur Main Road, Bangalore-560068. India Infoline Ltd-Esquire Centre, #9/8 Block 2C, 2nd Floor, M G Road, Premia. Bangalore–560001. ( Karnataka). BARODA: SF- 1, Savoy, 2Nd Floor, Savoy Complex, Opp Bayer Abs Towers, Old Padra Road, Baroda-390007. BHUBANESHWAR: SOMI PALACE, 1st Floor, Plot No-M5/17, Acharya Vihar, Bhubaneswar-751013. CHANDIGARH: 3015/16, 2nd floor sec 22D opp kishan bhavan chandigarh-160022. CHENNAI: Tower No-143, MGR Salai, Near To Life Line Hospital Perungudi, Chennai-600096. India Infoline Ltd- Ganesh Complex, No-203, 2nd Floor, Anna Salai, Teynampet, Chennai-600014. HYDERABAD: India Infoline Ltd, D. No. 5-9-22/B/501, 5th & 6th Floor, My Home Sarovar Plaza, Secretariat Road, Hyderabad-500004. JAIPUR: 5Th Floor, City Mall, Bhagwandas Road, (Near To Rajmandir Cinema) Jaipur. JAMSHEDPUR: 1st Floor, Tiweri Bechar, Bistupur, Jamshedpur-831001. KOCHI: 2nd Floor, Sana Tower, M. G. Road, Jose Junction, Kochi -16. KOLKATA: Zonal Off, 1, Shakespere Sarani, Acmarket, 5th Floor, Kolkata -700071. India Infoline Ltd-Zonal Off, 9th Floor, 1, Shakespere Sarani, ACMarket, Theatre Road, Kolkata -700071 ( West Bengal). MEERUT: 2Nd Floor, Above Hdfc Bank, 381 Westwern Kacheri Road, Meerut-250002. MUMBAI: India Infoline Limited, IIFL Center, B Wing, Trade Centre, Kamala Mills Compound, Off Senapati Bapat Marg, Lower Parel, Mumbai-13. India Infoline Limited, IIFL House, PlotNo. B-23, Road No. 16, Thane Wagle estate, Thane (W)-400604. India Infoline Ltd, Off No-1A, Building No 105, Opp. Bharat House, Mumbai Samachar Marg, Fort, Mumbai 400001. NASHIK: 10 & 11, Viraj Corner, Canada Corner, Nashik-422005. NEW DELHI: 71/3, 1St Floor, Rama Road, Najaphgarh Road, Above Dhl Bldg, Motinagar New Delhi-110015. India Infoline Ltd-71/3, 1st Flr Rama Road, Moti Nagar, New Delhi-110015. PATNA: 2Nd Floor, Ashiana Chamber, Block ‘A’, Exibition Road, Opp. Republic Hotel, Patna -800001. PUNE: 5Th Floor, Lohia Jain It Park, Chandani Chowk, Paud Road, Pune-411038. India Infoline Ltd, 5th Floor, Lohia Jain IT Park, Near Chandni Chowk, Paud Road, Kothrud, Pune 411 038. RAIPUR: Nagdev Plaza, Block-A, 1St Floor, Jail Road, Infront Of Hotel Satluj, Kutchery Chowk. Raipur-492001. RAJKOT: Millennium Square, 2Nd & 3Rd Floor, Opp Royale Inn Hotel, Phulchab Chowk, Rajkot-360001. SECUNDERABAD: 32 Minarva Complex, S D Road, Secunderabad–500007. SURAT: 701, 702, 709, 710, 21st Century Business Centre, Near Udhna Darwaja, Ring Road, Surat-395002. SHCIL SERVICES LIMITED ADAJAN: SHCIL, H-207, Manthan Nr Gujarat, Gas Circle, Above Central, Bank Of India Adajan, Surat-395009, 0261-2788995/96. AGARTALA: SHCIL, First Floor, 88, Motor Stand Road, Opp., Petrol Pump, P.O.Agartala, Agartala Tripura West-799001, 0381- 2300089. AGRA: SHCIL, 6, Awagarh House, M G Road, Civil Lines, Agra-282001, 0562-2524126, 2520325. AHMEDABAD: SHCIL, 304/306 Sears Towers, 3Rd Frl Patel Society, Gulbai Tekra Panchawati, Ahmedabad-380006, 079-26467032, 26464760. SHCIL, 4Th Floor, Vrajprabha, Complex , Opp Rly Crossing, Maninagar (West), Ahmedabad-380008, 079-25462717, 25450677. SHCIL, 209, Shukan Mall, Near Visat Petrol Pump, Motera, Sabarmati, Ahmedabad-380005, 079-27502790, 27571390. SHCIL, 106, Sukhsagar Complex, Nr Fortune Landmark Hotel, Ashram Road, Usamanpura, Ahmedabad-380013, 079-27556730, 27556731. AJMER: SHCIL, 2Nd Floor, 711/4, K.C.Complex, Opp.Daulat Baug, Ajmer-305001, 0145-2431290, 2630648. ALLAHABAD: SHCIL, 188/ 255 , Cl Plaza, Meerapur , Attarsuiya, Allahabad-211003, 0532- 2451012, 2451013. SHCIL, Lda Centre, Ground Floor, 2 S.P.Marg, Civil Lines, Allahabad-211001, 0532-2560088, 2560178, 3208631. ALWAR: SHCIL, 1St Floor, 38A, Lajpat Nagar, Scheme No 2, Alwar-301001, 0144-2348459, 2348614. AMBALA: SHCIL, 5502, First Floor, Surya Tower, Opp Nigar Cinema, Nicholsan Road, Ambala-133001, 0171-2645366, 2645367, 2645358. AMRAVATI: SHCIL, Blok No 82, Glushan Tower, Mofussil Plots, Near Panchasheel Talkies, Jaistambh Chowk, Amravati-444601, 0721- 2560470/2568986, 6522774. AMRELI: SHCIL, Shop No.12And13, First, Floor, Mona Arcade, Opp., Hirak Baug Bus Station, Road, Amreli-365601, 02792-225241, 225242. AMRITSAR: SHCIL, 33-34, Court Road, Opp Doaba Automobiles, Court Raod Amritsar, Punjab-143001, 0183-2402227/2210103, 2420227. ANAND: SHCIL, 204 Nathwani Chambers, Near Patel Market, Sardargunj, Anand-388001, 0269-2266611. AURANGABAD: SHCIL, Ragbhir Chambers, 1St Floor, Above Idbi Bank, Vidya Nagar, Jalna Road, Aurangabad

46 SHRIRAM TRANSPORT FINANCE COMPANY LIMITED IN THE NATURE OF FORM 2A-MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS

, Maharashtra.-431005, 0240-2453631, 2453632. BAGALKOT: SHCIL, Tp No 159/1 A/8, Ward No10, Behind Kalburgi Hospital, Mahaveer Road, Bagalkot-587101, 08354-220100, 08354-220103. BANGALORE: SHCIL, B’Lore Stock Exch.Ltd, Stock Exch. Towers, 51, 1 Cross, J.C. Road, Bangalore-560027, 080-22995236, 080-22995246/49. BARODA: SHCIL, Ff2 , Ananya Avenue, Near Motinagar Char Rasta, Warasiya Ring Road, Baroda-390006, 0265-2531029, 2531039. SHCIL, 305-308, Paradise Complex, 3Rd Floor, Sayajigunj, Baroda-390005, 0265-2363419/ 2363516, 2363516. SHCIL, G3 Siddhivinayak Comp, Near Bank Of India, Ellora Park, Baroda-390023, 0265-2393384, 2393385. BARRACKPORE: SHCIL, 4(2) S.N Banerjee Road, Barackpore Shoping Arcade, 2Nd Floor, Kolkata, West Bengal-700120, 033-25452634, 25452633. BELGAUM: SHCIL, Basavkrupa 1, Club Road, Opp.Civil Hospital, Near Hansraj Super Market, Belgaum-590002, 0831-2469817/818, 2432102. BELLARY: SHCIL, Door No:342/1 A/1, Chiranjivi Nilaya, Shubha Mahal, Gandhi Nager , Bellary-583101, 0839-2257660, 0839-2257664. BERHAMPUR: SHCIL, Oppof Hotel Moti, House No-12223A/16, Gandhi Nagar, Berhampur, Dist- Ganjam, Orissa-760001, 0680 2220754, 2220764. BHAGALPUR:SHCIL, 2Nd Floor , Angar Complex, Patal Babu Road, Bhagalpur-812001, 0641-2409406, 2300416. BHARUCH: SHCIL, 119/A, First Floor, Bluechip Complex, Sevashram Road, Bharuch-392001, 02642-268633/34, 650809. BHATINDA: SHCIL, Mc 4373, 1St Floor, Opp, , Kikar Bazar, Bhatinda-151005, 0164-2235846, 2253846. BHAVNAGAR: SHCIL, G-2 Vasundhara Complx 1St, Floor, Opp.Dakshinamurty, School , Waghawadi, Road, Bhavnagar-364002, 0278-2471113, 2471114. BHILAI: SHCIL, Room No. 8, Second Floor, Chauhan Estate G E Road, Supela, Bhilai (Cg)-490020, 0788-2295355, 2290454. BHIMAVARAM: SHCIL, Door No. 27-2-9, Opp Water Tank, J P Road, Bhimavaram-534202, 08816- 226008, 226005. BHOPAL: SHCIL, First Floor, Alankar Comp, Plot No.11 Zone Ii, M P Nagar, Bhopal .M.P-462011, 0755- 4221321, 4220338. BHUBANESHWAR: SHCIL, 3Rd Flr Plot No 111 Varah, Complex Station Square, Unit 3 Master Canteen, Kharvel Nagar Bhubaneswar-751001, 0674-2391713, 2391773. BIKANER: SHCIL, Chugh Mansion 1St Floor, Opp Drm Office Near, Railway Stadium, Bikaner-334001, 0151- 2540131, 2549506. BILASPUR: SHCIL, Shop No 1, 1St Flr, Navin Plaza , Telipara, Bus Stand Rd, Bilaspur, Chattisgarh-495001, 07752- 412039, 220322. BOKARO: STEEL CITY, SHCIL, C1-22 , C , Sector 4 , City Center, Bokaro Steel City-827004, 06542- 231950, 231960. CALICUT: SHCIL, Metro Towers, 19/ 2084, B-20, 1St Floor, P V Swamy, Road, Chalappuram P.O., Calicut-673002, 0495-2300373, 2304473 , 2530270.. CHANDIGARH: SHCIL, Deepak Towers, 2Nd Floor, Sco 154/155, Sector 17 C, Chandigarh-160017, 0172-2542807, 2702545. CHANDRAPUR: SHCIL, 2Nd Flr Raghuwanshi, Complex Nr Azad Garden, Main Rd Chandrapur, Nagpur-442402, 07172-270302 , 274202. CHENNAI: SHCIL, W 101, 1St Floor, Second Avenue, Anna Nagar, Chennai-600040, 044 -26280154, 42051772. SHCIL, Justice Basheer Ahmed, Sayeed Bldg, 3Rd Floor, 45 Moore Street Second, Line Beach Chennai-600001, 044 -25340725, 40100200. SHCIL, Gokul Arcade 1St Flr No 2, Sardar Patel Rd Adyar, (Nr Adyar Signal Stop), Chennai-600020, 044-24420602, 45504085. SHCIL, 202 2Nd Floor, Challa Mall, Complex 11And11/A, Sir Theagaraya Rd T Nagar, Chennai-600017, 044-24328380, 24359307. SHCIL, Shop No. 8 & 9, No. 68/ 22A Kakkan Street, Tambaram West, Chennai-600045, 044-22260569, 42034948. SHCIL, Arutjothi Towers Plot No, 2&9 1St Flr Mount, Poonamalle High Rd Sakthi, Nagar Porur Chennai-600116, 044-22520191, 42014260. CHINCHWAD: SHCIL, 217-218, Kohinoor Arcade, Sec No 24 B’Bay- Pune Rd, Nigdi Chincwad, Pune-Maharashtra-411044, 020-27654837, 64103427. COIMBATORE: SHCIL, A-108, Raheja Centre 1St Floor, 1073/74, Avinashi Road, Coimbatore-641018, 0422-2241606, 4214004. CUTTACK: SHCIL, 1St Floor, Plot No-3027/3401, Opp-Kedarson, Dolamundai, Cuttack-753001, 0671-2411837, 2428720. DAVANGERE: SHCIL, 1St Frl Above Mahalakshmi, Book Depot Akkanahadevi, Rd Pj Extension, Davangere-577002, 08192- 236964/65, 234442. DEHRADUN: SHCIL, 59/3, 1St Floor, Rajpur Road, Above Idbi, Bank, Dehradun.-248001, 0135-2652558, 6454102, 2710215/48. NEW-DELHI: SHCIL, 8A, Milap Blg , Gr Floor, Bahadur Shah Zafar Marg, New Delhi, New Delhi-110002, 011-23359517/18/19, 43546864. SHCIL, 3, Vardhman Trade Centre, 2Nd Floor, Nehru Palace, Dda Complex, New Delhi-110019, 011-26425334/35/36/37, 26281579. SHCIL, 103, 1St Floor, Suneja Tower-1, Janakpuri District Centre, Janakpuri, New Delhi-110058, 011-25507314/16, 2550732664699300. SHCIL, Gr Flr Shop Gf13 Bld No 3, Ansal Chambers I, Bhikaji Cama Place, New Delhi-110066, 011-26193384/85, 26193418, 64699302. SHCIL, 504, 5Th Floor, B-08, Gditl, Tower Netaji Subhash, Palace Opp Wazirpur Depot, Pitampura-Delhi-110034, 011 -27357134/37, 2735713564699300. SHCIL, 401, 4Th Floor, Ashish Corporate Tower, Community Centre, Karkardooma Delhi-110092, 011-22375747/44. SHCIL, 68/2 2Nd Floor Above, Mehra Sons Jewellers, Janpath, New Delhi-110001, 011-23324909/01, 64699304. DHANBAD: SHCIL, 201, Shanti Bhawan, Bank More, Dhanbad-826001, 0326-2300185, 2300184. DHARWAD: SHCIL, Sri Ranga Towers, Ground Floor, Near Nttf, Ramnagar Cross, P.B.Road, Dharwad-580001, 0836-2435635, 2435636. DOMBIVILI: SHCIL, C/O Dombivili Nagri Shaka, Ri Bank , Ist Flr, Guruprasad Blg Manpada Rd, Dombivile (E)-Thane-421201, 0251- 2861199, 2860751. ERODE: SHCIL, 110/4, 1St Floor, R K Samy Bldg, Sathy Road, Near Bus Stand, Erode-638003, 0424-2213823, 2214026. GANDHIDHAM: SHCIL, Office No. 206, Sindhu-Ii, Plot No.302, Ward 12-B, Gandhidham(Kutch)-370201, 02836-226585, 226586. GANDHINAGAR: SHCIL, Plot No. 447 2Nd Floor, Sector 16 Gh 5, Nr.Pragna Petrol Pump, Gandhinagar-382016, 079-23248579. GHAZIABAD: SHCIL, 301 And 302, 3Rd Floor, Hans Plaza, Ambedkar Road, Ghaziabad-201001, 0120-2796097, 2796098/ 99. GOA: SHCIL, 2Nd Floor, Tamba Building, Dr. Atmaram Borkar Road, Panaji-Goa, Goa-403001, 0832-2421497, 2421496. GORAKHPUR: SHCIL, Office No. 16, 17, 18, 3Rd Floor The Mall , Cross Road, Bank Road , Gorakhpur-273001, 0551-2341809. GULBARGA: SHCIL, G1 & G2, Shrushti Arcade, Gr Frl Opp St Mary Church, Court Rd Off Sb Temple Rd, Gulbarga-585102, 08472-279710/11. GUNTUR: SHCIL, S2 Raghu Mansions, 2Nd Flr, Opp. To Sankar Villas, 4/1 Brodipet, Guntur -522002, 0863-6642898, 6640898. GURGAON: SHCIL, Shop No251, Central Arcade, 1St Floor , Opposite, Sahara Mall, Dlf Phase II, Gurgaon, Haryana-122002, 0124-2387956/59, 4068690. GUWAHATI: SHCIL, Blue Dart Complex Maniram, Dewan Lane Jadav Bora, Complex G S Road, Ulubari, Guwahati-781007, 0361-2460587/88, 2454213. GWALIOR: SHCIL, First Flr, Sharma Mansion, Nr Archies Gallary Old, High Court Rd Jayendra, Ganj Lashkar, Gwalior-474009, 0751-4077783, 4065111, 4065111. HALDIA: SHCIL, Akash Ganga Commercial, Complex Unit No 3/17, 3Rd Floor, Durgachalk, Haldia, Dist:Purbamidnapor-721602, 03224-272067, 272166. HALDWANI: SHCIL, Shop Nol L-2 Durga Center, Bhotia Parao, Nanital Road, Haldwani- 263139, 05946-282392/93. HARIDWAR: SHCIL, Gr Floor , Royal Plaza, Chandracharya Chawk, Ranipur More, Haridwar-249407, 01334-265941/266504, 645404. HASSAN: SHCIL, 1St Floor Lakshmi Complex, Opp Bsnl Bhavan, B M Road, Hassan-573201, 08172-232117/18. HAZARIBAGH: SHCIL, Above Central Bank Of Ind, Bodom Bazar, Malviya Marg, Hazaribagh-825301, 06546-222847, 222674. HUBLI: SHCIL, 1St Floor, Varsha Complex, Behind Bhavani Arcade, Opp. Basava Vana, Near Old Bus Stand, Hubli-580029, 0836 -2212050, 2253112, 2253106 (D). HYDERABAD: SHCIL, Vertex Plaza Shop No -4, 1-1-238/2/4, A.S Rao Nagar, Hyderabad-500062, 040 -27133205, 27133207. SHCIL, Shop No 7, 10-4-3 Afia, Plaza, Nr Humayun Nagar, Post Office Masab Tank, Mehdipatnam Hyderabad-500028, 040-23300160, 23300163. SHCIL, 2Nd Floor, Shop No 7&8, Dno 17-85/C/106 Main Road, Annapurna Shoping Complex, Dilsukh Nagar, Hyderabad-500060, 040-24151197, 24151203. SHCIL, G6-G10, East Block, Swarna, Jayanthi Commercial Comp, Next Huda Maitrivanam, Ameerpet Hyderabad-500038, 040-66664675, 66071031. SHCIL, Plot No138, Kalyani Sri, Sai Niketan, Bhagynagar, Colony , Opp Kphb Colony, Kukatpally Hyderabad-500072, 040-66203220, 23063560. SHCIL, 3-6-269, G6 And G7, Mym Money Centre, Opp.Telugu Academy, Himayatnagar, Hyderabad-500029, 040-23261526, 23261527. ICHALKARANJI: SHCIL, 545/1 Murgunde Building, Shahu Corner Road, Near Sakharape Hospital, Ichalkaranji-416115, 0230-2421595/94, 2421594. INDORE: SHCIL, 220-221, Dm Tower, Race Course Road, Indore-452003, 0731-4026910 -15, 2432061/71. JABALPUR: SHCIL, 7, Ankita Complex, 2Nd Fl, Opp. Prabhu Vandana, Talkies, Civic Centre, Jabalpur-482002, 0761-4014944. JAIPUR: SHCIL, 300- A, 2Nd Flr Jse Bldng, Jln Marg, Malviya Nagar, Jaipur 302017-302017, 0141 -2729047/48/49/50/52. SHCIL, Sangam Tower, 2Nd Floor, Off No 213 Church Road, Jaipur 302001-302001, 0141-2387276/ 75, 2387104/ 05. JALANDER: SHCIL, 1St Floor , Sco 33, Multani Tower, Puda Complx, Opp. Tehsil Complex, Jalander, Punjab-144001, 0181-2243974, 2453076. JALGAON: SHCIL, C/O Shree Mahavir, Sahakari Bank Ltd.87, Polan Peth Dana Bazar, Jalgaon-425001, 0257-2222690/ 2220102. JAMMU: SHCIL, 83 A/D Extn, Near Police Lines, Gandhi Nagar, Jammu-180004, 0191-2455053, 2455058. JAMNAGAR: SHCIL, Off.No.6 To 8, Madhav Darshan Complex, Opp. Cricket Bunglow, Gurudwara Rd Jamnagar-361001, 0288-2770125, 2661159. JAMSHEDPUR: SHCIL, Shantiniketan Building, 2Nd Floor Isb Shop Area, Main Road Bistupur, Jamshedpur-831001, 0657- 2420437, 2420438. JAYANAGAR: SHCIL, Shop No 7, 1St Floor, # 44 , 3Rd Cross, Jayanagar, 4Th T Block, Bangalore-560011, 080-22453800, 22453900. JODHPUR: SHCIL, 1St Floor, 54 Gulab Bhavan, Chopasani Road, Near Kankariya Building, Jodhpur-342003, 0291-2636609, 2636710. JORHAT: SHCIL, K D Building, 1St Floor Rupahi Ali, Garali, Jorhat-785001, 0376-23000368, 2300550. JUNAGADH: SHCIL, 34, 35, Platinum Complex, Jayshree Talkies Road, Kalwa Chowk, Junagadh-362001, 0285-2652748, 2629748. KAKINADA: SHCIL, Door No. 5-1-6/1 2Nd Flr, Ayyappa Towers Main Road, Suryarao Peta, Kakinada-533002, 0884- 2347774, 2347775. KALYAN: SHCIL, Shcil, Gala No.110, Vasant Vihar Complex, Chandulal Joshi Compound, Opp.Railway Stn, Kalyan(W)-421301, 0251-2315421/22, 2315423/24. KANNUR: SHCIL, 2Nd Floor, K V R Towers, South Bazar, Kannur-670002, 0497- 2712333, 2712323. KANPUR: SHCIL, Bhatia Complex, 124/1, C-Block, Govind Nagar, Kanpur-208005, 0512 -2653688, 2653687, 3065029. SHCIL, Ground Flr, Krishna Tower, 15/63 Civil Lines, Kanpur-208001, 0512-2306138, 2338096/ 2306084. KARAIKUDI: SHCIL, A.C.A Complex , 1St Floor, Door No 30/1C, Sekkalai Road, Karaikudi-630001, 04565- 232180. KARKALA: SHCIL, Shop No 12, D.No 127/23, 1St Floor Sharada Palace, Market Road , Karkala-574104, 08258-234650, 08258-234651. KARNAL: SHCIL, 1St Flr, 16, Mahila Ashram, Complex Above Gift Galler, Behind Main Bus Stand, Karnal-132001, 0184-2253875, 2262734. KARUR:, SHCIL, 128-A Vanitha Towers, 1St Floor, Kovai Road, Karur-639002, 04324-240628, 240438/240528. KHAMBHAT:, SHCIL, No 4, Raj Darshan Complex, Station Road, Khambhat-388620, 02698-222283. KOCHI:, SHCIL, Safeena Mansion , Gr Floor, Ravipuram Junction , Kanoos Theatre, M G Road, Kochi-682016, 0484 -2363022, 2363023. KOLHAPUR:, SHCIL, Ayodhya Towers, 4Th Floor, 511 Kh’E’Ward, Near Dabolkar Corner, Stn Road, Kolhapur-416001, 0231-2663123/80//24. KOLKATA:, SHCIL, A.G. Towers 6Th Floor, 125/1, Park Street, Calcutta-700017, 033-22262081, 26662100. , SHCIL, Rnm House, 3Rd Floor, 3B Lal Bazar Street, Calcutta-700001, 033-22420777, 22107584. :, SHCIL, E Ii 24/25 2Nd Floor, Commercial Complex, East Block Bishop Jerome, Nagar, Kollam-691001, 0474 2768158, 2768159. KORAMANGALA:, SHCIL, No 103, 1St Floor, Mighkhb Colony, 17Th Main, 5Th Block Koramangala, Bangalore-560095, 080-25529149, 25529150. KOTA:, SHCIL, Mewara Plaza, 344, Shopping Centre, Rawat Bhata-Guman Pura Rd, Kota-324007, 0744-2360863, 2361356. KOTTAYAM:, SHCIL, 2Nd Floor, Korattaiyil, Complex, Opposite Public, Library, Sashtri Road, Kottayam-686001, 0481- 2303670, 2303671. KUNDAPUR:, SHCIL, Door No. 433/1/51, I Floor, Near Manunath Nursinghome, Mastikatte Main Road, Kundapur-576201, 08254-234557/58. KURNUL:, SHCIL, Flat No A10, 1St Flr, Bhupal Complex Park, Road Kurnool-518001, 08518-278738, 278739. LUCKNOW:, SHCIL, 36/15 , 1St Floor, Above, India Bulls, Saprumarg, Opp Rohit Bhawan, Lucknow-226001, 0522-2629850/40. LUDHIANA:, SHCIL, Cabin No. 501, Sco 18, 5Th Floor, Opp Lse. F.G.Market, Ludhiana-140001, 0161-2422157, 3017701. MADURAI:, SHCIL, C-1, 3Rd Floor, A R Plaza, 16/17 North Veli Street, Madurai-625001, 0452-2342174, 2350178 (TELEFAX). MALLESWARAM:, SHCIL, No 13 Vasanth Milan, 1St Cross, Malleswaram, Bangalore-560003, 080 -23560525, 23461225. MANGALORE:, SHCIL, Shop No 6 & 7 2Nd Flr, Manasa Tower M G Rd, Kodialbail, Mangalore-575003, 0824- 2494986, 2495220/ 2495224. MANIPAL:, SHCIL, 1St Floor, Trade Centre, Near Syndicate Circle, Manipal-576104, 0820-2572115, 0820-257116. MEERUT:, SHCIL, T-306, Ganag Plaza, Begum Bridge Road, Meerut, Uttar Pradesh-250002, 0121-2656274, 2655167. MEHSANA:, SHCIL, Om Complex 2Nd Flr, Radhanpur Road Cross Rd, Nr Petrol Pump, Mehsana-384002, 02762-232622/23. MIRZAPUR:, SHCIL, Plot No 64 Keshav Kunj, Mission Compound Ramai, Patti Civil Lines Above, Icici Bank Mirzapur Up-231001, 05442-253012. MOGA:, SHCIL, 531/09 Nifd Campus, New Town Opp. D.M.College, Moga, Punjab-142001, 01636-233296/223896. MOHALI:, SHCIL, S C F 33 1St Floor, Phase 5, Mohali, Punjab-160059, 0172-2272123, 4655065. MUGALSARAI:, SHCIL, 3Rd Floor 952 Gt Road, Subash Nagar, Near Subhash Park, Mugalsarai Chandauli-232101, 05412-257542. MUMBAI:, SHCIL, Shop No 8, Bayside Arcade, Dr B A Road, Parel, Mumbai-400012, 022-24115313, 24125313. , SHCIL, No 4 Parsian Apartments, V.P. Road, Next To, Zoroastrian Co-Op. Bank, Off S.V. Road, Andheri W-400058, 022-26230910, 26230912. , SHCIL, 169/C Neelkanth Niwas, Purandare Park Society, Dr. Ambedkar Road, Dadar Tt , Mumbai- 400014, 022-24151706/07. , SHCIL, Shcil, Centre Point, Unit No 301, 3Rd Floor, Dr . B Ambedkar Rd, Parel, Mumbai-400012, 022-61779400-09. , SHCIL, 12/14, Uti Bldg, Bank Street Cross Lane, Near Old Custom House, Fort-400023, 022-22622677, 22675960/61. , SHCIL, Raheja Chamber, Office No.15, Gr Flr, Nariman Point, Mumbai-400021, 022 -22884685/87, 2284424722852970. , SHCIL, Basaveshwar Bhavan 1St Fl, Basaveshwar Chowk, D K Sandu Marg, Chembur-400071, 022-25288358, 25290542. , SHCIL, 104 Shyam Kamal A Wing, 1St Flr Opp Vileparle, Rly Stn. Vileparle East, Mumbai-400057, 022- 26161101/26105363, 26184143. , SHCIL, Vishwanagar Co-Op Hsg, Soc.Gr. Flr, Junction Of, R B Mehta Road&Hingwala, Lane, Ghatkopar, E Mumbai-400077, 022 -21021795/21022653, 21020790. , SHCIL, Rewa Apts.’B’ Ground Flr, Behind Boi Opp Cadbury, House Bhulabhai Desai Rd, Mahalaxmi, Mumbai-400026, 022-23538225, 23526220. , SHCIL, Unique Towers, G-2, Gr.Flr, Behind Patel Auto, Off, S V Road Goregaon West, Mumbai-400062, 022-28787336, 28787341. , SHCIL, Shop. No.10, Ground Floor, Madhumilan Co-Op Hsg Soc, Mangal Kunj, S.V. Road, Borivali (West)-400092, 022 -28332104, 28332085. , SHCIL, Shop No.2 , Koteshwar Apts, R.H.B. Rd Opp Icici Bank, Mulund West, Mumbai-400080, 022-25907618/17, 25620703. , SHCIL, 25, Gr Floor, Hazari Baug, Station Road, Vikhroli West, Mumbai-400083, 022-25779282, 25778466. , SHCIL, M1 Keshava Building, Bandra Kurla Complex, Bandra (E), Mumbai-400051, 022-26591252, 26591254. MUZAFFARPUR:, SHCIL, Domapokhar Bank Road, Near Sutapatty, Shyam Mandir Marg, Muzaffarpur-842001, 0621-2246222, 2246422. MYLAPORE:, SHCIL, Shop No:1B, Ground Floor, 4/180 Tnhb Complex, Luz Corner, Mylapore, Chennai-600004, 044- 43536409, 24986972. MYSORE:, SHCIL, 442/3 & 4 1St Floor, Chamaraja Double Road, Ramaswamy Circle, Mysore-570024, 0821-2333860, 2333926. NAGPUR:, SHCIL, 3Rd Floor, Saraf Court, Opp Yeshwant Stadium, Dhantoli, Nagpur-440012, 0712 -6611595, 2443561, 6612258. , SHCIL, 1St Flr Vishnu Complex, Opp Rahate Hospital, C A Road, Nagpur-440008, 0712 -6643469/6643470, 6643499. NAIHATI:, SHCIL, Surya Kiran Apartment, Ground Floor, 212, R B C Road, Post Naihati, 24 Pgs(North), West Bengal-743165, 033 25023076, 25023080. NANDED:, SHCIL, 1St Floor Ramashish Bldg, Above Icici Bank Vip Rd, Nanded-431602, 02462-252962, 640474. NASIK:, SHCIL, F8, 1St Flr Suyojit Sanku, Adjacent To Rajiv Gandhi, Bhavan(Nmc) Sharapur Rd, Nasik-422002, 0253 -2232859. NAVI-MUMBAI:, SHCIL, Plot No.P-51, Ttc Industrial Area, Midc, Mahape, Navi Mumbai-400710, 022- 61778500. , SHCIL, 11/12 Thakker Towers, Ground Floor, Sector 17, Vashi Navi Mumbai-400703, 022- 27897167/70, 27897170. , SHCIL, Shop No 1 Yashogandh Chs, Middle Class Chs, Near Rupali Theatre, Old Panvel-410206, 022-27462056/57, 27462057. NAVSARI:, SHCIL, 2288/101 1St Floor, Nanuvishnudham, Swami Vivekanand Road., Kansarawad Navsari-396445, 02637-249403/01/25, 645613. NELLORE:, SHCIL, H No 16/1102 Ground Flr., Moon Land Apartments, K V Agraharam Pogathota, Nellore-524001, 0861-2343480, 2343481. NIZAMABAD:, SHCIL, Kavitha Complex, Block E 1St Floor, Godown Road, Nizamabad-503001, 0846-2232233, 22322355. NOIDA:, SHCIL, P/5 , 203 2Nd Floor, Ocean Plaza, Sector-18, Noida U P-201301, 0120-2516368/69, 25163704217077. PALAKKAD:, SHCIL, 1St Floor, Fort Centre, Complex, Fort Maidan, Stadium Bye Pass Road, Palakkad-678001, 0491 2510851, 2510861. PANCHKULA:, SHCIL, Sco-64, 1St Floor, Sector-11, Panchkula-134109, 0172-4635063, 4639064. PATAN:, SHCIL, 55, 56, 57, 2Nd Floor, Shreedev Complex, Station Road, Patan-384265, 02766-222920, 222921. PATIALA:, SHCIL, No. 6 & 7, Leela Bhavani Market, Patiala-147001, 0175-2201890, 2304678. PATNA:, SHCIL, 301-305, Ashiana Plaza, Budh Marg, Patna-800001, 0612-2231167/3292768, 2201129/ 6171. PHAGWARA:, SHCIL, Scf 31, First Floor, Near Arjun Mall, Guru, Hargobind Nagar Market, Phagwara, Punjab-144401, 01824-262725, 262981. PONDICHERRY:, SHCIL, 201, 1St Floor Mission, Street, Pondicherry-605001, 0413-2331751, 2331752/55. PORBANDAR:, SHCIL, Purusharth, Ground Floor, Behind Aroon Photo Studio, M.G.Road, Porbandar-360575, 0286 -2203144, 2215884. PUNE:, SHCIL, 5/33 Agarkar Nagar, Boat Club Road, Near Alankar Theatre, Pune-411001, 020-26050115, 26050116. , SHCIL, Sneh Leela Apt, 1St Floor, Apte Road, Deccan Gymkhana, Pune-411004, 020-25520418/25521842, 25521843. RAICHUR:, SHCIL, Shreyansh Tower 1St Frl, 11/2/59/A-1 M G Rd Above, Bank Of Maharashtra, Raichur-584101, 0853-2225049/50. RAIPUR:, SHCIL, 222- 223, Rishabh Complex, M.G.Road Behind Hotel All, Near Raipur, Raipur-492001, 0771-2534212, 4034155. RAJAHMUNDRY:, SHCIL, 7-28-32, 2Ndfloor, Jupudy Complex, T. Nagar, Rajahmundry-533101, 0883-2439476, 2476761. RAJKOT:, SHCIL, Shree Sadguru Complex, 1St Flr, Opp.Tirupati, Petrol Pump, Kalawad Road, Rajkot-360007, 0281-2478004, 2478006. , SHCIL, Orbit Complex, Grnd Floor, Nr. Sadar Police Chowky, Sadar Bazar, Rajkot-360001, 0281 244959. RANCHI:, SHCIL, 5, Arjan Place, 3Rd Floor, Main Road, Ranchi-834001, 0651-2331632, 2330938. ROURKELA:, SHCIL, Plot No:307/2050, Behind Pani Market Comple, Udit Nagar, Rourkela-769012, 0661-2500051, 0661-2500056. SALEM:, SHCIL, Shop No: 5/1, First Floor, Sri Lakshmi Complex, No 76, Cherry Road, Opp To Govt Arts College-636007, 0427-2418648, 2418649/50/58. SANGLI:, SHCIL, Gomtesh Padmavati, 111/112 Mahaveer Nagar, Sangli-416416, 0233- 2623252/51, 2623253. SATNA:, SHCIL, Shop No 1 , 1St Floor , K B Complex, Seemariya Chowk , Rewa Rd, Satna (Mp)-485001, 07672-411095. SECUNDERABAD:, SHCIL, G9-G10 Gr Floor Bhuvana, Towersnear (Cmr Building), Near Manju Theartre, S D Road , Secunderabad- 500003, 040-27803394, 27803395. SHIMLA:, SHCIL, 201 P. C. Chambers, Near, Ritz Cinema Road, The Mall, Shimla-171001, 0171-2803737, 2804747. SHIMOGA:, SHCIL, 1St Flr, Sangappa Complex, Garden Area, 3Rd Cross, Beside State Bank Of Hyd, Shimoga-Karnataka-577201, 08182 -227785, 227786/ 227745. SILCHAR:, SHCIL, N.N.Dutta Road, Near Guruduwara, Cachar Slichar, Assam-788001, 03842-230120/26. SOLAN:, SHCIL, Platinum Mall Ground Frl, South Enclave Bye Pass, Saproon, Solan-173211, 01792-225464/65. SOLAPUR:, SHCIL, 148 Railway Lines, Nr Nav Bharat Gas Agency, Dufferin Chowk , Solapur-413001, 0271-2310093/94. SRI GANGA NAGAR:, SHCIL, 21/A Bhardwaj Bhavan, 1St Floor Ravindrapath, Sri Ganga Nagar, Rajasthan-335001, 0154-2440993, 24422022444202. SURAT:, SHCIL, 311, Shyam Chambers, Opp. Sub Jail, Ring Road, Surat-395002, 0261-2321281/82/83. SURENDRA NAGAR:, SHCIL, First Flr Above Himanshu, Textorium Jawahar Rd, Derasar Chownk, Surendra Nagar-363001, 02752- 220075, 228237. THANE:, SHCIL, No1 Crystal Court, 1St Flr, Near Thane Janata Bank, B Cabin Road, Shivaji, Nagar, Naupada Thane(W)-400602, 022-25451752/25453791, 25453790/2545. TINSUKIA:, SHCIL, Shyam Kunj Complex, Opp Hero Honda Show Room, Chirwayapatty Rd, Tinsukia-786125, 0374-2336010. TIRUPATI:, SHCIL, Shop No 10 1St Flr, Sridevi Complex, Tilak Road, Tirupati-517501, 0877-2220202, 2222724. TRICHUR:, SHCIL, Pooma Complex, 3Rd Floor, M G Road, Trichur-680001, 0487 2445657, 2445657. TRICHY:, SHCIL, A-1, Srishti Court, Ground Floor, Salai Road, Woraiyur Trichy-620003, 0431-2750927, 2750928. TRIVANDRUM:, SHCIL, Sowbhagya, T.C.3/2730-2, Palace View Lane, Pattom Palace P.O., Trivandrum-695004, 0471-2543133, 2543032. TUTICORIN:, SHCIL, Anbu Medical Complex, First Floor, 285/8 D, Wgc Road, Tuticorin-628002, 0461-2327638. UDAIPUR:, SHCIL, 101, Anand Plaza, University Road, Nr. Aayad Bridge, Udaipur-313001, 0294-2429575, 24295095101866. UDIPI:, SHCIL, 3Rd Floor, Shriram Arcade, Opp Head Post Office, Udupi-576101, 0820-2535404, 0820-2535405. UJJAIN:, SHCIL, 103 -104, Siddhivinayak Trade Cente, Opp Shaheed Park, Freeganj, Ujjain-Mp-456010, 0734-4014174, 2515961. VARANASI:, SHCIL, Kuber Complex, 4Th Floor, D-58/2 Rath Yatra, Varanasi-221010, 0542-2226818, 2226897/ 2226098. SHCIL, Shop No 7, Kashiraj Apartment, Kammachha, Varanasi-221010, 0542-2455732, 2455734. VELLORE:, SHCIL, Nexus Tower, 3Rd Flr No:6, Officer Line, Opp.Voorhees School, Vellore-632001, 0416-2221894, 2221895. VERAVAL:, SHCIL, First Floor, Swastik Complex, Bus Station Road, Veraval-362265, 02876 -244202, 244203. VIJAYWADA:, SHCIL, D No 27-14-47 Opp, Buckingham Post Off, Rajagopalchari Street, Governerpet Vijaywada-520002, 0866- 6666898/2579004, 2579002. VISHAKAPATNAM:, SHCIL, 30-15-28 Silver Willow, 2Nd Floor, Dabha Garden, Vishakapatnam-530020, 0891- 2752070, 2716577/78. VISNAGAR: SHCIL, 48, Sukhnivas Complex, 1St Flr Station Road, Visnagar-384315, 02765-227610, 227620. WARANGAL: SHCIL, Shop No-16, Mayuri Bvss, Complex H.No-5-9-36/37, Lashkar Bazar Hanamkonda, Main Road , Warangal-506001, 0870-6565113, 2553318. WARDHA: SHCIL, Shop No 3 & 4 Sun Complex, Rajkala Rd, Opp Maharashtr Bank, Wardha Maharashtra-442001, 07152-251925, 251927. YAVATMAL: SHCIL, Shcil, Shop No-18, 19, 20, 21, 1St Floor, Super Bazar, Sbi Square, Yavatmal-445001, 07232-244884, 250276. SPA SECURITIES LIMITED AHMEDABAD: SPA Securities Limited, 401, Arjun Avenue, Near Nutan Nagrik Bank, Opp. Samartheshwar Mahadev, Ellisbridge, Ahmedabad-380006, Tel: 079-3001 3800. AGRA: SPA Securities Limited, Shope No-9, 10,11 Block No-17/2/4 Friends Wasan Plaza Sanjay Place Agra–282002, Tel: 0562-3058262- 239. BANGALORE: SPA Securities Limited, 703-704 7th Floor Brigade Tower 135 Brigade Raod Banglore–560025, Tel: 080-4111 7006. CHANDIGARH: SPA Securities Limited, 1st Floor, Sco-307, Sector-38-D, Chandigarh-160009, Tel: 0172-4678545. CHENNAI: SPA Securities Limited, D.No-2 5th Floor Phase-Ii Kasi Arcade No-14 Sir Thayagarya Road T. Nagar Chennai–600017, Tel: 044-43993400. HYDERABAD: SPA Securities Limited, No 6-3-1109/5 & 6 2nd Floor G S Mall Sumaji Gudda Hyderabad -500082, Tel: 040-44331300. JAIPUR: SPA Securities Limited, Prime Plaza, 26 Gopal Bari Oppsite. Vidhayak Puri Police Station Khasakothi Jaipur–302001, Tel: 0141-4260000/29. KANPUR: SPA Securities Limited, Office No. 226 B, 2nd Floor, City Center, The Mall, Kanpur -208001, Tel: 0512-23911231. KOLKATA: SPA Securities Limited, Diamond Chambers Room No-8-0 8th Floor 4 Cowringhee Lane Kolkata-700016, Tel: 033-22521537. LUCKNOW: SPA Securities Limited, S-209 A 2nd Floor, Sky Hi Chamber, Saran Chamber 2, 11/05 Lane Park Road, Luck Now–226001, Tel: 0522-6051917. MEERUT: SPA Securities Limited, J-260, 2nd Floor Abu Plaza Abu Lane Meerut-250001, Tel: 0121-40181403. MUMBAI: SPA Securities Limited, 101-A, 10th Floor Mittal Court A-Wing Nariman Point Mumbai-400021, Tel: 022-40439000. SPA Securities Limited, 602 Embassy Centre Nariman Point Mumbai-400021, Tel: 022-22829706. NEW DELHI: SPA Securities Limited, 25 C Block Comunitey Center Janakpuri New Delhi–110058; Tel: 011-45675500/45586600. PATNA: SPA Securities Limited, 301 A, 3rd Floor Bhuwneshwar Plaza Near Magadh Stock Exchange Patna-800001, Tel: 0612-3249356/57. PUNE: SPA Securities Limited, 5 Shankar Smiriti Secound Floor Next To Kaka Halwai Prabhat Road Lane Number 9/3, 39/25 Erandwna Off Kary Road Pune -411004, Tel: 020-30223276. TATA SECURITIES LIMITED AHMEDABAD : Tata Securities Limited, 12/A Gr Floor, Campus Corner 1, Near Pralhadnagar AUDA Garden, Satellite,Ahmedabad-380015; Tel: 66070012/66070018. . BANGALORE : Tata Securities Limited, No. 58/4, Ground Floor, 8th Main, 18th Cross Junction, Malleshwaram, Bangalore-560055; Tel: 65322450/65322451. BHUBANESHWAR : Tata Securities Limited, Rajendra Vihar Block–‘D’ Forest park, Main Road, Bhubneshwar-751009; Tel: 6540127/6540141. CHANDIGARH : Tata Securities Limited, Gr Floor, SCO 147-148, Sector 9 C, Chandigarh-160017; Tel: 6625830/6544426. CHENNAI : Tata Securities Limited, Unit No. 1, 1st Floor, Mandira Apartment,23 A North Boag Road,Chennai–600017; Tel: 64509770/64509771. DEHRADHUN : Tata Securities Limited, 7/3 Shivam Tower, 2nd Floor, New Cantt Road, Dehradun–248001; Tel: 6050023/6050024. JAIPUR : Tata Securities Limited, Niddhi Kamal Towers, 37& 38 B, Banwara House, Ajmer Road, Jaipur-302006; Tel: 6507055/6455532. JAMSHEDPUR : Tata Securities Limited, 2nd Floor, Aditya Towers, Main Road, Bistupur, Jamshedpur-831001; Tel: 4036205/4036206. JAMSHEDPUR : Tata Securities Limited, Qtr No K3/39 H.S. Road,Telco Colony, Jamshedpur-831004; Tel: 6459406/6459437. KOLKATA : Tata Securities Limited, 1st Floor, Tata Centre, 43 J L Nehru Road, Kolkata-700071; Tel: 64993234/64993235. KOLKATA : Tata Securities Limited, HA-6, Sector-III, Salt Lake, Kolkata-700091; Tel: 23350746/23350750. LUCKNOW : Tata Securties Limited, Shalimar Logix, gr Flr, 4, Rana Pratap Marg, Behind Arif Castle, Lucknow-226001; Tel: 4036205/4036206. MADURAI : Tata Securities Limited, Plot No.1 K.K.Nagar, Opp: Jawahar Hospital, Aavin Milk Project Junction, Madurai-625020; Tel: 6450109/6450110. MUMBAI : Tata Securities Limited, 4 Nirmal Milan CHS Nehru Road Vile Parle (E), Mumbai-400057; Tel: 64572361/64572362. MUMBAI : Tata Securities Limited, 3rd Floor, Lodha I Think Techno Campus, Pokhran Road, Thane (West)-400607; Tel: 61827933/61827935. NAGPUR : Tata Securities Limited, Shriram Sham Tower, Block No.132, 1st Floor, SV Patel Marg, Kingsway Civil Lines, Nagpur–440001; Tel: 6450383. NEW DELHI : Tata Securities Limited, C/o TMF, 4th Flr, Kanchenjunga Bldg, Barakhamba Road, New Delhi-110001; Tel: 64640016/64640017. PUNE : Tata Securities Limited, Office No.11, 3rd Floor, Brahma Chambers,2010,Sadashiv Peth,Tilak Road, Pune-411030; Tel: 65000681/65000682. SECUNDERABAD : Tata Securities Limited, 1-7-284 to 293, Jade Arcade, M G Road, Secunderabad-500003; Tel: 23260178/23260179.

SHRIRAM TRANSPORT FINANCE COMPANY LIMITED 47 IN THE NATURE OF FORM 2A-MEMORANDUM CONTAINING SALIENT FEATURES OF THE PROSPECTUS TRADING MEMBERS The Trading Members shall accept Application Forms only in such cities/ towns where the banking branches (escrow banks) are available. Details of such branches of the Escrow Banks where the Application Form along with the cheque/ demand draft submitted by a Non ASBA applicant shall be deposited by the Trading Members are available on the websites of NSE and BSE at www.nseindia.com and www.bseindia.com, respectively. LIST OF SELF CERTIFIED SYNDICATE BANKS (SCSBS) UNDER THE ASBA PROCESS Sr. Bank Branch Address Contact Person Contact Number Fax No. 1 Axis Bank Limited Centralised Collections and Payment Hub (CCPH) 9th Floor, Solaris, C-Wing Opp L&T Gate No 6, Mr Kirit Rathod, Vice President 022-40754981/ 82/83/9820850829 022-40754996 Saki Vihar Road, Powai, Mumbai – 400072 2 State Bank of Hyderabad Gunfoundry, Hyderabad Sri Ashok Kulkarni 040-23387325 040-23387743 3 Corporation Bank Capital Market Branch, Ist Floor, Earnest House, NCPA Marg, Nariman Point, Mumbai-400021 Mr. Amod Kumar 22841406/22842764/9870340031 022-22843823 4 State Bank of Travencore Anakatchery Buildings, Y M C A Road, Statue, Thiruvananthapuram-695001 P.P. Muraleedharan 0471-2333676 0471-2338134 5 IDBI Bank Limited IDBI Bank Limited, Central Processing Unit, Sarju House, 3rdFloor, Plot No 7, Street No. 15, Andheri MIDC, Rajiv Nair / Anoop Kumar Jaiswal 022-6670 0659/66700660 022-66700669/666 Andheri (E), Mumbai, Pin : 400093 6 State Bank of Bikaner & Jaipur Financial Super Market Branch, Apex Mall, Tonk Road, Jaipur Shri N K Chandak 0141-2744415/9413398505 0141-2744457 7 Yes Bank YES Bank Limited, Tiecicon House, Second Floor, Dr. E Moses Road, Mahalaxmi, Mumbai 400 011 Mahesh Shirali / Manoj Bisht/ 022 66229031/ 9164/9070 022-24974875 Shankar Vichare 8 Punjab National Bank Capital Market Services Branch, PNB House, Fort, Sir P.M.Road, Mumbai Sh. K Kumar Raja 022- 22621122, 22621123, 022 – 22621124 9 Deutsche Bank Sidrah, 110, Swami Vivekananda Road, Khar (West), Mumbai- 400052 Mrs. Anne Narielwala (91) (022) 6600 9428 (91) Ms. Pallavi Shilvalkar (022) 6600 9419 10 Union Bank of India Mumbai Samachar Marg, 66/80, Mumbai Samachar Marg, Post Bag No.253 & 518, Fort, Mumbai - 400023. Mr. D B Jaiswar 022-22629408 022- 22676685 11 HDFC Bank Limited FIG – OPS Department, Lodha, I Think Techno Campus, O-3 Level, Next to Kanjurmarg Railway Station, Deepak Rane / Uday Dixit 022-30752928/30752927 022-25799801 Kanjurmarg (East) Mumbai - 400 042 Maharashtra. 12 Bank of Baroda Mumbai Main Office, Mumbai Samachar Marg, Fort, Mumbai 400 023. Mr. Sonu A. Arekar 40468314/40468307 022-22835236 13 ICICI Bank Ltd Capital Market Division, No. 30, Mumbai Samachar Marg, Fort, Mumbai 400 001. Roshan Tellis 022-22627600 022-22611138 14 Vijaya Bank Head Office Bldg 41/2,M G Road Bangalore Karnataka State 560001 BM 080-25584385 15 Bank of Maharashtra Fort Branch, 1stFloor, Janmangal, 45/47, Mumbai Samachar Marg, Mumbai – 23 A D Deshpande 022-22694160/22652595/22663947/ 022-22681296 (Assistant General Manager) 9730000438 16 State Bank Of India Capital Market Branch (11777), Videocon Heritage Building (Klick House), Charanjit Rai Marg, Fort, Mumbai-400 001 Mr. Anil Sawant,Deputy Manager 022-22094932/9870498689 022-22094921 17 Andhra Bank 18, Homi Modi Street, Nanavati Mahalaya, Fort Branch, Mumbai-400023. Seshagiri Rao Jonnakuti 02222026088/22047626 18 HSBC Limited 3rd Floor, PCM Dept. Umang, Plot CTS No. 1406-A/28, Mindspace, Malad (West) Mumbai 400 064 Mr Jagrut Joshi 022-67115485/9870403732 022-66536005 (address of IPO Operations office) 19 Kotak Mahindra Bank Ltd Kotak Infiniti, 6th Floor, Building No. 21, Infinity Park, Off Western, Express Highway, General AK Vaidya Marg,Malad (E) Prashant Sawant 022-66056959/9967636316 022-66056642 20 Bank of India Stock Exchange Branch, Phiroze Jeejeebhoy Tower, (New Stock Exchange Bldg), P. J. Tower, Dalal Street, Shri Navin Kumar Pathak, 022-22723631/1677/ 022-22721782 Fort, Mumbai – 400 023. Senior Manager 9619810717 21 CITI Bank Center, Plot No C-61, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051 S Girish 022-26535504/98199 12248 022-26535824 22 IndusInd Bank IndusInd Bank Ltd. Fort Branch, Sonawalla Bldg, Mumbai Samachar Marg, Fort, Mumbai 400001 Yogesh Adke, Dy. Vice President 66366589 / 91 / 92, 9833670809 022-22644834 23 Allahabad Bank Allahabad Bank, Fort Branch, 37, Mumbai Samachar Marg, Post Box No. 282, Mumbai, Maharashtra 400 023 Shri S. K. Jain, Chief Manager 022-22655739/22662018 022-22661935 24 Karur Vysya Bank Ltd Demat Cell, Second Floor,No 29,Rangan Street, T Nagar, Chennai - 600 017 Nori Subrahmanyam 044-24340374 044-24340374 25 The Federal Bank Limited ASBA Cell, Retail Business Dept., Federal Bank, Marine Drive, Ernakulam 682031 Dhanya Dominic 0484-2201847 0484-2385605 26 Indian Bank Nandanam Branch- 480 Anna Salai, Nandanam 600035 Mr. V Muthukumar / Mr. M Veerabahu 044 24330233 044 24347755 27 Central Bank of India Ground floor, Central Bank of India, Central Bank Building, Fort, Mumbai 400001 Mr. Vineet Bansaj 022-22623148/22623149 022-22623150 28 Oriental Bank of Commerce 67, Bombay Samachar Marg, Sonawala Building, Fort,Mumbai -400001 Shri B.K. Palrecha, 022-22654791/95 022-22654779 Asstt. General Manager 29 Standard Chartered Bank Crescenzo, 3rdFloor, C/38-39, G-Block, Opp. MCA Club, Brandra-Kurla, Complex, Bandra(E), Mumbai 400 051 Rohan Ganpule 022-61157250 / 022-61157234 022-26757358 30 J P Morgan Chase Bank, N.A. J.P. Morgan Tower, Off C.S.T. Road, Kalina Santacruz - East, Mumbai - 400 098 Nandita Halady 022-6157 3833 022-6157 3910 31 Nutan Nagrik Sahakari Bank Ltd. Opp samratheshwar mahadev, Nr, Law Garden, Ellisbbridge. Miti shah 9879506795 07926564715 32 UCO Bank Mumbai Main (Retail) Br., UCO Bank Bldg., D. N. Road, Mumbai- 400 023 Manager 022 40180105 2222870754 33 Canara Bank Merchant Banking Division, 407, 4thFloor, Himalaya House, 79, Mata Ramabai Ambedkar Marg, Mumbai 400 001 Mr. Arvind Namdev Pawar 022-22661618, 22692973, 9969670141 022-22664140 34 United Bank of India Global Cash Management Services Hub, 4th Floor, United Bank of India, United Tower, Head Office,11, AGM (CMS & Demat) 03322624175/03322624176 033-22624176 Hemanta Basu Sarani, Kolkata – 700 001. 35 Syndicate Bank Capital Market Services Br. 26A, First Floor, SyndicateBank Bldg, P.M. Road, Fort, Mumbai - 1 P Padmavathy Sundaram, Chief Manager 022-22621844 022-22700997 36 South Indian Bank ASBA Cell (NODAL OFFICE)1st Floor, SIB Building, Market Road, Ernakulam – 682035, Kerala, India. John K Mechery 9645817905 0484-2351923 37 Indian Overseas Bank Chennai DP Branch, Mezzanine Floor, Cathedral Branch, 762, Anna Salai, Chennai 600 002 Mr. R.S. Mani / Mr. M. Sasikumar 044-28513616/ 28513617/ 28513618 044-28513619 38 Tamilnad Mercantile Bank Ltd. Tamilnad Mercantile Bank Ltd.,Depository Participant Services Cell, Third Floor, Plot No.4923, Ac/16, 2nd Avenue, Mr. K. Natarajan 044-26192552 044-26204174 Anna Nagar (West), Chennai - 600 040, Tamilnadu, India 39 City Union Bank Ltd. 48, Mahalakshmi St.,T.Nagar, Chennai - 600 017. Sivaraman 044-24340010, 24343517, 044-24348586 24346060, 24348586, 9380286558, 9382642081, 9380286558 40 BNP Paribas BNPParibas House, 1, North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 Mr. Prem Mariwala, Mr. Dipu SA, 022-61964570, 61964594, 61964592 022- 61964595, 61964595, Ms Prathima Madiwala 61964595 41 The Kalupur Commercial Kalupur Bank Bhavan, Nr. Income Tax Circle, Ashram Road, Ahmedabad-380 014 Jay V. Pathak Manager 079-27582028 079-27544666 Co-Operative Bank Ltd. 42 Bank of America N.A. EA Chambers, Express Avenue 8th Floor No. 49, 50L, Whites Road, Royapettah, Chennai 600014 Swaminathan Ganapathy/A S Sreedharan 044-42904526 044-43528911 43 The Ltd. Bharat House, Ground Floor, 104, Bombay Samachar Marg, Fort Mumbai - 400 001. S Ramanan 022-22672255, 22672247(M), 022-22670267 22673435(CM)

44 CO 99-102, Sector - 8C, Chandigarh Shri. Amarjit Singh Girn 0172-2779116, 2546124, 2543868/ 0172-2546080 9779586096 45 State Bank of Mysore Dalal Street, P.B.No.1066, #24/28, Cama Building, Dalal Street, Fort, Mumbai-400 001. Mr. Shailendrakumar 07208048007, 022- 22678041 022-22656346 46 The Surat Peoples Co-op Bank Ltd Central Office.Vasudhara Bhavan, Timaliyawad, Nanpura, Surat – 395001 Mr. Iqbal Shaikh 0261-2464577 0261-2464577, 592 47 Limited The Dhanlaxmi Bank Ground Floor, Janmabhoomi Bhavan, Plot 11 -12, Janmabhoomi Marg, Fort Mumbai, Maharashtra - 400 001 Gunavati karkera 022 – 2202535 022-22871637 48 The Saraswat Co-operative Bank Ltd. Madhushree, Plot No. 85, 4thFloor, District Business Centre, Sector – 17, Vashi, Navi Mumbai – 400703 Mr. A. A. Bhatia (O) 27884161, 27884162, 27884163, 27884153 27884164, (M) 9820505121 49 DBS Bank Ltd DBS Bank Ltd, Fort House, 221, Dr. D.N. Road, Fort, Mumbai, 400 001 Amol Natekar 022- 6613 1213 022-6752 8470 50 Dena Bank, Capital Market Branch, 17, B, Horniman Circle, Fort, Mumbai – 23 Branch Manager 022-22661206, 22702881 022-22694426/22702880 51 Karnataka Bank Ltd The Karnataka Bank Ltd, Mangalore–H O Complex Branch, Mahaveera Circle, Kankanady, Mangalore – 575002 Ravindranath Baglodi, Sr. Manager 0824-2228139/140/141 0824-2228138 52 TThe Ahmedabad Mercantile Co-Op. Bank Ltd. Head office :-”Amco House”, Nr. Stadium Circle, Navrangpura, Ahmedabad-09 Bimal P Chokshi 079-26426582-84-88 079-26564863 53 ING Vysya Bank No.69, Ramaiah Complex Roopena Agrahara,Hosur Road, Bangalore - 560068 Yoganand J 25005000 54 Janata Sahakari Bank Ltd. N S D L Department, Bharat Bhavan, 1360, Shukrawar Peth, Pune - 411002 Shri Ajit Manohar Sane 020-24431011, 020-24431016, 020-24431014 +91--9503058993 For further details, Please see the List of Self Certified Syndicate Banks (SCSBs) under the ASBA Process at http://www.sebi.gov.in/sebiweb/home/list/5/33/0/0/Recognised-Intermediaries 48 SHRIRAM TRANSPORT FINANCE COMPANY LIMITED