PLP – 2016-17 District

EXECUTIVE SUMMARY About District Rohtak district with a geographical area of 1745 sq. Km. (1668.47 Sq, Km. according to village papers) is situated in the Middle Eastern part of the state. The district is surrounded by and districts in the North, district in the South and Sonepat district in the East and district in the West. The district comprises of 2 tehsils, 2 sub-tehsils, 5 development blocks, 3 towns, 146 inhabited villages. Agro-climatically Rohtak district falls under sub-humid and semi-arid/ arid zones. The economy of the district is purely agrarian and is supported by other economic activities like dairy, horticulture, service, trade and business. The district has been identified as a backward district in respect of industrial development. According to 2011 census, the population of the district is 10.61 lakh with a population density of 608 persons per KM. The Sex ratio in the district is alarmingly low at 867 females per thousand males. The district is in a better position with respect of roads, education, electricity and water availability and lagging behind in respect of irrigation, transportation, marketing facilities, etc. than the State Infrastructure Average Index. Total geographical area of Rohtak district is 1,66,847 hectares out of which cultivable area is 1,56,000 hectares. Net-cropped area during 2014-15 was 1,40,000 hectares, whereas gross cropped area was 2,28,353 hectares. The net irrigated area of the district was 1,17,555 hectares, which was 83.9% of net-cropped area. The gross irrigated area was 1,80,955 hectares, which was 79.2% of gross cropped area. The cropping intensity of the district is 163%. The district has a network of 211 Bank branches and 22 PACS. PLP Preparation: NABARD in the year 2012-13 had prepared Base PLP for five years coterminous with the XII Five year plan-(2012-17). The Base PLP projected a five year credit potential under priority sector covering Primary, Secondary and Tertiary sectors, with emphasis on the Primary sector. These projections were based on parameters such as technical feasibility, availability of infrastructure, availability of exploitable resources, cropping pattern, agriculture practices and other developmental indices such as access to markets, etc. Some of these parameters may have undergone a change in the district since the finalization of Base PLP on account of factors such as changes in Government’s priorities and policies, strengthening of rural infrastructure, market forces, cost escalation, etc., necessitating a relook at the credit potential for the year 2016-17. The District Profile also gives information related to the district, both demographic as well related to Agriculture sector. It also describes the major crops grown and various aspects linked to it. The main theme of this year’s PLP is ‘Accelerating the pace of capital formation in agriculture and allied sector’ and keeping that in mind the PLP has made Term Loan in Agriculture as thrust area this year. 2. Flow of Ground Level Credit (GLC) The flow of GLC (priority sector) in the district during the last 3 years is exhibited below: (` Lakh) Year Sector 2012-13 2013-14 2014-15 Agriculture Sector 136236 189669 165476 MSME Sector 32692 52722 49148 Other Priority Sector 29187 44046 71753 Total Priority Sector 198116 286437 286377 Percentage increase 10.01 % 44.58% (-)0.02% over previous year

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PLP – 2016-17 Rohtak District

The share of crop loan in total agriculture during last three years was 88.65%, 52.37% and 62.20% respectively. The variation observed during 2013-14 is due to wrong reporting by the banks. However, it is observed that the share of term credit in total agriculture has increased over previous years as thrust is now being given to investment credit. The financing of Kisan Credit Card (KCC) caters to other credit needs of farmers besides meeting cost of cultivation. 3. PLP 2016-17 - Projection of Sector-wise Potentials Based on various factors, like long-term potential, availability and identified gaps in infrastructure, marketing support, State/Central Govt. policies, recent credit flow trends, credit absorption capacity and other strengths and weaknesses of the credit delivery system, a plan of Rs. 372989.03 lakh has been prepared. Major components are Crop Loans (Rs. 161879.90 lakh), Allied Agriculture (Rs. 72028.46 lakh), MSME Sector (Rs.59954.75 lakh) and Other Priority Sector (Rs.79125.92 lakh). The projections as compared to the projections in base PLP 2012-17 have been revised keeping in view the current infrastructure and other requirements at the field level. Accordingly reasons have been mentioned in the respective chapters. The PLP also indicates the projections with regard to formation of 200 SHGs and credit linkage of at least 350 SHGs and 15 more Kisan clubs. In Rohtak district, a total of 1,27,303 KCCs were issued upto 31.03.2015. It is essential on the part of banks to make sincere efforts for issuing KCCs to cover all the cultivators (1,43,314) under KCC by the end of 2016-17. The Block Wise Potential takes into account the existing cultivation area, credit flow trends, potential available, possibility of grounding new schemes, etc. while at the same time endeavouring to have a balanced credit flow for all regions within the district. Other contents and Issues The PLP has endeavoured to address the areas for diversification in all sectors and needs to be noted down by the banks. The Mission for Integrated Development of Horticulture (MIDH) subsidies on offer are referred to in the document. The Micro Finance Sector states the need to credit link at least 350 SHGs in 2016-17. The growth rate of linkages has been slow and the NRLM and NGOs need to work with Banks aggressively. The section on Non-Renewable energy may be perused for obtaining an insight into the priorities of the government and the possible sub sectors which can be financed. The Central Government Priority for Export Credit, micro finance, MSMEs and Housing and Education has been factored in assessing the potential for MSME Sector/ Other Priority Sector. The Chapter on Agro Processing/ Food Processing Sector has been included under Allied Activities chapter. The Animal Husbandry Section in Chapter-3.1.6 incorporates the credit flow which can be tapped through the Dairy Schemes and other schemes. Term Loans to Agriculture need to be stepped up by banks so as to facilitate asset creation in the agriculture sector. Central Govt. through its Budget has also emphasized on extending loaning to this sector. Farm Mechanisation section requires a perusal to understand the need to move beyond tractor financing to other farm equipments. The PLP briefly addresses issues of Infrastructure especially Marketing Infrastructure sector. PLP also provides details regarding all the important Government sponsored programmes with a review of the same. Critical analysis has been attempted to review the performance of the financial institutions. Role of informal credit delivery system has also been assessed. The details regarding various policy initiatives by Government of , Reserve Bank of India, National Bank for Agriculture and Rural Development (NABARD) & for over all development, have been consolidated at Chapter I. The details of initiatives taken under SHG- Bank Linkage Programme are explained in Chapter XI.

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PLP – 2016-17 Rohtak District

II. A new approach to PLP has been made by focusing on one activity which gives thrust to the sector in which there is lot of scope and potential and thus PLP focuses this year on Dairy in Chapter 12 under Area Based Scheme. Model scheme to develop this sector is being proposed. Some innovative banking products like Rupay KCC, Financial Inclusion measures have been mentioned in PLP. The PLP also focuses on formation of atleast 100 JLGs this year by giving fillip to oral lessees, landless farmers and other tenant farmers. It also focuses on Wet and Dry storage financing, Post Harvest infrastructure, Producers Organisations and other commercial agriculture activities in the district. III. Every Chapter briefly describes the Critical infrastructure which needs to be supported by the State Govt. and it has a bearing on the credit potentials assessed in this PLP. Govt. needs to support Cold chain infrastructure, rural godowns and other value chain interventions wherever necessary.

IV. District Coordinators of banks need to guide entrepreneurs as also Line departments for sectors such as Horticulture, Fisheries, Animal Husbandry, Market Yards/Rural Godowns, etc. Reporting in ‘Agriculture Others’ under LBR needs to be realistic by banks while Crop Loans or the relevant sub sector in term loans needs to be reported accurately. The Banks need to focus upon the Micro Finance Sector for scaling up MSME as also to double credit flow to MSMEs by the end of 12th Plan. The DIC may facilitate growth in MSME by sponsoring more cases of Industry. Banks may also encourage such prospective entrepreneurs. The Branch Heads need to overcome attitudinal barriers for general SHG financing – specially the need to finance both Consumption and Income Generating activities in a flexible manner. The Farmers Clubs movement is confined to a few Banks only. The Clubs need to be regular in their meetings and activities also. The clubs have also been envisaged as Business Facilitators. Banks may form clubs in the light of increasing business through these clubs. Branch Heads may guide the Clubs accordingly and ensure proper functioning and regular reporting to uphold the objectives of these clubs. The SAMIS has stabilized in the district but incorrect/untimely reporting distorts the credit flow analysis and needs corrective measures. Banks also need to create a real time database for General SHGs, Swarozgar Credit Cards, General Credit Cards, Artisan Credit Cards, Weavers’ Credit Cards and Kisan Credit Cards with on time reporting to the LDM. Information from Banks and NGOs for general SHGs also requires qualitative improvement. This would also give quality to the discussions during BLBC and DCC meetings. The PLP has identified few thrust areas which are ; Dairy (including Sheep, Goat, Piggery), Horticulture, Land Development, Rural Godowns, Food & Agro Processing and Fisheries. Apart from this formation of JLGs and SHGs should be encouraged. These activities backed by various subsidies available, would not only help the farmer in increasing his income but also to the bankers in financing activities which would ensure assured return. However, for this Bankers need to be proactive by educating the rural farmers about these schemes. The Government departments need to actively coordinate between farmers and the Bankers. They may also take help of Farmers Clubs wherever established.

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PLP – 2016-17 Rohtak District

BROAD SECTOR-WISE PLP PROJECTIONS - 2016-17

(`. lakh) % of Total S.No. Sector PLP Projection Projection Projection A Farm Credit Crop Production, Maintenance and i 161879.90 43.40 Marketing (Crop Loan) Term Investment for Agriculture and ii 51166.48 13.72 Allied Activities (Agri. Term Loan) Total (i+ii) 213046.38 57.12 B Agriculture Infrastructure 19048.58 C Ancillary Activities 1813.40 Credit Potential For Agriculture I 233908.36 62.71 (A+B+C) II Micro, Small and Medium Enterprises 59954.75 16.07 III Export Credit 600.00 0.16 IV Education 15000.00 4.02 V Housing 42750.00 11.46 VI Reneawble Energy 1493.42 0.40 VII Others 13353.75 3.58 Social Infrastrcuture involving Bank VIII 5928.75 1.59 Credit

Total Priority Sector (I to VIII) 372989.03 100.00

Others Crop Production, Housing 4% Maintenance and 12% Social Marketing (Crop Loan) Infrastrcuture Term Investment for involving Bank Agriculture and Allied Crop Activities (Agri. Term Loan) EducationReneawble Production, Credit 2% Micro, Small and Medium 4% Energy Maintenance Enterprises 0% and Marketing (Crop Loan) Export Credit Term 46% Investment for Agriculture Education Micro, Small and Allied and Medium Activities Enterprises (Agri. Term Housing Export17% Credit Loan) 0% 15%

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PLP – 2016-17 Rohtak District

SUMMARY OF SECTOR-WISE PLP PROJECTIONS - 2016-17

(`. lakh)

S.No. PARTICULARS Projection

I Credit Potential for Agriculture

A Farm Credit i Crop Production, Maintenance and Marketing 161879.90 ii Water Resources 1462.09 iii Farm Mechanisation 13196.25 iv Plantation and Horticulture 1642.07 v Forestry and Waste Land Development 538.06 vi Animal Husbandry – Dairy Development 7873.14 vii Animal Husbandry – Poultry Development 2773.39 viii Animal Husbandry – Sheep, Goat and Piggery Development 2252.27 ix Fisheries Development 1674.76 x Others - Bullock, Bullock cart etc 19754.45 SUB TOTAL 213046.38

B Agriculture Infrastructure i Storage Facilities 7730.80 ii Land Development, Soil Conservation, Wasteland Development 7095.76

Others - Tissue culture, Agri bio-technology, Bio pesticides/fertilizers, iii 4222.02 vermin composting SUB TOTAL 19048.58 C Ancillary Activities i Food and Agro Processing 1588.40 Others -Loans to Coop Societies, Agri Clinic/Agri Business Centres, ii Loans to PACS/LAMPS/MFI 225.00 SUB TOTAL 1813.40 TOTAL AGRICULTURE 233908.36 II Micro, Small and Medium Enterprises i MSME - Investment Credit 49831.25 ii MSME - Working Capital 10123.50 TOTAL MSME 59954.75 III Export Credit 600.00 IV Education 15000.00 V Housing 42750.00 VI Renewable Energy 1493.42 VII Others - Loans to SHG, JLG, PMJDY etc 13353.75 VIII Social Infrastructure involving Bank Credit 5928.75

TOTAL PRIORITY SECTOR 372989.03

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PLP – 2016-17 Rohtak District

DISTRICT PROFILE

(a) Predominant economic activities of the district Predominant economic activities in the district are agriculture and dairy. The murrah breed of buffalo of this district is famous worldwide. The district also possesses one milk processing plant and another coming up shortly, 14 medium/ large industries, 1292 other small and working registered industrial units. Except Rohtak and blocks, there are only a few industries in other 3 blocks. In Kalanaur, the milk processed ‘Khoya’ is the large and main business activity under dairy sector. (b) Major food / commercial and plantation / horticulture crops Wheat, Paddy, Jawar, Bajra, Mustard and Sugarcane are the main crops. There are 2 sugar mills at Rohtak and Meham. Vegetables, Ber, mushroom and strawberry are also cultivated in small area.

(c) Profile of one Major Commodity of the District:

Wheat is the major commodity produced in the district. A total of 4.7 lakh MT of wheat was produced from about 100 ha in the district during the year 2013-14. Productivity was 4700 Kg/Ha. The most popular variety of seed used is PBW-343. Other varieties used include, WH-711, PBW-502, DBW-17, WH-542, WH-283, HD-2329, UP-2338, Raj-3765 etc. Sowing season varies from 01 November to 15 December, depending on early or late variety adopted. The number of irrigations given to the crop varies between 5 and 6 times. The Seed rate is 100 Kg/Ha while 125 Kg/Ha under late sown conditions. The SRR rate in the district during the year 2013-14 was about 45%. The total chemical fertilizer consumption during 2012-13 was 53106 for NPK combined. In addition to these 50 tons of pesticides was consumed. Also as per the live stock census 2007, a total of 30468 animal operated agriculture implements were used by farmers amongst these the major ones are wooden/steel plough, cultivator, disc harrow, animal cart etc. Agriculture Department, headed by a Deputy Director, provides technical guidance and holds periodic demonstration camps on use of new technology, besides cultivation and post harvest management techniques under RKVY. The Department also handles extension work. The common pests and diseases afflicting the crop and the treatment measures recommended by the Department of Agriculture, Haryana, are as follows:

Pests Treatment

(i) Termites Seed treatment with Chlorpyriphos 20 EC @ 60 ml or Ethion 50 EC @ 200 ml per 40 kg of seed

(ii) Aphids Spray Malathion 50 EC @ 400 ml in 250 litres of water per acre

Diseases Treatment

Sow resistant varieties like WH-157, WH-283, WH-542 and DBW- (i) Yellow Rust 17

(ii) Black Rust Not recorded

(i) Adopt solar treatment of seed during May – June or Treat seed with Vitavax or Bavistin @ 2gm or (iii) Loose Smut Tabuconazole(Raxil-2DS)@ 1gm per Kg of seed (ii) Rouging and burning of affected plants

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PLP – 2016-17 Rohtak District

(i) Treat seed with Vitavax or Bavistin @ 2gm or Tabuconazole(Raxil-2DS)@ 1gm per Kg of seed (iv) Leaf Smut (ii) Rouging and burning of affected plants (iii)sow resistant varieties like WH-283 and WH-896

(i) Treat seed with Tabuconazole(Raxil-2DS)@ 1gm per Kg of (v) Bunt seed+ Thiran @2 gm per Kg of seed. (ii) Varieties like WH–283, WH-542, Raj-3765 and WH-896 are less susceptible.

Spray Zineb or Mancozeb @ 800 gm per acre at an interval of 10 (vi) Black point to 15 days. Apart from this KVK Rohtak also provides training to farmers and Rural youth on Farm activities and trades related to Mushroom, Bee Keeping and self-employment generating activities.

(d)Other factors affecting the district rural economy and development of various sectors, viz., flood, drought, pest attack, hailstorms, etc. Hot summer, cool winter and meager rainfall are the main climatic characteristics of Rohtak district. The tendency of less rainfall continuously for 4-5 years puts the district in severe drought situation. A slightly good rainfall causes flood situation. The area is uneven and also suffers from inundation and water logging during monsoon season. (e) Special/Additional/Other Features of the District relevant to credit estimates:

Rohtak city has maximum concentration of industries of nuts and bolts(fasteners). Laxmi Precision Screws is one of the biggest fastener manufacturing unit in the country and is major export contributor in the sector through its unit LPS-Bossard. A unit of Asian Paints is also running in MIT Rohtak and also one by Sabarkantha District Milk Cooperative Federation for milk processing with 6 lacs litres per day is coming up shortly and centre of the Central Fisheries Research Institute at Lalhi is working on inland saline water shrimp culture. The city is education hub and Indian Institute of Management, Medical College, Maharishi Dayanand University, Footwear Design and Development Institute and many professional colleges are located in the district.

Substantial marketable surplus of wheat, paddy, sugarcane, vegetables, and fruit is available in the district for development of Agro and Food Processing industry.

(f) Panchayati Raj Institutions Introduced in 1959 as a three-tier structure of local self-government at the village, block and district level, the Panchayat Raj Institutions attained constitutional status with the Constitution (73rd Amendment) Act, 1992. Pursuant thereto, the Government of Haryana enacted the Panchayati Raj Act 1994 giving the Panchayats at all the three levels, powers and authority to function as institutions of self-governance, including preparation of plans for economic development, social justice, and implementation of schemes with regard to all 29 matters listed in the 11th Schedule of the Constitution. Main source of income for Gram Panchayat is the lease money of Shamlat land and village ponds given on yearly lease. Income is utilized on development works of the village.

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PLP – 2016-17 Rohtak District

(i) Development Schemes under Implementation through PRIs in Rohtak Distt. Various Government Schemes aimed at improved water supply and sanitation, pavement of streets, deepening of wells, tree plantation etc., are being implemented in the district. (ii) Effectiveness of PRIs in Rohtak district: . The Secretaries and other executives of the institutions have played very important role in formation and nurturing of Self Help Groups at the village level. . The Panchayats have played as catalysts in promoting institutional credit at grass root level. Further, the PRIs have been working in tandem with SHGs at the village level for integrated development and poverty alleviation programmes. . Panchayats have been actively involved in Govt. sponsored schemes like Nirmal Gram Scheme, Total Sanitation Campaign, tree plantation, supply of potable water etc. . As on 31.03.2012, 4 Gram Panchayats were awarded for the district level Niram Gram Puraskar under 100% sanitation programme and 36 village panchayats have been awarded Mukhya Mantri Sanitation Puraskar. (iii) Specific Action Plan . PRIs in the district may be involved in Village Development Plan, Rainwater Harvesting, Quality input supply to farmers, SHG promotion & credit linkage and market outlet for rural non farm products. The funds placed at the disposal of PRIs, under various schemes, can be utilized for developmental purposes. . There is a need to provide computers having internet facilities to all the Gram Panchayats with skilled manpower.

(g) Economic Indicators At current prices,  The Gross State Domestic Product (GSDP) of Haryana during 2013-14 stood at Rs. 388916.63 crore( quick estimates).  Per capital Income of Haryana State stood at Rs. 133427 (Advance Estimates)  Estimates of Gross Fixed Capital Formation in Haryana (at current prices on basis of quick) in Agriculture stood at Rs. 8357 cr, Forestry at Rs. 94.55 cr, manufacturing at Rs.22036 cr, trade at Rs. 538 cr, construction at Rs. 1461 cr, transport at Rs.3061 cr, banking & insurance at Rs. 466 cr & real estate at Rs. 6493 cr. District specific figures are not available.

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PLP – 2016-17 Rohtak District

District Map

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PLP – 2016-17 Rohtak District

District Profile

District – Rohtak State – Haryana Division – Rohtak

1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) 1745

No. of Sub Divisions 2 (Rohtak, Meham) Agro-climatic Zone Semi- Arid and Arid Zones No. of Blocks 5 Climate Hot Summer, Cool Winter, and meager rainfall No. of Villages (Inhabited) 146 No. of Panchayats 141 Soil Type Loam, coarse loam, sandy loam and mixed 3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER Total Area Reported 166847# Rainfall [in mm] Normal Actual 2012 2013 2014 Forest Land 500 419.0 179 197 91 Variation from Normal( in Area Not Available for Cultivation 23000 57.2 52.9 78.3 %) Availability of Ground Water Permanent Pasture and Grazing Land -- Net annual recharge Net annual draft Balance [Ham] Land under Miscellaneous Tree Crops -- 25313 16790 8454 Cultivable Wasteland 4000 5. DISTRIBUTION OF LAND HOLDING Current Fallow 5000 Classification of Holding Holding Area Other Fallow -- Nos. % to Total Ha. % to Total Net Sown Area 140000 <= 1 Ha 28344 46.8 15521 9.9 Total or Gross Cropped Area 228353 >1 to <=2 Ha 10398 17.2 16208 10.4 Area Cultivated More than Once 92000 >2 Ha 21800 36.0 124305 79.7 Cropping Inensity [GCA/NSA] 163 Total 60542 100.0 156034 100.0 6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000] Cultivators 96 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers 39 Population 1061 568 493 615 446 Agricultural Labourers 37 Scheduled Caste 180 97 83 124 56 Workers engaged in Household Industries 9 Scheduled Tribe ------Workers engaged in Allied Agro-activities NA Literate 748 436 312 413 335 Other workers 205 BPL 110 NA NA NA NA 8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] Total Households 207 Having brick/stone/concrete houses 96 Having electricity supply 152 Rural Households 117 Having source of drinking water 61 Having independent toilets 93 BPL Households 90 Having access to banking services 74 Having radio/tv sets 92 10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] Villages Electrified 146 Anganwadis 750 Dispensaries 12 Villages having Agriculture Power Supply 17 Primary Health Centres 29 Hospitals 9 Villages having Post Offices 135 Primary Health Sub-Centres 111 Hospital Beds 1169 Villages having Banking Facilities 146 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Villages having Primary Schools 130 Fertiliser/Seed/Pesticide Outlets [Nos] 1048 Agriculture Pumpsets[Nos] 30190 Villages having Primary Health Centres 33 Total N/P/K Consumption [MT] 41370 Pumpsets Energised [Nos] 36 Villages having Potable Water Supply 146 Certified Seeds Supplied [MT] 2662 Agro Service Centres [Nos] 2 Villages connected with Paved Approach Roads 146 Pesticides Consumed [MT] 51 Soil Testing Centres [Nos] 2 13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] 13023 Plantation nurseries [Nos] 1 Total Area Available for Irrigation (NIA + Fallow) 126555 Power Tillers [Nos] nil Farmers' Clubs [Nos] 88 Irrigation Potential Created -- Threshers/Cutters [Nos] 3650 Krishi Vigyan Kendras[Nos] 1 Net Irrigated Area(Total area irrigated at least once) 117555 14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING Area irrigated by Canals / Channels 83555 Rural/Urban Mandi/Haat [Nos] 3 Wholesale Market [Nos] 3 Area irrigated by Wells 34000 Length of Pucca Road [Km] 1035 Godown [Nos] NA Area irrigated by Tanks -- Length of Railway Line [Km] -- Godown Capacity[MT] 123000 Area irrigated by Other Sources -- Public Transport Vehicle [Nos] 286 Cold Storage [Nos] 3 Irrigation Potential Utilized (Gross Irrigated Area) 180955 Goods Transport Vehicle [Nos] 609 Cold Store Capacity[MT] 3000 15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS Avg. Yield Type of Processing Activity No of units Cap.[MT] Crop 2013-14 2014-15 [Kg/Ha] Food (Rice/Flour/Dal/Oil/Tea/Coffee) 315 1.625 cr Area (Ha) Prod. (MT) Area (Ha) Prod. (MT) Yield(Kg/Ha) Sugarcane (Gur/Khandsari/Sugar) 2 54846 Wheat 102 400 107 371 3467 Fruit (Pulp/Juice/Fruit drink) 35 -- Paddy 43 83 41 92 2240 Spices (Masala Powders/Pastes) 5 12.25 L Jowar 15 8 13 7 525 Dry-fruit (Cashew/Almond/Raisins) -- -- Barley 3 12 3 7 2178 Cotton (Ginnining/Spinning/Weaving) 11 2538 bales Mustard 12 17 9 10 1122 Milk (Chilling/Cooling/Processing) 5 100000Lpd Gram 1 1 1 1 856 Meat (Chicken/Motton/Pork/Dryfish) NA NA Bajra 15 20 13 22 1710 Animal feed (Cattle/Poultry/Fishmeal) 5 0.25 L Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India) 17. ANIMAL POPULATION AS PER CENSUS 2012 [in '000] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES Category of animal Total Male Female Veterinary Hospitals/Dispensaries [Nos] 64+35 Animal Markets [Nos] -- Milk Collection Centres Cattle - Cross bred 13 3 10 Disease Diagnostic Centres [Nos] 2 1415 [Nos] Cattle - Indigenous 49 14 35 Artificial Insemination Centers [Nos] 100 Fishermen Societies [Nos] -- Buffaloes 262 32 230 Animal Breeding Farms [Nos] -- Fish seed farms [Nos] 2 Sheep - Cross bred ------Animal Husbandry Tng Centres [Nos] 2 Fish Markets [Nos] -- Sheep - Indigenous 17 2 15 Dairy Cooperative Societies [Nos] 1175 Poultry hatcheries [Nos] 1 Goat 7 1 6 Improved Fodder Farms [Nos] -- Slaughter houses [Nos] 2 Pig - Cross bred 4 1 3 19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY Pig - Indigenous 6 1 5 Fish Production [MT] 5858 Per cap avail. [gm/day] 82 Horse/Donkey/Camel 7 -- -- Egg Production [Lakh Nos] 987 Per cap avail. [nos/p.a.] 121 Poultry - Cross bred 759 341 418 Milk Production ['LL] 60 Per cap avail. [ml/day] 747 Poultry - Indigenous 4 -- -- Meat Production [MT] 777 Per cap avail. [gm/day] 25 Population figures are Census 2011 Item Nos. 1, 6, 7, 9 & 10 - Census 2011; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No. 4 - Dept. of Agr./Water Resources; Item No. 8 - Census 2011; Sources (if not mentioned against the Item No. 15 - District Ind Centre/Dir. of Eco. & Stat.; Item No. 16 - Dept. of Agr; Item No. 17 - AH Census 2012; Item Nos. 18 & 19 - Dir. of Animal Hus./Dir. of Eco. & Stat. respective item): The data mentioned here is mostly from Statistical Abstract Haryana 2013-14 and at few places to fulfil the data gap the department concerned data has been added.

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PLP – 2016-17 Rohtak District

Banking Profile

District – ROHTAK State – HARYANA Lead Bank – PUNJAB NATIONAL BANK (PNB)

1. NETWORK & OUTREACH (As on 31/03/2015) No. of Agency No. of Branches No. of non-formal agencies associated Per Branch Outreach Banks/Soc. Total Rural Semi-urban Urban mFIs/mFOs SHGs/JLGs BCs/BFs Villages Households Commercial Banks 31 159 61 13 85 -- 1374 35 1 1301 Regional Rural Bank 1 24 17 4 3 -- 548 19 1 1301 District Central Coop. Bank 1 26 17 2 7 ------5 7961 Coop. Agr. & Rural Dev. Bank 1 2 1 1 ------Primary Agr. Coop. Society 22 ------Others ------All Agencies 56 211 96 20 95 -- 1922 54 136 206988 2. DEPOSITS OUTSTANDING Agency No. of accounts Amount of Deposit [Rs.'000] 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) Commercial Banks 1338227 NA NA #VALUE! #VALUE! 74118800 87374400 91201900 4.38 89.23 Regional Rural Bank 103051 121637 139754 17.58 54.24 5811600 7478000 6866403 -8.18 6.72 Cooperative Banks 129460 102600 99661 -2.27 45.76 3979565 4104018 4145711 1.02 4.06 Others ------All Agencies 1570738 224237 239415 0.97 100.00 83909965 98956418 102214014 3.29 100.00 3. LOANS & ADVANCES OUTSTANDING Agency No. of accounts Amount of Loan [Rs.'000] 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) Commercial Banks NA NA NA NA NA 35183000 44092200 47859600 8.54 85.43 Regional Rural Bank 14773 14583 15522 6.44 18.72 2085200 2099800 2636335 25.55 4.71 Cooperative Banks 72189 63694 67404 5.82 81.28 3765539 4942000 5528450 11.87 9.87 Others ------All Agencies 86962 78277 82926 5.94 100 41033739 51134000 56024385 9.56 100.00 4. CD-RATIO 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. of A/Cs) Agency CD Ratio Agency During 2014-15 Cumulative 31-Mar-13 31-Mar-14 31-Mar-15 Deposit Credit Deposit Credit Commercial Banks 47 50 52 Commercial Banks NA NA NA NA Regional Rural Bank 36 28 38 Regional Rural Bank 8592 555 43322 3190 Cooperative Banks 95 115 133 Cooperative Banks 26159 -- 75981 -- Others ------Others ------All Agencies 49 52 55 All Agencies 34751 555 119303 3190 6. PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015) Agency Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under DRI Scheme Loans to Women Amount % of Total Amount % of Total Amount % of Total Amount % of Total Amount % of Total [Rs.'000] Loans [Rs.'000] Loans [Rs.'000] Loans [Rs.'000] Loans [Rs.'000] Loans

Commercial Banks 21956915 77 10835670 38 35735 0.0012 9069 0.0005 NA NA Regional Rural Bank 3097763 11 2197833 8 9785 0.0003 -- -- NA NA Cooperative Banks 3583034 13 3514125 12 124 0.0000 -- -- NA NA Others ------NA NA All Agencies 28637712 100 16547628 58 45644 0.0016 9069 0.0003 7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Average Agency 2012-13 2013-14 2014-15 Ach[%] in last 3 years Target Ach'ment Ach'ment Ach'ment Ach'ment Target Ach'ment Ach'ment Target [Rs.'000] [Rs.'000] [Rs. '000] [%] [Rs. '000] [%] [Rs.'000] [Rs. '000] [%]

Commercial Banks 11887882 13450250 113 15716351 23811879 152 17248433 21956915 127 131 Regional Rural Bank 2541080 2146308 84 2902580 1849111 64 3030000 3097753 102 83 Cooperative Banks 6281077 4214997 67 6474552 2982740 46 8468128 3583034 42 52 Others ------All Agencies 20710039 19811555 96 25093483 28643730 114 28746561 28637702 100 103 8. SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Average Broad Sector 2012-13 2013-14 2014-15 Ach[%] in last 3 years Target Ach'ment Ach'ment Ach'ment Ach'ment Target Ach'ment Ach'ment Target [Rs.'000] [Rs.'000] [Rs. '000] [%] [Rs. '000] [%] [Rs.'000] [Rs. '000] [%]

mm Crop Loan 15236447 12077688 109 14675405 9934411 109 15199763 10293621 68 95 Term Loan (Agr) 902087 15459 110 2849620 9032477 110 3892498 6254007 161 127 Total Agri. Credit 16138534 13623593 109 17525025 18966888 109 19092261 16547628 87 102 Non-Farm Sector 2004980 3269280 107 3147292 5272220 107 3961100 4914789 124 113 Other Priority Sector 2566525 2918730 75 4421166 4404622 75 5693200 7175285 126 92 Total Priority Sector 20710039 19811603 103 25093483 28643730 103 28746561 28637702 100 102 9. RECOVERY POSITION Average Agency 2012-13 2013-14 2014-15 Rec. [%] in last 3 years Demand Recovery Recovery Demand [Rs. Recovery Recovery Demand [Rs. Recovery Recovery [Rs. '000] [Rs. '000] [%] '000] [Rs. '000] [%] '000] [Rs. '000] [%]

Commercial Banks NA NA NA NA NA NA NA NA NA NA Regional Rural Bank 1407600 1288000 92 1660296 1530587 92 1660296 1530587 92 92 Cooperative Banks 3493982 2785962 80 4054857 3253335 80 4771393 3811078 80 80 DPCARDB 219781 60469 28 8229142 173983 76 231270 53862 23 42 All Agencies 5121363 4134431 81 5944295 4957905 83 6662959 5395527 81 82 Sources : Lead Bank & SLBC