Retire Smart-FFS-2040
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Fund Fact Sheet as of January 31, 2019 Retire Smart 2040 Fund INVESTMENT OBJECTIVE To provide long term appreciation of fund assets to support retirement needs of each cohort by adjusting its underlying asset mix over time. The fund provides diversification by gradually reducing risky assets and increasing exposure to safer assets as the target retirement date approaches [2040]. HISTORICAL PERFORMANCE FUND INFORMATION Since inception Inception date 5-June-17 11.0 Fund currency PHP Fund manager AXA Philippines, Metrobank-Trust 10.5 Custodian bank Citibank N.A. Asset management charge 2.25% 10.0 FUND DETAILS 9.5 Net asset value (NAV) 5.7mn NAV per unit (12/28/18) 9.5 9.0 Initial NAV per unit 10.0 Highest NAV per unit 10.6 8.5 Lowest NAV per unit 8.4 8.0 Jun-17 Sep-17 Jan-18 May-18 Sep-18 Jan-19 CUMULATIVE AND ANNUALIZED PERFORMANCE CUMULATIVE ANNUALIZED Total net Year-to-date 5-year Since inception Year-to-date 5-year Since inception return 5.3% N/A -4.8% 5.3% N/A -2.9% Cumulative is the TOTAL earnings performance of the fund in a given number of years. Annualized is the compounded annual growth rate, or the simulated growth rate on a yearly basis if principal plus Interest are re-invested annually. ASSET ALLOCATION TOP 10 EQUITY HOLDINGS 2.0% Fund % 3.8% Cash Corporate FI 1 -SM INVESTMENTS CORP 13.5% 2 -SM PRIME HOLDINGS INC 8.8% 3 -AYALA LAND INC 8.8% 15.6% Government FI 4 -BDO UNIBANK INC 6.9% 5 -AYALA CORPORATION 6.5% 6 -BANK OF PHILIPPINE ISLANDS 5.1% 78.6% 7 -JG SUMMIT HOLDINGS INC 4.9% Equity 8 -METROPOLITAN BANK & TRUST 4.2% 9 -JOLLIBEE FOODS CORPORATION 4.2% 10 -ABOITIZ EQUITY VENTURES INC 3.9% Allocation based on Net Asset Value Report and adjusted for unsettled trade transactions. Fund Fact Sheet as of January 31, 2019 ABOUT THE FUND The Retire Smart Funds take a long-term strategic approach to building your retirement portfolio. One fund retirement plan Percent Allocation to Equity • All-in-one portfolio 100%− • Diversified into dierent investment assets 90%− Shis to more stable 80%− assets 70%− ~40% Goals based investing in equities • A long-term time horizon in mind 60%− ~78% Retire Smart funds become more in equities • Considers your investment goals and risk 50%− conservative as retirement draws nearer, reaching an equity allocation tolerance over time Focuses 40%− on growth of about 40%. assets 30%− Automatic rebalancing 20%− Retire Smart funds start with a Point of Retirement • Portfolio is rebalanced along with your life high allocation to equities to help 10%− younger investors maximize growth stages potential early on. • An asset mix to match your life’s needs- 0%− Age consideration at a point in time Funds are automatically rebalanced from growth-oriented assets to protection-oriented assets as the customer nears his/her target retirement date WHERE ARE THEY INVESTED? The right tools are needed in order for you to grow your assets and meet your retirement goals. EQUITIES CORPORATE BONDS GOVERNMENT BONDS CASH Publicly listed businesses Debt securities from local Debt securities issued by Short-term money market and provide the fuel the companies and provide additional the government and provide securities provide for your highest long-term growth interest income. for stable income. liquidity needs. potential. Notes: • The investment fund is not a deposit product and is not insured by the Philippine Deposit Insurance Corp (PDIC). • Returns presented are not guaranteed and graphs of historical NAVPUs are for illustration only. • The Fund figures reflected in this document are not indicative of future performance. Potential investors should be aware that the price of units per share and the potential income from them may go up or down depending on market fluctuations, and thus are not guaranteed. The figures are exclusive of charges which will vary depending on the AXA product where this fund will be used. The weekly unit prices of the AXA funds are published every Tuesday in the business section of the Philippine Star. You can also get more information at http://www.axa.com.ph. Call us at 5815 292, or refer to your AXA financial partner for more information. 34th Floor GT Tower International | 6813 Ayala Ave. cor. H.V. Dela Costa St., Makati City, Philippines 1227 | Hotline: (+632) 5815-AXA (292) www.axa.com.ph.