Lampiran 1 Data Perusahaan Keuangan Dan Perbankan Yang

Total Page:16

File Type:pdf, Size:1020Kb

Lampiran 1 Data Perusahaan Keuangan Dan Perbankan Yang Lampiran 1 Data Perusahaan Keuangan dan Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 31 Desember 2016 FINANCE BANK No. Nama Perusahaan Kode 1 Bank Rakyat Indonesia Agroniaga Tbk AGRO 2 Bank Agris AGRS 3 Bank Artos Indonesia Tbk ARTO 4 Bank MNC Internasional Tbk BABP 5 Bank Capital Indonesia BACA 6 Bank Central Asia Tbk. BBCA 7 Bank Harda Internasional Tbk. HHBI 8 Bank Bukopin Tbk. BBKP 9 Bank Mestika Dharma Tbk. BBMD 10 Bank Negara Indonesia (Persero) Tbk. BBNI 11 Bank Nusantara Parahyangan Tbk. BBNP 12 Bank Rakyat Indonesia (Persero) Tbk. BBRI 13 Bank Tabungan Negara (Persero) Tbk. BBTN 14 Bank Yudha Bhakti Tbk. BBYB 15 Bank JTrust Indonesia Tbk. BCIC 16 Bank Danamon Indonesia Tbk. BDMN 17 Bank Pembangunan Daerah Banten Tbk. BEKS 18 Bank Ganesha Tbk. BGTG 19 Bank Ina Perdana Tbk. BINA 20 BPD Jawa Barat dan Banten Tbk. BJBR 21 BPD Jawa Timur Tbk. BJTM 22 Bank QNB Indonesia Tbk. BKSW 23 Bank Maspion Indonesia Tbk. BMAS 24 Bank Mandiri (Persero) Tbk. BMRI 25 Bank Bumi Arta Tbk. BNBA 26 Bank CIMB Niaga Tbk. BNGA 27 Bank Maybank Indonesia Tbk. BNII 28 Bank Permata Tbk. BNLI 29 Bank Sinarmas Tbk. BSIM 30 Bank of India Indonesia Tbk. BSWD 31 Bank Tabungan Pensiunan Nasional Tbk. BTPN 124 125 32 Bank Victoria International Tbk. BVIC 33 Bank Dinar Indonesia Tbk. DNAR 34 Bank Artha Graha Internasional Tbk. INPC 35 Bank Mayapada Internasional Tbk. MAYA Bank China Construction Bank Indonesia 36 MCOR Tbk. 37 Bank Mega Tbk. MEGA 38 Bank Mitraniaga Tbk. NAGA 39 Bank OCBC NISP Tbk. NISP 40 Bank Nationalnobu Tbk. NOBU 41 Bank Pan Indonesia Tbk. PNBN 42 Bank Panin Dubai Syariah Tbk. [S PNBS 43 Bank Woori Saudara Indonesia 1906 Tbk. SDRA FINANCIAL INSTITUTION 1 Adira Dinamika Multi Finance Tbk ADMF 2 Buana Finance Tbk. BBLD 3 BFI Finance Indonesia Tbk BFIN 4 Batavia Prosperindo Finance Tbk BPFI 5 Clipan Finance Indonesia Tbk. CFIN 6 Danasupra Erapacific Tbk DEFI 7 First Indo American Leasing Tbk FINN 8 Radana Bhaskara Finance Tbk HDFA 9 Intan Baruprana Finance Tbk IBFN 10 Indomobil Multi Jasa Tbk IJMS 11 Mandala Multifinance Tbk MFIN 12 Magna Finance Tbk MGNA 13 Tifa Finance Tbk TIFA 14 Trust Finance Indonesia Tbk TRUS 15 Verena Multi Finance Tbk VRNA 16 Wahana Ottomitra Multiartha Tbk WOMF SECURITIES COMPANY 1 Majapahit Inti Corpora Tbk AKSI 2 HD Capital Tbk HADE 3 Kresna Graha Investama Tbk KREN 4 Minna Padi Investama Sekuritas Tbk PADI 5 Panin Sekuritas Tbk PANS 6 Panca Global Securities Tbk. PAGE 7 Reliance Securities Tbk RELI 8 Trimegah Sekuritas Indonesia Tbk TRIM 126 9 Yulie Sekuritas Indonesia Tbk YULE INSURANCE 1 Asuransi Bina Dana Arta Tbk ABDA 2 Asuransi Harta Aman Pratama Tbk AHAP 3 Asuransi Multi Artha Guna Tbk AMAG 4 Asuransi Bintang Tbk. ASBI 5 Asuransi Dayin Mitra Tbk ASDM 6 Asuransi Jasa Tania Tbk ASJT 7 Asuransi Kresna Mitra Tbk ASMI 8 Asuransi Ramayana Tbk ASRM 9 Lippo General Insurance Tbk LPGI 10 Maskapai Reasuransi Indonesia Tbk MREI 11 Paninvest Tbk. PNIN 12 Victoria Insurance Tbk INVESTMENT FUND/MUTUAL FUND OTHERS 1 Pacific Strategic Financial Tbk APIC 2 MNC Kapital Indonesia Tbk BCAP 3 Batavia Prosperindo International Tbk BPFI 4 Capital Financial Indonesia Tbk CASA 5 Equity Development Investment Tbk GSMF 6 Lippo Securities Tbk LPPS 7 Capitalinc Investment Tbk MTFN 8 Panin Financial Tbk PNLF 9 Sinar Mas Multiartha Tbk SMMA 10 Victoria Investama Tbk VICO Sumber: IDX Statistik (data diolah 2018) 127 Lampiran 2 Data Pemilihan Sampel ∑ No Nama Perusahaan Kode a b c d Sampel Bank Bank Rakyat Indonesia Agroniaga 1 AGRO √ Tbk 2 Bank Agris AGRS √ 3 Bank Artos Indonesia Tbk ARTO √ 4 Bank MNC Internasional Tbk BABP √ 5 Bank Capital Indonesia BACA √ 6 Bank Central Asia Tbk. BBCA √ 7 Bank Harda Internasional Tbk. HHBI √ 8 Bank Bukopin Tbk. BBKP √ 9 Bank Mestika Dharma Tbk. BBMD √ Bank Negara Indonesia (Persero) 10 BBNI √ Tbk. 11 Bank Nusantara Parahyangan Tbk. BBNP √ Bank Rakyat Indonesia (Persero) 12 BBRI √ Tbk. Bank Tabungan Negara (Persero) 13 Tbk. BBTN √ 14 Bank Yudha Bhakti Tbk. BBYB √ 15 Bank JTrust Indonesia Tbk. BCIC √ 16 Bank Danamon Indonesia Tbk. BDMN √ Bank Pembangunan Daerah 17 Banten Tbk. BEKS √ 18 Bank Ganesha Tbk. BGTG √ 19 Bank Ina Perdana Tbk. BINA √ 20 BPD Jawa Barat dan Banten Tbk. BJBR √ 21 BPD Jawa Timur Tbk. BJTM √ 22 Bank QNB Indonesia Tbk. BKSW √ 23 Bank Maspion Indonesia Tbk. BMAS √ 24 Bank Mandiri (Persero) Tbk. BMRI √ 25 Bank Bumi Arta Tbk. BNBA √ 26 Bank CIMB Niaga Tbk. BNGA √ 27 Bank Maybank Indonesia Tbk. BNII √ 28 Bank Permata Tbk. BNLI √ 128 29 Bank Sinarmas Tbk. BSIM √ 30 Bank of India Indonesia Tbk. BSWD √ Bank Tabungan Pensiunan 31 Nasional Tbk. BTPN √ 32 Bank Victoria International Tbk. BVIC √ 33 Bank Dinar Indonesia Tbk. DNAR √ Bank Artha Graha Internasional 34 Tbk. INPC √ Bank Mayapada Internasional 35 Tbk. MAYA √ Bank China Construction Bank 36 MCOR √ Indonesia Tbk. 37 Bank Mega Tbk. MEGA √ 38 Bank Mitraniaga Tbk. NAGA √ 39 Bank OCBC NISP Tbk. NISP √ 40 Bank Nationalnobu Tbk. NOBU √ 41 Bank Pan Indonesia Tbk. PNBN √ 42 Bank Panin Dubai Syariah Tbk. [S PNBS √ Bank Woori Saudara Indonesia 43 SDRA √ 1906 Tbk. Financial Institution Adira Dinamika Multi Finance 1 ADMF √ Tbk 2 Buana Finance Tbk. BBLD √ 3 BFI Finance Indonesia Tbk BFIN √ 4 Batavia Prosperindo Finance Tbk BPFI √ 5 Clipan Finance Indonesia Tbk. CFIN √ 6 Danasupra Erapacific Tbk DEFI √ 7 First Indo American Leasing Tbk FINN √ 8 Radana Bhaskara Finance Tbk HDFA √ 9 Intan Baruprana Finance Tbk IBFN √ 10 Indomobil Multi Jasa Tbk IJMS √ 11 Mandala Multifinance Tbk MFIN √ 12 Magna Finance Tbk MGNA √ 13 Tifa Finance Tbk TIFA √ 14 Trust Finance Indonesia Tbk TRUS √ 15 Verena Multi Finance Tbk VRNA √ 16 Wahana Ottomitra Multiartha Tbk WOMF √ Securities Company 1 Majapahit Inti Corpora Tbk AKSI √ 129 2 HD Capital Tbk HADE √ 3 Kresna Graha Investama Tbk KREN √ Minna Padi Investama Sekuritas 4 Tbk PADI √ 5 Panin Sekuritas Tbk PANS √ 6 Panca Global Securities Tbk. PAGE √ 7 Reliance Securities Tbk RELI √ 8 Trimegah Sekuritas Indonesia Tbk TRIM √ 9 Yulie Sekuritas Indonesia Tbk YULE √ Insurance 1 Asuransi Bina Dana Arta Tbk ABDA √ Asuransi Harta Aman Pratama 2 Tbk AHAP √ 3 Asuransi Multi Artha Guna Tbk AMAG √ 4 Asuransi Bintang Tbk. ASBI √ 5 Asuransi Dayin Mitra Tbk ASDM √ 6 Asuransi Jasa Tania Tbk ASJT √ 7 Asuransi Kresna Mitra Tbk ASMI √ 8 Asuransi Ramayana Tbk ASRM √ 9 Lippo General Insurance Tbk LPGI √ Maskapai Reasuransi Indonesia 10 √ Tbk MREI 11 Paninvest Tbk. PNIN √ 12 Victoria Insurance Tbk VINS √ Infestment Fund / Mutual Fund Others 1 Pacific Strategic Financial Tbk APIC √ 2 MNC Kapital Indonesia Tbk BCAP √ Batavia Prosperindo International 3 BPFI √ Tbk 4 Capital Financial Indonesia Tbk CASA √ Equity Development Investment 5 GSMF √ Tbk 6 Lippo Securities Tbk LPPS √ 7 Capitalinc Investment Tbk MTFN √ 8 Panin Financial Tbk PNLF √ 9 Sinar Mas Multiartha Tbk SMMA √ 10 Victoria Investama Tbk VICO √ JUMLAH 28 37 3 6 16 130 Keterangan: Laporan keuangan tidak berturut-turut selama 2012- a 2016 b Tidak mempunyai kepemilikan terkonsentrasi c Tidak mempunyai komisaris independen d Perusahaan yang mengalami rugi 131 Lampiran 3 Daftar Sampel Perusahaan Keuangan dan Perbankan Periode 2012-2016 Jumlah Periode Total No Nama Perusahaan Data Penelitian Data 1 Bank Rakyat Indonesia Agroniaga Tbk 1 5 Tahun 5 2 Bank Negara Indonesia (Persero) Tbk 1 5 Tahun 5 3 Bank Nusantara Parahyangan Tbk 1 5 Tahun 5 4 Bank RakyatIndonesia Tbk 1 5 Tahun 5 5 Bank Danamon Tbk 1 5 Tahun 5 6 Bank Mandiri Tbk 1 5 Tahun 5 7 Bank Sinarmas Tbk 1 5 Tahun 5 Bank China Contruction Bank Indonesia 8 1 5 Tahun 5 Tbk 9 Bank Mega Tbk 1 5 Tahun 5 10 Bank OCBC NISP Tbk 1 5 Tahun 5 11 Bank Woori Saudara Indonesia 1906 Tbk 1 5 Tahun 5 12 Adira Dinamika Multi Finance Tbk 1 5 Tahun 5 13 Buana Finance Tbk 1 5 Tahun 5 14 Mandala Multifinance Tbk 1 5 Tahun 5 15 Wahana Ottomitra Multiartha Tbk 1 5 Tahun 5 16 Asuransi Jasa Tania Tbk 1 5 Tahun 5 80 Total Sampel Penelitian Data Sumber: IDX Statistik (data diolah 2018) 132 Lampiran 4 Data Hasil Perhitungan Kepemilikan Terkonsentrasi (X1) 퐉퐮퐦퐥퐚퐡 퐒퐚퐡퐚퐦 ≥ ퟓퟎ% Kepemilikan Terkonsentrasi = 퐉퐮퐦퐥퐚퐡 퐒퐚퐡퐚퐦 퐁퐞퐫퐞퐝퐚퐫 Kemilikan Persentase Saham Jumlah Saham No. Kode Tahun Hasil (%) Terkonsentrasi (Lb) (Lb) 1 AGRO 2012 79,78 2.888.690.021 3.618.095.578 0,798 2013 80,43 5.992.378.973 7.450.781.177 0,804 2014 80,43 5.992.248.973 7.450.781.177 0,804 2015 87,23 10.013.470.929 11.479.715.698 0,872 2016 87,23 13.368.237.838 15.325.711.820 0,872 2 BBNI 2012 60,00 10.972.187.475 18.648.656.458 0,588 2013 60,00 10.972.187.475 18.648.656.458 0,588 2014 60,00 10.972.187.475 18.648.656.458 0,588 2015 60,00 11.189.193.875 18.648.656.458 0,600 2016 60,00 11.189.193.875 18.648.656.458 0,600 3 BBNP 2012 66,15 447.737.012 676.833.882 0,662 2013 66,15 447.737.012 676.833.882 0,662 2014 66,15 447.737.012 676.833.882 0,662 2015 66,15 447.737.012 676.833.882 0,662 2016 66,15 447.737.012 676.833.882 0,662 4 BBRI 2012 56,75 14.000.000.000 24.669.162.000 0,568 2013 56,75 14.000.000.000 24.669.162.000 0,568 2014 56,75 14.000.000.000 24.669.162.000 0,568 2015 56,75 14.000.000.000 24.669.162.000 0,568 2016 57,76 13.999.999.999 24.237.325.400 0,578 5 BDMN 2012 67,37 6.457.558.472 9.584.643.365 0,674 2013 67,37 6.457.558.472 9.584.643.365 0,674 2014 67,37 6.457.558.472 9.584.643.365 0,674 2015 67,37 6.457.558.472 9.584.643.365 0,674 2016 67,37 6.457.558.472 9.584.643.365 0,674 6 BMRI 2012 60,00 14.000.000.000 23.333.333.333 0,600 2013 60,00 14.000.000.000 23.333.333.333 0,600 133 2014 60,00 14.000.000.000 23.333.333.333 0,600 2015 60,00 14.000.000.000 23.333.333.333 0,600 2016 60,00 14.000.000.000 23.333.333.333 0,600 7 BSIM 2012 56,04 5.806.790.296 10.283.836.238 0,565 2013
Recommended publications
  • 152 BAB V HASIL PENELITIAN DAN PEMBAHASAN 5.1 Deskripsi Hasil
    152 BAB V HASIL PENELITIAN DAN PEMBAHASAN 5.1 Deskripsi Hasil Penelitian Berdasarkan data yang diperoleh dari Bursa Efek Indonesia, ban umum konvensional yang tercatat pada tahun 2013-2015 digolongkan menjadi 4 kelompok yaitu Bank BUMN, Bank umum swasta devisa, Bank umum swasta non devisa, dan Bank Pembangunan Daerah (BPD). Bank yang digolongkan sebagai Bank BUMN terdiri dari Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI), Bank Mandiri, dan Bank Tabungan Negara (BTN). Bank yang digolongkan sebagai Bank umum swasta devisa terdiri dari Bank Agris, Bank Artha Graha Internasional, Bank Bukopin, Bank Bumi Arta, Bank Capital Indonesia, Bank Central Asia, Bank CIMB Niaga, Bank Danamon Indonesia, Bank Ekonomi Raharja, Bank Woori Saudara Indonesia 1906, Bank MNC Internasional, Bank Internasional Indonesia, Bank Maspion Indonesia, Bank Mayapada Internasional, Bank Mega, Bank Mestika Dharma, Bank Mutiara, Bank Nusantara Parahyangan, Bank OCBC NISP, Bank of India Indonesia, Bank Pan Indonesia, Bank Permata, Bank QNB Indonesia, Bank Rakyat Indonesia Agroniaga, Bank Sinarmas, Bank Windu Kentjana Internasional. Bank yang digolongkan sebagai Bank umum swasta non devisa terdiri dari Bank Dinar Indonesia, Bank Ina Perdana, Bank Mitraniaga, Bank Nationalnobu, Bank Pandi Indonesia, Bank Tabungan Pensiunan Nasional, Bank Victoria Internasional, Bank Yudha Bhakti. Bank yang digolongkan sebagai Bank Pembangunan Daerah (BPD), terdiri dari Bank Jawa Barat, Banten, dan BPD Jawa Timur. Bank umum konvensional yang terdaftar di Bursa Efek Indonesia di tahun 2013 sebanyak 33 perusahaan, di tahun 2014 sebanyak 35 perusahaan, dan di tahun 2015 sebanyak 37 perusahaan. Secara keseluruhan, bank umum konvensional yang terdaftar di Bursa Efek Indonesia mengalami peningkatan tiap tahunnya. Penelitian ini menggunakan obyek penelitian pada Bank umum konvensional yang terdaftar di Bursa Efek Indonesia pada tahun 2013-2015 dan diperoleh sampel penelitian sebesar 60 laporan keuangan.
    [Show full text]
  • Systemic Risk Cycle
    1 1 Systemic Risk Cycle: Evidence from ASEAN-5 2 3 Febrio Kacaribu1 4 Denny Irawan2 5 6 Abstract 7 8 We examine the cyclicality of systemic risk under the influence of business cycle dynamics by 9 using quarterly data of 73 listed banks in ASEAN-5 countries. The data spans from 2001Q1 to 10 2017Q2. We use Systemic Risk Index (SRISK) by Brownlees and Engle (2017), which represents 11 the capital shortfall of a bank in the time of a crisis, as the measure of systemic risk. We find 12 evidence for a countercyclical relationship between SRISK and the business cycle. There is a 13 strong evidence that the leverage ratio has a negative impact on the systemic risk dynamics. 14 15 Key words: Business Cycle, Banks Leverage, Macroprudential Policy 16 17 JEL classification numbers: E32, G21, E58, G28 1 Department of Economics, Universitas Indonesia 2 Arndt-Corden Department of Economics, The Australian National University 2 18 1. Introduction 19 The importance of systemic risk in the financial system has attracted a lot of attention since 20 the financial crisis of 2008. In the sphere of the macro-finance strand of literature, the crisis 21 has stimulated many studies to explain the new center of attention in the banking risk, the 22 systemic risk. By definition, systemic risk can be inferred as a potential of a financial institution 23 to be undercapitalized once the financial system is in the crisis (Engle et al, 2014). 24 Series of studies have been conducted to formulate measurement to quantify the 25 systemic risk.
    [Show full text]
  • BAB I PENDAHULUAN 1.1 Gambaran Umum Objek Penelitian Direktori
    BAB I PENDAHULUAN 1.1 Gambaran Umum Objek Penelitian Direktori Perbankan Indonesia (DPI) merupakan media publikasi yang menyajikan rangkuman Data Pokok dan Data Keuangan dari seluruh Bank Umum (termasuk Bank Umum Syariah) namun tidak termasuk Bank Perkreditan Rakyat (BPR). Melalui Direktori Perbankan Indonesia yang diterbitkan oleh Bank Indonesia terdapat 6 jenis bank yang ada di Indonesia, yaitu Bank Persero (Pemerintah), Bank Umum Swasta Nasional Devisa, Bank Umum Swasta Nasional Non Devisa, Bank Campuran, Bank Asing, dan Bank Pembangunan Daerah. Pada penelitian ini penulis melakukan penelitian terhadap perusahaan perbankan yang telah listing di Bursa Efek Indonesia. Jumlah emiten yang telah listing pada sektor perbankan berjumlah 43 emiten yang terdiri dari Bank Persero (Pemerintah) sebanyak 4 bank, Bank Umum Swasta Nasional Devisa sebanyak 23 bank, Bank Umum Swasta Nasional Non Devisa sebanyak 11 bank, Bank Campuran sebanyak 3 bank, dan Bank Pembangunan Daerah sebanyak 2 bank. Pada Tabel di bawah ini akan disajikan daftar emiten pada sektor perbankan yang telah listing di Bursa Efek Indonesia : Tabel 1.1 Emiten Sektor Perbankan yang Listing di Bursa Efek Indonesia No Nama Emiten dan Kode Saham Bank Persero (Pemerintah) 1 Bank Negara Indonesia Tbk (BBNI) 2 Bank Rakyat Indonesia Tbk (BBRI) 3 Bank Tabungan Negara Tbk (BBTN) 4 Bank Mandiri Tbk. (BMRI) Bank Umum Swasta Nasional Devisa 5 Bank Rakyat Indonesia Agro Niaga Tbk. (AGRO) Sambungan... 6 Bank MNC Internasional Tbk. (BABP) 7 Bank Central Asia Tbk. (BBCA) 8 Bank Bukopin Tbk. (BBKP) 9 Bank Mestika Dharma Tbk. (BBMD) 10 Bank Nusantara Parahyangan Tbk. (BBNP) 11 Bank J Trust Indonesia Tbk. (BCIC) 12 Bank Danamon Indonesia Tbk.
    [Show full text]
  • Western Union APN Banklist Indonesia
    INDONESIA ”DIRECT TO BANK ACCOUNT” SERVICE BANK LIST Note: This list is maintained on a quarterly basis and may change as banks are added / removed based on the level of service or availability. Please contact to Customer Service Center 0034-800-400-733 No. Bank Name No. Bank Name 1 Bank Mandiri 61 Bank Mutiara 2 Bank Syariah Mandiri 62 Bank Nagari 3 BCA (Bank Central Asia) 63 Bank National Nobu 4 BCA (Bank Central Asia) Syariah 64 Bank NTB 5 BNI (Bank Negara Indonesia) 65 Bank Nusantara Parahyangan 6 BNI (Bank Negara Indonesia) Syariah 66 Bank OCBC NISP 7 BRI (Bank Rakyat Indonesia ) 67 Bank of America 8 BRI (Bank Rakyat Indonesia ) Syariah 68 Bank of China 9 PT Bank Maybank Indonesia 69 Bank of India Indonesia 10 BTN (Bank Tabungan Negara) 70 Bank Pundi 11 BTPN (Bank Tabungan Pensiunan Nasional) 71 Bank QNB Kesawan 12 Bank Danamon 72 Bank Resona 13 Bank Permata 73 Bank Riau 14 CIMB Niaga 74 Bank Royal 15 Bank Muamalat 75 Bank Sahabat Purba Danarta 16 Amin Bank 76 Bank Sampoerna 17 ANZ Indonesia 77 Bank Saudara 18 Bangkok Bank 78 Bank SBI 19 Bank Agris 79 Bank Sinar 20 Bank Andara 80 Bank Sinarmas 21 Bank Antar Daerah 81 Bank Sulselbar 22 Bank Artha Graha Internasional 82 Bank Sumut 23 Bank Artos 83 Bank Victoria 24 Bank Bengkulu 84 Bank Victoria Syariah 25 Bank Bisnis 85 Bank Windu Kentjana 26 Bank BPD DIY 86 Bank Woori 27 Bank Bumi Arta 87 Bank Yudha Bhakti 28 Bank Capital 88 BNP Paribas 29 Bank CNB 89 BPD Aceh 30 Bank Commonwealth 90 BPD Bali 31 Bank Dinar 91 BPD Jambi 32 Bank DKI 92 BPD Kalbar 33 Bank Ekonomi 93 BPD Kalsel 34 Bank Fama 94 BPD Kalteng 35 Bank Ganesha 95 BPD Kaltim 36 Bank Hana 96 BPD NTT 37 Bank Harda 97 BPD Papua 38 Bank ICB Bumiputera 98 BPD Sulteng 39 Bank ICBC 99 BPD Sultra 40 Bank Ina 100 BPD Sulut 41 Bank Index 101 BPD Sumsel Babel 42 Bank Jabar Banten 102 BRI Agroniaga 43 Bank Jabar Banten Syariah 103 Bukopin 44 Bank Jasa Jakarta 104 Bukopin Syariah 45 Bank Jateng 105 Citibank 46 Bank Jatim 106 CTBC Indonesia 47 Bank KEB Indonesia 107 DBS 48 Bank Kesejahteraan 108 Deutsche Bank 49 Bank Lampung 109 HSBC 50 Bank Maluku 110 J.P.
    [Show full text]
  • PT Bank Maspion Indonesia Tbk
    PT Bank Maspion Indonesia Tbk Laporan keuangan beserta laporan auditor independen tahun yang berakhir pada tanggal-tanggal 31 Desember 2012 dan 2011 dengan angka perbandingan untuk tahun 2010 dan 1 Januari 2010/31 Desember 2009/ Financial statements with independent auditors’ report years ended December 31, 2012 and 2011 with comparative figures for 2010 and January 1, 2010/December 31, 2009 The original financial statements included herein are in the Indonesian language. PT BANK MASPION INDONESIA TBK PT BANK MASPION INDONESIA TBK LAPORAN KEUANGAN FINANCIAL STATEMENTS BESERTA LAPORAN AUDITOR INDEPENDEN WITH INDEPENDENT AUDITORS’ REPORT 31 DESEMBER 2012 DAN 2011 DECEMBER 31, 2012 AND 2011 DENGAN ANGKA PERBANDINGAN UNTUK TAHUN WITH COMPARATIVE FIGURES FOR 2010 DAN 1 JANUARI 2010/31 DESEMBER 2009 2010 AND JANUARY 1, 2010/DECEMBER 31, 2009 Halaman/ Page Daftar Isi Table of Contents Laporan Auditor Independen Independent Auditors’ Report Laporan Posisi Keuangan ………………………..... 1 - 3 ..…………………. Statements of Financial Position Laporan Laba Rugi Komprehensif ………………… 4 ..………….. Statements of Comprehensive Income Laporan Perubahan Ekuitas ……………………….. 5 ....……………….. Statements of Changes in Equity Laporan Arus Kas .................................................. 6 - 7 ..…….………………….. Statements of Cash Flows Catatan atas Laporan Keuangan ............................ 8 - 147 ...………………. Notes to the Financial Statements **************************** The original financial statements included herein are in the Indonesian language. PT BANK MASPION INDONESIA TBK PT BANK MASPION INDONESIA TBK LAPORAN POSISI KEUANGAN STATEMENTS OF FINANCIAL POSITION 31 Desember 2012 dan 2011 December 31, 2012 and 2011 Dengan angka perbandingan untuk tahun 2010 dan With comparative figures for 2010 and 1 Januari 2010/31 Desember 2009 January 1, 2010/December 31, 2009 (Disajikan dalam ribuan Rupiah, (Expressed in thousands of Rupiah, kecuali dinyatakan lain) unless otherwise stated) 1 Jan.
    [Show full text]
  • 10 BAB II TINJAUAN PUSTAKA 2.1. Tinjauan Mengenai Perbankan
    BAB II TINJAUAN PUSTAKA 2.1. Tinjauan Mengenai Perbankan Bank merupakan lembaga kepercayaan yang berfungsi sebagai lembaga intermedasi, membantu kelancaran sistem pembayaran, serta menjadi sarana dalam pelaksanaan kebijakan pemerintah yaitu kebijakan moneter. Menurut Undang-Undang No. 10 Tahun 1998 Tentang Perbankan adalah “Bank adalah badan usaha yang menghimpun dana dari masyarakat dalam bentuk simpanan dan menyalurkannya kepada masyarakat dalam bentuk kredit dan atau bentuk-bentuk lainnya dalam rangka meningkatkan taraf hidup masyarakat banyak”. Sedangkan menurut Kasmir (2006:11) Bank dapat diartikan sebagai lembaga keuangan yang kegiatan utamanya adalah “Setiap perusahaan yang bergerak di bidang keuangan dimana kegiatannya baik hanya menghimpun dana atau hanya menyalurkan dana atau kedua-duanya menghimpun dan menyalurkan dana”. Menurut Abdurachman (2003:1) bahwa “Suatu lembaga yang melaksanakan keuangan yang melaksanakan berbagai macam jasa seperti memberikan pinjaman, mengedarkan mata uang pengawasan terhadap 10 11 mata uang, bertindak sebagai tempat penyimpanan benda-benda berharga, membiayai usaha-usaha perusahaan dan lain-lain”. Dari berbagai pendapat para ahli tentang bank di atas, maka penulis menyimpulkan bahwa Bank merupakan suatu lembaga keuangan yang dapat memberikan pelayanan kredit dan jasa kepada nasabahnya. 2.1.1. Jenis-jenis Bank Menurut UU No. 7 Tahun 1992 tentang Perbankan sebagaimana diubah dengan UU Nomor 10 Tahun 1998, “Bank adalah badan usaha yang menghimpun dana dari masyarakat dalam bentuk simpanan, dan menyalurkannya kepada masyarakat dalam rangka meningkatkan taraf hidup rakyat banyak”. Berikut yang termasuk jenis-jenis bank: 1. Menurut fungsinya, bank di Indonesia dibagi menjadi dua jenis, yaitu: a. Bank sentral adalah lembaga negara yang mempunyai wewenang untuk mengeluarkan alat pembayaran yang sah dari suatu negara, merumuskan dan melaksanakan kebijakan moneter, mengatur dan menjaga kelancaran sistem pembayaran, mengatur dan mengawasi perbankan serta menjalan fungsi sebagai Lender of The Last Resort.
    [Show full text]
  • STRATEGIC MANAGEMENT PROCESS: BANK NATIONAL in IMPROVING PERFORMANCE BEFORE and DURING COVID-19 PANDEMIC Zainul Arifin, University Brawijaya Malang
    Academy of Strategic Management Journal Volume 20, Issue 3, 2021 STRATEGIC MANAGEMENT PROCESS: BANK NATIONAL IN IMPROVING PERFORMANCE BEFORE AND DURING COVID-19 PANDEMIC Zainul Arifin, University Brawijaya Malang ABSTRACT In general, bank business activities focused on the public fund collection and redistribution in the form of credit and financing in addition to other banking service procurement. Which must be able to have strategies to identify, commensurate and minimize global banking risks at “Strategic Management Process”? This study uses a type of explanatory research that examines the effect of the research variables. Research were 43 Bank National at Indonesia business, data collected in this study consisted of primary data from “annual report 2017-2020 from www.idx.co.id › en-us. Various tests were used for conducting inferential statistics, including T-tests for independent samples, F-test for analysis of variance, Pearson correlations. The results of the research and hypothesis testing prove that the overall effect of the research variables is strong influence, the research hypothesis proves that all independent variables. The novelty that can be taken that in the strategic management at bank enterprises a factors “examining the strengths and weaknesses” at strategic management process for “careful strategy brings the right results” before and during Covid-19 Pandemic. Keywords: Strategic Management, Careful Strategy, Brings the Right Results, Bank and Financial Sector. INTRODUCTION Companies go international for a variety of reasons, but still, the typical goal is the company growth or expansion. “The conditioning of the banking performance on the content of banking management in general, and especially on that of financial-foreign exchange risk management, evident for almost all banks, explains the interest of researchers and practitioners to this area”.
    [Show full text]
  • Studi Kasus Nasabah BCA KCP Pademangan)
    Pengaruh Fasilitas, Pelayanan Dan Teknologi Terhadap Kepuasan ……………….. PENGARUH FASILITAS, PELAYANAN, DAN TEKNOLOGI TERHADAP KEPUASAN NASABAH BERTRANSAKSI DI BANK (Studi Kasus Nasabah BCA KCP Pademangan) 1stHanggoro Sapto Aji, 2nd Drs. Sumitro, Msc. Manajemen Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta, Indonesia [email protected] ; stei.ac.id Abstrak– Tujuan penelitian ini adalah untuk mengetahui pengaruh Fasilitas, Pelayanan dan Teknologi terhadap Kepuasan Nasabah Bertransaksi di Bank, studi kasus nasabah Bank BCA KCP Pademangan. Penelitian ini menggunakan data primer dengan penyebaran kuisioner. Populasi penelitian ini adalah nasabah Bank BCA aktf yang bertransaksi di KCP Pademangan. Sampel dalam penelitian ini berjumlah 154 responden dengan menggunakan teknik purposive sampling. Analisis data penelitian ini menggunakan analisis regresi linier berganda menggunakan SPSS versi 23.0. Hasil penelitian ini membuktikan bahwa secara parsial variabel Fasilitas tidak berpengaruh terhadap Kepuasan Nasabah, sedangkan variabel Pelayanan dan Teknologi secara parsial berpengaruh terhadap Kepuasan Nasabah. Selanjutnya secara simultan variabel Fasilitas, Pelayanan dan Teknologi berpengaruh terhadap Kepuasan Nasabah. Hal ini menunjukan bahwa semakin baik Pelayanan dan Teknologi yang diberikan oleh Bank BCA KCP Pademangan pada para nasabahnya akan menjadikan para nasabah tersebut makin puas. Sedangkan Fasilitas tidak berpengaruh terhadap Kepuasan Nasabah bukan berarti tidak penting namun nasabah telah puas dengan Fasilitas yang ada pada Bank tersebut. Temuan Penelitian ini bermanfaat untuk Bank BCA KCP Pademangan untuk senantiasa memberikan Pelayanan terbaik berupa ketepatan dan kecepatan pada para nasabahnya, dengan demikian diharapkan para nasabah tersebut akan menjadi nasabah yang loyal pada Bank BCA. Kata Kunci: Fasilitas, Pelayanan, Teknologi dan Kepuasan Nasabah Sekolah Tinggi Ilmu Ekonomi Indonesia – 2020 1 Hanggoro Sapto Aji1, Drs. Sumitro, M.Sc2 I.
    [Show full text]
  • Competitiveness of Indonesian Banking Industry Based on Commercial Bank Business Group: Panzar Rosse Model
    Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 7 No. 1, July - August 2019 ISSN: 2338-4603 (print); 2355-8520 (online) Competitiveness of Indonesian banking industry based on commercial bank business group: Panzar Rosse Model Fajra Octrina1; Rike Setiawati2* 1) Business Administration, Polytechnic LP3I Bandung, Indonesia 2) Faculty of Economics and Business, Universitas Jambi, Indonesia *To whom correspondence should be addressed. Email:[email protected] Abstract The present research was aimed to investigating the competitiveness in Indonesian banking sector during the period of 2005 to 2016, to set the limit of the scope of the study a total sample is 84 banks. This research was conducted by grouping banks based on ownership and based on BUKU (General Bank based on Business Activities). The study also aimed to analyze the banking competitiveness based on classification of banks and groups of capital ownership. The study was conducted by evaluating the value of H- statistic for the research model comprising of three input variables, namely funds, labors and capital. The results of the research show that the market of banking industry in Indonesia is classified as monopolistic competition. The limitation of this study is that this study only looks at the competition variable, and has not seen its relationship with other variables. In subsequent studies, it is expected to conduct research related to competition and relate it to other variables, such as market share or level of market concentration. Keywords: Banking industry, Competition, Panzar Rosse JEL Classifications: G21, M21 INTRODUCTION As a country which has the largest number of banks, based on ownership, Indonesia classifies its banking structure into several groups, consisting of government banks, national private foreign exchange banks, national private non-foreign exchange banks, regional banks (BPD), joint venture banks, and representative offices of foreign banks (Figure 1).
    [Show full text]
  • The Effect Capital Adequacy, Liquidity and Credit Risk to Profitability of Commercial Banks
    Ramadhanti, C., Marlina, Hidayati, S. / JoEBGC Vol. 2 No. 1 (2019) 71-78 JoEBGC Vol. 2, No. 1, pp. 71-78, 2019 © 2019 FEB UPNVJT. All right reserved ISSN 1979-7117 e-ISSN 2614-4115 Journal of Economics, Business, and Government Challenges DOI: http://ebgc.upnjatim.ac.id/index.php/ebgc The Effect Capital Adequacy, Liquidity and Credit Risk to Profitability of Commercial Banks Chairunnisah Ramadhanti a , Marlina a, Siti Hidayati a a Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta, Indonesia. ARTICLE INFORMATION ABSTRACT Article history: Received date: 17 August 2018 This study aims to determine the effect of Capital Adequacy proxied with Capital Revised date: 10 September 2018 Adequacy Ratio (CAR), Liquidity proxied by Loan to Deposit Ratio (LDR), and Accepted date: 28 September 2018 Credit Risk proxied by Non Performing Loans (NPL) toward Profitability proxied by Return on Asset (ROA). Population in this study are banking companies listed on the Indonesia Stock Exchange (IDX) 2015-2017. The technique of Keywords: capital adequacy; liquidity; determination of the sample using the method of purposive sampling and obtained credit risk; profitability 27 banking companies with a research period of three years to obtain 81 units of samples. Data analysis was done using Microsoft Excel 2010 and hypothesis testing in this research using Data Panel Regression Analysis with the E-Views 9.0 program and a significance level of 5%. The results of the research shows that (1) capital adequacy (CAR) has a significant positive effect on profitability (ROA), (2) liquidity (LDR) has a positive and significant effect on profitability (ROA), (3) credit risk (NPL) has a negative effect and significant to profitability (ROA).
    [Show full text]
  • The Role of Foreign Banks in Post-Crisis Asia: the Importance of Method of Entry
    ADB Institute Research Paper Series No. 51 January 2003 The Role of Foreign Banks in Post-Crisis Asia: The Importance of Method of Entry Heather Montgomery ADB INSTITUTE RESEARCH PAPER 51 ABOUT THE AUTHOR Heather Montgomery is a research fellow at the ADB Institute. Prior to joining ADB Institute, she held visiting positions at various institutions, including the United States Federal Reserve Board of Governors, Japan’s Ministry of Finance, the Bank of Japan and Japan’s Ministry of International Trade and Industry, while completing her Ph.D. dissertation research in economics at the University of Michigan. Additional copies of the paper are available free from the Asian Development Bank Institute, 8th Floor, Kasumigaseki Building, 3-2-5 Kasumigaseki, Chiyoda-ku, Tokyo 100-6008, Japan. Attention: Publications. Also online at www.adbi.org Copyright © 2003 Asian Development Bank Institute. All rights reserved. Produced by ADB Publishing. The Research Paper Series primarily disseminates selected work in progress to facilitate an exchange of ideas within the Institute’s constituencies and the wider academic and policy communities. The findings, interpretations, and conclusions are the author’s own and are not necessarily endorsed by the Asian Development Bank Institute. They should not be attributed to the Asian Development Bank, its Boards, or any of its member countries. They are published under the responsibility of the Dean of the ADB Institute. The Institute does not guarantee the accuracy or reasonableness of the contents herein and accepts no responsibility whatsoever for any consequences of its use. The term “country”, as used in the context of the ADB, refers to a member of the ADB and does not imply any view on the part of the Institute as to sovereignty or independent status.
    [Show full text]
  • Teller ATM Internet Banking Mobile Banking EDC 1 Bank Rakyat
    DAFTAR BANK/POS PERSEPSI PEMBAYARAN PNBP IZIN TINGGAL KEIMIGRASIAN Channel Pembayaran No Nama Internet Mobile Teller ATM EDC Banking Banking 1 Bank Rakyat Indonesia v v v – v 2 Bank Negara Indonesia v v v v v 3 Bank Mandiri v v v – v 4 Bank CIMB Niaga v – v – – 5 Pos Indonesia v – – – – 6 BPD Sumsel Babel v v – – – 7 Citi Bank, N.A v – – – – 8 BPD Jawa Barat dan Banten v v – – – 9 Bank Central Asia v v v – – 10 Bank Maybank Indonesia v – v – – 11 Bank Of Tokyo-Mitsubhisi UFJ.LTD v – – – – 12 Bank BNI Syariah v – – – – 13 BPD Kalimantan Selatan v – – – – 14 BPD Riau Kepri v – – – – 15 Bank Nusantara Parahyangan v – – – – 16 BPD Nusa Tenggara Timur v – – – – 17 BPD Lampung v – – – – 18 BPD Sumatera Barat v v – – – 19 Bank Sulawesi Utara v v – – – 20 Bank PAN Indonesia v – – – – 21 BPD Sumatera Utara v – – – – 22 HSBC v – v – – 23 BPD Jawa Timur v v – – – 24 Deutsche Bank AG v – – – – 25 Bank DBS Indonesia v – v – – 26 Bank Permata v – v – – 27 Bank Tabungan Negara v – – – – 28 Bank Mizuho Indonesia v – – – – 29 BPD Bali v – v v – 30 Bank UOB Indonesia v – – – – 31 Bank Aceh v – – – – 32 Bank Ekonomi Raharja v – – – – 33 BPD Kalimantan Timur v v – – – 34 BPD Bengkulu v – – – – 35 Bank Danamon Indonesia v – v – – 36 Bank Syariah Mandiri v – – – – 37 Bank Nusa Tenggara Barat v – – – – 38 Bank Sumitomo Mitsui Indonesia v – – – – 39 Bank Artha Graha Internasional v – – – – 40 Bank DKI v – – – – 41 Bank ANZ Indonesia v – – – – 42 BPD Sulselbar v – – – – 43 BPD daerah Istimewa Yogyakarta v v – – – 44 Standard Chartered Bank v – v – – 45 Bank Of Amerika v – – – – 46 Bank KEB HANA Indonesia v – – – – 47 BPD Sulawesi Tengah v v – – – 48 Bank Sinarmas v v v – – 49 BPD Kalimantan Tengah v v – – – 50 RABOBANK Indonesia v – – – – 51 Bank Shinhan Indonesia v – – – – 52 Bank ICBC Indonesia v – – – – 53 Bank OCBC NISP v v v – – 54 JP Morgan Chase Bank v – – – – 55 BPD Kalimantan Barat v v – – – 56 BPD Maluku v v – – – 57 BPD Papua v – – – – 58 BPD Jawa Tengah v v – – – 59 Bank Maspion Indonesia v – – – – 60 BPD Sulawesi Tenggara v – – – – 61 PT.
    [Show full text]