Product Guide Products & Services Overview NTT DATA Hong Kong
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Product Guide Products & Services Overview NTT DATA Hong Kong V5.0 Mar 2021 General Notice All rights reserved. NTT DATA Hong Kong Limited (“NDHK”) furnishes this document and the software described in this document under the applicable agreement between the reader of this document (“You”) and NDHK (“Agreement”). You may use this document and/or software only in accordance with the terms of the Agreement. Except as expressly set forth in the Agreement, the information contained in this document is subject to change without notice and therefore should not be interpreted in any way as a guarantee or warranty by NDHK. NDHK assumes no responsibility or liability for any errors that may appear in this document. The copyrighted software that accompanies this document is licensed to You for use only in strict accordance with the Agreement. You should read the Agreement carefully before using the software. Except as permitted by the Agreement, you may not reproduce any part of this document, store this document in a retrieval system, or transmit this document, in any form or by any means, electronic, mechanical, recording, or otherwise, without the prior written consent of NDHK. Trademarks The names of NTT DATA Hong Kong Limited’s products and services are trademarks of NTT DATA Hong Kong Limited. Copyright © 2021 NTT DATA Hong Kong Limited 2 Contents 1. Card Services ............................................................................................................................................4 1.1. Card Services Supported: Processing, Acceptance, Acquiring, Settlement Services ................................ 4 1.1.1. International ................................................................................................................................... 4 1.1.2. Local ................................................................................................................................................ 4 2. Alternative Payment Methods .................................................................................................................5 2.1. International ........................................................................................................................................... 5 2.2. China ....................................................................................................................................................... 5 2.3. India ........................................................................................................................................................ 6 2.4. Indonesia................................................................................................................................................. 6 2.5. Japan ....................................................................................................................................................... 6 2.6. South Korea ............................................................................................................................................. 7 2.7. LATAM..................................................................................................................................................... 7 2.8. Malaysia ................................................................................................................................................. 8 2.9. Philippines ............................................................................................................................................... 8 2.10. Taiwan ................................................................................................................................................ 8 2.11. Thailand .............................................................................................................................................. 9 2.12. Vietnam .............................................................................................................................................. 9 3. Products & Solutions .............................................................................................................................. 10 3.1. Payment Acceptance & Processing ....................................................................................................... 10 3.1.1. Card Payment Processing ............................................................................................................. 10 3.1.2. Alternative Payments Processing ................................................................................................. 11 3.1.3. Add-On Features ........................................................................................................................... 11 3.2. Payment Operations & Management ................................................................................................... 11 3.3. Integration Methods ............................................................................................................................. 12 3 CHAPTER 1. Card Services 1.1. Card Services Supported: Processing, Acceptance, Acquiring, Settlement Services Services are supported by gateways from international schemes. Merchants can also choose to work with local partners supporting similar gateways. Local acquirer requirements and business models may vary. Some of the international gateways include MiGS, MPGS, CyberSource etc. Today, NTT DATA Hong Kong supports over 150 transaction currencies and up to 25 settlement currencies. 1.1.1. International Card Brands Supported Visa Mastercard Amex JCB Diners UnionPay 1.1.2. Local Card Brand Markets Vietnamese Domestic Debit Cards Vietnam Elo Brazil Hipercard Brazil Local Card India All Local Cards South Korea 4 CHAPTER 2. Alternative Payment Methods The engagement model is broadly categorized into two types of services: • Processing, Acceptance only • Processing, Acceptance, Acquiring & Settlement Include note>> For selected alternate payment methods offered regionally, multiple country support is subject to local partners and local market conditions, please contact NDHK Sales for more information based on your specific business expansion needs. Local regulation and integration requirements for alternate payment methods may change after document is in print, please also contact NDHK Sales for more information so that the team can address your specific business needs. 2.1. International Payment Method Transaction Currencies Engagement Model PayPal AUD, BRL, CAD, CZK, DKK, EUR, HKD, HUF, INR, Processing, Acceptance Only ILS, JPY, MYR, MXN, TWD, NZD, NOK, PHP, PLN, GBP, RUB, SGD, SEK, CHF, THB, USD 2.2. China Payment Method Transaction Currencies Engagement Model Processing, Acceptance, Alipay (QR, Redirect, In-App) CNY, HKD, JPY, USD, EUR, THB, GBP, SGD, AUD Acquiring, Settlement HKD, CNY, USD, JPY, EUR, GBP, KRW, THB, TWD, Processing, Acceptance, UnionPay (QR, Wallet 云闪付) PHP, VND, KHR, SGD, AUD, MOP, MYR, CAD, NZD, Acquiring, Settlement AED, RUB HKD, CNY, USD, JPY, EUR, GBP, KRW, THB, TWD, Processing, Acceptance, UnionPay UCSP PHP, VND, KHR, SGD, AUD, MOP, MYR, CAD, NZD, Acquiring, Settlement AED, RUB WeChat Pay (QR, In-App, Mini Processing, Acceptance, CNY, HKD, JPY, USD, EUR, THB, AUD Program, Official Account) Acquiring, Settlement 5 Product Guide: NTT DATA Hong Kong [Document Title] Alternative Payment Methods [Document Title] 2.3. India Payment Method Transaction Currencies Engagement Model Internet Banking INR Processing, Acceptance Only India UPI INR Processing, Acceptance Only PayTM INR Processing, Acceptance Only 2.4. Indonesia Payment Method Transaction Currencies Engagement Model Processing, Acceptance, Bank Transfer / Virtual Account IDR Settlement, Acquiring Processing, Acceptance, Doku Wallet IDR Settlement, Acquiring Processing, Acceptance, Internet Banking IDR Settlement, Acquiring Processing, Acceptance, OVO wallet IDR Settlement, Acquiring Processing, Acceptance, LinkAja wallet IDR Settlement, Acquiring Over-the-counter – Convenience Processing, Acceptance, IDR store (Indomaret, Alfamart) Settlement, Acquiring 2.5. Japan Payment Method Transaction Currencies Engagement Model Atone JPY Processing, Acceptance, Acquiring, Settlement dPayment JPY Processing, Acceptance Only LINE Pay JPY Processing, Acceptance, Acquiring, Settlement 6 Product Guide: NTT DATA Hong Kong [Document Title] Alternative Payment Methods [Document Title] Payment Method Transaction Currencies Engagement Model Over-the-counter – Convenience JPY Processing, Acceptance, store (LAWSON, FamilyMart, MINI Acquiring, Settlement STOP, Daily Yamazaki, Seico Mart) PayEasy JPY Processing, Acceptance Only PayPay JPY Processing, Acceptance Only 2.6. South Korea Payment Method Transaction Currencies Engagement Model KakaoPay KRW Processing, Acceptance Only Payco KRW Processing, Acceptance Only Samsung Pay KRW Processing, Acceptance Only Processing, Acceptance, Naver Pay KRW Acquiring, Settlement 2.7. LATAM Payment Method Transaction Currencies Engagement Model Bank transfer (Interbank Electronic MXN, USD Processing, Acceptance, Payment System (SPEI)) Acquiring, Settlement Internet banking (Transferência BRL, EUR, USD Processing, Acceptance, Bancária – TEF) Acquiring, Settlement Over-the-counter (Boleto Bancário) BRL, EUR, USD Processing, Acceptance, Acquiring, Settlement Over-the-counter – Convenience MXN, USD Processing, Acceptance, store (OXXO) Acquiring, Settlement 7 Product Guide: NTT DATA Hong Kong [Document Title] Alternative Payment Methods [Document Title] 2.8.