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Money and Finance Making Cents of Your Financial Future March - April 2020 广告 March - April 2020 Mini Money Managers: Turning your kid’s piggy bank into a swine-ancial success Plus: Parents share their guilty purchases Money and Finance Making cents of your financial future March - April 2020 Mini Money Managers: Turning your kid’s piggy bank into a swine-ancial success Plus: Parents share their guilty purchases Money and Finance Making cents of your financial future 广告 WOMEN OF CHINA WOMEN March - April 2020 PRICE: RMB¥10.00 US$10 Mini Money Managers: Turning N 《中国妇女》 Plus: your kid’s Parents piggy bank share their into a guilty swine-ancial purchases success Beijing’s essential international family resource resource family international essential Beijing’s Money 国际标准刊号：ISSN 1000-9388 and Finance 国内统一刊号：CN 11-1704/C March - April 2020 - March Making cents of your financial future 广告 广告广告 WOMEN OF CHINA English Monthly Editors 编辑 Advertising 广告 《中 国 妇 女》英 文 月 刊 GU WENTONG 顾文同 LIU BINGBING 刘兵兵 WANG SHASHA 王莎莎 HE QIUJU 何秋菊 Sponsored and administrated by Editorial Consultant 编辑顾问 Program 项目 All-China Women's Federation ROBERT MILLER（Canada） ZHANG GUANFANG 张冠芳 中华全国妇女联合会主管/主办 罗 伯 特·米 勒（ 加 拿 大） Published by Layout 设计 ACWF Internet Information and Deputy Director of Reporting Department FANG HAIBING 方海兵 Communication Center (Women's Foreign 信息采集部（记者部）副主任 Language Publications of China) LI WENJIE 李文杰 Legal Adviser 法律顾问 全国妇联网络信息传播中心 Reporters 记者 HUANG XIANYONG 黄显勇 （中 国 妇 女 外 文 期 刊 社）出 版 ZHANG JIAMIN 张佳敏 Publishing Date: April 15, 2020 YE SHAN 叶珊 International Distribution 国外发行 本期出版时间：2020年4月15日 FAN WENJUN 樊文军 China International Book Trading Corporation 中国国际图书贸易总公司 Director of Website Department 网络部主任 顾问 Advisers ZHU HONG 朱鸿 Address 本刊地址 PENG PEIYUN 彭 云 Deputy Director WOMEN OF CHINA English Monthly Former Vice-Chairperson of the NPC Standing 副主任 《中 国 妇 女》英 文 月刊 Committee 全国人大常委会前副委员长 CHENG XINA 成熙娜 15 Jianguomennei Dajie, Dongcheng District, GU XIULIAN 顾秀莲 Beijing 100730, China Former Vice-Chairperson of the NPC Standing 中国北京东城区建国门内大街15号 Director of New Media Department Committee 全国人大常委会前副委员长 邮编：100730 新媒体部主任 Tel电话/Fax传真：(86)10-85112105 HUANG JUAN 黄娟 E-mail 电子邮箱：[email protected] Director General 主 任·社 长 Website 网址 http://www.womenofchina.cn ZHANG HUI 张慧 Deputy Director 副主任 ZHANG YUAN 张媛 Printing 印刷 Deputy Director General & Deputy Editor-in-Chief Toppan Leefung Changcheng Printing (Beijing) Co., 副 主 任·副 总 编 辑·副 社 长 Ltd. WEI LIANG 位亮 Director of Marketing Department 北京利丰雅高长城印刷有限公司 战略推广部主任 Deputy Director General & Deputy Editor-in-Chief CHEN XIAO 陈潇 副 主 任·副 总 编 辑 A RONG 阿榕 Deputy Director 国际标准刊号：ISSN 1000-9388 副主任 Deputy Director General 国内统一刊号：CN 11-1704/C ZHANG ZHENHUA 张振华 副主任 国外发行代号：1580 XI SHUJUN 席淑君 Distribution Supervisor 发行主管 国 内 邮 发 代 号 ：2 - 7 1 3 XIA WEI 夏巍 广告经营许可证： Chief Editor 主编 Distribution 发行 京东工商广字第0121号 YUAN KANG 袁康 QUAN ANYUN 权安云 Follow us on: Sina Weibo WeChat 《中国妇女》英文月刊 2020年3月-4月 （下半月） COPYRIGHT ACWF INTERNET INFORMATION AND COMMUNICATION CENTER (WOMEN'S FOREIGN LANGUAGE PUBLICATIONS OF CHINA) ALL RIGHTS RESERVED. NO PART OF THIS PUBLICATION MAY BE REPRODUCED IN ANY FORM OR BY ANY MEANS WITHOUT WRITTEN PERMISSION FROM THE PUBLISHER. 本刊版权为全国妇联网络信息传播中心（中国妇女外文期刊社）所有（包括但不限于电子版信息网络传播权、数字发行权、无线增值业务权），未经书面许可，不得 转载。本刊同时进行数字发行，作者如无特殊声明，即视作同意授予我刊及我刊合作网站信息网络传播权；本刊支付的稿酬已包括此项授权的收入。 CONTENTS 18 Mar - Apr 2020 16 3828 LIVING 32 Allowance on the Go Setting up a ‘Relative Card’ for your kids on WeChat 9 Indulge The Timberlake men say buh-bye to their bedheads 10 On the Record FEATURES The Scorza family shares their favorite tunes 12 Paving Your Own Way 36 More Money, More Problems Because even the best of us succumb to financial fallacies Dominic Johnson-Hill is a self-made entrepreneur 38 Reimagining African Entrepreneurship in China DINING Hannah Ryder explains what it takes to successfully run a fully foreign-owned business in Beijing 14 Food for Thought 40 Currency of the Future The Cherry (Tomato) On Top Kids are on the frontline of the cashless society, but how do they 16 Date Night feel about it? The Way to My Heart Is Through My Stomach ESSENTIALS PLAYING 5 A Note to Our Readers 18 Maker’s Corner 6 What’s New? Learn how to make a paper wallet for the cashless society with 8 New Arrivals Ivy Academy 42 School News 20 App-Parent Struggle 43 The Circuit Understanding the world of “freemium” apps and knowing how 48 Family Favorites to keep digital purchases in check 22 Mini Money Managers Turning your kid’s piggy bank into a swine-ancial success LEARNING 24 Blank Canvas Students from Beijing No.55 High School International share ON THE COVER: artworks depicting money in the world For the covery of this Money and 27 Educator’s Profile Finance issue we had to pleasure Beijing teacher putting fun back in education of featuring sisters YoYo and ToTo, 28 Schooled photographed by their dad Zongkai Making Cents of College Planning Liu. PARENTING 30 West Meets East Money Talks: Parents from different cultural backgrounds share their thoughts on teaching kids about money sss The beijingkids Board Tim Coghlan Tim first came to China in 2001 and has made Beijing his home for the last 10 years. He specializes in new market development for the world’s most iconic consumer brands, previously helping luxury brands enter and expand in China, and now helping a Chinese Chief Manager Mina Yan technology company build their global business. He Deputy Manager Drew Pittock enjoys outdoor adventures with his two young children, Digital Planner Mark Allan Karanja, Wendy Xu and time permitting, vlogs in Chinese under the moniker Contributors Gabriel Low, Jolie Wu of “Kangaroo Daddy”. Mike Signorelli Mike Signorelli arrived in Beijing in 1994 as a student and has called China home ever since. He has held several senior management roles over the past 20+ years, including his last corporate job with NBA China. Mike is the founder Advertising Agency of Signature Wine, China’s first independent subscription Beijing Agenda Advertising wine club. Contact him at [email protected]. Co., Limited Marianne Daquet 广告代理 In Beijing for 12 years, Marianne Daquet has always been 北京爱见达广告有限公司 passionate about art and education. She founded Atelier Art School 6 years ago with the mission to pass on her Telephone/电话: 5941 5499 strong belief that creativity can change the world. She and her French husband have two daughters. You can Advertising Hotlines/广告热线： reach her at [email protected]. 5941 0368 Tara Gillan Tara is from England, UK, and been in China over 14 years where she is raising third culture, bilingual kids. CEO and Founder Michael Wester She has a passion for education in China, and is a life Owner and Co-Founder Toni Ma long learner still trying to master Mandarin. In between, work, study and being a mum, you will find her looking Marketing Director Victoria Yang for her next adventure! Marketing Team Echo Wang, Kris Wei Brand Manager Christina Cao Art Director Susu Luo Caroline Nath Production Manager Joey Guo Caroline Nath moved to Beijing as a teenager after having Senior Graphic Designer Michelle Zhang grown up in the US, Canada, France, and India. She is a filmmaker, radio host, Parent Effectiveness Training Photographer Uni You teacher, founder of Bonne Nani Jams, and an organic Sales Director Irene Yan food promoter. She has two multi-ethnic and multi-lingual Sales Team Gladys Tang, Crystal Yue, children. Contact her at [email protected]. Sharon Shang, Alex Wang, Liu Yue, John Nuega Elisabeth Koch Magazine Marketing Robynne Tindall China’s milliner, Elisabeth Koch, arrived in 2007 and hit IT Team Alexandre Froger, Yan Wen the ground running with her hats. This TCK has three Finance Judy Zhao, Vicky Cui, Susan Zhou children who were born in Beijing. While her creations HR & Admin Tobal Loyola, He Siyu, Cao Zheng adorn famous heads on the covers of international DM Logistic Cao Zheng glossies, Koch gives hat-making workshops in her studio General Inquiries 5941 5499 and is kept busy by the kids. Find out more information at www.ElisabethKoch.co Lise Floris Lise Poulsen Floris is an EU official turned blogger. Since Contact: leaving her native Denmark in 1998, she has lived in Italy General Information: [email protected] and Belgium before moving to China with her family. She writes about life in Beijing on her blog ninemillionbicycles. Magazine: [email protected] com, aiming to tell “the big story through the small story.” Sales: [email protected] Her work has been published in the South China Morning Marketing: [email protected] Post, Global Times, and Point of View International. Digital & Magazine Marketing: [email protected] DM Logistic: [email protected] Juliet London Directories: [email protected] After seven years in Beijing, market researcher, branding consultant and writer, mother to two teenagers, Juliet ‘Lady’ London continues to be fascinated by this ever www.beijing-kids.com changing city. British by birth, she has also lived in beijingkids Australia and other parts of Asia. Her work primarily beijing-kids focuses on education research, leaving less time than she would like to take exercise, walk her dog, and snap @beijingkids or #beijingkids up bargains at local markets. A NOTE TO OUR READERS utting this issue together has been (p. 28). We interview a Beijing-based financial such a unique experience for all of manager about teaching kids the importance us here at beijingkids, having to work of investing at a young age (p. 22). And, in from home and under quarantine. this tech-loving digital world, allowances no PAs the Coronavirus reaches families across longer need to involve cash (p.
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