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About Nanto Bank Introducing Nanto Bank Deposits (Unit: ¥100 million) Loans (Unit: ¥100 million) 6,000 4,500 5,500 ¥ 5,042.1 billion 4,000 ¥ 3,477.1 billion 5,000 4,917.5 3,500 3,405.2 4,826.9 3,340.8 4,500 3,000 0 0 FY2018 FY2019 FY2020 FY2018 FY2019 FY2020 Business loans (Unit: ¥100 million) Personal loans (Unit: ¥100 million) 3,000 1,800 2,500 ¥ 1,780.6 billion 1,500 ¥ 1,075.7 billion 2,000 1,200 1,053.7 1,070.8 1,675.5 1,728.1 1,500 900 1,000 600 500 300 0 0 FY2018 FY2019 FY2020 FY2018 FY2019 FY2020 (Enter the balance at the end of each period) 2 Nanto Report 2020, the integrated report of Nanto Bank Nanto Report 2020, the integrated report of Nanto Bank Performance Organizational overview and external environment Nanto Bank Profile (as of March 31, 2020) June 1, 1934 Nanto Bank Co., Ltd. was established through a merger of Sixty- Established: June 1, 1934 eight Bank Co., Ltd., Yoshino Bank, Ltd., Yagi Bank, Ltd., and Gosho Headquarters: 16 Hashimoto-cho, Nara, Japan Bank, Ltd. Capitalization: ¥37,924.15 million Today, Nanto Bank offers comprehensive financial services including Homepage: https://www.nantobank.co.jp/ leasing, trust banking, securities and consulting as the Nanto Bank Group and conducts the banking business (deposits, loans, exchange, etc.), with Nara Prefecture and the surrounding region as its primary base of operations. As of end March 2020, the Bank’s deposits amounted to ¥5 trillion, a sum that positions it in 20th place among Japan’s 64 regional banks. Its share of deposits and loans in Nara Prefecture is nearly 50%. Shares held in Nara prefecture Deposits Loans Credit unions Trust banks Credit unions Trust banks 17.9% 2.6% 20.4% 0.0% Local banks Local banks 3.8% 9.3% Nanto Bank Nanto Bank City banks City banks % 49.7% 26.3% 49.1 20.4% (As of end March 2020: Covering Banks/prefectural credit unions <excluding Japan Post Bank, agricultural cooperatives, etc.>) Regional* deposit balance and ratio by prefecture Regional* loan balance and ratio by prefecture Wakayama Prefecture Mie Prefecture Wakayama Prefecture Mie Prefecture 3.57% 1.48% 3.37% 0.71% ¥179.4 billion ¥744 billion ¥101.5 billion ¥21.5 billion Kyoto Prefecture Kyoto Prefecture 7.06% 9.16% ¥354.3 billion ¥275.6 billion Osaka/ Osaka/ Hyogo prefectures Hyogo prefectures 29.16% 6.38% ¥877.5 billion ¥320.2 billion Nara Prefecture Nara Prefecture 81.4% 57.5% ¥4,086.2 billion ¥1,732.8 billion *Definition of the Nanto Bank region The Nanto Bank has expanded its base of operations to include six prefectures, Nara, Osaka, Hyogo, Kyoto, Wakayama, and Mie prefectures, as its local business region. References to our region are to this region, to whose people and economy we have been providing close, active support for many years. Nanto Report 2020, the integrated report of Nanto Bank Nanto Report 2020, the integrated report of Nanto Bank 3.

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The Nanto Bank, Ltd
NEWS RELEASE Apr 09, 2020 R&I Affirms A-, Stable: The Nanto Bank, Ltd. Rating and Investment Information, Inc. (R&I) has announced the following: ISSUER: The Nanto Bank, Ltd. Issuer Rating: A-, Affirmed Rating Outlook: Stable RATIONALE: The Nanto Bank, Ltd. is a regional bank with a high market share in Nara Prefecture. The prefecture is an attractive operating region for retail transactions centering on investment product sales, given the fact that the savings balance per household is among the highest in the country. Meanwhile, its market size is small for business loans due to the small number of plants and offices. The bank therefore allocates management resources to Osaka Prefecture, which has a lucrative market. Its earning capacity is below what the rating suggests. Under the previous medium-term management plan, the bank aimed to strengthen investment product sales by capitalizing on its strong market position in the prefecture; however, its efforts have not delivered anticipated results. As the progress in cost reduction has not been enough to offset the decline in interest income, the earning capacity remains weak. In the face of the severe business environment stemming mainly from the continued low interest rate, shrinking population and cross-sector competitions, the bank has set goals to be attained in ten years: (1) contributing to a higher (real) gross prefectural product of Nara, (2) developing managerial talent, and (3) an ROA of 0.35% or higher. As an interim target for the next five years, the bank seeks to achieve an ROA of 0.25% or higher and turn customer-related services profitable.
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Regional Banks in Japan 2008
Regional Banks in Japan 2008 We, the 64 regional banks in Japan, have for a long time enjoyed the patronage of the people of our regions as banks that move in step with the community. Hokkaido The Hokkaido Bank The regional banks as financial institutions that have the trust of their customers, will continue to contribute to the activation of regional societies through meeting various financial needs in the regions, by enhancing financial functions such as relationship- based banking. Aomori The Aomori Bank THE MICHINOKU BANK Akita Iwate THE AKITA BANK The Bank of Iwate The Hokuto Bank THE TOHOKU BANK Yamagata THE SHONAI BANK The Yamagata Bank Miyagi The 77 Bank Niigata The Daishi Bank Fukushima The Hokuetsu Bank The Toho Bank Ishikawa Toyama The Hokkoku Bank The Hokuriku Bank THE TOYAMA BANK Tochigi Gunma The Ashikaga Bank Tottori Fukui Nagano The Gunma Bank Ibaraki The Hachijuni Bank The Joyo Bank Shimane THE TOTTORI BANK The Fukui Bank Gifu The San-in Godo Bank Kyoto Saitama The Kanto Tsukuba Bank The Ogaki Kyoritsu Bank The Musashino Bank Hyogo The Bank of Kyoto The Juroku Bank Okayama The Tajima Bank Tokyo Shiga Hiroshima The Chugoku Bank The Tokyo Tomin Bank Fukuoka Yamaguchi The Hiroshima Bank Osaka THE SHIGA BANK Chiba THE BANK OF FUKUOKA The Yamaguchi Bank The Kinki Osaka Bank Aichi The Chikuho Bank The Senshu Bank The Chiba Bank THE NISHI-NIPPON CITY BANK Kagawa The Bank of Ikeda The Chiba Kogyo Bank Saga Ehime The Hyakujushi Bank Mie THE BANK OF SAGA Oita The Iyo Bank The Mie Bank Tokushima Nara THE OITA BANK The Hyakugo Bank
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The Total Supplier for State-Of-The-Art Precision Machinery Metallic Parts
NAKA SEISAKUSHO CO., LTD. The Total Supplier for State-of-the-art Precision Machinery Metallic Parts ISO14001：2004；ISO9001：2008 www.naka-seisakusho.co.jp NAKA SEISAKUSHO CO., LTD. CONTENTS TITLES PAGE NO. COMPANY INTRODUCTION…………………………………………………………………….1 CORPORATE STRUCTURE………………………………………….…………………………..2 CORPORATE HISTORY……………………………………………………..…………………..3 ENVIRONMENTAL MEASUREMENTS……………………………….……………..……...…..5 OUR MACHINES IN OPERATIONAL PRODUCTIONS………………………………...………..6 PRODUCT INTRODUCTIONS…………………………………………………………………..10 MANUFACTURING SECTOR……………………………………………….….10 FACILITY AND INFRASTRUCTURE SECTOR…………………………….…...13 QUALITY POLICY………………………………………………………………………..…… 14 NAKA SEISAKUSHO CO., LTD. 1 Company Introduction Since the company was founded, we have been serving high-definition machinery processed parts and high-technical-oriented components in order to respond to all customers’ demands in a timely manner. With advance technologies and high level of processing techniques, and under the Japanese standard quality, we can guarantee our customers “Satisfaction”, and according to our mission, we will thus never stop improving our product qualities. Thanks to high-advanced CNC lathes, we possess high-precision required processing innovation and are able to do cylindrical grinding and center-less grinding, broadening our capabilities in reflecting to all customer needs; as a total supplier of high-definite machinery processed parts, we will thoroughly take all customers’ inquiries with an immediate response. In order to be able to enhance customers’ convenience, social developments, and industry improvements as a whole, we promise to dedicate our best service and quality continuously. It would be highly appreciated and thankful for any contacts we may receive. We will reply your inquiry within 24 hours. We are looking forwards to your now-and-future patronages. Hideki Naka President www.naka-seisakusho.co.jp NAKA SEISAKUSHO CO., LTD.
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[PDF]Integrated Report 2019
SEVEN BANK, LTD. Integrated Report For the year ended March 31, 2019 https://www.sevenbank.co.jp/english/ir/ Copyright © 2019 Seven Bank, Ltd. All rights reserved Seven Bank continues to “cultivate.” “If there was an ATM at Seven-Eleven, it would be more convenient …” In response to such comments from customers, Seven Bank was established and has created ATM services that can be accessed “anytime, anywhere, by anyone, and with safety and security.” Currently, due to the spread of smartphones, diversification of payment methods, changes in lifestyles and other factors, our business environment is undergoing radical change. It is hard to predict what kind of future awaits us in years or decades to come. We aim to respond flexibly to such changes in society and diversifying customer needs by continuing to change with the times. We will continue to provide new kinds of convenience that society requires, for use by anyone, with safety and security. Together with the times Together with you 1 2 By addressing five “material issues,” close to people’s lives we will grow together with society. ForFor a safe,safe, secure For new value inin SoSo that everyoneeveryone can live ToTo create a societysociety ToTo live with mutual societysociety … dailydaily liveslives … fairlyfairly and eequallyqually … thatthat considersconsiders the acceptanceacceptance of environmentenvironment … otherother culturescultures … Five “material issues” 1 2 3 4 5 Offer a safe, Create a Create a society Reduce the Realize secure settlement lifestyle through where everyone environmental multicultural SDGs new financial The UN Sustainable Development Summit was infrastructure can be active burden symbiosis held at the headquarters of the United Nations in services September 2015.
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【Major Bank】都市銀行【Local Bank】地方銀行【Second Regional
【Major bank】都市銀行 Mizuho Bank / Sumitomo Mitsui Banking Corporation / Saitama Resona Bank Mitsubishi UFJ Bank / Resona Bank (5 in total) 【Local bank】地方銀行 Hokkaido Bank / Yamanashi Central Bank /Saningodo Bank Aomori Bank / Hachijuni Bank / Chugoku Bank Michinoku Bank / Hokuriku Bank /Hiroshima Bank Akita Bank / Toyama Bank / Yamaguchi Bank Hokuto Bank / Hokkoku Bank/ Awa Bank Shonai Bank / Fukui Bank/ Hyakujuyon Bank Yamagata Bank / Shizuoka Bank / Iyo Bank Iwate Bank / Suruga Bank/ Shikoku Bank Tohoku Bank / Shimizu Bank / Fukuoka Bank ShichijushichiBank / Ogaki Kyoritsu Bank / Chikuho Bank Toho Bank / Juroku Bank / Saga Bank Gunma Bank Mie Bank Juhachi Bank Ashikaga Bank / Hyakugo Bank / Shinwa Bank Joyo Bank / Shiga Bank Higo Bank Tsukuba Bank Kyoto Bank Oita Bank Musashino Bank / Kansai Mirai Bank / Miyazaki Bank Chiba Bank / IkedaSenshu Bank / Kagoshima Bank Chiba Kogyo Bank / Nanto Bank /Ryukyu Bank Yokohama Bank / Kiyo Bank / Okinawa Bank Daiyon Bank / Tajima Bank / Nishinihon City Bank HuKuetsu Bank / Tottori bank / Kitakyushu Bank (63 in total) 【Second Regional Bank Member Bank】第二地銀協加盟銀行 Hokuyo Bank Daiko Bank Shimane Bank Kirayaka Bank Nagano Bank Tomato Bank Kitanihon Bank Toyama Daiichi Bank Momiji Bank Sendai Bank Shizuokachuo Bank Saikyo Bank Fukushima Bank Aichi Bank Tokushima Bank Daito Bank Nagoya Bank Kagawa Bank Towa Bank Chukyo Bank Ehime Bank Tochigi Bank Daisan Bank Kochi Bank Tokyo Star Bank Taisho Bank Kumamoto Bank Kanagawa Bank Minato Bank (29 in total) 【Trust bank-Shintaku Ginko】信託銀行 Mitsubishi UFJ Trust Bank
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Information Meeting —The First Half Ended September 2017— Appendix
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The Declaration of Startup Friendly Kansai 関西ベンチャーフレンドリー宣言
The Declaration of Startup Friendly Kansai 関西ベンチャーフレンドリー宣言 Under the Kansai Startup Backing Initiative, we aim to make the Kansai region a highly innovative area full of creativity and fully open to the world. To this end, now that a startup ecosystem is emerging in the Kansai region, we hereby announce that all supporting companies are quite positive in: inheriting a dynamic corporate culture typified by a unique way of thinking as well as a “Just try it” culture, both of which we have long fostered; and staying close beside next- generation entrepreneurs striving hard to launch new businesses, thereby providing them with necessary support. August 6, 2018 [Our Overview] (Dear startups) Given that the Kansai region has historically produced many entrepreneurs, we believe that the region has the potential ability to produce and raise entrepreneurs in modern society. In recent years especially, business enterprises, local governments, universities, etc. have taken a growing interest in nurturing startup companies, thereby intensifying support activities for startup companies. However, these efforts have only led to the region being dotted with startup companies that are not integrated into a single combined system of startup companies and start-up corporations. Among others, increased efforts for open innovation would be required from large companies and startup companies. To enable the Kansai region to achieve further growth, it is vital to break the status quo to revitalize Kansai’s startup ecosystem. This has prompted us to announce the Kansai Startup Backing Initiative, aimed at deepening cooperation between existing companies and new startups. Asked about big hurdles faced in opening up a business, many startup companies cited their being turned away at the door due to lack of past trade performance when they approached existing companies, as well as business-building and development of marketing networks, technical support, management of funds, etc.
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For the First Time in Japan, Kansai and Osaka International Airports Receive Airport Carbon Accreditation (Level 2)
December 14, 2016 For the First Time in Japan, Kansai and Osaka International Airports Receive Airport Carbon Accreditation (level 2) On December 6, 2016, the international airport organization, Airports Council International (ACI), announced that both Kansai (KIX) and Osaka (ITM) International Airports have been certified as airports which manage and reduce carbon emissions with the objective of global warming prevention. In December 2015 at the Conference of the Parties (COP 21) of the United Nations Framework Convention on Climate Change 195 states came together and signed the Paris Agreement to fight against global warming. The parties agreed that efforts to reduce greenhouse gas emissions must be enhanced. As a result, environmental awareness is increasing in Japan as well. Kansai Airports believes that it has a great responsibility to combat environmental issues on both a regional and global scale as the entryway to the Kansai region. As the management company of two major airports, Kansai and Osaka International Airports, which were used by a total of 38 million people in fiscal 2015, Kansai Airports is working toward the introduction of “Cool Biz”, a program to reduce greenhouse gas emissions by improving the efficiency of energy use by airport facilities through energy-saving initiatives such as insulating building facilities and improving countermeasures against solar radiation. In addition, we are currently undertaking environmentally friendly activities in cooperation with airport operations, government agencies, and others with the goal of reducing energy consumption as well as introducing the use of energy produced by renewable energy sources at airport facilities. After these efforts were evaluated, Kansai Airports has received the Airport Carbon Accreditation by the ACI.
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Nanto Bank Nanto Bank
NANTO BANK Annual Report 2002 Year ended March 31, 2002 Head Office 16, Hashimoto-cho, Nara City, Nara 630-8677, Japan Phone : (0742) 22-1131 URL : http://www.nantobank.co.jp/ Securities & International Division (Tokyo) 12-5, Kyobashi 1-chome, Chuo-ku, Tokyo 104-0031, Japan Phone : (03) 3535-1238 Fax : (03) 3535-1239 SWIFT Address : NANT JP JT e-mail Address : [email protected] Securities & International Division (Nara) 16, Hashimoto-cho, Nara City, Nara 630-8677, Japan Phone : (0742) 27-1560 Fax : (0742) 26-1734 SWIFT Address : NANT JP JT NAR e-mail Address : [email protected] Hong Kong Representative Office Suite 3008, 30/F., Two Exchange Square, 8 Connaught Place, Central, Hong Kong, China Phone : 852-2868-9932 Fax : 852-2530-1583 e-mail Address : [email protected] Contents 1 Financial Highlights 2 Message from the Management 4 Business Performance Details of Our Initiatives 5 Achieving a Healthier Asset Position 6 Risk Management 7 Review of Operations 8 Board of Directors and Corporate Auditors Corporate Data 9 Consolidated Balance Sheets 10 Consolidated Statements of Operations Consolidated Statements of Stockholders’ Equity 11 Consolidated Statements of Cash Flows 12 Notes to Consolidated Financial Statements 23 Report of Independent Public Accountants 24 Capital Management 25 Supplemental Data (Non-Consolidated) 28 Nanto Bank Group Outline of Consolidated Subsidiaries 29 Organization Financial Highlights (Consolidated Four-Year Summary) The Nanto Bank, Ltd. and Consolidated Subsidiaries Years ended March 31 Thousands of
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Annex and Tables
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Tokyo Stock Exchange Tokyo Stock Exchange
Tokyo Stock Exchange Annual Report 1998 Year Ended March 31, 1998 Profile or almost 120 years, the Tokyo Stock Exchange (TSE) has Fbeen recognized and functioned as Japan’s central stock market. Since its reestablishment in 1949, the TSE has responded positively to trading demands from both overseas and domestic investors, operating both cash and derivatives markets. Now, at the drawn of a new era in which the legal and system- atic framework created by the recent market reforms is taking shape, the TSE is endeavoring to construct and operate a highly efficient and competitive market that will allow it to play a major role in the economic life of Japan, Asia and the world. 3000 2500 2000 1500 CONTENTS Statistical Highlights.....................................3 1000 Message from the President..........................5 TSE Market System.......................................6 Special Feature............................................12 500 Financial Statements...................................14 Board of Governors and Auditors ..............17 List of Members and Special Participants ...20 1970 7172 73 74 75 Statistical Highlights At December 31 1997 1996 1995 (STOCK MARKET) Listed Companies : Domestic .................................................. 1,805 1,766 1,714 : Foreign ..................................................... 60 67 77 Newly Listed Companies : Domestic .................................................. 50 59 32 : Foreign ..................................................... 1 20 Market Value (¥ billions) : Domestic
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Annual Securities Report
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