Home Credit B.V., Strawinskylaan 933, Tower B Level 9, 1077 XX , Tel.: +31 (0) 208 813 120, Fax: +31 (0) 208 813 129, E-mail: [email protected], Web: www.homecredit.eu The company is incorporated in the trade register of the Chamber of Commerce for Amsterdam under the file number 34126597.

Announcement

Home Credit B.V. acquires HC N.V. for EUR 249 million

Amsterdam, 11 July 2012: “Home Credit B.V.” today announces that it has acquired a 100% stake in “HC Asia N.V.” from “PPF Group N.V.”. The transaction is part of the PPF Group shareholders’ strategic intention to consolidate all Home Credit-branded companies gradually into one legal entity and reflects that in practice all Home Credit companies are managed as one Group.

In connection with the deal, PPF Group N.V. increased the equity of Home Credit B.V. by the acquisition cost (i.e. EUR 249 million) through a capital contribution as a share premium on all shares.

NOTES

Home Credit B.V. is the holding company for Home Credit subsidiaries in CEE, and CIS which operate in the consumer finance markets in the , , Russia, , and through its minority ownership interest in Home Credit Bank JSC, the consumer finance business in . Home Credit B.V. is 100% owned by PPF Group N.V. and its main activity is to manage, finance and invest in other companies.

HC Asia N.V. is the holding company for Home Credit subsidiaries in Asia which operate in the consumer finance markets in , and (under development). The main activity of HC Asia N.V. is to manage, finance and invest in other companies.

PPF Group N.V., the holding company registered in the Netherlands, is one of the largest investment and finance groups in Central and . With approximately EUR 14.36 billion assets under management (as of 31 December 2011), PPF’s business investments range from banking and insurance to real estate, energy, metal mining, agriculture and retail. PPF's reach spans from Central and Eastern Europe to Russia and across Asia.

CONTACTS FOR JOURNALISTS

Home Credit B.V. Home Credit Asia N.V. David Sahula Group Communications Manager Home Credit International, a.s. Tel.: +420 2241 74485 E-mail: [email protected]

PPF Group N.V. Radek Stavel Senior Communications Officer PPF a.s. Tel.: +420 2241 74748 E-mail: stavel@.eu

Page 1 of 2 Home Credit B.V., Strawinskylaan 933, Tower B Level 9, 1077 XX Amsterdam, Netherlands Tel.: +31 (0) 208 813 120, Fax: +31 (0) 208 813 129, E-mail: [email protected], Web: www.homecredit.eu The company is incorporated in the trade register of the Chamber of Commerce for Amsterdam under the file number 34126597.

CONTACTS FOR INVESTORS

Frantisek Kalivoda Head of Structured Finance Home Credit International, a.s. Tel.: +420 224 174 705 E-mail: [email protected]

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