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Ref No: HCIN/LC/2020-21/30 August 13, 2020 To, Catalyst

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Ref No: HCIN/LC/2020-21/30 August 13, 2020 To, Catalyst Home Credit India Finance Pvt. Ltd. (formerly known as Rajshree Auto Finance Pvt. Ltd.) Reg. Off.: Third Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase-II, Gurugram, Haryana - 122002 CIN: U65910HR1997PTC047448, Tel. No.:- +91 124 4907600 Web: www.homecredit.co.in Email: [email protected] Ref no: HCIN/LC/2020-21/30 August 13, 2020 To, Catalyst Trusteeship Limited, Windsor, 6th floor, Office No. 604, C.S.T. Road, Kalina, Santacruz (East), Mumbai - 400098 Sub: Periodic report for listed non-convertible debentures for the Quarter ended June 30, 2020. Dear Sir/Madam, This is with reference to your letter (CTL/MUM/Compliance/Quarterly/2020-21/649) dated June 30, 2020, we would like to submit following information for the quarter ended on June 30, 2020: i. List of Debenture Holders as on June 30, 2020 – List of listed Debenture Holders as on June 30, 2020 is enclosed. ii. Details of any due and unpaid interest and principal payment – Nil. iii. Number and nature of grievances as on June 30, 2020 received from Debenture holders: Nil. iv. Statement that the assets of company issuing debentures and of the guarantors/security providers, if any, which are available by way of security are sufficient to discharge the interest and principal amount of debenture holder as and when they become due: Statement enclosed. v. Certificate from Practicing Chartered Accountant supporting the security cover certificate and giving the value of book debts/ receivables: Certificate enclosed. vi. Certificate from the Director/ Managing Director of the Company, certifying the value of the book debts/receivables: Certificate enclosed vii. A report from the lead bank regarding progress of the project: - Not Applicable. viii. A certificate from the Practicing Chartered Accountant in respect of utilisation of funds during the implementation period of the project: Not Applicable. ix. A certificate from the Practicing Chartered Accountant in respect of utilisation of funds in the case of debentures issued for financing working capital, at the end of year:- Not Applicable. However, the certificate from the Company’s Statutory Auditor shall be submitted on annual basis at the end of accounting year. x. Any significant change in composition of Board of Directors, if any, which may amount to change in control – There has been no change in composition of Board of Directors during the quarter ended on June 30, 2020 which may amount to change in control as defined in SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. xi. Details of requisite/pending (if any) information/ documents indicated as condition precedent/subsequent in debenture document/s in respect of NCD issuances: Nil. xii. A Certificate confirming that the properties secured for the Debentures are adequately insured (wherever applicable), and policies are in joint names of the Trustees: Not Applicable xiii. Revision in rating of the debentures: CRISIL Limited vide letter dated April 01, 2020 and India Ratings & Research Private Limited vide letter dated June 30, 2020 has revised the rating of various debentures of the Company as per the following details: S. Instruments Amount Interest ISIN Rating Rating Action No. (INR Rate Agency Crore) 1. NCD – Tranche VI 350.00* 12.05% INE172V07061 CRISIL Rating revised from 2. NCD – Tranche VII 375.00 12.07% INE172V07079 Limited CRISIL BBB+/Positive 3. NCD – Tranche VIII 225.00 11.92% INE172V07087 (CRISIL Triple B Plus; Positive; Outlook) to 4. NCD – Tranche IX 222.00 12.28% INE172V07103 CRISIL BBB+/Stable 5. NCD – Tranche X 400.00 13.20% INE172V07111 (CRISIL Triple B Plus; 6. NCD – Tranche XIII 75.00** 13.12% INE172V07129 Stable; Outlook) w.e.f from April 01, 2020 7. NCD – Tranche XIV 40.00*** 12.39% INE172V07137 India Rating revised from IND Ratings & A-/Stable (IND A 8. NCD – Tranche XVI 50.00 11.5-12.0% INE172V07160 Research Negative; Stable 9. NCD – Tranche XVII 65.00 11.5%- INE172V07178 Private Outlook) to IND A- 12.0% Limited /Negative (IND A Negative; Negative Outlook) w.e.f June 30, 2020. *Tranche VI has been fully redeemed on July 31, 2020. **Amount of Tranche XIII reduced from INR 75.00 Crores to INR 18.75 Crores after ninth partial redemption of principal on June 26, 2020. ***Amount of Tranche XIV reduced from INR 40.00 Crores to INR 10 Crores after sixth partial redemption of principal on July 24, 2020. The CRISIL Limited rating letter dated April 01, 2020 and India Ratings & Research Private Limited rating letter dated June 30, 2020 are enclosed. xiv. Updated information on default in payment of principal & interest on due dates, ISIN-wise BENPOS, Credit rating and DRR – Annexure A Request you to please take the aforesaid information on record and oblige us. Thanking You For Home Credit India Finance Private Limited Gaurav Sharma Company Secretary Membership No. A21729 Enclosures: 1. List of listed Debenture holders as on June 30, 2020. 2. Statement of eligible receivables and bank borrowing as on June 30, 2020. 3. Certificate for security cover and value of book debts/ receivables as on June 30, 2020. 4. Certificate from director certifying the value of book debts/ receivables. 5. CRISIL Limited rating letter dated April 01, 2020 and India Ratings & Research Private Limited dated June 30, 2020. List of Listed Debenture Holders as on June 30, 2020 S. No Name of Address1 Face Value Total No. of Debenture Holder Debentures 1 AB 4 B.V. Strawinskylaan 933, 1077 XX INR 1,000,000 each 7,970 Amsterdam, The Netherlands 2 PPF CO3 B.V. Strawinskylaan 933, 1077 XX INR 1,000,000 each 7,750 Amsterdam, The Netherlands 3 Mahindra and Sandhana House, 2nd Floor, 570, P. B. INR 250,0002 each 750 Mahindra Financial Marg, Worli, Mumbai-400018 Services Limited 4 Unifi AIF 11, Kakani Towers, Khader Nawaz, INR 37,500 each 3,890 Khan Road, Nungambakkam High Road, Chennai, Tamil Nadu-600006 5 Krazybee Services No. 296, Behind Jublee College, INR 37,500 each 110 Private Limited Ramamurthy Nagar, Bengaluru, 560036 6 Dishman Carbogen Bhadra Raj Chambers Swastik Cross INR 1,000,000 each 200 Amcis Limited Road Navrangpura Ahmedabad 380009 7 Harsh Anand Jain Office No.82, 8th Floor Maker INR 1,000,000 each 150 Chambers III Nariman Point Mumbai 400021 8 Asha Vasant Sheth 19 A Manek 11 L D Ruparel Marg INR 1,000,000 each 20 Malabar Hill Mumbai 400006 9 Prabhakar Devdas 1st Floor 883 11th Cross 23rd INR 1,000,000 each 20 Mallya Main560078 JP Nagar 2nd Phase Bangalore 560078 10 Gautam Dalmia 4, Scindia House New Delhi 110001 INR 1,000,000 each 10 11 Vikram Aditya And 620 Antriksh Bhawans 22 K G INR 1,000,000 each 10 Associates Pvt Ltd Marg New Delhi 110001 12 Indiraben 82, Safal Amrakunj At - Gokuldham INR 1,000,000 each 10 Bansibhai Patel Sanathal, Tal- Sanand Dist- Ahmedabad (Guj) 382210 13 Sandeep Baid 8a Abdul Rasul Avenue Kolkata INR 1,000,000 each 10 West Bengal 700026 14 Sandipa Flat No 06 3rd Floor Sonmarg 67 INR 1,000,000 each 10 Choudhury B Nepeansea Road Malabar Hill Mumbai 400006 15 Janak B Bhalaria 8, Madhu Parag, 69, Swastik Society INR 1,000,000 each 5 Nm Road, Juhu Scheme Nr Jamnabai School, Vile Parle W Mumbai, Maharashtra 400056 16 Akshay Gandhi U 28 12 DLF Phase III Gurgaon INR 1,000,000 each 5 Haryana 122002 17 Nadir Barjorji Godrej Boyce Mfg. Co.Ltd Accounts INR 1,000,000 each 5 Godrej Dept Plant 11 Pirojshanagar Vikhroli West Mumbai 400079 18 Sachin Chhabildas Sheth Chambers R No 5 1st Flr 21 INR 1,000,000 each 5 Sheth Dr. V B Gandhi Marg Fort Mumbai 400023 1 Address of Investors are included on the basis of the Transaction Documents/ BENPOS Statement as on June 30, 2020. 2 Face value of NCDs issued to Mahindra have been reduced from INR 333,333.33 to INR 250,000 after partial redemption on June 26, 2020. 19 Ruchi Agarwal H No 102/2 Kirti Apartments INR 1,000,000 each 5 Mayur Vihar Phase 1 Delhi 110091 20 Sheetal Praatul 4th Fl Flat 48 Gulistan Plot 13, INR 1,000,000 each 5 Dalal Berhamji Gamadia Rd 26 Wb Mumbai 000000 21 Radha Krishan Indira Steels Pvt Ltd Indra Palace INR 1,000,000 each 3 Aggarwal H Block Connaught Circus New Delhi 110001 22 Karan Singh Uberoi Vanmali Flat No 1002 Plot No 14 INR 1,000,000 each 3 Vill Borla Moti Baug V K Patil Marg Chembur Mumbai 400071 23 Anil Kumar Dua H No Eg 1/18 Garden Estate M G INR 1,000,000 each 2 Road Gurgaon Haryana India 24 Vijay Aggarwal Indra Steels Pvt Ltd Indra Palace H INR 1,000,000 each 2 Block Connaught Circus New Delhi 110001 25 Kapil Aggarwal 18 Yamuna Marg Civil Lines Delhi INR 1,000,000 each 2 HUF 110054 26 Shyla Annu E-102 ,Jalvayu Vihar, Powai, INR 1,000,000 each 2 Mathew Mumbai 400076 27 Ajay Ramniranjan Flat No 2303 B Wing Ashok INR 1,000,000 each 1 Poddar Gardens, T.J Road, Sewri W, Mumbai 400007. 28 Rittesh Kumaar 307 Elephanta Heights Sector 10 INR 1,000,000 each 1 Narnoli C/O Dwarka Delhi 110075 Rittesh Kumar Narnoli Huf 29 Dilip Kumar C-304 Jalvayu Vihar INR 1,000,000 each 1 Adishankracharya Marg Powai Mumbai 400076 30 Medha Dua Eg1/18 Garden Estate Dlf Ph 3 INR 1,000,000 each 1 Gurgaon 122002 31 Urmil Gupta A-230, First Floor New Friends INR 1,000,000 each 1 Colony New Delhi 110065 32 Gulshan Kumar E G-1/18, Garden Estate Dlf Phase 3 INR 1,000,000 each 1 Dua Gurgaon Haryana 122002 33 Leela Doulatram 501 Sangeet Sarita Saher Agiary INR 1,000,000 each 1 Buxani Lane Bhulabhai Desai Road Mumbai 400026 34 Indira 702, Shikhar Complex Near INR 1,000,000 each 1 Tarunchandra Mithakhali Six Road Navrangpura Jariwala Ahmedabad 380009 35 Nitin Agarwala Nirman Shilpa 3rd Flr Unit N 6 Plt N INR 1,000,000 each 1 94 Sec 12 Vashi Navi Mumbai 400703 36 Nikhil R Agarwal Dreams
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