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Esales Kit Home Page eSales Kit Home Page General Terms & Savings Account Current Account Term Deposits Interest Calculations Facilities Credit Cards Investment & Operational Loans Privilege Banking Wealth Banking Bancassurance Treasury Products Network eSales Kit v5.22 (updated Oktober 2021) 1.1. TMRW 1 HOME Savings Account TMRW Account TMRW Account Current Account Stash Account Digital product from UOB Indonesia to provide various transaction benefits, namely free of service fees, free account management, and easy and fun flexible transactions. All One Account Term Deposits banking needs can be accessed via a smartphone. Privilege General Terms & Account Interest Calculation Type of Account Valas Produktif Single Individual Name Facilities Account Proof of Account Ownership UOB Lady’s Account Credit Cards • E-Statement, accessed via TMRW application U-Save • Debit/ATM Card Loans U-Plan Benefits • Free of administration fee and passive (dormant) account fee Privilege Banking UOB Gold Saving Account • Free of ATM cash withdrawal fees at ATM Bersama/Prima network if the balance before withdrawal is at least Rp. 1 million Wealth Banking Tabunganku • Free of bill payment fees and transfer of funds to other banks via TMRW application Investment & • Interest up to 4% p.a. earned since the first rupiah by saving in the City of TMRW Simpanan Pelajar Bancassurance Features Treasury Products Tabungan Biz88 TMRW Account consists of 2 products, namely TMRW Everyday Account, for transaction purposes, and TMRW Savings, for savings. The two accounts will be opened simultaneously when the customer registers and will be Operational U-BIZ88 connected to each other. Network 1 2 3 Next >> 1.1. TMRW 2 HOME Savings Account TMRW Account TMRW Account Features Current Account Stash Account Initial deposit Free Term Deposits One Account Next deposit Free Privilege Min. remaining balance Rp. 0 General Terms & Account Interest Calculation Interest rate* TMRW Everyday Account = 0.5% p.a. Valas Produktif TMRW Savings Account = 4.0% p.a. Facilities Account *Interest rates shall not be binding and may change from time UOB Lady’s Account to time and will be subject to applicable regulations. Credit Cards Tax on interest 20% of interest rate per month U-Save Loans Inactive account There are no mutations, either withdrawals or deposits, U-Plan for 12 consecutive months. Privilege Banking UOB Gold Saving Fees Account Monthly administration fee Active Account : Free Wealth Banking Tabunganku Inactive Account :Free Monthly administration fee for debit cards Free Investment & Simpanan Pelajar Bancassurance Debit Card Replacement Fee (Lost/Damaged) Free ATM PIN change Free Tabungan Biz88 Treasury Products Inter-branch cash deposit fee Free Operational U-BIZ88 Transfer fees to other UOB accounts Free Network << Prev 1 2 3 Next >> 1.1. TMRW 3 HOME Savings Account TMRW Account TMRW Account Current Account Stash Account Fees Transfer fees to other bank accounts Free Term Deposits One Account Bill payment fee Free Privilege Account closing fee Free General Terms & Account Interest Calculation Valas Produktif Risks Account Facilities • Customer Deposits are not guaranteed by the Deposit Insurance Corporation (LPS) or other replacing UOB Lady’s Account institutions in the future due to the Bank's interest rate which exceeds the interest rate set by the Deposit Credit Cards Insurance Corporation (LPS) or other replacing institutions in the future. • The Customer's Savings Balance including the Minimum Balance therein has the potential to be reduced due U-Save to smaller Deposit interest earned by the Customer compared to the administration fee charged to the Loans U-Plan Customer. • The balance of the Customer's Deposit has the potential to be compensated by the Bank in relation to the Privilege Banking UOB Gold Saving Customer's obligations to the Bank. Account • The account can be closed by the bank or at least the customer's transaction is rejected by the bank if the Wealth Banking use of the account is not in accordance with the purpose of account opening. Tabunganku Investment & Simpanan Pelajar Bancassurance Treasury Products Tabungan Biz88 Operational U-BIZ88 Network << Prev 1 2 3 1.1. Stash 1 HOME Savings Account TMRW Account Stash Account Current Account Stash Account One Account It is a special savings that provides additional benefits in the form of bonus interest, if the Term Deposits Customer can keep the Monthly Average Balance (MAB) at the same level or increase it. Privilege General Terms & Account Interest Calculation Type of Account Valas Produktif Single Individual Name or Joint OR Facilities Account UOB Lady’s Account Proof of Account Ownership Credit Cards • E-Statement, accessed via Personal Internet Banking (PIB) U-Save • Debit/ATM Card ** Loans U-Plan Benefits Privilege Banking UOB Gold Saving • Basic Interest, an interest which is calculated on a daily basis based on the daily balance using the Account threshold method. Wealth Banking • Bonus Interest, an interest which is calculated on the customer's average monthly balance using the Tabunganku progressive method. The interest bonus is credited in the following month Investment & • Free of administration fees and passive (dormant) account fee Simpanan Pelajar Bancassurance • Free of ATM cash withdrawal fees at ATM Bersama/Prima network if the balance before withdrawal is at least Rp. 1 million Treasury Products Tabungan Biz88 Operational U-BIZ88 Network 1 2 3 4 5 Next >> 1.1. Stash 2 HOME Savings Account TMRW Account Tabungan Stash Current Account Stash Account Features Initial deposit Rp. 1,000,000 One Account Term Deposits Next deposit Rp. 0 Privilege Rp. 100,000 General Terms & Min. remaining balance Account Interest Calculation Interest rate* Basic Interest Total Valas Produktif Account Balance Facilities Account Interest Bonus Interest UOB Lady’s Account < Rp. 25 mio 0.00% 0.00% 0.00% Credit Cards Rp. 25 mio– < Rp. 50 mio 0.50% 0.15% 0.65% U-Save Loans Rp. 50 mio – < Rp. 100 mio 0.50% 0.50% 1.00% U-Plan Rp. 100 mio – < Rp. 200 mio 0.50% 1.00% 1.50% Privilege Banking UOB Gold Saving Account Rp. 200 mio – < Rp. 500 mio 0.50% 2.00% 2.50% Wealth Banking Tabunganku Rp. 500 mio – < Rp. 750 mio 0.50% 3.00% 3.50% Investment & Rp. 750 mio – < Rp. 1 bio 0.50% 3.75% 4.25% Simpanan Pelajar Bancassurance ≥ Rp. 1 bio 0.50% 0.00% 0.50% Treasury Products Tabungan Biz88 *Interest rates shall not be binding and may change from time to time Operational U-BIZ88 and will be subject to applicable regulations. Network << Prev 1 2 3 4 5 Next >> 1.1. Stash 3 HOME Savings Account TMRW Account Tabungan Stash Stash Account Current Account Features Conditions to earn Bonus Interest: Term Deposits One Account Criteria Condition Privilege General Terms & Account Maintain an average monthly Interest Calculation balance at the same level as Valas Produktif Criteria 1 Account the average monthly balance of Facilities the previous month. UOB Lady’s Account Credit Cards OR U-Save Increase the average monthly Loans balance to a level that is higher U-Plan Criteria 2 than the average monthly balance of the previous month Privilege Banking UOB Gold Saving Account Wealth Banking Tabunganku Tax on interest 20% of the Interest rate per month Investment & Inactive account There are no mutations, either withdrawals or deposits, for 12 Simpanan Pelajar Bancassurance consecutive months. Treasury Products Tabungan Biz88 Operational U-BIZ88 Network << Prev 1 2 3 4 5 Next >> 1.1. Stash 4 HOME Savings Account TMRW Account Tabungan Stash How Customers obtain information on how to earn Interest Bonus Current Account Stash Account Term Deposits One Account Privilege General Terms & Account Interest Calculation Valas Produktif Facilities Account UOB Lady’s Account Credit Cards U-Save Loans U-Plan Privilege Banking UOB Gold Saving Account Wealth Banking Tabunganku In the account information menu, the customers can select the Stash account and view the amount stated on the “Top Up Amount” and Balance To Maintain”. The nominal value of these two information will vary every day to always match the Investment & average monthly balance requirement in order to earn Interest Bonus. Simpanan Pelajar Bancassurance Top Up Amount: The amount of funds that must be deposited on that day in order to reach the average monthly balance Treasury Products Tabungan Biz88 requirement to earn Interest Bonus. Operational U-BIZ88 Balance to Maintain: The balance at the end of the day that must be maintained from the day of checking on the PIB until Network the end of the month to meet the average monthly balance requirements to earn Interest Bonus. << Prev 1 2 3 4 5 Next >> 1.1. Stash 5 HOME Savings Account TMRW Account Tabungan Stash Fees Current Account Stash Account Monthly administration fee Active Account : Free Inactive account : Free One Account Term Deposits Passbook replacement fee N/A Privilege Monthly Debit Card administration fee Free General Terms & Account Interest Calculation Bank Statement holding fee N/A Valas Produktif Instant Statement fee N/A Account Facilities Bank Statement printing fee N/A UOB Lady’s Account Debit Card Replacement Fee (Lost/Damaged) Rp. 10,000 Credit Cards ATM PIN change Rp. 5,000 U-Save Inter-branch cash deposit fee Free Loans Account closing fee Rp. 100,000 U-Plan Risks Privilege Banking UOB Gold Saving Account • Customer Deposits are not guaranteed by the Deposit Insurance Corporation (LPS) or other replacing Wealth Banking institutions in the future due to the Bank's interest rate which exceeds the interest rate set by the Deposit Tabunganku Insurance Corporation (LPS) or other replacing institutions in the future. Investment & • The Customer's Savings Balance including the Minimum Balance therein has the potential to be reduced due to Simpanan Pelajar Bancassurance smaller Deposit interest earned by the Customer compared to the administration fee charged to the Customer. • The balance of the Customer's Deposit has the potential to be compensated by the Bank in relation to the Treasury Products Tabungan Biz88 Customer's obligations to the Bank.
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