Consumer Issues 2016/17
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Pol.9100.2000.0010 0001
POL.9100.2000.0010_0001 Level 14, 10-16 Queen Street, Melbourne, Victoria 3000 ABN 23 100 188 752 T 03 9639 7600 W cprc.org.au 25th October 2018 Attn: Financial Services Royal Commission By email: [email protected] Dear Secretariat, The Consumer Policy Research Centre (CPRC) is an independent research organisation which undertakes research to inform policy reform and business practice change. Our goal is to achieve a fair outcome for all consumers. We conduct research across a range of consumer markets, with a focus in 2018 on consumer decision-making, housing, consumer data and the online marketplace. We work collaboratively with academia, industry, government and the community sector. Outlined below are two key reports produced this year to improve the performance of consumer markets. We would like to submit these reports as submissions to the Financial Services Royal Commission and hope the Commission will give these reports regard in developing policy responses to the findings of their inquiry. Five Preconditions of Effective Consumer Engagement Across a range of markets consumer trust has been eroding, with trust in Australian businesses falling another consecutive year in 2018 from 48 to 45 percent according to the 2018 Edelman Trust Barometer. In addition to the Financial Services Royal Commission, the Federal Government recently launched another Royal Commission into the aged care sectors, while the Australian Competition and Consumer Commission and Victorian Government both have completed separate reviews of electricity and gas markets in recent years. Practical, meaningful reforms to ensure consumers are empowered, protected and best- placed to exercise choice are key to rebuilding trust and securing positive outcomes for the community. -
Number Title Cost to Send Cost to Receive Phone Contact Web Address
Number Title Cost to send Cost to receive Phone contact Web address 18 Directory Assistance 100 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 105 NZ Police Single Non-emergency Number N/A www.police.govt.nz 200 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 201 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 202 2degrees internal use 0800 022 022 www.2degreesmobile.co.nz 203 BP Txt Competition 0.09 www.bp.co.nz 204 Esendex SMS Gateway 0.09 0800 999 767 www.esendex.com 205 2degrees - Xmas promo 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 Last updated on 9 April 2021 Number Title Cost to send Cost to receive Phone contact Web address 206 Jack Goodhue Summer of the Mullet 3.00 0800 686 964 http://www.baldangels.org.nz/ 208 TalkingTech – Payment Reminder Service 0.09 0800 999 767 http://www.talkingtech.com/ 209 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 210 Play the Quiz 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 212 Sky TV 0.09 0800 777 021 www.skytv.co.nz 213 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 214 Raydar - DB Export 0.09 0800 77 66 22 https://www.facebook.com/dbexport/ 215 GenevaStaff Alert 0.09 0800 436 382 https://www.genevahealth.com/contact/ 218 Yellow Mobile – SMS 0.30 219 Kiwibank Retail Alerts 0.09 0800 11 33 55 www.kiwibank.co.nz Last updated on 9 April 2021 Number Title Cost to send Cost to receive Phone contact Web address 221 Gold Max txt2win Promotion 0.09 0800 99 22 44 222 2degrees -
China's Political Influence Activities Under Xi Jinping Professor
Magic Weapons: China's political influence activities under Xi Jinping Professor Anne-Marie Brady Global Fellow, Wilson Center, Washington, DC; Department of Political Science and International Relations University of Canterbury, Christchurch, New Zealand In September 2014 Xi Jinping gave a speech on the importance of united front work— political influence activities—calling it one of the CCP’s “magic weapons”. The Chinese government’s foreign influence activities have accelerated under Xi. China’s foreign influence activities have the potential to undermine the sovereignty and integrity of the political system of targeted states. Conference paper presented at the conference on “The corrosion of democracy under China’s global influence,” supported by the Taiwan Foundation for Democracy, and hosted in Arlington, Virginia, USA, September 16-17, 2017. Key points: • CCP General Secretary Xi Jinping is leading an accelerated expansion of political influence activities worldwide. • The expansion of these activities is connected to both the CCP government’s domestic pressures and foreign agenda. • The paper creates a template of the policies and modes of China’s expanded foreign influence activities in the Xi era. • The paper uses this template to examine the extent to which one representative small state, New Zealand, is being targeted by China’s new influence agenda. Executive Summary In June 2017 the New York Times and The Economist featured stories on China's political influence in Australia. The New York Times headline asked "Are Australia's Politics too Easy to Corrupt?,"1 while The Economist sarcastically referred to China as the "Meddle Country."2 The two articles were reacting to an investigation by Fairfax Media and ABC into the extent of China's political interference in Australia,3 that built on internal enquiries into the same issue by ASIO and Australia's Department of Prime Minister and Cabinet in 2015 and 2016. -
Annual Report 2018
THE NEW ZEALAND RACING BOARD IS THE PARENT BRAND OF TAB AND TAB TRACKSIDE. CONTENT 2017/18 HIGHLIGHTS.............................................................................................................................. 4 ABOUT THE NEW ZEALAND RACING BOARD .............................................................................. 5 STATEMENT FROM THE BOARD AND CEO ................................................................................... 6 VISION, MISSION, PURPOSE AND VALUES .................................................................................... 9 NZRB BUSINESS UPDATE ....................................................................................................................11 KEY CUSTOMER TRENDS.................................................................................................................... 15 BOARD MEMBERS .................................................................................................................................. 18 GOVERNANCE STATEMENT ..............................................................................................................22 RESPONSIBLE GAMBLING ..................................................................................................................26 CLASS 4 GAMING DISTRIBUTIONS .................................................................................................27 FIVE YEAR TRENDS ...............................................................................................................................28 -
Dunedin Flats
ISSUE 02 CRITIC INTERVIEWS SHAPESHIFTER A SIT DOWN WITH INSIDE CHRISTIAN PROPOSED CCTV TODD BARCLAY SCIENCE ON CAMPUS With the Skinny Student Shout, you’ll get a sweet 50% more minutes and data on any $9, $16, $26 or $46 50% Monthly Combo until the 30th of June 2016. more Plus, we’ll even give you a FREE SIM! Free e.g: Normal $16 Combo with Student Shout! SIM 500MB 750MB Data ROLL Data ROLL Data OVER 100 OVER 150 Mins to NZ & AU Mins to NZ & AU Unlimited Texts to NZ & AU Unlimited Texts to NZ & AU Unlimited Skinny to Skinny Mins Unlimited Skinny to Skinny Mins Sign up at skinny.co.nz/studentshout and enter the promo code: STUDENTSHOUT 50% before March 31st 2016. Legal stuff: Available to NZ tertiary students who are new to Skinny Mobile. more Offer available until 01/04/16 and bonus quota ends 30/06/16. Bonus quota available on selected Monthly Combos only. Combo renews every 30 days (unless cancelled). Unused Rollover Data remains valid for 12 months and can be used only with an eligible Combo. Person to person standard NZ calls & texts only. Premium rate numbers excl. Use in NZ only. Bonus may be withdrawn at any time by Skinny without notice. For terms and extra Mins charges see skinny.co.nz P29/CRITIC/23984 02 Students Audacious Starting Up Programme All students welcome! Come and learn about Launch starting a business from scratch with Audacious. Tuesday 8 March, 5.30pm audacious.co.nz Castle One Lecture Theatre facebook.com/audaciousotago ISSUE 02 CONTENTS | ISSUE 02 NEWS & OPINION FEATURES Through Time & 06 OUSA Executive Space -
Annual Report 2016 Content
ANNUAL REPORT 2016 CONTENT 2016 HIGHLIGHTS ............................................................................................................................... 4 ABOUT THE NEW ZEALAND RACING BOARD .......................................................................... 5 STATEMENT FROM THE BOARD .................................................................................................... 6 STATEMENT FROM THE CHIEF EXECUTIVE OFFICER .......................................................... 9 INDUSTRY AND BUSINESS UPDATE ........................................................................................... 13 DISTRIBUTIONS INFOGRAPHIC .................................................................................................. 16 BOARD MEMBERS .............................................................................................................................. 18 GOVERNANCE STATEMENT .......................................................................................................... 21 RESPONSIBLE GAMBLING ..............................................................................................................25 CLASS 4 GAMING DISTRIBUTIONS .............................................................................................27 FIVE YEAR FINANCIAL SUMMARY AND FINANCIAL COMMENTARY ...........................34 FINANCIAL STATEMENTS ..............................................................................................................42 DIRECTORY ..........................................................................................................................................78 -
Congratulations! 2014 NEW ZEALAND EFFIE AWARD FINALISTS
2014 NEW ZEALAND EFFIE AWARD FINALISTS AGENCY ADVERTISER ENTRY TITLE A - Charity/Not for Profit .99 Leukaemia and Blood Cancer New Zealand (LBC) Shave For A Cure Colenso BBDO/Proximity New Zealand MARS Share For Dogs DDB Paw Justice A World without Animals FCB New Zealand Brothers in Arms Youth Mentoring Bank Job Ogilvy & Mather NZ World Wide Fund for Nature (WWF) New Zealand The Last 55 B - Social Marketing/Public Service Clemenger BBDO New Zealand Transport Agency Mistakes FCB New Zealand Health Promotion Agency (HPA) Say Yeah, Nah FCB New Zealand Maritime New Zealand Partners in Safety: Saving lives like they did in the 80's FCB New Zealand Statistics New Zealand Engaging disenfranchised youth in the 2013 Census Ogilvy & Mather NZ Energy Efficiency Conservation Authority (EECA) Move towards the light Ogilvy & Mather NZ Environmental Protection Authority EPA Business Campaign Getting to the answer faster: how the use of Choice Modelling helped the NZDF recruit top Officer Saatchi & Saatchi New Zealand Defence Force talent C - Retail/Etail .99 Foodstuffs (New Zealand) Limited New World Little Shop Barnes Catmur & Friends Hell Pizza Rabbit Pizza Billboard Colenso BBDO/Proximity New Zealand Burger King Anti Pre Roll DDB The Warehouse Group Back to School: Getting Ahead with Head to Toe DDB The Warehouse Group Bringing Back The Doubters FCB New Zealand JR/Duty Free Reinventing the wheel FCB New Zealand Noel Leeming Group People's Story Ogilvy & Mather NZ Progressive Enterprises Ltd A Pincer on Price D - Business to Business (B2B) FCB New -
Inquiry Into the Viability of the Victorian Thoroughbred/Standardbred Breeding Industries
ECONOMIC DEVELOPMENT COMMITTEE Inquiry into the Viability of the Victorian Thoroughbred/Standardbred Breeding Industries Report on the Standardbred Breeding Industry and Associated Industry Issues ORDERED TO BE PRINTED August 2006 by Authority. Government Printer for the State of Victoria No. 210 - Session 2003-2006 Parliament of Victoria Economic Development Committee Report on the Standardbred Breeding Industry and Associated Industry Issues ISBN 0-9751357-5-9 ECONOMIC DEVELOPMENT COMMITTEE Members Mr. Tony Robinson, M.P. (Chairman) Hon. Bruce Atkinson, M.L.C. (Deputy Chairman to 17/5/05) Hon. Ron Bowden, M.L.C. (Deputy Chairman from 1/8/05) Mr. Hugh Delahunty, M.P. Mr. Brendan Jenkins, M.P. Ms Maxine Morand, M.P. Hon. Noel Pullen, M.L.C. Staff Mr. Jonathon Gurry, Research Officer (from 5/12/05) Ms Frances Essaber, Editor Ms Andrea Agosta, Office Manager Ms Mary Pink, Office Manager (from 13/6/06) The Committee’s Address is: Level 8, 35 Spring Street MELBOURNE 3000 Telephone: (03) 9651-3592 Facsimile: (03) 9651-3691 Website: http://www.parliament.vic.gov.au/edevc i ECONOMIC DEVELOPMENT COMMITTEE FUNCTIONS OF THE ECONOMIC DEVELOPMENT COMMITTEE The Economic Development Committee is an all-party, Joint Investigatory Committee of the Parliament of Victoria established under section 5(b) of the Parliamentary Committees Act 2003. The Committee consists of seven Members of Parliament, three from the Legislative Council and four from the Legislative Assembly. The Committee carries out investigations and reports to Parliament on matters associated with economic development or industrial affairs. Section 8 of the Parliamentary Committees Act 2003 prescribes the Committee’s functions as follows: to inquire into, consider and report to the Parliament on any proposal, matter or thing connected with economic development or industrial affairs, if the Committee is required or permitted so to do by or under the Act. -
NZ TELECOMMUNICATIONS FORUM ANNUAL REPORT 2012/13 A
NZ TELECOMMUNICATIONS FORUM ANNUAL REPORT 2012/13 a ANNUAL REPORT 2012/13 NZ TELECOMMUNICATIONS FORUM ANNUAL REPORT 2012/13 01 CONTENTS Foreword from the Independent Chairperson ........................02 Chief Executive’s Summary ....................................................03 About the NZ Telecommunications Forum Inc ........................04 Key Players in the TCF ............................................................05 TCF Membership ...................................................................07 Celebrating 10 Years of the TCF .............................................08 The TCF year 2012/13 at a glance ..........................................09 Developing industry best practice .........................................10 Code Compliance Framework .........................................................................................................................................................11 Ultra-Fast Broadband ........................................................................................................................................................................11 Internet Protocol (IP) Interconnection for Voice .........................................................................................................................12 Mobile Product Stewardship ............................................................................................................................................................12 Number Portability Milestones ........................................................................................................................................................12 -
Number Title Cost to Send Cost to Receive Phone Contact Web Address
Number Title Cost to send Cost to receive Phone contact Web address 018 Directory Assistance 100 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 200 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 201 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 202 Westpac – SMS Banking 0.20 0800 400 600 http://www.westpac.co.nz/ 203 BP Txt Competition 0.09 www.bp.co.nz 204 Esendex SMS Gateway 0.09 0800 999 767 www.esendex.com 205 2degrees - Xmas promo 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 208 TalkingTech – Payment Reminder Service 0.09 0800 999 767 http://www.talkingtech.com/ Last updated on May 24, 2018 Number Title Cost to send Cost to receive Phone contact Web address 209 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 210 Play the Quiz 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 212 Sky TV 0.09 0800 777 021 www.skytv.co.nz 213 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 215 SMS Global 0.09 0800 180 900 www.bizztxt.com 218 Yellow Mobile – SMS 0.30 219 Kiwibank Retail Alerts 0.09 0800 11 33 55 www.kiwibank.co.nz 220 Chat service 0.20 0800 528372 www.txtchat.info 221 Gold Max txt2win Promotion 0.09 0800 99 22 44 Last updated on May 24, 2018 Number Title Cost to send Cost to receive Phone contact Web address 222 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 223 RNZAF Info 0.20 080024736723 www.airforce.mil.nz 224 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 225 2degrees -
Submission on Market Study Into the Retail Grocery Sector – Preliminary Issues Paper
The Warehouse Group Limited 26 The Warehouse Way Northcote, Auckland 0627 PO Box 33470 Takapuna Auckland, New Zealand 0740 phone1 +64 9 489 7000 fax +64 9 489 7444 web www.thewarehousegroup.co.nz 4 February 2021 Commerce Commission 44 The Terrace WELLINGTON 6011 [email protected] Submission on Market Study into the Retail Grocery Sector – Preliminary Issues Paper Background The Warehouse Group Limited (TWG) welcomes this opportunity to comment on the market study into the retail grocery sector (Study) and provide feedback on the Preliminary Issues Paper published on December 18. TWG is one of New Zealand's largest retail groups, comprising The Warehouse, Warehouse Stationery, Noel Leeming, Torpedo7, TheMarket and 1-day. As a general merchandise retailer, The Warehouse provides hundreds of thousands of products to New Zealanders, including a very limited range of grocery food and non-food products. Having attempted to create grocery retail business in 2008, we understand the barriers and complexities, although our views in this document relate more to our more limited present-day knowledge. TWG’s purpose is to help kiwis live better every day, and we are particularly keen to support the Study in its efforts to ensure better outcomes for New Zealanders. In this respect, two features of the New Zealand grocery market stand out to TWG: • The first is that TWG understands that New Zealanders pay high grocery prices in New Zealand compared to other international markets. Comparisons in this space will be key to drawing a conclusion. • The second is that the NZ grocery market is globally unique with, in effect, only two wholesalers and retailers of groceries. -
Contents February 2021 Highlights
30 March 2021 Contents • February 2021 traffic highlights • Operating statistics table • Recent market announcements and media releases February 2021 highlights Group traffic summary FEBRUARY FINANCIAL YTD 2021 2020 % * 2021 2020 % *+ Passengers carried (000) 624 1,363 (54.2%) 5,211 11,734 (55.6%) Revenue Passenger Kilometres(m) 379 3,015 (87.4%) 3,435 26,508 (87.0%) Available Seat Kilometres (m) 674 3,798 (82.2%) 6,309 31,631 (80.1%) Passenger Load Factor (%) 56.3% 79.4% (23.1 pts) 54.4% 83.8% (29.4 pts) % change in reported RASK % change in underlying RASK Year-to-date RASK1 (incl. FX) (excl. FX) Group 31.4% 31.3% Short Haul 25.3% 25.2% Long Haul (30.7%) (30.8%) Please note that the available seat kilometre (capacity) numbers included in the tables within this disclosure do not include any cargo-only flights. This is because these capacity numbers are used to calculate passenger load factors and passenger RASK * % change is based on numbers prior to rounding. 1 Reported RASK (unit passenger revenue per available seat kilometre) is inclusive of foreign currency impact, and underlying RASK excludes foreign currency impact. 1 Operating statistics table Group FEBRUARY FINANCIAL YTD 2021 2020 % * 2021 2020 % * Passengers carried (000) 624 1,363 (54.2%) 5,211 11,734 (55.6%) Revenue Passenger Kilometres(m) 379 3,015 (87.4%) 3,435 26,508 (87.0%) Available Seat Kilometres (m) 674 3,798 (82.2%) 6,309 31,631 (80.1%) Passenger Load Factor (%) 56.3% 79.4% (23.1 pts) 54.4% 83.8% (29.4 pts) Short Haul Total FEBRUARY FINANCIAL YTD 2021 2020 % * 2021