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Comando Generale U.O. Servizi Amministrativi e Affari Generali Sezione Procedimenti C.d.S. e Oggetti Rinvenuti Reparto Oggetti Rinvenuti AVVISO Ai sensi dell'Art. 928 del C.C. si comunica che presso il Reparto Oggetti Rinvenuti di Roma Capitale sono custoditi i sotto elencati reperti. OGGETTI REPERTORIATI DAL 01/01/2018 AL 30/06/2018 Pagina 1 REPERTO DESCRIZIONE DATA ACQUISIZIONE 02/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA CREDIT UNION - CARTA DI CREDITO ESTERA CREDIT UNION - CARTA DI CREDITO ESTERA CHASE - 1 BANCOMAT ITA FRIULADRIA CREDIT AGRICOLE - TESSERE E CARTE VARIE - Nr: N/D - PATENTE DI GUIDA ESTERA - Nr: W452-453-45-2* * * * - TESSERA SANITARIA - Nr: 8038000060002874* * * * - TESSERA DI RICONOSCIMENTO - Nr: 266-70-* * * * - 02/01/2018 PORTAFOGLI - CARTA DI CREDITO ITA POSTE ITALIANE - CARTA DI CREDITO ITA DEUTSCHE BANK - BANCOMAT ITA POSTE ITALIANE - CARTA 2 DI CREDITO ITA POSTE ITALIANE - TESSERA SANITARIA - Nr: 8038000050239248* * * * - PATENTE DI GUIDA - Nr: PD5090* * * * - TESSERE E CARTE VARIE - Nr: N/D - PATENTE DI GUIDA - Nr: U1T587* * * * - 02/01/2018 3 CARTA IDENTITA' - Nr: AU050* * * * - TESSERA SANITARIA - Nr: 8038000160009626* * * * - 02/01/2018 4 PATENTE DI GUIDA - Nr: U1Y058* * * * - 02/01/2018 PORTAFOGLI - CARTA DI CREDITO ITA POSTE ITALIANE - TESSERA 5 SANITARIA - Nr: 8038000190011420* * * * - CARTA IDENTITA' - Nr: AX490* * * * - PATENTE DI GUIDA - Nr: TP5319* * * * - 02/01/2018 6 PORTAFOGLI - CARTA IDENTITA' ESTERA - Nr: 450* * * * - PATENTE DI GUIDA ESTERA - Nr: 6* * * * - TESSERE E CARTE VARIE - Nr: N/D - 02/01/2018 7 TELEFONO CELLULARE SENZA SIM - NOKIA - IMEI: 3531250214* * * * * - 02/01/2018 8 PORTAFOGLI - CARTA IDENTITA' ESTERA - Nr: 08104* * * * - 02/01/2018 9 CARTA IDENTITA' - Nr: AY373* * * * - ALTRO (Documenti) - Nr: 17RM10* * * * - 02/01/2018 10 CARTA DI CREDITO ITA UNIPOL - PATENTE DI GUIDA - Nr: U1X735* * * * - TESSERA SANITARIA - Nr: 8038000120013393* * * * - 02/01/2018 PORTAFOGLI - CARTA DI CREDITO ITA CARTA FRECCIA - PATENTE DI 11 GUIDA - Nr: RM7835* * * * - TESSERA SANITARIA - Nr: 8038000120016118* * * * - Circonvallazione Ostiense, 191 Via Prospero Alpino, 63a - 00154 Roma Tel. +39 06 67693214 - Fax +39 06 67693219 Comando Generale U.O. Servizi Amministrativi e Affari Generali Sezione Procedimenti C.d.S. e Oggetti Rinvenuti Reparto Oggetti Rinvenuti OGGETTI REPERTORIATI DAL 01/01/2018 AL 30/06/2018 Pagina 2 REPERTO DESCRIZIONE DATA ACQUISIZIONE 02/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA SPARKASSE - TESSERE E 12 CARTE VARIE - Nr: * * - PATENTE DI GUIDA ESTERA - Nr: D09001Y* * * * - TESSERA SANITARIA ESTERA - Nr: 8027600304500069* * * * - 02/01/2018 13 PORTACHIAVI CON CHIAVI - 02/01/2018 14 PASSAPORTO ESTERO - Nr: 47665* * * * - 02/01/2018 15 PASSAPORTO ESTERO - Nr: 2181* * * * - 02/01/2018 16 CARTE VARIE - Nr: 6* * - 02/01/2018 17 CARTE VARIE - Nr: * * - 02/01/2018 18 PORTAFOGLI - BANCOMAT ITA CASSE RURALI TRENTINE - PERMESSO PROVVISORIO DI GUIDA - Nr: * * - CARTA IDENTITA' - Nr: AY044* * * * - 02/01/2018 BORSELLO - CARTA IDENTITA' - Nr: AX816* * * * - TESSERA SANITARIA - Nr: 19 8038000120007915* * * * - ALTRO (Elettronica) - ND CAVETTO USB COLORE BIANCO - 02/01/2018 20 PORTAFOGLI - PATENTE DI GUIDA ESTERA - Nr: A316* * * * - 02/01/2018 21 POCHETTE - CARTA DI CREDITO ESTERA CITI - TESSERA - Nr: KC6* * * * - PERMESSO DI SOGGIORNO - Nr: RG419* * * * - 03/01/2018 22 PORTAFOGLI - TESSERE E CARTE VARIE - Nr: N/D - PATENTE DI GUIDA - Nr: U1U578* * * * - TESSERA SANITARIA - Nr: 8038000120013852* * * * - 03/01/2018 23 PATENTE DI GUIDA ESTERA - Nr: 642 816* * * * - 03/01/2018 24 CARTA DI CREDITO ITA POSTE ITALIANE - 03/01/2018 25 CHIAVI - 03/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA SOUTHWEST - CARTA DI 26 CREDITO ESTERA CHASE - TESSERE E CARTE VARIE - Nr: N/D - PATENTE DI GUIDA ESTERA - Nr: N216* * * * - Circonvallazione Ostiense, 191 Via Prospero Alpino, 63a - 00154 Roma Tel. +39 06 67693214 - Fax +39 06 67693219 Comando Generale U.O. Servizi Amministrativi e Affari Generali Sezione Procedimenti C.d.S. e Oggetti Rinvenuti Reparto Oggetti Rinvenuti OGGETTI REPERTORIATI DAL 01/01/2018 AL 30/06/2018 Pagina 3 REPERTO DESCRIZIONE DATA ACQUISIZIONE 03/01/2018 27 CARTA DI CREDITO ESTERA LLOYDS BANK - TESSERA SANITARIA ESTERA - Nr: 8082600001043129* * * * - 03/01/2018 28 PATENTE DI GUIDA ESTERA - Nr: 04103* * * * - 03/01/2018 CARTA DI CREDITO ESTERA CITI - CARTA DI CREDITO ESTERA AMERICAN 29 EXPRESS - CARTA DI CREDITO ESTERA NORTHERN TRUST - CARTA DI CREDITO ESTERA NORTHERN TRUST - PATENTE DI GUIDA ESTERA - Nr: J525-5965-* * * * - 03/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA BANK OF AMERICA - CARTA DI 30 CREDITO ESTERA BANK OF AMERICA - CARTA DI CREDITO ESTERA AMERICAN EXPRESS - TESSERE E CARTE VARIE - Nr: N/D - 03/01/2018 31 PATENTE DI GUIDA - Nr: U1P592* * * * - 03/01/2018 PORTAFOGLI - TESSERE E CARTE VARIE - Nr: N/D - PATENTE DI GUIDA 32 ESTERA - Nr: 728762* * * * - TESSERA SANITARIA ESTERA - Nr: 8072400000151303* * * * - CARTA IDENTITA' ESTERA - Nr: 72876* * * * - 03/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA QIIB - CARTA DI CREDITO 33 ESTERA BNI - CARTA IDENTITA' ESTERA - Nr: 3131812260685* * * * - PATENTE DI GUIDA ESTERA - Nr: 85063044* * * * - TESSERE E CARTE VARIE - Nr: N/D - PEN DRIVE/MEMORY CARD - V GEN - 03/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA AMBANK - CARTA DI CREDITO ESTERA MAYBANK - CARTA DI CREDITO ESTERA MAYBANK - CARTA DI 34 CREDITO ESTERA CIMB BANK - CARTA DI CREDITO ESTERA HONG LEONG BANK - PATENTE DI GUIDA ESTERA - Nr: 61111110* * * * - TESSERE E CARTE VARIE - Nr: N/D - CARTA IDENTITA' ESTERA - Nr: 61111110* * * * - 03/01/2018 35 CARTA IDENTITA' - Nr: AX237* * * * - 03/01/2018 36 PASSAPORTO - Nr: YA558* * * * - 03/01/2018 37 PASSAPORTO ESTERO - Nr: E36* * * * - 03/01/2018 38 TESSERA BIBLIOTECA - Nr: 45* * * * - Circonvallazione Ostiense, 191 Via Prospero Alpino, 63a - 00154 Roma Tel. +39 06 67693214 - Fax +39 06 67693219 Comando Generale U.O. Servizi Amministrativi e Affari Generali Sezione Procedimenti C.d.S. e Oggetti Rinvenuti Reparto Oggetti Rinvenuti OGGETTI REPERTORIATI DAL 01/01/2018 AL 30/06/2018 Pagina 4 REPERTO DESCRIZIONE DATA ACQUISIZIONE 03/01/2018 39 PORTAFOGLI - CARTA DI CREDITO ESTERA VISA - TESSERE E CARTE VARIE - Nr: N/D - 03/01/2018 PORTAFOGLI - CARTA DI CREDITO ITA POSTE ITALIANE - CARTA 40 IDENTITA' - Nr: AV361* * * * - PATENTE DI GUIDA - Nr: U1X233* * * * - TESSERA SANITARIA - Nr: 8038000070004627* * * * - CARTE VARIE - Nr: N/D - 04/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA DESJARDINS - CARTA DI 41 CREDITO ESTERA DESJARDINS - LIBRETTO ASSEGNI MAIL POSTE - TESSERE E CARTE VARIE - Nr: N/D - PATENTE DI GUIDA ESTERA - Nr: 893* * * * - 04/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA WESTPAK - CARTA DI 42 CREDITO ESTERA QANTAS - CARTA DI CREDITO ESTERA NAB - CARTA DI CREDITO ESTERA WESTPAK - TESSERE VARIE - Nr: N/D - PATENTE DI GUIDA ESTERA - Nr: 203019* * * * - 04/01/2018 43 PORTAFOGLI - CARTA DI CREDITO ESTERA NAB - CARTA DI CREDITO ESTERA WESTPAK - TESSERE VARIE - Nr: N/D - 04/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA NUEVO BANCO DE ENTRE RIOS - CARTA DI CREDITO ESTERA BANCO SANTA FE - CARTA DI 44 CREDITO ESTERA BANCO SANTA FE - CARTA DI CREDITO ESTERA BANCO CREDICOOP - CARTA IDENTITA' ESTERA - Nr: M6.041* * * * - PATENTE DI GUIDA ESTERA - Nr: 604* * * * - 04/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA NLB - CARTA DI CREDITO 45 ESTERA NLB - CARTA IDENTITA' ESTERA - Nr: 00281* * * * - PATENTE DI GUIDA ESTERA - Nr: 00339* * * * - TESSERE VARIE - Nr: N/D - 05/01/2018 46 BADGE - Nr: 000* * * * - 05/01/2018 47 PORTAFOGLI - TESSERE E CARTE VARIE - Nr: n* * - 05/01/2018 48 BADGE - Nr: 025* * * * - 05/01/2018 49 PORTAFOGLI - DENARO EURO - METREBUS CARD - Nr: N/D - TESSERE E CARTE VARIE - Nr: N/D - Circonvallazione Ostiense, 191 Via Prospero Alpino, 63a - 00154 Roma Tel. +39 06 67693214 - Fax +39 06 67693219 Comando Generale U.O. Servizi Amministrativi e Affari Generali Sezione Procedimenti C.d.S. e Oggetti Rinvenuti Reparto Oggetti Rinvenuti OGGETTI REPERTORIATI DAL 01/01/2018 AL 30/06/2018 Pagina 5 REPERTO DESCRIZIONE DATA ACQUISIZIONE 05/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA CITIZENS BANK - CARTA DI 50 CREDITO ESTERA BANK AMERICAARD - PATENTE DI GUIDA ESTERA - Nr: S4991* * * * - TESSERE E CARTE VARIE - Nr: N/D - 05/01/2018 PORTAFOGLI - PASSAPORTO ESTERO - Nr: C0406* * * * - TESSERE E 51 CARTE VARIE - Nr: N/D - PEN DRIVE/MEMORY CARD - SANDISK MEMORY CARD "SANDISK" - 05/01/2018 52 CARTA IDENTITA' - Nr: AV865* * * * - TESSERA SANITARIA - Nr: 80380001500017564* * * * - 05/01/2018 PORTAFOGLI - DENARO EURO - CARTA DI CREDITO ESTERA RABO BANK 53 - CARTA IDENTITA' ESTERA - Nr: IR5CH* * * * - TESSERE E CARTE VARIE - Nr: N/D - 05/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA NUBANK - CARTA DI CREDITO 54 ESTERA BANCO DO BRASIL - TESSERE E CARTE VARIE - Nr: N/D - SIMCARD TELEFONICA ESTERA - VIVO - 05/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA SANTANDER0 - TESSERE E 55 CARTE VARIE - Nr: N/D - TESSERA SANITARIA ESTERA - Nr: 8027600104019357* * * * - PATENTE DI GUIDA ESTERA - Nr: J120659* * * * - CARTA IDENTITA' ESTERA - Nr: l7101* * * * - 05/01/2018 56 PORTAFOGLI - CARTA DI CREDITO ESTERA BANK OF IRELAND - TESSERE E CARTE VARIE - Nr: N/D - 05/01/2018 57 BORSELLO - CARTA DI CREDITO ESTERA ING - TESSERE E CARTE VARIE - Nr: N/D - 05/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA WELLS FARGO - CARTA DI 58 CREDITO ESTERA BANK OF AMERICA - CARTA DI CREDITO ESTERA CREDITONE - PATENTE DI GUIDA ESTERA - Nr: 080561* * * * - TESSERE VARIE - Nr: N/D - 05/01/2018 PORTAFOGLI - CARTA DI CREDITO ESTERA RABO BANK - CARTA DI 59 CREDITO ESTERA RABO BANK
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    ÌÃÕLà Ê1Ê>V>ÊÀÕ« !NNUAL2EPORT 9EARENDED-ARCH ÌÃÕLà Ê1Ê>V>ÊÀÕ«Ê­1®ÊÃÊiÊvÊÌ iÊÜÀ`¿ÃÊ>À}iÃÌÊ>`ÊÃÌÊ`ÛiÀÃvi`Ê v>V>Ê }ÀÕ«ÃÊ ÜÌ ÊÌÌ>Ê >ÃÃiÌÃÊ vÊ >ÀÕ`Ê á£äÊ ÌÀÊ >ÃÊ vÊ >ÀV Ê Î£]Ê Óää°Ê / iÊ }ÀÕ«Ê V«ÀÃiÃÊvÛiÊ«À>ÀÞÊ«iÀ>Ì}ÊV«>iÃ]ÊVÕ`}Ê/ iÊ >ÊvÊ/ÞÌÃÕLà Ê1]Ê Ì`°]Ê ÌÃÕLÃ Ê 1Ê /ÀÕÃÌÊ >`Ê >}Ê À«À>Ì]Ê ÌÃÕLÃ Ê 1Ê -iVÕÀÌiÃÊ °]Ê Ì`°Ê >`Ê ÌÃÕLà Ê1Ê "-Ê °]ÊÌ`°Ê>`ÊÌÃÕLà Ê1Êi>ÃiÊEÊ>ViÊ «>ÞÊÌi`°Ê1¿ÃÊ ÃiÀÛViÃÊVÕ`iÊViÀV>ÊL>}]ÊÌÀÕÃÌÊL>}]ÊÃiVÕÀÌiÃ]ÊVÀi`ÌÊV>À`Ã]ÊVÃÕiÀÊv>Vi]Ê >ÃÃiÌÊ>>}iiÌ]Êi>Ã}Ê>`Ê>ÞÊÀiÊvi`ÃÊvÊv>V>ÊÃiÀÛViðÊ/ iÊ}ÀÕ«Ê >ÃÊÌ iÊ >À}iÃÌÊÛiÀÃi>ÃÊiÌÜÀÊvÊ>ÞÊ>«>iÃiÊL>]ÊV«ÀÃ}ÊvvViÃÊ>`ÊÃÕLÃ`>ÀiÃ]ÊVÕ`}Ê 1Ê >]ÊÊÀiÊÌ >Ê{äÊVÕÌÀið ●Ê / ÃÊ >Õ>Ê Ài«ÀÌÊ ÃÊ «Ài«>Ài`Ê Ê >VVÀ`>ViÊ ÜÌ Ê 1°-°Ê *°Ê/Ê Ài>`Ê >Ê `ÃVÕÃÃÊ ÜÌ Ê Ì iÊ «ÀiÃ`iÌÊ >`Ê `iÌ>i`Ê `iÃVÀ«ÌÃÊ vÊ ÕÀÊ LÕÃiÃÃÊ ÃÌÀ>Ìi}iÃÊ >`Ê Ì>ÌÛiÃ]Ê «i>ÃiÊ ÀiviÀÊ ÌÊ 1½ÃÊ À«À>ÌiÊ,iÛiÜÊÓää]ÊÜ V ÊÜ>ÃÊ«ÕLà i`ÊÊ-i«ÌiLiÀÊÓää° ÌiÌà Êv}ÕÀiÃÊVÌ>i`ÊÊÌ ÃÊÀi«ÀÌÊ>ÀiÊV>VÕ>Ìi`Ê>VVÀ`}ÊÌÊ1°-°Ê «>ÞÊ"ÛiÀÛiÜÊ ÊÊÊ£ *]ÊÕiÃÃÊÌ iÀÜÃiÊÌi`° >V>Ê} } ÌÃÊ ÊÊÎ / ÃÊ`VÕiÌÊVÌ>ÃÊÃÌ>ÌiiÌÃÊÌ >ÌÊVÃÌÌÕÌiÊvÀÜ>À`}Ê ÃÌ>ÌiiÌÃÊÜÌ ÊÌ iÊi>}ÊvÊÌ iÊ1Ìi`Ê-Ì>ÌiÃÊ*ÀÛ>ÌiÊ-iVÕÀÌiÃÊ Õ>Ê,i«ÀÌÊÊÀÊÓäÊÊ Ì}>ÌÊ,ivÀÊVÌÊvÊ£x°Ê-ÕV ÊvÀÜ>À`}ÊÃÌ>ÌiiÌÃÊ Ài«ÀiÃiÌÊÌ>À}iÌÃÊÌ >ÌÊ>>}iiÌÊÜÊÃÌÀÛiÊÌÊ>V iÛiÊLÞÊ«iiÌ}Ê 1½ÃÊLÕÃiÃÃÊÃÌÀ>Ìi}iÃ]ÊLÕÌÊ>ÀiÊÌÊ«ÀiVÌÃÊÀÊ>Ê}Õ>À>ÌiiÊvÊ vÕÌÕÀiÊ«iÀvÀ>Vi°ÊÊvÀÜ>À`}ÊÃÌ>ÌiiÌÃÊÛÛiÊÀÃÃÊ>`Ê ÕViÀÌ>ÌiÃ°Ê 1Ê >ÞÊ ÌÊ LiÊ ÃÕVViÃÃvÕÊ Ê «iiÌ}Ê ÌÃÊ LÕÃiÃÃÊ ÃÌÀ>Ìi}iÃ]Ê>`Ê>>}iiÌÊ>ÞÊv>ÊÌÊ>V iÛiÊÌÃÊÌ>À}iÌÃ]ÊvÀÊ>ÊÜ`iÊ À>}iÊvÊ«ÃÃLiÊÀi>ÃÃ]ÊVÕ`}ÊÀiViÌÊv>V>Ê>ÀiÌÊÃÌ>LÌÞÊ }L>ÞÊ>`ÊÌ iÊÃ}vV>ÌÊvÕVÌÕ>ÌÃÊÊÃiVÕÀÌiÃÊ>ÀiÌÃÊ>ÃÊ>ÊÀiÃÕÌÊ vÊÃÕV ÊÃÌ>LÌÞÆÊ>`ÛiÀÃiÊiVVÊV`ÌÃÊ>`Ê`iVÀi>Ãi`ÊLÕÃiÃÃÊ >VÌÛÌÞÊÊ>«>]ÊÌ
  • Lk April 10, 1953 M. Higonnet Classification of Italian Banks 1

    Lk April 10, 1953 M. Higonnet Classification of Italian Banks 1

    43-/O Economic Developmnt Italy Eoonomics/ lk April 10, 1953 M. Higonnet I. STRUCTURE OF ITALIAN BANKING SYSTEM Classification of Italian Banks 1) The Bank of Italy 2) Public Law credit institutes, There are 5 of them, namly the Banco di Napoli, the Banco di Sicilia, the ane nanmi=e1 del lavoro, the Istituto San Paolo di Tori , the Monte dei Paschi di Siena. 3) Banks of national interest. They are three in number, the Baneo comrciale italiana, the Credito italiano and the Banco di Roma. This category appears only in 1937 in the tables presented by the Bank of Italy. 4) Joint stock baks. Their number is diminishirg steadily: 305 in 1933, 289 in 1934, 274 in 1935, 250 in 1936 ( 194 if we -exclude those not actually operating, 191 if we also exclude the three banks of the above paragraph ). As far as we know the data frm 1936 on, unlike those for previous years, include operating banks only. Those were 149 in 1951, 5) The popular banks also called cooperative societies with limited responsibility. Their number is also falling, 6) The rural and artisanal banks which are also known as cooperative societies with unlimited responsibility. Their number is also falling. 7) Ordinary savings banks, and pledge banks, Their number is falling slowly. 8) Banking houses, the number of which is falling very rapidly. 9) Branches of foreign bankes they were 6 before the ar, now only 2. 10) Institutes specialised in agricultural credit, real estate credit and similar operations0 These institutes are few in number. - 2- A.
  • Small Payment Business in Japan

    Small Payment Business in Japan

    Small Payment Business in Japan 2009 February 10 Nomura Research Institute, Ltd. Consulting Sector Financial Business Consulting Department Hiromichi Yasuoka (Senior Consultant) 〒 100-0005 Marunouchi Kitaguchi Building, 1-6-5 Marunouchi, Chiyoda-ku, Tokyo 100-0005, Japan Contents Preface Overview of the small payment market Small payments: Legal system and issues Small payment businesses using "Osaifu-keitai" Future potential (globalization, use of OpenID) Summary Copyright（C） 2009 Nomura Research Institute, Ltd. All rights reserved. 1 Preface E-money has achieved widespread use in the Japanese small payment market. There are particular merits for enterprises that combine small payment services with their core businesses. Credit cards are an instrument of settling large payments, while e-money is used to settle small payments. While it is difficult for enterprises to earn profits just from e-money services, enterprises that already have large customer bases may see benefits from combining e-money services with their core businesses. Difficult for e-money to earn profits on its own Primary instruments by payment amount Average usage value is only about 700 to 750 yen per Overview of Amount of Money transaction, requiring extremely large transaction volumes in order to earn profits just on commissions e-money usage and Expenditures are large: systems operations, assistance market to merchants installing terminals, call center operations (P. 3-6) Large Credit card etc. About 5,000 Yen Potential benefits from combination with core business Middle Cash Common: Access to detailed customer behavior data E-money About 1,000 Yen Railways: Ticket gate maintenance cost savings benefits and Retail: Shorter checkout times because cash is not used partnerships E-money (P.
  • Mitsubishi UFJ Financial Group, Inc. MUFG Subsidiaries Bank of Tokyo

    Mitsubishi UFJ Financial Group, Inc. MUFG Subsidiaries Bank of Tokyo

    Mitsubishi UFJ Financial Group, Inc. MUFG Subsidiaries Bank of Tokyo-Mitsubishi UFJ and Mitsubishi UFJ NICOS Announce Discussions on a Business and Capital Alliance with JACCS Tokyo, June 21, 2007--- MUFG subsidiaries The Bank of Tokyo-Mitsubishi UFJ, Ltd. and Mitsubishi UFJ NICOS Co., Ltd. today announced discussions on a business and capital alliance with JACCS Co., Ltd. as shown in the attached press release. * * * Press Release JACCS Co., Ltd. Mitsubishi UFJ NICOS Co., Ltd. The Bank of Tokyo-Mitsubishi UFJ, Ltd. JACCS, Mitsubishi UFJ NICOS and BTMU to Establish Business and Capital Alliance Tokyo, June 21, 2007---Today, JACCS Co., Ltd. (JACCS), Mitsubishi UFJ NICOS Co., Ltd. (Mitsubishi UFJ NICOS) and The Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU), have agreed to a strategic business and capital alliance to leverage the strengths of each company in the consumer finance business area including installment credit and credit cards, enhance financial services and strengthen their business competitiveness. JACCS is one of Japan’s leading companies in the installment credit business with gross billings of ¥860 billion, and a market leader in the credit card business with nine million cards issued and gross billings of ¥900 billion. JACCS also has a close, longstanding relationship with BTMU based on lending transactions and various types of alliances. The former Nippon Shinpan is part of Mitsubishi UFJ NICOS, and along with its tradition as an installment credit business with gross billings of ¥420 billion, Mitsubishi UFJ NICOS plays a core role within MUFG and is the biggest credit card company in Japan with a total of 26 million cards outstanding and gross billings of ¥7,100 billion,.
  • MUFG Consumer Finance Strategy （PDF / 303KB）

    MUFG Consumer Finance Strategy （PDF / 303KB）

    MUFG Consumer Finance Strategy September 28, 2007 Mitsubishi UFJ Financial Group 0 This document contains forward-looking statements in regard to forecasts, targets and plans of Mitsubishi UFJ Financial Group, Inc. (“MUFG”) and its respective group companies (collectively, “the group”). These forward-looking statements are based on information currently available to the group and are stated here on the basis of the outlook at the time that this document was produced. In addition, in producing these statements certain assumptions (premises) have been utilized. These statements and assumptions (premises) are subjective and may prove to be incorrect and may not be realized in the future. Underlying such circumstances are a large number of risks and uncertainties. Please see other disclosure and public filings made or will be made by MUFG and the other companies comprising the group, including the latest kessantanshin, the Form 20F financial reports, Japanese securities reports and annual reports, for additional information regarding such risks and uncertainties. The group has no obligation or intent to update any forward-looking statements contained in this document. In addition, information on companies and other entities outside the group that is recorded in this document has been obtained from publicly available information and other sources. The accuracy and appropriateness of that information has not been verified by the group and cannot be guaranteed. The financial information used in this document was prepared in accordance with accounting standards generally accepted in Japan, or Japanese GAAP. 1 Contents 1. Outline of MUFG’s Retail Business 2. Trends in the Consumer Finance Market 3. Announced plans （1） Summary of announced plans （2） Implications for JACCS and its installment credit business （3） Implications for Mitsubishi UFJ NICOS （4） Thorough measures to shift to proactive approach （5） Credit Card business as MUFG’s core business alongside banking , trust banking and securities 4.