Investing in the Bizerte and Beja Dairy Chain

BIZERTE Investing in the Bizerte and Beja BÉJA Dairy Chain

Keys to success TUNISIE

OPPORTUNITIES

CONTACTS

PARTNERSHIPS

INCENTIVES

Are you an entrepreneur or an investor in the dairy chain? Are you interested in Tunisia? This guide is for you. Designed as a toolbox, it provides an overview of the general conditions for investment in Tunisia, the specific arrangements for the Bizerte and Beja dairy chain, as well as information on support organisations and other useful contacts. It presents about 20 concrete investment and partnership opportunities proposed by local stakeholders.

This publication has been produced as part of LACTIMED project with the financial assistance of the European Union under the ENPI CBC Mediterranean Sea Basin Programme. The contents of this document are the sole responsibility of ANIMA Investment Network, LACTIMED coordinator, and the Bizerte Competitiveness Pole (PCB), a partner of the project, and can under no circumstances be regarded as reflecting the position of the European Union or of the Programme’s management structures. LACTIMED aims to foster the production and distribution of typical and innovative dairy products in the Mediterranean by organising local value chains, supporting producers in their development projects and creating new markets for their products. The project is implemented under the ENPI CBC MED Programme, and is financed, for an amount of EUR 4.35 million, by the European Union through the European Neighbourhood and Partnership Instrument. The European Union is made up of 28 Member States who have decided to gradually link together their know-how, resources and destinies. Together, during a period of enlargement of 50 years, they have built a zone of stability, democracy and sustainable development whilst maintaining cultural diversity, tolerance and individual freedoms. The European Union is committed to sharing its achievements and its values with countries and peoples beyond its borders. The 2007-2013 ENPI CBC Mediterranean Sea Basin Programme is a multilateral Cross-Border Cooperation initiative funded by the European Neighbourhood and Partnership Instrument (ENPI). The Programme objective is to promote the sustainable and harmonious cooperation process at the Mediterranean Basin level by dealing with the common challenges and enhancing its endogenous potential. It finances cooperation projects as a contribution to the economic, social, environmental and cultural development of the Mediterranean region. The following 14 countries participate in the Programme: Cyprus, Egypt, France, Greece, Israel, Italy, Jordan, Lebanon, Malta, Palestinian Authority, Portugal, Spain, Syria, Tunisia. The Joint Managing Authority (JMA) is the Autonomous Region of Sardinia (Italy). Official Programme languages are Arabic, English and French. © Copyright LACTIMED 2015. No part of this publication may be reproduced without express authorisation. All rights reserved for all countries. Electronic version available on: www.lactimed.eu

. Lead author: Jeanne Lapujade, ANIMA Investment Network;

. Other contributors to this brochure: - Mahjouba Zaiter, Bizerte Competitiveness Pole (PCB); - All project promoters mentioned in the part “Investing and forming partnerships” of this brochure.

. Official sources used for the part “An attractive investment framework”: - Foreign Investment Promotion Agency (FIPA-Tunisia); - Agency for the Promotion of Industry and Innovation (API); - Agricultural Investment Promotion Agency (APIA); - Agricultural National Bank (BNA); - Ministry of Economy and Finance of Tunisia.

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ARTIFICIAL INSEMINATION SERVICES ...... 14 VETERINARY ASSISTANCE SERVICES ...... 14 BREEDING CENTRE FOR PREGNANT EWES (YEARLINGS) AND SPAWNING RAMS...... 15 HAY STORAGE UNIT ...... 15 DEVELOPMENT OF HYDROPONIC FORAGE UNITS AND BREEDING ...... 16 MILK COLLECTION CENTRE ...... 17 EXTENSION OF A PLANT FOR THE PRODUCTION OF LIVESTOCK CONCENTRATE FEED ...... 18 PRESSED CHEESE PRODUCTION UNIT ...... 18 PRODUCTION UNIT OF SHEEP AND COW’S MILK CHEESES ...... 19 GOAT BREEDING AND PRODUCTION OF RICOTTA, FRESH AND MATURED CHEESE ...... 20 EXTENSION OF A PRODUCTION UNIT OF SHEEP'S MILK CHEESE AND OTHER PRODUCTS ..... 21 ICE CREAM AND SORBETS PRODUCTION UNIT ...... 22 UNIT FOR THE PRODUCTION OF FOOD CONTAINERS, POTS ET BUCKETS IN « IML » ...... 22

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Investing in Tunisia means benefiting from multiple advantages: . a competitive, outward-looking economy with an attractive domestic market; . young, qualified and affordable human resources; . a functional, continuously improving infrastructure; . a climate favorable for quality resources availability over most of the year; . a clear, transparent and investment-friendly legal framework. Indeed, the Tunisian legislation ensures: . the freedom of investment in most sectors; . simple establishment procedures; . the protection of intellectual property; . flexible recruitment procedures; . import and export facilitation; . a real legal protection for investors; . free repatriation of profits and real net proceeds from sale of capital invested in foreign currency for foreign investors; . the current convertibility of the Tunisian dinar. The Investment Incentive Code is the main reference. It establishes the scheme for project creation and incentives for investments in Tunisia by foreign and Tunisian promoters, both resident and non-resident, as well as for joint ventures. It lays down a set of financial and tax benefits and covers the majority of sectors.

Foreign investors can hold up to: . 100% of the project capital without authorization in most sectors; . 66% of the capital in the agricultural sector (land use is subject to a long-term lease: 25 years for State land and freely determined by the parties for private land); . 49.99% of the shares in the framework of an equity participation in a Tunisian firm in business.

The tax system includes a single tax on personal income and corporate profits. . Corporate tax: 25% as a general rule, 10% for agricultural companies, handicrafts and small trades and 35% for a few limited areas; . VAT: reference rate of 18% (6% for sensitive products, 12% for certain equipment and services); . Tax on dividends: reduced rate of 5%; . 69 tax treaties to avoid double taxation; . Tariff dismantling on industrial products imported from the European Union: abolition of customs duties on equipment, inputs and semi-finished products, reduction of duties on other products. The Code provides common incentives for all investments: . Relief on income/ profits reinvested to a maximum of 35% of taxable income/ profits; . Exemption from customs duties on capital goods with no locally manufactured counterparts; . Suspension of VAT on imports of capital goods not manufactured locally for greenfield projects and other investment operations. Additional tax and financial incentives are also laid down for investments in regional development areas. The Code divides the Tunisian territory into 4 types of areas which benefit from degressive advantages: . Priority regional development areas (in green on the map); . Second group regional development areas (in dark blue on the map); . First group regional development areas (purple on the map); . Areas with no incentives (in light blue on the map). The Governorate of Bizerte is divided as follows: . Priority areas: Sejnane; . Areas of the second group: Djoumine, Ghezala . Areas with no incentives: Bizerte Nord, Bizerte Sud, El Alia, Ghar al Milh, Mateur, Menzel Bourguib, Menzel Jemil, Ras Jebel, Tinja, Utica, Zarzouna. The governorate of Beja is divided as follows: . Priority Areas: Nefza, Amdoun; . Areas of the second group: Beja Nord, Beja Sud, Testour, Teboursouk, Goubellat, Tibar ; . Areas of the first group: Medjez el Bab.

Summary of the tax and financial incentives in the regional development areas

Priority areas Areas of the 2nd group Areas of the 1st group

Exemption from tax on the Total Total Total reinvested earnings and income 100% during the first 10 years and no more than Deduction of earnings or 100% for the first 10 years 50% over the course of the 100% for the first 5 years income from the activity next 10 years Contribution to the Fund for the Promotion of Social Housing Permanent exemption Permanent exemption None (FOPROLOS) Professional Training Tax Permanent exemption Permanent exemption None

Coverage of the employer's 100% for 5 years and contribution to the social decreasing for the following security scheme (CNSS) 100% For the first 10 years 5 years (from 80% to 20 %) 100% for 5 years Financial benefits in the form of subsidies, including working 25% of the project cost up to 15% of the project cost up to 8% of the project cost up to capital capped at 10% of project a max of 1.5 M TND a max of 1M TND a max of 500,000 TND cost Coverage of infrastructure costs in the approved and developed 85% 75% 25% industrial parks Source: FIPA-Tunisia / Ministry of Economy and Finance.

5 The projects of agricultural modernization, of first processing and related services benefit from the following incentives: . Total tax exemption (for agricultural projects); . Deduction of the subscription to the initial corporate capital or to its increase from the net earnings subject to the income or corporate tax; . Exemption from tax on reinvested earnings and income; . Reduction of customs duties at the rate of 12% and suspension of VAT on imported capital goods with no locally-manufactured equivalent, as well as on capital goods manufactured locally; . Repayment of the land transfer duties (on request during the year following the declaration of the project); . A premium equal to 7% of the value of first processing projects, capped at 300,000 TND for milk; . A study premium equal to 1% of the project cost, capped at 5,000 TND.

In the sectors of industry, services or crafts, the following advantages are granted to new promoters (skilled Tunisians wishing to carry out their first investment, but who do not have the necessary movable or immovable assets) as well as the SMES whose project cost is less than 10 mln TND:

Equity investment New promoters SME

30% of the capital for the 1st tranche of Min. 10% of the capital for the 1st tranche SICAR (venture capital investment up to 2 mln TND up to 2 mln TND / Min. 20% of the additional investment firms) capital for the > 2 mln TND tranche 10% of the capital for the > 2 mln TND tranche Max. 60% of the capital for the 1st tranche 30% of the capital for the 1st tranche up to 2 FOPRODI (Fund to Promote up to 2 mln TND / Max. 30% of the mln TND (40% in priority areas) / 10% of the and Decentralize Industry) additional capital for the > 2 mln TND capital for the > 2 mln TND tranche tranche Min. 10% of the capital for the 1st tranche The remainder consists of the contribution Contribution of the promoter up to 2 mln TND / Min. 20% of the additional of the promoter and the shareholders. capital for the > 2 mln TND tranche Study and technical assistance 70% of the cost of the study capped at 70% of the cost of the study capped at premium 20,000 TND 20,000 TND 10% of the value of equipment capped at Investment Premium None 100,000 TND. Premium for intangible 50% of the cost of these investments 50% of the cost of these investments investments Premium for priority 50% of the cost of these investments 50% of the cost of these investments technological investments capped at 100 mln TND capped at 100 mln TND Payment of the price of the land 1/3 of the price, capped at 30,000 TND None or of the industrial building Payment of the employer's For 5 years + 2-year deferment of the In the framework of incentives to regional contribution to the social payment of contributions and payment by development security scheme (CNSS) monthly installments over 36 months Source: Agency for the Promotion of industry and Innovation For investments below 1 mln TND, a choice can be made between the aforementioned advantages and a refundable allocation capped at 60% of the minimum capital. However, a personal contribution of at least 10% of such capital is required. The allocation is granted with an interest rate of 3% over a period of 12 years, including a 5-year grace period.

6 In the sectors of agriculture, fishing, first processing and services related to agriculture and fishing, the young people aged less than 40 with experience in agriculture or fishing and the technicians having graduated from an agricultural educational or training institution can benefit from the following advantages to carry out their first investment project for less than 500,000 TND: . An investment premium representing 6% of the amount invested; . A study premium representing 1% of the project cost capped at 5,000 TND; . Payment of the National Social Security Fund contribution during the first 5 years of effective activity; . A refundable allocation not exceeding 70% of the self-financing required within the limit of 100,000 TND with a 3% interest rate over 12 years, including 5 years of grace.

The following measures have also been put in place to encourage investments related to the protection of the environment and the treatment of waste: . A rebate of 50% of the reinvested income/ profits; . Taxation at the reduced rate of 10% of income/ profits ; . A premium equal to 20% of the value of investments; . Suspension of VAT on certain capital goods.

In order to encourage skilled employment, the Tunisian authorities pay additional allowances for the benefit of employees and offer grants to employers. Among the existing mechanisms, the following can be mentioned: . Payment of the entire amount of the employer’s contributions for a period of 2 years and payment of part of this contribution (85% to 25%) during the 5 following years in case new higher education graduates (having completed at least 2 years of study after the Baccalaureate) are recruited; . Payment of 50% of the employer’s contributions to the statutory social security scheme for a period of 5 years in case a second or third team is recruited for businesses not operating round-the-clock. The legislation and the regulations also promote training in the company. The businesses which participate in this effort can benefit from: . For the initial training, payment of up to 50% of the cost of training actions; . For lifelong learning, a rebate on the Vocational Training Tax (non-export oriented companies), financial support in the framework of the national programme of lifelong learning and payment of up to 25% of the cost of training in the framework of the incentive to the mastery of technology that can reach 250,000 TND.

The education, training, cultural production, health and transportation sectors benefit from: . The deduction of the reinvested profits for up to 50% of the net profits subject to the corporate tax; . Taxation at the reduced rate of 10% of income and profit; . The suspension of VAT on imported capital goods having no locally manufactured equivalent.

Finally, several measures have been put in place to encourage the development of export activities: . Total exemption from tax on income and profits during a period of 10 years and a deduction of 50% after that period (subject to the minimum tax); . A tax rebate on reinvested profits and income ; . Total exemption from duties and taxes on capital goods, including the equipment for the transportation of goods, raw materials, semi-finished products and the services required for the activity; . The possibility to sell on the local market up to 30% of the turnover; . The possibility to recruit up to 4 foreign management and supervisory employees.

7 Located in the extreme North of Tunisia and Africa, Bizerte has a strategic position at the centre of the Mediterranean whose value is further enhanced through its important commercial port. As an agriculture-based governorate, it produces 40% of the legumes, 37% of the artichokes, 33% of the table grapes, 28% of the tomatoes, 23% of the meat, 17% of the potatoes, 12% of the cereals and 13% of the milk of the country while it represents only a little more than 5% of its population (561,700 inhabitants out of nearly 11 million) and 2% of its area (3,750 sq km). This latter includes 2,075 sq km of arable land and 222 sq km of pathways. The abundant rainfall (300 to 800 mm/year) favours fodder crops which cover about 28% of the total area of farms. The herd consists of approximately 87,000 cattle (including 50,900 dairy cows), 257,797 sheep (including 3,000 milk-producing animals), and 44,640 goats. Each year, the governorate produces more than 130,000 tonnes of cow milk, 200 tonnes of sheep milk and 912 tonnes of goat milk. Source: Agency for the Promotion of industry and innovation

To the South-West of Bizerte, the governorate of Beja, with its 306,300 inhabitants (a little less than 3% of the national population) is a real agricultural hub: of its 3,740 sq. km, 2,524 are arable and 230 are pathways. Benefiting from a significant rainfall (350 to 1000 mm/year) and fertile soils, it actively contributes to the country’s production of cereals (285,000 tonnes/year, or 15 to 25% of the national total), vegetables (252,400), trees (53,660), red meat (9,385), oil (3,150) and milk (103,500). The herd consists of approximately 16,700 pure-bred cattle, 26,100 local breed cattle, 225,500 sheep and 17,600 goats. With its mountainous areas, its valleys and its verdant plains, the governorate of Bizerte offers an ideal environment for the development of traditional livestock farming and the production of local dairy products, particularly from sheep milk.

Source: Agency for the Promotion of industry and Innovation

Depending on the nature of the project, the investor will have to register it with: . The Agricultural Investment Promotion Agency (APIA) if it is an agricultural activity (or the Agricultural Development Regional Office - CRDA - for small size projects), a service activity related to agriculture or a first processing/ packaging activity that is integrated in the agricultural production; . The Agency for the Promotion of Industry and Innovation (APII) if it is an agri-food industry, a first processing/ packaging activity which is not integrated in agricultural production, or a transport, training or health project. These services have offices in all governorates, including Bizerte and Beja (see their contact information in the section entitled "Support organisations and other useful contacts"). The different branch offices of APII have a One- Stop-Shop, which brings together the different administrations involved in the creation of enterprises.

8 The Bizerte Competitiveness Pole (PCB) forms part of the national strategy for the advancement of the agri-food sector provided for in the XI Plan of development. The Cluster has 3 components: an agri-food technology park, industrial areas and the AGRO'TECH network of partners.

The Agri-food Technology Park plays the role of facilitator and coordinator of the Tunisian agri-food sector and provides assistance that complements the work carried out by the existing organizations and institutions. In accordance with the national programme of technology parks in Tunisia, the Agri-food Technology Park of Bizerte has a national status. It provides both individual and collective technical support to companies in their growth process and generates a flow of relevant information. It contributes to the development of collaborative R&D, innovative entrepreneurship and assistance to companies in order to increase the competitiveness of the Tunisian agri-food sector through a process of continued progress. The Technology Park has 4 units: business intelligence, innovation and technology transfer, assistance to young promoters and training engineering. The Park has a production area of 45 ha located at Menzel Abderrahman and is divided into 107 plots of land intended for lease. Establishment is subject to specifications. The dairy chain is one of the 9 target value chains at the Technology Park, which also covers preserved fish, seafood, cereal products, potatoes, wine products, olive oil, prepared meals, tomato products, and fruits and vegetables (packaging, processing). CASTIGLIONE, one of the main Italian tuna fillets processing company, is currently on its way to being established at the Technology Park. Its production site will be spread over 4.2 ha and will house a factory with a production capacity estimated at 70 tons/day. The project, whose investment cost is estimated at 14.5 mln €, will produce preserved tuna and fishmeal. The beginning of construction work is planned for the 2nd half of 2014 while entry into production is expected for 2015. The industrial areas cover 166 ha, including 66 ha at El Azib in the delegation of Menzel Jemil and 100 ha whose location remains to be determined. These areas will host Tunisian and foreign entrepreneurs operating in various sectors. BIC is already established with a factory that started production in April 2013. The establishment of four other businesses is underway: manufacture of preserved fish seafood; processing of mirrors and glass; packaging and sale of olive oil; food decoration. Being composed of regional, national and international partners, the AGRO'TECH network puts at the disposal of all operators the information and skills they need. It is a space of exchange and partnership between the various stakeholders of the agrifood sector. There are 31 partners (23 Tunisians and 8 foreigners) and a core group of 102 industrial enterprises. Several collaborative projects have seen the day thanks to this network: LACTIMED, OPTIMA, TEMPUS IV, EuroMed@Change, PAMPAT, QESAMED, BIOVECQ, SECURAQUA, etc. Local and foreign companies wishing to be established at the Technology Park and the industrial areas will benefit from the services offered by the PCB, either directly through the one-stop-shop and the Agri-food Technology Park or in partnership within the framework of the AGRO'TECH network. A support service is available since the establishment of the company and over its life course at the Technology Park and the industrial areas. This service includes: legal advice; assistance in establishment procedures; coaching and incubation of innovative projects; assistance in the recruitment of staff; technical support during the implementation of the project; provision of 9 premises; a single interface with the service providers (water, electricity, telephone, high speed internet, etc.); facility management. Contact details of the Bizerte Competitiveness Pole (PCB) Boulevard de l'Union du Grand Maghreb Arabe, 7080 Menzel Jemil-Bizerte / Tel.: (+216) 72 572 443 / 72 570 895 E-mail: [email protected] / Web: www.pole-competitivite-bizerte.com.tn

With the support of the LACTIMED project, dairy clusters have been created in Bizerte and Beja. The PCB acts as a facilitator and makes available the means necessary for their establishment. Each cluster is also supported by a steering committee, composed of key players in the dairy chain. The Bizerte dairy cluster brings together operators of the dairy cattle chain of Bizerte (livestock farmers, collection centres, etc.), support structures (GIVLait, OEP, PCB), academic institutions (INAT, IRVT) and the Agricultural National Bank (BNA). This cluster, which is an association open to all the stakeholders of the dairy chain and related sectors, aims to: build the capacities of its members; help in the development of their livestock and increase their income; improve the forage yield, as well as the quantity and quality of milk and daiy products; develop the local know-how and promote synergies in view of the improvement of value chains and the emergence of a territorialized sector. To achieve these objectives, various services and equipment will be pooled: assistance and accompaniment, harvester, installation of cooling equipment at the farm, etc. The dairy cluster of the Sicilo-Sardinian sheep and the Tarentaise cow brings together the grouping of Sicilo- Sardinian sheep farmers in Beja, the grouping of breeders of Tarentaise cows, a milk processor in Beja, support structures (GIVLait, OEP, PCB), academic institutions and the Agricultural National Bank (BNA). It aims to: build the capacities of its members and enhance the appropriation of good practices; preserve the traditional breeding methods and practices; develop the manufacture of local and new products; pool some equipment and services; promote the development of agritourism in the governorates of Bizerte and Beja.

The governorate of Bizerte has: 4 industrial parks owned by the Industrial Land Agency - AFI (Zarzouna, Mateur, Tinja, Ghezala); 3 parks owned by the Governorate Council (Menzel Jemil, Mateur - Cité Ennasr, Utique) and municipal park (El Alia). A business park is also located between the sites of Bizerte and Menzel Bourguiba. In the governorate of Beja, there are 6 industrial parks parks owned by the AFI (Sidi Bouteffaha Beja, Beja Nord, Park A - Route Amdoun-Beja , Park D - Route Tabarka-Beja, Medjez El Bab, Goubellat) and 3 parks owned by the Governorate (Maagoula, Oued Zarga, Goubollat).

10 The APII (www.tunisieindustrie.nat.tn) provides the following services: . Accomplishment of all the procedures necessary for the setting up of companies through the One-Stop-Shop; . Processing of requests for financial benefits; . Training and coaching of new entrepreneurs and incubators; . Promotion of the culture of innovation and development of relationships between Tunisian and foreign companies; . Sectoral studies and industrial information. Headquarters in Tunis Office of Bizerte Office of Beja 63 rue de Syrie, 1002 Tunis 7 rue du Nord, 7000 Bizerte Immeuble CTAMA - 1st Floor Belvédère Tel.: (+216) 72 433 556 Tel.: (+216) 78 457 205 Tel.: (+216) 71 792 144 E-mail : [email protected] E-mail: [email protected] E-mail: [email protected]

The APIA (www.apia.com.tn) is entrusted with the following missions: . Assistance to agricultural promoters in the study and realization of their projects; . Granting benefits to the promoters of agricultural, fishing and first processing projects; . Identification of investment opportunities and project ideas to be promoted; . Linking Tunisian and foreign promoters with a view to promoting partnerships; . Organization of events and participation in specialized fairs and exhibitions in Tunisia and abroad; . Working with interprofessional groupings to give momentum to the quality network of the different agricultural sectors. Headquarters in Tunis Office of Bizerte Office of Beja 62 rue Alain Savary, 1003 Tunis El 68 rue du 2 Mars 1934, B.P 110, Avenue Habib Bourguiba Immeuble Khadra 7000 Bizerte de la Ctamma, 9000 Béja Tel.: (+216) 71 771 300 Tel.: (+216) 72 432 650 Tel.: (+216) 78 451 652

E-mail: [email protected] E-mail: [email protected] E-mail: [email protected]

In each governorate, the CRDA is responsible for: . Implementing the agricultural policy adopted by the government; . Monitoring the processes of allocation of agricultural land and the reform of the agrarian structures; . Carrying out actions of agricultural extension and technical support; . Managing the mechanisms for granting incentives and providing credits; . Carrying out studies and statistical surveys on agriculture in order to better monitor the sector and contribute to the preparation of national and regional development plans in the agricultural field. CRDA of Bizerte CRDA of Béja Boulevard Hassen Nouri, 7000 Bizerte Avenue Habib Bourguiba, 9000 Béja Tel.: (+216) 72 431 438 Tel.: (+ 216) 78 243 754

FIPA-Tunisia (www.investintunisia.tn) and its offices abroad form a network whose main mission is to inform, and offer advice, guidance and assistance to foreign investors. Headquarters in Tunis Rue Salaheddine El Ammami, Centre Urbain Nord, 1004 Tunis / Tel.:(+216) 71 752 540 E-mail: [email protected] 11

UTICA’s (www.utica.org.tn) main missions are to: . Federate Tunisian private companies and promote the industrial, commercial and handicraft sectors through technical, training and support services; . Represent businesses with the public authorities and defend their interests; . Participate actively, with the public authorities, in the development and implementation of policies to support growth and development of the different economic agents. The Union is organized into 17 sectoral federations, including the agri-food federation. The latter has trade associations for milk, cheese and milk collectors. Headquarters in Tunis Office of Bizerte Office of Beja 4 rue Ferjani Bel Haj Ammar, Cité El Avenue Taieb Méhiri, les 4 avenues, 34 av de France, 9000 Béja Khadhra, 1003 Tunis 7000 Bizerte Tel.: (+216) 98 446 881 /78 450 092 Tel.: (+216) 71 142 000 Tel.: (+216) 72 432 785 E-mail: [email protected] E-mail: [email protected] E-mail: [email protected]

GIVLait (www.givlait.com.tn) is an inter-branch organization of public economic interest under the supervision of the Ministry of Agriculture. Its main missions are to: organize the red meats and milk sectors and to develop relationships between professions; promote quality; regulate the market. Headquarters in Tunis 8 rue Claude Bernard, Cité des Jardinss, 1002 Tunis Belvédère / Tel.:(+216) 71 282 511 / 71 286 248 E-mail: [email protected]

The BNA (www.bna.com.tn), a limited company founded in 1959, is a universal bank which has always given priority to the financing of agricultural projects. It has 165 branches throughout Tunisia. Branch of Bizerte Branch of Beja Rue Mongi Slim, 7000 Bizerte Av. Farhat Hached, 9000 Béja Tel.: (+216) 72 421 677 / 72 431 605 / 72 432 380 Tel.: (+216) 78 450 050 / 78 450 856 / 78 451 190

Under the supervision of the Ministry of Commerce and Crafts, the CCIs implement promotional actions (sectoral studies, trade fairs, business delegations, international partnerships, etc.), services (access to databases, registration in the trade register, certificates of origin, legal and financial assistance, etc.), and organize training and information activities. Chamber of Commerce and Industry of the North Chamber of Commerce and Industry of the Bizerte centre, 7th Floor, 7000 Bizerte Northwest Tel.: (+216) 72 431 044 / 72 431 011 Rue Hédi Chaker, 9000 Béja E-mail: [email protected] Tel.: (+ 216) 78 456 261 / 78 458 458 Web: www.ccibizerte.org E-mail: [email protected] Web: www.ccino.org.tn

The Regional Development General Commission (CGDR) and the Development Offices, which are placed under the authority of the Ministry of Development and International Cooperation, provide promoters with the regional and economic information, sectoral studies and available investment opportunities, and assist them in the realization of their projects, particularly in regional development areas. Regional Development Directorate of Bizerte Northwest Development Office (ONDO) Headquarters of the Governorate, 7000 Bizerte Avenue Taïeb Mehiri, 6100 Siliana Tel.: (+216) 72 431 535 Tel.: (+ 216) 78 871 515 / 78 871 516 E-mail: [email protected] E-mail: [email protected] Web: www.cgdr.nat.tn Web: www.odno.nat.tn 12

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Agricultural Investment Promotion Agency (APIA) Contacts E-mail: [email protected] / Tel: (+216) 71 771 300 Governorate of Beja and delegations of Sejnane, Ghezala and Utique in the governorate of Location Bizerte Address insemination problems and the difficulties farmers face in having access to qualified Project idea inseminators Cattle breeders of Bizerte (11,800 in total, holding 53,900 females) and Beja (holding 70,000 Target market females) Competition Other actors practicing insemination (mostly in an informal setting)

Description of Provision of artificial insemination services to farmers: about 2,100 inseminations per year (7 activities cows per day for 300 days/ year) by inseminator No need for a plot of land nor for premises Equipment and Means of transport to go to the farmers, gun for insemination, liquid nitrogen and seeds know-how Degree in insemination (such as that provided by the Office of Livestock and Pasture - OEP) Total amount = 26,000 TND Necessary Investment eligible for incentives under the Investment Code for services related to investments agricultural activities (higher incentives if the project is carried out in a regional development area) Expected 12,000 TND per year (20,000 TND in turnover and 8,000 TND in costs) returns

Agricultural Investment Promotion Agency (APIA) Contacts E-mail: [email protected] / Tel: (+216) 71 771 300 Location Governorate of Bizerte: Bizerte South, Sejnane Joumine, Utique, Ghzela, etc.

Project idea Address the difficulties farmers face in having access to veterinary services

Target market Cattle breeders of Bizerte (11,800 in total, holding 53,900 females)

Competition Other veterinaries and persons providing this service

Description of Veterinary services to farmers in the most remote areas of the governorate of Bizerte (on site activities at farms), veterinary assistance, cesareans, artificial insemination, etc. No need for a plot of land nor for premises Equipment and Means of transport to go to the farmers, insemination gun, and other veterinary equipment know-how Degree in veterinary medicine Total amount = 30,000 TND Necessary Investment eligible for incentives under the Investment Code for services related to investments agricultural activities (higher incentives if the project is carried out in a regional development area) Expected 17,500 TND per year (37,500 TND in turnover and 20,000 TND in costs) returns

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Bizerte Competitiveness Pole (PCB) Fromart Company (Zied Ben Youssef) Contacts E-mail: [email protected] E-mail: [email protected] Tel: (+216) 72 572 443 Tel: (+216) 98 628 983 Location Governorate of Beja Meet the needs of the breeders of Sicilian-Sardinian sheep to be supplied in pregnant Project idea yearlings, and contribute to the breeding of the sheep population and the protection of the Sicilian-Sardinian race Breeders of the Sicilian-Sardinian sheep in the governorates of Bizerte and Beja (owning Target market 99% of the national herd, which is about 14,000 dairy sheep according to the OEP) None (no reproduction centre nor importers) Competition The breeders carry out inbreeding Import of sheep and rams Selection of the best rams as enhancers Description of Artificial insemination of ewes with their seeds, breeding activities Marketing of ewes and pregnant yearlings of "good genetic quality" Assistance and training of farmers

Agricultural Investment Promotion Agency (APIA) Contacts E-mail: [email protected] / Tel: (+216) 71 771 300 Location Governorates of Bizerte and Beja (close to the hay producers) Exploit the significant local fodder production (60,000 ha of forage crops in the governorate of Bizerte, which represents 19% of the national areas and 29% of agricultural land in the Project idea governorate, producing about 500,000 tons of fodder per year) to meet the needs of breeders as regards animal feed, particularly those who do not have storage space nor sufficient resources to have a stock of fodder for the entire year Cattle breeders of Bizerte (11,800 in total, owning 53,900 females) and Beja (owning 70,000 females), breeders of the Sicilian-Sardinian sheep in the governorates of Bizerte and Beja Target market (owning 99% of the national herd, which is about 14,000 dairy sheep according to the OEP), and goat breeders in Bizerte (approximately 45,000 goats) and Beja. Competition Producers and distributors of concentrate feed

Description of Buy hay and store it in a dedicated space which can contain up to 10,000 bales of hay activities

Equipment and A 600 m2 storage space know-how

Total amount = 60,000 TND Necessary Investment eligible for incentives under the Investment Code for services related to investments agricultural activities (higher incentives if the project is carried out in a regional development area) Expected 16,200 TND per year (50,000 TND in turnover and 33,800 TND in costs) returns

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Premium Fodder Maghreb (Atef Zouari) / E-mail: [email protected] Promoter Tél : (+216) 99 901 950 / Facebook : Premium Fodder - Maghreb Location Metline in the Delegation of Ras Jebal (governorate of Bizerte) Hydroponic forage helps provide all year round lower cost fresh grass for animals in any geographical setting. Phase 1: improve the pilot unit at Demna (Metline), which has been established by the Project idea promoter in partnership with the British company Premium Fodder, a specialist of hydroponic forage, in order to meet the forage needs of his livestock farm Phase 2: develop and market units suitable for small farmers and use the Demna site as a training and demonstration centre Milk, meat and animals: regional market (collection centres, retail outlets, etc.) Target market Hydroponic forage units: Tunisia, North Africa (breeders, farmers) Artisans setting up small-scale units of lesser quality, with a nutritional yield that is less Competition satisfactory than concentrate feed and which leads to lose of water and barley Hydroponic cultivation of fresh grass and fodder (barley, beans, peas) to feed livestock Development of hydroponic forage units (purchase of components from Tunisian companies to lower costs by 40% compared to imported equipment) Description of activities Promotion and marketing of the units with the support of collection centres: distribution of fodder grown hydroponically to educate farmers about this system, organization of workshops and training at the pilot site of Metline Production and distribution of milk, dairy products and calves NTF Technique (Nutrient Film Technique), which consists of circulating the nutrient medium Technology and on a thin film of water under the roots, allowing good oxygenation, uniform watering, water know-how saving and high efficiency Total amount = 400,000 TND including: - A plot of land of 1 ha at Metline = 60,000 TND - 20 Holstein cows = 110,000 TND - Hydroponic unit producing 1 ton/ day of fodder = 40,000 TND Necessary - A hangar for the system = 20,000 TND investments - A barn for cows = 30,000 TND - Equipment for milk collection = 6,000 TND - Vehicles = 20,000 TND - Working capital = 110 000 TND Monthly wages: 500 TND per technician (3 for Year 1, 4 for Year 2, 5 afterwards), 400 TND per farmer (1 for Year 1 and 2, then 2 afterwards), 250 TND for the maintenance staff (1) Inputs for 1 ton of forage: 160 TND, including 72 TND for seeds, 15 TND for electricity, 3 TND Expenditure for water, 40 TND for nutrients, 10 TND for acidic pH, 20 TND for pre-soaking additives Cattle feed : 13 kg/ day of concentrate and 27 kg/ day of fodder per cow over a year for a total cost of 98,225 TND in Year 1, 127,693 TND in Year 2 and 3, etc. Year 1 2 3 4 5 Sale of breeding products 105 273 107 943 139 525 191 997 242 274 Commission on sale of units 207 863 249 436 299 323 269 390 269 390 Expected Sales revenue 313 136 357 379 438848 461 387 565 542 returns Gross margin 89 465 80 201 132 726 123 630 195 884 EBITDA 48 865 27 691 64 548 50 219 119 663 Results before taxes 21 065 2 177 41 320 29 276 101 005 Net income 12 702 -7 311 30 776 24 235 89 184 Financing Own funds (200,000 TND) + Loan (178,000 TND) conditions Distribution of shares envisaged between the promoter and the investor: 50/50 16

Agricultural Investment Promotion Agency (APIA) Contacts E-mail: [email protected] / Tel: (+216) 71 771 300 Governorate of Bizerte: Ksar Lahmar, Tamra, Oued Zitoun Location Governorate of Beja: Beja North, Medjez el Bab, Goubellat (according to the master plan of the collection centres) Collecting milk in a community not yet covered by the national network of collection centres, Project idea thus enabling farmers to sell their products in the formal network Target market Tunisia's dairies and large cheese factories No competing collection centres in the areas listed above. Potential competitors will therefore be the processors, the end users, etc. Compared to these competitors, the collection centre Competition has the advantage of regular collection and payment, thus offering farmers a more stable market. Description of Collection of 6,000L of milk per day, or 2,190,000L per year: direct delivery by breeders to the activities centre and collection from breeders by the centre or through transporters Total amount = 210,000 TND, including: - 500 m² plot of land + 200 m² building = 20,000 TND - Milk storage tank + Milk analysis equipment (lactoscan) = 59,000 TND - 3 refrigerated trucks = 120,000 TND Necessary - Miscellaneous expenses = 4,000 TND investments - Study costs = 2,000 TND - Working capital = 5,000 TND (payment of farmers for 15 days) Investment eligible for incentives under the Investment Code for services related to agricultural activities (higher incentives if the project is carried out in a regional development area) Human resources (monthly gross salaries paid): 1 senior staff specialist in agri-food and agronomy (800 TND), 1 technician (500 TND), 2 workers (400 TND each), 1 administrative Expenditure staff member (500 TND) Milk supply: 700 millimes/ liter Other costs: water, electricity, hygiene products Recommended legal form: LLC Implementation conditions Implementation period: 14 months (4 months for approval, 6 months for construction of the building and civil engineering work, 4 months for the installation of equipment and start-up) Annual turnover = 1,795,800 TND including: - Sales to dairies and cheese factories = 0.760 x 2,190,000 = 1,664,400 TND (on the basis of Expected the selling prices approved by the State in 2014) returns - State subsidy on milk collection = 0.06 x 2,190,000 = 131,400 TND Net income = 20/30 millimes/ liter Period of return on investment = 5/6 years Own funds = 15,750 TND Refundable allocation= 36,750 TND (at a 3% rate for 12 years, including a grace period of 5 Financing years) conditions Subsidies = 29,040 TND Bank loan= 128,460 TND

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El Badr Group (Ghazi Sadkaoui) Promoter E-mail: [email protected] / Tel: (+216) 26 445 111 Location Utique Meet the needs of the Tunisian market in livestock feed concentrates (current production Project idea cannot meet the demand of livestock farmers) Target market Livestock breeders, collection centres, cooperatives and wholesalers in Tunisia

Competition Other units for the production of livestock feed in Tunisia (Poulina, Nutrisud, CAN, etc.) Purchase and storage of raw materials (corn, soybeans, barley, wheat bran, mineral supplements and vitamins, corn gluten feed and other animal by-products) Description of Manufacture of livestock concentrated feedstuffs: dosage, grinding, mixing, press, cooling activities and bagging Marketing (direct delivery to customers) Equipment and A 3,000 m2 land plot know-how Equipment for the storage and processing of raw materials

Bizerte Competitiveness Pole (PCB) CGDR-DDR Bizerte Contacts E-mail : [email protected] E-mail : [email protected] Tel: (+216) 72 572 443 Tel: (+216) 72 421 100 Location Governorate of Bizerte Meeting the growing demand for pressed cheese in the domestic market, not met by the Project idea current installed capacity (500,000 liters of fresh milk per day, or 150 million liters per year) Supermarkets, dairies, groceries, milk and dairy products outlets, retailers in Tunisia + export Target market potential to neighbouring countries Fifty cheese factories on the domestic market, which produce different types of cheese (fresh, Competition melted, pressed and soft) with a capacity of 150 million liters per year Collection of milk from nearby collection centres Description of activities Manufacture of pressed cheese with cows' milk (production capacity to be defined according to the investor's financing capacity and the project's desired size) 1,000 m² premises Pasteurization platform Equipment and Refining equipment (cabinets, maturation tanks, etc.) know-how Mastery of dairy processing techniques HACCP-based quality control Depending on the quantities required, milk collection can be done directly from the Supply governorate's cattle ranchers or the collection centres. The milk used must meet certain characteristics (fat 3.9 g/ L, protein 3.1 g/ L, etc.). Expected Expected margin rate = 13% on average (growth potential) returns Expected return rate = 10%

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Promoter Khmaies Mezzi / E-mail: [email protected] / Tel: (+216) 98 442 118

Location Plot of land at Ain Mizeb in Ghezala-Mateur (governorate of Bizerte)

Project idea Meeting the demand of Tunisian consumers for sheep milk products

Target market Hotels, restaurants (25%), supermarkets (50%) and other retail outlets (25%) in Tunisia Some producers of sheep milk cheese: manufacturers (Sotulaifrom), artisans (loosely organized). The selling price will be set based on production costs and average market prices Competition or will be aligned with the main competitor's prices (Sotulaifrom). Therefore, competition will focus on the product, communication and distribution. Collection from 5 suppliers of cow’s milk and 3 suppliers of sheep milk in the delegation of Mateur (Bizerte) and the governorate of Beja Description of Processing into Sicilian soft cheese and ricotta (a range of 4 products) using the traditional activities technique: clotting, molding, draining, salting and refining Distribution through own sales outlets, supermarkets, hotels and restaurants Total amount= 300,000 TND including: - Civil engineering and planning of 4 ha, including 245 m² for the cheese dairy = 114,650TND - Production equipment = 73,593 TND Necessary - Rolling stock = 43,000 TND investments - IT and office equipment = 3,000 TND - Forwarding costs and miscellanea = 5,757 TND - Working capital = 60,000 TND Human Resources: 1 manager (950 TND/ month), 1 head of production (750), 1 sales representative (750), 2 technicians (550 each), 1 driver (350), 1 security guard (350) + Social security costs (11,746 TND/ year) Expenditure Purchase of raw materials: 0.7 TND/ liter for cow’s milk and 1.7 for sheep milk Various management fees: 5% on average of the turnover External services (fuel, lubricants, maintenance, water, electricity): around 25,000 TND/ year Consumables (Ca Cl2, ferments, rennet, salt, tags): around 4,000 TND/ year Implementation Legal form: sole proprietorship conditions Implementation period: from 6 to 12 months Period of return on investment= 2 years Rate of return= 19% (calculated over a period of 20 years) Net present value= 609 732 TND Year 1 2 3 5 10 15 20 Turnover 647 015 690 323 733 631 748 376 794 417 834 940 877 530 Operating expenses 485 261 517 742 550 223 561 282 595 813 626 205 658 148 Expected GOI 161 754 172 581 183 408 187 094 198 604 208 735 219 383 returns Financial expenses 0 11 865 10 170 13 884 4 885 0 0 Depreciation 35 443 35 443 35 443 35 443 22 292 22 292 22 292 Net income before tax 126 310 125 272 137 794 137 767 171 427 186 443 197 091 Taxes 0 0 0 0 0 52 184 54 846 After-tax income 126 310 125 272 137 794 137 767 171 427 134 259 142 245 Cash flow net 161 754 160 716 173 238 173 211 193 719 156 551 164 537

Self-financing (90,800 TND) + Premiums (31,200 TND) + Loan (178,000 TND) Financing The distribution of shares will depend on the investor's financing capacity (contribution to own conditions funds based on the above planned amount or of a higher level leading to a reduction in bank credit). 19

Promoter Màammer Ben Maatallah / E-mail: [email protected] / Tel: (+216) 40 520 110

Location Governorate of Bizerte Develop an integrated project for the breeding of Alpine and Sannen goats and the semi- Project idea industrial dairy processing of 500 liters/ day The local market (sales outlets and wholesalers) for fresh cheese and ricotta Target market The national market (luxury restaurants and hotels) for matured goat cheese Very few goat's milk cheese producers in Tunisia: industrial (Souani and Chergui), artisanal (loosely organized and without an effective business strategy). The selling price will be Competition aligned with those of major competitors (Souani, Chergui). Products can be introduced without aggressive competition. Raising 100 goats (production per goat ranges from 1 to 4 liters/day) and 10 bucks Processing of milk (500 liters/ day) into fresh cheese (basic product marketed as 1 kg Description of cylinders), matured cheese (luxury product matured for more than 3 months and which can activities be kept for 150 days) and ricotta Direct distribution to consumers, luxury restaurants and hotels, as well as through wholesalers and retailers (outlets, supermarkets and hypermarkets) Technology and Engineering degree in food processing (ESIAT), training in business creation and mastery of know-how breeding and dairy processing techniques Total amount = 270,790 TND, including: - Start-up costs = 13,000 TND - Plot of land + Development = 13,000 TND - Furniture, IT and office equipment = 2,270 TND Necessary - Transport equipment = 19,680 TND investments - Production equipment (milking parlor, milk tank, stainless steel table with caster wheels, cold room, etc.) and animals (100 goats 10 bucks) = 133,041 TND - Civil engineering = 33,000 TND - Forwarding costs and miscellanea = 29,699 TND - Working capital = 27,100 TND Total for year 1 = 165,100 TND, including: - Wages for 1 manager, 1 engineer, 1 driver, 1 security guard and 1 breeder = 32,400 TND - Insurance = 1,200 TND Expenditure - Raw materials and consumables = 86,000 TND - Purchase of standard packaging = 5,000 TND - Other expenses (water, electricity, telecommunications, advertising) = 16,500 TND - Transportation fuels = 12,000 TND Implementation Legal form: single-member limited liability company conditions Implementation period: from 6 to 12 months Turnover = 232,300 TND in Year 1 Annual gross margin = 67,200 TND in Year 1 and 109,609 TND in Year 2 Expected Net profit (after tax) = 12,119 TND in Year 1 and 55,020 TND in Year 2 returns Period of return on investment = 7 years Rate of return = 44.22% Net present value = 136,170 TND Own funds (43,326 TND) + FOPRODI (32,495 TND) + FOSDAP (32,495 TND) + Loan (162,474 TND) Financing The distribution of shares will depend on the investor's financing capacity (contribution to own conditions funds based on the above planned amount or of a higher level leading to a reduction in bank credit). The promoter is also seeking a partner (livestock or arable farmer) with land in the governorate of Bizerte

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Fromart Company (Zied Ben Youssef) Promoter E-mail: [email protected] / Tel: (+216) 98 628 983 Location Beja Industrial Park Enhance the production of cheese and other products made from sheep's milk to meet Project idea demand by shifting from an installed capacity of 1,500 liters/ day currently to 2,500 liters/ day Local market: direct sales to individuals at the store in Béja Target market Regional and national market for certain products: supermarkets No direct competitors: the lack of vertical integration of the existing cheese makers prevents Competition them from gaining a competitive advantage Direct collection of sheep's milk from about 50 breeders located within a radius of 20km around the cheese factory (formal contract, monthly payment) Processing into cheese and other products from sheep's milk (target of 2,500 liters/ day) Description of Packaging and labelling of products under the brand "Trois Fermes" activities Direct distribution through the existing store in Beja for the majority of products and through retail for sheep's milk yoghurt Promotional activities at the point of sale Traditional know-how for certain products (rigouta, Sicilian) Technology and know-how Specific technologies for new products (butter, whey, pasteurized milk, rancid salt butter "smen", cheese spread) Total amount = 200,000-300,000 TND for: - A 500m2 plot of land and a building Necessary - Semi-industrial equipment for the production of yogurt investments - A pasteurizer - A packaging machine - 2 cold rooms Human resources: 13 permanent employees (a monthly salary of 400/450 TND per employee + a social security contribution amounting to 300 TND per semester) Expenditure Supply of sheep milk: 1,750 TND/ liter in the high lactation season (November to June) and 2 TND/ liter in the low lactation season (July-October) Other expenses: 446 TND per month (excluding milk) Legal form: LLC Implementation conditions Implementation period: 24 months (6 months for the study and land acquisition, 12 months for the construction of the building and installation, 6 months for the start-up) Annual gross margin = 20% on average Expected returns Selling prices based on production costs (mainly milk prices negotiated annually with breeders) Own funds (30%) + Bank loan (70%) Financing The distribution of shares will depend on the investor's financing capacity (contribution to own conditions funds based on the above planned amount or of a higher level leading to a reduction in bank credit).

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Agency for the Promotion of Industry and Innovation (API) Promoter E-mail: [email protected] / Tel: (+216) 71 792 144 Location Governorate of Bizerte Meet the growing demand for ice cream on the domestic market (of around 3% per year in recent years, a rate that is expected to continue given the improvement in living standards). Project idea This demand is neither met by the current installed capacity nor by imports (insufficient and at a higher cost compared to local production). The Tunisian ice-cream market (about 3,000 tonnes/ year in 2013, against 2,200 in 2003) + Export potential to Libya Target market Niches: children and young teenagers Distribution through traditional outlets (grocers, supermarkets and hypermarkets) and communities (hotels and restaurants) Competition 4 industrial units, artisanal units and pastry shops, some imports (35 tons/ year) Manufacturing of a wide range of ice creams (ice cream with fruits, nougat, caramel, Description of chocolate, hazelnuts, almonds, pistachios) and sorbets, with a processing capacity of 3,000 activities liters/ day over 200 working days/ year: preparation of the ice-cream mix, ice lollies and cones, packing and packaging 5,000 m2 plot of land, including a 2,000 m2 building An ice-cream mix processing line, an automatic line for the manufacturing of ice lollies and Equipment and cones, a packaging and conditioning line know-how Manufacturing recipes HACCP-based quality control Expected Expected margin rate = 20% on average returns

Agency for the Promotion of Industry and Innovation (API) Promoter E-mail: [email protected] / Tel: (+216) 71 792 144 Location Governorate of Bizerte Meet the needs of dairy processors in packages tailored to their products using the IML Project idea technology (In-Mould Labelling), which allows to decorate all the sides of a pot, bucket or container without risking that the label becomes detached, even under the action of water Food industries (butter, margarine, confectionery, chocolate, etc.) in Tunisia (market Target market estimated at about 8 mln TND/ year) and Algeria Target = 60% national / 40% export Competition Suppliers of conventional packages

Description of Production of IML labelled food containers, pots and buckets (direct injection into the activities polypropylene granules mold and the printed polypropylene tag) A 3,000m2 plot of land Equipment and Automated IML injection molding machine know-how IML technology (In-Mould Labelling)

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As part of the LACTIMED project activities, the Bizerte Competitiveness Pole (PCB) has identified a number of needs expressed by farmers and processors in Bizerte and Beja. These needs could help kick-start partnerships. The farmers and processers, their location, the type of partner sought, as well as the specific demands are provided in the table below.

Applicant Location Partner sought Demand/ Type of partnership

Breeders (many Livestock feed producer Supply of a new, or cheaper, type of feed Bizerte breeders concerned) or supplier to control production costs Grouping of Sicilian- Research centre, support Genetic improvement of the breed and Sardinian sheep Beja organization, institutions, livestock development breeders etc. Producer or supplier of Baklouti Cheese Supply of different types of cheese moulds, Bizerte cheese moulds and Factory as well as rennet and ferments inputs Baklouti & Jlajla Training centre, Training in the processing of various types Bizerte Cheese Factories independent trainers of cheese Fromart Cheese Producer or supplier of Supply of cheese moulds as well as Beja Factory equipment and supplies processing, packaging equipment, etc. Fromart Cheese Restaurant, hotel, Beja Distribution and promotion of products Factory delicatessen, etc. Restaurant, hotel, Development of dairy processing (cheese Amina Najar (breeder Beja delicatessen, travel and other products) and launch of of Tarentaise cows) agency agritourism activities Grouping of the Travel agency, tour Promotion of the territory and of an offer of breeders of Sicilian- Beja operator, tourist guide/ hiking trails, accommodation at the farm Sardinian sheep restaurant guide and other rural tourism activities

For further information on these partnership opportunities and to obtain the contact details of the applicants, please contact the Bizerte Competitiveness Pole: Contact: Mahjouba Zaiter, Coordinator of LACTIMED Tunisia Boulevard de l'Union du Grand Maghreb Arabe 7080 Menzel Jemil-Bizerte Tel.: (+216) 72 572 443 / 72 570 895 E-mail: [email protected] / [email protected] Web: www.pole-competitivite-bizerte.com.tn

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