Board of Directors Daniel P

Board of Directors Daniel P. Amos, 52, is Kenneth S. Janke Sr., 69, is E. Stephen Purdom, M.D., 56, is chairman and chief executive chairman of the National a former executive vice officer of AFLAC and AFLAC Association of Investors president of insurance Incorporated. He has been Corporation (NAIC), a nonprofit operations for AFLAC U.S. He with the company full-time association dedicated to is on the board of advisors for since 1973. He was named education for individual Emory University Medical president of AFLAC in 1983, investors. He also serves as School, and he previously chief operating officer in president and director of the served as chief of staff at 1987, chief executive officer of AFLAC NAIC Growth Fund. He was first elected to AFLAC Doctors’ Hospital in Columbus, Ga. He was first Incorporated in 1990, and chairman in 2001. He Incorporated’s board in 1989. elected to AFLAC Incorporated’s board in 1987. has been a member of AFLAC Incorporated’s board since 1983. Douglas W. Johnson, 60, is a Barbara K. Rimer, Ph.D, 55, is certified public accountant and Alumni Distinguished John Shelby Amos II, 51, is the a retired Ernst & Young audit Professor of Health Behavior Alabama/West Florida state partner, having spent the and Health Education at the sales coordinator for AFLAC majority of his career auditing University of North Carolina U.S. For the past 30 years, he companies in the life, health School of Public Health. She has served in a variety of sales and property/casualty segments is also deputy director of the positions with the company. of the insurance industry. He Lineberger Comprehensive He was first elected to AFLAC joined AFLAC Incorporated’s board in 2003. Cancer Center. Previously, she was director of the Incorporated’s board in 1983. Division of Cancer Control and Population Robert B. Johnson, 59, is Sciences at the National Cancer Institute. She is Michael H. Armacost, 66, is the chairman and CEO of the One a former director of Cancer Control Research and Shorenstein Distinguished America Foundation, an Professor of Community and Family Medicine at Fellow at Stanford University’s organization that promotes the Duke Comprehensive Cancer Center. She Asia-Pacific Research Center. dialog and solidarity among joined AFLAC Incorporated’s board in 1995. He retired in June 2002 as Americans of all races. president and trustee of the Previously, he served in Marvin R. Schuster, 66, is Brookings Institution, a private President Clinton’s White chairman of Schuster nonpartisan organization House as an assistant to the president and director Enterprises Inc., which devoted to public policy research. A former of the president’s initiative for One America. He has operates Burger King undersecretary of state for political affairs, Mr. been on AFLAC Incorporated’s board since 2002. restaurants throughout the Armacost was U.S. ambassador to Japan from 1989 Southeast. He is on the boards to 1993. Mr. Armacost joined AFLAC Incorporated’s Charles B. Knapp, 57, is a of directors at Synovus Trust board in 1994. partner with Heidrick & Company and Columbus Bank Struggles Inc. He was & Trust. He was elected to AFLAC Incorporated’s Kriss Cloninger III, 56, is president of the University of board in 2000. president and chief financial Georgia from 1987 to 1997. officer of AFLAC Incorporated. He joined AFLAC Glenn Vaughn Jr., 74, is retired He joined AFLAC in 1992 as Incorporated’s board in 1990. chairman and publisher of the senior vice president and CFO Columbus (GA) Ledger- after working with AFLAC as a Enquirer, a Knight-Ridder consulting actuary since 1977. newspaper, where he He was elected to AFLAC Hidefumi Matsui, 59, became advanced through the news- Incorporated’s board in 2001. chairman of AFLAC Japan in editorial ranks after stints at January 2003. He has been The Albany (GA) Herald, The Joe Frank Harris, 68, is a with AFLAC Japan since its Atlanta Journal and The Athens (GA) Daily News. distinguished executive fellow inception, having served as its He has served on AFLAC Incorporated’s board at Georgia State University and president until 2002. He also since 1990. a lecturer in its School of Policy previously served as the Studies. He serves as company’s executive vice Dr. Robert L. Wright, 66, is chairman of the board of president and director of marketing. He was on the founder and chairman Harris Georgia Corporation, an committee that helped AFLAC Japan obtain its emeritus of Dimensions industrial development firm. original operating license in the early 1970s. He International, Inc., an He is also chairman of the Board of Regents of the joined AFLAC Incorporated’s board in 2003. international information University System of Georgia. Mr. Harris was technology company. He was governor of Georgia from 1983 to 1991, and he Nobuhiro Mori, 59, is deputy formerly an associate joined AFLAC Incorporated’s board in 1991. president at Mizuho Corporate administrator for the United Bank, Ltd., in Tokyo. He was States Small Business Administration. He was first Elizabeth Hudson, 54, is senior previously employed at Dai- elected to AFLAC Incorporated’s board in 1999. vice president of ichi Kangyo Bank where he communications for the served in a variety of positions National Geographic Society. including senior managing She previously held similar director. He was elected to positions with iVillage, the AFLAC Incorporated’s board in 2002. Reader’s Digest Association and NBC. She also was previously a director in Spencer Stuart’s Media & Communication Practice. She joined AFLAC Incorporated’s board in 1990.

72 Executive Management

Daniel P. Amos (see facing page) Kathelen V. Spencer, 46, is executive vice president; deputy legal counsel; director of corporate communications and Kriss Cloninger III (see facing page) assistant secretary for AFLAC. She previously has served in AFLAC’s Legal Department as associate counsel and then Hidefumi Matsui (see facing page) as deputy counsel. She is also president of the AFLAC Foundation.

Charles D. Lake II, 42, became president of AFLAC Japan Akitoshi Kan, 56, is executive vice president, AFLAC U.S., in January 2003 after having previously served as deputy internal operations. He joined AFLAC Japan in 1980. In president. He joined AFLAC International in February 1997 he was promoted to executive vice president for 1999 and AFLAC Japan in June 1999. Previously he was internal operations for AFLAC Japan and deputy chief director of Japan Affairs at the office of the U.S. Trade financial officer for AFLAC Incorporated. He relocated to Representative in the executive office of the president, AFLAC Worldwide Headquarters in April 1999. and he practiced law at Dewey Ballantine LLP in Washington, D.C.

Allan O’Bryant, 45, is president of AFLAC International Inc., deputy chief financial officer of AFLAC Incorporated, and chairman of aflacdirect.com. He joined AFLAC in 1993 as a Joey M. Loudermilk, 50, is executive vice president; general vice president of the AFLAC Broadcast Group. In 1996, he counsel and corporate secretary. He joined AFLAC in 1983 was transferred to AFLAC International to oversee AFLAC as head of the Legal Department. He is also responsible for Japan’s financial operations. Prior to joining AFLAC he was AFLAC’s Governmental Relations Department and is a senior manager with KPMG LLP. treasurer of AFLAC Incorporated’s political action committee.

Atsushi Yagai, 40, became executive vice president, director of marketing and sales for AFLAC Japan in January 2004. Before joining AFLAC in 2001 as senior vice president and director of marketing, he was chief executive of Barilla Japan and had worked as a consultant at McKinsey & Co. He also previously worked for Dentsu Inc., the top advertising agency in Japan.

Senior Management AFLAC Incorporated AFLAC U.S. AFLAC Japan Kermitt L. Cox, Senior Vice President; Corporate Rebecca C. Davis, Senior Vice President; Hiroshi Yamauchi, First Senior Vice President; Actuary Chief Administrative Officer Director of Internal Operations

Kenneth S. Janke Jr., Senior Vice President, Phillip J. Friou, Senior Vice President, Shigehiko Akimoto, Senior Vice President, Investor Relations Governmental Relations Marketing Strategy Planning, Sales Promotion, Associates Development, Training; Ralph A. Rogers Jr., Senior Vice President, Kerry W. Hand, Senior Vice President, President of aflacdirect.com Financial Services; Chief Accounting Officer AFLAC Support Services; President and CEO, Communicorp, Inc. Tomomichi Itoh, Senior Vice President, Susan B. Rynearson, Senior Vice President; Government Affairs & Competitive Intelligence, Deputy Corporate Actuary Angela S. Hart, Senior Vice President, General Affairs Community Relations Joseph W. Smith Jr., Senior Vice President; Hiroshi Mori, Senior Vice President; Chief Investment Officer Bradley S. Jones, Senior Vice President; Director of Sales; Hojinkai Promotion Director of Sales Audrey Boone Tillman, Senior Vice President; Hisayuki Shinkai, Senior Vice President, Director of Human Resources Joseph P. Kuechenmeister, Senior Vice President; Public Relations, Investor Relations Director of Marketing

James D. Lester III, Senior Vice President; Chief Information Officer

Diane P. Orr, Senior Vice President, Claims, Administrative Services, New York Administration

Warren B. Steele II, Senior Vice President; Assistant Director of Marketing