Dart Express Net Online Banking Application
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Dart Express Net Online Banking Application APPLICANT CIF # ADDRESS Street City State ZIP PHONE (Day) PHONE (Evening) E-MAIL ADDRESS MOTHER'S MAIDEN NAME I request that Dart Bank issue me an initial user ID that when used with my password will give me on-line access to all of my accounts except my Dart Bank Credit Card. All instructions delivered by on-line access will be deemed to be my written authorization to charge or credit my accounts for transactions indicated and any related fees and such transactions are subject to the Terms and Conditions governing On-line Banking and On-line Bill Payment. All account transactions are also subject to Dart Bank's Rules for personal and business accounts. I agree that Dart Bank may deliver any and all disclosures required by law to me either by mail or electronically. APPLICANT'S SIGNATURE DATE Your signature on this form will constitute an agreement that use of the Internet will be governed by our Electronic Funds Transfer Service Agreement which you acknowledge receiving. Exclude the following account numbers from Dart Express Net account: _______________________________________ I wish to sign up for Interbank Transfers and I recognize that this service is free for personal accounts. Please note, this service is not available for business accounts. I have reviewed and been given a copy of the Electronic Correspondence Disclosure, and I wish to sign up for e-Statements, which includes electronic delivery of notices, for these accounts. ACCOUNTS: All Accounts Including 1099-INT and 1098 Mortgage INT Year End Tax Document If you wish to have Bill Pay Plus, please see your Dart Express Net welcome email for instructions. BANK USE ONLY DOES THE ID NEED TO BE SENT TO THE CUSTOMER? YES USER ID # RECEIVED BY INPUT DATE INPUT BY SCAN TO ELECTRONIC SERVICES MAIL BOX DB 234 3/2021 Electronic Correspondence Disclosure You agree to accept these terms and conditions and are electing to receive electronic correspondence from Dart Bank. · You agree to promptly open or download and review each statement or change-in-terms notice after receipt of notification availability. · You agree to promptly open or download and review any changes in disclosures or updates to Dart Bank products, services or fees. · To receive electronic delivery services, you must have a working connection to the Internet with e-mail capability to receive and open files in text, html or pdf format. · You have the following hardware and software requirements to view, print or access the necessary information to receive electronic communications from us and to access the Dart Bank web site and Dart Express Net. The minimum hardware requirements are IBM or IBM compatible PC, Apple or Macintosh, Internet connection, monitor and printer. The minimum software requirements are an operating system that supports a web browser such as the current or prior major releases of Internet Explorer, Firefox, Safari or Chrome. · If we change the minimum hardware or software requirements and you are unable to receive electronic delivery services, you will be released from this agreement without any penalty or consequence to you. · It is your responsibility to notify Dart Bank of any change to your name and/or email address. The email address will be used to also communicate with you as necessary. You accept responsibility for the delivery of electronic correspondence. · You may withdraw your consent for electronic delivery services by sending written notice to the address provided below or by sending instructions to us via email. Upon withdrawal, all future documents will be sent in paper form to your address of record. · While enrolled in electronic correspondence delivery services, you will not receive the same correspondence via the U.S. Postal Service. However, you will continue to receive certain correspondence that is not currently available electronically. · Upon termination of electronic correspondence delivery services by you or by Dart Bank, a new application will be required to reinstate this service. · This agreement supplements any other agreements or disclosures related to your account(s). If there is a conflict between this agreement and any others, or any statements made by employees, the Deposit Account Agreement shall supersede. · If you wish to obtain a paper copy of the emailed correspondence, one will be provided to you. A charge for this service may be incurred. Feel free to contact us using any of the following contact information listed below. Dart Bank P.O. Box 40 Mason, MI 48854 517-676-3661 Or email us at [email protected] ELECTRONIC FUND TRANSFER DISCLOSURE AND AGREEMENT For purposes of this disclosure and agreement the terms "we", "us" and "our" refer to The Dart Bank. The terms "you" and "your" refer to the recipient of this disclosure and agreement. The Electronic Fund Transfer Act and Regulation E require institutions to provide certain information to customers regarding electronic fund transfers (EFTs). This disclosure applies to any EFT service you receive from us related to an account established primarily for personal, family or household purposes. Examples of EFT services include direct deposits to your account, automatic regular payments made from your account to a third party and one-time electronic payments from your account using information from your check to pay for purchases or to pay bills. This disclosure also applies to the use of your DARTeller (hereinafter referred to collectively as "ATM Card") or DARTCARD (hereinafter referred to collectively as "Debit Card") at automated teller machines (ATMs) and any networks described below. TERMS AND CONDITIONS. The following provisions govern the use of EFT services through accounts held by The Dart Bank which are established primarily for personal, family or household purposes. If you use any EFT services provided, you agree to be bound by the applicable terms and conditions listed below. Please read this document carefully and retain it for future reference. DEFINITION OF BUSINESS DAY. Business days are Monday through Friday excluding holidays. ELECTRONIC FUND TRANSFER SERVICES PROVIDED ATM CARD SERVICES. The services available through use of your ATM card are described below. DAR TELLER SERVICES: • You may withdraw cash from your checking account(s), savings account(s), money market account(s), and NOW account(s). • You may make deposits into your checking account(s), savings account(s), money market account(s), and NOW account(s). • You may transfer funds between your checking and savings accounts, checking and money market accounts, checking and NOW accounts, savings and money market accounts, savings and NOW accounts, and NOW accounts and money market accounts. • You may make balance inquiries on your checking account(s), savings account(s), money market account(s), and NOW account(s). DEBIT CARD SERVICES. The services available through use of your debit card are described below. DARTCARD SERVICES: • You may withdraw cash from your checking account(s), savings account(s), money market account(s), and NOW account(s). • You may make deposits into your checking account(s), savings account(s), money market account(s), and NOW account(s). • You may transfer funds between your checking and savings accounts, checking and money market accounts, checking and NOW accounts, savings and money market accounts, savings and NOW accounts, and NOW accounts and money market accounts. • You may make balance inquiries on your checking account(s), savings account(s), money market account(s), and • NOW account(s). • You rnay use your card at any merchant that accepts Mastercard debit cards for the purchase of goods and services. ATM SERVICES. NETWORK. Your ability to perform the transactions or access the accounts set forth above depends on the location and type of ATM you are using and the network through which the transaction is being performed. A specific ATM or network rnay not perform or permit all of the above transactions. Besides being able to use your ATM Card or Debit Card at our ATM terminals, you rnay access your accounts through the following network(s): NYCE, CIRRUS and AFFN ® 2007-2017 Compliance Systems. Inc. cb710ba5-a4750e84 • 2017.87.0.2 Electronic Fund Transfer Disclosure And Agreement• DD8108 Page 1 of? www.compliancesystems.com ATM FEES. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used, and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. POINT OF SALE TRANSACTIONS. Listed below are the cards you may use to purchase goods and services from merchants that have arranged to accept your cards as a means of payment (these merchants are referred to as "Participating Merchants"). Some Participating Merchants may permit you to receive cash back as part of your purchase. Purchases made with your cards, including any purchase where you receive cash, are referred to as "Point of Sale" transactions and will cause your "designated account" to be debited for the amount of the purchase. We have the right to return any check or other item drawn against your account to ensure there are funds available to pay for any Point of Sale transaction. We may, but do not have to, allow transactions which exceed your available account balance or, if applicable, your available overdraft protection. If we do, you agree to pay an amount equal to the overdrawn balance plus any overdraft fee. The following cards and the corresponding designated account(s) may be used for Point of Sale transactions: • DARTCARD: checking account. • DARTeller: checking account. Your ATM and Debit cards may also be used to obtain cash from your designated account(s) at participating financial institutions when so authorized under the terms of your Account Agreement. ® ® CURRENCY CONVERSION - Mastercard . If you perform transactions with your card with the Mastercard logo in a currency other than US dollars, Mastercard International Inc.