DOCSLIB.ORG

Credit Rating Report Page 1 of 16

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Credit Rating Report Page 1 of 16 Credit Rating Report Page 1 of 16 Credit Rating Report SYSTEMS SUNLIGHT S.A. INDUSTRIAL & COMMERCIAL CO OF DEFENSIVE ENERGY ELECTR.& TELEC. SYST. &MAN. PROC. REC. MAT. & TRADE Greek Company Name ΣΥΣΤΗΜΑΤΑ SUNLIGHT Α.Β.&Ε.Ε. ΑΜΥΝΤΙΚΩΝ ΕΝΕΡΓ. ΗΛΕΚΤΡ. & ΤΗΛΕΠ. ΣΥΣΤΗΜΑΤΩΝ & ΔΙΑΧ. ΕΠΕΞ. ΑΝΑΚ. ΥΛΙΚΩΝ & ΕΜΠ. ΑΝΑΚ. ΥΛΙΚΩΝ Trade Name: SYSTEMS SUNLIGHT S.A. ICAP ID 212758 Address 2 Ermou & Nikis, 10563, Athens, Attiki Tel. 2106245400 Fax 2106245479 U.R.L. www.systems-sunlight.com E-mail [email protected] Company Identification Sector Industry (Electric - Electronic Material) Legal Form Societe Anonyme Year Established 1994 Head Office Athens, Attiki Duration Up to year 2044 Gov. Gazette No 01606/1994 Tax Registr. No 094401108 General Business Registration No 1579901000 No of the Register of Societe Anonyme 031055 /004 /Β /94 /157 Member of ATHENS CHAMBER OF COMMERCE & INDUSTRY General Reg. No. 0133626 Exports Reg. No. 0036376 Chairman, CEO Basil Ang. Billis Capital Euro 44,394,950 Owners Equity Euro 46,277,018 (31/12/2017) Net Sales Euro 222,847,726 (1/1/2017 - 31/12/2017) Net Income for the Year Before Tax Euro 9,050,257 (1/1/2017 - 31/12/2017) No of Employees 740 Business Profile file://galaxy/URANUS/LAN/DATA%20BANK/NET/RATING%20COM/ICAP%20CRE... 6/11/2018 Credit Rating Report Page 2 of 16 Financial Status Very Good Payment Record Prompt Trend Highly Upward ICAP Credit Rating ICAP Credit Rating: B (5/10/2018) The above mentioned Credit Rating has initiated at the request of the rated entity. Previous ICAP Credit Rating B, Outlook : Negative 9/5/2018 Initial Credit Rating Assignment Date 31/12/2004 Rating Analyst KALOGEROPOULOS CHRISTOS Senior Analyst Rating Supervisor KEFALAS GIORGOS Senior Manager Rating Committee Evaluation YES Company's Opinion Agree Notification ICAP Credit Rating YES Credit Rating Key Elements Presentation The company SYSTEMS SUNLIGHT SA fields of activity is: - the construction of energy storage systems for industrial, consumer and advanced applications (batteries for motive power, reserve power, submarines, torpedoes, etc.) - the construction of energy power systems (generator sets, UPS, industrial air conditioning, etc.) - the provision of energy services (advisory and technical support, maintenance, training, etc.) The company concerned was founded in 1994, went by another name (ARION SA) and had a different field of activity. It was acquired in June of 2006 by GERMANOS SA, which was controlled by the businessman Mr. Panos Germanos. During that time the company was renamed SYSTEMS SUNLIGHT SA. and absorbed GERMANOS SA's industrial and commercial battery industry. Up until October of 2014, Mr. Germanos was the sole shareholder. Until 2016, 50.12% of the share capital is held by the holding company OLYMPIA GROUP SA, 46.16% by PARAMONTE HOLDINGS LTD based in Cyprus, both interests of Mr. P. Germanos, and 3.73% by the company TRUCIBEL LTD, also based in Cyprus. Within 2017, the acquisition of 100% of the company's shares by OLYMPIA GROUP SA HOLDINGS was completed, thus becoming its sole shareholder. The company's headquarters are located in Athens and industrial facilities of considerable size are located in New Olvio in the Prefecture of Xanthi. The company's plant is the second largest in Europe and one of the most advanced in the field of industrial battery production. SYSTEMS SUNLIGHT is the parent company of the same named Group which participates in companies in Greece and abroad (Romania, Italy). At the end of 2014, a subsidiary company (SUNLIGHT RECYCLING S.A.) began to operate in the field of battery recycling, and recycled lead and alloys production, after the completion of construction of its production facilities in Komotini. The value of this investment amounted to 30 million Euros and concerns one of the most advanced battery recycling units in Europe. The above investment aims at the use of recycled lead and alloys by SYSTEMS SUNLIGHT. The company concerned also participates (with 51%), along with a well-known foreign company which specializes in the field of defence applications and systems, in a domestic company developing and producing batteries exclusively for defence applications. Moreover, SYSTEMS SUNLIGHT participates in the share capital of companies abroad which are active in the distribution and assembly of batteries. The company concerned has a wide range of clientele consisting mainly of foreign companies. Its clients are active in the field of industry, transport, telecommunications, information technology and construction. Also included in the clientele are the armed forces (Navy) of various countries. Its noted that most of the turnover (90%) comes from sales abroad. Assessment This report concerns the assessment of the parent company SYSTEMS SUNLIGHT SAs creditworthiness. The evaluation covers the risk of inconsistency and/or bankruptcy by the company concerned and is based on the following: The company's Annual Financial Report for the years 2016 - 2017 and the 6-month Financail Report half of 2018. The Annual and Interim Financial Report of the Group on a consolidated basis. The company's business data regarding management, export activity, customer size, credit risk management practices etc. The assessment of the conditions and prospects of the industry in which the company operates. The assessment of the broader macroeconomic environment. file://galaxy/URANUS/LAN/DATA%20BANK/NET/RATING%20COM/ICAP%20CRE... 6/11/2018 Credit Rating Report Page 3 of 16 Business Activity The company's revenues are derived, to a large degree, from energy accumulator sales. The accumulators manufactured/marketed by the company concerned are divided into three categories: motive power batteries reserve power batteries power batteries for defence applications Motive power batteries are mainly used in forklifts. Clients are companies that use forklifts (industries, logistics, etc.) and replace existing batteries due to age, as well as businesses that market the companys products or use its products to produce their own. Clients also include well-known manufacturers of forklifts (first-time battery placement). 95% of sales from this product category are derived from exports. Reserve power batteries are used by telecom providers, power generation companies, railway networks, utilities, etc. Also, a significant part of this product categorys sales are from abroad. Power batteries for defence applications are used by the armed forces (Navy), both in Greece and abroad, in submarine vessels and weapons systems (torpedoes). Its clientele also includes foreign companies that are competitors in some of the above areas of activity. The high geographic dispersion presented by the company's activities limits the risks of dependence on specific markets and contributes positively to this evaluation. Another positive factor is the quality of titleholders clientele, which includes notable and large-scale foreign companies as well as the armed forces of states. In addition to limiting credit risk, the above are also positively assessed in terms of prospects for securing future business progress. Industry Competition Due to the field of activity and the strong export activity, the company's sales are not dependent on the course of the domestic GDP but on growth globally, which for 2017, according to official announcements (OECD) stood at 3.6%. For 2018 and 2019, an improvement of the above index (3.9%) is foreseen. Also, the course of the industry is influenced both by the development/supply of new technological products and by the total volume of replacement batteries each year due to their age. Its noted that 80% of forklifts used in the European Union are driven by motive power batteries, and in the United States the number of electrically driven forklifts is gradually increasing. Also noted is that the main volume of SYSTEMS SUNLIGHTs sales comes from replacement motive power batteries. Regarding the defence systems/applications industry, the company has already entered into agreements for the delivery of specialized accumulators of significant value in the coming years. Competition comes from companies in the same field of activity as the company concerned, which are based abroad (European Union, United States, etc.) In the field of motive power batteries, the company has a presence in 100 countries around the world, holding significant market shares such as those in Portugal, Spain and Germany. Nevertheless, there is a risk of substitution of its products due to the existence of competitors, some being sizable companies. In the field of batteries used in defensive systems and specifically in submarines, the company concerned is a world leader. Industry prospects are seen as positive. Future growth rates worldwide, the total number of electrically driven forklifts and trends for expanding their use even in markets such as the United States, investments in renewable energy sources and in telecommunications where energy accumulators are used have a positive impact on the industrys sales. Furthermore, the expected increase in the defence expenditures of European countries participating in NATO (Germany, Romania, Baltic countries) and the maintenance of the level of corresponding expenditures by other European countries, also NATO members, at current levels (2% of GDP), is a factor that can lead to an increase in future revenues of companies specialising in the manufacturing of batteries for defence systems. There are no serious institutional barriers to the entry of new companies into the industry. However, some
Load more

Recommended publications
  • 1 Western Thrace Minority University Graduates Association
    PC.SHDM.NGO/26/09 10 July 2009 ENGLISH only Western Thrace Minority University Graduates Association Egnatias 75, 69100 Komotini-Greece Tel/Fax: +302531029705 E-mail: [email protected] URL: www.btaytd.com OSCE SUPPLEMENTARY HUMAN DIMENSION MEETING FREEDOM OF RELIGION OR BELIEF 9-10 July 2009 Hofburg, Vienna MOSQUES IN WESTERN THRACE Mosques and minarets are one of the most important parts of the Muslim Turkish Minority’s religious and cultural life. Although the historic monuments inherited from the Ottomans have been subject to systematic eradication, as of the year of 2006 there are 301 mosques in Western Thrace. 24 are closed and 277 of them still operate. Most of these mosques have minarets. In the last years only 14 minarets were built across the region. Much permission for building or restoring mosques and minarets are still pending in the Ministry of Religious Affairs and Education. Building a minaret up to 16 meters high was easier until the year of 2004. Since then, permissions for building mosques and minarets up to 16 meters and higher are still pending. There are 161 mosques in Komotini. 157 operate and 4 are closed. 11 new mosques and 12 new minarets were built in Komotini in the last years. The total number of mosques in Xanthi is 115. 97 mosques operate and 18 are closed. 10 new mosques and one minaret were built in the last years. 23 out of 25 mosques operate in Alexandroupolis, while 2 new mosques and one minaret are to be built. PERMISSION PROCEDURE The law no 1363/1938 which was later replaced by law no 1672/1939 conducts the procedure of getting permission to build any kind of house of prayer as well as mosques and minarets.
    [Show full text]
  • Istanbul Kültür University Institute of Social Sciences
    ISTANBUL KÜLTÜR UNIVERSITY INSTITUTE OF SOCIAL SCIENCES EVOLUTION OF MINORITY RIGHTS IN EUROPE: THE CASE OF WESTERN THRACE MUSLIM TURKISH MINORITY MA Thesis by Şule CHOUSEIN Department: International Relations Programme: International Relations Supervisor: Assistant Professor Cüneyt Yenigün AUGUST 2006 ACKNOWLEDGEMENTS First and foremost I would like to express my sincere gratitude to my supervisor Assistant Prof. Cüneyt Yenigün for his valuable guidance, feedback and encouragement throughout the preparation of this work. I owe my special thanks to our Department Head Hasan Hüseyin Zeyrek for the inspiration he gave me to do a masters degree in International Relations. I am also indebted to my instructors, friends and minority members who have made valuable contributions to this study. I would also like to express my thanks to Jennifer Jackson Preece, Diamanto Anagnostou, Vemund Aarbakke and Baskın Oran whose works I have used extensively in this dissertation. Istanbul, 2006 Sule Chousein ii TABLE OF CONTENTS LIST OF TABLES ......................................................................................... IV LIST OF ABBREVIATIONS .......................................................................... V ABSTRACT ................................................................................................... 1 KISA ÖZET ................................................................................................... 2 INTRODUCTION .......................................................................................... 3
    [Show full text]
  • Solicited Credit Rating Report Page 1 of 16
    Solicited Credit Rating Report Page 1 of 16 Solicited Credit Rating Report Confidential: This document contain confidential information and it is for internal use only. It might contain information that it is not up-to date. SYSTEMS SUNLIGHT S.A. INDUSTRIAL & COMMERCIAL CO OF DEFENSIVE ENERGY ELECTR.& TELEC. SYST. &MAN. PROC. REC. MAT. & TRADE Greek Company Name ΣΥΣΤΗΜΑΤΑ SUNLIGHT Α.Β.&Ε.Ε. ΑΜΥΝΤΙΚΩΝ ΕΝΕΡΓ. ΗΛΕΚΤΡ. & ΤΗΛΕΠ. ΣΥΣΤΗΜΑΤΩΝ & ΔΙΑΧ. ΕΠΕΞ. ΑΝΑΚ. ΥΛΙΚΩΝ & ΕΜΠ. ΑΝΑΚ. ΥΛΙΚΩΝ Trade Name: SYSTEMS SUNLIGHT S.A. ICAP ID 212758 Address 2 Ermou & Nikis, 10563, Athens, Attiki Tel. 2106245400 Fax 2106245479 U.R.L. www.systems-sunlight.com E-mail [email protected] Company Identification Sector Industry (Electric - Electronic Material) Legal Form Societe Anonyme Year Established 1994 Head Office Athens, Attiki Duration Up to year 2044 Gov. Gazette No 01606/1994 Tax Registr. No 094401108 General Business Registration No 1579901000 No of the Register of Societe Anonyme 031055 /004 /Β /94 /157 Member of ATHENS CHAMBER OF COMMERCE & INDUSTRY General Reg. No. 0133626 Exports Reg. No. 0036376 Chairman, CEO Basil Ang. Billis Capital Euro 44,394,950 Owners Equity Euro 48,087,470 (31/12/2018) Net Sales Euro 107,533,735 (1/1/2018 - 31/12/2018) Net Income for the Year Before Tax Euro 12,827,287 (1/1/2018 - 31/12/2018) No of Employees 815 Business Profile file://galaxy/URANUS/LAN/DATA%20BANK/NET/RATING%20COM/ICAP%20CRE... 18/7/2019 Solicited Credit Rating Report Page 2 of 16 Financial Status Good Payment Record Prompt Trend Downward ICAP Credit Rating ICAP Credit Rating: B (24/6/2019) The above mentioned Credit Rating has initiated at the request of the rated entity.
    [Show full text]
  • Integrated ESIA Greece Annex 6.5.9 - East - Golden Jackal Baseline Study Page 2 of 36 Area Comp
    Integrated ESIA Greece Annex 6.5.9 - East - Golden Jackal Baseline Study Page 2 of 36 Area Comp. System Disc. Doc.- Ser. Code Code Code Code Type No. Project Title: Trans Adriatic Pipeline – TAP GPL00-ASP-642-Y-TAE-0061 Integrated ESIA Greece Document Title: Rev.: 00/at07 Annex 6.5.9 - East - Jackal Baseline Study TABLE OF CONTENTS 1 INTRODUCTION 4 1.1 General Information on Golden Jackal Populations in Europe and Greece 4 1.1.1 General Golden jackal biology 4 1.1.2 Species’ Distribution and population 6 1.2 Legal status 13 2 METHODOLOGY 15 2.1 Objectives 15 2.2 Field Survey Scope of Work 15 2.3 Sampling Methodology 15 2.4 Study Sites 17 2.5 Limitations, Uncertainties and Bias 21 3 RESULTS 23 3.1 Interviews with local people 23 3.2 Acoustic method 26 4 CONCLUSIONS 34 4.1 Key Habitats within the Study Area 34 4.2 General principles of interest for the conservation of Jackal populations 35 LIST OF TABLES Table 2-1 Sampling effort for Canis aureus habitat along the route 18 Table 3-1 Location of interviews along the route 23 Table 3-2 Possible areas of jackal presence along the route according to interviews 26 Table 3-3 Results of the acoustic method applied at the calling stations 28 Table 4-1 Canis aureus territories reports 35 LIST OF FIGURES Figure 1-1 Golden Jackal in Evros Delta, Greece 4 Figure 1-2 Worldwide Distribution of the Golden Jackal 7 Figure 1-3 European Distribution of the Golden Jackal 10 Figure 1-4 Distribution of the Golden Jackal in Greece 12 Figure 1-5 Distribution of the Golden Jackal in Evros Prefecture in 2010 13 Figure 2-1 Areas of interest along TAP East combined with recorded jackal presence according to literature 18 Figure 3-1 Interviews with locals along the route in Evros – Rodopi prefectures (marked with red ‘i’) 24 Page 3 of 36 Area Comp.
    [Show full text]
  • List of Bank Branches by Branch Name 31/12/2014
    LIST OF BANK BRANCHES BY BRANCH NAME 31/12/2014 PIRAEUS BANK S.A. BRANCH NAMEHEBIC AREA ADDRESS TELEPHONE NUMBER / FAX 1866 SQUARE, CHANIA0172758 CHANIA 70, Chatzimichali Giannari str., 731 35 CHANIA tel.: 2821029100, fax: 2821050710 25TH AVGOUSTOU, HERAKLIO0172751 HERAKLEIO 39, 25th Avgoustou str., 712 02 HERAKLEIO tel.: 2810247610, fax: 2810228324 3RD SEPTEMVRIOU, OMONIA 0172039 ATHENS 28, 3rd Septemvriou & Kapodistriou str., 104 32 ATHENS BRANCH tel.: 2105205100, fax: 2105235138 62 MARTIRON HERAKLIOU0172761 HERAKLEIO 97, 62 Martiron Ave. & 1, Dionysiou Fragiadaki str., 713 04 HERAKLEIO tel.: 2810264330, fax: 2810255997 ABELONAS0171393 AMPELONAS 1, Goltsiou & 5, Thermopylon str., 404 00 AMPELONAS tel.: 2492306000, fax: 2492031402 ACHARNON0172058 ATHENS 421, Acharnon str., 111 43 ATHENS tel.: 2102588070, fax: 2102520490 ACHARNON STR.0171592 ATHENS 205, Acharnon & Niovis str.s., 104 46 ATHENS tel.: 2166008310, fax: 2168003817 AEGINA BRANCH0172124 AEGINA Dimokratias Coastal Ave. & Leonardou Lada str., 180 10 AEGINA tel.: 2297029890, fax: 2297028882 AG. ACHILLIOU0171563 LARISSA 146, El. Venizelou str., 412 22 LARISSA tel.: 2416000160, fax: 2416007111 AG. ANTONIOU, PERISTERI0172048 PERISTERI 33, Ethnarchou Makariou str., 121 31 PERISTERI tel.: 2105783020, fax: 2105773224 AG. DIMITRIOS0171555 AGIOS DIMITRIOS 266, Vouliagmenis Ave., 173 43 AGIOS DIMITRIOS tel.: 2160005020, fax: 2109765714 AG. DIMITRIOU0172085 AGIOS DIMITRIOS 173, Ag. Dimitriou Ave., 173 43 AGIOS DIMITRIOS tel.: 2109758170, fax: 2109764036 AG. DIMITRIOU, THESSALONIKI0172203 THESSALONIKI 77, Ag. Dimitriou str., 546 33 THESSALONIKI tel.: 2310254860, fax: 2310223843 AG. IOANNI RENTI SQ. BRANCH0172136 AG. I. RENTIS 4, Konstantinou Palaiologou str., Ag. I. Renti sq., 182 33 AG. I. RENTIS tel.: 2104838120, fax: 2104832389 AG. IOANNOU, AG. PARASKEVI0172010 AGIA PARASKEVI 40, Ag. Ioannou str., 153 42 AGIA PARASKEVI tel.: 2106085800, fax: 2106011128 AG.
    [Show full text]
  • Globalg.A.P. Risk Assessment on Social Practice (Grasp) - Proof of Assessment
    GLOBALG.A.P. RISK ASSESSMENT ON SOCIAL PRACTICE (GRASP) - PROOF OF ASSESSMENT GGN: 4049928637710 Registration number of producer/ producer group (from CB): QMSCERT QC94473182265 GLOBALG.A.P. RISK ASSESSMENT ON SOCIAL PRACTICE (GRASP) PROOF OF ASSESSMENT According to GRASP General Rules V1.3 July 2015 Option 2 Issued to Producer Group FRUIT PROTOFANOUSIS S.A. IONIA, ,, 57008 THESSALONIKI, Greece The Annex contains details of the GRASP results (and the covered producer group members). The Certification Body QMSCERT Audits Inspections Certification Ltd (Q-CERT Ltd) declares that the producer group mentioned on this proof has been assessed according to the GLOBALG.A.P. Risk Assessment on Social Practice Version 1.3 July 2015. Code Ref. GRASP V1.3_July15; English Version (c) GLOBALG.A.P. c/o FoodPlus GmbH GRASP - Checklist Producer Group (Option 2) Spichernstr.55 | 50672 Cologne, Germany Page 1 of 39 [email protected] www.globalgap.org GLOBALG.A.P. RISK ASSESSMENT ON SOCIAL PRACTICE (GRASP) - PROOF OF ASSESSMENT GLOBALG.A.P.-certified products covered by GRASP: Products Assessment Number Product Handling No. of GRASP Total number of group internally assessed members producers Cherries 00087-TNHCK-0002 Yes 192 193 Grapes (Table) 00087-TNHCK-0002 Yes 38 38 Kiwis 00087-TNHCK-0002 Yes 229 231 Melons 00087-TNHCK-0002 Yes 1 1 Strawberries 00087-TNHCK-0002 Yes 1 1 Total: 450 453 1. Overall assessment result: Improvements needed GGN: 4049928637710 2. QMS result: Fully compliant 3. Assessment result in detail: Control Point 1 Fully compliant Control Point 2 Fully compliant Control Point 3 Fully compliant Control Point 4 Fully compliant Control Point 5 Fully compliant Control Point 6 Improvements needed Control Point 7 Fully compliant Control Point 8 Fully compliant Code Ref.
    [Show full text]
  • Tracia GRA ESP
    ∆ΩΡΕΑΝ ΑΝΤΙΤΥΠΟ FREE COPY PUBLICATION GRATUITE FRA OPUSCOLO GRATUITO ITA EJEMPLAR ESP GRATUITO GRATIS- AUSGABE Распространяется бесплатно www.visitgreece.grTracia ENTE NAZIONALE ELLENICO DEL TURISMO TRACIA ENTE NAZIONALE ELLENICO DEL TURISMO 04Xanthi 12Rodopi 22Evros 40Samotracia INDICE In copertina. Garzette schistacee e cormorano pigmeo sul Delta dell’Evros. 1. Moneta di epoca classica, dall’Egeo nord-orientale e dalle coste della Tracia. Tracia Il territorio della Tracia è identificato con la mitica terra di Orfeo. Regione favorita dalla natura, è famosa per i suoi paesaggi di una bellezza particolare che ne fanno una delle regioni più invitanti e più interessanti della Grecia. La catena dei monti Rodopi e la vetta del Saos a Samotracia, i fiumi Evros, Nestos e Ardas, i laghi Vistonida e Ismarida, i bioto- pi, piccoli ecosistemi di fama internazionale a Dadià e nel Delta dell’Evros, come pure le fertili pianure, i fitti boschi e le spiagge sconfinate, compongono un insieme incantevole. 2. Il fiume Nestos e il bosco che lo circonda, Punti di riferimento sono i celebri siti archeologici, i monumenti bizantini, medievali e ot- uno dei più belli della Grecia. tomani ed anche il ricco patrimonio culturale, caratterizzato dall’armoniosa coesistenza della tradizione cristiana e di quella musulmana. con sotterraneo, che risale al 1897. Infine, vale la Xanthi 1 pena vedere gli edifici della 1a Scuola Elemen- XANTHI XANTHI La “Signora della Tracia” è situata ai piedi dei tare e dell’Asilo Staliou. monti Rodopi occidentali ed affascina il visita- • Al castello bizantino, sulla sommità della 5 tore con la sua città vecchia. Gli studiosi la iden- collina, che “controlla” l’accesso all’entroterra.
    [Show full text]
  • 1 Roma/Gypsy and Traveller Education in Europe: an Overview of the Issues 15
    Save the Children is the UK’s leading international children’s charity.Working in more than 70 countries, we run emergency relief alongside long-term development and prevention work to help children, their families and communities to be self-sufficient. Drawing on this practical experience, Save the Children also seeks to influence policy and practice to achieve lasting benefits for children within their communities. In all its work, Save the Children endeavours to make children’s rights a reality. Published by Save the Children 17 Grove Lane London SE5 8RD UK Tel:(0) 20 7703 5400 Fax:(0) 20 7708 2508 www.savethechildren.org.uk First published 2001 © The Save the Children Fund 2001 Registered Charity No. 213890 All rights reserved. No production, copy or transmission of this publication may be made without permission from the publisher, and a fee may be payable. Designed and typeset by Neil Adams, Grasshopper Design Company Contents List of tables and figures 4 Volume 2: summary 5 Terms used 8 Abbreviations used 9 Preface 11 1 Roma/Gypsy and Traveller education in Europe: an overview of the issues 15 2 The Czech Republic 28 3 Finland 56 4 Greece 74 5 Hungary 108 6 Italy 136 7 Slovakia 170 8 The United Kingdom: England, Northern Ireland, Scotland and Wales 206 Selected references and resources 302 Acknowledgements 312 Contributors 313 Biographies 314 List of tables and figures Introduction Table 1.1 Estimated size of Roma/Gypsy populations and GDP per head in selected EU and post-communist countries 17 Table 1.2 Timeline of main European
    [Show full text]
  • List of Bank Branches by Area 31/03/2021
    LIST OF BANK BRANCHES BY AREA 31/03/2021 PIRAEUS BANK S.A. AREA / LOCATIONHEBIC BRANCH NAME ADDRESS TELEPHONE NUMBER / FAX NUMBER AEGINA / Aegina 0172124 AEGINA BRANCH Dimokratias Coastal Ave. & Leonardou Lada str., 180 10 AEGINA tel.: 2297029890, fax: 2297028882 AGIA / Agia 0171249 AGIAS 33, 25th Martiou str., 400 03 AGIA tel.: 2494024530, fax: 2494023988 AGIA MARINA / Agia Marina, Platanias 0171635 AG. MARINA CHANIA BRANCH 9th klm, Chania-Kissamos National Rd., 730 14 AGIA MARINA Chania tel.: 2821036650, fax: 2821068079 AGIA PARASKEVI / Ag. Paraskevi 0171561 AG. PARASKEVI 507, Mesogion Ave., 153 43 AGIA PARASKEVI tel.: 2168008300, fax: 2106006426 AGIA PARASKEVI / Agia Paraskevi Square 0172009 AG. PARASKEVIS 406, Mesogion Ave. & 2 Iroon Politexniou, 153 42 AGIA PARASKEVI tel.: 2106085820, fax: 2106009558 AGIA PARASKEVI / Agiou Ioannou 0172010 AG. IOANNOU, AG. PARASKEVI 40, Ag. Ioannou str., 153 42 AGIA PARASKEVI tel.: 2106085800, fax: 2106011128 AGIOI ANARGYROI / Agioi Anargyroi 0172143 AGIOI ANARGYRI BRANCH 31, Agion Anargyron & Kefallinias str., 135 61 AGIOI ANARGYROI tel.: 2102694060, fax: 2102696096 AGIOS DIMITRIOS / Ag. Dimitrios 0171555 AG. DIMITRIOS 266, Vouliagmenis Ave., 173 43 AGIOS DIMITRIOS tel.: 2160005020, fax: 2109765714 AGIOS DIMITRIOS / Agios Dimitrios 0171038 AGIOS DIMITRIOS 1-3, Theodorou Kolokotroni str., 173 43 AGIOS DIMITRIOS tel.: 2164002150, fax: 2167007112 AGIOS DIMITRIOS / Agios Dimitrios 0172193 L. VOULIAGMENIS 380 380, Vouliagmenis Ave. & 2, Spirou Miliou & Dodekanisou str., 173 42 BRANCH AGIOS DIMITRIOS tel.: 2109903000, fax: 2109902075, 2109902745 AGIOS KIRYKOS / Agios Kirykos 0171150 AGIOS KIRIKOS IKARIAS Agios Kirykos, 833 00 AGIOS KIRYKOS tel.: 2275025040, fax: 2275023193 AGIOS NIKOLAOS / Agios Nikolaos 0172756 AG. NIKOLAOU, CRETE 18, Mich. Sfakianaki str., 721 00 AGIOS NIKOLAOS tel.: 2841086000, fax: 2841025609 AGIOS STEFANOS / Agios Stefanos 0172083 AG.
    [Show full text]
  • Challenges and Lessons Learned from Past Major Environmental Disasters Due to Technological Or Wildland Urban Interface Fire
    1 Challenges and Lessons Learned from past major Environmental Disasters due to Technological or Wildland Urban Interface Fire Incidents Sofia Karma, MSc in Analysis and Management of Manmade and Natural Disasters Eastern Macedonia and Thrace Institute of Technology & Hellenic Fire Academy/School of Fire Officers, Kavala, Greece; School of Chemical Engineering, National Technical University of Athens, Athens, Greece Spyros Schismenos, MSc in Analysis and Management of Manmade and Natural Disasters Eastern Macedonia and Thrace Institute of Technology & Hellenic Fire Academy/School of Fire Officers, Kavala, Greece; UNESCO Chair on Conservation and Ecotourism of Riparian and Deltaic Ecosystems, Eastern Macedonia and Thrace Institute of Technology, Kavala, Greece Dimitrios Emmanouloudis, UNESCO Chair on Conservation and Ecotourism of Riparian and Deltaic Ecosystems, Eastern Macedonia and Thrace Institute of Technology, Kavala, Greece; Department of Forestry and Natural Environment, Eastern Macedonia and Thrace Institute of Technology, Kavala, Greece 2 Michail Chalaris, MSc in Analysis and Management of Manmade and Natural Disasters Eastern Macedonia and Thrace Institute of Technology & Hellenic Fire Academy/School of Fire Officers, Kavala, Greece; Hellenic Fire Corps, Athens, Greece 3 Abstract The increased number of intense heat waves and wildfires that has been recorded the recent years in a global basis has raised great concerns; it is apparent that the projected climatic changes may affect such phenomena to a largest extent in the future. Each year, wildfires result to high mortality rates and property losses, especially in the wildland urban interface (WUI), affecting millions of people and having devastating global consequences on the biodiversity and the ecosystems. It has to be considered that wildfire disasters may rapidly change their nature into technological disasters, e.g.
    [Show full text]
  • List of Bank Branches by Area 31/12/2014
    LIST OF BANK BRANCHES BY AREA 31/12/2014 PIRAEUS BANK S.A. AREA / LOCATIONHEBIC BRANCH NAME ADDRESS TELEPHONE NUMBER / FAX NUMBER AEGINA / Aegina 0172124 AEGINA BRANCH Dimokratias Coastal Ave. & Leonardou Lada str., 180 10 AEGINA tel.: 2297029890, fax: 2297028882 AG. I. RENTIS / Agios Ioannis Renti Sq. 0172136 AG. IOANNI RENTI SQ. 4, Konstantinou Palaiologou str., Ag. I. Renti sq., 182 33 AG. I. RENTIS BRANCH tel.: 2104838120, fax: 2104832389 AG. THEODORI / Korithos Refineries 0172517 KORINTHOS REFINERIES 71st klm, Athens - Korinthos Old National Rd., 200 03 AG. THEODORI tel.: 2741049296, fax: 2741049079 AGIA / Agia 0171249 AGIAS 33, 25th Martiou str., 400 03 AGIA tel.: 2494024530, fax: 2494023988 AGIA MARINA / Agia Marina, Platanias 0171635 AG. MARINA CHANIA BRANCH 9th klm, Chania-Kissamos National Rd., 730 14 AGIA MARINA Chania tel.: 2821036650, fax: 2821068079 AGIA PARASKEVI / Ag. Paraskevi 0171740 AG. PARASKEVI 400, Mesogeion Ave., 153 42 AGIA PARASKEVI tel.: 2166007900, fax: 2106015800 AGIA PARASKEVI / Ag. Paraskevi 0171561 AG. PARASKEVI 507, Mesogion Ave., 153 43 AGIA PARASKEVI tel.: 2106007528, fax: 2106418313 AGIA PARASKEVI / Agia Paraskevi 0172009 AG. PARASKEVIS 406, Mesogion Ave. & 2 Iroon Politexniou, 153 42 AGIA PARASKEVI Square tel.: 2106085820, fax: 2106009558 AGIA PARASKEVI / Agiou Ioannou 0172010 AG. IOANNOU, AG. 40, Ag. Ioannou str., 153 42 AGIA PARASKEVI PARASKEVI tel.: 2106085800, fax: 2106011128 AGIA TRIADA ARGOLIDAS / Agia Triada 0171392 AGIA TRIADA ARGOUS 4, Ag. Triados sq., 210 55 AGIA TRIADA ARGOLIDAS Argolidas
    [Show full text]
  • Greek Commercial Banks by Total Assets 31.12.2015
    LIST OF BANK BRANCHES BY BRANCH NAME 31/03/2021 PIRAEUS BANK S.A. BRANCH NAMEHEBIC AREA ADDRESS TELEPHONE NUMBER / FAX NUMBER 1866 SQUARE, CHANIA0172758 CHANIA 70, Chatzimichali Giannari str., 731 35 CHANIA tel.: 2821029100, fax: 2821050710 25TH AVGOUSTOU, HERAKLIO0172751 HERAKLEIO 62, 25th Avgoustou & Koronaiou str., 712 02 HERAKLEIO tel.: 2810247610, fax: 2810342572 3RD SEPTEMVRIOU, OMONIA 0172039 ATHENS 28, 3rd Septemvriou & Kapodistriou str., 104 32 ATHENS BRANCH tel.: 2105205100, fax: 2105235138 ACHARNON0172058 ATHENS 421, Acharnon str., 111 43 ATHENS tel.: 2102588070, fax: 2102520490 AEGINA BRANCH0172124 AEGINA Dimokratias Coastal Ave. & Leonardou Lada str., 180 10 AEGINA tel.: 2297029890, fax: 2297028882 AG. ANDREOU, PATRA BRANCH0171319 PATRA 123, Ag. Andreou str., 262 21 PATRA tel.: 2616000420, fax: 2616007239, 2616007238, 2616008255 AG. ANTONIOU, PERISTERI0172048 PERISTERI 33, Ethnarchou Makariou str., 121 31 PERISTERI tel.: 2105783020, fax: 2105773224 AG. DIMITRIOS0171555 AGIOS DIMITRIOS 266, Vouliagmenis Ave., 173 43 AGIOS DIMITRIOS tel.: 2160005020, fax: 2109765714 AG. DIMITRIOU, THESSALONIKI0172203 THESSALONIKI 77, Ag. Dimitriou str., 546 33 THESSALONIKI tel.: 2310254860, fax: 2310223843 AG. IOANNOU, AG. PARASKEVI0172010 AGIA PARASKEVI 40, Ag. Ioannou str., 153 42 AGIA PARASKEVI tel.: 2106085800, fax: 2106011128 AG. MARINA CHANIA BRANCH0171635 AGIA MARINA 9th klm, Chania-Kissamos National Rd., 730 14 AGIA MARINA tel.: 2821036650, fax: 2821068079 AG. MINA HERAKLIOU0171912 HERAKLEIO 34, Agiou Mina str., 712 01 HERAKLEIO tel.: 2816000040, fax: 2810288293 AG. NIKOLAOU, CRETE0172756 AGIOS NIKOLAOS 18, Mich. Sfakianaki str., 721 00 AGIOS NIKOLAOS tel.: 2841086000, fax: 2841025609 AG. PARASKEVI0171561 AGIA PARASKEVI 507, Mesogion Ave., 153 43 AGIA PARASKEVI tel.: 2168008300, fax: 2106006426 AG. PARASKEVIS0172009 AGIA PARASKEVI 406, Mesogion Ave. & 2 Iroon Politexniou, 153 42 AGIA PARASKEVI tel.: 2106085820, fax: 2106009558 AG.
    [Show full text]