Tuesday 26th January, 2021 CHRONICLE 11 12 Tuesday 26th January, 2021 How to stop impulse spending draining your bank balance by Vicky Shaw craving the endorphins that more likely to bring shopping can bring. happiness when the he temptation to turn to purchase is intrinsically impulse spending for a 4. Ditch the ‘all or nothing’ rewarding, such as Tquick pick-me-up may be attitude on life experiences, particularly strong right now, personal development with little else going on to lift When you’re trying to limit your or on gifts that nurture the spirits. Plus, with everyone spending, you can feel like going meaningful relationships,

stuck at home, it’s easier to hide cold-turkey is the only answer, “rather than those Pics: Johnny Bugeja those splurges. particularly after spending at driven by superficial Most of us have used shopping Christmas. However, an ‘all or motives”. as a way to cheer ourselves up nothing’ attitude may actually be Take this time to work out or reward ourselves at some harder to maintain than a split- what you want to gain from point or other, according to budget approach. your purchases. Make sure In troubled times, a survey of more than 2,000 Pic: iStock/PA Weick suggests that striking a you’re not only shopping people from app-based bank, one’s exposure and avoid the shoppers got the same physical “healthy balance” between saving for the sake of it, or to Atom. situation, if possible,” says ‘high’ from taking a brisk walk, some income and also allowing experience the excitement But the emotional lift we’re Weick. as they did from hitting the some spontaneity may help. of grabbing a ‘bargain’. looking for may only be short- Doing some form of exercise checkout button. Reflecting on whether your offers lifeline to maritime trade lived, as nearly seven in 10 instead, such as walking or If, after exercising, you’re still 5. Spend for long-term purchase will bring you long- (69%) spenders confess they end following an online workout, keen on making the purchase happiness, rather than a term happiness will help lower up feeling guilty afterwards. may be a good idea. when your heart rate returns the risk of spending on things And with many households This is backed up by research to neutral, then it may be less ‘quick kick’ that only have a short-term having to stretch out reduced by Atom, which indicated that likely that your body is just Weick suggests spending is impact. (PA) Optimism for incomes, impulse spending is something some just can’t afford right now. port’s prospects Edward Twiddy, chief customer offi cer at Atom bank, says: “With the huge changes we’ve seen in the fi nancial climate as despite Covid-19 a result of Covid-19, it’s more crucial than ever for people to ibraltar’s maritime as being able to continue understand their fi nances and sector is optimistic operations as close to normality how to get the most out of their about future prospects as possible, introducing earnings.” after Covid-19, but procedures and protocols to So, how can you resist the urge G key business such as the cruise protect the crew and the local to splurge? Atom has teamed up sector is unlikely to pick up population. with Mario Weick, a behavioural signifi cantly until the latter A huge effort has been put in psychologist at Durham part of 2021 at the earliest, place by all essential services University, to share some top Vijay Daryanani, the Minister working together to ensure tips for spending wisely and for the Port, told the Chronicle. that this revenue stream is kept avoiding the temptation to “This year we have all suffered fl owing. make impulse buys… and continue to suffer the “We now look forward to 2021 consequences of Covid-19 with optimism,” he said. 1. Focus on a future goal which, as we all know, has hit “The vaccine rollout is well the entire world,” Mr Daryanani under way and we hope that If you struggle to avoid said. we will see the back of the temptation, one of the best “Business in general has been coronavirus.” ways to control your urges is by Eyleen Gomez into our harbour have not been are accepting bookings but we affected and the maritime “The cruise industry has been to focus on a future goal that carrying passengers so therefore cannot confi rm those bookings industry has not only suffered devastated and I still feel that saving your money could lead he Port of Gibraltar it is not considered a cruise because the companies have not the negative impact of this we will not see much activity in to, whether that’s saving up for has sustained a steady call. So it is a technical call and confi rmed.” virus in a commercial way, but the sector till the second part of driving lessons or taking a step fl ow of business since therefore full charges apply.” “They are just booking the slots.” also at a human level.” the year.” onto the property ladder. the start of the Covid-19 “So in that sense revenue charges “Crew members were not able “The Government will continue “The benefi ts of saving money T COVID-19 pandemic, applying strict public for the Port of Gibraltar have to travel to their countries of working as hard as ever to materialise over time, so health protocols to facilitate vital been good, so far.” Mr Tirado admits that Covid had origin to be with their loved promote Gibraltar as a premier focusing on a future goal can operations and a humanitarian However, Mr Tirado would like to been challenging for the port as ones in these diffi cult times.” cruising destination and make it easier to save money, lifeline for its key customers. see a return of passengers. it had to introduce new protocols Gibraltar Port and the towards maximising the full whereas focusing on the here As sectors such as the cruise “I think I would rather get hit on in conjunction with Director of Government, in conjunction potential of the port.” and now may encourage industry ground to a halt and the revenue aspect of the port for Public Health. with the Director of Public “I am proud to say that the Port spending,” says Weick. ports shut their doors to foreign a cruise ship bringing in some “We have protocols in place to Health, have worked very was recognised by MedCruise vessels, Gibraltar’s nimble thousands of passengers that ensure that we mitigate any hard to ensure that the right as the most proactive port in 2. Avoid shopping response enabled it to service the spend money in Gibraltar and issues for vessels coming into protocols were set in place to the Mediterranean during the when tired or under the needs of visiting ships safely and therefore the whole of Gibraltar Gibraltar, whether it is a cruise allow crew changes to take pandemic. Together we will beat infl uence of alcohol effi ciently. plc benefi ts,” he said. liner or any other vessel,” he said. place in Gibraltar, as well this virus.” From refuelling and restocking Although the port has managed to “Even if they are going out to “Impulsive behaviour can on supplies, to crew changes that serve the cruise ships throughout anchor.” be triggered by things such enabled seafarers to get home the pandemic, it has not been the “There is still that element have attracted those cruise ships vital adjustments to on-board as tiredness, alcohol, or to their families, the Port of same numbers as usual. of contact between the local to come to Gibraltar purely to do manning, and allow other crew information overload,” warns Gibraltar successfully maintained In 2018 there were approximately population and the local technical calls,” Mr Tirado said. members to return home. Weick. its operations in a diffi cult, 240 cruise calls, while 2019 was workforce and the crew of that “When I say technical calls, I “In conjunction with civil Browsing your favourite online uncertain climate. earmarked to have less calls ship, so obviously those protocols refer to bunkering, refuelling of contingencies, with the local sites when you’re super tired For the cruise sector in particular, because there had been some were put in place very early on the vessel, providing provisions, airport authorities, the BCA and at the end of a stressful week Gibraltar has been a vital hub for relocation of ships, which tends and it has been working fi ne ever spares and also providing them the port authorities, we managed of work, or after a couple of many companies whose ships are to happen from time to time in since.” with much-desired crew changes.” to ensure that those transfers glasses of wine, can lead you to lying idle. response to market trends. “We have had to tweak those “There was a pause in that sector were done as safely as possible make purchases without fully And with Covid-19 challenges The port had higher expectations protocols as we have gone of the operations at the very with as minimum contact as thinking them through. infl uencing most economic for 2020 than 2019, but Covid forward, because the virus was beginning when we had very few possible and today I have not Be mindful of only shopping sectors on the Rock, the income stopped this. The port is hopeful changing and we had to amend fl ights coming into Gibraltar.” had any complaints about that when you feel fully alert and associated with the Gibraltar Port that 2021 and 2022 will be very them in order to mitigate.” “Once that was resolved we operation,” said Mr Tirado. rested. And for added benefi t, Authority has also changed, but successful years moving forward. Gibraltar Port was used by many managed to offer the crew “It is a collective effort with all get into the habit of taking the in favour of Gibraltar. “We are accepting cruise bookings cruise companies for technical changes and we have had a very the services and the essential time to mull a purchase over According to the Captain of for 2021 and 2022 [but] that does calls throughout the pandemic. successful year so far with those services that take part with Covid for at least a few hours – ideally the Port, Manuel Tirado, this is not mean they are going to be Although the ships were not technical calls at Gibraltar.” on a day-to-day basis and I think longer – before heading to the because when a cruise ship comes taken to fruition,” said Mr Tirado. operating their usual routes Passengers or crew members that Gibraltar Port has been successful virtual checkout. to Gibraltar with passengers there “It very much depends how the and services, they still had were transferred to the airport because we have engaged with are certain incentives that are put industry develops and how the crews on board and were kept in were transferred in what they all the key stakeholders that 3. Reduce your exposure to in place. industry starts off after Covid is operational status whil awaiting called ‘dirty coaches’ specifi cally we needed to engage with and temptation “For us it has been busy as usual set aside.” orders as the pandemic unfolded. for those transfers. explain the situation.” with the exception that we have “Hopefully that will happen with “We have been lucky in Gibraltar That minimised contact with “We have put those protocols in “It may sound simplistic, NOTE: The Chronicle is providing children's activities to keep them entertained while the schools are closed due to the Covid-19 not seen passengers on our piers,” the vaccines and that would that due to the fact that we have shore personnel and the wider place and they have worked.” but one way to alleviate lockdown. Once the schools reopen this section will be discontinued. he said. be good moving forward but at been very proactive and managed population, while enabling “Remember they are working, live the pressure is to reduce “All the ships that have docked this moment in time, yes, we to put those protocols in place, we cruise companies to fulfi l documents, it is not a case that 12 GIBRALTAR CHRONICLE Tuesday 26th January, 2021 Tuesday 26th January, 2021 GIBRALTAR CHRONICLE 13 Pics: Johnny Bugeja In troubled times, Port of Gibraltar offers lifeline to maritime trade

Optimism for “One of my goals for 2021 is have their own boats to go out hoping that Covid is done away and enjoy the sea breeze and the with and we can start re-engaging sea,” said Mr Tirado. port’s prospects we set it up in place and we forget pandemic. with one team working from with our stakeholders worldwide, “I think that my word to them about it.” The hope now is that this home and one team working from so we can visit our companies would be ensure that you go “We review on a constant basis appreciation will help Gibraltar the offi ces. and ensure that we give them the only with your family or own and if there is any issue we need going forward once the cruise Some staff always need to be in service that we have always given households in one boat and that despite Covid-19 to amend or adapt we do that sector limbers up for a return to the offi ce, however, because they them,” Mr Tirado said. you keep a distance and you straight away.” post-pandemic operations. work shifts and need to man the “And, get to hear any issues they make sure you follow the safety ibraltar’s maritime as being able to continue “We put circulars out to all our Mr Tirado is hopeful that the VTS and other vital aspects of the may have so we can work together protocols as much as possible.” sector is optimistic operations as close to normality ship agents so that they are aware sector, which was hit hard by port’s operations. and solve those so we can continue “And fi rst and foremost be about future prospects as possible, introducing of what we are doing and what Covid-19 as ports around the “Those in the offi ce are dealing to generate revenue for Gibraltar conscious of health and safety after Covid-19, but procedures and protocols to the amendments are.” world closed their doors to routine more with the operational side of Plc.” when you go out to see.” G “It has worked well for Gibraltar. things,” Mr Tirado said. “Safety at sea is paramount, key business such as the cruise protect the crew and the local cruise calls, will turn around its LEISURE sector is unlikely to pick up population. As I always say Gibraltar is a fortunes this year and next. “Those working from home so please make sure you have signifi cantly until the latter A huge effort has been put in small territory and that is a “With regards to the cruising are doing emails, protocols and During the present lockdown, everything that you need part of 2021 at the earliest, place by all essential services strength for us because we are industry, there is no cruising procedures and everybody is some boat owners have had the to have onboard your boat Vijay Daryanani, the Minister working together to ensure able to contact all the key players industry at this moment in time working.” time to take their vessel out on when you go out particularly for the Port, told the Chronicle. that this revenue stream is kept at short notice and we can put I am sad to say, simply because at “It is good to see that their spirits the water. lifesaving equipment which is “This year we have all suffered fl owing. things in place very, very quickly. this moment in time passengers are so high and I am very happy to “I think that it is good that the crucial that you have onboard,” and continue to suffer the “We now look forward to 2021 So for us it has been a success.” are not taking up cruises say that the incidence in sick leave regulations permit people who he added. consequences of Covid-19 with optimism,” he said. He recalled that both ship agents particularly with everything that and absenteeism, I don’t think has which, as we all know, has hit “The vaccine rollout is well and crews on vessels have is going on,” he said. been as low as it has ever been the entire world,” Mr Daryanani under way and we hope that expressed a huge relief at being “But, I am very convinced that since I started in the port.” said. we will see the back of the able to carry out these basic come mid 2021 I am hoping that He said the staff have not taken HM “Business in general has been coronavirus.” operations at a time when many the cruise industry will start up any sick leave unless they have by Eyleen Gomez into our harbour have not been are accepting bookings but we affected and the maritime “The cruise industry has been ports were closed off. and we will start to see the cruise been affected by Covid or unless 6 Convent Place carrying passengers so therefore cannot confi rm those bookings industry has not only suffered devastated and I still feel that Each technical call, each transfer, passengers coming back to our they have been in isolation. OFFICIAL NOTICE he Port of Gibraltar it is not considered a cruise because the companies have not the negative impact of this we will not see much activity in is as much as humanitarian shores,” he said. “We have been lacking [personnel] has sustained a steady call. So it is a technical call and confi rmed.” virus in a commercial way, but the sector till the second part of operation as it is a commercial He notes that there are some in the sense that we have been CULTURAL ONLINE PROGRAMMING WEEK 4 fl ow of business since therefore full charges apply.” “They are just booking the slots.” also at a human level.” the year.” one. companies within the cruise hit by Covid but we have been the start of the Covid-19 “So in that sense revenue charges “Crew members were not able “The Government will continue “Because you have to remember industry that are now beginning hit slightly compared to other Gibraltar Cultural Services wish to announce the programme T COVID-19 that crew members on board a organisations,” he said. of events that will feature online as from Tuesday 26th January pandemic, applying strict public for the Port of Gibraltar have to travel to their countries of working as hard as ever to to talk of restarting the whole health protocols to facilitate vital been good, so far.” Mr Tirado admits that Covid had origin to be with their loved promote Gibraltar as a premier ship are employed on a contract cruising experience, with “I’d like to think that it is purely 2021. operations and a humanitarian However, Mr Tirado would like to been challenging for the port as ones in these diffi cult times.” cruising destination and basis and once that contract is the earliest forecast sailing because the premises that we have lifeline for its key customers. see a return of passengers. it had to introduce new protocols Gibraltar Port and the towards maximising the full expired, they expect to go home,” he has seen being the end of and the working environment Tuesday 26th January 2021 As sectors such as the cruise “I think I would rather get hit on in conjunction with Director of Government, in conjunction potential of the port.” the Captain of the Port said. May, although not necessarily that we have in this moment in 10am Storytelling for children from the JMH Library industry ground to a halt and the revenue aspect of the port for Public Health. with the Director of Public “I am proud to say that the Port “Particularly in these diffi cult including Gibraltar as a stop. time is very adequate to ensure Repeats at 10.30am 12pm There Goes The Bride - 2005 GADA Production ports shut their doors to foreign a cruise ship bringing in some “We have protocols in place to Health, have worked very was recognised by MedCruise times when you have your family OTHER VESSELS those people have the right social vessels, Gibraltar’s nimble thousands of passengers that ensure that we mitigate any hard to ensure that the right as the most proactive port in and you hear nothing from your distancing between themselves.” 2pm 2004 Straits Dance Festival response enabled it to service the spend money in Gibraltar and issues for vessels coming into protocols were set in place to the Mediterranean during the family for a long period of time There has not been a signifi cant He gave as an example that he, his 4pm 2014 - Shyanne Azzopardi needs of visiting ships safely and therefore the whole of Gibraltar Gibraltar, whether it is a cruise allow crew changes to take pandemic. Together we will beat and you hear what is going on downturn in the arrival of deputy and senior offi cers “lock effi ciently. plc benefi ts,” he said. liner or any other vessel,” he said. place in Gibraltar, as well this virus.” around the world.” superyachts to the Rock either, themselves” in their offi ce and Wednesday 27th January 2021 From refuelling and restocking Although the port has managed to “Even if they are going out to “You have to keep in mind that according to Mr Tirado. meet via virtual means daily. 10am Storytelling for children from the JMH Library on supplies, to crew changes that serve the cruise ships throughout anchor.” these people are human and that “We have seen a little bit of a If they leave their offi ce they are Repeats at 10.30am enabled seafarers to get home the pandemic, it has not been the “There is still that element have attracted those cruise ships vital adjustments to on-board they want to be close to their decrease and it is obvious given all wearing masks and adhering to 12pm Rock or Wot – 1993 Production to their families, the Port of same numbers as usual. of contact between the local to come to Gibraltar purely to do manning, and allow other crew families at such a diffi cult time.” the circumstances yachts are not Covid-19 protocols. 2pm Art In Movement – An Evening with AIM Gibraltar successfully maintained In 2018 there were approximately population and the local technical calls,” Mr Tirado said. members to return home. “We have seen expressions of mooring as often as they were,” “Not just to protect ourselves and 4pm Miss Gibraltar 2006 – Hayley O’Brien its operations in a diffi cult, 240 cruise calls, while 2019 was workforce and the crew of that “When I say technical calls, I “In conjunction with civil gratitude from crew members, he said. our families but we have a job to uncertain climate. earmarked to have less calls ship, so obviously those protocols refer to bunkering, refuelling of contingencies, with the local from captains, companies alike.” “Having said that we have seen a do and we need to make sure that Thursday 28th January 2021 For the cruise sector in particular, because there had been some were put in place very early on the vessel, providing provisions, airport authorities, the BCA and “It is very gratifying that we can constant fl ow of yachts coming that job is continued,” he said. 10am Storytelling for children from the JMH Library Repeats at 10.30am Gibraltar has been a vital hub for relocation of ships, which tends and it has been working fi ne ever spares and also providing them the port authorities, we managed do something in Gibraltar that to Gibraltar, having crew changes 2021 AND BEYOND many companies whose ships are to happen from time to time in since.” with much-desired crew changes.” to ensure that those transfers has been very welcomed in the in Gibraltar and in fact owners 12pm Anyone for Breakfast – 2007 GADA Production lying idle. response to market trends. “We have had to tweak those “There was a pause in that sector were done as safely as possible maritime industry and to that end coming to Gibraltar.” “I am hoping in all honesty for this 2pm Transitions Dance Academy - The Little Mermaid And with Covid-19 challenges The port had higher expectations protocols as we have gone of the operations at the very with as minimum contact as I am very satisfi ed with my team, “They fl y in direct using their virus to get put to bed and that we 4pm Miss Gibraltar 2013 – Maroua Kharbouch infl uencing most economic for 2020 than 2019, but Covid forward, because the virus was beginning when we had very few possible and today I have not with every single player that has own private jets and leave from can go back to a normal normality sectors on the Rock, the income stopped this. The port is hopeful changing and we had to amend fl ights coming into Gibraltar.” had any complaints about that taken part in these extraordinary Gibraltar. So although there has and that we can continue with Friday 29th January 2021 associated with the Gibraltar Port that 2021 and 2022 will be very them in order to mitigate.” “Once that was resolved we operation,” said Mr Tirado. circumstances.” been a slight decrease, it has been business as usual,” he said. 10am Storytelling for children from the JMH Library Authority has also changed, but successful years moving forward. Gibraltar Port was used by many managed to offer the crew “It is a collective effort with all “We managed to put it together so busy for us.” One of the things that the port Repeats at 10.30am in favour of Gibraltar. “We are accepting cruise bookings cruise companies for technical changes and we have had a very the services and the essential I am very, very pleased with that.” The number of ships conducting had put on hold during the 12pm Jesus Christ Superstar - 1992 Production According to the Captain of for 2021 and 2022 [but] that does calls throughout the pandemic. successful year so far with those services that take part with Covid As a result of this work, the bunkering operations has not pandemic was its marketing 2pm Turn Out Academy of Dance – 1997 Peter Pan the Port, Manuel Tirado, this is not mean they are going to be Although the ships were not technical calls at Gibraltar.” on a day-to-day basis and I think work carried out by Gibraltar changed dramatically due to strategy, as its management team 4pm Miss Gibraltar 2008 – Krystle Robba because when a cruise ship comes taken to fruition,” said Mr Tirado. operating their usual routes Passengers or crew members that Gibraltar Port has been successful and Gibraltar Port has been Covid either. has not been able to travel and to Gibraltar with passengers there “It very much depends how the and services, they still had were transferred to the airport because we have engaged with highlighted by MedCruise, an “Although the volume of traffi c attend all the events that it would You can view these programmes on the Gibraltar Cultural are certain incentives that are put industry develops and how the crews on board and were kept in were transferred in what they all the key stakeholders that international association that may have decreased very slightly, usually. Services website www.culture.gi, via www.culturetv.gi/online in place. industry starts off after Covid is operational status whil awaiting called ‘dirty coaches’ specifi cally we needed to engage with and brings together Mediterranean I think it’s is up there with other These events are important for the and Gibraltar Cultural Services Facebook. “For us it has been busy as usual set aside.” orders as the pandemic unfolded. for those transfers. explain the situation.” port authorities and leading years,” he said. port to ensure that its reputation For further information please contact Gibraltar Cultural with the exception that we have “Hopefully that will happen with “We have been lucky in Gibraltar That minimised contact with “We have put those protocols in cruise lines. STAFF and the name Gibraltar Plc is out not seen passengers on our piers,” the vaccines and that would that due to the fact that we have shore personnel and the wider place and they have worked.” The port received an award for there in the world, reminding Services on 20075669, 20067236, 202079750 or email: he said. be good moving forward but at been very proactive and managed population, while enabling “Remember they are working, live being the most proactive port in Mr Tirado explained that the Port companies that Gibraltar is [email protected] “All the ships that have docked this moment in time, yes, we to put those protocols in place, we cruise companies to fulfi l documents, it is not a case that the Mediterranean during the Authority has a two-team system, willing to do business with them.