IABS 2021 SPONSORS INSTITUTIONS

PARTNER SPONSOR STRATEGIC SPONSOR

OFFICIAL TECHNOLOGY PARTNER

DIAMOND SPONSORS AGENDA & TIMETABLE IABS 2021

Thursday, 24th of June 2021

08:00 - 09:00 Registration and welcome coffee 09:00 – 10:30 Official Inauguration of the Summit - IABS 2021: Welcoming Speeches: - H.E. Sheikh Mohamed Jarrah AL-Sabah, Chairman of the Board, Union of Arab Banks - H.E. Dr. Abdulrahman Bin Abdullah Al Hamidy, Director General / Chairman of the Board, Arab Monetary Fund, UAE (online) - H.E. Dr. Joseph Torbey, Chairman, World Union of Arab Bankers KEYNOTE SPEECHES: - Mr. Chris De Noose, Managing Director, World Savings and Retail Banking Institute (WSBI), Brussels - H.E Mr. Giulio Centemero, Member of the Italian Parliament and Co-Chair of the PAM Panel on Trade and Investments in the Mediterranean- Italy - H.E. Sheikh Ebrahim Bin Khalifa Al Khalifa, Chairman of Accounting & Auditing Organization for Islamic Financial Institutions (AAOIFI), Honorary Chairman of the Board of Trustees of the UNIDO Arab International Regional Centre for Entrepreneurship & Investment (AICEI), - Dr. Pierfrancesco Gaggi, Head of Int’l Relations, Italian Banking Association - H.E. Dr. Mahmoud Mohieldin, Executive Director, IMF, USA - Speech of the Italian Under Secretary of State for Foreign Affairs - H.E. Mr. Manlio Di Stefano Chair of the Official Inauguration of the Summit: - Mr. Wissam H. Fattouh, Secretary General, Union of Arab Banks 10:30 – 10:40 Signature of an MOU between: Union of Arab Banks (UAB) & International Network for SMEs (INSME)

10:40- 10:55 Coffee break & Networking

10:55 - 12:15 Panel 1: Banking Recovering Strategies Post Crisis & Debt Sustainability - Promoting European-Arab trade cooperation in the Post-COVID-19 Era. - Encouraging additional European investments in the Arab industries. - Compliance challenges posed by the crisis - Boosting SMEs financing through special schemes.

Chair: Mr. Bachir Yakzan, Vice Governor, Banque Du Liban IABS 2021 AGENDA & TIMETABLE

INTERVENTIONS: - Dr. Feras Milhem, Governor, Palestine Monetary Authority - Mr. Sebastien De Brouwer, Chief Policy Officer, European Banking Federation - Mr. Michele Carofiglio, Deputy Head of Financial Intermediaries Conduct Supervision Directorate/ Directorate General for Customer Protection & Financial Education, Banca d’Italia (Central Bank of Italy) - Mr. Omar Mustafa Ansari, Secretary General, AAOIFI, Bahrain - Dr. Elhadi Chaibainou, Director General, Groupement Professional Des Banques Du Maroc, Morocco

12:15 - 12:30 Coffee break & Networking

12:30 - 12:45 KEYNOTE SPEECH: - H.E. Dr. Ahmed Aboul Gheit, Secretary General, League of Arab States 12:45 - 14:00 Panel 2: The role of sustainable finance in achieving sustainable development and rebuilding a resilient economy in MENA & Europe. - Recovering sustainable development losses. - The Sustainable Financing role of the banking sector. - Action plan for financing the SDGS. Chair: H.E. Dr. Sahar Nasr, Former Minister of Investment & International Cooperation, Former Executive Director /World Bank Group, Member of the Board of Directors/ Allianz, and Professor of Economics /American University of (AUC), Speakers: - Mr. Chris De Noose, Managing Director, World Savings and Retail Banking Institute (WSBI), Brussels - Mr. Marco Carnelos, CEO of MC Geopolicy consulting, Former Italian Ambassador to Iraq and Special Envoy for the Middle East Peace Process and , Former Adviser of Prime Ministers Romano Prodi and Silvio Berlusconi, Member of the Advisory Board of Tanto Capital Partners, London - Mr. Osama Ahmed Ben Saleh Bukhari, Member of the Board of Directors & Head of Banking Commission, International Chamber of Commerce (ICC), KSA - Mr. Ahmad Shams El Din, Managing Director & Head of Research, EFG Hermes - Mrs. Sarah Kemmit, Secretariat of the Net Zero Asset Owner Alliance and the Net Zero Banking Alliance, UNEP FI - Dr. Martin Pontzen, Director, Deutsche Bundesbank, Germany.

14:00 Luncheon & End of day one Panel discussions & Free Networking AGENDA & TIMETABLE IABS 2021

Friday 25th of June 2021

09:15 - 10:30 KEYNOTE SPEECHES: - Mr. Hubertus Väth, Managing Director, Frankfurt Main Finance (FMF) - Dr. Taha ElTayeb Ahmad, Chairman, Sudan Banks Union, Sudan - Mr. Sergio Arzeni, President, INSME, Italy

10:30 - 10:45 Coffee break & Networking

10:45 - 12:00 Panel 3: The comprehensive digital transformation and its role in recovery - Digital transformation for an inclusive and sustainable recovery post Covid-19. - The EU-Arab partnership to facilitate development in the digital era. - Enhancing the Role of Technology in sustainable development in the Arab region.

Moderator: Mr. Suleiman Barada, Sr. Advisor & Head of UABdigital, Union of Arab Banks

Speakers: - Mr. Tarek Fayed, Chairman, Banque du Caire, Egypt - Mr. Romano Stasi, Managing Director, ABI Lab, Italy - Mrs. Sabrina Del Prete, Founder and CEO of Kore Labs & Partner at Pacemakers, UK - Mr. Petko Karamotchev, CEO, INDUSTRIA, UK - Dr. Yassar Nasser, Regional Lead MENA-MED, Cambridge Centre for Alternative Finance/ University of Cambridge, UK - Mr. George Panou, Head of Innovation Center, Eurobank

12:00 - 12:30 General discussion / conclusion

12:30 END OF SUMMIT PROCEEDINGS IABS 2021 QATAR NATIONAL BANK

Qatar National Bank (Q.P.S.C.) (QNB Group) was established in 1964 as the country’s first Qatari-owned commercial bank, with an ownership structure split between the Qatar Investment Authority (50%) and the remaining (50%) held by members of the public.

QNB Group has steadily grown to be one of the leading banks in the Middle East, Africa and Southeast Asia (MEASEA) region. The Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 27,000 Mr. Abdulla Mubarak Al-Khalifa operating through 1,000 locations, with an ATM network of more Group Chief Executive Officer than 4,400 machines.

QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3), Fitch (A+), and Capital Intelligence (AA-). The Bank has also been the recipient of many awards from leading international specialised financial publications.

Based on the Group’s consistent strong financial performance and its expanding international presence, QNB is currently ranked as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.

QNB Group has an active community support program and sponsors various social, educational and sporting events.

IABS 2021

Banque Misr was established in 1920 by the pioneer economist and financial expert Mohamed Talaat Harb Pasha, who spearheaded the concept of investing in national savings and directing them towards economic and social development. Thus, Banque Misr was established as the first wholly Egyptian - owned bank.

Banque Misr has funded many businesses spanning across multiple domestic sectors, such as: textiles, insurance, transportation, aviation, entertainment and filmmaking. Currently, BM owns shares in 157 companies across different fields ranging from finance, tourism, housing, agriculture and food, and communication and information technology.

Banque Misr has also established major investment funds in Egypt, as Mr. Mohamed Mahmoud Eletreby part of a diversified portfolio, Banque Misr was granted an award by the Chairman Global Finance as "Best Provider of Money Market Funds in Africa and the Middle East" for the years 2009 and 2010; and the "Best Provider of Money Market Funds in Middle East" for the years 2008,2012,2013,2014 and 2015. The Bank was also named the "Best Provider of Money Market Funds and Short-Term Investments in the Middle East" in 2015, 2016, 2017, 2018, 2020 and 2021; and in Africa and the Middle East in 2019.

A true pioneer in the region, Banque Misr became the first bank in Egypt and North Africa to become compliant with PCI data security standards, upon obtaining the latest version of the global Payment Card Industry Data Security Standard (PCI DSS 3.2.1) certification. Utilizing the latest technology in the banking sector, Banque Misr is constantly looking to expand customer access to banking services. Today, Banque Misr is proud to offer one of Egypt’s largest ATM networks, located across all areas of Egypt.

Banque Misr’s role is visible in all economic fields due to its geographic outreach. The bank has more than 20,000 employees, serving a large base of more than 12 million clients in Egypt, with a total paid-up capital amounting to EGP 15 billion.

The bank has more than 700 electronically integrated local branches located nationwide to provide the best and most accessible services to customers. Banque Misr also values its regional and international presence, which includes its five branches in the and one in France. In addition, the bank’s international presence includes subsidiaries in and Germany, as well as representative offices in China, Russia, South Korea and Italy and a global network of correspondents.

IABS 2021 KUWAIT INTERNATIONAL BANK

KIB: More than just a bank, but a partner for life In today’s rapidly evolving world, change is necessary to ensure growth, development and sustainability – in individuals and organizations alike. For KIB, life has always been a journey of continuous evolution, and for more than forty years, the Bank has maintained a dynamic and always forward-looking approach to its business and operations. Starting off its journey as a niche-focused bank catering to Kuwait’s emerging real estate sector, KIB has undergone many strategic evolutions and transformations to stay ahead of the curve and remain a key player in the banking industry. Today, KIB is proud to be a Bank for Life for all of its customers – from retail to corporate, young to old, families to small businesses. Through a Sheikh Mohammed Jarrah wide network of branches spread across the map in Kuwait, as well as Al-Sabah its state-of-art alternative channels, KIB offers a full suite of Islamic Chairman Banking services and solutions, in addition to innovative banking technology in line with the best international standards.

Becoming a Bank for Life In 2018, KIB took the next step in its journey and embarked on a strategic transformation: a comprehensive and long-term program, which aimed at transforming the way KIB engages with customers across every touch point and communication channel. This strategy focuses on offering a next-level customer experience that delivers much more than just “banking” in the traditional sense - but rather establishes KIB as a partner in every aspect of its customers’ lives; a true “Bank for Life”.

A fintech evolution and a customer-focused omni-channel upgrade KIB has wholeheartedly embraced the fintech revolution taking the banking world by storm and in 2018 embarked on a digital modernization strategy to redefine banking convenience for its clients, providing an easy-to-use interface that simplifies everyday banking. Currently, KIB is focused on rolling out a number of digital banking solutions that embed financial technology at their core. This strategic move seeks to revolutionize the KIB customer experience and improve service quality levels by integrating customer-focused omni-channel services. The Bank offers services that enable customers to access their bank account and perform banking transactions through interactive, digital interfaces. In addition to re-launching its online and mobile banking services with a whole new look, the Bank’s newly-designed website offers customers a better and easier way to manage banking activities.

IABS 2021 ARAB BANK

Established in 1930, Arab Bank headquartered in , has one of the largest global Arab banking networks with over 600 branches spanning five continents. Arab Bank’s extensive network covers key financial markets and centers such as London, , Singapore, Geneva, Paris, Frankfurt, Sydney and Bahrain. Across its global network, the bank provides a wide range of financial solutions through its main business lines which entail Consumer Banking, Corporate and Institutional Banking and Treasury, serving individuals, corporations and other financial institutions. As one of the leading banks in the MENA region, Arab Bank plays an integral role in financing vital infrastructure projects and strategic industries throughout the region. In the first half of 2020, Arab Bank Group reported net Mr. Sabih Masri income after tax of USD 152.1 million. Total assets amounted to USD Chairman 51.6 billion and owners’ equity reached USD 9.2 billion. Arab Bank received several international awards and recognitions from reputable international parties, most notably the award for Best Bank in the Middle East 2020 from Global Finance magazine - New York (for five consecutive years) and the Middle East’s Best Bank 2019 from Euromoney magazine - London. The list of awards Arab Bank received during 2020 and 2019 also included Best Bank in Jordan from Global Finance, Euromoney, Asiamoney and EMEA Finance magazines and Bank of the Year from The Banker magazine. Arab Bank also received several awards from Global Finance magazine including: Best Trade Finance Provider in the Middle East, Jordan and Morocco, Best Bank for Cash Management in the Middle East, Jordan, Bahrain, Lebanon and Qatar, Best Foreign Exchange Provider in Jordan, Best Private Bank in Jordan, Best Treasury and Cash Management Provider in Jordan, Morocco and Bahrain, Mr. Nemeh Sabbagh Lebanon and Qatar, The Safest Bank in Jordan, and Best Bank in Yemen. Chief Executive Officer The Bank was also awarded Cash Manager of the Year in the Middle East from Global Investor and Best Trade Finance Bank in Jordan from Global Trade Review magazine and Palestine’s Best Bank from Euromoney magazine. Furthermore, the bank was awarded, Middle East’s Best Corporate Social Responsibility and Best Trade Finance Services in the Middle East from EMEA Finance, as well as Best Digital Bank in the Middle East from Union of Arab Banks and Best Bank for Banking Services Quality in the Middle East from World Union of Arab Bankers. The bank was also awarded 12 global awards from Global Finance in recognition of its consumer and corporate digital banking services in Jordan, Palestine and Egypt in 2019 and 2020. For more information, please visit: www.arabbank.com

IABS 2021 JUMHOURIYA BANK

On April 10th, 2008 the Central Bank of Libya issued its decision to merge the two banks of Umma and Jumhouriya into one Bank under the name “Jumhouriya Bank”.

Umma Bank was established on April 15, 1907 as Banco Di Roma and Jumhouriya Bank was established on April 15th, 1943 as Bank. The merger aimed at revamping, promoting and modernizing the Libyan Banking Sector by issuing higher international banking standards. Jumhouriya Bank nowadays is one of the leading retail and commercial banks in Libya and North Africa, the Bank has a long and proud history of financial Mr. AbdulRazzak Beleid supporting for individuals and local firms and assisting them with El-Tarhouni the things that matter most to them. Committed to people and General Manager businesses Jumhouriya bank offers a comprehensive range of financial products and services- including current accounts, savings, mortgages, loans, credit cards, L/Cs, foreign exchange, internal/ external transfers and Islamic Banking products. Jumhouriya Bank is focused on assisting people, businesses and communities of Libya to achieve financial prosperity.

Our mission and aims Throughout our history we have been where the growth is, connecting customers to opportunities and helping people and companies fulfil their hopes, achieving their missions and releasing their ambitions. Our mission, is continue and rise up as the desired bank for all Libyan/international individuals and corporates willing to provide a wide range of services, specialized and focused on Trade Finance such as letter of credits, bills of collection and international transfers. Jumhouriya bank aims to create added value to our correspondents and clients in all regions, we have created a trading finance center equipped and facilitated with experts and professional staff committed to meet all the requirements of our clients.

IABS 2021 BANQUE DU CAIRE

Founded in 1952, Banque du Caire is one of Egypt’s oldest and largest banks. Banque du Caire is a multi-award winning, full- service bank that provides a complete array of products and services to the corporate and retail markets. Offering clients a full- suite of personalized corporate and retail banking products and services, the bank has been able to leverage its extensive distribution network spanning the entirety of Egypt, its deep understanding of local and regional market dynamics, and a talented pool of industry professionals to become a leader in the market.

Banque du Caire is renowned in the market for pioneering Mr. Tarek Fayed Chairman & Chief Executive institutionalized microfinance operations, spearheading a push for Officer financial inclusion, community development, and entrepreneurial empowerment long before others in the industry. Its long-standing presence in the Egyptian market has seen it back economic growth for decades, with the bank having extended financing to corporations across numerous key sectors of the Egyptian economy. Today, the bank continues to grow and evolve as part and parcel of its strategy to adapt dynamically to evolving markets and customer needs by adding new products and services to its already vast array of financial solutions in the corporate and retail segments. In 2018, to complement its corporate banking activities and benefit from synergies across its activities and lines of business, Banque du Caire launched a corporate leasing venture, Cairo Leasing Corporation (CLC), which has already positioned itself as a leader in the Egyptian leasing sector. Banque du Caire also offers exclusive access to COMESA markets through its Ugandan subsidiary, Cairo International Bank, .

IABS 2021 NATIONAL COMMERCIAL BANK

What does progress mean? It means moving toward a destination, a goal improving the human condition. National Commercial Bank (NCB) passionately believes in realizing progress to help improve the lives and businesses of our clients. Our top priority is to responsibly meet all our clients’ banking needs. Whether a corporate giant or an individual, NCB will help our clients to reach their goals because when they succeed, we succeed. In our 69 branches spread throughout the country and with our staff of over 3,000 dedicated and knowledgeable employees, we endeavor to foster progress at every turn. NCB has long been an impetus for progress. We were established in 1970 with a capital of 500 million Libyan dinars. Since then, NCB has expanded in the Libyan market and is now ranked one of the top two in several banking areas. NCB has steadily improved its position in the market along with its profits and assets and looks forward to expand and develop into new business sectors. Key Facts: Our Services Mr. Abed El Wahab El- Moukhtar - Established: 1970 Corporate Banking Services Chairman - Starting Capital: 500 million Libyan Dinars - Letters of credit - Central bank of Libya Ownership: 86 % - Documents for collections - Private Sector Ownership: 14 % - Stand By LCs - Individual Accounts: 1 Million - Letter of Guarantee - Corporate & Governance Accounts: 25.000 - Performance Bond - 2017 Net Profit: Around 100 million Libya dinars - Syndications - Value of Assets: 22.5 billion Libyan Dinars - Project finance Our products and services are designed to advance change and champion progress. From large corporations to small business enterprises, NCB will provide creative solutions for corporate banking and financial institutions. Retail Banking Services - Personal finance - Debit and credit cards - Deposit & Saving accounts - Small business banking NCB offers a wide array of products and services for our clients. We provide regular Mr. El-Seddiq Mohamed savings and checking accounts with flexible balance requirements supported by ATM Abdullah Khanfar debit cards. Visa and prepaid cards are also available for our clients’ convenience General Manager along with the newly added Mastercard. There is also the Murabaha Installment Service, which is an Islamic banking system that allows our customers to buy a range of products without interest. NCB has a wide variety of choices for banking that is safe, quick, and convenient. From widespread branches and ATMS throughout the country to the more modern technological services provided on the internet, by SMS, or on a mobile, clients can keep informed or get their banking done anywhere anytime. Electronic services - Mobile and SMS services - Electronic transaction system - Interactive website For our corporate and small business clients we have especially created a new advanced electronic system to automate business-banking transactions, such as applying for letters of credit online, to save businesses time and money.

IABS 2021 QATAR NATIONAL BANK

Qatar National Bank (Q.P.S.C.) (QNB Group) was established in 1964 as the country’s first Qatari-owned commercial bank, with an ownership structure split between the Qatar Investment Authority (50%) and the remaining (50%) held by members of the public.

QNB Group has steadily grown to be one of the leading banks in the Middle East, Africa and Southeast Asia (MEASEA) region. The Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 27,000 Mr. Abdulla Mubarak Al-Khalifa operating through 1,000 locations, with an ATM network of more Group Chief Executive Officer than 4,400 machines.

QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3), Fitch (A+), and Capital Intelligence (AA-). The Bank has also been the recipient of many awards from leading international specialised financial publications.

Based on the Group’s consistent strong financial performance and its expanding international presence, QNB is currently ranked as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.

QNB Group has an active community support program and sponsors various social, educational and sporting events.