Learning to Live: Museums, Young People and Education
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Reflections on Northern Rock: the Bank Run That Heralded the Global
Journal of Economic Perspectives—Volume 23, Number 1—Winter 2009—Pages 101–119 Reflections on Northern Rock: The Bank Run that Heralded the Global Financial Crisis Hyun Song Shin n September 2007, television viewers and newspaper readers around the world saw pictures of what looked like an old-fashioned bank run—that is, I depositors waiting in line outside the branch offices of a United Kingdom bank called Northern Rock to withdraw their money. The previous U.K. bank run before Northern Rock was in 1866 at Overend Gurney, a London bank that overreached itself in the railway and docks boom of the 1860s. Bank runs were not uncommon in the United States up through the 1930s, but they have been rare since the start of deposit insurance backed by the Federal Deposit Insurance Corporation. In contrast, deposit insurance in the United Kingdom was a partial affair, funded by the banking industry itself and insuring only a part of the deposits—at the time of the run, U.K. bank deposits were fully insured only up to 2,000 pounds, and then only 90 percent of the deposits up to an upper limit of 35,000 pounds. When faced with a run, the incentive to withdraw one’s deposits from a U.K. bank was therefore very strong. For economists, the run on Northern Rock at first seemed to offer a rare opportunity to study at close quarters all the elements involved in their theoretical models of bank runs: the futility of public statements of reassurance, the mutually reinforcing anxiety of depositors, as well as the power of the media in galvanizing and channeling that anxiety through the power of television images. -
Northern Rock Plc - HM Treasury
[ARCHIVED CONTENT] Northern Rock plc - HM Treasury This snapshot, taken on 07/04/2010, shows web content acquired for preservation by The National Archives. External links, forms and search may not work in archived websites and contact details are likely to be out of date. More about the UK Government Web Archive See all dates available for this archived website The UK Government Web Archive does not use cookies but some may be left in your browser from archived websites. More about cookies 16/08 Help | Contact us | Access keys | Site map | A-Z 17 February 2008 Northern Rock plc Newsroom & speeches Home > Newsroom & speeches > Press notices > 2008 Press Notices > February > Northern Rock plc 1. The Government has today decided to bring forward legislation that will enable Northern Rock plc to be taken into a period of temporary Home public ownership. The Government has taken this decision after full consultation with the Bank of England and the Financial Services Authority. The Government's financial adviser, Goldman Sachs, has concluded from a financial point of view that a temporary period of Budget public ownership better meets the Government's objective of protecting taxpayers. 2. Northern Rock will be open for business as usual tomorrow morning and thereafter. Branches will be open; internet and call centre Pre-Budget Report services will operate as normal. All Northern Rock employees remain employed by the company. Depositors' money remains absolutely safe and secure. The Government's guarantee arrangements remain in place and will continue to do so. Borrowers will continue to make their payments in the normal way. -
NRAM Limited Annual Report & Accounts
NRAM Limited (formerly NRAM (No.1) Limited) Annual Report & Accounts for the 12 months to 31 March 2017 Registered in England and Wales under company number 09655526 Annual Report & Accounts 2017 Contents Page Strategic Report Overview 2 Highlights of 2016/17 3 Key performance indicators 4 Business review 5 Principal risks and uncertainties 8 Directors’ Report and Governance Statement Other matters 11 - Statement of Directors’ responsibilities 12 Independent Auditor’s report Independent Auditor’s report to the Members of NRAM Limited 14 Accounts Consolidated Income Statement 17 Consolidated Statement of Comprehensive Income 18 Balance Sheets 19 Consolidated Statement of Changes in Equity 20 Company Statement of Changes in Equity 21 Cash Flow Statements 22 Notes to the Financial Statements 23 1 Strategic Report Annual Report & Accounts 2017 The Directors present their Annual Report & Accounts for the year to 31 March 2017. NRAM Limited (‘the Company’) is a limited company which was incorporated in the United Kingdom under the Companies Act 2006 and is registered in England and Wales. The Company and its subsidiary undertakings comprise the NRAM Limited Group. Overview The NRAM Limited Group and Company primarily operates as an asset manager holding mortgage loans secured on residential properties and other financial assets. No new lending is carried out. NRAM plc was taken into public ownership on 22 February 2008. During 2007 and 2008 loan facilities to NRAM plc were put in place by the Bank of England all of which were novated to Her Majesty's Treasury (‘HM Treasury’) on 28 August 2008. On 28 October 2009 the European Commission approved State aid to NRAM plc confirming the facilities provided by HM Treasury, thereby removing the material uncertainty over NRAM plc’s ability to continue as a going concern which previously existed. -
Heritage Month Low Res 670173165.Pdf
£1 Welcome to Liverpool Heritage Open Month! Determined Heritage Open Days are managed nationally by to build on the Heritage Open Days National Partnership the success and funded by English Heritage. of Heritage Heritage Open Month could never happen Open Days, without the enthusiasm and expertise of local celebrating people. Across England thousands of volunteers England’s will open their properties, organise activities fantastic and events and share their knowledge. To architecture everyone in Liverpool who has contributed and heritage, Liverpool is once to the fantastic 2013 Heritage Open Month again extending its cultural heritage programme we would like to say thank you. programme throughout September. The information contained in this booklet was In 2013 over 100 venues and correct at the time of print but may be subject organisations across the city are to change. involved in this year’s programme and buildings of a variety of architectural Further events may have also been added style and function will open their to the programme. Full details of the doors offering a once-a-year chance to Heritage Open Month programme and discover hidden treasures and enjoy a up to date information can be viewed on wide range of tours, and participate in VisitLiverpool.com/heritageopenmonth events bringing history alive. or call 0151 233 2008. For the national One of the attractions new to 2013 Heritage Open Days programme please is the Albany Building, former cotton go to broker’s meeting place with its stunning www.heritageopendays.org.uk cast iron work, open air staircase. or call 0207 553 9290 There is something to delight everyone during Heritage Open Month with new ways to experience the heritage of Liverpool for all the family. -
Register of Lords' Interests (29 August 2013)
REGISTER OF LORDS’ INTERESTS _________________ The following Members of the House of Lords have registered relevant interests under the code of conduct: ABERDARE, L. Category 1: Directorships Director, WALTZ Programmes Limited (training for work/apprenticeships in London) Category 10: Non-financial interests (a) Director, F.C.M. Limited (recording rights) Category 10: Non-financial interests (c) Trustee, Berlioz Society Trustee, St John Cymru-Wales Trustee, National Library of Wales Category 10: Non-financial interests (e) Trustee, West Wycombe Charitable Trust ADAMS OF CRAIGIELEA, B. Nil No registrable interests ADDINGTON, L. Category 1: Directorships Chairman, Microlink PC (UK) Ltd (computing and software) Category 7: Overseas visits Visit to Azerbaijan, 30 May - 3 June 2013, to meet ministers and other political leaders, NGOs and business figures; cost of visit met by European Azerbaijan Society Category 8: Gifts, benefits and hospitality One ticket for final of men's badminton, Olympic Games, 5 August 2012; two tickets for opening ceremony of Paralympic Games, 29 August 2012, as a part of duties as a parliamentary ambassador for the London Olympic Games 2012 * Category 10: Non-financial interests (d) Vice President, British Dyslexia Association Category 10: Non-financial interests (e) Vice President, UK Sports Association Vice President, Lakenham Hewitt Rugby Club ADEBOWALE, L. Category 1: Directorships Director, Leadership in Mind Ltd (business activities; certain income from services provided personally by the Member is or will -
Student Guide to Living in Liverpool
A STUDENT GUIDE TO LIVING IN LIVERPOOL www.hope.ac.uk 1 LIVERPOOL HOPE UNIVERSITY A STUDENT GUIDE TO LIVING IN LIVERPOOL CONTENTS THIS IS LIVERPOOL ........................................................ 4 LOCATION ....................................................................... 6 IN THE CITY .................................................................... 9 LIVERPOOL IN NUMBERS .............................................. 10 DID YOU KNOW? ............................................................. 11 OUR STUDENTS ............................................................. 12 HOW TO LIVE IN LIVERPOOL ......................................... 14 CULTURE ....................................................................... 17 FREE STUFF TO DO ........................................................ 20 FUN STUFF TO DO ......................................................... 23 NIGHTLIFE ..................................................................... 26 INDEPENDENT LIVERPOOL ......................................... 29 PLACES TO EAT .............................................................. 35 MUSIC IN LIVERPOOL .................................................... 40 PLACES TO SHOP ........................................................... 45 SPORT IN LIVERPOOL .................................................... 50 “LIFE GOES ON SPORT AT HOPE ............................................................. 52 DAY AFTER DAY...” LIVING ON CAMPUS ....................................................... 55 CONTACT -
IOW Listing Brochure 22-3
LIVERPOOL LITERARY FESTIVAL 23APRIL-19MAY2013 Liverpool City Council and Writing On The Wall would like to extend a big thank you to all our funders, sponsors and partners. We are especially grateful to our contributing organisations - the commercial businesses, cultural partners, educational establishments and community groups whose support has made this festival possible. Liverpool is a city renowned for its connection This will be a literary festival like no other. It is with words – whether they’re written, spoken not just about famous names but about first INTRODUCTIONor sung. The words which have been cultivated words, about writers, raconteurs and writers of in, or influenced by this city have had an impact the future. on many generations, touched people across the At the heart of this month-long festival will be globe, provoked debate and become synonymous Liverpool’s Central Library, which re-opens its with the Liverpool we know and love today. doors following more than two years of intricate The In Other Words festival pays homage to restoration. With historic treasures, state of-the- all things connected with words and how they art facilities and a new café to relax in there is inspire people. something for everyone. Working in partnership with Writing on the Wall, And to top it all off - the library’s re-opening on this brand new addition to this years calendar Friday 17 May coincides with LightNight, which will feature events ranging from author readings, sees venues across Liverpool open until late so book swaps and special storytelling events, to visitors can make the most of the cultural gems debates, poetry competitions and performances on their doorsteps. -
Fifth Oregon Climate Assessment
Fifth Oregon Climate Assessment Dudley Chelton Oregon Climate Change Research Institute 1 Acknowledgments This fifth Oregon Climate Assessment is consistent with the charge of the Oregon Climate Change Research Institute under Enrolled House Bill 3543 of the 74th Oregon Legislative Assembly. We are grateful to the many authors, other contributors, reviewers, and advisors to this Assessment, especially during a year that was extraordinarily difficult for so many. We welcome readers to contact us with ideas for ensuring that the sustained assessment process is relevant to their priorities. Thanks to John Abatzoglou, Rupa Basu, Hilary Boudet, Tim Brown, Maya Buchanan, Karin Bumbaco, Francis Chan, Tyler Creech, Steven Dundas, Alexander Gershunov, Ryan Haugo, Glen MacDonald, Deniss Martinez, Guillaume Mauger, Phil Mote, Michael Olsen, Andrew Plantinga, David Rupp, and Tim Sheehan for reviews of content in this Assessment. Published January 2021 at Oregon State University, Corvallis, Oregon. Recommended citation: Dalton, M., and E. Fleishman, editors. 2021. Fifth Oregon Climate Assessment. Oregon Climate Change Research Institute, Oregon State University, Corvallis, Oregon. https://blogs.oregonstate.edu/occri/oregon-climate-assessments/. The photographers and figure sources credited herein retain all rights to their images. All other elements of the document are published under a Creative Commons Attribution- NonCommercial-ShareAlike 4.0 International License (CC BY-NC-SA 4.0). 2 3 Authors Table of Contents Idowu Ajibade, Portland State University -
Lsh Script 7-43-8-44
NOTE: Here are 2 Legion of Super-Heroes scripts, issues 43 and 44 or the 7th and 8th installment in the 2008 series. One small story note... the "Peril Men" and the "Ikonns" are fighting over "VELMAR V." Clue: Velmar is Marvel spelled sideways. LEGION OF SUPER-HEROES ISSUE #43 Enemy Rising Part 4 “The Leader Who Lost the Legion” Script for 23 pages by Jim Shooter Michael Marts Editor DC COMICS 2 November 12, 2007 PAGE ONE: Panel 1 (FULL PAGE SPLASH): Scene: One second after the last panel of issue #42. SATURN GIRL, ULTRA BOY, ATOM GIRL, COLOSSAL BOY CHAMELEON and STAR BOY had been accosted by a large squadron of SCIENCE POLICE in several HOVERCRAFT (Hovercraft established last issue and in issue #38, I believe), intent upon arresting Ultra Boy. Here, Star Boy is sending all the hovercraft crashing to the ground by making them super heavy. Star Boy’s hands are down, palms down, as if gesturing “sit,” or “down.” His hands are glowing with his gravity-increasing power effect. The other Legionnaires react, surprised and awed by Star Boy’s rash move, and Saturn Girl is especially taken aback. This shot needs a fair amount of scope to succeed. Show all of the Legionnaires, full figure to establish them, and at least one hovercraft in its entirety, uncropped. CAPTION The 31st Century. CAPTION (2nd) The city of Ta Rshish, planet Rimbor. SFX (from the crashing hovercraft) THKRRMM CAPTION (3rd) (near Star Boy) Star Boy Homeworld: Zanthu Increases gravity SATURN GIRL (telepathic balloon) Star Boy…! What are you doing?! CAPTION (4th) (near Chameleon) -
Welcome Guide to the Walker Art Gallery
Welcome guide 1 Welcome to the Walker Art Gallery Welcome to the Walker Art Gallery This guide will help you find your way around the gallery, if you have any questions please ask a member of staff to help you. • The Gallery ground floor entrance is up the flight of steps shown in the Entrance building pictured above. • You can use a ramp to enter the building which can be found to the right of the steps. • The main entrance takes you straight to the gallery information desk via two sets of automatic glass doors. Ramp entrance Ramp view from the main entrance 2 Getting into the Walker Art Gallery There are two pairs of large doors. Outside doors Automated doors 3 2 1 3 4 15 5 14 13 8 SPECIAL EXHIBITION Stairs 6 GALLERIES 12 Stairs Lift 7 9Staff 10 Staff wear blue shirts and name badges. ENTRANCE Fire alarms 11 TO SPECIAL EXHIBITIONS If the fire alarm sounds please follow staff instructions and ask for assistance if required. Fire alarm tests are planned, if unexpected loud noises are a concern to you please call in advance to check when the next test will take place. Floor plan Member of staff You can see the gallery is made up of lots of small rooms. You can walk a round the rooms in any order. Ground Floor A Big Art for Little Artists B Sculpture Gallery C Craft & Design Gallery Stairs A CAFE Lift SHOP Stairs C B ENTRANCE 4 GROUND FLOOR As you enter you will be faced with the Information Desk. -
Be Your Own Tour Guide
ST JOHN’S GARDENS WORLD MUSEUM CENTRAL LIBRARY WALKER ART GALLERY ST JOHN’S LANE ST GEORGE’S HALL DR COFFEE DUNCANS QUEEN TSO’S GENTING CASINO BUFFALO JACKS PACOBANA ASK CO ST JOHN’S LANE ITALIAN WHITECHAPEL LA TASCA FIVE GUYS MARRIOTT PHASE EIGHT COSTA NANDO’S BURGER KING STANLEY ST ROE ST QUARTER QUEEN SQUARE BUS STATION MOORFIELDS YATES ROYAL P SHOP CO COURT CASTELLSBELLINI AND STATION 13 SIR THOMAS ST QUEEN THEATRE 12 LIVER BEST OF SQUARE ST GEORGE’S PLACE PHASE EIGHT LIME STREET P TRAVEL OOL M&S POUNDL LIME ST COLLECTION CENTRE 10 DAW POINT NEW STATION 15 SO MADE.COM N PAPERCHASE ST LOOK FOOT PATROL HOME (T ICELAND OLIVIA AX DIVINE T M LEWIN IS METQUARTER CAFFE O N BARGAINS MOCOCO 7 NERO L GALLERY Y STANLEY STWALL TO WALL ) REVOLUTION THE COSTA WILKINSON DANIEL LIVERPOOL KOKO ELEANOR FOSSIL FOOTWEAR FOOTBALL PHONE LAB STORM VICTORIA ST 051 JOHNSSHOO TEMPLE COURT ILLAMASQUA BARBERS THE CASA SHAKESPEARE CLUB ST SHOO RIGBY HOTELITALIA PATISSERIE KURT GEIGER LK BENNETTVALERIE SPIELMANNMAX SHU WORLD COFFEE HOUSE CARLUCCIOS MATALAN SAINSBURY’S JO MALONE ROY CASTLE FROCKS THE CROWN LINKS OF SHIRAZ SHOP MOBILITY BU LONDON SUBWAY 129 HOLIDAY INN MQ FLORIST 12 PRONUPTIA VIEW 2 GALLERY 2 VIEW ADAPT BEVERLY HILLS NAIL CO MAC -130 BRIGHT THE SLUG WILLIAMSON ST HOUSE RICHMOND ST INFO CENTRE JOHNS ERIC’S A|X ARMANI AND LETTUCE REISS H & T EXCHANGE SQUARE PLAYPLAYHOUSE HOUSE FILLING THE BEATLES PAWNBROKERS STORM ARGOS STATION GRAPES SHOP BAY GRILLSTOCK TURTLE THEATRE EGO NORTH JOHN ST S TIMPSON ULTIMA MODA MILTONS COOL VIVIENNE WESTWOOD MATHEW ST -
NML Brand Guidelines
National Museums Liverpool Brand Guidelines Contents Visual identity elements 3 Lady Lever Art Gallery 26 National Conservation Centre 44 Walker Art Gallery 62 Colour palette 4 Logo overview 27 Logo overview 45 Logo overview 63 Typeface: Soho Gothic 5 Logo colours 28 Logo colours 46 Logo colours 64 Typeface: Soho 6 National Museums Liverpool National Museums Liverpool National Museums Liverpool Type usage 7 endorsement logo 29 endorsement logo 47 endorsement logo 65 Logo relationship and positioning 30 Logo relationship and positioning 48 Logo relationship and positioning 66 National Museums Liverpool 8 Integrated lock-up 31 Integrated lock-up 49 Integrated lock-up 67 Logo overview 9 Full colour logos 10 Merseyside Maritime Museum 32 Sudley House 50 World Museum Liverpool 68 Greyscale logo 11 Logo overview 33 Logo overview 51 Logo overview 69 Single colour logo 12 Logo colours 34 Logo colours 52 Logo colours 70 Black logo 13 National Museums Liverpool National Museums Liverpool National Museums Liverpool White logo 14 endorsement logo 35 endorsement logo 53 endorsement logo 71 Favicon 15 Logo relationship and positioning 36 Logo relationship and positioning 54 Logo relationship and positioning 72 Business card 16 Integrated lock-up 37 Integrated lock-up 55 Integrated lock-up 73 Letterhead 17 Applications 18 Museum of Liverpool 38 UK Border Agency Logo overview 39 National Museum 56 International Slavery Museum 20 Logo colours 40 Logo overview 57 Logo overview 21 National Museums Liverpool Logo colours 58 Logo colours 22 endorsement logo