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Corporate Data Management Operational Corporate Corporate Social Corporate Financial Discussion & Analysis Review Governance Responsibility Data Report Sub Contents 408 Products and Services 418 Senior Executive Officers & Executive Officers 420 Office Address 429 Cross Reference of Annual Report Award Criteria 442 Cross Reference of Annual Report Award Criteria 451 Cross Reference of Financial Services Authority-OJK Corporate Data PT Bank Danamon Indonesia, Tbk. 2016 Annual Report 407 Danamon’s Management Company Highlights Reports Profile Products and Services CONSUMER BANKING SuperCombo Savings with two benefits: higher interest rate and Danamon LEBIH flexibility in transactions. Customer funds can be Savings account that provides 5 (five) advantages automatically transferred from transactional account and allow savings up to Rp1 million/year: to savings account that provides higher interest rate. • Free administration fee • Cashback 5% Time Deposits • Lower transfer fee and free cash withdrawal Time deposits with attractive interest rate, wide • Free Life Insurance worth Rp10 million for the first selection of tenor and currencies. 6 months • Latest transaction features Primadolar Savings account with options of 7 (seven) foreign FlexiMAX currencies. Benefits including free monthly Premium savings that provides 9 (nine) advantages administration fee (only applicable for Primadolar with a value of more than Rp10 million per year: USD), daily interest rate of 0.25% p.a. applicable for 1. Free transfer fee RTGS/NCS/Clearing. balances >0, bank notes withdrawal up to USD 5,000 2. Free administration fee. per day and no nominal limitation on bank notes 3. Free ATM cash withdrawal overseas. deposits. 4. Attractive interest rate. 5. Free access to Executive airport lounge. Danamon Western Union 6. Free daily report through facsimile (Hello Transfer and receiving money services through a Danamon-IVR). worldwide network of Western Union. Quick, Easy 7. No queuing in branches. and Secure within minutes. This service is available 8. Business Card with attractive features. throughout Danamon Branches (Retail Banking, 9. Latest transaction features. Syariah and DSP) with Western Union logo. Tabungan CITA2KU INVESTMENTS & RETAIL TREASURY SERVICES Savings deposit with interest rate equivalent to time deposits. Fund placement starts from Rp200 Investment Gallery thousand per month, with a choice of 1 - 15 years. Integrated services with diverse selections of investment products, open-end Mutual Funds, Tabungan MU protected Mutual Fund, IDR & USD Indonesia Savings account with exclusive and prestigious Government Bond as well as Government Islamic design on debit/ATM card : the only debit/ATM card Bond (Sukuk). This services are supported by in Indonesia with Manchester United logo for your experienced and well-known Investment Managers daily transactions. This product gives customers in the industry (Schroeder Investment Management opportunity customers to watch Manchester United Indonesia, BNP Paribas-IP, Manulife Aset Manajemen game directly at the Old Trafford (Red Match), win Indonesia, Danareksa Investment Management, Manchester United original merchandise, shopping Batavia Prosperindo Aset Manajemen and Bahana voucher, air mileage or other gifts through point TCW Investment Management). collections (Red Rewards) and enjoy various attractive offers in selected outlets (Red Hot Deals). Retail Treasury Services Foreign currency trade services in major global currencies to fulfill retail customers financial needs, supported by an extensive distribution network and prime service quality. 408 PT Bank Danamon Indonesia, Tbk. 2016 Annual Report Management Operational Corporate Corporate Social Corporate Financial Discussion & Analysis Review Governance Responsibility Data Report ATM Services DCard Mobile 24-hour online banking services with facilities DCard Mobile is a smartphone application for including cash withdrawals, balance inquiries, Danamon cardholders. It enables the cardholders to overbookings, transfers, purchases and payments. manage credit card account including transaction Customers can access at more than 1,400 Danamon monitoring, bill payments, temporary blocking, card ATMs spread throughout Indonesia. promo search through augmented reality as well as applying for new credit card. CDM Services 24-hour online banking services to make cash deposit SMS Banking Services (either to personal account or other Danamon Online banking services through SMS, which is fast accounts) and balance inquiry. This service is available and secure. With Favorites Menus allowing customers on 68 CDMs (Cash Deposit Machines) spread to perform routine transactions (transfers, purchases, throughout Indonesia. and payments) more quickly. This facility is supported by a layered security system as mPOD, access code, Hello Danamon PIN and SMS notifications. As part of Danamon commitment in prioritizing services to customers, Hello Danamon is enabling DANAMON CARDS customers to obtain information and transactions as well as to place complaints related to banking Danamon Credit Card products and credit cards. Hello Danamon can be A credit card that provides convenience in shopping accessed 24-hours a day. and fulfill your modern lifestyle. This card also offers a variety of interesting and diverse programs ELECTRONIC BANKING CHANNEL throughout the year. Danamon Online Banking Danamon Manchester United Credit Card Internet banking service for transactions such as A credit card dedicated to Manchester United balance inquiry, domestic or international fund fans in Indonesia. This card provides exclusive transfer (Rupiah/foreign currency), payments, benefits to cardholders such as a chance to watch purchases and online checking account. This service Manchester United’s live match at Old Trafford (Red is equipped with SMS or device token, completed Match), an opportunity to get original Manchester with notification via SMS and email. United merchandise, shopping voucher through accumulation of points (Red Rewards) and attractive Danamon Mobile Banking (D-Mobile) offers in selected outlets (Red Hot Deals). Smartphone application that make banking transactions easier, from transfers, payments and Danamon World Credit Card purchases. Equipped with latest feature of “SosMed One of the premium cards in the MasterCard network D-Cash” that allow customers to send money to for customers with premium lifestyle and often their Facebook’s friends. There is also “Augmented travel. The features provide ease of transactions Reality” feature that enabling customers to receive for cardholders, among other are faster point Danamon’s merchant promo information, branches accumulation for rewards program (every Rp1,000 and ATM location within 5 km radius. Download the transactions will earn a 1.5 points), free access to application at App Store, Play Store and Blackberry Airport Lounge at major cities in Indonesia, special World. offers at various hotels and restaurants as well as points to mileage conversion program. PT Bank Danamon Indonesia, Tbk. 2016 Annual Report 409 Danamon’s Management Company Highlights Reports Profile World Elite Danamon Credit Card to over 800 airport lounges worldwide with Priority Prestigious credit cards in Indonesia today that Pass, extra facilities in hotels and resorts around the dedicated exclusively to the premium and classy world, exclusive access to prominent golf course customers who wish to make every experience in Indonesia and overseas, comprehensive travel memorable. The benefit including better rewards insurance benefits as well as exclusive access to compare to other credit cards in which every Rp prestigious world-class events. 1,000 transaction will earn 3x Elite Points (for transactions abroad) and 2x Elite Points (for domestic Danamon American Express® Gold Business Card transactions), Priority Pass that can be used at 700 Gold Business Card is intended specifically for airport lounges around the world and World Elite Golf individual customers who own small-to-medium Access for your lifestyle up to travel insurance and business and need a card as a payment instrument premium protection to provides comfort in travel and to support the business. This card products offers spending. flexibility in payments with features such as Early Pay Discount (in the form of cashback if the customer Danamon American Express® Corporate Card makes full payment) or Defer Pay Options with tiered Cards that offer efficiency and savings solutions interest rate that depend on the remaining balance. for medium-sized and multinational companies in managing daily business expenses. BANCASSURANCE Danamon American Express® Gold Credit Card Primajaga For those who wish to enjoy the flexibility in payment Term insurance products with protection against the and financial savings, this card offers world-class risk of death and disability in the form of monthly Membership Rewards® programs and easiness in benefit as a substitution to family income. Returns monthly bill payments, as well as access to American premium of 50% in the absence of claims during Express Selects program. coverage period. Danamon American Express® Gold Card Primajaga 100 Prestigious membership card and symbol of Term insurance products with protection against the a prosperous life. Cardholders can enjoy the risk of death and disability in the form of monthly convenience of shopping with spending limit that not benefit as a substitution to family income. Returns set in advance, a world-class Membership
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