Individual and Family Plans Cigna Health and Life Insurance Company LOCALPLUS® NETWORK ACCESS TO QUALITY CARE

2016 Network Information: Denver Metro & Others, Colorado

With Cigna’s plans using the LocalPlus® Network, you get access to health care professionals in your area and LocalPlus Network areas in Cigna Health Plans other parts of the country. plans offer:

Plans that use the LocalPlus Network are available in › 100% coverage for eligible, the following Colorado counties: in-network preventive care2 (like your annual check-up Denver Metro & Other areas: Adams, Arapahoe, Boulder, Broomfield, and routine immunizations) Denver, Douglas, Eagle, El Paso, Jefferson, Larimer, La Plata, Montezuma, Summit, Weld counties › Access to emergency care 24/7, both in and out-of- Access to quality care across the country network3 The LocalPlus Network is a select group of health care professionals. › 24/7/365 customer Cigna contracts with the providers in the network to ensure that you service and a 24/7 Health have referral-free access to care. Information Line, in case you want to speak to a Nurse or When you visit an in-network provider, you’ll receive care at our lower, healthcare specialist pre-negotiated rates to help keep your out of pocket costs down — even if you haven’t met your deductible. › Online provider directory with the most up-to-date list of healthcare professionals who are in-network

Find doctors in network: Cigna.com/ifp-providers

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888419 09/15 © 2015 Cigna. Some content provided under license. Important plan information for Denver Metro & Others, Colorado

Network LocalPlus Network Plan type Exclusive Provider Organization (EPO)

Network information High-level LocalPlus Network Flyer To remain in-network: Home Use health care professionals in the LocalPlus Network

Use health care professionals in the LocalPlus Network. In an area where the LocalPlus network is not available, customers can Traveling see a participating Away From Home Care provider and remain in-network.3

In the case of an emergency Emergency care is covered, in- and out-of-network1 When seeing a primary care physician PCP selection is encouraged When seeing a specialist physician Visit specialists in the LocalPlus Network

Out-of-network Visits to providers outside of the LocalPlus Network are not covered by the plan

Find providers in-network Cigna.com/ifp-providers

Stay in-network and save LocalPlus Network Service area: To get the best value from your plan, stay in-network Denver Metro & Other areas: Adams, Arapahoe, when seeking care. Boulder, Broomfield, Denver, Douglas, Eagle, El Paso, Jefferson, Larimer, La Plata, Montezuma, Summit, Weld counties

LARIMER WELD

BROOMFIELD

ADAMS EAGLE ARAPAHOE

SUMMIT DEVER DOUGLAS JEFFERSON EL PASO

MONTEZUMA Hospitals LocalPlus service areas LA PLATA The Cigna LocalPlus Network includes4 access to many hospital and physician groups. Major hospital systems Participating Cigna Collaborative Care organization: › Avista Adventist Hospital › Banner Network Colorado › Boulder Community Hospital › Colorado Health Neighborhoods › Children’s Hospital Colorado › Colorado Springs Health Partners › SCL Good Samaritan Medical Center › Community Medical Associates › SCL Lutheran Medical Center › IPN (The Integrated Physician Network) › SCL Saint Joseph Hospital › Med South › Centura Littleton Adventist Hospital › New West Physicians › HealthONE North Suburban Medical Center › PHP Prime › Centura Parker Adventist Hospital › Rose Integrated Health Network › Centura Porter Adventist Hospital › HealthONE Presbyterian/St. Luke’s Medical Center › HealthONE Rose Medical Center › HealthONE Sky Ridge Medical Center › Centura St. Anthony Hospital › Centura St. Anthony North › HealthONE Swedish Medical Center › HealthONE The Medical Center of Aurora › University of Colorado Hospital

Contact your licensed Cigna broker or agent or visit Cigna.com

1. Emergency medical condition as defined in your plan. 2. Not all preventive care services are covered, like immunizations for travel. Please see your policy documents for a list of eligible covered and non-covered preventive care services. 3.See Cigna.com/ifp-providers to find Open Access Plus providers that participate in Cigna’s Away from Home Care network. 4. This listing is not all-inclusive. For a complete listing of health care professionals and facilities, visit Cigna.com/ifp-providers or contact Cigna at 1.866.494.2111.

Medical insurance policies have exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. Medical applications are accepted during the annual open enrollment period, or within 60 calendar days of a qualifying life event. Benefits are provided only for those services that are medically necessary as defined in the policy and for which the insured person has benefits. Cigna does not intentionally discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation, or health status in the administration of the plan, including enrollment and benefit determinations. For costs, and additional details about coverage, contact Cigna at 900 Cottage Grove Rd, Hartford, CT 06152 or call 1.866.GET.Cigna. (1.866.438.2446).

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. The Cigna name, logo and other Cigna marks are owned by Cigna Intellectual Property, Inc. 888419 09/15 © 2015 Cigna. Some content provided under license.