DEFINITIONS AND GLOSSARY In this prospectus, unless the context otherwise requires, the following terms shall have the meanings set out below: “Anci District Huimin Village and Huimin Village Bank Company Limited of Anci, Langfang Township Bank” ( ), a joint stock company with limited liability incorporated in the PRC on December 6, 2011, in which the Bank holds a 51% equity interest. The remaining nine shareholders hold 49% equity interest in Anci District Huimin Village and Township Bank “Anping Huimin Village and Township Anping Huimin Village Bank Co., Ltd. Bank” ( ), a joint stock company with limited liability incorporated in the PRC on December 24, 2013, in which the Bank holds a 36% equity interest. The remaining 30 shareholders hold 64% equity interest in Anping Huimin Village and Township Bank. The Bank and five other shareholders (holding an aggregate of 39.16% equity interest in Anping Huimin Village and Township Bank) entered into agreements to act in concert with respect to their voting rights to be exercised at board meetings and shareholders’ general meetings of Anping Huimin Village and Township Bank. Anping Huimin Village and Township Bank is deemed to be under the Bank’s control and to be the Group’s subsidiary “Application Form(s)” WHITE, YELLOW and GREEN application forms or, where the context so requires, any of them, relating to the Hong Kong Public Offering “Baicheng Taobei Huimin Village and Baicheng Taobei Huimin Village Bank Co., Ltd. Township Bank” ( ), a joint stock company with limited liability incorporated in the PRC on November 23, 2015, in which the Bank holds a 49% equity interest. The remaining 14 shareholders hold 51% equity interest in Baicheng Taobei Huimin Village and Township Bank. The Bank and six other shareholders (holding an aggregate of 18% equity interest in Baicheng Taobei Huimin Village and Township Bank) entered into agreements to act in concert with respect to their voting rights to be exercised at board meetings and shareholders’ general meetings of Baicheng Taobei Huimin Village and Township Bank. Baicheng Taobei Huimin Village and Township Bank is deemed to be under the Bank’s control and to be the Group’s subsidiary “Bank” Jilin Jiutai Rural Commercial Bank Corporation Limited, a joint stock company incorporated in the PRC on 31 DEFINITIONS AND GLOSSARY December 16, 2008 with limited liability in accordance with PRC laws, including its predecessors, but excluding its subsidiaries “Banking (Disclosure) Rules” the Banking (Disclosure) Rules, Chapter 155M of the Laws of Hong Kong, as the same may be amended, supplemented or otherwise modified from time to time “Banking Ordinance” the Banking Ordinance, Chapter 155 of the Laws of Hong Kong, as the same may be amended, supplemented or otherwise modified from time to time “Basel Accords” Basel I, Basel II and Basel III, collectively “Basel I” the 1988 Basel Capital Accord “Basel II” the Revised Basel Capital Framework promulgated in June 2004 “Basel III” the Revised Basel Capital Framework promulgated in December 2010 “Business Day” any day (other than a Saturday, Sunday or public holiday) on which banks in Hong Kong are generally open for normal banking business to the public “CAGR” compound annual growth rate “Capital Adequacy Measures” the Administrative Measures on the Capital Adequacy Ratio of Commercial Banks ( ) promulgated by CBRC on February 23, 2004 and effective as of March 1, 2004 and amended on July 3, 2007, which was later abolished by the Capital Administrative Measures on January 1, 2013 “Capital Administrative Measures” the Administrative Measures for the Capital of Commercial Banks (Provisional) ( ) promulgated by CBRC on June 7, 2012 and effective on January 1, 2013 “CBRC” the China Banking Regulatory Commission ( ) “CBRC Jilin Bureau” the China Banking Regulatory Commission Jilin Bureau ( ) “CCASS” the Central Clearing and Settlement System established and operated by HKSCC 32 DEFINITIONS AND GLOSSARY “CCASS Clearing Participant” a person admitted to participate in CCASS as a direct clearing participant or a general clearing participant “CCASS Custodian Participant” a person admitted to participate in CCASS as a custodian participant “CCASS Investor Participant” a person admitted to participate in CCASS as an investor participant who may be an individual or joint individuals or a corporation “CCASS Participant” a CCASS Clearing Participant, a CCASS Custodian Participant or a CCASS Investor Participant “Changbai Mountain Rural Commercial Changbai Mountain Rural Commercial Bank Co., Ltd. Bank” ( ), a joint stock company with limited liability incorporated in the PRC on December 14, 2011, in which the Bank holds a 38.80% equity interest. The other 21 shareholders hold 61.20% equity interest in Changbai Mountain Rural Commercial Bank. The Bank and other three shareholders (holding an aggregate of 27.9% equity interest in Changbai Mountain Rural Commercial Bank) entered into agreements to act in concert with respect to their voting rights to be exercised at board meeting and shareholders’ general meetings of Changbai Mountain Rural Commercial Bank. Changbai Mountain Rural Commercial Bank is deemed to be under the Bank’s control and to be the Group’s subsidiary “Changchun Gaoxin Huimin Village and Changchun Gaoxin Huimin Village Bank Co., Ltd. Township Bank” ( ), a company with limited liability incorporated in the PRC on September 24, 2013, in which the Bank holds a 50% equity interest. The remaining eight shareholders hold 50% equity interest in Changchun Gaoxin Huimin Village and Township Bank. The Bank and another shareholder (holding 1.85% equity interest in Changchun Gaoxin Huimin Village and Township Bank) entered into an agreement to act in concert with respect to their voting rights to be exercised at board meetings and shareholders’ general meetings of Changchun Gaoxin Huimin Village and Township Bank. Changchun Gaoxin Huimin Village and Township Bank is deemed to be under the Bank’s control and to be the Group’s subsidiary “Changchun Nanguan Huimin Village Changchun Nanguan Hui Min Village Bank Co., Ltd. and Township Bank” ( ), a company with limited liability incorporated in the PRC on January 11, 2011, in which the Bank holds a 51.20% equity interest. The remaining 35 shareholders hold 48.80% equity interest in Changchun Nanguan Huimin Village and Township Bank 33 DEFINITIONS AND GLOSSARY “Changchun New Area” a new area approved to be established by the State Council on February 3, 2016 in order to facilitate Jilin province’s economic development and the complete revitalization of Northeast China, consisting of Chaoyang District ( ), Kuancheng District ( ), Erdao District ( ) and certain areas in Jiutai District ( ) in Changchun “CIRC” the China Insurance Regulatory Commission ( ) “city commercial banks” banks that are approved by the CBRC to be incorporated under the PRC Company Law and the PRC Commercial Banking Law with branches set up at the municipal level or above “Classification Standards of Small and The Classification Standards of Small and Medium Medium Enterprises” Enterprises ( ) jointly promulgated by the PRC Ministry of Industry and Information Technology, NBSC, NDRC and MOF on June 18, 2011 “commercial banks” all the banking institutions in the PRC other than policy banks, including the Large Commercial Banks, the national joint-stock commercial banks, city commercial banks, rural financial institutions, foreign-owned banks and other banking institutions “Companies Ordinance” the Companies Ordinance, Chapter 622 of the Laws of Hong Kong, as amended, supplemented or otherwise modified from time to time “Companies (Winding Up and the Companies (Winding Up and Miscellaneous Miscellaneous Provisions) Ordinance” Provisions) Ordinance, Chapter 32 of the Laws of Hong Kong, as amended, supplemented or otherwise modified from time to time “Core Indicators (Provisional)” the Core Indicators for Risk Supervision of Commercial Banks (Provisional) ( ) promulgated by the CBRC on December 31, 2005 and effective on January 1, 2006, as amended, supplemented or otherwise modified from time to time “County Area” areas designated as counties or county-level cities under China’s administrative division system. As an administrative division unit, a county or county-level city is generally directly below and under the direct supervision of its corresponding municipal-level or provincial-level government. County Areas include more economically developed county centers, towns and the vast rural areas within their administrative jurisdictions. As of 34 DEFINITIONS AND GLOSSARY December 31, 2014, County Areas accounted for 93.80% of the total area and 74.60% of the total population of China. In 2014, County Areas accounted for 57.20% of the total GDP of China “CSRC” the China Securities Regulatory Commission ( ) “Da’an Huimin Village and Township Da’an Huimin Village Bank Co., Ltd. Bank” ( ), a company with limited liability incorporated in the PRC on January 26, 2011, in which the Bank holds a 51.46% equity interest. The remaining 12 shareholders hold 48.54% equity interest in Da’an Huimin Village and Township Bank “Domestic Shares” ordinary shares issued by the Bank in the PRC, with a nominal value of RMBl.00 each, which are subscribed for or credited as paid in Renminbi “Fuyu Huimin Village and Township Fuyu Huimin Village Bank Co., Ltd. Bank” ( ), a joint stock company with limited liability incorporated in the PRC on December 14, 2015, in which the Bank holds a 49% equity interest. The remaining 15