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PSMBFI Benefits Increase As Members Pay the Same Monthly

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PSMBFI Benefits Increase As Members Pay the Same Monthly www.psmbfi.com.ph KABALIKAT Vol. 21 No. 1 2018 1 President Mario Avenido discusses insurance benefits to members during PSMBFI Vice President Armado Ramolete guest in a radio program hosted by information campaigns held in various police offices nationwide. PCSupt Rhodel Sermonia, Director of the Police Community Relations Group. PSMBFI benefits increase as members pay the same monthly premium rate at 3% of basic pay olicemen and other uniformed personnel are now receiving higher salaries after President Rodrigo Duterte signed Pa joint resolution by Congress authorizing the salary hike. This is “in order to make it more commensurate with their critical role in maintaining national security and peace and order”, a fitting recognition for their services. Beginning January 2018, every PNP in action then an additional amount amount becomes his Equity Value, personnel have different levels of salary equivalent to 50% of his basic life which after many years, he can obtain increase according to their ranks. In insurance is added to the family’s claim. upon retirement from the service. turn, members of the Public Safety Mutual Benefit Fund, Inc. maintain their PSMBFI increased the amount of Members also have the accidental monthly premium at 3% of their base insurance benefits for the best interest death, accident hospitalization, and pay which amount is proportionate to of its members whose profession wounded in action benefits; monetary their basic pay. The same is applied makes them constantly exposed to all benefits like the Member’s Experience upon promotion in rank or should there forms of danger. In fact, there were Refund and the privilege to avail of the be another tranche of pay hike assuring even members who lost their lives at loan facilities. members of bigger insurance coverage the start of the year and the coverage for their best interest. under the new Schedule of Benefits PSMBFI is relentless in conducting was already applied. information campaigns, attending For instance, a Police Officer 1 (PO1) consultative meetings, and utilizing was previously receiving P14,834.00 More importantly, members can platforms such as media, television, basic pay and was insured with invest for a better future whereby half radio, and social media to reach as PSMBFI for P219,376.06. Now his of their monthly premium is set aside many members nationwide. Partner salary is P29,668.00 and is insured as their savings which earns interest agencies are supportive of these for P438,752.11. But if a PO1 dies of and enables them to save more. Again, efforts while PSMBFI members accident then the insurance benefit every time a PO1 pays a monthly maintain their trust with increased is doubled to P877,504.22; or if killed pemium of P890.04, then half of this awareness of their benefits. www.facebook.com/psmbfi/ 2 Vol. 21 No. 1 2018 KABALIKAT www.psmbfi.com.ph 20 years of PSMBFI service wo decades ago, the Philippine National Police leadership found it necessary to create a mutual benefit association Tafter the passage of Republic Act 8291. Problems persisted among the families of deceased police personnel without insurance protection, thus prompting a consensus to create the Public Safety Mutual Benefit Fund, Inc. for present improve the quality of life will always be a great sense and future of its members. PSMBFI of relief and confidence in members. members, in turn, have performing public service their own inspiring stories and attend to the country’s PSMBFI is of heroism, sacrifices, and most pressing affairs. now more than personal testimonies of how PSMBFI members will an insurance the Association has helped always be provided with provider. Over them when all hope seem better insurance protection the years, it abandoned. PSMBFI values and living benefits. has taken on its members - the everyday a unique role heroes who enforce and PSMBFI also takes pride of looking after uphold the majesty of the of the trust of its members Now, on its 20th the morale and laws, maintain peace and which always result to year in service, PSMBFI welfare of public safety order, fight criminality, and positive developments. reminisces the colorful practitioners. It also save lives. After all, the members will history of its creation - supports the programs always be the lifeblood a story of an incredible and activities of partner It is inevitable that and cornerstone of the journey of overcoming agencies. members may be vulnerable Association. challenges over the years to various risks as they put to reach its present stature. In just two decades, their lives on the line for That said, there are many The Association learned PSMBFI has undergone the nation, with their health reasons for PSMBFI to stay valuable lessons from its key changes but the susceptible to deterioration on course and provide more past in order to provide significant difference now with age. But with life benefits to members in the better and broader services is the focus on helping insurance protection, there years ahead. PSMBFI extends cash advance to the family of cop killed in vehicle accident in Benguet The late SPO3 Layno was a PSMBFI member, and the partial payment of death benefit (cash advance only) was immediately given to his beneficiaries, while they are on the process of completing the requirements for the settlement of the total he life insurance for members of the Public Safety insurance benefit. TMutual Benefit Fund, Inc. helps protect the future of their families in the face of uncertainties. Aside from The amount of PSMBFI death by natural causes, there are members who die insurance benefit for the of accident or those “unfortunate incidents that happen beneficiaries of the late unexpectedly and unintentionally, typically resulting in SPO3 Layno is based on damage or injury”. the 2018 PSMBFI Schedule On January 6, 2018, a was rushed to the hospital of Benefits, wherein vehicle en route to Nueva but died on January 9, the insurance coverage Viscaya fell into a 50-meter 2018. He was assigned at of members increased deep ravine at the the Dupax del Norte MPS, proportionately to the PNP boundary of Adonot and Nueva Viscaya PPO. This salary increase, while they Guissetin Benguet. Among incident also claimed the continue to pay their monthly the passengers was SPO3 lives of some of his loved premium equivalent to 3% of Jeofel Benito Layno who ones. their base pay. www.facebook.com/psmbfi/ www.psmbfi.com.ph KABALIKAT Vol. 21 No. 1 2018 3 Insurance benefits for PNP-AKG hero cops upon submission of the required documents. While the Wounded-in-Action Benefit amounting to P50,000.00 was received by PCInsp Lumactod. Death will always be heartbreaking as families will have to get through life without their loved one. n a police operation conducted by insurance benefits were immediately The lives of policemen are always at Ithe PNP Anti-Kidnapping Group processed. The beneficiaries of the risk and PSMBFI will do its best to last December 23, 2017, PSupt Arthur late PSupt Masungsong received the ensure that the insurance benefits Masungsong was killed in action and PSMBFI cash advance of insurance of the families left behind are PCInsp Ronaldo Lumactod Jr, was claim inclusive of the Killed-in- immediately processed to include injured when suspects open fired at Action Benefit, during his wake last the cash advance of the claim, while their vehicle. December 27, 2017 in Carmona, the benefit for injured members are Cavite. The full amount of insurance given the soonest time. Both being PSMBFI members, their benefit will be received by his family PNP recruits are protected by PSMBFI he Philippine National Police (PNP) hires thousands to enter the service every year to increase police manpower, Timprove police-to-population ratio, enhance police visibility program, and anti-insurgency operation. The police recruits enter Hence, the police recruits The immediate release to be one of the the biggest the service as Police Officer signify membership with of insurance benefit mutual benefit associations 1, through the regular quota PSMBFI before they are sent stems from the creation of in the country. to be distributed to various off to training school. This PSMBFI in 1997 in order to regional offices and national way, they are already insured, provide life insurance to the PSMBFI is relied upon support units or through the able to invest for their future, uniformed PNP personnel by policemen and public attrition quota in order to and have a financially secured after their exclusion from safety practitioners for replenish personnel losses retirement life. the government social insurance protection and due to retirement, separation insurance by virtue of law. living benefits. from service, or death. In 2017, membership Since then, PSMBFI evolved with PSMBFI found more After oath taking, they significance when two police will undergo Public Safety recruits died during training. Basic Recruit Course for six PO1 Lorenz Gregg Maningo months, and Field Training of the Criminal Investigation Program for another six and Detection Group died of months. heatstroke in Isabela last August 13, 2017. The other Their training will be is PO1 John Vicson De Vera rigorous and it is essential of PRO 1 who succumbed that they have life insurance. to dengue last August 16, The Public Safety Mutual 2017. The full payment of Benefit Fund Inc is fully aware the insurance claim were of the risks that go with the immediately processed and profession. received by their families. www.facebook.com/psmbfi/ 4 Vol. 21 No.
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