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Postal Regn. No. : RNP/HD/1145/2017-19 Date of Publication : 17th August, 2019 RNI Regn. No. : AP ENG/2011/38018, Dated 24-06-2011 Date of Posting : 19th August, 2019 Volume - IX | Issue : 8 | Price : ` 1/- HAMARAHAMARA PRAYASPRAYAS THE MONTHLY TABLOID OF ANDHRA PRADESH MAHESH CO-OPERATIVE URBAN BANK LTD. Editor : Ranjana Sharma Associate Editor : A. V. Rama Rao Sci Issue 150 Years of Gandhi (1869-2019) "When individuals join in a cooperative venture, the power generated far exceeds individual accomplishment" - Mahatma Gandhi ANDHRA PRADESH MAHESH CO-OP. URBAN BANK LTD. (MULTI - STATE SCHEDULED BANK) Website : www.apmaheshbank.com BOARD OF DIRECTORS RAMESH KUMAR BUNG PURSHOTAMDAS MANDHANA RAMPAL ATTAL Chairman Emeritus Chairman Vice-Chairman DIRECTORS BRIJGOPAL ASAWA CHAINSUKH KABRA KAMALNARAYAN RATHI KRISHNA CHANDRA BUNG LAXMINARAYAN RATHI NANDKISHORE HEDA OMPRAKASH JAKHOTIYA Smt. PUSHPA BOOB RAMPRAKASH BHANDARI SRIGOPAL BUNG SRIKANTH INANI SRINIVAS ASAWA CA KISHAN GOPAL MANIYAR CS SUMAN HEDA, LLM UMESH CHAND ASAWA PROFESSIONAL DIRECTORS M.D. & CEO CONTENTS Messages by Various Dignitaries 5-12 From the Editor’s Nib by Ranjana Sharma 13 From the Chairman’s Desk: The Centre of Health by Purshotamdas Mandhana 15 Chairman-Emeritus Inks :The ‘Yes Syndrome’ by Ramesh Kumar Bung 17 MD & CEO Speaks by Umesh Chand Asawa 19 UPI – BHIM MAHESHPAY APP by IT Department 21 Financial Stability Report: RBI by Editorial Team 23 Live in the now by Rampal Attal 25 Something for Something by A.Masthan Reddy 25 Goal Setting and Leadership Building by Raghuram Shetty 27 Role of Cooperation in Gram Swaraj: Gandhiji by Sheela Jaiswal 29 Budget 2019: Rs. 70000 Crore recapitalisation by Editorial Team 31 GST: New Returns System by L.V.S. Prasad 31 Do You Know? by P. Venugopal Reddy 33 50 Years of Bank Nationalisation by Editorial Team 35 Health Insurance Policy covers Mental Health by Editorial Team 35 Digital India’s Time is Coming by T. Girish 37 India over the Moon by Editorial Team 39 Government’s Plan to Monetise Assets by Editorial Team 41 Fun Corner by S. Vivek 42-43 Ethics: The New Way of Business by CS Suman Heda 44 Panchatantra by T. Gangadhar Rao 45 Vedas do not support Meat Eating by Ajeet Kumar Varma 46-47 Salam Hyderabad by Purshotamdas Mandhana 47 Eat to the Full by Y. Uma Prasanna 50 HAMARA PRAYAS - SPECIAL ISSUE 2019 03 CONTENTS Tips for Losing Weight by G. Nanda Kumar 51 Bollywood Block Busters by Amith Kumar Bajpayee 51 Tips for Driving in Heavy Rain by Padma Vijay Kumar 52 Famous Firsts by Govind Verma 52 Time Management by Umesh Chand Asawa 53 Banking Awareness by Editorial Team 54-55 Courtney Walsh by G. Amarnath 56-57 Economic Survey tabled in Parliament by Editorial Team 57 Fraud Risk Management by Ranjana Sharma 58-61 Is this world Trustworthy? by D.S.V.V. Satyanarayana 61 India’s Most Luxurious Trains by Gopal Kishan Dev Sharma 62-63 Union Budget:2019 by Editorial Team 64-65 The History we are making Today by S. Rama Sarma 65 India’s Highest paid Lawyers by P.V. Prasada Rao 66-68 What is Swadharma? by Ramesh Kumar Bung 69 Artificial Intelligence by Badrinath Kilambi 70-73 RBI asks for resolution framework by Editorial Team 73 Answers to Banking Awareness by Editorial Team 74-77 ICC: New Age Banking Summit by Editorial Team 78 What is Venus like? by A.V.Rama Rao 78 A Look at Population of the World by Sandhya Rani Patnaik 79 Pan & AADHAR Cards Holder Alert by N. Visweswara Shastry 80-81 Nasa is sending a life-hunting Drone to Saturn's by Editorial Team 82 04 HAMARA PRAYAS - SPECIAL ISSUE 2019 To, Sri Ramesh Kumar Bung Chairman Emeritus Andhra Pradesh Mahesh Co-op. Urban Bank Ltd. Hyderabad 05 SPECIAL ISSUE 2019 HAMARA PRAYAS - Sri Subrata Das Regional Director Reserve Bank of India Hyderabad MESSAGE To, Sri Ramesh Kumar Bung Chairman Emeritus AP Mahesh Co-op Urban Bank Ltd. Hyderabad 06 HAMARA PRAYAS - SPECIAL ISSUE 2019 To, Sri Ramesh Kumar Bung Chairman Emeritus Mahesh Bank Hyderabad 07 SPECIAL ISSUE 2019 HAMARA PRAYAS - To, Sri Ramesh Kumar Bung Chairman Emeritus Andhra Pradesh Mahesh Co-op Urban Bank Ltd. Hyderabad 08 HAMARA PRAYAS - SPECIAL ISSUE 2019 To, Sri Ramesh Kumar Bung Chairman Emeritus Mahesh Bank Hyderabad 09 SPECIAL ISSUE 2019 HAMARA PRAYAS - To, Sri Ramesh Kumar Bung Chairman Emeritus Mahesh Bank Hyderabad 10 HAMARA PRAYAS - SPECIAL ISSUE 2019 HAMARA PRAYAS - SPECIAL ISSUE 2019 11 To, Sri Ramesh Kumar Bung Chairman Emeritus Mahesh Bank Hyderabad 12 HAMARA PRAYAS - SPECIAL ISSUE 2019 ‘ÝX… H${d¶e… àmWu J{‘î¶må¶nhmñ¶Vm‘²& àm§ewbä¶o ’$bo bmo^mXþ×mhþ[ad dm‘Z…&& FROM (Raghu Vamsa - 1-3 by Kalidasa) 'Will I become the butt of ridicule if I were to covet the EDITOR'S celebrity of an eminent writer, like a short fellow overstretching his arms for a fruit obtainable only by the tall, because I am still a dunce in this subject matter?', the eminent Sanskrit poet Kalidasa exhibits his modesty. NIB Keeping up with the times, I am delighted that your Hamara Prayas – Special issue is reaching you with several features. I hope that this tabloid will be an effective tool with lot of knowledgeable articles to enrich your awareness of many subjects in general and banking in particular. Looking back, this in-house communiqué has covered articles on GST, the government policy initiatives and various achievements in science, IT, sports and social justice along with articles on banking and of general interest. HAMARA PRAYAS completed 100 months of circulation with the May 2016 issue. We continued to march ahead with further issues of inspiring breakthroughs and changing thought process through HAMARA PRAYAS, I wish to express my gratitude first to my readers for their patronage, then to our staff and then to my editorial team for their finishing touches and finally, the printers for consistently raising the bar of excellence. This 127th edition is packed with information spread across numerous sections with some major shuffling of pages to house more data. Ranjana Sharma Hamara Prayas also aims to provide a healthy perspective to life. As you hold this growth magazine in your hands, believe that a perturbing question will be answered; a stumbling mind blocked will be removed. You need to read the articles and let the essence seep in ... until it becomes a part of your career. ASSOCIATE EDITOR And if any article, any message, or even any illustration, a quotation, for that matter, inspires you and triggers your thought, you could straightaway write to us. We will be more than happy to hear from you and share your thoughts and experiences with all our readers. This is not only the 50th year of Bank Nationalisation, 20 years of Kargil war and 50th year of Man Landing on the Moon, but also 150th Birth Anniversary of Father of the Nation, Mahatma Gandhi. On the occasion of his 150th birth anniversary, we are coming in front of you with this Special issue and solicit your valuable suggestions for further improvement of the tabloid. Yours truly, Ranjana Sharma Editor A.V. Rama Rao HAMARA PRAYAS - SPECIAL ISSUE 2019 13 SIGNIFICANT EVENTS OF THE YEAR Sri Purshotamdas Mandhana, Chairman addressing the shareholders during the Bank's 42nd Annual General Body meeting held at FTAPCCI, Hyderabad. Sri Ramesh Kumar Bung, Senior Vice Chairman, Sri Rampal Attal, Vice Chairman, other Directors on the Board, Sri Umesh Chand Asawa, MD & CEO and members are present in the meeting. 14 HAMARA PRAYAS - SPECIAL ISSUE 2019 FROMFROM THETHE CHAIRMAN'SCHAIRMAN'S DESKDESK observes the body and mind all the time; that indicates that you are growing towards the centre of health. Just as a playful experiment, next time when you have a mild headache, just ignore it and move on with your daily life, without collecting information about THE CENTRE OF HEALTH headaches from Google or speaking about the The body is a wonderful vehicle to travel this journey headache to others. If you do this, you are not giving a called life. Without it we cannot fulfil the chance for your mind the intermediate which plays all responsibilities of life. It is very important to keep the the emotional drama, to play mischief. That is when you will move towards the centre of health, which is body hale and healthy. And many of us have been not only beyond the body but beyond the mind too. doing what must be done to keep it healthy. In the All the drama is created by the mind, all the olden days, health was not discussed so much but exploration about health and healthy practices is done health was practised. by the mind. The ego part of the mind cherishes 'mine People did not speak about health much, but they is the best practice' or 'I know about everything'. The lived a healthy life. In today's world, there is a intellect part of the mind starts gathering information significant shift in our lifestyle in comparison to old to the extent that one can write a book on health. The days, which is one of the foremost reasons why we end emotional part of the mind starts associating the up talking about health so much more than practising positive or negative emotions about the whole thing. good health. And our definitions of health also vary Even the pain and intensity of the pain is perceived by from time to time. the mind. That is why each one's pain perception and According to world Health Organisation (WHO), pain tolerance vary.