Structure of Indian Banking System with Diagram
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ANNEXURE I BRANCH NAME ZONE NAME ADDRESS LAND LINE NO. E-MAIL ID NARANPURA AHMEDABAD 5 Nrusinh Park Societyvijay Nagar Char Rast
ANNEXURE I LAND LINE BRANCH NAME ZONE NAME ADDRESS e-MAIL ID NO. 5 Nrusinh Park SocietyVijay Nagar Char RastaNear Ankur Char NARANPURA AHMEDABAD rastaNaranpuraAHMEDABAD 7927470681 [email protected] Dixit BungalowDaxini SocietyMani DAXINI SOCIETY AHMEDABAD NagarDAXINI SOCIETYAHMEDABAD 7925460922 [email protected] "Mukhi Corner"P T College Cross RoadNarayan Nagar PALDI AHMEDABAD RoadPaldiAHMEDABAD 7926671176 [email protected] KRISHNA COMPLEXOFF S G ROADOPP.DEVASHISH S G ROAD AHMEDABAD SCHOOLBODEKDEVAHMEDABAD 079 26871482 [email protected] SANTRAM ROADOPPOSIT NADIAD AHMEDABAD FOUNTAINNADIADNADIADKHEDA 0268-2566367 [email protected] RAJKOT AHMEDABAD " TORAL "Subhash RoadRAJKOTRAJKOT 0281-2234362 [email protected] Plot No. 4, The Adress Businee HUBB/H SD VESU AHMEDABAD Jain SchoolNear Big BazarVesuSurat 9974630908 [email protected] Janta Super MarketRaj Mahal MEHSANA AHMEDABAD RoadMAHSANAMEHSANA 02762-221327 [email protected] Kantawala DelaUndivakharBHAVNAGARKHAR BHAVNAGAR AHMEDABAD GATEBHAVNAGAR 0278 2423305 [email protected] SHOP NO. 23-28CORNER POINT COMPLEXOPP SEJAL APARTMENTCITY ATHWA LINES AHMEDABAD LIGHTSURAT 2612220047 [email protected] NO:1 8TH CROSS, 7TH MAIN, II BLOCK, ASHOKA PILLAR BANGALORE JAYANAGAR, BANGALORE 560011 8026564581 [email protected] NO 905/5, NEW NO 21, BHARANI, 6TH CROSS, AYYAPPA NAGAR, JALAHALLI, BANGALORE ABBIGERE BANGALORE 560090 9449864193 [email protected] L-82A, 15th Cross, 5th MainSector-6HSR HSR LAYOUT BANGALORE LayoutBANGALORE -
BANKING LAW Time : 1:30 Hours Maximum Marks-100 Tc Rd Dgk U Tk;] Bl Á’Uiqflrdk Dks U [Kksysa
Á’uiqfLrdk Øekad Roll No.-------------------- Question Booklet No. Á’uiqfLrdk fljht O.M.R. Serial No. Question Booklet Series A L.L.B (Fifth Semester) Examination, 2021 LLB504 BANKING LAW Time : 1:30 Hours Maximum Marks-100 tc rd dgk u tk;] bl Á’uiqfLrdk dks u [kksysa funsZ’k % & 1. ijh{kkFkhZ vius vuqØekad] fo”k; ,oa Á’uiqfLrdk dh fljht dk fooj.k ;FkkLFkku lgh& lgh Hkjsa] vU;Fkk ewY;akdu esa fdlh Hkh Ádkj dh folaxfr dh n’kk esa mldh ftEesnkjh Lo;a ijh{kkFkhZ dh gksxhA 2. bl Á’uiqfLrdk esa 100 Á’u gSa] ftues ls dsoy 75 Á’uksa ds mRrj ijh{kkfFkZ;ksa }kjk fn;s tkus gSA ÁR;sd Á’u ds pkj oSdfYid mRrj Á’u ds uhps fn;s x;s gSaA bu pkjksa esa ls dsoy ,d gh mRrj lgh gSA ftl mRrj dks vki lgh ;k lcls mfpr le>rs gSa] vius mRrj i=d (O.M.R. ANSWER SHEET) esa mlds v{kj okys o`Rr dks dkys ;k uhys cky IokabV isu ls iwjk Hkj nsaA ;fn fdlh ijh{kkFkhZ }kjk fu/kkZfjr Á’uksa ls vf/kd Á’uksa ds mRrj fn;s tkrs gSa rks mlds }kjk gy fd;s x;s ÁFker% ;Fkk fufnZ”V Á’uksRrjksa dk gh ewY;kadu fd;k tk;sxkA 3. ÁR;sd Á’u ds vad leku gSaA vki ds ftrus mRrj lgh gksaxs] mUgha ds vuqlkj vad Ánku fd;s tk;saxsA 776 4. lHkh mRrj dsoy vksŒ,eŒvkjŒ mRrj i=d (O.M.R. -
Inception Meeting of State Financial Inclusion Forum (SFIF), Odisha
6th State Financial Inclusion Forum (SFIF), Odisha Theme: “PMJDY: Beyond Opening of Accounts” Date: 20th April 2015 (2.00-5.00pm) Venue: Hotel New Marrion , Bhubaneswar Proceedings of the Meeting Background: Small Industries Development Bank of India (SIDBI) in partnership with Department for International Development (DFID), UK, is implementing a bilateral project titled “Poorest States Inclusive Growth (PSIG)” programme. The programme aims at to facilitate better access to financial services by the poor and to promote pro-poor investments in India’s four poor states of Bihar, Odisha, Uttar Pradesh and Madhya Pradesh. The key mandate of the programme as earlier said is to improve access to both financial as well as non-credit services (savings, credit, insurance, pension, remittance, mobile banking, BCs etc.) for poor people and to strengthen the institutional framework so as to help the poor in improving their income and quality of life through multi-farious initiatives. ACCESS-ASSIST has been assigned by PSIG to coordinate the initiatives on policy advocacy in the above four states as well as at the National level. Setting up of multi-stakeholders State Financial Inclusion Forum (SFIF) in each PSIG focus state has been agreed as one of the key mechanisms to achieve the objectives under the policy advocacy component at the state level. The SFIF is expected to act as a platform to facilitate effective coordination and synergy among all stakeholders in creating an enabling environment and accelerating the process of financial inclusion in the state. As proposed in the 5th SFIF meeting held in January 2015, the 6th meeting was organized on the underlying theme of “PMJDY–Beyond Opening of Accounts”. -
Official Site, Telegram, Facebook, Instagram, Instamojo
Page 1 Follow us: Official Site, Telegram, Facebook, Instagram, Instamojo All SUPER Current Affairs Product Worth Rs 1200 @ 399/- ( DEAL Of The Year ) Page 2 Follow us: Official Site, Telegram, Facebook, Instagram, Instamojo SUPER Current Affairs MCQ PDF 3rd August 2021 By Dream Big Institution: (SUPER Current Affairs) © Copyright 2021 Q.World Sanskrit Day 2021 was celebrated on ___________. A) 3 August C) 5 August B) 4 August D) 6 August Answer - A Sanskrit Day is celebrated every year on Shraavana Poornima, which is the full moon day in the month of Shraavana in the Hindu calendar. In 2020, Sanskrit Day was celebrated on August 3, while in 2019 it was celebrated on 15 August. Sanskrit language is believed to be originated in India around 3,500 years ago. Q.Nikol Pashinyan has been re-appointed as the Prime Minister of which country? A) Ukraine C) Turkey B) Armenia D) Lebanon Answer - B Nikol Pashinyan has been re-appointed as Armenia’s Prime Minister by President Armen Sarkissian. Pashinyan was first appointed as the prime minister in 2018. About Armenia: Capital: Yerevan Currency: Armenian dram President: Armen Sargsyan Page 3 Follow us: Official Site, Telegram, Facebook, Instagram, Instamojo Q.Min Aung Hlaing has taken charge as the Prime Minister of which country? A) Bangladesh C) Thailand B) Laos D) Myanmar Answer - D The Chief of the Myanmar military, Senior General Min Aung Hlaing has taken over as the interim prime minister of the country on August 01, 2021. About Myanmar Capital: Naypyitaw; Currency: Kyat. NEWLY Elected -
Influence of Merger on Performance of Indian Banks: a Case Study
Journal of Poverty, Investment and Development www.iiste.org ISSN 2422-846X An International Peer-reviewed Journal Vol.32, 2017 Influence of Merger on Performance of Indian Banks: A Case Study Gopal Chandra Mondal Research Scholar, Dept. of Economics, Vidyasagar University, India& Chief Financial Officer,IDFC Foundation,New Delhi, India Dr Mihir Kumar Pal Professor,Dept. Of Economics, Vidyasagar University, India Dr Sarbapriya Ray* Assistant Professor, Dept. of Commerce, Vivekananda College, Under University of Calcutta, Kolkata,India Abstract The study attempts to critically analyze and evaluate the impact of merger of Nedungadi bank and Punjab National Bank on their operating performance in terms of different financial parameters. Most of the financial indicators of Nedungadi bank and Punjab National Bank display significant improvement in their operational performance during post merger period. Therefore, the results of the study reveal that average financial ratios of sampled banks in Indian banking sector showed a remarkable and significant improvement in terms of liquidity, profitability, and stakeolders wealth. Keywords: Merger, India, Nedungadi bank, Punjab National Bank. 1. Introduction: Concept of merger and acquisition has become very trendy in present day situation, especially, after liberalization initiated in India since 1991. The emergent tendency towards mergers and acquisitions (M&As) world-wide, has been ignited by intensifying competition. Mergers and acquisitions have been taking place in corporate as well as banking sector to abolish financial, operation and managerial weakness as well as to augment growth and expansion , to create shareholders value, stimulate health of the organization with a view to confront challenges in the face of stiff competitive in globalized environment. -
In the High Court of Judicature at Madras Dated
IN THE HIGH COURT OF JUDICATURE AT MADRAS DATED: 10.11.2016 CORAM : The Hon'ble MR.SANJAY KISHAN KAUL, CHIEF JUSTICE, The Hon'ble MR.JUSTICE T.S.SIVAGNANAM AND The Hon'ble MR.JUSTICE R.MAHADEVAN W.P. Nos.2675, 253 and 9750 of 2011, 46458 of 2002, 27409 and 31060 of 2005, 6267 and 469 of 2006, 21496 of 2008, 21358 of 2009 THE ASSISTANT COMMISSIONER(CT) ANNA SALAI-III ASSESSMENT CIRCLE SIRE MANSION NO.621 ANNA SALAI CHENNAI-6. ..PETITIONER IN WP.2675/11 K.MAHENDRAN ..PETITIONER IN WP.253/11 THE COMMERCIAL TAX OFFICER-I COMMERCIAL TAXES DEPARTMENT OFFICE OF THE COMMISSIONER (CT) PUDUCHERRY ..PETITIONER IN WP.9750/11 INDIAN BANK REP BY BRANCH MANAGER, 245, POLLACHI ROAD, UDUMALPET-642126 ..PETITIONER IN WP.46458/02 INDIAN OVERSEAS BANK PONDICHERRY MAIN BRANCH BY ITS CHIEF MANAGER / CONSTITUTED ATTORNEY PONDICHERY. ..PETITIONER IN WP.27409/05 INDIAN BANK HARBOUR BRANCH REP. BY ITS ASSISTANT GENERAL MANAGER B. PANDA 66 RAJAJI SALAI CHENNAI -1. ..PETITIONER IN WP.31060/05 M/S.GUPTA & COMPANY REP. BY ITS MANAGING PARTNER DR.S.K.GUPTA NO.8 & 11 EKKADUTHANGAL ROAD GUINDY CHENNAI-32 ..PETITIONER IN WP.6267/06 INDIAN OVERSEAS BANK PERUNGULATHUR BRANCH CHENNAI-63 BY ITS SENIOR MANAGER / CONSTITUTED ATTORNEY...PETITIONER IN WP.469/06 ORIENTAL BANK OF COMMERCE, OVERSEAS BRANCH, REP.BY ITS CHIEF MANAGER, A.SRINIVAS SHARMA, PADMA COMPLEX, 467, MOUNT ROAD, CHENNAI-35 ..PETITIONER IN WP.2496/08 MIJAN SHOE FABRIC LTD., NO.57/28 VEPERY HIGH ROAD, PERIAMPET, CHENNAI. ..PETITIONER IN WP.21358/09 vs THE INDIAN OVERSEAS BANK REP. -
Note on Banking
NOTE ON BANKING Bank – Definition Loans are of two types A bank is a financial institution which accepts money from the 1. Demand Loans: people in the form of ‘Deposits’ and gives advances to them in Eg: Gold Loans, Crop loans. the form of “Loans”. Loans Deposits are of two types 2. Term Loans: Eg: Housing loan / Personal Loan. 1. Demand Deposits Y Demand Loans are usually repayable in 12 to 18 Eg: Current Account / Savings Account. months. Deposits Y Term Loans are repayable in instalments. The 2. Term/Time Deposits repayment may extend to over twenty years, in Eg: Fixed Deposits / Recurring Deposits. some cases. Current Account: History of Banking Development in India Y Generally maintained by businesspersons / large The Banking Regulation Act, 1949 defines the term Banking institutions / companies. as “accepting, deposits for the purpose of lending or investment, Y No interest is paid for balances in the account. and withdrawable by cheque, draft, order or otherwise”. Y There are no restrictions on the number 1. The first bank in India was called the Bank of Hindustan transactions. and was established in 1770 by Alexander and Co, at Y Overdraft (OD) can be extended in this account, Calcutta, under European Management. at the discretion of the bank. 2. Presidency Banks were established by the British: Bank Savings Account: of Bengal in 1806, followed by Bank of Bombay in 1840, Y Generally maintained by individuals. and Bank of Madras in 1843. Y Nominal rate of interest will be paid on the 3. The first bank with limited liability, managed by Indians, balances in this account. -
Banks Branch Code, IFSC Code, MICR Code Details in Tamil Nadu
All Banks Branch Code, IFSC Code, MICR Code Details in Tamil Nadu NAME OF THE CONTACT IFSC CODE MICR CODE BRANCH NAME ADDRESS CENTRE DISTRICT BANK www.Padasalai.Net DETAILS NO.19, PADMANABHA NAGAR FIRST STREET, ADYAR, ALLAHABAD BANK ALLA0211103 600010007 ADYAR CHENNAI - CHENNAI CHENNAI 044 24917036 600020,[email protected] AMBATTUR VIJAYALAKSHMIPURAM, 4A MURUGAPPA READY ST. BALRAJ, ALLAHABAD BANK ALLA0211909 600010012 VIJAYALAKSHMIPU EXTN., AMBATTUR VENKATAPURAM, TAMILNADU CHENNAI CHENNAI SHANKAR,044- RAM 600053 28546272 SHRI. N.CHANDRAMO ULEESWARAN, ANNANAGAR,CHE E-4, 3RD MAIN ROAD,ANNANAGAR (WEST),PIN - 600 PH NO : ALLAHABAD BANK ALLA0211042 600010004 CHENNAI CHENNAI NNAI 102 26263882, EMAIL ID : CHEANNA@CHE .ALLAHABADBA NK.CO.IN MR.ATHIRAMIL AKU K (CHIEF BANGALORE 1540/22,39 E-CROSS,22 MAIN ROAD,4TH T ALLAHABAD BANK ALLA0211819 560010005 CHENNAI CHENNAI MANAGER), MR. JAYANAGAR BLOCK,JAYANAGAR DIST-BANGLAORE,PIN- 560041 SWAINE(SENIOR MANAGER) C N RAVI, CHENNAI 144 GA ROAD,TONDIARPET CHENNAI - 600 081 MURTHY,044- ALLAHABAD BANK ALLA0211881 600010011 CHENNAI CHENNAI TONDIARPET TONDIARPET TAMILNADU 28522093 /28513081 / 28411083 S. SWAMINATHAN CHENNAI V P ,DR. K. ALLAHABAD BANK ALLA0211291 600010008 40/41,MOUNT ROAD,CHENNAI-600002 CHENNAI CHENNAI COLONY TAMINARASAN, 044- 28585641,2854 9262 98, MECRICAR ROAD, R.S.PURAM, COIMBATORE - ALLAHABAD BANK ALLA0210384 641010002 COIIMBATORE COIMBATORE COIMBOTORE 0422 2472333 641002 H1/H2 57 MAIN ROAD, RM COLONY , DINDIGUL- ALLAHABAD BANK ALLA0212319 NON MICR DINDIGUL DINDIGUL DINDIGUL -
State Bank of India
State Bank of India State Bank of India Type Public Traded as NSE: SBIN BSE: 500112 LSE: SBID BSE SENSEX Constituent Industry Banking, financial services Founded 1 July 1955 Headquarters Mumbai, Maharashtra, India Area served Worldwide Key people Pratip Chaudhuri (Chairman) Products Credit cards, consumer banking, corporate banking,finance and insurance,investment banking, mortgage loans, private banking, wealth management Revenue US$ 36.950 billion (2011) Profit US$ 3.202 billion (2011) Total assets US$ 359.237 billion (2011 Total equity US$ 20.854 billion (2011) Owner(s) Government of India Employees 292,215 (2012)[1] Website www.sbi.co.in State Bank of India (SBI) is a multinational banking and financial services company based in India. It is a government-owned corporation with its headquarters in Mumbai, Maharashtra. As of December 2012, it had assets of US$501 billion and 15,003 branches, including 157 foreign offices, making it the largest banking and financial services company in India by assets.[2] The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest commercial bank in the Indian Subcontinent. Bank of Madras merged into the other two presidency banks—Bank of Calcutta and Bank of Bombay—to form the Imperial Bank of India, which in turn became the State Bank of India. Government of Indianationalised the Imperial Bank of India in 1955, with Reserve Bank of India taking a 60% stake, and renamed it the State Bank of India. In 2008, the government took over the stake held by the Reserve Bank of India. -
Banking Laws in India
Course: CBIL-01 Banking Laws In India Vardhaman Mahaveer Open University, Kota 1 Course: CBIL-01 Banking Laws In India Vardhaman Mahaveer Open University, Kota 2 Course Development Committee CBIL-01 Chairman Prof. L. R. Gurjar Director (Academic) Vardhaman Mahaveer Open University, Kota Convener and Members Convener Dr. Yogesh Sharma, Asso. Professor Prof. H.B. Nanadwana Department of Law Director, SOCE Vardhaman Mahaveer Open University, Kota Vardhaman Mahaveer Open University, Kota External Members: 1. Prof. Satish C. Shastri 2. Prof. V.K. Sharma Dean, Faculty of law, MITS, Laxmangarh Deptt.of Law Sikar, and Ex. Dean, J.N.Vyas University, Jodhpur University of Rajasthan, Jaipur (Raj.) 3. Dr. M.L. Pitaliya 4. Prof. (Dr.) Shefali Yadav Ex. Dean, MDS University, Ajmer Professor & Dean - Law Principal, Govt. P.G.College, Chittorgarh (Raj.) Dr. Shakuntala Misra National Rehabilitation University, Lucknow 5. Dr Yogendra Srivastava, Asso. Prof. School of Law, Jagran Lakecity University, Bhopal Editing and Course Writing Editor: Course Writer: Dr. Yogesh Sharma Dr Visvas Chauhan Convener, Department of Law State P. G. Law College, Bhopal Vardhaman Mahaveer Open niversity, Kota Academic and Administrative Management Prof. Vinay Kumar Pathak Prof. L.R. Gurjar Vice-Chancellor Director (Academic) Vardhaman Mahaveer Open University, Kota Vardhaman Mahaveer Open University, Kota Prof. Karan Singh Dr. Anil Kumar Jain Director (MP&D) Additional Director (MP&D) Vardhaman Mahaveer Open University, Kota Vardhaman Mahaveer Open University, Kota Course Material Production Prof. Karan Singh Director (MP&D) Vardhaman Mahaveer Open University, Kota Production 2015 ISBN- All right reserved no part of this book may be reproduced in any form by mimeograph or any other means, without permission in writing from the V.M. -
Mergers and Acquisitions of Banks in Post-Reform India
SPECIAL ARTICLE Mergers and Acquisitions of Banks in Post-Reform India T R Bishnoi, Sofia Devi A major perspective of the Reserve Bank of India’s n the Reserve Bank of India’s (RBI) First Bi-monthly banking policy is to encourage competition, consolidate Monetary Policy Statement, 2014–15, Raghuram Rajan (2014) reviewed the progress on various developmental and restructure the system for financial stability. Mergers I programmes and also set out new regulatory measures. On and acquisitions have emerged as one of the common strengthening the banking structure, the second of “fi ve methods of consolidation, restructuring and pillars,” he mentioned the High Level Advisory Committee, strengthening of banks. There are several theoretical chaired by Bimal Jalan. The committee submitted its recom- mendations in February 2014 to RBI on the licensing of new justifications to analyse the M&A activities, like change in banks. RBI has started working on the framework for on-tap management, change in control, substantial acquisition, licensing as well as differentiated bank licences. “The intent is consolidation of the firms, merger or buyout of to expand the variety and effi ciency of players in the banking subsidiaries for size and efficiency, etc. The objective system while maintaining fi nancial stability. The Reserve Bank will also be open to banking mergers, provided competi- here is to examine the performance of banks after tion and stability are not compromised” (Rajan 2014). mergers. The hypothesis that there is no significant Mergers and acquisitions (M&A) have been one of the improvement after mergers is accepted in majority of measures of consolidation, restructuring and strengthening of cases—there are a few exceptions though. -
Commercial Bank
Commercial bank An institution which accepts deposits, makes business loans, and offers related services. Commercial banks also allow for a variety of deposit accounts, such as checking, savings, and time deposit. These institutions are run to make a profit and owned by a group of individuals, yet some may be members of the Federal Reserve System. While commercial banks offer services to individuals, they are primarily concerned with receiving deposits and lending to businesses. Nature of Commercial Banks Commercial banks are an organization which normally performs certain financial transactions. It performs the twin task of accepting deposits from members of public and make advances to needy and worthy people form the society. When banks accept deposits its liabilities increase and it becomes a debtor, but when it makes advances its assets increases and it becomes a creditor. Banking transactions are socially and legally approved. It is responsible in maintaining the deposits of its account holders. Indian Banking Industry Banking in India originated in the first decade of 18th century with The General Bank of India coming into existence in 1786. This was followed by Bank of Hindustan. Both these banks are now defunct. The oldest bank in existence in India is the State Bank of India being established as "The Bank of Bengal" in Calcutta in June 1806. A couple of decades later, foreign banks like Credit Lyonnais started their Calcutta operations in the 1850s. At that point of time, Calcutta was the most active trading port, mainly due to the trade of the British Empire, and due to which banking activity took roots there and prospered.