Pricewaterhousecoopers LLP Annual Report 2005 Annual Report 2005 Annual Report

Total Page:16

File Type:pdf, Size:1020Kb

Pricewaterhousecoopers LLP Annual Report 2005 Annual Report 2005 Annual Report 4569_AR05_1CoverOuter.qxd 22/8/05 9:41 am Page 1 www.pwc.com/uk PricewaterhouseCoopers LLP Annual Report 2005 Annual Report 2005 Chairman 02 Clients 08 People 16 Firm 22 Financial 34 05 Global 70 4569_AR05_1CoverOuter.qxd 22/8/05 9:41 am Page 1 www.pwc.com/uk PricewaterhouseCoopers LLP Annual Report 2005 Annual Report 2005 Chairman 02 Clients 08 People 16 Firm 22 Financial 34 05 Global 70 4569_AR05_1CoverInner.qxd 24/8/05 12:01 pm Page 1 What we do How we measure ourselves We provide assurance, tax and advisory services. Our ambition is to continue to be the UK’s leading Our clients include public and private companies, central professional services firm and a key contributor and local government, banks and private equity houses, to and beneficiary of the PwC global network. private individuals and not-for-profit organisations. We are committed to helping our clients, our people and our communities develop and grow. Assurance and Regulatory Reporting Corporate Finance Statutory audit, financial accounting, non-financial Mergers and acquisitions advisory, private equity advisory, Leading in each of our chosen markets performance and reporting, regulatory compliance, internal initial public offerings, project finance and public private Clients Our aim is to be the acknowledged leader in all our chosen markets, both in terms audit, International Financial Reporting Standards (IFRS) partnerships, public to private, valuations. of our work for clients and the values by which we live. Quality and integrity lie at the readiness and conversions, Sarbanes-Oxley readiness, heart of everything we do, be it in creating, delivering and adding value for our clients independent controls and process assurance, assurance Human Resource Services or fulfilling our public interest responsibilities through rigorous and independent auditing. on capital market transactions, sustainability. Reward and compensation, employment services, retirement, benefits and actuarial, international assignment solutions, Tax HR transaction services, human capital benchmarking, Corporate tax advisory, tax on transactions, transfer pricing, HR strategy and business effectiveness. corporate and international tax structuring, finance and treasury, indirect taxes, tax investigations, corporate tax Actuarial Being a great place to work compliance and outsourcing, company administration Mergers and acquisitions, capital structuring, financial To achieve our goals we need to have the right people. So we seek to attract, recruit services, personal tax advisory and compliance, tax valuations. modelling, insolvencies and run-off solutions, regulatory, People and invest in the most capable and innovative people, create an environment in which risk and capital management, underwriting, claims and they can develop their full potential, and nurture their knowledge and experience. Performance Improvement Consulting reinsurance, insurance reserving and reporting, retirement We then strive to connect all these attributes and share our collective expertise for © 2005 PricewaterhouseCoopers LLP. All rights reserved. ‘PricewaterhouseCoopers’ Finance and IT effectiveness, revenue enhancement, and benefits, process improvement. the benefit of our clients. and ‘PwC’ refer to PricewaterhouseCoopers LLP (a limited liability partnership operational improvement, cost reduction, supply chain, registered in England) or, as the context requires, other member firms of shared services, treasury, project and change management, Forensic Services PricewaterhouseCoopers International Limited, each of which is a separate strategic support, risk management, outsourcing advisory. Anti-money laundering, capital projects, commercial and independent legal entity. *connectedthinking is a trademark of disputes, forensic technology solutions, investigations, PricewaterhouseCoopers LLP (US). Business Recovery insurance claims, intellectual property, international Corporate insolvency, solutions for discontinued insurance arbitration, licensing management, securities litigation Creating a sustainable business Unless otherwise indicated, either expressly or by the context, we use the word business, personal insolvency, financial restructuring, crisis transaction and shareholder disputes and investigations. We are committed to enhancing and protecting our brand and reputation. This not Firm ‘partner’ to describe a member of PricewaterhouseCoopers LLP. and stakeholder management, corporate simplification, only means communicating openly and transparently both within and beyond our independent business reviews, interim leadership, optimised organisation, but also investing in our infrastructure and technology to ensure they Registered office: 1 Embankment Place, London, WC2N 6RH. exit services, receivables management. continue to support the changing needs of our clients and our people. We recognise our responsibilities to the wider communities in which we operate and to the global Registered number: OC 303525. Transaction Services PricewaterhouseCoopers network, of which we are an important member. Bid support and defence, buy and sell side financial Designed by studio ec4. due diligence, commercial and market due diligence, post-deal services, structuring. Maintaining quality earnings Production by Tor Pettersen & Partners. Financial Our aim is to maintain quality earnings which are proportionate to the risks we Printed in the UK by St Ives Westerham Press. encounter in our business while also being sufficient to provide adequate resources We connect our people, network, experience, industry for investment and reward for all our people. Main section photography by Bill Robinson. knowledge and business understanding to build trust This report is printed on Revive Special Silk. At least 30% of the total fibre content and create value for our clients.* comes from well-managed forests independently certified according to the rules of the Forest Stewardship Council, and 30% is from post-consumer recycled waste paper. 4569_AR05_1CoverInner.qxd 24/8/05 12:01 pm Page 1 What we do How we measure ourselves We provide assurance, tax and advisory services. Our ambition is to continue to be the UK’s leading Our clients include public and private companies, central professional services firm and a key contributor and local government, banks and private equity houses, to and beneficiary of the PwC global network. private individuals and not-for-profit organisations. We are committed to helping our clients, our people and our communities develop and grow. Assurance and Regulatory Reporting Corporate Finance Statutory audit, financial accounting, non-financial Mergers and acquisitions advisory, private equity advisory, Leading in each of our chosen markets performance and reporting, regulatory compliance, internal initial public offerings, project finance and public private Clients Our aim is to be the acknowledged leader in all our chosen markets, both in terms audit, International Financial Reporting Standards (IFRS) partnerships, public to private, valuations. of our work for clients and the values by which we live. Quality and integrity lie at the readiness and conversions, Sarbanes-Oxley readiness, heart of everything we do, be it in creating, delivering and adding value for our clients independent controls and process assurance, assurance Human Resource Services or fulfilling our public interest responsibilities through rigorous and independent auditing. on capital market transactions, sustainability. Reward and compensation, employment services, retirement, benefits and actuarial, international assignment solutions, Tax HR transaction services, human capital benchmarking, Corporate tax advisory, tax on transactions, transfer pricing, HR strategy and business effectiveness. corporate and international tax structuring, finance and treasury, indirect taxes, tax investigations, corporate tax Actuarial Being a great place to work compliance and outsourcing, company administration Mergers and acquisitions, capital structuring, financial To achieve our goals we need to have the right people. So we seek to attract, recruit services, personal tax advisory and compliance, tax valuations. modelling, insolvencies and run-off solutions, regulatory, People and invest in the most capable and innovative people, create an environment in which risk and capital management, underwriting, claims and they can develop their full potential, and nurture their knowledge and experience. Performance Improvement Consulting reinsurance, insurance reserving and reporting, retirement We then strive to connect all these attributes and share our collective expertise for © 2005 PricewaterhouseCoopers LLP. All rights reserved. ‘PricewaterhouseCoopers’ Finance and IT effectiveness, revenue enhancement, and benefits, process improvement. the benefit of our clients. and ‘PwC’ refer to PricewaterhouseCoopers LLP (a limited liability partnership operational improvement, cost reduction, supply chain, registered in England) or, as the context requires, other member firms of shared services, treasury, project and change management, Forensic Services PricewaterhouseCoopers International Limited, each of which is a separate strategic support, risk management, outsourcing advisory. Anti-money laundering, capital projects, commercial and independent legal entity. *connectedthinking is a trademark of disputes, forensic technology solutions, investigations, PricewaterhouseCoopers LLP (US). Business Recovery insurance claims, intellectual property, international Corporate
Recommended publications
  • Managing Tomorrow's People*
    Managing tomorrow’s people* The future of work to 2020 *connectedthinking Contents Introduction 02 Small is beautiful: welcome to the Orange World 18 2020: where three worlds co-exist 04 The journey to Orange 18 Life in the Orange World: the main themes 19 Corporate is king: welcome to the Blue World 06 Work in the Orange World: the people challenges 21 The journey to Blue 06 The Orange HR business model 22 Life in the Blue World: the main themes 07 Work in the Blue World: the people challenges 09 Are you ready for tomorrow’s world? 25 The Blue HR business model 10 Appendix 27 Companies care: Definitions: Scenarios, Millenials 27 welcome to the Green World 12 Our methodology 28 The journey to Green 12 Global forces 29 Life in the Green World: the main themes 13 PwC Graduate Survey findings 30 Work in the Green World: the people challenges 15 Contacts 32 The Green HR business model 16 Foreword 01 The journey to 2020 about the future of people management. Our team has At the beginning of 2007, a team from identified three possible ‘worlds’ PricewaterhouseCoopers gathered to explore the – plausible futures to provide a future of people management. Our thinking was context in which to examine the sparked by the rising profile of people issues on way organisations might operate the business agenda – the talent crisis, an ageing in the future. In addition we surveyed almost 3,000 workforce in the western world, the increase in MillennialsA1 – new graduates from the US, China global worker mobility and the organisational and and the UK who represent a generation just joining Foreword cultural issues emerging from the dramatic pace of the workforce, to test their views and expectations business change in the past decade.
    [Show full text]
  • 2019 Inspection Pricewaterhousecoopers LLP (Headquartered in New York, New York)
    2019 Inspection PricewaterhouseCoopers LLP (Headquartered in New York, New York) December 17, 2020 THIS IS A PUBLIC VERSION OF A PCAOB INSPECTION REPORT PORTIONS OF THE COMPLETE REPORT ARE OMITTED FROM THIS DOCUMENT IN ORDER TO COMPLY WITH SECTIONS 104(g)(2) AND 105(b)(5)(A) OF THE SARBANES-OXLEY ACT OF 2002 PCAOB RELEASE NO. 104-2021-005 Executive Summary Our 2019 inspection report on PricewaterhouseCoopers LLP provides information on our inspection to assess the firm’s compliance with Public Company Accounting Oversight Board (“PCAOB”) standards and rules and other applicable regulatory and professional requirements. This executive summary offers a high-level overview of: (1) Part I.A of the report, which discusses deficiencies (“Part I.A deficiencies”) in certain issuer audits that were of such significance that we believe the firm, at the time it issued its audit report(s), had not obtained sufficient appropriate audit evidence to support its opinion on the issuer's financial statements and/or internal control over financial reporting (“ICFR”), and (2) Part I.B of the report, which discusses deficiencies that do not relate directly to the sufficiency or appropriateness of evidence the firm obtained to support its opinion(s) but nevertheless relate to instances of non-compliance with PCAOB standards or rules. The fact that we have included a deficiency in this report — other than those deficiencies for audits with incorrect opinions on the financial statements and/or ICFR — does not necessarily mean that the issuer’s financial statements are materially misstated or that undisclosed material weaknesses in ICFR exist.
    [Show full text]
  • Eric Kimberling Expert Witness
    Eric Kimberling Expert Witness Eric is a prominent expert and global thought leader in the ERP and enterprise systems market. With over 20 years industry experience, he has helped more than 200 clients globally in manufacturing, distribution, retail, services, energy, utilities, non-profit and government. Eric provides exert witness services including deposition and testimony, case evaluation and report writing. Sample Thought Leadership: Expertise • Author of widely influential ERP YouTube • SAP, Oracle, Microsoft Dynamics, channel, blogs, whitepapers and articles Epicor, and other ERP systems • Author of ERP industry reports • Software Evaluation and Selection • Keynote Speaker – The Manufacturing ERP • Organizational Change Experience – Metalforming Magazine – 2011 Management and 2014 • Program and Project Management • Member of the Denver University Speaker’s • Contract Negotiation Bureau • Expert Witness Testimony • Guest lecturer for Denver University, Colorado • Business Process Optimization University, and University of Rochester • Six Sigma • Lead facilitator of educational ERP Boot Camps • Lean Manufacturing and Value and Digital Stratosphere industry conferences Stream Analysis • Speaker at the AAPA Conference, Managing ERP Projects Conference, Managing Your SAP Sample Expert Witness Cases Projects, and other conferences • Partner Services, Inc v. Avanade • Host of webinar and podcast series covering • The United States of America ERP best practices and the State of Illinois, Ex Rel. • Recovery Ready ERP, Supply and Demand Kathy Pishghadamian v. Nicor Chain Executive, July 2010 Gas • Focus Publications’ List of 25 ERP Experts and • Flotek Industries, Inc. v. CD Influencers to Track in 2010 Group, Inc. • Author of Lessons from 1,000 ERP • California State Controllers Office Implementations - a book detailing ERP best v. SAP practices • Midwest Tape LLC v.
    [Show full text]
  • Public Accounting, the Big Four
    Public Accounting Prepared by Professor Nancy Ghodrat, CPA Public accounting is an area of accounting in which accountants offer expert services to the general public. A major portion of public accounting involves auditing. In auditing, a certified public accountant (CPA) examines company financial statements and provides an opinion as to how accurately the financial statements present the company's results and financial position. Certified Public Accountant (CPA) is the statutory title of qualified accountants in the United States who have passed the Uniform Certified Public Accountant Examination and have met additional state education and experience requirements for certification as a CPA. In California and most other U.S. states, only CPAs who are licensed are able to provide to the public attestation (including auditing) opinions on financial statements. I believe every accounting student should know the names of the four largest international public Accounting Companies (also known as CPA firms.) These firms are 1. Deloitte Touche Tohmatsu (also branded as Deloitte) 2. PricewaterhouseCoopers (or PWC) 3. Ernst & Young (or EY) 4. KPMG The above firms are referred to as Big 4 (sometimes written as the Big Four). This group was once known as the “Big Eight”. Since 1989, mergers and one major scandal involving Arthur Andersen have reduced the number of major accountancy firms from eight to four. In 2002, Arthur Andersen voluntarily surrendered its licenses to practice as Certified Public Accountants in the United States after being found guilty of criminal charges relating to the firm's handling of the auditing of Enron, the energy corporation, resulting in the loss of 85,000 jobs.
    [Show full text]
  • Security Consulting, Q3 2007 by Khalid Kark and Chris Mcclean for Security & Risk Professionals
    September 25, 2007 The Forrester Wave™: Security Consulting, Q3 2007 by Khalid Kark and Chris McClean for Security & Risk Professionals Making Leaders Successful Every Day For Security & Risk Professionals Includes a Forrester Wave™ September 25, 2007 The Forrester Wave™: Security Consulting, Q3 2007 PwC And Deloitte Lead The Pack With KPMG Close Behind by Khalid Kark and Chris McClean with Jonathan Penn and Alissa Dill EXECUTIVE SUMMARY Forrester evaluated leading security consulting service providers across 80 criteria and found that PricewaterhouseCoopers (PwC) and Deloitte established themselves as Leaders in the security consulting services market — thanks to their breadth of current offerings and their focus on future growth areas. KPMG International established itself as the next strongest with a rich current offering and solid strategy for growth. Ernst & Young (E&Y) and IBM have good market presence and an established client base but lack the breadth of offerings of the Leaders. Accenture has a strong infrastructure background and is ideal for companies looking to develop a security infrastructure and implementation projects but is not as strong in security strategy. Wipro has a relatively new security practice with impressive growth plans that leverage its existing customer base. BT has a good vision and some good relationships that will enable growth, with success to date focused mostly in EMEA. VeriSign and Verizon Business are relatively small practices with a strong US presence and great customer satisfaction among their clients. TABLE OF CONTENTS NOTES & RESOURCES 2 CISOs Need Help In Dealing With Their Forrester conducted services evaluations in Evolving Role July 2007 and interviewed 10 service providers: 4 Security Consulting Evaluation Overview Accenture, BT, Deloitte, Ernst & Young, IBM, KPMG, PricewaterhouseCoopers, VeriSign, 7 The Leaders Have Strong Strategy And Verizon Business, and Wipro.
    [Show full text]
  • Botta V. Pricewaterhousecoopers
    Case 3:18-cv-02615-AGT Document 228 Filed 07/26/21 Page 1 of 15 UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA MAURO BOTTA, Case No. 18-cv-02615-AGT Plaintiff, FINDINGS OF FACT AND v. CONCLUSIONS OF LAW PRICEWATERHOUSECOOPERS LLP, Defendant. A bench trial was held in this employment case. The undersigned presided and now explains why judgment will be entered for the defendant, PricewaterhouseCoopers LLP (PwC). BACKGROUND Public companies pay PwC to audit their financial statements and their internal controls over financial reporting.1 The firm’s audits serve a well-recognized “public watchdog function,” United States v. Arthur Young & Co., 465 U.S. 805, 818 (1984) (simplified), because participants in the capital markets rely on the results in deciding where to invest their money. To further this watchdog function, the Securities and Exchange Commission (SEC) and the Public Company Accounting Oversight Board (PCAOB) have issued detailed auditor independence rules. See, e.g., SEC Regulation S-X, 17 C.F.R. § 210.2-01; PCAOB Rules § 3 Pt. 5, Ethics and Independence, https://pcaobus.org/about/rules-rulemaking/rules/section_3. The rules seek to reduce conflicts of interest, which may naturally arise given that auditors are paid for their work by the companies they audit. See generally Te-Kuang Chou, An Examination of the Mechanism and Legal 1 Internal controls are procedures that companies use to prevent and detect errors in their financial statements. If a company requires its accounting staff, each month, to cross-check corporate bank balances against records of deposits and withdrawals, that cross-check would be an internal control.
    [Show full text]
  • About Oliver Wyman Oliver Wyman Is a Global Leader in Management Consulting
    About Oliver Wyman Oliver Wyman is a global leader in management consulting. With offices in 50+ cities across 26 countries, Oliver Wyman combines deep industry knowledge with specialized expertise in strategy, operations, risk management, and organization transformation. Our 4700+ professionals help clients optimize their business, improve their operations and risk profile, and accelerate their organizational performance to seize the most attractive opportunities. Oliver Wyman’s thought leadership is evident in our agenda- setting books, white papers, research reports, and articles in the business press. Our clients are the CEOs and executive teams of the top Global 1000 companies. Visit our website for more details about Oliver Wyman: www.oliverwyman.com Job specification Job title: Research Associate or Research Analyst (Health & Life Sciences) Department: Knowledge Services - Research Office/region: Singapore Reports to: Head of Asia Pacific Research Job Overview: Candidates with more relevant research experience may join as Research Analyst. For the Research Associate role, they are expected to have developed requisite research skills and knowledge of tools to provide research independently to consulting teams. The Research Associate role is expected to perform more independently, having stronger research skills, a better understanding of management consulting business context and project environment. Role is focused on building content knowledge for the Health & Life Sciences specialization. The development focus will be to begin creating compelling synthesized end products which include basic analyses. Key Responsibilities: Conducting accurate and timely research to serve the Health & Life Sciences practice group in Asia. Providing both quick solutions and in-depth research for the Health & Life Sciences practice group in Asia.
    [Show full text]
  • Essex County Council (The Commons Registration Authority) Index of Register for Deposits Made Under S31(6) Highways Act 1980
    Essex County Council (The Commons Registration Authority) Index of Register for Deposits made under s31(6) Highways Act 1980 and s15A(1) Commons Act 2006 For all enquiries about the contents of the Register please contact the: Public Rights of Way and Highway Records Manager email address: [email protected] Telephone No. 0345 603 7631 Highway Highway Commons Declaration Link to Unique Ref OS GRID Statement Statement Deeds Reg No. DISTRICT PARISH LAND DESCRIPTION POST CODES DEPOSITOR/LANDOWNER DEPOSIT DATE Expiry Date SUBMITTED REMARKS No. REFERENCES Deposit Date Deposit Date DEPOSIT (PART B) (PART D) (PART C) >Land to the west side of Canfield Road, Takeley, Bishops Christopher James Harold Philpot of Stortford TL566209, C/PW To be CM22 6QA, CM22 Boyton Hall Farmhouse, Boyton CA16 Form & 1252 Uttlesford Takeley >Land on the west side of Canfield Road, Takeley, Bishops TL564205, 11/11/2020 11/11/2020 allocated. 6TG, CM22 6ST Cross, Chelmsford, Essex, CM1 4LN Plan Stortford TL567205 on behalf of Takeley Farming LLP >Land on east side of Station Road, Takeley, Bishops Stortford >Land at Newland Fann, Roxwell, Chelmsford >Boyton Hall Fa1m, Roxwell, CM1 4LN >Mashbury Church, Mashbury TL647127, >Part ofChignal Hall and Brittons Farm, Chignal St James, TL642122, Chelmsford TL640115, >Part of Boyton Hall Faim and Newland Hall Fann, Roxwell TL638110, >Leys House, Boyton Cross, Roxwell, Chelmsford, CM I 4LP TL633100, Christopher James Harold Philpot of >4 Hill Farm Cottages, Bishops Stortford Road, Roxwell, CMI 4LJ TL626098, Roxwell, Boyton Hall Farmhouse, Boyton C/PW To be >10 to 12 (inclusive) Boyton Hall Lane, Roxwell, CM1 4LW TL647107, CM1 4LN, CM1 4LP, CA16 Form & 1251 Chelmsford Mashbury, Cross, Chelmsford, Essex, CM14 11/11/2020 11/11/2020 allocated.
    [Show full text]
  • Saffron Walden and Villages Team Ministry
    Saffron Walden and Villages Team Ministry Profile 2020 i September 2020 Thank you for taking the time to look at our Team Profile. We completed this in early March 2020 just before COVID-19 changed all our lives. We hope you will enjoy finding out more about our vibrant town and village ministries. During lockdown we have taken to Zoom and the telephone to keep in touch with each other and to continue to worship God together. You will find lots of information about our Church at Home and our online services on www.stmaryssaffronwalden.org and our village websites (which can be reached from the relevant pages of the profile). We have established a Pastoral Support team to help the vulnerable and isolating members of our congregation with shopping, collection of prescriptions and providing a listening ear. Many of our members have signed up to help as an NHS Volunteer, at the local foodbanks and with local support initiatives. We started reopening our churches in July in accordance with the current guidelines and are now holding a limited number of services in all the churches in the team. Many of our services are livestreamed and we are continuing to provide ministry online as well as face to face. We pray that as you discover more about us that you will feel God’s prompting. If it seems that this might be the ministry for you, please contact Archdeacon Robin King for a discussion. We hope that we will not need to wait too long to welcome our next Team Rector but we know that the timing is in God’s hands.
    [Show full text]
  • Making Convenience Safe and Secure
    Making Convenience Safe and Secure Zwipe Full Year Report 2020 25 February 2021 | André Løvestam, CEO and Lars Kristian Solheim, CFO Zwipe is a biometric fintech company pioneering the next generation contactless payment experience ISO contact plate module Fingerprint sensor with biometric SE Passive inlay* Zwipe has the most widely piloted solutions in the biometric payment marketplace * A passive inlay has no components mounted on it, it only contains an antenna to do the energy harvesting and 2 communication lines to handle the encrypted communication between the sensor and the secure element. Strong operational momentum in 2020 and YTD 2021: Customers • 9 new customers: card manufacturers with a total 200 million payment cards shipped annually • Go-to-Market partnerships with TietoEvry, areeba, Inkript and Veritech Partnerships • Engaged with Idex to collaborate on Zwipe Pay ONE, as well as 4 other eco-system partners Technology • The Zwipe Pay ONE project has passed its most critical milestones and major risk points • The first two Zwipe Pay ONE pilots announced in the Nordics, with OP Bank in Finland and Vopy in Commercial Sweden piloting Zwipe Pay ONE from Q3 2021 • Zwipe and partners conducted several insights studies from the Nordics, UK and the United States showing Consumer insights strong consumer interest for safer and more secure payments with high willingness to pay Organization • Significantly strengthened the organization to meet the demand for our solutions Investor relations • Listed on Nasdaq First North Growth Market
    [Show full text]
  • East of England
    East of England Extrait du AS Lagny Rugby http://www.aslagnyrugby.net/East-of-England.html East of England - Liens - Date de mise en ligne : dimanche 7 décembre 2014 Copyright © AS Lagny Rugby - Tous droits réservés Copyright © AS Lagny Rugby Page 1/22 East of England Cette page regroupe les clubs du Sud-Ouest de l'Angleterre (South West England) représentés par leurs couleurs (logo ou écusson si nous l'avons trouvé) et le lien vers leur site internet ou le blog qui leur est consacré. Ils sont regroupés selon les 6 comtés cérémoniaux (ceremonial counties) : Essex, Hertfordshire, Bedfordshire, Cambridgeshire, Norfolk et Suffolk. N'hésitez pas à nous contacter si vous constatez une erreur, un oubli, où si vous possédez le logo manquant d'un club, son adresse internet. Cambridgeshire (Cambourne)Cambourne Exiles RFC [Cambourne Exiles Rugby Football Club] Copyright © AS Lagny Rugby Page 2/22 East of England (Cambridge)Cambridge RUFC [Cambridge Rugby Union Football Club] (Cambridge)Cambridgeshire Police RFCPas de site webà notre connaissance. [Cambridgeshire Police Rugby Football Club] (Cambridge)Cantabrigian RUFC [Cantabrigian Rugby Union Football Club] (Cambridge)Shelford RC [Shelford Rugby Club] (Cottenham)Renegades Rugby [Renegades Rugby] (Ely)Ely Tigers RC [Ely Tigers Rugby Club - Huntingdon RFC] (Huntingdon)Huntingdon RUFC [Huntingdon Rugby Union Football Club] (Huntingdon)RAF Molesworth Maulers RFC [Royal Air Force Molesworth Maulers Rugby Football Club] (March)March Bears RUFC [March Bears Rugby Union Football Club] (Peterborough)Peterborough Lions RFC [Peterborough Lions Rugby Football Club] Copyright © AS Lagny Rugby Page 3/22 East of England (Peterborough)Peterborough RUFC [Peterborough Rugby Union Football Club] (Peterborough)Westwood RUFC [Westwood Rugby Union Football Club] (Sawston)Sawston RUFC [Sawston Rugby Union Football Club] (St.
    [Show full text]
  • MAKING a DIFFERENCE in the MOMENTS THAT MATTER 2020 Annual Report Risk & Insurance Services Consulting
    MAKING A DIFFERENCE IN THE MOMENTS THAT MATTER 2020 Annual Report Risk & Insurance Services Consulting Marsh Guy Carpenter Mercer Oliver Wyman Insurance Broking Reinsurance Health, Wealth Strategy, Economic & Risk Management & Capital Strategies & Career Consulting & Brand Consulting We are 76,000 colleagues in four global businesses united by a common purpose—to make a difference in the moments that matter. Three commitments unite us as we strive to live our purpose: SUCCEEDING TOGETHER. We are in business to expand what’s possible for our clients and each other. ACCELERATING IMPACT. We embrace change and create enduring client value. ADVANCING GOOD. We strive to serve the greater good. We work with our clients to enable enterprise around the world and secure better futures for all. TO OUR SHAREHOLDERS, COLLEAGUES AND CLIENTS, 2020 was a year when every moment mattered. Around the world, no organization was unaffected or unchanged as we all navigated the crisis of a global pandemic, a global economic crisis, another devastating year in a gathering climate crisis, and an overdue reckoning with race, equity and social justice. No one could plan for such a year, but looking back, our company was ready. 2 | Marsh McLennan 2020 Annual Report As we found smarter ways, every day, to accelerate impact for our clients, we did the same for our communities. From fundraising for medical workers, to mask-making, to one colleague who volunteered at night as an ambulance responder, we stood up for our communities when they needed it most. And we didn’t forget each other. Across our company, groups of supportive colleagues coalesced to help one another balance heightened professional and personal demands, organizing everything from online yoga 2020 was a crucible that brought out the best in classes to children’s reading programs.
    [Show full text]