Nicaragua HANDBOOK Invest In Your Future IN LATIN AMERICA

[email protected] USA/CANADA 1.800.290.3028 GRAN VINEYARD ESTATES ECIDEVELOPMENT.COM ARGENTINA Table of Contents

Country Map 4 Basic Travel Information 66 Introduction 5 U.S. Embassy 51 Geography 6 Gaining Legal Residency 70 Weather & Climate 8 Dual Nationality 71 Clothing 9 Residency for U.S. Citizens 71 Society 9 Consulate Information in the U.S. 72 Language 9 Transitioning to Life Abroad 73 Religion 10 Doctors 75 Currency 10 Education 79 Government & Politics 11 Primary and Secondary Education 80 National Emblems 12 Attorney 82 Culture 13 Foreign Investment Law 83 Print Media 14 Investment Facilitation 83 Television 14 Financial Institutions 84 Holidays 15 Competitive & Productive Labor 84 Famous Nicaraguans 16 Free Zones or Export Zones 84 Cuisine 17 Cost of Basic Services 86 Places to Visit 19 Investment in Nicaragua 86 Shopping 20 Buying Property in Nicaragua 88 Outside the City Limits of Managua 22 18 Questions for Buying Real Estate 90 Hotels by Region 48 Why Gran Pacifica 92 Restaurants by Region 55 The Team 94 Travel To Nicaragua 60 Associates & Partners 94 Infrastructure and Transport 61 Business Model 95 Additional Boat and Ferry Info 65 Why ECI Development? 96

NICARAGUA HANDBOOK 3 NICARAGUA HANDBOOK 4 NICARAGUA HANDBOOK 4 NICARAGUA HANDBOOK Introduction Unsurprisingly to those already in the country, Nicaragua’s living and retirement opportunities have been endorsed and recommended by such leading news sources as U.S. News & World Report and NBC News. Nicaragua is currently one of the easiest and most rewarding places for an American tourist or expat to visit or live. These opportunities are driven by affordable real‑estate investment, low taxes, and a low cost of living coupled with a sustainable, high quality of life. However, that isn’t all that Nicaragua has to offer. Nicaragua’s natural and architectural beauty is unmatched, and the country also offers a helpful retiree benefits program and quality universal healthcare. Nicaragua also holds bragging rights to being the safest country in all of Central America. Instead of being plagued by worries of when or if you’ll be able to retire, or where you should visit and invest next, take a deeper look into the reasons you should consider Nicaragua.

NICARAGUA HANDBOOK 5 NICARAGUA HANDBOOK Geography

Nicaragua is situated in Central America Pacific Plains between Honduras and Costa Rica. It is conveniently located less than two and a The western flank of the country is the most half hours away from Miami or Houston by developed region, economically speaking, plane, making it ripe for U.S. tourism and evidenced by a third of the Nicaraguan ex‑patriotism. population living around Managua alone. It is known for being the region with the most It takes about five and a half hours to go from volcanoes and lakes within Nicaragua. the North to the South of the country by car along the Pan‑American Highway. Travel The Pacific Plains run from Nicaragua’s from West to East is easiest by plane. northwestern border with Honduras to its southwestern border with Costa Rica. Here An impressive 20 % of the Nicaraguan you will find the famous Lake Nicaragua and mainland is protected national parks and some of Nicaragua’s most famous volcanoes nature reserves. Many of Nicaragua’s unique including the Maribios volcanic chain, natural wonders are in pristine condition Masaya, and Maderas. because of these vast reserves. Furthermore, they are open to tourism and, in general, Both Nicaraguan plain regions are hotter and are easily accessible by car or public drier than the Central region. However, the transportation. Pacific region is where you can find most of the resort communities, modern cities, and Nicaragua’s geography is interesting and cultural heritage in the Spanish colonial cities unique in several ways. For starters, the of Granada and León. country is virtually split in half by a rain forest, which has created a Spanish speaking, economically growing half on the Pacific CENTRAL REGION coast and an English speaking, economically As the name suggests, the Central region stagnant half on the Atlantic coast. takes up most of the area in the center Nicaragua is slightly larger than of Nicaragua from north to south. It is a Pennsylvania, making it the largest country mountainous region with little to no flat in Central America besides Mexico. terrain. This may make travel a bit slower but fortunately the altitude gives respite to Though Nicaragua is essentially divided in the heat weary traveler since it lowers the two by the rainforest, geographically it has average temperature significantly. three separate regions: the Pacific Plains, the Central Mountains, and the Atlantic Plains

NICARAGUA HANDBOOK 6 NICARAGUA HANDBOOK The Central Region is where you can find On the West coast, Spanish is the primary some of the most impressive Nicaraguan language and inhabitants are primarily cloud forests. The flora and the fauna of of mestizo descent. On the East coast of these forests include: mahogany, cedar, Nicaragua, English and several indigenous orchids, 200 species of birds, cougars, ocelots, languages are the primary languages spoken, and the jaguarondi. There are tremendous due to the fact that nearly 100% of the opportunities for hiking and other outdoor population is of indigenous or West Indian activities in this region such as mountain descent. climbing and camping. The culture of the Eastern coast of Nicaragua This region is responsible for a quarter of has a definitively more Caribbean feel than Nicaragua’s agricultural production. Farms the rest of Nicaragua. This simply adds to the in this region specialize in coffee and cigar diversity of foreign and domestic cultural tobacco, primarily near the city of Estelí. influences on the country. Here, one can get a taste of lush, untouched Here, as in the Central region, one can find nature, authentic local cuisine, and Spanish all kinds of flora and fauna living virtually colonial influences. unaffected by urban sprawl or industrial production. Just another reason eco‑tourists will find themselves enamored with ATLANTIC LOWLANDS Nicaragua. Though a traveler can find pristine nature Possibly the two most visited sites in this throughout Nicaragua, the Atlantic Lowlands region are the port of Bluefields and the is the true definition of unmarred. It covers Corn Islands, which are just off the coast of 56.2% of Nicaragua’s land mass, yet only 10% Nicaragua. Bluefields is a relatively small of the Nicaraguan population lives in this city but it has an interesting mix of Spanish, region. Due to the thinly dispersed population Indigenous, African, and English cultures that and the fact that there are few big cities in the cannot be found in many other places. On the region, this part of the Nicaraguan rainforest other hand, the Corn Islands are a Caribbean has thrived and become a destination for paradise with an abundance of aquatic hardy eco‑tourists. activities. The many rivers that flow through this primarily forested region are usually the only form of transportation from one town to another. Before you visit you should make sure that you are prepared and bring a suitable amount of provisions.

NICARAGUA HANDBOOK 7 NICARAGUA HANDBOOK Weather & Climate As with other parts of Central and South because of the difference in altitude. The America, Nicaragua’s climate does not northern mountains will have temperatures conform to the four seasons model that we’re between 54° F and 68° F, again, depending on used to in North America. For example, you the time of day. can’t easily determine the temperature by the time of year it is. Rather, temperature is gaged Determining the amount of rainfall in by what region you are in. The temperature is Nicaragua is dependent on what region you broken up into three areas. are in. Concerning rainfall, Nicaragua is usually split into three regions: east, west, The first of these areas is the lowlands on and the mountains. The east usually receives the Pacific and Atlantic coasts. They are the much more rain than the west, and the hottest with temperatures ranging from 73° mountains in the north receive the least. F after sunset to 86° F and above during the daytime. However, there are seasonal fluctuations which create Nicaragua’s two seasons: the dry The second of these areas is the central region season and the rainy season. The dry season where temperatures will range between 63° F is usually between January and June. While and 77° F, depending on the time of day. the rainy season is usually between July and December. The third of these areas is the northern mountains, which are technically part of the central region but are significantly colder

NICARAGUA HANDBOOK 8 NICARAGUA HANDBOOK languages. Nicaragua is a significant country Clothing in regards to emigration, since approximately Nicaragua is a warm tropical country for 2 million Nicaraguan citizens live abroad which you should come prepared with light (around 1 million migrants in 2019). To put clothing. A light jacket could be necessary that in perspective, that’s the same as 30% of for a visit to the Northern Area (Matagalpa, their current population. Estelí, Ocotal, etc.), as temperatures do drop significantly in those areas. Some parts of Nicaragua have more rainfall Language than others, but you should bring rainproof According to the Nicaraguan government, clothes to all of them since all of them incur Spanish is the official language. However, significant rainfall at times. their Spanish is different from traditional or European Spanish. Nicaraguan Spanish uses the more formal “ustedes” and “vos” conjugations instead of the “vosotros” and Society “tu” conjugations used in Spain. They also The latest UN data states that Nicaragua’s have a unique accent that is different from current population is 6,632,294 people. Of that of other Spanish speaking countries. those 6 million 69% are mestizo (Indigenous Though Spanish is the mother tongue for and White), 17% are White, 9% are Black, and an overwhelming majority of Nicaraguans, 5% are Indigenous. Language wise, 95.3% of there are language minorities on the eastern the population speaks Spanish as their first seaboard that speak indigenous and Creole language. However, there are minorities languages. On the other hand, English as a of 4.7% that speak indigenous or Creole second and bilingual language is on the rise.

NICARAGUA HANDBOOK 9 NICARAGUA HANDBOOK Religion Currency Historically, the western and central regions The official Nicaraguan currency is the of Nicaragua have been predominantly Córdoba, named after Francisco Hernández Catholic. Over 90% of Nicaragua’s population de Córdoba. Bills exist in denominations of 10, are members of Christian denominations. 20, 50, 100, and 500 Córdobas, with coins in 25 Approximately 73% of Nicaraguans follow cents, 50 cents, 1 and 5 Córdobas. However, the Roman Catholic religion with about 15% most Nicaraguan stores and services accept attending evangelical churches. Around 2% United States dollars, for which the generally are part of the Moravian Church and some 0.1 accepted exchange rate is 34.68 Córdobas percent are joined to the Episcopal Church. to the dollar. If you are paying with dollars There are also religious minorities such as you will most likely receive your change in Muslims and Jehovah’s Witnesses at just Córdobas. Euro’s are less common and you over 2% of the population. Also, contrary to will more than likely need to exchange them common belief, around 15.7% of Nicaraguans for Córdobas. said that they have no religion.

NICARAGUA HANDBOOK 10 NICARAGUA HANDBOOK Government Nicaragua is currently a democratic republic. a large percentage of votes during the There are four branches of government elections, are also given seats. (Executive, Legislative, Electoral, and Judicial). Their system of branches is similar The Judicial Branch functions similarly to its to that of the U.S., except that they have a U.S. counterpart. They have a Supreme Court separate electoral branch that is in charge of as well, however, Nicaraguan Supreme Court organizing all governmental elections. judges are only in power for 5 years before needing reelection by the National Assembly. The President (Executive Branch) is not only the Head of State but also the Commander There are more checks and balances than in Chief, similar to the U.S. president. there used to be, but the Executive Branch Nicaraguan presidents are elected for five still wields a considerable amount of power. year terms. Some relatively recent reforms have been the privatization of 351 state‑run services, the The Legislative Branch (The National creation of the Legislative Branch’s majority Assembly) is unicameral and voted to 5 year vote veto against the President, and army and terms. Representatives are elected by the national police reforms which have reduced people from party lists. However, certain spending and given less power to both groups. presidential candidates who lose, but received

Politics

There are 22 active political parties in the 1980’s, and it has been the sole party Nicaragua, leading to many parties with in power since the establishment of the similar ideas forming coalitions with each democracy, except for the years between other. Though the most recent elections 1990 and 2005, when they lost the presidency (2016) were a landslide victory for the FSLN, but maintained a strong presence in the usually only two parties receive significant National Assembly. Originally, they were an percentages of the vote: The Liberal Alliance ideologically communist/socialist movement, and the FSLN, which is currently in power. but for years now they have been privatizing state run companies and creating more The FSLN is the modern incarnation of the capitalist policies. Sandinista movement. Its leader has been Daniel Ortega (the current president) since

NICARAGUA HANDBOOK 11 NICARAGUA HANDBOOK The Liberal Alliance is an offshoot of the Constitutional Liberal Party that controlled Nicaraguan Flag and the country from 1990 to 2005. They are a coalition of several conservative parties that National Symbols decided to come together after it was found out that the leader of the PLC (ex‑president The Nicaraguan flag originates from the Arnoldo Alemán) was guilty of misuse of short lived United States of Central America, public funds. of which they were a part of. The U.S.C.A. used the same colors for their flag. The Though International agencies and flag was officially adopted by Nicaragua on Nicaraguans themselves will have determined September 4, 1908. The symbol in the middle that there is a significant amount of of the flag consists of a triangle encircled by corruption within the government, there has the words “República de Nicaragua America always been a high voter turnout hovering Central.” The triangle is symbolic of the shape around 75%. This is usually attributed to the of Nicaragua and has five volcanoes on it fact that Nicaraguans enjoy many liberties symbolizing the five states that comprised the and protections that other Central/South United States of Central America. American countries don’t have. Some examples of these rights and protections are: free speech and minimal government censorship, unions, laws against public and workplace discrimination, and virtually unrestricted domestic and international travel.

NICARAGUA HANDBOOK 12 NICARAGUA HANDBOOK Culture

The Nicaraguan culture is not well known Additionally, Nicaraguans have had a passion internationally, yet it is one of the most for literature for centuries, which is visible welcoming, diverse, and vibrant of the Central through their great writers such as Ruben American countries. Nicaragua is a unique Dario, who is renowned worldwide as the mix of strong Amerindian, British, Caribbean, father of Modernism. This passion also and Spanish cultures. Depending on the area translates into a strong focus on reading and that you are in, certain parts of those cultures writing in all levels of education. Currently will be easily visible. the Nicaraguan literacy rate is around 83%, which proves that even some of the poorest Through the mixing of so many cultures, you in Nicaragua still share the same literary could say that variety is the spice of life in all passion. Nicaragua’s free and rigorous public aspects of Nicaraguan culture. Whether it’s education system is the impetus for their their cuisine, literature, or language, there surprisingly high literacy rate and another is a mixing of the rich parts of each culture sign of their commitment to education. which creates the larger Nicaraguan culture.

NICARAGUA HANDBOOK 13 NICARAGUA HANDBOOK Print Media LA PRENSA www.laprensa.com.ni EL OBSERVADOR ECONOMICO An outspoken, neo‑liberal and socially www.elobservadoreconomico.com/ conservative newspaper. It regularly This newspaper is strictly focused on challenges foreign and domestic government economic issues. It provides facts, analysis, officials and is generally in support of the and opinions on current economic programs U.S. It is one of the two most circulated and events in Nicaragua. newspapers in the country.

EL NUEVO DIARIO LA JORNADA www.elnuevodiario.com.ni www.lajornadanet.com/ El Nuevo Diario is La Prensa’s direct A Nicaraguan newspaper that reports both competitor and is the second most circulated domestic and international news. Essentially, newspaper in the country. It is more in line it is a much smaller and local version of the with traditional Sandinista ideology and, New York Times. therefore, promotes more socialist policies.

Television Without cable, there are several Nicaraguan international cable companies, such as IBW, television channels that show the news (Canal Claro, and CABLECOM, which will offer you 15) and TV shows (Televicentro Canal 2). a wide breadth of channels. These channels There are several other non‑cable channels include English and Spanish versions of with a variety of programming. many U.S. channels such as CNN, Fox, and ESPN, while also offering Latin and European If you want cable television, there are two channels. main providers. Nicaraguan cable will get you Nicaraguan channels and will only be around $25 a month. On the other hand, there are

NICARAGUA HANDBOOK 14 NICARAGUA HANDBOOK Holidays DATE HOLIDAY January 1 New Year’s Day It is customary for both the government and private businesses to take the entire week March/April Good Friday between Palm Sunday and Easter Sunday March/April Holy Saturday off. Similarly, most government offices and private businesses close between Christmas March/April Easter and New Year’s Day. May 1 Labor Day Many government offices close in July 19 The Sandinista Revolution Day mid‑December and do not reopen until after the Festival of the Three Kings in early September 10 National Day January. September 15 Independence Day If a holiday falls on a Tuesday or a Thursday, it is common for people to take off the October 12 Indigenous Resistance Day Monday or Friday, respectively, in order to September 14 Battle of San Jacinto have a four‑day weekend. December 25 Christmas Day

NICARAGUA HANDBOOK 15 NICARAGUA HANDBOOK Famous Nicaraguans

ARTISTS Luis Enrique Mejia – “Prince of Salsa” / Salsa singer / Composer / Grammy Award winner

Barbara Carrera – Actress / Former Bond Girl

Gabriel Traversari – Actor

Hernaldo Zuniga – Singer / Songwriter / Music Composer

Maria A. Morales – Executive editor, “People en Espanol”

Gioconda Belli – Writer / Poet

Ruben Dario – Famous Poet (Father of Modernism, Prince of Lyrics)

BASEBALL Dennis Martinez – Former Major League Baseball Player / Houston Astros Coach

Devern Hansack – Former Major League Baseball Player (Boston Red Sox, 2007 World Series Champions) Vicente Padilla – Current Major League Baseball Player (Hawks, Diamondbacks, Phillies, Rangers, Dodgers, Red Sox) Erasmo Ramirez ‑ Current Major League Baseball Player (Seattle Mariners)

Everth Cabrera – Current Major League Baseball Player (San Diego Padres)

BOXING Rosendo Alvarez – Former World Champion

Alexis Arguello – Former World Champion

Ricardo Mayorga – Former World Champion

Jose Alfaro – World Champion

Roman Gonzales – Current WBC Champion and Former WBA Champion

NICARAGUA HANDBOOK 16 NICARAGUA HANDBOOK Cuisine Modern day Nicaraguan cuisine is a mix of indigenous and European influences. Though there are shared similarities, Nicaraguan cuisine can easily be separated into a west coast cuisine and an east coast cuisine. The main difference being that the west coast’s cuisine was influenced by the Spanish and the east coast’s cuisine has Caribbean influences.

FAMOUS DISHES Though many people only know of gallo pinto, Nicaragua actually has a wide variety of dishes. A few of the best and most representative ones are:

GALLO PINTO Of course, gallo pinto is the most common dish in Nicaragua. Even if you ordered another dish, it will probably come with a side of gallo pinto. If you ask any Nicaraguan about their traditional foods, this will probably be the first one to come up. It is essentially rice and red beans, however, it can be mixed with many kinds of vegetables, cheeses, and herbs as well.

NACATAMAL This dish is similar to the tamales of Mexico, except instead of being packed into corn husks, it’s packed into plantain husks. The ingredients are dough, corn, meat (beef, pork, or chicken), and an assortment of vegetables.

VIGORÓN This dish is very popular among locals and, supposedly, its best iteration is at a kiosk called El Gordito in Granada. The kiosk is aptly named, as the proprietor is quite “gordito” and always sits outside welcoming guests. The dish consists of a cabbage salad, boiled yuca, and chicharrones (fried pork rinds), wrapped in a banana leaf.

NICARAGUA HANDBOOK 17 NICARAGUA HANDBOOK INDIO VIEJO (OLD INDIAN) boiled coconut water and a special candy called “dulce” poured over strips of coconut Indio Viejo is a soup dish that is prepared and yucca. It ends up being a kind of sweet with beef, onion, sweet chili, garlic, salt, corn dessert salad that can be, and usually is, flour (masa), sour orange, and peppermint. placed on top of other dishes or rice. It is an original indigenous dish that has a funny story behind the name. Apparently, in the time of the conquistadors, a group of RONDÓN hungry traveling Spaniards approached a group of Amerindians who were cooking. The This dish may be the most famous and story goes that in order to get the Spaniards representative of Nicaragua’s east coast. It is to leave, the Amerindians told them that the a dish from Bluefields, and is mostly a meat dish they were preparing was an old Indian dish comprised of turtle, fish, beef, or pork who had just died. Immediately, the Spaniards with several vegetables and spices including left them alone. pepper, onion, banana, and chili. It is not for the faint of heart since turtles are considered endangered. QUESILLO This dish is simply a soft Nicaraguan cheese wrapped in tortilla with salad and cream. The Nicaraguan cheese is also used in many other iterations where it is fried and put on top of other ingredients.

SOPA DE MONDONGO A popular dish among the locals, it is a soup of boiled cow stomach with a large array of vegetables, herbs, and legumes. The taste is somewhere between a meat stew and a vegetable soup with added spices. It is usually served with avocado and cheese. Salads accompany it occasionally. It originates from Masatepe, Masaya.

BUÑUELOS Buñuelos are a dessert made of fried cheese and cassava balls with honey on top. They could be considered Nicaragua’s version of deep fried Oreos since they’re just as addicting.

CAJETA DE COCO This dish uses a kind of caramel made from

NICARAGUA HANDBOOK 18 NICARAGUA HANDBOOK Places To Visit In Nicaragua

This list does not even come close to After a short drive or walk through Managua, gathering all there is to see and do in you will immediately notice the stark contrast Nicaragua, nor will you be able to partake between the newer modern buildings and the in all the wonders that “the land of lakes older more traditional ones. Through most and volcanoes” has to offer in just one visit. parts of the city you can easily find traditional However, some of these sites should most houses and restaurants right next to massive, assuredly be included in your itinerary. Have ultra‑modern malls, offices, restaurants, etc. fun discovering Nicaragua! Do not take this to mean that the city has fully recovered, because the city center MANAGUA still bares marks of the earthquake. The Old Cathedral still stands in the Plaza of the Managua was never an important city Revolution, but its interior is off limits due to until 1855 when it was made the capital, a its structural instability. Bordering it on both compromise made during a power struggle sides you can find two other buildings. One between Granada and León. All the same, survived the 1972 earthquake (the Palacio de since around the beginning of this century Cultura) and the other was built afterwards Managua, Nicaragua’s capital, has seen an (the Casa Presidencial). You can’t visit the economic boom, as has much of the country. Casa Presidencial (Presidential House) but you Consequently, the economic boom has been can go into the Palacio de Cultura (Palace of followed by a construction boom that has Culture), which houses the National Museum. caused Managua to expand at a breakneck It has a great exhibition on Nicaragua’s speed. In a way, they are trying to recuperate history spanning the time when the volcanoes after the devastating earthquake of 1972 that actually created the land to the present leveled most of the city, especially the city day. It also has one of the best collections of center. However, a lot of the construction Amerindian pottery in the world. The Palace is being done in a way that expands the city also has an exposition on Rubén Darío and instead of building over the old downtown many of his personal belongings. area. This has caused Managua to develop into a city without a real center or downtown. Near the city center you can also find the Instead, there are popular business areas Lake Xolotlan, with a newly built restaurant scatted throughout the city. Consequently, and entertainment strip along the waterfront even though over a million people live in that can be fun for the whole family. If you the city, it does not look like a typical capital are interested in history or archeology, city. Cautionary measures after the nearby is the UNSECO World Heritage site of earthquake meant that very few high‑rises Acahualinca, which contains human remains have been built. that are 6,000 years old. They are the oldest evidence of human presences in the province of Managua.

NICARAGUA HANDBOOK 19 NICARAGUA HANDBOOK Shopping Whether you are looking for souvenirs or If, after a long day of sightseeing and cultural simply to do some shopping in another events, you are looking forward to going country, Managua has plenty of opportunities out for a couple hours, Managua has that for for you to take advantage of. you too. Two highly recommended areas for tourists to go out are Los Robles and Galerias. In Managua you can get your fill of artisan Though some of the bars and clubs in these crafts and Nicaraguan products at the large areas are considered the most expensive in open air Huembes Market. There you will be Managua, entrance is usually free and you can able to find any souvenir imaginable as well as still get domestic beers for around $2. Though a good selection of Nicaraguan rum and cigars the prices are cheaper, these high‑class at decent prices. Remember that haggling establishments hold up well against their U.S. is fair game in these markets. There’s no and European counterparts. In these areas shame in trying to bring down the price they you can also find cheaper, more authentic offer you since they are probably willing to bars and restaurants to visit as well. These sell it for less. Huembes is safe compared areas also have movie theaters, though for to other Nicaraguan markets, however it is tourism purposes it’s probably best to go out still recommended to keep an eye on your and see the city rather than see an American valuables or better yet, leave them in your movie. home or hotel. On the other hand, if your idea of a relaxing If you’re looking to do some more modern evening or night out is going to see a play or clothes shopping you can go to a mall like a musical/cultural show, look no further than Galerias, which has all kinds of premium the Rubén Darío National Theater. It is one products as well as excellent restaurants, of the few significant buildings that survived a movie theatre, and several bars and the 1972 earthquake. Since its inauguration in nightclubs. 1962, many celebrated international and local Although visitors should take certain artists have performed there and it is still an precautions, Managua is not a city to important Latin American venue for the arts. be avoided because of safety concerns. When you’re in town, look up the schedule. Interestingly, Managua is one of the safest They will most likely have an interesting capital cities in the region. performance at least one of the nights that you are in Managua. ATTRACTIONS IN MANAGUA Sports‑wise, you can visit the National Baseball Stadium. If you’re here during Many of the amenities that you are used to the season, you’ll be able to catch around finding in Western cities can now be found five games a week at the National Stadium. easily in some areas of Managua. NICARAGUA HANDBOOK 20 NICARAGUA HANDBOOK Baseball is by far Nicaragua’s most popular because of Pre‑Columbian remains that have sport and, therefore, there aren’t really been found in the area, and the fact that many other sporting events, except for at the the President’s House (during the Somoza National Soccer Stadium. regime) used to be on top of one of the peaks surrounding the lagoon. Here, one can see One of the last attractions within the city the emblematic statue of Sandino’s shadow, limits is Lake Xolotlán, or Lake Managua. fortress‑like ruins of the Somoza palace, and While the aforementioned newly built an old Italian tank sent to Somoza by Benito waterfront is a fantastic place to go. Though Mussolini. You can also zip line over the some of the water may look clean, swimming lagoon and visit nearby restaurants with great is strictly prohibited. The waterfront views. renovations have been a successful attempt at improving one part of the area, but there Less famous, but certainly more important, is a long way to go until Lake Xolotlan and its is the Asososca Lagoon. This lagoon is the shores recover. most important water source for Managua. However, this also means that you can’t visit it. There is a small overlook from which you LAGOONS can get a spectacular view, but that is about all you can do from a tourism perspective. An unusual, yet spectacularly unique, aspect of Managua is the amount of natural The last touristic lagoon is the Nejapa Lagoon, attractions within the city limits. Lake which is considerably smaller and shallower Xolotlan has already been mentioned, but than the first two. You can’t swim in this one there are also four lagoons within Managua. either, however, there are some great views from restaurants surrounding it. It is a natural There is Tiscapa Lagoon, which may be the reserve and therefore has not been developed. most famous. This lagoon is in the crater A fun fact is that it is so shallow that during of an extinct volcano and has been largely some dry seasons it evaporates completely. protected by the Nicaraguan government

NICARAGUA HANDBOOK 21 NICARAGUA HANDBOOK You will be able to find many of them on your Outside the City own but with the help of a guide you can find Limits of Managua the more reclusive ones. Both offer camping opportunities, but the THE CHILTEPE PENINSULA true difference between them is that the Chocoyero has two waterfalls which one can The Chiltepe peninsula, about 45 minutes hike to the top of, offering fantastic views of northwest of the center of Managua, has some the surrounding landscape and nearby cities of the most spectacular scenery of Nicaragua. (including Managua). Montibelli’s unique trait It is a peninsula that dips into Lake Xolotlan is that there is an eco‑hostel there that grows and it contains a large nature reserve and two several fruits such as pineapple, cactus fruit, large, clean volcanic lagoons. The lower one and passion fruit using environmentally safe is called Xiloa, while the one higher up on the techniques. While there, you can drink and volcano is called Apoyeque. You can swim in eat some of the freshest fruit juices and meals both of these geothermally heated lagoons you have ever had. that contain large amounts of fish that you can spot with the scuba diving equipment offered in the area. They are in a nature BEACHES WITHIN THE reserve so there is very little development PROVINCE OF MANAGUA around them, but there are a couple tastefully If you want to visit some beaches during your built restaurants overlooking the Xiloa lagoon stay in Managua, there are two within the which offer a must see experience. Some of same province. Both Pochomil and Masachapa these restaurants even have direct access to are in about the same location and are around the water by either jumping off a platform or an hour and a half outside of Managua by car. climbing down some stairs to rentable kayaks or boats. Camping options are also available. Both beaches offer accommodations for tourists as well as touristic opportunities such Note: The only way to access Apoyeque is by as restaurants, horseback riding, and surfing. hiking the mountain paths. Both of them can also be accessed easily by bus or micro bus leaving Managua though, MONTIBELLI AND CHOCOYERO depending on the bus you take, you may have to make a connection along the way. Though NATIONAL PARKS both of these beaches are well prepared Both of these nature reserves are about 30‑45 for tourists, beautiful and worth visiting, minutes outside of Managua. Both have they aren’t that well known by foreigners. incredible vistas and if you are an animal Therefore, if you are seeking a quieter beach lover you will be able to see several kinds experience then these two beaches are of rare animals. Thriving populations of recommended, especially during the week butterflies, deer, snakes, lizards, monkeys, when not even many locals will be there. hawks, and chocoyos live in these reserves.

NICARAGUA HANDBOOK 22 NICARAGUA HANDBOOK conquistador, Hernandez de Cordoba, whose León remains were found along with those of his León is a wonderful example murderer in a nearby basement before the of a typical colonial city. The city was abandoned. However, the remains city is filled with churches were moved by locals to a tomb in the ruined and traditional architecture city that has a statue of him on top of it. In that may give you the impression of stepping all, you can visit several houses, the main back in time to when Nicaragua was ruled cathedral, Cordoba’s basement and tomb, and by the Spanish crown. Besides numerous a few other main buildings. There is a small cultural, historical, and architectural sites, fee to enter but it is well worth it. there are also several worthwhile nature The modern city of León was established in reserves nearby and awe‑inspiring volcanoes. 1610 by the inhabitants of Old León. However, many of the impressive buildings, such as the cathedral, were not finished until the last quarter of 18th century. León is famous for the abundance of impressive churches, new and old, within the city limits. No matter where you are in the city, you will hear a cacophony of church bells whenever it is time for mass. The most impressive churches are the Recolección, El Calvario and the Cathedral. Besides the impressive architecture of the main cathedral, you can also see Ruben Darío’s tomb along with those of several other literary figures. Modern León also hosts a vibrant nightlife fomented by the fact that it is a college town. Here you will be able to find everything from upscale restaurants and loud nightclubs, to quieter bars and cafés where academics and students come to discuss current political issues. A quick side note about León’s political The current city of León is actually newer leanings. Historically and currently, León than you may have thought. The original has been a center for Sandinista and liberal city was built in 1524 and was an important thought. Though it is far less radical than trading city within Nicaragua. Unfortunately, it used to be, León still maintains a liberal it was built close to the Momotombo volcano academic and political culture. and, during a series of minor earthquakes and a volcanic eruption in 1610, the city was If you’re interested in seeing the surrounding abandoned for a new site about 18 miles away nature, your first stop should be to one of the where the present day city of León was built. eight volcanoes within the province. They are part of the Cordillera de los Maribios Nowadays you can visit the ruins of old Léon and offer great hiking, sand boarding, and by taking a bus from the more modern city. snowboarding opportunities depending Around 60 years ago its preserved ruins were on the season. Nearby by you can find two found under the volcanic soil in a style similar lagoons: Asososca and Monte Galan. Both of to Pompeii and Herculaneum. Since then it these lagoons are beautiful nature reserves, has been declared a UNESCO World Heritage but you can also swim in them. There is also site and some of the important buildings a volcanic nature reserve on the island of have been partially restored. One of the Momotombito, off León’s Lago Xolotlan coast. main attractions there is the remnants of the NICARAGUA HANDBOOK 23 NICARAGUA HANDBOOK It is virtually untouched, except for some of its buildings are reconstructions of the pre‑Columbian statues that are worth visiting. originals that were destroyed while others are However, it is a physically demanding hike essentially the original buildings. It is a city and can only be accessed by paying a local which hasn’t changed much architecturally boatman. since Spanish times and if you know what the royal Spanish crown and shield look like, Last but not least, there are also several you’ll be able to recognize it and iterations of beaches within the province. Some are it above many of the entrances to buildings in touristic while others are pristine and Granada. untouched. For surfing it is recommended that you go to Puerto Sandino and for the The capital of Nicaragua alternated between touristic beaches of Poneloya and Penitas. León and Granada for quite some time. Since Both beaches are significantly developed and León was the hotbed for liberal ideology, have several upscale hotels. However, you Granada was its conservative rival. Granada must take precautions with the current and still has a lot of its 18th‑19th century capital waves at the beaches, as they can be quite grandeur, with many people still considering strong. it the cultural capital of Nicaragua. Architecturally, as aforementioned, it is colonial, however, it has an Andalusian/ Moorish twist to its buildings. This was done Granada intentionally to make it look more like the original Granada which is on the southern tip Just like León, Granada of Spain and was the last Moorish stronghold was founded by Hernandez in Spanish Andalusia. On account of this de Cordoba in 1524. unique architectural choice for a Latin However, it is considered American city, Granada is nicknamed “La the older city because, Gran Sultana”. although it has been partially destroyed a few times, it has always remained in the Unlike Managua, Granada still has a city same place and with much of the same city center which is where you should go to planning as the original. It is a city known for begin your visit. A good place to start is the its vibrantly colorful colonial buildings. Some central park and plaza where you will find several kiosks serving vigoron and several other Nicaraguan specialties. The famed kiosk called El Gordito is near the cathedral on the right side of this park facing Café Las Flores. The central park is surrounded by beautiful colonial buildings, which have mostly been converted into restaurants and cafes. However, on one side you’ll find a central plaza where the Cathedral and several other important colonial buildings are located. The Cathedral has been burned down several times but the newest iteration is still impressive and true to the style and architecture of the original. Entrance is free and just outside of it you’ll see a large stone cross monument which supposedly houses the treasure of Granada underneath. A fun fact about the Cathedral is that its bells are

NICARAGUA HANDBOOK 24 NICARAGUA HANDBOOK still rung by a single man instead of being can go to the top of for $1. From there, you mechanized. can take in a view of all of Granada’s vibrant cityscape, as well as many of Granada’s On the right of the Cathedral you’ll find the natural wonders including the Mombacho Convent of San Francisco. This building is volcano, Lake Nicaragua, and Zapatera Island. original and was not destroyed in the various Sunsets from the bell tower are also worth fires that Granada suffered over the years. seeing, though the line can be daunting and It was the first main church and convent for you may not make it to the top in time. the area, but now it is a museum on local history. It exhibits artifacts and art from the As you walk around Granada you will pre‑Columbian era to modern times. Its claim undoubtedly see more churches and other to fame is the collection of Zapatera Island colonial buildings worth seeing but you pre‑Columbian statues. They are considered mustn’t forget about Granada’s famed national treasures and are some of the most gastronomy either. renowned pre‑Columbian statues in the world. On the island of Zapatera, located Though it is a relatively small city and south of Granada, almost touching the traditional looking city, Granada has Western shore, you can still find petroglyphs modernized without many people noticing. and other archaeological artifacts. The This is most noted in the impressive mélange island is inhabited by an interesting and of traditional, international, and experimental diverse array and tropical flora and fauna. restaurants that can be found throughout The museum also contains several painting the city. When you walk the streets behind exhibits which include art from the famous the Cathedral or along La Calzada Street, painters’ island, Solentiname. there seems to be an endless amount of pubs, bars, and restaurants for you to visit. Since Another must see in Granada is La Merced many of Granada’s more touristic streets are Church. It is relatively close to the central pedestrian only, it won’t be too hard to get park and offers the best views of the city and around. its surroundings. The church itself is beautiful and still contains some of the original On the other hand, some people prefer structure from 1539, though it has been to leisurely ride in a carriage around the burned and sacked several times. Inside, the touristic areas. A half hour carriage ride will church is a painting of the Virgin of Fatima, cost approximately $5, or for a full hour, $10. an important icon for Nicaraguan Catholics The drivers already have planned routes that who often make a pilgrimage to come see the pass by all of the main touristic attractions, painting. Though, for most tourists, the main but you can give them different instructions if object of interest is the bell tower which you you wish to.

NICARAGUA HANDBOOK 25 NICARAGUA HANDBOOK GRANADA’S NATURAL will make you feel like you’re on a rainforest WONDERS movie set. As you climb higher, you will walk into Mombacho’s cloud forest which Right outside of Granada you can find some of gives that part of the climb a truly mystical Nicaragua’s most celebrated natural wonders. experience. Once you make it to the top of “Las Isletas de Granada” is a group of over 300 Mombacho, you will experience amazing small islands in Lake Nicaragua that formed views of about one third of Nicaragua. Few thousands of years ago when the Mombacho places in the world can offer such a wide volcano erupted and blew its entire peak panoramic view. off. Tourists usually take a boat ride around Another, and particularly spectacular, natural these islets, observing the lush vegetation and wonder is the Apoyo Lagoon, which is shared abundant wildlife that can be easily seen from between the Masaya and Granada provinces. the boat. Some of these islands have hotels The Apoyo Lagoon will be covered in the and other tourist accommodations on them, Masaya section. while others are untouched or are private residences. Boat rides are usually $20‑$40. A great way to see several of these sights is through the guided tours of the ChocoMuseo Note: Lake Nicaragua is a clean lake, and (The Chocolate Museum): Chocolate was swimming is allowed. However, Lake discovered in the Americas by the Spanish, Nicaragua is also the only lake in the world and Nicaragua, being one of the earliest with fresh water sharks, relatives of the bull Spanish mainland settlements, was probably shark. Consequently, it is highly advised that the first place the Spaniards ever tried it. you only swim in approved areas. The Chocolate Museum offers three different After Las Isletas you can visit the Mombacho activities. The first being the simplest, which volcano that created them. It is directly south is simply to walk in and buy some 100% of Granada about 30 minutes by car. There Nicaraguan chocolate. The other two are you will enter a massive nature reserve at more intensive: the center of which is the volcano. In the You can do a “Bean to Bar” workshop where Mombacho nature reserve, you can find they give you the history of chocolate and tourist aids such as tourist centers and guides how it is made, along with a guided process that will help you navigate the paths of the where you make some of your own chocolate nature reserve. Along the way to the volcano and get to take it home with you. you will most likely see a broad and varied assembly of some of the flora and fauna in A third way to experience the sights is to set the area. Monkeys, birds, and larger felines up an intensive day tour, lasting from 8:30am

NICARAGUA HANDBOOK 26 NICARAGUA HANDBOOK to 3pm. Take a boat tour around Las Isletas; very hard to attack due to the surrounding a horseback ride or hike (your preference) terrain. The other attractions within the from the dock to the plantain, cacao, and city include authentic restaurants and a coffee plantations; lunch at a traditional small port. Nearby, there is also the Masaya (100% natural and local) restaurant with a Lagoon which is badly polluted, but you can vista of Mombacho and Las Isletas; and bathe still see ancient petroglyphs on its shores left in natural thermal waters. The ChocoMuseum thousands of years ago. Lastly, if you are here tour is recommended as it has trustworthy on a Thursday you will be able to catch the guides that speak both English and Spanish. Jueves de Verbena festivities where you will Through this tour you will surely get to be able to see traditional dances and eat local experience some of the natural wonders and specialties. local life around Granada. NATURAL SIGHTS Near the town of Masaya is the volcano Masaya named after it, as well as its national park. Masaya is a relatively This natural park has some fauna that you small, but highly wont see at other nature reserves, including populated town that isn’t coyotes, iguanas, and several varieties of frequented very often by tourists. However, monkeys. before visiting the natural wonders of the surrounding area, it is a worthwhile stop. However, the most spectacular sight, and Masaya and the other smaller towns of its true reason for which most people come to province have a strong Amerindian culture the park, is the volcano. The Masaya volcano and still preserve adaptations of many of has five different craters. Three of them are the traditional dances and parades. They completely extinct and one of them is barely also produce very authentic and traditional active. Yet, there remains one crater that is souvenirs. From pottery and paintings to still very active. It is still so active that due to large handmade hammocks, the Masaya volcanic activity within the past few years, market has everything you could need parts of the park and of the volcano tour souvenir‑wise. Fort Coyotepe can be seen remain closed. looming above Masaya on a hill top. It was It is still safe to visit approved sites and, built in the early 20th century and was a luckily, most of the main attractions are still very important strategic outlook to see if open to the public. Once you have paid the any opposing armies were nearby. It was also

NICARAGUA HANDBOOK 27 small entry fee you can go up to the edge of the crater which has a small wall around it so that you don’t fall in. You can even have a picnic by the smoking crater in a covered picnic shelter nearby. If you are lucky, you’ll be able to see the birds that live in the crater entering and exiting it. They have evolved so that the sulfur and smoke doesn’t bother them, and they make their nests along the interior walls of the crater. Looking down into the active volcano through the smoke is like looking into the Earth itself, and you can truly understand why the ancient Amerindians and the Conquistadors thought that it was a door lagoon. The restaurant also has a stairway to hell. leading down to a small pier and beach where On the highest peak of the crater, you can you can rent boats or enter the water directly see a large wooden cross inaccessible to via the beach if you do not wish to jump in the public. The cross is, of course, a replica, from above. but the story goes that when Spanish Besides the restaurants, there are also hotels Conquistadors discovered the smoldering with bars and porches overlooking the lagoon crater they were so worried that it would if you wish to stay relaxing in paradise for erupt or release some sort of devil that they more than a day. Many of these venues had a priest baptize it. The Cross of Bobadilla, will have scuba sessions available as well. as it is called, was named after the priest who Either directly through the establishment or baptized the volcano and erected the original through a trusted company that they know, cross. Whether the story is true or not, it is you will be able to dive to the bottom of the clear that the attempts of exorcism had no lagoon and see the fauna. Within the lagoon, effect on the wrathful Masaya volcano. the most common animals are several kinds of fish and some turtles. APOYO LAGOON To get to the lagoon you go past Masaya on Out of all of the lagoons described so far, the the Carretera Masaya. Make sure to keep a Apoyo Lagoon is probably the best to visit for look out for the signs indicating the lagoon. traditional tourism. It is more developed than It is recommended that you make at least the the completely untouched ones, but most of it last part of the trip by bus or car capable of is still completely forested. The Apoyo lagoon traversing unpaved roads. is the best one to swim in as it is one of the cleanest and, since it is so close to an active volcano, its waters are geothermally heated SMALL‑TOWN NICARAGUA more than other lagoons. On account of those If you wish to see a beautiful, yet often geothermal vents, the water is always at a overlooked, traditional small town then look great temperature. no further than Catarina, within the Masaya Province. Catarina is strategically located There are a few very good restaurants overlooking the Apoyo Lagoon. That being hanging on to the inner walls of the lagoon. said, the main attraction of Catarina is its One of the best is called “La Abuela.” The panoramic overlook that gives you a full view food is high class, as well is the décor and of the Apoyo lagoon and the surrounding cleanliness of the restaurant. It is directly natural reserve. You can also have a delightful overlooking the lagoon and has a porch with picnic or stop by a local restaurant with a an overlook you can jump off of into the unique view if you are hungry. NICARAGUA HANDBOOK 28 NICARAGUA HANDBOOK Another attraction in Catarina is their during Holy Week, New tradition of artisan crafting. Here you can Year’s, and during the actually see how many of the souvenirs sold Pitaya festival organized in Masaya are made. You can also buy them by expats who wanted to here at a cheaper price, though there may be celebrate local tradition less of a selection. and culture with a modern twist. One could compare San Juan del Sur to Catarina is also famous for their agriculture Cancun in the party sense, but it is a much and the fertile land surrounding them. more beautiful and clean city surrounded Though you probably won’t be buying any by incredible natural beauty. On a side note, plants to take back with you, you can still take since San Juan del Sur started out as a small a horseback riding tour around the top of the fishing village, it still has some of the best lagoons and their celebrated plant nurseries. seafood in Nicaragua. Here you can find great This tour will give you a unique glimpse at domestic and international restaurants in all much of Nicaragua’s flora, contained in one price ranges. easily accessible area, and an impressive vista of Apoyo’s sapphire waters and the lush green San Juan del Sur is also a mecca for surfers. cone surrounding them. You can access great beaches directly in the San Juan del Sur bay or by traveling to one of Catarina is easily accessible due to its paved the surrounding ones if you want a slightly roads and many signs along the surrounding less crowded experience. A few of the other highways indicating how to get there. beaches are El Yankee, Marsella, Las Salinas, Maderas, and Majagual. All of the beaches are decently developed and have a significant amount of infrastructure that make them Rivas perfect for traditional beach tourism and Though Granada may be Nicaragua’s most relaxation, with the exception of: Majagual, famous city, Rivas Province is most likely the Las Salinas, and La Flor. Las Salinas is in a most touristic region of Nicaragua due to its municipality called Tola which is known for abundance of beaches, resorts, expats, and its high class tourism. Tola has very little natural wonders. development giving it a natural and pristine look, but the touristic development that it In the city of Rivas itself, there isn’t much to does have consists of 5 star hotels, mansions, see, but it is a great city to use as a base camp. and pricey restaurants. The one beach that It’s clean and relatively close to all of the sites is really different from the rest is that of La within its province. There are decent hotels Flor. It is not developed due to the nature and restaurants as well as a community that reserve by the same name where it is located. is very welcoming to tourists. There is also They all also have good waves for surfing. public transportation from the city to all of San Juan del Sur often holds local surfing the sites in the province. competitions for more experienced surfers. A warning, the waves and currents of many Pacific beaches can be challenging at times SAN JUAN DEL SUR even for experienced swimmers and surfers, The largest expat community within so make sure to take precautions when going Nicaragua lives in San Juan del Sur, a city just into deeper waters. Another popular activity south of Rivas right on the ocean with several at these beaches is fishing. Either on the coast beaches. San Juan del Sur is known as a party or deeper in the ocean, you can catch a wide city because of the amount of foreigners variety of fish in all sizes. that come to enjoy its resorts and nightlife. Throughout the year there are several particularly large beach parties, especially

NICARAGUA HANDBOOK 29 NICARAGUA HANDBOOK LA FLOR NATURE RESERVE crater’s lagoon. About 15‑20 minutes south of San Juan you Whether you leave by boat from Granada or can find the La Flor nature reserve. Like other San Jorge port (near Rivas), you will arrive at nature reserves in Nicaragua, it contains an either Altagracia or Moyogalpa respectively. astonishing variety of plants and animals. However, La Flor has something unique about it. Part of it is right on the beach, meaning MOYOGALPA that you can visit a completely protected and On your boat ride to Moyogalpa, you’ll begin unsullied beach. On top of that, if you come seeing some amazing views of the active from July to January you’ll have a chance at volcano, Concepcion, with its top probably seeing the seven turtle nesting runs. They are covered in a mystical mix of smoke and officially called arribadas and each time one clouds. Once you arrive at Moyogalpa you’ll happens, thousands of turtles come to shore immediately be greeted by a sight straight to dig holes and lay approximately 100 eggs out of a buccaneer movie. Moyogalpa is still in each nest. About fifty days later, you can a very small port town resembling those come back to watch the baby turtles hatch you find in the Caribbean. There are several and run to the ocean. restaurants, hotels, hostels, vehicle renting, a medical center, as well as internet, phones, and anything else you would need to contact OMETEPE ISLAND people. Instead of spending a lot of time in The name Ometepe comes from two Nahuatl Moyogalpa, it is recommended that you use words Ome (which means two) and Tepetl it as more of a base camp for a few of the (which means hills). True to the original surrounding attractions. Amerindian name, there are two mountains There are many beaches near Moyogalpa, (an active and an extinct volcano) with each and at Punta Jesus Maria, you can walk out one having its own island, since the two into the lake for over a kilometer on a stone islands are technically separated by a river outcrop/sandbar. that passes through the thin strip of land connecting them. Visitors to Ometepe can enjoy everything from nature walks and CONCEPCIÓN VOLCANO tranquil swims on the island’s sandy beaches, to adventurous hikes up the Maderas Volcano, The most obvious, and impressive, attraction with an invigorating swim in the extinct is the hulking giant of a volcano, Concepción.

NICARAGUA HANDBOOK 30 NICARAGUA HANDBOOK Concepción is just over a mile high and still get a good view of the coast of the island. The causes minor tremors and puffs of gases area surrounding the viewpoint is densely occasionally. These signs of volcanic activity populated with families of howler monkeys. If are nothing to worry about since the volcano you hike this path, you are almost guaranteed monitoring centers on the island would know to see and hear several of these monkeys. if Concepción was even close to having an eruption. Though it can be daunting, you can hike up Concepción to the rim of its crater if ALTAGRACIA you are careful. Unlike the volcanoes around Currently, Altagracia is the smaller of the Masaya, Concepción does not have a wall two main towns, but in pre‑Columbian or any kind of structure around its rim, so times it was the capital of Ometepe. There getting too close can be dangerous. However, was a large community, or possibly several it is perfectly risk free to hike up relatively communities, of Amerindians living on the close to it and see some amazing views of the island for hundreds of years. The legend goes surrounding area from there. On your way up that several different tribes from around you will also be able to see a lush rainforest Nicaragua all were promised paradise by virtually untouched by human development. their gods if they left their homes and came This hike is usually done with the help of a to Ometepe. Consequently, they believed guide. It is not illegal to do alone, but there Ometepe was paradise and stayed there. This is one of the reasons that there have been so aren’t paths for most of the hike so it is highly many archaeological finds, most notably the recommended that you get a guide. thousands of petroglyphs, on the island. In more modern times, Altagracia, and the CHARCO VERDE small towns/ports surrounding it, became After Moyogalpa and Concepción, the next a haven for pirates and foreign invaders logical destination would be Altagracia. attempting to gain a foothold before sacking However, it is highly recommended that you or attacking the Nicaraguan Pacific mainland. stop in the Charco Verde nature reserve along Altagracia is currently a quaint port town the southern part of NIC‑64 on your way to with plenty of tourist resources and places to Altagracia. There are a handful of hotels near stay. It has direct ferries to Granada and can Charco Verde if you wish to stay for a few be even more relaxing than Moyogalpa. days, but the main attractions are a pristine semi‑private beach and the Devil’s Viewpoint, which is up a nearby hill and allows you to

NICARAGUA HANDBOOK 31 NICARAGUA HANDBOOK MADERAS VOLCANO of Diriamba you can catch a glimpse at what life looks like in a relatively large rural city. Last but not least is the Maderas Volcano. It is There are a few hotels if you wish to stop the mountain located on what is technically over and use Diriamba as a base camp for the the separate and smaller island. This island province. has a few towns, but they are much smaller than Moyogalpa and Altagracia. The Maderas Within the same municipality you can find a Volcano is 4573 feet and has been extinct for significant amount of eco‑tourism at a natural hundreds of years. Its entire mountainside is reserve called La Maquina. La Maquina is covered in lush, verdant cloud forest. There mostly known for its impressive rapids and are several different trails going up to the top a couple medium‑sized waterfalls. There is but the Finca Magdalena one is the best for no charge for getting in and it is easy to get vistas and you can do a tour and workshop at around the nature reserve compared to most the coffee plantations there if you would like. of the other nature reserves in Nicaragua. Once you make it to the top, you’ll notice that Within the Diriamba municipality you can there is a steep path heading down into the also find two beaches. They are called Casares crater straight towards a lagoon. The lagoon Beach and La Boquita Beach. Both are rocky and the ground surrounding it are a great beaches, but La Boquita is the more known place to escape the heat and weariness you and popular one because of the hotels and may have incurred on your way up. The restaurants around it. Casares is a much more water is also perfectly clean, so feel free to private beach where you will find mostly take a swim. locals. Casares is not really equipped for tourists so there really are limited hotel and restaurant options. Carazo La Boquita Beach (Little Mouth) is located less than half an hour from Diriamba. La Boquita Carazo is one of the has its own tourist center with several smaller Nicaraguan restaurants, bars, and hotels. The beach has provinces. Diriamba is rocky areas from where you can enjoy the this province’s second sun, but there are also sandy parts perfect for biggest city, and is also swimming. the one with the most activities. Within the city The capital of the municipality, and the biggest city within it, is called Jinotepe. The city center has a significant amount of imitation colonial buildings that give it an older, more historic, look. You can use Jinotepe as a base camp just like Diriamba if you would like to. There are several hotels, restaurants, and other resources for tourists. There is also a nearby beach called Huehuete. Though you can also visit this beach for just a day, it is mostly private homes with private beaches. Last but not least, you can head over to the small town of Santa Teresa where nearby you’ll find the famous Chacocente Wildlife Refuge. Similar to the La Flor beach and nature reserve, Chacocente is one of the few places in the world that has the turtle

NICARAGUA HANDBOOK 32 NICARAGUA HANDBOOK arribadas. Same as at La Flor, if you come FLOR DE CAÑA TOUR during the right season you can see thousands of baby turtles hatching and running to sea. You can find all of the restaurant, housing, and touristic resources you could need in Chinandega. For those who like the Nicaraguan rum, Flor de Caña, the nearby Chinandega town of Chichigalpa is the home of its main factory and its museum. For $10 USD, you can Besides being the capital of the municipality, take the standard tour, or for $ $100 USD, you Chinandega is also an important economic can take the VIP tour. Both tours include a hub for the Northern regions. When visiting tour of the facilities, learn about the history Chinandega, you will quickly realize that you and production, as well as complimentary are no longer in small town Nicaragua. It is tastings along the way. The VIP tour includes less historical, but significantly more active a personalized Flor De Cana bottle. and busier than colonial León to the south. Most of Chinandega’s colonial buildings were destroyed or severely damaged during SAN CRISTOBAL VOLCANO bombardments in 1928. Therefore, the COMPLEX only significant colonial building left is that of Our As you look out on the cityscape, you will Lady Santa Ana Parish. notice part of the Cordillera de Los Maribios Parts of it have been looming powerfully to the Northwest. The replaced, but it is still largest volcano that you’ll see in the distance an impressive piece of is San Cristobal, the smaller ones are called El colonial architecture. However, Chinandega Casita, El Choncho, Moyotepe, and La Pelona, does have its fair share of neo‑colonial and though they look as if they were close architecture including: El Calvario Parish, to the city limits, they are actually about an Sanctuary of Our Lady of Guadalupe, and the hour away by car. Chinandega can be a great Saint Anthony Church. They are all worth base camp for visits to these volcanoes. There visiting and were mostly constructed during aren’t really any options for staying in or the mid‑19th century. around the volcanoes’ nature reserve, so it is best to book your place to stay in Chinandega.

NICARAGUA HANDBOOK 33 NICARAGUA HANDBOOK It is highly recommended that you hire a out to by boat. Several of the islands are guide in León or Chinandega, since the hikes inhabited, but the most interesting one to can be long and difficult. visit is El Cardon. On this island you can find a lighthouse and the ruins of a house where Ruben Darío lived for a time and wrote about CORINTO the surrounding area. Corinto is a small port town on the Pacific coast of Chinandega. It is actually on an EL VIEJO island, though from most vantage points it appears to be connected to the main land. A colonial municipality just north of Here you can get high‑quality, fresh seafood Chinandega, the town of El Viejo is home at the markets or local restaurants. The to the beautiful Minor Basilica of the cuisine is top notch and is one of the main Immaculate Conception of Mary and houses reasons people come here. There are some many historically important religious and nice beaches on Corinto, most are rocky, but colonial artifacts inside. Besides the Basilica, there are typically some sandy areas as well. however, El Viejo is very small and does not contain much else of touristic value except Another high point of a visit to Corinto is the for some locally made candies. many nearby islands that you can venture

NICARAGUA HANDBOOK 34 NICARAGUA HANDBOOK Most of El Viejo’s touristic value is in the rest many years ago it became impossible to of its municipality rather than the actual descend into except for experienced rock town. Surprisingly, though El Viejo is climbers. Regardless, the view down into the verdant green and deep blue volcano is a small town, it is the capital of a very large an awe‑inspiring sight. What’s even more municipality. awe‑inspiring are the views from the top Throughout this largely rural municipality of the volcano overlooking El Salvador, you can find several nature reserves, the Honduras, and Nicaragua. most impressive being Padre Ramos and Another Cosigüina related attraction is Cosigüina. The Padre Ramos Estuary is mostly the Islotes de Cosigüina. These islets are a mangrove forest with some open areas some of the newest land in Nicaragua. They where you can see all kinds of aquatic birds were formed in 1835 by one of Cosigüina’s like storks and swans. For tourists, there are last eruptions. You will have to arrange several restaurants, bars, and boat rentals. transportation to them with one of the local sailors at Potosi or another local port. You can’t land on the islands but they offer EL VIEJO: COSIGÜINA incredible close up views especially when The Cosigüina nature reserve is much larger they are almost completely covered by than the Padre Ramos reserve and has a several different kinds of birds who call them volcano within it. It is in a relatively isolated their home or use them as a rest stop. part of the country and therefore doesn’t get as many tourists as the other volcanoes. However, Cosigüina is the friendliest hike and environment of all of the Nicaraguan Matagalpa volcanoes. To get there you head north Despite the fact that most of the to the seaside town of Potosi where it is North‑Central region is sparsely populated, recommended that you get a hotel room Matagalpa and its province are full of some of and buy supplies. The hike up the volcano Nicaragua’s best attractions, and it is actually can take a few hours but it is not steep at all. the second most populous Along the way there isn’t as much fauna as at province of Nicaragua. other volcanoes, but you will still probably It is also an especially see several kinds of birds, monkeys, and diverse region due to butterflies. Once at the top, you will have several Northern European several great vistas. Looking down into the families moving to the volcano you’ll see a lake that used to be great area during the coffee rush in the mid 1800’s, to swim in, however, after an earthquake and due to the strong indigenous community

NICARAGUA HANDBOOK 35 NICARAGUA HANDBOOK that existed in Matagalpa city until the early can go visit the house in which the world 1900’s. However, Matagalpa’s biggest claim renowned writer, Ruben Dario, was born. to fame is the fact that it is an impressive Even though he actually grew up in León, his historical and urban city in the middle of so mother was traveling when she was pregnant much wilderness. It’s one of the few places and was forced to give birth to him here. The in the world where you can experience an town used to be called Metapa but changed urban, metropolitan life and witness some its name shortly after Ruben Dario died. The of the most celebrated and renowned nature small corner house has been refurbished reserves and ecological estates in the world into a sort of mini Ruben Dario museum within a half hour. with several artifacts that his mother and he supposedly used during their short stay in Matagalpa’s churches are its main this house. architectural attraction. Most of the churches that remain today are post‑colonial such as the San Pedro Cathedral and Molagüina, THE INDIGENOUS which were built in the mid 1800’s. However, there are a few colonial attractions in MATAGALPIANS AND THEIR Matagalpa even though this wasn’t a main VILLAGES city during colonial times. Only one of the Within Nicaragua, Matagalpa is known colonial churches remains standing, and it’s as a very tough and militaristic city and called San Jose. The San Jose church is an region because of its history. Throughout impressive building with a single bell tower the Spanish conquests, and even well into and whitewashed walls. Only the foundation the post‑colonial period, the Matagalpian remains at the second colonial church of Amerindians resisted foreign control. They Matagalpa. It is called Santa Ana, and you can were renowned bowmen and did not possess still visit its ruins along with the ruins of the any firearms, yet they were able to hold off Jesuit convent. waves of Spanish, Nicaraguan, American, In the neighboring town of Ciudad Dario you and English forces for centuries until ‑ little

NICARAGUA HANDBOOK 36 NICARAGUA HANDBOOK by little ‑ the Nicaraguan government closed in on them. They established control over them in the latter half of the 19th century, and by the turn of the century the Matagalpian language and much of their culture was lost. However, this was only after they were tricked into treaties that ended up putting them at a disadvantage. If they had continued their relatively isolationist policy, it is possible that their language would have survived until today. Regardless, there are several surrounding villages that still conserve a Christianized adaptation of their indigenous traditions and crafting. Nature Reserves The largest nature reserve, and one of the most worthwhile to visit, in Nicaragua is called the Bosawas Biosphere Reserve, located within the province of Matagalpa. It covers about 7,722 square miles / 20,000 square kilometers and is the second biggest rainforest in the Americas. It is possibly the wildest nature reserve within Nicaragua, since most of it is completely untouched in the sense that there aren’t even trails or signs indicating how to get through it. Those who aren’t experienced at hiking through the wilderness may want to stick to the NICARAGUA’S MOST mapped areas with trails. Those who want FAMOUS COFFEE AND the true experience of being in the middle of a rainforest can venture forth into the ECO‑PLANTATIONS deeper and thicker parts of the jungle. It is Some of Nicaragua’s most well‑known coffee recommended that you hire a local guide so is grown in the Matagalpian Mountains. The that you do not get lost, and so that they can high altitude, humid weather, and fertile soil help you avoid the jaguars and leopards that are what accounts for the distinctive taste in call the reserve their home. their coffee. To get an idea of the production Another interesting fact about the Bosawas of coffee in the region, you can visit the reserve, and those bordering it, is that two Coffee Museum within the city of Matagalpa. tribes, the Miskitos and the Sumo, live within There are other exhibitions within it, but them. These tribes are far from uncontacted, mainly you can see the history of coffee and but they still preserve much of their the region since Pre‑Colombian times. indigenous language and traditions. They live off of the jungle’s resources and the nearby subsistence farming. SELVA NEGRA The world renowned Selva Negra Mountain Resort and Coffee Estate is possibly the largest attraction in all of Matagalpa, and the best known in Nicaragua within certain circles.

NICARAGUA HANDBOOK 37 NICARAGUA HANDBOOK Many celebrities, business moguls, and upper operated by one of these German families. Its echelon politicians have vacationed, gotten name, which means Black Forest, was decided married, or celebrated a special event here. upon because the German family that started it was originally from the Black Forest area in Selva Negra originated during the same Germany. time as the gold rush in the U.S., when many European families were moving to The Selva Negra Reserve has changed a the U.S. to seek their fortune in the western lot since it was first started. It is now an states. However, several European families eco‑friendly, sustainable coffee farm with ended up stopping midway and moving to what is reported as some of the best coffee Nicaragua because of the more certain and in the world. Much of it is now also a nature tangible benefits that awaited them there in reserve where you can see some of the most the coffee farming sector. Around this time, pristine cloud forests in Nicaragua. One the Nicaraguan government had realized thing that hasn’t changed is that the German how important the coffee sector could be for family that owns it is still very involved in the their country if they made it significantly day‑to‑day operations. larger. So, in order to do so they offered many benefits to anyone who would start Many people simply come for a day visit to efficient coffee farms within the country. hike around the reserve a bit. However, there Many Europeans, mostly from Scandinavia are other options. The reserve is also a resort and Germany, moved to the Matagalpa area and contains several options for lodging. and started successful coffee farms. After a For the young travelers, they have a youth few generations, many began to move back to hostel that is only about $17 a night. They also their home countries. However, some Danish have German‑style bungalows that are more and German families stayed. The Selva Negra expensive, but can accommodate several was started and continues to be owned and people. Finally, you also have the option of renting your own ultra‑modern chalet, built

NICARAGUA HANDBOOK 38 NICARAGUA HANDBOOK in a traditional looking During these classes, they will also teach style. The chalets are by you about traditional, natural medicine that far the most expensive has been used by the locals for centuries. option, and are where the They also have a butterfly farm in operation celebrities and other big during these times where they will be able to shots stay when they come showcase the metamorphic process for you. here. They are secluded and removed from the rest of the resort without being too far away from the center of it either. The resort also has a restaurant and a bar for the visitors. The second most well‑known eco‑plantation in the area is the Finca Esperanza Verde. It was founded in 1998 by Durham‑San Ramón Sister Communities, and is a community‑based project run by volunteers from North Carolina, with an all‑Nicaraguan staff. The organization’s aim is to have a sustainable and environmentally friendly farm/reserve. They employ modern green technology such as solar panels, natural spring water sourcing, and environmentally friendly farming practices. This means that they don’t use any pesticides or growth products, or farm in un‑sustainable ways. They have been awarded for this by several institutions, including the Smithsonian museums. Finca Esperanza Verde has many touristic Jinotega options as well. The whole area of 1,200 meters / 3,937 feet is a sizable nature reserve Jinotega is one of the largest provinces in with lodging and activities for the visitors. Nicaragua and one of the few that border Throughout the whole area, there are trails Honduras. It is also one of the most sparsely through which you can see 150 species of populated provinces, even more so than birds, butterflies, and small mammals such Matagalpa. Besides the main city of Jinotega, as howler monkeys and sloths. There are also the provinces are mostly made up of small waterfalls with a picnic site. To get around rural towns and dense jungle, since the the reserve, you have three options: you Bosawas reserve encroaches from Matagalpa can either walk, ride by horseback, or hire a into Jinotega as well. It is very important for pickup truck driver who will take you around indigenous communities since it, and part the drivable areas. of Matagalpa, are the most western parts of Nicaragua with any sort of significant During certain times of the year (December indigenous population. Jinotega also produces – February), Finca Esperanza Verde also about 80% of Nicaragua’s coffee. However, offers volunteering opportunities where you these coffee plantations and farms are more can come to the farm and participate in the commercial and therefore cannot be visited harvesting and processing of the coffee beans. like the ones in Matagalpa. They will also guide you through the steps of brewing the coffee you just picked and Most, if not all, of the attractions in this area cooking some local dishes to go with it. lie within the vast nature reserves such as El NICARAGUA HANDBOOK 39 NICARAGUA HANDBOOK Jaguar and Peñas Blancas Massif. In these you will be able to find profound beauty as well as a very diverse variety of wildlife. Unlike most of the other provinces in the west, you can actually see the large rainforest animals that you usually only see in the movies. Even more so than in Matagalpa, you can see jaguars, pumas, boas, and other famous rainforest animals. Other natural attractions that are worth visiting are La Cruz Hill and Apanas Lake. La Cruz Hill is the only significant piece of colonial architecture that you will find in the whole province. Around 1703, a local Spanish priest had a large cross erected on top of the hill. It still stands today. Nearby, you can go take a break at the Tepeyac retreat center. There you can camp or stay in one of their buildings in the middle of a nature reserve to get a taste of what it is like to live in the wild, without getting too far away from the retreat center and its resources.

Estelí Estelí is the third largest city of Nicaragua and is surrounded by mostly small towns and jungles. However, it is actually a very modern and progressive city. It is known for many things within the country, one of them being its bar and club scene. This has also led to it becoming the music festival capital of Nicaragua. Frequently, young people from other parts of the country, mostly the western side, will travel up to Estelí for a weekend when there is a large musical event. Part of the reason that Estelí’s architecture and city planning is much more modern than many other cities in the country is because, during the revolution against Somoza, much of Estelí was completely destroyed. However, due to its historically strong economy and resilient people, it is one of the few cities in Nicaragua that fully recuperated from a disaster (environmental or man‑made). All of the rubble was removed and new buildings NICARAGUA HANDBOOK 40 NICARAGUA HANDBOOK were built where the old ones crumbled. New hand rolled in Estelí’s cigar factories, so any city planning allowed for some areas to be one of the factories should be an interesting reorganized into a more modern style. experience.

WORLD FAMOUS TOBACCO NATURE RESERVES On account of the Cuban revolution, many There are a few smaller nature reserves in people involved in the Cuban cigar industry the area but the most famous one is called moved to Estelí to continue their trade, free of Miraflor. It is the perfect showcase for the political persecution. With them they brought varied climates that are present within many Cuban tobacco seeds. Between the seeds the Estelí department because of its varied and Estelí’s soil and climate, they found a altitudes. There are three climate zones in perfect new combination for cigars. In fact, Estelí: the lower dry zone, the middle area the new Cuban‑Estelí tobacco is so good that humid zone, and a cold high altitude area to before the U.S./Cuban embargo began to be the north. lifted, most of the Cuban cigar brands (such as Cohiba) that were found in U.S. stores were This means that in a single reserve you can from Estelí. visit a cloud forest, meadows, waterfalls, lagoons, cold forests, caves, and tropical Currently, several world renowned areas. The best way to see all of this in an cigar brands are based out of, or have a adequate amount of time is to hire a guide significant branch in, Estelí. For example: the and horseback ride across multiple areas. aforementioned Cohiba brand, the Padron brand, the Joya de Nicaragua brand, and a Miraflor is about 254 square kilometers / 98 more domestic one called Plasencia cigars. square miles, and one of its claims to fame is that it has one of the most varied collections When visiting Estelí, it is highly of orchids in the world, numbering over 200 recommended that you visit one of the cigar species. However, it is also known for the factories conveniently located within the city 9 communities that live on the premises, limits. You can choose between the larger making a living off of sustainable, eco‑friendly international brands, such as Padron, or the farming. These are not indigenous smaller ones like Plasencia. All cigars are communities per se, and therefore do not

NICARAGUA HANDBOOK 41 NICARAGUA HANDBOOK practice any Amerindian traditions. At these farms you can learn about and participate in sustainable forms of agriculture with the residents. You can even stay at tourist lodging within the communities if you wish to stay overnight.

ARCHAEOLOGICAL AND CRAFTING SITES There are several archaeological and crafting sites in the province of Estelí. Condega, which is the second largest city in the province, has several different sites, including a traditional crafts workshop where you can buy the crafts that you see being made. You are also able to take classes in traditional craft methods. Several of the surrounding towns such as Pueblo Nuevo and La Trinidad have small Pre‑Columbian museums, but the most famous archaeological remains are located in San Juan de Limay. There you can see the Limay Stone sculptures that have been produced using the same tradition for thousands of years. You can also see some of the originals from Pre‑Columbian times. Madriz CUISINE Madriz is one of the smaller Nicaraguan provinces. It is located to the far northwest, Estelí is famous for what is considered by and is mostly made Nicaraguans as a hearty, northern, mountain up of small villages with some interesting diet. This usually consists of red meat with local traditions. The capital, Somoto, is a every meal, thick cheeses, and heavy soups. quiet urban city with some of its own As with the rest of Nicaragua, you can always attractions too. find your fair share of corn based dishes as well. Corn tortillas are served with red chorizo and used to wrap thick, melted THE VILLAGES cheeses that resemble European cheeses more than the soft water cheeses eaten in In the nearby village of Cacauli, you can go the southern parts of the country. Of course, visit a holy site where the locals believe the coffee is the most popular drink in the area, Virgin Mary has appeared to several people. since it can be used to both give energy and The story began a couple decades ago when keep people warm. Unlike other parts of the a young kid named Panchito was walking country, Estelíans traditionally put milk in to gather fire wood. Suddenly, the Virgin their coffee. Inhabitants of Estelí claim that Mary appeared in front of him. He convinced their coffee is the best in Nicaragua. These the whole village of what he saw, and the inhabitants take pride in drinking coffee, but word quickly spread across Nicaragua and only if it is produced in their region. neighboring countries. Nowadays, thousands NICARAGUA HANDBOOK 42 NICARAGUA HANDBOOK of pilgrims come on the 8th day of every upper sides, but on the river’s shores it is month to pray in front of the fenced area sparse enough that you can walk along the where the supposed miracle happened. Many sides. There are also incredible views both people, afterwards, have said that miracles down the river and towards the sky, framed have happened to them too. by the two mountain peaks. You can also hire a local fisherman, or boat owner, to take you In the villages of Totogalpa, Cusmapa, on a trip up and down the river. and Loma Panda you can find traditional crafting workshops where you can buy mostly Somoto also has one of the oldest church dolls and some pottery made from clay or buildings in all of Nicaragua. Though parts of corn husks. it have been repaired, much of the original 1661 structure remains. It is called the Temple of Saint James the Apostle, and is SOMOTO mostly an adobe structure. It contains several colonial artifacts inside which are on display Somoto started out as an indigenous town to visitors. If you want to see some more that was founded by Aztec immigrants who historical artifacts, you only have to take a moved south from Mexico into northern short walk to the Piedra Pintada museum, Nicaragua. Their original name for it was which contains many pre‑Columbian artifacts Tepesomoto (Valley of the Geese), which is from the area. There are also small bakeries what the nearby volcano is still called. The surrounding the museum that offer the goose population has diminished greatly since region’s famous dessert treat called rosquillas. those days, but it is still possible to see some These are fried dough sweets similar to a kind if you go to the city’s main attraction: Somoto of biscuit. Canyon. This canyon is one of the most scenic in Nicaragua. It has high rock walls that rise If you wish for a more adventurous nature between 120 and 150 meters (394‑492 feet) on experience, you can contact the local Sonis either side as they guide the Coco River along people. They offer rappelling, horseback its course. Thick jungle and brush covers the riding, and traditional cuisine as compliments

NICARAGUA HANDBOOK 43 NICARAGUA HANDBOOK to the beauty of the canyon. If you notify of the hot springs are true, or if they are them in advance, you can arrange for lodging simply a beautiful and relaxing destination. in the community. You can also go to nearby villages of Santa Somoto is a good place to use as a base if you Maria and Las Trojas. There you can see some plan to explore the surrounding area. It has interesting lime mines and a cave full of several restaurants and hotels and, if you colorful rocks and Pre‑Columbian art called are looking to let loose a little, there is also a “The Cave of the Gnome.” There are also thriving bar and club district. picturesque pine forests surrounding the towns and coffee farms. Nueva Segovia The arts and crafts shops of Mozonte are Nueva Segovia used to include Madriz another worthwhile visit. They are renowned within its province, but they split a little for having especially good and varied less than a century ago. This province is crafts made from many local animals and also on the smaller side, and is mostly made plants. Also, this town still has a colonial up of small towns instead of villages. These administration office with the royal title towns have substantially more buildings granted to the area. and infrastructure than the smaller ones of Some other interesting attractions in the area Madriz. are the colonial church of Ciudad Antigua, the The first place that you should go within Salto de la Selva waterfall (one of the most Nueva Segovia is its capital, Ocotal. Ocotal remote but impressive of Nicaragua), as well is a colonial town that is on the quieter side as a comically named hot spring called Vuelta of Nicaraguan towns. Some compare it to del Pedo (which can be translated as the Granada, but smaller and with much less passed gas running its course), because of the nightlife. Walking around the city you can go bubbling waters. bar or restaurant hopping while admiring the surrounding colonial houses. There are some local curiosities, such as an old colonial barrel of gunpowder stored openly in the central Caribbean Coast park. Ocotal is a nice, peaceful town with Many people around the world don’t even a couple clubs if you do desire some more realize that the Caribbean Coast of Nicaragua nightlife. It is a fantastic place to use as a base exists. Most people only know about camp for the province. the Pacific side and just assume that the Some other sights that you may want to see Caribbean side the same. However, this is are the local hot springs that aren’t too far far from true. from the city of Ocotal itself. There you can bathe yourself and see if the curative powers

NICARAGUA HANDBOOK 44 NICARAGUA HANDBOOK HISTORY Bluefields, became English speaking Creole communities, but the fact of the matter is In Spanish colonial times, the Spaniards chose that most of the coast, especially the inner to only develop the Pacific side, except for a areas, remained anything but tamed. These few ports, including Puerto Cabezas on the indigenous communities still persist today on Caribbean side. This was mostly because the some coastal areas, but more commonly in the jungle was, and continues to be, too dense and towns and villages deep within the rainforest. wild for much development. This means that This area is also known as the Miskito Coast, indigenous communities were able to survive named after the most famous of the Atlantic and keep most of their traditional culture indigenous community, the Miskitos. when compared to the indigenous tribes of the Pacific coast. THE INDIGENOUS This led to the British eventually trying their hand at taming the Caribbean coast COMMUNITIES as they had with many of the islands in the The Caribbean coast is also home to the Caribbean. By the end of their venture, they Autonomous Provinces of Nicaragua: The were able to influence some of the coast with RAAN and The RAAS. These areas essentially the traditional Caribbean influences that had govern themselves, though they still have to developed on some of their islands. European abide by some federal laws. The names of the missionaries also brought the Anglican and indigenous communities are: the Miskitos, Moravian churches to the more Anglicized Mayangnas, Ramas, Creoles (who technically communities, making them predominantly aren’t indigenous), and Garifunas. Protestant instead of Catholic like on the Pacific Coast. These communities, such as

NICARAGUA HANDBOOK 45 NICARAGUA HANDBOOK They make up only about 8.54% of the beaches. Many appreciate hiking its few population, and most still speak their mountains/hills and enjoying the views indigenous languages. Many don’t know of the surrounding area. This is especially Spanish or English, except for the Creoles. true for Mount Pleasant, which has an old This is part of the reason for the high viewing tower from where you can see both illiteracy rate (around 45%) on the Atlantic islands and the surrounding ocean. Little coast compared to the low rate (5‑7%) on the Corn Island is for the more adventurous Pacific Coast. nature lovers. There are a few hotels and restaurants, but there are no phones or TVs, and the electricity is only available at certain CORN ISLANDS times. Most of the island is still untouched, so First and foremost, The Corn Islands are the getting around can be difficult. The difficulty most tourist friendly spot on this coast. They is worth it though, since Little Corn Island aren’t over‑developed, so they still have has some of the most, if not the most, pristine pristine beaches and local culture. However, jungle and beaches in the Caribbean. there has been enough development that they There are several scuba diving opportunities have quality, modern resources for tourists off of both islands where you can see and a lively nightlife. Most importantly, many marine animals, however, the most they are very safe and tourists should not impressive sight is the 16th century Spanish encounter any problems as long as they use galleon located just off the coast under 15 feet common sense. of water. There have been no known studies Great Corn Island is where you can find most or surveys of the wreck, so there aren’t any of the development aimed towards tourists accounts easily available as to what is actually and much of the local community. It also inside. However, from the outside you can has beautiful natural wonders besides the clearly see the entire boat, all of its cannons, NICARAGUA HANDBOOK 46 NICARAGUA HANDBOOK and its anchor. This area used to be rife with Farther down the river you will sail into the pirates during the golden age of pirates, so Indio Maiz reserve. To enter, you must hire it is thought that there are probably many a guide in El Castillo or one of the MARENA more European wrecks that still contain their (Nicaragua’s environmental protection cargo, around the Corn Islands. agency) officers at the entrance to the reserve. This is considered by many as the wildest reserve in Nicaragua. This is because THE INNER MAINLAND AND of the extraordinary collection of flora and THE COAST fauna here. Other reserves in Nicaragua may be wild, but the development surrounding Unfortunately, it is not so easy to visit the them has cut down the population of large other parts of Nicaragua’s Caribbean Coast. jungle predators and prized jungle reptiles Puerto Cabezas and the Mining Triangle are significantly. However, in the Indio Maiz known to have very interesting cultures and reserve you can find deer, sloths, wild boars, very beautiful nature. However, it is highly pumas, jaguars, pacas, foxes, spider monkeys, recommended that tourists to do not visit howler monkeys, white face monkeys, poison these areas, since there is virtually no tourism dart frogs, snakes, crocodiles, turtles, iguanas, industry developed there and they can even etc. You can even find manatees at the be dangerous for Nicaraguans. manatee lagoon if you are lucky. Many of the indigenous communities can help guide you Bluefields is a safer bet, though you still have to find these sights, as well as allow you to to be cautious. Bluefields has an extremely stay with them for a price. vibrant community and its culture overflows from every corner of the city. Architecturally It is important to emphasize that all necessary and infrastructure‑wise it may not be the supplies and preparations must be taken and most impressive city, but many people have purchased before venturing into this reserve. attested that the local people make up for that A guide or MARENA guard is also needed. with their festivals, music, and local cuisine. The Indio Maiz reserve is completely wild From Bluefields, you may want to catch a and can easily be dangerous for anyone who flight to San Carlos down by the Atlantic side doesn’t come prepared and with someone of Lake Nicaragua. knowledgeable of the area. San Carlos is a quaint port town that is usually used as a base camp to sail down the San Juan River, which takes you past the famous town of El Castillo and then along the border with Costa Rica into the Nicaraguan Indio Maiz Biological Reserve. Everything along this trip is only accessible by water, none of the towns have airstrips. El Castillo’s claim to fame is its Spanish Colonial fort which sits on a piece of land that juts out between the San Juan River, forcing it to fork into two. It is an impressive and intimidating sight because of how vividly it triggers your imagination. As you sail forward, you can easily imagine how intimidating it would have been for pirates or invading forces to see the large fort with its cannons looming overhead.

NICARAGUA HANDBOOK 47 NICARAGUA HANDBOOK Hotels by Region

MANAGUA

NAME | PHONE PRICE ADDRESS AMENITIES HOTEL SEMINOLE $106‑132 De Bancentro carretera a Swimming pool, sauna, gym, air +505 2270 0061 Masaya 1c oeste 1c al sur, conditioning, free breakfast, airport Managua shuttle service HOTEL LA PYRAMIDE $48‑75 Gimnasio Hercules, 1c. al Free internet, breakfast included, air +505 2278 0687 sur, 1c. al este, 2 1/2 c. al conditioning, restaurant, parking, sur, Managua airport transportation, pet friendly HYATT PLACE $91‑203 Carretera Masaya Km. Swimming pool, restaurant, bar/lounge, MANAGUA 8.2, next to Galeria Santo high speed internet, fitness center, Domingo, Managua wheelchair access, business center & meeting rooms, air conditioning REAL INTERCONTINENTAL $113‑242 Costado Sur Centro Swimming pool, restaurant, bar/lounge, MANAGUA Comercial Metrocentro, high speed internet, fitness center, +1 877 859 5095 Carretera Masaya, Managua wheelchair access, business center & meeting rooms, air conditioning, pet friendly

GRAN PACIFICA

NAME | PHONE PRICE ADDRESS AMENITIES GRAN PACIFICA BEACH $124‑$645 Carretera Vieja Leon, KM 49, WiFi, pool, beachfront, parking, AND GOLF RESORT 11 KM West San Diego, Villa restaurant, bar/lounge, room service, +505 8907 1686 El Carmen, Managua wheelchair access, pet friendly, children’s activities, laundry, business center, air conditioning, babysitting

NICARAGUA HANDBOOK 48 SAN JUAN DEL SUR NAME | PHONE PRICE ADDRESS AMENITIES VILLAS DE PALERMO $119‑176 Carreterra San Juan del Sur, Pool, beach, parking, high‑speed Wi‑Fi, restaurant, bar/ HOTEL & RESORT km 139, San Juan del Sur lounge, room service, children’s activities, meeting rooms, +505 8672 0859 48600 babysitting, business center, banquet rooms, laundry, air conditioning PELICAN EYES RESORT $239‑366 De la Parroquia 1 1/2 Pool, restaurant, bar/lounge, beach, room service, parking, & SPA cuadras al este, San Juan del spa, high‑speed Wi‑Fi, air conditioning, children’s activities, +505 2563 7000 Sur meeting rooms

MORGAN’S ROCK $364‑604 Playa Ocotal, 12 kilometers Pool, restaurant, beach, bar/lounge, high‑speed Wi‑Fi, HACIENDA AND ECOLODGE north of San Juan del Sur, parking, laundry, children’s activities, babysitting +505 2563 9005 Playa Ocotal, San Juan del Sur 505 HC LIRI HOTEL $53‑94 Playa San Juan Del Sur | Pool, beach, parking, bar/lounge, high‑speed Wi‑Fi, +505 2568 2274 Contiguo Al Yahure, San wheelchair Access, air conditioning, Juan del Sur 505 LEON NAME | PHONE PRICE ADDRESS AMENITIES HOTEL EL CONVENTO $83‑170 Two Blocks West From Wheelchair access, restaurant, pool, bar/lounge, gym, +505 2311 7053 Parque Central | Next to air conditioning, refrigerator, high‑speed Wi‑Fi, meeting San Francisco`s Church rooms, laundry, room service, parking, business center, banquet room, conference facilities AZUL HOTEL & $68‑99 From the Cathedral, 2 1/2 Pool, restaurant, bar/lounge, air conditioning, high‑speed RESTAURANT blocks to the North Wi‑Fi, transportation +505 2315 4519 HOTEL REAL $62‑73 Iglesia la Recoleccion 1 1/2 High‑speed Wi‑Fi, room service, bar/lounge, kitchenette, air +505 2311 2606 Cuadra Al Este, Leon 505 conditioning, transportation LA PERLA HOTEL $95‑177 Iglesia La Merced | 1 Pool, restaurant, bar/lounge, air conditioning, high‑speed +505 2311 3125 cuadra al norte Wi‑Fi, room service, parking, laundry

MASAYA NAME | PHONE PRICE ADDRESS AMENITIES HOTEL CASA ROBLETO $50‑60 Ava. San Jeronimo, Parque Kitchenette, air conditioning, high‑speed Wi‑Fi, room +505 2522 2617 San Jeronimo 1 1/2 c. al sur service, parking HOTEL IVANIA’S $33‑52 El Calvario | de la Iglesia Wheelchair access, restaurant, air conditioning, +505 2522 7632 El Calvario 31/2 cuadras al high‑speed Wi‑Fi, room service, parking, laundry oeste, Masaya 69 HOTEL EL COSTENO $10‑50 Del ministerio publico Bar/lounge, kitchenette, air conditioning, high‑speed +505 2522 3057 2 cuadras y 1/2 al sur, Wi‑Fi, parking Masaya 5052522

NICARAGUA HANDBOOK 49 CARAZO & LA BOQUITA BEACH NAME | PHONE PRICE ADDRESS AMENITIES HOTEL AND RESTAURANT $68‑70 Km 37. 5 From the Catholic Wheelchair access, pool, restaurant, bar/lounge, HACIENDA SAN PEDRO Church or Central Park hot tub, refrigerator, air conditioning, high‑speed +505 8883 2125 350mts. north | From the Wi‑Fi, room service, banquet room, conference Catholic Church or Central facilities, transportation, meeting rooms. Business Park 350 Mts. north San center, laundry Marcos Carazo MYRINAMAR BED & $68‑98 Del Empalme 1km a la Beach, bar/lounge, kitchenette, internet, parking, BREAKFAST Boquita | La Boquita transportation +505 8421 8306 D’SANTOS HOTEL BOUTIQUE $69‑100 Kilometro 43 carretera Wheelchair access, restaurant, high‑speed Wi‑Fi, +505 8395 8582 Panamericana, 300 metros parking, children’s activities, transportation al norte, Dolores 45000

MATAGALPA NAME | PHONE PRICE ADDRESS AMENITIES SELVA NEGRA MOUNTAIN $30‑190 Km 140 Carretera ‑Jinotega, Refer to the Selva Negra sub‑section under RESORT Matagalpa Matagalpa +505 8509 4871 LA BUENA ONDA $17‑35 Avenida El Brigadista | High‑speed Wi‑Fi, laundry, transportation +505 2772 2135 cancha El Brigadista 2 1/2 al este, Matagalpa 61000 HOTEL SAN JOSE $75 Across from Iglesia San Air conditioning, high‑speed Wi‑Fi, laundry +505 2772 2544 Jose, Matagalpa 61000 HOTEL ROCA DE LA CUMBRE $33‑40 Desde la Biblioteca del Wheelchair access, pool, restaurant, bar/lounge, +505 2772 3117 Banco Central, 1 1/2 refrigerator, air conditioning, high‑speed Wi‑Fi, Cuadras al Este, Matagalpa meeting rooms, business center, banquet room, 61000 conference facilities, children’s activities, room service, transportation

JINOTEGA NAME | PHONE PRICE ADDRESS AMENITIES HOTEL CAFÉ JINOTEGA $70‑86 Gasolinera Central Gas 1c Wheelchair access, restaurant, bar/lounge, air +505 2782 2710 Al Oeste 1/2 C al norte, conditioning, high‑speed Wi‑Fi, laundry, room Jinotega service, parking, business center HOTEL KIURAS CAFÉ AND $20‑32 San Juan Cathedral 1 1 / 2 Restaurant, bar/lounge RESTAURANT block south, Jinotega +505 2782 3938

NICARAGUA HANDBOOK 50 CHINANDEGA NAME | PHONE PRICE ADDRESS AMENITIES HOTEL LOS PORTALES $92‑112 Rotonda Los Encuentros Beachfront, wheelchair access, pool, restaurant, bar/ +505 2342 9190 500 Metros al Norte, lounge, gym, kitchenette, microwave, air conditioning, Chinandega refrigerator, high‑speed Wi‑Fi, meeting rooms, laundry, banquet room, conference facilities, children’s activities, room service, parking, transportation, dry cleaning, business center HOTEL LOS BALCONES DE $55‑61 Esquina de los Bancos | 75 Wheelchair access, bar/lounge, air conditioning, CHINANDEGA vrs al norte, Chinandega high‑speed Wi‑Fi, dry cleaning, laundry, parking +505 2341 8952 OR 0000 +505 2341 8994 HOTEL LOS VOLCANES $47‑75 Kilometro 128 1/2 carretera Wheelchair access, beachfront, pet friendly, pool, +505 2341 1000 a Leon ‑Chinandega, restaurant, bar/lounge, gym, kitchenette, air conditioning, Chinandega internet, parking, children’s activities, room service

SOMOTO NAME | PHONE PRICE ADDRESS AMENITIES HOTEL SPA HUACA YARAN $28 Del INSS 2 cuadras al este, Restaurant, bar/lounge, spa +505 2722 2162 OR Somoto +505 8330 9746 HOTEL EL ROSARIO $15 Enitel 1c. al Este, Somoto Wheelchair access, restaurant, air conditioning, high‑speed +505 2722 2083 Wi‑Fi, laundry, parking

OCOTAL NAME | PHONE PRICE ADDRESS AMENITIES HOTEL FRONTERA $31‑91 Km. 226 Panamerican Wheelchair access, pool, restaurant, air conditioning, +505 2732 2668 Highway, adjacent to Shell high‑speed Wi‑Fi, parking, room service Ramos, Ocotal HOTEL BENMORAL $20 Pan American Hwy, Ocotal +505 2732 2824

NICARAGUA HANDBOOK 51 BIG & LITTLE CORN ISLAND NAME | PHONE PRICE ADDRESS AMENITIES PARAISO BEACH HOTEL $68‑82 Shipwreck Beach, Beachfront, wheelchair access, pet friendly, restaurant, +505 2575 5111 Nicaragua bar/lounge, air conditioning, internet children’s activities, shuttle, room service, parking LA PRINCESA DE LA ISLA $58‑60 Woula Point, 9340394 , Beachfront, restaurant, internet, wheelchair access, bar/ +505 8854 2403 Nicaragua lounge, shuttle, parking, laundry HOTEL BELLAVISTA $40‑69 Brig Bay 2 | Playa Beachfront, pet friendly, restaurant, bar/lounge, +505 8941 2959 Shipwreck, Nicaragua kitchenette, air conditioning, internet, shuttle, room service, parking SEA STAR SPA $100‑146 Long Bay Beach, South End, Beachfront, pet friendly, bar/lounge, restaurant, spa, NICARAGUA: +505 8901 2410 Nicaragua kitchenette, air conditioning, internet, room service, CANADA CELL: 780 777 7373 parking, transportation, business center CASA CANADA $102‑133 Autonomous Region of the Pool, restaurant, bar/lounge, air conditioning, high‑speed +505 2575 5878 OR Southern Atlantic Wi‑Fi +505 8644 0925 ARENAS BEACH HOTEL $95‑99 Southwest Bay, Nicaragua Beachfront, wheelchair access, restaurant, bar/lounge, +505 2249 1820 (Formerly Cesar Beach air conditioning, refrigerator, internet, room service, Hotel) transportation

BLUEFIELDS

NAME | PHONE PRICE ADDRESS AMENITIES HOTEL AND CASINO OASIS $70‑100 Esq Op Muelle Municipal Air conditioning, transportation, internet, casino, bar +505 2572 0663 Bluefields, Nicaragua HOTEL CARIBBEAN DREAM $27‑32 Mercado 1st O, 1/2nd S, Wi‑Fi, TV, bar/lounge, restaurant, laundry +505 2572 0107 Bluefields, HOTEL JACKANI $20 Bo Punta Fria National High‑speed Wi‑Fi, air conditioning, dry cleaning +505 2572 0440 Police 20 Meters South, Bluefields

NICARAGUA HANDBOOK 52 ESTELI NAME | PHONE PRICE ADDRESS AMENITIES HOTEL LOS ARCOS $54 ‑ $71 Del Costado NO de Catedral Restaurant, bar/lounge, high‑speed internet, breakfast +505 2713 3830 1/2 C Al Norte, Esteli included, conference/event facilities, business center HOTEL CUALLITLAN $40‑60 Km 146 1/2 4c. to the East, Restaurant, bar/lounge, high‑speed internet, breakfast +505 2713 2446 1 c. North, Restaurante El included, conference/event facilities, business center, Sopon, Esteli wheelchair accessible, pet friendly

NICARAGUA HANDBOOK 53 GRANADA NAME | PHONE PRICE ADDRESS AMENITIES LOS PATIOS HOTEL $103‑139 Calle Corrales 525, Pool, restaurant, spa, gym, kitchenette, air conditioning, +505 2552 0641 Granada 00000 high‑speed Wi‑Fi, laundry, children’s activities, shuttle, room service, parking, dry cleaning LA GRAN FRANCIA HOTEL $50‑109 Esquina sureste Wheelchair access, pool, restaurant, bar/lounge, air conditioning, AND RESTAURANT del Parque Central, high‑speed Wi‑Fi, laundry, shuttle, parking, transportation, dry +505 2552 6002 Granada cleaning, meeting rooms, banquet room, conference facilities CASA LUCIA BOUTIQUE $63‑99 135 Calle Santa Lucia Wheelchair access, pool, bar/lounge, gym, kitchenette, air HOTEL & YOGA RETREAT | 1.5 blocks west of conditioning, high‑speed Wi‑Fi, room service, transportation +505 8432 3983 La Flor Panamena, Granada HOTEL PLAZA COLON $98‑138 In front of Central Wheelchair access, pool, bar/lounge, restaurant, air conditioning, +505 2552 8489 Park, Granada 11111 high‑speed Wi‑Fi, dry cleaning, laundry, room service, parking HOTEL PATIO DEL $71‑96 Calle Caimito | de Pool, bar/lounge, air conditioning, high‑speed Wi‑Fi, laundry, MALINCHE Alcaldia 2 1/2c. al transportation +505 2552 2235 lago, Granada 0000 CASA SAN FRANCISCO $63‑87 Calle Corral #207, Pet friendly, pool, restaurant, bar/lounge, gym, air conditioning, 205 282 7450 Granada high‑speed Wi‑Fi, shuttle, business center TRIBAL HOTEL $85‑ 130 Calle Cuiscoma, de la Pool, bar/lounge, high‑speed Wi‑Fi, room service, parking, +505 2552 0037 Gaviota Media Cuadra transportation al Lago, Granada HOTEL COLONIAL $89‑114 Parque Central Wheelchair access, pool, restaurant, bar/lounge, air conditioning, +505 2552 7299 25 varas al Oeste, high‑speed Wi‑Fi, laundry, shuttle, room service, transportation, Granada 0000 dry cleaning, meeting rooms, business center, conference facilities JICARO ISLAND $391‑758 Lake Nicaragua, Pool, restaurant, high‑speed Wi‑Fi, parking, transportation ECOLODGE GRANADA Granada, Isletas de +505 2558 7702 Granada 100 HOTEL XALTEVA $90‑148 Calle Obispo Wheelchair access, pool, bar/lounge, kitchenette, air conditioning, +505 2552 0982 Ulloa, Granada high‑speed Wi‑Fi, children’s activities, shuttle, room service, 43000, Nicaragua parking, transportation, laundry, babysitting (Formerly Xalteva Condominiums) HOTEL DARIO $69‑128 Calle La Calzada Pool, restaurant, bar/lounge, hot tub, gym, air conditioning, +505 2552 3400 | De la Catedral 1 high‑speed Wi‑Fi, meeting rooms, room service, parking, 1/2 cuadra al lago, transportation, dry cleaning, business center, banquet room, Granada 505 laundry, conference facilities HOTEL ESTRADA $72‑150 Calle El Arsenal, Restaurant, bar/lounge, air conditioning, high‑speed Wi‑Fi, room +505 2552 7393 Granada, Nicaragua service, parking, transportation, laundry HOTEL REAL LA MERCED $76‑167 Calle Real Xalteva, Pool, restaurant, bar/lounge, reduced mobility rooms, air +505 2552 2824 Granada, Nicaragu conditioning, refrigerator, high‑speed Wi‑Fi, laundry, room service, transportation HOTEL CON CORAZON $68‑91 Calle Santa Lucia Wheelchair access, pool, bar/lounge, restaurant, air conditioning, +505 2552 8852 141, Granada 0000 high‑speed internet, laundry Granada

NICARAGUA HANDBOOK 54 Restaurants By Region MANAGUA NAME CUISINE PHONE ADDRESS LA CASA DE LOS NOGUERAS Mediterranean, Spanish +505 2278 2506 Avenida Principal Los Robles No. R. 17, (Spain) LA GASTRONOMIA DEL Mediterranean +505 2265 8336 Carretera Sur Km 13 100mts Al Sur 100 Mts Al Este BUZO LA MARSEILLAISE French +505 2227 0224 Calle Principal, #4, Managua

LA PAMPA Argentinian +505 2225 0996 Villa Fontana Club Terraza 3 Casas al Oeste Managua

LOS RANCHOS Central American BBQ +505 2266 0527 Bosques de Bolonia, Managua

NAU LOUNGE MANAGUA Sushi, Japanese, Bar +505 2276 8989 Costado Sur CC Metrocentro | Interior Hotel Real International

GRAN PACIFICA NAME CUISINE PHONE ADDRESS SEASALT RESTAURANTE International, Seafood +505 2732 2643 Gran Pacifica Beach & Golf Resort, Villa el Carmen, Masachapa

SAN JUAN DEL SUR NAME CUISINE PHONE ADDRESS G&G GOURMET Italian, Mediterranean, +505 7789 7460 25 Meters South of the Municipal Market Vegetarian BARRIO CAFE Bar, Café, Central +505 2568 2294 Del Mercado Municipal, 1c al Oeste American, International LA CASCADA Caribbean, Seafood, +505 2568 2110 Pelican Eyes Resort and Spa International TERRAZA DE PALERMO Mediterranean, South +505 8672 0771 Villas de Palermo Hotel and Resort, Carretera San RESTAURANT American, Seafood, Juan del Sur, km 139 Vegetarian EL TIMON International, +505 7710 2810 Avenue of the Kings | Central Zone, On the Beach Street, San Juan del Sur Central/South American, Caribbean

NICARAGUA HANDBOOK 55 MASAYA NAME CUISINE PHONE ADDRESS LA ABUELA Central/South American +505 8880 0368 Laguna de Apoyo, Masaya

CAFÉ DU PARC Café, French +505 2522 0549 Costado Norte Parque Central Masaya

KAFFETO Café +505 8828 7934 Mercado de Artesanias, Masaya

LOS YOGIS Vegetarian, Fusion +505 2520 2837 1. 5km From the Triangle to the Left, La Laguna de Apoyo

CARAZO NAME CUISINE PHONE ADDRESS PIZZERIA COLISSEO Italian, Pizza +505 2532 2150 1/2 block South of BanPro, Jinotepe

MAMAYAMNA EL CHANTE Mediterranean, Gastropub +505 8662 9890 De La Policia Nacional Media Cuadra Al Oeste Media Cuadra Al Sur, Jinotepe MAKIMAKI Sushi, Japanese +505 8679 1327 Semaforo De La Universidad 1c Este, 1c Al Sur, 2c Al Este, Jinotepe

MATAGALPA NAME CUISINE PHONE ADDRESS SELECCION NICARAGUENSE International +505 8404 4807 1/2 cuadra al norte de la Catedral San Pedro

EL BALCON Central/South American +505 2772 3601 Calle Central | Main avenue, Matagalpa

CAFÉ BAR ARTESANOS South/Central American +505 2772 2444 De Banpro, media cuadra al este

JINOTEGA NAME CUISINE PHONE ADDRESS RESTAURANE LA PERRERA Nicaraguan +505 8949 7739 Km 158 Carretera a Matagalpa

JINOCUBA Caribbean, Cuban +505 8526 1491 De la Alcaldia 5 Cuadras AL Norte, Jinotega

PANADERA Y CAFÉ LA CASA Café, Bakery +505 2782 2584 Costado Norte escuela Gabriela Mistral DE DON COLOCHO SODA EL TICO Central American +505 2782 2059 Del Parque Central 1 Cuadra al Este

NICARAGUA HANDBOOK 56 CHINANDEGA NAME CUISINE PHONE ADDRESS AL CIELO HOTEL Y Italian, French +505 8993 4840 El Manzano, 2 | Aposentillo, El Viejo RESTAURANTE COSTA AZUL Seafood +505 2342 2888 Costado Oeste de la Alcaldía 1c al Sur, Puerto de Corinto EL PARAISO South/Central American +505 8886 6095 Frente al Hotel Farallones Chinandega

BUENOS AIRES South/Central American +505 2341 3764 De La Rotonda Los Encuentro 2C Al Oeste 2 1/2C Al RESTAURANTE Norte, Chinandega

SOMOTO NAME CUISINE PHONE ADDRESS AROMAS CAFE Cafe +505 2722 2621 Aromas Cafe, Farmacia del Pueblo 1 1/2 c. al Este Somoto‑ Madriz, Somoto PIZZA ITALIA SOMOTO Pizza, Italian Somoto, Somoto, Nicaragua

OCOTAL NAME CUISINE PHONE ADDRESS LLAMARADA DEL BOSQUE South/Central American +505 2732 3469 Costado Sur Parque Central, Ocotal 505

CASA VIEJA South/Central American +505 2732 2559 Del Supermercado San Juan, 1/2 Cuadra Al Norte, Ocotal SPORT BAR & GRILL Steakhouse +505 8448 0199 Del Parque Central, Tres Cuadras Al Sur, Media Cuadra Al Oeste

LITTLE CORN ISLAND NAME CUISINE PHONE ADDRESS TRANQUILO CAFE BBQ, American, +505 8336 3068 Little Corn Island International THE TURNED TURTLE Caribbean, Seafood, +505 8333 0956 Little Corn Beach and Bungalow RESTAURANT American CAFÉ DESIDERI Italian, Café +505 8412 6341 Beach Front, Little Corn Island (Formerly Italian Restaurant) DARINIA’S KITCHEN Caribbean, Seafood, +505 8744 3419 Little Corn Island Vegetarian, Fusion

NICARAGUA HANDBOOK 57 BIG CORN ISLAND NAME CUISINE PHONE ADDRESS SEA SIDE GRILL Caribbean, Central +505 8235 0966 North End next to Fishermen Union, Big Corn Island American, Seafood COMEDOR MARIS Seafood, Caribbean +505 2575 5135 Danette’s house, blue sign on right side of main road, north end, Big Corn Island THE DIVE CAFE Café, American, Central/ +505 2575 5167 Dos Tiburones Dive Shop South American BIG FISH CAFE Caribbean, Seafood +505 2575 5269 North End, Big Corn Island

BLUEFIELDS NAME CUISINE PHONE ADDRESS PELICAN BAY Seafood +505 2572 2089 Barrio Pointeen

CHEZ MARCEL French, International +505 2572 2347 Bo Teodoro Martínez Bluefields, Nicaragua

ESTELI NAME CUISINE PHONE ADDRESS CASA VECCHIA Italian +505 8826 0309 Del Gallo Mas Gallo Media Cuadra Al Oeste, Estelí

PULLASO’S OLE Steakhouse +505 2713 4583 Estelí 505

EL RINCON PINARENO Cuban, Caribbean, Latin +505 2713 4369 Bo Hermanos Carcamo Casa Cultura 80vrs al sur

CASTILLO’S BUFFET Spanish +505 2713 0000 Roger Mangas 1/2 c east, Estelí

LEON NAME CUISINE PHONE ADDRESS EL BODEGON Latin American, Caribbean +505 8731 5216 Parque de Los Poetas 275 Metros Al Norte

CARNIVORO South American +505 2311 5895 Avenida Central, Iglesia Recoleccion 1c oeste 10m norte, Leon

NICARAGUA HANDBOOK 58 GRANADA

NAME CUISINE PHONE ADDRESS RESTAURANTE EL GARAJE international, Vegetarian/ +505 8651 7412 Avenida Principal Los Robles No. R. 17, Vegan CAFÉ DE LOS SUENOS European +505 2552 7272 Carretera Sur Km 13 100mts Al Sur 100 Mts Al Este

PITA PITA Pizza, Mediterranean +505 2552 4117 Calle Principal, #4, Managua

RESTAURANTE EL ZAGUAN Central American +505 2552 2522 Villa Fontana Club Terraza 3 Casas al Oeste Managua

BOCADILLOS – TAPAS Tapas, Latin +505 2552 5089 Bosques de Bolonia, Managua KITCHEN & BAR CHOCO CAFE Cafe +505 2552 4678 Costado Sur CC Metrocentro | Interior Hotel Real International LA GRAN FRANCIA Latin +505 2552 6002 Costado Sur CC Metrocentro | Interior Hotel Real International

NICARAGUA HANDBOOK 59 Travel To Nicaragua

WHEN TO TRAVEL international airport in Nicaragua, though there are other smaller ones that do domestic The high tourist season is from December and Central American flights, such as Granada to April when the weather is the driest and and Bluefields. the beaches are hot and sunny. However, if you want to visit while Nicaragua is greener, it is recommended that you come during TRAVELING BY CAR November when the rains become lighter, compared to May through October when the If you’re looking to make a long, though rain can make traveling within Nicaragua unforgettable, road trip to Nicaragua, you can difficult. take the Pan‑American Highway. Technically the Pan‑American Highway starts in Alaska and travels south until it stops between TRAVELING BY AIR Panama and Columbia. However, for your trip to Nicaragua, you’d simply follow the When flying to Nicaragua, you will most Pan‑American Highway until it takes you likely fly into the Augusto Cesar Sandino straight down to Managua. Airport (MGA). MGA is your typical modern airport and you won’t find it lacking any services or conveniences. It is the only major

NICARAGUA HANDBOOK 60 NICARAGUA HANDBOOK INTERNATIONAL BUS LINES Traveling by bus to Nicaragua is only possible from nearby Central American cities. That being said, there are daily buses from nearby Central American capitals such as Tegucigalpa (Honduras), San Salvador (El Salvador), San José (Costa Rica), Ciudad de Guatemala (Guatemala), Tapachula (México).

COMPANY DESTINATIONS PHONE COST (USD) Costa Rica, El Salvador, +505 270 3133 TRANSNICA $15‑60 Honduras [email protected]

Costa Rica, El Salvador, +505 222‑6094 or TICABUS Guatemala, Honduras, +505 333‑3031 $23‑70 Mexico, Panama

name address, you will usually have to Infrastructure And indicate where you want to go by referring to landmarks or well‑known buildings. You Transport won’t be able to find specific addresses on Google maps or similar services either. However, it is useful to look at some kind of ROADS map to see what main buildings there are Besides the Pan‑American Highway, around your destination. For example, before Nicaragua has about 19,000 kilometers of entering a taxi you will want to tell your roads. However, only around 2,000‑3,100 of driver that you are going to a restaurant two these roads are paved. To get to most touristic blocks south of the Hotel Seminole. With areas, you won’t have a problem with the those instructions, he should be able to get roads except for a few dirt or gravel roads you there. You will have to keep an eye out when visiting the inner areas of national for the exact restaurant you wish to go to, reserves or other natural wonders. As with though, since your driver may have never just about everything else, most of the heard of it and will not know exactly where to infrastructural development is on the Pacific stop. side. There is no road that is fully paved There are also international car rental between the Atlantic and Pacific coasts. companies if you wish to have your own car. Something to keep in mind, most cities in However, driver beware, driving around Nicaragua do not use specific street addresses. Managua can be very difficult due to the Instead of having a house number and street relatively unorganized road system.

NICARAGUA HANDBOOK 61 NICARAGUA HANDBOOK RENTAL CAR COMPANIES

NAME BRANCHES VEHICLES DAILY RENTAL ALAMO Managua, San Juan del Sedan, Pickups, Trucks, SUV $36‑160 Sur, Peñas Blancas, Rivas, Granada, Estelí BUDGET Chinandega, Granada, Sedan, Pickups, Trucks, SUV $10‑45 Matagalpa, Estelí, Managua, San Juan del Sur DOLLAR Managua, Tola, San Sedan, Pickups, Trucks, SUV $10‑135 RENT‑A‑CAR Juan del Sur, León, Matagalpa, Estelí, Chinandega HERTZ Managua Sedan, SUV, Pickups, $40‑65 Mini‑bus LUGO Managua Sedan, Pickups, Trucks, SUV $25‑130

TARGA Managua Sedan, Pickups, Trucks, SUV $29‑35 RENT‑A‑CAR

TAXIS AND INTERCITY BUSES Even though some roads can be problematic, once you are in Nicaragua it is relatively easy to travel. Some cities like Granada and León can easily, and safely, be toured on foot. However, all major cities have taxis and jitneys. These are relatively cheap and are the recommended form of transportation within Managua, unless you have a rental car. They do not use meters and a price must be agreed upon before entering. Taxis are usually safe, though one must be careful about flashing smartphones and other expensive items. The safest taxis are the ones that are under contract with a hotel, mall, or other large commercial or touristic enterprise.

NICARAGUA HANDBOOK 62 NICARAGUA HANDBOOK On another note, do not expect anything there are incredibly cheap buses that travel too fancy from these taxis. Many have been from city to city. Due to a policy similar to constantly repaired over the years with that followed by the taxis, these buses can odd parts and may not have working air get rather crowded. Depending on the hour conditioning or windows. Also, unless you or station you get on the bus, all of the seats hire a private taxi for yourself, it is highly may already be taken and you will therefore likely that you will end up sharing the taxi have to stand throughout your ride. During with other people. It can be an interesting the ride, you will see the bus stopping along adventure traveling in a taxi, since they all the side of the road and at irregular bus stops follow a policy of picking up as many people to pick up more people heading in the same as possible heading in the same direction. direction as you. Usually these buses do not A piece of advice, if you clearly don’t look have concrete schedules, but they leave and Nicaraguan or speak Spanish without an enter often. All you have to do is go to one accent, then taxis and other businesses of the stations and ask the non‑uniformed may try to charge you a little more than employees which bus to take. It will be fairly usual. However, most of these prices can be obvious who the employees are, as they will negotiated down through haggling. be the only ones there hurrying people onto buses and announcing the destinations of Buses aren’t really used much by tourists particular buses. or locals to travel within cities. However,

MANAGUA – LOCAL BUS SCHEDULE

TERMINAL PRICE PRICE US$ DURATION SCHEDULE C$ (HOURS) BOACO Mercado Mayoreo 38 1.50 2 4am‑9pm Every 30 mins. CAMOAPA Mercado Mayoreo 68 2.50 2.5 5am‑9pm Every 40 mins. CAMOAPA Mercado Mayoreo 85 3.10 2.75 5am‑9pm Every 1 hr CHINANDEGA Mercado Israel 66 2.50 2.75 5am‑7pm Every 40 mins. DIRIOMO Mercado Israel 23 0.95 1.75 7am‑7pm Every 45 mins. ESTELÍ Mercado Mayoreo 57 2.25 1.75 4am‑9pm Every 30 mins. GRANADA Mercado 29 1.15 1.25 5am‑9pm Huembes Every 15 mins. JALAPA Mercado Mayoreo 136 5.50 6 5am‑5pm Every 2 hours JINOTEGA Mercado Mayoreo 80 3.80 3.5 5am‑6pm Every 1 hour JINOTEPE Mercado Israel 22 0.90 1.5 5am‑7pm Every 20 mins. JUIGALPA Mercado Mayoreo 52 1.25 3 5am‑6pm Every 15 mins. LA PAZ CENTRO Mercado Israel 24 1.00 1.5 6am‑7pm Every 15 mins. LEÓN Mercado Israel 51 2.25 2.2 5am‑7pm Every 40 mins.

NICARAGUA HANDBOOK 63 NICARAGUA HANDBOOK MANAGUA – EXPRESS BUS SCHEDULE TERMINAL PRICE PRICE US$ DURATION SCHEDULE C$ (HOURS) BOACO Mercado Mayoreo 38 1.50 2 4am‑9pm Every 30 mins. CAMOAPA Mercado Mayoreo 68 2.50 2.5 5am‑9pm Every 40 mins. CONDEGA Mercado Mayoreo 85 3.10 2.75 5am‑9pm Every 1 hr CHINANDEGA Mercado Israel 66 2.50 2.75 5am‑7pm Every 40 mins. DIRIOMO Mercado Israel 23 0.95 1.75 7am‑7pm Every 45 mins. ESTELÍ Mercado Mayoreo 57 2.25 1.75 4am‑9pm Every 30 mins. GRANADA Mercado 29 1.15 1.25 5am‑9pm Huembes Every 15 mins. JALAPA Mercado Mayoreo 136 5.50 6 5am‑5pm Every 2 hours JINOTEGA Mercado Mayoreo 80 3.80 3.5 5am‑6pm Every 1 hour JINOTEPE Mercado Israel 22 0.90 1.5 5am‑7pm Every 20 mins. JUIGALPA Mercado Mayoreo 52 1.25 3 5am‑6pm Every 15 mins. LA PAZ CENTRO Mercado Israel 24 1.00 1.5 6am‑7pm Every 15 mins. LEÓN Mercado Israel 51 2.25 2.2 5am‑7pm Every 40 mins.

GRANADA – EXPRESS BUS SCHEDULE TERMINAL PRICE PRICE US$ DURATION SCHEDULE C$ JINOTEPE Mercado Municipal 17 0.75 50 5am‑6pm Every 15 mins. MANAGUA Mercado Municipal 14 0.65 40 5am‑6pm (HUEMBES) Every 18 mins. MANAGUA Parque San Miguel 14 0.65 45 6am‑7:30pm (UCA) Every 15 mins, TIPITAPA Mercado Municipal 18 0.80 40 5am‑4pm Every 15 mins.

LEON – EXPRESS BUS SCHEDULE TERMINAL PRICE PRICE US$ DURATION SCHEDULE C$ (HOURS) Managua La Terminal 45 1.80 1.25 5am‑8pm Every 15 mins. Guasaule La Terminal 90 3.60 3.5 6am

Matagalpa La Terminal 90 3.60 2.25 4:30am 2:45 pm NICARAGUA HANDBOOK 64 NICARAGUA HANDBOOK PORTS constructing facilities that will allow them to begin transporting medium to large scale Nicaragua has six ports, however, only two trade. of them can handle international trade and shipping. These two ports are El Corinto, There are also many smaller ports and docks which can handle large‑scale shipping, and which can provide you with transportation to Puerto Sandino, which handles small‑scale islands, along rivers, or across Lake Managua. shipping. Of the other four ports, only San Juan del Sur sees international ships on a regular basis, which mostly focus on touristic voyages. All of the other ports (Puerto Additional Boat and Cabezas, El Bluff, and El Rama) are on the Atlantic coast, and they are only fit for small Ferry Information boats sailing domestically or to a couple nearby ports in neighboring countries. TOURIST MARINAS There are many times that Costa Rican ports get used instead of Nicaraguan ones This information may pertain to you if you to bring products in. After arriving in Costa are considering purchasing a yacht or other Rica, they will transport products up the type of boat in Nicaragua, or will be bringing Pan‑American Highway. This is mainly due one down from the U.S. There aren’t many to the historical inadequacy of Nicaragua’s large or medium scale marinas for you to ports. However, this is becoming less and store your boat in Nicaragua, but there are less common as ports on both coasts of the three very reliable ones. One of these marinas country are receiving more funds from the is in San Juan del Sur, while the other two Nicaraguan government. For example, several are found on the Managua shore of Lake ports, especially on the Atlantic coast, are Managua.

NICARAGUA HANDBOOK 65 NICARAGUA HANDBOOK conditioning and flat‑panel monitors. You Basic Travel can also access the internet through your cellphone, since Nicaragua now has 4G mobile Information data.

COMMUNICATING INTERNET The country code is +505, followed by the Every year, the internet network in Nicaragua eight‑digit telephone number. spreads to more places and becomes faster. Many large urban areas have 4G internet Nicaragua’s two largest cell phone providers for mobile devices and internet cables that are Movistar and Claro. Claro is also the are hooked up to the houses. The prices are provider for domestic land lines. It is the only relatively cheap for internet when compared company which provides this service. to the U.S. There are also several internet In order to call Nicaragua from abroad, dial cafés in large cities where you can surf the 011 plus the country code (505) and the internet for as cheaply as $1 an hour. eight‑digit telephone number. In Nicaragua, to make a call to the U.S. you just add 001 to the nine digit U.S. number. MAIL Internet connection is available to anyone Sending mail out of Nicaragua is not a who requests this service, for a fee. Providers problem. Curiously, their international mail of this service are Claro, Movistar, Ibw, Yota, service is much more reliable than their among others. Internet is available in most domestic one. However, one shouldn’t send cities and towns in Nicaragua. Internet cafés valuables through the mail as there is a can also be found in many cities, and they higher chance it will be taken or taxed heavily typically offer access at the rate of $1 per by border authorities. hour. Particularly nice cafés will have air

NICARAGUA HANDBOOK 66 NICARAGUA HANDBOOK It is relatively easy for citizens of most western countries to travel to Nicaragua. You do not need a visa and the only document that you require to visit Nicaragua is a tourist card, which can be purchased at Nicaraguan customs for $10 and lasts you 90 days. The only country exempt of the tourist card is Spain. The only other rule is that your passport must be valid for at least six months longer than your stay in Nicaragua. NOTE: It is legally required that all visitors carry their passport on them during their stay in Nicaragua. Until recently, state IDs were accepted, as were photocopies of your passport. However, a new law has been made where technically the only valid form of ID they will accept is your actual passport.

GOVERNMENT CUSTOMS Receiving mail in Nicaragua is more difficult, but if you get a P.O. Box it should guarantee Firearms and animals must be declared. A that your mail will get to you. Having it declaration of money and valuables must delivered to your house is more difficult, be made on arrival. Canned meats and because of the fact that there are no exact dairy products are prohibited imports, as addresses. well as medication without accompanying prescriptions. There is no maximum length of stay for a yacht remaining in the country. TIME ZONE Nicaragua currently observes GMT–6 hours as its standard time. Daylight Savings Time (DST) CITY CAFÉ NAME VAT Granada Alhambra Café In Nicaragua, value added tax (VAT), referred Isla de Ometepe Cyber‑Café Arcia to as IVA, is applicable to every sale as a kind of sales tax. The VAT level of goods León Cyber Metropolitano and services is set nationally at 15%. A few activities, some in entertainment, carry only Managua San Judas Cyber Cafe half that amount. Almost always, the price shown at stores will include the VAT. The amount of money that the tax incurred will not be indicated on the receipt. is not observed. The time corresponds to U.S. Central time in non‑DST periods, and U.S. Currently, there is also an additional 2% Mountain time during DST. tourism tax that is sometimes added to the price of certain goods at restaurants and hotels for both foreigners and nationals. This DOCUMENTS AND money is meant for the Nicaraguan institute FORMALITIES of tourism (Instituto de Turismo INTUR).

NICARAGUA HANDBOOK 67 NICARAGUA HANDBOOK PAYMENT METHODS Although U.S. dollars are generally accepted everywhere, foreign currencies can be exchanged in banks and authorized businesses. American Express, VISA, and Master Card are widely accepted, including at ATMs.

DRIVING PERMITS Visitors can use their driver’s license from their country of origin for thirty days after entry to Nicaragua.

WORKING HOURS Most government offices are open to the public from Monday to Friday, between 8:00a.m. and 12:30p.m., and again from 1:30p.m. to 5:00p.m. Domitila Lugo, Santana, the Mercado Oriental, Private businesses are usually open from and Hialeah. around 9a.m. until 8p.m. during the week, and The Nicaraguan Police are one of the most later on weekends. These hours, of course, trusted in Latin America. They have several can change depending on the business. cooperation agreements with the U.S. and Banks are open from 8:30a.m. till 4p.m. during Spanish governments. the week, and from 8:30a.m. to 12p.m. on Even though Nicaragua is relatively safe, Saturdays. one should still avoid flaunting their wealth on the street or in taxis/buses. Pickpockets are also a problem, but they are no more GRATUITY prevalent than in big European cities like There will usually be a 10%‑15% tip included Paris. Additionally, violent crime, especially in your bill at most restaurants, but you can towards foreigners, is very rare. Common always leave a larger tip if you want to. Taxi sense is usually all you need to stay safe. drivers do not expect tips, but it is obviously As mentioned in the transportation section, welcome. walking is discouraged in Managua but not León and Granada, sometimes due to the lack SAFETY of sidewalks. Therefore, take taxis. You will be able to tell if a taxi is registered to a company Nicaragua is consistently regarded as a by its red license plate, and there should be a particularly safe country in the region, taxi registration paper pasted on the inside of according to various international agencies. the front windshield. If the taxi does not have Managua is known as a relatively safe these things, then it is a pirate taxi. Pirate capital, as long as you stay out of certain taxis, however, are still usually a safe choice. neighborhoods including: Renee Schick, Jorge Dimitrov, La Fuente, San Judas, Villa Venezuela, Batahola, Las Americas, Bello Amanecer, Vida Nueva, Los Pescadores, NICARAGUA HANDBOOK 68 NICARAGUA HANDBOOK INFORMATION FOR VICTIMS OF CRIME The loss or theft abroad of a U.S. passport should be reported immediately to the nearest U.S. Embassy or Consulate. The criminal investigation is handled by the local police, so you may want to inform them as well. Informing the embassy should be your first priority, as they are the ones who can actually help you stay in the country legally or safely return to your home country.

U.S. Embassy The U.S. Embassy is located at Kilometer 5 1/2 (5.5) Carretera Sur, Managua, Nicaragua. U.S. Embassy phone number during business hours (7:30 AM‑ 4:15 PM Monday through Friday) +505 2252 7104 After‑hours phone number: +505 2252 7100 Consular E‑mail: [email protected] Duty Officer phone number: +505 8886 1495

NICARAGUA HANDBOOK 69 NICARAGUA HANDBOOK of up to $25,000 on the value of an imported Gaining Legal vehicle or one purchased locally, no sales tax for the first $50,000 of building materials Residency for building or restoring a home, and tax Many people find the pace of life in Nicaragua and customs exemptions of up to $20,000 very attractive and decide to live there for on household goods. Also, you won’t need multiple reasons. Whatever your motives to leave the country every 90 days. The may be for wanting to move to Nicaragua, residency period lasts five years, and after there are a number of ways to remain in this two renewals you can apply for citizenship. country on a long‑term basis. The easiest ways to apply for residency Upon entering Nicaragua, United States and are as a pensioner/renter or as a foreign most European citizens (except Spain) will investor. Pensioners/renters will have to have to pay $10 for a tourist card that will send physical and mental health documents, allow them to stay in the country for 90 days. criminal records, and prove that they have As a tourist you can buy property, start a a monthly income of at least $1000/$1250, business, and invest in Nicaragua. However, respectively. Foreign investors, on the other you will not be able to own a bank account, a hand, must simply have an approved business cell phone, or import your own goods without within Nicaragua or invest at least $30,000 in paying significant taxes. Nicaragua (real estate counts). However, many expats choose to go this If you are a resident of Nicaragua with a route and become “permanent tourists.” cédula, you must have a exit visa from the They simply prefer to constantly renew their Nicaraguan Immigration office. You will need tourist cards by leaving the country and to purchase the exit visa (visa de salida) form returning every 90 days. If you over stay your and have copies of your cédula (front and tourist card, you will have to pay some fines back) and first page and last page of your before you are allowed to leave the country. passport. Be sure to bring your passport and Unfortunately, countries like Nicaragua are cédula They will then stamp your passport beginning to crack down on “permanent which you will show when you leave the tourists” and may begin to deny tourist visas country. If leaving by air, you can do all of this when it becomes too obvious. at the airport. Many expats, and people planning to Note: Non‑residents are now allowed to open move to Nicaragua, consider becoming a bank account at Lafise‑Bancentro. However, permanent residents. Some benefits to being it is the only bank within Nicaragua that will a Nicaraguan resident are: a tax exemption allow them to do so.

NICARAGUA HANDBOOK 70 BANPRO account: Special Fund of the Dual Nationality DGME, No. 1002‑56‑1‑127777‑9. Get four Nicaragua permits dual nationality and, copies of verification. though the U.S. will not recognize it, the 9. If you are married, you will need proof U.S. government will not impede you. of marriage authenticated by the Also, minors who have Nicaraguan Department of Foreign Affairs and by citizenship, regardless if they have an the Consulate of Nicaragua in your home American passport, will be required to obtain country. an exit stamp from Nicaraguan Immigration 10. You will need to prove your source of before being allowed to leave the country. income. 11. In front of a public notary, you will need to certify your dependents, source of Nicaraguan income, and information on the person Residency for U.S. or company that will be hiring you if Citizens you plan to work in Nicaragua. 12. You will need a certificate authenticated 1. Form (C$3.00) by a public notary that proves you have registered your business if you have a 2. Two photographs, passport size. business in Nicaragua or plan to start 3. The stamped pages of the passport must one. be valid for at least 6 months. 13. You need to have a certificate of 4. Birth certificate authenticated by the registration from the MIFIC if you are Department of Foreign Affairs and by coming to invest in Nicaragua, in which the Consulate of Nicaragua in your home case you must be investing $30,000 or country. more. 5. Personal letter requesting to be a 14. Payments cost $85.00 for a 1‑year resident of Nicaragua. renewable residence or $185.00 for a 5‑year residence, card applicable to 6. Criminal record from your home investor’s certification by the MIFIC. country, properly authenticated by the closest Consulate of Nicaragua to you, and later Note: You should have all of the originals of authenticated in Nicaragua by the your documentation (photocopies will not be Department of Foreign Affairs. accepted). They should also be well translated 7. The applicant’s Bill of Health. into Spanish. 8. A deposit is necessary as well. American If you have any further questions, call the citizens should place $290.00 in a airport office: +505 233 1624 NICARAGUA HANDBOOK 71 NICARAGUA HANDBOOK Nicaraguan Consulate Information In The U.S.

CITY CONTACT INFORMATION Atlanta 3161 Lemons Ridge, Atlanta, Georgia 30339 E‑mail: [email protected] Tel: (770) 319 1673 / Fax: (770) 319 7387 Boston 52 Mulberry Street, Springfield, Massachusetts 01105 Tel: (413) 781 5400 / Fax: (413) 739 0801 Charlotte 505 Monroe Road, Suite C., Charlotte, North Carolina 28205 E‑mail : [email protected] Tel: (704) 537 1230 / Fax: (704) 537 1326 Houston 6009 Richmond Ave, #100, Houston, TX 77057 Tel: (713) 789 2762 Los Angeles 3550 Wilshire blvd, Suite # 200, Los Angeles, California 90010 Tel: (213) 252 1170 Miami 1332 W Flagler St, Miami, FL 33135 Tel: (305) 265 1415 New York 820 Second Ave. 8th floor, Suite 802, New York, New York 10017 Tel: (212) 986 6562 or (212) 983 2446 / Fax: (212) 983 2646 Philadelphia 1628 John F Kennedy Blvd, Philadelphia, PA 19103 www.nicaconsulphilly.com Tel: (215) 568 1088 San Francisco 870 Market St. Suite 514‑520, San Francisco, California 94102 E‑mail : [email protected] Tel: (415) 765 6821/6823/6825 / Fax: (415) 765 6826 Washington, DC 1627 New Hampshire Ave NW, Washington, DC 20009 E‑mail : [email protected] Tel: (202) 939 6570 / Fax: (202) 939 6545

NICARAGUA HANDBOOK 72 NICARAGUA HANDBOOK Transitioning To Life Abroad

MEDICAL & HEALTH CARE Medical care varies greatly, depending on where you are in Nicaragua. However, Nicaragua has one of the best hospitals in all of Central America (Vivian Pellas Metropolitan Hospital), one of the few in Central America that is accredited by the U.S. government and U.S. and international health insurance companies. Besides the Vivian Pellas Hospital, there are also the Military and the Bautista Hospitals. Each of these is less expensive, but still has very good services. Unfortunately, many U.S. insurance companies will only cover procedures done at the Vivian Pellas. In the past few years Managua has become a site of medical tourism. Many people in the U.S. have found it cheaper to pay for a plane ticket to Managua for their procedure than to pay the U.S. price. If you leave Managua, the hospital situation is much less modern. However, in larger cities like Granada, León, Matagalpa, etc., you should still be able to get decent emergency and basic care. They should also be able to transfer you to a Managua hospital if necessary. Generally, the only vaccinations that you really need are the ones for the different kinds of Hepatitis, though there is no harm in getting others as well if you wish to. Tap water is safe to drink in all Nicaraguan cities with running water. The only issue that you may have is that they put more chlorine in their tap water in Nicaragua. Some people aren’t phased by, it while for others the extra chlorine doesn’t sit well. Regardless, Nicaraguan water is much better than that of other Central American countries. In Mexico, for example, it is highly recommended to avoid consuming any tap water.

NICARAGUA HANDBOOK 73 NICARAGUA HANDBOOK MANAGUA HOSPITALS’ CONTACT INFORMATION Military Hospital Hospital Metropolitano Vivian Pellas Phone: +505 2222‑5242, +505 2222‑2763/6 Phone: +505 2255 6900 Address: Next to Tiscapa Lagoon, Address: Masaya Highway – Km. 9.75, 24‑hours daily 250 mts West. 24‑hours daily Fax: +505 2222‑714 Bautista Hospital Phone: +505 2249 0967, +505 2249 7070 Address: Barrio Largaespada, 24‑hours daily

INTERNATIONAL HEALTH INSURANCES THAT ARE ACCEPTED AT VIVIAN PELLAS Aetna Hth Global Health Assistance Services Inter Mutuelles Axa Assistance Metlife Atlas Aig Best Doctors Mondial Assistance Blue Cross/Blue Shield Morgan White Bmi Panamerican Life El Salvador Bupa Quality Hm Canassistance Rbc Cega Redbridge – Nalic – Guardian Life Cigna Sanus Health Claria Seven Corners Coris Usa Sanus Delaware Delamlife Sos Tricare Dkv Travel Guard Educare Aaug Unicare Euro‑Center United Health Care Europea De Seguros Vanbreda Gmc

NICARAGUA HANDBOOK 74 NICARAGUA HANDBOOK Doctors

GRANADA

SERVICES NAME REGION TEL ADDRESS DENTIST Dr. Salinas Granada +505 8681 9357 Calle Real Xalteva, next door to the Lottery Building DENTIST Dr. Manuel Mongalo Granada +505 8386 4661 One block South of Kelly’s Bar on La Sirena and Kenia Estrada DERMATOLOGIST Dr. Raquel Rodriguez Granada +505 8867 9226 Granada Clinica Atravesada or +505 2552 5989 DERMATOLOGIST Dr. Gustavo González Granada +505 2552 2307 From Taller Santa Marta, 2 blocks west

DERMATOLOGIST Dr. Castillo Granada +505 2270 4110 Clinic Beaute about a mile to the left of Galeria in Granada. Vivian Pellas in Managua GENERAL PRACTICE Dr. Francisco Granada +505 2552 5989 Calle Inmaculada, Piedra Bocona Specialty DOCTOR Martínez Blanco Center GYNECOLOGIST Dr. Carolina Granada +505 2552 7842 Calle Atravesada, from BANCENTRO bank, 1 Gutiérrez Aguirre and ½ blocks north GENERAL PRACTICE Dr. Francisco Granada +505 2552 5989 Calle Inmaculada, Piedra Bocona Specialty DOCTOR Martínez Blanco Center GYNECOLOGIST Dr. Carolina Granada +505 2552 7842 Calle Atravesada, from BANCENTRO Bank, 1 Gutiérrez Aguirre and ½ blocks north PEDIATRICIAN Dr. Casta Nicaragua Granada +505 2552 5300 Calle Atravesada, at Policlínico Central from Datisa Hardware Store, ½ block north OPHTHALMOLOGIST Dr. Teresa Baldizon Granada Cell: +505 8857 9322 On Xalteva, just to left of the two large eyeglass Office: +505 2552 6354 chains and Praga ‑ large sign on the office. UROLOGIST Dr. Alberto Granada +505 2552 5989 Calle La Libertad, Piedra Bocona Specialty Guadamuz Center ORTHOPEDIST Dr. Gerardo Pavón Granada +505 2552 6969 Calle Atravesada, at Calle Atravesada Clinic, ½ block south from Dardanelo Bridge INTERNAL DOCTOR Dr. Rafael López Granada +505 2552 5989 Calle La Libertad, Piedra Bocona Specialty Center PSYCHOLOGIST Dr. Roger Alfredo Granada +505 8584 9784 La Calle Nueva, del portón del cementerio 1.5 Martinez cuadras al lago PEDIATRIC SURGEON Dr. Alina Gutierrez Granada +505 8888 8634 / Clínica Redemptoris Mater, Calle Nueva, 1 and Ramírez +505 8694 149 ½ blocks towards the lake from the cemetery PHARMACY Farmacia Praga Granada +505 2552 5726 Calle El Comercio, from La Merced Church, ½ block towards the lake. Also, another location on Inmaculada, just past La Colonia supermarket PHARMACY Farmacia Santa Rosa Granada +505 2552 4690 Barrio Otra Bandita, 1 block north and ½ block west from the fire station ORAL SURGEON Gadmal Farach Managua +505 2270 7913 Ofiplaza El Retiro Suite 713

NICARAGUA HANDBOOK 75 NICARAGUA HANDBOOK Doctors

GRANADA

SERVICES NAME REGION TEL ADDRESS CLINICAL LABORATORY Clinical Laboratory Granada +505 2552 5658 Calle Atravesada, from Dardanelos Bridge half Medilab block south CLINICAL LABORATORY Clinical Laboratory Granada +505 2552 0060 Calle El Comercio, from the Municipal Market, Abigail Varela 1 and ½ blocks south CLINICAL LABORATORY Clinical Laboratory Granada +505 8908 5404 Calle Atravesada, at Calle Atravesada Clinic, América from Datisa Hardware Store, ½ block west DENTIST Dr. Erwin Esquivel Granada Tel: +505 2552 0664 Iglesia Xalteva 1c. al Este, 1c. al Norte Chavez Cel: +505 8971 7756 http://www.esquivelurbina.com/ DENTIST Dr. Leonard Grant Granada +505 8405 9650 One block North of Petronic gas station, 1/2 block west

MANAGUA

SERVICES NAME REGION TEL ADDRESS GENERAL PRACTICE Dr. Perez Managua +505 8801 1103 Vivian Pellas DOCTOR EYE SURGEON Dr. Milton Eugarrios Managua Office +505 2278 6306 IBW offices in Los Robles, Managua. Home +505 2278 6256 CLINICAL LABORATORY Baptist Hospital Lab Managua +505 2249‑7070 Hospital Bautista

CLINICAL LABORATORY BIOLANALISIS Managua +505 2277 104, Carretera Masaya, Next to Hyundai +505 2278 6350 CLINICAL LABORATORY BIOLANALISIS Managua +505 2277 0582 Main street Linda Vista, across from Texaco

X‑RAYS Dr. Roberto Calderón Managua +505 2266 2740 Instituto de Radiologia, from El Gueguense circle 1 block east X‑RAYS Rayos X Hospital Managua +505 2249 7070 Vivian Pellas Metropolitano GENERAL AND PEDIATRIC William Abdalah Managua +505 2255 6900 HMVP Masaya Hwy Km. 9.75 SURGERY, ONCOLOGY, AND LAPAROSCOPIC SURGERY TROPICAL MEDICINE Juan Herrera Managua +505 2278 1169 Rpto Serrano # 12 Costado Norte Tienda Siman

SPEECH PATHOLOGY/ Anneli Ahlers Managua +505 2278 7438 Villa Fontana Sem ClubTer, 4 blocks west AUDIOLOGY CARDIOLOGY Marco A. Arguello Managua +505 2251 2030 Montoya

DENTIST David Madriz Managua +505 2276 1603 Shopping Ctr. Las Colinas, 2nd Floor, 1st Module DENTIST Martha Montalvan Managua +505 2276 1603 Shopping Ctr. Las Colinas, 2nd floor, 1st module COSMETIC AND ORAL Marco Mongalo Managua +505 2270 3173 Rotonda El Periodista 150mts south SURGEON DENTAL HYGIENIST Jeanette Mongalo Managua +505 2270 3173 Ofiplaza El Retiro

NICARAGUA HANDBOOK 76 NICARAGUA HANDBOOK Doctors MANAGUA

SERVICES NAME REGION TEL ADDRESS ORTHODONTICS Esteban Bendana Managua 2270‑5021 Enitel Villa Fontana 300mts south

PEDIATRIC DENTISTRY Paulino Castellon Managua 2266‑2122 Rotonda El Gueguense 300mts west 150mts north DERMATOLOGIST Alina Gomez Managua 2255‑6900, X84204 Masaya Hwy Km. 9.75, 250mts west

DERMATOLOGY AND Federico Prado Managua 2277‑2664 Colonial Los Robles VII Etapa # 11 VENEREOLOGY ENDOCRINOLOGY Denis Granados Managua 2255‑6900 Masaya Hwy Km 9.8, 250mts west X84240 EAR SURGERY Karen Mojica Managua 2252‑4376 Colonial Los Robles, Chaman 1 block east, 1 1/2 block north GASTROENTEROLOGY Abraham Managua 2255‑6900 Masaya Hwy Km 9.75, 250mts west Montealegre X84211 COLON PROCTOLOGY Luis Molina Managua 2255‑6900 Masaya Hwy Km 9.75, 250mts west X84310 THORACIC AND Noel Turcios Managua 2267‑1285; Masaya Hwy Km 9.75, 250mts west BARIATRIC SURGERY 0138 HEMATOLOGY Jose Vega Managua 2266‑5132 Rpto Bolonia, Mansion Teodolinda 300mts south, 75mts west CLINICAL Enrique Sanchez Managua 2255‑6900 Masaya Hwy Km. 9.75, 250mts west B, Altamira PHARMACOLOGY Ext 84215 INTENSIVE CARE Mauricio Barrios Managua 2276‑2142 Km. 9 3/4 C. Masaya

NEUROPHYSIOLOGY Gerardo Reyes Managua 2255‑6900 Masaya Hwy Km 9.75, 250mts west

NEUROSURGERY Jorge Muñoz Managua 2255‑6900, X84236 Masaya Hwy Km. 9.75, 250mts west Bo. Largaespada OB /GYN JuanJosé Lugo Managua 2293‑6519 Masaya Hwy Km. 9.75, 250mts west, south side HMVP HEMATOLOGY Dagoberto Cisneros Managua 2255‑6900 Masaya Hwy Km 9.8, 250mts west

ONCOLOGY SURGERY Roberto Guillen Managua 2255‑6900 Masaya Hwy Km 9.8, 250mts west X84303 OPHTHALMOLOGY Luis Bustamante Managua 2278‑2300, 1)Rot El Periodista 150mts so 2) My HWY 2278‑ 2400 ACUPUNCTURE/ Haruo and Michiko Managua 2248‑5356 Clinica Don Bosco 100mts south MASSAGE Yamaki ORTHOPEDICS AND Dino Aguilar and Luis Managua 2255‑6900 Masaya Hy Km. 9.75, 250mts west TRAUMATOLOGY Gutierrez‑Quant PEDIATRICS Leonel Palacio del Managua 2255‑6900 X84130, Masaya Hwy 250mts west Carmen 84161 PATHOLOGY Hugo Arguello Managua 2268‑6137 Estadio Nacional 200mts. north

PHYSICAL THERAPY Alejandra Aleman Managua 2276‑1669 Masaya Hwy, Las Colinas Calle La Rivera # 115

PLASTIC SURGERY Jose D. Brockman Managua 2255‑6900 Masaya Hwy Km 9.8, 250mts west

PSYCHIATRY Jose Salmeron Managua 2270‑8202 Reparto Lomas del Valle, Ave Vigo D‑ 10

NICARAGUA HANDBOOK 77 NICARAGUA HANDBOOK Doctors

MANAGUA

SERVICES NAME REGION TEL ADDRESS MARRIAGE COUNSELING Emilio Molina Managua 2278‑3920 Reparto Sn Juan # 569 AND FAMILY THERAPY CLINICAL PSYCHOLOGY Rosa‑Maria Sachez Managua 2270‑5640 Altamira D Este #158 Former Vicky Store, 1 block east MASTER IN HEALTH Alma Garcia Managua 2266‑6610; South Hwy, Old American embassy, 1 and ½ PSYCHOLOGY AND 2250‑ 2331 blocks north SOCIAL WELFARE PULMONOLOGY Salome‑Lilly Arellano Managua 2255‑6900 Masaya Hwy Km. 9.8, 250mts west X 84206 RHEUMATOLOGY Sergio Aragon Managua 505 2255‑6900 Dial 2 Km 9.8 Masaya Hwy, 250mts west

UROLOGY Felipe Estrada Managua 2277‑1300, X 122 Masaya Hwy, Across from Union Europea Bldg.

VETERINARIAN Claritza Solis Managua 2264‑0072 Bolonia, Opt Nicarag 1 block east, 30mts south

CLINICAL LABORATORY Clinical Laboratory Granada 2552‑5656 Calle Real Xalteva, from Xalteva Church, ½ Christian Delgado block west

NICARAGUA HANDBOOK 78 NICARAGUA HANDBOOK Education KEISER UNIVERSITY Keiser University is based in the U.S. but has INCAE – BUSINESS SCHOOL several international campuses, including the San Marcos in Nicaragua. The San INCAE is a private, non‑profit, multinational, Marcos Campus is located in San Marcos, higher education organization devoted to Carazo, Nicaragua. The campus has fifteen teaching and research endeavors in the fields classrooms; a library and auditorium; campus of business and economics. Aimed at training dining facilities; modern computer and and instructing individuals, from a worldwide science (aquaculture, biology, chemistry and perspective, to be capable of successfully physics) laboratories; spacious dormitories holding top management positions in Latin with semi‑private rooms; a faculty office and America. It has the technical supervision of administrative buildings; student services the Harvard Business School. building; a conference center; and a new 300‑person chapel. Address: Campus Francisco de Sola You can call Monday through Friday, between Km.15 1/2 Carretera Sur. Montefresco, 8:00 am and 5:00 pm. Managua Admissions: P.O. BOX 2485 E‑mail: [email protected] Tel: +505 2248 9700 Phone number: +505 2278 6911 or Fax: +505 2248 9835 / +505 2265 8630 +505 2535 2314 Toll free from the U.S.A. Master Program’s contact ‑ Andrea Ortega at 1 (800) 969 1685 Tel: +505 2248 9759 E‑mail: [email protected] UNIVERSIDAD AMERICANA Executive Education’s contact (UAM) Tel: +505 2248 9776 / +505 2248 9885 +505 2248 9769 The UAM is the most popular college E‑mail: incae‑[email protected] among Nicaragua’s elite. All of its classes are given in English and it is part of the Inter‑American University Organization REDEMPTORIS MATER (OUI). It has agreements with several CATHOLIC UNIVERSITY reputable international schools throughout Europe and the U.S. It maintains interchanges This is considered one of the best universities with several universities in the United States, in Nicaragua. It is a modern Catholic Europe, South America, and Central America. university that seeks to create the next Also, it is a charter member of the Latin generation of Central American leaders. All American Network of University Cooperation classes are taught in Spanish. (RLCU). Address: Address: Km 9.5 Carretera Masaya 500 Vrs al sur oeste Camino de Oriente Costado Noroeste Tel: +505 2248 9595 Website: http://www.uam.edu.ni/ Email: [email protected] E‑mail: [email protected] Website: http://unica.edu.ni/ Phone: +505 2278 3800

NICARAGUA HANDBOOK 79 NICARAGUA HANDBOOK Secondary education. Founded in 1991, it Primary And is located on a 12‑acre campus in Managua, Nicaragua, and offers 8 pre‑school classrooms, Secondary 15 primary classrooms, 15 secondary Education (Bilingual classrooms, 14 administrative offices, a chapel, a library, a technology center, science Or Trilingual) laboratory, a bookstore, athletic fields, an assembly hall, and a cafeteria. The school is an educational community with a strong AMERICAN NICARAGUAN sense of Catholic values. Lincoln ensures a strong Catholic presence through the campus SCHOOL ministry and a sense of public service through The American Nicaraguan School is a community service. private, non‑profit coeducational school Address: founded in 1944, located on a 26‑acre Las Colinas Sur, de la base militar Julian Roque campus in Managua, Nicaragua. ANS offers 600 mts al sur. an educational program from Kindergarten Tel: +505 2276 3000 (3 years old) to grade twelve for students U.S. Tel: +1 (786) 467 8457 of all nationalities. It is the only school E‑mail: [email protected] accredited by the Southern Association of Website: lincoln.edu.ni colleges and schools (SACS) in Nicaragua. The school offers 80 internet‑ready classrooms, 10 administrative offices, wireless internet, a library/media center, technology center, NICARAGUAN‑GERMAN science laboratories, fine arts and music department, and extensive athletic facilities SCHOOL for soccer, tennis, basketball, swimming, The Nicaraguan‑German School is a bicultural baseball, and volleyball. The American and trilingual school. At the moment, they Nicaraguan School offers over 20 community have approximately 670 students. Around 10% service organizations as well as HACIA of the pupils and a third of the teachers, speak Democracy, sponsored by Harvard University. German as their native language. Aside from ANS is proud to be a member in the National Primary and Secondary schools, they offer Honor Society and Junior Honor Society. families a daycare and formation program for Address: children from 1 ½ years old until Preschool/ Frente al Club Lomas de Monserrat Kindergarten. Tel: +505 2252 7310, +505 2252 7312 Address: From the U.S.: +1 (786) 269 2117 Carretera Sur km 10 ½ Website: ans.edu.ni P.O. Box 16‑36 Managua, Nicaragua Tel: +505 2298 1000 Fax: +505 2265 8117 LINCOLN INTERNATIONAL Website: coalnic.com ACADEMY Lincoln International Academy is a Catholic, private, bilingual school that follows the United States and Nicaraguan curriculum guidelines for Preschool, Elementary, and

NICARAGUA HANDBOOK 80 NICARAGUA HANDBOOK PIERRE AND MARIE CURIE U.S. Mailing Address: SCHOOL Notre Dame 1551, N.W. 82nd Avenue, Suite 505‑00162 A trilingual school – Spanish/English from Miami, Florida 33126 preschool and French as a third language. The Tel: +505 2276 0353, 54 educational experience is built as much inside as outside of the classroom in a multicultural THE NORDIC INTERNATIONAL and multilingual atmosphere. SCHOOL Address: Avenida Pierre y Marie Curie, Las Colinas Sur Their vision is to fuse together the Nordic Managua, Nicaragua style of teaching with a U.S. accredited Tel: +505 276 1611, +505 2276 1555 curriculum that will give their students E‑mail: [email protected] an official U.S. high school degree upon graduation. They offer education from Website: eupmc.edu.ni preschool through high school, and the classes are mostly taught in English. Students NOTRE DAME SCHOOL are also taught Spanish and a Scandinavian language if the wish. The Notre Dame School is a bilingual Catholic school whose objective is to provide Address: educational opportunities, similar to those Banco Avanz Villa Fontana, 1 kilómetro al sur, offered in the United States, within a bilingual Managua, 10000, Nicaragua and multicultural environment. The Notre Tel: +505 2277 1113 Dame School offers three types of secondary E‑mail: [email protected] level programs: High School, the Nicaraguan Website: colegionordico.org/ Bachillerato, and the International Baccalaureate. NICARAGUA HANDBOOK 81 NICARAGUA HANDBOOK Attorneys

SPECIALTY NAME CITY TEL ADDRESS General Legal Dominguez & Granada +505 2552 6883 Atravesada Street, Banpro 1block south Associates Legal: Intellectual, Commercial, Aguilar Managua +505 2267 1035/ Km 4.5 Ctra. a Masaya. Costado Este Centro Banking and International Law; Castillo Love +505 2267 1099 BAC Este Centro BAC Civil and Criminal litigation Legal, Fiscal and Financial Herdocia Managua +505 2255 0596/97 Club Terraza 300 Mts. Este, Rpto. Mirasol #1 Consultancy & Garcia Abogados Children Issues, Civil And Guevara Managua Phone: Blvd., Jean Paul Genie, Villas Italianas #14 Corporative Law, Banking, Mena, Róger +505 2270 3875 Financial And Marketing, Mobile: Financial And Marketing, +505 8878 5795 Copyrights, Contracts And Collections, Aeronautical And Maritime, Mining And Petroleum, Mediation & Arbitraje And Notarial Services Banking, Judicial, Corporative, Legis Group Managua +505 2222 4694/ Ministerio de Defensa 1 C. Oeste y 30 Vrs. Property, Tax and Public Law +505 2222 2187 Norte #422 General Legal Dominguez & Granada +505 2552 6883 Atravesada Street, Banpro 1block south Associates Legal: Intellectual, Commercial, Aguilar Managua +505 2267 1035 / Km 4.5 Ctra. a Masaya. Costado Este Centro Banking and International Law; Castillo Love +505 2267 1099 BAC Este Centro BAC Civil and Criminal litigation Legal, Fiscal and Financial Herdocia Managua +505 2255 0596 / 97 Club Terraza 300 Mts. Este, Rpto. Mirasol #1 Consultancy & Garcia Abogados Children Issues, Civil and Guevara Managua Phone: Blvd., Jean Paul Genie, Villas Italianas #14 Corporative Law, Banking, Mena, Róger +505 2270 3875 Financial and Marketing, Mobile: Financial and Marketing, +505 8878 5795 Copyrights, Contracts and Collections, Aeronautical and Maritime, Mining and Petroleum, Mediation & Arbitraje and Notarial Services Banking, Judicial, Corporative, Legis Group Managua +505 2222 4694 / Ministerio de Defensa 1 C. Oeste y 30 Vrs. Property, Tax and Public Law +505 2222 2187 Norte #422

NICARAGUA HANDBOOK 82 NICARAGUA HANDBOOK Foreign Investment Investment Law Facilitation Current foreign investment law guarantees investors: ORGANIZATIONS • The right to repatriate 100% of invested foreign PRONicaragua capital after three years of initial investment. • The right to repatriate 100% of profits This is the Investment Promotion Agency of generated by registered capital. Nicaragua. Its purpose is to serve the needs of investors who are considering investing in, • The right to 100% of foreign property in most or sourcing from, Nicaragua. PRONicaragua areas. provides the investor or sourcing executive • Access to foreign currency at the official with useful country information, key exchange rate. contacts, lists of professional services firms, • Total tax exemption in the sale of shares and/ and facilitation services at no cost. They or the total sales of the company. are located in Managua, Nicaragua, in the Presidential Palace of Nicaragua, and operate • The right to international arbitration to resolve as a public‑private institution under the any dispute. Presidential Commission on Investment • The possibility of negotiating special Promotion. exemptions for long‑term investments. MIFIC Requisites (Ministry of Development, Industry, and The Foreign Investment Committee must Commerce) ‑ Nicaragua’s ministry of approve the investment plan. Presently, economy. efforts are being made to streamline these procedures and make them more business PNC/PROCOMPE friendly. National competitiveness program provides Major Foreign Investors include: American support to key industries or clusters in order Airlines, Delta Airlines, United Airlines, Keiser to improve competitiveness. University, Avon Products, Colgate‑Palmolive, Kimberly Clark, Pricewaterhouse Coopers, CETREX Dry Clean USA, DHL U.S, FedEx Co., Dollar Rent‑a‑Car, Avis Rent‑a‑Car, Budget An electronic clearing house for export Rent‑a‑Car, Hertz Rent‑a‑Car, Western Union, permits. Xerox, Co., Ernst & Young, Deloitte, Kraft foods, Inc., Pepsi Cola, Coca Cola, PriceSmart, CEI Wal‑Mart, Seminole, Hotel Intercontinental, Best Western Hotels, Barceló Hotels, Hilton A source of trade related information, which Corporation, Cinemark, Metrocentro, Textile provides actual and potential traders with Unlimited, Napa Auto Parts, Tommy Hilfiger, data about business and market opportunities, Guess, Nine West, Kenneth Cole, Crocs, trade regulations, and requirements. CEI is Swatch, Tissot, Levi Strauss, Payless Shoe Nicaragua’s center for export promotion. Source, Burger King, Subway, McDonald’s, Friday’s, Pizza Hut, Papa John’s, among others.

NICARAGUA HANDBOOK 83 NICARAGUA HANDBOOK Financial Free Zones or Export Institutions Processing Zones With Correspondent The free trade zone regime has grown rapidly U.S. Banks since 1997. The state‑owned Free Trade Zone Corporation (CZF) hosts 15 companies at the Las Mercedes Industrial Free Zone, Several financial institutions in Nicaragua located near Managua’s international have affiliations with banks in the United airport. Companies here are 100% exempt States: from corporate and local taxes, as well as property and capital gains taxes, customs Banco de América Central (BAC) duty, VAT, and sales tax. Additionally, the www.bancodeamericacentral.com CZF has, under its umbrella, 20 companies that are run as self‑managed free trade Banco de Crédito Centroamericano zones (ZOFAS) in diverse provinces of the (BANCENTRO) country. There are seven privately owned free trade zones authorized; two are still www.bancentro.com.ni under construction. As of 2016, 176 companies operate with FTZ status in Nicaragua and Banco de la Producción, S.A. employ approximately 115,000 people. Most (BANPRO) free zones are in Managua and approximately www.banpro.com.ni 40 percent belong to the textile and apparel sector. The primary free trade zone industries Banco de Finanzas, S.A. (BDF) include: apparel (73%), tobacco (15%), and www.bdfnet.com telecommunications (3%). The remaining industries (constituting 2% each) are carton boxes, automotive parts, wigs, and shoes. The free trade zones generated $5 billion Competitive & in exports in 2012, up from $381 million in 2007. They are a major source of employment Productive Labor growth in Nicaragua. Nicaragua’s workforce, numbering nearly Some of the industries and companies that 3 million, is known for its flexibility, youth, participate in these free trade zones are: Polo high productivity, good work habits, and Ralph Lauren, Dockers, Adidas, Liz Claiborne, a capacity to learn quickly when properly North Face, Wrangler, Lee Jeans, Levi’s, trained. Unemployment is currently at Dickies, Hanes, Under Armor, among others. 11.061% in 2017 and underemployment was Apparel companies operating in Nicaragua reported at 42.6% in 2008. The result is an also service major retail chains such as Target, abundant availability of workers. There is J.C. Penney, Wal‑Mart, Kohl’s and Gap. also a large pool of U.S. or foreign trained, There are six main rights that are guaranteed multi‑lingual managers available, in addition under the Nicaraguan code of labor: decent to the large pool of lower‑skilled labor. working conditions, freedom of association, Employee turnover is estimated at 6% to 10% collective bargaining, elimination of forced in Free Zones, while absenteeism is extremely labor and obligatory overtime, elimination of low, at an average of less than 5%. discrimination, and the elimination of child labor. All of these are still in effect in free trade or export zones.

NICARAGUA HANDBOOK 84 NICARAGUA HANDBOOK For more information, contact Alvaro Baltodano, Executive Director, CNZF, at [email protected] or Tel. +505 2263 1530.

LABOR UNIONS Under the constitution of Nicaragua, every citizen enjoys the freedom to join or form a labor union. Union membership, however, is not mandatory and is not a prerequisite for getting any particular job. Nicaraguan firms have had good working relationships with the unions in recent years, and there have not been any major cases of union‑organized work stoppages or disruptions in Nicaraguan free zones in the last five years. Under the present Labor Code, workers may strike only after they have exhausted other methods of dispute resolution, including mediation by the Ministry of Labor. If these requirements are not fulfilled, the strike is considered illegal and the employer has the right to dismiss any employee that does not return to work. Union membership has been declining in recent years, and the power of unions has decreased accordingly.

NICARAGUA HANDBOOK 85 NICARAGUA HANDBOOK Cost Of Basic Investment In Services Nicaragua

In the last two decades, Nicaragua has ELECTRICITY been recovering from its past with increasing speed. The textile, service, Union Fenosa tourism, and agricultural industries have (Spanish Utility Company) grown particularly quickly. A large part of Nicaragua’s growth has been due to a rising APPROXIMATE RATES amount of foreign direct investment (FDI), Light Industry encouraged by government policies. In recent years, Nicaragua has had continuous GDP Up to 25 KW US$0.1035 per KW growth, and a large part of this comes from Medium Industry the FDI which averaged 2.7% in 2020. This is a large difference from the 4% average across Up to 200 KW US$0.0796 per KW the rest of Central America. Large Industry Consequently, Nicaragua has one of the fastest GDP growth rates in Latin America. Over 200KW US$0.0813 per KW Part of this is also because it has been one of Pumping US$0.07 the Central American countries to fully apply the recommendations and mandates imposed Water US$0.96 per m3 by international regulatory organizations, like the International Monetary Fund. This has TELECOMMUNICATIONS also helped them to control their deficit and encourage more FDI. According to the most Fixed‑line Telephone Sample Rates (Claro) recently available data from the UN, foreign direct investment in Nicaragua has been Local Calls $ 0.022 per minute steadily on the rise, increasing from about Central America $0.35 $286 million to $946 million ($515 milion in 2019). USA & Canada $0.70‑0.90 One of the best examples of Nicaragua’s efforts at modernizing its laws and economy Mobile Rates (Movistar and Claro) to appeal to investors, is the relatively new Law 306. This law gives foreign investors the Local Calls, $0.12‑$0.45 per minute same rights as a domestic investor. It also (varies by time of day and other criteria) gives foreign investors benefits and other tax exemptions when importing their valuables. Additionally, it opens up every sector of the OFFICE AND WAREHOUSE Nicaraguan economy to foreign investing, where there used to be rules as to where you SPACE could invest. Monthly Rent Industrial Facilities: U.S. $130 per square meter Offices: U.S. $220 per square meter

NICARAGUA HANDBOOK 86 NICARAGUA HANDBOOK THE MAIN BENEFITS THAT LAW 306 PROVIDE ARE: • Exemption from import duties and sales tax in the purchase of local construction materials. The material and accessories must be used in the construction and equipping of the hotel and lodging industry. The privileges are given if the products or items are not produced in the country. • Exemption from the 15% value‑added tax on local products or items such as furniture, passenger vehicles for more than 12 passengers, and cargo trucks. Prior to exemption, the Nicaraguan Tourism Institute must declare such vehicles as necessary for the operation of a tourist enterprise. Equipment that contributes to the saving of energy, water, or security equipment for the project is exempted from value‑added tax for ten years. Exemption of import fees and taxes are possible depending on the equipment. • Exemption from property taxes for a period of ten years. • Exemption from valued‑added taxes on construction, design, and engineering services. • Partial exemption of income tax (80%) for a period of ten years. This applies only to the hotel service industry and investments in tourism infrastructure. • Ensures you can repatriate 100% of your profits and the initial investment (after three years). • If you want to read the law in full, go to the tourism board’s website to find both a Spanish and an English version of Law 306: www.intur.gob.ni

NICARAGUA HANDBOOK 87 Buying Property In Nicaragua NECESSARY DOCUMENTATION The following section will give you a brief When buying a property, feel free to negotiate run through of investing in real estate in the price and terms with the seller. Before Nicaragua. However, we do recommend that giving a deposit or signing anything, however, you also find a reputable attorney who knows have a real estate attorney review the his way around Nicaraguan law. When buying following documents that must be given to property, this can be a necessity for both you by the seller: locals and foreigners alike. 1. Land Title / Escritura de Propiedad In the last twenty years, the real estate market has changed drastically in Nicaragua. 2. Tax Certificate / Libertad de Gravamen Unlike many other Central American countries, foreigners are allowed to buy and 3. Property History /Certificado Registral own property in Nicaragua with open access 4. Property Map or Survey/ Certificado to credit markets. Catastral However, something to look out for is the 5. Municipal Tax Certificate / Solvencia lack of a clear title for some properties. This Municipal includes properties that changed hands during the 1980s. Unresolved property 6. Special Power of Attorney, if some else is disputes still exist, and this should be a major representing you in this purchase consideration for investors. In Nicaragua, the construction, real estate, WHAT TO AVOID and tourist industries are among the fastest growing sectors of the economy. We advise that potential buyers avoid the Land prices are still low by U.S. standards following features, which have been known to and good investment opportunities exist be problematic: throughout the country. There is no need to be deterred from investing in Nicaragua, as • Agrarian Reform Titles long as you secure the services of competent • Municipal Property professionals. • Supplemental Titles Issued by Court Order

NICARAGUA HANDBOOK 88 NICARAGUA HANDBOOK LEGAL CONSIDERATIONS TITLE INSURANCE IN • Check to be sure the property was not NICARAGUA formerly purchased through Law 85. Currently there are no title insurance This law distributed luxury homes and companies in Nicaragua. First American used properties larger than 100 square meters. to operate here until relatively recently, • Check to be sure the property was not but they have pulled out of several Central formerly purchased through Law 86. This American countries. However, existing law distributed smaller homes in lower policies are still in effect. class neighborhoods. • Check to be sure the property was not TAXES AND FEES formerly purchased through Law 88. This law distributed land to lower class people through agrarian reform. Transfer Tax: • Check to be sure the property was not The real estate transfer tax depends on the formerly purchased through Law 209. value and runs from 1% to 4% of the value of This law was part of the modifications to the property. It is paid only once, at the time agrarian reform. of purchase. While the seller usually pays this tax, it is sometimes negotiated between buyer • Check that the Title and Deed meet all and seller. legal requirements. • Check to see that the Title is properly registered in the real estate section of the Property Registry Office in the city where Registration Fee: the property is located. The registration fee is 1% of the value of the • Study the details and history of the property. This is paid only once by the buyer property for the last 25 years in the Real at the time the deed is registered. Estate Property Office. • If possible, find out from neighbors or locals if there are, or have been, any Annual Estate Tax: problems with neighboring properties. Real estate taxes are 1% of the value of the • Verify that the owner is in full possession property and are paid to the Municipal of the property. Government. This tax is paid each year. • Exceptions: The only secure way to buy property that has been affected by Laws 85, 86, 88 and 209 is to have a Settlement Legal Fees: Statement issued by the Territorial Ordinance Office, referred to as OOT, Legal fees on real estate transactions are which is under the supervision of the usually 1.5%. Ministry of Finance. Verify that the ordinance is registered in the Real Estate Property Registry.

NICARAGUA HANDBOOK 89 NICARAGUA HANDBOOK 6. What kind of infrastructure currently Buying Real Estate? exists? Rarely (or never) will the government or utility company run 18 Questions You utilities or infrastructure to a project Need To Ask! site. If they say, “It’s coming,” don’t hold your breath. Buy what you see and be An educated buyer is a happy owner. The sure the pricing is reflective of existing answers to the questions below should be an reality. You can never be disappointed important part of your property selection that way. process. There are no “right” or “wrong” answers, but we’ve found that the things 7. Are there state‑of‑the‑art people take for granted or assume are telecommunications or fiber optics standards in North America, may not be in for fast and reliable worldwide Nicaragua. Much of the world outside North communications? In a time where we America and Europe is the land of “Buyer take internet and phone service for Beware.” Be sure you know the answers to granted, understand the reality of the the following questions and make a conscious telecommunications infrastructure. See decision about what levels of creature question # 6 for promises of service. comforts are mandatory and which may be 8. Is there enough fresh water and water optional. pressure? Water pressure must be 1. How far in drive time is the property planned for and paid for. Either the from an international airport? The developer has planned and paid for this, time to reach the destination is the or the property owner will purchase key factor, not the miles. Proximity is storage tanks and pressurizing systems. important. If you are considering an existing home or condominium, check all interior and 2. Is there year‑round access? Not all exterior faucets, turn on the showers, roads in Nicaragua are accessible and flush the toilets. year round. Even if they are, you should know what condition they are 9. Is the house plumbed with hot water? maintained in. Not a silly question. Look under the sinks to see if there is hot and cold 3. What about safety, security, and health service. care access? How is security provided on‑site and how far is it to major 10. Is there a central sewer system? If not, medical care? How many minutes by property owners will be responsible for car? How long in the dry season, how paying for and installing septic systems. long in the rainy season? Request to see a copy of a “perk test.” 4. What kind of title guarantee can be 11. Is there a building requirement, or does provided? the development allow for continual resale (flipping) of lots? Projects that 5. What kind of construction and design do not require construction of homes standards are in place and can be rarely expand. If community is what enforced? Zoning is almost non‑existent, you desire, purchase in a project and you may not like what gets built that requires home construction or next door. Be sure to know what the understand that you may have the only deed restrictions are or you may be house in the “ghost town.” unpleasantly surprised by a neighbor whose tastes are radically different than 12. What about Home Owner’s Association? yours. Are the fees high enough to cover

NICARAGUA HANDBOOK 90 NICARAGUA HANDBOOK maintenance of infrastructure? Yes, telephone, and TV cables in the wall? high enough. You should worry about Have they wired a 220 volt circuit where low fees. Fees that are set too low equate the water heater and AC units will go? to expected surprise assessments in the Have they plumbed for hot water to all future and/or a drastic rise in HOA fees sinks in all bathrooms and laid a line for when the true costs of maintenance are the icemaker in your fridge? Assume carried by property owners. nothing. 13. Who can oversee the construction 15. Are there amenities under construction of my home, and who can manage for use by owners and visitors? Buying the day‑to‑day operation and rental what you see is an important bottom potential? How will you build your home line. So is knowing the vision of a from 2000 miles away? Who is going to project, to be sure that the long term validate the specifications of design for plans align with your goals and desires you during construction? as a homeowner. 14. If building a home, what is included in 16. Is there a track record of success, and is the price of the home? Does it include the development company financially hot water heaters, lights, fans, air secure? Buying a property in a foreign conditioning, screens in the windows, country is like getting married. You

NICARAGUA HANDBOOK 91 NICARAGUA HANDBOOK Why Gran Pacifica? Gran Pacifica Resort is currently ECI progress includes a public road all‑weather Development’s largest property, with clear upgrade, bridge at the property’s entrance, title over 3.5 miles (5.8 km) of beach front 23 km 3‑phase power line to property, on the Pacific Coast of Nicaragua. The nursery with more than 45 species of animals property sits 42 miles west of the capital and 6,500 plants, tax exemptions approved city of Managua, and just one hour from the by the Nicaraguan Institute of Tourism international airport. The warm, semi‑arid (INTUR), environmental approval by the climate creates a Southern California feel Ministry of Natural Resources (MARENA), and provides the perfect environment for 2 km boulevard from bridge to Phase I, year‑round golf. cobblestone streets and old Chicago‑style brick sidewalks, underground utilities to The property includes 2,512 acres of the home, including: water, sewage and rangeland and, to date, over $25 million storm drain systems, electricity and fiber have been invested in land, architectural optic telecommunications. In addition, Gran designs, permits, civil engineering work, Pacifica hosts a beach clubhouse, bar, and infrastructure, homes, condominiums, restaurant, as well as an 18‑hole golf course amenities, and a golf course. Master planned with 9 holes open for play today. as a Spanish Colonial‑style community, the design elements take the best of the Right now, 45 Phase I homes are complete architectural heritage found in Granada and with numerous additional homes under León and blend it with the kind of urban construction. The first 22 condos are finished, planning expertise shown to produce true with 33 more under construction. Complete community. lot and home packages start under $140,000. Residences on the golf course begin for Gran Pacifica acts as ECI’s initial proof of as low as $160,000. Oceanfront condos are concept, and is delivering a rich experience available under $149,000. At the other end to owners and residents alike. Phase I of the spectrum, Gran Pacifica offers several infrastructure is complete, and 80% of the 299 homes over 5,000 square feet with dramatic properties in Phase I are sold. Gran Pacifica’s NICARAGUA HANDBOOK 92 NICARAGUA HANDBOOK ocean views. With over 3.5 miles of coastline The “Meatgrinder,” Nicaragua’s second to work with, Gran Pacifica is home to most beautiful and aggressive surf point, is many neighborhoods and diverse product located on the south side of Gran Pacifica’s 3.5 selections. In addition to the excellent miles of beach. With great skill necessary for infrastructure that all residents enjoy, Gran surfing this spot, it’s no wonder that surfers Pacifica offers a wide range of amenities to from all over the world come to Gran Pacifica make your time enjoyable and stress‑free. to test their skills on the waves. Some of these amenities include: a world‑class golf course and pro‑shop, horseback riding, There are also several wide swimming oceanside massage, oceanfront bar and beaches for bathers and surfers that want a restaurant, housekeeping services, air calmer, more relaxing visit to the beach. The conditioning, and Wi‑Fi. beautiful rolling waves provide surfers and boogie boarders with excitement, just north Many guests and residents choose to enjoy of Gran Pacifica at Playa Norte. the outdoor bar and dining experience at Gran Pacifica’s pool‑side, oceanfront Gran Pacifica is also a wonderful place to have restaurant, Sea Salt Restaurante. With your dream wedding by the beach. With its a full‑service wait staff and delicious capacity of condos and houses, it allows you Nicaraguan and international favorites on to accommodate all of your guests. A spa for the menu, there is something for everyone the bride on her big day, golf for the groom, to enjoy: from a refreshing poolside drink a restaurant with delicious food, an exquisite to Nicaragua’s fresh seafood and famous view to the ocean, and great amenities for churrasco steak. your guests!

NICARAGUA HANDBOOK 93 The Team • Chairman and Chief Executive Officer: Mr. Michael Cobb, Co‑Founder • Chief Legal Officer: Mr. Joel Nagel, Co‑Founder, Attorney at Law • President: Mr. Eddie Littlefield, Commercial Developer, Charlotte LC • Chief Operating Officer: Patrick Hiebert • Director: Ambassador John Maisto, U.S. State Department Ret. • VP Sales: Rachel Jensen • Gran Caribbean Chairman: Mr. George Kingston, Developer • Grand Baymen Chairman: Michael Cobb, Developer • Gran Islotes Chairman: Lief Simon, Publisher and Developer

Associates & Partners Urban Design Associates (UDA), Architecture Firm (Disney Celebration Community) Zürcher Arquitectos S.A, Architect (Costa Rica Marriott hotels)

NICARAGUA HANDBOOK 94 Business Model Affordability is critical. ECI delivers homes spend one month or more outside Canada and condos starting under $130,000. The in retirement. With 9.3 million Canadian average 3‑bedroom, 2‑bath residence is Baby Boomers, this equates to over 4 million offered between $175,000 and $250,000. retirees who will be renting or owning Financing is also available for clients to property outside of Canada in their Golden further enhance affordability. Peace of mind Years. is provided by title Insurance through First American and Stewart Title companies. Historically, Mexico and Costa Rica have Reasonably priced homes and residences are attracted a large percentage of expatriate delivered in a climate type chosen by the retirees who relocated to the region. retiree, with state‑of‑the‑art infrastructure, What resulted in these countries was an and amenity packages similar to or better incredible escalation of real estate value. than what is available in North America. This ECI is working at the very beginning of this is the hallmark of ECI Development. trend, in countries and sub‑regions that are in their earliest stages of this growth Quality of life in Latin America is superb. In phase. Shareholders could see significant many ways, it exceeds what is possible in appreciation of assets over this period. North America because of affordable labor However, for the purpose of the business rates and domestic help. A full‑time maid plan, all ROI figures are calculated using costs less than $200 per month in most current, static sales prices derived from actual countries in the region. Organic produce, sales of ECI’s Gran Pacifica real estate in meats, cheeses, and fresh seafood, readily Nicaragua, producing what should be a very available and affordable in Latin America, conservative analysis. are incredibly healthy and nourishing. Baby Boomers will enjoy a far superior quality The business model is simply to follow the of life for far less money. They will have examples of successful North American effectively dodged the “cut back and suffer” companies who served retirees, companies bullet that Ernst and Young defines in its like Del Webb and their Sun City brand with report. over 50 communities in 21 states. These successful companies delivered a product TD Waterhouse recently performed a survey choice that appealed to retiring consumers to gauge the attitudes of the 9,000,000 on many levels, but did so only in North Canadian Baby Boomers. What they found America. ECI is building a similar model in further verifies the absolute need for a quality Latin America to serve the subset of retirees product in Latin America. In the study, 45% who want the quality of life and affordability of the respondents stated that they plan to of a retirement south of the border.

NICARAGUA HANDBOOK 95 Why ECI Development? ECI accelerates the sales pace, retail price, and resort with 20 condominiums, beach bar, Return on Investment (ROI) to shareholders one restaurant, health club, tennis court, by building resort communities with the and swimming pools. The Baymen Gardens infrastructure and amenities expected by includes: 54 completed condos, with many the North American consumer. ECI and its more under construction. Gran Islotes partners have invested over $26M to date in Panama is selling, and initial infrastructure acquisitions, infrastructure, construction, is complete. The Costa Rica business unit is amenities, and services. ECI showcases passing through environmental permitting. tangible examples and finished products. The Acquisitions of assets in the tropical differential between hard cost and actual highlands of Ecuador and Chile are being sales prices of land with infrastructure is actively pursued. Ownership includes a significant, thus providing a strong ROI to telecommunication and cable TV provider, shareholders. water, sewerage, rental management, and security companies. ECI is a diversified investment, both geographically and by business type. Gran A powerful A‑team is in place and has proved Pacifica Phase I showcases 45 completed its skill over the last 18 years, by dealing residences with many more under effectively with the many challenges facing construction. Current facilities include: projects of this scale. ECI’s CEO, President, golf course, clubhouse, condominiums, bar, and COO are development professionals restaurant, and swimming pool. Existing with a combined experience of over 70 facilities in Belize include: beachfront years in the industry. In addition to specific

NICARAGUA HANDBOOK 96 NICARAGUA HANDBOOK developmental talent, the ECI team includes companies delivering this in Latin America. a former White House policy advisor and By differentiating ourselves as a leader in Ambassador to the region, the architect of quality community layout, we have created three Marriott hotels and the Four Seasons a final product that is highly desirable and in Costa Rica, the land planning firm that attractive to the vast Baby Boomer market. was Walt Disney’s choice for master planning when looking to build a town, and a cadre of ECI’s market is large and growing. Currently, influential Latin Americans. 613,000 U.S. retirees live overseas. Many more North Americans are considering living or Desirability drives demand, and demand owning property in Latin America, a number drives price. ECI builds traditional that today exceeds 4,500,000. Baby Boomer neighborhoods like the community built by retirement will largely drive this market over the Walt Disney Celebration, outside Orlando the next 20 years, and the trend is only in its FL, and those in WaterColor, Kentlands, and infancy. Bank financing for clients buying in Rosemary Beach. Master planning along these ECI communities is available. This is rare in principles produces yields that are three to the region. Right now an average of 11,500 five times higher than traditional planning Baby Boomers retire each day. As more concepts, while delivering the charm of retirees look to the tropics for an affordable, a village setting to consumers. Boomers enhanced retirement lifestyle, phenomenal want services, infrastructure, amenities, growth in these already large numbers is and community. ECI is one of a select few likely to occur.

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UPDATED MARCH 2021

UPDATED NOVEMBER 2020