CRD IV Country Analysis

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LLOYDS BANKING GROUP PLC In accordance with the requirements of The Capital Requirements (Country by Country Reporting) Regulations 2013, set out below is an analysis by country of the revenues booked by entities established in that country together with the average number of staff employed by those entities on a full time equivalent basis. Number of 2013 Revenues Country Entity Established in the Country (1) Description of Activity Employees (£m) (2) (average FTE) Bank of Scotland plc - branch Banking and financial services Lloyds International PTY Limited Banking and financial services Australia Lloyds Bank plc - branch Banking and financial services Total: 254 590 Bank of Scotland plc - branch Banking and financial services Heidelberger Leben Clerical Medical Management GmbH Banking and financial services Germany Heidelberger Lebensversicherung AG Banking and financial services Total: 336 330 Lloyds Bank plc - branch Banking and financial services Hong Kong Lloyds TSB Pacific Limited Banking and financial services Total: 41 70 Lloyds Bank plc - branch Banking and financial services Netherlands Bank of Scotland plc - branch Banking and financial services Total: 10 60 Lloyds Bank plc - branch Banking and financial services Singapore Total: 11 10 Bank of Scotland plc - branch Banking and financial services Spain Lloyds Bank plc - branch Banking and financial services Total: - 140 Lloyds Bank plc - branch Banking and financial services Switzerland Total: 112 300 Lloyds Bank plc Banking and financial services Scottish Widows plc Life assurance HBOS plc Holding company Bank of Scotland plc Banking and financial services United Kingdom, Isle of Man and TSB Bank plc Banking and financial services Channel Islands St. Andrew's Insurance plc General insurance Clerical Medical Investment Group Limited Life assurance Clerical Medical Managed Funds Limited Life assurance Total: 17,598 88,640 Lloyds Bank plc - branch Banking and financial services Uruguay Total: 10 100 Bank of Scotland plc - branch Banking and financial services USA Lloyds Bank plc - branch Banking and financial services Total: 95 260 Other (3) Total: 11 410 Total: 18,478 90,910 Notes (1) Principal entities only. A full list of the Group's subsidiaries is included in the Annual Return filed with Companies House (2) Reported revenues exclude intra country amounts. Inter country revenues are immaterial and have been eliminated from the revenue reported in the United Kingdom, Isle of Man and Channel Islands (3) Other includes a number of countries which individually have revenues of less than £5m in 2013 and are immaterial in the context of the Group.

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