Sup Voice Sep-Oct 2013.Pmd

SEP.-OCT. 2013 SUP-VOICE FEDERATION NEWS CHECK-OFF: CONTEMPT CASE BY AISBOF JUSTICE AT LAST…… 10th September, 2013; as we stood in the Court with further plans to attack, demoralize, putdown and Hall No.11 of the Madras High Court, we had mixed humiliate people. “Ask them to express remorse!” “I feelings. Mr.Pratip Choudhuri, the former Chairman will dismiss all of them”, “I will meet you all in was to make a personal appearance in the contempt Supreme court” were some of the utterances, all proceedings in the Check – Off case filed by the filled with venom. The series of violations in Transfer Federation. And he appeared in person in the Policies and attacks on officers which have presence of the Hon’ble Justice. inconvenienced many need not be repeated. Lady Officers, who are 59 years, who were sick, who had 2. However much we all tried to forget, still, images problems were also mercilessly transferred of the past came flashing by. On the 4th of October, thousands of kilometers away. The word 2012 when the Federation leaders met him amidst compassion and mercy had lost its significance. a huge gathering of MD’s, DMD’s and CGM’s of all Indiscriminate transfers violating all agreed bilateral the circles, a pre-arranged audience to demonstrate policies took place. It was only fear and fear and his arrogance and dictatorship, he shouted and said fear all the way. “apologise and publish it in your website, make it public”. The intention was to embarrass and to insult. 3. Such a person, arrogance personified, stood Today, standing in the Court hall, when an in front of the Hon’ble Justice apologetically. In fact unconditional apology was tendered in front of public, all the Officers should have been happy, but still, in front of the press and in front of the advocates none rejoiced. We were all pained and sad. Not for present, he stood pathetically, vanquished. One the man, but for the Bank. Because of his ill deeds could not help but comparing. The Law of Natural and dis-obeyance of the Court Order, he had put Justice and the Law of Nature operates and the mighty Bank into embarrassment in Public averages out. He had utilized every opportunity … domain. The image of the Bank was at stake. No,….. created opportunities to insult and put down Washing dirty linen in public could have been people. He would call General Secretaries at avoided, not if he loved the Bank like a ‘mother’ as branches and insult them, call their controllers to he used to proclaim. We are writing this with pain insult leaders, fix cameras around leaders. HR and hurt feelings. Conclaves, Video conferences, Webcasts in SBI 4. If he had implemented the order of the Times were utilized to insult. His actions of punishing Hon’ble Court, it would have been an leaders through downgrading and increment cuts, honourable exit for both, the Bank and the putting unblemished leaders into 19(3) and hurting Federation. It would have been a Win-Win their innocent families, withholding of gratuity situation, which is always desirable. If one puts overlooking the payment of gratuity act, a mandatory down people, he should also be prepared to be regulation, erratic transfers to curtail Association put down. None can presume to be greater than activities and innumerable such acts which stink of the Hon’ble Court and justice. We did not fire a cruelty and inhuman behavior, flash by like images. bullet. He fired it against himself. Things were carried The day would begin with planning insults and end too far. 3 SEP.-OCT. 2013 SUP-VOICE

5. The proceedings were over and at the end of it being too short to effect changes in the HRMS. They all, quietly he moved away from the huge crowd of made a prayer to the court that a minimum period of people, unnoticed, along with his galaxy of advocates, eight days were required to effect the changes and one attorney general from Supreme Court, another reintroduce check off in HRMS. Well! this was a attorney general for South Zone and a Senior statement made by the Bank in the Hon’ble High advocate of Chennai and his usual coterie, yes men, Court of Chennai making a wrong statement under and advisors. All the money, power and influence oath/affidavit could amount to perjury! All the officers could not buy justice. Alas…… Nature has its own in the bank and those working in HRMS and way of averaging out. Justice may be delayed but especially at Belapur know the truth, that if required, not denied. Yes Justice was rendered. Truth this could have been affected in the salary of 25/09/ Triumphed. 2013. It was just a matter of few hours. 6. For the information of members we are 8. Thereafter a contempt case was filed. The herewith narrating the sequence of the events at the Hon’ble High Court had summoned Mr.Pratip Madras High Court that unfolded on 10th Sept. 2013. Chaudhuri the then Chairman and the CGM HR for Personal appearance on 30/09/2013. But Mr Pratip 7. The Check-off facility which was in vogue since Chaudhuri did not appear on that day. The Hon’ble 1970’s made available to the Associations and the High Court summoned him again for personal Unions in State Bank of India was unilaterally appearance on 10th Oct, 2013. Mr. Pratip Chaudhuri withdrawn by the bank through a letter dated 17th was therefore present in the court in person. He September 2013, on flimsy grounds and under the was asked to be identified. The bank then tendered pretext of availability of alternate technology an unconditional apology. The Senior Counsel for channels. The Federation took up the issue through the bank assured the Hon’ble judge that the correspondence, negotiations and persuasion. We subscription for the month of September 2013 would had informed the bank that the whole issue was be paid before 15/10/2013 by debit to the suspense sensitive and an emotional issue and had to be account and credited to the respective circle sorted out. But our fervent appeals and pleas were Associations. not respected. But the bank decided the go ahead and implement the unilateral withdrawal in the salary 9. M/s Vaighai, Sr.Advoate Chennai High Court of September 2013. The Hon’ble High court of who argued the case for the Federation had Madras granted a stay on the impugned order to the presented a water tight case. In the affidavit filed by Chennai Circle Association on 23/09/2013. the Federation, the entire technical intricacies of the Thereafter on 24.09.2013 in response to the writ filed working of the HRMS, the sequence of steps by the Federation, the Hon’ble court extended the involved in implementing/non implementing the stay to all the circles. On the 25/09/2013 when the check-off, the logic on how the check off could have bank tried to move a modification application, and been implemented in a few hours and the efforts of vacate the stay, the Hon’ble judge refused to vacate the federation to sort out the issue amicably were the stay. The stay order was operative. But the bank highlighted. It was argued by the advocate for the did not implement the stay and chose to disburse federation that Mr. Pratip Chaudhuri cannot now the salary without the check off to all the circles represent the bank and hence has to file an affidavit except the Chennai Circle, under the pretext of time in his personal capacity which has been accepted 4 SEP.-OCT. 2013 SUP-VOICE by the banks counsel in the presence of the Hon’ble will be removed so that the bank, the officers and judge. the federation can work together in an atmosphere of cordial Industrial relations and channelize all the 10. Com.B.K.Awasthi, President-AISBOF, energy into productive channels. We are all aware Com.Y.Sudarshan, the General Secretary of the of the challenges that the Bank is facing in the Federation, Com. Thomas Franco Rajendra Dev, current global and national economic scenario. the General Secretary of the Chennai Circle Therefore we appeal to all our officer comrades to Association along with a number of officers of rise up to the occasion and contribute whole Chennai Circle were present. heartedly in taking the bank to greater heights. 11. We take this opportunity to thank all the well 14. Today the Bank has very sportingly put up the wishers and all the comrades from all over the news paper clip of Business standard on the Check- country who stood by the federation and extended Off issue in the SBI Times. Also all the derogatory moral support. We also thank Com. Thomas Franco and negative upload has been removed. Comrades, Rajendra Dev and his team of comrades from this is a change in approach and a very positive one. Chennai Circle who helped in gathering material and putting the issues in proper perspective before the 15. We all hope that this will pave way for a better advocate. We express our thanks to M/S Vaigai and understanding of each other. We appeal to the team for the legal support rendered and the excellent Management that we should begin with a clean slate and logical manner in which the case was put up. in an atmosphere of mutual Trust and team spirit. 12. Comrades, Now the situation is changing. 16. Let us all join together to pledge our support to all progressive and positive endeavours of the new The undersigned along with the President chairperson and work like a family that State Bank Shri.B.K.Awasthi and the Jt.General Secretary is known for since ages and continue to remain Shri.Ramkumar Sabhapathi had an occasion to visit partners in progress. Mumbai and greet the Chairperson Mrs.Arundathi Bhattacharya. The meeting which lasted for around With greetings, twenty minutes was very cordial and positive. It was decided that we should remove all the irritants and make a new beginning. The 18th floor of the corporate center was, for once, filled with fresh air, rid of the suffocation and nausea of tyranny. (Y. SUDARSHAN) Thereafter, we met the DMD & CDO GENERAL SECRETARY, AISBOF Shri.B.V.Chaubal, the CGM(HR) Shri.Ranjit Goswami and the DGM (IR) Shri.Raghav, and AGM • Trust your hunches. They are usually based on facts filed away just below the conscious (IR), Shri.Indranil Bhanja and decided to meet again level. - Dr. Joyce Brothers shortly to sort out all the unresolved issues and move • Failure can be bought on easy terms - success forward. must be paid for in advance. 13. We are sure that under the leadership of the - Cullen Hightower new chairperson Mrs Arundhati Bhattacharya who • What the world really needs is more love and has taken over the reins very recently, all such irritants less paperwork. - Pearl Bailey 5 SEP.-OCT. 2013 SUP-VOICE

REVISION OF MONETARY CEILING FOR RESIDENTIAL FURNITURE PROVIDED TO OFFICERS The Scheme of providing Furniture and Fixtures to Officers was rationalized during May 2007. Since 2008-2009, as a result of the continuous follow-up and efforts of the Federation, various improvements in the life span of electric, electronic items, Purchase of Curtains, Mattresses, Inverters, inclusion of additional items of furniture and electronic goods, etc. were introduced at regular intervals. We have been demanding revision of the monetary ceilings and other improvements in various CNC meetings and through several communications. 2. We are glad to inform you that the Management has now acceded to our long pending demand and revised the ceilings as under :

6 SEP.-OCT. 2013 SUP-VOICE

MEDICAL REIMBURSEMENT : RETIREMENTS COST OF GLUCOMETER AND TEST STRIPS DEMANDED S/Shri August 2013 : The Federation recently sent a communication • RAJENDRA KUMAR GOYAL, MULTAI • PRATAP KUMAR MAZUMDAR, COMMERCIAL BR. BILASPUR to the Dy.Managing Director and the CDO, Corporate • JANARDHAN SOMDEO, BARTUNGA Center, State Bank of India, Mumbai on the issue of • RAJ MAHENDRA TIWARI, LOCAL HEAD OFFICE BHOPAL • RAM RATAN SONI, SMECC, GWALIOR reimbursement of the cost of Glucometer and the • PRAKASH CHAND JAIN, PROTHVIPUR Test strips to the Officers’ in order to monitor the • PRADEEP KUMAR JAIN, GUNA • DHARAM CHAND NAGESH, C.S.W.T.BSF.CAMPUS blood sugar levels regularly under the medical • GAGAN KUMAR CHOUDHARY, C.C.P.C., NR GPO, INDORE reimbursement scheme. Many of our employees and • PRAKASH CHANDRA NISHAD, CHOWK BAZAR, SHAJAPUR • ASHOK KHANDELWAL, R.B.O-5, UJJAIN officers are suffering from diabetes due to extreme • SHASHIKANT NANNORE, R.A.S.M.E.C.C C/O SBI, UJJAIN stress and work pressure. • LAXMIKANT V.MANE, RATLAM • GOVIND PRASAD SHARMA, KACHERI CHOWK, SEONI 2. We note to advise the developments. • I.B.ROY, R.B.O-4, KATNI • R.V.N.MURTY, SHAHDOL • SHAYAM JI TANDEY, NEORA • VINOD KUMAR BAJPAI, ZONAL OFFICE GWALIOR

September 2013 : • B.D.SHARMA, BHOPAL MAIN BRANCH • PRADEEP B.SHARMA, LOCAL HEAD OFFICE BHOPAL • SHITAL PRASAD SHRIVASTAVA, G.E.C.REWA • SUSERLA VENKAT S. RAMNA, LOCAL HEAD OFFICE BHOPAL • MIHIR KUMAR NAG (VRS-JUN 2012), BILASPUR • M.K.KASHYAP, MANDLA • KESHAV MANGTANI, LOCAL HEAD OFFICE BHOPAL • N.K.SADHWANI, S.T.C. C/O SBI, SULTANIA ROAD, BHOPAL 3. However, there are certain issues/anomalies that • ARUN CHANDRA MANDAL, COMMERCIAL BR. RAIPUR need to be addressed which we shall take up with • VISHWA BEHARI MISHRA, MAYUR MARKET GWALIOR • MANOJ VARMA, OLD PALASIA INDORE the Federation for taking up with the Corporate • GYANIRAM KANEKAR, KESHKAL Centre, in due course. It shall be our endeavour to • SURJEET SINGH, SCHEME NO. 54, A.B.ROAD,INDORE ensure regular improvements in the scheme. We • SHASHIKANT K SAXENA, ASHTA request our members to avail of the facility provided October 2013 : by the Bank accordingly. • A.K. NANHORIYA, R.B.O-1, JABALPUR • B.L. BHAMMERKAR, JEHANGIRABAD, BHOPAL 4. Members are requested to take note of the • PREM SAGAR PATNAIK, R.B.O-2, RAIPUR changes/modifications and be guided accordingly. • SMT. RAJ KUMARI PILLAI, P.Y. ROAD, INDORE • ASHOK KUMAR JAIN, DATIA MAIN With greetings, • ASHISH BANARJEE, R.A.C.P.C., BHOPAL • MOHAN LAL KHARE, JABALPUR CITY • PURUSHOTTAM MALVIYA, PENSION CELL GOVINDPURA, BPL • SYED SIRAJ ALI, MAULANA AZAD COLLEGE, BHOPAL • MORESHWAR GAIKWAR, SUBHASH CHOWK, BALAGHAT • BHAGWAN PRASAD SAXENA, BEOHARI • SATISH KUMAR AGRAWAL, M.G. ROAD MARKET BRANCH (SANJEEV MISHRA) GENERAL SECRETARY lq[kh] le`) ,oa LoLFk thou gsrq 'kqHkdkeuk,a ! 7 SEP.-OCT. 2013 SUP-VOICE

AISBOF CIRCULAR NO. 107 DATED 28.09.2013

THE ULTIMATE BALANCE SHEET……30TH SEPTEMBER, 2013 DEEP STARE OF THE BARE FACTS ………………

30th September, 2013……………………??? who has been responsible in pushing this great Over the last few days I have been receiving calls organization into a micro-managing mess of that on the 30th, Officers all over the country should displaced priorities and a cris - cross , labyrinth of wear black badges, or go on a day’s flash strike, confusion lost in the bylanes of policy crisis. Never conduct demonstration etc. These were the mind! Slogan shouting organizations are not unhindered, spontaneous expressions of our competent enough to think on policy matters. members. Members also included non members. Comrades, no person; however big the bubble of Non members included top officials and executives his image or ‘the dirty picture’ could be, can belittle a also. Therefore, one could see and visualize a total the mighty organization that the Federation has been, sense of frustration, a sense of suppression and and is. To all those psychopaths who think that by suffocation that engulfed our officers all over..…, inflicting few scratches they have killed an members and non members alike. The all pervading organization, I would like to remind and caution that atmosphere of stink at the corporate centre and the federation is a people oriented organization. We down under and all over had poisoned the otherwise leaders will come and go…. like the Chairmen of serene and unpolluted environs of the bank across the Bank. But it is the people who build the Bank the country. Many top officials had complained that and the Federation. Let us not undermine and insult they had become unwilling ‘Yes-masters’ out of fear the sentiments of our grass root level officers and of reprimand and were merely executing the orders employees. It not only affects the Federation but also of ‘his master voice’. Don’t believe me! But this is the Bank. The withdrawal of “Check – Off”, the latest the TRUTH and the ONLY TRUTH. cheap gimmick played, has hurt the sentiments of all the officers. If only the beloved Chairman had 2. While we respect their sentiments and heard the type of abuses hurled by our officers emotions, after due discussions with all the circle including the senior ones all over the country, on the General Secretaries, we decided that investing on a withdrawal of the Check Off, he would have buried strike on 30th is a waste. It could, at maximum, himself alive in shame. There is need for the Bank satisfy our ego of hurting an evil man on his to respect the sentiments of its human resources retirement. But while we aim our guns and shoot, and take them into confidence. Whether anyone likes the bullet may miss him hit some other target, which it or not.. The Federation is the representative body… is not our aim. It is not our intention to hurt the Bank. duly recognized and its sentiments have to be It is not our intention to hurt any other. But in the respected. event of any harsh organizational action, definitely the Bank and its image would have been hurt. Never 3. Comrades, too much of “blow hot” and “blow mind if we don’t have maturity! Never mind if we, cold” has been indulged because of the November in comparison to other organizations are destructive 2011 strike call. It was a strike that never and less bothered about the Bank and its image. No materialized. It was a call which was withdrawn. thanks. We don’t need any certificate from the one Instead of moaning till death in every forum, in every 8 SEP.-OCT. 2013 SUP-VOICE meeting, at every place, every person connected or I don’t want to discuss other issues. But such not, at every SBLC, at every class, on the first misplaced priorities and micro-management has address, on the last address (during retirement) and eaten away executive time and energy. HR/IR issues boring people to death, eating away productive the should be handled by the IR Dept. There is a time and energy of the unwilling listeners, he could separate structure provided by the Bank for IR/HR. have spent one hundredth of that time to find out One should respect the structure. There is no need what the actual grievances were and made efforts for the Top Boss to look into minor issues, to redress the same. The Federation has not given circumventing the IR Dept. Many a times the officials a single strike call since November, 2011 till date. of IR Dept., are held responsible for ill conceived But the hatred continues unabated. When two hasty actions of the Boss and have to face the wrath countries, traditional enemies fight, they also make of the Courts and the people. amends, come to a ceasefire and shake hands. Is Well! slogan shouting organizations are not entitled the hatred so deep, so wide that there is no place to speak on policy issues of the Bank. Yes! but all for reproach? There is no point discussing and the same the performance of our Dear Bank has wasting time on those issues. taken a severe beating in all spheres of growth 4. Comrades, the series of issues, one after the parameters. Be it the market capitalization, be it other are all related to one small speck of market share, be it CASA. The Less said about NPA’s misunderstanding. It is true that “A Spark neglected and fall in share price the better. ‘The demonstration burns the house”. Yes it has. All the issues - be it the of 28th August, 2012 lead to decline in Market charge sheets issue, be it the transfers issue, be it Capitalisation’ said the boss. But What Today? There the issue of benefits or the Check-Off, could have is no demonstration. So today, we all shall therefore all been settled across the table in two hours! We blame the economy, the global scenario, the weather have spent two years in quarrel. And as we quarrel, conditions etc. Luckily we did not go on strike. Else the growth of the Bank takes a beating. Imagine the all the performance related parameters would have time and money spent on all these issues. been on us once again! God is great. a) Court cases : At every hearing many officials Now finally, to wish good bye let me prepare a from Corporate Centre descend on the Circle High Balance Sheet of the benefits which our officers got Court. The TA, DA, HA spent on hundreds of during the last two and a half years and compare it hearings on all the cases in all the Circles? Whose with the period prior to that. money is being spent? The Balance Sheet b) Transfers : Under the unilateral – 3 years, 6 May 2011 to September, 2013: courtesy, the years, 9 years policy, officers who had just reported Present Chairman one or two months ago have been sent on IMT 1. Enhancement of leased rentals - Please transfers. Officers and ladies with 6 months service note the concept of leased accommodation remaining (59 years and above) have been was introduced in the 1970’s. It was transferred. Imagine the transfer allowance, joining because of the ‘efforts of the federation that time, the Bank has to provide. What a waste of time this concept was introduced and given to and money. How can these officers concentrate on all officers. The present management has work? only enhanced it. 9 SEP.-OCT. 2013 SUP-VOICE

2. Enhancement in compensation on 8. Before penning down the benefits I would like to account of death of an officer – Presently mention an incident that keeps coming to my mind it has only been enhanced. The origin of the again and again and makes me bow my head in concept again has to be credited to the appreciation, reverence and deep respect to the then Federation. chairman Shri.O.P.Bhatt. 3. 2nd mobile to officers – More of a pain 9. The occasion was a Dharna in front of the than a pleasure. Because calls are made Corporate Centre. Suddenly, the then charismatic during midnight also, disturbing the officers Chairman walked into the arena, joined in shouting peace and health. slogans, greeted all the members present and arranged for food and water to all. Hats off to him for 4. Enhancement in Scholarship amount for understanding. Hats off. We were right or wrong in children. conducting the Dharna is not the issue. But he made 5. Enhancement in furniture entitlement. This us feel humble, feel like being a part of the family is meager and not applicable to all because and later that day all the issues got resolved of the negative clauses incorporated, and automatically. That was another Management classification of mattresses and curtains Style… probably more effective. That was a period into electronic items and an electronic items marked by the ‘Jodhpur declaration’ where the and so on. (Imagine curtains as an electronic Management, the Federation and the Union made item. The shopkeepers will laugh at our joint appeals and joint declarations”. That was a wisdom) period of ‘Parivarthan’ ‘Udaan’. But now we are ‘Back 5. I sincerely want to pen down more benefits during to Basics’…. and still groping… on how to hide, the period, but however hard my new parker pen cover up and so on…….. pulls me, I am unable to think of any. 10. The benefits of the past period is all here for you 6. Only negative reversals and pull downs like to see. Between June 2006 to 31.03.2011, Sixty four denial of stagnation increments to people who opt times the service conditions of our officers were out, withdrawal of check-off facility despite courts improved. Some major benefits are: Courtesy the order, termination of PO’s, a Tsunami of charge Past Chairman. sheets, disproportionate punishments, vengeance 1. Enhancement in Housing loan from 7.5 to galore, hatred unlimited, violation of all bilateral 20 lacs. transfer policies, sufferings of lady officers, 2. Extension of repayment period of HL upto humiliation to senior executives, misuse of SBI times, 75 years of age. outbursts at SBLC’s, undue delay in promotion and 3. Extension of concessional rate of interest transfer exercise (even today CMC transfers are not upto 20 lacs. complete). a total sense of suppressed frustration 4. Introduction of Servant allowance. all over, in all grades, and so on… and so on….. 5. Enhancement of the ceiling on 7. Now let us look into the benefits that entertainment expenses. accrued during the few years preceding 2011 – 6. Enhancement in Conveyance expenses the Past Chairman. etc., 10 SEP.-OCT. 2013 SUP-VOICE

7. Introduction of Group Insurance Scheme. 30. Introduction of incentives for meritorious children. 8. Introduction of Furniture Scheme/ Maintenance. 11. The above list is only indicative and not comprehensive. There were strike calls then also. 9. Substantial enhancement in leased There were demonstrations. But the voice of dissent accommodation. was understood in the right perspective and issues 10. Introduction of Any where lease facility. resolved amicably as is done within our families. 11. Improvements in superannuation benefits 12. I don’t want to brood further as my pen reminds 12. Enhancement in personal loan Scheme. me to think positive. And positive it has to be…. for “Life is about Future”. We all live in hope… 13. Introduction of computer loan at 5% simple the Bank, the Federation and our officers and interest. employees. Now forget the balance sheet and let 14. Grant of computer increments to scale 4 us look forward to a better future….. as, in the and 5 on fitment. interests of the Bank and its officers/employees, lies 15. Enhancement of out of pocket expenses. the welfare of all. So, as we move out of the black hole and beyond the dark shadows let us hope 16. Improvements of REMBS. there is sun shine. 17. Special Balancing allowance introduced. 13. I appeal to all of you individually to work very 18. Improvements in Scholarship and Staff hard and sincerely putting in extra hours to take Welfare Scheme. the State Bank of India to greater heights. Few 19. Absorption of contract officers – OMR’s hours from now…. An Era ends. History will record CRE etc. on permanent basis. it as a ‘Dark Era’. And at the dawn of a New Era…. let us hope that the hopes and aspirations of our 20. Residential telephone to all officers. officers will be respected and understood. So long… 21. Enhancement of Medical Reimbursement. Good Bye….. 22. Incentives Scheme. With greetings, 23. Mobile handsets to all officers. LONG LIVE STATE BANK OF INDIA 24. Enhancement in brief case. LONG LIVE THE FEDERATION 25. Promotional policy of Specialist Officers. LONG LIVE OUR UNITY, MARCH ON…… 26. Placing PO’s/TO’s in Scale II after screening test. 27. Availing LFC after retirement. 28. Encashment of one day’s PL for PM’s Relief Fund on account of natural calamity on 3 occasions. (Y. SUDARSHAN) GENERAL SECRETARY, AISBOF 29. 2nd additional Housing Loan for repairs. 11 SEP.-OCT. 2013 SUP-VOICE

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◊Êãÿfl⁄U, ¬⁄U •¬ŸË ‚¥ÃÈÁCU ∞fl¥ ¬ÍáÊ¸ ÁflEÊ‚ √ÿQ§ Á∑§ÿÊ ªÿÊ ∞fl¥ flÊÁ·¸∑§ •Ê◊-‚÷Ê ÁŒŸÊ¥∑§ 06-10-2013 ∑§Ë ∞ÁÃ„UÊÁ‚∑§ ∑§Êÿ¸∑§ÊÁ⁄UáÊË ∑§Ê ◊ÈQ§ „UŒÿ ‚ ‚⁄UÊ„UÊ ªÿÊ– ‚ê◊ÊŸËÿ ‚»§‹ÃÊ ¬⁄U •Ê¬ ‚÷Ë •¥‡ÊäÊÊ⁄UËªáÊÊ¥ ∑§Ê ∑§ÊÁ≈U‡Ê— ∑§ÊÁ≈U‡Ê$— ‚ŒSÿÊ¥ mUÊ⁄UÊ ÁŸ◊AÁ‹ÁπÃ ¬˝SÃÊfl ∞fl¥ ‚È¤ÊÊfl ÁŒÿ ª∞– ’äÊÊß¸U– •Ê¬‚ ÁŸflŒŸ „ÒU Á∑§ ‚¥ŒÁ÷¸Ã ¬˝SÃÊflÊ¥ ∞fl¥ ‚È¤ÊÊflÊ¥ ¬⁄U •¬ŸË ’’Ê∑§ Á≈Uå¬áÊË ¬˝Á·Ã ∑§⁄‘¥U ÃÊÁ∑§ •ÁäÊ∑§Ê⁄UË ‚„U∑§Ê⁄UË Á◊òÊÊ¥, 06-10-2013 ÿ„U fl„U ÁŒŸ „ÒU ¡’ ‚„U∑§ÊÁ⁄UÃÊ ∑§ ‚Êπ ‚Á◊ÁÃ ∑§Ë ’„UÃ⁄UË „UÃÈ ‚È¤ÊÊflÊ¥ ¬⁄U •◊‹ Á∑§ÿÊ ßUÁÃ„UÊ‚ ◊¥ •Ê¬∑§ mUÊ⁄UÊ ÷Ê¬Ê‹ ◊¥ ∞∑§ ŸÿÊ ‚Ê¬Ÿ ⁄UøÊ ¡ÊŸÊ ‚¥÷fl „UÊ– ªÿÊ „ÒU– 600+∑§Ë ‚¥ÅÿÊ ◊¥ ‚ŒSÿÊ¥ ∑§Ë •÷ÍÃ¬Ífl¸ ©U¬ÁSÕÁÃ Ÿ ‚÷Ê ◊¥ Ÿÿ •ÊÿÊ◊ SÕÊÁ¬Ã Á∑§∞ „Ò¥U– ©UûÊ◊ ◊¥ø √ÿflSÕÊ, ¬˝SÃÊfl ∑˝§◊Ê¥∑§ 01—- üÊË •Ê.¬Ë. ◊Ê≈UflÊŸË mUÊ⁄UÊ ¬˝SÃÊÁflÃ ‚¡Êfl≈U, ‹¡Ë¡ ÷Ê¡Ÿ, ’„ÈU◊ÍÀÿ ‚È¤ÊÊfl ∞fl¥ ¬˝SÃÊfl ¬ÊÁ⁄UÃ Á∑§ÿÊ ªÿÊ Á∑§ ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ÿÊ¡ŸÊ ∑§ •¥Ãª¸Ã ¬˝ÁÃ◊Ê„U Á∑§ÿ ªÿ– ‚ŒSÿÊ¥ ∑§Ë ‚Á∑˝§ÿ ‚„U÷ÊÁªÃÊ Ÿ •Êª¥ÃÈ∑§Ê ∑§Ê ¡◊Ê ∑§Ë ¡ÊŸ flÊ‹Ë ⁄UÊÁ‡Ê ∑§Ê M§. 500/- ‚ ’…∏UÊ∑§⁄U M§. ‚¥ÃÈCU Á∑§ÿÊ– ÿ„U •Ê¬ ‚÷Ë ◊ÊŸŸËÿ •¥‡ÊäÊÊ⁄UË ‚ŒSÿÊ¥ 1000/- ∑§Ë ¡ÊŸË øÊÁ„U∞– ∑§ ‚„UÿÊª, ‚◊¬¸áÊ ∞fl¥ •ÊSâÊÊ ∑§ ∑§Ê⁄UáÊ ‚¥÷fl „ÈU•Ê– ¬˝SÃÊfl ∑˝§◊Ê¥∑§ 02—- üÊË ∞‚.∑§.¡ÒŸ mUÊ⁄UÊ ¬˝SÃÊÁflÃ ◊ÈÅÿ •ÁÃÁÕ üÊË •M§áÊ ªÈ≈Í¸U, ‚flÊ ÁŸflÎÃ DGP ∞fl¥ Á∑§ÿÊ ªÿÊ Á∑§ ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ∑§ •¥Ãª¸Ã ∑˝§Ê¥ÁÃ∑§Ê⁄UË ‚◊Ê¡‚fl∑§, ∑§ ‚Ê⁄UªÊÁ÷¸Ã ©UhU’ÊäÊŸ Ÿ ‚÷Ë ÁŸÿÁ◊Ã Á∑§SÃ ∑§ •‹ÊflÊ M§. 100/- ∑§ ªÈáÊŸ ◊¥ •ÊÒ⁄U üÊÊÃÊ•Ê¥ ∑§Ê ◊Ÿ ◊Ê„U Á‹ÿÊ– •ÁäÊ∑§Ê⁄UË ‚¥ÉÊ ∑§ ◊„UÊ‚Áøfl •ÁäÊ∑§ ⁄UÊÁ‡Ê ¡◊Ê ∑§⁄UŸ ∑§Ë ‚ÈÁfläÊÊ „UÊŸË øÊÁ„U∞ ∞fl¥ ßU‚ üÊË ‚¥¡Ëfl Á◊üÊÊ mUÊ⁄UÊ ‚¥ÉÊ ∑§Ë ªÁÃÁflÁÉÊÿÊ¥ ¬⁄U ¬˝∑§Ê‡Ê ¬⁄U éÿÊ¡ Œ⁄U ’…∏UŸÊ øÊÁ„U∞– «UÊ‹Ã „ÈU∞ ‚„U∑§ÊÁ⁄UÃÊ ¬⁄U ÷Ë ¬˝∑§Ê‡Ê «UÊ‹Ê ªÿÊ ∞fl¥ ¬˝SÃÊfl ∑˝§◊Ê¥∑§ 03—- üÊË ⁄UÊ¡ãŒ˝ •ª˝flÊ‹ mUÊ⁄UÊ ¬˝SÃÊÁflÃ •◊Í‹, Á‹îÊÃ ¬Ê¬«∏, ‚Ê¥øË Á◊À∑§, •ÊÁŒ ‚¥SÕÊ•Ê¥ ∑§Ê Á∑§ÿÊ ªÿÊ Á∑§ •ÁäÊ∑§Ê⁄UË ‚„U∑§Ê⁄UË ‚Êπ ‚Á◊ÁÃ mUÊ⁄UÊ ‚„U∑§ÊÁ⁄UÃÊ ∑§Ê SÃê÷ ÁŸM§Á¬Ã Á∑§ÿÊ– Á◊ÿÊŒË ¡◊Ê ÿÊ¡ŸÊ ¬˝Ê⁄¥U÷ ∑§Ë ¡Êfl ∞fl¥ ‚ŒSÿÊ¥ mUÊ⁄UÊ ¡◊Ê Á◊òÊÊ¥, ßU‚ ¬òÊ ∑§ ◊Êäÿ◊ ‚ ◊Ò¥ •Ê¬‚ •Ê◊ ‚÷Ê ÁŒŸÊ¥∑§ ∑§Ë ªß¸U ⁄UÊÁ‡Ê ¬⁄U 11 ¬˝ÁÃ‡ÊÃ flÊÁ·¸∑§ ∑§Ë Œ⁄U ¬⁄U éÿÊ¡ 06-10-2013 ∑§ ÁmUÃËÿ ‚òÊ (Á’¡ÁŸ‚ ‚‡ÊŸ) ◊¥ ◊ÊŸŸËÿ ¬˝ŒÊŸ Á∑§ÿÊ ¡Êfl– •¥‡ÊäÊÊÁ⁄UÿÊ¥ ‚ ¬˝Ê# ¬˝SÃÊflÊ¥ ∞fl¥ ‚È¤ÊÊflÊ¥ ‚ •Ê¬∑§Ê •flªÃ ¬˝SÃÊfl ∑˝§◊Ê¥∑§ 04—- üÊË ‚Ê„UŸ ªÈ#Ê mUÊ⁄UÊ ¬˝SÃÊÁflÃ ∑§⁄UÊ ∑§⁄U •Ê¬∑§ ÁfløÊ⁄UÊ¥ ∑§Ê ¡ÊŸŸÊ øÊ„UÃÊ „Í°U ÃÊÁ∑§ ÁŸáÊ¸ÿ Á∑§ÿÊ ªÿÊ Á∑§ ‚Á◊ÁÃ mUÊ⁄UÊ ¬˝ŒÊŸ ∑§Ë ¡ÊŸ flÊ‹Ë ´§áÊ ∑§Ë ◊¥ ‚÷Ë ‚ŒSÿÊ¥ ∑§Ë ÁfløÊ⁄UäÊÊ⁄UÊ ∑§Ê ‚◊Êfl‡Ê ¬Ê⁄UŒÁ‡Ê¸ÃÊ¬ÍáÊ¸ ‚Ë◊Ê ◊¥ ßU¡Ê»§Ê Á∑§ÿÊ ¡Êfl– Á∑§ÿÊ ¡Êfl– ¬˝SÃÊfl ∑˝§◊Ê¥∑§ 05—- üÊË ÁÃ«∏U∑§ mUÊ⁄UÊ ¬˝SÃÊÁflÃ Á∑§ÿÊ ‚÷Ê ∑§ ÁmUÃËÿ ‚òÊ ◊¥ ‚ŒSÿÊ¥ mUÊ⁄UÊ ‚¥SÕÊ ∑§ ∑§Êÿ¸∑§‹Ê¬Ê¥ ªÿÊ Á∑§ flÊ„UŸ ´§áÊ ¬˝ŒÊŸ ∑§⁄UŸÊ ¬˝Ê⁄¥U÷ Á∑§ÿÊ ¡Êfl ∞fl¥ ßU‚ 12 SEP.-OCT. 2013 SUP-VOICE ¬⁄U ◊ÊÁ¡¸Ÿ ◊ŸË 20 ¬˝ÁÃ‡ÊÃ ‹Ë ¡Êfl– 4. ‚ŒSÿ ∑§Ë ‚flÊ ∑§ ŒÊÒ⁄UÊŸ ◊ÎàÿÈ ¬⁄U flÃ¸◊ÊŸ ⁄UÊ„UÃ ⁄UÊÁ‡Ê ¬˝SÃÊfl ∑˝§◊Ê¥∑§ 06—- üÊË ∞‚.¬Ë. πòÊË Ÿ ¬˝SÃÊfl ⁄UπÊ L§. 5 ‹Êπ ‚ ’…∏UÊ∑§⁄U L§. 6 ‹Êπ ∑§Ë ¡Êfl– ßU‚ „UÃÈ Á∑§ ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ∑§ ‚ÊÕ-‚ÊÕ ‚ŒSÿ ‚ŒSÿ ‚È⁄UˇÊÊ ‡ÊÈÀ∑§ ∑§Ë ⁄UÊÁ‡Ê L§. 100/- ‚ ’…∏UÊ∑§⁄U ‚È⁄UˇÊÊ ‡ÊÈÀ∑§ ∑§Ë flÃ¸◊ÊŸ ⁄UÊÁ‡Ê M§. 100/- ‚ ’…∏U∑§⁄U L§. 150/- ∑§Ë ¡Êfl– 200/- ∑§Ë ¡Êfl ∞fl¥ ‚flÊ ∑§ ŒÊÒ⁄UÊŸ ◊ÎàÿÈ „UÊŸ ¬⁄U flÃ¸◊ÊŸ 5. àÿÊÒ„UÊ⁄U ´§áÊ ∑§Ë ⁄UÊÁ‡Ê ∑§Ë •ÁäÊ∑§Ã◊ ‚Ë◊Ê ⁄UÊÁ‡Ê M§. 5 ‹Êπ ∑§Ê ’…∏UÊ∑§⁄U M§ 7 ‹Êπ ∑§Ë ¡Êfl– M§. 20,000/- ‚ ’…∏UÊ∑§⁄U M§. 50,000/- ∑§Ë ¡Êfl– ÷ÈªÃÊŸ •flÁäÊ ÿÕÊflÃ ⁄U„UªË– ‚¥øÊ‹∑§ ◊¥«U‹ ∑§Ë ◊ËÁ≈¥Uª ©U¬⁄UÊÄÃ ‚„U◊ÁÃÿÊ¥ (Rosolutions passed in AGM) ÁŒŸÊ¥∑§ 05-10-2013 ∑§Ê •ÊªÊ◊Ë ’Ê«¸U •ÊÚ»§ «UÊÿ⁄‘UÄ≈U‚¸U ∑§Ë ◊ËÁ≈¥Uª ◊¥ ÁflSÃÎÃ üÊË ÃË⁄UÕ Á‚¥„U π⁄U’¥ŒÊ, ‚¥øÊ‹∑§, mÊ⁄UÊ ÿ„U ‚È¤ÊÊfl ÁŒÿÊ øøÊ¸ ∑§ ©U¬⁄UÊ¥Ã ÁŒŸÊ¥∑§ 01-01-2014 ‚ ÁŸÿ◊flhU ∑§⁄U ªÿÊ Á∑§ Á»§‹„UÊ‹ ´§áÊ ∑§Ë ⁄UÊÁ‡Ê M§. 5,00,000/- ‚ ∑§◊ ‹ÊªÍ Á∑§ÿÊ ¡ÊflªÊ– ∑§⁄U M§. 3,00,000/- Á∑§ÿÊ ¡Êfl ÃÊÁ∑§ •ÁäÊ∑§ ‚ •ÁäÊ∑§ ‚ÊÁÕÿÊ¥ ©U¬⁄UÊQ§ ¬˝SÃÊflÊ¥ ¬⁄U ‚¥SÕÊ ∑§Ë ’„UÃ⁄UË ∞fl¥ ¬˝ªÁÃ ‚ŒSÿ ‹Ê÷Ê¥ÁflÃ „UÊ¥– „UÃÈ •Ê¬∑§ ‚È¤ÊÊflÊ¥ ∑§Ê „U◊¥ ß¥UÃ¡Ê⁄U „ÒU– „U◊¥ ÁflEÊ‚ „ÒU •Ê¬ üÊË ‚¥¡Ëfl Á◊üÊÊ, ◊„UÊ‚Áøfl, ÷Ê⁄UÃËÿ S≈U≈U ’Ò¥∑§ •ÁäÊ∑§Ê⁄UË ‚÷Ë ◊ÊŸŸËÿ •¥‡ÊäÊÊ⁄UËªáÊ ©UQ§ ¬˝SÃÊfl ‚ ‚„U◊Ã „UÊ¥ª– ‚¥ÉÊ ∞fl¥ ‚Á◊ÁÃ ©U¬ÊäÿˇÊ, mUÊ⁄UÊ ‚È¤ÊÊfl ÁŒÿÊ ªÿÊ Á∑§ ‚¥SÕÊ ∑§Ë e-mail id [email protected] ¬⁄U ÿÊ ‚„U∑§Ê⁄UË ’Ò¥∑§ ∑§ ´§áÊ ¬⁄U ÁŸ÷¸⁄UÃÊ ∑§◊ „UÊŸÊ øÊÁ„U∞– 11 ¬òÊ ÿÊ SMS [9425156635] mUÊ⁄UÊ •¬Ÿ ‚È¤ÊÊfl ¬˝Á·Ã ¬˝ÁÃ‡ÊÃ éÿÊ¡ Œ⁄U ‚ ´§áÊ ¬˝Ê# ∑§⁄U 9 ¬˝ÁÃ‡ÊÃ ∑§Ë Œ⁄U ‚ ∑§⁄‘¥U– ´§áÊ ¬˝ŒÊŸ ∑§⁄UŸÊ ©UÁøÃ Ÿ„UË¥ „ÒU– ßU‚∑§Ê ‚ËäÊÊ •‚⁄U ÁflŸÿflÃ˜, ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ∑§Ë éÿÊ¡ Œ⁄U ∞fl¥ •¥‡Ê ¬⁄U ¬˝Ê# „UÊŸ flÊ‹ Á«Áfl«¥U«U ¬⁄U ¬«∏ÃÊ „ÒU– ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ÿÊ¡ŸÊ ¬⁄U éÿÊ¡ Œ⁄U ÷Ë ’…∏UÊŸÊ øÊÁ„U∞– „U◊¥ ´§áÊ Ÿ ‹Ÿ flÊ‹Ê¥ ∑§ Á„UÃÊ¥ ∑§Ê ÷Ë äÿÊŸ ⁄UπŸÊ øÊÁ„U∞– ‚Á◊ÁÃ mUÊ⁄UÊ (•ÁŸ‹ Á◊üÊÊ) ¬˝ŒÊŸ Á∑§ÿ ¡ÊŸ flÊ‹ ´§áÊ ∑§Ë éÿÊ¡ Œ⁄U, ’Ò¥∑§ mUÊ⁄UÊ •äÿˇÊ Á◊ÿÊŒË ¡◊Ê ¬⁄U ŒË ¡ÊŸ flÊ‹Ë éÿÊ¡ Œ⁄U ‚ •ÁäÊ∑§ „UÊ– • If you do no tell the truth about yourself, you ©U¬⁄UÊQ§ ¬˝SÃÊflÊ¥ ◊¥ ‚ ÁŸ◊A ¬˝SÃÊfl ¬ÊÁ⁄UÃ Á∑§ÿ ªÿ—- cannot tell it about other people. - Virginia Woolf 1. ´§áÊ ⁄UÊÁ‡Ê ¬⁄U flÃ¸◊ÊŸ éÿÊ¡ Œ⁄U 9 ¬˝ÁÃ‡ÊÃ ‚ ’…∏UÊ∑§⁄U • Our lives begin to end the day we become 10 ¬˝ÁÃ‡ÊÃ ∑§Ë ¡Êfl– silent about things that matter. - Malcom X 2. ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ¬⁄U éÿÊ¡ Œ⁄U flÃ¸◊ÊŸ 6 • When you reach for the stars, you may not quite get one, but you won’t come up with a ¬˝ÁÃ‡ÊÃ ‚ ’…∏UÊ∑§⁄U 7 ¬˝ÁÃ‡ÊÃ ∑§⁄U ¡Êfl– handful of mud either. - Reader’s Digest 3. ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ∑§Ë ⁄UÊÁ‡Ê M§. 500/- ‚ • It is amazing what ordinary people can do if ’…∏UÊ∑§⁄U L§. 850/-¬˝ÁÃ◊Ê„U ∑§Ë ¡Êfl– they set out without pre-conceived notions. - Charles Kettering

13 SEP.-OCT. 2013 SUP-VOICE FEDERATION STRONGLY TAKES UP THE ACUTE SHORTAGE OF OFFICERS IN BHOPAL CIRCLE WITH THE CORPORATE CENTRE AISBOF Cir. No. 68 dated 03-08-2013 follows:- a. Officers are being forced to use passing powers We have to-day sent a communication to the beyond their specified limit, based on oral Dy.Managing Director and the CDO, Corporate instructions. Center, State Bank of India, Mumbai, on the issues b. Officers at single officer branches are asked to of acute shortage of officers at Bhopal Circle. As a use password of the joint custodian to replenish result, the officers in the Circle are facing cash at ATM; innumerable problems, leading to deterioration in the c. Officers are made to work very late and forced quality of services rendered at Branches, increasing to work on holidays and sundays without any number of customer complaints, etc. monetary compensation. 2. Hence we have requested the Corporate Centre d. Severe dilution in systems and procedures, non to immediately redress this chronic issue of acute compliance of KYC norms and other laid down staff shortage at Bhopal Circle on an urgent basis. A instructions in order to complete the day’s work copy of the same is furnished below. and VVR checking, and to achieve targets, within With greetings, a time frame. e. Denial of legitimate leave when needed. 2. As a result, deterioration in the quality of services rendered at branches, increasing number of customer complaints, poor quality of assets, sharp increase in NPA’s, poor internal house keeping all (Y. SUDARSHAN) leading to customer complaints and poor growth GENERAL SECRETARY, AISBOF rates have become common. AISBOF Letter No. 8207/50/13 dated 3.08.2013. 3. Apart from the above, the officer’s are highly To, frustrated due to the unmanageable pressure of work coupled with acute staff shortage, which saw many The Deputy Managing Director & CDO, officers resigning from the bank not to speak of the State Bank of India, series of suicides during the last couple of years at Corporate Centre, Madame Cama Road, Bhopal Circle. In view of the above, we request you MUMBAI - 400 021. to immediately redress this chronic issue of acute Dear Sir, staff shortage at Bhopal Circle on an urgent basis in ACUTE SHORTAGE OF OFFICERS the best interests of providing good customer service and maintenance of healthy industrial relations at IN BHOPAL CIRCLE the circle. Hope you will accord utmost priority to We invite your attention to the issue of acute the issue. shortage of officers at Bhopal Circle. This burning Thanking you, issue has been highlighted by the circle Association through various correspondences with the Circle Yours faithfully, CGM, through CNC and ANC meetings and frequent oral reminders at the circle level. This has also been an issue at the various Central Negotiating Council meetings. Yet the problem remains unresolved. As a result, the officers in the circle area facing (Y. SUDARSHAN) innumerable problems, some of which are as GENERAL SECRETARY, AISBOF 14 SEP.-OCT. 2013 SUP-VOICE LONG PENDING ISSUES : TRANSFER POLICY, ETC. The Federation recently sent a communication and reminders to the Corporate Office for their immediate intervention in the matter of the difficulties that are experienced by our members on account of transfer exercise of the current year including the transfer of office-bearers. Copies of the related communication is furnished for your information. 2. We note to advise you the developments in this regard.

Copy of AISBOF Letter No.6543/62/13 dated 22nd August, 2013

The Dy. Managing Director and CDO, State Bank of India, Corporate Centre, Madame Cama Road, MUMBAI.

Dear Sir, BHOPAL CIRCLE : TRANSFER OF PRINCIPAL OFFICE-BEARERS IN VIOLATION OF IMMUNITY NORMS Please refer to the discussion we had with you on 26.06.2013, 12.07.2013 and the various correspondences in respect of the transfers of the under mentioned principle office bearers of Bhopal Circle in violation of transfer immunity norms. 2. We regret to inform you that the Bhopal Circle Management has not yet placed/posted the officers concerned as per the agreed immunity norms. The Circle Association has also sent several reminders to the Circle Management apart from raising the issue at the Circle Negotiating Council meeting at Bhopal. 3. The following are the office bearers who are to be placed appropriately: Sl.No. NAME OF THE OFFICE POSITION IN THE PRESENT POSTING BEARERS (S/SHRI) ASSOCIATION 1 Madan Jain DGS, Bhopal SMECC, Bhopal 2 T.S.Khanbanda DGS, Indore SPCAB, Indore 3 Vijay Yechuri DGS, Raipur SARB, Raipur 4 Akhtar Hussain DGS, Bilaspur MPST, Region-I, Bilaspur 5 P.K.Sharma DGS, HQ, Bhopal Khammann 6 Rajesh Jaiswal Asst.Secretary (Finance) Panaji 4. The above violations are hampering the working of the Association and may lead to an Industrial Relation issue. We therefore, urge upon you to sort out the issue at the earliest in the best interests of maintaining cordial Industrial relations atmosphere. Thanking you, Yours faithfully,

(Y. SUDARSHAN) GENERAL SECRETARY, AISBOF 15 SEP.-OCT. 2013 SUP-VOICE

PROMOTIONS TO THE GRADE OF DEPUTY MANAGING DIRECTOR (2013-14) • Shri Narayanan Jambunathan PROMOTIONS TO THE GRADE OF CHIEF GENERAL MANAGER (2013-14) • Shri Yashovardhan Sinha • Shri Abhay Chintaman Choudhary • Shri Rakesh Sharma PROMOTIONS TO THE GRADE OF GENERAL MANAGERS : SCALE - VII (2013-14) • Shri Umesh Kumar Pandey • Dhananjaya Arvind Tambe • Shri Rakesh Chandra • Shri Arun Mehta • Shri Sunil Kumar Tandon • Shri Hardayal Prasad PROMOTIONS TO THE GRADE OF DEPUTY GENERAL MANAGERS : SCALE - VI (2013-14) • Shri Amin Navinchandra Raju • Shri Aryakara Joy C. • Shri Banerjee Amrendra Nath • Shri Bedekar Purushottam Sharad • Shri Hemraj Shuvinder • Shri Rayabharam Radhakrishna • Shri Sankara Narayananan C. • Shri Sharad Satyanarayan Chandak • Shri Siddiqui Imranul Abedeen Ç‹ÊÚ∑§Ê◊Ê (∑§ÊÚøÁ’ãŒ, ∑§Ê‹Ê ◊ÊÁÃÿÊ) ∑§Ê ª¥÷Ë⁄UÃÊ ‚ ‹¥ •ÊÒ⁄U •¥äÊàfl ∑§ πÃ⁄‘U ‚ ’ø¥ ‹ˇÊáÊ — • ⁄UÊ‡ÊŸË ∑§ øÊ⁄UÊ¥ •Ê⁄U •Ê÷Ê ÁŒπÊß¸U ŒŸÊ (ßUãŒ˝äÊŸÈ·Ëÿ ÉÊ⁄‘U) ‚ •ÁäÊ∑§ „ÒU • Ÿ ÊŒË∑§ ∑§Ë Ÿ Ê⁄U ∑§Ê ÉÊ≈U ¡ÊŸÊ • Á¡Ÿ ‹ÊªÊ¥ ∑§ • Ÿ Ê⁄U ◊¥ ‚¥∑§⁄UÊŸ •ÊŸÊ (‚È⁄¥Uª ¡Ò‚Ë Ÿ Ê⁄U •ÊŸÊ) • Ÿ Ê⁄U ÉÊ≈U ¡ÊŸÊ ¬Á⁄UflÊ⁄U ◊¥ Ç‹ÊÚ∑§Ê◊Ê ∑§Ê ßUÁÃ„UÊ‚ ⁄U„UÊ „ÒU • Á¡Ÿ ‹ÊªÊ¥ ∑§Ë •Ê¥πÊ¥ ∑§ • •Ê¥π ◊¥ ‹‹Ê◊Ë • •Ê¥πÊ¥ ◊¥ äÊÈ¥äÊ‹Ê¬Ÿ •ÊŸÊ • •Ê¥π ◊¥ ŒŒ¸ „UÊŸÊ • ÷ËÃ⁄U ∑§Ê Œ’Êfl (•Êß¸U•Ê¬Ë) •‚Ê◊Êãÿ M§¬ ‚ •ÁäÊ∑§ „UÊÃÊ „ÒU • •Ê¥πÊ¥ ◊¥ ¬ÊŸË •ÊŸÊ • •Ê¥πÊ¥ ∑§ •Êª ∑§Ê‹ äÊé’ ÁŒπÊß¸U ŒŸÊ • Á¡Ÿ ‹ÊªÊ¥ ◊¥ ßU‚ Ã⁄U„U ∑§ ¡ÊÁπ◊ ÉÊ≈U∑§ „Ò¥U - «UÊÿÁ’≈UË Ê, ◊ÊÿÊÁ¬ÿÊ ©U’∑§Êß¸U ÿÊ ©UÀ≈UË •ÊŸÊ • Á‚⁄U ŒŒ¸ (ŒÍ⁄U ∑§Ë Ÿ Ê⁄U ∑§Ê ∑§◊ ÊÊ⁄U „UÊŸÊ), ÁŸÿÁ◊Ã, ŒËÉÊ¸-∑§Ê‹ËŸ S≈UË⁄UÊÚßU«U/ Ç‹ÊÚ∑§Ê◊Ê „UÊŸ ∑§Ê ¡ÊÁπ◊ Á∑§‚ ? • Á¡Ÿ ‹ÊªÊ¥ ∑§Ë •ÊÿÈ 40 fl·¸ ∑§Ê≈UË¸ ÊÊŸ ∑§Ê ¬˝ÿÊª, ¬„U‹ ∑§÷Ë •Ê¥π ◊¥ øÊ≈U ‹ªË „UÊ– ÿÊŒ ⁄Uπ¥, ◊ÊÁÃÿÊÁ’ãŒ (∑Ò§≈˛UÄ≈U) ∑§ ’ÊŒ •¥äÊàfl ∑§Ê ŒÍ‚⁄UÊ ’«∏Ê ∑§Ê⁄UáÊ Ç‹ÊÚ∑§Ê◊Ê „ÒU– ßU‚ ⁄UÊª ∑§Ë ÁŸÿÁ◊Ã ¡Ê°ø mÊ⁄UÊ ¡ÀŒ ¬„UøÊŸ ∑§⁄U ⁄UÊ∑§ÕÊ◊ ∑§Ë ¡Ê ‚∑§ÃË „ÒU– ¬˝SÃÈÁÃ — üÊË ªÊ¬Ê‹ ⁄UÊΔUÊÒ⁄U 16 SEP.-OCT. 2013 SUP-VOICE PROMOTIONS TO SMGS-V (2013-14)

S.No. NAME (S/Shri) POSTED AT 1 AJAY K.JAIN C.C.P.C.,ZO, JABALPUR 2 PRAMOD KUMAR VERMA R.B.O-1, JABALPUR 3 ARVIND MANDAL 4 SMT JYOTI RANI WANY R.A.C.P.C. SBI, SECTOR-1, BHILAI 5 SHIV KUMAR AGRAWAL R.B.O-2, JABALPUR 6 RAM KRISHAN GARG S.M.E.C.C.C. (NR.COMM. BR.) BHOPAL 7 DEVENDRA KUMAR KHARE HOSHANGABAD 8 RAVINDRA MEHTA TULARAM CHOWK JABALPUR 9 MS NEERU PUNJ SHARMA LOCAL HEAD OFFICE BHOPAL 10 O.P.GUPTA R.B.O-4, HOSHANGABAD 11 JAYANT BHARDWAJ BHILAI MAIN 12 DEEPAK HEDAOO ZONAL OFFICE BHOPAL 13 SUNIL KULKARNI SULTANIA ROAD BHOPAL 14 SANJAY KUMAR TIWARI MAYUR MARKET GWALIOR 15 M.SHEO PRASAD RAO R.B.O-1, BHOPAL 16 RAJEEV KUMAR SHARMA KAMLA NEHRU NAGAR,JBP. 17 SANJAY P. SHUKLA S.M.E.C.C. RAIPUR 18 ASHOK GUPTA LOCAL HEAD OFFICE BHOPAL 19 RAKESH KUMAR AGRAWAL R.B.O-2, GWALIOR 20 KESHAV KUMAR GUPTA ZONAL OFFICE GWALIOR 21 SURESH KUMAR SHARMA R.B.O-2, GWALIOR 22 VIJAY KUMAR CHANGDER LOCAL HEAD OFFICE BHOPAL 23 YALLAPNTULA VENKAT RAMANA RAIPUR MAIN BR. 24 CHANDRA KISHORE BAIRAGI R.B.O-4, HOSHANGABAD 25 RAVI RAMACHANDRAN CHHINDWARA 26 HEERANAND CHAUDHARY R.B.O-3, BHILAI 27 SABU P.SIMON S.T.C. INDORE 28 SUNIL KUMAR LALA ZONAL OFFICE -INDORE 29 SHEKHAR SHUKLA KUTCHERY RAIPUR 30 DEEPAK KOTHARI LOCAL HEAD OFFICE BHOPAL 31 NARENDRA KUMAR SRIVASTAVA LCPC, SBI ADMIN OFFICE 32 NISHIKANT ZARE SADAR BAZAR, SENDHWA 33 JAYANT KUMAR PATNAIK RAIPUR MAIN BR. 34 KAILASH S YADAV 35 K.K.ACHARYA ZONAL INSPECTION OFFICE,BHAVNAGAR, 36 ULHAS KUMAR BHORKAR (ZIO BHAVNAGAR) 37 PRAFULLA KUMAR BARGALE OFFICE ADMN DEPT, GLOBAL IT CENTRE, 38 VINOD KUMAR KESHARE S.A.M.B. BHOPAL 39 M.A. SHEIKH (ZIO HYBAD) LOCAL HEAD OFFICE BHOPAL 40 ALOK TYAGI (MUMBAY) CORPORATE CENTRE, 41 HEMANT POUNDARIK ZONAL INSPECTION OFFICE,BHOPAL 17 SEP.-OCT. 2013 SUP-VOICE

PROMOTIONS TO SMGS-IV (2013-14)

S.No. NAME (S/Shri) POSTED AT 1 AGARWAL BHAGAWAT NARAYAN A.D.B.PIPARIYA 2 AGRAWAL MUKESH KUMAR JAMUNA COLLERY 3 AGRAWAL RAJEEV KUMAR SPECIALISED BR KHARGONE 4 AGRAWAL SHAILENDRA KUMAR R.B.O-1, GWALIOR 5 AGRAWAL SUNIL KUMAR R.A.C.P.C.,BHOPAL 6 AGRAWAL SUSHIL YADAVCHAND STAFF TRAINING CENTRE, JABALPU 7 ALEKAR SATISH MARTAND LOCAL HEAD OFFICE BHOPAL 8 ARORA HARVANSH LAL A.D.B.DATIA 9 AWASTHI CHANDRA PRAKASH PANDARIA 10 BAID AJAY KUMAR R.A.S.M.E.C.C, SBI,SARKHAND, 11 BAJPAI AJAY DAMOH MAIN 12 BAPAT DEEPAK GAJANAN KHANDWA ROAD,BURHANPUR 13 BARA BIPIN KISHORE RBO-4 BILASPUR-AMBIKAPUR 14 BAXI SUNIL R.B.O-5, KHANDWA 15 BEDI SANJAY MADANMOHAN AGAR,NAGAR PALIKA PARISHAD 16 BHAGAT HARI KISHAN GANJ AREA, CHHINDWARA 17 BHAMRE MOTIRAM PANSEMAL 18 BHATI DEVENDRASINGH KHIRKIYA 19 BISHT ARJUN SINGH LOCAL HEAD OFFICE BHOPAL 20 BUNDELA SUNIL R.B.O-3, INDORE 21 CHAKRABORTY DEBASISH R.B.O-2, KORBA 22 CHAUDHARY MANOJ KUMAR LOCAL HEAD OFFICE BHOPAL 23 CHAUHAN PUKHRAJ SINGH REHTI 24 CHHABRA HARPREET SINGH DASHERA MAIDAN, NEEMUCH 25 CHOPRA MANGILAL PARASIA 26 CHOUBEY NEERAJ SHARAD GADARWARA 27 CHOUDHARY NARENDRA BAHADUR SHEOPUR KALAN 28 CHOUDHARY SITA RAM WARASEONI 29 CHOUHAN YOGESH FREEGANJ, UJJAIN 30 DARDA SANTOSH KUMAR AGRAWAL NAGAR,INDORE 31 DARGARH SUDHANSHU MAHESHCHAND KANKER 32 DAS PRADIP KUMAR PITHAMPUR 33 DAVE REETA A.D.B.VIDISHA 34 DAVE VINAY KHARGONE 35 DHOKE MOHAN RAMANUJGANJ 36 DIWAN RAKESH CHANDRA S.M.E.C.C. RAIPUR 37 GABHNE YOGESH KUMAR R.B.O-1, RAIPUR 38 GANGRADE SANJAY RAMCHANDRA BHILAI MAIN 39 GOSWAMI SATYAWAN PRAHLAD R.A.S.M.E.C.C.C.,PLOT NO.43 40 GOVINDRAJAN B PATEL ROAD,BHANDER 18 SEP.-OCT. 2013 SUP-VOICE

S.No. NAME (S/Shri) POSTED AT 41 GUPTA DINESH PRASAD BAGBAHARA 42 GUPTA KAMLESH R.B.O-4, JAGDALPUR 43 GUPTA MADHUKAR KUMAR S.T.C.INDIRA GANDHI UNIVERSITY 44 GUPTA MANOJ KUMAR S.T.C.INDIRA GANDHI UNIVERSITY 45 GUPTA NAND KISHORE R.B.O-3, BHILAI 46 GUPTA SANTOSH KUMAR LASHKAR GWALIOR 47 GUPTA SHARAD KUMAR MAHARANA PRATAP.NAGAR.BPL 48 GUPTA SHARDA LOCAL HEAD OFFICE BHOPAL 49 GUPTA UDAY KUMAR R.B.O-1, GWALIOR 50 GURUDEO AWADHESH KUMAR S.M.E.C.C.C. (NR.COMM. BR.) BH 51 HALWE ANAND R.B.O-2, BHOPAL 52 HANWATE KIRAN KUMAR CHHATISGARH STATE ELE.BOARD, K 53 HASDA RAGHU NATH R.A.S.M.E.C.C, SBI,SARKHAND, 54 JAIN ALOK S.M.E.C.C.C. (NR.COMM. BR.) BH 55 JAIN KAMLESH KUMAR PANNA 56 JAIN PRAMOD KUMAR KYMORE 57 JAIN SANMAT SMECC, JABALPUR 58 JAIN SANTOSH KUMAR GAROTH 59 JAIN SUCHITRA LOCAL HEAD OFFICE BHOPAL 60 JAMBULKAR PARESH LOCAL HEAD OFFICE BHOPAL 61 JOSHI BHUPENDRA LOCAL HEAD OFFICE BHOPAL 62 JOSHI GHANSHYAM MANGILAL MAYUR MARKET, GWALIOR 63 KHADIA SHANKAR AMBIKAPUR 64 KHAN MOHAMMAD RASHID LOCAL HEAD OFFICE BHOPAL 65 KHAN TAJ AHMAD SONAGIRI, BHOPAL 66 KHAPEKAR BHASKAR NILKANTH BETULGANJ, BETUL 67 KHARE SURENDRA KUMAR PIPARIYA 68 KHATRI BALDEV RAJ RAIGARH 69 KHOLE SANJAY VIJAY DHAR 70 KOCHAR DEVENDRA DASHARATHMAL SHOBHAPUR 71 KORI MOHAN LAL NAINPUR 72 KOSHTA DAMODAR PRASAD SIDHI 73 KUMAR SATISH MANDIDEEP 74 KUMAR VINEET BHATAPARA 75 LEYANGI ANTHONY MAIHAR 76 LIKHITE DEEPAK VISHWANATH TOPKHANA, RATLAM 77 MALKANI RAJU LAJPAT JAORA ADB 78 MALL KISHORE KUMAR R.A.C.P.C. SBI, SECTOR-1, BHIL 79 MANI RAVINDRAKUAMR TULSI CHACHODA 80 MARAVI BALDEV PRASAD MAHASAMUND 81 MATHUR RAMSHARAN MAHESHNARAYAN R.A.S.M.E.C.C, SBI,SARKHAND, 82 MEHRA RAMESH CHANDRA MOTI MAHAL GWALIOR 19 SEP.-OCT. 2013 SUP-VOICE

S.No. NAME (S/Shri) POSTED AT 83 MISHRA ARVIND LOCAL HEAD OFFICE BHOPAL 84 MISHRA AVANEESH DEVENDRAKUMAR GODHA COLONY INDORE 85 MISHRA PREM CHAND I.T.I.COLONY RAMPUR 86 MISHRA RAM NARESH RAJENDRA MARG, MAHIDPUR 87 MITTAL ARVIND S.A.R.B. C/O SBI, PRAKASH NAGA 88 NAGARIA SHAILESH KUMAR SEONI 89 NAGCHANDI ARCHANA SANJAY SARAFA CHOWK, HOSHANGABAD 90 NIGAM ARUN KUMAR R.B.O-1, JABALPUR 91 NIKHARA DIPAK KUMAR R.B.O-4, GUNA 92 OSTWAL NAVEEN KUMAR R.B.O-7, MANDSAUR 93 PAITHANKAR SHRIKRISHNA DAMUA 94 PANDA AJAY KUMAR KESHKAL 95 PANDEY JAI PRAKESH UMARIA 96 PANERI BANSILAL S SME,REWA 97 PARMAR MANOJ KUMAR R.B.O-5, UJJAIN 98 PATERIA HIRAMAN NAI AABADI ROAD,CHHINDWARA 99 PATHAK RAJESH R.N.T. MARG BR INDORE 100 PATNI ALOK KAILASH S.M.E.C.C. - 2 101 PENUMALA SATYANARAYAN KAWARDHA 102 PRADHAN ALOKA KUMAR LOCAL HEAD OFFICE BHOPAL 103 PRADHAN SHASHIKANT BRAJ BARAMKELA 104 PRAJAPATI MAHENDRA KUMAR SUBHASH GANJ,DABRA 105 PRAKASH SANDEEP R.B.O-2, INDORE 106 PRASAD GAGAN MOHAN S.T.C. C/O SBI, SULTANIA ROAD, 107 RAO KALYAN R.B.O-2, KORBA 108 RAYATE AJAY VASANT BUS STAND, ANJAD 109 REGAR RAM CHANDRA MAIN ROAD,BHITARWAR 110 ROY APURBA ANUPPUR 111 RUSHI BHAVANA P SARAIPALLI (CHIWARKUTA) 112 SABHARWAL DEEPAK LOCAL HEAD OFFICE BHOPAL 113 SAMUDRAWAR VIJAY KUMAR R.B.O-2, RAIPUR 114 SARJARE RAMKRISHNA PANDHURNA 115 SAXENA ARVIND KUMAR R.B.O-1, BHOPAL 116 SERUWANI DILEEP KUMAR NEW BUS STAND, SEHORE 117 SETH BISESWAR - R.B.O-4, KATNI 118 SEVAK MAHESH KUMAR LOCAL HEAD OFFICE BHOPAL 119 SHAHARE VIJAY MAROTI BAGICHA 120 SHAHID MOHAMMAD LOCAL HEAD OFFICE BHOPAL 20 SEP.-OCT. 2013 SUP-VOICE

S.No. NAME (S/Shri) POSTED AT 121 SHARMA GAJENDRA KUMAR LOCAL HEAD OFFICE BHOPAL 122 SHARMA GIRISH KUMAR GOVINDPURA,BHOPAL 123 SHARMA JAIDEEP LOCAL HEAD OFFICE BHOPAL 124 SHARMA RAMASHANKAR RUDRADEO BIJAWAR 125 SHIRPURKAR HARSHIL A FATEHGARH 126 SHRIVASTAVA AJAY KUMAR S.M.E.C.C. - 2 127 SHRIVASTAVA RAJESH INDORE CITY 128 SHRIVASTAVA SANTOSH JOURA 129 SHRIVASTAVA SHIV KUMAR R.B.O-4, GUNA 130 SHRIVASTAVA SUNIL KUMAR BERASIA 131 SHROTRIYA NARESH PANNA 132 SHUKLA BALENDU SHEKHAR R.B.O-1, INDORE 133 SHUKLA RAJU ITARSI MAIN 134 SHUKLA SHIV NARANYA R.B.O-1, JABALPUR 135 SINGH KAMAL LOCAL HEAD OFFICE BHOPAL 136 SINGH PRAMOD KUMAR ZONAL OFFICE JABALPUR 137 SINGH RAM SUSHIL UDAYACHAL BHOPAL 138 SINGH SHASHI PRAKASH COMMERCIAL BR. BILASPUR 139 SINGH SURYA NARAYAN LOCAL HEAD OFFICE BHOPAL 140 SINGH YASHWANT BHIKANGAON 141 SINGHAL AJAY R.A.C.P.C. SBI, ZO GWALIOR 142 SINHA GOVIND PRASAD R.B.O-1, RAIPUR 143 SINHA KAMAL KISHORE NAGDA 144 SOLANKI VIRENDRA KUMAR BHIMS BADA BAZAR 145 SUBRAMANIAN GOPAL CIVIL LINES- KHANDWA 146 SWAMI ANIL KUMAR M.G.ROAD,BARWANI 147 T. SUBBA RAO S.E.C.L.BILASPUR 148 THAKKAR RAJESH JAYANTILAL RAIPUR MAIN BR. 149 THAKUR VINEET SINGH R.B.O-1, JABALPUR 150 TIGGA BISWAJIT RBO-4 BILASPUR-AMBIKAPUR 151 TIRKEY VINCENT HOSHANGABAD 152 TIWARI DINESH KUMAR AGRESAN CHOUWK (RAIPUR) 153 TOPPO CYPRIYAN - S.A.R.C., Z.O.,JABALPUR 154 TRIVEDI PRAKASH GHANSHYAM R.B.O-4, INDORE 155 TULARAM SAHU MAHESH KUMAR GOPALGANJ 156 VERMA PAWAN KUMAR RAIPUR MAIN BR. 157 VORA SHAILENDRA MADANLAL NEEMUCH - 158 VYAS SURESH NIRANJAN PRASAD M.G.ROAD, MAHESHWAR 159 YADAV SHANKARLAL RAMAJI R.A.C.P.C.,NR GPO, INDORE-4520

21 SEP.-OCT. 2013 SUP-VOICE

PROMOTIONS TO MMGS-III (2013-14)

TOT NAME (S/Shri) POSTEDAT 1 Mrs Reema Datta R.B.O-2, BHOPAL 2 Smt. Savita Burman COLLECTORATE BILASPUR 3 Smt. Sujata Dubey BARGI PROJECT 4 Smt Sarangi Nilotpala ZONAL OFFICE GWALIOR 5 Smt Dhanvantri Tiwari SMECC, GWALIOR 6 Mrs Asha Joshi MR-9,SOPA CAMPUS, INDORE 7 Ku. Bhagyawati Jain KHURAI 8 Ku. Sunita Singh G.R.C., JABALPUR 9 Smt Adelina Das TELIBANDHA,RAIPUR 10 Smt Martha Salomi Horo SHASTRI MARKET 11 Joel Tirkey SMECC, BHILAI 12 Smt Maria Domitila Tirkey P.B.BRANCH - RAIPUR 13 Alok Agarwal KHANDWA MAIN 14 Manohar Akodiya DHANDIA 15 Ramesh Lal Amarnani CEMENT ROAD, PIPARIYA 16 Ananth Ramakrishnan AWADHPURI,157/A-SECTOR 17 Sahab Singh Bais UMARNALA 18 Gajendra Kumar Buwe KURWAI (VIDISHA) 19 Shailesh Chaturvedi T.T. NAGAR, BHOPAL 20 Ghanshyam Das Chaurasia R.B.O-5, KHANDWA 21 Indrajeet Singh Choudhary KHANDWA ROAD,BURHANPUR 22 M.H. Chourey CHOLA ROAD 23 Shailendra Dharwa R.B.O-4, HOSHANGABAD 24 Praful Jugal Dungdung S.A.R.B., BHOPAL 25 Sanjay Gadge MANDIDEEP 26 Gajanand Gayakwad ZONAL OFFICE BHOPAL 27 Kishore Kumar Gupta R.B.O-4, HOSHANGABAD 28 B.K. Harisinghani HEAVY.ELEC.TOWNSHIP BHOPAL 29 Rajendra Kumar Jain PIPARIYA 30 Umesh Kumar Jakhotiya CHHINDWARA 31 Ramesh Chandra Jat MANDLESHWAR 32 Sylvanus Kujur SEMARI HARCHAND (KAMTEE) 33 Suhas Kalamkar BHIKANGAON (KHARGONE) 34 Avinash Kumar Khare C.C.P.C., (NR.COMM. BR.) BHOPA 35 Anil Kurup HEAVY.ELEC.TOWNSHIP BHOPAL 36 Hermon Lakra SALAMATPUR 37 Jugal Kishore Maithil MANDIDEEP 38 Dinesh Chandra Malpani HOSHANGABAD 22 SEP.-OCT. 2013 SUP-VOICE

TOT NAME (S/Shri) POSTEDAT 39 Vimal Kumar Malviya KANOD MIRJI 40 Rajeev Kumar Mandal SHAMSHABAD 41 Saji Mathew BERASIA 42 Naresh Meghani HAJIPUR ROAD, SIRONJ 43 Ratan Lal Mehta KOH-E-FIZA, BHOPAL 44 Pintu Ranjan Mistry SPL CURRNCY ADMN (BHOPAL) 45 Mahendra Kumar Parate BISTAN 46 Padmakar R.pare SEONI MALWA 47 Nidheesh Kumar Parsai A.D.B.PIPARIYA 48 Ragheewar Singh Rai CHANDBARH 49 Sudhir Ronge R.A.C.P.C.,BHOPAL 50 Kangkan Kumar Roy SARNI 51 Nelan Samad S.M.E.(INDUL. AREA) GOVINDPURA 52 Lokendra Kumar DOBI VB 53 Devanand Satankar AFS AMLA 54 Hemant Kumar Saxena R.B.O-1, BHOPAL 55 Harish Chandra Shah R.A.C.P.C.,BHOPAL 56 S.ram Sharma VIDISHA ROAD, RAISEN 57 Shahbaz Alam A.D.B.VIDISHA 58 Shailesh Shrivastava BAKTARA 59 Nirmal Kumar Shukla HOSHANGABAD 60 Abdul Majeed Siddiqui R.B.O-4, HOSHANGABAD 61 Vilas Krishana Rao Silekar NAI AABADI ROAD,CHHINDWARA 62 Rajeev Singh KOTHI BAZAR 63 Gokul Prasad Soni ITARSI MAIN 64 Pradeep Sugandhi ASHOKA GARDEN BR. BHOPAL 65 Mahendra Mishra R.B.O-5, KHANDWA 66 Rajendra Prasad Suryawanshi NARMADA BHAWAN, BHOPAL 67 Augustus Tigga SILWANI 68 Durga Singh Uikey SPL CURRNCY ADMN (BHOPAL) 69 Tarvendra Shekhar Verma D.R.M. OFFICE,BHOPAL 70 Vijay Wani R.B.O-2, BHOPAL 71 Kailash Chandra Bhorga SIRALI 72 Jyotirindra Chatterjee ZONAL OFFICE BHOPAL 73 H.l.tandekar BICHHUA 74 Ved Prakash Agrawal N.T.P.C.JAMNAPALLI 75 Nayyar Ahmed R.B.O-1, BILASPUR 76 Francis Bilung BALCO TOWNSHIP KORBA 77 Asit Baran Das R.A.S.M.E.C.C, SBI,SARKHAND, 78 Debashis Das MANIKPUR 23 SEP.-OCT. 2013 SUP-VOICE

TOT NAME (S/Shri) POSTEDAT 79 Dilip Kumar Das BILASPUR 80 Soumitro Dasgupta SARKANDA 81 Emanuel Ekka TAPKARA 82 Ajay Kumar Ghosh SRIKANT VERMA ROAD(BILASPUR) 83 Pradeep Kumar Gupta ZONAL OFFICE, BILASPUR MAIN BR 84 Rajat Kanti Haldar PACHPHERI VB 85 Girish Chandra Joshi ZONAL OFFICE, BILASPUR MAIN BR 86 Stanislas Kerketta COLLECTORATE BILASPUR 87 Shilanand Swargprasad Kindo CHAKRADHARNAGAR 88 Abhay Kumar PALI VB 89 Santosh Kumar SIRIGITTI 90 Nawal Chand Prakash Lader MUNGELI 91 Shatrughan Lal Miree RAIGARH 92 C.v.raman Murthy R.B.O-1, BILASPUR 93 Nalini Kanta Panda SARIYA 94 Dilip Kumar Pandey DIPIKA (KORBA) 95 Nago Chintamanji Parate R.B.O-3, RAIGARH 96 Sanjay Prasad DHELWADIH (KORBA) 97 Pantula Venkat Sai Rajesh KAWARDHA 98 Rajendra Kumar Sahu R.B.O-3, RAIGARH 99 Ramesh Kumar Sannala HIGH COURT, BILASPUR 100 Abhay Kumar Sharma R.B.O-2, KORBA 101 Ajay Kumar Sharma R.B.O-2, KORBA 102 Dinesh Chandra Shrivastava LAILUNGA 103 Jay Prakash Singh SARKANDA 104 Anand Prakash Tigga A.D.B.BILASPUR 105 Yogesh Kumar Tiwari CHAKARBHATA 106 Vincent Xalxo BATAULI 107 Tobias Ekka BISHRAMPUR 108 Surjeet Singh Hura R.B.O-2, KORBA 109 Heera Ram Tandon ZONAL OFFICE, BILASPUR MAIN BR 110 Rakesh Kumar Baronia R.B.O-3, CHHATARPUR 111 Narayan Das Chanderiya MOH ROAD, MEHGAON 112 Rajendra Kumar Chaturvedi GOHAD 113 Sanjay Kumar Dixit R.B.O-3, CHHATARPUR 114 Yashwant Gore LOCAL HEAD OFFICE BHOPAL 115 S.govardhan R.B.O-2, GWALIOR 116 Abhay Kumar Gupta A.B.ROAD, KOLARUS 117 Rakesh Gupta GURUDWARA CHOWK, SHIVPURI 118 Ram Mohan Gupta SMECC, GWALIOR 24 SEP.-OCT. 2013 SUP-VOICE

TOT NAME (S/Shri) POSTEDAT 119 Shyam Bihari Gupta HATWARA ROAD,CHHATARPUR 120 Lochan Prasad Ishda RAIPURA PANNA 121 Ashish Jain KAILARAS (MORENA) 122 Pradeep Kumar Jain AIRPORT ROAD(GWALIOR) 123 Ravihora Pal Singh Jat R.B.O-4, GUNA 124 Ramesh B. Jha GUNA 125 Pradeep Kumar Joshi R.B.O-2, GWALIOR 126 Akbar Khan PARADE CHOURAHA,BHIND 127 Akhil Kumar Khare R.B.O-6, DAMOH 128 Surndra Kumar Kulhara KARAHIYA VB 129 Surendra Kumar HARPALPUR 130 G.d. Lalwani LUKWASA 131 Arvind Mishra R.B.O-1, GWALIOR 132 Ramesh Chandra Mishra R.B.O-3, CHHATARPUR 133 Mukherjee Joy LIDHORA 134 Manish Nigam PAWAI 135 Virendra Singh Nigam GWALIOR MAIN 136 Anil Kumar Pande MAKSUDANGARH 137 Roop Naryan Patel CHHATARPUR 138 Gulab Singh Rathore IKLERA(TALEN) 139 Prakash Chand Sahu KUMAWAT GANJ, NARSINGHGARH 140 Harjeet STATION ROAD, ASHOKNAGAR 141 Kailash Sharma PACHORE (RAJGARH) 142 Ravindra Prasad Shrivastava R.B.O-3, CHHATARPUR 143 Raghavendra Shrivastava CHHATARPUR 144 Alok Shrivastava BADAGAON (TIKAMGARH) 145 Kuldeep Narayan Shrivastava KUMAWAT GANJ, NARSINGHGARH 146 Rajesh Babu Shrivastava AMBAH (MORENA)476444 147 Rajan Kumar Sinha KAKARHATTI 148 Krishna Sinku NARSINGARH 149 Hari Shankar Sirasya GANDHI ROAD, DATIA 150 Rajesh Kumar Sonkar BICHHODANA 151 Mohan Lal Sulaiya BUXWAHA 152 Girish Kumar Tiwari SATAI 153 Om Prakash Tiwari PORSA MARKET(MORENA ROAD) 154 Raghu Raj Singh Tomar ALAPUR GWALIOR 155 Hari Babu Verma OLD A.B.ROAD,BIAORA 156 Joti Prakash Verma R.B.O-3, CHHATARPUR 157 Pramod Vyaghrambare PANCHAYAT BHAWAN, JIRAPUR 158 Deen Dayal Karigar TENDUKHERA 25 SEP.-OCT. 2013 SUP-VOICE

TOT NAME (S/Shri) POSTEDAT 159 Shailendra Saxena (bharti) TRANSPORT NAGAR, GWALIOR 160 Satish Shrivastava HAJIRA GWALIOR 161 Bhole Shankar Ajmeri IND.ESTATE INDORE 162 Vijay Krishna Rao Badge R.B.O-3, INDORE 163 Narendra Bairagi A.D.B.KHACHROOD 164 Sunil Kumar Bhatnagar BADI POLAI 165 Suresh Bhilkar PITHAMPUR 166 Prakash Bhuriya KHETIA 167 Shanker Lal Borasi DEWAS MAIN 168 Rajendra Chiplunkar KHATEGAON 169 Shambhu Nath Choudhary SHAJAPUR 170 Hemendra K. Dadhich ZONAL OFFICE -INDORE 171 Manoj Singh Deora R.B.O-3, INDORE 172 Mahesh Kumar Dubey D.A.V.V., BHAWARKUA ROAD,INDOR 173 Bhim Rao Gedam HATPIPLIYA, BAGLI ROAD 174 Dravin Kumar Thakur AAGAR (SHAJAPUR) 175 Pradeep Kumar Gujarathi SIYAGANJ,INDORE 176 Kamlesh Gupta P.B.BR. INDORE 177 Sunil Kumar Gupta MAKSI NAGAR 178 Bhupendra Jain R.A.S.M.E.C.C C/O SBI, UJJAIN 179 Pankaj Kumar Jain BAGLI 180 Sunil Kumar Jain IFB, INDORE 181 Arif Khan R.B.O-4, INDORE 182 Mohammed Iliyas Khan R.B.O-3, RATLAM 183 Pradeep G.khopkar R.B.O-5, UJJAIN 184 Suresh Kothari R.B.O-4, INDORE 185 Abhishek Kumar R.B.O-3, RATLAM 186 Vinod Kumar Mahore UDAINAGAR 187 Harkesh Meena PIPLYAMANDI 188 Sunil Mehta MUKHERJEE CHOWK, MANDSAUR 189 Rajesh Nagar ALOT 190 Vijay Pagey R.B.O-5, UJJAIN 191 Mohan Lal Patel R.B.O-7, MANDSAUR 192 D.N. Patidar JULWANIA 193 Mangal Popli R.B.O-5, UJJAIN 194 Vijay Kumar Choudhary NAI ABADI MANDSAUR 195 Basant Kumar Raikwar R.B.O-4, INDORE 196 Ravi Ranjan Raj R.B.O-4, INDORE 197 Kulwant Singh R.B.O-2, INDORE 198 Praveen Saxena AGAR,NAGAR PALIKA PARISHAD 26 SEP.-OCT. 2013 SUP-VOICE

TOT NAME (S/Shri) POSTEDAT 199 Sharad Goyal VIKRAM NAGAR (DAMODARPURA) 200 Adesh Kumar Sharma R.B.O-3, RATLAM 201 R.K. Sharma JAORA ADB 202 Rajendra Shrivastava A.D.B.LADUNA 203 Sujit Kumar Singh DHAR 204 R.K. Solanki INDORE MAIN 205 Mahesh Tahiliani PETLAWAD (JHABUA) 206 Kamal Talwar D.A.V.V., BHAWARKUA ROAD,INDOR 207 Ravindra Singh Thakur R.B.O-1, INDORE 208 Rajesh Verma R.B.O-3, RATLAM 209 Ram Niwas Vijayvargiya KASTURBA NGR RATLAM 210 Mukesh Nagar RATLAM 211 Shyamsunder Vyas SINGOLI 212 Mohan Lal Sisodia COLLECTORATE DHAR 213 Satish Chand Agrawal DEEP COMPLEX, REWA 214 Anil Kumar Arya TEONI VB 215 Hemant Kumar Arya JAITWARA 216 Devendra Kumar Bagde KATANGI 217 Bhanu Prakash Singh Baghel C.C.P.C.,ZO, JABALPUR 218 Shailendra Kumar Bhatt GHANTAGHAR - KATNI 219 Santosh Kumar Birua JAYANT 220 Alok Singh Chouhan SIHORA 221 Laxman Singh Chouhan LCPC, SBI ADMIN OFFICE 222 Manoj Kumar Das AMARKANTAK 223 Ashok Kumar Dehariya PADAV (MANDLA) 224 Ram Kishore Dubey KEWALARI BR.(SEONI) 225 Sanjay Dwivedi BINA 226 Niranjan Gajbhiye BHORGARH VB 227 Kuldeep Garg KATNI 228 Y.K. Gautam PATAN (JABALPUR) 229 Naresh Kumar Himthani R.B.O-2, JABALPUR 230 Bhab Nath Jha JHINGURDA 231 Vinod Jobanputtra R.B.O-2, JABALPUR 232 Bhagchand Kamde KUNDAM 233 Dinesh Kumar Khatri NEW KATNI JUNCTION 234 C.L. Kori SHAHGARH 235 Chunni Lal Kori CIVIL LINES SAUGOR 236 Jagannath Prasad Kori SCAB SAGAR 237 Arun Kumar R.B.O-5, SAUGOR 238 Rakesh Kumar Sharma R.B.O-1, JABALPUR 27 SEP.-OCT. 2013 SUP-VOICE

TOT NAME (S/Shri) POSTEDAT 239 Sanjay Kumar R.B.O-3, SATNA 240 Suneel Kumar SME,REWA 241 Kishor Kumar Lahori SADAR (JABALPUR) 242 Kundan Singh Lodhi RACPC MAIN BR., JABALPUR 243 P.K. Mahapatra R.B.O-5, SAUGOR 244 Sudeen Mahto R.B.O-3, SATNA 245 Bhagwan Majhi REWA 246 Anil Kumar Maurya HANUMANA 247 Subhash Meshram BARGHAT 248 Abhishek Patel ZONAL OFFICE JABALPUR 249 Chandra Prakash GOSALPUR VB 250 Krishna Kumar Prasad R.B.O-1, JABALPUR 251 Tej Singh Rai KACHERI CHOWK, SEONI 252 Subhash Ramtekkar SIHORA 253 Sanjay Richharia KAMLA NEHRU NAGAR,JBP. 254 Deep Chand Sharma ZONAL OFFICE JABALPUR 255 M.v.satyanarayana Sharma AMLAI 256 Satyendra Kumar Sharma COLLECTORATE BR. SATNA 257 Sahir Mohd Sheikh DEEP COMPLEX, REWA 258 Yaduras Singh Shivwanshi JAWAHARGANJ, JABALPUR 259 Prahalad Kumar Shrivastava MAKRONIYA, SAGAR 260 Deepak Shukla BAMHNI BAZAR 261 Ajeet Kumar Singh SEHORA CITY 262 Dinesh Prakash Singh DEOSAR 263 Dinesh Kumar Soni R.B.O-2, JABALPUR 264 Subhash Chandra Srivastava REWA CITY 265 Purushottam Sukhadeve P.B.BR., NAPIER TOWN 266 Jagdish Narayan Rao Taskar MANGLIPETH (SEONI) 267 Hemant D.thakur AMILIKI VB 268 Anil Tiwari RANJHI JABALPUR 269 Rajendra Prasad Tiwari REWA 270 Ramayan Prasad Tiwari JAISINGHNAGAR 271 Santosh Kumar Tiwari GUN CARRIAGE FACTORY.JBP. 272 Sushil Kumar Tiwari R.B.O-4, KATNI 273 Arvind Kumar Upadhyay P.B.BR., NAPIER TOWN 274 M.L. Vishwakarama SMECC, JABALPUR 275 Sushil Kumar Shrivastava R.B.O-5, SAUGOR 276 Rakesh Kumar Awashti LOCAL HEAD OFFICE BHOPAL 277 Rajesh Kumar Dubey LOCAL HEAD OFFICE BHOPAL 278 Shirish Kumar Gaur LOCAL HEAD OFFICE BHOPAL 28 SEP.-OCT. 2013 SUP-VOICE

TOT NAME (S/Shri) POSTEDAT 279 Raj Bahadur Goyal LOCAL HEAD OFFICE BHOPAL 280 Anil Kumar Gupta CHHINDWARA 281 Ashok Kumar Humnekar LOCAL HEAD OFFICE BHOPAL 282 Naresh Malviya LOCAL HEAD OFFICE BHOPAL 283 Anil Kumar Mishra LOCAL HEAD OFFICE BHOPAL 284 R.muraleedharan LOCAL HEAD OFFICE BHOPAL 285 Prakash Narayan LOCAL HEAD OFFICE BHOPAL 286 Chandra Shekar LOCAL HEAD OFFICE BHOPAL 287 Harish Kumar Shrivastava LOCAL HEAD OFFICE BHOPAL 288 Adarsh Shukla LOCAL HEAD OFFICE BHOPAL 289 Sunil Tiwari LOCAL HEAD OFFICE BHOPAL 290 Neeraj Yagnik LOCAL HEAD OFFICE BHOPAL 291 K.K. Nayan Chanchal COMMERCIAL BR., INDORE 292 Subhash Chand Gupta 293 Pravin Jain COMMERCIAL BR., INDORE 294 Sukhmal Lakhawat COMMERCIAL BRANCH BHOPAL 295 Bhagwan Das Rawal 296 Suman Kumar Shahi 297 Mahesh Kumar Sharma COMMERCIAL BR., INDORE 298 Pramod Kumar Jain COMMERCIAL BR., INDORE 299 Shiv Ram Baghel A.D.B.JAGDALPUR 300 Clement Bando PAKHANJORE 301 Ajit Banerjee BHATAPARA 302 Sanatan Chandra Bardhan SMECC, BHILAI 303 Prakash Barwa C.C.P.C., Z.O. RAIPUR 304 Raj Kumar Bhardwaj R.B.O-3, BHILAI 305 Prakash Rao Bhise HATERI CHOWK,SAKTI 306 Surendra Haribhau Bhujade S.M.E. BR JAGDALPUR 307 Narendra Borkar ANTAGARH 308 C. Dinesh C.C.P.C., Z.O. RAIPUR 309 Arun Kumar Chouhan MOWA 310 Vishram Singh Churendra SARAIPALLI (CHIWARKUTA) 311 Gautam Das R.B.O-4, JAGDALPUR 312 Saminder Nath Gandhi R.B.O-4, JAGDALPUR 313 Manoj Kumar Gupta R.B.O-2, RAIPUR 314 Umesh Kumar Gupta ARANG (RAIPUR) 315 Jyoti Ranjan PAMGARH 316 Praween Anil Kandulna SAKTI 317 Vijay Kumar Kanwar JANJGIR 318 Dharm Raj Kashyap NAKULNAR VB 319 Jeewrakhan Kawde JANJGIR

29 SEP.-OCT. 2013 SUP-VOICE

TOT NAME (S/Shri) POSTEDAT 320 Ashok Khilnani R.B.O-1, RAIPUR 321 Ashok Kumar PHAPHADIH RAIPUR 322 Rajeev Kumar Jha INDUSTRIAL AREA URLA 323 Amrit Lal JAGDALPUR 324 Lalichiti Ramesh R.B.O-1, RAIPUR 325 Bandu Limje BHOPALPATNAM 326 Jailal Mandawi JAGDALPUR 327 Ashok Natthuji Meshram JANJGIR 328 Soumyashree Debashish Mishra R.B.O-2, RAIPUR 329 A.k.maharana R.B.O-3, BHILAI 330 G.satyanarayan Murty 331 Mohammad Abdul Nasair S.M.E.C.C. RAIPUR 332 Ganesh Kumar Nimje SMECC, BHILAI 333 Tapas Kumar Pal SARB, BHILAI 334 Gopal Krishna Panda ZONAL OFFICE RAIPUR 335 Satish Kumar Pande MAKADI 336 Rakesh Pandya CHARODA (BHILAI) 337 Camil Panna HIRMI 338 Vishwas Shankar Patankar BHILAI CAMP AREA 339 Gowardhan Prasad SAKTI 340 N.narayan Raju R.B.O-2, RAIPUR 341 Bhupendra Rambhad MURMUNDA 342 R.s.bhaskar Rao GUDIARI (RAIPUR) 343 Sanat Kumar Saha A.D.B.RAJNANDGAON 344 Anil Kumar S.sahare ZONAL OFFICE RAIPUR 345 Kailash Chandra Sahoo S.M.E.C.C. RAIPUR 346 Ramesh Chandra Samanta R.B.O-2, RAIPUR 347 Ramesh Kumar Sharma GRASIM CEMENT -RAVAN 348 Arvind Kumar Singh KAUHA KUNDA 349 Binay Kumar Sinha ZONAL OFFICE RAIPUR 350 Rajesh Singh Solanki RAIPUR MAIN BR. 351 Resham Lal Tondon NAWAPARA RAJIM 352 Chandra Darshan Thakur AMBEDKAR CHOWK,BALODA BAZAR 353 Mahendra Singh Thakur SUNDER NAGAR (RAIPUR) 354 Joachim Tirkey KUTCHERY RAIPUR 355 Pancratius Tirkey R.B.O-3, BHILAI 356 M.v.v.raman R.B.O-3, BHILAI 357 Sheshrao Uike RAIPUR MAIN BR. 358 Prem Chand Yadav STATION ROAD, MAHASAMUND 359 Subhash Chandra Bosu R.B.O-1, RAIPUR 360 Subrata Paul R.B.O-1, RAIPUR

30 SEP.-OCT. 2013 SUP-VOICE PROMOTION YEAR 2013-14 PROMOTIONS TO MMGS-II

S. No. NAME (S/Shri) POSTED AT 1 MS. ADHWARYU DEEPIKA T.T. NAGAR, BHOPAL 2 ADKANE RAHUL A.D.B.BURHANPUR 3 AGARWAL CHANDRA SHEKHAR KANOD MIRJI 4 AGARWAL MUKESH KUMAR SEEMARIYA KURD 5 AGRAWAL BIHARI SHYAM SHAMSHABAD 6 MS. AGRAWAL NIDHI ITARSI MAIN 7 ALI S. N. S.M.E.C.C.C. (NR.COMM. BR.) BH 8 ANIS AZAM S.M.E.C.C.C. (NR.COMM. BR.) BH 9 ARORA AJAY KUMAR PIPARIYA 10 MS. AWASTHI MAYA R.A.C.P.C.,BHOPAL 11 AWASTHI MUNNA LAL BHOPAL MAIN BRANCH 12 AZAD RAJNISH KUMAR BETUL MAIN 13 BARBATE ANTER LAL GHANTA GHAR, HARDA 14 BARGALE SANJAY KUMAR KHIRKIYA 15 BECK GYAN PRAKASH SPL. GOVT. BUSINESS BR. 16 BELWALKAR HARISH M R.A.C.P.C.,BHOPAL 17 BHARGAV SANJAY BERASIA 18 BHATTACHARYA RANA BHOPAL MAIN BRANCH 19 BHATTACHARYA RUPANTAR PARASIA 20 BILGAIYAN ARVIND R.B.O-2, BHOPAL 21 BOKADE MADHUKAR G GULMOHAR COLONY, BHOPAL 22 BOKDE SHIVSHANKAR AMARWARA 23 CHATURVEDI SWAPNIL R.B.O-2, BHOPAL 24 CHOUBEY PANKAJ R.A.C.P.C.,BHOPAL 25 CHOUDHARY ARUN R.B.O-1, BHOPAL 26 DARYANI PRAKASH UDAYACHAL BHOPAL 27 DAVE MAYAN KUMAR KHANDWA ROAD, KHARGONE 28 DEO SANTOSH PRABHAKAR CHHINDWARA 29 DESHPANDE RAJDUTTA PANDHURNA 30 MS. DEVARA KARUNA SHIVAJI NAGAR BHOPAL 31 DHARMANI ARJUN KUMAR SEONI MALWA 32 DUA HARBANS LAL VIDISHA 33 DUBEY OM PRAKASH BABAI 34 GAIKWAD J. SURENDRA CHIKHALIKALAN 35 GHAUSUDDIN AHMAD SULTANIA INFENTORY LINES, 36 GORE KISHORE MANDLESHWAR 37 GORE SACHIN A.D.B.SEONI MALWA

31 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 38 GUJJAR KAILASH CHANDRA HARDA 39 MS. GUMASTA JYOTI ASHTA 40 GUPTA HARINARAYAN PARWALIYA SADAK (BHOPAL) 41 MS. GUPTA SHAILJA O P NAYAPURA(KOLAR ROAD), BHOPAL 42 GUPTA SUNIL PIPARIYA 43 HARDAS SAKHARAM SHASHANK AIRPORT ROAD BR.(BHOPAL) 44 HEDAOO BABURAO A.D.B.CHHINDWARA 45 HEDAU DHYANESHWAR NEPANAGAR, BURHANPUR 46 JAIN R. K. VINDHYACHAL BHAWAN BHOPAL 47 JAIN RAKESH KUMAR PENSION CELL GOVINDPURA 48 JAIN SANJAY KUMAR PATEL CHAMBERS, KHANDWA 49 MS. JANKPURI MUKATI ANAND NAGAR(KHANDWA) 50 JHA SUDHIR KUMAR PERSONAL BANKING-(ARERA COLONY 51 JHAMTANI HASSANAND OLD SECRETARIAT 52 KALE RUPESH KUMAR KARHI 53 KALE VIJAY KUMAR R.B.O-6, BETUL 54 KAMBLE SATISH R.A.C.P.C.,BHOPAL 55 KANASIA RAJENDRA SINGH S.A.R.B., BHOPAL 56 KERHALKAR DEEPAK C.C.P.C., (NR.COMM. BR.) BHOPA 57 KESWANI PRAMOD NEORI HILLS, BHOPAL 58 KOHAD DILIP DIGAMBAR PRABHATPATTAN VB 59 KOLHEY SHEKHAR SUKRITDAS DAMUA 60 KOLTE ASHOK RAJARAM CHHINDWARA 61 MS. KORI JAYA KOTHI BAZAR 62 MS. KORI SUNITA SALAMATPUR 63 KSHITIJ TIWARI PENSION CELL GOVINDPURA 64 KUMAR ANJESH T.T. NAGAR, BHOPAL 65 KUMAR MANISH R.A.C.P.C.,BHOPAL 66 KUMAR PRASHANT C.C.P.C., (NR.COMM. BR.) BHOPA 67 KUMAR RAJESH BADI,(BARELI) RAISEN 68 KUMAR SATISH SILWANI 69 KUREEL VIJAY R.B.O-6, BETUL 70 MS. KUSHWAH ANITA BAGH MUGALIA, BHOPAL 71 LAL MAHOBE ASADU BETUL MAIN 72 M BABY S VIDISHA 73 MAHESHWARI NIKHIL M.G.ROAD, MAHESHWAR 74 MAIKU NAGLE RAJU HAMIDIA ROAD BHOPAL 75 MALVIYA ANIL KUMAR A.D.B.SEONI MALWA 76 MALVIYA ASHOK KUMAR R.A.C.P.C.,BHOPAL 77 MARMAT HARISH KUMAR BEGUMGANJ 32 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 78 MEHRA VINAY KUMAR BASODA 79 MEHROLIA KALYAN DAS BHAINSDEHI 80 MOHNANI MOHAN LAL CHANDBARH 81 MORON ATUL SHYAMPUR (SEHORE) 82 NACHIKETA BHAVE NARAYAN M.L.A.REST HOUSE BHOPAL 83 NAGCHANDI SANJAY RANGNAT R.B.O-2, BHOPAL 84 NAIDU SATYANARAYANA P SULTANIA ROAD BHOPAL 85 NASIM AKHTAR R.A.C.P.C.,BHOPAL 86 NAWLAKHE JITENDRA KUMAR CIVIL LINES- KHANDWA 87 NEMA A K. VASANT KUNJ, GULMOHAR 88 NIMADE AMIT DB MALL, BHOPAL 89 NINAWE PADMAKAR KESHAORAO SHEOPUR 90 MS. OMAR SHILPI MAHAVIR NAGAR BHOPAL 91 PAL ANIL HARDA 92 PAL BAHADUR LAL SULTANPUR 93 PALIWAL RADHESHYAM R.A.C.P.C.,BHOPAL 94 PAR PURUSHOTTAM SITARAMJI HARRAI 95 PARE BRIJESH KUMAR BANKHEDI 96 PARWANI MANOHAR LAL KOH-E-FIZA, BHOPAL 97 POTDAR PAVAN SOHAGPUR 98 QURESHI SHAHZEB PERSONAL BANKING-(ARERA COLONY 99 MS. RAIKWAR NEETA VINDHYACHAL BHAWAN BHOPAL 100 MS. RAJARAMAN HAMIDIA ROAD BHOPAL 101 RAJPUT RAJENDRA SINGH S.M.E.C.C.C. (NR.COMM. BR.) BH 102 RAMTE HANSRAJ SHANKAR AMBHARA 103 RAMTEKE BALIRAM PRADEEP JAWAR 104 RAO RAJENDRA S.M.E.C.C.C. (NR.COMM. BR.) BH 105 RAO SHARAD CHANDRA CHAURAI 106 MS. RASHID KHAN SEEMA MANSOOR SHERPUR,VIDISHA 107 RAWAL VISHWAS S.M.E.C.C.C. (NR.COMM. BR.) BH 108 RAWERKAR SHARAD CHANDRA SHAHPURA, BHOPAL 109 ROHAR JAGDISH PRASAD HEAVY.ELEC.TOWNSHIP BHOPAL 110 SADHNANI PURUSHOTTAM MAGANDAS ICHHAWAR (SEHORE) 111 MS. SAHOO BINAY KUMAR BHOPAL UNIVERSITY 112 MS. SAMUEL BALA PREETI R.A.C.P.C.,BHOPAL 113 SARATHE SANTOSH KUMAR SARAFA CHOWK, HOSHANGABAD 114 SAROJ RAM SHANKER KUMAR KHARGONE ROAD, SANAWAD 115 MS. SAXENA ABHA KAPIL ARERA HILLS BHOPAL 116 SEN GOPAL CHANDRA JAISTAMBH CHOWK, LATERI 117 SHARMA GHANSHYAM A.D.B.SEHORE 33 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 118 SHARMA RAJESH RAMNATH SIHADA 119 SHENDURNIKAR ARUN S.M.E.C.C.C. (NR.COMM. BR.) BH 120 SHILPKAR RAJKUMAR DHANDIA 121 SHRIVASTAVA DINESH KUMAR R.B.O-2, BHOPAL 122 MS. SHRIVASTAVA JAYA SHIVAJI NAGAR BHOPAL 123 SHRIVASTAVA SANJEEV IDGAH HILLS ,BHOPAL 124 SHRIVASTAVA SUNIL KUMAR R.A.C.P.C.,BHOPAL 125 SHUKLA PRASHANT KUMAR SULTANIA ROAD BHOPAL 126 SHUKLA SUSHIL KUMAR KHARGONE 127 SINGH AWADHESH KHANDWA ROAD,BURHANPUR 128 SINGH VARINDER PAL GB BARETH 129 SOLANKI SHARAD KUMAR VALLABH BHAWAN BHOPAL 130 SONA SUKESH SHAHPUR (BURHANPUR) 131 SONI NARENDRA A.D.B.BARELI 132 MS. SUNDARESAN ARUNA KOLAR ROAD, BHOPAL 133 SUSHIL CHAKRAVO SAMAR KUMAR CAC, SHAHPURA,BHOPAL 134 MS. SUVARNI MOHANAN AWADHPURI,157/A-SECTOR 135 TAMRAKAR SHYAM KUMAR BHOPAL MAIN BRANCH 136 TATTOO RAVINDRA MAHADEV KOLGAON VB 137 TEMBHEKAR PRADIP MAROTI PIPALDHAR 138 THAKUR DEEPAK CHANDBARH 139 MS. TIWARI REETA HARDA 140 TONK MOHAN SINGH NEELBAD VB 141 TRIPATHI BRIJ PRAKASH BAKTARA 142 UPADHYAY MAYANK BASODA 143 VAIDYA ASHISH PARASIA 144 VASWANI SUNIL KUMAR BAKTARA 145 MS. VERMA ARCHANA C.C.P.C., (NR.COMM. BR.) BHOPA 146 VERMA OM PRAKASH BEDIYA (KHARGONE) 147 VIKASH RAJIV A.D.B.PIPARIYA 148 VISHNU GAWAI SHANKER CEMENT ROAD, PIPARIYA 149 VISWAKARMA BALKISHAN PENSION CELL GOVINDPURA 150 MS. VYAS RENU HOSHANGABAD 151 WIDHANI MANOJ KUMAR R.B.O-1, BHOPAL 152 MS. YADAV ALKA RANI SHAHPURA, BHOPAL 153 BAHLA SARGU BAGICHA 154 BHATTACHARYA DEBASISH SRIKANT VERMA ROAD(BILASPUR) 155 MS. BHENGRA SHOBHA ZONAL OFFICE, BILASPUR MAIN BR 156 CHAURASIA NILESH KUMAR COMMERCIAL BR. BILASPUR 157 CHOUDHARY DINESH KUMAR TIFRA 34 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 158 DAS BRAJ KISHORE CHHAL (RAIGARH) 159 DAS RAJENDRA KUMAR COMMERCIAL BR. BILASPUR 160 DAUD KUJUR A.D.B.BILASPUR 161 DEKATE KRISHNA KUMAR KAWARDHA 162 DEOGAM BIKRAM DHARAMJAIGARH 163 DEWANGAN GOVARDHANLAL KHARSIA 164 EKKA R.K. DEEPAK SME,RAIGARH 165 EKKA SOMRA PALI VB 166 GAGARAI MAHIPAL BAITHALPUR 167 GANGOPADHYAY ABHIGYAN RAIGARH 168 HAZRA TAPAS KUMAR MUNGELI 169 HEMBRAM PRABHAT KUMAR BARTUNGA 170 HEMROM STEPHEN KONDATARAI 171 MS. KANDULNA NEELAM SANGITA COLLECTORATE BILASPUR 172 KARNA HRUSIKESH SAHASPUR LOHARA 173 KAZA SHANKER RAVI MOCHH 174 KERKETTA SUDHIR WADRAFNAGAR 175 KOSRE CHANDRA SEKHAR I.T.I.COLONY RAMPUR 176 MS. KOSRE MAHESHWARI SCAB-BILASPUR 177 KUDDADA GULAB SINGH KORBA CITY BR. 178 KUJUR AKHIL NITISH RBO-4 BILASPUR-AMBIKAPUR 179 KUJUR ALEXANDER KHARSIA 180 KULDEEP DEO DAS BHAIYATHAN 181 KUMAR ANAND KATHAKONI VB 182 KUMAR JADABENDRA SURAJPUR 183 KUMAR SHAILENDRA AMBIKAPUR 184 KURREY SANTOO RAM SCAB-BILASPUR 185 LIYANGI BHAGWAN RAIGARH 186 MAHAJAN NISHI KANT PONDI UPRORA VB 187 MINJ RUDOLF RAKES JASHPURNAGAR 188 MINZ ABINASH ARUN SURAJPUR 189 MINZ NICODIM BILHA 190 MINZ ROMANUS A.D.B.SARANGARH 191 MOHAN MANISH KUMAR RAIGARH 192 MUDULI GOURANGA CHARAN R.A.S.M.E.C.C, SBI,SARKHAND, 193 MURTHY P. K. KAWARDHA 194 MURTHY Y.S. P.B.Br. BILASPUR 195 NAG PRABHU SAHAI GHARGHODA 196 NANDE PRAKASH CHANDRA MUNGELI 197 NATU VISHWAS S.E.C.L.BILASPUR 35 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 198 NINAWE SHRIRAM JAGNATH CHHURI KHURD (KORBA) 199 PAN DILIP KUMAR MP NAGAR ,KORBA 200 PANDEY I.B. A.D.B.SARANGARH 201 PANDEY RAKESH KUMAR ITWARI BAZAR,RAIGARH 202 PATHAK U.K. KANSABEL 203 PATRA SHAKTI PADA WEST KORBA 204 PATRA SIBA NARAYAN R.B.O-1, BILASPUR 205 PINGUA MOHAN SINGH PENDRA ROAD 206 PRASAD AJAY SHANKAR TAKHATPUR (BILASPUR) 207 PRASAD PRAMOD KUMAR MANENDRAGARH 208 PURTY BASANT SACHID PATNA (BAIKUNTHPUR) 209 PURTY MURLI DHAR SARIYA 210 RAO J. P. AMBIKAPUR CITY 211 SAHAY ALOK KUMAR P.B.Br. RAIGARH 212 SAWAIYAN DHRUVA MANENDRAGARH 213 SHARMA ADITYA KUMAR BALCO TOWNSHIP KORBA 214 SHARMA MANOJ KUMAR PENDRA ROAD 215 SHARMA VIJAY KUMAR KATGHORA 216 SHEIKH ABDULLA SIPAT 217 MS. SHRIVASTAVA NEENA R.A.S.M.E.C.C, SBI,SARKHAND, 218 SIDAR MUNURAM LAILUNGA 219 SINGH SHAILESH KUMAR DHARAMJAIGARH 220 SINHA PRAKASH CHANDRA TELEPHONE EXCHANGE ROAD,BILASP 221 MS. SINHA PRIYANKA RATANPUR(BILASPUR) 222 SINKU GAJESH KUMAR KOTBA(JASHPUR) 223 SOREN LUGU KUNKURI 224 THAKUR GAJPAL SINGH GEVERA PROJECT 225 THAKUR RAMNATH H.T.P.S.KORBA 226 TIGGA AUGUSTUS MORGA V.B. 227 TIRKEY GEORGE WILLIAM SARAB KAMBO 228 TIWARI SHAMBHU NATH CHHATISGARH STATE ELE.BOARD, K 229 TOPPO NORBERT RAIGARH 230 TOPPO SANJAY FRANCIS JANAKPUR 231 TRIPATHI LAXMINARAYAN MOHAN N.T.P.C.JAMNAPALLI 232 TUDU KISHOR RAJ CHURCHA 233 VERMA RAKESH KUMAR PACHPHERI VB 234 WAHANE PRAKASH KUMAR SURAJPUR 235 MS. WAZHALWAR ARCHANA COLLECTORATE BILASPUR 236 XALXO SUNIL JASHPURNAGAR 237 YADAV LAXMI PRASAD A.D.B.RAIGARH 36 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 238 AGARWAL J.K. CHHATARPUR 239 AGNIHOTRI SHARAN GAYTRI A.D.B.CHHATARPUR 240 AGRAWAL PRADEEP PICHHORE 241 AGRAWAL V. K. P.B.BR- PHOOLBAGH, GWALIOR 242 AHARWAL BHUPESH PATNA (RAJA) 243 AHIRWAR HARISH CHANDRA S.S.I. BRANCH CHATARPUR 244 BHAGWAN SWAROOP RAGHOGARH 245 BHASKAR AJAY KUMAR NARWAR (SHIVPURI) 246 CARPENTER DINESH KUMAR BIJAWAR 247 CHAHAR MEGH SINGH IMLI CHOWK, PORSA 248 CHHABRA RAKESH R.A.C.P.C. SBI, ZO GWALIOR 249 CHOPRA RAJNISH KUMAR R.B.O-6, DAMOH 250 DAS PRASUN BANMORE VB 251 MS. DIXIT MRINALINI SMECC, GWALIOR 252 GAUR BIRENDRA SINGH SMECC, GWALIOR 253 GAUR HARISH CHANDRA KARAHIYA VB 254 GAUR U.P.S. GWALIOR MAIN 255 GOYAL SHRIKRISHNA AJUDHIPRASAD PATEL ROAD,BHANDER 256 GUPTA ARUN KUMAR PARADE CHOURAHA,BHIND 257 GUPTA ASHOK KUMAR PATEL NAGAR,GWALIOR 258 GUPTA DEOPRAKASH G.R.MEDI. COLL. GWALIOR 259 GUPTA HARISH CHANDRA SEONDHA 260 GUPTA LAXMI NARAYAN GURUDWARA CHOWK, SHIVPURI 261 GUPTA N.K. SMECC, GWALIOR 262 GUPTA RAMSWAROOP JAIDA (PANDOLA) 263 GUPTA SANJEEV NAYA BAZAR(GWALIOR) 264 GUPTA VIJAY KUMAR GANDHI ROAD, GWALIOR 265 GUPTA VINOD KUMAR JABERA 266 HANDE SANJAY RAMBAGH COLONY GWALIOR 267 JADON AJAY SINGH JAYENDRAGANJ GWALIOR 268 JAIN A.K. NIWARI 269 JAIN ALOK KUMAR BHANDER (DATIA) 270 JAIN DINESH KUMAR DEODONGRA 271 JATAV DINESH CHANDRA LAHAR ROAD,BHIND 272 JOSHI ASHOK KUMAR JAMNER 273 JOSHI DEEPAK MAYUR MARKET GWALIOR 274 JOSHI RAMESH KUMAR GANDHI CHOWK, KHANIADHANA 275 KANDULNA ABRAHAM KINDRAHO 276 KAUL VINOD KUMAR MORENA 277 KHANDAIT ASHOK KUMAR RAMBAGH COLONY GWALIOR 37 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 278 KOTHARI PRADEEP RAMNARAYAN NARSINGHGARH (RAJGARH) 279 KUKREJA R.K. P.B.BR- PHOOLBAGH, GWALIOR 280 KULSHRESHTHA K S PAGARA 281 KUMAR AMIT R.B.O-1, GWALIOR 282 KUMAR HITENDRA MOTI MAHAL GWALIOR 283 KUMAR SANJEEV PATEL ROAD,BHANDER 284 KURMI N. P. HATTA 285 LADKANI ASHOK PARWAHA 286 LAGHATE ANAND MANOHAR RAJNAGAR 287 LEPANDE YUVRAJ NARHARI DAMOH MAIN 288 MANDVI MANOHAR DEVENDRA NAGAR 289 MEENA DEVENDRA KUMAR GUNA 290 MEENA KEDAR LAL BARODA(SHEOPUR) 291 MEENA PRABHU DAYAL R.B.O-1, GWALIOR 292 MISHRA ANIL KUMAR GORMI(KACHNAV KALAN) 293 MISHRA SURENDRA DUTT GULGANJ 294 MS. MOUNDEKAR GEETA G COLLECTORATE , GUNA 295 MOURYA MANGAL SINGH M.S.ROAD, MORENA 296 NAPIT H.C. R.B.O-3, CHHATARPUR 297 PAL SATISH CHANDRA SHIVPURI 298 PARASHAR ASHUTOSH ARON BR. (GUNA) 299 PATHAK SANTOSH KUMAR COLLECTROATE, TIKAMGARH 300 POPLI RAJEEV KUMAR BARADARI CHOURAHA, MORAR 301 MS. PRAJAPATI DEEPA MOTI MAHAL GWALIOR 302 PURI NARAYAN PRAKASH GURUDWARA CHOWK, SHIVPURI 303 RAGHUVANSHI K R AMANGANJ 304 RAGHUWANSHI DEEPENDRA R.B.O-4, GUNA 305 RAZDAN SATISH COMMERCIAL BRANCH GWALIOR 306 MS. SAMUEL SUSAN COLL.GORKHI (GWALIOR) 307 SANYAL SHIMAN GURUDWARA CHOWK, SHIVPURI 308 SELOT NITIN MUHANDRA 309 SHANDILYA PAWAN K. DATIA MAIN 310 SHARMA BABU RAM MAU (GWALIOR) 311 SHARMA CHANDRA SHEKHAR BANMORE VB 312 SHARMA D P P.B.Br. SHIVPURI 313 SHARMA RAJESH CHANDRA AIRPORT ROAD(GWALIOR) 314 SHARMA VIKAS R.B.O-5, GWALIOR 315 SHARMA VIRENDRA KUMAR PANNA 316 MS. SHRIVASTAV MAMTA R.A.C.P.C. SBI, ZO GWALIOR 317 SHRIVASTAVA AMIT KUMAR CHANDERI (ASHOK NAGAR) 38 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 318 SHRIVASTAVA SATISH M.S.ROAD, MORENA 319 SHUKLA NEERAJ GOHAD 320 SIJORIA KISHORI LAL GANDHI ROAD, KARERA 321 SINGH AMAR SUBHASH GANJ,DABRA 322 SINGH ARABIND PAL MORENA TIRAHA, AMBAH 323 SINGH PARIHAR SURENDRA A.D.B.CHHATARPUR 324 SINGH RAJESH KUMAR CITY BRANCH, MUNGAOLI 325 SINGH RAJVEER THARA VB 326 SINGH YOGENDRA KHAJURAHO 327 SONI ARVIND KUMAR A.D.B.SARANGPUR 328 SONI P. G. A.D.B.CHHATARPUR 329 SOOD ARUN KUMAR IND.ESTATE GWALIOR 330 SURYAVANSHI SATYAPAL SINGH M.S.ROAD, MORENA 331 MS. TAMRAKAR BHARTI JEERAPUR ( RAJGARH) 332 TIWARI BHAGWAN DAS GURUDWARA CHOWK, SHIVPURI 333 TIWARI S.P. DINARA 334 TIWARI SUBODH GWALIOR MAIN 335 TOMAR R.K.S. CHANDERI ROAD, PICHORE 336 TRIPATHI RAM PRAKASH KHAJURAHO 337 TRIPATHI SUBHASH CHANDRA PRATAPPURA (ORCHA) 338 TYAGI ANIL R.B.O-3, CHHATARPUR 339 ULHAS AMBARDEKAR IND.ESTATE GWALIOR 340 VELANKAR PANKAJ A.B.ROAD, KOLARUS 341 VERMA A.K. DABRA (GWALIOR) 342 VINOD PRAJAPATI KUMAR DAMOH MAIN 343 YADAV ANAND PRAKASH GANESH MARKET, PANNA 344 YADAV Y.S. MEHGAON (BHIND) 345 ARORA S KARTAR IND.ESTATE RATLAM 346 BALKRISHNA NARAYANSWAMY UNIVERSITY CAMPUS,INDORE 347 MS. BANSAL RAJNI PADAMCHAND MADHAV COLLEGE CAMPUS UJJAIN 348 BATHIA CHANDANMAL SIMLAWADA 349 BHATI KRISHNA MURARI RAJENDRA MARG, MAHIDPUR 350 BHATNAGAR SUSHIL KUMAR JAWAHAR PATH, JAORA 351 BHAVE ANAND AIRPORT INDORE 352 BHIDE SURESH VASANT FAZALPURA UJJAIN 353 BILAYE SATISH GAJANAN ALOT 354 BORANA VIJAY KUMAR COLLECTORATE RATLAM 355 BORASI RAMPOODAN JAORA ADB 356 BUDHESINGH GANDHWANI 357 CHACHANI BHUPENDRA KUMAR STATION ROAD RATLAM 39 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 358 CHAMPAWAT DINESH JAORA (RATLAM) 359 CHAUHAN MAHENDRA KUMAR UJJAIN MAIN(BUDHWARA) 360 CHHOTELAL RAWAL CLOTH MARKET INDORE 361 CHOUDHARY SHEKHAR COLLECTORATE, INDORE 362 CHOURASIA RAKESH KUMAR R.B.O-3, RATLAM 363 DARIYA RAJESH B R.B.O-3, RATLAM 364 DATTATRAY JADHAV RAO B RATLAM 365 DAVE PRADIP KUMAR BADNAWAR 366 DESHPANDE AJAY SHRIDHAR R.B.O-5, UJJAIN 367 DHANAITKAR GIRISH S.M.E.C.C. - 2 368 DODIYAR V FRANCIS A.D.B.THANDLA 369 DUBE DEEPAK KUMAR MANIK BAG, INDORE 370 DUBEY SATISH CHANDRA CLOTH MARKET INDORE 371 FARKYA MANISH MANDI PRANGAN, MANDSAUR 372 GOKHALE SACHIN OLD PALASIA INDORE 373 GUJRAL BALRAM KUMAR PALSUD ROAD, RAJPUR 374 GUPTA CHANDRASHEKHAR INDORE CITY 375 GUPTA RISHI PALSIKAR COLONY,INDORE 376 GUPTA UMA SHANKAR CITY BRANCH, NAGDA 377 JADAUN SUDHIR PRATAP SINGH MANIK BAG, INDORE 378 JAIN AJAY KUMAR MOHIDPUR (UJJAIN) 379 JAIN VIKRAM KUMAR R.B.O-7, MANDSAUR 380 JAISIRAM SHAKYA LALTA PRASAD BARWANI 381 MS. JHALA RENUKA R.A.C.P.C.,NR GPO, INDORE-4520 382 JIWANLAL KISHORE KUMAR S.M.E.C.C.C.-5 Y.N. RD, INDORE 383 JOHNSON MANISH RATLAM 384 JOSHI ARVIND SITAMAU 385 JOSHI NIKHILESH RAMESHCHANDRA PANSEMAL 386 KALELE PRADEEP KUMAR R.B.O-2, INDORE 387 KANSHIRAM SHARM ASHOK KUMAR KHETIA 388 KANUNGO AJAY CHORAL 389 KAPIL SURESH KUMAR NARWAR 390 KERHALKAR SHYAMKANT PRABHAT 5-Y.N.ROAD,INDORE 391 KUMAR ANAND SAINATH COLONY, BARWANI 392 KUMAR NAVIN HOUSING FIN. BR. INDORE 393 KUMAR PRABHAT KHAWASA 394 KUMAR RAKESH RANJAN ANAND GANJ MANDI, KUKSHI 395 KUMAR RAVINDRA PALSOOD VB 396 KUMAR VIKAS S.M.E.C.C.C.-5 Y.N. RD, INDORE 397 MAHESHWARY SURESH CHANDRA KAMED 40 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 398 MS. MALKANI NIKKEY S.M.E,AIMO BUILDING,INDORE 399 MANDLOI CHARUDATTA R.B.O-2, INDORE 400 MANTRI PRAMOD KUMAR R.B.O-5, UJJAIN 401 MESHRAM RAJESH KUMAR MUKHERJEE MARG, NALKHERA 402 MORE RAJENDRA RAO HARSODAN VB 403 MUKHERJEE SAGAR R.B.O-1, INDORE 404 NANNORE RAVINDRA KUMAR N.R.I. BR. RATLAM 405 NIKTE SANJAY BUS STAND, ANJAD 406 PANDEY SUDESH KUMAR M.G.ROAD, DHAR 407 PATHAK RAM KRISHNA AGAR,NAGAR PALIKA PARISHAD 408 PATIDAR NARENDRA KUMAR NAYAGAON 409 MS. PAWGI SUCHITRA S.M.E.C.C. - 2 410 RAI RAM GOPAL D.R.M. OFFICE, RATLAM 411 RAO SUDHEER RAMCHANDRA DEPALPUR (INDORE) 412 RAVERKAR SUNIL VASANT PITHAMPUR 413 MS. SAHU SHWETA FREEGANJ, UJJAIN 414 SAINI AMIT KUMAR KANAWATI 415 SAJJANLAL PATID ARVIND KUMAR KRISHI UPAJMANDI,MANDSAUR 416 SHAH MUKESH KUMAR GUMSHTA NAGAR,INDORE 417 SHAKEEL MOHAMMAD THIKRI 418 SHARMA MAHESH P.B.Br. DEWAS 419 SHRIVASTAVA UMESH KUMAR R.B.O-5, UJJAIN 420 SHUKLA DINESH CHANDRA COMMERCIAL BR. RATLAM 421 SINGH ASHAY KUMAR R.A.C.P.C.,NR GPO, INDORE-4520 422 SINHA PRIYTOSH SADAR BAZAR, SENDHWA 423 SOLANKI LALIT B SONKATCH 424 SONI KISHORE R.A.S.M.E.C.C C/O SBI, UJJAIN 425 TIKAWAT SHERSINGH R.A.S.M.E.C.C C/O SBI, UJJAIN 426 VIJAYVARGIYA SANJAY KUMAR VIKRAM NAGAR (DAMODARPURA) 427 VYAS RAJESH BADRINARAYAN KUNDA 428 WADIA HARI PRAKASH MADHAV NAGAR UJJAIN 429 YAGNIK YOGESH CHANDRA MANDSAUR 430 ADYAL JAGESHWAR VITHALRAO KHURAI 431 AGRAWAL PRAMOD KUMAR LCPC, SBI ADMIN OFFICE 432 AJAY AMIT SHEKH LALPUR (BURHAR) 433 BAGDE SUNEEL KUMAR A.D.B.NARSINGHPUR 434 BAGHEL BALBIR SINGH SMECC, JABALPUR 435 BAGHEL RAGHVEN SINGH REWA 436 BAIN ANSUJ KUMAR SLEEMNABAD VB 437 BANERJEE PRAVEEN KUMAR RIDGE ROAD JABALPUR 41 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 438 MS. BANSOD DURGA BALAGHAT 439 BARAPATRE ANAND KUMAR LCPC, SBI ADMIN OFFICE 440 BARAPATRE DINESH SHANKAR JHINGURDA 441 BEOHAR RAVESH C.C.P.C.,ZO, JABALPUR 442 MS. BHARGAVA NIHARIKA COMMERCIAL BR. JABALPUR 443 BHATTACHARYA P K. KOTMA 444 BHURIYA GOVIND PRASAD BARHI 445 BOORA PURTEJ SINGH COMMERCIAL BR. JABALPUR 446 BORKAR PRAMOD KUMAR KOCHEWAHI 447 BOSE CHITTA RANJAN LCPC, SBI ADMIN OFFICE 448 CHAHANDE HEMANT KUMAR BARGHAT 449 CHINCHKHEDE BHUPENDRA BUDHAJI COLLECTORATE BR. KATNI 450 CHOUDHARY KARTIKESH VIJAYRAGHAVAGARH VB 451 CHOUHAN PAWAN SINGH KATNI 452 DAS BISWAJEET R.B.O-5, SAUGOR 453 DEOGHARE SANJAY PANDURANGRAO BAIHAR (LAMTA ROAD) 454 DHAPODKAR SANJAY KAMLA NEHRU NAGAR,JBP. 455 DHUPAR SUBHASH GOSALPUR VB 456 DIXIT VIJAY KUMAR BADA BAZAR 457 DUBEY SURYAKANT KATANGA (JABALPUR) 458 EKKA LUCAS DHANPURI 459 GARG VIDHYA PRAKASH BIHARI CHOWK, SATNA 460 GOUR PRAMOD KUMAR SINGH C.C.P.C.,ZO, JABALPUR 461 GUPTA NATTHU LAL SATNA 462 GUPTA SAILESH KUMAR SMECC, JABALPUR 463 HALVE SANJAY KUMAR MAKRONIYA, SAGAR 464 MS. HINGNIKAR VRINDA STATION ROAD, BINA 465 JAIN NILAY R.B.O-1, JABALPUR 466 JAIN SUSHIL CIVIL LINES SAUGOR 467 JHA AJAY KUMAR NIGAHI 468 JOSHI GAURAV SHAHDOL 469 KARMAKAR SHOBHAN KUMAR GUN CARRIAGE FACTORY.JBP. 470 KASHYAP HEM JABALPUR MAIN 471 KATHAL RAJEEV MADAN MAHAL BRANCH 472 KHAIRWAR BHOOKAN LAL JAITHARI 473 KHALE MANISH KUMAR BANDA (BALAI) 474 KHAN PARVEZ NAWAZ SATNA CITY 475 KHARE CHANDRA KANT GORAKHPUR JABALPUR 476 KHARE SANDEEP MEDICAL COLLEGE (SAUGAR) 477 MS. KIRAN JASMINE R. KATNI MARKET 42 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 478 KOCHE GAMAJI JAMUNA COLLERY 479 KSHAT BHAGWAN RAJESH SEONI 480 KUMAR CHANDRAYAN RAJESH MASTANA CHOWK,RANJHI, JABALPUR 481 KUMAR GANESH SATNA 482 KUMAR RAJEEB GORBI 483 KUMAR SANJEEV KARELI 484 KUMAR SINGH RAJ RACPC MAIN BR., JABALPUR 485 KUMAR SUNIL AMARKANTAK 486 KUMAR UTTAM DABHAURA 487 KUNWAR BAHADUR SINGH SHAHPUR (SAUGOR) 488 KUSHWAHA NAND KUMAR KANTI 489 LAL M A C.C.P.C.,ZO, JABALPUR 490 LEWIS ADVIN WAIDHAN 491 MALVIYA VIPIN KUMAR BIHARI CHOWK, SATNA 492 MANDAL NETAI CHANDRA KOYAL KOOTH (RAJMILLAN) 493 MEHRA VIJAY KUMAR LCPC, SBI ADMIN OFFICE 494 MISHRA VINOD KUMAR SHAHDOL 495 MITTAL ARUN KUMAR MORWA 496 MOHD SHABBIR JAITWARA 497 MONTE MANUJA M TULARAM CHOWK JABALPUR 498 MUKHERJEE SOMNATH ZONAL OFFICE JABALPUR 499 NAGDEVE MILIND G LAMTA 500 NAGPURKAR SURESH BABURAO LANJHI 501 NAIK SUDHIR SUDHAKAR RANJHI JABALPUR 502 NAMDEO ALOK KUMAR SMECC, JABALPUR 503 NANDAN HIRA LAL DUDHI CHUA 504 NAWATHE RAJESH JABALPUR MAIN 505 NIMJE KHEMRAJ JAGANNATH SHAHDOL 506 NIPANE VILAS BABU DINDORI 507 PANDE RAKESH TULARAM CHOWK JABALPUR 508 PANDYA AKHIL KUMAR PBB, CANTONEMENT, JABALPUR 509 MS. PANNA DEEPTI P CIVIL LINES SAUGOR 510 PATEL PRAVESH KUMAR NAINPUR 511 PATEL RAMNATH BICHIYA RAIT 512 MS. PERSHADI KANCHAN RANI MADAN MAHAL BRANCH 513 PILLAI MANI LCPC, SBI ADMIN OFFICE 514 MS. PILLAI PRAMILA JABALPUR MAIN 515 PRASAD NIRMAL LCPC, SBI ADMIN OFFICE 516 RAI SHIV KUMAR IND.ESTATE ADHARTAL 517 RAIKWAR DINESH KUMAR NAGOD 43 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 518 RAJ VED REWA 519 RANJAN PRAKASH CHITRANGI 520 RAO A V JAGAN MOHAN GWARIGHAT ROAD, JABALPUR 521 RAO SHRINIVAS C S LCPC, SBI ADMIN OFFICE 522 RATHORE JAIDEEP KATNI 523 RAWAT MANISH SINGH SIRCHOPI (BPSCL) 524 SANAT PANDEY KUMAR GAYATRI COMPLEX, SIDHI 525 SANJAY KOHLI - RIDGE ROAD JABALPUR 526 SARMA GARIMELLA V S J R G C.C.P.C.,ZO, JABALPUR 527 SAROJ R D JABALPUR MAIN 528 SARYAM SINGH SURENDRA AMLAI 529 SHARMA MUKESH KUMAR RAMPUR, JABALPUR 530 SHARMA SANJAY KUMAR JAWAHARGANJ,JABALPUR 531 SHINDE PREM SUNIR LCPC, SBI ADMIN OFFICE 532 SHRIVASTAV ASIM LCPC, SBI ADMIN OFFICE 533 SHRIVASTAV MANOJ KUMAR SASAN (SINGRAULI) 534 SHRIVASTAVA A K. LCPC, SBI ADMIN OFFICE 535 SHRIVASTAVA AJAY KUMAR LCPC, SBI ADMIN OFFICE 536 SHRIVASTAVA PRAVEEN PIPARIYAKALAN VB 537 SHRIVASTAVA PRAVEEN KUMAR LCPC, SBI ADMIN OFFICE 538 SHRIVASTAVA RAJIVE COMM. BANKING, SATNA 539 SHRIVASTAVA SAURABH RACPC MAIN BR., JABALPUR 540 SHRIVASTAVA SUDHIR G.E.C.JABALPUR 541 MS. SHUKLA SMT ARUNA JABALPUR MAIN 542 SHUKLA VATSAL PANAGAR 543 SINGH ASHOK SMECC, JABALPUR 544 SINGH MANOJ KUMAR LALPUR (BURHAR) 545 SINGH SANJAY KUMAR LCPC, SBI ADMIN OFFICE 546 MS. SINGH SUJATA JABALPUR MAIN 547 SINGH VIJAY DEEP COMPLEX, REWA 548 SINGH VIRENDRA PRATAP MAIHAR 549 SINHA KAMLESH KUMAR KARMETA (JABALPUR) 550 SINHA MANOJ KUMAR COMM. BANKING, SATNA 551 SINHA RAVISHANKER LCPC, SBI ADMIN OFFICE 552 SINHA SANJEEV RANJAN CHOURAI 553 SISODIA SAJJANSINGH D LCPC, SBI ADMIN OFFICE 554 SOMKUNWAR CHANDRABHAN DEVRAO LCPC, SBI ADMIN OFFICE 555 SONI SURENDRA KUMAR LCPC, SBI ADMIN OFFICE

44 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 556 SOODEN C S LCPC, SBI ADMIN OFFICE 557 SUBRAMANIAM RAVI JABALPUR MAIN 558 SUNIL NEMA KUMAR LINGA VB 559 TEKAM DINESH SHIVRAM MANGLIPETH (SEONI) 560 MS. TEMBHURNE MAMTA MAIHAR 561 TEMBHURNE NAND KISHORE AMARPATAN 562 THAKUR CHOUHAN SINGH CIVIL LINES SAUGOR 563 TIJARE AVINASH LAKHNADON 564 TIRPUDE VISHWESHWAR PRALHAD VIJAYRAGHAVAGARH VB 565 MS. TIWARI ANUBHA TULARAM CHOWK JABALPUR 566 TIWARI GYANESHWAR JABALPUR CITY 567 MS. TIWARI KALPANA MARHATAL JABALPUR 568 TIWARI MUKESH KUMAR AMARPUR VB 569 TULE OMPAKASH LALBARHA (BALAGHAT) 570 UMREDKAR ANIL SHYAM GHANSORE 571 UPADHYAY AMIYA SADAR (JABALPUR) 572 VAIDHYA SUNIL C LCPC, SBI ADMIN OFFICE 573 VERMA AMIT KUMAR KATNI MARKET 574 VERMA BAIJNATH SATNA 575 VERMA BIJENDRA KUMAR LCPC, SBI ADMIN OFFICE 576 VERMA KULDEEP KUMAR LCPC, SBI ADMIN OFFICE 577 VERMA RAKESH DHANPURI 578 VISHWAKARMA DINESH KUMAR KEWALARI BR.(SEONI) 579 WALKAR D A MALANJKHAND 580 WASNIK VISHWAJIT DIGAMBER BOHARIBAND VB 581 YADAV RAJENDRA KUMAR R.B.O-5, SAUGOR 582 ALI SYED ANJUM LOCAL HEAD OFFICE BHOPAL 583 QURESHI IZAUR REHMAN LOCAL HEAD OFFICE BHOPAL 584 BANERJEE ARUN COMMERCIAL BRANCH BHOPAL 585 HORE SATRAJIT COMMERCIAL BR. RAIPUR 586 LALA RAJESH COMMERCIAL BRANCH BHOPAL 587 PATNI SHAILESH DUTT MHOW-NEEMUCH ROAD, PITHAMPUR 588 RAI VIVEK COMMERCIAL BR., INDORE 589 SINGH DEEPAK KUMAR COMMERCIAL BR. BHILAI 590 VERMA DEEPAK COMMERCIAL BRANCH BHOPAL 591 AGRAWAL SHANKAR GYAN R.A.C.P.C.(ZO-RAIPUR) 592 ANAND MOHANLAL RANJEE SARB, BHILAI 593 MS. AYACHIT ASHA RAVINDRA SUNDER NAGAR (RAIPUR)

45 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 594 BAIS SHARAD SINGH BASTAR VB 595 BANGRE BUDDHI PRAKASH CHHIRHA 596 BHATT BIJAN KUMAR RESALI (BHILAI) 597 BIJOLE RAMESH KUMAR COLLECTORATE BR. 598 CHANDRAKAR PARMESHWAR LAL MALVIYA NAGAR 599 CHOUDHARY MANOJ BACHELI 600 CHOUHAN DEVESH JANJGIR 601 CHOURASIA MUKESH KUMAR DANTEWARA 602 DAMKE SURESH RAM SAGAR PARA 603 DAS SUBRAT KHARORA (TILDA-RAIPUR) 604 DASGUPTA SHANTANU SMECC, BHILAI 605 DEB SHANTANU GOSHALA PARA, RAJNANDGAON 606 DEHURY BASI TIRTHA PAMGARH 607 DONGRE CHANDA SADASHIV R.A.C.P.C. SBI, SECTOR-1, BHIL 608 FERNARDEZ JOSHUA R.A.C.P.C.(ZO-RAIPUR) 609 GHOSH SANJEEV KUMAR R.A.C.P.C.(ZO-RAIPUR) 610 GONNADE RAJENDRA KUMAR S.M.E.C.C. RAIPUR 611 GUHA ANJAN SARONA 612 GUPTA ABHISHEK R.B.O-2, RAIPUR 613 GUPTA JAIPRAKASH R.A.C.P.C.(ZO-RAIPUR) 614 HALDER KAMAL SAKTI 615 IYER HARIHARAN COLLECTORATE RAJNANDGAON 616 JAISWAL RAMESHWAR BARADWAR (JANJGIR) 617 JAMUDA DIBRU GARIABAND 618 JHA PRABHASH KUMAR PURANI BASTI RAIPUR 619 MS. KAIMAL SHEELA R.A.C.P.C.(ZO-RAIPUR) 620 KASHYAP MAHAVIR CHAMPA 621 KHADILKAR RAVINDRA MADHUKAR INDUSTRIAL AREA URLA 622 KOMMU SAHAN KUMAR JAGDALPUR 623 KORLEPARA BABA MEHAR BABA P & SB (INDRAWATI)RAIPUR 624 KRISHNAN MOHAN IND.ESTATE BHILAI 625 MS. KULKARNI SMRITI R.A.C.P.C. SBI, SECTOR-1, BHIL 626 KUMAR ASHUTOSH DONDI 627 KUMAR MANOJ R.A.C.P.C.(ZO-RAIPUR) 628 KUMAR PRAVEEN R.B.O-3, BHILAI 629 KUMAR SANTOSH R.A.C.P.C.(ZO-RAIPUR) 630 KUMBHARE PANKAJ BIRKONI 631 LAHIRI SUBRATO KUMAR NANDINI TOWNSHIP BHILAI

46 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 632 LAKHE VIVEK R.A.C.P.C. SBI, SECTOR-1, BHIL 633 LUGUN KIRAN KUMAR ASULKHAR 634 MAITY KISHOR KUMAR VAISHALI NAGAR,BHILAI 635 MALLICK DEEPAK KUMAR BAKAWAND VB 636 MARKAM SANTOO RAM R.A.C.P.C.(ZO-RAIPUR) 637 MESHRAM RAHUL KUMAR DONDI LOHARA 638 MESHRAM RAKESH GAJANAND DESHLAHRA COMPLEX,DURG 639 MILIND RANGARI T NANDINI TOWNSHIP BHILAI 640 MISHRA KANCHAN PRASAD R.A.C.P.C. SBI, SECTOR-1, BHIL 641 MS. MISHRA NEHA R.B.O-1, RAIPUR 642 MISHRA PRATIMAN R.B.O-1, RAIPUR 643 MISHRA UMASHANKER GOSHALA PARA, RAJNANDGAON 644 MURTY VENKAT RAMAN GADE R.A.C.P.C. SBI, SECTOR-1, BHIL 645 NANDANWAR NIRMAL KUMAR DURG MAIN 646 NANDERKAR LALIT KHAIRAGARH 647 PANDEY SHASHI BHUSHAN BARONDA BAZAR (BAMHNI) 648 MS. PARULE BHARATI P.B.Br. BHILAI 649 PATEL S.K. SAKTI 650 PHULZELE SHEKHAR PANDURANG R.A.C.P.C.(ZO-RAIPUR) 651 PRASAD RANJIT GARIABAND 652 MS. PUSHPLATA SMECC, BHILAI 653 RAO ANAL PRABHAKAR S.M.E., BR. BHILAI 654 RAO K.S.J. RAIPUR MAIN BR. 655 RAO L. P. PITHORA 656 RAO P.V.RAMESH R.B.O-3, BHILAI 657 RAO RAMAN D V DHAMDHA (DURG) 658 RAO S M BICHHIYA SAB 659 RAPTAN PARIMAL KANTI COLLECTORATE BR. 660 SAHU BAHARU RAM SPL. GOVT. BUSINESS, RAIPUR 661 SAHU PURSHOTTAM R.A.C.P.C. SBI, SECTOR-1, BHIL 662 SANTOSH KUMAR MAHASAMUND 663 MS. SARTHI MEERA KUTCHERY RAIPUR 664 SATYANARAYANA VADIGI BAGBAHARA 665 SAWAIYA R. SARAGAON 666 SHEKHAR MOHAN MUGHAL BERLA 667 SHIVANI VIKAS R.B.O-3, BHILAI 668 SHRIVASTAVA VIJAY KUMAR DONGARGARH 669 SHRIWASTAV SHAILENDRA KUMAR C.C.P.C., Z.O. RAIPUR

47 SEP.-OCT. 2013 SUP-VOICE

S. No. NAME (S/Shri) POSTED AT 670 SHUKLA A.K. BILAIGARH 671 SIDDIQUI ARIF MOHAMMAD BALODA BAZAR 672 SONAR RAJESH KUMAR SEORINARAYAN 673 SONI SUNIL KUMAR CHHUIKHADAN 674 SRINIWAS C. BHAKARA 675 SUNDI SRIRAM SINGH CSEB COLONY 676 MS. SUNITA R.B.O-3, BHILAI 677 SURIN G.P. NAWAPARA RAJIM 678 TANTY ANOOP KUMAR BHATAPARA 679 THAKUR JITENDRA SINGH RAIPUR MAIN BR. 680 TIRKEY MITHILESH KUMAR R.B.O-4, JAGDALPUR 681 TIRKEY R.K. JANJGIR 682 TRIPATHI MANOJ NANDKISHORE SARAIPALLI (CHIWARKUTA) 683 TRIPATHI VIVEKANAND R.B.O-3, BHILAI 684 MS. V.K. GEETA BHILAI MAIN 685 VARADA SHEKHAR DURG MAIN 686 VEDULA SHIVA PRASAD R.A.C.P.C.(ZO-RAIPUR) 687 VEERA VENKATA SATYA SAIBABA PHARASGAON 688 VERMA DEV KUMAR R.A.C.P.C.(ZO-RAIPUR) 689 VERMA JAYESH RAJNANDGAON 690 WAKANKAR SANJAY M RAM SAGAR PARA 691 MS. WASNIK KAVITA COLLECTORATE RAJNANDGAON 692 MS. WILLIAM ASHA MARODA UTTAI 693 MS. MATHEW REENA SEHORE 694 MISHRA ASHUTOSH NANDA 695 SINGH MAHARAJ S.A.R.B., Z.O., GWALIOR 696 MS. JAIN SARALA R.A.C.P.C.,NR GPO, INDORE-4520 697 KAJWAKDAR PRADEEP CHANDRA C.C.P.C., NR GPO, INDORE 698 PANWARI HEMRAJ R.B.O-3, RATLAM 699 PANDEY SUNIL DUTT LALPUR (BURHAR) 700 RAI SATESH KUMAR LCPC, SBI ADMIN OFFICE 701 SHRIVASTAVA ANIL KUMAR MILLONIGANJ 702 SHRIVASTAVA VIJAY KUMAR LCPC, SBI ADMIN OFFICE 703 UIKEY N. S. SEONI 704 BHATT MUKESH KUMAR SMRITI NAGAR BHILAI 705 MS. DESHPANDE SUBHANGI G.C.E.T.RAIPUR 706 MS. VERMA ANUPAMA NEW SHANTI NAGAR RAIPUR

48 SEP.-OCT. 2013 SUP-VOICE PROMOTION TO JMGS-I (2013-14)

S.No. NAME (S/Shri) BRANCH 1 Ms Neelima Harkare Gulmohar Colony, Bhopal 2 Vijay Kumar Dhingra Udayachal Bhopal 3 Anshumali Mishra Berasia Road 4 Ms Jyotsna Nitin Phapunkar Budhni 5 Jagdish Dayaram Gadge Kasrawad 6 Yogesh S Dekhane Anand Nagar Khandwa 7 Shashikant Wamanlal Kothiwala Khandwa Road,Burhanpur 8 Gajrajsingh N Yadav Maheshwar Road, Barwaha 9 Hemant Digambar Borkar Bhopal Main Branch 10 Jagdish Keswani Bhopal Main Branch 11 Vimal Kumar Vijilal Kumrawat Manik Bagh Road Indore 12 Deepak Lalit Kumar Mehtha Industrial Finance Branch 13 Devendra Ram Swami Rangshai Uchhod 14 Shailendra Kumar Upadhyay Madhav Nr Ujjain 15 Hargovind Nechal Das Vachhani Ratlam 16 Ashish Purshottam Sharma Ratlam 17 Tej Singh Chouhan Jaora Sugar Mill Jaora 18 Kamal Kumar Meena Rampura 19 Bacchu Singh Meena Bhanpura Old Bus Stand, Mandsaur 20 Ramesh Kumar Parwani Tilakheda (Pipliamandi) D 21 Manoj Kumar Sundrani Currency Administration C 22 Manoj Kumar Rawat Centralised Clg Processin 23 Harishchandra Sitaram Bansal Collectorate, Gwalior 24 Neelendra Lalsingh Verma Sumaoli (Morena) 25 Ms Meena Banerjee A.D.B. Chhatarp - 26 Girish Singh Panchpal A B Road Udankhedi - Rajgarh 27 Vinod Kumar Shrikrishna Laloni - Guna 28 Mithalesh Kumar Ashok Nagar 29 Satish Kumar Munnilal Kori Station Road, Ashoknagar 30 Sunil Kumar Shrivastava Pbb Rewa 31 Lallu Prasad Chandra Bijuri 32 Dinesh Kumar Mishra Saugor 33 Manohar Prasad Rakeshia Khulari VB - Narsinghpur 34 Madhu Sudan Yadav Station Road, Bina

49 SEP.-OCT. 2013 SUP-VOICE

S.No. NAME (S/Shri) BRANCH 35 Som Nath Bhattacharya LCPC Jabalpur 36 Parmeshwar Sanatan Murmoo LCPC Jabalpur 37 Ram Lal Lakho Sawainya LCPC Jabalpur 38 Hemant Salam LCPC Jabalpur 39 Sunita Basant Binha LCPC Jabalpur 40 Ranjeet Kumar Sirekhan Paswan Ratanpur - Bilaspur 41 Subir Kumar Makhanchandra Lodh Masturi - Bilaspur 42 Ms Chandra Kiran Verma Katghora - Korba 43 Raj Mohan Sidhendar Jonko Z O Bilaspur 44 Vijendra Singh Rajput New Shanti Nagar Raipur 45 Ramesh Kumar Tiwari Sunder Ngr Raipur 46 Arvind Deshpande RBO R1 Raipur 47 Vidya Kumar Vishal Singh Hirmi - Balod Bazar 48 Rajni Kujur Station Road, Mahasamund 49 Bibhuti Bhushan Biswas Durg 50 Satish Kumar Pandey Bhilai Steel Plant Area 51 Arun Kumar Ramji Tembhekar Vaishali Nagar Bhilai 52 Ms Shubhangi Sudhir Satarkar Centralised Clearing Process (ZO RAIPUR) 53 Ms Vani Krishnan Secretariat Of G M-2 54 R.P. Ramgopal

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ÿ„U ‡ÊéŒ∑§Ê‡Ê (flÊÄÿ-’Ò¥∑§) „U◊Ê⁄‘U ¬Ífl¸ •äÿˇÊ üÊË ªÊ¬Ê‹ ⁄UÊΔUÊÒ⁄U Ÿ ‹ª÷ª 50 fl·ÊZ ∑§ •Õ∑§ ¬Á⁄UüÊ◊ ‚ ÃÒÿÊ⁄U Á∑§ÿÊ „ÒU •ÊÒ⁄U Á„UãŒË÷Ê·Ë ˇÊòÊÊ¥ ∑§ ÁfllÊÁÕ¸ÿÊ¥ „UÃÈ fl⁄UŒÊŸ Á‚h „ÈU•Ê „ÒU– ÁflSÃÎÃ ¡ÊŸ∑§Ê⁄UË „UÃÈ ∑Î§¬ÿÊ •Áœ∑§Ê⁄UË ‚¢ÉÊ ∑§ÊÿÊ¸‹ÿ ◊¥ • ‡ÊéŒ∑§Ê‡Ê — 5,000 ◊Í‹÷ÍÃ ‡ÊéŒ •ÊÒ⁄U ¥æÂ·ð¤ Ù‹ãðU-×é‹Ùæð´, ÿÊ ©UŸ∑§ ≈UÁ‹»§ÊŸ ∑˝§◊Ê¢∑§ ©UŸ∑§ „U¡Ê⁄UÊ¥ √ÿÈà¬ÛÊ ‡ÊéŒ ÙæÌè-ÂæðÌæð´ ÌÍæ ÂçÚUÁÙæð´ ·ð¤ 0755-2551376 ¬⁄U ‚ê¬∑¸§ ∑§⁄¥U– âßæZ»è‡æ çß·¤æâ ×ð´ • 12,000 ‚⁄U‹, √ÿÊfl„UÊÁ⁄U∑§ flÊÄÿÊ¥ ◊¥ ¬˝ÿÊª ÁèßÙÂØü‹ÌU âæÍè • √ÿÊ∑§⁄UáÊ • òÊÈÁ≈U-ÁŸflÊ⁄UáÊ • •ŸÈflÊŒ • flÊÃÊ¸‹Ê¬ ØçÎ ¥æÂ ÂéSÌ·¤ ·¤è »é‡æß•ææ âð • ◊È„UÊfl⁄‘U, ∑§„UÊflÃ¥ • flªË¸∑Î§Ã ‡ÊéŒÊfl‹Ë â´ÌéCU ÙãUè´ ãñÚ, Ìæð çâÈü¤ ÇUæ·¤-ÃØØ ·¤è ÚUæçàæ ·¤æÅU·¤ÚU ÂéSÌ·¤ • ∑§ß¸U ©U¬ÿÊªË ¬Á⁄UÁ‡ÊCU ·¤æ ×êËØ ¥æÂ·¤æð ßæÂâ ·¤ÚU çÎØæ Áæ°»æÐ

50 SEP.-OCT. 2013 SUP-VOICE

ANNIVERSARY OF 28TH AUGUST, 2012 DEMONSTRATIONS WHICH LED TO CHARGESHEETING OF OFFICE-BEARERS : PROTEST AGAINST VICTIMISATION AND REITERATION OF OUR RIGHT TO DEMONSTRATE : MASSIVE MEMBERS MEETING AND DHARNA AT DELHI IN FRONT OF JANTAR MANTAR ON SUNDAY THE 8TH SEPTEMBER, 2013

The All India State Bank Officers’ Federation is to reiterate our right to demonstrate and to thank all one of the pioneers in the Bank Officers’ movement those members and leaders who made tremendous with a history of 50 years of glorious struggles, efforts and sacrifices in building and consolidating sacrifices and success in ensuring trade union rights our movement in the last 50 years. to the supervisory cadre in the Banking Industry. The 5. The events that led to the current industrial Federation has also played a major role in forging relations crisis has drawn the attention of the rank unity amongst the Bank Officers working in the and file across the country. Banking Industry over the last several years. The Federation is the sole negotiator in the Bank with 6. Our Delhi Circle Association obtainined 100% of membership under its banner numbering necessary permission from the Police authorities over 90,000 working in the State Bank group as a and also ensured that all other related activities are whole. kept ready such as media coverage, inviting the important personalities Member of Parliament, Trade 2. Over the last one year, the Management has Unions leaders. commenced attacking the trade union rights of the Officers’ fraternity. The Leaders of the Circle 7. The leaders of other trade unions, under the Associations were served with chargesheets for banner of the United Forum of Bank Unions, also having organized, demonstrations on 28th August, participated actively in the Dharna and addressed 2012. Thereafter, the management indulged in our comrades. The response was overwhelming. victimization transfers of the office-bearers all over 8. Senior Comrades, who were retired under 19(3) the country and resorted to indiscriminate transfers and those who have been punished for the act of of the General members also. demonstration on 28th August, 2012, also 3. The Federation waited with a lot of patience with participated in the demonstrations. the hope that the things will improve and the actions 9. All the Affiliates of the Federation actively on the part of the Management will be retraced in participated in large numbers which certainly the interest of the harmonious industrial relations and attracted the attention of the trade union fraternity, customer service. However, there has not been any and made the event successful. positive development. Thanks, to the solidarity and CONGRATULATIONS TO OUR ESTEEMED commitment of our membership across the country, COMRADES FOR A MASSIVE MEETING these moves of the Management did not deter them AND DEMONSTRATIONS AT JANTAR MANTAR from participating in all our activities and have ON 8TH SEPTEMBER, 2013 continued to remain committed to this great AND MAKING IT A GRAND SUCCESS AND A Federation. HISTORICAL MILESTONE 4. With this background, the Federation held a IN THE HISTORY OF STRUGGLES members' meeting and a day-long Dharna in front OF ALL-INDIA STATE BANK OFFICERS’ of Jantar Mantar, New Delhi on 8th September, 2013 FEDERATION

51 SEP.-OCT. 2013 SUP-VOICE

AISBOF Cir. No. 93 dated 11.09.2013 : MASSIVE PARTICIPATION AT DELHI : OVER 3,000 COMRADES SWARM 'JANTAR MANTAR' : PROTEST RECORDED WITH TELLING EFFECT : HISTORICAL EVENT IN THE BANK OFFICERS’ MOVEMENT

Delhi, ...... the soul of our Country ..... one of the explained the purpose of the meeting and the Dharna. most historic capitals in the world, is a city where Com.Ravindra Gupta, gave a brief account of the the rich past co exists with the vibrant present, programme and extended a warm welcome to all singing in perfect harmony. With all its complexities, the members present in the meeting. heritage, culture, and political upheavals, this Com.B.K.Awasthi, President of the Federation was tantalizing, fascinating city of pleasure and pain, invited to preside over the Dharna Programme with where the mute monuments and icons speak a thunderous applause and slogans shouting by the eloquently of the glory of the bygone era, stood militant comrades. Com.YSudarshan, General witness to one more historic event. Secretary of the Federation was invited amidst loud cheers and slogans. Thereafter all the Presidents, 2. 8th September, 2013...... as the golden rays General Secretaries of the affiliates and office- of the morning sun blessed the sylvan surroundings bearers who had superannuated under the of the beautiful city of Delhi, the historic Jantar- draconian rule 19(3) and those who had undergone Mantar maidan eagerly awaited the arrival of punishments were invited. The programme began comrades of the affiliates of the AISBOF from all with a ‘Saraswati Vandana’. The members who had over the country. They came.... they came in waves. gathered from far and near had crossed the 3000 Waving their hands... Holding banners.... Sporting mark. It was a sea... a sea..... of Camaraderie and colours.... Colours of Unity.... Colours of Solidarity, Unity. Colours of Militancy, Colours beyond Comprehension. There was joy...... there was 4. Com. Kanwar Singh, compering the ecstasy... there were smiles all around. There were programme, invited Com.B.K.Awasthi, the Presi- over 3000 comrades. The atmosphere was charged. dent of the Federation to formally inaugurate the Charged with festivity, charged with hope, Charged Dharna. Com.B.K.Awasthi, while ex-plaining in with anticipation. One could see the invisible string detail, the events that led to the current industrial of oneness, the feeling of camaraderie, the feeling relations crisis in the bank, made special reference of willingness to sacrifice, desire to carry forward to the attack on the trade union activities and the and hold the flag of dignity and self esteem, high. subsequent victimization of the leaders of the 3. The numbers swelled as the comrades came movement by the Management. He declared that this in an unending stream. The dais was beautifully was an exhibition of protest and anger by our militant decorated with banners and placards displaying the comrades who would be willing to make any issues that are the subject matter of the current sacrifice in protecting the interest of the Federation. industrial relations crisis in the Bank. Com.Ravindra In his usual flamboyant style and in chaste poetic Gupta and Com.Kanwar Singh the newly elected Hindi, mixed with ‘shairies’ and couplets, he stressed President and General Secretary, SBIOA Delhi the need for AISBOF and the AISBISF to come Circle, came on stage to begin the function. together at this crucial Juncture. Explaining in detail Com.Kanwar Singh made the opening remarks and the IR crisis in the Bank, he said that the head of the 52 SEP.-OCT. 2013 SUP-VOICE family is equally responsible if there is a crisis in the facility at Lucknow Circle was an unheard of action family. Praising the officers and Employees, he said and condemned such a vindictive and unjust action that these are our resources who implemented where the Management exceeded its authority. He computerization and Technology in our Bank. He also told that the UFBU has already taken up the issue of spoke about the performance of the Bank since the IR crisis in the Bank with the IBA and government last year and said that if profits are declining and through a memo-randum. He also covered NPAs are increasing, who should be held extensively, the current challenges that are before responsible? Recalling the events that lead to charge the banking industry and the need for the entire sheets issued to presidents and General workforce in the banking industry to rally round the Secretaries, he said that these should be taken to United Forum of Bank Unions to protect the hard its logical end. earned trade union rights in the days to come and assured total support from the UFBU and the 5. The Dharna was marked with the presence of AISBISF several senior leaders from the frater-nal organizations like Com.A.K.Padmanaban, President 7. Com.A.K.Padmanabhan, President CITU, of CITU, Com.M.V.Murali, Convenor UFBU and extended fraternal support to the agita-tion General Secretary of AISBISF, Com.S.Nagarajan, programme. He also cautioned that the attempt of General secretary AIBOA, Com.Harvinder Singh, the management to curb the trade union rights is an General SecretaryAIBOC and Federation of BOIOA, agenda of the Government to hand over the banking Com.J.PSharma, Vice President of AIBEA, industry to the private sector. He spoke about the 50 Com.C.R.Kansal, INBOC, Com.Ajay Jaitely working years of contribution of the AISBOF to the trade union President AIPNBOA, Com.Debasis Ghosh, General movement. He touched upon the ILO resolutions, Secretary of UBI Officers Association and Office rights conferred on Trade Unions; the struggles Bearers of ABOA, AIBOC, Delhi Unit. launched by CITU, the Chennai High Court Com.D.K.Tripathi, President of ABOA, Unit SBP, Judgement, and said that, all the Trade unions should Com. Parveen Chabra and Com.Mamgain President unite to counter the onslaught of the management. and General Secretary of SBSU Delhi Unit and also He wished the agitation a grand success and pledged all the constituents of the United Forum of Bank total support from the CITU. Unions. They were all invited to dais by the leaders 8. Com.Harvinder Singh, General Secretary of the of the Federation. All India Bank Officers’ Confedera-tion spoke about 6. Com.M.VMurali, the convener of the United the current industrial relations crisis, and the Forum of Bank Unions, speaking on the occasion, attempts of the Manage-ment to curb the trade union congratulated AISBOF for holding the first Dharna rights of the officers’ fraternity. He also explained at at Jantar Mantar in the history, of the federation and length the series of anti-trade union actions of the decried the anti-trade union attitude of the Management of State Bank and assured the Management in State Bank of India. He expressed members all support on behalf of the AI BOC and his strong support and the support of the constituents expressed total solidarity with the Federa-tion. He of the United Forum of Bank Unions in ensuring the also referred to the ILO resolution No.87 and No.98 success of the struggle launched by the All India which gives the right to organize and protection to State Bank Officers’ Federation. He touched upon Trade Union rights. ‘India is a party to the ILO the issue of charge sheets, and the present I R crisis convention and hence this has to be respected’, he in the Bank. He also told that stopping of check off said.

53 SEP.-OCT. 2013 SUP-VOICE

9. Com.YSudarshan, General Secretary of the pledged total support for all the decisions, the Federation addressing the participants narrated the Federation would take, he concluded. 11. Later, entire sequence events that culminated into the Com.J.PSharma, Vice President of AIBEA conveyed present massive Dharna in front of the Jantar Mantar. the good wishes and sup-port of He described the Dharna as a peaceful protest Com.C.H.Venkatachalam, General Secretary, AIBEA action against the anti-trade union stance of the and expressed total solidarity with the Federation. Management of the Bank. He also desired that the He also said that AIBEA condemns the unwarranted Management should take note of the strong attacks, charge sheets by the highhanded sentiments of the members of the Federation across Management and stands committed to support the the country and should immediately resolve the Federation in all its struggles. issues that have led to this indus-trial relations crisis 12. Com.Ramkumar Sabhapathy, Joint General in the Bank. The federation has always believed in Secretary of the Federation and the General the maxim ‘Nation first, Organization next and Secretary of Mumbai Circle, spoke about the various Individual last’. It is our duty to follow the systems court cases, the court judg-ments, the charge and proce-dures and protect the interest of the Bank sheets, gratuity case, and the series of attacks of at all times. He appealed to the members to work the managements and appealed to all officers to sincerely for Bank, as the Bank is as much a mother remain united to fight back tooth and nail. to us as to anybody else. Officers of SBI have always been sincere and have been a part of its journey 13. Com.C.R.Kansal from the INBOC, conveyed the from the manual Banking era to the present day core good wishes of Com.K.K.Nair, the General Secretary Banking and business process re-engineering. More of Indian National Banks Officers Congress, than monetary needs, the self esteem and dignity of condemned the anti trade union attitude of the the officers is of utmost importance. The Federation Management, expressed total support and solidarity stands committed to protect this, he said. He also and congratu-lated all the comrades who had recalled all the burning issues, the past history of assembled. the federation and appealed to the members to stand 14. Later, on behalf of the retirees who had united and rise up to the occasion when called for. underwent punishment and 19(3) He assured the members that all out efforts would Com.B.S.Ravindra, past General Secretary of be made to restore the past glory and tradition of SBIOA(K), Bangalore Circle, Com.Thoakar K.D., the Federation. He also thanked, on behalf of the Past General Secretary of Mumbai Circle, and Federation, all the leaders from the trade union Com.M.K.Virmani, past General Sec-retary of fraternity for having re-sponded to the invitation and Chandigarh Circle, expressed their sentiments and for participating in this historical dharna. urged upon the officers to stand united. 10. Thereafter, Com.S.Nagarajan, General 15. Com.K.K.Nair, General Secretary of INBOC and Secretary of AIBOA, recalled the famous agitation Com.C.H.Venkatachalam, the Sec-retary of AIBEA of June 1969 and said that history was repeating. had conveyed messages of solidarity and confirmed The officers’ of SBI and its Federation has always that they would stand by the Federation in all their contributed for the progress of the Bank and the struggles. We sincerely express our thanks to all working conditions of the officers. The attack by the the leaders of the Fraternal Organizations who stood management on a progressive trade union who by us and expressed support. represent more than 90,000 officers is not in the right 16. In course of the deliberations by the leaders of perspective and has to be condemned, he said. He 54 SEP.-OCT. 2013 SUP-VOICE the various constituents of the United Forum of Bank to an end, the large number of officers assembled Unions - the following observations were made:- at the venue were reluctant to leave. It was a celebration .....It was an expres-sion .....It was a a) The right to form trade union is a fundamental statement ...... Clear and loud. The members right and cannot be curbed. resolved to stand united and carry on the struggle b) The unity of the working force a cross the against the anti trade union stance of the Industry is the only solution to defend the hard management. earned rights of the working class. 19. The Federation thanks and places on record c) The right of expression is guaranteed under the untiring efforts of Com. Ravindra Gupta and article 19 of the Constitution of India and hence Com.Kanwar Singh, President and Genera) demonstrations cannot be the subject matter of Secretary of the Delhi Circle Affili-ate and their the charge sheets. entire team of volunteers who strived hard amidst d) The victimization transfers, dubious method of constraints to make the historic event memorable. charge sheeting the leaders and holding them We also thank all the Presidents and General guilty of misconduct for obeying the call of the Secretaries and their entire team for the success Federation in observ-ing the demonstrations of the programme. throughout the country will have to be reversed LONG LIVE ‘STATE BANK OF INDIA’ by the Management; LONG LIVE’AISBOF’ e) The industrial relations crisis that is developing LONG LIVE ‘OUR UNITY’ in State Bank of India is bound to affect the entire MARCH ON...... banking industry and the agitation may spread With greetings, to all other banks as well; f) The unions in the entire banking industry would be standing solidly behind the Officers’ Federation in State Bank and would be extending all support to the struggle launched by them. g) The attack on the trade union rights of the (Y. SUDARSHAN) Officers’ in State Bank of India is a sinister design GENERAL SECRETARY, AISBOF to de-unionize the officers not only in State Bank of India but also to extend it to other banks as well. • Things turn out best for the people who make h) Hence the entire financial Sector trade unions the best of the way things turn out. - John Wooden should now take a call and get ready for a larger battle and utilize all avenues to take it to a logical • The purpose of learning is growth, and our end. minds unlike our bodies can continue growing as we continue to live. - Mortimer Adler 17. The Dharna concluded with a vote of thanks by Com.D.Thomas Frdnco Rajendra Dev, General • After the unexpected has happened, there is Secretary of Chennai Circle Affiliate. always someone who knew it would. - Anonymous 18. Comrades, as the meeting and Dharna came

55 SEP.-OCT. 2013 SUP-VOICE PROMOTION TO MMG - II AND PROMOTION TO MMG - II AND MMG-III : WAIVER OF INTERVIEW MMG-III : WAIVER OF INTERVIEW AND AUTOMATIC PROMOTION The Federation recently sent a communication to The Federation recently sent a communication to the Dy.Managing Director and the CDO, Corporate the Dy. Managing Director and the CDO, Corporate Center, State Bank of India, Mumbai, on Promotion Center, State Bank of India, Mumbai, requesting to to MMG - II and MMG-III – Waiver of Interview, seeking call for options of opting out and opting in under the one more opportunity to those candidates who had present policy with regard to Promotion to MMG - II opted out of the promotion process this year. Many and MMG-III – Waiver of Interview and Automatic candidates had opted out due to reasons of shortage Promotion under the changed circumstances. A of time available for preparation for the written copy of the same is furnished below. exams/interview due to annual closing work, statutory audit, regular work pressure or due to AISBOF Letter No. 6517/52/13 Datd 05.08.2013 personal reasons, domestic pressures, etc.

To, 2. We note to advise the developments.

The Deputy Managing Director & CDO, State Bank of India, 3. Therefore we now request you to please call for Corporate Centre, Madame Cama Road, options of opting out and opting in under the present MUMBAI - 400 021. policy so as to give a fair chance, either way, to all the candidates. Dear Sir, Thanking you,

PROMOTION TO MMG - II AND MMG-III – Yours faithfully, WAIVER OF INTERVIEW AND AUTOMATIC PROMOTION Please refer to our letter No.6517/51/13 dated 3rd August, 2013; wherein we had requested that candidates who had opted out of the promotion (Y. SUDARSHAN) process earlier, that is as on 01.04.2013, due to GENERAL SECRETARY, AISBOF various reasons, should now be given one more opportunity to opt in for promotions, under the • Awaken the sleeping giant within you. changed circumstances. - Nepoleon Hill 2. We are now receiving representations from • If we fail to plan, we plan to fail. - Nepoleon Hill many affiliates wherein many unwilling candidates • Any fact facing us is not as important as our have expressed opinion that they should be given attitude towards it for that determines our an opportunity to opt out also, else they would get success or failure. - Norman Vincent Peale promoted automatically. 56 SEP.-OCT. 2013 SUP-VOICE

PROMOTION TO MMGS II AND MMGS III

In a recent communication sent to the Corporate officers who opt out of the promotion exercise are Center, the Federation had sought certain relief to not eligible for stagnation increments. We observe those Officers who wanted to opt out from or opt in that the Courts have held that a person given to the promotion process to Scale II and Scale III opportunity to rise to a higher cadre cannot complain conducted recently. In response to its of stagnation by indulging in Self- imposed communication, the Bank has sent a reply which is stagnation. We are examining this aspect based on furnished below along with the Federation's IBA/ Govt. of India directives. “ response, the contents of which are self-explicit. 2. All our members are requested to await further AISBOF Letter No.6517/71/2013 dated 29th developments in the matter. August, 2013 With greetings,

To, The Deputy Managing Director & CDO, (SANJEEV MISHRA) State Bank of India, Corporate Centre, GENERAL SECRETARY Madame Cama Road, MUMBAI - 400 021.

The Reply received from the Management as follows: Dear Sir, PROMOTION TO MMGS – II & MMGS –III PROMOTION TO MMGS II & “ We refer to your letter NO.6517/52/13 dated MMGS III 05.082013, whereby the issue of giving additional We are in receipt of your letter No.HR:CM:7:SPL:895 option about opting out and opting in under the dated 12.08.2013. The issue raised by us was to promotion policy for promotion has been raised. In provide one more opportunity of opting out/opting in, this connection, reference may be made to e-Circular under the changed circumstances of automatic NO.CDO/P&HRD/2/2013-14 dated 01.04.2013 by promotions. which it was notified that those officers who are not 2. However, in the second paragraph of your letter, willing to participate in promotion process may your reference to the old instructions that were issued exercise their option. All options exercised by the by the IBA and the Government, after a gap of seven eligible officers in terms of the said circular have years, is unfortunate. The issue was elaborately been taken in to account. deliberated and considering the mammoth size of 2. The promotion process to MMGS-II has been the Bank, the practical difficulties that the officers completed on 06.08.2013. Incidentally, in terms of encountered in respect of mobility, education of IBA letter NO.PD/GSN/76/665/2006-07/976 dated children, health issues etc., a pragmatic approach 24.05.2006, based on Government guidelines, was adopted by the Management and the Federation. 57 SEP.-OCT. 2013 SUP-VOICE 3. Perusing through the contents of the second GOVERNMENT TAKES A HUMANE para, we are unable to understand, the reference CONSIDERATION FOR AGED made to ‘Opting Out’. As per the extant instructions of the Bank, the promotion policy provides for opting PENSIONERS : out of the promotion exercise for the concerned ENHANCEMENT IN PENSION TO promotion year or for more than one year. Where SENIOR PENSIONERS an officer chooses to opt out, a ‘chance’ shall not be deemed to have been availed. Hence, his chance is One of the contentious issues pending with the protected and he/she can avail the same at a future Management is the comprehensive improvements date. Also vide circular No.CDO/P&HRD- CM/56/ in the Pension Scheme in State Bank of India. The 2007-08 dated 05/01/2008 the Executive Committee issues pertaining to 7th Bipartite retirees, removal of the Central Board in its meeting held on 28th of ceiling on the pension and also in the area of December, 2007 approved a revised promotion commutation, etc. are still pending with the Bank. policy, which provides for opting out of the promotion year under each channel. Hence ‘Opting Out’ cannot 2. The Government of India has set the trend and be construed as self imposed stagnation, as his has made comprehensive review of the Pension ‘chances’ are still wide open. scheme on the basis of the 6th Pay Commission. Thanking you, The Pay Commission had recommended, apart Yours faithfully, from several other improvements, the upgradation of Pension as and when the retiree advances in age, considering the escalation in the cost of living as well as the medical expenditure that they are required to meet. The amendment to the Govt. Pension Rules (Y. SUDARSHAN) brings a lot of relief to those who are 80 and above GENERAL SECRETARY, AISBOF and the Pension gets almost increased by 100% when they reach 100 years. • Love of money is the root of all evil. - Bible 3. It is in this background, the Federation recently • Do your best and forget the rest. - C. Forbes sent a detailed communication to the Management • It is not the strongest of the species that survives, nor the most intelligent. It is the one of the Bank for adopting a similar humane approach that is the most adaptable to change. and make necessary amendments to our Pension - Charles Darwin Rules apart from taking care of all other pending • If a man wants to learn from his mistakes, he issues so that the present relaxation in respect of may learn from every mistake. the Government employees is extended to our - Charles Dickens members as well. • Men, it has been well said, think in herds; it will be seen that they go mad in herds, while 4. We note to advise further developments in due they only recover their senses slowly and one by one. - Charles McKay course.

58 SEP.-OCT. 2013 SUP-VOICE

RIGHT TO RECEIVE PENSION IS TREATED AS RIGHT TO PROPERTY : SC : ‘RETIREMENT BENEFITS CAN’T BE WITHHELD PENDING ENQUIRY’

The Federation recently sent a communication to ………”It hardly needs to be emphasised that the Corporate Office in respect of the landmark the executive instructions do not have statutory Judgement delivered by the Hon’ble Supreme Court character and, therefore, cannot be termed as of India presided over by the bench headed by ‘law’ within the meaning of Article 300A of the Justice K.S. Radhakrishnan and Justice A.S. Sikri, Constitution. On the basis of such a circular, in an appeal filed by the State Govt. of Jharkhand V/ which is not having force of law, the appellant s Jitendra Kumar Srivastava, wherein the bench has cannot withhold — even a part of pension or ruled that Pension, Leave Encashment, Gratuity gratuity. So far as statutory rules are concerned, and other benefits on Superannuation is treated there is no provision for withholding pension as right to property, vested in the hands of or gratuity in the given situation. Had there been retirees under Article 300 A of the Constitution any such provision in these rules, the position of India. would have been different.”

2. We reproduce hereunder the gist of the order 3. In this connection, the Federations has drawn as follows: the management's attention to its letter No. 6466/ 27/13 dated 20th June, 2013 sent to them to release ……..”It is an accepted position that gratuity and the full pension, gratuity, leave encashment and other pension are not bounties. An employee earns benefits withheld in respect of our office bearers of these benefits by dint of his long, continuous, various Circle Association, who were placed/retired faithful and unblemished service. Right to under Rule 19(3) of SBISR on account of receive pension was treated as right to chargesheet issued and pending departmental property.” enquiry, in the light of the Judgement of the Supreme ……..”According to Article 300 A of the Court of India. Constitution, no person shall be deprived of his 4. We note to advise you the developments. property save by authority of law. A person cannot be deprived of his pension without the • Dream, dream, dream. I convert these dreams authority of law. It follows that the attempt of the into thoughts and then transform them into appellant [in this case the Jharkhand action. - Dr. APJ Abdul Kalam government] to take away a part of pension or • You have to dream before your dreams can come true. - A.P.J. Abdul Kalam gratuity or even leave encashment without any • The worst form of inequaltity is to try to make statutory provision and under the umbrage of unequal things equal. - Aristole administrative instruction cannot be • What we have to learn to do, we learn by countenanced.” doing. - Aristole

59 SEP.-OCT. 2013 SUP-VOICE COMMUNICATION IN SBI TIMES : CHENNAI HIGH COURT JUDGEMENT The Federation recently sent a communication to used for publishing the verdict of the courts in the the Dy.Managing Director and the CDO, Corporate transfer of Office bearers case and the failure of the Center, State Bank of India, Mumbai, to upload the mediation proceedings. All these messages Judgement passed by the Chennai High Court contained only the points which were favourable to against the Charge sheet issued by the Management the management and not the entire case. to the President and General Secretary of the 3. The Chennai Circle Association had challenged Chennai Circle Association for holding a lunch hour the issuing of charge sheet to its President and demonstration on 28th August, 2012 in SBI times General Secretary for holding a demonstration on portal. A copy of the same is furnished below. 28th August 2012 and when the single judge of the 2. Further development in this regard will be madras high Court was not inclined to quash the advised shortly. proceedings, the same was immediately published in the intra net portal. Aggrieved by the Court Order, our Chennai Circle affiliate filed a writ appeal before AISBOF Letter No.8156/55/13 datd 10.08.2013 the bench of the Madras High Court and the Hon’ble To, Bench was pleased to pass an order on 3rd July, 2013 quashing the charge sheets and the enquiry The DMD & CDO, proceedings which had taken place after the single State Bank of India judge order. Corporate Centre, Madame Came Road, 4. It is but appropriate that the latest verdict of the MUMBAI. Hon’ble bench of the Madras High Court also be published in the intra net portal. We are sanguine that the management which was always sailing Dear Sir, together with the workforce for the betterment of the COMMUNICATION IN SBI TIMES Bank and its business will surely publish this verdict CHENNAI HIGH COURT also in the intra net portal. We furnish below the excerpts from the judgement which may please be JUDGEMENT published in SBI Times. The Bank has a technology channel at its disposal Madras High Court quashes the Charge Sheet to reach the employees and officers of the Bank on to the President & General Secretary of the banks’ business and other major issues SBIOA(CC): connected to the overall growth and image of the bank, in order to involve the rank and file across the 5. The Bank Management initiated Disciplinary country. Proceedings against D. Thomas Franco Rajendra Dev, General Secretary and D. Suresh Kumar, 2. The Management has been using the intra net President of SBIOA(CC) in September 2012. portal to publish the various court judgements which Challenging the charge memo in the High Court of had gone in favour of the Management when the Madras, the two office bearers contended that the Circle Associations had challenged the disciplinary demonstration is guaranteed as a part of proceedings in the court of law. The portal was also fundamental right. The single judge hearing the case 60 SEP.-OCT. 2013 SUP-VOICE was not inclined to quash the charge memo. grievance projected on the holding of office in Aggrieved by this the two office bearers filed a writ the Association, we fail to understand how the appeal before the bench of the Hon’ble High Court demonstration held by the Officer would come of Madras and the Hon’ble bench was pleased to as in conflict with Rule 50(4), 50(5) and 50(6) to pass an order quashing the charge sheets issued become “misconduct” under Rule 64, inviting to the two officers. disciplinary action. 6. We furnish below certain excerpts from the ………..we do not know what one would call the relevant judgement. present proceedings against the appellant as nothing but one writ with mala fide. ……..We fail to understand how holding a demonstration, per se, would amount to a ……….. considering the weakness of the misconduct. allegations made, not fitting in with the misconduct concept, and with discriminatory …….. we fail to understand how the participation treatment writ large, we have no hesitation in by an Officer who incidentally holds the post in allowing the Writ Appeals, thereby setting aside the governing body of the Union, would go the order of the learned single Judge. against Rule 50(4), 50(5) and 50(6) of the Rules. Accordingly, the Writ Appeals are allowed and ………..we fail to understand the logic of the the proceedings challenged in the writ petitions respondents that holding of such a are quashed. demonstration has brought disrepute to the 7. We are confident that you will arrange to upload Bank or affected the functioning of the Bank, the above mentioned judgement in the intra net portal amounting to misconduct. which will go a long way in showing to the work force ………..Whatever be the consideration which led that the Bank management is impartial and also to the dropping of the charges, we feel that given always open to comments and criticisms. the identical set of circumstances and the charge With regards, sheet being of a cyclostyled form, the respondents should have thought twice before Yours faithfully, proceeding further in this matter. In the circumstances, we have no hesitation in setting aside the order of the learned single Judge ……….. However, when on the admitted facts, the proceedings appear ex facie discriminatory (Y. SUDARSHAN) in character and that there are no specific GENERAL SECRETARY, AISBOF complaints of misconduct and that the allegations of misconduct flow only from the general provisions • Take time to live because the world has so regarding the code of conduct in relation to the official much to give. - Anonymous status of the appellants, who incidentally held the • He who cannot forgive others breaks the post of President and General Secretary of the bridge over which he must pass himself. Union, which is recognised by the respondents too, - Anonymous we do not find any ground to reject the case of the • Your goal should be just out of reach, but not appellants at the stage of the charge memo. out of sight. - Anonymous ………..When that being the case, with no 61 SEP.-OCT. 2013 SUP-VOICE

EXTREMIST-INFECTED DISTRICTS : FEDERATION REQUESTS MANAGEMENT TO REVIEW EXTANT POLICY AISBOF Letter No. 8502/67/2013 thereafter they should be given choice postings. dated : 24th August 2013 c) The Branch timings in extremist infested areas should be fixed between 9:00 a.m to 4:00 p.m. The business hours should also be reduced by To, an hour to enable the officers to leave the branch The Deputy Managing Director & CDO, well in time. State Bank of India, Corporate Centre, d) Separate life cover of Rs.25 lacs should be Madame Cama Road, provided by the Bank to the officers working in MUMBAI - 400 021. extremist infested areas to inculcate a sense of security among them. Dear Sir, 3. In view of the above, we would like to request PATNA CIRCLE : PANKI BRANCH : you to bestow your personal attention to review the KIDNAPPING OF THREE OFFICERS present policy and provide appropriate safeguard to officers working at Panki Branch and all other such Please refer to our letter No. 8502/48/13 dated 3rd identified Centers to ensure non recurrence of similar August, 2013 in respect of the above mentioned instances in future. subject, wherein we had raised certain issues about 4. We therefore, request you to convene a separate the safety of our officers in the extremist infected meeting for discussing the issue threadbare. In the districts like Palamau, Chatra, Gumla, Giridih, meanwhile, the Circle Management at Patna, LHO Dumka, Jammu, Aurangabad, Munger, West may be requested to discuss the issue of Panki Champaran, Jehanabad, Gaya and many other Branch threadbare with the Patna General Secretary districts of North East. Apart from incidents of of SBIOA to extend necessary succor and relief to kidnapping, extortion, murder, pressurising for the affected officers/Branch, including transfer of the sanction of loans etc., there is also a threat to the officers to their place of choice to enable them to Bank’s property and documents. We had also come out of the trauma and ordeal experienced suggested closure/shifting of Panki Branch due to during their captivity. repeated instances of Kidnapping and murder. Please treat the matter as urgent. 2. We would once again like to reiterate the suggestions we made in the light of the recent Yours faithfully, developments. a) The Government should be asked to provide Police security in Branches located in extremist hit pockets. b) The maximum stay of officers posted in branches in Red Corridor of Jharkhand & Bihar (Y. SUDARSHAN) and North East should be two years and GENERAL SECRETARY, AISBOF 62 SEP.-OCT. 2013 SUP-VOICE

PROBATIONARY/TRAINEE OFFICERS : CONFIRMATION TEST : UNSUCCESSFUL CANDIDATES

The Federation recently sent a communication to areas of General Banking, forex, advances, the Corporate Center in respect of the confirmation cross selling etc. test for Probationary officers and Trainee Officers d. All the young officers are tech savvy and qualified of 2011 batch the results of which have been and can be moulded to shoulder higher announced. responsibilities. 2. About 68 officers have not been confirmed due e. Terminating the services of such young officers to their scores below the cut-off level. The Federation who are on the threshold of their career will not is also given to understand that when the first list only demoralize them but also the other PO’s was released, many of their names found a place in and may send a wrong signal to the outside the list of confirmed officers. Later a revised list was world to other aspiring youngsters willing to join released where in their names were deleted. Many the Bank. of the officers are perplexed and confused about the status of their confirmation. f. It is a hard reality and a fact that most of the POs were used for marketing, cross selling, 3. The Federation has requested the Management selling of Pos machines, CCDP corrections, for their immediate intervention in the matter. NPA Management, etc. Vide its letter No. 6466/ 4. Vide extant instructions, the services of 24/13 dated 19.06.2013, the Federation had Probationary officers and Rural Probationary highlighted this issue and requested that Officers who fail in the second test will be terminated POs should not be used for such purposes and the TO’s will be reverted back to clerical cadre. that will detract them from their training While appreciating the rationale behind this schedule leading to poor performance in the instruction, the Federation put forth the following confirmation test, for no fault of theirs. points for your the management's consideration : 5. In view of the above, the Federation has a. The PO’s were picked through a rigorous All India requested the management to provide one more level entrance examination, where the cream of opportunity to those young PO’s so as to enable the graduates, postgraduate, engineering them to prepare well and appear for the exam. We graduates, fresher’s just out of college were hope that the sentiments of the young officers who selected, from thousands of aspirants . have been selected by the Bank from amidst thousands of aspirants from all over will be taken b. They have opted to join the State Bank of India, care of, which will also be, not only economical and even though they had many options and after cost effective, but a morale booster and will project rejecting the other alternatives. the Bank as being reasonable in understanding the c. The Bank has invested huge amount of money, constraints and ground realities. time and expertise on these young officers in 6. We note to advise you the developments. providing adequate skills training them in the

63 SEP.-OCT. 2013 SUP-VOICE

FEDERATION DEMANDS COMPREHENSIVE REVIEW OF PROMOTION POLICY

The Bank is introducing a number of changes in the the Federation and the Management from time to existing promotion policy unilaterally although the time. The Promotion Policy which was designed promotion policy is a bipartite issue and our earlier is now over due for review. We have been Federation should be taken into confidence before noticing in the last couple of months that a series of effecting any changes in the policy. In the light of changes are being effected by the Bank without prior these developments, the Federation recently sent a discussions and understandings between the detailed communication to the Corporate Center, Management and the Federation. conveying its views in the matter and seeking an 2. The Promotion Policy, particularly in respect of early discussion on the issue of promotion policy. A Scale I to II and II to III is settled after detailed copy of its communication, which is self-explicit, is discussions between the Federation and the furnished below. Management. In respect of promotions to other 2. All our members are requested to await further higher scales, the Management holds consultations developments in the matter. with the representatives of the Federation and their views are given due consideration at the time of the With greetings, finalization of the policy by the Corporate Center. In the recent past, there has been a change in the process of promotion from scale I to II and II to III without holding any discussions with the Federation. (SANJEEV MISHRA) The Federation has the advantage of the feedback GENERAL SECRETARY that it receives from members and would be able to AISBOF Letter No. 6517/69/2013 dated 26th convey the hopes and aspirations of the officers’ August, 2013 fraternity while finalizing the policy by the Management. In view of the fact that the vacancies To, have been much more than the eligible candidates, The Deputy Managing Director & CDO, the bank decided to do away with the usual State Bank of India, Corporate Centre, procedure and decided to go ahead with the onetime Madame Cama Road, promotion of all the eligible candidates. However, this MUMBAI - 400 021. issue was not discussed with the Federation. Though the option to opt out or opt in was obtained as on 01/04/2013, under the changed Dear Sir, circumstances, candidates wanted to give fresh COMPREHENSIVE REVIEW OF preferences. PROMOTION POLICY 3. The other incident which has come to our knowledge is that Probationary and Trainee Officer’s The Promotion Policy in respect of Officers in the screening test. The number of such officers who Bank is based on the agreement reached between failed to clear the exams was quite alarming and 64 SEP.-OCT. 2013 SUP-VOICE confirms our earlier apprehension that the that the promotion process is devoid of frustration Probationary Officers and Trainee Officers are being in the interest of better performance of the used to undertake other responsibilities overlooking employees and officers working in the Bank. The their training schedule and thus it has affected their meeting of the General Secretaries of the affiliates performance in the screening test. We have already which was convened in the recent past had an sent a detailed communication for reconsideration occasion to discuss about these issues. The present of the stand taken by the Management in this regard. promotion policy and the need for a comprehensive On the one hand Scale I to II, II to III have been review of the same keeping in view the present automatically promoted because of the large competitive environment in the banking industry. vacancies. But termination of the services of 68 6. We, therefore, request you to look into our views PO’s who are trained will create a huge shortage and arrange to convene a follow-up committee especially when there is an acute shortage of staff meeting to discuss the subject exclusively before in every circle. we take up the same for the consideration of the 4. The recent trends in the employment market Central Negotiating Council, considering the present indicates that the State Bank of India is one of the banking scenario as well as the hopes and most preferred employer by the youngsters who aspirations of thousands and thousands of officers pass out from their colleges with brilliant academic who join our ranks in the bank record behind them and participate in the recruitment Please treat the matter as urgent, examinations conducted at a periodical intervals. The Bank is also getting qualified graduates from Thanking you, almost all fields including medicine, engineering Yours faithfully, apart from the software etc. This is a good reflection on the performance of the bank and also the career prospectus that is available in the Bank. It is, in this back ground we need to nurture this sentiment to ensure that the attrition rate is reduced in the bank when these youngsters join the institution since they (Y. SUDARSHAN) would be a valuable asset of the institution and could GENERAL SECRETARY, AISBOF contribute very substantially for the success of our • God helps those that help themselves. bank. - Benjamin Franklin 5. There is also a need to review the promotion • Early to bed, early to rise keeps a man healthy, policy of RMRO’s Technical Officers, Specialist wealthy and wise. - Benjamin Franklin Officers, Medical Officers etc., in the light of the • By failing to prepare, you are preparing to fail. changing work environment. - Benjamin Franklin 6. We have been receiving a number of • No king on the earth is safe in his job as a trade union official. - Bernard Shaw representations about the need for review of the • What a great man does is followed by others. existing promotion policy keeping in tune with the People go by the example he sets. present banking environment in order to ensure that - Bhagwat Gita the officers’ are provided good career prospects and 65 SEP.-OCT. 2013 SUP-VOICE

ANNUAL TRANSFERS - PROBLEMS OF OFFICERS

The Federation recently sent a communication of the branches in the conduct of the business in a to the Dy. Managing Director and the CDO, smooth manner. It is also a fact that transfers result Corporate Center, State Bank of India, Mumbai, on in hardship to the Officers whenever they are moved the issues that are affecting the officers’ fraternity in from one center to another, as it entails the shifting different parts of the country during the annual of the family, the education of the children etc. In the transfer exercise. A copy of the same is furnished light of these implications the Federation and the below. Corporate Center had come to certain broad understandings and arrived at guidelines in the form 2. All our members are requested to await further of model policy, which was adopted by the Circle developments in this regard. Managements with necessary amendments, AISBOF Letter No.6543/36/13 Dated 20th July, suitable to the topographical situation of each circle 2013 and other circle specific issues. To, 3. The transfer of such a large number of officers during annual transfer exercise had been done in a The Deputy Managing Director & CDO, smooth manner earlier as far as possible. However, State Bank of India, in the recent past we have been receiving a number Corporate Centre, Madame Cama Road, of representations from the circle affiliates, on the MUMBAI - 400 021. several difficulties they have been facing during the annual transfer exercise and the violations of extant circle transfer policy guidelines. The most common Dear Sir, issues that have been enumerated in the majority of ANNUAL TRANSFERS – PROBLEMS the Circles are as follows:- OF OFFICERS a) Violation of the understandings/modalities The annual transfer exercise of the Officers takes reached at the Circle level, and deviations from place in all the Circles as per the Transfer Policy the agreed circle transfer policy. agreement entered into between the Circle b) The delay in the commencement and conclusion Associations and the Circle Management on the of the transfer exercise resulting in a lot of basis of the model policy guidelines issued to them hardship to the officers in ensuring admission by the Corporate Center. The model transfer to the schools, fixation of accommodation etc. guidelines were evolved through continuous dialogue We understand that in some circles transfer and debate between the representatives of the exercise is yet to be completed. Federation and the Management at the Corporate Center. c) The violation of the extant instructions in regard to the inter-module transfers, causing hardship 2. The State Bank of India is a unique organization to the officers’ fraternity in the circles; with a large number of supervisory staff working in the branches all over the country. Transfers are d) The absence of discussions between the Circle inevitable in view of the placements mandatory Association and the Management which used requirements, the career prospects of the Officers to take place in order to ensure a smooth in the bank and also to meet the specific requirement implementation of transfer exercise, as in the earlier years; 66 SEP.-OCT. 2013 SUP-VOICE e) The lack of sympathy and consideration for those INTER-CIRCLE TRANSFER OF who come under special category when the OFFICERS : JMGS–I POSTED TO transfers are effected, such as – medical cases, OUTSIDE CIRCLE IN 2008 last leg of their services etc., Our members are aware that in the course of f) The representations of the Officers for change providing more opportunities for promotion to JMGS of the transfer on the compassionate grounds I, the Corporate Center had given an offer that all not being considered in a large number of cases. those who were willing to accept postings outside 4. It is pertinent to bring to your notice that although their home circle, would be promoted as JMG-I we are now in the middle of July, at several circles, against the vacancies existing in the circles which the transfer exercise is yet to start thereby causing have shortage. Thus, a number of JMG I Officers a serious tension to all those officers who are during the year 2008 were posted outside their circle. affected by this delay. The issue of their retransfer was taken up with the Corporate Center and an assurance was given by 5. We are therefore of the opinion that there should the Management that these Officers would be be an exclusive meeting to discuss all these issues retransferred to their parent circle after the and problems threadbare so that the ambiguity and completion of their term in those Circles. confusion with regard to interpretation and implementation of the model transfer policy/circle 2. The issue remained unresolved for a long time. transfer policy can be clarified. We also request you The Federation had requested the Bank to look into to advise the circles to adhere to the circle transfer the grievances of these Officers since they have policy wherever such agreements are in existence, already completed nearly 5 years in the other to avoid dissatisfaction and to ensure that the officers Circles. are able to contribute effectively. 3. The issue was specially flagged to the Thanking you, Corporate Center and they were persuaded to look into the difficulties of these Officers and relieve them Yours faithfully, at the earliest to their parent circles to enable them to settle in their new place of postings etc., 4. We are happy to inform all our members that the Bank relieved them to their parent Circles to avoid further hardship to them. We thank the management for the positive response. (Y. SUDARSHAN) 5. All our members are requested to take note of GENERAL SECRETARY, AISBOF these developments. With warm greetings, • And in the end, it is not the years in your life that count. It is the life in your years that counts. - Abraham Lincoln • If you want to test a man’s character, give him power. - Abraham Lincon • Every moment dies a man. Every moment one (SANJEEV MISHRA) is born. - Alfred Tennyson GENERAL SECRETARY

67 SEP.-OCT. 2013 SUP-VOICE

PRESSURE OF WORK AND NON-VAILABILITY OF LEAVE IN SINGLE-OFFICER BRANCHES

The Federation recently sent a communication 2. This growth process has brought in its terrain, to the Dy. Managing Director and the CDO, a number of problems for the Officers’ community. Corporate Center, State Bank of India, Mumbai, on During the past few years, we launched a massive the issues of Pressure of work and non-availability expansion programme under which many branches of Leave in Single Officer Branches that are affecting were opened with a single officer. Although almost the officers’ fraternity in different parts of the country. all our branches with single officer across the country A copy of the same is furnished below. have crossed the business level of Rs.10 crore, no second Officer has been posted in most of the 2. All our members are requested to await further branches. This has put enormous pressure on the developments in this regard. officer who has to struggle to enhance the advances AISBOF Letter No.6531/37/13 dated 22.07.2013 portfolio, bring quality business, keep up the tempo of recovery, which is becoming increasingly To, demanding nowadays. The pressure on the Officers The Deputy Managing Director & CDO, is so much that they are compelled to work for extra State Bank of India, hours on a routine basis, work on holidays and Corporate Centre, Madame Cama Road, Sundays, leaving little or no time for personal matters MUMBAI - 400 021. including spending quality time with the family and children. As there is no second officer in the branch, such of those Officers who are heading the single Dear Sir, Officer branches are working under tremendous PRESSURE OF WORK AND NON- pressure. VAILABILITY OF LEAVE IN 3. The above situation is prevailing in most of the SINGLE-OFFICER BRANCHES District Head Quarters Branches, where there are no officers who can handle keys of Accountant/Cash It is a happy augury that our Bank is making rapid Officer. strides in all fronts and continues to occupy the 4. Because of the foregoing developments, these numero uno position among the committee of Public officers are not in a position to avail leave, even for Sector Banks. We have emerged as a Bank with attending important social functions such as strong fundamentals reaching out to far flung areas marriages, to give a courtesy call on the occasion by opening our branches in hitherto unbanked areas. of death of relatives etc. We have opened thousands of branches and we have on card a plan to open more than 1000 5. This has led to simmering discontent amongst branches during the current financial year. We, as a the Officers whose efficiency is getting stunted on responsible and responsive trade union of Officers, account of carrying tremendous work pressure on always committed to concerted growth of our their shoulders, leading to frustration, demoralization beloved Bank, support the moves of the Bank among many young Officers. We are afraid, this embarking upon expansion, organic growth, situation may result in under or non-performance technology upgradation etc. which will definitely have an adverse impact on our Bank’s concerted growth. 68 SEP.-OCT. 2013 SUP-VOICE PRESSURE ON THE OFFICERS PAYMENT OF SALARY AND TO REDUCE NPAs ALLOWANCES TO OFFICERS FOR THE MONTH OF SEPT, 2013 On the basis of our vigorous interactions with the esteemed members, we have informed the The Federation recently sent a communication to Federation that the Controllers are exerting the Corporate Centre in respect of the subject matter. A copy of the letter is appended. tremendous pressure on the Officers to reduce the NPAs, without giving adequate staff support and 2. All our members are requested to await further infrastructure to the branches. The acute shortage developments in the matter. of staff at branches, changing priorities on a daily With greetings, basis, multiple instructions from multiple controllers and departments has handicapped our Officers and Managers who are unable to embark upon an aggressive recovery drive towards reduction of (SANJEEV MISHRA) GENERAL SECRETARY NPAs. AISBOF Letter No. 6032/82/13 dated 25th 2. The Federation recently sent a communication September, 2013 to the Dy.Managing Director & CDO, Corporate Center, State Bank of India, Mumbai, on the issue. To, The Deputy Managing Director & CDO, Further development in this regard will be advised State Bank of India, shortly. Corporate Centre, Madame Cama Road, MUMBAI - 400 021. PAYMENT OF SALARY AND 6. In view of the foregoing we strongly feel that the ALLOWANCES TO OFFICERS issue needs to be addressed with all seriousness FOR THE MONTH OF SEPT, 2013 and therefore we request you to post a second Officer to all the Single Officer branches and also additional We have been receiving several representation and queries from our members stating that the salary officers at the District Head Quarters branches. This and allowances for the month of Sept. 2013 has not will help to motivate and improve the morale of the been paid to them today. Non-payment of salary and Officers, which is the need of the hour, to make our allowances has put the officers and their families in beloved bank “a Banker to Every Indian”. to financial distress and they are expected to meet several commitments from out of the salary. Please treat the matter as urgent. 2. As already advised to you yesterday, Hon’ble Thanking you, High Court of Chennai had issued a stay order to the Bank’s proposal to discontinue the check off from salary and allowances of our members. Even today Yours faithfully, the court has refused to change its position. Hence, we request you to pay the salary and allowances to officers today itself by effecting check off. Please oblige. Yours faithfully, Sd/- (Y. SUDARSHAN) GENERAL SECRETARY, AISBOF (Y. SUDARSHAN) GENERAL SECRETARY, AISBOF 69 SEP.-OCT. 2013 SUP-VOICE RECENT UPLOAD IN SBI TIMES : UPLOAD IN SBI TIMES : BENGAL CIRCLE DEROGATORY REMARKS ON COM. SOUMYA DATTA WITHDRWAN The Management of State Bank of India recently posted a bilingual update “MANAGEMENT’S RIGHT We are happy to inform the members that due to TO TRANSFER UPHELD BY CALCUTIA HIGH the Federation's strong representation and follow- COURT” in connection with a Writ Petition filed by up, the management has withdrawn the derogatory Com. Soumya Datta, President SBIOA Bengal and personal remarks made on the health of Sri Circle, challenging the transfer order to Kamarhati Soumya Datta, the President, SBIOA, Bengal Circle. Branch which is 17-18 KMs from head quarters of We once again request our members not to get the Association. The Circle Management has also provoked and to maintain their calm. Our endevour put up a Bengali Version of the communication in is to remain positive and ensure a fair work Circle HR site. We understand that the main objective atmosphere. of filing the Writ Petition by Bengal President was to point out that the Transfer Order was Vindictive, and of our various Circle Associations are contributing meant to deny the Circle Association from utilizing significantly and working in the remotest areas to the services of Circle President on a daily basis, foster the growth and development of our esteemed which was an attempt to scuttle the activities of the organization. They have also been contributing to association. There was no question of shirking stabilize the Bank's initiatives, thrust areas, the new responsibility; there were 64 branches/offices within schemes of the Bank and the circle budgets and 4 KM radius of Local Head Office. Curiously, Com. targets. In fact, even today almost all the members Datta could not be accommodated in any and the Circle Associations maintain good assignment in any of the branches /offices. In fact, relationship with the Circle Management. the management has been deliberately uploading a 3. Ever since the upload on SBI Times has been series of communications to confuse the minds of published, comrades from all over the country have members and to show the SBIOA leadership in poor been sending messages to the federation light. expressing deep anguish at the attitude and the 2. While the Circle President has remained sick intention of the management and are expressing and has been under treatment for some time, the solidarity with the Bengal Circle Association and nature of his ailment has been highlighted in public Com. Soumya Datta. The sentiments of all the domain which is in bad taste. Besides, it has once members are hurt. The show of unity and solidarity again been circulated amongst the users of SBI is praisewarthy and we hope that the enlightened Times that the leaders of SBIOA are reluctant to members will ignore such uploads, and continue to assume responsibility, at the cost of suffering and work sincerely with devotion, diligence and hard woes to ordinary officers. It is pertinent to mention work for the upliftment of State Bank of India, which that hundreds of office-bearers of different tiers of is our employer. We also request that our members the Association are working in key responsible should not get unduly provoked by such uploads and positions at difficult terrains of Circle. In fact, should maintain their calm and maturity they are throughout the country, activists and office-bearers known to display.

70 SEP.-OCT. 2013 SUP-VOICE

WELFARE OF THE OFFICERS’ FRATERNITY : MEDICAL BENEFITS IN THE BANK

One of the major advancements that the Officers’ 3. Now there is an attempt on the part of the Federation was able to secure for the benefit of the Government and the Indian Banks’ Association to Officers fraternity in the Bank has been the benefit wash off their hands from the welfare responsibility of Medical facilities to Officers and their families. The of the employees and officers in the Banks. The Medical Benefit presently available in the Bank for Banking industry has excellent arrangement as far Officers’ takes care of their health issues and also as the medical benefits are concerned and it needs provides lot of comfort to them in shouldering the to be further improved. The IBA appears to be toying responsibility of ensuring all round growth of the with the idea of Mediclaim insurance cover to the Bank. The Officers’ are subject to frequent transfers employees and officers by paying premium on an and as a result they are required to move from one annual basis. This is nothing but a retrograde step center to another center at the cost of their personal on the part of the IBA and an attempt to evade the health and the health of the family. The present day responsibility towards their workforce. The working conditions and work pressures compel an ‘insurance claim’ experience is known to each and officer to work day and night in ensuring that the every one and it is nothing but harassment to those corporate goals are achieved and that the bank who are in urgent need of medical treatment. The retains its premier position. present system of improved medical scheme available in the Bank has been taking care of the 2. The frequent transfers, continuous working with requirements of the employees and officers and computer, changing priorities, staff shortage and what is needed is a review of the scheme for further other constraints, stress levels and work pressure improvements and not an evasive approach towards affects their health, thereby requiring medical this major responsibility on the part of the employer. attention including hospitalization for undergoing treatment. At present, our service condition provides 4. The medical facilities in our Bank are for full reimbursement of the expenditure incurred independent of the schemes that have been for self and 75% of the expenditure incurred in introduced in other banks as per the agreements respect of the family members for medical treatment signed between the unions and the IBA. However, including the hospitalization, thus ensuring that the as a part of the movement responsible for the officers are not out of pocket on account of their betterment of the employees and officers in the medical problems. This facility is available to the banking industry, we have a role to play and definitely Officers’ in State Bank of India from the time we oppose any such moves on the part of the IBA immemorial and lot of improvements have been as well as the managements concerned in order to brought about in the recent years in respect of defend the hard earned facility of medical benefit identification of hospitals, pathological centers, scheme that are available to others as well dispensaries in the Bank and as also the quality of 5. We are sure that the members across the the medical treatment. There is still a lot of scope country will understand the game plan of IBA and for improving the existing medical facilities for the would be in readiness to jump into action to defend officers and their families in the Bank. The Federation the hard earned rights of our employees and officers has been striving in this direction on an on-going if need be through sustained struggles and basis. sacrifices. 71 SEP.-OCT. 2013 SUP-VOICE

PERSONAL ACCIDENT INSURANCE (PAI) : CERTIFICATE REGARDING CRITICAL ILLNESS

The Federation recently sent a communication to 4. Our Officers are not competent to certify the Corporate Centre with regard to the above subject medial illness of the customer who wishes to matter. A copy of the letter is appended for your insure himself under the Policy. information. In view of the above, we request you to take up the 2. We note to advise you the developments. matter suitably with concerned department at Corporate Centre and GITC Belapur, for removal of AISBOF Letter No. 6466/76/13 dated 11.09.2013 this certificate from the CBS.

To, Thanking you The Deputy Managing Director & CDO, Yours faithfully, State Bank of India, Sd/- Corporate Centre, Madame Cama Road, MUMBAI - 400 021. (Y. SUDARSHAN)

GENERAL SECRETARY, AISBOF Dear Sir, PERSONAL ACCIDENT INSURANCE (PAI) CERTIFICATE REGARDING CRITICAL ILLNESS: OBITUARY We have been advised by branches that, while authorizing the PAI of customers in CBS, the Officers are required to certify that the policy holder Late Sarvashri does not suffer from any critical illness as mentioned 01. Ajay Patkar,Hajipur Road Branch, Sironj (MP) in Policy Document and unless this is confirmed by 02. Shailesh Ambaselkar, Chourai Br. Jabalpur the concerned official, the transaction cannot be authorized. A copy of the screen shot from CBS is 03. K.R. Boudh, Supela Branch, Bhilai enclosed herewith. This does not appear to be in 04. Iftekar Ahmed Hasmi, Thandla Br.. order for the following reasons. 05. Smt. Priyanka Bajpai, SBI,ADB Sehore 1. The Policy covers only the accidental deaths. 06. Anil Kumar, LHO, Bhopal (Missing at Uttarakand)

2. The Policy document is not provided to the 07. Smt. Prema Toley, Hoshangabad Rd. Br., Bpl. Branches as the same are sent directly to the Ex-office-bearers of SBIOA, Bhopal Circle customers and therefore the list of critical illness 01. T.W. Bajajani, ex-President (Circle), as contained in the policy document is not ex-General Secretary known to the official who is required to certify. 02. P.K. Shrivastava, ex-President (Circle) 3. No Medical certificate is required to be produced by the policy holder. 'kksdlarIr ifjokjtuksa dks gkfnZd laosnuk,¡ ! 72 SEP.-OCT. 2013 SUP-VOICE

UPLOAD IN SBI TIMES : BOMBAY HIGH COURT ORDER The Federation recently sent a communication to petition”, which is not a statement of fact. the Corporate Centre with regard to the above 2. We draw your kind attention to the page No.3, subject matter. A copy of the letter is appended for para No. 5, wherein the Hon’ble justices G.S. Patel your information. and A.S. Oka clearly conclude as under:- 2. We note to advise the developments in the “By keeping all the contentions on merits matter. open, we dispose of the petition No costs”.

3. The writ is disposed of and not dismissed, which conveys a misguiding and improper meaning and amounts to misrepresentation of a legal fact. We (SANJEEV MISHRA) request you to amend the same suitably, as it is legal GENERAL SECRETARY matter.

4. At the same time, we once again in all fairness, No. 8104/75/13 Date:11th September,2013 request you to put on site the Chennai High Court judgement wherein the Bench had quashed the charge sheets issued to the President and General To, Secretary of Chennai Circle. The Deputy Managing Director & CDO, Thanking you State Bank of India, Corporate Centre, Madame Cama Road, Yours faithfully, MUMBAI - 400 021. Sd/-

(Y. SUDARSHAN) Dear Sir, GENERAL SECRETARY, AISBOF UPLOAD IN SBI TIMES- BOMBAY HIGH COURT ORDER • Some books are to be tasted, some to be swallowed and some to be chewed and With reference to the above mentioned upload in digested. - Francis Bacon SBI Times, in respect of the Writ Petitions of Shri • The secret of health for both mind and body is K.D. Thaokar past General Secretary and Shri R. not to mourn for the past, not to worry about H. Chandanshive, past President of the Mumbai the future and not to anticipate troubles, but to live in the present moment wisely and Circle Association, you have stated in para two as earnestly. - Gautam Buddha under:- • To conquer oneself is a greater victory than to conquer thousands in a battle. “Justice G. S. Patel and Justice A.S. Oka, - Gautam Buddha after hearing all the parties dismissed the writ 73 SEP.-OCT. 2013 SUP-VOICE

CHECK-OFF FACILITY EXTENDED TO CIRCLE AFFILIATES : HIGH COURT: MADRAS – W.P.NO.26495 OF 2013 : SBIOA (CHENNAI CIRCLE) – PETITIONER VS. SBI AND TWO OTHERS - RESPONDENTS The Federation recently sent a communication to letter dated 18.09.2013 issued by the DGM& CDO the Corporate Centre, in respect of the above subject of Chennai Circle to our Chennai affiliate, passed matter. A copy of the letter is appended, along with an interim order to stay the operation of the aforesaid the copy of the Advocate's letter addressed to two letters. We are herewith enclosing the Chairman, Chief General Manager (HR), SBI, advocate’s letter for your perusal and necessary Mumbai and The Deputy General Manager & Circle action. We shall be forwarding the order as soon as Development Officer, SBI, Chennai Circle, for your the same is made available. information. 2. In view of the above we request you to With greetings, immediately take note of the High Court’s Order and continue the “Check-Off” facility in respect of all the Circle affiliates of the All India State Bank Officers’ Federation in respect of the Salary disbursement (SANJEEV MISHRA) that is due on 25th September, 2013. GENERAL SECRETARY Thanking you, AISBOF Letter No.: 6032/79/2013 dated 23rd Yours faithfully, September, 2013 Sd/- The Deputy Managing Director & CDO, (Y. SUDARSHAN) State Bank of India, Corporate Centre, GENERAL SECRETARY, AISBOF Madame Cama Road, MUMBAI - 400 021. Dear Sir, R.VAIGA,ANNA MATHEW CHECK-OFF FACILITY EXTENDED Advocate, Chennai - 600 001. TO CIRCLE AFFILIATES To HIGH COURT: MADRAS – 1. The Chairman, W.P.NO.26495 OF 2013 State Bank of 1ndia,Corporate Centre, Madame Cama Road,Mumbai. SBIOA (CHENNAI CIRCLE) – 2. The Chief General Manager (HR), PETITIONER VS. State Bank of India, SBI AND TWO OTHERS - JnduIria1 Re’ations Departn’ient, RESPONDENTS Corporate Centres, Madame Cams Road,Mumbai. The Hon’ble High Court of Chennai had in the aforesaid writ petition challenging the letter 3. The Deputy General Manager & No.CDO:IR:SP/46 dated 17.09.2013 issued by the Circle Development Officers CGM(HR) discontinuing the Check-Off facility State Bank of India,Local 1-lead Office, extended to all our circle affiliates and the covering Chennai 600 0()6. 74 SEP.-OCT. 2013 SUP-VOICE Sir, ŸòÊŒÊŸ-◊„UÊŒÊŸ SUFR HIGH COURL : MADRAT - W.PNO.26495 OF 2013 ∑Î§¬ÿÊ ŸòÊŒÊŸ ∑§Ê ‚¥∑§À¬ ‹¥, •¬Ÿ SBI OFFICERS ASSOCIATION (CHENNA! ‚ÊÁÕÿÊ¥ ∑§Ê ßU‚ „UÃÈ ¬˝Á⁄UÃ ∑§⁄‘¥U •ÊÒ⁄U CIRCLE) — PETITIONER VS Á∑§‚Ë ∑§ •¥äÊ⁄‘U ¡ËflŸ ∑§Ê ©U¡Ê‹ ‚ ÷⁄U Œ¥ STATE BANK OF INDIA AND TWO OTHERS – • •Ê¥π Ã÷Ë ©U¬ÿÊªË „UÊÃË „Ò¥U ¡’ fl ◊ÎàÿÈ ©U¬⁄UÊ¥Ã 6 ÉÊ¥≈U ∑§ RESPONDENTS ÷ËÃ⁄U ŒÊŸ ∑§⁄U ŒË ¡Ê∞¥– • ◊ÎàÿÈ ∑§ ’ÊŒ ŒÊŸŒÊÃÊ ∑§Ë •Ê¥π¥ ŒÊ ‹ÊªÊ¥ ∑§Ê ¡ËflŸ ⁄UÊ‡ÊŸ The aforesaid Writ Petition challenging the letter ∑§⁄U ŒÃË „Ò¥U– dated 17.9.2013 issued by the 2nd of you a • ŸòÊŒÊŸ ∑§Ë ßUë¿UÊ fl‚ËÿÃ ◊¥ Ÿ Á‹π¥ ÄÿÊ¥Á∑§ fl‚ËÿÃ •Ä‚⁄U forwarded by the letter dated 18.9.2013 issued by ◊ÎàÿÈ ∑§ ∑§ß¸U ÁŒŸÊ¥/◊„UËŸÊ¥ ’ÊŒ πÊ‹Ë ¡ÊÃË „ÒU– the 3rd of you, to discontinue the Check Off facility • ÿÁŒ Á∑§‚Ë Ÿ •¬Ÿ ¡ËflŸ∑§Ê‹ ◊¥ ŸòÊŒÊŸ ∑§Ê ‚¥∑§À¬ Ÿ to the Petitioner Association and for a consequential Á‹ÿÊ „UÊ, ÃÊ ¬Á⁄U¡ŸÊ¥ ∑§Ë ‚„U◊ÁÃ ‚ ÷Ë ŸòÊŒÊŸ Á∑§ÿÊ ¡Ê ‚∑§ÃÊ „ÒU– direction to continue the ‘Check Off’ facility has been • ŒÎÁCU ∑§Ê ◊„Uàfl ©U‚‚ ’„UÃ⁄U ∑§ÊÒŸ ‚◊¤Ê ‚∑§ÃÊ „ÒU Á¡‚Ÿ admitted by the Madras High Court today. fl·ÊZ Ã∑§ ŒÈÁŸÿÊ Ÿ ŒπË „UÊ– ŒÎÁCU Á◊‹Ÿ ∑§ ’ÊŒ ©U‚∑§Ë Pending final disposal of the Writ Petition, the High Á¡¥ŒªË ¬Í⁄UË Ã⁄U„U ’Œ‹ ªß¸U– ŸòÊŒÊŸ ‚ Ÿß¸U Á¡¥ŒªË ¬˝Ê# ∑§ß¸U Court has also passed an Interim Order to stay the ‹Êª •¬Ÿ ¬Á⁄U¡ŸÊ¥ ∑§ ŸòÊ ŒÊŸ ∑§⁄U∑§ ŒÍ‚⁄UÊ¥ ∑§Ë Á¡¥ŒªË ∑§Ê ⁄UÊ‡ÊŸ ∑§⁄UŸ ∑§Ê ªÊÒ⁄Ufl ¬˝Ê# ∑§⁄U øÈ∑§ „Ò¥U– operation of the aforesaid two letters dated 17.92013 • „U◊Ê⁄‘U Œ‡Ê ◊¥ «U…∏U ∑§⁄UÊ«∏ ‚ íÿÊŒÊ ‹Êª ŒÎÁCU„UËŸ „Ò¥U, ¡’Á∑§ and 18.9.2013. The order of the High Court will be ∑È§¿U ◊È≈˜UΔUË÷⁄U ‹Êª „UË ŸòÊŒÊŸ ∑§⁄UÃ „Ò¥U– ÿ„UË ∑§Ê⁄UáÊ „ÒU Á∑§ delivered to you separately. „U⁄U fl·¸ ÃË‚ ‹Êπ ŒÎÁCU„UËŸ „UÊŸ ∑§ ’Êfl¡ÍŒ Á‚»¸§ Œ‚ „U¡Ê⁄U You are therefore requested to take note of the High •Ê¥π¥ ≈˛UÊ¥Så‹Ê¥≈U „UÊÃË „Ò¥U– ¡ÊªL§∑§ÃÊ ∑§Ë ∑§◊Ë ∑§Ë fl¡„U ‚ Court’s order and to continue the check off facility to ‹Êª ŸòÊŒÊŸ ∑§⁄UŸ ‚ «U⁄UÃ „Ò¥U– • ÁflSÃÎÃ ¡ÊŸ∑§Ê⁄UË „UÃÈ ∑Î§¬ÿÊ •Ê¬∑§ Ÿ¡ŒË∑§Ë ŸòÊ-’Ò¥∑§ ‚ the Petitioner’s Association. SB] Officers Association ‚ê¬∑¸§ ∑§⁄UŸ ∑§Ê ∑§CU ∑§⁄‘¥U– (Chennai Circle) and continue to deduct the Association’s subscription from its members as per their request for the month of September 2013 and ⁄UQ§ŒÊŸ-¡ËflŸŒÊŸ thereafter. ¬˝àÿ∑§ ⁄UQ§ŒÊŸ ¡ËflŸ ∑§Ê ©U¬„UÊ⁄U „ÒU — •ÊßUÿ, ⁄UQ§ŒÊŸ ∑§⁄‘¥U - ¡ËflŸŒÊŸ ∑§⁄‘¥U Yours faithfully, • ⁄UQ§ŒÊŸ ‚ Á∑§‚Ë ¬˝∑§Ê⁄U ∑§Ë ∑§◊¡Ê⁄UË Ÿ„UË¥ •ÊÃË– • 18 ‚ 65 fl·¸ Ã∑§ ©U◊˝ ∞fl¥ 45 Á∑§‹Êª˝Ê◊ •ÕflÊ ßU‚‚ •ÁäÊ∑§ fl¡Ÿ ∑§Ê ∑§Êß¸U ÷Ë SflSÕ √ÿÁQ§ „U⁄U ÃËŸ ◊Ê„U ◊¥ Sd/- ⁄UQ§ŒÊŸ ∑§⁄U ‚∑§ÃÊ „ÒU– Counsel for the Petitioner • ⁄UQ§ŒÊŸ ∞∑§ ¬Ë«∏Ê⁄UÁ„UÃ ¬˝Á∑˝§ÿÊ „ÒU– • ◊Á„U‹Ê∞¥ ÷Ë ⁄UQ§ŒÊŸ ∑§⁄U ‚∑§ÃË „Ò¥U– • So much has been given to me; I have no time ⁄UÄQ§ŒÊŸ Á∑§‚Ë ¡M§⁄UÃ◊¥Œ √ÿÁQ§ ∑§Ê ¡ËflŸ •ÊÒ⁄U ⁄UQ§ŒÊÃÊ ∑§Ê to ponder that, which has been denied. • •Êà◊‚¥ÃÊ· ¬˝ŒÊŸ ∑§⁄UÃÊ „ÒU– - Helen Keller • Do not find faults. Find solution instead. ¬˝SÃÈÁÃ — üÊË ¬¥∑§¡ øÃÈfl¸ŒË - Henry Ford ©U¬-¬˝’¥äÊ∑§, ÷Ê¬Ê‹ ◊ÈÅÿ ‡ÊÊπÊ 75 SEP.-OCT. 2013 SUP-VOICE

CHECK-OFF FACILITY EXTENDED TO CIRCLE AFFILIATES HIGH COURT: MADRAS – W.P.NO.26649 OF 2013 ALL INDIA STATE BANK OFFICERS’ FEDERATION – PETITIONER VS. SBI AND ANOTHER - RESPONDENTS The Federation recently sent a communication to extended to all our circle affiliates and the letters the Corporate Centre in respect of the above subject issued by the DGM & CDO of all the affiliate Circle matter. A copy of the letter is appended, along with Associations passed an interim order to stay the the copy of the Advocates letter addressed to operation of the aforesaid letter dated 17.09.2013. Chairman and the Chief General Manager (HR), SBI, The order was passed in the presence of the Bank’s Corporate Centre, Mumbai, for your information. Counsel. The order of the High Court will be delivered tomorrow. 2. All our members are requested to await further developments in the matter. 2. In view of the above we request you to immediately take note of the High Court’s Order and With greetings, continue the “Check-Off” facility in respect of all the Circle affiliates of the All India State Bank Officers’ Federation in respect of the Salary disbursement that is due on 25th September, 2013. (SANJEEV MISHRA) GENERAL SECRETARY 3. We are herewith enclosing the advocate’s letter for your perusal and necessary action. We shall be AISBOF Letter No. 6032/81/2013 dated 24th forwarding the order as soon as the same is made September, 2013 available. We also request you to immediately remove the publication in the SBI Times as it may The Deputy Managing Director & CDO, lead to the members and operating staff getting mis- State Bank of India, Corporate Centre, leaded. Madame Cama Road, MUMBAI - 400 021. Thanking you, Dear Sir, Yours faithfully, CHECK-OFF FACILITY EXTENDED TO CIRCLE AFFILIATES Sd/- (Y. SUDARSHAN) HIGH COURT: MADRAS – GENERAL SECRETARY, AISBOF W.P.NO.26649 OF 2013 ALL INDIA STATE BANK OFFICERS’ Áfl‡Ê· ‚ÍøŸÊ FEDERATION – PETITIONER VS. ⁄UÁflflÊ⁄U ÃÕÊ ’Ò¥∑§ •fl∑§Ê‡Ê ∑§ ÁŒŸ ◊„UÊ‚Áøfl üÊË ‚¢¡Ëfl SBI AND ANOTHER - Á◊üÊÊ ŒÊ¬„U⁄U 12.00 ’¡ ‚ 4.00 ’¡ Ã∑§ •Áœ∑§Ê⁄UË ‚¢ÉÊ RESPONDENTS ∑§ÊÿÊ¸‹ÿ ◊¥ ‚ê◊ÊŸŸËÿ ‚ŒSÿÊ¥ ∑§§ ∑§ÊÿÊZ „UÃÈ ©U¬‹éœ ⁄U„Ã „Ò¥U– The Hon’ble High Court of Madras had in the 2. ∑Î§¬ÿÊ ß‚ •flÁœ ◊¥ ‚¢ÉÊ ∑§ÊÿÊ¸‹ÿ ¬œÊ⁄UŸ ∑§§ ¬Ífl¸ ◊Ê’Êß‹ aforesaid writ petition challenging the letter »§ÊŸ ¬⁄U ÿ„U •fl‡ÿ ‚ÈÁŸÁ‡øÃ ∑§⁄U ‹¥ Á∑§ ◊„UÊ‚Áøfl No.CDO:IR:SP/46 dated 17.09.2013 issued by the CGM(HR) discontinuing the Check-Off facility ◊ÈÅÿÊ‹ÿ ¬⁄U ©U¬‹éœ „Ò¥U– 76 SEP.-OCT. 2013 SUP-VOICE

77 SEP.-OCT. 2013 SUP-VOICE

AISBOF CIRCULAR NO. 105 DATED 28.09.2013 CHECK-OFF FACILITY EXTENDED TO CIRCLE AFFILAITES Further to our Circular No.100 in respect of the Unquote3. Comrades let us analyse this letter:- captioned subject, we wish to place before the (a) It says check off was extended when CBS, People’s Court the following facts and BARE, NAKED Internet Banking, ATM’s and other Technology TRUTHS, ……....Truths that will unmask the ugly was not available. How is it possible that now, cover up by our Top Officials. with the availability of all technology platforms 2. On the 19th of September, 2013, all of a sudden, also, the bank finds it difficult to administer, Store like a bolt from the blue, a letter dated 17/09/2013 and manage large quantity of data? Now it should was received from the Corporate Centre signed by be all the more easy and less of a burden. The the CGM(HR) withdrawing the ‘Check off facility’ of Bank may, like an ostrich, fool itself, and probably all our affiliates with immediate effect. The extract the public, but not you comrades, who can easily of the letter :- see through this bald bluff. You all know how much of storage capacity in respect of data Quote storage, the central server has. The logic of CHECK OFF FACILITY EXTENDED TO strain on data storage is false because the YOUR CIRCLE AFFILAITES capacity in respect of other deductions like pension, PF, Insurance, advances etc., occupies The check off facility was extended to the Federation more space and management of data. at a time when the technology platform like CBS, Internet banking, ATMs, mobile banking etc., for (b) The check off was prevalent in bank since the instant and seamless fund transfers from one last four decades. What was the urgency in account to another and from one geographical area removing it overnight? The above letter says that to another were not available. The check off facility we may shift over to a new system. Again see requires the Bank to administer, store and manage the bluff….without any time for such so called a large quantity of data which is not required with shifting over, they have withdrawn check off. It the advancement of technology. All your members only shows their intentions. who wish to contribute to the Association can easily (c) Check off is prevalent in all the banks. Even in do so now using core banking, internet banking etc. our bank it is only for the Association that this The check off facility has, therefore, lost its utility in facility has been removed. So all that bluff about a present scenario. We, therefore, propose to technology is a hoax! discontinue the facility in respect of all your affiliates with immediate effect. (d) The irrecoverable authorizations have been given by the officers individually and can be Accordingly, you are requested to make alternative withdrawn only by the officers concerned. arrangements. All banking facilities such as internet banking, mobile banking, CBS will be made available (e) On 27th January 1970, as per the to your members free of cost to facilitate the fund recommendations of the National Commission transfer. You may also indicate the assistance you on Labour vide letter No Per 2281, the then require from the Bank for a smooth transition to the Managing Director of the Bank had instructed new system. the Circles to extend the facility of check-off to the Union and Associations. Sd/- 3. On the 11th of January 1988, the Ministry of Chief General Manager (HR) Finance reiterated this and instructed all the public 78 SEP.-OCT. 2013 SUP-VOICE sector banks to follow suit to avoid discontentment Order was VIOLATED. If in the bank an officer would between the employees. Based on this instruction, have committed a similar offence he would have the then DMD (P & S) reiterated instructions to all been punished severely. Insubordination in the bank the circles to extend the facility. “Comrades, these is serious. But violating court orders…..Well ….I are the instructions of the government. The shall not comment. Mandates of the employees/officers. How can the 9. Even in the case of Chennai circle, where check bank unilaterally withdrawthe 40 years old facility in off was effected, there were aberrations. Check off a flicker of second”….These are not NPA figures that in respect of Members of Chennai Circle Association can be changed overnight. working outside Chennai were not considered. 4. Pushed to the wall, the Chennai affiliate moved 10. All the above points and issues were linked and the Madras High Court and the Honourable Judge two comprehensive contempt petitions were filed in was pleased to grant an immediate stay on 23/09/ the individual names of the respondents i.e. Shri 2013. Immediately the Federation filed another writ Pratip Choudhuriand Shri. Ranjit Goswami, for at the Madras High Court as a matter of additional breach of the stay order. The Hon’ble judge wanted precaution. Despite the efforts of the battery of Bank’s the bank’s counsel to be present in the afternoon. counsel, the Hon’ble Judge granted Stay Order on But shockingly….. Surprisingly the bank’s counsel’s withdrawal of the check-off for the Federation also. office was locked, the mobiles switched off and they 5. It was observed as to why there was so much of were not traceable. At least not on earth. All efforts an urgency to withdraw this 40 year old facility? None of our advocate to trace them failed. Another attempt could answer. It is for you to judge comrades! to dodge and circumvent. The Hon’ble judge then ordered Notices to Shri Pratip Choudhuri, the 6. The next day again the counsel of the bank along Chairman and Shri Ranjet Goswami, the CGM(HR) with a huge battalion of executives tried to vacate returnable on 30/09/2013 on which date the hearing the stay. Despite an Additional Solicitor General from will take place and the court will pass further orders. the Supreme Court coming to Chennai and arguing the case the STAY ORDER STOOD. 11.Comrades, one more vindictive act on the part of the outgoing Chairman. A man who proclaims to be 7. The arguments put forth by the bank was that, loving the bank like a “Mother” is not able to the stay was granted on 24th and since the salary comprehend that he is damaging the cordial was to be disbursed on 25th, the time for effecting relationship of officers with the bank. He will exit in a changes is too short. The bank made a statement day or two. But the relationship sours, and as the that it takes many days to reverse and reincorporate officials who were unwillingly a part of all such check off! What a false statement! They may fool vindictive actions will have to stay back in the bank, outsiders. But the entire staff of the bank knows that the fabric of future IR atmosphere gets vitiated. And it could have been done immediately. We all know NO BANK can afford to ill treat 70,000 officers and that two sets of data, one with check off and one think of prospering or walking together hand in hand. without was kept ready, awaiting instructions for By attempting to withdraw the check-off, it is NOT push in the last minutes. But a different picture was the Federation that he has hurt, but the whole lot of given to the court. 70,000 officers. Today our committed officers will 8. On the evening of 25th the management ignored contribute double the amount voluntarily if called for. the stay order and released salaries without check- The senior counsel for the bank made a statement off. Was it audacity? Was it ignorance? Was it both? in the court, on 25th Sept. that “the Associations But obviously it was under ‘His’ instructions. ‘His were collecting subscription under coercion”…… Masters instruction’ overrides all How the Management tries to misguide the judiciary considerations….even judicial! And so the Court even. 79 SEP.-OCT. 2013 SUP-VOICE 12. You are the Judge………..you know the truth. In WITHDRAWAL OF CHECK OFF the video conference on the same day a comment FACILITY : CONTEMPT CASE was made……..”The Associations have been AGAINST Mr. PRATIP CHAUDHURI chocked for funds”…….….And one of the Senior CDO comments….”ha…ha…ha the officers have AND OTHERS become richer by Rs. 100/-” Imagine the abysmal The contempt case against Mr. Pratip Chaudhuri depths to which people can stoop. (Chairman), Mr. Ranjit Goswami (CGM-IR)and Mr. 13. Comrades, the issue of check off is a very N.R. Sathpathy (CDO of Chennai Circle) came up serious issue. Since the matter is with the Hon’ble for hearing before Madras High Court on 30.09.2013. Court we shall wait. But this issue, sooner or later The Bank’s senior Counsel along with other has to be settled and check off restored or else we advocates tried to convince the court that Shri Pratip appeal to every member to be in readiness and we Chaudhuri, the Chairman, be exempted from the shall settle it in the people’s court. A Copy of the contempt petition citing various frivolous reasons. Order issued by the Hon’ble High Court of Madras The advocate for the Federation Ms. R. Vaigai argued and Notice served by our counsel to the Chairman the case in an excellent manner, putting forth valid and the CGM (HR) are enclosed. arguments in defence. After hearing both sides, 14. Let not the Management test the patience of the the Hon’ble Justice Mr. Kirubakaran had officers. The issue of check off is extremely summoned Shri Pratip Chaudhuri, the Chairman emotional issue involving all the individual officers. of State Bank of India, who retired on 30.09.2013, By withdrawing this, management has ignited a to be personally present in the High Court at VOLCANO. the next hearing, to be held on 10th October, 15. The withdrawal of check off is being perceived 2013 (latest development advised separately). by all the members as an attempt to deunionise and belittle the representative character of the Federation 2. The withdrawal of check-off facility, a “heinous which has been established over the last fifty years. crime” by the Management, has hurt the sentiments We once again reiterate our stand taken in the letter of each and every officer of State Bank of India. This dated 21/09/2013 to the DMD & CDO, that the cheap gimmick is seen by the entire Trade Union Federation, at a later date should not be blamed for fraternity as an attempt to deunionise. We sincerely resultant Industrial unrest. Wehope that the issue hope that this issue is resolved immediately, else gets sorted out at the earliest. We shall keep you may force the Federation to jump in to Organisational informed of the further developments. action. Long live Our Unity 3. The natural Justice and the law of averages Long live Our Solidarity. has played its role. We hope that the long hands of Justice will book the guilty. With greetings, With greetings,

(Y. SUDARSHAN) GENERAL SECRETARY, AISBOF (Y. SUDARSHAN) GENERAL SECRETARY, AISBOF 80 SEP.-OCT. 2013 SUP-VOICE

ONE LAST TIME…… before YOU FADE AWAY…… appreciating the Federation he decided to attack. (Contd. from page 1) When the leaders tried to talk they were rebuked. Several benefits which were to be reviewed 2. As I sit back and close my eyes and introspect, periodically were held up. The efforts of the images of the past two years flash by like a fleeting Federation to improve the relationship bore no fruits. train. Images of the video conferences, images of the public address, images of the compulsory video 4. Despite, all this, the Federation invited the then clippings at SBLC’s, images of the utterances at Chairman to the 25th Triennial General Council of conclaves, personal meetings, press conferences, the Federation at Chennai. It has been a tradition images of haughty vulgar display of arrogance… that, all the past Chairmen participated personally Images of the invincibility of a man… a dictator who and were a part of the triennial celebrations. All our equates himself to God! I am reminded of the great officers looked forward to his presence eagerly. But honourable dictators of the past whom history has the AGM(HR) of Chennai was sent to the meeting. It buried deep into the earth. They are all today, nothing was not liked by our members. but dust….. yes fine dust! Vanity takes a man 5. The quarterly CNC meetings are like Cushion nowhere…. A little bit of humbleness would place where the issues percolating upwards from the one in the hearts of all the people and many, many Circle CNC’s are discussed. But the Periodicity of years later one would remember the person for all these CNC’s either at Central level or at the Circle the good deeds. level started diminishing. Issues got piled up. On rare 3. Normally, the retirement of a Chairman of a Bank occasions when the CNC’s were held, they were a would have been marked by bonhomie, felicitations mere formality. Relationship started getting sour. in the CNC, exchanges of good wishes functions When communication gets diluted, relationship takes everywhere and so on. But yesterday, was a dry day. a beating. And so it was. Not a drop of tear on anyone eyes. Not a word of 6. It was in this background, that when a unilateral good bye. It was just ‘Good riddance’. I received calls decision to introduce 7 day banking in State Bank from all over the country. In one Circle sweets were was announced, peaceful lunch time demonstrations distributed. In another, people joined together to were conducted. The subject of 5 days banking is mourn. In many circles meetings were conducted dear to all, at the Industry level and at the Bank level. decrying the glorious Saga of misdeeds of the last 2 7. Thereafter explanations were ordered and when years. Some others did not want to waste their time the General Secretaries thought that the matter was on an insignificant exit of a tyrant. Even in the closed charge sheets were issued to Presidents and Corporate Centre there was a sigh of relief. Hard to General Secretaries. We had a meeting with the digest but true. And so the day passed. Alas! the Chairman on 4th of October, 2012 which was one Chairman of the Biggest Bank had to exit so sided. For the reasons best known, he continued to ignominiously. I could not resist going to the past, of attack the office bearers. In violation of the principles which you are all aware. When Shri.Pratip Choudhuri of Natural Justice, the then Chairman addressed a took over as the Chairman, the then leaders of the meeting of enquiry officers and presenting officers. Federation met him and expressed support. Later, With no alternative left, Presidents and General as there were pending issues, unresolved in the Secretaries approached the respective High Courts. CNC’s, with no other option left, a strike call was When the judiciary started applying brakes on the given on 8th and 9th of November, 2011. The call unilateral and unlawful actions, he became furious was withdrawn. It was a strike which never was’. and resorted to transfers of office bearers, violating Failure of the Bank, decline in market capitalization the extant understandings. They were all put under etc., were foisted on the Federation. Instead of surveillance. 81 SEP.-OCT. 2013 SUP-VOICE

8. At this point of time, I would like to mention that would run to crores. As the father of family the then the monitoring of all the Presidents and General Chairman could have excused and closed the issue Secretaries was amusing. We all liked it because it and all this time, energy and money and ill feelings was funny. But it was a waste, because, as good could have been saved. Was it all worth the trouble? officers we had all worked at branches and were 12. The insults that were heaped on the president of not shirkers. In fact my stint at Yelahanka New Town Bengal Circle, and all other leaders, sending senior branch was so refreshing and enjoyable where I officers under 19(3) and hurting their families, made a whole lot of new friends. I enjoyed working. withdrawal of Check-Off at Lucknow and, now all The monitoring was a sheer waste of executive time over, sheer violation of all norms of bilateral decency, and energy. the venom that was vomited in all the addresses, the selective, discriminating publications in SBI 9. But I have always wondered how as the Times and the insult that was heaped on individuals Chairman of a World Class Bank he had so much who came to meet him will all haunt him in the days of time. I marvelled at his Time Management of to come, in the dark avenues of the mind. Arrogance misplaced priorities, because his day would begin and vanity always gets buried in thorny terrains of by monitoring 28 Presidents and General history and time. Secretaries’ movements. In between he would call the controllers and LHO functionaries to cross check. 13. My letter would not be complete if I don’t recall Also he would be spending time with his advocates my meeting with the then Chairman, at Bangalore. I in respect of the various court cases, apart from was not the General Secretary of the Federation planning new attacks. He also would study our bye then. But since he was at Bangalore; I thought I could laws and that of all our affiliates. And then thinking of meet him and impress upon him to forget the past what to load in SBI Times! Amidst all these the and move forward. It was a straight, honest and regular video conferences! Conclaves! In a way, we sincere wish. As I entered with a bouquet, he shouted would like to thank him for propagating our names at me to keep it outside. No sooner had we sat down in most of the video conferences. The entire country he started shouting about November, 2011 strike knows us by now. Excellent Time Management! etc., I was fed up of the same replay of the cassette for the hundredth time. But he continued shouting, 10. But sometimes I feel sad that a Chairman has fuming and trembling, his face red with anger. Our to do all this micro management on routine HR CGM, GM’s and CDO’s were a witness to the issues, other minor transfers, ATM cash outs, branch episode. I was only smiling and requesting him to issues etc. Probably, if this time could have been ensure normalization of relationship. It was not devoted for business and NPA’s we would have been arrogance on my part as he perceived but a genuine better off. Well I can’t be a Judge and shall not touch desire. I had not come to seek pardon or mercy or this subject. closure of the case. That he could not achieve in his 11. Coming back to the issue of charge sheets, the time. He even used words which were not decent. I Chennai High Court quashed the Charge sheets. In don’t want to reproduce. Imagine, if I had retaliated the other 50% of the courts the Bank could not with similar language what would have been his proceed further. Judges have made very stringent image. I did not cross the boundaries of decency, comments on the Bank which have been held back because I have been brought up by my parents that and not told to the then Chairman. The Chairman way. I was not angry with him. I only pitied him at the was continuously kept in the dark on many issues. mental turmoil and agony which he was undergoing. We also kept quite because we did not want to Images of imaginary hallucination were probably expose our colleagues. The total amount spent on haunting him. I went away. Even today I feel for him. all the caveats and the court cases and advocates I pity him. 82 SEP.-OCT. 2013 SUP-VOICE

14. The Federation was born in the year 1965. The staff and officers, trying to prove that he was nothing five decades of history is an evidence of constructive less than God, he makes one statements in item co-operation and collaboration with the No.10 under the head ‘Challenges’ which is as managements over a period of time. We have gone follows: on strikes and demonstration. But all these were 18. “In the larger interests of the Bank, we need to aimed at improving the service conditions. They settle our internal differences and move on. were and are not aimed at individuals. We have Therefore it is necessary to sink our internal always enthused our members to translate the differences and move on with the larger cause of objectives of the Bank to reality. Our officers toil day making the Bank stronger and taking it forward to and night at the remotest corners of the country greater heights”. braving threats from terrorists, bad weather and adverse conditions. We were fortunate to have I think, for this one statement we should all chairman who unhesitatingly acknowledged the collectively stand up and laugh and laugh… and contribution of the Federation. All top executives laugh….. and scratch our heads and pull our hair…. including him, have been a beneficiary of the and fall down and laugh again! improvements in service conditions, wage revisions 19. Using his own phrase – “what a Rhetoric!’ ‘What etc., through the federation. The plethora of facilities a Sarcasm! ‘ I wish he understood the meaning of enjoyed by all the officers today is because of the those utterances! demands raised by the Federation only. Such a 20. Henceforth, it will be a long holiday. He will be Federation should not be marginalized or away. Away from power, Away from Sycophants who demolished for personal ego. I wish he had not done flatter, Away from all the glitter and glare of press all this. and media and all that money and position could 15. Today he is out of the Bank. As he goes home buy all these days. I hope that he will sit back and and sits back and broods over the entire episode, I relax introspect and reflect on all the events that he would like to ask him one simple question…………? has travelled along with. What has he gained? He has not succeeded in 21. With this article, let us no more discuss on demolishing the Federation. That they can’t. Instead, this issue and waste our time. We shall the entire episode has only created bitterness and henceforth concentrate on the future and try to has hurt the bank. I understand that ‘any sacrifice chalk out our priorities and set goals for the for the Bank is good’…. But in the process let not comprehensive development of the BANK and the Bank be sacrificed. the Federation. Good Bye…. to the dark 16. Yesterday, on the day of his exit, all the officers shadows….. once and for all… Good bye… in the country were rejoicing. Whatever little With greetings, sympathy he had was lost due to the sequence of events of the last few days. These incidents of ego, LONG LIVE STATE BANK OF INDIA vanity and sheer, brute arrogance has shown him in LONG LIVE OUR FEDERATION poor light. On a day when he should have carried LONG LIVE OUR UNITY home the good wishes, he is carrying the curses of thousands and thousands of officers. I am being honest. This is the truth. One may not be able to digest, but all the same this is it. 17. In his farewell message, yesterday apart from (Y. SUDARSHAN) all the self boasting, attempts to divide the award GENERAL SECRETARY, AISBOF 83 SEP.-OCT. 2013 SUP-VOICE ∑§Ê‹ ‚Êÿ ∑§Ë •Ê„U≈U... ©Uã„¥U ãÿÊÿ ¬ÊŸ ∑§ Á‹ÿ ãÿÊÿ ¬ÊŸ ∑§ Á‹ÿ ãÿÊÿÊ‹ÿ ∑§Ë ‡Ê⁄UáÊ (Contd. from page 1) ◊¥ ¡ÊŸÊ ¬«∏Ê– ‹Á∑§Ÿ ◊Ê◊‹Ê ‡ÊÊ¥Ã ∑§„UÊ¥ „ÈU•Ê, •Êpÿ¸¡Ÿ∑§ ÃÊ ÿ„U ⁄U„UÊ Á∑§ ’Ò¥∑§ ¬˝’ãäÊŸ mUÊ⁄UÊ ©U‚Ë ◊Èg ¬⁄U ◊á«U‹ ∑§ •äÿˇÊÊ¥, ◊„UÊ◊ÁòÊÿÊ¥ 3. ßU‚ ’Ëø ’Ò¥∑§ Ÿ ÷Ë »§«U⁄‘U‡ÊŸ ∑§ Áπ‹Ê»§ ◊Èê’ß¸U ©Uëø ∑§ Áπ‹Ê»§ ’’ÈÁŸÿÊŒ •Ê⁄UÊ¬ ¬òÊ ¡Ê⁄UË ∑§⁄U ÁŒÿ ªÿ– ¬˝ÁÃ‡ÊÊäÊ ãÿÊÿÊ‹ÿ ◊¥ M§. 100 ∑§⁄UÊ«∏ ∑§Ë ˇÊÁÃ ∑§Ê ∑§‚ ŒÊÿ⁄U ∑§⁄U ÁŒÿÊ– ∑§Ë ÷ÊflŸÊ ÷⁄‘U ÿ •Ê⁄UÊ¬ ¬òÊ ’Ò¥∑§ ∑§ flÁ⁄UDU ∑§Êÿ¸¬Ê‹∑§Ê¥ mUÊ⁄UÊ ◊ÊŸŸËÿ ◊Èê’ß¸U ©UìÊ ãÿÊÿÊ‹ÿ Ÿ ∞∑§ ◊äÿSÕ (◊ËÁ«Uÿ≈U⁄U) ©Uã„¥U ©UŸ∑§ ÉÊ⁄UÊ¥, ∑§ÊÿÊ¸‹ÿÊ¥, ‚◊Ê⁄UÊ„UÊ¥ •ÊÁŒ SâÊÊŸÊ¥ ¬⁄U ‚◊ÿ ÁŸÿÈQ§ Á∑§ÿÊ ‹Á∑§Ÿ ¬˝’ãäÊŸ ∑§ •Á«∏ÿ‹ ⁄UflÒÿ ∑§ ∑§Ê⁄UáÊ ÿ„U ∑§Ë ¬⁄UflÊ„U Á∑§ÿ ’ªÒ⁄U ¬˝Ê# ∑§⁄UÊÿ ªÿ– ÿ„UË Ÿ„UË¥, ©Uã„¥U πÊ¡Ê ◊äÿSÕÃÊ ÷Ë Áfl‚»§‹ „UÊ ªß¸U– ªÿÊ •ÊÒ⁄U Œ⁄U ⁄UÊÃ Ã∑§ ÿ •Ê⁄UÊ¬ ¬òÊ ©Uã„¥U ‚ÊÒ¬¥ ¡ÊÃ ⁄U„U– 4. •÷Ë ¬„U‹Ë ÿÊÁø∑§Ê ŒÊÿ⁄U Ÿ„UË¥ „ÈUß¸U Á∑§ ∞‚ÊÁ‡Êÿ‡ÊŸ ∑§ ¬˝’ãäÊŸ mUÊ⁄UÊ ÁflÁ÷ãŸ ∑§Ê≈UÊ¥ ◊¥ ∑Ò§Á’ÿ≈U Œ¡¸ ∑§⁄UÊÿË ªß¸U– ∞∑§- ¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê „U«∏’«∏Ë ◊¥ ‚ÈŒÍ⁄U ∑§ãŒ˝Ê¥¥, SÕÊŸÊ¥ ¬⁄U SÕÊŸÊãÃÁ⁄UÃ ∞∑§ ¬ŒÊÁäÊ∑§ÊÁ⁄UË ∑§ Áπ‹Ê»§ 5-5, 6-6 ∑Ò§Á’ÿ≈U Œ¡¸ ∑§⁄UÊÿË ∑§⁄U ÁŒÿÊ ªÿÊ ÃÊÁ∑§ fl •¬ŸË ßU‚ •ª‹Ë ÷ÍÁ◊∑§Ê, Á¡‚ ¬˝’ãäÊŸ ªÿË– •Ê⁄UÊ¬ ¬òÊ ßU‚ Ã⁄U„U •Ê¥π ◊¥ÍŒ∑§⁄U ¡Ê⁄UË Á∑§ÿ ªÿ Á∑§ Ÿ ©UŸ ¬⁄U ÕÊ¬Ê „ÒU, ∑§Ê ¬˝÷ÊflË …¥Uª ‚ ÁŸflÊ¸„U Ÿ ∑§⁄U ‚∑§– Á¡Ÿ ¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ Ÿ ¬˝Œ‡Ê¸Ÿ ◊ ÷Êª Á‹ÿÊ ÕÊ, ¡Ê ¿ÈU≈˜≈UË ¬⁄U ÁflÁ÷ÛÊ ◊á«U‹Ê¥ ◊¥ ø‹ ⁄U„U ßUŸ ãÿÊÊÁÿ∑§ ◊Ê◊‹ŸÊ¥ ∑§Ê •≈Uã«U Õ ÿÊ ‡Ê„U⁄U ∑§ ’Ê„U⁄U Õ, ©Uã„¥U ÷Ë Ÿ„UË¥ ’Å‡ÊÊ ªÿÊ– »§«U⁄‘U‡ÊŸ ∑§⁄UŸ ∑§ Á‹ÿ ◊Èê’ß¸U fl ŒÍ‚⁄‘U ◊á«U‹Ê¥ ‚ flÁ⁄UDU ∑§Êÿ¸¬Ê‹∑§ ßU‚ ¬⁄U ¬˝ÁÃÁ∑˝§ÿÊ ∑§⁄U ‚∑§ÃÊ ÕÊ, •ÊãŒÊÁ‹Ã „UÊ ‚∑§ÃÊ ÕÊ, ¬˝ÁÃÁŸÿÈQ§ Á∑§ÿ ªÿ– ∑È§¿U ◊¥«U‹Ê¥ ◊¥ ãÿÊÿÊ‹ÿ Ÿ ¡Ê¥ø ∑§Ë ‹Á∑§Ÿ ©U‚Ÿ Á¡ê◊ŒÊ⁄UË •ÊÒ⁄U ¬Á⁄U¬`ÃÊ ∑§Ê ¬Á⁄Uøÿ ÁŒÿÊ– •ŸÈ◊ÁÃ Œ ŒË– ŒÍ‚⁄‘U ∑È§¿U ◊¥«U‹Ê¥ ◊¥ ÷Ë ¡Ê¥ø ∑§Ë •ŸÈ◊ÁÃ ŒË ªß¸U, ¡„UÊ¥ ¬˝’ãäÊŸ mUÊ⁄UÊ ÁŒÿ ªÿ Œá«U ∑§Ê ¬ÈŸ— ãÿÊÿÊ‹ÿ ◊¥ ‹ 2. ¡Ê¥ø •ÁäÊ∑§Ê⁄UË (ß¸U.•Ê.) 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ΔUÊ©U∑§⁄U, ◊„UÊ◊¥òÊË, ◊Èê’ß¸U ◊á«U‹ ‡ÊÍãÿÃÊ „UË ÷⁄U ŒË– »§«U⁄‘U‡ÊŸ øÊ„UÃÊ ÕÊ– Á∑§ ◊Ê◊‹ ∑§Ê ‚È‹¤ÊÊ 2. ∑§Ê◊⁄‘U«U •Ê⁄U.∞ø.øãŒŸÁ‡Êfl, ◊„UÊ◊¥òÊË, Á‹ÿÊ ¡Êÿ •ÊÒ⁄U •Êª ∑§ ∑§Ê◊ Á∑§ÿ ¡Êÿ¥– ‚¥ê’ãäÊÊ¥ ∑§Ê ‚Ê◊Êãÿ ◊Èê’ß¸U ◊¥«U‹ (Ãà∑§Ê‹ËŸ •äÿˇÊ) ’ŸÊŸ ÃÕÊ •¬ŸË ÷ÊflŸÊÿ¥ ©UŸ Ã∑§ ¬„È¥UøÊŸ ∑§ ‚Ê⁄‘U ¬˝ÿÊ‚ 3. ∑§Ê◊⁄‘U«U ∞‹.∑§.Á◊üÊÊ, •äÿˇÊ, ÷ÈflŸE⁄U ◊á«U‹ √ÿÕ¸ ªÿ– 4. ∑§Ê◊⁄‘U«U ’Ë.∞‚.⁄UÁflãŒ˝Ê, ◊„UÊ◊¥òÊË, ’¥ª‹ÊÒ⁄U ◊á«U‹ „U◊Ê⁄‘U ¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§ ¬Ê‚ ∑§Êß¸U ⁄UÊSÃÊ Ÿ„UË¥ ’øÊ •ÊÒ⁄U •ÛÊÃ— 5. ∑§Ê◊⁄‘U«U ∞◊. ◊ŸÒÿÊ, ◊„UÊ◊¥òÊË, „ÒU⁄UÊ’ÊŒ ◊á«U‹ 84 SEP.-OCT. 2013 SUP-VOICE 5. »§«U⁄‘U‡ÊŸ •¬Ÿ ßUŸ ’„UÊŒÈ⁄U ‚ÊÁÕÿÊ¥ ∑§Ê ’äÊÊß¸U ŒÃÊ „ÒU, ‚◊ÿ, äÊŸ ÃÕÊ ‚¥‚ÊäÊŸ ßU‚ ¬⁄U •¬√ÿÿ Á∑§ÿÊ ªÿÊ– Á¡ã„UÊŸ fl·ÊZ ∑§Ë •¬ŸË ’ŒÊª ∞fl¥ ‚ìÊË ’Ò¥∑§ ‚flÊ ∑§ ’ÊŒ 19 8. ¬ÈŸp, flÊÁ·¸∑§ SÕÊŸÊãÃ⁄UáÊ ¬˝Á∑˝§ÿÊ ∑§ ŒÊÒ⁄UÊŸ ¬˝’ãäÊŸ •ÊÒ⁄U (3) ∑§Ê ’Ò¡ •¬Ÿ ‚ËŸ ‚ ‹ªÊ∑§⁄U ’Ò¥∑§ ‚ ÁflŒÊ ‹Ë– ‚ÊÁøÿ, »§«U⁄‘U‡ÊŸ/∞‚ÊÁ‚ÿ‡ÊŸ ∑§ ’Ëø ¬⁄US¬⁄U „Èß¸U ‚„U◊ÁÃÿÊ¥ ∑§Ê ÿ„U ©UŸ∑§ ¬Á⁄UflÊ⁄U, ©UŸ∑§ ’ìÊÊ¥ ‚Á„UÃ Œ‡Ê ÷⁄U ◊¥ ∑§Êÿ¸⁄UÃ „U◊Ê⁄‘U ©UÑÉÊ¥Ÿ ∑§⁄UÃ „ÈUÿ ’«∏Ë ‚¥ÅÿÊ ◊¥ •ŸÈÁøÃ SÕÊŸÊãÃ⁄UáÊ Á∑§ÿ ∑§Ê◊⁄‘U«U ‚ÊÁÕÿÊ¥ ∑§ Á‹ÿ Á∑§ÃŸË ∑§CU¬˝Œ ÁSÕÁÃ ⁄U„UË „UÊªË– ªÿ– •ŸÈ∑§ê¬Ê •ÊäÊÊÁ⁄UÃ SÕÊŸÊãÃ⁄UáÊÊ¥, ◊Á„U‹Ê •ÁäÊ∑§ÊÁ⁄UÿÊ¥, ‹Á∑§Ÿ ‚ÊÁÕÿÊ¥, fl ‚ìÊ ∑§Ê◊⁄‘U«U „Ò¥U •ÊÒ⁄U „U◊ ©UŸ∑§Ê ’Á‹ŒÊŸ S¬Ê©U‚, ‚flÊ ÁŸflÎÁûÊ ∑§ ∑§⁄UË’ „UÊŸ flÊ‹Ë •ÁãÃ◊ ÁŸÿÈÁQ§ÿÊ¥ √ÿÕ¸ Ÿ„UË¥ ¡ÊŸ Œ¥ª– ©UŸ∑§Ê „U◊ ‚’∑§Ê ‹Ê‹ ‚‹Ê◊– •ÊÁŒ ∑§ ’Ê⁄‘U ◊¥ ÁfløÊ⁄U Ÿ„UË¥ Á∑§ÿÊ ªÿÊ– ∞‚ •ÁäÊ∑§ÊÁ⁄UÿÊ¥, 6. „U◊Ê⁄‘U ∑È§¿U ¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ë ¡Ê¥ø ‚◊Ê# „UÊŸ ∑§ ’ÊŒ S¬Ê©U‚, ‚flÊ ÁŸflÎÁûÊ ∑§ ∑§⁄UË’ „UÊŸ flÊ‹Ë •ÁãÃ◊ ÁŸÿÈÁQ§ÿÊ¥ ¬˝’ãäÊŸ mUÊ⁄UÊ ©Uã„¥U ∞∑§ ª˝«U ŸËø ∑§⁄U ÁŒÿÊ ªÿÊ– „U◊Ê⁄‘U ÿ •ÊÁŒ ∑§ ’Ê⁄‘U ◊¥ ÁfløÊ⁄U Ÿ„UË¥ Á∑§ÿÊ ªÿÊ– ∞‚ •ÁäÊ∑§Ê⁄UË ÷Ë ‚ÊÕË „ÒU—- ÁŸŒ¸ÿÃÊ¬Ífl¸∑§ SÕÊŸÊãÃÁ⁄UÃ Á∑§ÿ ªÿ, Á¡Ÿ∑§Ë ‚flÊ •flÁäÊ ◊ÊòÊ 1. ∑§Ê◊⁄‘U«U ⁄UÊ∑§‡Ê •ª˝flÊ‹, ◊„UÊ◊¥òÊË, ÁŒÑË ◊á«U‹ 7 ◊Ê„U ‡Ê· ÕË, ¡Ê 59 fl·¸ ∑§Ë ©U◊˝ ‚ ™§¬⁄U ∑§ Õ– ‚Êø¥, 2. ∑§Ê◊⁄‘U«U ⁄UflËãŒ˝ ªÈ#Ê, •äÿˇÊ, ÁŒÑË ◊á«U‹ Á¡Ÿ∑§Ë ‚flÊ 7 ◊Ê„U ‡Ê· „UÊ, ©UŸ∑§Ê SÕÊŸÊãÃÁ⁄UÃ ∑§⁄U SÕÊŸÊãÃ⁄UáÊ 3. ∑§Ê◊⁄‘U«U ‚◊Ë⁄U ’Ÿ¡Ë¸, •äÿˇÊ, ÷Ê¬Ê‹ ◊á«U‹ ÷ûÊ, ÿÊòÊÊ ÷ûÊ, ◊¥„UªÊß¸U ÷ûÊ, ÉÊ⁄‘U‹Í flSÃÈ•Ê¥ ∑§Ë Á‡ÊÁç≈¥Uª ‚Á„UÃ 4. ∑§Ê◊⁄‘U«U ‚¥¡Ëfl Á◊üÊÊ, ◊„UÊ◊¥òÊË, ÷Ê¬Ê‹ ◊á«U‹ ∑§Êÿ¸ª˝„UáÊ •flÁäÊ ÷ûÊ •ÊÁŒ ¬⁄U •ŸÊfl‡ÿ∑§ ⁄UÊÁ‡Ê ∑§ πø¸ ∑§Ê 5. ∑§Ê◊⁄‘U«U ∞◊.∑§.Áfl⁄U◊ÊŸË, ◊„UÊ◊¥òÊË, ø¥«UËª…∏U ÄÿÊ •ÊÒÁøàÿ ÕÊ– ¿U— ◊Ê„U •ÊÒ⁄U ∞∑§ ÁŒŸ ∑§Ë ‚flÊ ‡Ê· ⁄UπŸ 6. ∑§Ê◊⁄‘U«U «UË.∑§.‡Ê◊Ê¸, ◊„UÊ◊¥òÊË, ø¥«UËª…∏U flÊ‹ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ÷Ë Ÿ„UË¥ ’Å‡ÊÊ ªÿÊ– ¡’ ‚flÊ∑§Ê‹ ∑§ (Ãà∑§Ê‹ËŸ •äÿˇÊ) •ÁãÃ◊ ÁŒŸÊ¥ ◊¥ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê •¬ŸË ‚flÊ ÁŸflÎÁûÊ ∑§Ë ÷ÊflË 7. ∑§Ê◊⁄‘U«U ∞‹.∑§.¬Ë.Á‚„U (Ãà∑§Ê‹ËŸ •äÿˇÊ) ÿÊ¡ŸÊ ’ŸÊŸÊ „UÊÃÊ „ÒU, ©U‚ ‚◊ÿ ©Uã„¥U SÕÊŸÊãÃÁ⁄UÃ ∑§⁄U ÁŒÿÊ ¬≈UŸÊ ◊á«U‹ ªÿÊ– Á∑§ÃŸÊ ŒÈ÷Ê¸Çÿ¬ÍáÊ¸ „ÒU Á∑§ ÁflûÊ fl·¸ ∑§Ë ÁmUÃËÿ ÁÃ◊Ê„UË 7. ßU‚ ’Ëø ÷ÈflŸE⁄U ‹’⁄U ∑§Ê≈¸U Ÿ ÁŸáÊ¸ÿ ÁŒÿÊ Á∑§ Á∑§‚Ë ∑§Ê •ÁãÃ◊ ◊Ê„U ÿÊŸË Á‚Ãê’⁄U •Ê ªÿÊ „ÒU, •ÊÒ⁄U ÁflÁ÷ÛÊ ◊¥«U‹Ê¥ ∑§◊¸øÊ⁄UË ∑§Ë ª˝ëÿÈ≈UË Ÿ„UË¥ ⁄UÊ∑§Ë ¡Ê ‚∑§ÃË •ÊÒ⁄U ©Uã„UÊ¥Ÿ ’Ò¥∑§ ◊¥ •÷Ë Ã∑§ SÕÊŸÊãÃ⁄UáÊ ¬˝Á∑˝§ÿÊ ¬Í⁄UË Ÿ„UË¥ „UÊ ‚∑§Ë „ÒU– ÿ„U ∑§Ê ∑§Ê◊⁄‘U«U ∞‹.∑§ 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„ÒU– ÃÊÁ„U⁄U „ÒU, ßU‚∑§ Á‹ÿ ∞‚ÊÁ‚ÿ‡ÊŸ Á¡ê◊ŒÊ⁄U Ÿ„UË¥ SÕÊŸÊãÃ⁄UáÊ Á∑§ÿ ªÿ „Ò¥– „ÒU– ¡Ê ‚◊ÿ, ™§¡Ê¸ •ÊÒ⁄U äÊŸ ∞‚ÊÁ‚ÿ‡ÊŸ ‚ Á÷«∏Ÿ ÃÕÊ ‚Íˇ◊ 14. ‚Ë.∞Ÿ.‚Ë. ∑§Ë ’ÒΔU∑§Ê¥ ◊¥ øøÊ¸ Á∑§ÿ ªÿ ÁflÁ÷ÛÊ ◊Èg, ¬˝’ãäÊŸ „UÃÈ ‹ªÊÿÊ ªÿÊ, ©U‚ ©Uà¬ÊŒ∑§ ∑§ÊÿÊZ ◊¥ ‹ªÊÿÊ ¡Ê Á¡Ÿ◊¥ »§ŸË¸ø⁄U ÷ûÊÊ ’…∏UÊŸ ¡Ò‚ ∑È§¿U ‹Ê÷ ∑§ ◊Èg ÷Ë ‡ÊÊÁ◊‹ ‚∑§ÃÊ ÕÊ– „U◊Ÿ ¡Ê •fl‚⁄U ‹ÊªÃ ÿÊ flÒ∑§Áå‹∑§ ‹ÊªÃ¥ ª°flÊß¸U „Ò¥U, •’ Ã∑§ ¬˝∑§Ê‡Ê ◊¥ Ÿ„UË¥ ‹Ê∞ ¡Ê ‚∑§ „Ò¥U– ¬Ífl¸ ∑§Ë ÃÈ‹ŸÊ ◊¥ „Ò¥U, ©UŸ∑§Ê ◊ÍÀÿ •Ê¡ •Ê°∑§Ê Ÿ„UË¥ ¡Ê ‚∑§ÃÊ– ÁflªÃ ŒÊ fl·Ê¸ ∑§ ŒÊÒ⁄UÊŸ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ŸÊ◊ ◊ÊòÊ ∑§ ‹Ê÷ 11. Œ‡Ê ÷⁄U ◊¥ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ©U‚ ‚◊ÿ ª„U⁄UÊ ‚Œ◊Ê ¬„È¥UøÊ, Á◊‹ ¬Êÿ „Ò¥U– ÿlÁ¬ „U◊ ∑§Ê⁄U¬Ê⁄‘U≈U ∑§ãŒ˝ ∑§ •Êß¸U.•Ê⁄U./∞ø.•Ê⁄U. ¡’ ∑§Ê‹∑§ÊÃÊ ◊¥«U‹ ∑§ •äÿˇÊ ∑§Ë ’Ë◊Ê⁄UË ∑§Ê √ÿÁQ§ªÃ Áfl÷Êª ∑§ ‚ÊÕ ÁŸ⁄UãÃ⁄U ‚¥¬∑¸§ ◊¥ „ÒU, ‹Á∑§Ÿ ÿ ◊Ê◊‹ ¡‚ ∑§ ◊Ê◊‹Ê ‚Êfl¸¡ÊÁŸ∑§ ∑§⁄U ©U‚ ‚ÍøŸÊ ∑§Ê ∞‚.’Ë.•Êß¸U. ≈UÊßUê‚ Ã‚ ¬«∏ „Ò¥– »§«U⁄‘U‡ÊŸ mUÊ⁄UÊ ©UΔUÊÿ ªÿ ∑§ß¸U ∞‚ ŒÍ‚⁄‘U ◊Èg ÷Ë „Ò¥, ¬⁄U «UÊ‹ ÁŒÿÊ ªÿÊ– Œ‡Ê ◊¥ ÷Ê⁄UÃËÿ S≈U≈U ’Ò¥∑§ ∑§ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ Á¡Ÿ∑§Ê ¬˝’ãäÊŸ ‚ ∑§Êß¸U ¡flÊ’ Ÿ„UË¥ ¬˝Ê# „ÈU•Ê „Ò¥U– ∑§Ê „UË Ÿ„UË¥, ŒÍ‚⁄‘U ’Ò¥∑§ ∑§ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ÷Ë ÿ„U ÉÊÁ≈UÿÊ π‹ 15. ‚ÊÁÕÿÊ¥, ≈˛U«U ÿÍÁŸÿŸ ∑§ •ÁäÊ∑§Ê⁄U ‹«∏∑§⁄U Á‹ÿ ¡ÊÃ „Ò¥U– ŸÊªflÊ⁄U ‹ªÊ– »§«U⁄‘U‡ÊŸ ∑§ Áfl⁄UÊäÊ ¬⁄U ¬˝’ãäÊŸ Ÿ ‚ÊßU≈U ‚ ≈˛U«U ÿÍÁŸÿŸ •Ê¥ŒÊ‹ŸÊ¥ ∑§Ê ¬Í⁄UÊ ∑§Ê ¬Í⁄UÊ ßUÁÃ„UÊ‚ ‚¥ÉÊ·¸ •ÊÒ⁄U •¬ŸË ∑È§Áà‚Ã Á≈Uå¬áÊË „U≈UÊß¸U– àÿÊª ‚ ÷⁄UÊ ¬«∏Ê „ÒU– fl·ÊZ ¬„U‹ ’ŸÊÿ ªÿ ÁmU¬ˇÊËÿ ◊¥ø •Ê¡ 12. ‹πŸ™§ ◊á«U‹ ∑§ ‚ŒSÿÊ¥ ‚ ø∑§•Ê»§ ∑§ ◊Êäÿ◊ ‚ Áfl‹ËŸ „UÊ ¡ÊŸ ∑§Ë ÁSÕÁÃ ◊¥ „Ò¥U– ÁflªÃ 50 fl·ÊZ ◊¥ „U◊Ÿ •¥‡ÊŒÊŸ ¬˝Ê# ∑§⁄UŸ ∑§Ê ∑§Êÿ¸ ÷Ë ◊¥«U‹ ¬˝’ãäÊŸ mUÊ⁄UÊ •’ ⁄UÊ∑§ ÁŸÿÁ◊Ã flÃŸ ¬ÈŸ⁄UËˇÊáÊ, ‚flÊ ÁŸflÎÁûÊ ‹Ê÷ ©UŒÊ„U⁄UáÊÊÕ¸ ¬¥‡ÊŸ ÁŒÿÊ ªÿÊ „ÒU, ÿ„U ∑§„U∑§⁄U, Á∑§ fl„UÊ¥ ÁòÊflÊÁ·¸∑§ øÈŸÊfl ‚¥¬ÛÊ ◊¥ ’…∏UÊûÊ⁄UË, »Ò§Á◊‹Ë ¬¥‡ÊŸ, ∑§êÿÈ≈U‡ÊŸ, ◊„¥UªÊß¸U ÷ûÊ ∑§Ê 100 Ÿ„UË¥ ∑§⁄UÊÿ ªÿ „ÒU– ¡’Á∑§ Ãâÿ ÿ„U „ÒU Á∑§ ‚Á∑¸§‹ ∞‚ÊÁ‚ÿ‡ÊŸ ¬˝ÁÃ‡ÊÃ Áfl‹ÿŸ, ¬Ë ÄÿÍ ¬Ë, ∞»§.¬Ë.¬Ë. ∑§Ë •fläÊÊ⁄UáÊÊÿ¥, Ÿ ≈˛U«U ÿÍÁŸÿŸ ∑§ ©U¬ ⁄UÁ¡S≈˛UÊ⁄U ∑§Ê fl„U •ÊŒ‡Ê ◊¥«U‹ ¬˝’ãäÊŸ ¬≈˜U≈UÊ∑Î§Ã •ÊflÊ‚ ∑§Ë ‚ÈÁfläÊÊ, flÊ„UŸ, ‚◊ÊøÊ⁄U ¬òÊ, ◊¡ŒÍ⁄UË ‚Á◊ÁÃ ∑§Ê ©U¬‹éäÊ ∑§⁄UÊÿÊ „ÒU, Á¡‚∑§ •ãÃª¸Ã øÈŸÊfl ∑§Êÿ¸ ∑§ ÷ûÊÊ, ◊Ê’ÊßU‹ »§ÊŸ, ÁøÁ∑§à‚Ê ‹Ê÷, •ÊflÊ‚ ´§áÊ, flÊ„UŸ Á‹ÿ Ÿflê’⁄U Ã∑§ ∑§Ê ‚◊ÿ •ŸÈ◊ãÿ Á∑§ÿÊ ªÿÊ „ÒU– ÿ„UË Ÿ„UË ´§áÊ, àÿÊ„UÊ⁄U •Áª˝◊ ÿ„UÊ¥ Ã∑§ Á∑§ ¡Ê ÷Ë ‹Ê÷ ‚Êø ¡Ê ‚∑§Ã 86 SEP.-OCT. 2013 SUP-VOICE Õ, fl ‚’∑§ ‚’ »§«U⁄‘U‡ÊŸ ∑§ ¬˝ÿÊ‚Ê¥ ‚ „UË ¬˝Ê# „Èÿ „Ò¥U– ‚÷Ë ÁflÁ÷ÛÊ ◊á«U‹ „U◊ ‚’ •ÁäÊ∑§ÊÁ⁄UÿÊ¥, ∑§◊¸øÊÁ⁄UÿÊ¥ ‚ „UË Á◊‹∑§⁄U ∑§Êÿ¸¬Ê‹∑§ ∑§÷Ë „U◊Ê⁄‘U ‚ŒSÿ ⁄U„U „Ò¥U ÃÕÊ ¬ »§«U⁄‘U‡ÊŸ mUÊ⁄UÊ ’Ÿ „Ò¥U •ÊÒ⁄U ßU‚∑§Ë ¬˝ªÁÃ ‚ „U◊ ‚’∑§Ë ¬˝ªÁÃ „UÊªË– Á∑§ÿ ¡ÊŸ flÊ‹ ‚Ê◊ÍÁ„U∑§ ¬˝ÿÊ‚Ê¥ fl ¬˝’ãäÊŸ ∑§ ‚ÊÕ ‚Ê◊ÍÁ„U∑§ 19. ‚ÊÕ „UË, ‚ÊÁÕÿÊ¥ „U◊¥ ∑§ÁΔUŸ ‚¥ÉÊ·¸ •ÊÒ⁄U àÿÊª ‚ ¬˝Ê# ‚◊¤ÊÊÒÃÊ flÊÃÊ¸•Ê¥ ◊¥ „U◊Ê⁄‘U ‚„U÷ÊªË ⁄U„U „Ò¥U– ©UŸ ‚’Ÿ •¬Ÿ Á∑§ÿ ªÿ ≈˛U«U ÿÍÁŸÿŸ ∑§ •ÁäÊ∑§Ê⁄UÊ¥ ‚ ÷Ë ∑§Êß¸U ‚◊¤ÊÊÒÃÊ Ÿ„UË¥ ∑Ò§Á⁄Uÿ⁄U ◊¥ ¬˝ªÁÃ ∑§Ë „ÒU– ©Uã„UË ◊¥ ‚ ∑È§¿U „U◊Ê⁄‘U ¬ŒÊÁäÊ∑§Ê⁄UË ÷Ë ∑§⁄UŸÊ „ÒU– „U◊Ê⁄‘U ‚ÊÕË ¡„UÊ¥ ’Ò¥∑§ ∑§ Á‹ÿ •¬ŸÊ ‡ÊÃ ¬˝ÁÃ‡ÊÃ ⁄U„U „Ò¥U– ßUŸ ‚’Ÿ ©UŸ ¬ŒÊÛÊÁÃ ŸËÁÃÿÊ¥ ÃÕÊ SÕÊŸÊãÃ⁄UáÊ ŸËÁÃÿÊ¥ ÿÊªŒÊŸ ŒŸ ∑§Ê ÃÒÿÊ⁄U „Ò¥U, √„UË¥ ÿÁŒ ¬˝’ãäÊŸ ∑§Ê ÿ„UË •Á«∏ÿ‹ ∑§Ê ‹Ê÷ ©UΔUÊÿÊ „ÒU– •Ê¡ ©UŸ∑§ ‚Ê⁄‘U Á∑§ÿ äÊ⁄‘U ¬⁄U ¬ÊŸË »§⁄UŸÊ ⁄UflÒÿÊ ⁄U„UÊ ÃÕÊ „U◊Ê⁄UË ¡Êÿ¡ ◊Ê¥ª¥ Ÿ ◊ÊŸË ªß¸U ÃÊ ‚¥ªΔUŸÊà◊∑§ ÃÕÊ »§«U⁄‘U‡ÊŸ ∑§Ë ’ÈÁŸÿÊŒ ∑§Ê ŸCU ∑§⁄UŸ ∑§Ê ¬˝ÿÊ‚ ÉÊÊ⁄U ∑§Êÿ¸flÊ„UË ◊¥ ∑Í§ŒŸ¥ ∑§ Á‹ÿ ÷Ë „U◊¥ ÃÒÿÊ⁄U ⁄U„UŸÊ øÊÁ„Uÿ– ‡ÊÊÁãÃ •Êpÿ¸¡Ÿ∑§ „Ò¥U– ¬ÍáÊ¸ Ã⁄UË∑§ ‚ •¬ŸË ’ÊÃ ∑§„UŸ, ‡ÊÊÁãÃ¬ÍáÊ¸ Ã⁄UË∑§ ‚ ¬˝Œ‡Ê¸Ÿ 16. ’Ò¥∑§ ∞‚ÊÁ‚ÿ‡Ê, ÿÍÁŸÿŸ (SEWA)•ÊÒ⁄U ¬¥‡ÊŸ⁄U ‚÷Ë ∑§⁄UŸ ∑§ Á‹∞ „U◊Ê⁄‘U •ÁäÊ∑§Ê⁄UÊ¥ ∑§Ê ∑§Êß¸U ÁŸÿÁãòÊÃ Ÿ„UË¥ ∑§⁄U ßU‚ ¬˝ªÁÃ ∑§ „U◊‚»§⁄U ⁄U„U „Ò¥– »§«U⁄‘U‡ÊŸ Ÿ „U◊‡ÊÊ ’Ò¥∑§ ∑§Ë „U⁄U ‚∑§ÃÊ– fl „U◊Ê⁄‘U ÁŒ‹ ◊¥ ’ÒΔU „ÈUÿ „ÒU– 28 •ªSÃ „U◊Ê⁄‘U Á‹ÿ ¬„U‹ ∑§Ê ∑§ÊÿÊ¸ÁãflÃ ∑§⁄UŸ ◊¥ ‚„UÿÊª ¬˝ŒÊŸ Á∑§ÿÊ „ÒU øÊ„U fl„U ©Uã„UË¥ ÿÊŒÊ¥ ∑§Ê ¬ÈŸ¡Ë¸ÁflÃ ∑§⁄UŸ, ©U‚ ‚ÊÑÊ‚ ◊ŸÊŸ ∑§Ê ÁŒŸ ◊ÒŸÈ•‹ ’Ò¥Á∑§ª ∑§Ê ‚◊ÿ ⁄U„UÊ „UÊ ÿÊ Á»§⁄U ’Ò¥∑§ •ÊÁ»§‚ „ÒU– „U◊Ÿ ‚÷Ë •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ë ÷ÊflŸÊ•Ê¥ ∑§Ë •Á÷√ÿÁQ§ SflM§¬ ∑¥§åÿÍ≈U⁄UË∑§⁄UáÊ ‚ ‹∑§⁄U ∑§Ê⁄U, ’Ò¥Á∑§ª, ’Ë.¬Ë.•Ê⁄U, ‹ˇÿÊ¥ ∑§Ë •Ê¡ ∑§ ÁŒŸ •¬Ÿ ◊ÈQ§ ∞fl¥ S¬CU ÁfløÊ⁄UÊ¥ ∑§Ê ⁄UπÊ „ÒU– ≈˛U«U ¬˝ÊÁ#, ∞Ÿ.¬Ë.∞. ÉÊ≈UÊŸ ¡Ò‚ •ãÿ ÁflÁfläÊ ˇÊòÊ– »§«U⁄‘U‡ÊŸ Ÿ¥ ÿÍÁŸÿŸ, Á¡‚∑§Ê ◊Í‹ ‚Ê◊ÍÁ„U∑§ ‚◊¤ÊÊÒÃÊ flÊÃÊ¸ÿ¥ „Ò¥U, ¡Ê ªÁ⁄U◊Ê, ’Ò¥∑§ ∑§Ë ∑§ËÁÃ¸ ¬ÃÊ∑§Ê ‹„U⁄UÊŸ ◊¥ ‚ŒÒfl ‚„UÿÊª Á∑§ÿÊ „ÒU– ãÿÊÿ ÃÕÊ •Êà◊ ‚ê◊ÊŸ ∑§Ë ¬˝ÃË∑§ „ÒU, „U¡Ê⁄UÊ¥ fl·ÊZ ‚ ◊ÊŸfl 17. ∞∑§ ‚◊ÿ fl„U ÷Ë ÕÊ ¡’ ’Ò¥∑§ ¬˝’ãäÊŸ ÃÕÊ ∞‚ÊÁ‚ÿ‡ÊŸÊ¥ Áfl∑§Ê‚ ∑§Ë ÿÊòÊÊ ∑§Ê •¥ª ⁄U„UË „ÒU– 18flË¥ 19flË¥, •ÊÒ⁄U 20flË¥ ∑§ ‚¥ÿÈQ§ ∑§ÊãÄ‹fl •ÊÿÊÁ¡Ã Á∑§ÿ ªÿ, ‚ÿÈQ§ ÉÊÊ·áÊÊÿ¥ ∑§Ë ‚ÁŒÿÊ¥ ∑§ ‚òÊÊ¥‚ „U◊Ÿ Œπ „Ò¥U– ‹Á∑§Ÿ ∑§Êß¸U ’ÊÃ Ÿ„UË¥, ßUã„UË¥ ªß¸U •ÊÒ⁄U ‚¥ª-‚¥ª „U◊ ‚÷Ë •Êª ’…∏U– ªÊÒ⁄U ∑§ËÁ¡ÿªÊ ¬˝Œ‡Ê¸Ÿ, ‚¥òÊÊ‚Ê¥ •ÊÒ⁄U ‡ÊÊ·áÊ ‚ ÿÍÁŸÿŸ ∑§Ê ¡ã◊ „ÈU•Ê „ÒU– „U◊ ÿÊòÊÊ ¬⁄U „U«∏ÃÊ‹¥, ÁfløÊ⁄U ◊Ã÷Œ Ã’ ÷Ë ø‹Ã ⁄U„UÃ Õ– ‹Á∑§Ÿ ŒÊŸÊ¥ ÁŸ∑§‹ „Ò¥U------¡Ò‚ „UË „U◊Ê⁄UË ∞∑§ ÿÊòÊÊ ‚◊Ê# „UÊªË- ¬ˇÊÊ¥ Ÿ ∞∑§ ŒÍ‚⁄‘U ∑§Ë ÁSÕÁÃ ∑§Ê ∞∑§ ŒÍ‚⁄‘U ∑§Ë Áflfl‡ÊÃÊ ∑§Ê ------ŒÍ‚⁄UË ¬˝Ê⁄Uê÷ „UÊ ¡ÊÿªË– „U◊ •Ê¬∑§Ê •ª‹ ‚◊¤ÊÊ ÃÕÊ ∞∑§ ¬Á⁄UflÊ⁄U ∑§Ë Ã⁄U„U •Êª ’…∏UŸ ∑§Ê ¬˝ÿÊ‚ Á∑§ÿÊ– ÁŸáÊ¸ÿÊ¥ ÃÕ ∑§Ë ¡ÊŸ flÊ‹Ë ∑§Êÿ¸flÊ„UË ∑§ ’Ê⁄‘U ◊¥ ¬ÈŸ— •flªÃ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê •‹ª ∑§⁄UŸ •ÕflÊ ©Uã„¥U ‹ˇÿ ’ŸÊŸ ∑§Ê ∑§⁄UÊÿ¥ª– ∑§Êÿ¸ ßU‚‚ ¬Ífl¸ ∑§÷Ë Ÿ„UË¥ Á∑§ÿÊ ªÿÊ– ÷Ê⁄UÃËÿ S≈U≈U ’Ò¥∑§ ...... •U◊⁄U ⁄U„U 18. •Ê¡ 28 •ªSÃ ∑§Ê ÁŒŸ ’Ò¥∑§, »§«U⁄‘U‡ÊŸ ÃÕÊ ∞‚ÊÁ‚ÿ‡ÊŸ „U◊Ê⁄UÊ »§«U⁄‘U‡ÊŸ ...... •U◊⁄U ⁄U„U ∑§ ¬˝ÁÃ „U◊¥ •¬Ÿ ‚◊¬áÊ¸ ∑§Ê ŒÊ„U⁄UÊŸ ∑§Ê ÁŒŸ „ÒU– ’Ò¥∑§ •Ê¡ „U◊Ê⁄UË ∞∑§ÃÊ •ÊÒ⁄U •πá«UÃÊ ...... •U◊⁄U ⁄U„U ∑§ÁΔUŸ ŒÊÒ⁄U ‚ ªÈ¡⁄U ⁄U„UÊ „ÒU– ‡ÊË·¸ ∑§Êÿ¸¬Ê‹∑§Ê¥ ∑§ ßU‚ •Á«∏ÿ‹ ‡ÊÈ÷∑§Ê◊ŸÊ•Ê¥ ‚Á„UÃ, ⁄UflÒÿ ∑§ ’Êfl¡ÍŒ „U◊ ’Ò¥∑§ ∑§ ‚ÊÕ ∑¥§äÊ ‚ ∑¥§äÊÊ Á◊‹Ê∑§⁄U ø‹¥ •ÊÒ⁄U ∑§«∏Ë ◊„UŸÃ ∑§⁄‘¥U, „U◊ ∞Ÿ.¬Ë.∞. ÉÊ≈UÊŸ ∑§ Á‹ÿ •ÊÒ⁄U ¬˝ÁÃ’hU „UÊ¥, •¬ŸË •ÊÁSÃÿÊ¥ ∑§Ë ªÈáÊflûÊÊ ’…UÊÿ¥ ÃÕÊ ¬˝áÊÊ‹Ë ¬˝Á∑˝§ÿÊ ∑§Ê ©UÑ¥ÉÊŸ Ÿ ∑§⁄UÃ „ÈUÿ ‚◊ÈÁøÃ Ã⁄UË∑§ ‚ ‹ˇÿ ¬˝ÊÁ# (flÊß¸U. ‚ÈŒ‡Ê¸Ÿ) ∑§Ê ¬˝ÿÊ‚ ∑§⁄‘¥U– ¬˝áÊÊ‹Ë ¬˝Á∑˝§ÿÊ ∑§ ¬Ê‹Ÿ ¬⁄U ßU‚Á‹ÿ äÿÊŸ ◊„UÊ◊¥òÊË, ∞.•Êß¸U.∞‚.’Ë.•Ê.∞»§ 87 SEP.-OCT. 2013 SUP-VOICE

BE A LEADER - NOT A BOSS •Áœ∑§Ê⁄UË ‚„U∑§Ê⁄UË ‚Êπ ‚Á◊ÁÃ, ÷Ê¬Ê‹ The Boss Drives His Men „U◊Ê⁄U ªS≈U-„UÊ©U‚ ◊¥ ΔU„U⁄UŸ flÊ‹ The Leader Inspires Them. ‚ÊÁÕÿÊ¥ „UÃÈ ◊„Uàfl¬ÍáÊ¸ ‚ÍøŸÊ The Boss Depends On Authority ÃâÊÊ ©UŸ‚ ÁflŸ◊˝ •ŸÈ⁄UÊäÊ The Leader, On Goodwill. ªS≈U-„UÊ©U‚ ◊¥ ΔU„U⁄UŸ „UÃÈ Á¡Ÿ ‚ŒSÿÊ¥ Ÿ ’ÈÁ∑¢§ª ∑§⁄UÊß¸ „UÊÃË „ÒU Boss Evokes Fear ©UŸ◊¥ ‚ ∑È§¿U fl„UÊ° •ÊŸ ◊¥ •‚◊Õ¸ ⁄U„UÃ „Ò¥U ÃÕÊ Ãà‚¢’¢œË ∑§Êß¸ The Leader Radiates Love. ‚ÍøŸÊ ÷Ë Ÿ„UË¥ ŒÃ „Ò¥U– ©UŸ∑§ ŸÊ◊ ∑§Ë ’ÈÁ∑¢§ª „UÊŸ ∑§ ∑§Ê⁄UáÊ The Boss Says “I” •ãÿ ¡M§⁄UÃ◊¢Œ ‚ÊÕË ß‚ ‚ÈÁflœÊ ∑§Ê ‹Ê÷ ©UΔUÊŸ ‚ fl¢ÁøÃ ⁄U„U The Leader Says “We”. ¡ÊÃ „Ò¥U– The Boss Shows Who is Wrong 2. •Ã— √ÿflSÕÊ ∑§Ê ‚ÈøÊM§ ’ŸÊŸ „UÃÈ ÿ„U ÁŸáÊ¸ÿ Á‹ÿÊ ªÿÊ The Leader Shows What is Wrong. „ÒU Á∑§ ¡Ê ÷Ë ‚ŒSÿ ’ÈÁ∑¢§ª ∑§⁄UÊŸÊ øÊ„¥U, fl ¬„U‹ ≈UÁ‹»§ÊŸ ¬⁄U ©U¬‹éœÃÊ ∑§Ë ¡Ê°ø ∑§⁄U ‹¥ ÃÕÊ ©U‚∑§ ’ÊŒ ¬˝ÁÃÁŒŸ The Boss Knows How it is Done ∑§Ë ÁŸœÊ¸Á⁄UÃ Œ⁄U ‚ ªS≈U-„UÊ©U‚ ∑§ πÊÃ ◊¥ ∑§Ê⁄U ’Ò¥Á∑¢§ª The Leader Shows How to Do It. ∑§ ◊Êäÿ◊ ‚ ⁄UÊÁ‡Ê ¡◊Ê ∑§⁄¥U– The Boss Abuses Men ªS≈U-„UÊ©U‚ ∑§Ê ŸÊ◊ πÊÃÊ ∑˝§◊Ê¢∑§ The Leader Uses Them. • Áfl¡ÿ SÃ¢÷, ÷Ê¬Ê‹ 31513814962 The Boss Demands Respect • å‹Á≈UŸ◊ å‹Ê¡Ê, ÷Ê¬Ê‹} The Leader Commands Respect. ‚¢’¢ÁœÃ ¡◊Ê-¬øË¸ (∑˝§Á«U≈U √„UÊ©Uø⁄U) ∑§Ë ∑§Ê©¢U≈U⁄U»§Êß‹ ∑§Ê „U◊Ê⁄U ‚¢ÉÊ ∑§ÊÿÊ¸‹ÿ ∑§ »Ò§Ä‚ ∑˝§. 0755-2551081 ¬⁄U Ãà∑§Ê‹ »Ò§Ä‚ mÊ⁄UÊ ÷¡Ÿ ∑§Ê ∑§CÔU ∑§⁄¥U– ÿ„U »Ò§Ä‚ SHORTEST COURSE ‚¢Œ‡Ê ¬˝Ê# „UÊŸ ¬⁄U „UË ªS≈U-„UÊ©U‚ ∑§ ∑§ˇÊ ∑§Ë ’ÈÁ∑¢§ª ∑§Ë ¬ÈÁCÔU ∑§Ë ¡Ê ‚∑§ªË– IN HUMAN BEHAVIOUR x. Á¡‹Ê ¬˝‡ÊÊ‚Ÿ mÊ⁄UÊ ¡Ê⁄UË ÁŸŒ¸‡ÊÊ¢ ∑§§ ¬Á⁄U¬˝ˇÿ ◊¥ ‚ÊÁÕÿÊ¥ ‚ • 6 Important words : I admit I made a mistake. ÁŸflŒŸ „ÒU Á∑§ fl ªS≈U-„UÊ©U‚ •ÊÃ ‚◊ÿ •¬ŸÊ ¬„UøÊŸ- • 5 Important words : You did a good job. ¬òÊ •fl‡ÿ ‹Ê∞¢– ÿÁŒ ©UŸ∑§ ¬Á⁄UflÊ⁄U¡Ÿ ÿ„UÊ° ΔU„U⁄UŸ •ÊÃ „Ò¥U, ÃÊ ∑Î§¬ÿÊ ©Uã„¥U •¬Ÿ ¬„UøÊŸ-¬òÊ ∑§Ë »§Ê≈UÊ∑§ÊÚ¬Ë • 4 Important words : What is your opinion? •fl‡ÿ Œfl¥ ÃÊÁ∑§ Á∑§‚Ë ÷Ë ¬˝∑§Ê⁄U ∑§Ë ‚¢÷ÊÁflÃ •‚ÈÁflœÊ/ • 3 Important words : Will you please? ∑§Êÿ¸flÊ„UË ‚ ’øÊ ¡Ê ‚∑§– • 2 Important words : Thank you. y. ‚èÊË ‚ÊÁâÊÿÊ¢ ‚ ¬ÈŸ— •ŸÈ⁄UÊäÊ „UÒÒU Á∑§ fl •¬Ÿ ∑§ÊÿÊ¸‹ÿËŸ • 1 Important word : We. ŒÊÒ⁄UÊ¢ ∑§§ ŒÊÒ⁄UÊŸ „U◊Ê⁄UË •ÁäÊ∑§Ê⁄UË ‚„U∑§Ê⁄UË ‚ÊÅÊ ‚Á◊ÁÃ ∑§§ ‚fl¸‚ÈÁfläÊÊ-‚ê¬ãŸ ªS≈-U„UÊ©U‚Ê¢ ∑§Ê „UË ©U¬ÿÊª ∑§⁄UU¢– • Least Important word : I. - •äÿˇÊ, •Áœ∑§Ê⁄UË ‚„U∑§Ê⁄UË ‚Êπ ‚Á◊ÁÃ BHOPAL (VIJAY STAMBH) BHOPAL (PLATINUM PLAZA) GUEST HOUSE RAIPUR The Caretaker The Caretaker The Caretaker HIG-501, 5th Floor, Vijay Stambh, Flat No.44, Orange ,1st Floor, Platinum Plaza, P-21, Aventi Vihar, Telibandha, M.P. Nagar, Bhopal (M.P.) 462 011. Near Mata Mandir,T.T.Nagar, Bhopal G.E. Road, Raipur(CG) Ph. : 2675383, 4237767 Ph. : 2774484, 4206595, 09425009642 Ph. : 0771-4039495 Contact Person : Shri Anil Mishra - Mob. : 9993635531 Mob. : 09630875897 Mob. : 09425156635 Contact Person : Shri Rakesh Agarwal- Contact Person : Shri Pawan Mishra - Mob. : 09425009642 Mob. : 08718803688, 09977006775 88 SEP.-OCT. 2013 SUP-VOICE STATE BANK VISHWA YATRA FOREIGN TRAVEL CARD : IMPORTANT POINTS Compiled by : SHRI PANKAJ CHATURVEDI, Dy. Managar, Bhopal Main Branch & Team I.B. Edited by : SHRI GOPAL RATHORE, Ex-Asstt. General Manager, SBI

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transacted

89 SEP.-OCT. 2013 SUP-VOICE

KNOWLEDGE IS POWER • IGNORANCE OF LAW IS NO EXCUSE • LAW FAVOURS THE VIGILANT, NOT THE INDOLENT EXTRACTS FROM RECENT CIRCULARS, ETC.

COMPILED BY : SHRI GOPAL RATHORE Ex-Asstt. General Manager, SBI Mobile : 094256 03008 (unchanged) Ex-President, SBIOA, Bhopal Circle

I centres and customers, to meet the competition from other STAFF MATTERS banks, to ease pressure on the Zonal Credit Committee and to enhance its efficiency and diligence on higher-value Staff Sup. : Deputation of Bank’s Officers to Bank’s proposals : e-Cir/1244/2012-13. Subsidiaries & Outside Organisations : Recovery of Contribution Towards Superannuation Benefits, etc. : W.e.f. Loans Against Term Deposits : Interest Rate : @ 0.40% 01.04.2012 : e-Cir/1246/2012-13. above the interest paid on Term Deposits : Valid till 31.03.2013 : e-Cir/1253/2012-13. Staff Misc. : Collection of Contribution from Staff/ Customers : Prohibited as per Service Rules : e-Cir/1274/ The revised rate is applicable to all Business Units/Groups 2012-13. of the Bank. The Rule of Conduct signed by the employee at the time of Adv. Against Units of Mutual Funds : RBI’s Instructions : joining the Bank also contains the following clause : The RBI are not in favour of the banks extending credit to Corporates/Non-Corporates (other than individuals) against “Any employe accepting from a constituent of the Bank, a units of debt-oriented mutual funds : e-Cir/1272/2012-13. Gift other than that of fruit or flowers will, unless the permission of the Bank has been previously obtained, be SBI Combo Loan Scheme : New Product : Under the liable to dismissal from service.” combo product, the limit for a car loan and a two-wheeler loan is combined into a single limit for the entire tenure of Staff Misc. : Individual Housing Loan Before Retirement : the loan and at the interest rate as applicable under the e-Cir/1247/2012-13 : regular car loan scheme. Thus, a customer applying under a) Even if employee is not able to acquire/complete Combo Loan product is benefitted in interest rate for two- construction of house before his retirement, housing loan wheeler loan portion. Besides, he can avail maximum tenure under IHLs can be sanctioned, provided the employee gives of 7 years for this combo limit : e-Cir/1269/2012-13. cash collateral equivalent to the loan sanctioned, till The salient features of the scheme are detailed in e-Cir/ equitable mortgage on the property is created in favour of 1269/2012-13. the Bank. Car Loans, Home Loans : Personal Accident Insurance : b) A maximum period of 6 months from the date of The Bank has discontinued the Free (Complimentary) Group retirement may be allowed for commencing of repayment Personal Accident Insurance Cover (Death only) provided in deserving cases by the sanctioning authority in case of to its Existing as well as New Home & Car Loan customers delay in completion of the project. with effect from 01.07.2013 (i.e., on the expiry of the current However, in those cases which are cash collateralized due Master Policy). to delay in completion, a moratorium period up to 18 months from the date of retirement may be allowed, depending on the likely completion of the project. • We must not allow the clock and calendar to c) Repayment after retirement up to 75 years of age, blind us to the fact that each moment of life is subject to the maximum tenure of loan being 20 years. a miracle and mystery. - H G Wells A D V A N C E S • Since I cannot increase the duration of my Constitution of RCC : Regional Credit Committee : The life, let me increase its intensity. Bank has created Regional Credit Committees in all Regions - Dr. Homi Bhabha across the country, including Regions at those centres • Behave the same way with others, as you would where DGM (B&O) Offices are located, for faster credit like them to do to you. - Jesus Christ dispensation by bringing credit decision nearer to business

90 SEP.-OCT. 2013 SUP-VOICE

EXTRACTS FROM RECENT CIRCULARS, ETC...... across the country was done on 01st June, 2013 : e-Cir/ However, in case of any incident of accidental death of any 268/2013-14. borrower(s) on or before 01.07.2013, the relative claim, RFIA : Risk-focussed Internal Audit & Credit Audit : along with the required documents, should be submitted Incentive : In order to promote compliance culture and immediately to SBI General Insurance Co. Ltd. for reduce the average closure time of audit reports, a system settlement of such claims : e-Cir/1294/2012-13. of incentivezing branches by awarding some additional Home Loans : Take-over : From Associate Banks : scores for quality compliance within a short period has Whenever individual requests for Take-over of Home Loans been introduced w.e.f. 01.03.2013. This system of rewards are received from Customers of the Associate Banks, we will encourage the Branches with borderline ratings to may consider such proposals on merits, provided that they upgrade their ratings through prompt compliance, in addition maintain their salary accounts with us under our Corporate to improving overall compliance and average closure time Salary Package. However, our Branches should not canvass of Audit Reports of the Bank : e-Cir/318/2013-14. for Take-over of Home Loans from the Associate Banks : In case any false compliances are observed subsequently, e-Cir/1293/2012-13. the matter will be viewed seriously and appropriate punitive Education Loans : PAN Card : In cases the Student/Parent/ action will be taken against the erring official, in addition to Guardian has applied for PAN through our Branch and the penalty for the Branch. Branch has submitted the same to the respective IT Deptt, COMPUTERISATION but the Student/Parent/Guardian has not yet received the PAN Card, the disbursement of 1st tranche of Education Cash Balances : Differences in Cash Balances in BGL Loan may be made, pending receipt of the PAN Card. and CGL A/c : The operating units should ensure that the differences in cash related BGL/CGL accounts are to be Also, in cases where the Student/Parent/Guardian have located and reconciled at their (Branch) end on daily basis : applied for PAN on their own, but PAN Card is not yet e-Cir/277/2013-14. received, the disbursement of 1st tranche may be made, pending receipt of the PAN card, provided the Student/ SBI ATM : Unsuccessful Transactions and Successful But Parent/Guardian produces an acknowledgement copy of Disputed Transactions : Standard Operating Procedure submission of the PAN application to the respective IT Dept. (SOP) Introduced : Details furnished in e-Cir/288/2013-14. However, the Branch should ensure that PAN details of the The prescribed back-up register should be maintained Student and Parent/Guardian are received before the next properly. disbursement is made : e-Cir/1242/2012-13. INB : Interface : Maker-Checker Functionality : Delegating Xpress Credit Loans : Revised Sanctioning Structure : the Role of INB Maker to Award Staff, and INB Checker to Clarifications : Detailed in e-Cir/1263/2012-13. Supervising Staff. Details furnishes in e-Cir/313/2013-14. Scheme for Lending to MFIs/NGOs : Updated Retail INB : Extension for Waiver of Charges for intra- Instructions : Detailed in e-Cir/1283/2012-13. bank transactions and Concession in Exchange for issuing Corporate Loan : Revised Guidelines : Clarifications : e- drafts through on-line requests : e-Cir/261/2013-14. Cir/1279/2012-13. Courier charges of Rs. 25/- should be recovered for delivery Tractor Finance : Consolidated List of approved models of drafts at doorstep. of tractors : Approved by CFMTTI, Budni, MP, and FMTTI, No charge is to be levied for staff and Bank pensioners. Hissar : Updated as on February 2013 : e-Cir/1254/ 2012-13. Branches should finance only those models of tractors, • In prosperity, our friends know us. In adversity, which are included in the list. we know our friends. Special OTS for Tractor Loans : Frequently Asked - John Collins Questions, Proposal Formats, etc. : e-Cir/1241/2012-13. • One half of the world cannot understand the II pleasure of the other. - Jane Austen ACCOUNTING SYSTEMS • If you do not think of future, then you have no future. - John Galsworthy CTS 2010 Standard : IOIs : The new functionality for printing of CTS-2010 Standard compliant IOIs (Draft, • Mind can make heaven of hell and hell of Banker’s Cheque, and Draft on Associate Banks) was rolled- heaven. - John Milton out in phased manner. The final roll-out at all branches 91 SEP.-OCT. 2013 SUP-VOICE

EXTRACTS FROM RECENT CIRCULARS, ETC...... b) In other cases of premature withdrawal, the Interest is Mobile Banking Services : Virtual Card : In order to 0.50% below the rate applicable for the period the deposit provide one more value-added service, combining the has remained with the Bank or 0.50% below the contracted benefits of using the Bank account and the universal rate, whichever is lower. However, no interest is paid if the acceptance of a VISA Card on our MBS platform, the Bank deposit remains for less than 7 days period. has recently introduced an option for the generation of virtual TDS : FY 2013-14 : The rate of TDS is higher of 20% or the card in a highly secured environment : e-Cir/29/2013-14. applicable rate in all cases where valid PAN is not quoted Virtual Cards, also known as Electronic Cards or e-Cards, by the recipient. The declaration filed in 15G and 15H is are pre-paid cards created for e-commerce transactions. also not valid unless the person filing the declaration For reasons of security, the facility is available only over furnishes his PAN in such declaration. Therefore, Branches the GPRS-based application - “State Bank Freedom - should make extra efforts in persuading the customers to Premium”. provide their PAN : e-Cir/301/2013-14. CASH DEPT. : SYSTEMS/PROCEDURES Non-compliance with TDS requirements, provided in the IT Act, is subject to severe penalties. Branches/Offices Exchange of Notes & Coins : RBI Master Circular : should, therefore, ensure that there is no violation of TDS Enclosed to e-Cir/336/2013-14. provisions. Counterfeit Notes : Detection and Impounding : RBI A delay in furnishing TDS statements, results in a fee of Master Circular : Enclosed to e-Cir/333/2013-14. Rs. 200 per day on the Bank, besides possible penalties Currency Transfers : Penal Interest : RBI Master Circular : imposed by the Income-Tax department. Enclosed to e-Cir/333/2013-14. SBI Tax-Saving Scheme : e-TDR, e-STDR : The Bank Transportation of Cash : By Banks : Standard Operating has made available through the Internet banking portal the Procedure : Indian Banks’ Association advised the banks e-TDR/e-STDR facility w.e.f. 25.05.2013 : e-Cir/214/ to evolve a Standard Operating Procedure for movement of 2013-14. cash by Banks, during election period to ward off misuse The advice is to be printed by the Home Branch only at the of cash vans : e-Cir/224/2013-14. request of the depositor and the customer should collect D E P O S I T S the same from the Home Branch. KYC Day : Observance on 01.08.2013 : Activities to be Staff Deposits : Associations/Societies : Interest on undertaken : e-Cir/417/2013-14. deposits of societies (including co-operative housing Domestic Term Deposits : Retail Deposits (Below Rs. 1 societies) and associations formed exclusively by members Crore) : Premature withdrawal : Charges : e-Cir/4/2013-14 : of Bank’s staff are paid at rate applicable to the staff, subject to submission of a declaration by the society/ Period Single Term Deposit Single Term Deposit association at yearly intervals on 1st April each year that Less than Rs. 15 Lac Rs. 15 Lac to Less monies deposited or which may, from time to time, be than Rs. 1 Crore deposited into their account belong to the member of the a) Below 1 year 0.5% p.a. NIL society/association who are members of Bank’s staff : e- b) 1 year and above 0.5% p.a. 0.5% p.a. Cir/280/2013-14. Domestic Term Deposits : Bulk Deposits (Rs. 1 Crore & • Strive for perfection and you will reach above) : Interest Rates : w.e.f. 07.06.2013 : Detailed in e- Cir/195/2013-14. excellence. - JRD Tata • It is not the excessiveness but the irregularity Domestic Term Deposits : Bulk Deposits (Rs. 1 Crore & above) : Interest Rates : w.e.f. 07.06.2013 : The reduction of work that kills a man. of 25 bps with effect from 07th June 2013 on the tenors 7 - Mahatma Gandhi days to below 1 year is not applicable for Senior Citizens : • The best remedy of anger is to keep quiet. Detailed in e-Cir/245/2013-14. - Mahatma Gandhi Domestic Term Deposits : Bulk Deposits (Rs. 1 Crore & • One who is fond of reading can be happy above) : Premature Withdrawal : e-Cir/195, 245/2013-14 : anywhere. - Mahatma Gandhi a) There is no penalty for premature withdrawal of bulk • Live as if were to die tomorrow, deposits of tenors below one year provided these have Learn as if you were to live forever. remained with the Bank for at least 7 days. - Mahatma Gandhi 92 SEP.-OCT. 2013 SUP-VOICE

EXTRACTS FROM RECENT CIRCULARS, ETC...... conducting PPF/SCSS business : e-Cir/324/2013-14. A new customer type has been created in CBS for this PPF, 1968 : Transferred A/cs : With regard to transfer of purpose. Public Provident Fund Account from our one Branch to The necessary declaration obtained from the society/ another Branch, the accrued interest is not to be remitted association at the time of opening of such accounts and by the transferor Branch at the time of transfer of account. also at the beginning of subsequent financial year should The accrued interest is only to be advised by the transferor be handled by the Branches administratively. Branch : e-Cir/324/2013-14. Staff Deposits : HUF : The RBI recently clarified that SCSS, 2004 : Recent Changes : Consolidated Instructions : extending benefit of additional interest on deposits of Bank’s Detailed in e-Cir/273/2013-14. staff as Karta in an HUF account is not in conformity with Central Govt. : Zeroisation of Balances : Of all Dealing their extant regulations : e-Cir/247/2013-14. Branches, on 01.06.2013 : Adjusting of LOCs on Central Such term deposits should not be given the benefit of Govt. Accounts : Resetting/Updation of GAD5 Balances additional rate of interest either under Senior Citizen by the Central Govt. Dealing Branches : e-Cir/181/ category or under Staff category. 2013-14. GOVT. BUSINESS Transfer of balances as on 31.05.2013 of individual Central Government Accounts of all the Dealing Branches : This Govt. Business : Opening of Letters of Credit : Margin exercise was carried out on 01.06.2013. Money for Issuance of Letters of Credit : One off Letter of Credit with NIL margin (and without credit limit) on behalf Govt. Business : Agency Commission : Master Circular : of Central Govt. Depts./Ministeries Accredited to our Bank Updated up to 30.06.2013 : e-Cir/421/2013-14. may be opened only by the Branches handling the business Govt. Business : Agency Commission : Rates : w.e.f. of the LC applicant Government Dept./Ministry : e-Cir/354/ 01.07.2012 : Extant Instructions Reiterated : e-Cir/177/ 2013-14. 2013-14. Such one off LC request with Nil margin from State Govt./ Other Important Points While Claiming Commission : undertaking may not be entertained. Detailed in e-Cir/177/2013-14. RBI Relief / Savings Bonds : Nomination Facility : RBI Govt. Commission : Identification of other bank Master Circular : Enclosed to e-Cir/348/2013-14. transactions : For P-report Purposes : CBS recently new RBI Relief / Savings Bonds : Appointment/Delisting of field in this regard : e-Cir/229/2013-14. Brokers & Payment of Brokerage : RBI Master Circular : Govt. Commission : Adjusting Entries : Roll-out of GBSS Enclosed to e-Cir/352/2013-14. Commission Module : w.e.f. March’13 Quarter : Action Pensions Payments : RBI Master Circular : On Points/Precautions for the Branches : e-Cir/394/2013-14. Disbursement of Pension by Agency Banks : Updated up CBEC Business : Mandatory Quoting of Challan to 30.06.2013 : e-Cir/398/2013-14. Identification Number (CIN) on Physical copies of Challans : Central Govt. Pensions : Joint Accounts : The joint Extant Instructions : Reiterated : e-Cir/242/2013-14. account of the pensioners with the spouse could be The computerized receipt could be handed over to the operated either by ‘Former of Survivor’ or ‘Either or Survivor’ assessee as an acknowledgement/proof of tax payment basis, subject to the following conditions : e-Cir/255/ and the banks should retain the tear-off counterfoil presently 2013-14 : provided to the assessee for its own record. a) Once pension has been credited to a pensioner’s account, the liability of the Government/bank ceases. No • If the only prayer you said in your life was, further liability arises, even if the spouse wrongly draws "Thank you," that would suffice. the account. - Meister Eckhart b) The pensioner’s death should be intimated to the Bank at the earliest and in any case within one month of the • I see God in every human being. demise. - Mother Teresa PPF, 1968 : Recent Changes : Consolidated Instructions : • Life is like a roller-coaster – one minute up and Detailed in e-Cir/273/2013-14. the next second down, only down is faster than PPF, 1968 : Authorisation : There is no need to obtain any up. - Nafisa Joseph separate authorization from Government Authorities for 93 SEP.-OCT. 2013 SUP-VOICE

EXTRACTS FROM RECENT CIRCULARS, ETC...... Dividend warrants (DWs) should not be dishonoured for The challan number generated by the Bank’s computer the wrong reasons. Further, before returning any DW, system should immediately be entered on the main portion Branches/CCPCs should contact the Dividend Payment and the tear off counterfoil at the appropriate space provided Team at CMP Centre. for it. The Challan number is to be generated on the date of Drop Box Facility : Record : Branches, both at BPR and tender and not on the date of realisation. non-BPR centers, should now record the details of CBDT Receipts : Collection of TDS on Sale Value of instruments collected at Drop Box : e-Cir/407/2013-14. Immovable Property : New section 194-1a added : In terms Safe Deposit Lockers : Allotment : Extant Instruction of section 194-IA of Income-Tax Act, 1961, w.e.f. Reiterated. While there is no change in the earlier 01.06.2013, buyer (transferee) of an eligible immovable instructions, more than ordinary care should be taken while property will have to deduct and deposit TDS equivalent to allotting more than one locker to a customer either singly 1% of the sale value of immovable property wherever sale or jointly : e-Cir/414/2013-14. value is Rs. 50 Lac and above. Ministry of Finance has advised SBI to collect TDS on sale value of immovable SERVICE CHARGES property through Internet Banking (www.onlinesbi.com). Our Nostro Account : Closure : The Bank has decided to close Bank is also the sole collecting banker of such fees in as many Nostro accounts as possible. cash/cheque : e-Cir/270/2013-14. These accounts are to be closed w.e.f. 30.06.2013 : e-Cir/ A new challan Form 26QB (TDS on sale of property) has 182/2013-14. been introduced with is available at Tax Information Network Branches have been advised not to undertake any (TIN) site. Other details for filling in the Challan are detailed transaction involving these accounts after 31.05.2013. in e-Cir/270/2013-14. INTERNATIONAL BANKING Process Flow : Detailed in e-Cir/282/2013-14. FCNB Loans : Hedging of Foreign Currency Exposure : MISC. BUSINESS Fund Angle Clearance (FAC) for FCNB loans are currently RBI Remittance Facility Scheme : Revision : w.e.f. accorded for a maximum period of 12 months and rolled- 02.07.2007 : e-Cir/246/2013-14 : over in case of need : e-Cir/265/2013-14. a) The draft will continue to be issued by all the offices of FAC is not granted by the Global Market Units if approval RBI. The consolidated list of drafts issued and funding will of waiver for hedging is more than a year old. be provided to Mumbai Branch only. Branches need to take 100% hedging for BB+and below b) All the drafts issued on or after 02.07.2007 should be rated corporates invariably : e-Cir/298/2013-14. paid by debit to Mumbai Branch, through IBTS. The drafts MISC. TOPICS issued before 02.07.2007 under old RBIRFS will continue to be paid by debit to GAD (9595). Customer Service : To Public : RBI Master Circular : Scheme of incentives & penalties for Bank branches based c) The present procedure for obtaining reimbursement on Performance in Rendering Customer Service : Enclosed through GAD (9595) will continue. to e-Cir/335/2013-14. d) Present system of submission of drawing schedule to GAD (9595), Navi Mumbai will continue. • Inaction is akin to being dead. - Mussolini e) The Mumbai Branch will issue draft advice of all the • You can do it if you believe you can. drafts exceeding Rs. 1,000/- to the concerned payee - Nepoleon Hill branches. • Every adversity carries with it the seed of an f) RBI will provide the details of the cancelled drafts to equivalent or greater benefit.- Nepoleon Hill Mumbai Branch only and amount would be recovered from the Bank’s Principal Account with RBI. • The secret of getting things done is : DO IT NOW. - Nepoleon Hill Dividend Warrants : Wrongful Dishonour by CCPCs/ Branches : These DW accounts are pre-funded by the • Defeat may be a stepping stone or a stumbling corporates. Wrongful dishonour of dividend warrants causes block according to the way you accept it. severe embarrassment to the top management of the - Nepoleon Hill Company as well as the Bank. It also tarnishes the Bank’s • To be happy, make other happy. image, resulting in loss of business and exposing the Bank - Nepoleon Hill to avoidable pecuniary liability : e-Cir/310/2013-14. 94 SEP.-OCT. 2013 SUP-VOICE EXTRACTS FROM RECENT CIRCULARS, ETC...... Financial Services Ltd only can be loaded into these Card : COMPUTERISATION e-Cir/284/2013-14. Use of Licensed Software : Only legal and licensed Green Remit Card : Charges : All branches issuing Green software must be used in our offices and that use of any Remit Cards (GRC) have to charge Rs. 20/- as card pirated or Unlicensed software is liable not only for issuance charge from 15.7.2013. The branch would collect disciplinary action but also for peal actio as per the Rs. 20/- in cash, form the applicant of GRC and the same provisions of the law : e-Cir/174, 256/2013-14. would be credited to Commission Account at the branch. The staff/official in-charge of issuance of cards has to No employee of the Bank is authorised to use any meticulously ensure that the charge is levied in all cases unlicensed software in full or part, as it will be in violation of without fail : e-Cir/360/2013-14. law as well as of the Bank’s policy. Employees are, therefore, exhorted to use and encourage the use of only Mobile Banking Services : Reward & Recognition licensed and authorised software in the Bank. Each Scheme : Launched : w.e.f. 01.07.2013 : e-Cir/319/ employee is responsible for the software packages and 2013-14. applications in use at his/her personal computer, and he/ D E P O S I T S she will be personally liable for any violation of the law and Bank’s instructions in this regard. Premier Banking Services : Relationship Manager : The Bank has recently given transaction rights only to those Lotus Symphony : Use for Office Productivity : Detailed RMs (Premier Banking Services) whose customers are Guidelines : e-Cir/256/2013-14. entirely from a single branch : e-Cir/155/2013-14. IT Application : Registration : & Control Self-Assessment The other RMs (Premier Banking Services) viz., the Cluster by IT Application Owners : Procedure : Detailed in e-Cir/ RMs who have customers from more than one branch, 126/2013-14. would continue to have the existing level of CBS rights Phishing Attacks : Using Fake Identity Card of the Bank : (level 10-viewing rights). There are possibilities of our customers/staff members Further clarifications regarding the rights are detailed e- encountering such types of phishing attacks through fake Cir/216/2013-14. bank ID Card. All the staff members are advised to exercise caution and arrange to display a suitable notice in the KYC Norms : Branches should leverage UID under KYC branch premises cautioning the public not to fall prey to norms in all cases where the address on the account such phishing attacks : e-Cir/204/2013-14. opening form and Aadhar letter were identical and step up the pace of account opening, as this is also in tune with Core Banking : Reopening of Erroneously Closed Deposit/ RBI instructions : e-Cir/090/2013-14. Loan A/cs : Operative Guidelines : Detailed in e-Cir/067/ 2013-14. KYC Norms : Self-Help Groups : KYC verification of all the members of SHG need not be done while opening the State Bank Smart Payout Card : New Product : With a savings bank account of the SHG and KYC verification of view to providing basic banking needs for persons who do all the office bearers would suffice : e-Cir/018/2013-14. not have bank accounts or key documents viz. blue collar employees/workers/contract labourers both in organized No separate KYC verification of the members or office and unorganized sectors and other persons having low bearers in necessary at the time of credit-linking of SHGs. income and bringing them within the ambit of financial including and also, as an add on card to an existing account • I recommend you to take care of minutes. Then holder for giving the card to his/her ward(s) and/or other hours shall take care of themselves. department family members etc., State Bank Smart Payout - Chesterfield Card, a new variant of rupee prepaid card has been rolled out on 23.04.2013 : e-Cir/082/2013-14. • The journey of a thousand miles begins with a small step. - Chinese saying Details furnished in e-Cir/082/2013-14. • A wise man learns from his experiences but State Bank Xpress Money Card : With a view to providing wiser ones do so from others’. convenience to the Beneficiaries receiving inward remittances under Money Transfer Service Scheme (MTSS) - Chinese saying of Reserve Bank of India, State Bank Xpress Money Card, • He, who refuses to forgive, breaks the bridge a new variant of rupee prepaid card has been rolled out. over which he, too, must cross. - Confucius Inward remittances received through UAE Exchange and 95 SEP.-OCT. 2013 SUP-VOICE EXTRACTS FROM RECENT CIRCULARS, ETC...... c) Extraordinary attention must be given on the Physically Handicapped Persons : Banking Facilities : instructions which have cello tape pasting at the place of RBI has advised Banks to extend all banking facilities such payee’s name and amount in words & figures before as cheque book facility including third party cheques, ATM authorizing for payment. facility, Net Banking facility, locker facility, retial loans, credit cards etc., to visually challenged/persons with disabilities, GOVT. BUSINESS without any discrimination as they are legally competent Govt. Business : Safeguard Against Fraudulent to contract : e-Cir/322/2013-14. Transactions : Extant Instruction Reiterated : in e-Cir/225/ Deposit Accounts : Prevention of Frauds : e-Cir/309/ 2013-14. 2013-14. RBI Relief/Saving Bonds : Reconciliation : In case of a) When the customer transacts at the Single Window non-submission/delay in submission/submission of Counter, there should be a safe distance from the next incorrect data and non-reconciliation with RBI, CAS, customer for the transaction to be conducted, so that next Nagpur within the above timeline, a penalty of Rs. 1000/- person in the queue may not observe the transaction per day would be levied for the delay beyond the prescribed conducted by the customer and any possibility of shoulder date and would be recovered by RBI, CAS, Nagpur from surfing, enabling perpetration of fraud by the next person the brokerage/commission amount payable to the Bank in the queue be a avoided. under the Scheme. Such penalties for regulatory breach have to be avoided at all cost due to their impact on Banks’ b) It is therefore, suggested that a marking on the floor, image : e-Cir/167/2013-14. say, a “Yellow Line” be made leaving a gap of a few feet between the customer currently transacting in the SWO Collection of RTI Fees : Through Various Modes by SBI counter and the next person in the queue. The next person and Associates Banks : e-Cir/052/2013-14. in the queue should approach the counter only when the Central Govt. Transactions : Settlement Norms : Disposal earlier customer has finished his transaction. of Delay Period Interest Claims : Extant Instructions c) Further, customers must be educated to avoid seeking reiterated : e-Cir/191/2013-14. help in filling up withdrawal forms, etc., from unauthorised Definition of “T” : In RBI parlance, the T denotes transaction. persons present inside the branch premises, especially It is necessary to understand that transaction date is the during heavy transaction days. day when money is available to the branch. Therefore, in d) The SWO operator/Security Personnel should the case of collections/clearing the transaction date will exercise due diligence and be alert enough, so that when be the date when the money is available to the branch. they notice any suspicious activities like shoulder surfing, Central Govt. Transactions : DPI Claims : Delayed they should thwart such moves of fraudsters. Payment Interest Claims : Originally, the expenditure was e) The existing token system must be effectively to be classified under the head charges not enumerated : implemented and only one customer allowed to transact e-Cir/377/2013-14. at one time at the counter. Rest of the customers may For exercising these powers, each individual penal interest remain seated and approach counter only when their turn claim on each delayed transaction will be treated separately. comes. A separate BGL named CHRGS-INTT TO GOVT ON Interest Rates on Deposits : Army/Navy/Airforce Group DELAYED DEPORTING has been specifically created Insurance Fund : Henceforth, all quotes of rate of interest under the Charges account for this purpose. on deposits to Group Insurance fund of Army, Navy and Air Force should be only at card rate for corresponding tenors : • It does not matter how slowly you go so long e-Cir/101/2013-14. as you do not stop. - Confucius. Payment of Cheques : Imp. Precautions : e-Cir/165/2013- • We are always preparing to live but we never 14 : really live - Emerson a) Instruments must be tested under Ultra Violet Lamp • Nothing is impossible for one who can decide. and through Water Droplet test (Fugitive ink test) before authorization for payment. - Emerson • Work expands to fill the time available for its b) Extraordinary care needs to be taken at the time of authorizing high value non-home cheques/cheques with completion. - Parkinson's Law both non-home legs. 96 SEP.-OCT. 2013 SUP-VOICE EXTRACTS FROM RECENT CIRCULARS, ETC...... concession in the event of LC devolvement BG invocation : UMEA Business : Receipt of Passport Fees : Ministry of Detailed in e-Cir/251/2013-14. External Affairs (MEA) has approved a new Scheme for collection of Passport Fees through SBI which will be INTERNATIONAL BANKING launched shortly, by them. The Passport Fees will be Foreign Currency Notes : Reconcilation : The mis-match deposited by the Applicant using any of these modes viz. Between System Balances and Physical Balances should (i) Cash Deposit at all SBI branches, (ii) Internet Banking be reconciled on a daily basis : e-Cir/093/2013-14. of SBI and (iii) Debit/Credit Cards (Visa/Master) of all banks. For on-line transactions, SBI Internet Banking website and Branches should ensure that minimum balances of FCNs State Bank Payment Gateway have been integrated with are maintained. MEA website : e-Cir/172/2013-14. Foreign Currency Notes : Retention Limits : FCN CBEC Transactions : Mandatory Quoting of CIN : e-Cir/ Retention Limits of Branches should not be fixed at high 242/2013-14. level. Controllers should re-examine the Foreign Currency Retention Limit of the branches and reduce the retention a) The computerised receipt should be handed over to limits to reasonable levels with clear instructions to the the assessee as an acknowledgement/proof of tax payment branches to hand over the FCNs to TCIL (M/s Thomas and the banks should retain the tear-off counterfoil presently Cook India Ltd) at regular intervals and reduce their balances provide to the assessee for its own record. : e-Cir/296/2013-14. b) The challan number generated by the Bank’s computer FIRC : Foreign Inward Remittance Certificate : Branches system should immediately be entered on the main portion should ensure that : e-Cir/207/2013-14 : and the tear off counterfoil at the appropriate space provided for it. The Challan number is to be generated on the date of a) FIRCs are issued for eligible purpose only. tender and not on the date of realisation. Maximum care b) Validity of FIRCs is restricted to one year. should be taken while endorsing the challan number of the physical document to avoid mistakes. c) Duplicate FIRC should not be normally issued for transactions that are more than one year old. c) The collecting bank will not issue receipt in any other format. SBFTC : State Bank Foreign Travel Card : As a matter of abundant precaution and keeping in line with the ever d) Care must be taken to ensure that the impression of changing technology, the Bank has decided to phase out the receipt stamp is clear and legible and do not disfigure Megstripe Cards. : e-Cir/042/2013-14. the contents of the challan. The production of Magstripe cards was topped after we SERVICE CHARGES moved to EMV based CHIP & PIN technology. Cheque Returning Charges : Technical Reasons : The branches having old stocks of Megstripe Cards should Cheque return charges shall be levied only in cases where destroy the same immediately under confirmation to their the customer is at fault and is responsible for such returns. controllers. The illustrative, but not exhaustive, list of objections, where the customers are not at fault is as per Annexure to e-Cir/ SBFTC : STP : The Bank has recently launched a Straight 202/2013-14. Through Process (STP), by adding an interface with the Core Banking screen also, to make the process fast and Cheques that need to be re-presented without any recourse simple : e-Cir/380/2013-14. to the payee shall be made in the immediate next presentation clearing not later than 24 hours (excluding holidays) with due notification to the customers of such re- • Yesterday is dead, tomorrow is unborn, why presentation through SMS alert, e-mail etc. fret about them if today be sweet. Processing Fees : Car Loans : w.e.f. 01.07.2013 : e-Cir/ - Omar Khayyam 291/2013-14. • He who learns nothing from the past will be Non-fund-based Business : Service Charges : Guidelines punished by the future. for extending concession to low rated borrowers : Detailed - Prophet Zarathushtra in e-Cir/039/2013-14. • It is good to forgive but it is better to forget. Clarifications : Detailed in e-Cir/104/2013-14. - Robert Browning Revised Instructions Regarding Review/Withdrawal of 97 SEP.-OCT. 2013 SUP-VOICE EXTRACTS FROM RECENT CIRCULARS, ETC...... to exporters of gold jewellery. FE Contracts : Cancellation : In the absence of any Import of Gold : by Nominated Banks/Agencies : instructions from the customer, a contract which has Branches are required to ensure that credit in any form or matured shall be cancelled by the bank on the 3rd working name is not enabled for import of any form of gold. Import day after the maturity date : e-Cir/392/2013-14. of gold on loan basis may, however, continue to be allowed The amended rule is effective from 01.04.2013. since the scheme envisages that the nominated banks/ nominated agencies can import gold on loan basis for on- FCNB Loans : Revised Pricing Structure : W.e.f. lending only to the exporters of jewellery in sync with the 13.06.2013 : Detailed in e-Cir/234/2013-14. non-applicability of the above restrictions to exporters of LCs : SFMS : The Govt. of India have instructed all banks gold jewellery : e-Cir/355/2013-14. to mandatorily use SFMS platform for LC related Import of Gold : by Nominated Banks/Agencies : Based transactions w.e.f. 01.01.2013 : e-Cir/026/2013-14. on a review of the extant instructions and in consultation All operating units should strictly adhere to the instructions with Govt. of India, it has been decided to rationalize the on mandatory use of SFMS for receiving or sending LC- import of gold in any form/purity including import of gold related transactions. coins/dore into the country : e-Cir/399/2013-14. LCs : Discounting of Bills Thereunder : Recent Modifications Export of Goods & Services : Realization Period : It has : Detailed in e-Cir/160/2013-14. now been decided by RBI that the units located in SEZs shall realize and repatriate, full value of goods/software/ The Modification are not applicable to International Banking services, to India within a period of twelve months from the Group/Foreign Offices. date of export. Any extension of time beyond the above LCs : Devolvement : Revised Instructions Regarding Review/ stipulated period may e granted by Research Bank of India, withdrawal of concession in the event of LC devolvment : e- on case to case basis : e-Cir/228/2013-14. Cir/251/2013-14. The above changes will be applicable with immediate effect LCs : Physical Inspection : Physical Inspection of the unit/ and shall be valid for one year subject to review. activity is to be made mandatory for all Non-Fund based Rupee Export Credit : Interest Subvention : Interest activities in respect of Foreign BGs/LCs etc. In this regard, subvention of 2% extended w.e.f. 01.01.2013 to 31.03.2014 the services of the local branches/offices may be utilised : on pre and post shipment rupee export credit for certain e-Cir/252/2013-14. employment - Oriented export sectors : e-Cir/220/ Import of Gold : by Nominated Bank/Agencies : To 2013-14. moderate the demand for gold for domestic use, it has Additional sectors detailed in e-Cir/220/2013-14. been decided the import of gold on consignment basis by banks, only to meet the genuine needs of exporters of Foreign Bank Guarantees : ECGC Coverage : All Foreign gold jewellery : e-Cir/154, 168/2013-14. Bank Guarantees should have ECGC coverage. For any waiver, approval from the ECCB should be obtained : e-Cir/ Clarification : Detailed in e-Cir/179/2013-14. 218/2013-14. Import of Gold : by Nominated Banks/Agencies : Any import of gold on consignment basis by both nominated • It is not important as to how a man dies but agencies and banks shall now be permissible only to meet more important is to know how he lives. the needs of exporters of gold jewellery : e-Cir/200/ 2013-14. - Dr. Samuel Johnson It has further been decided by RBI that all Letters of Credit • If wishes were horses, we’d ride them. (LC) to be opened by Nominated Banks/Agencies for import - Shakespeare of gold under all categories will be only on 100 percent • The more we read, the more conscious we cash margin basis. Further, all imports of gold will become of our ignorance. - Shelley necessarily have to be on Documents against Payment (DP) basis. Accordingly, gold imports on Documents • Your attitude determines your altitude. against Acceptance (DA) basis will not be permitted. These - Shiv Khera restrictions will however not apply to import of gold to meet • Winners don't do different things, they do the needs of exporters of gold jewellery. things differently. - Shiv Khera Cautious approach should be adopted towards exposure 98 99