Electronically Filed - SUPREME COURT OF MISSOURI February 17, 2019 04:22 PM IN THE SUPREME COURT OF MISSOURI APPEAL NO. SC97511 LESLIE SEATON, Plaintiff/Respondent, v. SHELTER MUTUAL INSURANCE COMP ANY, Defendant/Appellant. ORIGINAL PROCEEDING FROM THE CIRCUIT COURT OF ST. LOUIS COUNTY CAUSE NUMBER 15SL-CC03927 TRANSFER FROM THE MISSOURI COURT OF APPEALS, EASTERN DISTRICT CAUSE NO. ED105895 SUBSTITUTE BRIEF OF RESPONDENT LESLIE SEATON Terry J. Flanagan #21648 Joseph L. Bauer, Jr. #24761 FLANAGAN & PEEL, P.C. THE BAUER LAW FIRM, LLC 133 South 11 th Street, Suite 350 133 South Eleventh Street, Suite 350 St. Louis, MO 63102 St. Louis, MO 63102 (314) 621-3743 (314) 259-7070 (314) 231-9552 Fax (314) 231-9552 Fax
[email protected] [email protected] Attorneys for Respondent 1 Electronically Filed - SUPREME COURT OF MISSOURI February 17, 2019 04:22 PM TABLE OF CONTENTS TABLE OF AUTHORITIES ...................................................................... 3 JURISDICTIONAL STATEMENT .................................................................................... 6 STATEMENT OF FACTS .................................................................................................. 7 POINTS RELIED ON ....................................................................................................... 18 STANDARD OF REVIEW ............................................................................................... 20 ARGUMENT .......................................................................................25 POINT I