Annual Report 2012 13.Pdf
12 Annual Report 13 Mahindra & Mahindra Financial Services Limited ADAM SAAB JAGAT SINGH KARAMJIT SINGH Village - Manvi, Taluka - Manvi, Village - Jubbli, The Chopal, Village - Jeondan, Taluka - Rampura Phul, District - Raichur, Karnataka, District - Shimla, Himachal Pradesh, District - Bhatinda, Punjab, Pin code - 584 123 Pin code - 171 210 Pin code - 151 103 o ENVISION. ELEVATE. o EMPOWER. RAJENDRA KUMAR MEENA DADARAO BABARAO HOLGANDE NANDESWAR DAIMARY Village - Chatrapura, Village - Gondala, Post Office - Khudaj, Village - Nalbari, Post Office - Khanpura, Taluka - Sengaon, District - Hingoli, Post Office - Kacharison, District - Jhalawar, Rajasthan, Maharashtra, Pin code - 431 542 District - Sonitpur, Assam, Pin code - 326 038 Pin Code - 784 117 o MAHINDRA FINANCE o o CONTENTS o GROUP STRUCTURE 02 38 81 Mahindra 37 79 172 & Mahindra Limited CORPORATE STATUTORY FINANCIAL OVERVIEW REPORTS STATEMENTS 02 Corporate Information 38 Directors’ Report Standalone 03 Envision. Elevate. Empower 50 Report on Corporate Governance 81 Independent Auditors’ Report 04 Paving the Road to Rural 70 Management Discussion and 84 Balance Sheet Empowerment Analysis 85 Statement of Profit and Loss 06 Core Philosophy 86 Cash Flow Statement 08 Presence 88 Significant Accounting Policies and Mahindra & 12 Financial Highlights Notes Mahindra 16 Operational Highlights 127 Statement Pursuant to Section 212 Financial 20 Supporting Dreams with a Services Deadline Consolidated Limited 22 No Customer is Ever Remote 129 Independent Auditors’ Report (51.2%) 26 Thinking
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