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Bank Tariff of Eurobank Bulgaria for Individuals As of 20.05.2021

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Bank Tariff of Eurobank Bulgaria for Individuals As of 20.05.2021 TARIFF for the fees and commissions applied by Eurobank Bulgaria AD on services offered to individuals effective from 2 August 2021 1 CONTENT I. ACCOUNTS 3 A Current Accounts 3 B Current accounts for private bailiffs and lawyers* 3 C Escrow Accounts 3 D Saving Accounts 4 E Term Deposit Accounts 4 F Donation Accounts 4 Current accounts opened for servicing of consumer loans repayments and mortgage loans G 4 repayments II. COMPLEX BANKING SERVICES 5 А MY BANKING PROGRAM 5 В MY FINANCE PROGRAM * 5 C MY FAMILY PROGRAM 6 D PREMIUM PROGRAM 6 E PREMIUM EXTRA PROGRAM 7 F MY ADVANTAGE PROGRAM * 7 G MY PRESTIGE PROGRAM * 7 H Current account with payroll transfer "Super @ccount" 8 I Piraeus Payroll package for individuals* 9 J Piraeus Daily Banking package Standard for individuals* 9 K Piraeus Daily Banking package Plus for individuals* 9 L Package “On Board With Piraeus bank”* 9 M Account "Piraeus 13th Pension” * 9 III. PAYMENT ACCOUNT FOR BASIC OPERATIONS 10 IV. ELECTRONIC MONEY ACCOUNTS 11 V.CASH OPERATIONS 13 A Current Accounts 13 B Current Accounts “Golden Time” 13 C Current Accounts for Private Bailiffs and Laywers 13 D Saving Accounts 13 E Term Deposit Accounts 14 F Electronic money accounts 14 G Donation Accounts 15 H Current Accounts servicing consumer and mortgage loan 15 I Other Cash Services 15 VI. TRANSFERS / PAYMENTS 16 A Incoming transfers* 16 B Outgoing transfers* 16 VII. UNIVERSAL PAYER (utility payments) 17 VIII. BANK CARDS 18 A Debit cards 19 B Credit Cards 20 IX. E-BANKING / MOBILE BANKING 23 X.MOBILE APPLICATION "ONE WALLET BY POSTBANK " 24 X.SELF-SERVICE TERMINAL DEVICES (EXPRESS BANKING DIGITAL ZONES) 25 XII. PHONE BANKING 25 XIII. PURCHASE AND SALE OF FOREIGN CURRENCY 26 XIV. SECURITIES 27 A Government Securities, registered in Bulgaria 27 B Government Securities, registered abroad (Foreign Government Securities) 27 C Corporate Securities registered in Bulgaria *** 27 D Compensatory instruments 28 E Portions of collective investment schemes 28 F Corporate Securities Registered Abroad * 29 XV. MUTUAL FUNDS 30 A Mutual Funds 30 B Regular Investment Plan - PlanInvest* 30 C Bundle Product SpestInvest 30 D Current Accounts for Mutual Funds 30 XVI. LOANS 31 A Overdraft on account 31 B Consumer loans with/without guarantor(s) 31 C Consumer loan for Executive education 31 D Consumer loan/overdraft with cash collateral (Elastica) 32 E Credit Wish Revolving loan* 32 F Mortage loans (Housing Loans/Home Equity Loans/Mortgage Overdraft) 33 G Appraisal as per type of collateral, applicable for Home Equity and Mortgage Loans (incl. VAT) 33 XVII.IMPOSITION AND ENFORCEMENT OF IMPRISONMENT. 34 OPERATIONS ON ACCOUNTS WITH IMPLEMENTED SEIZURE LEFT CURRENCY XVIII. OTHER FEES 34 XIX. SAFE BOXES 34 XX. GENERAL PROVISIONS 35 2 I. ACCOUNTS FOREIGN A Current Accounts BGN CURRENCY 1 Opening: ▪ standard current account without debit card* BGN 5.00 EUR/USD 2.50 * The fee is not applicable for accounts opened via the Banking System "Internet Banking" of the Bank ▪ standard current account with debit card BGN 2.50 EUR/USD 1.50 ▪ payroll current account BGN 1.00 EUR/USD 0.50 ▪ joint current account BGN 10.00 EUR/USD 5.00 ▪ current account „Golden Time“ free of charge - 2 Maintenance fee (per month): ▪ standard current account with issued debit card* BGN 2.50 EUR1.30/USD 1.50 * The fee applicable for current accounts with issued debid card opened in the acquired by Eurobank Bulgaria AD – Piraeus Bank Bulgaria AD is amounting of BGN 2.00 or EUR/USD 1.10 ▪ standard current account without issued debit card* BGN 4.00 EUR 2.10/USD 2.30 * The fee applicable for current accounts in local or foreign currency without issued debit card is valid for accounts opened in the acquired by Eurobank Bulgaria AD – Piraeus Bank Bulgaria AD ▪ joint current account* BGN 8.00 EUR/USD 4.00 * The fee applicable for joint current accounts is valid for joint current accounts opened in the acquired by Eurobank Bulgaria AD – Piraeus Bank Bulgaria AD. ▪ рayroll current account* BGN 2.75 EUR/USD 1.40 ▪ рayroll current account with executed min. 2 debit card transactions** during the previuos calendar month, incl. via One BGN 2.25 EUR/USD 1.15 Wallet by Postbank * * The monthly maintenance fee applicable for payroll current accounts opened in local or foreign currency is valid for payroll current accounts opened in the acquired by Eurobank Bulgaria AD – Piraeus Bank Bulgaria AD. ** In the number of debit card transactions, initiated during the previous calendar month, are not included transactions from other customer's accounts, executed on Self-service Terminal Device after identification with debit card, issued to Payroll Current Account, as well as cash depositing into the same account on ATM or Express banking digital zones. ▪ current account „Golden Time“ BGN 1.40 - Receiving of SMS notification on cash transactions and transfers (VAT 3 BGN 0.12 BGN 0.12 included) Monthly fee for paper account statement sent to customer`s addres (VAT 4 BGN 5.00 BGN 5.00 included) 0.70% annually, applicable on the exceeding amount Monthly fee for safekeeping of funds in payment accounts (current and saving) over the equivalence of BGN 400 000 of the 5 in BGN and EUR, for each day when all customer's accounts total balance customer's payment accounts total balance for the exceeds the equivalence of BGN 400 000* days when the threshold is exceeded. *The scope of the total daily balance includes: standard current accounts, current accounts opened for complex banking services programs, payroll current accounts, including “Super Account”, “Golden Time” current accounts, joint current accounts, current accounts for mutual funds, payment accounts for basic operations, as well as all no longer offered current accounts, including accounts opened within acquired banks. The BNB exchange rate is used when calculating the BGN equivalence of the euro accounts’ balances. The scope of the total daily balance does not include balances on: deposits, current accounts with minors, all special purpose accounts or accounts in which funds of third parties are kept, such as donation accounts, special accounts of notaries, lawyers, private bailiffs, escrow accounts, etc. The fee is collected monthly, in BGN from the current/ respectively from a saving account in BGN in case of availability of BGN accounts of the client, if there are no BGN accounts or there is not enough available balance in them - the fee is collected from the current / respectively saving account in EUR with conversion of the amount due, according to the BNB exchange rate. 6 Closing : ▪ standard current account free of charge free of charge ▪ current account „Golden Time“ free of charge - B Current accounts for private bailiffs and lawyers* BGN FOREIGN *The current account for lawyers is no longer offered. The fees and commissions are applicable to the already opened accounts 1 Opening fee for Current account for private bailiffs free of charge free of charge 2 Maintenance fee (per month)* BGN 5.00 EUR 2.50 * The fee is not applicable to the interest account of Private Bailiffs 3 Closing free of charge free of charge C Escrow Accounts BGN FOREIGN min BGN 100 min BGN 100 1 Opening 0.10% 0.10% max BGN 200 max BGN 200 2 Maintenance fee (per month) upon agreement upon agreement 3 Closing upon agreement upon agreement 3 D Saving Accounts BGN FOREIGN 1 Opening: ▪ standard and child saving accounts BGN 1 EUR/USD 1 ▪ saving account Mega Plus without debit card BGN 3.50 EUR/USD 2.00 ▪ saving account Mega Plus with debit card BGN 2.00 EUR/USD 1.25 ▪ joint saving account BGN 10.00 EUR/USD 5.00 2 Maintenance fee: ▪ child saving accounts free of charge free of charge ▪ standard saving accounts (monthly)* BGN 2.50 EUR 1.30/USD 1.50 ▪ standard saving account with debit card (monthly)* BGN 2.50 EUR 1.30/USD 1.50 * The fee is applicable for discontinued standard saving accounts, offered until 25.05.2016 in the offices of Alpha Bank Bulgaria Branch, acquired by Eurobank Bulgaria AD. The monthly maintenance fee applicable for saving accounts opened in local or foreign currency in the acquired by Eurobank Bulgaria AD – Piraeus Bank Bulgaria AD is amounting of BGN 2.00 or EUR/USD 1.10. The monthly maintenance fee for Accounts for deposits opened in the acquired by Eurobank Bulgaria AD – Piraeus Bank Bulgaria AD acquired by Eurobank Bulgaria AD is free of charge. ▪ all type saving accounts Mega (monthly)* BGN 3.00 EUR 1.50/ USD 1.80 ▪ all type saving accounts Mega with debit card (monthly)* BGN 2.50 EUR 1.30/USD 1.50 * The fee is applicable for discontinued Ultima saving accounts, offered until 25.05.2016 in the offices of Alpha Bank Bulgaria Branch, acquired by Eurobank Bulgaria AD ▪ Loyal saver saving accounts (per quarter) BGN 6.00 EUR 3.10/USD 3.50 ▪ saving accounts "Active money" (monthly) BGN 2.50 EUR 1.30/USD 1.50 ▪ Prestige Saving Account (monthly)* BGN 10.00 EUR/USD 5.00 * The fee is not collected from accounts whose average daily balance for the previous calendar month (the sum of each daily closing balance throughout the month divided by the number of days in the month) is above BGN/EUR 50 000 or USD 25 000. ▪ joint saving account (monthly)* BGN 8.00 EUR/USD 4.00 * The fee applicable for joint saving accounts is valid for joint saving accounts opened inin the acquired by Eurobank Bulgaria AD – Piraeus Bank Bulgaria AD. Receiving of SMS notification on cash transactions and transfers (VAT 3 BGN 0.12 BGN 0.12 included) 4 Monthly fee for paper statement on account via mail BGN 2.00 BGN 2.00 0.70% annually, applicable on the exceeding amount Monthly fee for safekeeping of funds in payment accounts (current and saving) over the equivalence of BGN 400 000 of the 5 in BGN and EUR, for each day when all customer's accounts total balance customer's payment accounts total balance for the exceeds the equivalence of BGN 400 000* days when the threshold is exceeded.
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