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Make a Payment Limits Transactions Cut-Off Times

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Make a Payment Limits Transactions Cut-Off Times Make a Payment Fees and charges apply. Please refer to the current Fees and Charges Guide for further details. Limits When you use Online Banking you will be restricted to certain monetary limits. These limits are the maximum you can transact through Internet Banking and the automated Telephone Banking service combined in any one day (i.e. 24 hour period). These limits have been set to enhance existing security levels which we already have in place. If you attempt to pass a transaction of any kind that exceeds these limits (or the currency equivalents) a warning message will appear on the screen advising you to call us on 1300 306 543 or +612 9005 8421 if calling from overseas, and we may be able to process the instruction on your behalf. Transactions Cut-Off Times What are the cut-off times for foreign exchange transactions? To ensure your instructions are processed on the day of receipt, please note that the Bank must receive details by the following Australian Cut-Off times: Type of Payments Received by Between HSBC Bank Australia Limited accounts held in the same name No cutoff (Australian Dollars) Between HSBC Bank Australia Limited accounts held in the same name No cutoff (Other Currency) Telegraphic Transfers within Australia 16:00 *Australian Dollars sent overseas 16:00 *Other Currency sent overseas Refer to the Table below Overnight transfers to other banks 19:00 *the receiving bank may apply their own cutoff times © Copyright 2017 HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/Australian Credit Licence 232595 All rights reserved. INTERNAL Currency AEDT AEST FJD 10:00am 10:00am PGK 10:00am 10:00am JPY 11:30am 10:30am INR 12 Noon 11:00am THB 12 Noon 11:00am PHP 12 Noon 11:00am NZD 12 Noon 12 Noon ZAR 2:30pm 2:30pm AED 2:30pm 2:30pm DKK 3:00pm 2:00pm HKD 3:00pm 2:00pm NOK 3:00pm 2:00pm SEK 3:00pm 2:00pm SGD 3:00pm 2:00pm CAD 3:30pm 3:30pm CHF 3:30pm 3:30pm EUR 3:30pm 3:30pm GBP 3:30pm 3:30pm USD 3:30pm 3:30pm Sending foreign currency payments Normally, banks set FX pricing once or twice a day. HSBC Move Money is a feature that lets you view and exchange foreign currencies in real time 24/7 between linked HSBC Australia accounts and at real time exchange rates. Real Time Exchange Rates will apply for certain currencies when using Online Banking and Mobile Banking to transfer between HSBC Accounts and the foreign exchange (FX) market is open (excluding weekends, currency and US holidays). When the FX market is closed on weekends (from US market close on Friday until Asia market open on Monday), the exchange rate which will apply between your HSBC Australia accounts is the exchange rate at US FX market close plus an additional weekend spread. The HSBC Daily Exchange Rate, set once a day (excluding weekends and NSW public holidays) will apply to transfers outside of HSBC Australia entered after currency cut-off times, on currency holidays and on NSW and US public holidays, and will apply for all future-dated transactions on the future date of the transaction. FX transactions are subject to foreign exchange risk associated with exchange rate movements. HSBC FX accounts should not be used for speculative purposes. Stay current and take advantage of currency fluctuations throughout the day. Enjoy real-time quotes for International Money Transfers (telegraphic transfers). Please refer to the cut-off times above for making a transaction. © Copyright 2017 HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/Australian Credit Licence 232595 All rights reserved. INTERNAL .
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