I Yours sincerely above. Please conta Please refer What ischanging? are intended conditions, e HSBC reviewsitsfeesandchargesf Why arefe https://www.business.hsbc.com.au/e the Feesand take effectfr We arewritingtoletyouknowaboutthechan NOTICE ssued byHS Country HeadofComme Steve Hughes

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274551_01_V2

Issued by HSBC Limited ABN 48 006 434 162 AFSL/ACL 232595 232595 AFSL/ACL 162 434 006 48 ABN Limited Australia Bank byHSBC Issued Appendix Electronic Manual Establishment Fee CREDITS (DCs) DOC IRREVOCABLE searches. searches and allother Property Securities Register searches, Names Personal Company searches, Business staff, including Titlesearches, records undertaken by HSBC Searches of government charge) offices willeachincurthe (Documents lodged at separate is undertakenby HSBC staff. Where lodgement forstamping Stamping Loan Securities andOtherLegalServices Rollover Fee Loans and Other Credit Facilities Previous FeeType

costs communication $80 plus costs communication plus $150 part thereof) of 6months or (for each period charges) government and search fee (inclusive of $50search per charges, if any fees and government stamp duty and lodgement plus per $160 Advance per $125 Previous Fee Removed Removed New Fee Type Removed Removed Issuance Fees charges may apply and government Search fee

Fee New cost communication plus min $50.00 amount 0.125% per DC 2

274551_01_V2 Issued by HSBC Limited ABN 48 006 434 162 AFSL/ACL 232595 232595 AFSL/ACL 162 434 006 48 ABN Limited Australia Bank byHSBC Issued

Cancellation fee Fee Additional Handling Electronic Manual Negotiation Fee Electronic Manual Amendment Fees costs communication (min $90)plus remaining of balance 0.25% $5,000) than greater (For balances costs communication negotiation plus minper $150 (min $100) amount negotiation 0.325%of (min $100) amount negotiation 0.375%of costs communication $80 plus costs communication plus $150 Removed Removed cancellation including Other amendments amount increase the Amendment to Removed Fee Additional Handling Removed Removed (Handling Fee) Negotiation Fee

0.25% of costs communication $50 plus costs. communication plus Minimum $50 amount, increase 0.125% ofthe $100 $100) (Min amount negotiation 3

274551_01_V2 Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/ACL 232595 232595 AFSL/ACL 162 434 006 48 ABN Limited Australia Bank byHSBC Issued

Rollover Drawdown EXPORT LOANS Document pre-check DOCUMENTARY CREDITS bank Releasing goodsconsignedto the bank) of shippingdocs consignedto Consignment fee (Endorsement Air Waybill Releases Acknowledgement fee Fee Endorsement Transport Document COLLECTION IMPORT BILLSFOR presenteddocuments as Refusal toaccept/pay against fee balance Undrawn $150 $150 $150 Nil $100 per collection currency eqv or foreign otherwise) $50 collection state the terms ofthe unless drawer the by (payable Nil (min $90) balance of undrawn 0.25% expiry. at undrawn $5,000 than greater balances (For DC Endorsement Fee Fee Endorsement Transport Document Removed Removed Removed Removed Pre-check Document Removed Removed Air Waybill releases Removed

$100 $100 $100 $90 4

274551_01_V2 Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/ACL 232595 232595 AFSL/ACL 162 434 006 48 ABN Limited Australia Bank byHSBC Issued

Cheque book provided item Cheque clearing charges per Cheque Accountand/or Business Global Liquidity andCash Management Other asapplicable Swift fee DCs/Standby DCs/Guarantees Issuance or transferof COMMUNICATION COSTS Prepayment Rollover New (Foreign Currency and AUD) TRADE FINANCE LOANS Prepayment Business TrustAccount (BCA/BTA) cheque written written cheque $0.75 per $0.55 message $30 per message $30 per applicable costs if interest break plus $150 COSTS COMMUNICATION Proposed Prepayment Rollover New AUD) Currency and LOANS (Foreign TRADE FINANCE Removed provided Cheque book charges per item Cheque clearing Fee International courier Fee Courier Local All SWIFT messages

applicable costs if interest break $75 plus $75 $75 cheque written written cheque $0.90 per $0.75 at costplus $10 plus $10 costservice at (express) 2. Sameday standard service for $25 1. message $30 per 5

274551_01_V2 Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/ACL 232595 232595 AFSL/ACL 162 434 006 48 ABN Limited Australia Bank byHSBC Issued

- cheques alliance bankbranch - Deposits Transactions throughan Request initiatedvia HSBCnet Cheque Fees - Bank cheque - Account RelatedServices requests Drafts (DD) issue - Other - Demand Transfers Outward initiated viaHSBCnet Drafts (DD) issue - Request - Demand Transfers Outward to byHSBC) forms ofinstructions(as agreed Transfer initiatedvia other -Telegraphic Transfers Outward application form copy onoriginal HSBC instructed via faxorin hard Outward Transfers - Payments sent forcollection currency cheques and drafts -Foreign Transfers Inward Funds Transfers and Transactional Services Cheque book provided Business item Cheque clearing charges per Mana International Cash gement Account (Australian Dollars) (ICMA (AUD)) cheque $0.35 per deposit plus $3.20 per costs post/courier $8.00 plus $25.00 costs post/courier $15.00 plus $50.00 Transfer fee Telegraphic applicable $50.00 plus $25.00 written cheque $0.75 per $0.65 Deposits - cheques bank branch - through analliance Transactions HSBCnet initiated via cheque - Request Cheque FeesBank - requests issue -Other Demand Drafts (DD) - Transfers Outward form HSBC application copy onoriginal via fax or in hard Payments instructed - Transfers Outward sent forcollection cheques anddrafts currency Foreign - Transfers Inward provided Cheque book charges per item Cheque clearing HSBCnet initiated via issue - Request Demand Drafts (DD) - Transfers Outward HSBC) (as agreed toby forms ofinstructions other initiated via Telegraphic Transfer - Transfers Outward

Transfer fee Telegraphic applicable $60.00 plus $40.00 written cheque $0.90 per $0.85 costs post/courier $25.00 plus $60.00 cheque cheque $0.55 per deposit plus $5.00 per costs post/courier $15.00 plus $30.00 6

274551_01_V2 Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/ACL 232595 232595 AFSL/ACL 162 434 006 48 ABN Limited Australia Bank byHSBC Issued

behalf ofcustomer Bank Opinions -Requested on Company Audit Balance Certificate- Reports -Paper Billing Invoices Other Services-Transaction Service Fee HSBCnet - Package 1- Monthly – cash alliance bankbranch- Deposits Transactions throughan • •

International Domestic entity $50.00 per legal N/A month per $165.00 amount 0.85% of deposit plus $3.20 per 7.0Rmvd $70.00 Removed $50.00 Removed Removed Invoices – Paper Billing Transaction Reports - Other Services Fee 1 - Monthly Service HSBCnet -Package Deposits –cash bank branch - through analliance Transactions

per statement statement per $2.00GST) (inc. month per $187.00 amount 0.85% of deposit plus $5.00 per 7

274551_01_V2