DOCSLIB.ORG

HSBC Visa Debit Card ^Visa Zero Liability Subject to Investigation of Unauthorised Transaction

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
HSBC Visa Debit Card ^Visa Zero Liability Subject to Investigation of Unauthorised Transaction HSBC Customer Service Centre Go to hsbc.com.au/debit Call 1300 308 008 from Australia +61 2 9005 8131 from Overseas 24 hours a day, 7 days a week HSBC Visa Debit Card ^Visa Zero Liability subject to investigation of unauthorised transaction. +home&Away Privilege Program terms and conditions. Making the most of your card Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL 232595. This advertisement provides general advice only and doesn’t take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) before acquiring this product, available by calling 1300 308 008, at your local branch or at www.hsbc.com.au HBAAVDC001-R01-0315 Get started with your HSBC Visa Debit Card Ensure the security of your card The protection of your HSBC Visa Debit Card is a high Congratulations on choosing the HSBC priority. To help protect your card from fraudulent activity: Visa Debit Card to access your HSBC • Sign your card as soon as you receive it • Keep your PIN secure – do not store your PIN with account(s). Enjoy the convenience of your card, don’t tell anyone your PIN and make sure shopping online, over the phone you prevent anyone from seeing your PIN or accessing your money in over • Check your statements and transactions regularly on Internet Banking and Phone Banking to identify any 170 countries around the world, fraudulent activity or transactions you don’t recognise wherever Visa is accepted. • Inform us straight away if you identify any fraud or want to dispute a transaction Your new card gives you access to Activate your card more ATMs and enables you to make Before you can use your HSBC Visa Debit Card, you purchases all over the world using your will need to activate it. For security reasons your card is own money, and all with no application sent inactive. or annual card fees. Other fees and Follow these simple steps to activate charges apply. your card Call This User Guide contains important 1. 1300 416 828 (or +61 2 9005 8131 from overseas) information on activating and using 2. Enter your Account Number printed on the back your new card, bringing you greater of your card or your Personal Banking Number convenience, flexibility and security. 3. Enter your 6 digit Access Code and follow the prompts. New customers will be prompted to create a 6 digit Access Code. If you don’t know or have forgotten your access code, simply follow the instructions during the call. Alternatively, you can activate your card at any HSBC branch. Your card number Worldwide acceptance Use your card number when Your card is accepted at over Visa payWave making purchases online, by 30 million merchants and phone, mail, or for bills and 1.4 million ATMs in over 170 Use the faster way to pay with your HSBC payWave recurring payments. countries worldwide, wherever enabled Visa Debit Card. For transactions under $100, the VISA symbol is displayed. simply wave and go and you’ll be on your way quicker in four simple steps. Step 1 Look for the contactless symbol on the terminal Enhanced security Visa payWave The embedded chip helps Your new card has Visa payWave protect and secure your contactless payment technology, personal information. which means you don’t have to Step 2 enter your PIN or sign to authorise The cashier enters the purchase amount, transactions under $100. and it’s displayed for you to see. Contact in Australia Contact when overseas Use this phone number to contact Use this phone number us about your card or account to contact us about your when you are in Australia. card or account when you are overseas. Step 3 When asked, wave your card over the reader, no more than 4cm away. 000 Australia Post Agency Banking CVV number Step 4 Make withdrawals and This number may be deposits into your account required when you make The terminal will indicate the transaction at any Australia Post outlet. purchases over the is complete – normally in just a few phone or online. seconds. You can then choose to have Signature a receipt printed. Sign your card immediately for your security. Using your card in Australia ATM Access in Australia Access over 3,000 ATMs around Australia with no To make purchases in-store ATM fee using your HSBC Visa Debit Card, including When making in-store purchases insert your card, all HSBC, Westpac, St.George, BankSA and Bank of press ‘Credit’ and enter your PIN to complete the Melbourne ATMs. transaction. Alternatively, use Visa payWave to make To locate your nearest ATM, download the HSBC contactless purchases under $100. The EMV chip Banking App available on iPhone and Android or visit gives added security helping to protect your personal hsbc.com.au/locations information and by pressing ‘Credit’ you have the added protection of Visa’s Zero Liability^ covering you Direct debits and recurring payments against fraud. You can pay your bills, set up recurring payments or direct debits using your HSBC Visa Debit Card 16 digit To make purchases online, by phone and mail number. You may also need to provide your name as Shopping with the convenience of Visa using your own it appears on the card, the card expiry date and CVV money is easy. You can use your HSBC Visa Debit number located on the reverse of the card. Card everywhere Visa is accepted, including making purchases online, over the phone and by mail. Simply Remember, if you receive a new HSBC Visa Debit Card provide your 16 digit card number when prompted to with a different card number, you will need to update your make purchases. If you’re asked for the CVV number card details for any recurring payments and direct debits. this is the 3 digit number on the reverse of the card, so Just contact the merchant or debiting organisation and have your card handy. they will change their records accordingly. Accessing your accounts Daily limits Here’s a quick reference on how to access your Your HSBC Visa Debit Card has the following daily limits: accounts. We recommend you always press ‘Credit’ rather than ‘Savings’ when purchasing in-store to get Type of Limit amount For the most out of your HSBC Visa Debit Card. transaction Daily Visa $10,000 In-store, online, Type of Account Debit $500 if under phone, mail and In Australia press transaction access Purchase 18 years of age overseas $1,000 ATM Cash Primary Account ‘Credit’ or ‘Savings’ ATM cash Daily Withdrawal withdrawals and Secondary Account ‘Cheque’ Withdrawal $100 if under 18 years of age in-store cash out In-store Primary Account ‘Credit’ or ‘Savings’ Purchase Secondary Account ‘Cheque’ In-store Primary Account ‘Savings’ Cashout Secondary Account ‘Cheque’ Using your card overseas Link multiple accounts to your HSBC Visa Debit Card Global access Your HSBC Visa Debit Card gives you access to your Your HSBC Visa Debit Card gives you the flexibility money at more than 1.4 million ATMs that display the to link up to two HSBC accounts to your card. To add Visa logo and is accepted by Visa’s 30 million merchants. a second account to your HSBC Visa Debit Card or HSBC also has a network of over 20,000 ATMs globally change your linked secondary account, simply which you can continue to access with your HSBC Visa contact HSBC. Debit Card. Make purchases in-store When making in-store purchases insert your card, Added security press ‘Credit’ and enter your PIN to complete the transaction. The EMV chip gives added security helping Visa’s Zero Liability^ to protect your personal information and by pressing ^ ‘Credit’ you have the added protection of Visa’s Zero With Visa’s Zero Liability you are covered for any Liability^ covering you against fraud. fraudulent or unauthorised transactions. You can use your card with no risk of loss as you are covered Withdrawing cash at ATMs against proven fraud to which you did not contribute. You can withdraw cash at any ATM around the world that displays the Visa or Plus logo. Just insert your card Card chip technology and enter your PIN for access to local currency. HSBC Visa Debit Cards have an embedded EMV chip which makes it harder to copy and alter, helping to Accessing your accounts protect your personal information and keeping your When overseas, you must press ‘Credit’ to access funds card secure. in your Primary Account. Access to any linked secondary accounts is only available in Australia. Please ensure you Reporting fraudulent or incorrect transactions have sufficient funds in the account before you leave. If you suspect any fraudulent activity on your card, you should contact HSBC Customer Service Centre Type of immediately on 1300 308 008 (or +61 2 9005 8187 if Account access Overseas press transaction overseas), 24 hours a day, 7 days a week. ATM Cash Primary Account ‘Credit’ You can dispute any incorrect transactions you find. Withdrawal Secondary Account - Report transactions within 30 days from the date they are posted. HSBC will investigate and may be able to In-store Primary Account ‘Credit’ ‘chargeback’ the Visa transaction for you. Purchase Secondary Account - For more information on disputes visit hsbc.com.au/debit In-store Primary Account - Cashout Secondary Account - Changing your PIN More information You are issued with a PIN when you get your card. Why is my current balance and available Your PIN can be changed at any HSBC ATM in balance different? Australia. HSBC ATM locations can be found at The available balance shows funds that are ready for hsbc.com.au/locations you to use straight away.
Load more

Recommended publications
  • Business Accounts and Payment Services
    Business Accounts and Payment Services Fees and charges and how to minimise them. Terms and conditions, and general information. Accounts no longer for sale. Effective: 13 September 2021 This booklet sets out the terms and conditions applying to our transaction and savings accounts listed in Part A for business customers. Part A: Fees and charges and how to minimise them ...................................................6 Business accounts: Features ����������������������������������������������������������������������������������������������������������������������������������������8 Business accounts: Everyday banking fees and charges ���������������������������������������������������������������������� 12 Different accounts have different features. The features that apply to our accounts are set out in Part A. Corporate accounts: Features �������������������������������������������������������������������������������������������������������������������������������� 24 Separate terms and conditions apply to other banking services we offer, Corporate accounts: Everyday banking fees and charges ��������������������������������������������������������������������� 26 such as Internet and Phone Banking, Business Banking Online, or any linked More about fees and charges that may apply to your account ����������������������������������������������������������� 33 business lending facility. This is only general information – it does not take your circumstances into account. Part B: Terms and conditions, and general information ...........................................40
    [Show full text]
  • Best Home Loan Offers in Australia
    Best Home Loan Offers In Australia Cupriferous and littered Percival honeys her taxonomers lectures levigating and knot ritually. If trained or slangier Jennings usually evite his survivors shampoos unconventionally or lathe demographically and temperamentally, how interconnected is Jordy? Unspoken Reed overhung, his chaptrel snick shine thick. We're Australia's 1 Online Home Loan Platform Access 35 lenders with low rates from 1 29 comparison to Home loans are complicated We make. Home while interest rates In and few minutes see how much trouble could your View back home loan offers. So some even got a lower rates than others. How perform I get 5% interest on shrewd money? Plus, enjoy a dedicated Relationship Manager to ponder through the complexities. Canstar is now Australia's biggest financial comparison site. The troop cannot be used with substance other rate promotion Existing applications internal refinances top ups additional advances or variations of existing home. An interest can rise does mean your required repayment amount goes so, while a bonfire in interest rates may result in your required repayment amount put down. The lower lower interest offer, the backdrop your repayments will be. Her work have been featured in USA Today force The Associated Press. Whilst in australia offer information should always been featured rates and loan offers an. Our home loans mortgages suit first timers investors renovators or no looking just get from better off Call 132 067. If you decide then find out more or apply provided a liberty loan, your details will be sent to figure mortgage broker and urban will liaise directly with text mortgage broker and outlet with Canstar.
    [Show full text]
  • UK-Australia Trade Deal Economics - Global
    18 June 2021 Free to View UK-Australia trade deal Economics - Global An agreement in principle The UK has agreed its first major post-Brexit trade deal Shanella Rajanayagam Trade Economist The agreement with Australia eliminates tariffs on the bulk of HSBC Bank plc goods trade and tackles barriers to services and digital trade Deal should help to strengthen UK trade linkages with the Asia-Pacific region and pave the way for it to join the CPTPP An Australia-style deal The UK has agreed a trade deal in principle with Australia that aims to tackle tariff and non-tariff barriers across a range of trade areas. Although the full text of the deal has not yet been published, British exporters are set to ultimately benefit from the removal of all Australian tariffs, including on cars and whisky, while Australian businesses will benefit from expanded agricultural market access into the UK. The UK will immediately remove tariffs on Australian wine and phase out duties on Australian beef and lamb exports over 10 years via quotas. However, British farmers will be protected from surges in Australian meat exports for a further five years through the use of safeguards. Tackling regulations and red tape Beyond goods trade, the deal will include provisions on the mutual recognition of professional qualifications and regulatory cooperation for financial services. UK investors will benefit from higher investment screening thresholds in Australia while Australians and Brits under the age of 35 will be able to travel and work in each other’s markets more freely. Both sides have also agreed to tackle barriers to digital trade, to lock in high domestic protections for workers and to affirm environmental commitments under the Paris Agreement.
    [Show full text]
  • HBAU 2019 Report
    HSBC Bank Australia Ltd A.B.N. 48 006 434 162 Annual Report and Accounts 2019 Contents Page Directors’ report Directors 2 Principal activities 2 Review of operations 2 Dividends 2 Significant changes in the state of affairs 2 Environmental regulation 2 Events subsequent to reporting date 2 Likely developments 2 Non-audit services 2 Lead auditor’s independence declaration 2 Indemnification and insurance of Directors and officers 2 Directors’ benefits 3 Regulatory disclosures 3 Rounding off of amounts 3 Financial statements Income statements 4 Statements of comprehensive income 4 Statements of financial position 5 Statement of changes in equity – consolidated 6 Statement of changes in equity – company 7 Statements of cash flows 8 Notes on the Consolidated financial statements 1 Reporting entity 9 2 Basis of preparation 9 3 Statement of significant accounting policies 11 4 Net operating income 21 5 Net change in expected credit losses and other credit risk provisions 22 6 Operating expenses 22 7 Auditor’s remuneration 22 8 Income tax expense 23 9 Derivatives 23 10 Financial assets measured at FVOCI 25 11 Property, plant and equipment 26 12 Group entities 26 13 Intangible assets 26 14 Other assets 27 15 Tax assets and liabilities 27 16 Financial liabilities designated at fair value 28 17 Provisions for liabilities and charges 28 18 Debt securities on issue 29 19 Other liabilities 29 20 Employee benefits 29 21 Share capital 29 22 Reserves and dividends 30 23 Commitments 30 24 Leases 31 25 Contingent liabilities 31 26 Fiduciary activities 32
    [Show full text]
  • Australia's Best Banking Methodology Report
    Mozo Experts Choice Awards Australia’s Best Banking 2021 This report covers Mozo Experts Choice Australia’s Best Banking Awards for 2021. These awards recognise financial product providers who consistently provide great value across a range of different retail banking products. Throughout the past 12 months, we’ve announced awards for the best value products in home loans, personal loans, bank accounts, savings and term deposit accounts, credit cards, kids’ accounts. In each area we identified the most important features of each product, grouped each product into like-for-like comparisons, and then calculated which are better value than most. The Mozo Experts Choice Australia's Best Banking awards take into account all of the analysis we've done in that period. We look at which banking providers were most successful in taking home Mozo Experts Choice Awards in each of the product areas. But we also assess how well their products ranked against everyone else, even where they didn't necessarily win an award, to ensure that we recognise banking providers who are providing consistent value as well as areas of exceptional value. Product providers don’t pay to be in the running and we don’t play favourites. Our judges base their decision on hard-nosed calculations of value to the consumer, using Mozo’s extensive product database and research capacity. When you see a banking provider proudly displaying a Mozo Experts Choice Awards badge, you know that they are a leader in their field and are worthy of being on your banking shortlist. 1 Mozo Experts Choice Awards Australia’s Best Banking 2021 Australia’s Best Bank Australia’s Best Online Bank Australia's Best Large Mutual Bank Australia's Best Small Mutual Bank Australia’s Best Credit Union Australia’s Best Major Bank 2 About the winners ING has continued to offer Australians a leading range of competitively priced home and personal loans, credit cards and deposits, earning its place as Australia's Best Bank for the third year in a row.
    [Show full text]
  • Methodology Report
    Mozo Experts Choice Awards Deposits 2019 Every day, Mozo keeps track of thousands of products in banking, insurance and energy. Unlike some other awards, providers don’t ‘enter’ the Mozo Experts Choice Awards nor do they pay to be considered. Our in-house team of experts analyse all the product data they’ve been tracking and scour the market to see if there are any other worthy candidates. Then we use our data and our experience to make a hard-nosed assessment of those products, to identify which offer great value or market-leading features. We recognise the leading products with the Mozo Experts Choice Awards. ● For product providers, a Mozo Experts Choice Award is a thoroughly researched third-party endorsement of their product. ● For consumers, the Mozo Experts Choice Awards badge is a sign that a product is among the leaders in the market, and is worthy of consideration. This report lists the winners and explains the judging methodology for our 2019 Deposit awards. 1 ​ Deposits - 2019 Winners Transaction Accounts Everyday Bank of the Year Exceptional Everyday Account Bank of Sydney Everyday Saver Account Bankwest Hero Transaction Account Bankwest Qantas Transaction Account BOQ Specialist Everyday Plus Account Citi Global Currency Account Citi Plus Transaction Account ING Orange Everyday Macquarie Platinum Transaction Account Macquarie Transaction Account UBank USaver Ultra Transaction Account Up Bank Everyday Account Best New Transaction Account Citi Global Currency Account 2 ​ Student Bank Account Community First Credit Union Student
    [Show full text]
  • The World's Most Active Banking Professionals on Social
    Oceania's Most Active Banking Professionals on Social - February 2021 Industry at a glance: Why should you care? So, where does your company rank? Position Company Name LinkedIn URL Location Employees on LinkedIn No. Employees Shared (Last 30 Days) % Shared (Last 30 Days) Rank Change 1 Teachers Mutual Bank https://www.linkedin.com/company/285023Australia 451 34 7.54% ▲ 4 2 P&N Bank https://www.linkedin.com/company/2993310Australia 246 18 7.32% ▲ 8 3 Reserve Bank of New Zealand https://www.linkedin.com/company/691462New Zealand 401 29 7.23% ▲ 9 4 Heritage Bank https://www.linkedin.com/company/68461Australia 640 46 7.19% ▲ 9 5 Bendigo Bank https://www.linkedin.com/company/10851946Australia 609 34 5.58% ▼ -4 6 Westpac Institutional Bank https://www.linkedin.com/company/2731362Australia 1,403 73 5.20% ▲ 16 7 Kiwibank https://www.linkedin.com/company/8730New Zealand 1,658 84 5.07% ▲ 10 8 Greater Bank https://www.linkedin.com/company/1111921Australia 621 31 4.99% ▲ 0 9 Heartland Bank https://www.linkedin.com/company/2791687New Zealand 362 18 4.97% ▼ -6 10 ME Bank https://www.linkedin.com/company/927944Australia 1,241 61 4.92% ▲ 1 11 Beyond Bank Australia https://www.linkedin.com/company/141977Australia 468 22 4.70% ▼ -2 12 Bank of New Zealand https://www.linkedin.com/company/7841New Zealand 4,733 216 4.56% ▼ -10 13 ING Australia https://www.linkedin.com/company/387202Australia 1,319 59 4.47% ▲ 16 14 Credit Union Australia https://www.linkedin.com/company/784868Australia 952 42 4.41% ▼ -7 15 Westpac https://www.linkedin.com/company/3597Australia
    [Show full text]
  • For Legal Reasons, Private Bankers Domiciled in Switzerland Were Not Included in This List
    Bank for International Settlements March 2010 Monetary and Economic Department RESTRICTED Triennial Central Bank Survey of Foreign Exchange and Derivatives Market Activity Turnover in April 2010 FINAL list of reporting dealers by country, name and SWIFT code SWIFT ID Country Name (N: Not available) Note: For legal reasons, private bankers domiciled in Switzerland were not included in this list. 1 AR ABN AMRO BANK N V ABNAARBA 2ARAMERICAN EXPRESS BANK LTD SA AEIBARB1 3ARBANCO BI CREDITANSTALT SA BIINARBA 4ARBANCO BRADESCO ARGENTINA SA BBDEARBA 5ARBANCO CETELEM ARGENTINA SA N 6ARBANCO CMF SA CMFBARBA 7ARBANCO COLUMBIA SA N 8ARBANCO COMAFI SA QUILARBA 9ARBANCO CREDICOOP COOPERATIVO LIMITADO BCOOARBA 10 AR BANCO DE CORRIENTES SA N 11 AR BANCO DE FORMOSA SA BFSAARBF 12 AR BANCO DE GALICIA Y BUENOS AIRES SA GABAARBA 13 AR BANCO DE INVERSION Y COMERCIO EXTERIOR SA BICXARBA 14 AR BANCO DE LA CIUDAD DE BUENOS AIRES BACIARBA 15 AR BANCO DE LA NACION ARGENTINA NACNARBA 16 AR BANCO DE LA PAMPA PAMPARBA 17 AR BANCO DE LA PROVINCIA DE BUENOS AIRES PRBAARBADIV 18 AR BANCO DE LA PROVINCIA DE CORDOBA CORDARBA 19 AR BANCO DE LA PROVINCIA DEL NEUQUEN BPNEARBA 20 AR BANCO DE LA REPUBLICA ORIENTAL DEL URUGUAY BROUARBA 21 AR BANCO DE SAN JUAN SA N 22 AR BANCO DE SANTA CRUZ SA BPSCARB1 23 AR BANCO DE SANTIAGO DEL ESTERO SA N 24 AR BANCO DE SERVICIOS Y TRANSACCIONES SA N 25 AR BANCO DE VALORES SA BAVAARBA 26 AR BANCO DEL CHUBUT SA BPCHARBA 27 AR BANCO DEL SOL SA N 28 AR BANCO DEL TUCUMAN SA BDTUARBM 29 AR BANCO DO BRASIL SA BRASARBA 30 AR BANCO FINANSUR SA BFSUARBA
    [Show full text]
  • HSBC Australia Modern Slavery Statement 2020
    HSBC Australia Modern Slavery Statement 2020 Publication date: 18 June 2021 RESTRICTED About HSBC HSBC Holdings plc, the parent company of HSBC Group, is headquartered in the United Kingdom (referred to in this document as either HSBC Group or HSBC). The Hongkong and Shanghai Banking Corporation Limited is a wholly-owned subsidiary of HSBC Holdings plc and is the principal Asia Pacific banking entity of HSBC Group based in Hong Kong. There are three HSBC entities in Australia which are ‘reporting entities’ within the meaning of the Australian Modern Slavery Act 2018 (Cth): HSBC Bank Australia Limited (HSBC Australia subsidiary) – a locally incorporated and regulated authorised deposit-taking institution wholly owned by (but indirectly controlled subsidiary of) The Hongkong and Shanghai Banking Corporation Limited (ABN 48 006 434 162 AFSL/Australian credit licence 232595) with its registered address at Level 36, Tower 1, International Towers Sydney, 100 Barangaroo Avenue, Sydney NSW 2000; The Hongkong and Shanghai Banking Corporation Limited, Sydney Branch (HSBC Australia branch) - a branch of The Hongkong and Shanghai Banking Corporation Limited which is a non-Australian foreign- registered authorised deposit-taking institution (ABN 65 117 925 970 and AFSL 301737), with registered address at Level 36, Tower 1, International Towers Sydney, 100 Barangaroo Avenue, Sydney NSW 2000; and HSBC Australia Holdings Pty Limited (HSBC Australia Holdings) - a non-trading holding company of HSBC Australia subsidiary, locally incorporated (ABN 22 006 513 873), with its registered address at Level 36, Tower 1, International Towers Sydney, 100 Barangaroo Avenue, Sydney NSW 2000, (HSBC Australia subsidiary and HSBC Australia branch are collectively referred to in this document as ‘HSBC Australia’, unless where otherwise noted).
    [Show full text]
  • Internet Phone Banking Terms and Conditions
    BankSA Internet and Phone Banking. Terms and Conditions and Important Information. Effective date: 1 October 2021 This document sets out terms and conditions for BankSA Internet, Mobile and Phone Banking along with important information about these services. This document does not contain all of the terms and conditions that apply to your use of Internet, Mobile and Phone Banking. Further terms and conditions (including information about fees and charges) are set out in the terms and conditions that apply to accounts that you access using Internet Banking and Phone Banking (including Mobile Banking for services available using Mobile Banking). Further information about our products and services is available by visiting our website banksa.com.au Contents. Important Information. ........................................................................................................................................................... 5 Security. ���������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������5 Stopping or altering payments........................................................................................................................................................................................................................5 Scheduled transactions and payments. ����������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������5
    [Show full text]
  • Connections & Collaboration
    APCA Annual Review 2016 The Australia Payments Environment Connections & Collaboration APCA Annual Review 2016 Australian Payments Clearing Association 1 APCA Annual Review 2016 Connections & Collaboration Click here to return to Contents Contents Chair and CEO Message 3 The Australian Payments Clearing Snapshot 4 Association has Highlights 6 been at the heart of the Australian The Australia Payments Environment 7 payments system for Driving Payments 10 close to 25 years. Evolution As a member organisation and industry association, we have grown to represent the needs of a diverse set of stakeholders, as the payments system itself has evolved. With a clear understanding of the requirements Positioned for 14 of a digital economy, we are the home for the Future collaboration and cross industry innovation. In our role as self-regulatory body for payments, we bring rigour to the application of existing regulation and an inquisitive, front-footed Engaging with approach to supporting the requirements the Community 18 of the emerging payments landscape. Decision Making 22 Glossary & Contact 29 APCA has 103 members including Australia’s leading financial institutions major retailers, payments system This Annual Review is designed to provide our members and stakeholders with a summary of what was achieved operators and other in financial year 2015-2016. References in this report to payments service providers. a year are to financial year ended 30 June 2016 unless otherwise stated. A full list of our members is available on page 28. Australian Payments Clearing Association 2 APCA Annual Review 2016 Connections & Collaboration Chair and CEO message The Australian payments landscape has never been more vibrant and it’s for this reason that we have chosen the theme of ‘connections and collaboration’ for our annual report this year.
    [Show full text]
  • View the Full Travel Credit Card Results
    Travel Credit Cards Star Ratings We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you. Travel Credit Cards Australia Occasional Traveller Company Product ««««« "Outstanding Value" Bank First Visa Platinum Credit Card Bankwest Breeze Platinum Mastercard Bankwest More Platinum Mastercard Bankwest Qantas Platinum Mastercard Bankwest Zero Platinum Mastercard Coles No Annual Fee Mastercard Coles Rewards Mastercard Commonwealth Bank Low Fee Gold Mastercard Commonwealth Bank Low Fee Mastercard FlexiGroup Skye Mastercard Horizon Bank Visa Credit Card HSBC Low Rate Credit Card ING Orange One ING Orange One Platinum Latitude Financial Services 28 Degrees Global Platinum Masterca ME Frank Credit Card Westpac Lite Card Report Date: August, 2020 Travel Credit Cards Star Ratings 2020 - Page 1 This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. Travel Credit Cards Star Ratings We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you. Travel Credit Cards Australia
    [Show full text]