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What Happens When You Suffer an Injury in an Ohio Ridesharing Accident? How Does Ridesharing Work? RidesharingRidesharing

Ridesharing companies like and offer When the customer is ready to be The Uber or Lyft driver will pick the 101101 free applications, or “apps,” that customers picked up, he or she can enter a pickup customer up and drive him or her to download on their or tablets. location and schedule the pickup. The the desired location. After the driver Ridesharing is a budget-friendly and convenient way to travel on short notice. Customers can download the Uber or Lyft app customer will receive a notification drops the customer off, the app will Whether you are an Ohio local or you’re visiting Ohio from out-of-state, using a onto their and create a free account. when the Lyft or Uber driver accepts automatically charge the customer’s rideshare service can save you time and money. The use of ridesharing services Every customer needs to add his or her phone the customer’s request. Customers are credit card. Drivers themselves do has increased dramatically in the last few years. Over one-third of Americans use number and credit card information or Paypal even able to watch the driver move on not carry or handle any cash or credit ridesharing services, and that number continues to climb. account information before requesting a ride. the map within the app. card information.

Ridesharing sharing companies allow customers to book a one-way transportation service on short notice. Customers How Popular Is Ridesharing? pull up their smartphones, book a driver, and wait for the driver to arrive. The ridesharing scheduling and payment process take place entirely online. Has used ridesharing Has heard of ridesharing, but has never used it Has never heard of ridesharing Each person represents 1% of the surveryed group. Passengers pay their drivers through a mobile application, and can leave reviews based on the service they receive. The most popular ride- sharing services are Lyft and Uber.

2015 2018 The use and awareness of ridesharing services more than doubled between 2015 and 2018. According to the most recent Pew Research Center survey on ridesharing, 36 percent of adults in the U.S. used a ridesharing service in 2018. As a comparison, in 2015, only 15 percent of Americans had used a ridesharing service. The number of people who had not heard of ridesharing services shrunk from 33 percent in 2015 to 3 percent in 2018. Up to 25 percent of U.S. adults use a ridesharing service at least one time per month. Customers most commonly use ridesharing services for convenience, particularly as transportation from a party or dinner. Ridesharing services are most popular in urban areas, such as Cincinnati and Daytona. However, ridesharing services have attempted to expand into more remote and rural areas in the last few years. Customers between the ages of 18 and 49 are the most likely to use ridesharing services every week. However, the Pew Research Survey noted that ridesharing had become more widely used in most demographic groups across the United States. In every category they surveyed, more people had used rideshares in 2018 than in 2015. In short, ridesharing is on the rise across the country. Ridesharing Accident Statistics AA BriefBrief HistoryHistory ofof RidesharingRidesharing Ridesharing services are incredibly popular and convenient To conduct the study, researchers compared data released from in Southwest Ohio and across the United States. Un- Uber and Lyft with statistics from the National Highway fortunately, a recent ​study​ conducted by the University of Traffic Safety Administration in each city. They also checked Chicago and Rice University, has linked ridesharing to the accident rates in cities relative to the number of miles traffic fatalities. Research from the study concludes that each vehicle traveled. The researchers noticed that the ridesharing services have increased U.S. traffic deaths accident rate in Chicago increased after Uber began offering by 2 to 3 percent since 2011. As many as 1,100 people die ride services in that city. This phenomenon continued to happen every year in ridesharing accidents. in other cities when Uber or Lyft launched their services.

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The average Uber or Lyft driver travels 2.8 miles between Deadheading can be incredibly dangerous. Instead of focus- dropping off one customer and picking up the next customer. ing on the road and surroundings, drivers are focused on The term “deadheading” refers to the process of looking picking up their next passenger. This practice contributes to around to pick up customers. Uber and Lyft drivers may , which increases the likelihood of an injury. spend up to 60 percent of their time in this manner. Deadheading also causes dangerous driver distractions. The Three Stages of a Ridesharing Trip Ridesharing companies provide some motor vehicle for their driver-partners. However, not all rideshare accidents are covered by Uber or Lyft’s insurance companies. Instead, Uber and Lyft divide up ridesharing trips into three separate stages. Each stage comes with different auto insurance protection. Understanding the three stages of a ridesharing trip can be incredibly helpful for both drivers and passengers.

Stage 3 begins when rideshare drivers In the first stage, the driver has turned off the application, or Stage 3: accept a ride request and continue un- Stage 1: the driver is offline. During this stage, the driver’s personal til drivers drop the customer off. Ride- The Driver is Offline, insurance company and coverage will apply. Uber and Ly- Drivers Are En Route to sharing companies maintain the highest or the App is Off ft’s insurance policies will not cover any accident that takes Pick Up Passengers and amount of auto insurance for drivers and place when the driver is not online, meaning the Lyft or Uber During Ridesharing Trips passengers during stage 3, to include: application is not active.

STAGE 1 STAGE 2 STAGE 3 STAGE 2

PICK-UP DROP-OFF AREA AREA

During stage 2, drivers set their status as available on the $1,000,000 UNDERINSURED OR UNINSURED CONTINGENT COMPREHENSIVE Stage 2: app. Rideshare drivers will remain available on the app un- MOTORIST COVERAGE FOR BODILY INJURIES AND COLLISION INSURANCE less they turn off the app or accept a ride request from a in third-party liability The Driver is Available customer. During stage two, ridesharing companies offer the and Waiting for a following third-party liability insurance if the driver's personal The contingent comprehensive and collision insurance applies to damage to When a ridesharing service's insurance Ride Request auto insurance coverage doesn't apply: the driver's vehicle. This coverage only applies if the driver had his or her own does provide comprehensive and collision insurance that covers comprehensive and collision coverage for the when insurance, the driver is responsible for not using the app. paying a $1,000 deductible. $50,000 PER PERSON $100,000 PER ACCIDENT $25,000 PER ACCIDENT in bodily injury coverage in bodily injury coverage in property damage

When the driver does not have personal insurance coverage in the amounts listed above, the ridesharing company’s insurance policy will cover the accident. WhatWhat toto DoDo IfIf YouYou AreAre aa RideshareRideshare DriverDriver A Driver’s Insurance andand You’reYou’re Coverage Depends on InjuredInjured onon thethe JobJob the Stage of the Trip

The American economy has increasingly become a “gig economy” in recent years. More workers than ever are taking on part-time contract work outside Are you an Ohio rideshare driver who's become injured on the job? If so, you may be worried about whether or not Uber's of their regular to earn extra money. In insurance policy will cover your injuries and property damage. Ridesharing companies provide their drivers with different 2017, the owner of ​Uber ​noted that over 2 million amounts of insurance coverage, depending on the stage in which the accident took place. drivers worked part-time for Uber, providing over 15 million rides per day in over 500 cities. Rideshare drivers and passengers receive coverage under a three-stage insurance plan offered by both Lyft and Uber. The amount of coverage to which drivers and passengers are entitled depends on the driver's activity at the time of the rideshare Becoming a ridesharing driver allows individuals accident. Uber and Lyft require drivers to carry minimum amounts of personal auto insurance. When the driver's insurance and families to earn extra money whenever they doesn't cover the claims, Uber and Lyft insurance policies will step in and cover the remaining costs, up to their policy limits. have an hour or more to spare. Rideshare drivers are independent contractors, not employees. They do not enjoy the same benefits and legal protections that employees enjoy. Nonetheless, rideshare drivers do enjoy the protection of Uber's or Lyft's insurance policies, depending on when the accident took place. The Driver’s Personal Uber Provides Limited STAGE 1 Insurance Will Cover STAGE 2 Insurance Coverage for Accidents in Stage 1 Drivers During Stage 2 During stage 1, the driver is offline, meaning the ridesharing app is off. When an accident happens during state 1, Uber and Lyft insurance policies will not cover your claim. Instead, your personal auto insurance policy will cover any accidents that take place during this stage.

The state of Ohio requires that all drivers purchase minimum amounts Rideshare companies do provide limited insurance of personal auto insurance. It is illegal to drive any motor vehicle for coverage for drivers when an accident takes place any reason without insurance in Ohio. All drivers are legally required to during stage 2. In stage 2, the rideshare driver has purchase the following minimum insurance amounts: turned the app on and is available and waiting to accept a ride request from a customer. Ride- share companies provide the following insurance ● $25,000 for the injury or death of one person coverage to drivers and passengers during stage 2: ● $50,00 for the injury or death of two or more people ● $25,000 for property damage in an accident

$50,000 PER PERSON $100,000 PER ACCIDENT in bodily injury coverage in bodily injury coverage

$25,000 PER ACCIDENT in property damage

If you are at fault for the Uber or Lyft accident during Even though it is illegal to do so, many people continue stage 1, you and any other injured parties may file a to drive without minimum levels of insurance in Ohio. You claim on your insurance policy. What happens if you are may be able to file an underinsured or uninsured driver's not at fault for the accident during stage 1? You and claim with your own insurance company. Purchasing under- any of your passengers will be able to file a claim with insured or uninsured driver's insurance is not mandatory in the at-fault driver’s insurance company. What happens Ohio, but many drivers do pay for this optional coverage. when the at-fault driver does not have insurance? Rideshare Companies Provide $1 Million in STAGE 3 Coverage for Drivers During Stage 3 When a driver accepts a customer's request for a ride, stage 3 begins. Stage Accidents Caused by Uninsured 3 continues until the driver drops off the customer. During stage 3, Uber and Lyft offer the most in terms of insurance protection for drivers. Both the or Underinsured Motorists rideshare driver and passenger will receive coverage under the $1 million policy. Rideshare companies also carry a $1 MILLION POLICY for uninsured or underinsured motorists during stage 3. When the at-fault driver does not have insurance or does not have enough insurance to cover the damages, the ridesharing company's insurance will kick in and cover the costs of the accident, up to $1 million.

Who Is Liable for Property Damage During a Rideshare Accident? Drivers may be entitled to collision and What if the rideshare driver does not have comprehensive coverage for their property collision and comprehensive coverage? damage when the accident happens during In this instance, Uber and Lyft will not stage 3. When a rideshare driver's personal provide collision and comprehensive insurance policy includes coverage for coverage. If another driver caused the collision and comprehensive coverage, Uber or motor vehicle accident, the Uber or Lyft Lyft's insurance coverage will take its place. driver could file a claim for property Uber or Lyft’s policy will cover the costs damage with the at-fault driver's insurance of repairing the driver’s vehicle due to an company. Or, the ridesharing driver may benefit from bringing a personal injury PICK-UP accident caused by Stage 3. Rideshare AREA drivers must pay a $1,000 deductible to lawsuit for damages, from including take advantage of this coverage, however. property damage to his or her vehicle. I’m a Rideshare Driver. Collect Important Information What Should I Do After an Accident? and Exchange Insurance Information All motor vehicle accidents come as a shock to those in- As a rideshare driver, it is wise to keep a copy of the As with any other car accident, you will need to collect important information volved. Even experienced drivers can become uncertain as steps you should take after an accident in your vehicle. from witnesses and other drivers.Write down the names, telephone numbers, and to how to respond after a car accident. If you are an Uber Should an accident happen while you're driving for Uber addresses of witnesses and drivers. Gather the contact information of your Uber Take Pictures or Lyft driver and you're in an accident, you will likely be or Lyft, you will be able to quickly pull out the list. By going or Lyft passengers as well before they leave the scene of the accident. confused and stunned. You or your passengers may be through the list step-by-step, you will make sure that you Exchange insurance information with all drivers involved in the accident. of the Scene injured and in pain. don't miss any crucial steps. If you can do so, take pictures of the scene of the accident with your smart- phone. Take photos of your injuries as soon as possible after the accident. Also, take photos of any property Stop Your Vehicle And Call the Police damage to your vehicle.

If your vehicle is still moving after the Next, call the police. You will need Keep Records of Your Medical Treatment accident, stop your vehicle and pull it to request a police report after the When you visit the doctor after your ridesharing accident, Make sure that you attend all follow-up over to the side of the road and bring accident takes place. Police reports describe your pain using a specific language. Many of us appointments and take every step that your vehicle to a complete stop. If mov- offer important legal proof when filing tend to downplay our illnesses and injuries as being "no big your doctor recommends that you take. ing your vehicle to the side of the road an insurance claim or when bringing deal." After a car accident, downplaying injuries can have Keep records of all of your appointments is not an option, turn your vehicle off a personal injury lawsuit. These reports negative consequences. Describing your pain and symptoms and prescriptions, as these records could and park on the side of the road. Call provide another record of the accident in detail will benefit you when you make an insurance claim become significant evidence in seeking 911 if you or any of your passengers are taking place and the positioning of or file a personal injury lawsuit. compensation for your injuries. injured and need medical treatment. the vehicles. Report the Accident to the Ridesharing Company Do Not Admit Fault Rideshare company drivers are required to fill out an Uber or Lyft Accident Form. Drivers can select the help setting in their driver app to file the report. Next, confirm with the rideshare company that they received your accident report. Typically, During the shock of the accident, it is When they do, the other drivers involved someone from the ridesharing company will contact you soon after you file the report to begin the investigation. easy to admit fault, even when you were or the insurance company can use that not the at-fault driver. When police admission against you. Keep your officers begin asking you questions, answers brief and to-the-point. Do not refrain from admitting that you caused speak to the other driver except to Speak with an Ohio the accident. Sometimes innocent gather the necessary information. drivers admit fault because of the Rideshare Accident Attorney stress of the situation. In some cases, Uber and Lyft may deny a valid insurance claim against their policy. In rideshare accidents, drivers have a lot at stake, includ- ing their financial security. Speaking with a lawyer as soon as possible is an essential step to protect your right to compensation. What Damages Are Available for Rideshare Drivers? WhatWhat ToTo DoDo IfIf Rideshare companies do provide insurance coverage, depending Rideshare drivers may benefit from filing an Ohio personal on the type of accidents. Uber and Lyft insurance policies do injury lawsuit. When another driver caused the rideshare YouYou AreAre AA not always cover the extent of your injuries or property damage, driver's injuries, that driver may be liable for damages caused however. In some cases, Uber and Lyft deny claims by accident. When the rideshare driver can successfully made on their insurance policy, and drivers will not receive prove that the at-fault driver caused his or her injuries, the RidesharingRidesharing compensation for injuries caused by the rideshare accident. following types of compensation are available: MEDICAL EXPENSES ANY FUTURE PassengerPassenger RELATED TO THE ACCIDENT, INCLUDING

SURGERIES AND HOSPITAL STAYS MEDICAL EXPENSES NEEDED TO TREAT A DISABILITY andand AreAre InjuredInjured RELATED TO THE ACCIDENT DuringDuring TheThe TripTrip APPOINTMENT REMINDER FOR: Ohio residents use rideshare services because they are an affordable and convenient way to get alone. Unfortunately, rideshare accidents do happen in Ohio. As the rideshare grows in Ohio, more Lyft and Uber drivers will be involved in motor vehicle accidents. If you become injured as a passenger in a Lyft or Uber accident, you may have several options to recover compensation. COMPENSATION FOR: Lost wages mean LOSS OF WAGES DURING THE DRIVER’S late payments, more debt, and RECOVERY FROM THE ACCIDENT possibly worse! DRIVER’S LOSS OF EARNING POTENTIAL AFTER THE ACCIDENT PAIN AND SUFFERING FOR PHYSICAL PAIN AND Without a car, many EMOTIONAL TRAUMA CAUSED rideshare drivers can’t earn BY THE ACCIDENT a living! This lost income can be a huge problem!

Finally, when the at-fault driver causes another person's death, the surviving family can file a wrongful death lawsuit. Wrongful death lawsuits are personal injury lawsuits that provide compensation for funeral expenses, burial costs, medical expenses prior to death, loss of earning capacity, and pain and suffering. Recovering Compensation When Your Uber or Lyft Driver Was at Fault

Was your rideshare driver texting while driving or distracted in another way when the accident happened? Did your driver drive through a yellow light and cause a collision at an intersection? When your Uber or Lyft driver was at fault for your accident while driving you to your destination, Determining Who you will be able to file a claim under Uber or Lyft’s insurance policy. Rideshare companies provide passengers who suffer injuries with $1 million in liability coverage. Many clients ask us if they can bring Was at Fault for a lawsuit against Uber or Lyft directly when one of their drivers is at fault for the accident. Bringing a lawsuit directly against Uber or Lyft the Rideshare is typically not an option. Uber and Lyft drivers are not employees of those companies. Instead, they are independent contractors. The best option for recovering compensation for your injuries caused by a Lyft The first step is to determine who was at fault or liable for the or Uber driver is to file a claim with Uber or Lyft's insurance policy. accident. Typically, either your rideshare driver or another third party driver was at fault for the accident. Rideshare passengers are rarely, if ever, at fault for rideshare accidents. Experienced rideshare accident attorneys will thoroughly investigate the accident using all available evidence to determine which driver is liable for your injuries.

Ohio is a fault-based state when it comes to filing insurance Recovering Compensation When claims. The driver who is at-fault for the accident, or who causes the accident, is financially responsible for the losses of injured A Third Party Driver Was at Fault people. The driver who caused your injuries is financially responsible for your financial losses. Recovering compensation When the other driver is at fault, you will be able to file a claim with the depends on whether or not the at-fault driver has adequate at-fault driver's motor vehicle insurance policy. For example, if a random insurance coverage. third party car hit your ridesharing vehicle, the third-party driver is at fault and liable for the accident. You will be able to file a claim with the third-party driver's insurance. What happens if the at-fault driver does not have insurance or is underinsured? Should an accident take place during stage 2, the Uber and Lyft's $1 million uninsured and under- insured motorist coverage will step in and cover the accident. What to Do As a Passenger Report the Car Accident to After a Ridesharing Accident the Rideshare Company Here are some steps you should take as a passenger who is involved in a rideshare accident in Ohio: In some cases, rideshare drivers are reluctant to report the rideshare accident to Lyft or Uber. However, it is best to ensure that you or the driver report the accident as soon as possible. Keep in mind that rideshare companies do not always have the passenger's best interest in mind. Call the Police and They are for-profit companies who attempt to avoid paying insurance 911, If Necessary claims on behalf of passengers whenever possible.

As with any auto accident, the first step after the vehicle stops is to call 911 if anyone is hurt. Next, call the police. You will need a police report when filing for insurance claims, or when pursuing a personal injury lawsuit Save Important Documents against the at-fault driver. The police will also help you exchange relevant information with the other parties involved. and Take Notes

The more information and documents you can save, the better. Keep all information related to your medical visits and specialist appointments. Keep a notebook and write down the dates and times of all important phone calls with insurance companies. Make a note of your daily pain levels. Write down any activities that you've struggled to do because of your injuries. This information will help you greatly should you pursue a personal Gather Information and Take Photos injury lawsuit. The more information you have available, the better you can protect your claims to compensation. Be sure to get the phone number, address, and name of the rideshare driver and any other drivers involved in the accident. Also, be sure to get the rideshare driver's personal car insurance policy information. Should Uber or Lyft deny your insurance claim, you may need to file a claim with the driver's personal insurance company. Contact an Ohio Ridesharing

Write down the make, model, license plate, and registration of all Lawyer as Soon as Possible involved in the accident. Also, write down the contact information of any witnesses to the accident. If you can take photos, such as with your Uber and Lyft will often begin the accident An effective lawyer can help you make statements cell phone's camera, do so. Be sure to take photos of the positions of investigation process soon after the driver to insurance companies and negotiate with the vehicles, any dangerous road conditions, and the damage to both submits an accident report. Injured passengers them to ensure you receive a fair amount of cars. Take pictures of your injuries as well. are usually in a state of shock and may compensation for your injuries. When necessary, unintentionally admit fault or say something a skilled legal team can help you file a personal that could hurt their claim shortly after the injury lawsuit against the at-fault driver or drivers. accident. Hiring a skilled rideshare injury lawyer soon after the accident is essential. What Damages are Passengers Entitled Recovering Compensation as an to After a Rideshare Accident? Out-of-State Uber or Lyft Passenger Under Ohio , the at-fault driver in an auto accident is liable for the injuries caused by the accident. When a third-party driver is at-fault for the accident, you will be able to file a claim with his or her auto insurance compa- Every day, out-of-state passengers suffer injuries in ny. When your rideshare driver caused the accident while transporting you, you will be able to file a claim with Uber Uber and Lyft accidents in Ohio. For example, what or Lyft’s insurance provider. As a passenger, you will most likely recover compensation for your bodily injuries. happens when an Uber or Lyft driver picks up a passenger at an Ohio airport and then gets into an accident? Out-of-state passengers involved in a car Damages for Bodily Injury JUST VISITING accident in Ohio have a legal right to file a personal injury claim. Ohio courts have personal jurisdiction from a Rideshare Accident to hear car accident cases in Ohio, even when the Bodily injury insurance coverage provides compensation for damages caused by accident, up to the injured party is not a resident of Ohio. limits of the insurance policy. Injured passengers can receive compensation for all of the following: Ohio is an at-fault insurance state. When a rideshare ? accident happens while a driver is transporting a passenger, Uber and Lyft's $1 million insurance cov- Here’s what you erage will cover the accident. When the rideshare need to know. driver was at-fault for the accident, the out-of-state passenger has a right to file a claim with Uber or Lyft directly.

If a third-party driver caused the accident, the out- of-state passenger would need to file a claim with the out-of-state driver's policy. Uber and Lyft provide OHIO IS AN AT-FAULT STATE. uninsurance and underinsurance coverage for pas- THAT MEANS IF THE ACCIDENT WAS CAUSED BY... sengers. This coverage becomes available when the at-fault driver does not have insurance or does not have enough insurance to cover the passenger's in- juries. Uber and Lyft's insurance policies also cover hit-and-run accidents. YOUR RIDESHARE DRIVER: A THIRD PARTY DRIVER: Out-of-state passengers who become injured in a The passenger has the The passenger needs to file ridesharing accident face unique challenges. When right to file a claim with a claim with the third passengers are injured away from home, in an unfa- the rideshare service. party’s insurance provider. miliar location, every task can seem more stressful and complicated. Passengers who become injured out-of-state have additional hotel and transporta- Compensation for Property Damage tion expenses. Hiring a local Ohio rideshare attorney IF THE DRIVER AT FAULT IS is essential for out-of-state passengers who suffer Depending on the insurance coverage, passengers may also be entitled to compensation for any UNINSURED OR UNDERINSURED, injuries. Passengers can rest assured knowing that property damage. In serious accidents, personal property such as laptops and cell phones can THE RIDESHARE COMPANY’S INSURANCE a local attorney is fighting to ensure they receive become damaged. Be sure to report any damaged property to the insurance adjuster so you can WILL COVER THE PASSENGER’S INJURIES. compensation for all of the expenses related to the receive compensation for your property damage. rideshare accident. WhatWhat toto DoDo ifif YouYou areare aa ThirdThird PartyParty DriverDriver HitHit byby aa RidesharingRidesharing CarCar

What happens when a ridesharing driver causes a car accident? Will the rideshare insurance policy cover your injuries as a third-party driver? The answer depends on the stage of the rideshare during which the accident occurred. Ohio is an at-fault insurance state, meaning injured parties must seek compensation from the at-fault driver’s insurance policy. When the accident happens STAGE 1 during stage 1, the rideshare STAGE 2 driver’s personal insurance coverage will apply. What happens when a rideshare driver causes Stage 1 includes the period in which the rideshare application is an accident in stage 2? offline or turned off. If a rideshare driver injured you in stage 1, you’d need to file a claim through the driver’s own insurance Stage two includes the period when the driver app company. Unfortunately, many personal insurance policies will not is on, and the driver is waiting to accept a cus- cover accidents that happen when the driver is engaged in tomer. In this situation, rideshare companies offer commercial activity. What happens when the driver’s personal insurance reduced compensation with no deductible. When is not enough, or the driver is uninsured? You may need to file an un- a rideshare driver causes an accident during this insurance or underinsurance claim with your own insurance company. stage, you may be entitled to the following:

$50,000 PER PERSON $100,000 PER ACCIDENT in bodily injury coverage in bodily injury coverage

$25,000 PER ACCIDENT in property damage The rideshare company’s STAGE 3 insurance should compensate you for your injuries when the accident happened during stage 3.

Stage 3 begins when a rideshare driver accepts a rideshare request from a customer and ends when the driver drops the customer off. Uber and Lyft both carry a $1 million insurance policy for accidents that take place during stage 3. Was the rideshare driver transporting a customer when he or she collided with your vehicle? If so, you will likely be able to re- cover compensation through the rideshare company’s $1 million policy.

PICK-UP AREA What to do After Car Accident Caused by a Rideshare Driver DamagesDamages AvailableAvailable toto After a car accident, it can be challenging to know what to do, especially if you’re in a state of shock. Here are the steps you should consider after being involved in an Uber or Lyft accident. Third-PartyThird-Party DriversDrivers InjuredInjured

Dial 911 and Call the Police byby UberUber oror LyftLyft DriversDrivers When a rideshare driver causes your car accident, it is wise As with any car accident, injured parties have a right to file a claim for to call 911 immediately if anybody has become injured. compensation through the at-fault driver’s insurance. When the accident Next, you should call the police. When a car accident in- occurred during stage 2 or 3, and the rideshare driver caused the accident, volves a rideshare driver, you will benefit from an official you’ll be able to file a claim through Uber or Lyft’s insurance policy. police investigation. After the police arrive and investigate the scene, they will prepare an official police report that If the accident occurred during stage 1, you would be able to file a claim you can use to back up your claim. through the driver’s personal insurance. When the driver is uninsured or underinsured, you may be able to file a claim with your insurance policy. Insurance policies usually provide compensation for the following: Document Your Medical Treatment One of the best steps you can take after being injured by a rideshare accident is to document your medical treatment. Many insurance companies will claim that you were not in- jured or that your injuries are not as extensive as you claim. Documenting your medical treatment will help you prove the severity of your injuries. Taking time to document the pain that you experience daily and any activities you can no longer engage in due to your injury can benefit your claim in the long run.

Call an Experienced Rideshare Attorney One of the most important steps you can take after being involved in an Uber or Lyft accident is to call a skilled at- torney. Insurance companies will attempt to deny coverage whenever possible, even when the Uber or Lyft driver is at fault for the accident. No matter the stage of the accident, it is essential to contact an Ohio rideshare attorney. Insur- Depending on the stage of the Uber or Lyft accident, you will also be entitled ance companies are notorious for denying claims whenever to compensation for your property damage. Property damage includes any possible. If you’ve suffered an injury from a Uber or Lyft damage to your motor vehicle as well as damage to any personal property accident, an experienced lawyer can help you fight for your inside your vehicles, such as laptops or cellphones. Plaintiffs Need to Have a Serious Injury to Have a Successful Personal Injury Claim

If you’re considering filing a personal injury COST OF MEDICAL TREATMENT ASSOCIATED WITH THE ACCIDENT lawsuit over an Uber or Lyft car accident, you might be wondering what your case is LOST PAST AND FUTURE SALARY AND WAGES worth. Determining the value of a personal COMPENSATION FOR VEHICLE AND PROPERTY DAMAGE injury claim comes down to determining what PAIN AND SUFFERING RELATED TO THE ACCIDENT your injuries have cost you. Courts will award successful plaintiffs for all damages caused LOSS OF ENJOYMENT OF DAY-TO-DAY ACTIVITIES by the car accident, including monetary, LOSS OF CONSORTIUM IN PERSONAL RELATIONSHIPS physical, and mental damages. Specifically, successful plaintiffs are entitled to several In some cases, a court will award punitive damages different types of compensatory damages: to punish egregious behavior

In a split second, a driver can become seriously injured in a ridesharing accident. People can suffer Serious Injuries Caused injuries ranging from broken bones to serious brain injuries. Some of the most common serious injuries DoDo II NeedNeed by Uber and Lyft Accidents caused by rideshare accidents include the following: anan AttorneyAttorney AfterAfter anan OhioOhio RideshareRideshare Accident?Accident? Have you suffered a serious personal injury from a rideshare accident? If so, you might be entitled to compensation through an insurance claim or a personal injury lawyer. Depending on the stage of the accident and who was at fault, you may be able to claim compensation through a rideshare company’s insurance policy. Many times, insurance policies will not sufficiently cover your injuries and damage, however. Sometimes, the best option for seeking compensation is to file a personal injury lawsuit. HowHow JonesJones KahanKahan LawLaw WorksWorks withwith YouYou At Jones Kahan Law, we offer an exceptionally high level of customer service to our clients. We under- stand how challenging it can be to leave your home or the hospital after a serious rideshare accident. That’s why our lawyers will come to meet with you wherever you are healing after your serious rideshare accident. We understand the value of meeting face-to-face. Our lawyers, not claims investigators, will meet with you at your home or in our office. The Benefits of Hiring an Attorney We Meet with Clients Face to Face After a Rideshare Accident Our lawyers provide a high level of customer service. We answer all of our clients' questions face to face. We want all of our clients to leave our law office As hiring rideshare drivers become more common, more with an understanding of their claims. We take the time to discuss all of our Uber and Lyft drivers are involved in rideshare collisions. clients' concerns, so they leave our office feeling like their claim is in safe Accidents involving an Uber or Lyft driver are often more hands. Customer service is such a high priority for our law firm that we even give complex than other car accidents. If you’ve suffered an our clients our personal cell phone numbers. injury in a rideshare accident, your amount of compensation depends on several different factors, including the stage in Our Clients Have Access to Our which the accident occurred. Network of Medical Professionals One of the biggest mistakes that a rideshare accident lawyer Additionally, we have spent years developing relationships with skilled doctors. can make is to assume that Uber and Lyft will automatically We work with a team of doctors who provide our clients with thorough medical pay them the benefits to which they are entitled. Like evaluations. These doctors provide complete reports on the status of our other for-profit companies, Uber and Lyft prioritize their clients’ injuries and how their injuries impair their daily lives. We understand profits above all other claims. These companies will fight how complicated navigating the medical network can be, especially after a to find a way to deny coverage to victims of rideshare serious injury. Our legal team helps our clients navigate hospital networks and accidents. Without the right preparation, legal knowledge, insurance companies to help them find a physician if needed. and strategy, victims of ridesharing accidents cannot recover compensation. We Fight for Your Right to Recover Damages If you’ve become injured in a rideshare accident, you need a legal team that will aggressively fight for your right to At Jones Kahan Law, our lawyers do not receive payment until you receive compensation. Whether you’re filing for insurance benefits payment in the form of a settlement. Settlements include different categories through Uber or Lyft’s insurance policy, or you plan to file of compensation for medical bills, pain and suffering, and property damage. a personal injury lawsuit, our legal team can help fight for Successful personal injury plaintiffs are entitled to repayment for all of their you. At Jones Kahan Law, our legal team has a proven track medical bills from the past. They will also receive compensation for current record of successfully fighting for the rights of rideshare medical bills as well as future medical bills caused by your injuries. As a accident victims. courtesy, our lawyers will help you with your property damage claims as well. Contact Our Experienced Ohio Rideshare Accident Lawyers Today If you have been injured in a ridesharing accident, whether you are the driver, the passenger, or a third party, you have the right to seek compensation for your injuries. Don't hesitate to contact the experienced attorneys at Jones Kahan Law for a FREE consultation regarding your case. Contact us to schedule an appointment.